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HomeMy WebLinkAbout14-1153 Supreme Cott f ennsylvania COU ' UCd i o leas For Prothonotary Use Only: C1 �i<ilr t Docket No: J CU �AM� County ( o- 3 The information collected on this form is used solely for court administration purposes. This farm does not supplement or replace the filing and ,service of pleadings or other papers as required by lain or rules of court. Commencement of Action: S El Complaint El Writ of Summons © Petition Transfer from Another Jurisdiction © Declaration of Taking E C Lead Plaintiffs Name: Lead Defendant's Name: PNC BANK, N.A. ISAAC AEPPLI T I Are none dam a g es req uested? Yes No Dollar Amount Requested: ©within arbitration limits Y g 9 X (check one) ®x outside arbitration limits O N Is this a Class Action Suit? n Yes F1 No Is this an MDJAppeal? C] Yes M No A Name of Plaintiff /Appellant's Attorney: JAMES P. VALECKO, ESQ. PA ID #79596 0 Check here if you have no attorney (are a Self Represented [Pro Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS Intentional El Buyer Plaintiff Administrative Agencies rl Malicious Prosecution 0 Debt Collection: Credit Card 0 Board of Assessment rl Motor Vehicle 0 Debt Collection: Other E] Board of Elections n Nuisance BREACH OF CONTRACT [] Dept. of Transportation E] Premises Liability © Statutory Appeal: Other S E] Product Liability (does not include ® Employment Dispute: E mass tort) ® Slander/Libel/ Defamation Discrimination C El Other: Employment Dispute: Other Zoning Board El , I ® Other: O MASS TORT n Asbestos N n Tobacco n Toxic Tort - DES 0 Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS n Toxic Waste n Ejectment Q Common Law /Statutory Arbitration B ® Other: ® Eminent Domain /Condemnation [3 Declaratory Judgment Ground Rent [] Mandamus Landlord/Tenant Dispute E] Non - Domestic Relations Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABLITY n Mortgage Foreclosure: Commercial Quo Warranto El Dental ® Partition Replevin n Legal ® Quiet Title n Other: n Medical Other: n Other Professional: Updated 1/1/2011 WELTMAN, WEMERG & REIS CO. TL:p.A C T IOP�O �� r Y Attorney for Plaintiff(s) 201 FEB 26 PIM € 03 BY: James P. Valecko, Esquire I.D. No.79596 CUMBERLAND COUNTY 436 Seventh Avenue, Suite 1400 PENNSYLVANIA Pittsburgh, PA 15219 Phone: 412.434.7955 Fax: 412.434.7959 File # 20172558 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION. PNC BANK, N.A. Plaintiff , vs. Civil Action No. ISAAC AEPPLI Defendant(s) COMPLAINT AND NOTICE TO DEFEND YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249 -3166 �� Pa COMPLAINT 1. Plaintiff is a national banking association having offices at 3232 Newmark Drive, Bldg 2, Miamisburg, OH 45342. 2. Defendant, Isaac Aeppli, is an adult individual with a last known address of 46 Greenmont Dr, Enola, PA 17025. COUNT 3. On or about April 23, 2009, Defendant executed a Promissory Note (hereinafter the "Note ") in favor of Plaintiff, a true and correct copy of said Note is attached hereto, marked as Exhibit "I", and made a part hereof. 4. Plaintiff avers that Defendant is in default of the Note by having not made payment to Plaintiff as promised, thereby rendering the entire balance immediately due and payable. 5. Plaintiff avers that a balance of $73,581.53 is due from Defendant as of January 13, 2014. A true and correct copy of Plaintiff's Payoff Information is attached hereto, marked Exhibit "2 ', and made a part hereof. 6. Plaintiff avers that the Note between the parties provides that Defendant will pay Plaintiffs reasonable attorneys' fees. 7. Plaintiff avers that such attorneys' fees amount to $1,500.00. 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and /or refused to pay the principal balance, attorneys' fees or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands. Judgment on Count I against Defendant, Isaac Aeppli, individually, in the amount of $73,581.53 with continuing interest thereon at the statutory rate of 6.00% per annum from the date of Judgment, plus attorneys' fees of $1,500.00 and costs. COUNT II 9. On or about April 23, 2009, Defendant executed a Promissory Note (hereinafter the "Note ") in favor of Plaintiff, a true and correct copy of said Note is attached hereto, marked as Exhibit "3 ", and made a part hereof. 10. Plaintiff avers that Defendant is in default of the Note by having not made payment to Plaintiff as promised, thereby rendering the entire balance immediately due and payable. 11. Plaintiff avers that a balance of $39,966.80 is due from Defendant as of January 13, 2014. A true and correct copy of Plaintiff's Payoff Information is attached hereto, marked as aforementioned Exhibit "2 ", and made a part hereof. 12. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and /or refused to pay the principal balance or any part thereof to Plaintiff. WHEREFORE, Plaintiff demands Judgment on Count II against Defendant, Isaac Aeppli, individually, in the amount of $39,966.80 with continuing interest thereon at the statutory rate of 6.00% per annum from the date of Judgment and costs. WELTMAN, WEINBERG & REIS, CO., L.P.A. James P. Talecko, Esquire I.D. No.79596 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 Phone: 412.434.7955 Fax: 412.434.7959 File # 20172558 (Page 2 'of 4) PROMISSORY NOTE �Princi � ~h„�� ;< > ;�:oan>.�DaCa Ie►latu j ,,y [�y - n X10 e��• �a,11 t Cat Accoul�t , , :..: r: :.initials 23i58 g9q:�..fr s.n „ „...... 2286:1: _.._...04,23- 2009:::: t)4- 23..20. ?�.. ....•n.:. <... ..,,,,. References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing ' " " "' has been omitted due to text length limitations. Borrower: ISAAC AEPPLI Lender PNC Bank, National Association 238 WEST COULTER ST Business Banking PHILADELPHIA, PA 19144 4242 Carlisle Pike Camp Hill, PA 17001 Principal Amount: $95,024.94 Date of Note: April 23, 2009 PROMISE TO PAY. ISAAC AEPPLI ('Borrower') promises to pay to PNC Bank, National Association ('Lender'), or order, in lawful money of the United States of America, the principal amount of Ninety -five Thousand Twenty -four & 94/100 Dollars ($95,024.94), together with interest on the unpald principal balance from April 23, 2009, calculated as described In the 'INTEREST CALCULATION METHOD' paragraph using an interest rate of 6.490% per annum based on a year of 360 days, until paid In fug. The interest rate may change under the terms and conditions of the "INTEREST AFTER DEFAULT' section. PAYMENT. Borrower will pay this loan In 120 payments of $1,083.13 each payment. Borrower's first payment is due May 23, 2009, and all subsequent payments are due on the same day of each month after that. Borrower's final payment will be due on April 23, 2019, and will be for all principal and all accrued interest not yet paid. Payments include principal and Interest. Unless otherwise agreed or required by applicable law, payments will be applied first to any accrued unpaid interest; then to principal; then to any unpaid collection costs; and then to any late charges, Borrower will pay Lender at Lender's address shown above or at such other place as Lender may designate in writing. The annual interest rate for this Note is computed on a 3651360 basis; that is, by applying the ratio of the annual interest rate over a year of 360 days, multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. The level payment amount is calculated on the assumption that each periodic payment will be made on the date when due, and if there is any variation in the actual payment dates, there may be an additional amount due upon maturity of this Note. Any amortization schedule provided to Borrower is only an estimate, and is superseded by the terms of this Note regarding the accrual and payment of interest. PREPAYMENT PENALTY. Upon prepayment of this Note, Lender Is entitled to the following prepayment penalty: The Borrower shag have the right to prepay the indebtedness hereunder at any time and from time to time, in whole or in part; provided, however, that if this Note bears Interest at a fixed rate (the 'Fixed Rate'1, notwithstanding anything contained herein to the contrary, upon any such prepayment by Borrower (whether voluntary, on default, or otherwise), the Borrower shall, upon demand by Lender, pay Lender as compensation for the cost of being prepared to advance fixed rate funds hereunder, an amount equal to the Cost of Prepayment. 'Cost of Prepayment' means an amount equal to i three percent (3.00 %) of the principal amount being prepaid. The Cost of Prepayment shag also apply to any payments made after acceleration of the maturity of this Note while a Fixed Rate Is in effect. Subject to the foregoing, Borrower may pay all or a portion of the amount owed earlier than It is due. Except for the foregoing, Borrower may pay al or a portion of the amount owed earlier than it is due. Early payments will not, unless agreed to by Lender in writing, relieve Borrower of Borrower's obligation to continue to make payments under the payment schedule. Rather, early payments will reduce the principal balance due and may result in Borrower's making fewer payments. Borrower agrees not to send Lender payments marked 'paid in full', 'without recourse', or similar language. If Borrower sends such a payment, Lender may accept it without losing any of Lender's rights under this Note, and Borrower will remain obligated to pay any further amount owed to Lender. All written communications concerning disputed amounts, including any check or other payment instrument that indicates that the payment constitutes 'payment in full' of the amount owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: PNC Bank, National Association, Attn: P5- PCLC -0I -H , 2730 LIBERTY AVENUE PITTSBURGH, PA 15222. LATE CHARGE. If a payment is 15 days or more late, Borrower will be charged 5.000% of the regularly scheduled payment or $100.00, whichever is less. INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final maturity, the interest rate on this Note shall be increased by 5.000 percentage points. If judgment is entered in connection with this Note, interest will continue to accrue after the date of judgment at the rate in effect at the time judgment is entered. However, in no event will the interest rate exceed the maximum interest rate limitations under applicable law. DEFAULT. Each of the following shall constitute an event of default ('Event of Default') under this Note: Payment Default. Borrower fails to make any payment when due. Other Defaults. Borrower or Grantor fails to comply with or to perform any other term, obligation, covenant or condition contained in this Note or in any of the related documents or to comply with or to perform any term, obligation, covenant or condition contained in any other agreement between Lender and Borrower. Default in Favor of Third Parties. Borrower or any Grantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person that may materially affect any of Borrower's property or Borrower's ability to repay this Note or perform Borrower's obligations under this Note or any of the related documents. False Statements. Any warranty, representation or statement made or furnished to Lender by Borrower or on Borrower's behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished or becomes false or misleading at any time thereafter. Death or Insolvency. The death of Borrower or the dissolution or termination of Borrower's existence as a going business, the Insolvency of Borrower, the appointment of a receiver for any part of Borrower's property, any assignment for the benefit of creditors, any type of creditor workout, or the commencement of any proceeding under any bankruptcy or insolvency laws by or against Borrower. Creditor or Forfeiture Proceedings. Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding, self -help, repossession or any other method, by any creditor of Borrower or by any governmental agency against any collateral securing the loan. This includes a garnishment of any of Borrower's accounts, including deposit accounts, with Lender. However, this Event of Default shall not apply if there is a good faith dispute by Borrower as to the validity or reasonableness of the claim which is the basis of the creditor or forfeiture proceeding and if Borrower gives Lender written notice of the creditor or forfeiture proceeding and deposits with Lender monies or a surety bond for the creditor or forfeiture proceeding, in an amount determined by Lender, in its sole discretion, as being an adequate reserve or bond for the dispute. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the indebtedness evidenced by this Note. Q. (Page 3 of 4) PROMISSORY NOTE Loan No: t 2358 (Continued) Page 2 Adverse Change. A material adverse change occurs in Borrower's financial condition, or Lender believes the prospect of payment or performance of this Note is impaired. Insecurity. Lender in good faith believes itself insecure. LENDER'S RIGHTS. Upon default, Lender may, after giving such notices as required by applicable law, declare the entire unpaid principal balance on this Note and all accrued unpaid interest Immediately due, without notice, and then Borrower will pay that amount. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else to help collect this Note if Borrower does not pay. Borrower will pay Lender that amount. This Includes, subject to any limits under applicable law, Lender's attorneys' fees and Lender's legal expenses, whether or not there is a lawsuit, including attorneys' fees, expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), appeals and any anticipated post - judgement collection services. If not prohibited by applicable law, Borrower also will pay any court costs, in addition to all other sums provided by law. WAIVER OF JURY TRIAL. THE BORROWER IRREVOCABLY WAIVES ANY AND ALL RIGHTS THE BORROWER MAY HAVE TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR CLAIM OF ANY NATURE RELATING TO THIS NOTE, ANY DOCUMENTS EXECUTED IN CONNECTION WITH THIS NOTE OR ANY TRANSACTION CONTEMPLATED IN ANY OF SUCH DOCUMENTS. THE BORROWER ACKNOWLEDGES THAT THE FOREGOING WAIVER IS KNOWING AND VOLUNTARY. GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the Commonwealth of Pennsylvania without regard to its conflicts of law provisions. This Note has been accepted by Lender In the Commonwealth of Pennsylvania. CHOICE OF VENUE. if there is a lawsuit, Borrower agrees upon Lender's request to submit to the jurisdiction of the courts of Cumberland County, Commonwealth of Pennsylvania. RIGHT OF SETOFF. In addition to all liens upon and rights of setoff against Borrower's money, securities or other property given to Lender by law, Lender shall have, with respect to Borrower's obligations to lender under this Note and to the extent permitted by law, a contractual possessory security interest in and a contractual right of setoff against, and Borrower hereby assigns, conveys, delivers, pledges and transfers to Lender all of Borrower's right, title and interest in and to, all of Borrower's deposits, moneys, securities and other property now or hereafter in the possession of or on deposit with, or in transit to, Lender or any other direct or Indirect subsidiary of The PNC Financial Services Group, Inc., whether held in a general or special account or deposit, whether held jointly with someone else, or whether held for safekeeping or otherwise, excluding, however, all IRA, Keogh, and trust accounts. Every such security interest and right of setoff may be exercised without demand upon or notice to Borrower. Every such right of setoff shall be deemed to have been exercised immediately upon the occurrence of an Event of Default hereunder without any action of Lender, although Lender may enter such setoff on its books and records at a later time. COLLATERAL. Borrower acknowledges this Note is secured by the following collateral described in the security instrument listed herein: a Mortgage dated April 23, 2009, to Lender on real property located in PHILAOELPHIA County, Commonwealth of Pennsylvania. FINANCIAL INFORMATION PROVISION. Borrower agrees to deliver any financial and other business information concerning Borrower that Lender may request from time to time, such as annual and interim financial statements (all of which shall be prepared in accordance with generally accepted accounting principles) and federal income tax returns. r DEPOSITORY. Borrower will establish and maintain, with Lender, Borrower's primary depository account(s), If Borrower fails to establish and/or maintain its primary depository accounts) with Lender, Lender may, at its option, upon thirty (30) days notice to Borrower, increase the interest rate payable by Borrower under this Note by up to 1.00 percentage points (1.00 %). Lender's right to Increase the interest rate pursuant to this paragraph shall be in addition to any other rights or remedies Lender may have under this Note, all of which are hereby reserved, and shall not constitute a waiver, release or limitation upon Lender's exercise of any such rights or remedies. AUTOMATIC DEBIT OF PAYMENTS. The Borrower hereby authorizes the Lender to charge the Borrower's deposit account at the Lender for any payment when due hereunder. If the Borrower revokes this authorization for any reason whatsoever or fails to maintain a deposit account with the Lender which may be charged, the Lender may, at its option, upon thirty (30) days notice to the Borrower, increase the Interest rate payable by the Borrower under this Note by twenty -five (25) basis points (0.25%). SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. GENERAL PROVISIONS. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing them. Borrower and any other person who signs, guarantees or endorses this Note, to the extent allowed by law, waive presentment, demand for payment, and notice of dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signs this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All such parties agree that Lender may renew or extend (repeatedly and for any length of time) this loan or release any party or guarantor or collateral; or Impair, fail to realize upon or perfect Lender's security interest in the collateral; and take any other action deemed necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. If any portion of this Note is for any reason determined to be unenforceable, it will not affect the enforceability of any other provisions of this Note. CONFESSION OF JUDGEMENT. THE BORROWER HEREBY EMPOWERS ANY ATTORNEY OF ANY COURT OF RECORD, AFTER THE OCCURRENCE OF ANY EVENT OF DEFAULT HEREUNDER, TO APPEAR FOR THE BORROWER AND, WITH OR WITHOUT COMPLAINT FILED, CONFESS JUDGMENT, OR A SERIES OF JUDGMENTS. AGAINST THE BORROWER IN FAVOR OF LENDER OR ANY HOLDER HEREOF FOR THE ENTIRE PRINCIPAL BALANCE OF THIS NOTE, ALL ACCRUED INTEREST AND ALL OTHER AMOUNTS DUE HEREUNDER, TOGETHER WITH COSTS OF SUIT AND AN ATTORNEY'S COMMISSION OF THE GREATER OF 10% OF SUCH PRINCIPAL AND INTEREST OR $1,000 ADDED AS A REASONABLE ATTORNEY'S FEE, AND FOR DOING SO, THIS NOTE OR A COPY VERIFIED BY AFFIDAVIT SHALL BE A SUFFICIENT WARRANT. THE BORROWER HEREBY FOREVER WAIVES AND RELEASES ALL ERRORS IN SAID PROCEEDINGS AND ALL RIGHTS OF APPEAL AND ALL RELIEF FROM ANY AND ALL APPRAISEMENT, STAY OR EXEMPTION LAWS OF ANY STATE NOW IN FORCE OR HEREAFTER ENACTED. INTEREST ON ANY SUCH JUDGMENT SHALL ACCRUE AT THE DEFAULT RATE. NO SINGLE EXERCISE OF THE FOREGOING POWER TO CONFESS JUDGMENT, OR A SERIES OF JUDGMENTS, SHALL BE DEEMED TO EXHAUST THE POWER, WHETHER OR NOT ANY SUCH EXERCISE SHALL BE HELD BY ANY COURT TO BE INVALID, VOIDABLE, OR VOID, BUT THE POWER SHALL CONTINUE UNDIMINISHED AND IT MAY BE EXERCISED FROM TIME TO TIME AS OFTEN AS LENDER SHALL ELECT UNTIL SUCH TIME AS LENDER SHALL HAVE RECEIVED PAYMENT IN FULL OF THE DEBT, INTEREST AND COSTS. NOTWITHSTANDING THE ATTORNEY'S COMMISSION PROVIDED FOR IN THE PRECEDING PARAGRAPH (WHICH IS INCLUDED IN THE WARRANT FOR PURPOSES OF ESTABLISHING A SUM CERTAIN), THE AMOUNT OF ATTORNEYS' FEES THAT LENDER MAY RECOVER FROM THE BORROWER SHALL NOT EXCEED THE ACTUAL ATTORNEYS' FEES INCURRED BY LENDER. (Page 4 -of 4) PROMISSORY NOTE Loan No: 1IM358 (Continued) Page 3 PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE. BORROWER AGREES TO THE TERMS OF THE NOTE. THIS NOTE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS NOTE IS AND SHALL CONSTITUTE AND HAVE THE ,EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW, BORROWER: X Seal) ISAAC AEP LI IASE� Nq ia•0y. W, 0.ai.00.00a Cap. IIVYN fMKYI fo4tlo�a. Ma. 1001. 0000. MRWM PNwwl. . M T:XFUft%070lC 7S4WsN0 Nil 1 i i i 358: Payoff as of 01/13/2014 Principle: $ 73,581.53 Interest:$ 7,260.28 Fees: $ 270.75 Total: $ 81,112.56 Per Diem: $ 13.08 378: Payoff as of 01/13/2014 Principle: $ 39,966.80 Interest: $ 4,779.88 Fees: $ 439.52 Total: $ 45,186.20 Per Diem: $ 9.03 EXHIBIT (Page 2 of 4) / PROMISSORY NOTE 3 Principal,v L 340.000:00 ° A4*fY l i...<r 2'3?.8 L7.6 References in the boxes above are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing has been omitted due to text length limitations. Borrower: ISAAC AEPPLI Lender: PNC Bank, National Association 238 WEST COULTER ST Business Banking PHILADELPHIA, PA 19144 4242 Carlisle Pike Camp Hill, PA 17001 Principal Amount: $40,000.00 Date of Note: April 23, 2009 PROMISE TO PAY. ISAAC AEPPLI ('Borrower') promises to pay to PNC Bank, National Association ( "Lender "), or order, in lawful money of the United States of America, the principal amount of Forty Thousand & 00 /100 Dollars ($40,000.00) or so much as may be outstanding, together with interest on the unpaid outstanding principal balance of each advance. Interest shall be calculated from the date of each advance until repayment of each advance. PAYMENT. Borrower will pay this loan in accordance with the following payment schedule: This Line of Credit will consist of two periods, a Draw Period and a Repayment Period. During the Draw Period, Borrower will pay regular monthly payments of accrued interest beginning on the first day of the Billing Cycle after the Initial advance and all subsequent payments are due on the same day of each month after that. Borrower may borrow, repay and reborrow hereunder until the and of the Draw Period subject to the terms and conditions of this Note. In no event shall the aggregate unpaid principal amount of advances under this Note exceed the face amount of this Note. The Drew Period will end on the last day of the Billing Cycle in which the seventh anniversary of the opening of this Line of Credit occurs, and, so long as there shall not be any Event(s) of Default the Repayment Period begins In the following Billing Cycle. The length of the Repayment Period will depend on the balance on this Note at the and of the Draw Period. The Minimum Monthly Payment will be the greater of $50 or 1/120th of the ending balance at the end of the first B11ing Cycle in the Repayment Period. Past due amounts are also required to be paid as part of the Minimum Monthly Payment. ' Unless otherwise agreed or required by applicable law, payments will be applied first to any accrued unpaid interest; then to principal; then to any unpaid collection costs; and then to any late charges. Borrower will pay Lender at Lender's address shown above or at such other place as Lender may designate In writing. VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is the the highest Prime Rate as published in the 'Money Rates' section of the Wall Street Journal (the 'Index"). The Index is not necessarily the lowest rate charged by Lender on its loans. if the index becomes unavailable during the term of this loan, Lender may designate a substitute index after notifying Borrower. Lender will tell Borrower the current Index rate upon Borrower's request. The interest rate change will not occur more often then each month. The Index for a Billing Cycle is determined on the first day of that cycle based on the Index for the last day of the proceeding calendar month which is reported. Interest on this Note is computed on the basis of a year of 360 days, by applying the ratio of the annual interest rate on the first day of the Billing Cycle over a year of 350 days to obtain a daily periodic rate, multiplied by the average daily balance during the Billing Cycle, multiplied by the number of days in the Billing Cycle. Billing Cycle means the monthly interval between regular periodic statements. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 3.250% per annum. The interest rate to be applied to the unpaid principal balance of this Note will be calculated as described in the 'INTEREST CALCULATION METHOD' paragraph using a rate of 1.750 percentage points over the Index, resulting in an initial rate of 5.000% per annum based on a year of 360 days. NOTICE: Under no circumstances will the interest rate on this Note be more than the maximum rate allowed by applicable law. The annual interest rate for this Note is computed on a 365/360 basis; that is, by applying the ratio of the annual interest rate over a year of 360 days, multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. PREPAYMENT. Borrower may pay without penalty all or a portion of the amount owed earlier than it is due. Early payments will not, unless agreed to by Lender in writing, relieve Borrower of Borrower's obligation to continue to make payments of accrued unpaid interest. Rather, early payments will reduce the principal balance due. Borrower agrees not to send Lender payments marked 'paid in full', 'without recourse', or similar language. If Borrower sends such a payment, Lender may accept it without losing any of Lender's rights under this Note, and Borrower will remain obligated to pay any further amount owed to Lender. All written communications concerning disputed amounts, including any check or other payment instrument that indicates that the payment constitutes 'payment in full' of the amount owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: PNC Bank, National Association, Attn: P5- PCLC -01 -H , 2730 LIBERTY AVENUE PITTSBURGH, PA 15222. LATE CHARGE. If a payment is 15 days or more late, Borrower will be charged 5.000% of the regularly scheduled payment or $100.00, whichever Is less. INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final maturity, the interest rate on this Note shall be increased by adding a 5.000 percentage point margin ('Default Rate Margin'). The Default Rate Margin shall also apply to each succeeding interest rate change that would have applied had there been no default. If judgment is entered in connection with this Note, interest will continue to accrue after the date of judgment at the rate in effect at the time judgment is entered. However, in no event will the interest rate exceed the maximum interest rate limitations under applicable law. DEFAULT. Each of the following shall constitute an event of default ('Event of Default') under this Note: Payment Default. Borrower fails to make any payment when due. Other Defaults. Borrower or Grantor fails to comply with or to perform any other term, obligation, covenant or condition contained in this Note or in any of the related documents or to comply with or to perform any term, obligation, covenant or condition contained in any other agreement between Lender and Borrower. Default in Favor of Third Panties. Borrower or any Grantor defaults under any loan, extension of credit, security agreement, purchase or sales agreement, or any other agreement, in favor of any other creditor or person that may materially affect any of Borrower's property or Borrower's ability to repay this Note or perform Borrower's obligations under this Note or any of the related documents. False Statements. Any warranty, representation or statement made or furnished to Lender by Borrower or on Borrower's behalf under this Note or the related documents is false or misleading in any material respect, either now or at the time made or furnished or becomes false or misleading at any time thereafter. Death or Insolvency. The death of Borrower or the dissolution or termination of Borrower's existence as a going business, the insolvency of Borrower, the appointment of a receiver for any part of Borrower's property, any assignment for the benefit of creditors, any type of (Page 3 •o£ 4) PROMISSORY NOTE ' Loan No: 4)1OW378 (Continued) Page 2 creditor workout, or the commencement of any proceeding under any bankruptcy or insolvency laws by or against Borrower, Creditor or Forfelture Proceedings. Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding, self -help, repossession or any other method, by any creditor of Borrower or by any governmental agency against any collateral securing the loan. This includes a garnishment of any of Borrower's accounts, including deposit accounts, with Lender. However, this Event of Default shall not apply if there is a good faith dispute by Borrower as to the validity or reasonableness of the claim which is the basis of the creditor or forfeiture proceeding and if Borrower gives Lender written notice of the creditor or forfeiture proceeding and deposits with Lender monies or a surety bond for the creditor or forfeiture proceeding. in an amount determined by Lender, in its sole discretion, as being an adequate reserve or bond for the dispute. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor, endorser, surety, or accommodation party of any of the indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the indebtedness evidenced by this Note. Adverse Change. A material adverse change occurs in Borrower's financial condition, or Lender believes the prospect of payment or performance of this Note is impaired. Insecurity. Lender in good faith believes itself insecure. LENDER'S RIGHTS. Upon default, Lender may, after giving such notices as required by applicable low, declare the entire unpaid principal balance on this Note and all accrued unpaid interest immediately due, without notice, and then Borrower will pay that amount. ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else to help collect this Note if Borrower does not pay. Borrower will pay Lender that amount. This includes, subject to any limits under applicable law, Lender's attorneys' fees and Lender's legal expenses, whether or not there is a lawsuit, including attorneys' fees, expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction); appeals and any anticipated post - judgement collection services. If not prohibited by applicable law, Borrower also will pay any court costs, in addition to all other sums provided by law. WAIVER OF JURY TRIAL. THE BORROWER IRREVOCABLY WAIVES ANY AND ALL RIGHTS THE BORROWER MAY HAVE TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING OR CLAIM OF ANY NATURE RELATING TO THIS NOTE, ANY DOCUMENTS EXECUTED IN CONNECTION WITH THIS NOTE OR ANY TRANSACTION CONTEMPLATED IN ANY OF SUCH DOCUMENTS. THE BORROWER ACKNOWLEDGES THAT THE FOREGOING WAIVER IS KNOWING AND VOLUNTARY. GOVERNING LAW. This Note will! be govemed by federal law applicable to Lender and, to the extent not preempted by federal law, the laws of the Commonwealth of Pennsylvania without regard to its conflicts of law provisions. This Note has been accepted by Lender in the Commonwealth of Pennsylvania. CHOICE OF VENUE. If there is a lawsuit, Borrower agrees upon Lender's request to submit to the jurisdiction of the courts of Cumberland County, Commonwealth of Pennsylvania. RIGHT OF SETOFF. In addition to all liens upon and rights of setoff against Borrower's money, securities or other property given to Lender by law, Lender shall have, with respect to Borrower's obligations to Lender under this Note and to the extent permitted by law, a contractual possessory security interest In and a contractual right of setoff against, and Borrower hereby assigns, conveys, delivers. pledges and transfers to Lender all of Borrower's right, title and interest in and to, all of Borrower's deposits, moneys, securities and other property now or hereafter in the possession of or on deposit with, or in transit to, Lender or any other direct or indirect subsidiary of The PNC Financial Services Group, Inc., whether held in a general or special account or deposit, whether held jointly with someone else, or whether held for safekeeping or otherwise, excluding, however, all IRA, Keogh, and trust accounts. Every such security interest and right of setoff may be exercised without demand upon or notice to Borrower. Every such right of setoff shall be deemed to have been exercised immediately upon the occurrence of an Event of Default hereunder without any action of Lender, although Lender may enter such setoff on its books and records at a later time. COLLATERAL. Borrower acknowledges this Note is secured by the following collateral described in the security instrument listed herein: an Open-End Mortgage dated April 23, 2009, to Lender on real property located in PHILADELPHIA County, Commonwealth of Pennsylvania. LINE OF CREDIT. This Note evidences a revolving line of credit. Advances under this Note may be requested orally by Borrower or as provided in this paragraph. All oral requests shall be confirmed in writing on the day of the request. All communications, instructions, or directions by telephone or otherwise to Lender are to be directed to Lender's office shown above. The following person or persons are authorized to request advances and authorize payments under the line of credit until Lender receives from Borrower, at Lender's address shown above, written notice of revocation of such authority: ISAAC AEPPLI, Individually. Borrower agrees to be liable for all sums either: (A) advanced in accordance with the instructions of an authorized person or (B) credited to any of Borrower's accounts with Lender. The unpaid principal balance owing on this Note at any time may be evidenced by endorsements on this Note or by Lender's internal records, including daily computer print -outs. Lender will have no obligation to advance funds under this Note if: tA) Borrower or any guarantor is in default under the terms of this Note or any agreement that Borrower or any guarantor has with Lender, including any agreement made in connection with the signing of this Note; (B) Borrower or any guarantor ceases doing business or is insolvent; (C) any guarantor seeks, claims or otherwise attempts to limit, modify or revoke such guarantor's guarantee of this Note or any other loan with Lender; (D) Borrower has applied funds provided pursuant to this Note for purposes other than those authorized by Lender; or (E) Lender in good faith believes itself insecure. FINANCIAL INFORMATION PROVISION. Borrower agrees to deliver any financial and other business information concerning Borrower that Lender may request from time to time, such as annual and interim financial statements (all of which shall be prepared in accordance with generally accepted accounting principles) and federal income tax returns. DEPOSITORY. Borrower will establish and maintain, with Lender, Borrower's primary depository account(s). If Borrower fails to establish and /or maintain its primary depository account(s) with Lender, Lender may, at its option, upon thirty (30) days notice to Borrower, increase the interest rate payable by Borrower under this Note by up to 1.00 percentage points (1.00 %). Lender's right to increase the interest rate pursuant to this paragraph shall be in addition to any other rights or remedies Lender may have under this Note, all of which are hereby reserved, and shall not constitute a waiver, release or limitation upon Lender's exercise of any such rights or remedies. ANNUAL FEE. An annual fee of one - quarter of one percent (1/4 %) of the maximum principal amount of this Note will be charged to Borrower's account during the first Billing Cycle and on the first day of each Billing Cycle immediately following each anniversary of the loan during the Draw Period. OVERDRAFT PROTECTION. If Borrower elects Overdraft Protection in connection with the Line of Credit evidenced by this Note by so indicating in the space provided below, during the Draw Period, Lender will make a deposit to the business checking account with Lender designated below or in a subsequent writing by Borrower whenever a withdrawal is made from that checking account, either by writing a check from the Checking account or in some other way, in an amount which is more money than the balance in that checking account. The amount which Lender will deposit will be the amount by which the withdrawal exceeds the balance in the checking account, rounded up to the next whole $1.00; however, the amount which will be deposited will not be less than $50.00. Lender will charge the amount of the deposit as an advance (Page 4 'of 4) PROMISSORY NOTE Loan No: OM2378 (Continued) Page 3 I i under the Line of Credit. Lender does not have to make a deposit to the checking account if a deposit will cause the balance of this account to exceed the maximum amount of the Line of Credit evidenced by this Note or would otherwise violate this Note or any other document(s) l executed in connection with the Line of Credit. Checking account checks which are returned will be subject to Lender's regular overdraft r c ac arges. Overdraft Protection will not be available during the Repayment Period. '7 YESI. Borrower wants Overdraft Protection for PNC Bank Checking Account No. 5 - 5 7^ AUTOMATIC DEBIT OF PAYMENTS. The Borrower hereby authorizes the Lender to charge the Borrower's deposit account at the Lender for any payment when due hereunder. If the Borrower revokes this authorization for any reason whatsoever or fails to maintain a deposit account with the Lender which may be charged, the Lender may, at its option, upon thirty (30) days notice to the Borrower, increase the interest rate payable by the Borrower under this Note by twenty -five (26) basis points (0.2596). SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. GENERAL PROVISIONS. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing them. Borrower and any other person who signs, guarantees or endorses this Note, to the extent allowed by law, waive presentment, demand for payment, and notice of dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signs this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All such parties agree that Lender may renew or extend (repeatedly and for any length of time) this loan or release any parry or guarantor or collateral; or impair, fail to realize upon or perfect Lender's security interest In the collateral; and take any other action deemed necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the party with whom the modification is made. The obligations under this Note are joint and several. If any portion of this Note is for any reason determined to be unenforceable, it will not affect the enforceability of any other provisions of this Note. CONFESSION OF JUDGEMENT, THE BORROWER HEREBY EMPOWERS ANY ATTORNEY OF ANY COURT OF RECORD, AFTER THE OCCURRENCE OF ANY EVENT OF DEFAULT HEREUNDER, TO APPEAR FOR THE BORROWER AND, WITH OR WITHOUT COMPLAINT FILED, CONFESS JUDGMENT, OR A SERIES OF JUDGMENTS, AGAINST THE BORROWER IN FAVOR OF LENDER OR ANY HOLDER HEREOF FOR THE ENTIRE PRINCIPAL BALANCE OF THIS NOTE, ALL ACCRUED INTEREST AND ALL OTHER AMOUNTS DUE HEREUNDER, TOGETHER WITH COSTS OF SUIT AND AN ATTORNEY'S COMMISSION OF THE GREATER OF 10% OF SUCH PRINCIPAL AND INTEREST OR 51,000 ADDED AS A REASONABLE ATTORNEY'S FEE, AND FOR DOING SO, THIS NOTE OR A COPY VERIFIED BY AFFIDAVIT SHALL BE A SUFFICIENT WARRANT. THE BORROWER HEREBY FOREVER WAIVES AND RELEASES ALL ERRORS M SAID PROCEEDINGS AND ALL RIGHTS OF APPEAL AND ALL RELIEF FROM ANY AND ALL APPRAISEMENT, STAY OR EXEMPTION LAWS OF ANY STATE NOW IN FORCE OR HEREAFTER ENACTED. INTEREST ON ANY SUCH JUDGMENT SHALL ACCRUE AT THE DEFAULT RATE. NO SINGLE EXERCISE OF THE FOREGOING POWER TO CONFESS JUDGMENT, OR A SERIES OF JUDGMENTS, SHALL BE DEEMED TO EXHAUST THE POWER, WHETHER OR NOT ANY SUCH EXERCISE SHALL BE HELD BY ANY COURT TO BE INVALID, VOIDABLE, OR VOID, BUT THE POWER SHALL CONTINUE UNDIMINISHED AND IT MAY BE EXERCISED FROM TIME TO TIME AS OFTEN AS LENDER SHALL ELECT UNTIL SUCH TIME AS LENDER SHALL HAVE RECEIVED PAYMENT IN FULL OF THE DEBT, INTEREST AND COSTS. NOTWITHSTANDING THE ATTORNEY'S COMMISSION PROVIDED FOR IN THE PRECEDING PARAGRAPH {WHICH IS INCLUDED IN THE WARRANT FOR PURPOSES OF ESTABLISHING A SUM CERTAIN), THE AMOUNT OF ATTORNEYS' FEES THAT LENDER MAY RECOVER FROM THE BORROWER SHALL NOT EXCEED THE ACTUAL ATTORNEYS' FEES INCURRED BY LENDER. PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS. BORROWER AGREES TO THE TERMS OF THE NOTE. THIS NOTE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS NOTE IS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW. BORROWER: X mil) Ts A IA,FIInq WK w•1Q.m.CCI hP.IrYM gr�vlfWl +n4 M. Iq/. MOB. Yll llw1`M. 1.1CnUA%=.rC M115I90I M3 VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. 4904 relating to unsworn falsifications to authorities, that he /she is 7�2( " -'� z cw,k - L (NAME) SQ� 6 "t0- ^oL -,xK of Py\x z y, jU A , plaintiff (TITLE) U (COMPANY) herein, that he /she is duly authorized to make this verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of his /her knowledge, information and belief. (S G ATURE) WWR# 20172558 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY O FICE °7F THE $3 R,IFK, C.) PNC Bank, N.A. vs. Issac Aeppli Case Number 2014 -1153 SHERIFF'S RETURN OF SERVICE 03/03/2014 04:43 PM - Deputy Jamie DiMartle, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Issac Aeppli at 46 Greenmont Drive, East Pennsboro, Enola, PA 17025. ilk 4i* JA I ARTLE, - ° TY SHERIFF COST: $44.95 SO ANSWERS, March 05, 2014 (c) CountySuito Sheriff, Te'eosoft, Inc. RON R ANDERSON, SHERIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION vs. Civil Action No. 14 -1153 CIVIL PRA.ECIPE FOR DEFAULT JUDGMENT PNC BANK, N. A. Plainti ff ISAAC AEPPL1 Defend ant TO THE PROTHONOTARY: COUNT I Kindly enter Judgment against the Defendant, Isaac Aeppli above named, in the default of an Answer, in the amount of $75,081.53 computed as follows: Amount claimed in Complaint $73,581.53 Interest from date of Judgment at the legal interest rate of 6.0% per annum Attorneys' fees $1,500.00 TOTAL $75,081.53 COUNT II Kindly enter Judgment against the Defendant, Isaac Aeppli, above named, in the default of an Answer, in the amount of $39,966.80 computed as follows: Amount claimed in Complaint $39,966.80 Interest from date of Judgment at the legal interest rate of 6.0 % per annum TOTAL $39,966.80 TOTAL COUNTS I & II $115,048.33 014 86.5oplak abp l /zv,py 'N.» k io A leci I hereby certify that appropriate Notices of Default, as attached have been mailed in accordance with PA R.C.P. 237.1 on the dates indicated on the Notices. WELTMAN, WEINBERG & REIS CO., L.P.A. By: William T. Molczan, Esqu PA 1.D. #47437 Weltman, Weinberg & Reis Co., L.P.A. 1400 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR #20172558 Plaintiff's address is: c/o Weltman, Weinberg & Reis Co., .L.P.A., 1400 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 And that the last known address of the Defendant is: 46 GREENMONT DR, ENOLA, PA 17025 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PNC BANK, N.A. Plaintiff ISAAC AEPPLI Defendant IMPORTANT NOTICE TO: Isaac Aeppli 46 Greenmont Dr Enola, Pa 17025 CASE #: 14 -1153 CIVIL Date of Notice: 3`2 6 /ii YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE FOLLOWING OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249 -3166 WELTMAN, WEINBERG & REIS CO., L.P.A. B: James P. alecko, Esquire P.A.I.D.# v• 596 436 Seventh Avenue, 1400 Koppers Building Pittsburgh, PA 15219 Phone: (412) 434 -7955 WWR #20172558 IN THE COMMON PLEAS COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PNC BANK, N.A. Plaintiff Civil Action No. 14-1153 CIVIL VS. NON-MILITARY AFFIDAVIT ISAAC AEPPLI Defendant The undersigned is the duly authorized agent and/or attorney for the Plaintiff in the within matter and states as follows: Affiant states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, Isaac Aeppli is not in the military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the DMDC does not possess any information indicating that the below individual is in the military service: ISAAC AEPPLI 46 GREENMONT DR ENOLA, PA 17025 Affiant further states that the averments contained herein are true and correct to the best of Affiant's knowledge, information and belief and that these averments are made subject to the penalties of 18 Pa C.S.A. §4904 relating to unsworn falsification to authorities. Affiant Department of Defense Manpower Data Center Results as o1: Apr -08 -2014 05:48:04 AM SCRA 3.0 Status Report Pursuant to Serviceme Civil Relief Act Last Name: AEPPLI First Name: ISAAC Middle Name: Active Duty Status As Of: Apr -08 -2014 On Active Duly On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA - No NA This response reflects the Individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His /Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA NO NA This response reflects whether theindividual or his /her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOM, Public Health, and Coast Guard). This status includes information on a Servicemember or his /her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely- Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION PNC BANK, N.A. Plaintiff vs. ISAAC AEP.PLI Defendant ISAAC AEPPLI 46 GREENMONT DR ENOLA, PA 17025 Civil Action No. 14 -1153 CIVIL NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (x)c) Defendant ( ) Garnishee You are hereby notified that the following Order or Jud me t was entered against you on L%i // / /!f (xx) Assumpsit Judgment in the amount of $75,081.53 plus costs as to Count I. (xx) Assumpsit Judgment in the amount of $39,966.80 plus costs as to Count II. ( ) Trespass Judgment in the amount of $ plus costs. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non -Pros ( ) Confession (xx) Default ( ) Verdict ( ) Arbitration Award Plaintiffs address is: c/o Weltman, Weinberg & Reis Co., L.P.A., 1400 Koppers Building, 436 7th Avenue, Pittsburgh, PA 15219 1- 888 - 434 -0085