Loading...
HomeMy WebLinkAbout05-13272012442 THIS IS AN ARBITRATION MATTER. ASSESSMENT OF DAMAGES HEARING REQUIRED. GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 UNIFUND CCR PARTNERS ASSIGNEE OF CITIBANK UNIVERSAL CARD SVGS 10625 Techwoods Circle Cincinnati, OH 45242 VS. PATRICIA A DUBS 277 SAMPLE BRIDGE RD MECHANICSBURG PA 17050 COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT IN CIVIL-ACTION 1. At all times relevant hereto, the defendant(s) was the holder of a credit card, which at the request of the defendant(s) was issued to the defendant(s) by the plaintiff under the terms of which the plaintiff agreed to extend to defendant(s)the use of plaintiff's credit facilities. 2. Defendant(s) accepted and used the aforesaid credit card so issued and by so doing agreed to perform the terms and conditions prescribed by the plaintiff for the use of said credit card. 3. The defendant(s)received and accepted goods and merchandise and/or accepted services or cash advances through the use of the credit card issued by the Plaintiff. A true and correct copy of the Statement of Account is attached hereto as Exhibit "A". 4. All the credits to which the defendant(s)is entitled have been applied and there remains a balance due in the amount of $11,733.38. 5. Plaintiff has made demand upon the defendant(s)for payment of the balance due of $11,733.38 but the defendant(s)has failed and refused and still refuses to pay the same or any part thereof. WHEREF0:2E, plaintiff claims of the defendant(s) the sum of $11,733.38 at the rate of 23.9% from the date of September 2, 2002, together with costs and attorney fees. GORDON & WEINBERG, P.C. l? BY: r FREDERIC I. WEI ERG, ESQUIRE PAUL M. SCHOFIELD, JR., ESQUIRE Attorney for Plaintiff P01h FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the attorney for the Plaintiff(s) in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. The undersigned understands that the statements herein are made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn falsification to authorities. J FREDERIC I. WEINBIRG, ESQUIRE EXHIBIT "A" AFFIDAVIT OF INDEBTEDNESS State of Ohio ) County of Hamilton ) ss. Jessica Bergholz being sworn, deposes and says that she is Media Supervisor of Unifund CCR Partners herein called assignee, which is doing business at 10625 Techwoods Circle, Cincinnati, Ohio 45242 and that she is authorized to make the statements and representations herein. The defendant is not in any branch of the military. There is due and payable from Patricia A Dubs, Account Number 5396809002025646, the amount of $21500.58 (principal balance in the amount of $11733.38 plus interest up through 07/27/2004 in the amount of $9767.20). By the terms of the agreement between the defendant and the original creditor, interest is accruing from the aforesaid date at the rate of 23.90 percent per annum. This balance reflects any payments, credits or offsets made since the account was charged off. This account was originated with Citibank Universal Card Svcs. Unifund CCR Partners purchased this account from Citibank Universal Card Svcs. Said account has been assigned, transferred and set over unto, Gordon & Weinberg P.C. with full power and authority to do and perform all acts necessary for the collection, settlement, adjustment, compromise or satisfaction of said claim, on behalf of Umfund CCR Partners. DATED this July 27, 2004 UNI? PARTNERS By: Jessica Bergholz Media Supervisor 10625 Techwoods Circle Cincinnati, OH 45242 Address Subscribed and sworn to before me pliis 27 day of Jam, 2004 Year My commission Expires Client # 829 144; M WM u / I R f 1 ?, 1 1 ' C" e3'? ny ? I H ,I ? 7 MIV1? ??r v ,,0 % 'tom n ? ? C ?7- c= Ot-) UNIFUND CCR PARTNERS ASSIGNEE IN THE COURT OF COMMO N PLEAS OF CITIBANK UNIVERSAL CARD SVS CUMBERLAND COUNTY, ENNSYLVANIA 10625 Techwoods Circle Cincinnati, OH 45242 Plaintiffs vs. NO. 2005 1327 Civil Term PATRICIA A. DUBS 277 Sample Bridge Road Mechanicsburg, PA 17050 Defendants CIVIL ACTION - LAW NOTICE TO PLEAD TO: Unifund CCR Partners Assignee Of Citibank Universal Card Services c/o Frederic I. Weinberg, Esquire Paul M. Schofield, Jr., Esquire 21 South 21" Street Philadelphia, PA 19103 You are hereby notified to plead to the within Prelimi ry Objections and any alleged facts therein within twenty (20) days after date of se Lice hereof. Respectfully submitted, BY: C ti Arthur K. Di 1017 North I Harrisburg, 1 (717) 232-9-) I.D. No. 070 s, Esquire rout Street A 17102 Date: March 31, 2005 UNIFUND CCR PARTNERS ASSIGNEE IN THE COURT OF COMM( OF CITIBANK UNIVERSAL CARD SVS CUMBERLAND COUNTY,] 10625 Techwoods Circle Cincinnati, OH 45242 Plaintiffs vs. PATRICIA A. DUBS 277 Sample Bridge Road Mechanicsburg, PA 17050 Defendants NO. 2005 1327 Civil Term CIVIL ACTION - LAW PLEAS dNSYLVANIA Pursuant to Pennsylvania Rules of Civil 1028(a)(4), Defendant, Patricia A. Dubs, hereby preliminarily Complaint as follows: 1. Paragraph one of the Complaint fails to specify exact violation of Pennsylvania Rules of Civil Procedure 101 2. Paragraph one of the Plaintiffs Complaint refers to Agreement. The Complaint does not specify a alleged terms. 3. Paragraph one of Plaintiff's Complaint refers to an indicate whether the Agreement was oral or 1028(a)(3), and ects to Plaintiff's accurate times to terms of an scenario of these but fails to in violation of Pennsylvania Rules of Civil Procedure 1019(h). 4. By the nature of the averments contained in Plaintiff's Complaint, it is inferred that there must have been allegedly a written A reement signed by the Defendant and the Plaintiff's Complaint fails to set forth its claim based upon a writing in violation of Pennsylvania Rules of Civil Procedure 1019(i). 5. Paragraph three of Plaintiff's Complaint refers to a Sta ement of Account marked Exhibit "A" and there is no Statement of Acco nt attached to the Complaint as an Exhibit. 6. Attached to the Plaintiff's Complaint is an alleged Affidavit of Indebtedness. The Affidavit is not referred to in the body of the Complaint and is not included in the Complaint as an exhibit o incorporation by reference thereto. This Affidavit cannot be considered a Statement of Account as it contains no account information other th alleged balances and does not specify the important dates of use of the all ged credit card. 7. The Complaint fails to specify the dates of the alleged contract and the dates of when the cause of action allegedly arose. T is omission most likely is predicated upon the fact that the action has been brought beyond the Statute of Limitations of four years. It is acknowledged that the defense of Statute of Limitations is not to be included in Preliminary Objections; however, for judicial economy, the defen e is raised at this time. See Lewis vs. City ofPhiladelphia, 5: A.2d 874 (1987). 3 8. Paragraph four of the Plaintiff's Complaint alleges use f a credit card and alleges that the Plaintiff has given credit to the Defe dant but there is neither factual basis nor itemization of the credits and merely boldly concludes a balance of $11,733.38. 9. In the wherefore clause of the Plaintiff's Complaint, there is a date referenced. There is no factual basis setting forth the rel vancy of this date of September 2, 2002. The Complaint fails to specify he significance of this date and the justification for the use of this date. 10. The body of the Complaint fails to specify the relief so ght in violation of Pennsylvania Rules of Civil Procedure 1021(a). 11. The Complaint fails to set forth the exact dates as to when the credit card allegedly was obtained, when the balance became due, and whether the proper dates were utilized for the calculation in the determination of the interest claimed. 12. In the wherefore clause of the Complaint, there is a stat ment that the rate of interest is 23.9% from the date of September 2, 2002 and the Affidavit claims interest through July 27, 2004. 4 WHEREFORE, Defendant, Patricia A. Dubs, Court dismiss the Plaintiff's Complaint for failure to contain facts in the Complaint and to dismiss the Complaint as it is Respectfully submitted, BY: requests that the and specific insufficient. Arthur K. Dils, E; 1017 North Front Harrisburg, PA 1 (717) 232-9724 I.D. No. 07056 Date: March 31, 2005 V02 5 CERTIFICATE OF SERVICE I, Arthur K. Dils, Esquire, hereby certify that a true and within Preliminary Objections has been served upon the first class, United States mail, postage prepaid, by depositi office in Harrisburg, Pennsylvania, on the 31" day of March follows: Frederic I. Weinberg, Esquire Paul M. Schofield, Jr., Esquire 21 South 21 s` Street Philadelphia, PA 19103 Respectfully submitted, BY: copy of the individual by same at the post , addressed as Arthur K. Dils, Esq in 1017 North Front S :re( Harrisburg, PA 17102 (717) 232-9724 I.D. No. 07056 Date: March 31, 2005 6 UNIFUND CCR PARTNERS ASSIGNEE IN THE COURT OF COMM ON PLEAS OF CITIBANK UNIVERSAL CARD SVS CUMBERLAND COUNTY, PENNSYLVANIA 10625 Techwoods Circle Cincinnati, OH 45242 Plaintiffs VS. NO. 2005 1327 Civil Term PATRICIA A. DUBS 277 Sample Bridge Road Mechanicsburg, PA 17050 Defendants CIVIL ACTION - LAW NOTICE TO PLEAD TO: Unifund CCR Partners Assignee Of Citibank Universal Card Services c/o Frederic I. Weinberg, Esquire Paul M. Schofield, Jr., Esquire 21 South 21" Street Philadelphia, PA 19103 You are hereby notified to plead to the within Prelimi ary Objections and any alleged facts therein within twenty (20) days after date of se ice hereof. Respectfully submitted, BY: ?1, Arthur K Di s, Esquire 1017 North rout Street Harrisburg, A 17102 (717) 232-9 24 I.D. No. 070 6 Date: March 31, 2005 UNIFUND CCR PARTNERS ASSIGNEE IN THE COURT OF COMMON PLEAS OF CITIBANK UNIVERSAL CARD SVS CUMBERLAND COUNTY, PENNSYLVANIA 10625 Techwoods Circle Cincinnati, OH 45242 Plaintiffs VS. PATRICIA A. DUBS 277 Sample Bridge Road Mechanicsburg, PA 17050 Defendants NO. 2005 1327 Civil Term CIVIL ACTION - LAW 7 Pursuant to Pennsylvania Rules of Civil Procedure 1028(a)(3), and 1028(a)(4), Defendant, Patricia A. Dubs, hereby preliminarily o jects to Plaintiff's Complaint as follows: 1. Paragraph one of the Complaint fails to specify exact an accurate times in violation of Pennsylvania Rules of Civil Procedure 1019 f). 2. Paragraph one of the Plaintiff's Complaint refers to Agreement. The Complaint does not specify a alleged terms. 3. Paragraph one of Plaintiff's Complaint refers to an indicate whether the Agreement was oral or Pennsylvania Rules of Civil Procedure 1019(h). terms of an scenario of these but fails to in violation of 4. By the nature of the averments contained in Plaintiff Complaint, it is inferred that there must have been allegedly a written Ag cement signed by the Defendant and the Plaintiff's Complaint fails to set f rth its claim based upon a writing in violation of Pennsylvania Rules o Civil Procedure 1019(1). 5. Paragraph three of Plaintiff's Complaint refers to a Sta ment of Account marked Exhibit "A" and there is no Statement of Acco nt attached to the Complaint as an Exhibit. 6. Attached to the Plaintiff's Complaint is an alleged Affidavit of Indebtedness. The Affidavit is not referred to in the body of the Complaint and is not included in the Complaint as an exhibit o incorporation by reference thereto. This Affidavit cannot be considered a Statement of Account as it contains no account information other tha alleged balances and does not specify the important dates of use of the all ged credit card. 7. The Complaint fails to specify the dates of the alleged contract and the dates of when the cause of action allegedly arose. T is omission most likely is predicated upon the fact that the action has been brought beyond the Statute of Limitations of four years. It is acknowledged that the defense of Statute of Limitations is not to be included in Preliminary Objections; however, for judicial economy, the defens is raised at this time. See Lewis vs. City ofPhiladelphia, 52( A.2d 874 ( 987). 3 8. Paragraph four of the Plaintiff's Complaint alleges use o? a credit card and alleges that the Plaintiff has given credit to the Defe dant but there is neither factual basis nor itemization of the credits a d merely boldly concludes a balance of $11,733.38. 9. In the wherefore clause of the Plaintiff's Complain, there is a date referenced. There is no factual basis setting forth the rel vancy of this date of September 2, 2002. The Complaint fails to specify he significance of this date and the justification for the use of this date. 10. The body of the Complaint fails to specify the relief soIght in violation of Pennsylvania Rules of Civil Procedure 1021(a). 1. The Complaint fails to set forth the exact dates as to when the credit card allegedly was obtained, when the balance became du , and whether the proper dates were utilized for the calculation in the d termination of the interest claimed. 12. In the wherefore clause of the Complaint, there is a stat ment that the rate of interest is 23.9% from the date of September 2, 200 , and the Affidavit claims interest through July 27, 2004. 4 WHEREFORE, Defendant, Patricia A. Dubs, Court dismiss the Plaintiff's Complaint for failure to contain facts in the Complaint and to dismiss the Complaint as it is Respectfully submitted, BY: Date: March 31, 2005 requests that the and specific insufficient. Arthur K. Dils, Esq 1017 North Front S1 Harrisburg, PA 171 (717) 232-9724 I.D. No. 07056 02 5 CERTIFICATE OF SERVICE I, Arthur K. Dils, Esquire, hereby certify that a true and within Preliminary Objections has been served upon the first class, United States mail, postage prepaid, by depositi office in Harrisburg, Pennsylvania, on the 31s' day of March follows: Frederic I. Weinberg, Esquire Paul M. Schofield, Jr., Esquire 21 South 21st Street Philadelphia, PA 19103 Respectfully submitted, BY: d copy of the individual by same at the post addressed as Arthur K. Dils, Esq in 1017 North Front S re( Harrisburg, PA 17 02 (717) 232-9724 I.D. No. 07056 Date: March 31, 2005 6 p...: t ,` ?- `} L_ ..... SHERIFF'S RETURN - REGULAR CASE NO: 2005-01327 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND FUND CCR PARTNERS VS DUBS PATRICIA A GERALD WORTHINGTON , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according says, the within COMPLAINT & NOTICE was served upon DUBS PATRICIA A the law, DEFENDANT , at 2100:00 HOURS, on the 17th day of March '12005 at 277 SAMPLE BRIDGE ROAD MECHANICSBURG, PA 17050 by handing to PATRICIA A DUBS a true and attested copy of COMPLAINT & NOTICE together +ith and at the same time directing Her attention to the contents thkreof. Sheriff's Costs: So Answers: Docketing 18.00 Service 7.40 'C ';• Affidavit .00 Surcharge 10,00 R. Thomas Kline .00 35,40 03/18/2005 GORDON & WEINBERG Sworn and Subscribed to before me this j-?-4L day of By: 2012442 Unifuud CCR Partners assignee of Citibank Universal Card Services VS. Patricia A. Dubs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 2005 7 Civj 1 Term 20 RULE 1312-1 The Petition for Appointment of Arbitrators shall be substantially in the Following form: PETITION FOR APPOINTMENT OF ARBITRATORS TO THE HONORABLE, THE JUDGES OF SAID COURT: FREDERIC I. WEINBERG, ESQUIRE and JOEL M. FLINK, ESQUIRE , counsel for the plainti ff/ in the above action (or actions), respectfully represents that: 1. The above-captioned action (or actions) is (are) at issue. 2. The claim of plaintiff in the action is $ 11, 733.38 The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Respectfully submitted, GORDON 71-Wi?ttBERG, P.C. By: FREDERIESQUIRE ORDER OF COURT AND NOW, petition, Esq., and captioned action (or actions) as prayed for. 200--------, in consideration of the foregoing Esq., and . Esq., are appointed arbitrators in the above By the Court, EDGAR B. BAYLEY Slu # ? p ? art FL) f rgi 2012442 DEC 0 3 2007 1,0? Unifund CCR Partners assignee of Citibank Universal Card Services VS. Patricia A. Dubs IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO. 2005 123 7 C; yi j Term 20. RULE 1312-1 The Petition for Appointment of Arbitrators shall be substantially in the Following form: PETITION FOR APPOINTMENT OF ARBITRATORS TO THE HONORABLE, THE JUDGES OF SAID COURT: FREDERIC I. WEINBERG, ESQUIRE and JOEL M. FLINK, ESQUIRE counsel for the plaintiff/ t in the above action (or actions), respectfully represents that: 1. The above-captioned action (or actions) is (are) at issue. 2. The claim of plaintiff in the action is $ 11, 733.38 The counterclaim of the defendant in the action is The following attorneys are interested in the case(s) as counsel or are otherwise disqualified to sit as arbitrators: WHEREFORE, your petitioner prays your Honorable Court to appoint three (3) arbitrators to whom the case shall be submitted. Respectfully submitted, GORDON P. C. By: FREDERIC I WE ERG, ESQUIRE ORDER OF COURT AND NOW, 200 , i consideration of the foregoing I --77A petition, Esq., and Esq., and Esq., are appolged arbitrators in the above captioned action (or actions) as prayed for. B e Court, DGAR B. BAYLEY iIS- CJ ti dry f`t C MaL.6 d tpr es J,.j A4. Flrnk,, Arches' K. b'L-" l?47/07 01g ? p C"? ?v ?1 Ut ; if i UNIFUND CCR PARTNERS, IN THE COURT OF COMMON PLEAS ASSIGNEE OF CITIBANK CUMBERLAND COUNTY UNIVERSAL CARD SERVICES PENNSYLVANIA Plaintiffs Vs. NO. 2005 1327 Civil Term PATRICIA A. DUBS, CIVIL ACTION - LAW Defendant PETITION TO REVOKE APPOINTMENT OF ARBITRATORS AND NOW, this l C ?6day of December, 2007, comes Arthur K. Dils, Esquire, the Attorney of record for the Defendant, Patricia A. Dubs, and respectfully avers the following: 1. Your Petitioner is Arthur K. Dils, Esquire, the Attorney of Record for the Defendant, Patricia A. Dubs, whose office is located at 1400 N. Second Street, Harrisburg, Pa. 17102. 2. The Respondent is the Unifund CCR Partners assignee of Citibank Universal Card Services, 10625 Techwoods Circle, Cincinnati, Ohio, represented by Attorney Frederick I. Weinberg, Esquire, whose office is located at 1001 E. Hector Street, Suite 220, Conshohocken, PA., 19420. 1 3. The Respondent is the Plaintiff in the above captioned action. A Complaint was filed on March 14, 2005. 4. Preliminary Objections to the Complaint were filed on April 1, 2005. The Preliminary Objections contained a Notice to Plead attached thereto. 5. The Respondent, Plaintiff, through counsel, Frederick I. Weinberg, Esquire, failed to respond in any fashion to the Preliminary Objections with Notice to Plead containing additional facts requiring a response. 6. The Respondent/Plaintiff filed a Petition for Appointment of Arbitrators on November 29, 2007. 7. There was a delay in receipt of said Petition for Appointment of Arbitrators by Counsel for Patricia A. Dubs in that the document was sent to a former address of counsel's office. 8. Counsel Weinberg dated his transmittal letter November 9, 2007, which was received by Counsel for Petitioner on November 26, 2007. Said transmittal letter contained a copy of the Petition for Appointment of Arbitrators. 9. Immediately upon receipt of notification of intent by Attorney Frederick I. Weinberg to obtain appointment of a Board of Arbitration, said receipt 2 obtained on November 26, 2007, a letter was sent to Attorney Weinberg indicating that his Petition for Appointment of Arbitrators was incorrect in that the matter was not at issue. See copy of said letter dated November 26, 2007 attached hereto and marked Exhibit "A". 10. As of this date, Attorney Weinberg has not responded to the letter, nor has he responded to the fact that the above captioned matter is not at issue and has pennitted your Honorable Court to appoint a three member panel of Arbitrators. 11. Notice was received this date that your Honorable Court has appointed three members of the Cumberland County Bar to sit as arbitrators of a panel, said members being: William C. Costopoulos, Esquire, Douglas G. Miller, Esquire and Steven P. Miner, Esquire. 12. In the interest of judicial economy and to preserve the time of Counsel who have been appointed Arbitrators in this matter, it is respectfully requested that the appointment of said Arbitrators be revoked. This request is in accordance with the Pennsylvania Rules of Civil Procedure and the local Rules of Cumberland County, Pennsylvania. WHEREFORE, your Petitioner, Arthur K. Dils, Esquire, Attorney of record for the Defendant, Patricia A. Dubs, respectfully prays your Honorable Court to revoke the appointment as Arbitrators in the above captioned matter 3 and that the Attorney of Record for the Plaintiff be required to follow the Pennsylvania Rules of Civil Procedure and local Rules of Cumberland County, Pennsylvania concerning the issues raised in Preliminary Objections to the Complaint. Respectfully submitted, r' Arthur K. Dils, Esquire 1400 N. Second Street Harrisburg, Pa. 17102 (717) 232-9724 I.D. No. 07056 Attorney for Petitioner/Defendant, Patricia A. Dubs 4 November 26, 2007 Frederic I. Weinberg, Esquire 1001 E. Hector Street Suite 220 Conshohocken, PA. 19428 RE: Unifund CCR Partners Assignee of Citibank Universal Card SVCS vs. Patricia A. Dubs No. 2005 1327 Civil Term Your File No. 2012442 Dear Attorney Weinberg: This will acknowledge receipt of your letter concerning the above captioned action dated November 9, 2007, which was received in my office this date, November 26, 2007. You sent your letter to an old address. I have been at 1400 N. Second Street, Harrisburg, Pa. 17102 for the past twenty months. In your letter you enclosed a Petition for Appointment of Arbitrators. In Paragraph one (1) of your Petition, you allege that the above action is at issue. Attorney Weinberg, this is not the case, as there are outstanding Preliminary Objections filed on April 1, 2005. Very truly yours, Arthur K. Dils AKD Cc: Patricia A. Dubs EXHIBIT "A" VERIFICATION The undersigned, Arthur K. Dils, Esquire, hereby verifies and states that: 1. He is the attorney for Patricia A. Dubs. 2. He is authorized to make this verification on her behalf. 3. This verification is made by counsel pursuant to Pa.R.C.P., Rule 1024(c). 4. The statements set forth in the foregoing Petition to Revoke Appointment of Arbitrators are true and correct to the best of his knowledge, information, and belief. 5. He is aware that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to. unsworn falsification to authorities. L ZI z-/- -Ibijr K. Dils, Esquire Date: December 10, 2007 CERTIFICATE OF SERVICE I, Arthur K. Dils, Esquire, hereby certify that a true and correct copy of the within Petition to Revoke Appointment of Arbitrators has been served upon the following individuals by first class, United States mail, postage prepaid, by depositing a copy of the same at the Post Office at Harrisburg, Pennsylvania, on the 10th day of December, 2007, addressed as follows: Frederick I. Weinberg, Esquire William C. Costopoulos, Esquire 1001 E. Hector Street, Ste. 220 831 Market Street Conshohocken, PA. 19420 Lemoyne, Pa. 17043 Douglas G. Miller, Esquire 630 W. Pomfret Street Carlisle, Pa. 17013 Steven P. Miner, Esquire 3211 N. Front Street Harrisburg, Pa. 17110 Respectfully submitted, BY: Arthur K. Dils, Esquire 1400 North Second Street First Floor, Front Harrisburg, PA 17102 (717) 232-9724 I.D. No. 07056 Date: December 10, 2007 ;?..? _F.? _...? k? -? cw ?, `? t -.a ..._.d .. 4 ' UNIFUND CCR PARTNERS, ASSIGNEE OF CITIBANK UNIVERSAL CARD SERVICES, PLAINTIFFS IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA V. PATRICIA A. DUBS, DEFENDANT 05-1327 CIVIL TERM ORDER OF COURT AND NOW, this i I day of December, 2007, the order appointing arbitrators, IS VACATED as improvidently granted.' By the. rt, Edgar . 9713ayley, J. ?Frederic 1. Weinberg, Esquire For Plaintiffs Arthur K. Dils, Esquire ecejo,? For Defendant JX1,1/orb :sal ' Defendant's preliminary objections to plaintiffs' complaint are outstanding. CJD L'? ® tz r- ?, .3 U PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next Argument Court.) CAPTION OF CASE (entire caption must be stated in full) UNIFUND CCR PARTNERS ASSIGNEE OF CITIBANK UNIVERSAL CARD SERVICES VS. PATRICIA A. DUBS No. 1327 CIVIL 2005 Term 1. State matter to be argued (i.e., plaintiffs motion for new trial, defendant's demurrer to complaint, etc.): PRELIMINARY OBJECTIONS 2. Identify all counsel who will argue cases: (a) for plaintiffs: JOEL M. FLINK, 1001 E. HECTOR ST., STE. 220, CONSHOHOCKEN. PA 19428 (Name and Address) (b) for defendants: ARTHUR K. DILS, 1400 N. 2ND ST., 1ST FL., HARRISBURG, PA 17102 (Name and Address) 3. 1 will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: JULY 22, 2009 -'JOEL M. FLINK Print your name PLAINTIFF Attorney for Date: J 'off ? ' D 9 INSTRUCTIONS: 1. Two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) before argument. 2. The moving party shall file and serve their brief 12 days prior to argument. 3. The responding party shall file their brief 5 days prior to argument. 4. If argument is continued new briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary) after the case is relisted. CAIAI- R t-I r_; "Ai I Arthur K. Dils, Esquire DILS & DILS 1400 N. Second Street Harrisburg, Pa. 17102 (717) 232-9724 I.D. No. 07056 Attorney for Defendant, Patricia A. Dubs UNIFUND CCR PARTNERS ASSIGNEE OF CITIBANK UNIVERSAL CARD SVS 10625 Techwoods Circle Cincinnati, OH 45242, Plaintiffs IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA Vs. PATRICIA A. DUBS 277 Sample Bridge Road Mechanicsburg, PA. 17050 Defendant NO. 2005 1327 Civil Term CIVIL ACTION - LAW MOTION FOR DISMISSAL FOR INACTIVITY WITH SUPPORTING BRIEF AND NOW, this ?DA day of July, 2009, comes Arthur K. Dils, Esquire and respectfully requests the following: 1. Your Movant is Arthur K. Dils, Esquire, the Attorney of record for the Defendant, Patricia A. Dubs, whose office is located at 1400 North Second Street, Harrisburg, Dauphin County, Pennsylvania 17102. 2. The Plaintiff is represented by Gordon & Weinberg, P.C., Frederic I. Weinberg, Esquire and also, Paul M. Schofield, Jr., Esquire 21 South 21 st 1 Street, Philadelphia, Pennsylvania 19103 and specifically, at this juncture of the proceedings, Joel M. Flink, Esquire, whose office is located at 1001 East Hector Street, Suite 220, Conshohocken, Pennsylvania 19428. 3. The Plaintiff filed a civil action complaint in the Court of Common Pleas of Cumberland County on March 14, 2005. 4. Attached to the Complaint, which was neither verified to nor incorporated by reference into the Complaint, is an Affidavit of Indebtedness indicating that Unifund CCR Partners assigned and transferred the cause of action to Gordon & Weinberg, P.C. on July 27, 2004. 5. It is believed and averred that the underlying transactions allegedly occurred prior to July 27, 2004. 6. Within a timely fashion, the Defendant, Patricia A. Dubs, filed Preliminary Objections to the civil Complaint along with a Notice to Plead on or about April 1, 2005. 7. No response or correction has been received. 8. While the Preliminary Objections were still outstanding, the Plaintiff filed a Petition for Appointment of a Board of Arbitration - knowing full well the cause of action was not at issue, the request for appointment of a Board of Arbitration was filed in November, 2007. 9. Counsel for Defendant wrote to Plaintiff's Counsel on November 26, 2007 indicating the request for Arbitration is premature. No response to this letter was received. 10. It was then necessary for the Defendant to file a Petition for a Rule to Show Cause to revoke the appointment of the previously selected members of the 2 Board of Arbitration and to stop the Arbitration hearing set in the month of December, 2007. I l.The Honorable Edgar B. Bayley entered an order on December 14, 2007 vacating the order of the appointment of the Board of Arbitration panel. 12. No further action was taken by the Plaintiff until the late Spring of 2009, listing the matter of the Preliminary Objections for argument before Your Honorable Court. 13.The Plaintiff, through the pleadings, has evidenced that it was entitled to proceed from July 27, 2004 and did not meaningfully proceed to the matter raised until Spring of 2009, a period of approximately five (5) years. 14.The civil action Complaint was filed in 2005 and no meaningful action has been taken until the Spring of 2009, a period of four (4) years. 15.It is believed and therefore averred that the Plaintiff cannot show any valid reason for the delay of proceedings in this case. 16.The Plaintiffs actions have evidenced a lack of due diligence in the pursuance of its claim. 17.The Plaintiff's counsel, under the Rules of the Pennsylvania Rules of Professional Conduct, Rule 13 was under an affirmative duty to act with reasonable diligence and promptness in representing its client. 18.It is averred and believed that as a consequence of the Plaintiff's inactivity and delay, that because of the unavailability of records and recall, the Defendant has been prejudiced thereby. 3 WHEREFORE, Your Movant, Arthur K. Dils, Esquire, respectfully prays your Honorable Court to enter an Order granting the Motion to Dismiss the above captioned action. BRIEF IN SUPPORT OF MOTION FOR DISMISSAL FOR INACTIVITY The facts in this case have been previously submitted to Your Honorable Court by the Defendant in her Brief requesting that her Preliminary Objections be sustained. The facts set forth in the foregoing Motion are hereby incorporated by reference thereto. It is respectfully submitted that the facts speak for themselves and it is imperative to note that the Plaintiff has not responded in a proper fashion to bring its claim forward. Because of this lack of action, it is suggested that your Honorable Court should be greatly concerned as to the delay by the Plaintiff on the ramifications upon the Defendant. The Court of Common Pleas in the Commonwealth of Pennsylvania have routinely sua sponte entered purge motions as a result of inactivity for a period of two years. It is axiomatic that the purge motions give ample opportunity to the party to be affected by the purge to respond and give explanation or excuse for the delay and the prosecution of its alleged claim. 4 By the aforesaid Motion to Dismiss, it is averred that the Plaintiff should be given an opportunity to explain and that under the circumstances of this case, the Plaintiff is chargeable with one of due diligence and in failing to institute and prosecute its claim, that this laxity that the claim should be dismissed. The Defendant relies upon Pennsylvania Rules of Professional Conduct, Rule 13. It has been held as a general principle concerning delay that a claim can well be barred for lack of activity. Fidelity and Casualty Company of New York vs. Kizis, et ux, 70 A. 2nd 227, 363 Pa. 575, 578 (1950). Respectfully submitted, BY: /z7/J'25'z 4- Arthur K. Dils, Esquire 1400 N. Second Street Harrisburg, Pa. 17102 (717) 232-9724 I.D. No. 07056 5 CERTIFICATE OF SERVICE I, Arthur K. Dils, Esquire, hereby certify that a true and correct copy of the within Motion to Dismiss for Inactivity with Supporting Brief as been served upon the following individuals by depositing a copy of the same at the Post Office at Harrisburg, Pennsylvania, Postage Prepaid, First Class Mail, on this 30th date of July, 2009, addressed as follows: Joel M. Flink, Esquire 1001 East Hector Street Suite 220 Conshohocken, PA. 19428 Rest submitted, B'Z' rthur K. Dils, Esquire 1400 North Second Street Harrisburg, PA 17102 (717) 232-9724 I.D. No. 07056 July 30, 2009 J- 3 Cu. - AUG 0 5 20094 Arthur K. Dils, Esquire DILS & DILS 1400 N. Second Street Harrisburg, Pa. 17102 (717) 232-9724 I.D. No. 07056 Attorney for Defendant, Patricia A. Dubs UNIFUND CCR PARTNERS ASSIGNEE OF CITIBANK UNIVERSAL CARD SVS 10625 Techwoods Circle Cincinnati, OH 45242, Plaintiffs Vs. PATRICIA A. DUBS 277 Sample Bridge Road Mechanicsburg, PA. 17050 Defendant IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PENNSYLVANIA NO. 2005 1327 Civil Term CIVIL ACTION - LAW RULE TO SHOW CAUSE AND NOW, this day of 2009, upon presentation and consideration of the within Motion to Dismiss for Inactivity with Supporting Brief, it is hereby Ordered that a Rule is entered upon the Plaintiffs, Unifund CCR Partners Assignee of Citibank Universal Card SVS, to show cause, why, if any, said Motion should not be granted. 2 Said rule is returnable ` 71.0 days after service. All proceedings to stay in the meanwhile. Distribution: L,?rthur K. Dils, Esquire, 1400 N. Second Street, Hbg., Pa. 17102 _,-Toe] M. Flink, Esquire, 1001 East Hector Street, Suite 220, Conshohocken, Pa. 19428 ??cp .t r- .. rt``?fi'i7 UNIFUND CCR PARTNERS, IN THE COURT OF COMMON PLEAS ASSIGNEE OF CITIBANK CUMBERLAND COUNTY UNIVERSAL CARD SERVICES PENNSYLVANIA Plaintiffs Vs. NO. 2005 1327 Civil Term PATRICIA A. DUBS, CIVIL, ACTION - LAW Defendant PRAECIPE TO THE PROTHONOTARY: Please withdraw the Motion to Dismiss for Inactivity with Supporting Brief and Rule to Show Cause dated August 6, 2009 filed on behalf of the Defendant, Patricia A. Dubs, in the above captioned matter. Counsel for the Plaintiff is aware of this Praecipe and is in agreement. Respectfully submitted, B Arthur K. Dils, Esquire 1400 N. Second Street Harrisburg, PA. 17102 (717) 232-9724 I.D. No. 07056 DATE: August 26, 2009 CERTIFICATE OF SERVICE I, Arthur K. Dils, Esquire, hereby certify that a true and correct copy of the within Praecipe has been served upon the following individuals by depositing a copy of the same at the Post Office at Harrisburg, Pennsylvania, First Class, United States Mail, Postage Prepaid, on this 26th day of August, 2009, addressed as follows: The Honorable Edgar B. Bayley President Judge Cumberland County Court House One Court House Square Carlisle, PA. 17013 Court Administrator Cumberland County Court House One Court House Square Carlisle, Pa. 17013 Joel M.Flink, Esquire 1001 E. Hector Street Suite 220 Conshohocken, PA. 19428 pect lly submitte , BY. Arthur K. Dil' Esquire 1400 N. Second Street Harrisburg, PA. 17102 (717) 232-9724 I.D. No. 07056 Date: August 26, 2009 FLED--D"'FiCtE OF Tit F^NARY 2009 AUG 27 F 3, 41 t .w UNIFUND CCR PARTNERS ASSIGNEE OF CITIBANK UNIVERSAL CARD SVS, Plaintiff vs. PATRICIA A. DUBS, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW : NO. 05-1327 CIVIL IN RE: DEFENDANT'S PRELIMINARY OBJECTIONS BEFORE HESS, OLER AND GUIDO, J.J. nDF)ED AND NOW, this J'' day of September, 2009, the preliminary objection of the defendant in the nature of a demurrer is OVERRULED. The preliminary objection in the nature of a motion for a more specific pleading is GRANTED and the plaintiff is directed to comply with the requirements of specificity as set forth in Atlantic Credit and Finance, Inc. v. Giuliana, 829 A.2d 340, 344-45 (Pa.Super. 2003). `Joel M. Flink, Esquire For the Plaintiff i `Arthur K. Dills, Esquire For the Defendant Arn 1 C?141d? BY THE COURT, T ,_? UNIFUND CCR PARTNERS ASSIGNEE OF CITIBANK UNIVERSAL CARD SVS, Plaintiff vs. PATRICIA A. DUBS, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 05-1327 CIVIL IN RE: DEFENDANT'S PRELIMINARY OBJECTIONS BEFORE HESS, OLER AND GUIDO, J.J. OPINION AND ORDER This is a case involving a cpmplaint for amounts due representing the balance on a credit card. The defendant has filed preliminary objections in the nature of a demurrer and also in the nature of a motion for a more specific pleading. The issues are very similar to those raised in Hudson & Keyse v. Patlatyuk., 08-5886 Civil Term, Cumberland County. The undersigned recently filed an opinion in that case which we attach hereto and incorporate by reference. Consistent with our holding in Hudson & Keyse, LLC, we will overrule the preliminary objection in the nature of a demurrer. We will, however, sustain the preliminary objection in the nature of a motion for a more specific pleading and specifically direct compliance with Atlantic Credit and Finance, Inc. v. Giuliana, 829 A.2d 340, 344-45 (Pa.Super. 2003). nRT)FR AND NOW, this day of September, 2009, the preliminary objection of the defendant in the nature of a demurrer is OVERRULED. The preliminary objection in the nature of a motion for a more specific pleading is GRANTED and the plaintiff is directed to comply VA s NO. 05-1327 CIVIL with the requirements of specificity as set forth in Atlantic Credit and Finance, Inc. v. Giuliana, 829 A.2d 340, 344-45 (Pa.Super. 2003). BY THE COURT, Kevin,K. Hess, J. Joel M. Flink, Esquire For the Plaintiff Arthur K. Dills, Esquire For the Defendant rlm 2 HUDSON & KEYSE, LLC, Plaintiff vs. SVETLANA PATLATYUK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 08-5886 CIVIL IN RE: PRELIMINARY OBJECTIONS OF DEFENDANT TO AMENDED COMPLAINT BEFORE HESS OLER AND GUIDO, J.J. ORDER AND NOW, this 3`J day of September, 2009, the preliminary objection of the Defendant in the nature of a demurrer to the Plaintiff's claim for breach of contract is DENIED. The preliminary objection of the Defendant in the nature of a demurrer to a count of quantum meruil is GRANTED and said count is DISMISSED. The Defendant's preliminary objection in the nature of a motion for a more specific pleading is GRANTED and the Plaintiff is granted leave to amend the complaint consistent with the accompanying opinion and, specifically, with the standards as set forth in Atlantic Credit and Finance, Inc. v. Giuliana, 829 A.2d 340, 344-45 (Pa.Super. 2003). BY THE COURT, Ronald Amato, Esquire Michael J. Kennedy, Esquire Michael R. Lessa, Esquire Justin N. Davis, Esquire For the Plaintiff John G. Milakovic, Esquire Thomas S. Beckley, Esquire For the Defendant Am HUDSON & KEYSE, LLC, Plaintiff vs. SVETLANA PATLATYUK, Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. 08-5886 CIVIL IN RE: PRELIMINARY OBJECTIONS OF DEFENDANT TO AMENDED COMPLAINT BEFORE HESS OLER AND GUIDO, J.J. OPINION AND ORDER On October 2, 2008, Hudson & Keyse, LLC ("Plaintiff") filed a complaint against Svetlana Patlatyuk ("Defendant"). Plaintiff is the ultimate assignee of Citibank (South Dakota), N.A. ("Citibank").' Plaintiff asserts two causes of action against Defendant: breach of contract and, in the alternative, quantum meruit. Plaintiff alleges that Defendant failed to make timely payments on her credit card account with Citibank as required by the credit card agreement. Alternatively, Plaintiff alleges that Defendant was unjustly enriched by obtaining a credit card from Citibank, using it, and failing to pay for its use. Included as exhibits to Plaintiff's Complaint are monthly statements showing assessments of periodic interest on Defendant's account and three "Bill of Sale, Assignment and Assumption" agreements establishing a chain of title between Citibank and Plaimiff. Defendant filed Preliminary Objections to Plaintiff's Complaint, including a demurrer to Plaintiffs breach of contract claim, a motion to strike the entire complaint for failure to conform to rules of court, and in the alternative, a motion for a more specific pleading. Plaintiff then filed 1 Citibank first sold its rights pursuant to its account with Defendant to New Century Financial Services, Inc. Next, New Century Financial Services conveyed its rights to Defendant's account to Resurgence Financial, LLC. Finally, Resurgence Financial transferred its rights under Defendant's account to Plaintiff. (See Ex. B of Plaintiffs Amended Complaint.) NO. 08-5886 CIVIL its Amended Complaint in which it noted that it was making progress toward obtaining the cardholder agreement between Citibank and Defendant. Defendant has again filed Preliminary Objections in the nature of demurrer to Plaintiff's breach of contract and quantum meruit claims, and alternatively, a motion for a more specific pleading. Defendant challenges Plaintiff's breach of contract claim in Preliminary Objections in the nature of a demurrer. When ruling on a preliminary objection in the nature of a demurrer, the court must accept as true every material and relevant fact well pleaded in the complaint and every inference reasonably deducible therefrom. See, e.g., Yania v. Bigan, 397 Pa. 316, 318, 155 A.2d 343, 344 (1959). A demurrer does not admit conclusions of law or unjustified inferences. See, e.g., Lerman v. Rudolph, 413 Pa. 555, 557-58, 198 A.2d 532, 533 (1964). The question presented by a demurrer is whether, on the facts averred, the law says with certainty that no recovery is possible. Hoffman v. Misericordia Hosp, of Philadelphia, 439 Pa. 501, 503, 267 A.2d 867, 868 (1970). If any doubt exists as to whether a demurrer should be sustained, the demurrer should be overruled. Hoffman, 439 Pa. at 504, 267 A.2d at 868. To establish a facially valid breach of contract action, the plaintiff must plead the existence of a contract, including its essential terms, a breach of a contractually-imposed duty, and resultant damages. See, e.g., CoreStates Bank, N.A. v. Cutillo, 723 A.2d 1053, 1058 (Pa,Super. 1999). While it is not necessary to state each term in exacting detail, every element must be specifically pleaded. Id. Turning to the contents of Plaintiff's Amended Complaint, it is clear that it has pleaded sufficient facts to set forth a facially valid breach of contract action. Starting with the existence of a contract, Plaintiff alleges Defendant obtained a credit card account with Citibank on or about 2 NO. 08-5886 CIVIL July 1, 1998. (Amend. Compl. ¶ 1.) While Plaintiff acknowledges that it currently is not in possession of the credit card agreement between Citibank and Defendant, it does allege that the contractual interest rate is 20.74% per annum. (Amend. Compl. ¶ 12.) Plaintiff has also pleaded sufficient facts to set forth a breach of a contractually-imposed duty and resulting damages. This comes in the form of Defendant's alleged failure to make timely payments as required under the cardholder agreement. (Amend. Compl. ¶ 6.) Defendant allegedly owes Plaintiff $2,944.48 plus $2044.54 interest as of November 3, 2008, continually accruing at the rate of 20.74% per annum. (Amend. Compl. T¶ 8, 13-14.) Because sufficient facts to set forth a facially-valid breach of contract claim have been pled, Defendant's preliminary objection in the form of a demurrer to Count I of Plaintiff's Amended Complaint will be overruled. Plaintiff includes in its Amended Complaint Count II, setting forth a quantum meruit claim against Defendant. Quantum meruit is an equitable quasi-contract doctrine. Wiernik v. PHH U.S. Mortg. Corp., 736 A.2d 616, 622 (Pa.Super. 1999). Elements of a quantum meruit claim include, "benefits conferred on defendant by plaintiff, appreciation of such benefits by defendant, and acceptance and retention of such benefits under such circumstances that it would be inequitable for defendant to retain the benefit without payment of value." Id.. (quoting Styer v. Hugo, 422 Pa.Super. 262, 267, (519 A.2d 347, 350 (1993)). The law does not always require an election of remedies as between breach of contract and quantum meruit. To the contrary, in proper cases, claims for breach of contract and quantum meruit are not inconsistent. See Larry Pitt & Associates v. Long, 716 A.2d 695, 703 (Pa.Cmwlth. 1998) (Workers' Compensation claimant's former attorney, who sought recovery of attorney fees, was not restricted to an 3 NO. 08-5886 CIVIL election of either a remedy for breach of contract or a remedy by way of quantum meruit.) On the other hand, it has been held that where the contract is written or expressed, the doctrine of quasi-contract or quantum meruit, is inapplicable. Northeast Fence and Ironworks, Inc. v. Murphy Quigley Co., Inc., 933 A.2d 664, 669 (Pa.Super. 2007) citing Lackner v. Glosser, 892 A.2d 21, 24 (Pa.Super. 2006). The dispute in the case .rub judice arises from a written contractual agreement between Defendant and Citibank. Plaintiff quotes Northeast Fence & Iron Works, Inc. v. Murphy Quigley Co., Inc., 933 A.2d 664 (Pa.Super. 2007) and has apparently given the phrase "in spite of the absence of an agreement" a far too literal reading. The absence of an agreement is not the same as the inability of Plaintiff to obtain a copy of an existing agreement. As a result of the express, written nature of the relationship at issue here, Defendant's Preliminary Objection in the nature of a demurrer to Plaintiff's quantum meruit will be sustained, Next is the question of whether the court should grant Defendant's motion for a more specific pleading. Defendant argues that Plaintiff's Amended Complaint fails to conform to the requirements of Rule 1019(f), which requires "averments of time, place and items of special damage shall be specifically stated" in a complaint. Pa.R.C.P. 1019(f). As a result of these omissions, Defendant argues that it is not possible to respond to Plaintiff's Amended Complaint and moves for a more specific pleading pursuant to Rule 1028(a)(3). As noted above, Rule 1019(0 requires specific averments of time, place and items of special damages. Subdivisions (h) and (i) of Rule 1019 are also relevant in this context. Rule z The allegation that the defendant enjoyed the benefit of obtaining goods and services by using her credit card merely underscores the importance of'written documentation of the credit card transactions. In the meantime, the assessment of late fees and arguable usurious interest can hardly be said to be "benefits" which were "appreciated" by the defendant and inequitable for the defendant to "retain." 4 NO. 08-5886 CIVIL 10 19 (h) requires that "when any claim or defense is based upon an agreement, the pleading shall state specifically if the agreement is oral or written." Pa.R.C.P. 1019(h). Directly related to Rule 1019(h) is subdivision(i), which states: When any claim or defense is based upon a writing, the pleader shall attach a copy of the writing, or the material part thereof, but if the writing or copy is not accessible to the pleader, it is sufficient so to state, together with the reason, and to set forth the substance in writing. Pa.R.C.P. 1019(1). Thus, there is substantial overlap between subsections (f), (h), and (i) of Rule 10 19 in the context of a civil action to recover an outstanding credit card balance. Generally, when evaluating a motion for a more specific pleading under Rule 1028(a)(3), the issue is "whether the complaint is sufficiently clear to enable the defendant to prepare his defense, or whether the plaintiffs complaint informs the defendant with accuracy and completeness of the specific basis on which recovery is sought so that he may know without question upon what grounds to make his defense." Rambo v. Greene, 906 A.2d 1232, 1236 (Pa.Super. 2003) (quoting Amlung v. City of Chester, 224 Pa.Super. 47, 302 A.2d 491, 498 n. 36 (1973)) (internal quotation marks omitted). In debt collection actions filed by credit card companies against their customers, the plaintiff must include with the complaint a copy of the credit card agreement and a statement of account. Atlantic Credit and Finance, Inc. v. Giuliana, 829 A.2d 340, 344-45 (Pa.Super. 2003). In addressing the question of whether preliminary objections asserted a meritorious defense for the purpose of opening a judgment, the court said: We find that the failure to attach the writings which assertedly establish appellee's right to a judgment against appellants in the amount of $17,496.27, based on an alleged debt it allegedly purchased for substantially less than $9,644.66, is 5 11 . NO. 08-5886 CIVIL fatal to the claims set forth in appellee's complaint. Thus, the preliminary objection of appellants based on failure to produce a cardholder agreement and statement of account, as well as evidence of the assignment:, establishes a meritorious defense. Id. at 345. Additionally, "an assignee may sue as the real party in interest, but it must first `trace in [its] pleading the derivation of [its] cause of action from [its] assignor."' Remit Corp. v. Miller, 5 Pa. D. & C.5th 43, 47 (Centre Co. 2008) (quoting Brown v. Esposito, 157 Pa. Super, 147, 149, 42 A.2d 93, 94 (1945)). In addition, in Remit Corp., the court held that the plaintiff had not complied with the requirements of Rule 1019(i) by including with its complaint an unsigned credit card agreement dated two years after the defendant allegedly opened her account. Remit Corp., 5 Pa. D. & C.5th at 45. In Capital One Bank (US,4) NA v. Clevenstein, 7 Pa. D.& C. 5`h 153 (Centre County 2009), the court held that the plaintiff satisfied Rule 1019(1) by including with its complaint "several Capital One monthly billing statements bearing defendant's name, dating from the opening of the account to the present, and reflecting individual charges and fees," sufficient to illustrate how the plaintiff arrived at the amount it sought from the defendant. Capital One Bank, 7 Pa. D. & C.5th at 156. We decline to hold that the Plaintiff in this case must attach each and every monthly billing statement. It is possible, in fact, that the contract between the parties precludes a challenge to a credit card transaction after a certain period of time. Nonetheless, we are satisfied that, in this case, Plaintiffs Amended Complaint falls short of the requisite specificity required by Rule 1019. In this case, while Plaintiff acknowledges that it is not currently in possession of the credit card agreement between Citibank and Defendant, it has failed to set forth the substance of 6 NO. 08-5886 CIVIL the contract, as required by Rule 1019(i). These terms are essential, as they would presumably explain the imposition of interest, fees, and other charges that led to the sum to which Plaintiff claims entitlement. Instead, attached to the complaint are several monthly statements supporting Plaintiff's conclusory claim of entitlement to judgment in the amount of $5,055.94 plus continually accruing interest at the rate of 20.74% per annum from November 3, 2008. These statements come after Defendant ceased using the card for purchases and/or cash advances, as they show that the only charges incurred by Defendant are periodic interest charges. As a result, they do very little - if anything at all - to illustrate how Plaintiff arrived at the amount it now seeks from Defendant. ORDER AND NOW, this 3'4 day of September, 2009, the preliminary objection of the Defendant in the nature of a demurrer to the Plaintiff's claim for breach of contract is DENIED. The preliminary objection of the Defendant in the nature of a demurrer to a count of quantum meruit is GRANTED and said count is DISMISSED. The Defendant's preliminary objection in the nature of a motion for a more specific pleading is GRANTED and the Plaintiff is granted leave to amend the complaint consistent with the accompanying opinion and, specifically, with the standards as set forth in Atlantic Credit and Finance, Inc. v. Giuliana, 829 A.2d 340, 344-45 (Pa.Super. 2003). BY THE COURT, 7 NO. 08-5886 CIVIL Ronald Amato, Esquire Michael J. Kennedy, Esquire Michael R. Lessa, Esquire Justin N. Davis, Esquire For the Plaintiff John G. Milakovic, Esquire Thomas S. Beckley, Esquire For the Defendant Am 8 FiLF-4-OF f `F 20z14 SEP - 9 f li 1: '13 1 L v • ?,??1Y 2012442 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 JOEL M. FLINK, ESQUIRE Identification No.: 41200 1001 E. Hector Street, Ste 220 Conshohocken, PA 19428 484/351-0500 UNIFUND CCR PARTNERS ASSIGNEE OF CITIBANK UNIVERSAL CARD SVGS VS. PATRICIA A DUBS COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-1327 CIVIL ORDER TO SETTLE, DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above-captioned matter settled, discontinued and ended upon payment of your costs only. GORDON & WEINBERG, P.C. BY: FREDERIC \L..--l?OEINBERG, ESQUIRE JOEL M. FLINK, ESQUIRE Attorney for Plaintiff P003 ?CE { l? 2009 OCT -2 PM t : 05 c pEN ZVk A