Loading...
HomeMy WebLinkAbout02-28-14 (3) 1505611185 REV-1500 EX(02-11)(FI) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN Po sox z8osol 21 13 01349 Harrisburg,PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 06012013 09101926 Decedent's Last Name Suffix Decedent's First Name MI POWELL ROBERT E (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE BOXES BELOW ® 1. Original Return ❑. 2. Supplemental Return 3. Remainder Return(Date of Death Prior to 12-13-82) ❑ 4. Limited Estate ❑ 4a. Future Interest Compromise(date of ❑ 5. Federal Estate Tax Return Required death after 12-12-82) 0 6. Decedent Died Testate F-1 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) ❑ 9. Litigation Proceeds Received ❑ 10. Spousal Poverty Credit(Date of Death ❑ 11. Election to Tax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number KEITH 0 • BRENNEMAN 717-697-8528 REGISTERMWILLS USE ONLY 73:�, First Line of Address I r'... ca SNELBAKER & BRENNEMAN "'=( Second Line of Address :7= _ C a 4.4 WEST MAIN STREET =~ City Or Post Office State ZIP Code DATE FILED — y MECHANICSBURG PA 17055 Correspondent's e-mail address: Under penalties of perjury, I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. I NATURE OF PERSON E2 SPOR FILING RETURN D E l DR .JACdeELINE P . TURLEY, CO-EXCECUTOR SIDNEY B• WARNER, CO-EXECUTOR SIG URE OF PREPARER OTHER THAN REPRESENTATIVE I DATE 2 lel ADDRESS KEITH 0 - BRENNEMAN, ESQUIRE 44 UaT MAIN STREET, MECHANICSBURG PLEASE USE ORIGINAL FORM ONLY PA, 17055 Side 1 1505611185 OM46473.000 1505611185 \ 1505611285 REV-1500 EX(FI) Decedent's Social Security Number Decedent's Name: P 0 W E L L ROBERT E RECAPITULATION 1. Real Estate(Schedule A) . . . . . . . . . . . . . . . . . . . . . . . . . 1. 0 .00 2. Stocks and Bonds(Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . 2, 0 . 110 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C), , , ; , 3. 0 . 00 4. Mortgages and Notes Receivable(Schedule D) , , , , , , , , , , , , , , , , , 4. 0 .00 5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E) , , , , , 5. 5,762 -8 7 6. Jointly Owned Property(Schedule F) F� Separate Billing Requested , , , , 6. 4 4,0 9 3 .74 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) El Separate Billing Requested . . . . 7. 0 .110 8. Total Gross Assets(total Lines 1 through 7) , , , , , , , , , , , , , , , , , , g 491856 .61 9. Funeral Expenses and Administrative Costs(Schedule H). . . . . . . . . . . . . 9. 5,0 8 8 - 69 10.. Debts of Decedent, Mortgage Liabilities,and Liens(Schedule 1) , , , , , . . . . 10. 841 - 28 11. Total Deductions(total Lines 9 and 10), , , , , , , , , , , , , , , , , , , , , 11. 5,929 .9 7 12. Net Value of Estate(Line 8 minus Line 11) , , , , , , , , , , , , , , , , , , , 12. 431926 -6 4 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J), , , , , , , , , , , , , , , , 13, 0 .00 14. Net Value Subject to Tax(Line 12 minus Line 13) , , , , , , , , , , , , , , , 14. 431926 - 64 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.0_ 0.00 15. 0 . 00 16. Amount of Line 14 xable at linealrateX- 4� 21,427.08 16. 964 . 22 17. Amount of Line 14 taxable at sibling rate X.12 0 . 00 17. 0 . 00 18. Amount of Line 14 taxable at collateral rate X.15 221666 -66 18. 3,400 -00 19. TAX DUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19. 4-,364 - 22 20. FILL IN THE BOX IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT a Side 2 1505611285 1505611285 J OM4648 3.000 REV-1500 EX(FI) Page 3 File Number Decedent's Complete Address: 21 13 0649 DECEDENTS NAME POWELL ROBERT E STREET ADDRESS TOWNSHIP CUMBERLAND CITY STATE ZIP MT- HOLLY SPRINGS PA 17065- Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 41364 -22 2. Credits/Payments A. Prior Payments 21500 -00 B.Discount 125-00 Total Credits(A+B) (2) 2,625- 00 3. Interest (3) 0 .00 4. If Line 2 is greater than Line 1+Line 3,enter the difference.This is the OVERPAYMENT. Fill in box on Page 2,Line 20 to request a refund. (4) 0 . 00 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 11739 - 22 Make check payable to: REGISTER OF WILLS, AGENT. a PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN"X"IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred . . . . . . . . . . . . . . . . . . . . . . . . ❑ ❑ b. retain the right to designate who shall use the property transferred or its income . . . . . . . . . X c. retain a reversionary interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ❑ d. receive the promise for life of either payments,benefits or care? . . . . . . . . . . . . . . . . . . ❑ 2. If death occurred after Dec. 12, 1982,did decedent transfer property within one year of death without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ❑ FRI 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death? ❑ 4. Did decedent own an individual retirement account,annuity,or other non-probate property,which contains a beneficiary designation? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ❑ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116 (a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)]. A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. OM4671 2.000 ' REV-1508 EX+(08.12) pennsylvania SCHEDULE E DEPARTMENT OF REVENUE CASH, BANK DEPOSITS &MISC. INHERITANCE TAX RESIDENT DEC ENTTURN PERSONAL PROPERTY ESTATE OF: FILE NUMBER: Robert E. Powell 21 130649 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. 1984 GMC Suburban 2,178.00 appraised value (see attached appraisal) . 2 Comcast 9.90 refund due the decedent 3 Framed picture of a train and a framed lithograph depicting Engine 959. 1,000.00 4 Household goods 2,573.00 sold at public auction by Rowe's Auction Service (see attached report) 5 Refund due the decedent 1.97 TOTAL(Also enter on line 5,Recapitulation) $ 5,762.87 2w46AD 2.000 If more space is needed,use additional sheets of paper of the same size. REV-1509 EX+(01-10) pennsylvania SCHEDULE F DEPARTMENT OF REVENUE INHERITANCE TAX RETURN JOINTLY-OWNED PROPERTY RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Robert E. Powell 21 130649 If an asset became jointly owned within one year of the decedent's date of death,it must be reported on Schedule G SURMING JOINT TENANT(S)MME(S) ADDRESS RELATIONSHIP TO DECEDENT A Bradley, Douglas 88 Cedar Street, Mt. Holly Springs, PA 17065 None B Turley, Jacqueline P 211 Zion Road, Mt. Holly Spings, PA 17065 Daughter C Warner, Sidney B 123 Tanglewood Lane, Lancaster, P 17601 None JOINTLY OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH REM FOR JOINT MADE INCLUDE NANE OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENT'S VALUE OF NUMT3ER TENANT JOINT IDENTIFYING NUMBER.ATTACH DEED FOR JOINTLY HELD REAL ESTATE. VALUEOFASSET INTEREST DECEDENI'SINTEREST 1 ABC 9/9/2002 Property known and numbered as 136,000.00 25.0000 34,000.00 221 Zion Road, South Middleton Township, Cumberland County, Mt. Holly Springs, PA 17065. Decedent is 1/4 owner with Jacqueline A. Turley, Sidney B. Warner and Douglas Bradley as joint tenants. Appraised value (see attached) 2 B 11/5/2009 PNC Bank, N.A. 14,192.70 50.0000 7,096.35 checking account #5140189725 3 B 5/2/2011 PNC Bank, N.A. 5,994.78 50.0000 2,997.39 savings account #5112937159 TOTAL (Also enter on Line 6, Recapitulation) $ 44,093.74 9W46AE 2.000 If more space is needed, use additional sheets of paper of the same size. REV-1511 EX-(10-09) SCHEDULE H pennsylvania DEPARTMENTOF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Robert E. Powell 21 130649 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Cumberland Valley Memorial Gardens inscription on headstone 499.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representative(s) Street Address City State ZIP Year(s)Commission Paid: 2. Attorney Fees: Snelbaker & Brenneman, P.C. (Estimated) 2,693.75 3. Family Exemption:(If decedent's address is not the same as claimant's,attach explanation.) Claimant Street Address City State ZIP Relationship of Claimant to Decedent 4. Probate Fees: 163.50 5. Accountant Fees: 6. Tax Return Preparer Fees: 7. 1 Cumberland Law Journal advertising Executors' Notice 75.00 2 Patriot News advertise Executors' Notice 171.89 Total from continuation schedules . . . . . . . . . 1,485.55 TOTAL(Also enter on Line 9,Recapitulation) $ 5,088.69 9w46AG 2.000 If more space is needed, use additional sheets of paper of the same size. Estate of: Robert E. Powell 21 13 0649 Schedule H Part 7 (Page 2) 3 Rowe's Auction Service commission and fees on sale of household goods 985.55 4 Reserve for filing fees and other miscellaneous costs associated with the administration of the decedent's estate 500.00 Total (Carry forward to main schedule) 1,485.55 REV-1512 EX+(12.12) SCHEDULE Pennsylvania DEPARTMENTOF REVENUE DEBTS OF DECEDENT, INHERITANCE TAX RETURN MORTGAGE LIABILITIES& LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER Robert E. Powell 21 13 0649 Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1• Century Link phone service 61.73 2 Comfort Keepers nursing care 779.55 TOTAL(Also enter on Line 10,Recapitulation) $ 841.28 2w46AH 2.000 If more space is needed,insert additional sheets of the same size. REV-1513 EX+(01-10) SCHEDULE J pennsylvania DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Robert E. Powell 21 130649 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under Sec.9116(a)(1.2).j 1. Jacqueline P. Turley 211 Zion Road Mt. Holly Spings, PA 17065 PNC Bank, N.A. Inventory Value: 7,096.35 PNC Bank, N.A. Inventory Value: 2,997.39 Property known and numbered as Inventory Value: 11,333.32 Daughter 21,427.06 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. I[ NON-TAXABLE DISTRIBUTIONS A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ 0.00 9W46A1 2.000 If more space is needed,use additional sheets of paper of the same size. Estate of: Robert E. Powell 21 13 0649 Schedule J Part 1 (Page 2) Item No. Description Relation Amount 2 Sidney B. Warner 123 Tanglewood Lane Lancaster, PA 17601 Property known and numbered as Inventory Value: 11,333.32 None 11,333.32 3 Adrienne R. Bohn 1346 W. Wyomissing Boulevard West Lawn, PA 19609 Granddaughter 0.00 4 Michael Turley 230 N. Old Stonehouse Road Carlisle, PA 17015 Grandson 0.00 5 Melissa Turley 230 N. Old Stonehouse Road Carlisle, PA 17015 Granddaughter 0.00 6 Douglas Bradley 88 Cedar Street Mt. Holly Springs, PA 17065 Property known and numbered as Inventory Value: 11,333.32 None 11,333.32 7 Gabrielle E. Musket 104 Octagon Avenue Sinking Springs, PA 19608 Granddaughter 0.00 - f," 3/2013 14:18 7173940543 JRLEONARDEQ PAGE 02 AMA The Aosver of lfiehide IrAwynotian �Close Window ;��:.,>: h1ADAguldays.com 6/28/x013 1984 GMC C1500 1/2 Ton Suburban NADAguides.com Price Report Original low A rage High MSRP Retail tail Retail Base Price $10,368 $2,075 $4675 $6,900 options: ADD-305/155 HP VB ENG 5% 5% TOTAL PRICE $10,36 $2478 ,908 $7,245 Special notes: There are no notes for this vehicle. Value Explanation* Prices shown are retail consumer values and to be considered as selling prices.Trade-in values are to be determined by local dealers and are generally lower than values shown. Manufacturer Suggested Retail Price Low Retail Value This vehicle would be in mechanically functional condition, needing only minor reconditioning.The exterior paint,trim.and interior would show normal wear,needing only minor reconditioning. May also be a deteriorated restoration or a very poor amateur restoration.Most usable'as-is'.This value does M represent a'parts car'. Note:Some of the vehicles In this publication could be considered'Daily DrI ers'and are not valued as a elemkic vehicle.When determining a value for a daily driver,it is recommended that the subscriber use the low retail value. Average Ratalil Value This vehicle would be In good condition overall_It could be an older restoration or a well-maintained original vehicle. Completely operable.The exterior paint,trim,and mechanics are presentable and serviceable Inside and out.A'20-footer'. High Retail Value This vehicle would be In excellent condition overall. It could be a completely restored or an extremely well-maintained original vehicle showing very minimal wear.The exterior paint,trim,and mechanics are not in need of reconditioning.The Interior would be in excellent condition. Note:This value does not represent a'100 Point'or'# 1'vehicle*. * 1100 point'or'# I'vehicle Is not driven. It would generally be In a museum or transported in an enclosed trailer to concourse judging and car shows.This type of car would be stored In a dimate-regulated facility. ADvERtsEmMT �IJ�III,!i, �✓AD����IlFS, �� lQSsi 1�'�rs ®Copyright 2013 National Appraisal Guides Inc.All Rghts Reserved. b ROWE S AUC TION SERVICE (RH 79L) ---�- 2505 Ritner Highway • Carlisle, PA 17015 Dave Rowe (AU 2295L, Bill Rowe (AU 1538L) 249-1978 215-1044 574-1008 Auction Is Action Call "Rowe" For Satisfaction 9 IW 7//3 SELLERS NAME u•- DATE ADDRESS r2� ��^ PHONE OTHER / M 206 AUCTIONEER % AUCTION DATE/LOCATION CLERK % DESCRIPTION OF MERCHANDISE 915-'00 �'U l' L, u�V/ �dr� ofs-eSS�✓ �//�/rr.-sue `� �e� / i zs S.rvr IU rS C".'R{se. /�ou�L,y [- G K /�1 C "Y!/l. A ✓. Qt S n ac-LC .(�I l.t/L 1.c G .. v R L fez a w 1 Commission the Auctioneers to sell the merchandise to the highest bidder by Public Auction. Merchandise to be sold as is & ouped as necessary to obtain bids. I certify that I am the owner or authorized represen- tative of th er andise,goods and o operty and have good title and the right to sell and that they are free from all i m ances. I ee to a all responsibility for providing merchantable title and for delivery of title to t p haler. gree of armless the Auctioneers against any claims of the nature referred to in this a e t. AJCTION S TURE _ S LLERS SIGNA U,It F� Total Sales (Clerking Tickets Attached) $ 3 6/ Less Sale Expense: 5g % Commission Auctioneer $ a o %Commission Clerks $ OTHER: 'S TOTAL SALE EXPENSE DEDUCTED $ SELLERS NET $ S^ SUMMARY APPRAISAL REPORT 221 ZION ROAD MT. HOLLY SPRINGS, PENNA. PREPARED FOR SIDNEY B. WARNER BY LARRY E. FOOTE DIVERSIFIED APPRAISAL SERVICES 35 EAST HIGH STREET, SUITE 101 CARLISLE, PENNSYLVANIA 17013-3052 (717)249-2758 COPY K @81 tsfar@ APPMINUM enu'-'J11QL11L0 &Q Carlisle,PA 17013-3052 (717)249-2758 FAX(717)258-0701 June 13,2013 TO: Sidney B. Warner FM: Larry E. Foote RE: Summary Appraisal Report Residential Property 221 Zion Road Mt. Holly Springs, Pennsylvania At your request.,I have appraised the captioned property. The appraisal report,which follows this letter,is submitted in support of my opinion of Market Value of the Fee Simple Interest in the property, as of May 30,2013. I hereby certify that,to the best of my knowledge and belief, the data, facts, and opinions set forth therein, are accurate, subject to the Statement of Assumptions and Limiting Conditions that is also:made a part of the report, and that the indicated Market Value of the subject property, as of May 30,2013 is: ONE HUNDRED THIRTY-SIX THOUSAND DOLLARS $136,000 This appraisal has been made in conformity with the standards of professional practice of the National Association of Realtors Appraisal Section. I appreciate your having considered me for this assignment and trust that you find the report entirely satisfactory. Respectfully submitted, Larry E. Foote Pa. Certified General Appraiser GA-000014-L 2 SUMMARY OF IMPORTANT FACTS AND CONCLUSIONS LOCATION: 221 Zion Road Mt. Holly Springs,Pennsylvania TAX PARCEL NUMBER.: 40-32-2338-001 IMPROVEMENTS: One-story detached single-family dwelling with a detached two-car garage.. PROPERTY RIGHTS: Fee simple interest. OWNERSHIP HISTORY: The subject property is owned by Robert E. Powell, et al. The property last transferred on September 9, 2002 for a reported consideration of$1.00 and ownership conveyed on Deed Book 253, Page 2567. SCOPE OF THE ASSIGNMENT: The scope of the assignment included an analysis of the subject's area, an inspection of the subject property, an estimation of the property's highest and best use, consideration of all three approaches to value, and the application of those relevant to the valuation of the subject. CLIENT: Sidney B. Warner. INTENDED USER: Sidney B. Warner. OBJECTIVE: To estimate the market value of the subject property as unencumbered. EFFECTIVE DATE: May 30,2013. INSPECTION DATE: May 30,2013. HIGHEST AND BEST USE: Continued use as a single-family residence. COST APPROACH: N.A. SALES APPROACH: $136,000 INCOME APPROACH: N.A. FINAL VALUE CONCLUSION: $136,000 3 THE VALUATION PROCESS The valuation process is defined in The Appraisal of Real Estate as published by the Appraisal Institute,as"a systematic set of procedures an appraiser follows to provide answers to a client's questions about real property value." It consists of a series of steps that are appropriate to a specific and particular appraisal assignment that begins with a client engaging a real estate appraiser to develop an opinion of value for a specific property as of a given effective date and ends when the appraiser communicates and reports the final conclusions and opinions to the client. Definition of the Appraisal Problem: The first step in the appraisal process includes the presentation of the following: 1. Identification of the client,the intended use, and the intended users of the appraisal report. 2. The purpose of the appraisal, including a definition of the value being reported. 3. Determination of the effective date of the appraisal report. 4. Extraordinary assumptions that are applicable to the appraisal assignment. 5. Hypothetical conditions that are applicable to the appraisal assignment. I Scope of Work: Scope of work is defined in the Uniform Standards of Professional Practice as being "the type and extent of research and analyses in an assignment." This includes the degree and extent of research and the data that is deemed as necessary to develop a credible opinion of value for the property being appraised. Data Collection and Analysis: The appraiser must gather and analyze market area data, subject property data, and comparable property data that is relative and relevant to the appraisal assignment. Development and Application of Traditional Approaches to Value: I The appraiser must consider which of the three traditional approaches to value are applicable,relevant,and necessary for developing a credible opinion of value for the subject property. These three traditional approaches to value include the Cost Approach, Sales Comparison Approach, and Income Capitalization Approach. When two or more of these j approaches to value are developed,the appraiser must determine the amount of emphasis and consideration to be given to each of those approaches to value, since one or more may have greater significance in the appraisal of a specific property. Reconciliation of Value Indications and Final Opinion of Value: The final step in the valuation process is the reconciliation of the value indications developed by the appraiser. Reconciliation is the analysis of alternative conclusions to arrive at a final value estimate. Reconciliation is required because different value indications result from the use of multiple approaches to value and within the application of a single approach. The final value estimate is not, derived simply by applying technical and quantitative 4 procedures, rather, it involves the exercise of judgment, and the value conclusion reached must be consistent with market thinking. 5 APPRAISAL CERTIFICATION I hereby certify that upon application for valuation by: SIDNEY B. WARNER the undersigned personally inspected the following described property: All those certain pieces or parcels of land, with the improvements thereon erected, situate in South Middleton Township, Cumberland County, Pennsylvania, bounded and described as follows: TRACT NO. 1: Beginning at a stone in road leading to Craighead Station on G. & H.R.R.;thence South 84'/2 degrees West 37.4 perches along line now or formerly of lands of Henry Mclaughlin to a stone;thence South 8'/z degrees West 4.2 perches along land now or formerly of Given&Mullin to a stone; thence South 88%2 degrees East 35.5 perches along lands now or formerly of Given&Mullin to a stone on road to Craighead Station;thence along said road North 143/4 degrees East 9.1 perches to the place of beginning. Containing 1 acre 73 perches. TRACT NO. 2: Beginning at a point in the center of Township Road No. 520, also known as Zion road at the Southeastern comer of lands now or formerly of Robert e. and Edna M.Powell;thence by the center of said road, South 21 degrees 55 minutes West 80 feet to a point;thence by land now or formerly of the said Powell,North 77 degrees 1 minute 20 seconds West 262.26 feet to a point;thence by land now or formerly of Hempt Brothers,Inc., North 25 degrees 23 minutes East 60 feet to an iron pin;thence by said other land now or formerly of the said Powell, South 81 degrees 29 minutes East 262.6 feet to the place of beginning. Containing.411 acre. To the best of my knowledge and belief the statements contained in this report are true and correct, and that neither the employment to make this appraisal nor the compensation is contingent upon the value reported, and that in my opinion the Market Value as of May 30, 2013 is: ONE HUNDRED THIRTY-SIX THOUSAND DOLLARS $136,000 The property was appraised as a whole, subject to the contingent and limiting conditions 6 outlined herein. Larry E. Foote Pa. Certified General Appraiser GA-000014-L 7 INTENDED USE OF THE APPRAISAL The intended use of this appraisal is to estimate the Market Value of the subject property as of May 30, 2413. Market Value is defined as the most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: a. Buyer and seller are typically motivated. b. Both parties are well informed or well advised, and each acting in what he considers his own best interest. c. A reasonable time is allowed for exposure in the open market. d. Payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto. e. The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. Source: Office of the Comptroller of the Currency, 12 CFI §34.42(f). HIGHEST AND BEST USE Highest and Best Use is defined by the Appraisal Terminology and Handbook, published by the Appraisal Institute, as "the most profitable likely use to which a property can be put". The opinion of such use may be based on the highest and most profitable continuous use to which the property is adapted and needed, or likely to be in demand, in the reasonable near future. However, elements affecting value that depend upon events or a combination of occurrences which, while within the realm of possibility, are not fairly shown to be reasonably probable, should be excluded from consideration. Also, if the intended use is dependent on an uncertain act of another person,the intention cannot be considered. Based on the above definition and after seeing the site, neighborhood, and area, it is my opinion that the present use of the subject is its Highest and Best Use. 8 OWNERSHIP HISTORY The subject property is owned by Robert E. Powell, et al. The property last transferred on September 9, 2002 for a reported consideration of$1.00 and ownership conveyed on Deed Book 253,Page 2567. ESTIMATED MARKETING TIME The reasonable marketing time is an estimate of the amount of time that it would take to sell a property at the estimated market value during the period of time immediately after the effective date of the appraisal assignment. It is estimated that if the subject property were offered for sale at the indicated Market Value, a reasonable marketing time would be six to twelve months. This estimate is based upon quarterly sales figures published by Central Penn Multi List, Inc. ECONOMIC TRENDS Historically, property values for similar properties have steadily increased, with vacancy rates remaining stable. However, the recent lag in the economy has resulted in a leveling of appreciation rates and longer marketing times. Financing is readily available to qualified purchasers at reasonable rates and terms. EXPOSURE TIME The length of time the property being appraised would have been offered on the market prior to the hypothetical consummation of a sale at the market value on the effective date of the appraisal. Exposure time is presumed to precede the effective date of the appraisal. The reasonable exposure period is a function of price,time and use. It is not an isolated opinion of time alone. Exposure time is different for various types of property and under various market conditions. It is a retrospective opinion based on an analysis of past events, assuming a competitive and open market. It assumes not only adequate, sufficient and reasonable time but adequate,sufficient and a reasonable marketing effort. Exposure time and conclusion of value are therefore interrelated. Based upon the information presented in this report, a reasonable exposure time for the subject property is estimated to be six to twelve months. 9 SITE DATA ADDRESS: 221 Zion Road TOWNSHIP: South Middleton COUNTY: Cumberland STATE: Pennsylvania LOT SIZE: 1.87 acres. SEWERS: On-site septic system. WATER: Public utility. ELECTRICITY: Met-Ed LANDSCAPING: Typical for the area,with a sodded lawn,trees and shrubs. DESCRIPTION OF IMPROVEMENTS GENERAL DESCRIPTION: One-story detached single-family dwelling containing approxi- mately 1,152 square feet of gross living area above grade. CONDITION: Exterior: Average Interior: Average ROOMS: First Floor: Living room,eat-in kitchen, dining room, two bedrooms and a full bathroom. Basement: One-half, with dirt floor. EXTERIOR: Foundation: Concrete block. Walls: Aluminum siding. Sash: Wood-framed, single-glazed. Gutters: Aluminum,painted. Roof. Gable, with shingles. Storm units: Combination storm and screen units. INTERIOR, PRINCIPAL ROOMS: Flooring: Carpet Walls: Drywall Ceilings: Drywall Trim: Wood,painted or natural finish. 10 KITCHEN: . Cabinets: Wood, stained and varnished. Counters: Laminate Walls: Wood paneling. Flooring: Vinyl Sink: Double-bowl, stainless steel. BATHROOM: Flooring: Vinyl Walls: Laminate and painted drywall. Bathtub: Built-in,with shower. Lavatory: Vanity Water closet: Two-piece. Medicine cabinet: Built-in. CONSTRUCTION: Joists: Wood Beams: Wood plumbing: Copper and cast iron. HEATING: Baseboard electric. HOT WATER: Electric ELECTRIC: Circuit breaker system,200-ampere. OAR: There is a brick fireplace located in the living room. Attached to the front of the dwelling is a covered porch, and attached to the rear of the dwelling is a covered porch and an enclosed porch. Also located on the site is.a 24'x36' one-story detached two-car garage with storage area and a small wooden storage building.. GENERAL CONDITION: All improvements are considered to be in average condition on the interior and on the exterior, with mechanical systems appearing to be adequate and functioning properly. 11 THE APPRAISAL PROCESS Three approaches to value are generally included in an appraisal report. These techniques include the cost approach, sales comparison approach, and income approach to value. The cost approach to value is based on the assumption that the reproduction cost of a building plus land value, tends to set the upper limit to value. A key assumption is that a newly constructed building would have advantages over the existing building, therefore an evaluation focuses upon disadvantages or deficiencies (depreciation) of the existing building compared to a new facility. Due to the age of the subject improvements, the cost approach is considered to be inappropriate and has, therefore, not been included in the development of this appraisal report. The sales comparison approach to value assumes that under normal conditions, a given number of parties acting intelligently and voluntarily, tend to set a pattern from which value can be estimated. Application of this approach relies on a comparison. of the subject with a sufficient number of recent transactions of comparable properties in the market, based on a common unit, such as price per square foot of building area. The income approach concerns itself with present worth of the firture potential benefits of a property. The initial estimate involves the net income, which a fully informed person is justified in assuming the property will produce during its remaining useful life. This estimated net income is then capitalized into a value estimate, based upon the level of risk as compared with that of a similar type and class. Since homes similar to the subject are not typically utilized as income-producing investment properties;the income approach to value is considered to be inappropriate and has, therefore, not been included in the development of this appraisal report. 12 SALES COMPARISON APPROACH In arriving at this conclusion of the value of the subject property, the appraiser made a survey of properties that have sold in the area of the subject property. Consideration was given and adjustments were made on each comparable sale as to time of sale, size, location, as well as all other factors that might affect. value. A resume of some of the sales considered by the appraiser is as follows; SALE NO. 1: Location: 215 W. Pine Street,Mt.Holly Springs, Date of Sale: September 30,2012. Sale Price: $117,650 Size: 1,461 square feet. Unit Price: $80.53 per square foot. SALE NO. 2: Location: 205 Pine Road, Mt. Holly Springs. Date of Sale: February 1,2012. Sale Price: $114,000 Size: 1,364 square feet. Unit Price: $83.58 per square foot. SALE NO. 3: Location: 13 W. Springville Road,Boiling springs. Date of Sale: October 23,2011. Sale'Price: $140,000 Size: 1,493 square feet. Unit Price: $93.77 per square foot. The appraiser, in addition to the sales listed, also considered several additional sales in arriving at his final opinion of value. On the Sales Comparison Analysis form that follows this page are dollar adjustments reflecting market reaction to those items of significant variation between the subject and comparable properties. If a significant item in the comparable property is superior to, or more favorable than, the subject property, a minus (-) adjustment is made,thus reducing the indicated value of the subject; if a significant item in the comparable is inferior to, or less favorable than, the subject property, a plus (+) adjustment is made, thus increasing the indicated value of the subject. After making all of the necessary adjustments, it is the appraiser's considered opinion that the indicated value of the subject property by the Sales Comparison Approach is $136,000. 13 SALES COMPARISON ANALYSIS ITEM SUBJECT COMPARABLE #1 COMPARABLE #2. COMPARABLE #3 221 Zion Road 215 W.Pine Strut 205 Pine Road 13 W.Springville Road Address Mt Holly Springs Mt.Holly Springs Mt.Holly Springs Boiling Springs Proximity to Subject 1.55 miles 2.79 miles 3.75 miles Sale Price N.A. $117,650 $114,000 $140,000 Price/Sq.Ft.GLA N.A. 7DE $83.58 $93.77 Data Source Inspection &Central Penn MLS Courthouse&Central Penn MU; Courthouse&Central Penn MLS ADJUSTMENTS DESCRIPTION TION $ Adjust. DESCRIPTION $Adjust. DESCRIPTION $Adjust. Sales or Financing p . ,500 of Seller pd.$6,0 00 of Seller pd.$3,481 of Concessions buyer's closing costs -3,500 buyer's closing costs -6,000 buyer's closing costs -3,500 Date of Sale/Time lAvcmgc 5-30-13 9-30-12 2=1-12 10-23-11 Location Similar Similar Similar Site/View . acres .28 acre +5,000 .32 acre +5,000 .29 acre +5,000 Design and Appeal One-story detached Similar Similar Similar Construction Aluminum siding Vinyl siding Vinyl siding Wood siding +3,000 Age 113 years 63 years 66 years 78 years Condition Average Inferior +5,000 Similar Similar Above Grade Tot. Bed. Bath Tot. Bed. Bath Tot. Bed. Bath Tot. Bed. Bath Room Count 5 2 1 b 3 1 -2,000 6 2 1 -2,000 6 3 1% -3,000 Gross Living Area 1,152 square feet 1,461 square feet -9,300 1,364 square feet -6,400 1,493 square feet -10,200 Basement&Finished Full basement,with Rooms Below Grade Partial basement Full basement -1,000 Full basement -1,000 fam.rm.&den -3,000 Functional Utility Average Similar Similar Similar Heating/Cooling Baseboard electric Oil-fired hot air Oil FHA w loon.AC -2,000 Baseboard electric Garage Carport 2-car garage w/stor. None +20,000 None +20,000 One-car garage +15,000 Porehes,.Patios Two porches,encl. Pools,etc. porch,stor.bldg, Porch,. aUio +3,000 Porch,wood deck +3,000 Porch wood deck +3,000 Special Energy Typical for the Efficient Items region. Similar Similar Similar Fireplace(s) Fireplace None +1000 None +1(100 Woodburning stove Other(e.g.kitchen equip.,remodeling) Built-ins. Similar Similar Similar Net Ad'. total -;718-.200 +11"500 +6,300 Indicated Value of sub'ect 135,850 125,600 146,300 FINAL INDICATED VALUE OF SUBJECT PROPERTY: $136,000 14 CORRELATION Correlation may be defined as "the bringing together of parts in a proper,relationship." The parts of this appraisal report are the following approaches to value your appraiser used: Value Indicated by Cost Approach N.A. Value Indicated by Sales Comparison Approach $136,000 Value Indicated by Income Approach . N.A. These approaches are representative of the market value of the subject property. I have carefully reexamined each step in each method, and I believe the conclusions accurately reflect the attitude of typical purchasers of this type property in this neighborhood. It is my belief that this reexamination has confirmed the original conclusions. The Cost Approach will result in an excellent estimate if all elements are figured accurately, because no prudent person will pay more for a property than. the cost to produce a substitute property with equal desirability and utility. Purchasers of the type of dwelling typical of the subject property are more concerned with amenities than with hypothetical replacement of the property. Due to the age of the subject improvements,the Cost Approach is i considered to be inappropriate and has not been included in this appraisal report., The Sales Comparison Approach was based on several recent sales of properties similar to that of the subject, all of which are located in the same general area. The adjusted sales prices are most consistent under comparison. This approach is the most reliable because Jt reflects the reactions of typical buyers and sellers in the market. The Income Approach is most applicable to income producing properties or properties that are primarily utilized for income producing purposes. Purchasers of income producing i properties are willing to pay no more for a particular property than the net,operating income Iwill support. Since the majority of properties similar to the subject are not utilized for income producing purposes,this approach to value has not been included in this appraisal report. Therefore, as a result of this appraisal and analysis, it is this appraiser's considered judgment and opinion that the Market Value of the subject property, as of May 30,2013,is: ONE HUNDRED THIRTY-SIX THOUSAND DOLLARS $136,000 15 UNDERLYING ASSUMPTIONS AND LIMITING CONDITIONS SUBJECT TO THIS APPRAISAL 1. 1 assume no responsibility for matters legal in nature, nor do I render any opinion as to the title, which is assumed to be marketable. The property is appraised as though under responsible ownership. 2. The legal description used herein is correct. 3. I have made no survey of the property, and the boundaries are taken from records believed to be reliable. 4. 1 assume that there are no hidden or unapparent conditions of the property, subsoil or structures which would render it more or less valuable. I assume no responsibility for such conditions or for engineering which might be required to discover such factors. 5. The information, estimates, and opinions furnished to me and contained in this report were obtained from sources considered reliable and believed to be true and correct. However,no responsibility for accuracy can be assumed by me. 6. This report is to be used in its entirety and only for the purpose for which it was rendered. 7. Neither all nor any part of the contents of this report (especially any conclusions as to value, the identity of the appraiser or the firm with which he is connected) shall be reproduced, published, or disseminated to the public through advertising media, public relations media,news media, sales media, or any other public means of communication, without the prior written consent and approval of the appraiser. 8. This appraisal was prepared under the extraordinary assumption that any easements or rights of way of record have no adverse impact upon the highest and best use or value herein.reported. A title search was not requested nor included in the scope of work for this assignment. 9. This appraisal was prepared for the exclusive use of the client identified in this appraisal report. The information and opinions contained in this appraisal set forth the appraiser's best judgment in light of the information available at the time of the preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions based on this appraisal are the sole responsibility and at the sole risk of the third party. The appraiser accepts no responsibility for damages suffered by any third party as a result of reliance on or decisions made or actions taken based on this report. 16 CERTIFICATE OF APPRAISAL I certify that,to the best of my knowledge and belief 1. The statements of fact contained in this report are true and correct. 2. The reported analysis, opinions, and conclusions are limited only by the reported assumptions and limiting conditions and are my personal, impartial, ;and unbiased professional analyses,opinions, and conclusions. 3. I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. ? 4. l have no bias with respect to the property that is the subject of this report or to the i parties involved with this assignment. 5. My engagement in this assignment was not contingent upon developing or reporting predetermined results. b. My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion,the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisal. 7. My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of professional Appraisal Practice. i 8. I have made a personal inspection of the property that is the subject of this report. 9. No one provided significant real property appraisal assistance to the person sign- ing this certification. I Larry E. Foote Pa. Certified General Appraiser GA-444014-L 17 i PRIVACY NOTICE Pursuant to the Vim-Leach-Billey Act of 1999,effective July 1,2001, appraisers, along with all providers of personal financial services are now required by federal law to inform their clients of the policies of the firm with regard to the privacy of client nonpublic personal information. As professionals,we understand that your privacy is very important to you and are pleased to provide you with this information. In the course of performing appraisals,we may collect what is known as"nonpublic personal information"about you. This information is used to facilitate the services that we provide to you and may include the information provided to us by you directly or received by us from others with your authorization. We do not disclose any nonpublic personal information obtained in the course of our engagement with our clients to nonaffiliated third parties,except as necessary or as required,by law. By way of example,a necessary disclosure would be to our independent contractors, and in certain situations,to unrelated third parry consultants who need to know that information to assist us in providing appraisal services to you. All of our independent contractors and any third party consultants we engage are informed that any information they see as part of an appraisal assignment is to be maintained in strict confidence within the firm. A disclosure required by law would be a disclosure by us that is ordered by a court of competent jurisdiction with regard to a legal action to which you are a party. We will retain records relating to professional services that we have provided to you for a reasonable time so that we are better able to assist you with your needs. In order to protect your nonpublic personal information from unauthorized access by third parties, we maintain physical, electronic and procedural safeguards that comply with our professional standards to insure the security and integrity of your information. 18 LARRY E. FOOTE REAL ESTATE APPRAISER EXPERIENCE: 1979-Present: Chief Appraiser,Diversified Appraisal Services,Carlisle,Pa. Principal Broker,LaRue Development Company,Carlisle,Pa. 1976-1979: Associate Broker,Colonial Realty,Carlisle,Pa. 1972-1976: Realtor Associate,Jack Gaughen Realtor,Carlisle,Pa. Appraisal experience included undeveloped land,farms,building lots,single-family dwellings,mobile home parks,medical centers,nursing homes,motels,apartment buildings and complexes,office buildings, service stations,veterinary clinics,rehabilitation centers,retail buildings,daycare centers, warehouses,and manufacturing facilities. EDUCATION: Bachelor.of Business Administration,Pennsylvania State University, 1976. Associate Bachelor of Business Administration,Harrisburg Area Community College, 1974. Diploma,Carlisle Senior High School, 1965. Certificate,Pennsylvania Realtors Institute,GRI I,GRI II, GRI III. Certificate,Realtors National Marketing Institute,Cl 101,CI 102,CI 103,CI 104, CI 105. Standards of Professional Practice,American Institute of Real Estate Appraisers. Real Estate Appraisal Principles,American Institute of Real Estate Appraisers. Residential Valuation,American Institute of Real Estate Appraisers. Appraisal Procedures,Appraisal Institute. Principles.of Income Property Appraising,Appraisal Institute. Case Studies in Real Estate Valuation,Appraisal Institute. Report Writing and Valuation Analysis,Appraisal Institute. PROFESSIONAL LICENSES: General Appraiser#GA-000014-L,Commonwealth of Pennsylvania. Real Estate Broker#RB-029729-A,Commonwealth of Pennsylvania. PROFESSIONAL DESIGNATIONS EARNED: GRI: Graduate of the Pennsylvania Realtors Institute,awarded by the Pennsyl- vania Association of Realtors. CRS: Certified Residential Specialist,awarded by the Realtors National Market- ing Institute of the'National Association of Realtors. CCIM: Certified Commercial Investment Member,awarded by the Realtors National Marketing Institute of the National Association of Realtors. PROFESSIONAL ORGANIZATION AFFILIATIONS: National Association of Realtors Appraisal Section. Greater Harrisburg Association of Realtors. Pennsylvania Association of Realtors. National Association of Realtors. Realtors National Marketing Institute. 19 PAST CLIENTS: American Home Bank Borough of Carlisle Trans Union Keystone Financial Mortgage M&T Mortgage Corporation Cornerstone Federal Credit Union Cody Financial Mortgage Services Pennsylvania State Bank ; C Waypoint Bank Commerce Bank Cumberland-Perry Association for Retarded Citizens Blue National Bank Carlisle Suburban Authority Members V Federal Credit Union Adams County National Bank Pennsylvania National Bank Countrywide Home Loans Evans Financial Corporation Aarrow Mortgage Greenawalt&Company,CPA Various law firms and individuals Smith's Transfer Corporation Carlisle Department of Parks and Recreation Executive Relocation Services Carlisle Area School District Messiah Homes,Incorporated ERA Eastern Regional Services Pennsylvania Turnpike Commission Chase Home Mortgage Corporation Defense Activities Federal Credit Union Pennsylvania State Employees Credit Union PNC Mortgage Corporation F&M Trust Company National City Mortgage Corporation Washington Mutual Home Loans,Inc. Prudential Relocation Services Lender's Choice Market Intelligence,Incorporated United Telephone Employees Federal Credit Union Cumberland County Commissioners Allstate Enterprises Mortgage Corporation Dickinson College PPG Industries,Incorporated Gettysburg College Redevelopment Authority of Cumberlan d County Record Data Appraisal Services,Incorporated First United Federal Savings Association Fulton Bank United States Marshall Service GMAC Mortgage Corporation Orrstown Bank Letterkenny Federal Credit Union BancPlus Mortgage Corporation Coldwell Banker Relocation Services,Incorporated Central Pennsylvania Savings Bank Mellon Bank Provident Home Mortgage Corporation Drovers Bank 20 "'Y•^`••�. l A�..... .... �. ..,•mot..;;ys.!•.,t�r j ';'+'� iii ,:. .s --�tf':.ti'Yr+,.�'.y�c'.'..•:,,IyY .i r t7! •tom' ';I. ;.rt"!y SIC •�.-• 'T•.�'a. •....�.:"f" �.'�l:i- iiW''P><' ••'I..�•j.4'l.�.. '! no •'f low NOW � z I. ti A � .:1,i`,,+,� N1`�"`�4 y, n -� !• 1>c a r i o , ��p•r}1'�5'Fy�'�i��f���w§ a �ni^ai.i�m - �"� r,n - '�(ix ~ a'� .v., .i�xrk ,y ':, � „� +.Y'd" *� r 4•' #, a 'c'a .{,1 tVa� Y n�'2i• n > �.d •�.. � t w.! •y v-kr'¢ ,.q>x,� r�'u7'r'{� s� I 'i:- A I, ._ iV a. L � 'w 5, � z � I ly �fu w `77 . 1`0 Fes...« i i <'i Q Used car . Doctor 410, Subject �A Cedat$t AL i St —1 SUBJECT PROPERTY LOCATION MAP 25 r, a LAST WILL AND TESTAMENT I, ROBERT E. POWELL, of the County of Cumberland and Commonwealth of Pennsylvania, hereby declare this to be my Last Will and revoke all Wills that I have previously made. FIRST: I direct that the debts, which I am legally obligated to pay, and the expenses of my last illness and funeral be paid as soon as practicable after my death. SECOND: I give those articles of my household furniture and furnishings and those articles of my personal effects and personal property as set forth in the separate memorandum located with this Will to the persons named in that memorandum. THIRD: I give.the entire residue of my estate, of whatever nature and wherever situate, to my wife, EDNA M. POWELL, provided she survives me. FOURTH: In the event my wife, EDNA M. POWELL, does not survive me, I direct that my herein named executors hold public sale, and the residue of my estate shall be divided as follows: A. I give my granddaughter, GABRIELLE E. MUSKET, currently residing in Rehrersburg, Pennsylvania, One Thousand ($1,000.00) Dollars. B. I give my granddaughter, ADRIENNE R. BOHN, currently residing in Reading, Pennsylvania, One Thousand ($1,000.00) Dollars. C. I give my granddaughter, MELISSA TURLEY, One Thousand ($1,000.00) Dollars. D. I give my grandson, MICHAEL TURLEY, One Thousand ($1,000.00) Dollars. E. I give the residue of any account with Prudential Securities to SIDNEY B. WARNER. F. The residue of my estate shall be divided equally between JACQUELINE A. TURLEY and SIDNEY B. WARNER. The surviving spouse of a deceased beneficiary to take the share that the beneficiary would have received, if living. FIFTH: I appoint JACQUELINE A. TURLEY and SIDNEY B. WARNER, Co-Executors of this Will. Should they for any reason, fail to qualify or cease to act as such during the administration of my estate, I appoint, DOUGLAS BRADLEY, Executor of this Will, to act with the same duties, powers and discretions as if originally appoint. No fiduciary acting under this Will shall be required to enter bond or furnish sureties in any jurisdiction. SIXTH: My Executors and their successors shall have the following powers, in addition to those given by law to be exercised in their sole discretion: To invest in any real or personal property without restriction to legal investments; to repair, alter, improve or lease, for any period of time, any real or personal property; to sell at public or private sale any real or personal property; to compromise claims; and to make distribution in kind. SEVENTH: I order and direct that all Pennsylvania inheritance tax and Federal Estate Tax, if any, that may become due and payable as the result of my death, whether or not assets subject thereto pass under the terms of this my Last Will and Testament, shall be paid out of the residue of my estate. IN TESTIMONY WHEREOF, I, ROBERT E. POWELL., have hereunto set my hand and seal to this my Last Will and Testament, consisting of two (2) pages, at Mount Holly Springs, Pennsylvania, on the 9th day of September 2002. (SEAL) Robert E. Powell SIGNED, SEALED, PUBLISHED AND DECLARED by the above names Testator, as and for his Last Will and Testament, in the presence of us who have hereto signed our names as witnesses, at his request, in the presence of said Testator, and the resence of each other. siding at J � - ing at -----*J'/) MEMORANDUM — Robert E. Powell 1. Curio cabinet in living room and all items in the curio cabinet I give to Sidney Warner. 2. My jewelry shall be divided between Jacqueline Turley, Gabrielle Musket, Adrienne Bohn and Melissa Turley, as they may agree. 3. The grandfather clock I give to Gregory Warner, Jr. 4. Jewel T Dish set I give to Jacqueline Turley 5. China and silverware I give to Sidney Warner. 6. Safe and coin collection I give to Sidney Warner. 7. Any vehicles I may own I give to Douglas Bradley. 8. Dining Room Set (includes table, six chairs, hutch, dry sink and corner cupboard) I give to Jacqueline Turley.