HomeMy WebLinkAbout14-1397 'Supreme 0 tN"i Pennsylvania
Court . C;oon Pleas
L , t _ For Prothonotary Use Only: f IM L' S I*AMP
Cl �r?OVC ✓et Docket No:
CLIMB County
The information collected on this form is used solely for court administration purposes. This form does not
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supplement or replace the filing and service ofpleadings or other a ers as required by law or rules of court.
T Commencement of Action:
S ® Complaint ❑ Writ of Summons ❑ Petition
E ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
C Lead Plaintiffs Name: Lead Defendant's Name:
PORTFOLIO RECOVERY ASSOCIATES, LLC MICHAEL IRVIN
T
O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
(Check one) outside arbitration limits
N
Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? ❑ Yes ®No
A Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey
L ❑ Check here if you have no attorney (are a Self- Represented [Pro Sep Litigant)
Nature of the Case Place an " to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation
❑ Premises Liability — —_ - -_— ❑ Statutory Appeal: Other
❑ Product Liability (does not include - - - - -_—
S mass tort) ❑ Employment Dispute:
E ❑ Slander /Libel /Defamation Discrimination ❑ Zoning Board
C F1 Other: ❑ Employment Dispute: Other [3 Other:
I E] Other:
MASS TORT
Q ❑ Asbestos
N ❑ Tobacco REAL PROPERTY MISCELLANEOUS
❑ Toxic Tort - DES
El Toxic Tort - Implant ❑Ejectment ❑Common Law /Statutory Arbitration
B ❑ Toxic Waste E] Eminent Domain /Condemnation c3 Declaratory Judgment
❑ Other: C] Ground Rent ❑ Mandamus
❑ Landlord /Tenant Dispute ❑ Non- Domestic Relations
- - -- ❑ Mortgage Foreclosure: Residential Restraining Order
- -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other: __ —_ - --
❑ Legal
❑ Medical
❑ Other Professional:
14 -52328
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055 Tr ;LF -[ y 1Cr.'
Mark R. Garvey, Esquire PA Bar # 312686 =' PE31? j H0 0 f �j f
Portfolio Recovery Associates, LLC
120 Corporate Blvd 20113 NA —6 Phi 3; 1 7
Norfolk, VA 23502 C0I +M13ERLA COUNTY
TELE: 1- 866- 428 -8102 P E N N S YLVANIA
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No.
Plaintiff,
V.
MICHAEL IRVIN
214 STETLER RD
NEW CUMBERLND PA 17070
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
14 -52328
(717) 249 -3166
YITT
Cii LL U3,
r bo
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
MICHAEL IRVIN
214 STETLER RD
NEW CUMBERLND PA 17070
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
1NFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
14 -52328
Esta comunicacion es de un cobrador de deudas y es un intent do cobras una deuda.
Cualquier infroinnacion sera utilizada para ese proposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
MICHAEL IRVIN
214 STETLER RD
NEW CUMBERLND PA 17070
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, MICHAEL IRVIN, is an adult individual with last known address of 214 STETLER
RD, NEW CUMBERLND PA 17070.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / MTD on June 18,
2008 with account number * * * * * * * * * ** *0652 (hereafter referred to as "Account "). A copy of the
account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
Any inforination. obtained will be used. for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on December 22, 2012.
8. Plaintiff is the purchaser, assignee and /or successor in interest GE CAPITAL RETAIL BANK /
MTD and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill
of Sale is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$5,299.96.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, MICHAEL IRVIN , in the nt of $5,299.96, pl osts of this action
and any other relief as the Court deems just and reaso
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
14 -52328
This communication is from a debt collector and is an attempt to collect a debt.
Any infoil ation. obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Tamara Bond hereby states that he /she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his /her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
FEB 18 2014
Date: By:
Tamara Bond
Custodian of Records
14 -52328
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
XHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 Corporate Blvd
r Norfolk, VA 23502
Telephone: 1- 866 - 428 -8102
Fax: (757) 518 -0860
Statement of Account
Account: * * * * * * * * * ** *0652
MICHAEL IRVIN
Account Holder:
MICHAEL IRVIN
214 STETLER RD
NEW CUMBERLND PA 17070
Consumer Account Product Code: PVT
Issuer: GE CAPITAL RETAIL BANK / MTD
Assignee: Portfolio Recovery Associates, LLC
Account Number: * * * * * * * * * ** *0652
Date Account Opened: June 18, 2008
Date of Last Payment: December 22, 2012
Date of Charge Off: June 14, 2013
Balance at Purchase: $5,299.96
Purchase Date: July 22, 2013
Balance at Charge -Off. $5,299.96
Less Payments: $.00
Balance Due: $5,299.96
14 -52328
GEST01
THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
......... ........................ ......... ...... ....... ......... ........... . ..... ...... .. ....
3 3 0 433 5612 - rc, V
.... GE CAPITAL R ETAIL BAN
.. .... 08-21 �2013 /18.
P:
.. .. .. ...GE Captal..
..... . BILL
.. . ..... . .
PRA Pscc Fresh - 4u 2Q 13: : ... .. ..
. . . ........ ...
For val ue received and in finther: consideration the o
rnutualcove and cndition s
Forwaid..FlowRectivabl : s et *forth in the:
es Agrement (the iif) date of t his Oth
AgNOme dated
between General: Elect c Cort) Capita . I . : day of July. 201:3 by. and
C. oration, GE C - Ret B
BPA .. .... al. GEhffi: Lending,: Inc. IWO
;L ,C., RFS Holding, L.L.C., and GEM Holden nogram Credit
Services, L .
... .. . L.L.C. ( collectively Ctively. '.'Sellee) and Portfolio
overy Associ4tes, LLC (�`Bjjy�) S here transfers, sells, conveys; grants, and delivers to B
successors and assigns,,%i . I I hout by uYer, it
recourse except as set forth in the A eemen
grt. tothe exteri of its :
t
ownership,the
Receivables asset forth in the Notification: Files (as: defmed.in the:A
July 22 20-13, and . .9ree.mciit),:d.el.ive.red
f�mher described i the die
Agree nt.: . .. ....
GE Capital Retail Bank
Mon services, L.L.C.
B Y
BY
Ken Wojcik
Attorney in F Ken Wojcik
Title:
_gVP Collections& Reco very D ate: cmg, (. 177,
_
1.
Date:
RFS Holding; L.L.0
r
General Electric Capital Corporation By
B y: ... . .... ..
ey in Fa
e
... . .. Attome i Fact Ken Woj cik
Attorri, p
t
Date: i�S t3
: Date: OR. fL*.
d . .... .
GEM Hol ng,.LLC,
:GEMB LendI4 ► I nc.
:
rney 'in
Ken Wojcik BY Atto
:
Atto in Pact
... Mey WOjcik Date.
. ..... . ...
Dat6:: - Qgm.IL
Portfolio R jar
ecover
,.y Assoc
y .
..... Title:
. ... ...... . .
en
Attorney in �FK
-&- Ken Woicik
mey AnF
Carrie A. Brown, Esquire
Robert N. Po las Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
MICHAEL IRVIN
214 STETLER RD
NEW CUMBERLND PA 17070
Defendant
To the Prothonotary:
No. 14-1397 CIVIL
PRAECIPE TO DISCONTINUE
Please mark the above-entitled case as discontinued without prejudice.
14-52328
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ert N. Polas, Jr., Esquire PA Bar # 201259
Carne Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Po las Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
MICHAEL IRVIN
214 STETLER RD
NEW CUMBERLND PA 17070
Defendant
: No. 14-1397 CIVIL
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue
upon MICHAEL IRVIN, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of
, 2014, to:
MICHAEL IRVIN, 214 STETLER RD, CUMBERLND PAJI 0 0
14-52328
ort N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.