HomeMy WebLinkAbout14-1396 Supreme Court�of Pennsylvania
Cou . i Com �; f Pleas ,m.l.o
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The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service of pleadings or other papers as required by law or rules of court.
;,0 ' Commencement of Action:
r
�x t ® Complaint ❑ Writ of Summons ❑ Petition
❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
1 Lead Plaintiff's Name: Wells Fargo Financial Pennsylvania,Inc. Lead Defendant's Name: Tracy L. Spadafore
4-- Are money damages requested?: ❑Yes ® No Dollar Amount Requested: within arbitration limits
(Check one)
x outside arbitration limits
�, Is this a Class Action Suit? ❑Yes ® No Is this an MDJ Appeal? ❑Yes ® No
Name of PlaintiffYAppellant's Attorney: Scott A.Dietterick,Esq.do Zucker,Goldberg&Ackerman,LLC
❑ Check here if you have no attorney(are a Self-Represented [Pro Se] Litigant)
o Nature..of the"Case Place aft"X"to the left of the QNE,case category that most accurately describes your
'R; I'`C4 S .If you are''Making more one type of claim,cheek the one that
_ _ . you cons der° ost imps tant. - ,
0 4 TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment
w ❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections
❑ Nuisance ❑ Dept.of Transportation
❑ Premises Liability ❑ Statutory Appeal: Other
n ❑ Product Liability(does not include
mass tort) ❑ Employment Dispute:
. ❑ Slander/Libel/Defamation Discrimination
, ❑ Other: ❑ Employment Dispute: Other
a ❑ Zoning Board
.4. ❑ Other:
MASS TORT ❑ Other:
❑ Asbestos -
' ❑ Tobacco
i ❑ Toxic Tort-DES
3 ❑ Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS
❑ Toxic Waste
4 ❑ Other: ❑ Ejectment ❑ Common Law/Statutory Arbitration
M
❑ Eminent Domain/Condemnation ❑ Declaratory Judgment
❑ Ground Rent ❑ Mandamus
® ❑ Landlord/Tenant Dispute
0 Relations
,;
® Mortgage Foreclosure:Residential Restraining Order
� PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure:Commercial
0 Quo Warranto
❑ Dental ❑ Partition ❑ Replevin
A, ❑ Legal ❑ Quiet Title ❑ Other:
❑ Medical ❑ Other:
❑ Other Professional:
Updated 1/11/2011
•
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
WELLS FARGO FINANCIAL PENNSYLVANIA, INC., CIVIL DIVISION
,
Plaintiff, NO )(-4_4 Jci
Vs.
mow, i�
TYPE OF PLEADING __M
Tracy L.Spadafore;Sandra N.Spadafore;
CIVIL ACTION -COMPLAINT �, `'_
Defendants. IN MORTGAGE FORECLOSURE = `
y} C
TO: DEFENDANTS FILED ON BEHALF OF:
YOU ARE HEREBY NOTIFIED TO PLEAD TO THE
ENCLOSED COMPLAINT WITHIN TWENTY(20)DAYS Wells Fargo Financial Pennsylvania, Inc..
FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAY BE
ENTERED AGAINST YOU.
COUNSEL OF RECORD FOR THIS PARTY:
I HEREBY CERTIFY THAT THE ADDRESS
OF THE PLAINTIFF IS: ZUCKER,GOLDBERG &ACKERMAN, LLC
c/o Wells Fargo Bank,NA,3476 Stateview Blvd.
Ft.Mill,SC 29715
Scott A. Dietterick, Esquire- Pa. I.D.#55650
AND THE DEFENDANT: Kimberly A. Bonner, Esquire- Pa. I.D.#89705
115 Mountain View Drive Joel A.Ackerman, Esquire-Pa I.D.#202729
Enola,PA 17025
Ashleigh Levy Marin, Esquire- Pa I.D.#306799
Ralph M.Salvia, Esquire-Pa I.D.#202946
CERTIFICATE OF LOCATION Jaime R.Ackerman, Esquire- Pa I.D.#311032
I HEREBY CERTIFY THAT THE LOCATION OF Jana Fridfinnsdottir, Esquire- Pa I.D.#315944
THE REAL ESTATE AFFECTED BY THIS LIEN IS Brian Nicholas, Esquire-Pa I.D.#317240
115 Mountain View Drive,Enola PA 17025 Denise Carlon, Esquire- Pa I.D.#317226
Municipality: East Pennsboro
A. A 200 Sheffield Street,Suite 101
ATT:NE�•R 'LAINTIFF Mountainside, NJ 07092
(908)233-8500
ATTY FILE NO.:XCP 158555 (908)233-1390 FAX
office@zuckergoldberg.com
File No.:XCP- 158555/mme
atrt)A-- I a4
� LQ 'sae)
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF
DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING,
COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION
THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN
THIRTY(30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S)
THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD
FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH
THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION
WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO
REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30)
DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE
DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY(30) DAY PERIOD
THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE
REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE
CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO
COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Financial Pennsylvania, Inc. CIVIL DIVISION
•
Plaintiff,
vs.
NO.:
Tracy L.Spadafore;Sandra N.Spadafore;
•
•
Defendants.
•
•
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claim set forth in the following pages,
you must take action within twenty(20)days after this complaint and notice are served, by entering a
written appearance personally or by attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice
for any money claimed in the complaint or for any other claim or relief requested by the plaintiff.
You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO
YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
NOTICE TO DEFEND&LAWYER REFERRAL SERVICE
NOTICE TO DEFEND LAWYER REFERRAL
Cumberland County Bar Association Cumberland County Bar Association
32 5. Bedford Street 32 S. Bedford Street
Carlisle, PA 17013 Carlisle, PA 17013
Phone (800)990-9108 Phone (800)990-9108
(717) 249-3166 (717)249-3166
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Financial Pennsylvania, Inc. CIVIL DIVISION
Plaintiff,
•vs.
. NO..
Tracy L.Spadafore;Sandra N.Spadafore;
•
Defendants.
•
•
AVISO
USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de la demanda establecida en
las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la
notificacion de esta Demanda y Aviso respondiendo personalmente o por medio de un abogado una
comparecencia esc rita y radicando en la Corte por escrito sus defensas y objeciones a las demandas
establecidas en su contra. Se le advierte de que si usted falla en tomar accion como se describe
anteriormente, el caso puede proceder sin usted sin previo aviso y un fallo por cualquier suma de
dinero reclamada en la demanda 0 cua Iquier otra reclamacion o remedio solicitado por el
demandante, puede ser dictado en contra suva por la Corte. Usted puede perder dinero o
propiedades u otros derechos importantes para usted.
USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN
ABOGADO 0 NO PUEDE PAGAR UNO, LLAME 0 VAVA A LA SIGUEINTE OFICINA PARA AVERIGUAR
DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL.
NOTICE TO DEFEND&LAWYER REFERRAL SERVICE
NOTICE TO DEFEND LAWYER REFERRAL
Cumberland County Bar Association Cumberland County Bar Association
32 S. Bedford Street 32 S. Bedford Street
Carlisle, PA 17013 Carlisle, PA 17013
Phone (800)990-9108 Phone (800) 990-9108
(717)249-3166 (717)249-3166
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Financial Pennsylvania, Inc. ▪ CIVIL DIVISION
•
c/o Wells Fargo Bank, NA.
3476 Stateview Blvd. ▪ NO.:
•
Ft. Mill,SC 29715.
Plaintiff,
•
•
vs.
Tracy L.Spadafore •
115 Mountain View Drive
Enola, PA 17025;
Sandra N.Spadafore
115 Mountain View Drive
Enola, PA 17025;
Defendants.
CIVIL ACTION -COMPLAINT IN MORTGAGE FORECLOSURE
And now comes Wells Fargo Financial Pennsylvania, Inc., by its attorneys,Zucker,Goldberg&
Ackerman, LLC,and files this Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is Wells Fargo Financial Pennsylvania, Inc., (hereinafter "plaintiff") c/o
Wells Fargo Bank, NA,with its place of business located at 3476 Stateview Blvd., Ft. Mill,SC 29715.
2. The Defendant, Tracy L. Spadafore, is an individual whose last known address is 115
Mountain View Drive, Enola, PA 17025.
3. The Defendant, Sandra N. Spadafore, is an individual whose last known address is
115 Mountain View Drive, Enola, PA 17025.
4. In order to protect the borrower's privacy, certain personal information of the
borrower (such as loan account, Social Security numbers and birth dates), may have been partially or
completely redacted on the exhibits to this complaint.
5. Wells Fargo Financial Pennsylvania, Inc., directly or through an agent, has possession
of the Promissory Note. Wells Fargo Financial Pennsylvania, Inc. is either the original payee of the
Promissory Note or the Promissory Note has been duly indorsed. A copy of said Promissory Note is
marked Exhibit A,attached hereto and made a part hereof.
6. On or about January 25, 2008,Tracy L. Spadafore, single woman made, executed and
delivered to Wells Fargo Financial Pennsylvania, Inc. a Mortgage in the original principal amount of
Zucker,Goldberg&Ackerman, LLC
062-PA-V4
$211,121.14 on the premises described in the legal description marked Exhibit B, attached hereto
and made a part hereof. Said mortgage being recorded in the Office of the Recorder of Deeds of
Cumberland County on February 5, 2008, Instrument#200803556.The mortgage is a matter of public
record and is incorporated herein by reference in accordance with Pa.R.C.P. 1019(g), which rule
relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are of
public record.
7. Plaintiff is the current mortgagee.
8. Tracy L. Spadafore, single woman is the record and real owner of the aforesaid
mortgaged premises.
9. Defendants are in default under the terms of the aforesaid Mortgage for, inter alia,
failure to pay the monthly installments of principal and interest due February 1, 2011.
10. As of November 30, 2013 the amount due and owing Plaintiff by Defendant(s) is as
follows:
Principal $208,962.54
Interest from 02/01/2011 through 11/30/2013 $51,750.27
Tax Disbursements $10,510.18
Total $271,222.99
plus interest and all other additional amounts authorized under the Mortgage and Pennsylvania Law,
actually and reasonably incurred by Plaintiff, including but not limited to, costs (including escrow
advances) and Plaintiff's attorneys' fees and expenses. Plaintiff reserves the right to file a motion in
the above-captioned action to add such additional sums authorized under the Mortgage and
Pennsylvania Law to the above amount due and owing when incurred.
11. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended in 2008, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to the
Defendant(s).
12. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff is
not seeking a judgment of personal liability against the Defendant(s), but reserves its right to do so in
a separate legal action if such right exists. If Defendant(s) have received a discharge of personal
liability in a bankruptcy proceeding,this action is in no way an attempt to re-establish such liability.
Zucker,Goldberg&Ackerman, LLC
062-PA-V4
WHEREFORE, Plaintiff demands an in rem judgment in mortgage foreclosure for the amount
due of $271,222.99 with interest thereon plus additional costs (including additional escrow
advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged
premises.
ZUCKER,GOLDBERG &ACKERMAN, LLC
BY:
I�
Dated: 3 ` \ Scott A. Dietterick, Esquire; PA I.D.#55650
Kimberly A. Bonner, Esquire; PA I.D.#89705
Joel A.Ackerman, Esquire; PA I.D.#202729
Ashleigh L. Marin, Esquire; PA I.D.#306799
Ralph M.Salvia, Esquire; PA I.D.#202946
Jaime R.Ackerman, Esquire; PA I.D.#311032
Jana Fridfinnsdottir, Esquire; PA I.D.#315944
Brian Nicholas, Esquire; PA I.D.#317240
Denise Carlon, Esquire; PA I.D.#317226
Attorneys for Plaintiff
XCP-158555/mme
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
(908)233-8500; (908)233-1390 FAX
Email: Office @zuckergoldberg.com
THIS IS AN ATTEMPT TO COLLECT A DEBT,AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Zucker,Goldberg&Ackerman, LLC
062-PA-V4
EXHIBIT A
Zucker,Goldberg&Ackerman, LLC
062-PA-V3
JAN. 25. 2008 12:02PM WELLSFAR30FINANCIAL 7172367705 N0, 6415 P, 8
NOTE
01/25/08 HARRISBURG,PA 17101
[Date] [City,State,Zip]
115 MOUNTAIN VIEW DR
ENOLA.PA 17025
[Property Address]
1. BORROWER'S PROMISE TO PAY
In return for a loan that I have received,I promise to pay U.S.$211121,14 (this amount
is called"Principal"and consists of the amount financed plus points),plus interest,to the order of the
Lender.The Lender is Wells Fargo Financial Pennsylvania,Inc. I will make all payments under this
Note in the form of cash,check or money order.
I understand that the Lender may transfer this Note.The Lender or anyone who takes this Note
by transfer and who is entitled to receive payments under this Note is called the"Note Holder."
2. INTEREST
Interest will be charged on unpaid principal until the full amount of Principal has been paid.I
will pay interest at a yearly rate of 8.88%.This Note is interest bearing.
The interest rate required by this Section 2 is the rate I will pay both before and after any default
described in Section 6(B)of this Note.
3. PAYMENTS
(A) Time and Place of Payments
I will pay principal and interest by making a payment every month.
I will make my monthly payment on the 1ST day of each month beginning on
03/01/08 . I will make these payments every month until I have paid all of the
principal and interest and any other charges described below that I may owe under this Note. Each
monthly payment will be applied to interest before Principal, If,on 02/01/38 I
still owe amounts under this Note, I will pay those amounts in full on that date,which is called the
"Maturity Date."
I will make my monthly payments at P.O.BOX 98784
LAS VEGAS,NV 89193 or at a different place if required by the Note Holder.
(B) Amount of Monthly Payments
My monthly payment will be in the amount of U.S.$1680.53
4. BORROWER'S RIGHT TO PREPAY
I can prepay my loan at any time.However,if the Loan Statement indicates that a prepayment
penalty may be charged,and if my loan is prepaid in whole for any reason(including after a default)
within 3 years from the Date of Loan shown above,the Note Holder may charge a prepayment charge
equal to 3%of the original principal balance of this loan if the loan is prepaid during the first year of the
loan,2%of the original principal balance if the loan is prepaid during the second year of the loan and
1%of the original principal balance if the loan is prepaid during the third year of the loan.I agree to pay
Note Holder this prepayment charge on the date I make the full prepayment.I also agree that any delay
or failure to collect this prepayment charge does not prevent the Note Holder from collecting the
prepayment charge at a later time.However,regardless of how I prepay my loan,I will never have to
pay more than one prepayment charge. The prepayment penalty described in this paragraph will be
waived if:(a)my loan is prepaid by a loan made by Note Holder or a non-brokered loan by one of Note
Holder's affiliates,more than 12 months after the date of this Note; or,(b)as required by applicable
state or federal law or regulation,
5. LOAN CHARGES
if a law,which applies to this loan and which sets maximum loan charges,is finally interpreted
so that the interest or other loan charges collected or to be collected in connection with this loan exceed
the permitted limits,then:(a)any such loan charge shall be reduced by the amount necessary to reduce
the charge to the permitted limit;and(b)any sums already collected from me which exceeded permitted
limits will be refunded to me. The Note Holder may choose to make this refund by reducing the
Principal I owe under this Note or by making a direct payment to me.If a refund reduces Principal,the
reduction will be treated as a partial Prepayment.
ORIGINAL
Paso 1 w8 PA.2D2s•100E
RECEIVED 2008/01/25 11:04:12
JAN, 25, 2008 12:03PM WELLSEARSOEINANCIAL 7172367705 NO. 6415 9
6. BORROWER'S FAILURE TO PAY AS REQUIRED
(A) Late Charge for Overdue Payments
If the Note Holder has not received the Rill amount of any monthly payment by the end of I5
calendar days after the date it is due,I will pay a late charge to the Note Holder.The amount of the
charge will be the greater of 10%of the full amount of my payment of principal and interest or S20. I
will pay this late charge promptly but only once on each late payment.
(B) Default
If I do not pay the full amount of each monthly payment on the date it is due, I will be in
default.
(C) Notice of Default
If I am in default,the Note Holder may send me a written notice telling me that if I do not pay
the overdue amount by a certain date,the Note Holder may require me to pay immediately the full
amount of Principal which has not been paid and all the interest that I owe on that amount.That date
must be at least 30 days after the date on which the notice is mailed to me or delivered by other means.
(0) No Waiver By Note Holder
Even if at a time when I am in default,the Note Holder does not require me to pay immediately
in full as described above,the Note Holder will still have the right to do so if I am in default at a later
time.
(E) Payment of Note Holder's Costs and Expenses
If the Note Holder has required me to pay immediately in full as described above,the Note
Holder will have the right to be paid back by me for all of its casts and expenses in enforcing this Note
to the extent not prohibited by applicable law. Those expenses include, for example, reasonable
attorney's fees.
7. GIVING OF NOTICES
Unless applicable law requires a different method,any notice that must be given to me under
this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address
above or at a different address if I give the Note Holder a notice of my different address.
Any notice that must be given to the Note Holder under this Note will be given by delivering it
or by mailing it by first class mail to the Note Holder at the address stated in Section 3(A)above or at a
different address if I am given a notice of that different address.
S. OBLIGATIONS OF PERSONS UNDER THIS NOTE
If more than one person signs this Note,each person is fully and personally obligated to keep all
of the promises made in this Note,including the promise to pay the full amount owed.Any person who
is a guarantor,surety or endorser of this Note is also obligated to do these things,Any person who takes
over these obligations,including the obligations of a guarantor,surety or endorser of this Note,is also
obligated to keep aII of the promises made in this Note.The Note Holder may enforce its rights under
this Note against each person individually or against all of us together.This means that any one of us
may be required to pay all of the amounts owed under this Note.
9. WAIVERS
I and any other person who has obligations under this Note waive the rights of Presentment and
Notice of Dishonor. "Presentment"means the right to require the Note Holder to demand payment of
amounts due. "Notice of Dishonor"means the right to require the Note Holder to give notice to other
persons that amounts due have not been paid.
10. UNIFORM SECURED NOTE
This Note is a uniform instrument with limited variations in some jurisdictions.In addition to
the protections given to the Note Holder under this Note,a Mortgage,Deed of Trust,or Security Deed
(the"Security Instrument"),dated the same date as this Note,protects the Note Holder from possible
losses which might result if I do not keep the promises which I make in this Note. That Security
Instrument describes how and under what conditions I may be required to make immediate payment in
full of all amounts I owe under this Note.Some of those conditions are described as follows:
If all or any part of the Property or any Interest in the Property is sold or
transferred(or if Borrower is not a natural person and a beneficial interest in Borrower
is sold or transferred) without Lender's prior written consent, Lender may require
immediate payment in full of all sums secured by this Security Instrument.However,
this option shall not be exercised by Lender if such exercise is prohibited by Applicable
Law.
If Lender exercises this option, Lender shall give Borrower notice of
ORIGINAL
Page 2 W 2 PA.2029.1009
RECEIVED 2008/01/25 11:04:12
JAN. 25. 2048 12:03PM WEL LSFARGOFINANCIAL 7172367705 NO. 6415—'P, 10
acceleration.The notice shall provide a period of not less than 3O days from the date the
notice is given in accordance with Section 13 within which Borrower must pay all sums
secured by this Security Instrument.If Borrower fails to pay these sums prior to the
expiration of this period,Lender may invoke any remedies permitted by this Security
Instrument without further notice or demand on Borrower.
WITNESS THE HANDS)AND SEAL(S)OF THE'UNDERSIGNED.
Borrower
11114 Zy �j /111 W e, (Seal)
TRACYL SPADAPORE
Borrower
SANDRA N SPADAPORE
Borrower
(Seal)
Borrower
(Seal)
[Sign Original Only]
ORIGINAL
Ph202&1008
Pape3e13
RECEIVED 2008/01/25 11:04:12
EXHIBIT B
Zucker,Goldberg&Ackerman, LLC
062-PA-V3
FEB. 20• 2008 4:54PM
WELLSFARSOF[NANCIAL 7172367705 ivu, coi9 F. IU,' r
ADDENDUM A
TO
MORTGAGE
Description of Property
LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS ALL THAT CERTAIN PROPERTY SITUATED
IN EAST PENNSBORO TOWNSHIP IN THE COUNTY OF CUMBERLAND,AND STATE OF PA AND BEING
DESORIBED IN A DEED DATED 07/2411998 AND RECORDED Q&23!19$$IN BOOK 206 PAGE 317 AMONG THE
LAND RECORDS OF THE COUNTY AND STATE SET FORTH ABOVE,AND REFERENCED AS FOLLOWS:
115 MOUNTAIN VIEW
PARCEL No.00-12-2991.127
�..... �nnoin9i7n 1S- 34
VERIFICATION
Chelsea Leigh Morgan, hereby states that he/she is Vice President of Wells Fargo Financial
Pennsylvania, INC., Plaintiff in this matter,that he/she is authorized to make this Verification,and verify
that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to
the best of his/her information and belief. The undersigned understands that this statement is made
subject to the penalties of 18 Pa. C.S. Sec.4904 relating to unsworn falsification to authorities.
Byati Uk- Lei Lel 171 1/171(
Chelsea Leigh Morgan
Vice President of Wells Fargo Financial Pennsylvania, INC.
Employed by Wells Fargo Bank N.A.
02/06/2014
086-PA-V2
WELLS FARGO FINANCIAL
PENNSYLVANIA, INC.,
Plaintiff
vs.
: IN THE COURT OF COMMON PLEAS OF
: CUMBERLAND COUNTY, PENNSYLVANIA
: CIVIL ACTION - LAW
: NO. 14 -1396 CIVIL
TRACY L. SPADAFORE,
Defendant : MORTGAGE FORECLOSURE
ORDER
AND NOW, this `7 day of March, 2014, action on the captioned mortgage
foreclosure action is stayed pending service upon the defendant of the documents giving notice
of the Cumberland County Mortgage Diversion Program.
BY THE COURT,
■Ashleigh L. Marin, Esquire
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
Tracy L. Spadafore
115 Mountain View Drive
Enola, PA 17025
fr/..i [LC
C374///
,=1
1
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny RAnderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
oe4a�rH'E�mFF
~O\�C�P-� P�k.|1
/".'"`" -2 ... `. .`
CU "[OUNTY
PENNSYLVANIA
Wells Fargo Financial Pennsylvania Inc
vs.
Tracy L. Spadafore
Case Number
SHERIFF'S RETURN OF SERVICE
03/21/2014 11:52 AM - Deputy Amanda Ebersole, being duly sworn according to law, served the requested
Complaint in Mortgage Foreclosure by handing a tru copy to a person representing themselves to be
Sandy Spadafore, Mother, who accepted as "Adult Person in Charge" for Tracy L. Spadafore at 115
Mountain View Drive, East Pennsboro Township, Enola, PA 17025.
DAEBRSOLE.DEPUTY
SHERIFF COST: $44.95 SO ANSWERS,
March 24, 2014 RbN R ANDERSON, SHERIFF
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Financial Pennsylvania, Inc. CIVIL DIVISION.
Plaintiff,
vs.
Tracy L. Spadafore; Sandra N. Spadafore;
Defendants.
TO THE PROTHONOTARY:
NO.: 14 -1396 -CIVIL
PRAECIPE TO REINSTATE COMPLAINT
C
Please mark the Complaint in Mortgage Foreclosure filed at the above -captioned term and
number reinstated.
Bv:
Dated: Mayc —1, 2014
ZUCKER, GOLDBERG & ACKERMAN, LLC
Scott A. Dietterick, Esquire; PA I.D. #55650
Kimberly A. Bonner, Esquire; PA I.D. #89705
Joel A. Ackerman, Esquire; PA I.D. #202729
Ashleigh L. Marin, Esquire; PA I.D. #306799
Ralph M. Salvia, Esquire; PA I.D. #202946
Jaime R. Ackerman, Esquire; PA I.D. #311032
Jana Fridfinnsdottir, Esquire; PA I.D. #315944
Brian Nicholas, Esquire; PA I.D. #317240
Denise Carlon, Esquire; PA I.D. #317226
Attorneys for Plaintiff
XCP-158555/ns
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500; (908) 233-1390 FAX
Email: Office@zuckergoldberg.com
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WI Ow
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
f R. 0 -1 F i
r: l It JUN 17 AN 9 49
CUMBERLAND COUNTY
PENNSYLVANIA
Wells Fargo Financial Pennsylvania Inc
vs.
.Tracy L. Spadafore (et al.)
Case Number
2014-1396
SHERIFF'S RETURN OF SERVICE
06/05/2014 03:05 PM - Deputy Jamie DiMartle, being duly sworn according to law, served the requested Notice of
Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing
a true copy to a person representing themselves to be Sandra Spadafore, Mother, who accepted as
"Adult Person in Charge" for Tracy L. Spadafore at 115 Mountain View Drive, East Pennsboro Township
Enola, PA 17025. '62-7= T�01v i
ARTLE, DEPUTY
06/05/2014 03:05 PM - Deputy Jamie DiMartle, being duly sworn according tdla erved the requested Notice of
Residential Mortgage Foreclosure Diversion Program and Compl- nt in Mortgage Foreclosure by
"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Sandra
Spadafore at 115 Mountain View Drive, East Pennsboro, Enola, PA 17025.
SHERIFF COST: $60.95
JAMI RTLE, DEPUTY
ANSWERS,
June 09, 2014 RONNY R ANDERSON, SHERIFF
(c) CountySuite Sheriff, Teleosofi, inc.