HomeMy WebLinkAbout14-1566 Supreme Couyt,Yo_f Pennsylvania
Court Com on Pleas
�� 'r 3 For Prothonotary Use Only: I I M L. 5 FA k P
Civil / ,Cove�,,�S, � eet Docket No
Coun
CUMB`ERLA
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The information collected on this form is used solely for court administration purposes. This form does not
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supplement or replace die filing and service of pleadings or other papers as required by law or rules of court.
i
Commencement of Action:
S ® Complaint E3 Writ of Summons C3 Petition
i
E ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
C Lead Plaintiffs Name: Lead Defendant's Name:
PORTFOLIO RECOVERY ASSOCIATES, LLC CHRIS A SMITH
T
T �
U Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
(Check one) outside arbitration limits
N
i Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? ❑ Yes ®No
A Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey
I I
❑ Check here if you have no attorney (are a Self - Represented 1Pro Sel Litigant)
r - -- Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
f you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation
f f° ❑ Premises Liability ❑ Statutory Appeal: Other
i ❑ Product Liability (does not include
ffff S mass tort)
I C3 Employment Dispute:
❑ Slander /Libel /Defamation Discrimination
E p Other: ❑Zoning Board
C E3 Employment Dispute: Other ❑ Other:
T ❑Other
I MASS TORT
U ❑ Asbestos —
[3 Tobacco
E] Toxic Tort - DES REAL PROPERTY MISCELLANEOUS
❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory Arbitration
B ❑ Toxic Waste ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment
❑ Other: ❑ Ground Rent ❑ Mandamus
❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations
❑ Mortgage Foreclosure: Residential Restraining Order
❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other: _
❑ Legal _
❑ Medical --
❑ Other Professional:
15 -21216
t
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
Date:
No. 14-1566
PRAECIPE FOR DEFAULT
Defendant JUDGMENT
15-21216
Filed on Be
Couns
laintiff
for this Party
ert N. Polas, Jr., Esquire, # 201259
Carrie A Brown, Esquire, # 94055
Mark R Garvey, Esquire, # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
catid (31Los° i4j
C'LL" 6/Qa06
30-7 v 8a
This communication is :from. a debt collector is an. attempt to collect a debt.piet,741
Any information obtained will be used for that purpose. �0A(;,,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
Defendant
No. 14-1566
PRAECIPE FOR DEFAULT JUDGMENT
Please enter Judgment in Favor of Plaintiff and against Defendant, CHRIS A SMITH, for failure to
answer the Complaint.
(X) Amount Due $1,275.37
Less Credits $.00
TOTAL $1,275.37
(X) I certify that the foregoing assessment of damages is for specified amounts alleged to be
due in the complaint and is calculable as a sum certain from the complaint.
(X) Pursuant to PARC.P.237 (Notice for Final Judgment or Decree), I certify that a copy of
this praecipe has been mailed to each other party who appeared in the action or to his/her
attorney of record.
(X)
15-21216
Pursuant to PARC.P.231.1, I certify that a written notice of intention to file this
praecipe was mailed or delivered to the party ast whom judgment is to ente -d
and to his/her attorney of record, if any, a -r the default occurred an. .t leas -n days
prior to the date of the filing of this pra: ipe`) . a copy ofe n. •
' • •e . Polas, Jr., Esquire, # 201259
Carrie A. Brown, Esquire, # 94055
Mark R Garvey, Esquire, # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 14-1566
v.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
Defendant
NOTICE OF JUDGMENT
(X) Notice is hereby given that a judgment in the above -captioned matter has been entered
against you in the amount of $1,275.37.
(X) A copy of all documents filed with the Prothonotary in suppof the within ju gment is/are
attached.
If you have any questions regarding this Notic
15-21216
obert N. Polas, Jr., Esquire, # 201259
Carrie A Brown, Esquire, # 94055
Mark R Garvey, Esquire, # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
Litigation Department
120 Corporate Blvd Norfolk, VA 23502
Telephone: 1-866-428-8102 Fax: (757) 518-0860
Hours of Operation: Monday through Thursday 8 AM to 11 PM, Friday 8 AM to 9 PM,
Saturday 8 AM to 5 PM, Sunday 12 PM to 11 PM (EST)
April 17, 2014
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
RE: PORTFOLIO RECOVERY ASSOCIATES, LLC
VS. CHRIS A SMITH
14-1566
Dear CHRIS A SMITH:
Enclosed herein please find a 10 -Day Notice pursuant to Rule 237.1 of the Pennsylvania
Rules of Civil Procedure.
Sincerely,
Robert N. Polas, Jr., Esquire
Carrie A. Brown, Esquire
Mark R. Garvey, Esquire
Attorney ID #201259/94055/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
15-21216
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION — LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
Defendant
TO: CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
DATE OF NOTICE: April 17, 2014
IMPORTANT NOTICE
No. 14-1566
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS
YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
15-21216
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Robert N. Polas, Jr., Esquire
Carrie A. Brown, Esquire
Mark R. Garvey, Esquire
Attorney ID #201259/94055/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013 ,
Defendant
No. 14-1566
AFFIRMATION OF NON-MILITARY SERVICE
The undersigned counsel, as attorney for Plaintiff, herein affirms under the penalties of perjury
that I am the attorney for the Plaintiff in the above -captioned matter, and that to the best of my
knowledge, information and belief, the above named Defendant, is over 21 years of age; is last known to
reside at
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
and is not in the military service of the United States or its Allies, • of ' erwise within the prov
the Service Members Civil Relief Act and its Amendments.
15-21216
obert N. Polas, Jr., Esquire, #201259
Carrie A. Brown, Esquire, #94055
Mark R. Garvey, Esquire, #312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) (866) 428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
This communication is a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Department of Defense Manpower Data Center
Results as of : May -08-2014 06:51:28 AM
SCRA 3.0
Status Report
Pursuant to Servicemembers Civil Relief Act
Last Name: SMITH
First Name: CHRIS
Middle Name: A
Active Duty Status As Of: May -08-2014
On Active Duty On Active Duty Status Date
Active Duty Start Date
Active Duty End Date
Status
Service Component
NA
NA
No
NA
This response reflects the individuals' active duty status based on the Active Duty Status Date
Left Active Duty Within 367 Days of Active Duty Status Date
Active Duty Start Date
Active Duty End Date
Status
Service Component
NA
- NA _
No
NA
This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date
The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date
Order Notification Start Date
Order Notification End Date
Status
Service Component
NA
NA
No
NA
This response reflects whether the individual or his/her unit has received early notification to report for active duty
Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and
Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.
rh
Mary M. Snavely -Dixon, Director
Department of Defense - Manpower Data Center
4800 Mark Center Drive, Suite 04E25.
Arlington, VA 22350
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility
Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as
the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family
member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the
protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the
"defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status
date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c).
This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active
Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less
than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service
authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the
President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the
unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve
Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S.
Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be
reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods.
Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1).
Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website
certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not
actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA
extend beyond the last dates of active duty.
Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA
are protected
WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing
erroneous information will cause an erroneous certificate to be provided.
Certificate ID: M9A4UDF7TOD2P40
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686 f
Portfolio Recovery Associates, LLC' �" "
0 ,'f 1� p, E ' "
12 Corporate Blvd ) i k.;
Norfolk, VA 23502
TELE: 1 -866- 428 -8102 ri, M U: ` R
FAX: (757) 518- 0860 "`t
Attorneys for Plaintiff
EIVN S tV I,� t
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD t
NORFOLK, VA 23502 No.
Plaintiff,
V.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
You must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
15 -21216 (717) 249 -3166
0-)v�
This communication is from a debt collector and is an attempt to collect a d
Any information obtained will be used for that purpose.
Rpbert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1 -866- 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante pars
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
15 -21216 (717) 249 -3166
Esta coinunicacion es de un cobrador de deudas y es un intent do cobras una deuda.
Cualquier infroinacion sera utilizada para. ese proposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1 -866- 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
CHRIS A SMITH
75 BONNYBROOK RD LOT 28
CARLISLE PA 17013
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, CHRIS A SMITH, is an adult individual with last known address of 75
BONNYBROOK RD LOT 28, CARLISLE PA 17013.
3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. / CAPITAL ONE,
N.A. / SEARS on December 23, 2009 with account number * * * * * * * * * ** *6523 (hereafter referred
to as "Account ").
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on September 2, 2011.
8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. /
CAPITAL ONE, N.A. / SEARS and Plaintiff is now the holder of the Account. A true and correct
copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$1,275.37.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, CHRIS A SMITH, in the a t of $1,275.37, pl osts of this action
and any other relief as the Court deems just and reason le.
arrne A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
15 -21216 Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
hereby states that he /she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his/her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date: -FEB 2 8 201
Cynthia Clarke
Custodian of Records
15- 2121.6
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
XHIBI A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
... •• _ •• - ....
.. ..
- ...
AN -
:.�
...... .. � sslGrrME
�b
.. BIl:,lr OF SALE
= Reference is made to tliat.eeft�ft Purchase and:S a's of 43/2 8l20.12
gteement ") for the sale o,#':A unts and Acc . unt Dac riients" desferibed the�`eiri to' :.'
Pcjrtfiolio Recovery Associates,
- cond , L"LC �(heteinafr called' `�lehaser"), upon the
forth .teims acid
itions set iia
: chat AaeIIt,.
..
WHBAS, HSBC Bank
- "
Receivaiiles_ Aoquisiti(M I,.H BC R
.,•H3$C bank I,TSA; N.A:; HSBC
: • . ece vab es A i itl � - C
• ' •.:.• - .. uisi o orate a' SA .:
lily: and HSBC.1�eaeivables Acquisition 1orpora*a •(LISA,') N (c6Ilectiv ' '.HS C
:. sold - the- ---- - is described in Schedule 1 attached :tti Capital:Qne, National
_ Association: "Seller "j asi connection vrrith the tiansac,ians. aontempl8ted under that certain
: Ptirchase.arid:Assitinption Figr�eemexit:ainong 14SBC:Finance Corporation, HSBC USA
:.
• ._ �Inc.'HSBC.Technology - - -- . -
and- S
dated.
ervices USA Inc. Cap
August I0, 2013 as ain
itai Orie Financial
I M
:. .. .. ended frorin time to.time:'' � • • • ... _ ... .' ..
Ccjrpo
i"dti
NOW THE tEF()ItE," for'good :and• valuable cotnsideration,'Sel[er :hereby sells, . .
assigns, and tcarisfers jo Purchaser, -its �ucpessors and: ssigas, all.of Sel[ef's figYtts; title,
and intere$t:in each :arid:every one•of Acct�unts descn"bed in.the gement and in ;
:. : •Schedule,l • attar Are . .
hed Hereto;.aa ofthe;date l;t:writfe
...
�Purcliaser and Seller•$gree
.. :�'ofthd.Agreem ' .
. thaat- the �Purch
.. ase Price shad be as stated In Sectioiy 3:
• .... • • , . Purchase - .. .
r
acknowledges ettd. that
A*Iiiitiifid' ;- pdor:to Niay 1; 2012, di �� •
.(t
y ��
.. ce any of the A coon
:mt d ( ) S s
.. ate tfia' • • ; Seller.
emal 91idie§ and :ts, aii tiller'
p . procedures for. servicing accounts including not limited to; . -
_._ .char -a
ge � �: �;redit: buresu'r ottin lz � ' � - • . .
�P . cud, ar�d iiillttg disputGg policies, may be:rliffea`ent ::..:
an .thecharge =off Policies and procedures of kSBC
-:• ': •. Pureliaser.ackriowled - - - :- : ; ...' •� . • �• .._= ' �•:� '. ...: • � -'..
ges and: a
,... ;. .
grew that: Seller may deliver an A davif Sale
AceautaHs by Cr�etlitor ut lteu.ofain 'Affidavit of Sale of Ace byQrigirial Creditor.
• ... -- • ... :- .:- d Bill •. .... - . - . , ...
:.. eac}r
. 'I�is Assignment an of Sale itiay be executed in two or more .cQUtt�erparfs,
.. „ of which shall lie deemed an drigfnai; but all of which shall caBStitute.fitzt orie
: instnxinent:. ' ..
- - • ' WiT�SS �VfiERlQO�` '... �• � : -•� �- : -:.... •, - -- ,: .. -;., _.,- .. , - '�:��• E -- -.
• -. , the. es 406
149120.12: '
and - delivered th
is tnstruinefrt Oh .
. .:'.•. .: -- - _ -�� DIIe ; 0
N��l0ITa1 ASSOCI�.t1A� .
pitai
igne . B
• • • � Tif le: � � Vice P�esiden
•���" �.PartfofioR'� veiy
..
. . � signed By: •
• :. :. Title:..
- - - - •: ... .- ,.. .. $ALE' - .••�
.. SSIG � BILL, OF .. - - •. .. .. -• AND .. .. ' R •t - � �- - '
::. 10/11/2612:
.: Refereace is.made to'that- certain Purcchaee and Sale Aeeme�t as of 03/2$20,12' ; : ': • : '--
( " Agreement" #'or the.sale.of Accho
Portfolio Recd -
nts:azxd Account described therein 10'
ve A
:..'
sSocfetes, I�,LC; (hereinaft
conditiotis set forth :i tit
... �that�Agreerneit;. :'
er
a e s:an ..
:. .
BC Bank N
Rddeivables 'Acquisition
eva
.. ...... Company .. .
da, �N:A• HSBC Back OS�'1;•N:1�., HSB
1, HSBC Recev'ab
... .. -:. . - II= :and HOC .... _ • , . _ -. n (I7SA�:
... C kiada ables A Acquisition Co e5 �• :ition Ci rati
rpdmti6ii (USA) I (colle_ ctivdl
sold =the Acco►ir�ts descnibed is Sched�rl .:
e 1 • attached' hereto
National :Associatcon S
. )
" tiller' : in
- C
. to Capital Bank (USA),
... ,. .... ' " - - - One: .. '..: .
( coanection with the 4gtt_otts contemplate u Ader' .'. .
:. .
• that. certain "Purehase and Assumption Agreetrient an'tong HSBC finance CorEsarafioii,,'
HSHC USA Inc:, HSBC `Teoliizolagy.and Servioes Inc: arid:Capital One Financial`:':
:::..
:: Coiparatign, .dated Augui t_; 0, ; : as amended from time to
NOW RE .
- - --
• , "� FORE, for- g ad: a iidvaluable : consitleiation '.Sellei- Iierebysells; .' :. :•�.. '.
assYns trans astir; -its successors 4t
:• -
fers' to: Fnroh
and 'interest n'
.. .... i .each" snit. every . ,
- � one at`tlie AacoCtn ..
...... ... .. - .. is ..
aad•assi s, all -of Sell'
:Schedule'
l'm 'righ'ts,: title,
" .. - ...... I:attac�ed- teeters,= f the"
'
•described: in the�Agt
. ..... ass .. .. .. - -
...., ... ... "- ..written above: •
. ' , tie
Put
chsser:and Seller -agree S -
of thd - ent.
. that the
... hase sliall•be as`s�ted
Purchaser ackno wledge; id
::.... Accounts' and ' pn ay. 01 of any o
awledgesand�agees�tIiat :(i):Sellet: � �f�e •
-- -.... �ort
� did n service any'offihie•Accout3.t�; and•(ii)- SeIler's
... 'internal policies and.procedures.. :servicing: aecount's.includk9; but hot limited tc�, . .
....
:: ' ch -off credit bureau:reporting, f mid, .and, billing d uses policies rnay be different : ' - .
than toe: charge- offpoiicies. and procedures.of HSBC.
A.
.: •:. Purc . .
teasel acdinovuleclges an�i agreed that Seller may deliver -ate Affidavit :af gale of:
ccounts'by Affidavit; of Sale. of Acco
itorin' lieu'of an;
.... .. OngiA C�eilitor.
-:: This " :. .
:� . • .. ' �A
ssignment and Bill. of Sale. inay
eaeh OfWhiA shW.1
. .6e executed � .�vyo ox adore cpwitcrpaits; -
• :.: : :: al,. but al l of which: s ll
:. - be deetne�i an origin
.. •. �nstrament...�: .'.' . ....
Ba •constitute
. .. • • .... ... • • _ .. • • but she-:
.. t .. _
TTNESSVIII;EOF; fhe:p
have
OU: 0i 29/2012 t
si • ed.ar�d de
... $II iivered- this.instrum
:.. Capita e:$attk ([J
ati
Assaoiati n .
- :..
.. Signed:By: • ,
...
_Tit[; Vice
.. • . � - .... • • .. � .. - ,President .. . .... .. .. . . _ .'
. 1'arifotia Recover+ Ass • i L .
Ma
Schedule I Bill of Sale'
. � ACCOTTNT'S
C - .. -
- .. ... • • .. - . ap ... ice e;.NatiaiYal„Assocaaxion • - -
ursiiant to zhe. rill of Sale is which this Sic
-. and associafed Receivables being transferred
.. ed
ule •l �s�attached,,thcre.are :Accounts
' •un aid .. - . b : fio'Purcbaseir with an: aggregate
P P�c� bailance u . .
.:. .
„ These'Acco iii'andunpai
:... - - -- - . - - ... . db • ..
.. - individually, list -
- ed.oa tfie. •
delivered b. Seller to Piirc /
alareces axe • '
Y, h'ikr'on' 0 1 `
1 .] 1 2412::.: ::
- - .... f sale: 8le ' .. , - • .
...
:..
edule' 1'to i3i[I orSale
-- .. .
.. OUNT:SU!►iR
Capital tin e Bank
• -. .. - -- - •- ... Nafional .. ... •
,, t.to:the Bill'ofSa[e=to'wliich th
ccounts eoeivab a and associated R 1
being treats fe e i tizere ate
A
ule .l• Ys'Mach
ferrtd by • t6. haseT' with' an . '
:.•.' '. -' :.: •. ;'::. •aggegate. unpaid priiicipal €' ._ _� . ese c ... �- ... .
A counts unpaid
Man
are individua[[y [fisted on.tlie. _
al
s
:. hY:Se o-puachas any 1011,1/2(}
e:Sle cicliver�d
' • ::: -- REST KiCTED
.
CLOSING STATEMENT
Capital One, National Association
Receivable .Amount:
Purchase Rate
Purchase Price:
Sale File Date: 1011112012
Funding Date: 10/15/2012
A. On the Funding Date, Purchaser shall pay to Seller, by wide transfer or otherwise
immediately available funds, the amount of
B. Seller agrees to transfer the entire accounts in amount of Receivables
totaling 'to Purchaser on the Sale File Date.
Funds must be wired as follows:
HSBC Bank Nevada. HSBC Bank USA
ABA Routing Number
Credit Bank Account Name HCS Main Depository
Or HCS Custodian - IL
Credit Bank Account Number
All funds must be wire transferred.
Capital One, National Association Portfolio Recovery Associates, LLC
Signed B Signed By:
By: Ja H Maurer By.
Title: Vice President Title:
RESTRICTED
... CLOSING S.TAZ'fiWNT � � • . . .
capital Bank (USA), National Association:
.: :..:.. ' • Receivable Amount •
Purchase Rate :... :. ' .
Pim base Price::
Sate :Fite Date:
P finding Date:..::: .
-A y , e
. t)n -the Funding Date .Purchaser:shall pay:to Seller b wu transfer :or otherwise.:
1 60ediately:available funds, -the amQiMt o f '
:":Seller agrees to
:... .. :.. s . .
:... ........ u abler::'
. OUR
• trap fei the enti � � - -• -
Purc
.. �cco nts•uf a�rzount.ofReceiv
r: to. baser on the Sale File Date:
• ds must
.. - .Fun . •red as •foltaws• .
• . SBC Bank. .Nevada
.: .. :.. : ABA Ttozifing Nuimber :.:•..
.:�
.. ... • .... it Bar�c•Acaount.Name .:: ..
S: Mairi'De ository
-FTCS. Cost diary =.1�, •
Credit BMk:Accaiirtt Niu b i
dr
All: funds must b�. wire: transferred:: :
:: .Capital One:Bank.(USA);:Nattional Associatiod::. Portfolio Recovery Associates; LLC',
Signed Bp:
Jo " .
..
By: : Maurer•..
By C �' ry :
: ..Title: Vice President :. -. .. .
..........
..... - RESTRIC'T'ED:: =.. .
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
THE FROTHONJTi
201110.PR -2 PM Lc Ili
CUMBE Rt. AND •COUNT'(
PENNSYLVANIA
vp Cgtitritjtey,.,t
nV,1
OF KA„ OF riE 544ER1PF
Portfolio Recovery Associates, LLC
vs.
Chris A Smith
Case Number
2014-1566
SHERIFF'S RETURN OF SERVICE
03/25/2014 04:44 PM - Deputy Dawn Kell, being duly sworn according to law, served the requested Complaint &
Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to
wit: Chris A Smith at 75 Bonnybrook Road, Lot 28, South Middleton Township, Carlisle, PA 17013,
SHERIFF COST: $34.78 SO ANSWERS,
March 26, 2014 RONINIS" R ANDERSON, SHERIFF
v,-;) ShuhlySuiro Shcrifr, ThIehscrit,