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HomeMy WebLinkAbout14-1575 Suprreme +C,omrt of,.Pennsylvania Cour 3of Comon Pleas For Prothonotar Use Onl y C llvi� 1. I'} t 1 _ 1 IME ST.aMP A „ ove,�S ee Docket No: CLIMB fi r` county The information collected on this form is used solely for court administration purposes. This form does not supplement at- replace the filing and service of pleadings or other Papers as required by law or rules of court. Commencement of Action: S ® Complaint ❑ Writ of Summons ❑ Petition E ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking C Lead Plaintiffs Name: i• Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES, LLC SANDRA PRIVETTS T 0 Are money damages requested? ® Yes El No. Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? ❑ Yes ®No A Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R Garvey ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies 1 ❑ Malicious Prosecution ❑Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation ❑ Premises Liability _— __-- _ –_ - - -- p Statutory Appeal: Other ❑ Product Liability (does not. include S mass tort) C3 Employment Dispute: E ❑ Slander /Libel /Defamation Discrimination E3 Zoning Board E3 Other: C c3 Employment Dispute: Other ❑ Other: I C] Other: ------ - - - - -- MASS TORT 0 ❑ Asbestos –` – N ❑ Tobacco ❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory Arbitration B ❑ Toxic Waste ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Ground Rent ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non- Domestic Relations — ❑ Mortgage Foreclosure: Residential Restraining Order ❑ Mortgage Foreclosure: Commercial El Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal -- — -- - - - - -- ❑ Medical _ - - - - - -- - -- - - - -- ❑ Other Professional: 15 -15981 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd w F fi Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 �C ;,' T Y Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD S S l U i NORFOLK, VA 23502 No. Plaintiff, V. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 15 -15981 LJIVI 1^ #- 3e36 S This communication is from a debt collector and is an attempt to coll ct a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 31.2686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las dernandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 15 -15981 (717) 249 -3166 Esta comunicacion es de un cobrador de deudas y es un intent do cob.rar una deuda. Cualquier infroinacio.n sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, SANDRA PRIVETTS, is an adult individual with last known address of 40 HARMONY HALL DR, CARLISLE PA 17015. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / WAL -MART on March 11, 2007 with account number * * * * * * * * * ** *0872 (hereafter referred to as "Account "). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication is from a debt collector and is an attempt to collect a debt. Any inforination obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on September 9, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK / WAL -MART and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $3,569.60. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, SANDRA PRIVETTS , in th ount of $3,569. , us costs of this action and any other relief as the Court deems just and r as a e A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 15 -15981 This communication is from a debt collector and is an attempt to collect a debt. Any infonnatio.n obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Cynthia Clarke hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: FE B 2 8 20 14 By: Cynthia Clarke Custodian of Records 15 -15981 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. X IBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. .......................... ..... . ................... ... .......... . f GE Capital BILL of SALE PRA PLCC Fresh — May 2013 For value received and in further consideration of the mutual cove set forth in the Forward Flow Receivables Purchase Agreem conditions ent (the "Agreement nants and con dated as of the 13 day of December, 2012 by and between General Electric Capital Corporation, GE Capital Retail Bank, GEMS Lending, Inc., Monogram Credit Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ") and Portfolio Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on May 20, 2013, and as further described in the Agreement. GE Capital Retail Bank Monogram Credit Services, L.L.C. By: Glenn Marino By. Glenn Marino Title: EVP Title: _President Date: Date: General Electric Capital Corporation RFS Holding, L.L.0 By: Glenn Marino B y , Joseph Ressa Title: _vice President Title: _CFO Date: Date: GEMB Lending, Inc, GEM Holding, L.L.0 By: >v Stephen Matta B y : Joseph Ressa Title: —Director ---- Title; CFO Date: W41 ► 3 — Date: ...... ............................... 1 + GE Capital BILL of SALE PRA PLCC Fresh — May 2013 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement'), dated as of the 13 day of December, 2012 by and between General Electric Capital Corporation, GE Capital Retail Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ") and Portfolio Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on May 20, 2013, and as further described in the Agreement. GE Capital Retail Bank Monogram Credit Services, L.L.C. By: By. Glenn Marino Glenn Marino Title: _EVP Title: _President Date: Date: General Electric Capital Corporation RFS g, L.L.0 By: By . Glenn Marino Joseph Rcs _ Title: _Vice President Title: CFO Date: Date: GEMB Lending, Inc. GE Wing, L.L.0 By: Stephen Motta By. Joseph s Title: — Director Title: CFO Date: Date: .. .. .......... ..................... ... ......... GE Capital BILL of SALE PRA PLCC Fresh — May 20113 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement "), dated as of the 13` day of December, 2012 by and between General Electric Capital Corporation, GE Capital Retail Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ") and Portfolio Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on May 20, 2013, and as further described in the Agreement. GE Capital Retail Bank Monogram Credit Services, L.L.C. By: By: Glenn Marino Glenn Marino Title: _EVP Title: President Date: Date: General Electric Capital Corporation RFS Holding, L.L.0 By: By: Glenn 'Marino Joseph Ressa Title: _Vice President Title: CFO Date: Date: GEMB Lending, Inc. GEM Holding, L.L.0 B y : By: Stephen Motta Joseph Ressa Title: _Director Title: _CFO Date: 14 113 Date: Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY . . THE u 2l111 APR -2 PM I 3 7,13I,13ERt_ AND [-;,-211,111-).' PENNSYLVAN1 ‘,01 OIL Ctlif0t,e4,40. OPC-RW OF TKE sagRvF Portfolio Recovery Associates, LLC vs. Sandra Privetts Case Number 2014-1575 SHERIFF'S RETURN OF SERVICE 03/20/2014 10:54 AM - Deputy William Cline, being duly sworn according to law, served the requested Complaint & Notice by handing a true copy to a person representing themselves to be Nathan Black, husband of defendant, who accepted as "Adult Person in Charge" for Sandra Privetts at 41 Ha ,tny Hall Drive, Middlesex, Carlisle, PA 17015. WO": CLIN 7DEPUTY SHERIFF COST: $34.78 SO ANSWERS, March 21, 2014 RoN R ANDERSON, SHERIFF (c) CountySuite Sheriff, Tele,osoft, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Date: No. 14-1575 PRAECIPE FOR DEFAULT Defendant JUDGMENT 15-15981 Fil half of Plaint' of Record for obert N. Polas, Jr., Esquire, # 201259 Carrie A Brown, Esquire, # 94055 Mark R. Garvey, Esquire, # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) 1-866-428-8102 (F) (757) 518-0860 Attorneys for Plaintiff OM1Ii1507'Th1CL{l49ay36-71-? R This communication is from a debt collector is an attempt to collect a debt. NO Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Defendant No. 14-1575 PRAECIPE FOR DEFAULT JUDGMENT Please enter Judgment in Favor of Plaintiff and against Defendant, SANDRA PRIVETTS, for failure to answer the Complaint. (X) Amount Due $3,569.60 Less Credits $.00 TOTAL $3,569.60 (X (X (X 15-15981 I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. Pursuant to PARC.P.237 (Notice for Final Judgment or Decree), I certify that a copy of this praecipe has been mailed to each other party who appeared in the action or to his/her attorney of record. Pursuant to PARC.P.231.1, I certify tha ritten notice of intenti• 1 file this praecipe was mailed or delivered to the .. against whom jud . ► ent ' to be entered and to his/her attorney of record, if y, . er the default occu ed . at least ten days prior to the date of the filing of this . raecip d . cop o thi c = . ttached. obert N. Polas, Jr., Esquire, # 201259 Carrie A Brown, Esquire, # 94055 Mark R Garvey, Esquire, # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) 1-866-428-8102 (F) (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector is an attempt to collect a debt. Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 v. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Plaintiff No. 14-1575 Defendant NOTICE OF JUDGMENT (X) Notice is hereby given that a judgment in the above -captioned matter has been entered against you in the amount of $3,569.60. (X) A copy of all documents filed with the Prothonotary in support .f the wn ju nt is/are attached. If you have any questions regarding this Noti 15-15981 rt . Polas, Jr., Esquire, # 201259 Carrie A. Brown, Esquire, # 94055 Mark R. Garvey, Esquire, # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) 1-866-428-8102 (F) (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC Litigation Department 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1-866-428-8102 Fax: (757) 518-0860 Hours of Operation: Monday through Thursday 8 AM to 11 PM, Friday 8 AM to 9 PM, Saturday 8 AM to 5 PM, Sunday 12 PM to 11 PM (EST) April 17, 2014 SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 RE: PORTFOLIO RECOVERY ASSOCIATES, LLC VS. SANDRA PRIVETTS 14-1575 Dear SANDRA PRIVETTS: Enclosed herein please find a 10 -Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. 15-15981 Sincerely, Robert N. Polas, Jr., Esquire Carrie A. Brown, Esquire Mark R. Garvey, Esquire Attorney ID #201259/94055/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION — LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Defendant TO: SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 DATE OF NOTICE: April 17, 2014 IMPORTANT NOTICE No. 14-1575 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. 15-15981 Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Robert N. Polas, Jr., Esquire Carrie A. Brown, Esquire Mark R. Garvey, Esquire Attorney ID #201259/94055/312686 Portfolio Recovery Associates; LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. SANDRA PRIVETTS 40 HARMONY HALL DR CARLISLE PA 17015 Defendant No. 14-1575 AFFIRMATION OF NON-MILITARY SERVICE The undersigned counsel, as attorney for Plaintiff, herein affirms under the penalties of perjury that I am the attorney for the Plaintiff in the above -captioned matter, and that to the best of my knowledge, information and belief, the above named Defendant, is over 21 years of age; is last known to reside at 40 HARMONY HALL DR CARLISLE PA 17015 and is not in the military service of the United States or its Allies the Service Members Civil Relief Act and its Amendments. 15-15981 erwise within the s of ' Obert N. Polas, Jr., Esquire, #201259 Carrie A Brown, Esquire, #94055 Mark R Garvey, Esquire, #312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) (866) 428-8102 (F) (757) 518-0860 Attorneys for Plaintiff This communication is a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Walmart Q qa. Save money. Live better. Walmart® Discover Card SANDRA A PRIVETTS Account Number: Summary of Account Activity Previous Balance - Other Credits $3,569.60 $3,569.60 New Balance Credit Limit Available Credit Cash Advance/Quick Cash Limit Available Cash Statement Closing Date Days in Billing Cycle $0.00 $2,700 $0.00 $61 $0.00 04/17/2013 27 Cash Earned Summary Previous Balance (+) Earned This Period = Balance $0.00 $0.00 $0.00 Visit us at walmart.com/credit 0872 Customer Service: 1-866-314-9507 Payment Information New Balance $0.00 Amount Past Due $0.00 Total Minimum Payment Due $832.00 Payment Due Date 04/19/2013 Late Payment Warning:If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00. Cash News Earning cash back with the Walmart® Discover® is easy! Simply use your card everywhere Discover® is accepted. Remember every time you earn just $10, you will receive a check in your billing statement - it's automatic. Transaction Summary Tran Post Date Date Reference Number 04/17 04/17 F6210003600999990 04/17 04/17 F6210003600999990 Description of Transaction or Credit CHARGE OFF ACCOUNT -PRINCIPALS CHARGE OFF ACCOUNT *FINANCE CHARGES' FEES TOTAL FEES FOR THIS PERIOD INTEREST CHARGED 04/17 04/17 INTEREST CHARGE ON PURCHASES 04/17 - 04/17 INTEREST CHARGE ON CASH ADVANCES TOTAL INTEREST FOR THIS PERIOD 2013 Totals Year -To -Date Total Fees Charged in 2013 Total Interest Charged in 2013 Total Interest Paid in 2013 $35.00 $197.52 $0.00 Amount ($3,010.19) ($559.41) $0.00 $0.00 $0.00 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR)s the annual interest rate on your account. Expiration Date Annual Percentage Rate 22.90% (v) 25.90% (v) 0.00% Type of Balance Regular Purchases Cash Advances Quick Cash (v) = Variable rate NA NA NA Balance Subject To Interest Charge Interest Rate $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Cardholder News and Information If your account has a deferred interest promotion and you would like us to apply a payment on your account to a specific balance, please call Customer Service to discuss options that may be available. PAYMENT DUE BY 5 P.M. (ET) ON THE DUE DATE. NOTICE: We may convert your payment into an electronic debit See reverse for details, Billing Rights and other important information. 5409 BGH 1 3 18 130417 ZX PAGE 1 of 1 6210 1000 A323 01215404 Detach and mail this portion with your check. Do not include any correspondence with your check. Walmart Save money. Live better. IQI 111111 III 111 II III SANDRA A PRIVETTS 2332 RITNER HWY CARLISLE PA 17015-9316 Account Number 0872 Total Minimum Payment Due Amount Past Due Payment Due Date Overlim nce Amount $832.00 $0.00 04/19/2013 $0.00 $0.00 Payment Enclosed: Please use blue or black ink. IIIII II New address or email? Print changes on back. Make Payment To: WALMART DISCOVER/GECRB PO BOX 960024 ORLANDO, FL 32896-0024 Department of Defense Manpower Data Center Results as of : May -07-2014 04:00:37 PM SCRA 3.0 Status Report Pursuant to Servieemembers Civil. Relief Act Last Name: PRIVETTS First Name: SANDRA Middle Name: Active Duty Status As Of: May -07-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA :'Noy:: NA This response reflect the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA .:� NA ..:: _ ...... ... No ..;. , NA This response reflects where the individual left active duty status within 367 days preceding the ActiveDuty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether t e individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data;Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: M9J9NB6700B0PDO