HomeMy WebLinkAbout03-25-14 (3) � ��i�s�e s��e�i�_�a i 4,
• . ` �
� �i������ £Y.iot-ta'r
OFFICIAL USE ONLY
PA Department af itevenue ,r������� Goun�y C� Y�ar Fit�rh�mber
gureau o€i�ctividuat Taxes ;NHERlTA[+tCE TAX RETURt+t
Ra gox zaQso� �E5IDENT DEGE4ENT 2 1 1 3 0 0 3 9 1
?�arrisbu ,P.A i7i28�5ai
ENT�tt D�CE[3SNT 3N�QRMATiC3N B�LGidf
Sacial 5ec�rfty Number [3ate of Death AAt�DYV�'�' Date o#Bi�th �Q�'
19' 03 07 201 3 I0 03 1957
Decedent's Last Name Suf�ix [J�c.dde�nPs First Name Mt
P` er ko Jo sep h M
(ff Applicab�)�nber Su�viving SpouRe's tnfarir►ation Beiow
Spouse's Lasf Natns �uffix Spouse's First Hame Mi
Spouse's Sociai 5gcurity tdum�c �itS itETU�tN lIAEJST BE FlLED!N Ql}PLIGATE VYlTH THE
REGIS7'EFt O� 1lVILLS
F#LL IN APPRQP12tATE C}YALS BELOW
� 1.rJriginal Retum O 2•��+PP�����Refum O 3. Refnainder Retum(date of deaYh
prior to 12-13-82)
p 4.Limited E&tate O 4a•Fuhjre fnterest Compromi�(date of O 5. Federai Estate Tax Retum Required
.,_.,;�:H -- ;-^.,.
Q fs.DeCedsnf Dieti�e�tet� Q 7.i)ec��ir-:�;t x aih,�ined�L�.tirtg Tr:�s# (I v. Total{VU.^.: .�!�_..:.�...• �.-,..,.-,-
(Attach CoPY af Vliiil) (Attach Copy of Tr�stl
� g ���p���d p �p,gp�usal poverty Gredit(dabe af de�th O 11. Electian ta iax under Sec.9113(A)
belwe�En 72-37-�31 Atl�1-t-flh} (A[iacii Seir.�3{
CORRESPONDENT- THIS SECTIdM MIiBT BE COMPLET�[3.ALL CORRESPOffBEDlCE AF40 CGPtFiDENT4R�L TAX INFORNIATlON SHOULD BE DlREC7ED Td:
Name Daytirne Teiep�',n�one Number�
, �
Mar 1i n R . Ntc Ca1 eb 7 17 ��91 � 7 � �
REGI�R�F�LS BaE ONIQh
n � n � �
� � � ��
rirst(ine of eddress � '� °�
2 1 9 E a s � M a i n S t r e e t � � � � �
SerAnd iine of sddress ;� -�-� � r
� Q � �
DATE FILED
City or Post Offic� St�e Zif�C�e
M e c h a n i c s b u r g P A 1 7 0 5 5 �
Go�rrespondeM's e-maEi addness-
llnde�penalties of perjury,l declere that i hawa examined tlus retutte,indudin9�mpanYm9 Scheduies and staCemerrLS,and to the best of my knc�wledqe a�x7 Geliet,
d�S irue c�g�t and c�mp(ete_peclsra�on of preparer Wher tt�n the persaia!representative is based oa aG information of which preparer has any knowl�dq�.
SiG{VATU(tE QF f�'ERSON f2ESPONSIBLE FOR F(LfAlG RETURlV DATE � Y/��J (cf
. DRESS �essica M. Moore Jo h L Perka
75 Kenmar Drive Sh rmansDale P� �7 � —.
SIGidATURE OF PREPARER QTIiER THAN REPRESENTATNE r [�ATE
Law Offices-Marlin R. Mtc aleb � �
a�oRESs
�19 f��t Main CtrQ�t MeChdtiicsb�t�g,, FA 17055 --
PLEASE USE ORIGINAL FORM ONLY
aii:+c .
•
�1 +.��i;L7.ill.!?T. !�.'3LI�h3lU.t�i3lt �
�
' � 1505610105
REV-1500 EX
DecedenYs Sociai Security Number
DecedenrsNe�: Joseph M. Perko
RECAPITULATION
1. Reai Estate(Schedule A). .................... ........................ L 1 O O � � � •� �
2. Stocks and Bonds(Schedule B) ............ ........................... 2. � �� �
3. Closely Held Co►poration,Partnership or Sote-Proprietorship(Schedule C) ..... 3. O •Q . Q ;
4. Mortgages and Notes Receivabie(Schedule D)..................... ...... 4. O *Q �
5. Cash,Bank Deposits and Miscelianeous Personal Property(Schedule E).... .. . 5. 3 O 1 O 5 .",$ : 6
6. Jointly Owned Property(Schedule F) � Separate Biiling Requested ....... 6. � �;� �
7. Inter-�vos Transfers 8�Miscellaneous Non-Probate Property °
(Schedule G) p Separate Billing Requested........ 7. � .a� ; �
8. Total Gross Assets(total Lines 1 through 7}...... ............. .......... 8. ' 1 3 O 1 O 5 «8 : 6
9. Funeral Expenses and Administrative Costs(Schedule H)................... 9. Z O 2 � O •� �
10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule I)...... . ....... 10. 6 9 5 5 �'�. $ ;
11. Total Deductions(total Lines 9 and 10)........................ ......... i i. Z � 2 2 5 *.4 8 '
12. Net Value of Estate(Line 8 minus Line 11) ....... ..... .................. 12. 1 �;°2 $ $ Q •3 , $
13. Charitable and Govemmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J) ...... .. ............... . 13. 0 �:� ' � :
14. Net Value Subject to Tax(Line 12 minus Line 13) ........................ 14. 1 O Z 8-$ 0 +3 8
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal taz rate,or
transfers under Sec.9116 �� � � � � �� � � �_
�a)�1.2)X.0�. � ,�� '� : 15. . _ ' Q�: 0' 0
16. Amount of Line 14 t�able � � � � � F�'''�� "
-�< °
�
ar r�eai�ta x.o_ � 1 0 2 � 8 8 0 �3 � �� �s.: `4 6� 2 9� 6 2 ���
17. Amount of Line 14 taxable � � �"� ��'' "
a�s�enr,g rat� x.�z � �� �p ,� . ��. �� 0� 0 0 ,��.
� � i ,� �.� �
18. Amount of Line 14 taxable � � � �`�� � �� ` � =
at couate�i�te x.�s � �� 0 �0 �0 " �e `� ` ; �; � 0� 0 0 '
� �
{ �� . � �y �� �
19. TAX DUE ......................................................... 19. �4 6�2 9� 6� 2
20. FILL 1N THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT �
Side 2
L 1505610105 150561�105 J
REV-1500 EX Page 3 File Number
Dec.�edent;,� Complete Address:
QECEDENT'S NAME
Jose h M. Perko
STREET ADDRESS
807 Allenview Drive
cin STATE ziP
Mechanicsbur PA 17055
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (�) 4,6 2 9.6 2
2. Credits/Payments
A.Prior Payments
B.Discounf
Total Credits(A+B) (2) 0.00
3. Interest
(3) 40.99
4. if Line 2 is greater than Line 1+Line 3,enter lhe difference. 7'his is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 4,6 70.61
Make check payable to: REGISTER OF W1LLS,AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS B�(PLACING AN "X"1N THE APPROPRIATE BLOCKS
L Did decedent make a transfer and: Yes No
a. retain the use or income of the prope�ty transferred:................
..........................................................................
b. retain the right to designate who shall use#he property transferred or i#s income:............................................ ❑ �
c. retain a reversionary in#erest;or.......................................................................................................................... ❑ �
d. receive the promise for life of either payments,benefits or care?...................................................................... ❑ �
2. If death occurred after Dec.12,�982,did decedent transfer property within one year of death
without receiving adequate consideration?.............................................................................................................. ❑ �
3. Did deceden#own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. ❑ �
4. Did decedent own an individual rebrement account,annuity or other non-probate property,which �-�, `
contains a beneficiary designa6on? ..................................................................................... ............ L'] �
.......................
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONSJS YES,YOU MUST COMPLETE SCHEDULE G AND fILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the ia�c rate imposed on the net vaiue of transfers to or for the use of the surviving spouse is
3 percen#[72 P.S.§9116(a){1.1)(i)j.
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a){1.1)(ii)j.The statute does rwt exempt a transfer to a surviving spouss from tax,and the statutory requirements for disdosure of assets and
filing a tax�et�rn are sbll appliceble even if the surviving spouse is the only beneficiary.
For dates of death on or after Juty 1,2000:
• The tax rate imposed on the net value of transfers�rom a deceased child 21 years of age or youngec at death to cx for tMe use of a natural parent, an
adop6ve parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. _
. The tax rate imposed on the net value of transfe�s to o� for the use of the decedenYs lineal beneficiaries is 4.5 percent, except as noted in
72 P.S.§9116(1.2)[72 P.S.§9116(a)(1)l•
• The tax rate imposed on the net value of transfers to or for the use of the decedenYs siblings is 12 percent[72 P.S.§9116(a)(1.3)�.A sibling is defined,under
Section 9102,as an individual who has at least one parent in common with the decedent,whetherby blood or adoption.
�REV-1507.EX+(1-97)
s
SCHEDULE A
COMMONWEALTH OF PENNSYLVANIA REAL ESTATE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Joseph M Perko 03/07/2013 21-13-0391
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price
at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable
knowledge of the relevant facts. Real property which is jointly-owned with ri ht of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION
OF DEATH
1 Residential dwelling, - known and numbered as 807 Allenview 100,000.00
Drive, Upper Al1en Township, Cumberland County, PA; value based
on appraisal by 5ue A. Matrese, PA Cert. Res. Real Estate Appr.
TOTAL(Also enter on line 1,Recapitulation) $ 100,000.00
(If more space is needed, insert additional sheets of the same size)
Copyright(c)1996 form software only CPSystems,Inc. Form REV-1502 EX(Rev.1-97)
R EV-1508 EX+(1-97)
, , SCHEDULE E
COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS� Ot MISC.
INRESIDE TD EDENTN PERSONAL PROPERTY
ESTATE OF FILE NUMBER
Joseph M Perko 03/07/2013 21-13-0391
Include the proceeds of litigation and the date the proceeds were received by the estate.All propetty jointly-owned with the right of
survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Members lst FCU, Checking Account ��11962-11, - principal balance 754.19
as of D.O.D. : $754.19; no accrued interest.
2 Members lst FCU, Regular Savings Account ��11962-00, - principal 145.92
balance as of D.O.D. : $145.92; no accrued interest.
3 Members lst FCU, Investment Savings Account ��11962-05, - 177.58
principal balance as of D.O.D. : $177.58; no accrued interest.
4 Navy Federal Credit Union, - Membership Savings Account No. 74.11
0806136008, principal balance as of D.O.D. : $74.31; no accrued
interest.
5 PNC Bank Checking Account ��50-0323-8404, - principal balance as 4,848.76
of D.O.D. : $4,848.76; no accrued interest.
6 2006 Chevrolet Cobalt, - 60,899 miles (value based on trade-in 4,000.00
value per Lawrence Chevrolet) .
7 Collectors' Choice Antiques Gallery, - proceeds of sale of 1,560.00
antiques.
8 Erie Insurance Exchange, - claim for repairs to home resulting 2,789.67
from fire.
9 Erie Insurance Exchange, - claim for bio-hazard clean-up of home. 3,391.38
10 Erie Insurance Exchange, - refund of insurance premium. 272.00
11 Household contents, furniture and furnishings, - proceeds of 12,092.25
public sale.
TOTAL(Also enter on line 5, Recapitulation) S 30,105.86
(If more space is needed,insert additional sheets of the same size)
Copyright(c)1996 form software only CPSystems,Inc. Form REV-1508 EX(Rev.1-97)
�REV-151�EX.�,_9>> SCHEDULE H
COMMONWEALTH OF PENNSYLVAN�A FUNERAL EXPENSES 8
INHERITANCETAXRETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Joseph M Perko SS�� 191-46-4739 03/07/2013 21 13 0391
Debts of decedent must be reported on Sehedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERALEXPENSES:
1 Myers-Harner Funeral Home, Camp Hill, PA, - funeral expense. 6,328.00
B. ADMINISTFiATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s)
Social Security Number(s)/EIN Number of Personal Representative(s)
Street Address
City State Zip
Year(s)Commission Paid:
2. Attorney'sFees Law Offices-Marlin R. McCaleb 7,000.00
3. Family Exemption:(If decedent's address is not the same as claimant's,attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees Register of Wills 338.50
5. Accountant's Fees
6. Tax Return Preparer's Fees
7• Other Administrative Costs
1 Chuck Bricker, Auctioneer, - auctioneer's commission on public 4,500.00
sale of household contents.
2 Cumberland Law Journal, - advertising Letters. 75.00
3 Eastern Account System of Connecticut, Inc. , - delinquent comcast 437.96
Harrisburg account.
4 Erie Insurance Group, - homeowner's insurance premium. 402.00
5 PNC Bank, - service charge on Decedent's checking account. 3.00
Total of Continuation Schedule(s) 1,185.84
TOTAL(Also enter on line 9, Recapitulation) $ 20,270.30
(If more space is needed,insert additional sheets of the same size)
Copyright(c)1996 form software only CPSystems,Inc. Form REV-1511 EX(Rev.1-97)
_ . . _
. ,
Estate of: Joseph M Perko
Soc Sec ��: 191-46-4739
Date of Death: 03/07/2013
Continuation of Schedule H-B7
(Other Administrative Costs)
Item Description Amount
��
6 PNC Bank, - reimbursement for costs advanced: Register of Wills, 413.50
probate fee ($338.50); Cumberland Law Journal, advertising
Letters ($75.00) .
7 PNC Bank, - service charge, printing checks. 18.15
8 Register of Wills, - Short Certificate. 5.00
9 Register of Wills, - reserve for filing account, releases, etc. 300.00
10 Staples, - computer password reset and data backup. 74.19
11 Sue A. Maltrese, Cert. Res. Appr. , - appraisal of real estate. 375.00
1,185.84
REV-1512 EX t(1-97)
, . SCHEDULEI
COMMONWEALTH OF PENNSYLVANIA DEBTS OF DECEDENT�
'NRESI ENTD EDETTRN MORTGAGE LIABILITIES, AND LIENS
ESTATE OF FILE NUMBER
Joseph M Perko 03/07/2013 21-13-0391
Include unreimbursed medical expenses.
ITEM
NUMBER DESCRIPTION AMOUNT
1 Ayers LLC, Servpro of New Cumberland, - account payable, 3,391.38
bio-clean-up of home.
2 Pinnacle Medical Services, - account payable, medical services 20.00
rendered Ol/28/2013.
3 Pinnacle Health Hospital, - account payable, medical services 114.43
rendered Ol/28/2013.
4 Pinnacle Health Hospital, - account payable, medical services 53.75
rendered 02/06/2013.
5 Quantum Imaging and Therapeutic Associates, - account payable, 16.00
medical services rendered O1/28/2013.
6 RG Property Management and Restoration, - account payable, 3,319.67
repairs to home resulting from fire.
7 Subscription Services Company, - account payable, magazine 39.95
subscription.
TOTAL(Also enter on line 10, Recapitulation) $ 6,955.18
(If more space is needed, insert additional sheets of the same size)
Copyright(c)1996 form software only CPSystems,Inc. Form REV-1512 EX(Rev.1-97)
. _ _
REV-1513 EX+(9-00)
� ' SCHEDULEJ
COM NH RTAN E�AXRETURNANIA BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Jose h M Perko 03/07/2013 21-13-0391
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I. TAXABLE DISTRIBUTIONS[include outright spousal distributiorrs,and
trensfers under Sec.9116(a)(1.2)]
1 Jessica M. Moore Daughter 51,440.19
75 Kenmar Drive
Shermans Dale, PA 17090
2 Joseph L. Perko Son 51,440.19
75 Kenmar Drive
Shermans Dale, PA 17090
ENTER DOLLAR AMTS.FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU 18,AS APPROPRIATE, ON REV 1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ O.00
(If more space is needed,insert additional sheets of the same size)
Copyright(c)2000 form software only The Lackner Group,Inc. Form REV-1513 EX(Rev.9-00)
� REV-15�3 EX+(9-00)
SCHEDULEJ
COMMONWEALTH OF PENNSYLVANIA BENEFICIAR IES
INHERITANCE TAX RETURN
RESIDENTDECEDENT
ESTATE OF FILE NUMBER
Jose h M Perko 03/07/2013 21-13-0391
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I. TAXABLE DISTRIBUTIONS[include outrightspausal distributions,and
trensfers under Sec.9116(aXt2)]
1 Jessica M. Moore Daughter 51,440.19
75 Kenmar Drive
Shermans Dale, PA 17090
2 Joseph L. Perko Son 51,440.19
75 Kenmar Drive
Shermans Dale, PA 17090
ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU 18,AS APPROPRIATE,ON REV 1500 COVER SHEET
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ 0.00
(If more space is needed,insert additional sheets of the same size)
Copyright(c)2000 form software only The Lackner Group,Inc. Form REV-1513 EX(Rev.9-00)
Main Flle No.Perko Paae#1
, .
�
?
YI ,•!
�l
����T±"�'- ' 'ry�+. ���.
�%' 1
" �.
��.�_J'.�_..�-_:..
_ ^�.'".i�:.:'�.
.-'�.
3 -''
:���
= t�
. �T
APPRAISAL OF REAL PROPERTY
LOCATED AT:
807 Allenvlew Dr
Cumbertand Courrty Deed Book 258;Page 1131
Mechanicsburg,PA 17055
FOR:
The Estate of Joseph M Perko
620 Gutshall Road
BoBing Sprir�s,PA 17007
AS OF:
O6/18/2013
BY:
Sue A Matrese
6900 Blue Rkige Ave
Hartisb�ag,PA 17112 ,
Phone 717 802-2600
e-mail/Sue(t�accu-fast.net
5`�
;�;'
Fartn GAS—'WinTOTAI•appraisal sotlware by a la made,inc.—1-800-ALAMODE
'SGHEDULE "A.1" �
' il N P #
• CGent , The Estate of Jose h M Perko Flle No. Perko
Pro Adtlress 807 Allenview Dr
C' Mechanicsbu Cou Cumberland State PA Ti Code 17055
Lender/CfieM The Estate of Jose h M Perko
TABLE OF CONTENTS
CrnerPage ....................................................................................................................................................................................................................... 1
Tableof Cmdems ............................................................................................................................................................................................................. 2
Summaryot Saliem FeaWres............................................................................................................................................................................................. 3
GPResfder�al .................................................................................................................................................................................................................. 4
GPHesider�al Cerbfications Addendum ........................................................................................................................................................................... 7
Market Conditions Addendum to the Appraisal Report..................................................................................................................................................... 9
SubjectPhotas.................................................................................................................................................................................................................. 10
SubjectPhotos.................................................................................................................................................................................................................. 11
EtteriorPhotograph Addendum......................................................................................................................................................................................... 12
FirstFloor Photograph Addendum..................................................................................................................................................................................... 13
Frstfloor Photograph Addendum..................................................................................................................................................................................... 14
SecondFloar Plwtograph Atltlendum................................................................................................................................................................................ 15
BasemerrtPhotograph Addendum...................................................................................................................................................................................... 16
BasemeMPhotograph Addendum...................................................................................................................................................................................... 17
ConditionPhotograph Addendum...................................................................................................................................................................................... 18
BuildingSketch(Page-i)................................................................................................................................................................................................. 19
ComparablePhatos 1-3.............................................................................................................................................................................................:....... 20
locationHoad Map........................................................................................................................................................................................................... 21
FloodMap.......................................................................................................................................................................................................................... 22
FIRRE/WSPAP Addendum................................................................................................................................................................................................ 23
Environme�rtal Addendum-APPraiser................................................................................................................................................................................ 24
MPraiser's Certification(License)..................................................................................................................................................................................... 26
MDraiser's E d 0.............................................................................................................................................................................................................. 27
PrivacyNotice................................................................................................................................................................................................................... 28
Form TOCNP—•WinTOTAI"appraisal soilware by a la mode,inc.—1-800-ALAMODE
M' N .
SUMMARY OF SALIENT FEATURES
Subject Address 807 Allenview Dr
Legal DesCription Cumberland Courrty Deed Book 258;Page 1131
City Mechanicsburg
Courity Cumberland
St2te PA
LpCode 17055
Census Tract 0116.05
Map Reterence Franklin 2952 D-2
Sale Price $0
Date of Sale
C6ent The Estate of Joseph M Perko
Lender/CGeM The Estate of Joseph M Perko
S¢e(Square Feet) 1,024
Price per Square Poot $
Localion Suburban
Age 30
Condition Bebw Average
Totai Rooms 5
Bedrooms 2
Baths 1.1
Appraiser Sue A Matrese
Date of Appraised Value O6118l2013
Final Estimate oi Value $ 100,000
Form SSD—'WinTOTAL"appraisal sottware by a la motle,inc.—1-800-ALAMODE
Sue Matrese ' FlI P #4
� �RESIDENTIAL APPRAISAL SUMMARY REPORT 807AllenviewDrive
Flk No.: Perko
Pro Address: 807 Allerniew Dr C' :Mechanicsbu State:PA Ti Code:17055
Cau : Cumberland Le al Descri tion: Cumberland Cou Deed Book 258�Pa e 1131
Assessor's Parcel#: 42-28-2423-321
Tax Year.2013 R.E Ta�s:E 1 801 S ecial Assessmerrts:S 0 Borrower licable: Jose h M Perko
CuneM Owner of Record: Jose h M Perko Occu a� Owner Tena� VacaM Manutactured Housi
Pro'ect T e: PUD Condaminium Coo erative Otlier describe HOA:$100 er ear �momh
Market Area Name: Allemriew Ma Reference: Franklin 2952 D-2 Census Tract 0116.05
The u ose of this a raisal is to deveb an o inion of: Market Value as defined,or ot�r e of value describe
This re ort reflects Uie folbwin value rf not CurreM,see commems: CurreM the Ins ection Date is tl�e Eftective Date Retros ecfive Pros ective
A roaches deveb ed for ffiis a raisal: Sales Com arison A roach Cost A roach Income A roach See Reconciliffiion CommeMs and Sco e of Work
Pro Ri hts raised: Fee Sim le Leasehold Leased Fee Other tlescribe
Irrtended USe: To determine the Fair Market Value of the subied as of March 7 2013 which is the date of insoection and the effective date of this
a raisal.
IMe�ed USer s name or e: The Gients The Estate of Jose h M Perko or their heirs and/or assi ns.
Cfient: The Estate of Jose h M Perko Add�ess: 620 Gutshall Road Boilin S ri s PA 17007
A raiser. Sue A Matrese Address: 6900 Blue Rid e Ave Harrisbu PA 17112
Location: Urban Suburban Rurai Predominant OnrUnit Housing PreseM Land Use Change in Land Use
Buitt up: ❑Over 75% �25-75% ❑Under 25% �upancy PRICE AGE One-Unit 55%�Not Likety
Growth rate: ❑Rapid �Stable ❑Slow �Owner $(000) (yrs) 2-4 Uni[ 1%❑Likety• ❑In Process*
Property values: ❑Increasing �Stable ❑Declining ❑TenaM 95 Low 26 Mutti-Unit % *To:
Demand/supply: ❑Shortage �In 8alance ❑Over Suppy �VacaM(0-5%) 625 Ni h 38 Comm'I 1%
Marketin time: Under 3 Mos.�3-6 Mos. Over 6 Mos. Vacam >5% 155 Pred 29 VacaM Land 43"%
,Market Area Boundaries,Descriptlon,and Market CondiUons(nGuding support for the above characteristics and t2nds): There are no foreseeable economic
factors that miaM adverselv irrfluence the marketablitv or value of the subiect Irrterest rates are averaqe to qood-3°k to 7% Loan discounts
< are 2-3%. Concessions are not uncommon in this area and usualN have little impact on the market value
Dimensions: See Attached Plat Ma Site Area: .02
Zoning Class'rfication: PDR Description: Planned Residential Development
Zonin Com liance: Le al L al nonco�rformin randfathered III ai ❑No zonin
-Are CC&Rs a licable? Yes No Unknown Have ihe documerAS been reviewed? ❑Yes No Ground ReM rf a 6cable 3 /
Highest&Best Use as improved: �PreseM use,or ❑Other use(ra�lain)
Actual Use as of Eflective Date: Single familv Residence Use as appraised in this report Si le Famil Residence
Summary of Highest 8 Best Use: The Hi�hest and Best for the subiect is its current use as a Sinqle Familv Residence.
Utilities PubGc Other Provider/DescripBon Ofi-site�mprovements Type Public Private Topography Level
?�Electricity � ❑ 200 AMP Street Macadam ❑ � S¢e .02
'Gas ❑ ❑ None Curb/Gutter Concrete ❑ � Shape Generall Rectan ular
�Water � ❑ Public Sidewalk Concrete ❑ � Drainage ars Ade uate
'SaniTary Sewer� ❑ Public Street 11gMs Electric ❑ � Yew Similar Houses
Storm Sewu Private NI None
Olher stte elemerrts: Inside Lot Come�Lot Cul de Sac Unde round UtilNes Olher describe
FEMA S c'I Fbod Hazard Area Yes No FEMA Flood Zone X FEMA Map#42041 CO287E FEMA Map Date 03/16l2009
S'tte CommeMS; No apparent adverse easemeMs,encroachments,special assessmeMS or other neaative influences were noted Subiect
however,to anv easements,encroachments,assessmeMs,etc,of record.
GeneralDesaiptlon ExterbrDeauiptlon Foundatlon Basement None Heath�g
#of Units 1 ❑Acc.UnB Foundatian ConcBbck Slab NA Area Sq.Ft. 512 Type Heat Pum
#of Stories 2 Etterior Walis BrickNin Crawl Space NA %Fnishetl 44°/, Fuel Electric
Type❑Det.�AtL ❑ Raof Surface Shi les BasemeM Full CeiGng DW
Design(Style) TradRanal Gutlers&Dwnspts.Aluminum Sump Pump� Walls DW Cooling
�Existing�Proposed❑Und.Cons.Window Type Double Hu Dampness ❑ Fbor Ca et CeMral Yes
Actual Age(Yrs.) 30 Stom✓Screens ThermaVYes Settlernem NA Outside EMry None Other
Eifective A rs. 15 Ir�estation NA
6�terbrDeseriptlon Appdancas Attic �None AmenRies CerStorege ❑None
Fbors C Win Refrigeratw ❑Stairs ❑ Fireplace(s)#0 Woodstove(s)#0 Garage #of cars( Tot)
Walls DW flange/Oven �Drop Stair❑ Patlo Rear Attach.
TriMFinish Painted Wood Disposal ❑SculUe � Deck None Detach.
Bath Fbor Vin Dishwasher �Doorway ❑ Porch Stoop Front BR-In
Bath Wainscot Fiber lass FaNHood �Fbor ❑Fence Privacy Carport
Doors Panel Microwave ❑Heated ❑ Pool None Driveway x 2
Washer/D er ❑flnished ❑ Surface Macadam
Fnished area etrove rade corrtairis: 5 Rooms 2 Bedrooms 1.1 Bath s 1,024 S uare�eet of Gross Livin Area Above Grade
Atlditional features: FroM stoop,rear fenced patio,finished basement with familv room.
Describe the condition of the property(including physical,functiorel and extemal obsolescence): tt was noted at the time of the inspection that floorinp is missinp
from the bedrooms,stairs and hallway.The cost to cure is$3,000.An adiustment was made on the sales comparisbn qrid under functional
utility. No Functional or F�demal inadeauacies were noted at the time of inspection.
CopyripMO 2007 by a la motle,inc.This fortn may be reproduced unmoOifieU without written pertnissron,hawever,a la mode,inc.must 6e aGmowletlged aiM crediled.
m RESI DENTIAL Fortn GPRES2—"WinTOTAL"appraisal software by a la mode,inc.—1•800-ALAMODE 3/2007
P
�RESIDENTIAL APPRAISAL SUMMARY REPORT FlkNo.: p�olenviewDrive
My researoh did did irot reveal airy prror sales or transiers ot the subject property tor the three years prior to the effective date of dus appraisal.
Data Source s: Local mufti-list and cou tax records
tst Prior Sub'ect SalyTransfer Anaysis of salrJtransfer history and/or any curreM agreemem of saleNstirg: No prior sale of the subiect within the last
Date: No rior sales noted three vears was rwted. No prar sales of anv of the comparables wtthin 1 vear of their most recent sale
Price: within the last 3 ars. were noted.
SourCe s:public Records-MuKi List
2nd Prior Sub'ect SalelTransfer
Date: -
Price:
Source s:
SALES COMPARISON APPROACH TO VALUE ff deve d The Sales Com arison A roach was not develo ed fa this a raisal.
FEATURE SU&IECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3
Address 807 Allenview Dr 926 Allenview Dr 703 Allenview Dr 844 Allenview Dr
Mechanicsbu PA 17055 Mechanicsbur PA 17055 Mechanicsbur PA 17055 Mechanicsbur PA 17055
;,y Propm to Sub'ect �'�:,-�°� # s-'� �-;0.06 mles NW 0.04 miles NE 0.07 miles N
_;Sale Price S 0 -:` .�. . �_$ 112 000'��.�g�..�,�a��*'3 112 000�+��. S 122 000
�Sale PriCpJGLA S /S.ft.S 109.38/5.ft „ >� y�° a 109.38/5 ft.,�„£;:� � „$ 95.31/S.ft.'' ,
Data Source s Ins ection CPML#10227058 DOM 345 CPML#10209097 DOM 345 CPML#102231061 DOM 149 '
VeriticaGon Source s Public Recorcls Public Records Public Records Public Records
VALUE ADJUSTMENTS DESCRIPTION DESCflIPT10N +- $Ad'ust. DESCRIPTION +- E Ad'ust. DESCRIPTION +- $Ad'ust.
' ' Sales or Fnancing N!A ArmLth ArmLth ArmLth
ConCessions FHA/None 0 FHA/$6 450 -6 450 FHA/$5 000 -5 000
Date oi Sa�me N/A O6/12 06112 02/13
Ri MS raised Fee Sim le Fee Sim le Fee Sim le Fee Sim le
Location Suburban Suburban Suburban Suburban
Site .02 .04 .02 .04 0
Yew Simflar Houses Similar Houses Similar Houses Similar Houses
Desi n S k Trad'Rional Trad'Ranal Trad'Rbnal Traditional
�ual' of ConsWction Avere e Avera e Avera e Avera e
A e 30 33 0 29 0 29 0
. Condition Below Avera e Avera e -5 000 Avere e -5 000 Avera e -5 000
Above Grade Tolal BArms Batlrs Total Bdrms Batl�s Tohi Bdrms Ba�hs Totai Bdrms Baths
Raom CouM 5 2 1.1 5 2 1.1 5 2 1.1 5 2 1.1
Gross Livin Area 1 024 s.ft. 1 024 s .tt. 0 1 024 sq.ft. 0 1 280 s .ft. -7 680
BasemeM&Fnished 512,Partial 512,Unfinished 0 512,Ur�nished 0 640,Unfinished 0
Rooms Bebw 62de Fami Room Fami Room None +3 000 None +3 000
Functional Util' Missi Floorin Missi Floorin -3 000 Missin Floorin -3 000 Missi Floorin -3 000
Heatin Coo6n Ht Pum Ht Pum Ht Pum Ht Pum
'Ener EfTicieM ftems T ica e/Area T ica e/Area T icalA e/Area T icalA e/Area
6ara elCa at Off Street Park Off Street Park Off SVeet Park Off Street Park
PorChlPaUo/Deck Stoo Patio Stoo Deck 0 Stoo ,Pata Stoo Deck Patio -2 000
Fre lace/etc. None None None 1 Fire lace -2 500
fCnc�JOulBuildin rad Fence Fence Fence Fence
Net Ad'ustmerrt otal �'' v� "" �";%�,'�'`- + - $ -8 000 + - $ -11 450 + - $ -22 180
Adjusted Sak Price `"�a .�� `N�� 71'` �;,',a� TI���G ��
�of Com arables :` ��roSi z.t;:�S �oa o00 .;�ross�.,ab�`'��S 100 550 ".�i�il �:> ��S ss azo
�c�Summary of Sales Comparison Approach All three comoarables were considered in th�s appraisal The Adiusted sale pdces of comparable#2 and
ui #3 were verv closeN grouped and were.q'nien the most weiqht in estimatina the Opinion of Market Value The Adiusted Sale Prices of
Comparables #1 and#2 suoport that estimated Opinbn of Market Value of the subiect.
The Wei�Med Averaae Value is determined bv usina the Gross Adiustment of sale orice for each com�arable as a measure of the relative
qualiN of the comparable. A bwer adiustment indicates a better comp,and vice versa. The ratb of gross dollar adiustment to sale price for
- each of the comps Is used to calculate the weis�ht each como should have in a wei9hted averape calculation. As with anv method this
°.;�y technfque is not pertect. However,tt does do a verv pood iob of qNing more weiqht to the most similar comos while at the same time
� minimizinq values near the e�Rremes of the indicated value ranae The Weiqhted Averaqe Value of$101 800 supports the$100 000 Opinion of
� Market Value.
Since not everv subiect property can be compared to"ideal"comparable sales,the appraiser has chosen the best sales avalable from the
market search which most cbselv confortn to investors undervvritina guidelines.
The folbwinp commerds pertain directiv to this appreisal:
1.An adjustment of$30 per square foot was made to reconcile differences in Gross Livinp Area between the subiect and compareble sales
2.Comparable#1 occurted more than six months from the date of this appreisal and but was seleded because of its similar Site Area and
because of its simBar Gross Livinp Area.
3.Comparable#2 occurred more than sbc months from the date of this appraisal and but was selected because of its similar Site Area and
because of its similar Gross Living Area.
�
Indicated Value b Sales Com rison roach S �o0 000
Capyripht�20W by a la made,inc.Tha form may be reproduced unmodified whhout written permission,hmvever,a la mo0e,inc.must be aclmowledged an0 cre0iled.
�RE51 DENTIAL form GPRES2—"WinTOTAL"appraisal soitware by a la mode,inc.—1-80QALAMODE 3/2007
�
� - f . :. �� ,� ��x�
807AllenviewDrive
� �RESIC�ENTIAL APPRAISAL SUMMARY REPORT FIeNo.: Perko
COST APPROACH TO VALUE if devalo The Cast roach was not devda ed for this ap raisai.
Provide ad uate IMormation for re fication of Vie folbwin cost fi ures and calculations.
Support for the opinion of site value(summary ot comparable land sales or other metiwds for esbmatinp site value): The estimated Site Value was e�dracted
based on counN assessmeM ratios due to lack of adeauate compareble sales of similar sites The assessed land value$17 500 divided bv
the assessed total value$11 400 (.161 times the estimated oomron of Market Value of$100 000–$16 000
EsUmated Site Value �6 000
ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SITE VALUE................................................................_$
Source of cost data: DWELLING S.Ft.@$ _$
Quai' ratl from cost service: Effective date af cos[data: S.Ft.@$ _$
Comments on Cost Approach(gross living area calcidations,depreciation,etc.): S.Ft.@$ =a
S .ft. $ _$
The Cost Approach is not aoplicable and is consklered inaooropriate for S.Ft.@ a =$
resale properties like the subiect and was not developed for this =$
� appraisal. Gara r/Ca at S.Ft.@$ _$
To[al Estimate ot Cost-New ..-$
Less Ph sical Functional Extemal
De reciation =g
Dreciated Cost oi Im rovemems .............._-_-_----------------.......=y
��As-is"Value ot Site Im rovemeMs-----------._..------.__....--------..=3
=a
=a
Estimated Remaini Economic L'rfe �f uired: 45 Years INDICATED VALUE BY COSTAPPROACH________________.___,.____.______ =S
INCOME APPROACH TO VALUE H deveb The Income A roach was not develo d for this a raisal.
Estimated Moritli Market Rent$ X Gross ReM Mutti lier =$ Indkated Value ineane roaeh
Summary of Income Approach(ncluding support for market rem and GRM):
i
PROJECT INFORMATION FOR PUDs if a licable The Sub�ect is art of a Planned Unit Develo ment.
Le al Name of Pro'ect Allenview
Describe common elemeMS antl recreational facilities: Common areas,swimmina pool,play qround and tennis courts.
Indicated Value b:Seles Com rison roach S 100 000 Cost A roach(if develo S Income A roach(if develo )S
Fnal Reconcf6ation The Sales Comoarison Malvsfs is the most reliable aoproach to value The Cost Approach is not appropriate for resale
p(operties like the subiect and was not develooed. The Income aoproach to value is not considered reliable in estimatinq value for owner
occup�ed single famiN residential properties and was not utilized in this appraisal
This appraisal is made�"as is", ❑ subject to compleGon per plans and spec'rfications on the basis oi a Hypothetical Condition that ihe improvements have bcen
completed, ❑subject to ihe following repairs or aRerations on the basis oi a Hypotl�etical Co�iGOn that the repairs or atterations have been completetl,❑subject to
Vie followirg required inspection based on the E�QraoMinary Assumption that the condition or deficiency does not require afteration or repair. The indicated Estimate
of Value assumes all svstems and eauipment associated with the real estate to be in workinq order/conditan
This re ort is also sub ect to other H othetical Conditions and/or Extraordina Assum tions as spec'rfied in the attached addenda.
Based on the degree o}tnspection of the subject property,as indicated below,defined Scope of Work,Statement of Assumptions and Limking Conditions,
and Appreiser's CertiNcations,my(our)Opinion of the Market Value(or other specified value type),as deflned herein,of the real property that is the subject
of this report is: S 100,000 as ot 06/1 S/2013 ,which is the ettective date of this appraisal.
It indicated above,this Opinan of Value is subiect to Hypotheticai Conditions and/or Extraordinary Assumptions included in this repoR See attached addenda.
A true and complete copy of this report wmains 31 pages,including exhibits which are considered an imegral part of the report.This appraisal report may not be
propedy understood witliout ref�e to the i�rformation coMained in the complete report.
Attached Exhibits:
� �Scope M Wodc �Limitlng Cor�JCerti(ications ❑Narrative Addendum �Ptwtopraph Atldenda �Sketch Addendum
� �Map Addenda �AddiUOnal Sales ❑Cost Addendum �Fbod Addendum ❑Manuf.House Addendum
a H othetical Conditions ❑E�raoMina Assum tions ❑ ❑
Clierrt Cortlact The Estate of Joseoh M Perko CIieM Name: The Estate of Joseph M Perko
E-Mail: NA Address: 620 Gutshall Road Boilin S ri s PA 17007
APPRAISER SUPERVISORYAPPRAISER(if required)
or CO-APPRAISER(if applicable)
y
W
4.'
� ` 0
Q Appraiser Name: Sue A
� Comparry: Sue A Matrese Comparry:
y Pfwne: (717)802-2600 Fax: NA Phone: Fax:
E-Mail:SuemaVeseCdlamail.com E-Mait:
Date oi Report(Signature): June 24,2013 Date of RepoR(Signature):
Lice�se or CerUficatlon#: RL139893 State: PA License or CerCrfication#: State:
Designation: PA Cert'fiied ResideMial Real Estate Ao�raiser Designation:
Expiratlon Date of License or Certification: 06/30/2013 Expira5on Date of License or Cerfrfication:
Inspection of Subject �IMerior&Exteriar ❑Exterior Onty ❑None Inspection oi Subject ❑irrterior&Exterior ❑Fxterior Ony ❑None
Date ot Inspection: 06/18/2013 Date of Inspection:
CopyrigM�2007 by a la mode,inc.This farm may 6e repro0uced unmodifie0 wilhaut written peim'ssion,however,a la motle,inc.must be aclmowle0ped and cred'AflE.
�RCJI V CIV 1 IHL Form GPRES2—"WinTOTAL'appraisal software by a la mode,inc.—1-800-ALAMODE 3/2007
_ _ _
___ _ . .
__ _ _ __
P
' 807AllenviewDrive
Assum tions Limitin Conditions �Sco e of Work FlIeNo.: Perko
Pro Address: 807 Allenview Dr Ci :Mechanicsbu State:PA �i Code:17055
Cfient: The Estate of Jose h M Perko Address: 620 Gutshali Road Boilin S rin s PA 17007
A raiser. Sue A Matrese Atldress: 6900 Blue Rid e Ave Harrisbur PA 17112
STATEMENT OF ASSUMPTIONS&LIMITiN�CONDITIONS
—The appraiser will not be respansible for matters of a legal nature that affect either the property being appraised or the title to it.The appraiser
assumes that the title is good and marketable and,therefore,wili not render any opinions about the title.The property is appraised on the basis
of tt being under responsible ownership.
—The appraiser may have provided a sketch in the appraisal report to show apprmcimate dimensions of the improvements,antl any such sketch
is included only to assist the reader of the report in visualizing the properiy antl understantling the appraiser's determination of its size.Uniess
otherwise indicated,a Land Survey was not performed.
—If so indicated,the appraiser has examined the available flood maps that are provided by the Fetleral Emergency Management Agency(or other
data sources)and has noted in the appraisal repoR whether the subject sfte is located in an identified Special Flood Hazard Area.Because the
appraiser is not a surveyor,he or she makes no guarantees,express or implied,regarding this determination.
—The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,uniess specific
arrangements to do so have been made beforehand.
—If the cost approach is included in this appraisal,the appraiser has estimatetl the value of the land in the cost approach at its highest antl best
use,and the improvements at their contributory value.These separate valuations of the land antl improvements must not be used in conjunction
with any other appraisal and are invalid'rf they are so used.Unless otherwise specifically indicated,the cost approach value is not an insurance
value,and should not be usetl as such.
—The appraiser has notetl in the appraisal report any ativerse conditions(including,but not limited to,needed repairs,depreciation,the presence
of hazardous wastes,toxic substances,etc.)observed during the inspection of the subject property,or that he or she became aware of during the
normal research involved in performing the appraisal.Unless otherwise stated in the appraisal report,the appraiser has no Imowiedge of any
hidden or unapparent conditions of the properry,or adverse environmental conditions(including,but not limited to,the presence of hazardous
wastes,toxic substances,etc.)that woultl make the property more or less valuable,and has assumed that there are no such conditions and
� makes no guarantees or warranties,eupress or implietl,regarding the condition of the property.The appraiser will not be responsible for any
� such conditions that do epst or for any engineering or testing that might be required to discover whether such conditions epst. Because the
' appraiser is not an expert in the field of environmental huards,the appraisal repoR must not be considered as an environmental assessment of
the property.
—The appraiser obtained the information,estimates,and opinions that were expressetl in the appraisal report from sources that he or she
; considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items
that were fumished by other parties.
—The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Stantlards of Professional Appraisal
Practice,and any applicable federal,state or local laws.
—If this appraisal is indicated as subject to satisfactory completion,repairs,or alterations,the appraiser has based his or her appraisal report
; and valuation conclusion on the assumption that completion of the imprrnements will be performed in a workmanlike manner.
An appraiser's clier�is the party(or parties)who engage an appraiser in a specific assignment.My other party acquiring this repoR from the
� client does not become a party to the appraiser-client relationship.Any persons receiving this appraisal report because of tlisclosure requirements
applicable to the appraiser's client do not become intended users of this repoR unless spec�caliy identified by the client at the time of the
� assignment.
—The appraiser's written consent and approval must be obtained before this appraisal report can be conveyed by anyone to the public,through
ativertising,public relations,news,sales,or by means of any other media,or by fts inclusion in a private or public database.
—An appraisal of real propeRy is not a'home inspection'and should not be construed as such.As part of the valuation process,the appraiser
,� performs a non-invasive visual inventory that is not intended to reveal defects or detnmental conditions that are not readily apparent.The presence
-..,: of such conditions or defects could adversely affect the appraiser's opinion of value.Clients with concerns about such potential negatNe factors
: are encouraged ta engage the appropriate type of expeR to investigate.
The Scope of Work is the type and extent of res�rch and analyses performed in an appraisal assignment that is required to produce credible
assignment results,given the nature of the appraisal problem,the specific requirements of the intended user(s)and the intended use of the
appraisal report.Reliance upon this report,regardless of how acquired,by any party or for any use,other than those specified in thls report by
the Appraiser,is prohibited.The Opinion of Value that is the conclusion of this report is credible onty within the context of the Scope of Work,
Effective Date,the Date of Report,the Intended User(s),the Intended Use,the stated Assumptions and Limiting Conditions,any Hypothetical
Conditions and/or Extraordinary Assumptions,and the Type of Value,as defined herein.The appraiser,appraisal firm,and related parties assume
M1, no obligffiion,liabilit�r,or accountabiliry,and will not be responsible for any unauthorized use of this report or its conclusions.
Additianal Commems(Scope ot Work,Extraordinary Assumptions,Hypothetical Conditions,etc.):
� Copyripht�2007 by a la mode,inc.This(arm may be repraduced unmodified wAhout wdtlen permasian,haxever,a la mode,inc.must he aclawwledped and creUtleO.
RE51 DENTIAL Form GPRES2AD—"WinTOTAL°appraisal soitwa2 by a la mode,inc.—1-800-ALAMODE 3/2007
I P
•Certifications 807AllenviewDrive
Fle No.: Perko
Pro Address: 807 Allenview Dr C' :Mechanicsbur State:PA Ti Code:17055
CGent: The Estate of Jose h M Perko Address: 620 Gutshall Road Boilin S ri s PA 17007
AD�iSer. Sue A Matrese Address: 6900 Blue Rid e Ave Harrisbu ,PA 17112
APPRAISER'S CERTIFlCATION
I certif�r that,to the best of my knowledge and belief:
—The statemeMs of fact contained in this report are true and correct.
—The credibility of this report,for the stated use by the stated user(s),of the reportetl analyses,opinions,and conclusions are limfted only by
the repoRed assumptions antl limiting condftions,and are my personal,impartial,and unbiased professional analyses,opinions,and conclusions.
—I have na preser�or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties
involved.
—I have no bias with respect to the property that is the subiect of this report or to the parties involved with this assignment.
—My engagement in this assignment was not contingent upon developing or reporting predetermined results.
—My compensation for completing this assignment is not contingent upon the development or reporting of a prede[ermined value or tlirection
in value that favors the cause of the client,the amoum of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent
event directly related to the ir�ended use of this appraisal.
—My analyses,opinions,and conclusions were developed,and this report has been prepared,in conformity with the Un'rform Standards of
Professional Appraisal Practice that were in effect at the time this report was prepared.
—I did not base,eiUier partially or completely,my analysis antl/or the opinion of value in the appraisal report an the race,color,religion,
sex,handicap,familial status,or national origin of either the prospective owners or occupants of the subject property,or of the present
owners or occupants of the properties in the vicinity of the subject property.
—Unless otherwise indicated,I have made a personal inspection of the property that is the subject of this report.
—Unless otherwise indicated,no one provided significar�real property appraisal assistance to the person(s)signing this certification.
Additional Certifications:
DEFlNITION Of MARKET VALUE*:
Market value means the most probable price which a property should bring in a competltive and open market under all conditions requisite
to a fair sale,the buyer and seller each acting prudently antl knowledgeably,and assuming the price is not affected by undue stimulus.
Implicit in this definition is the consummation of a sale as of a specified date and the passing of tiUe from seller to buyer under conditions
whereby:
1.Buyer and seller are typically motivated;
2.Both parties are well ir�ormed or well advised and acting in what they consider their own best interests;
3.A reasonable time is allowed for exposure in the open market;
4.Payment is made in terms of cash in U.S.dollars or in terms of financial arrangements comparable thereto;and
5.The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions
granted by anyone associated with the sale.
*This definition is fram regulations published by federal regulatory agencies pursuant to Title XI of the Fnancial Ins�tutions
Reform,Recovery,and Enforcement Act(FlRREA)of 1989 between July 5,1990,and August 24,1990,by the Federal Reserve System
� (FRS),National Credit Union Administration(NCUA),Federal Deposit Insurance Corporation(FDIC),the Otfice of Thrift Supervision(OTS),
and the Office of Comptroller of the Currency(OCC).This definition is also referenced in regulations jointly published by the OCC,OTS,
fRS,and FDIC on June 7,1994,and in the Interagency Appraisal antl Ev�uatlon Guidelines,dated October 27,1994.
CIieM Contact The Estate of Joseah M Perko CIieM Name: The Estate of Joseph M Perko
E-Maii: NA Atldress: 620 Gutshall Road Bo�i S ri s,PA 17007
APPRAISER SUPERVISORYAPPRAISER pf required)
or CO-APPRAISER(if applfcable)
H �
W
K
� ` 0
Q Appraiser Name: Sue A
� Company: Sue A Matrese Compa�ry:
y Pfane: (7171802-2600 Fax NA Phone: F�x;
E-Mail:SuemaVese(iD.s�mall.com E-Mail:
Date Report Signed: June 24.2013 Date Report Signed:
Lice�ue or Certlfica�on#: RL139893 State: PA License or Certificffiion#: State:
Designation: PA Certifwd ResideMial Real Estate Appraiser Designation:
Expiration Date of License or CerMication: 06/30/2013 Expiratlon Date of License or Certrfication:
InspecGon of Subject �IMerior&FiQerior ❑Exterior Onry ❑None Inspection of Subject ❑Irrterior&Exterior ❑Fxterior Ony ❑None
Date oi Inspection: 06/18/2013 Date oi Inspection:
CopyripM�2007 by a la mode,inc.Tha form may be reproaucad unmodified withaut writlen permission,hawever,a la rtrode,inc.must be admowledged and cretliled.
L,j/I�LJI V LI Y 1 IAL Fortn GPRES2AD—�M1inTOTAL'appraisal sottware by a la motle,inc.—1-800-ALAMODE 3/2007
Main File No Perko Paae#9
� ' Market Conditions Addendum to the A raisal Re ort 80'""8"��"'°'"e
Flk No. Perko
The purpose of this atldendum is to provide Vie lender/c6eM with a clear and accurate undersianding of the market trends and co�itions prevalent in the subject
nei hborhood.This is a re uired atldendum for all a raisal re arts with an effective date on or after A ril 1,2009.
Pro AddreSS 807 Allenview Dr C� Mechanicsbu State Pq ZIP Code 17055
Borrowe� Jose h M Perko
Ir�structbnc:The appraiser must use the information required on ffiis form as the basis for his/her conclusions,and must prwide support for ffiase conclusions,regarding
housing trends and overau market wnditions as repoRed in the Neighborhood sectlon of the appraisal repoR torm.The appraiser must fill in ap the iMarmatlon to the extem
it is available and reliabk and must prrnide anatysis as indicated bebw.If any req�ared data is unavailable or is considered unrePable,ihe appraiser must provide an
e�lanation.tt is recognrzed that not all data sources will be able to provide data for the shaded areas below;'rf it is availabie,fawever,the appraiser must include Uie data
in the anaysis.tt data sou�es provide the required ir�ortnation as an average instead of the median,ihe appraiser should repoR the availabie tigure and ide�ify it as an
average.Sales and Gstings must be properties that compete with the subject property,determined by apptying the criteria that wouid be usetl by a prospective buyer of the
sub'ect ro e .The a praiser must e lain an anomalies in the data,such as seasonal markets,new construction,forecbsures,etc.
h � b ' Prior 7-12 Montlu Priar 4-6 Morrths Currerrt-3 Months Overall Trend
Total#of Com rable Sales Settled 1 1 1 Increasin Stable Declinin
Abso tion Rate otal Sales/MoMhs 0.17 0.33 0.33 ❑Increasin Stable Declinin
Tmal#of Com arable Active Listin s 1 1 0 ° Declini ° +;Stablfl�'° -'.increasio"'.
MoMhs of Hausi Su I otal Listin�/Ab.Rate 5.9 �' 3.0 0 Ueclini �Stdble . ,'increasin
��k��P�i�sele/Lkt X: Prior 7-12 Morrths Prior 4�Morrths Currerrt-3 Momhs Overall Trend
Median Com arable Sale Price 112 000 112 000 122 000 Increasin Slable ❑Deciinin
Median Com arable Sala Da s on Market 345 68 22 Declinin Stable Increasin
Median Co arab�List Price ' 110 950: 118 450 124 900 ❑fnCteasiq=�:$table,', ':D�Cli�un
iu
Median Com arabk Listi s Da s on Market 206° 45 ' 22 Declini 5table''.. i lncrea�in
� Median Sale Price as%of List Price 102°h 100% 98/ Increasin �Siable Declinin
. Seller-devdo er,builder,etc. aid financial assistance revalenY? Yes No Deciinin Stable Increasin
E�lain in detail tice seHer concessions trends for tlie past 12 months(e.g.,se�er contributions increased from 3%to 5%,increasing use of buydawns,closing costs,coMo
' fees,o tions,etc.. Based u n com arable sales found seller concessions thou h revalent 66%of the com arabie sales used in this
a raisal are minimal erceM a e wise at 4.1%to 5.8°h and seem to have minimal im act on the final sellin rice of a ro e .
' Are forecbsure sales EO sales a tacta in the markd? Yes No If es, lain mcludi fhe tr�ds in fisti s and sales of toreclosed ro er6es.
ForeGosure sales REO sales are not a factor in the overell resale market in the U er Allen Townshi area of Cumberland Coun . T icall
foreclosures are urchased b the lender!contractors/investors at discounted rices•refurbished and then resold at market rices.
CRe daTa sourCes tor above iMortnation. Data source for the above infortnation is the Central Penn Mutti-List. The total number of active listin s
duri a s ecific Gme riod is not available from the Cerrtral Penn Mutti-List or an other source known to this a raiser. Acfrve listin s
indicated for rior month time frames are for new listi s onl .
Summarize the above i�rformation as support far your conclusions in Uie Neighborhood section of the appraisal report form.If you used any additional infortnation,such as
an anal sis of endin saks and/or ired and withdrawn listin s,to tormulate our conclusions, rovitle both an lanation and su port for our conclusions.
The a raiser obtained the statistics above usi the criteria outlined in the instrudions above and IimRed the search area to the Sub'ect
Nei hborhood as defined on a e one of the URAR as directed b FANNIE MAE for the com letion of this form.
In com letin this ana is where no distinct trend can be readil identified due to inade uate data re ardi the number of listi s and/or sales
the Overall Trend was considered to be Stable.
d the subket b a�It N e condominium or cooperative pro�ect,eomplete the foibwing: Pro Name:
Subject Pro'ect Dafa Prior 7 12 Mordhs Prior 4-6 Morrths Currem-3 Mor�hs Overall Trend
ToTal#oi Com arable Sales Settled Increasin STabie Declinin
Abso tion Rate otal Sales/Montl�s Increasin Stable Declinin
Totai#of Active Com ble listin s � Declini � Stabl�`,' �.�Increasin`
Mordhs of Unft Su 1 opl Listin s/A6.Rate - � Decliqin ^ rStBble " -�--lncreasi����.
Are torecbsure sales(REO sales)a tactor in the project? Yes No H yes,indicate the number of REO listings and e�lain the Vends in listings and sales ot
forecbsed ro rties.
. Summarize ihe above tre�ds and add�ess the im act on the sub'ect unR antl ro ect. �
Si r�ture
� A raiser Name Sue A MaV Sup '
Com a Name Sue A Matrese C a Name
� Com an Address 6900 Blue Rid e Ave Harrisbur PA 17112 om an Address
� Shte License/CerBfication# RL139893 State PA State License/Certification# State
Email Address Suematrese@gmail.com Email Address
Freddie Mac Form 71 March 2009 Page 1 d 1 Fannie Mae Form 1004MC March 2009
Form 1004MC2—°WinTO7AL°appraisal software Gy a la mode,inc.—1-800-ALAMODE
i #
� � Subject Photo Page
Clie,nt The Estate of Jose h M Perko
Pro e Address 807 Allenview Dr
C' Mechanicsbu Cou Cumberland State PA Zi Code 17055
Lender/CGerrt The Estate of Jose h M Perko
Subject Front
_ 807 Allenview Dr
Sales Price 0
Gross Living Area 1,024
Total Rooms 5
Totai Bedrooms 2
Total Bathrooms 1.1
Location Suburban
Vew Similar Houses
Site .02
Qislity Average
Age 30
,�.' ��.�� ��"` SubjectRear
� �,='"���� �� ax� �':
��t� rr� � s�r:�
�'�°��.�r ' ;t.
�7 ti
.R�� �'.;%:_:., ,a,rs`
...{. �� '��.r+.�F. '
r
��I f� e�-���^-^��
r
�— ,_'_�
.._ ... �_��-��
Subject Street
,�,- �:`
Fortn PIC3x5.SR—'WinTOTAI"appraisal sotiware by a la mode,inc.—1-80QALAMODE
' N ��
! � Subject Photo Page
CIieM The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
C' Mechanicsbur Cau Cumberfand State PA Zi Code 17055
Lender/CIieM The Estate of Jose M Perko
� �t ��� Subject Front
�� 807 Allenview Dr
Sales Price 0
Gross Living Area 1,024
_ 4 Total Rooms 5
Totai Betlrooms 2
Total Bathrooms 1.1
� Location Suburban
:�>
" Yew Similar Houses
- Site .02
�uality Average
Age 30
:
Subject Rear
Subject Street
Form PIC3x5.SR—"WinTOTAL°appraisai software by a la mode,inc.—1-800-ALAMODE
___ _ _ _ _
nt �
� � Exterior Photograph Addendum
CIieM The Estate of Jose h M Perko
Pro Address 807 Allerniew Dr
�� Mechanicsbur Cou Cumberland Siate pq Ti Code 17055
Le�er/CGent The Estate of Jose h M Perko
� �"� ` ' J'�: ,� � Air Cond'Rbner
,F � yi F
i =,y ���I ����,F
�� �� .�� �
.�
�:�
r
�
Fortn GPIC3X5—°WinTOTAL°appraisat soitware by a la motle,inc.—1-800-ALAMODE
- . M' ii P 1
First Floor Photograph Addendum
CIieM The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
�� Mechanicsbur Cou Cumbertand State PA Zi Code 17055
Lender/CIieM The Estate of Jose h M Perko
Kitchen
����
M`�`_
��
Dining
�N "�
fi''
Y. i
�r.
t
!
$
Livingroom
r:i�`
.��
�
. f�
Form GPIC3X5—"WinTOTAL'appraisal soitware by a la mode,inc.—1-800-ALAMODE
Main i e#4
� � First Floor Photograph Addendum
Cfierrt The Estate of Jose h M Perko
Pro e Address 807 Allenview Dr
�� Mechanicsbu Cou Cumberland State PA Zi Code 17055
Lender/CBerrt The Estate of Jose h M Perko
PowderRoom
; ;
Form GPIC3X5—•WinTOTAL"appraisal soflware by a la mode,inc.—1-800-ALAMODE
, � �n N Pe�o Paae#1�
� Second Floor Photograph Addendum
Client The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
�� Mechanicsbu Cou Cumberland State PA Zi Code 17055
Lender/CIieM The Estate of Jose h M Perko
Bedroom
Bedroom
Bathroom
form GPIC3X5—"WinTOTAL"appraisal soitware by a la mode,inc.—1-600-ALAMODE
� � ai il N #6
Basement Photograph Addendum
Client The Estate of Jose h M Perko
Pro Add2ss 807 Allenview Dr
C' Mechanicsbur Cou Cumberland State PA Ti Code 17055
Lender/CfieM The Estate of Jose h M Perko
Family Room
� '� ;"" Storage/Ut1ity
_ �s^a,,
��'�
Fumace
Form GPIC3X5—'WinTOTAL"appraisal soitware 6y a la mode,inc.—1-800-ALAMODE
� ` n RI P a 17
Basement Photograph Addendum
Cfient The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
C' Mechanicsbur Cou Cumberland State PA Zi Cotle 17055
Lender/CNeM The Estate of Jose h M Perko
200 AMP Service
Sump Pump
form GPIC3X5—'WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE
. � P #
Condition Photograph Addendum
Cfic�nt The Estate of Jose h M Perko
Pro e Address 807 Allenview Dr
�� Mechanicsbu Cou Cumberland 5tate PA Z Code 17055
LendedClierrt The Estate of Jose h M Perko
Missing Flooring
Missing Flooring
Missing Flooring
Form GPIC3X5—°WinTOTAL�appraisal software by a la mode,inc.—1-800-ALAMODE
;:x-
� , . i �
x Building Sketch
�� The Estate of Jose h M Perko
Pro Address 807 Allerniew Dr
� Mechanksbu Cou Cumberland Siate PA L Code 17055
Lender/CfieM The Estate of Jose h M Perko
Firt Floor
[512 Sq ft] Basement .
� . [512 Sq ft] �
' , Second floor
16' [512 Sq ft]
m 'Patlo m
(128 Sq R] � 16, .
16'
'16'
Livfnp Room
� Bedroom
Storage
� d Rm ti m N N Bath W
- M N
Kitchen
' Famlly Room
Dininq
S,
8edroom
Stoop in ' �' 16' . 16'
[25 Sq ft] 5,.
mnas�p.�nea..nc � AraUko4tb�sSumm�ry
° .9_ �!!�.a.�!:�J
'FistRoor � 5125qR � .._..32x16�=512�
���� 512Sqft � 16x32=512
Tohl llvin9�(Rornda�: � � 10=4 Sq R . � .
,..NOp• .e..._
.____ Y
Patl° ._.. .. . . ..... � 1285Gft. .:_ , . 'p�.�s=._'.-',�u��l�"'.".'�.��.��`ai"i�'f'"��.a�
16 x 8 s 128
S�D u�h 5 x 5 = 25
BasaneM . . 512 Sq ft 16 x 32=532
Form SKT.BIdSkI—'WinTOTAL'appraisal software by a la mode,inc.—1-800-ALAMODE
„ M' il P
� Comparable Photo Page
CGerrt The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
� Mechanicsbur Cou Cumberland State PA �i Code 17055
Le�edCfieM The Estate of Jose h M Perko
Comparable 1
926 Allenview Dr
Pmx to Subject 0.06 miles NW
Sale Price 112,000
Gross Living Area 1,024
Total Rooms 5
— Total Bedrooms 2
Total Bathrooms 1.1
Location Suburban
Yew Similar Houses
— Site .04
—�^�.,y �uality Average
• � Age 33
l� L �
._.., _� ._._-.
Fi:,;�”
Comparable 2
703 Allenview Dr
Prox to Subject 0.04 miles NE
t Sale Price 112,000
r
=�" Gross Living Area 1,024
� Tatal Rooms 5
Tot�Betlrooms 2
��_�`��_� Total Bathrooms 1.1
�"- Locffiion Suburban
r `��'�i Vew Similar Houses
'` �": Site .02
�uality Average
,�'� Age 29
' - '�'• Comparable 3
&44 Allenview Dr
Prox to Subject 0.07 miles N
Sale Price 122,000
Gross Living Area 1,280
Total Rooms 5
Total Betlrooms 2
Total Bathrooms 1.1
Location Suburban
Yew Simiiar Houses
Site .04
"-j �uality Average
Age 29
Form PIC3x5.CR—'WinTOTAL"appraisal software by a la mode,inc.—1-600-ALAMODE
. . �
Location Road Map
C�errt The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
Ci Mechanicsbur Cou Cumberland State PA Zi Code 17055
Lentler/Cfierrt The Estate of Jose h M Perko
Highlighted Neighborhood Boundaries
". ' r.::. _.
d I�r11fld@,Il1C. _; �' -
MMa�n�tYblwetetlrel�q� � . .. _ �
� '
,.-" � P�*kwry�.�_, .�._:� - �,.�� _ .._".. ,�.',. ' KP�$d... .
flaa
-._ . ", . -MhYneOr �: .. . . -> ���.
_
_ . � .. f5 1i�RRd--- �- -- � .� -�:�
uu�n - -EWindin9 J i.,
.. , �
= - _. :,.�
-parkHdls4'=�' -c-- .
ng.FfiU Rd .. . . I i , � ..
--- Y+.
- t�Ra
� ,��'',
?
E o' b Wmdin ' � ,4+ellam or �hd�o•ei \
"v N
�� .�.7i .,�1. .geNredere� . . HpF��., `.�•.-�..
��i
a. CanwaY'�� .
r� � �.��eV � Gkndale- �Nd. . ��.��krBam��G a0�
�ai �,Fa.��� 3 Me � �y0 �,�
�`A
�o
V�� ' `�� � � I
i �
,.�.��y�� � O �eD� k
✓o�ga�L i
Y'�� � Q �
�� m �
r =
�13, \\`!O� pt. n. � .
� �° N� Q �
r �
Subject ya
SD7lUlenview Dr
Mechanirsburg,P/117055
� 'Am�°fl� 6'�4Norn a
r �
. � �c � San)ua^�t �
7 a
4 � +'�P —
. . - 1°n `% �4anP.R —- _
4
r�,�� �� �a ni� l Q.b .__
e,g `��� � {Nnd� .E,���
���a "� �, -`'_u.�;
o '� � ,
� My�e_
� 'Nantilly , = I�
I�
6 Q,`'o { �t9t S� � . - _ �y� .,
. �`\U Z�d. - . . � � e� :;:
� �i
Bowma�sdale' I ci�'� 3 --o
, - a --a
�" = 3
% A
.. �- �d'� , a--�r.
���tr0.a � �,��„„r
��n�=
v+- -f Y�' �c��
� .��'- `�,�.BY�e!!ow w �.rLL
. , . p
,
� . , ." , CreeFr
�. . ..•__- _ ...�
6 ���_ �.�_'�_�..
.:'� �` '�. .
`� Nle�s�""yRa SOOyds
bl ,
; _ _
, _:. _ _ _
'�4'3+'"' _A7af.:3 Ar� � 9'_JJ33r^ca^
sc� 7'J'17�da=J 9:1c3
Form MAP.LOC—"WinTOTAL"appraisal software by a la mode,inc.—t-80QALAMODE
� � Aerial View of Subject
Cflent The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
�� Mechanicsbur Cou Cumberland Sfate PA �i Cotle 17055
LentledCfieM The Estate of Jose h M Perko
a la mode inc:
�.....,.....��.�. �
m ,.
�
.
, o ,oe
.
.e
•
.
.
� r�
�, �
. � Sub�ect �
SO7 Allenview Drive � ` ,
Mechanicsburg,PA 17055
�
. `s.
�
B
��;-9
*t
��
�:
•
Form MAP.Generic—"WinTOTAL"appraisal sottware by a la motle,inc.—t-800-ALAMODE
� " Plat Map
Clie,nt The Estate of Jose h M Perko
Pro e Address 807 Allenview Dr
�� Mechanicsbur Cou Cumbertand State PA Zi Cotle 17055
LendeUClierrt The Estate of Jose h M Perko
Property Mapper
CumbeHand County,PA
:;;�,�
ns.
`Q
`;
� ; 0�
`�
CwM¢c mu un.u�nyRS mervea.non Ln ii xoli io:zi:�5 rn. ..... . . '
!01�LLPIVIEW OR]VE
OIN:I]-28-N2}3it
DeetlOeot:00i$l-031�I
OwIR�PERKD�]OSHN M
LaM U!!Ce4:101
�Y T/0�:R
beipe:0.03
Sp�eleet:900
AaCle 4aty{:T
Clpn!G�een 3alu:
laM MsescM Wlut f:1)S00 "
lWd4�stMSeE VMUe 1:91900
M�I MflblU qly�f:IS1�00
S�N�M4 f:!�N
sNe aK:�w n mui on:oo:ao rn
reremn:�ssa
n�,Nawnb:uwnt u�x rowxyuv
NNyt In RanM:2
lY0!M Onl�bp:lOMfl
�1�y ErtMer.4umin�m
6ifemeR VwunO9�:100
u.�anoroq:ac �
mni weem���
e.am�a:z
FUI B�tli:t
M�p E�t�:t
Form MAP.PLAT—°WinTOTAL"appraisal software by a la mode,inc.—t-800-ALAMODE
M' Fle N rk
Flood Map
Client The Estate of Jose h M Perko
Pro Address 807 Allenview Dr
�� Mechanicsbur Cou Cumberland State PA Zi Code 17055
Lender/CIieM The Estate of Jose h M Perko
e Prepared for
InterFlood� Sue Matrese
a•"aio0e BOTAUenviewDr
www.Interflood.com. i-800-252-6633 Mechanicsburg,PA 17055-fi1�
�� �:
3'bij.
.. �.::
�T�. �
� .�� A�.
' �c'.�'", :f}^
M.� �'-'R rJ'
s}�';_'% ,�d '�- •
x�Fb..
4 .'��,J?n ����Y�.
Tr+y
'.".�s
-:F-.-t:,-.Z `E:
,,_,,
Subject �
.s,,� �; �.�
807 Ailenvi�w Drive 'R� � �� M� ; �
� ��� :, i `���r �: ��:
'" �.r " �. �
"` '' ;, ,�"�. �,� ,i
�� �,,
.,} � ''�"�+
♦' ��
f �/
�.
��Q$���
t
Fb!Od biar�ld$Q�1a�y �
Nap Atem6er
?"b'; 42U41CQ287E
Flteclivr Qate
_ kerctt 16.20Q9
.,:�"' ��r a
'��s+' `
y � i•'
m S(��'�
t' _
�
. �''t { y.� '
�����` � .h � � � .
£ig y�'-�'�*` £ �. ':
.�. ��^ '.
4' 300' 600' 90Q' 1 ZUO'. . �_
, � ; ra.�m ny F�,�
a.. srr.rr.Ft�an
��}� w�v.iboRoucecom
O t99�2012 SouoeRvse aa�or F3oodS�ce CwPestions.A1 rqhts Rsetred.Palsni 6.631.3�amd B.87B.Rt5.OtMi Pa��Pg�i4 Fm�IMo:iNo@ihcdspeczcom
Form MAP.Fbotl—'WinTOTAL"appraisal software by a la motle,inc.—1-800-ALAMODE
�ri.�,..�, �... ,,.� � ;���.. ,.�„�� _ � � �_ ,� ._ . _
Sue Matrese M P
` ` FIRREA'/USPAP`ADdENdilM' '� '� ��
, . . , � � _,_. ��
Client The Esiate of Jose h M Perko
Pro e Address 807 Allenview Dr
C' Mechanicsbu Cou Cumberland State PA Zi Code 17055
Lende�/CIieM The Estate of Jose h M Perko
Pu� ose ;� .�.... , . �
The o(the a reisei is to rovida an inion of market value of the su6'ect e as defined in this re rt on behaB ot the a raisal com n facilRatln�the �
ass'nment Tor Ne referenced diant as the intended user of the re rt.The onl tunction oF the a raisal is to assist the dient mentioned in this ra R in evaluatin the
sub'ect Tor lendin u es.The usa of this a raisal an ne Wher Nan Ihe stated intended user,or fa an other use than the stated intentled use,is rohibitetl.
$CO 8� . _,. . . .. . �- �_�. ,.
The sco e of work for this a raisal is defined b the com le' of this a raisal ass' nment and the re orti re uirements of this a reisal form
includin the definition of market value statement of assum tions and limitin conditbns and certifications. The a raiser must at a minimum:
1. erform a com lete visual ins ection of the interior and eMerior areas of the sub'ect ro e �
2.ins ectthe ne hborhood•
3.ins ect each of the com arable sales from at least the street
4.research ver' and anal e data from reliable ublic and/or rivate sectors�and
5.re rt his or her ana is o inions and conclusions in this a raisal re ort.
Intended Use:/�IMended�User
The iMended use of this a raisal re ort is for the lenderldierrt to evaluate the ro e that is the sub'ect of this a raisat for a mort a e finance
traruaction.
The ir�tender user of this a raisal re rt is the lender/Gient.
The use of this a raisal b an ne other than the stated iMended user or for an other use than the stated intended use is rohibited.
Hist of Pro e
CuRerrt listing i�rformation: Accordinp the Central Penn Mutti-List Information Svstems the subiect has not been listed for sale within the last 12 months.
Prio�sak: No rior sale of the sub'ed within the last 36 months was found.
osure TimelMarRetln Time ; , _,.. ,,, , ;
A reasonable estimate of E sure Time for the sub'ect ro is 90 to 180 da utlizin market conditions ertinent to the a raisal
assi nment.
Parsonal non-rea Transfers
No value was iven to a ersonal ro e in estimati the o inion of Market Value of the sub'ect.
Addfffonal Gomments �
,. .. .. ,
_._
This is a Summa raisal re orted on the GPRES2 Dated 3/2007 form. The a raisal is based on the formation athered b the a raiser
from ublic records other identified sources iru d'an of the sub ect ro and nei hborhood and selecYbn of com areble sales listi
and/or rentals within the sub'ect market area. The o' inal source of the com arables is shown in the Data Source section of the market rid
alon with the source of confirmation 'rf available. The o' inal source is reseMed first. The sources and data are considered reliable. W hen
conflictin informatron was rovided the source deemed most reliable has been used. Data believed to be unreliable was not included in the
re ort nor used as a basis for the value conGusion. The e�Qent of anal is a lied to this ass' nment ma be further im arted within the re ort the
raisers CertiFication bebw and/or an other State of Limiti Conditions and raiser's CertiFication such as ma be utilized within the
GPRES2 Dated 3/2007 form when a licable.
I have erfortned no other services as an a reiser or in a other ca ac' re ardin the ro e that is the sub'ect of this re oR within the
three ear eriod Immediatl recedi acce tance of this assi nment.
Gertlflcatlon Su lemerrt
1. This appraisal assipnmeM was not based on a requested minimum valuation,a specific valuatlon,or an approval oi a loan.
2. My compensatian is not corrongeM upon tlie reportng ot a predetermined value or direction in value ihat favors the cause oT the cliem, fhe amount oi the value
estimate,me attainm�[of a stipulated resutt or the occurtence of a subsequeM eveM.
3.My anatyses,opinions and conclusions were developed,and mis report has been prepared in corrformity with the Uniiorm Standards ot Protessional Appraisal Practice.
P�nsyNania Certified Reside�al Real Estate Apprai
PA Cerpfication#RL139893 F PA#RL139
i
Appraiser(s):Sue A Matr�se S ervisory A raiser(s:
Effective date/RepoR date: 06l18/2013 ffective date!Report date:
form FUA—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE
'n il o P
� �
=X"There is no appate�t risible or documerded evitlence known to the appraiser of any USTs on the properry nor any known historical use of the property that woultl
likey have had USTs.
'X"There are no appatEpt petroleum storape and/or delivery facilities Qncluding gasoline siztions or chemical manutacturing plaMs)located on adjacerrt properties(except
as reported in CommeMs below).
There are app�signs oi USTs existing now or in the past on the subject property.ft is recommended that an inspeclion by a qualified UST inspector be obtain�d to
determine the location of any USTs together with their condition and proper regisVation H they are active;and'rf Uiey are inactive,to determine whether they were
deactivated in accordance with sound industry practices.
'X"The value esttnated In this eppreisel is besed on the assumptlon that any functbnmg USTs are not leaking and are properly reg�tered and that any abandoned USTS are
iree trom contami�tion and were properly drahKd,fllled and sealed.
Commems
"?�"There are no apAate�t Hazardous Waste Sites on the subject properry or nearby the subject properry(except as reported in CommeMs bebwj.Hazardous Waste Site
search by a trained ernironmental e�ineer may determine tliat the2 is one or more Hazardous Waste Sttes on ar in the area of the subject propeAy.
"X"The value estYnated in thre eppralsal Is based on the assumptbn ffiat there ere no Hamrdous Waste Sites on or nearby the subjeet property thet negativety affeet the
value a satety ot the property.
CommeMs
_AU or part of the improvements were consVUCted betore 1982 when UREA foam insula6on was a common building material.The only way to be certain that the
property is iree of UREA formaldehyde is to have ft inspectetl by a qua�fied UREA formaldehyde inspector.
'X"The improvemerrts were constructed after 1982.No�p°areM UREA formaldehyde materials were observed(except as reported in Commerrts below).
'X"The velue esthnated N lhis appraisal Is based on the assumptbn that there is no signRkaM UFFl tr�sulatlon or other UREA formaldehyde meterial on the pmperty.
CommeMs
All or part oi ihe improvements were constmcted before 1980 when Lead PaiM was a common buiiding material.There is no�pp�pt visible or known documeMed
evidence oi peeGng or ilaking Leatl PaiM on the iloors,walls or ceiGngs(eucept as reportetl in Commerrts below).The onry way to be eertain that the property
is free of suAace or subsurface Lead PaiM is to have it inspected by a qual'rfed inspector.
"X"The improvemems were cor�structed after 1980.No an°arem Lead Pai�was observed(eucept as reported in CommeMs bebw).
"X"The value estineted k�this appralsal is based on the esaumptbn tlbt there is no tlaking or pceling Lead PafM on the property.
CommeMs
"x"There are no appa[Ept signs af Air Pohution at the time of the inspection nor were any reported(except as reported in Commems bebw).The onty way to be certain
-tl�at the air is iree of polhrtion is to have it tested.
"X"The velue eatdnated h thb appraisal is based on the assumptlon that the propeAy is iree of Atr Pollutlon
Comments
"X'The site does not contain am ao°areM Wetlands/Flood P�ins(except as reported in CommeMs below).The ony way to be ceRain that the site is tree of Wetlantls/
Fbod Plains is to have it irxpected by a qualifietl environmeMal professional.
'X"The value estineted N thk appralsal Is based on the assumpHon thet there are rw Wetlands/Fbod Pleins ai tFre property(except ac reported In CommeMS below).
CommeMs
�„
'X"There are no oUier appaCeut misceilaneous hazardous substances and/or detrimental ernironmeMal conditions on or in the area of the site except as indicated below:
E�ess Noise
Radiation+Electromagnetic Radiation
_ LIgM Pollution
_ Waste Heat
_ Acid Mine Drainage
_ Agricuttural Polh�on
Geobgical Hazards
Nearby Hazardous Property
I�ectious Medical Was[es
Pesbcides
_ Others(Chemical Storage+Storage Drums,Pipe6nes,etc.)
"x" The value estMated h this appraisal is based on the assumption that there are no Miscellaneous enviroronenql Narards(except those repwied above)tlwt wouM
negatNety aflect tlie value of the property.
When eiry o1 the envirormeMal assum�io�made in lhis addench�m are not wrrect,the esthnated value in this appraisal may not be val�.
Form 69F—°WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE
. ... . ... ...{ . ... .:._ .. ..... � ...:e . ,..:. ::, ,. .�.. ., .. . ._... , , ... . . . . . .. . ... .. .. ....
' F Perk e
' " Appraiser's Certification (License)
Clie�rt The Estate of Jose h M Perko
Pro e Address 807 Allerniew Dr
C' Mechanicsbur Coun Cumberland State PA L Cotle 17055
Lender/CGerrt The Estate of Jose h M Perko
r_ --
Commonwealt6 oiPenasylvanta 1d 03��CF6�,
De g� ' te
Bareou of Pro �n tional AtfAirs
PO Ho '1�arr „urR 2609
O y-�
� CErUficate T+pe�� � p �Certi[katc SCrtas�=,
� CerfHMd R�sldsMial Appraiser 0�����`� � %� . . Aetlye
i . . .,-%.L ..
I . ,_,..,, , _.:; �.
�6�`�'7s S�d�ah� luitiai CerHflcatk�n Date
. -
�� 0172812b72
I �IIEAMMMA7MESE � Certi6cate . � .
�..IIOOBIdIEAOOEAVEtlUE � Ndmbes. �
� - ��14nhEuryPA.ifN2- .. . � .. .
� RU39883 Expiration Dah
I 06f30R013
�
i
i
i
� .� s.�.-• � n'
� _� �
I �.r:� ..�.�.�r�i.w.omo.:..�em��. -
Form MAP.ReM—°WinTOTAL"appraisal sottware by a la mode,inc.—1-804ALAMODE
M'n I .Pe #
' � Appraiser's E & 0
Clierrt The Estata of Jose h M Perko
Pro e Address 807 Allerniew Dr
C' Mechanicsbu Cou Cumberland State PA Z Cotle 17055
Lender/CfieM The Estate of Jose h M Perko
LLOYD'S
Dechnlfon Pye
Ral Ew1e Appn6en F10 Pro{nw
C[Rnr7c�7[N0.12REALPF-00183 B(NDINGAI.RHORRY: gp»jgB013��Op
►
Ikm Ia. Iwrtd MemEer. Sue A Melrese
�f�Wy�dAR'° 6900 Uiue Ridge Ave,Harrisburg.PA 17112
Item2. �¢RIODOFiNSI�R,�NCE: FROM: 02232013 TO:02/23ROt4
12:OIAM SfANDARD T1Mf.AT TIIE ADDRFSS SIIQWN IN NUMBER 1 ABOVE.
ltem 3. W Mff OF LL�BILIT": U S 1,000.000 FxY CMNn,IM�Me Chle�c Eapeaas
bJf � I,WO,U00 M�ulAarept0.lxNdq(]dm6speasti
item4. DiDUCTIBI.C: S S00 FaN(yrdedretlMt.i�dWSCqI�qEi�
hem 5- PREMIlt�1 U.&: S 390.00 Gros�Aamnon
S I 1.70 PA Surplus Lines Tax
S 25.� PA Sump T�z
S 50.00 Prueessi�Fee
S l7fi.70 Taal Remium
Item6. RETROAC7IVEDAT6: 02232013
Ixm 7- NOTiCE OF CUIM TO: Ptdnk+Claims Mamgemm4l.LC
Z112f18 Nonh Turtin Ave�we
< SuNa Amn.CA 92705
SBSfiR9-SN�61D)
sa�aassa�cn
KN1v�j��0�1114�IC.00111
In�hr n�eM ofa Nanr u�der Ihr A/aair fdiry d am•circrmvoxn like/y rogive nu w n ddw,lhc lmerrAsho77 hare
�hrdwn•m mnnediarh�gnx nonn ro�hr rn�rrv specr.J'xd oborr.
Imn 8. NOTICE OF ELECTION: S Slar Profpsional Rognms
12J0 Eu�Diehl Road,Suiu 350 N�avillc,IL 60563
. Tel:866-879-6565 Fax:866-720.3003 .
SPEqAL CONDITIO�S:es per atleched fortn Irst
The innrx whkfi has fswsd dAa inauanoe ia not Roensed by fhs Pa�r�aylvania
����is�to �.�inaQanoe is NOT
��� �ly Aesodadm.
ARC 2010 Dec Page/Non RPG Date T�pcd:01l31/2013 /�-�+�^"���Li361
v(���1 Corrsspondan!
Form MAP.Generic—"WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE
n FI o.Perk P 2
� � Privacy Notice
CGent The Estate of Jose h M Perko
Pro e Address 807 Allenview Dr
�� Mechanicsbur Cou Cumberland State PA Zi Code 17055
Lende4ClieM The Estate of Jose h M Perko
PRIVACY NOTICE
Pursuant to the Gramm-Leach-Bliley Act of 1999,etfective July 1,2001,
Appraisen,along with all providers of personal fnancial service+s are ncwv
required by federal law to inform their ciients of the{solicies of the firm with
regard to the privacy of client non public personal infarEnation. As
professionals,we understand that your privacy is very important to yau and
are pleased to provide you with this information.
T tpss of Non�ublic Peraonal Informaton We Collect
in the course oi perfoiming appraisala,we may collect what is known as"nonpublic personal intorma�on°about you.
This infortnaqon is used to Tacilihate the services that we provide to you arM may indude the infcxmatlon provideQ ro
us by you diredy w received by us from othere with your authorizatio�.
Partfes to Whom We Dtsclose Information
We do rrot disdoee any nonpubfic personal inTortnation obtained in Ifie co�xse af aur engagement wNh our didnts Oc
nonatfiliated third parties,except as necessary or aa required by law. By way of examp�,a neoeasary�sGOaure
would be to our emplo}reea,and in certain aiWatlona,to unretated ihird paAy oortsukanta who need to Fuiow tt�t
information to assist us in providing appraisal services to you. Aq oE our empbyees and any third paaly consuq�tts
we empby are informed that arry infortnaqon ihey see as part ot an appraisal assignmenf is ta ba m�niained in strict
oonfidence within the firm.
A discbsure required by law would be a disciosure by us that is ordered by a�rt of cxrmpe6ent jur@sdidion wRh
re9ard to a leyal acti�on to which you are a party.
Confldentialifir and Securitv
We wNl retain records relating to professbnal services Uiat we have provided 6o you for a reaso�able time so that we
are better able to assfat you with your needs. In order to protect your ranpubiic personal iMortnatlon from
unaulhorized aocess by third parties,we maintain physical,electronic and procfleural safeguards that cmnply wEth
our proi�slonal standards to Insure the security and integrity of your infortnaHon.
Piease feel free to call us any time H you have any questions about the confldeMfal€ty of the information ihat ycw
pmvide to us.
Form SCNLGH—°WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE
� St
` r
m
MEMBERS 1�
P�ERALQt�1T UHION
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix 11962-00
Date Account Established 02/26/1971
Principal Balance at Date of Death $145.92
Accrued Interest to Date of Death $0.00
Total Principal and Accrued Interest $145.92
Name of Joint Owner None
CHECKING ACCOUNT:
Acccurt PJumbe�/Suf`x 91562-'i1
Date Account Established 09/26/2012
Principal Balance at Date of Death $754.19
Accrued Interest to Date of Death $0.00
Total Principal and Accrued Interest $754.19
Name of Joint Owner None
INVESTMENT SAVINGS ACCOUNT:
Account Number/Suffix 11962-05
Date Account Established 03/29/2002
Principal Balance at Date of Death $177.58
Accrued Interest to Date of Death $0.00
Total Principal and Accrued Interest $177.58
Name of Joint Owner None
ME BERS 1ST FEDERA CREDIT UNION
�
Tessa L Klugh
Lending Insurance Support Specialist
April 10, 2013
Estate of:JOSEPH M PERKO
Date of Death: 03/07/2013
Social Security Number: 191-46-4739 .
SCHEDULE "E.1,E.2, E.3"
5000 Louise Drive • P.O.Bog 40 • Mechanicsburg,Pennsylvania 17055 • (800) 283-2328 • wwwmemberslstorg
~ • NAVY •
FEDERAL
� in reply refer to:
Credit Union
801206
18 February 2014
Ms. Lauren Hopkins Smith
PO Box 230
— Mechanicsburg, PA 17055-0230
Dear Ms. Smith:
�
We are very sorry to learn that Joseph M. Perko has passed away and, on behalf of the staff and
membership of Navy Federal, we wish to extend our heartfelt sympathy to his family.
Settlement of his account has been completed and I hope that the following information is of
assistance to you. On 7 March 2013, Petty Officer Perko's savings account reflected a balance
of$74.11. Dividends credited to the account since that date increased the balance to $74.34 as of
13 February 2014. Since no joint owner has been designated,his estate is entitled to the balance;
the funds have been made payable to the Estate of Joseph M. Perko. Our check is enclosed.
Petty O�cer Perko's account is now closed and the final statement has been forwarded.
If you have any questions or need additional assistance,please do not hesitate to call me toll-free
at 1-800-883-3323, extension 70819. You may also reach me by fax at 1-703-255-7963.
Sinc ly,
,
`� ' eslie Gaff
— �.
PH:hp
Enclosure:
Check .
SCHEDULE "E.4"
PO Box 3000 Merrifield VA 22119-3000
AvY, i„ 2��� ?: 37PM PNC Sank �::, �155 r, 2;'I
� Y
.�. ,�����
April �5,�013
Marlin R McCaleb,Esquir�
Attorney at La��
219 E Main St
Pa Bo�230
1vlechanicsburg T'A 1��55-�2�+J
RE: Joseph M perko
SSN_ 191-46-4739
D4D: 03/�7i2013
Dcar Sir/Ma,dazn:
In respanse t���ur request for bate of neath(I70D)�Salances f�r the cust�mer noted abat�e;o�ur
records sho�v the Sollewing:
Checkib�Account
AC:CC�L7,T]tt r'�SOU3�.3H4O� ES�bIiSb�: 10104i2�J00
.�OS�_�1-T it���'LRKO
DQD balsnce: $4,548.76 n�n-i�terrst bearing
PlEase�x0ie tb.&t tbas a��ce pr�vides da*.e uf�deazh balar.ces for dep�sit ace;ounts(IF,As,CDs;Cheeking and
Say�ings). '6Ve do not process any finnncial tr$nssctions or prtivide stafemeuts. If�uu need assi�`tancc arifh
auy di these iterns,ple�se cal( 1-&88-PNC-BANK(1-888-7�2-�2651 or st�p by yovr local PN�C Bar.k bran�h
o�cc_
Sincerrl��,
%
Natioz1a�Financia� Services Center
PNC Ba,nk,N.A..
1vlemb�r�'DYC
Tlris mea�sag�is irate,�cded fnr the use of the Yndividreal or entrty to wJrich il rs adciressed ar�d rr�ay
cvntain inforn�atton that ispriviteged eonfidenfirrl and�x�rnptfi�nr,s disclvsur�urider applirable.•
law. �'f the rear�'er of t�irs message is nat the intercded recipient ar the employee ar agent
respnt�il�le for delir.�ering th�is message to�he intended recipieret,you are hereby no�t�ed that anp
d�.semr'ncrt�on,drslributivrc or ca,pyzng oj'this cornmmunications rs striCt�prohiGited 1'f j�ou�eave
received thir cummunir.ation r'n error,please reot�»t�xrnrnediately bw'repJy a�r by telephone at
80(176,2-.�775 and immedaa�tely destr,�y this frYxed document. �
Page 1 af 1 ,
SCHEDULE ''E.5"
. �
a�►�ence -
OL1ET
_,
The estimated wholesale value of the 2006 Chevrolet Cobalt with 60899 miles and a VIN of
1G1AK15F267872531 IS$4000.The average retail value would be$6000.
Appraiser, ,
acey McMichael
SCNEDULE °E.6°
1 LawrenceChevy.com � 6445 CARLISLE PIKE MECHANICSBURG,PA 17050 � 717-766-0284 800-427-4505
_ Lots to�at Lawrence.
-
.
. . _..._. .._. _...__ . . .. ---------........ _. . .
.,, . �,., ;. ..t .. • .•:.:... w . • �
�,.. �.•.. .. .
__,_._._..___�. . F . : � �.•t ' •. ' .._'.'. . . ...... � _._._..... . .... .. •
. —_ . _ _ . . r-----_.._
s , `
� . . . . - -� - - t--o
rr- • . • ' • • .
.- � � . � . Chuck Bricker, Auctioneer. �
� �� . Buy & Setl on Commi�sion - Comptete Sale Service ..
.. 9� T�xaco Rd.,.I�echanics�ur�, PA �1?05� 7f:6-5785
. :
� Por:onrat P�roperty of �p� �r�(�� �S T' T� .
�a� � .
• '�ald wt Pv6►fic �Me . (� —. 3 -. 2p�3 •
Otrtstanding Tatad Ssie ��1 U c9 �- r �.,5
' 7�eci�s .
� �#a"i�'�st' �- U o 0 v
.
r��°�' � S�2 �,5
. . � ,� -
- � � � wu�tfon.e�� c1�cs ��jo� v
Ild+r. Cost I
. ��d0� Oc�
" �� �
Saie► Sotup or Nelp .
• _ _ . _Total-E�urss�s '�iISD U�,b(�
C��-R 7sqz, �s�. ,
� r" '?
4.�. , ;:�`rc.'
. 4� �� ., .
Schedule "E.11"