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14-1769
Supreme C �ro,Pennsylvania Cour`` f Q ;iln Pleas a r For Prothonotary Use Only: TIME STA41P Ci ; Over' et Docket No: r r ✓ CUMB �. ;;- bounty The information collected on this form is used solely for court administration purposes. This form does not supp lement or replace the filing and service ofpleadings or other papers as required by law or rules of court. S Commencement of Action: ® Complaint ❑ Writ of Summons C1 Petition E , ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking C Lead Plaintiffs Name: Lead Defendant's Name: T PORTFOLIO RECOVERY ASSOCIATES, LLC JACOB BYARD I 0 Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits A Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? ❑ Yes ®No Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey ❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other ❑ Product Liability (does not include S mass tort) ❑ Employment Dispute: E ❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board C ❑ Other: C3 Employment Dispute: Other C3 Other: T I ❑ Other: MASS TORT 0 ❑ Asbestos N r Tobacco ❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS ❑ Ejectment ❑ Common Law/Statutory Arbitration ❑ Toxic Tort - Implant n' B ❑ Toxic Waste ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Ground Rent ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: '�� 15 -18025 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 1 , Mark R. Garvey, Esquire PA Bar # 312686 F' " 0 TH ( r, ,, Portfolio Recovery Associates, LLC It 1 120 Corporate Blvd I l i MAR 2 6 All 1 1: 41 Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 ( �� t ! + ��? [= R�..PAND COUNTY FAX: (757) 518 -0860 P=ENNSYLVANIA Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. �(J Plaintiff, V. JACOB BYARD 2103 OLD HOLW RD MECHANICSBURG PA 17055 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 15 -18025 This communication is from a debt collector and is an attempt to collect a eb ' 1 Any information obtained will be used for that purpose. P-�3��`'l • Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. JACOB BYARD 2103 OLD HOLW RD MECHANICSBURG PA 17055 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obeiciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 15 -18025 Esta comunicacion. es de tin cob.rador de deudas y es un intent do cobrar una deuda. Cuaiquier infromacion sera utilizada Para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866- 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. JACOB BYARD 2103 OLD HOLW RD MECHANICSBURG PA 17055 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, JACOB BYARD, is an adult individual with last known address of 2103 OLD HOLW RD, MECHANICSBURG PA 17055. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / PAYPAL on July 3, 2005 with account number * * * * * * * * * ** *6550 (hereafter referred to as "Account "). 4. By using the Account, Defendant agreed to repay any incurred balances and /or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and /or for obtaining services. This communication. is from a debt collector and is an attempt to collect a. debt. Anv information. obtained will. be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on October 7, 2012. 8. Plaintiff is the purchaser, assignee and /or successor in interest GE CAPITAL RETAIL BANK / PAYPAL and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $3,208.60. 10.Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. I I. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, JACOB BYARD , in the amo t . $3,208.60, plu osts f this action and any other relief as the Court deems just and reasona e. ie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 15 -18025 This commun.i.cation is from a debt collector and is an attempt to collect a debt. Any information obtained will. be used. for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Itim Spellm hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his /her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. MAR 0 5 2014 Date: B dti Spellman Custodian of Records 15 -18025 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. ... ....... ...................................... ............................... .....................................................................:::::::::::::: :::::::::::::::::.............. . ............................................................................... .................:::::::::::::: . ... . E '0: , *tal B1LU L of SALE ::. ... . ..... PRA MCC.Fresh - Febru,ar�:2013 ... . .... .... ...... For. value :received and in further consideration :of the mutual covenants and conditi6hs' set forth in the Forward Flow Receivables. Purchase Ag .einent (the `:`Agreement" ); dated as : of the 13 : day. of December, . 20.12 by :: and:: between General. Electric Capital . Corporation, GE Money,Bank GE1V1B Lending, Inc:; Monogram Credit Services; I::L.C.; RFS Holding,:. 4- LC., and GEMHolding,: L :(collectively "Seller ") and Portfolio :. . Recovery Associates'; LLC : ( "Bu: ee.. ), Seller .Hereby transfers; sells, conve ants;: and :.. ery Y . gr delivers to Buyer, its. successors and:assi gas, without recourse except as.setforth in the Agreement; to the extent: of.its ownership, the Receivables as .set forth in.the l�latificatio�i . Files . as defined in the A neinent ;delivered - b: Seller: to: Bu er .on Febru 19f 2013, ( l .. ) ..... Y Y3'.: . and As further described :in the Agreement. GE Capital Retail Bank. ' :. Monogram Credit Services ;:L.L'C' 71. . .. .... . Glenn�Ivlarina . Glenn. Marino . Titlei:VP Title: President Date. General Electric Capital: Corporation . . RFS Holding, L.L.0 . .. By, Glenn Marino : Joseph - Ressa Title: Nice President . :Title:. ,CFO ate: ..:: � " �-. /: 3. Date: . GEMB Lending; Inc. :.:. GEM Holding; L.L;:C By: ley: . Ste hen Moita. .. ....... :... P Joseph Res sa Title:` _Director Title: _CFO us :::Date:. . GE ca�tar ::: ILL. . . of SALE PRA ,LCC.Fresh Febrvary 2013 For value received: sand in ' further consideration of the mutual covenants: and conditions set:forth . in the Forward. Flow.Reeeivables Purchase Agreement (the "Agreement "), dated as : of.. the :.13t day: of December, 201:2 b and between : General . Electric Capital: Co oration .6p, Mope Bank GEMB Lendin be ., : . Mono am Credit S.itces; L.L.C.;.:. :. Y r P. gx g RFS 1461ding . : L.L. and .GEM.Holdin , L.L:C: collectivel ".Seller'). and. Portfolia ::. a . : . g ( Y Recovery: Associates, LLC ( "Buyer ' ), Seiler hereby transfers; sells ;:conveys; grants; and delivers: to Bu . its successors. and assi s, without recourse: exce t as set forth in' :the :: �: e i:. Agreement,'to:the.extent of. its ownership, the.Reeeivab#es as set forth in the Notification Files (as:define.d in..the Agreement); delivere.d. Seller to:Buyer on February 1.9,.2013; and as further deseribed n:the Agreement..:..::.::: GE Capital. Retail Batik-.. .: Monogram Credit :Services, L..L.C. By Glenn :Marino : .:.... ..:.. Glenn. Marina :::.: . Title:. EVP Ti .. _ . :. tle::_President Date: Date: ... General ,Electric.Caipitil Corporation RFS T- lalding;: L:L.0 By:. By Glenn Marino :.... .: ::: Joseph.Ressa Title: _Vice President Title:::CF4 .: Date: Date: GEMB Lending Iii': CrE1Vt ITolding, L:L.0 By:' y By: Stephen, Joseph Ressa . Title: .Director Title, ::C :. .... .:.Dater Date: GE Capita BILL of'SALE PItA'PLCC ]Fresh'- February 2013. For: value received and in further consideration of the : mutual covenants .said conditions .. : s the "Agre of ) -. dated . et. forth in the. Forward Flow Receivables; Purchase Agreement ( eme of the .13�' :day .of Decem ber, 2012: by and between General Electric Capital C1tF tion GE y B Lending; Tnc:; Monogrann:Credit. Service, L.L.C.; orpora Money: ai* : GEMB S Ho ding; L.L.C: and GEM Holding , (collectively "$eller ") and: Portfolio. 1 g ' L, C, Recov : Associates,.LLC. "Bu er", Seller.hereh transfeFS sells :conve s " ' { .. Y )� Y , . Y i�. and . . . delivers , to Buyer; its successors 'and assigns, without :rec ©arse except as set: forth .iii .. Agreeirient, to the extent of its ownership; .the lteceivalrles as set forth in' the Notification .: . "Files (as defined in .the Ag eeinent , delivered b -Seller to. Bu er on :Feb . 19, 2013; . { ) y y ruary and as. further described in the Agreement.::. Ca Capital tal Retail. Bank Monogram Credit. Services; I:.L.C: :.: p� $y: :..:::.: By. . -Glenn Glenn Marino Marino' :.Title: -EVP Title ,President �Datei ... .. .... .. Date: . ... .: . General: Electric. Capital Coxporatiori RFS mg L.I;:C T Glenn Marino . Joseph R � s a . Title ,Vice President : :::: .. Title::: CF0 ..::..:::: :. Date: , .. " 2 1 3 . .. ..: Date: _ - -- .. GEMB :Lending Inc. GEM ding; L.LC :. : . Y .. BY . �. . Ste hen M6tta ... P :Jo 'ph Res . ... . Title:: Director . . . Title: CFO Dater Date: rie A. Brown, Esquire ert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff 20/4 Y TA: Cut PErry5YERL L ti ©vtftY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, AA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. JACOB BYARD 2103 OLD HOLW RD MECHANICSBURG PA 17055 Defendant No. 14-1769 PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above -entitled case as disconti i without prejudice. es p - - dully Submitted, Ii,,, ' ert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 15-18025 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Tie A. Brown, Esquire kobert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. JACOB BYARD 2103 OLD HOLW RD MECHANICSBURG PA 17055 Defendant : No. 14-1769 CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon JACOB BYARD, by First Class Mail, Postage Pre -Paid, a copy thereof on this / day of , 2014, to: JACOB BYARD, 2103 OLD HOLW R ►., 'CHANICSBUA 17055 15-18025 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.