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14-1779
i Supreme C "4 : :.,Pennsylvania Cour. �f 60m ' n Pleas ' Fdr Pratl nnv xr Ilxe ©tyrly. .., l..l M e. S`l 1\4 P CI�° yet Tfocket Coun CUMB t` y I The information collected on this form is used solely for court administration purposes. This form does not i supp lement or replace the filing and service of pleadings or other papers as required by law or rules of court. 1 Commencement of Action: \ 1 f ® Complaint ❑Writ of Summons ❑Petition ' F1 Transfer from Another Jurisdiction ❑ Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES, LLC DANIELLE KOUGH I Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits (Check one) outside arbitration limits Is this a Class Action Suit? ❑ Yes ®No Is this an MDJAppeal? []Yes ®No I Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R. Garvey ❑Check here if you have no attorney (are a Self-Rep resented [Pro Se] Litigant) I Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that 6 you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS m, ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies I � ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections g. ❑ Nuisance ® Debt Collection: Other E3 Dept. of Transportation I ❑ Premises Liability ❑ Statutory Appeal: Other ❑ Product Liability (does not include S mass tort) ❑ Employment Dispute: °a ❑ Slander/Libel /Defamation Discrimination C] Zoning Board ' Other: ❑ [I Employment Dispute: Other C] Other: ' ❑ Other: MASS TORT ❑ Asbestos ❑ Tobacco I }_ 0 _ F1 Toxic Tort - DES REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - Implant ❑ Ejectment ❑ Common Law /Statutory Arbitration E] Toxic Waste ❑Eminent Domain /Condemnation El Declaratory Judgment E] Other: - ❑ Ground Rent ❑ Mandamus ❑Landlord/Tenant Dispute E] Non-Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order — — - - -- ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto j a \ ,; :? ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title C] Other: ❑ Dental ❑ Other: ❑ Legal – - - - - - -- — - -- -- ' ❑ Medical ❑ Other Professional: 4A 40 15 -29206 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC ); 120 Corporate Blvd Norfolk, VA 23502 ` 1 `4 R 2 b P 1 1: 3 2 TELE: 1- 866 - 428 -8102 , µ_;E °f; "fxi CO' FAX: (757) 518 -0860 Attorneys for Plaintiff ri'f'�SYLk'�; ff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC NORFOL RPORATE BLVD 2VD No. 0 ' V Plaintiff, V. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 15 -29206 y PS, TJ� QT1 # communication is from a debt collector and is an attempt to collect a debP This co p Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 15 -29206 Esta co - LiDicacion es de un cobrador de deudas y es un intent do cobras una deuda. Cualquier infromacion sera utilizada Para ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, DANIELLE KOUGH, is an adult individual with last known address of 113 PLEASANTVIEW TER, NEW CUMBERLND PA 17070. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / WAL -MART on February 1, 2009 with account number * * * * * * * * * ** *2356 (hereafter referred to as "Account "). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This corninuni.cation is from a debt collector and is an atternpt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on November 28, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK / WAL -MART and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and /or any authorized user's use of said Account is in the sum of $950.32. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, DANIELLE KOUGH , in the amount of $950.32 us osts of this action and any other relief as the Court deems just an re o le. Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 15 -29206 This corn:inunjeation is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Lecinda Shipmon Walke rhereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: FER 2 A 2014 By: cin ipmon- Walker Custodian of Records 15 -29206 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBI A I This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. . . . . . . . . ... ESA . ... For value received gild in furtlier . consideration of the mtitaal covenants acid co forth nditio 1 ns set n the F arward.filow.Receivabtes Purchase A5ieenient:(the "It") dated as o£tltis .::.. 3th 1 day f December, 201:211 'end between G&n6ral E1ectYic Capital: Carp4rti on; ed capital y. Retail -Bank'- Lending, Inc. Monogram Ctedit:Services L.L:C.;. Holdiitg,:L.L:c: and QEIvI Holds L:L..C. (collectively "Seller') and. Portfolio Recovery Associates, I;I;C ( "Buyer "); . Seller Hereby transfers, sells, cony s, : grams, and delivers to Buyer;'its'successo L L C assigns. ... .. without recourse except: asset forddn the Agreement, to: the:extetit of its oiunership; the Receivables as set forth .in t]ie Notification Files (as defined iii die A 0 on delivered by Seller :. . 'to Buyer on each Transfer Date and as fiuther described in the A$ie n ient) .. :Capital Retai . ... . ... G 1 enn Marino :.Title ... Ie: EVP. .. .. Qe neral Electric Ca itai Co .:. .. �. rporation .:. ;. ... B Y. . Cal snn Marino Title: Vic . e. President : :. - .. .. .. . � .. MO Lending, Ync; ... BY ...... ... St � Iieu Iv! ott ep a :: Title: Director :. . ...... . .. . Moaograrn Credit Servi H Glerui Marino:. :.. .... ... ... . : � ' P residejif � ..::.. . � :. .. . .::: 31 :. .. .................:..... . ..... .:.:.:.:.:.:.: IL L of SA:ZE .. .. For value reeeiveil and in furth er. consirieeatiort o forth:in the Forward Flow Receivables Purchase` men u foal' co" ..... ...: : 13th 'day-of December ;. 2012.b. dated as of. this tthe ` A eetn y and between General Electric.Capital Corporation;GB Capital: Retail Bank. GEMS: Lending Inc:;. Monogram CreditServices I.L.C., RFS folding; L L,C;, and' ,GEIvLHoldirig; L. C. (collectively "S ellee.!). Portfolio.. Recovery Associates; LLC:{"Bu r" r - hereby transfers setts conveys_ ... .. Ye ' grar►ts' and delivers to buyer, its succe §sors and assigns; ,� Selle without recouise except as set fortti.in the:Agreexrient, to: the ... erit of.its'bwiiership; the Receivables as..... ith inahe Notification Files .(as,defined.inaheAgreement .delivered b Y #o Buyer on each Transfer Date',' ;arid as further described .in; the A eeitient : }� S .. 'Re tail Bank .... GE Capital B 4 lentiMarino .:.. EVP....... Geriergl:.Blectiic Capital :Corporation. B3' C3 . Ienn Marano ...::Title: Nice President GLMB Lending, Inc: By St e en Matta Director irecto r ees, Lx,:c.;.:... Mono Credit Servi BY it1e:.P 99r . S . oidiri ... Josep ease . . Title: � ' . .... . ' fiEM H61ding ; Li.I.C; . By Jos h �P. ssa T . itle: rC C) :Carrie A. Brown, Esquire Rbttrt N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff ,,rry 7 ,��Q Pi C r S �r�fJ�,���;l-y A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070 Defendant No. 14-1779 PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above -entitled case as discontinued without prejudice. fully Submitted 15-29206 o .ert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mbrk R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070 Defendant : No. 14-1779 CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon DANIELLE KOUGH, by First Class Mail, Postage Pre -Paid, a copy thereof on this , 2014, to: DANIELLE KOUGH, 113 PLEASANTVIEW R, 1, EW CUMBERLND °A 070 15-29206 / �ertrt . Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff day of This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.