Loading...
HomeMy WebLinkAbout14-2197 For Prothonotary Use Only: Suprem a Cou:r -tpf Pennsytva.ni',a Cou Pleas t. • mHti ` Docket No. )nd C oqunity The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other papers as required by law or rules o court. Commencement of Action: S ® Complaint ❑ Writ of Summons ❑ Petition E ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking C Lead Plaintiffs Name: Wells Fargo Bank, N.A., Lead Defendant's Name: Unknown Surviving Heirs of Carl J. Avara, Deceased T Mortgagor and Real Owner I Are there money damages requested? 0 Yes 0 No Dollar Amount Requested: ❑ within arbitration limits 0 (check one) ❑ outside arbitration limits N Is this a Class Action Suit? 0 Yes ® No Is this an MDJAppeal? ❑ Yes 0 No A Name of Plaintiff/Appellant's Attorney: McCabe, Weisberg & Conway, P.C. 0 Check here if you have no attorney (a Self - Represented [Pro Sel .Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑ Nuisance ❑ Department of Transportation ❑ Premises Liability (does not include ❑Statutory Appeal: Other S mass tort) E ❑ Slander/Libel/ Defamation ❑ Employment Dispute: ❑ Other: Discrimination C ❑ Employment Dispute: Other ❑ Zoning Board T ❑ Other I O ❑ Other N MASS TORT ❑ Asbestos ❑ Tobacco ❑ Toxic Tort - DES ❑ Toxic Tort - Implant B ❑ Toxic Waste REAL PROPERTY MISCELLANEOUS ❑ Other: ❑ Ejectment ❑ Common Law /Statutory Arbitration ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Ground Rent ❑ Mandamus ❑ Landlordfrenant Dispute ❑ Non - Domestic Relations ® Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial 0 Quo Warranto ❑ Dental ❑ Partition ❑ Replevin ❑ Legal ❑ Quiet Title ❑ Other: ❑ Medical ❑ Other: ❑ Other Professional: Updated 1/1/2011 V �• r McCABE, WEISBERG & CONWAY, P.C. Attorneys for Plaintiff. . BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID # 74770 C �� �• J MARISA J. COHEN, ESQUIRE - ID # 87830 C'�' `.• CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 ANN E. SWARTZ, ESQUIRE - ID # 201926 JOSEPH F. RIGA, ESQUIRE - ID # 57716 g j�✓ JOSEPH 1. FOLEY, ESQUIRE - ID # 314675 CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673 JENNIFER L. WUNDER, ESQUIRE - ID # 315954 LENA KRAVETS, ESQUIRE - ID # 316421 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 (215) 790 -1010 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Wells Fargo Bank, N.A., I CIVIL DIVISION 101 North Phillips Avenue ` Sioux Falls, SD 57104 ( J 1 V Plaintiff, No.: �j V. Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing j Mechanicsburg, PA 17055 and Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 5027 NE Everett Street Portland, OR 97213 and Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 j and Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 1 Defendants. CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE And now comes Wells Fargo Bank, N.A., successor by merger to Wachovia Bank, N.A., by its attorneys, McCabe, Weisberg & Conway, P.C. and files this Complaint in Mortgage Foreclosure as follows: �. � I Fi 1 G3 .—) S C � v 062 -PA -V4 �6 C1 3�0 Fite #74251 NOTICE AVISO You have been sued in court. If you wish to Le han demandado a usted en la corte. Si defend against the claims set forth in the usted quiere defenderse de estas demandas following pages, you must take action within ex- puestas en las paginas siguientes, usted twenty (20) days after this complaint and tiene veinte (20) dias de plazo al partir de la notice are served, by entering a written fecha de la demanda y la notificacion. Hace appearance personally or by attorney and falta asentar una comparencia escrita o en filing in writing with the court your defenses persona o con un abogado y entregar a la corte or objections to the claims set forth against en forma escrita sus defensas o sus objeciones you. You are warned that if you fail to do so a las demandas en contra de su persona. Sea the case may proceed without you and a avisado que si usted no se defiende, la corte judgment may be entered against you by the tomara medidas y puede continuar la demanda court without further notice for any money en contra suya sin previo aviso o notificacion. claimed in the complaint or for any other Ademas, la corte puede decidir a favor del claim or relief requested by the plaintiff. You demandante y requiere que usted cumpla con may lose money or property or other rights todas las provisioner de esta demanda. Usted important to you. puede perder dinero o sus propiedades u otros derechos importantes para usted. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU USTED LE DEBE TOMAR ESTE DO NOT HAVE A LAWYER, GO TO OR PAPEL A SU ABOGADO TELEPHONE THE OFFICE SET FORTH INMEDIATAMENTE. SI USTED NO TIENE BELOW. THIS OFFICE CAN PROVIDE A UN ABOGADO, VA A O TELEFONEA YOU WITH INFORMATION ABOUT LA OFICINA EXPUSO ABAJO. ESTA HIRING A LAWYER. OFICINA LO PUEDE PROPORCIONAR IF YOU CANNOT AFFORD TO CON INFORMATION ACERCA DE HIRE A LAWYER, THIS OFFICE MAY BE EMPLEAR A UN ABOGADO. ABLE TO PROVIDE YOU WITH SI USTED NO PUEDE INFORMATION ABOUT AGENCIES THAT PROPORCIONAR PARA EMPLEAR UN MAY OFFER LEGAL SERVICES TO ABOGADO, ESTA OFICINA PUEDE SER ELIGIBLE PERSONS AT A REDUCED FEE CAPAZ DE PROPORCIONARLO CON OR NO FEE. INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS Cumberland County Bar Association SERVICIOS LEGALES A PERSONAS 32 South Bedford Street ELEGIBLES EN UN HONORARIO Carlisle, PA 17013 REDUCIDO NI NINGUN HONORARIO. (800) 990 -9108 Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (800) 990 -9108 062 -PA -V4 File #74251 This is a communication from a debt collector who is attempting to collect a debt, and any information obtained will be used for that purpose. Please Note: (1) unless, within thirty (30) days after your receipt of this notice, you dispute the validity of the debt, or any portion of the debt, we will assume that the debt is valid; (2) if you notify us in writing within thirty (30) days of your receipt of this notice that the debt, or a portion of the debt, is disputed, we will cease collection of the debt until we obtain verification of the debt or a copy of the judgment against you and mail to you a copy of the verification or judgment that we obtain; (3) upon your written request to us within thirty (30) days of your receipt of this notice for the name and address of the original creditor of your debt, we will cease collection of the debt until we mail to you the name and address of the original creditor, if different from the current creditor. Case Name: Wells Fargo Bank, N.A., v. Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner, Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, Carl J. Avara, Deceased Mortgagor and Real Owner and Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner Cumberland County 062 -PA -V4 File #74251 1. The Plaintiff is Wells Fargo Bank, N.A., successor by merger to Wachovia Bank, N.A., at 101 North Phillips Avenue, Sioux Falls, SD 57104 (hereinafter "plaintiff'). 2. The Defendant is Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, with a last known address is 5027 NE Everett Street, Portland, OR 97213. 3. The Defendant is Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, with a last known address is 6316 Stephens Crossing, Mechanicsburg, PA 17050. 4. The Defendant is Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, with a last known address is 6316 Stephens Crossing, Mechanicsburg, PA 17050. 5. The Defendant is Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner, related to the property located at 6316 Stephens Crossing, Mechanicsburg, Pennsylvania 17055. 6. In order to protect the borrower's privacy, certain personal information of the borrower (such as loan account, Social Security numbers and birth dates), may have been partially or completely redacted on the exhibits to this Complaint. 7. Wells Fargo Bank, N.A., successor by merger to Wachovia Bank, N.A., directly or through an agent, has possession of the Promissory Note. Wells Fargo Bank, N.A., successor by merger to Wachovia Bank, N.A., is either the original payee of the Promissory Note or the Promissory Note has been duly indorsed. A copy of said Promissory Note is marked Exhibit "A ", attached hereto and made a part hereof. 062 -PA -V4 File #74251 8. On or about February 5, 1999, Carl J. Avara and Tina L. Morelli, a/k/a Tina L. Avara, made, executed and delivered to First Union National Bank a Mortgage in the original principal amount of $80,000.00 on the premises described in the legal description marked Exhibit `B ", attached hereto and made a part hereof. Said Mortgage being recorded in the Office of the Recorder of Cumberland County on March 5, 1999 in Mortgage Book 1524, Page 888. The Mortgage is a matter of public record and is incorporated herein by reference in accordance with Pa.R.C.P. 1019(g), which rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are of public record. 9. Plaintiff is the current Mortgagee by successor by merger to the original Mortgagee. 10. Carl J. Avara is the record and real owner(s) of the aforesaid mortgaged premises. 11. Carl J. Avara died on December 28, 2007. On or about April 19, 2011, Tina L. Morelli a/k/a Tina L. Avara, executed a Deed title vesting solely in the name of Tina L. Morelli a/k/a Tina L. Avara. However, no estate has been probated for Carl J. Avara; subsequently, Tina L. Morelli a/k/a Tina L. Avara was never appointed Executrix of the estate of Carl J. Avara and lacked the authority to execute the Deed so the aforesaid Deed is invalid. Decedent's surviving heir(s) at law and next -of- kin are Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, and Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner. 12. Defendants are in default under the terms of the aforesaid Mortgage for, inter alia, failure to pay the installments of principal and interest due March 7, 2012. 062 -PA -V4 File #74251 13. As of March 19, 2014, the amount due and owing Plaintiff on the mortgage is as follows: The total amount due the Plaintiff on said Note through March 19, 2014 is $119,225.91 which breaks down as follows: Principal: $112,200.00 Accrued interest at a variable rate: $6,922.09 Pre- acceleration Late Charges: $61.82 Property Inspections: $42.00 Appraisals /Brokers Price Opinion: $0.00 Escrow Deficit: $0.00 Total: $119,225.91 A daily variable per diem will accrue on the principal in accordance with the variable rate as set forth in the Note. plus interest and all other additional amounts authorized under the Mortgage and Pennsylvania Law, actually and reasonably incurred by Plaintiff, including but not limited to, costs (including escrow advances) and Plaintiff's attorneys' fees and expenses. Plaintiff reserves the right to file a motion in the above - captioned action to add such additional sums authorized under the Mortgage and Pennsylvania Law to the above amount due and owing when incurred. 14. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended in 2008, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to Defendant(s). 15. Plaintiff does not hold the named Defendants personally liable on this cause of action and releases them from any personal liability. This action is being brought to foreclose their interest in the aforesaid real estate only. 062 -PA -V4 File #74251 16. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff is not seeking a judgment of personal liability against the Defendant(s), but reserves its right to do so in a separate legal action if such right exists. If Defendant(s) have received a discharge of personal liability in a bankruptcy proceeding, this action is in no way an attempt to re- establish such liability. WHEREFORE, Plaintiff demands an in rem judgment in mortgage foreclosure for the amount due of $119,225.91, with interest thereon plus additional costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. McCABE, WEISBERG & CONWAY, P.C. BY: [ ] Terrence J. McC e, Es re [ ] Marc S. Weisberg, Esquire [ ] Edward D. Conway, Esquire [ ] Margaret Gairo, Esquire [ ] Andrew L. Markowitz, Esquire [ ] Heidi R. Spivak, Esquire [ ] Marisa J. Cohen, Esquire [ ] Christine L. Graham, Esquire [ ] Brian T. LaManna, Esquire [ ] Ann E. Swartz, Esquire [ ] Joseph F. Riga, Esquire [ ] Joseph I. Foley, Esquire [ ] Celine P. DerKrikorian, Esquire [xj] Jennifer L. Wunder, Esquire [ ] Lena Kravets, Esquire Attorneys for Plaintiff Dated: 2014 062 -PA -V4 File #74251 VERIFICATION Maritza Tucker, hereby states that he /she is Vice President Loan Documentation of WELLS FARGO BANK, N.A., plaintiff in this matter, that he /she is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. By: Name: Maritza Tucker Title: Vice President Loan Documentation Company: Wells Fargo Bank, N.A. Date: J� 12+ 086 -PA -V2 File #74251 EXHIBIT «A„ Account Number: FIRST UNION NA7 PRIME EQUITY LINE AGREEMENT DN - -- Maximum Credit Limit. $ 80000.00 L - Customer Name(s) CARL J. AVARA TINA L AVARA Date of Agreement 02105/99 This Agreement and Disclosure Statement contains the terns which apply to the prime Equity Account ( "Account ") with First Union National Bank. The words "I", "me" and "my" which also mean "we ". "W and "our ", if more than one customer, mean the person or persons signing this Agreement. The words "you ", "your ", "yours ", and First Union mean First Union National Bank. ACCESSING THE pREWE EQUITY LINE. (a) I, concurrent with the approval of the prime Equity Lane, shall open a special checking account, the number of which will appear on the checks ("Prime Equity Line Checks "). This special checking account shall not be dependent upon the maintenance or use of, or otherwise connected with any other checking or savings account with First Union except as provided herein. The Prime Equity Line Checks issued with the special checking account may be used to obtain extensions of credit under the prime Equity Line up to the amount of the Maximum Credit s established and et out above. All amounts advanced by First Union to pay Prime Equity Line Checks and any other charges against my special account shall constitute extensions of credit and shall be charged to my prime Equity Line. (b) First Union Shall issue to me a VISA Gold Card for the purpose of obtaining extensions of credit on the Prime Equity Line. (c) If I have requested First Union, pursuant to an overdraft protection agreement, to pay checks which would otherwise overdraw my deposit account with First Union, such overdrafts will be charged to my Prime Equity Line and will constitute extensions of credit hereunder. (d) The extensions of credit to pay Prime Equity Line Checks will be in the amount of those checks. The extensions of credit made pursuant to an overdraft protection agreement shall be in increments of $100. The extensions of credit for purchases trade using. the VISA Gold Card will be in the amount of the purchase. (e) I may obtain Cash Advances from any of our branches or ATM locations up to the unused portion of the Credit Limit. Maximum Credit LimiL MY maximum credit line is indicated above. I agree never to allow the balance due on my Account to exceed this limit. I also agree that you are not obligated to pay any Draft or other charge against my Accotmt, for an amount that would make my Account balance exceed my maximum credit limit, or for any amount if my Account balance is already over the maximum credit limit. Any increases in my maximum credit limit I request will require that I make a written application and sign any ry agreements and mortgage modifications which in your opinion are necessary to secure your interest. - Monthly Statement. If I have an outstanding debit or credit New Balance in excess of $1.00 or if there is any finance charge imposed during a billing cycle, you will send me a statement. I promise to pay you for all Drafts plus finance charges on my Account, if any, all payable in United States Dollars according to the terms and conditions of this Agreement. I understand I am prohibited from using my Drafts to make my payments on this Account I understand I am responsible for any fees or costs associated with the processing of my payments on my Account should I use a method of payment that results in extra costs or fees being assessed to you. FINANCE CHARGES. (a) A FINANCE CHARGE computed on a montldy periodic rate will be imposed, if at the end of any day of the billing cycle, there is an outstanding balance owing on my Account. The monthly periodic rate for an initial advance, if any, made by you will begin to accrue on the date of this Agreement. The monthly periodic rate for any Drafts will begin to accrue on the Transaction Date (the date you pay the draft) as indicated on my billing statement. (b) First Union calculates the FINANCE CHARGE on the Prime Equity Line by applying the monthly Periodic rate to the "average daily balance." First Union takes the beginning balance of the Prime Equity Line each day, adds,any new advances, and subtracts any payments or credits and unpaid finance charges, Credit We premiums and late charges. This gives First Union the daily balance. Fuss Union then adds up all the daily balances for the billing cycle and divides the total by the number of days in the billing cycle. This gives the "average daily balance." The annual percentage rate is determined by multiplying the periodic rate by the number of billing cycles in a year (12). (c) Finance Charges on,purchases made with checks of VISA Gold Card will be imposed from the date of transaction. (d) On cash advances incurred by use of Prime Equity Line Checks or made pursuant to an overdraft protection agreement, Finance Charges will be imposed from the date of posting. Finance Charges on all cash advances made with the VISA Gold Card will be imposed from the date of transaction. (e) Finance Charges on the average daily balance will continue to accrue until the new balance is paid. The "new balance" is ` the unpaid balance of extensions of credit hereunder and Finance Charges thereon as of the last day of the billing cycle. If I pay the new balance appearing on my statement, the Finance Charges which accrued during the billing cycle in which payment was received will appear on my next billing statement. (fl On cash advances incurred by the use of an Automatic Teller Machine (ATM), Finance Charges will be imposed as of the date of the transaction. 537M Page 105 (11VA PA ML AS— (g) Variable -Rate Feature: The FINANCE CHARGE imposed during a billing cycle will be determined by applying the monthly periodic rate which is I/12 ofathe corresponding. ANNUAL PERCENTAGE RATE to the average daily balance: The ANNUAL PERCENTAGE RATE and monthly periodic rate are variable rates and subject to change on the first day of each billing cycle, if there was a prior change in the "Pririle.Rate" which is published regularly in the Wall Street Journal ( "WSJ ") Money Rates table. The Wall Strcet.loumal is generally available in my state or area. If the WSJ Prime Rate becomes unavailable, you will select a new index which is based on an historical movement substantially similar to the original index and the new index and margin will result in an Annual Percentage Rate substantially similar to the rate in effect at the time theMSJ Prime Rate becomes unavailable. You will _ give me notice of this change. The corresponding ANNUAL PERCENTAGE RATE is the WSJ Prime Rate published on the 15th day of the last calendar month which ended prior to the billing date indicated on your previous billing statement plus 0.00 %. If more than one prime rate is published on the 15th day of the month, you will use the higher rate as the WSJ Prime Rate. If the WSJ Prime Rate is not published on the 15th day of the month, the WSJ Prime Rate will be the prime rate published on the last day prior to the 15th. The current effective monthly peri odic rate applicable to this line is 0.646 % and the current effective ANNUAL PERCENTAGE RATE applicable to this line is 7.750 %. An increase in the ANNUAL PERCENTAGE RATE and monthly periodic rate will result in increased FINANCE CHARGES and increased minimum payment amounts. The ANNUAL PERCENTAGE RATE will never be less than 0_00% and will never exceed the maximum interest rate permitted under State law, but not more than 18_00 %. The corresponding ANNUAL PERCENTAGE RATE for each billing cycle will be shown on my billing statement for that cycle. The ANNUAL PERCENTAGE RATE will include my interest and no other costs. Fees. (A) Late Payment Fee: My minimum payment will be past due if it is not received by you on or before the payment due date shown on each monthly statement. A fee equal to 5% of the past due payment amount will be charged to my Account, if at _ . least the minimum payment, is not received by you within 10 days after said payment due date. (B) Returned Check Fee: If I make payment by check, and said check is returned unpaid for any reason. my Account will be charged $15 for each such returned check. (C) ❑ If checked, I will pay an annual non -usage fee of $ to be billed on my billing date during the thirteenth (13th) monthly billing cycle after the opening date of my Account and every thirteenth (13th) monthly billing cycle thereafter, following any 12 month period from the date my account balance is zero. If I obtain a credit advance under my Account at any time during the twelve (12) monthly billing cycle period following the opening date of my Account, or at any time during every twelve monthly billing cycle period thereafter, you will waive the non -usage fee. (D) ❑ If checked, I will pay an annual maintenance fee of $ to be billed on my billing date during the thirteenth (13th) monthly billing cycle after the opening date of my Account and every thirteenth (13th) monthly billingcycle thereafter. Other Charges. In addition to the FINANCE CHARGE which will be added to my Account each billing cycle, I will pay the following real estate closing and security filing fees: "X" = First Union Pays Fee "X" = First Union Pays Fee -' • Survey $ _ •GA/FL Intangible Tax $ _ Title Examination $ _ *GA Res Mtg Per Ln Fee $ — • Check Fee $ 3.00 „X. - *Document Stamps • Title Insurance $ - _ *Mist... _ $ — Recording Fees $ _ •Miss $ — Appraisal Fees $ _ TOTAL S 00 Flood Certification Fee $ — FIRST UNION FEES PAID $ inn CUSTOMER FEES PAID $ 0 00 Security. I am giving you a mortgage, deed of trust or deed to secure debt (referred to as "Security Instrument" in this Agreement) on my home or real estate as security for my Account. This security is referred to as "Property" in this Agreement. Payment Schedule. I will pay: I . The entire outstanding balance ( "New Balance") due on my Account; or 2. (a) Minimum payments equal to the finance charge or $50.00 for the billing tyke as indicated on my billing statement; or (b) ❑ If checked, minimum payments of $50.00 or 1.5% of balance of the New Balance, whichever is greater; and 3. All amounts of credit extensions over the maximum credit limit, any unpaid minimum payments and other charges, if any. 4. The entire outstanding balance, if not sooner paid, on nsncitq (referred to as the "maturity date "). I agree to pay the minimum payment not later than the payment due date on my billing statement. If I should make a payment at any time on or before the due date which is equal to the New Balance, the entire amount of the payment will be applied to the New Balance. Any payment which is less than the New Balance will be applied in the following order: first, to the FINANCE CHARGE due on the outstanding balance and the remainder of the payment to the outstanding balance. I understand that I may prepay my Account in whole or in part at any time without penalty. I understand that the minimum payment of finance charge only will not fully reduce the balance that is outstanding on my Account and the percentage of the outstanding balance or $50 payment, may not fully reduce the balance that is outstanding-on my Account. I understand that, if this occurs. I will be required to pay the entire balance in a single "balloon" payment on the maturity date specified in this Agreement. ASSUMPTION NOTICE THE DEBT SECURED- HEREBY IS SUBJECT TO CALL IN FULL OR THE TERMS THEREOF BEING MODIFIED IN THE EVENT THE REAL ESTATE SECURING THE DEBT IS SOLD, CONVEYED OR OTHERWISE TRANSFERRED. t . ' Obliption to Lend. You are absolutely obligated under the term of this Agreement to make advances not to exceed, at any one time in the aggregate, the amount indicated as the maximum credit limit and I agree to repay any advances under the terms of this Agreement. Your obligation to make advances to me under this Agreement ends when you terminate advances and demand repayment of the outstanding obligation or prohibit additional extensions of credit under this Agreement or the Security Instrument. Pape 2of$ (i PAM AV00o e S C ' Nevertheless, you may waive the right to terminate or prohibit additional advances. If you do not terminate or prohibit additional advances, you remain obligated to make advances to me under the terms of this Agreement. However, that waiver does not bind you if the same or a different event occurs or is continuing at a later time. Your obligation to make advances under the terms of this Agreement also terminates when this Agreement is terminated or advances suspended by me in accordance with the terms of this Agreement. Change of Terms of this Agreement. In addition to other rights you may have under this Agreement, you may change the terns and conditions of this Agreement when any of the following.events shall occur; (1) if the index and margin used with this Account are no longer available; rr (2) if you matte a change that I specifically agree to in writing; (3) if you make a change that will unequivocally benefit me the remainder of the term of this Agreement; ar (4) if you make any insignificant change in the terms of this Agreement. r' Temporary Suspension of Credit and Reduction of Credit Limit. I agree that you may prohibit additional extensions of credit or reduce the credit limit when any of the following events shall occur. (1) A�� u of the Property that secures this Agreement declines significantly below the Property's appraised value during the time of this (2) if you reasonably believe I will be unable to fulfill the repayment obligations under this Agreement due to a material change in my c" financial circumstances; (3) if I am in default of any material obligations under this Agreement; (4) if action by a governmental body does not allow you to impose the Annual Percentage Raze currently applicable to this Agreement; (5) if action by a governmental body adversely affects the priority of your Security Instrument to the extent that the value of the security interest is less (ban 120 percent of the amount of my maximum credit limit; (6) if you are notified by a governmental agency that regulates your lending activities that continuing .advances constitute an unsafe and unsound practice; (7) if during any period in which the Annual Percentage Rate corresponding to the monthly periodic rue reaches the maximum interest raze allowed under this Agreement. Provided I am in compliance with the other terms of this Agreement, I understand you will reinstate credit privileges if the Annual Percentage Rate declines below the maximum Annual Percentage Rate; (8) if I request that you suspend any advances or reduce the credit limit; (9) if I indicated at the time of application that I would occupy the Property and I no longer occupy the Property or I rent a part or all of the Property to other parties. I understand at no time will you reduce my credit limit below the outstanding balance. 1 understand that it is my responsibility to request reinstatement of my credit privileges that have been suspended. I further understand that I may be required to pay for an appraisal of the Property to determine if the value has changed. - I agree to furnish you current personal financial statements within 30 days of your written request. If you temporarily suspend advances or reduce the maximum credit limit, I understand you will mail or deliver written notice of your action no later than three business days after the action and the specific reason for the action. Termination of this Agr'tmment. I will be in default and you may terminate this Agreement and demand repayment of the entire outstanding balance in advance of the maturity date if any of the following events shall occur: (1) if I fail to make my payments within 10 days of the due date, (2) if I write Drafts in excess of my available credit limit or my maximum credit limit; (3) if a petition is filed or other proceedings started under the Federal Bankruptcy code or any state insolvency statute or if a receiver is appointed or writ or order of attachment, levy or judgment is issued against me or my Property, assets or income that affects my ability to repay this Agreement in accordance with the terms of this Agreement or that adversely affects your security rights in the Property; (4) if I permit any other, lienholder to gain or appear to gain priority over you, except whatever first mortgage, deed of trust or deed to secure debris outstanding on the Property, as you agree, at the time of recording of your Security Instrument to secure this Agreement; (5) if the Property is condemned or is totally or partially destroyed by fire or other hazards or any proceeding is commenced which materially affects your interest in the Property; ty; (6) if the secured note for any prior mortgage, deed of trust or deed to secure debt or lien on the real Property is in default by failure to pay Principal, interest, charges, fees, escrow items or the commencement of a foreclosure proceeding or collection action that adversely - affects your security interest in the Property; (7) if you believe, in good faith, that I have allowed the Property to deteriorate, committed waste or destructively used or failed to maintain the Property; (8) if I commit fraud or misrepresent any information in the loan application, this Agreement or the Security Instrument at any time; (9) if I fail to disclose any known environmental condition or hazard which adversely affects your security interest in the Property; (10) if I fail to maintain adequate insurance coverage on the Property naming you as insured: 01) if I fail to pay taxes and assessments on the Property that results in a filing of a lien senior to your lien that irr>pairs your security interest - in the Property; or ''(12) if I transfer any interest or title to the Property without your consent as set forth in the terms of the Security Instrument or transfer of title occurs due to my death or by governmental action such as oondentration, however, I understand you will not terminate this Agreement and accelerate payment if such action is prohibited by federal law as of the date of this Agreement. If ari event occurs which allows the termination of advances and demand for repayment of the outstanding balance, you may, at your option and in your sole discretion, take the following action: (1) temporarily or permanently prohibit additional advances or reduce the maximum credit limit without demanding payment in full; (2) change the payment terms or payment option for the repayment of the loan; or (3) charge a higher rate or higher fees if I fail to meet the repayment terms or otherwise act so that the creditor is permitted to terminate the Account and accelerate the balance. If you do not immediately terminate the Account and demand repayment, you may take such action at a later time, if the event still exists or another event occurs at that time. If you do terminate the Account, you may require that the outstanding balance shall become due and payable immediately in full in a single payment, without notice to me unless required by law and with interest due on the balance at the Annual Percentage Rate as provided for in the Agreement until paid. If I do not immediately pay the outstanding balance and if this obligation is referred to an attorney -at -law for collection, subject to applicable law, 1 agree to pay all costs and expenses, including court costs and reasonable attorney's fee, not exceeding fifteen percent (15%) of the unpaid balance and interest, providing the attorney is not a salaried employee of yours. Minimum Payment Change. If I fail to pay any minimum payment by its due date or if I request a different minimum payment, you may, at your option, change the minimum payment and cancel the payment schedule 2(b) option. I agree to give you prior written notice of my request to change my minimum payment option. - ___ -_ NP 3ofS (TIM PAPELAg- Required Property Insurance. I agree to purchase and to continue to maintain property insurance, including flood coverage if required, on the second Property in an amount not less than the entire outstanding balance for all prior and current obligations secured by my Property for this loan or in such an amount satisfactory to you. If I fail to maintain adequate coverage as described above; you may, either at your option or as required by law, obtain coverage to protect your rights in accordance with other provisions of this Agreement. If my Property is damaged or destroyed, I agree that you may use any insurance settlement either to repair the Property or to apply it to my outstanding balance. 1 agree to assign the proceeds of my insurance to you to the extent of the debt I owe and agree that the insurance company may pay you directly. I agree that you have an irrevocable power of attorney to file proofs of loss and anything else necessary to obtain the insurance proceeds in my name. Loss, damage or "destruction of Property will not release me from any liability under this Agreement. Ownership of Drafts. Any Draft which you supply to me is your property and must be returned to you immediately upon demand in accordance with this Agreement. Transfer of Account. I cannot transfer or assign my Account to any other person, however, I recognize you-can assign this Agreement. Change of Address. 1 will advise you promptly if I change my mailing address. All written notices and statements from you to me will be considered given when placed in the United States mail, postage prepaid, and addressed to me at my current address as it appears in your records. If this is a joint account, written notice to one person is notice to the other person(s). Irregular Payments. You may accept late payments or partial payments, or checks, drafts or money orders marked "Payment in Full", without losing any of your rights under this Agreement and/or applicable law. Deferred Payment Option. At your option and as you designate, I understand that I may not be required to make a minimum payment during certain billing cycles. If I elect not to make my minimum payment as provided in the Agreement, I understand that this election does not eliminate the accrual of charges, including finance charges, which will continue to be applied to my account. Beginning with the next billing cycle following a deferred payment, I understand all of the provisions of this Agreement shall apply. Amendments. Subject to the provisions of this Note and applicable law, you may change any part of this Agreement a_ t any time, as long as you give me notice required by this Agreement or as may be required by law, I agree that the new terms, including any increase in the finance charge or other charges provided in this Agreement shall apply to credit extensions made on and after the effective date and to any outstanding balance owing to you on the effective date, provided that the new terms shall not apply to the outstanding balance if I pay the entire outstanding balance before the effective date of the change in terms. Cancellation. I can cancel my Account at any time by returning to you all of my unused Prime Equity Line Checks, along with a letter requesting that you cancel my Account. However, my obligations under this Agreetneat and any changes trade under it prior to cancellation will continue to apply until I have paid you all the money I owe on the Account. Termination or Suspension of Credit by Me and/or Joint Account Owner(s). If one or more persons are liable with me under this Agreement, and less than all of us request in writing that future advances be terminated or temporarily suspended hereunder, you will block or otherwise suspend advances under this Agreement for ten (10) days. You will also give notice of the request for suspension or termination to all borrowers. If you do not receive a court order enforcing the termination or suspension of advances under this Agreement beyond the ten day period stated above, from the person requesting the termination or suspension of advances within the ten -day period stated above, you will unblock the Account and allow advances as if no request for termination or suspension was made. Removal of Lien.. At any time when the outstanding balance secured by the Security Instrument is zero, and your obligation to make advances to me under this Note has terminated, you shall at my written request to terminate my Account, return the Security htstrument to me appropriately marked as satisfied and satisfy the Security Instrument of record, however, I will pay the recording costs of that satisfaction. Other Provisions. Each of us who signed this Agreement or are issued Drafts or are allowed to use this Account, are both individually and jointly obligated for all payments due under this Agreement. If you request, I will give you any information needed to reevaluate my Account or my creditworthiness. You may, at any time seek information about my financial condition from others and may provide information aboutmy Account to others. If I apply for an increase in the credit limit for my Account or if you require that an appraisal be obtained to continue my Account, you will advise me of the cost of the appraisal before the appraisal is conducted. I understand that the appraisal will be for your use only and that 1 will not be entitled to a copy of the appraisal report. I agree that this Agreement shall be governed by and interpreted entirely under Pennsylvania law. In the event that the amount of interest on my Account exceeds the maximum permitted by law, you agree to repay me upon demand the amount paid which exceeds the maximum interest rate, or at your option, to reduce the then outstanding principal balance by the excess amount of interest. If any part of this Agreement is not valid, all other parts will remain enforceable. I understand I should consult a tax advisor regarding the deductibility of interest and charges for my Account. MY BILLING RIGHTS - I SHOULD KEEP THIS NOTICE FOR FUTURE USE This notice contains important information about my rights and your responsibilities under the Fair Credit Reporting Act. I Should Notify You in Case of Errors or Questions About My Statement. If 1 think my Statement is wrong, or if I need more information about a transaction on my Statement, I should write you on a separate sheet at the address listed on my Statement. I should write you as soon as possible. You must hear from me no later than 60 days after you sent me the first statement on which the error or problem appeared. I can telephone you, but doing so will not preserve my rights. In my letter, I must give you the following information. . My full name and account number. • The dollar amount of the suspected error. • I must describe the error and explain, if I can, why I believe there is an error. If I need more information, I should describe the item I am not sure about. My Rights and Your Responsibilities After You Receive My Written Notice. You roust acknowledge my letter within 30 days, unless you have corrected the error by then. Within 90 days, you must either correct the error or explain why you believe the Statement was correct. + After you receive my letter, you cannot try to collect any amount I question, or report as delinquent. You can continue to bill me for the ; amount I question, including finance charges, and you can apply any unpaid amount against my credit limit. I do not have to pay any questioned amount while you are investigating, but I am still obligated to pay the parts of my Statement that are not in question. Pare! d3 (liffl n PA PEL AX—to r If you find that you made a mistake on my Statement, I wilf not have to pay any finance charges related to any questioned amount. If you didn't make a mistake, I may have to pay finance charges, and I will have to make up any missed payments on the questioned amount. In either case, you will send me a statement of the amount I owe and the date that it is due. If I fail to pay the amount that you think I owe, you may report me as delinquent. However, if your explanation does not satisfy me and I write to you within ten days telling you that I still refuse to pay, you must tell anyone you report me to that I have a question about my Statement. And, you must tell me the name of anyone you reported me to. You must tell anyone you report me to that the matter has been settled between us when it finally is. If you don't follow these rules, you can't collect the first $50 of the questioned amount, even if my Statement was correct. ARBITRATION: At my, any guarantor, or your request, any controversy arising out of or relating to this loan shall be decided by binding arbitration under the Commercial Arbitration Rules of the American Arbitration Association. Any controversy that is related to a class action or is part of a class action shall, at my, any guarantor, or your request, be referred for decision by arbitration as provided herein. A judgment upon award may be entered by any court having jurisdiction. Notwithstanding the preceding binding arbitration provisions, 1, any guarantor, or you may employ or exercise free, either alone, in conjunction with or during an arbitration proceeding, any provisional or ancillary remedies including foreclosure and sale of any collateral by judicial or non - judicial foreclosure, self help, set -off, attachment, garnishment and sequestration. Preservation of these remedies does not limit the power of the arbitrator to grant similar remedies. INFORMATION REPORTED TO CONSUMER REPORTING AGENCIES: Under the Fair Credit Repotting Act, I have the tight to notify you if I believe you have reported inaccurate information about my account to any Consumer Reporting Agency. Such notices should be sent in writing and include my complete name, current address, Social Security number, telephone number, account number, type of account, specific item of dispute and the reason why I believe the information reported is in error. I must send my notice to: First Union, P.O. Box 560726, Charlotte, NC 28256 -0726. SHARING INFORMATION REGARDING MY FIRST UNION RELATIONSHIPS. I understand that from time to time you may share and use with any First Union Corporation Affiliate (e.g. First Union National Bank, Fust Union Brokerage Services, Inc., First Union Mortgage Corporation, etc.) my account and "other information" as you in your sole discretion consider necessary or appropriate. I have the right to direct you not to share my "other information" by notifying you in writing. I must send my name, address, Social Security number, telephone number and account type and number to: First Union, P.O. Box 11716, Roanoke, VA 24022 -1726. By signing below, I agree to all the terms contained herein and certify that I received completed copies of this Agreement and Disclosure Statement, Mortgage, and Important Terror, and 2 copies of a Notice of Right to Cancel this Agreement on the date shown above, i will refer to the above instructions if I have a problem with any billing statement you send to me. (SEAL) " '- "� (SEAL). Signature CARL VAVARA Signature TINA L AVARA (SEAL) (SEAL) Signature Signature P,p 5 of s (IM PA PEL Ay- EXHIBIT «B„ I we� Ou THAT CERTAIN lot of land aitust• in the Township of Hampden, descri bed as fol Cumber land and State of pennaylvanla, more particularly eacsllows: BEGINNING at a point on the eastern 11:0 of Stephen's Creasing, which point is the line dividing Leta Yo, pB and 79 ant the hereim flee 47 i inutes peen of Leta; ute thence along tae said line South 85 degrees 4? m east, one Hundred Twenty -Five ( iaet to a poi t south 04 degrees 28 minutes 50 aeeonda east, $12c Nine �e_lhindredCha 68- ty -Eight and hlnety- tats Ho. 79 and B01 t(69e)al et to a point on the line dividing minutes 45 seconds west, One Hundred Twenty -one andnThirty-cnneaGre- Hundre3trs (121,311 feet to A point on the eastern line of Stephen's Crosaingl thence along Stepheaia Crossing north 10 degrees 21 inutes o west, to p a pointint Forty -Wo and Twenty -Two One- Hondrsdtha (42 22) foot to s thence continuing slang the same in a northerly direction on a curve to the right having a radius of 233 an are distance of Pifty -Bight and Porty -Nina one -H Adredths (58, place of Beginning, feet to a point, the �..i BEING Lot No. 79, Plan 4, of The village of Westover, which plan is recorded in the Cumberland County Recorders 4tflcs la Plan Book 23, Pegs 22. I 'NC the sasu prea.sea wti ch Carlo * Urven and Kather.na Anq Marvtn, tits w'.a o deed dated June 20. 197. and �eco•ded in •tie Cupberidrd County po.v:dsr•s of to it tread book R -25, Page 90 grancsd and conveyed -n�o Carl J Avara and Kay J avara, why as also known as Kav r Aeara, his w,fe mortgogdrs Rerev% hA"NC thereon ereetad A dwe1lire house snovn and rurWered as 6310 Stephe Crossirq UNDER AND SJbJ6CT 4 MArHeLPSS, to reltritclone, conditions and easaaenta of record pertainirg to said pr ■muea prior TW' MORTGAGORS reP'esrnt and rArrAAL that ♦4,thsr of the P anstitaeed dlvcroe proepdtngs agar -st t -le other and it Ls further aqr .d chat she 11" operation Ard affect of this aoregage st not ae changed in air -4n.1er as a result of or part of any property settlopent or Gquitaole dutribLtion by the court it any divorce Proceed.n9s nor or hereafter so instituted by eich•r of the rcgagors hereto against the other • !AIlT. eoo� bib ru�lUfa FORM l Wells Fargo Bank, N.A., IN THE COURT OF COMMON PLEAS OF Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA vs. Unknown Surviving Heirs of Carl J. Avara, Deceased r Civil `= Mortgagor and Real Owner, Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor tz; and Real Owner, Alessia Louise Avara, Known - E- Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, Carl J. Avara, Deceased Mortgagor and Real Owner and Tina L. Morelli, a /k/a Tina L. * �' Avara, Known Surviving Heir of Carl J. Avara, =' C Deceased Mortgagor and Real Owner Defendants NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial Worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. 74251 Page 1 IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: Date [Sign re o ounsel for Plaintiff) i 74251 Page 2 FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date: Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: CUSTOMER/PRIMARY Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people on household: How long? CO-BORROWER Mailing Address (if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people on household: How long? FINANCIAL INFORMATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payment. Amount $ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes ❑ No ❑ If yes, provide names, location of court, case number & attorney: Assets Amount Owed: Value Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount owed: Value: Automobile #2: Model: Year: Amount owed: Value: Other transportation (automobiles boats motorcycles): Model Year: Amount owed: Value: Monthly Income Name of Employers: 1. 2. 3. Additional Income Description (not wages): 1 • monthly amount: 2 • monthly amount: Borrower Pay Days: Co- Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE Mortgage AMOUNT Food 2n Mortgage Utilities Car Payment(s) Condo/Neigh. Fees Auto Insurance Med. (not �pa ) Auto fuel /repairs Other proent Install . Loan Payment Cable TV Child Support/Alim. Spending Money Da /Child Care /Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: 2 Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your deliquency? Yes ❑ No ❑ If yes, please indicate the status of those negotiations: Please provide the following information, if known, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: I/We, authorize the above named to use /refer this information to my lender /servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I /We understand that I /we am/are under no obiligation to use the services provided by the above named Borrower Signature Date Co- Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: Proof of income V Past 2 bank statements Proof of any expected income for the last 45 days Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation (hardship letter) Listing agreement (if property is currently on the market) 3 McCABE, WEISBERG & CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID # 74770 MARISA J. COHEN, ESQUIRE - ID # 87830 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 ANN E. SWARTZ, ESQUIRE - ID # 201926 JOSEPH F. RIGA, ESQUIRE - ID # 57716 JOSEPH I. FOLEY, ESQUIRE - ID # 314675 CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673 JENNIFER L. WUNDER, ESQUIRE - # 315954 LENA KRAVETS, ESQUIRE - ID # 316421 CAROL A. DiPRINZIO, ESQUIRE - ID # 316094 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 (215) 790-1010 Wells Fargo Bank, N.A., NIL DIVISION 101 North Philips Avenue Sioux Falls, SD 57104 o.: 14-2197 Civil Plaintiff, v. Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17055 and Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 5027 NE Everett Street Portland, OR 97213 and Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 and Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 Attorneys for Plaintiff Defendants. MOTION FOR SERVICE PURSUANT TO SPECIAL ORDER OF COURT Plaintiff, Wells Fargo Bank, N.A., by its counsel, moves this Honorable Court for an Order directing service of the Complaint and of all subsequent notices and pleadings that require personal service, including Notice of Sheriff's Sale upon Defendant, Unknown Surviving Heirs of Carl J. Avara Deceased Mortgagor and Real Owner by mail and by posting the mortgaged premises and by publication and in support thereof, avers the following: 1. Carl J. Avara was an individual and is the record owner and mortgagor of the premises that is the subject of Plaintiffs action in Mortgage Foreclosure. 2. The premises that is subject of this mortgage foreclosure action is 6316 Stephens Crossing, Mechanicsburg, Pennsylvania 17055 and is the last -known address of the decedent. 3. Carl J. Avara is deceased, having departed this life on December 28, 2007. No estate or administration has been opened as a result of the demise of Carl J. Avara. The only known heirs of Carl J. Avara are Leigh A. Avara, Alessia Louise Avara, and Tina L. Morelli a/k/a Tina L. Avara. Accordingly, Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner have been named as Defendants to this foreclosure action. 4. Leigh A. Avara, Alessia Louise Avara, and Tina L. Morelli a/k/a Tina L. Avara are the only known surviving heirs of Carl J. Avara. Plaintiff retained Attorney Outsourcing Support Services, Inc. to investigate the identity of any additional heirs of Carl J. Avara. No additional heirs were found. An Affidavit of Good Faith Investigation setting forth the specific inquiries made and the results therefrom is attached hereto, made a part hereof and marked as Exhibit 5. Plaintiff has obtained a property search of the mortgage premises which indicates that the record owner of the premises is Carl J. Avara. On or about April 19, 2011, Tina L. Morelli a/k/a Tina L. Avara, executed a Deed title vesting solely in the name of Tina L. Morelli a/k/a Tina L. Avara. However, no estate has been probated for Carl J. Avara; subsequently, Tina L. Morelli a/k/a Tina L. Avara was never appointed Executrix of the estate of Carl J. Avara and lacked the authority to execute the Deed so the aforesaid Deed is invalid. A true and correct copy of the property search is attached hereto and marked as Exhibit "B." 6. Plaintiff will never be able to personally serve the Complaint and subsequent pleadings upon the Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner. 7. Pursuant to Pennsylvania Rule of Civil Procedure 430(b)(2), service upon Unknown Heirs may be made by publication. WHEREFORE, Plaintiff respectfully requests this Honorable Court to enter an Order pursuant to Pennsylvania Rules of Civil Procedure 430 and 3129.2(D) directing service of the Complaint by posting, publication and by mail and further directing that all subsequent Notices and pleadings that require personal service may be served in this manner except that publication of the Notice of Sheriff's Sale by the Sheriff set forth in Pa.R.C.P 3129.2(D) is legally sufficient and Plaintiff need not republish the Notice of Sheriff's Sale. McCABE, WEISBERG & CONWAY, P.C. ] Terrence J. cCabe, sq. ] Edward D. Conway, Esq. ] Andrew L. Markowitz, Esq. ] Marisa J. Cohen, Esq. ] Brian T. LaManna, Esq. ] Joseph F. Riga, Esq. 1 Celine P. DerKrikorian, Esq. ] Lena Kravets, Esq. Attorneys for Plaintiff [ ] Marc S. Weisberg, Esq. [ ] Margaret Gairo, Esq. [ ] Heidi R. Spivak, Esq. [ ] Christine L. Graham, Esq. [ ] Ann E. Swartz, Esq. [ ] Joseph I. Foley, Esq. [so] Jennifer L. Wunder, Esq. [ ] Carol A. DiPrinzio, Esq. Exhibit A Attorney Outsourcing Support Services, Inc. Suite 2SO4 1 Huntington Quadrangle Melville, NY 11747 (516) 284 -5850 Fax (855) 427 -1280 Affidavit of Death Investigation for the Estate of Carl J. Avara SUR.TFCT OF INVESTIGATION: Carl J. Avara CLIENT: McCabe, Weisberg and Conway, P.C. MATTER #: 302- 2644PA AOSS FILE #: 136186 SUBJECTS LAST - KNOWN /PROPERTY ADDRESS: 6316 Stephens Crossing, Mechanicsburg, PA 17055 I, Rita Mastrangelo, being duly sworn according to law, depose and say that I completed a death investigation into the whereabouts of the above -named subject and the extent of the investigation and the results are as follows: I. Verification of Death 1. SOCIAL SECURITY DEATH INDEX Social Security Death Index has a record for the subject, listing the date of death as December 28, 2007. OBITUARY ARCHIVE The Obituary Archive has a record for the subject. Surviving Heirs: Spouse — Tina L. Morelli Avara Daughter — Leigh Ann Fox Daughter — Alessia Louise Avara II. Investigation for Estate Information 1. SURROGATES SEARCH A search for estate documents was conducted with the Cumberland County Register of Wills. After inquiry, the office of the Cumberland County Register of Wills provided documentation that that there are no records for the subject on file. III. Investigation for Next of Kin 1. TRACERS INFORMATION SPECIALISTS, INC. Page 2 Investigation of Carl J. Avara continued: Premium People Search: Tina L. Morelli A/K/A Tina L. Avara (Spouse) 6316 Stephens Crossing Mechanicsburg, PA 17050 717 766 -4275 443 324 -0895 Approximate age: 52 Leigh A. Avara (Daughter) 5027 NE Everett Street Portland, OR 97213 503 230 -4858 Approximate age: 38 Alessia Louise Avara (Daughter) 6316 Stephens Crossing Mechanicsburg, PA 17050 717 766 -4275 Kay F. Avara 6316 Stephens Crossing Mechanicsburg, PA 17050 717 766 -4275 717 766 -1199 Approximate age: 29 Roscarol E. Kennedy A/K/A Rose R. Morelli A/K/A Roscarol E. Kennedy 811 Carol Circle New Cumberland, PA 17070 717 770 -1333 Approximate age: 57 2. NEIGHBORS SEARCH Jane P. Tamanini 6317 Stephens Crossing Mechanicsburg, PA 17050 717 766 -7049 Approximate age: 50 Page 3 Investigation of Carl J. Avara continued: Peter R. S. Burry 6313 Stephens Crossing Mechanicsburg, PA 17050 501 851 -8345 717 766 -2780 Approximate age: 45 3. PHONE INVESTIGATION Called (717) 766 -4275: On September 24, 2013 and September 27, 2013 and September 30, 2013, deponent left voicemails for Tina Morelli. To date, they have not been returned. Called (443) 324 -0895: On September 24, 2013 and September 27, 2013, the voicemail box was full, and deponent was unable to leave a voicemail for Tina Morelli. Called (503) 230 -4858: Number is not in service. Called (717) 766 -1199: Number is not in service. Called (717) 770 -1333: On September 24, 2013, deponent spoke with Mr. Kennedy. Deponent left message with Mr. Kennedy to have Rose Kennedy return deponent's call. To date, it has not been returned. On September 27, 2013 and September 30, 2013, deponent called and left voicemails for Rose Kennedy. To date, they have not been returned. Called (717) 766 -7049: On September 24, 2013 and September 27, 2013, deponent left voicemails for Jane Tamanini. To date, they have not been returned. Called (717) 766 -2780: On September 24, 2013 and September 27 2013, deponent left voicemails for Peter Burry. To date, they have not been returned. Called (501) 851 -8345: Number is not in service. Called (717) 766 -2780: On September 27, 2013, deponent left a voicemail for Peter Burry. On September 29, 2013, Peter Burry left deponent a voicemail stating that he does not have any information regarding the subject. Page 4 Investigation of Carl J. Avara continued: The information set forth in this Death Investigation is true and correct to the best of my knowledge, information and belief. Notary Public: Sworn to and subscribed Before me this / day of (f , 2013 ,YAVOtee—tel SIGNED: PRINT NAME: Rita Mastrangelo DATE: October 1, 2013 VERONICAANN IRVING Notary Public, State of NEW YORK 01!R6273373 Quallried In Suffolk County Commission Expires, DECEMBER 24, 2010 Carl J. Avara: Death Record from the Social Security Death Index (SSDI) -... Page 1 of 1 Carl J. Avara: Social Security Death Index (SSDI) Death Record Name: Carl J. Avara State of Issue: Maryland Date of Birth: Sunday January 12, 1941 Date of Death: Friday December 28, 2007 Est. Age at Death: 66 years, 11 months, 16 days Confirmation: Verified Last known residence: Mechanicsburg; Defense Depot; Goodhope; City: Hampden; Hampden Township; Hogestown; Navy Ships; Navy Sup Dpt; Trindle Spring; Wertzville County: Cumberland State: Pennsylvania ZIP Code: 17050 Latitude: 40.2485 Longitude: - 77.0142 The Social Security Death Index (SSDI) is made available by the Social Security Administration (SSA) to the public through a number of websites, including GenealogyBank.com. As a result, we do not control the information that is provided us in the SSDI. In order to have information corrected or removed, please contact your local Social Security Administration office. Documented proof of an error may be required. Contact information for your local office can be found at http: / /www.ssa.gov. http:// www. genealogybank .com /gbnk/ssdi /doc /ssdi /v 1:11 E24E2C94824268 9/23/2013 Avara, Carl J. - Baltimore Sun Our Best Job Posting Produci Bundled at a &O% Discount! -mo ns tenon, Page 1 of 1 MARYLAND SPORTS ORIOLES BUSINESS LIFE HEALTH ENTERTAINMENT EVENTS OPINION VIDEO DEALS Home —. Collections —. Katharine Mortgage Rates Hit 3.16% APR Avara, Carl J. soled Mortgage Amount: S225 ' $400 al.; $500 a ' $000 ' s700 $e0o 5000 $1,000 $1,100 °s'•: $1,200 s1,300 $1,400 $1,500 61,600 • ter tDtngtr ee- rwn;a to•aauaa t{tat,Gtalgt Related Articles $1,700 ie $1,800 .' 61,900 62,000 $2,100 i4 $2,200 . 62,300 62,400 u 62,500 <. roar. $2 >800 . 62,700 62,800 $2,900 63,000 Calculate New Payment "I like the'Junie B. Jones' series by Barbara Park... September 13, 2000 Ferrante, Sebastian F. October23, 2004 Quote of the Week June 2, 2005 Shriver, Robert C. April 16, 2003 Find More Stories About Katharine December 31, 2007 ShE8balbthtore 0 On Friday, December 28, 2007, CARL JOSEPH AVARA, of Mechanicsburg, PA. Born January 12, 1941 In Baltimore, son of the late Simon and Angelina Diggerstein Avara. Husband of Tina L. Morelli Avara, father of Leigh Ann Fox of Portland, OR, Alessia Louise Avara at home. Preceded in death by first wife Kay Franklin Avara and brother Salvatore. Mass 10:30AM Thursday, St. Katharine Drexel Church, Mechanicsburg. Viewing 6 to 8PM Wednesday at Malpezzl Funeral Home, Mechanicsburg. For complete obit and to sign guest book visit www.malpezzlfuneralhome.com Featured Articles Ravens tackle Michael Oher takes big brotherjob seriously Joe Flacco's amazing wedding photos are out on the Internet MORE: What killed the famous tenor? Does the state of Maryland owe you money? How Obamacare will help the uninsured and unemployed For kitchen, use paint colors that are warm, inviting Ravens hopeful Ray Rice won't be sidelined long with hip injury Enlarged prostate can cause urination problems in men 1 Maryland shows Obamacare can be affordable Index by Keyword 1 Index by Date 1 Privacy Policy 1 Terms of Service Please note the green -fined linked article text has been applied commercially vdthoul any involvement from our newsroom editors, reporters or any other editorial stag. http: / /articles.baltimoresun.com /2007 -12 -31 /news /0712310186_1 mechanic... 9/23/2013 Tracers Information Specialists, Inc. - Possible Relatives Search Page 1 of 4 Possible Relatives Search 5 Records PP = Premium Profile, NC = National criminal records search, SX = Sex offender search, RM = Possible roommates search, PL = Professional license search, VO = Vehicle ownership search SUBJECT INFORMATION Name SSN DOB PPNCSXSCRMPLVO AVARA,CARLJ 1 1 PP NC SX SC RM PL VO AVARA, CARL J 1 1 PP SX SC RM PL VO AVARA, KAY F I 1 Possible Relatives - 5 records Name Address Phone Dates AVARA, KAY F SSN: Possible AKAs: AVARA, KAY, J Name 6316 STEPHENS MECHANICSBURG, PA 17050 County: CUMBERLAND 05/14/2005 6316 STEPHEWS CROS MECHANICSBR, PA 17055 County: CUMBERLAND 07/10/1996 6316 STEPHENS CRSNG MECHANICSBURG, PA 17055 County: CUMBERLAND 11/01/1992 120 FARMINGTON CHERRY HILL, NJ 08034 County: CAMDEN Address 05/01/1971 Phone Dates 5027 EVERETT PORTLAND, OR 97213 County: MULTNOMAH 09/11/2010 3529 TAYLOR PORTLAND, OR 97214 County: MULTNOMAH 06/05/2007 3529 TROY PORTLAND, OR 97219 County: MULTNOMAH 04/15/2007 6316 STEPHENS https:// www. tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/23/2013 Tracers Information Specialists, Inc. - Possible Relatives Search AVARA, LEIGH A SSN: DOB Possi"6Te AR7As: AVARA, LEIGH AYARS, LEIGH, A Name MECHANICSBURG, PA 17050 County: CUMBERLAND 6316 STEPHENS XING MECHANICSBURG, PA 17055 County: CUMBERLAND 25537 PERKINS VENETA, OR 97487 County: LANE 3100 HAXTON BELLINGHAM, WA 98226 County: WHATCOM 1429 JEFFERS BALTIMORE, MD 21204 County: BALTIMORE 1429 JEFFERS TOWSON, MD 21204 County: BALTIMORE 527 BEAVER STATE COLLEGE, PA 16801 County: CENTRE 364 TRUMBULL NEWFIELD, NY 14867 County: TOMPKINS 364 TRUMBULLS CORNERS NEWFIELD, NY 14867 County: TOMPKINS Address Phone Page 2 of 4 04/26/2005 11/13/2000 01/01/2000 02/24/1999 01/13/1998 01/01/1998 09/24/1997 08/01/1997 08/01/1997 Dates MORELLI, AVARA TINA SS DO Possible AKAs: AVARA, TINA MORELLI, TINA, L AVARA, TINA, L 6316 STEPHENS MECHANICSBURG, PA 17050 County: CUMBERLAND 11/14/2011 12 MALLARD OCEAN PINES, MD 21811 County: WORCESTER 02/21/2011 12 MALLARD BERLIN, MD 21811 County: WORCESTER 04/24/2009 6316 STEPHENS CROSS MECHANICSBURG, PA 17050 County: CUMBERLAND 02/25/2008 7490304 T 66 58 67 85 304 MECHANICSBURG, PA 17050 County: CUMBERLAND 04/23/2003 6316 STEPHENS CROSS MECHANICSBURG, PA 17055 County: CUMBERLAND 05/10/2002 https : / /www.tracersinfo. com /SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/23/2013 Tracers Information Specialists, Inc. - Possible Relatives Search Page 3 of 4 Name 5316 STEPHENS MECHANICSVLLE, PA 18934 County: BUCKS 4623 OCEAN B BERLIN, MD 21811 County: WORCESTER 11000 COASTAL 1610 OCEAN CITY, MD 21842 County: WORCESTER Address Phone MORELLI, LOUISE B SSN: DOB: Posse a s: MORELLI, LOUISE, C MORELLI, LOUISE MORRELLI, LOUISE, C 6316 STEPHENS XG MECHANICSBURG, PA 17050 County: CUMBERLAND 215 CHOCOLATE 3E HERSHEY, PA 17033 County: DAUPHIN RR2 BOX 330 HERSHEY, PA 17033 County: DAUPHIN 663 DERRY HERSHEY, PA 17033 County: DAUPHIN PO BOX 2 HERSHEY, PA 17033 County: DAUPHIN RR 2 BOX 330A HERSHEY, PA 17033 County: DAUPHIN PO BOX 330 HERSHEY, PA 17033 County: DAUPHIN POB 330 HERSHEY, PA 17033 County: DAUPHIN 0 2 POB 30 A HERSHEY, PA 17033 County: DAUPHIN PO BOX 330A HERSHEY, PA 17033 County: DAUPHIN RR 2 POB 330 HERSHEY, PA 17033 County: DAUPHIN RR 2 BOX 330 HERSHEY, PA 17033 03/18/2002 07/17/2001 07/13/2001 Dates 10/04/2011 07/04/2011 12/16/2006 04/29/2005 08/16/2001 08/16/2001 11/13/2000 11/13/2000 11/13/2000 08/31/1998 09/01/1993 09/01/1993 https:// www. tracersinfo. com /SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/23/2013 Tracers Information Specialists, Inc. - Possible Relatives Search Name County: DAUPHIN Address Phone Page 4 of 4 Dates MORELLI. ROSCAROL E SSN: DOB: Posse a s: MORELLI, ROSE KENNEDY, ROSCAROL, KENNEDY, ROSCAROL KENNEDY, ROSE, E ROSCASOL, KENNEDY E 811 CAROL NEW CUMBERLAND, PA 17070 County: CUMBERLAND 09/07/2011 6316 STEPHENS MECHANICSBURG, PA 17050 County: CUMBERLAND 04/29/2011 811 CAROL NEW CUMBERLND, PA 17070 County: CUMBERLAND 10/15/2005 3010 DERRY HARRISBURG, PA 17111 County: DAUPHIN 07/13/2001 RR 3010 HARRISBURG, PA 17111 County: DAUPHIN 11/13/2000 801 WALNUT 6 LEMOYNE, PA 17043 County: CUMBERLAND 10/05/2000 801 WALNUT P LEMOYNE, PA 17043 County: CUMBERLAND 11/20/1999 https:// www. tracersinfo. com /SearchCentral/viewreturn.php3 ?pargs= YToxO... 9/23/2013 Tracers Information Specialists, Inc. - Premium People Search Page 1 of 1 Premium People Search 4 Records Search Criteria Address: 6316 STEPHENS CROSSING City: MECHANICSBURG State: PA Zip: 17055 Reports Name Address Maps SSN / DOB Phone MORELLI TINA L AKA: AVARA TI NA L 6316 STEPHENS 1x CROSSING MECHANICSBURG PA 17050 Reported: 07/01/2000 - 07/01/2000 County: Cumberland Map It AVARA KAY J 6316 STEPHENS 1x CROSSING MECHANICSBURG PA 17055 Reported: 09/01/1999 - 09/01/1999 County: Cumberland Map It - _- -� -_"-_ INC PINKY LEE 6316 STEPHENS 2x CROSSING MECHANICSBURG PA 17055 Reported: 10/01/1998 - 10/01/1998 County: Cumberland Map It AVARA KAY F 6316 STEPHENS 1x CROSSING MECHANICSBURG PA 17055 Reported: 10/01/1987 - 10/01/1987 County: Cumberland Map It https:// www. tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/23/2013 Tracers Information Specialists, Inc. - Premium People Search Page 1 of 8 Premium People Search 53 Records Search Criteria SSN: Reports Name Address Maps SSN / DOB Phone MORELLI TINA L 6316 STEPHENS 8x XING MECHANICSBURG PA 17050-2338 Reported: 06/30/1995 - 09/19/2013 County: Cumberland Land line: (717) 766- Map 4275 It Cell: (443) 324- 0895 1-0 TL AVARA 6316 STEPHENS 4x XING MECHANICSBURG PA 17050-2338 Reported: 01/01/2003 - 09/19/2013 County: Cumberland Land line: (717) 766- Map 4275 It Cell: (443) 324- 0895 AVARA TINA L 6316 STEPHENS 7x XING MECHANICSBURG PA 17050-2338 Reported: 06/30/1995 - 09/19/2013 County: Cumberland Land line: (717) 766- Map 4275 It Cell: (443) 324- 0895 MORELLI AVARA TINA 6316 STEPHENS 3x XING MECHANICSBURG PA 17050-2338 Reported: 06/30/1995 - 09/19/2013 County: Cumberland Map 2414 MORELLI TINA L 12 MALLARD DR 2x OCEAN PINES MD 21811-1747 Reported: 08/01/2000 - 02/21/2011 County: WORCESTER Map It 12 MALLARD DR 6x https://www.tracersinfo.com/SearchCentral/viewretum.php3?pargs=YTox0... 9/23/2013 Tracers Information Specialists, Inc. - premium People Search O LEAN PINES MD 1747 Reported: 08/01/2000 _ 02/21/2011 County: WORCESTER 2 MALLARD p 2x 21811 -1747 OCEAN PINES MD Reported: 11108/0 ?/2000 _ Map County: it WORCESTER . AVARA TINA L MORELLI AVARA TINA AVARA TINA L AKA: AVARA TIIVARA AKA: MORELLI TINA L AKA: AVARA TINA TINA LlLl AKA: AVARA TINA L AKA: AVARA TINA MORELLI TINA L AKA: AVARA TINA L AKA: AVARA TINA Repot Name AVARA TINA L AKA: AMORELLI TINARA AKA: MORELLI Map It 42 BMALLARD DR 8 BERLIN MD 21811_ 1747 Reported. 08/0112000 04/24/2009 County: WORCESTER :2rALLARDDR 10x BERLIN MD 21811_ 1747 04 24/2010/10/1997 - County: WORCESTER Map It Map lt 6316 STEPHENS XI 4 MECHANICSg URG PA 17050 -2338 11/24 2 08 7/01 /2000 _ Map County Cumberland It Address 6316 STEPHENS XI 6 MECHANICSBURG 050- PA 2338 Reported: 10/0111999 _ Count Cumberland Maps Map It Page 2 of 8 Landline: (410) 208- 2882 Landline: (717) 766_ 4275 Landline: (410) 208_ 2882 Landline: (717) 766- 4275 Phone Landline: (717) 766 - https: / /wvW .trace rsinfo, c 4275 Landline: °m /Search Cen tral /vie wret (410) urn Php3 ?pargs_y °x0 • 9/23/2013 Tracers Information Specialists, Inc. _ Premium p TINA L eoPle Search AKA: AVARA TINA 6316 CROSS EPHENs AE1 0501CSBURG Reported. 02/25/2008 02/25/2008 County; Cumberland 631 STEPHENS CROSS T NA RA MECHANICSBU L A 17050 RG Reported: 0 0225/2008 Cunt 8 County: Cumberland 6316 STEPHENS MORELLI CROSS 1 x NARA AE1 0501CSBURG Reported. 02/25/2008 02/25/2008 County; Cu 6316 STEP HENS RA X/NG HENS 4x L READING PA 19604 Reported, 12/31/2002 rap 12/18/2006 t County- Berks 304 7490304 T66 Ix 58 MECHANICSBURG G Reported: 12/17/2006 - Count County: Cumberland XING STEPHENS 1 MECHANICSBURG PA 17050 -2338 05/28/2004 5/28/2004 County' Cumberland A T/ NA VA TINA AVARA TINA L MOA ELLI AVARA MORELLI AVARA TINA 12 A/IALLARD DR AKA: BERLNMD2181 MORELL/ 1747 1 _ 5x MORELLI TINA L M x Map It Map It https: /I• traCersi Landline: nfo, com /Se (410) archCentral /vie 208_ return. php3 ?pargs_yTox0 9/23/24.13 Page 3 of 8 208_ 2882 Reports Tracers Information rmatioa Specialists, Inc. _ TINA L premium people Search h AKA: A 03/14/2004 3/05/200 ] _ AKA County: WORCESTER AVARA TINA L A TI MOR TINA MOREL TINA L MORELLI AVARA TINA I 7490304 T 66 58 672x 85 304 AEC 050ICSSURG Reported: 04/23/2003 04/23/2003 County: Cumberland 85 7490304 T 66 58 672/Map PA 17050 1CSQURG Reported: 04/23/2003 County: Name Cumber/and Address 7490304 OREL 85304 T6658671x RA LI AEC oANICSBURG A 50 04/23/2003 4/23/2003 - County; Cumberland +nberiand CROSS EPHENS 1x ELLI MECHANICSg L PA 17055 URG 05/10/2002 10/20/1998 :N0:nt1an EPHENS 1x LI $934 ANICSVLL A EP Reported. 03/18/200 Mt p 03t18/2002 2 I County: SUCKS XING ST EPHENS Ix 8934 ANICSVLLE PA Reported: 3 0 3/18/2002 County: SUCKS MNRELLI AL Map It Map it AVARA TINA L Map It Maps Map It Map It I https://www.tracersinfo.com/Searcheentral/vie eturn.ph p3 • pargs- yl'ox0 9/23/2013 Page 4 of 8 2882 Landline: (717) 766_ 4276 Phone Reports Tracers Information Specialists, Inc, - Premium P epple Search 5316 XING ST EPHENS 2x 18934 MECHANICSVLLE PA 03/1812002 3/18/2002 County: BUCKS 4623OCEANB Reported: MD 21811 6x ported: 07/17/2001 _ 07/1712001 Map County. It WORCESTER 4623 OCEAN 8 Reported: BERLIN MD 21811 3x 07 00 ?07/1712001 - Ma LI County: It p WORCESTER HW 16 /0OASTAL 6 OCEAN CITY MD 21842 -.7996 07/13/2001 07/13/2001 County' WORCESTER AVgRA TINA L TINA RELLI L AVARA TINA L A VARA TINA L M R: TINA LL AVgRA TINA L AKA: A ORELLI TINA A AKA: MORELLI L A ARALi TINA AKA: MORELLI L Map It 11000 COASTAL HW 1610 OCEAN CITY MD 21842_7996 Reported: 07/13/2001 07/13/2001 County: WORCESTER Map It 3x Map It 11000 COASTAL 6x TINA OCEAN 0 AST 21842- CITY MD RA Reported: 7996 07/13/2001 07/13/200, /Map County: Name WORCESTER Address MORELLt DR TINA BERLIN MD D 1 AVgRA Reported, 03/05 2 03/05/2001 6t2001 - County: WORCESTER https://www.tracersinfo.corn/SearchCentral/vie MORELLI AKA: AVARA L Maps Map It Phone eturn. php3 ?pargs�yTox0... 9/23/2013 Page 5of8 Tracers Information Specialists, Inc. - Premium People Search Page 6 of 8 https:// www. tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/23/2013 El MORELLI TINA L AKA: AVARA TINA L POB 330 4x HERSHEY PA 17033 - 0330 Reported: 11/13/2000 11/13/2000 County: Dauphin MORELLI AVARA TINA MORELLI TINA L 6316 STEPHENS 1x XING MECHANICSBURG PA 17055 Reported: 10/01/2000 - 10/01 /2000 County: Cumberland Map It MORELLI AVARA TINA AKA: MORELLI TINA L 6316 STEPHENS 2x XI MECHANICSBURG PA 17050 -2338 Reported: 10/01/2000 - 10/01/2000 County: Cumberland Map It MORELLI TINA L AKA: AVARA TI NA L 6316 STEPHENS 1x CROSSING MECHANICSBURG PA 17050 Reported: 07/01/2000 - 07/01/2000 County: Cumberland Map It AVARA TINA L AKA: . MORELLI AVARA TINA AKA: MORELLI TINA L 6316 STEPHENS 1 XING MECHANICSBURG PA 17055 Reported: 10/01/1999 - 10/01/1999 County: Cumberland Map It � MORELLI TINA L PO BOX 330A 1x HERSHEY PA 17033 - 0330 Reported: 09/06/1996 05/12/1999 County: Dauphin My lf=,ki AVARA TINA L PO BOX 330A 2x HERSHEY PA 17033- 0330 Reported: 09/06/1996 - 05/12/1999 County: Dauphin PO BOX 330A lx HERSHEY PA 17033- https:// www. tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/23/2013 Tracers Information Specialists, Inc. - Premium People Search Page 8 of 8 AVARA TINA L MORELLI AVARA TINA AVARA TINA L MORELLI AVARA TINA MORELLI AVARA TINA ANDERSONTOWN PA 17055 Reported: 06/23/1996 - 06/23/1996 County: Cumberland 2036 JO 1x ANDERSONTOWN PA 17055 Reported: 06/23/1996 - 06/23/1996 County: Cumberland 11000 COASTAL 1 x HWY 1610 OCEAN CITY MD 21842 -7903 County: WORCESTER 330 PO BOX 1 x HERSHEY PA 17033- 0330 County: Dauphin 11000 COASTAL HWY 1610 OCEAN CITY MD 21842 -7903 • County: WORCESTER Map It Map It Map It Map It Reports Name MORELLI TINA L MORELLI AVARA TINA AVARA TINA L Address Maps Phone RR 2 3x HERSHEY PA 17033 County: Dauphin RR 2 3x HERSHEY PA 17033 County: Dauphin RR 2 3x HERSHEY PA 17033 County: Dauphin https:// www .tracersinfo.com /SearchCentral /view return.php3 ?pargs= YToxO... 9/23/2013 Tracers Information Specialists, Inc. - Premium People Search Page 1 of 4 Premium People Search 25 Records Reports Name Address Maps SSN / DOB Phone AVARA LEIGH A 5027 NE EVERETT 4x ST PORTLAND OR 97213 -3030 Reported: 06/30/2007 - 09/20/2013 County: Multnomah Map It e: e: rs AYARS LEIGH A 5027 NE EVERETT 1x ST PORTLAND OR 97213 -3030 R eported: 07/11/2007 - 09/11 /2010 County: Multnomah Map It AVARA LEIGH A 6316 STEPHENS 7x XING MECHANICSBURG PA 17050 -2338 Reported: 07/01/1994 - 06/29/2007 County: Cumberland Map It AVARA LEIGH A 3529 SE TAYLOR 4x ST PORTLAND OR 97214 -4489 Reported: 10/31/2000 - 06/29/2007 County: Multnomah Map It AYARS LEIGH A 3529 SE TAYLOR 1x ST PORTLAND OR 97214 -4489 Reported: 01/24/2004 - 06/05/2007 County: Multnomah Map It AVARA LEIGH A 3529 SW TROY ST 2x PORTLAND OR 97219- 1660 Reported: 04/09/2007 - Map It https:// www. tracersinfo .com /SearchCentral /viewret 13 Tracers Information Specialists, Inc. - Premium People Search 04/15/2007 County: Multnomah 3529 SW TROY ST Ix PORTLAND OR County: Arlultnomah Reported: N/09/2007 - It 04//5/2007 97219-1660 /Map 1 XING 3/6 STEPHENS 'Ix MECHANICSBURG PA /7050-2338 Map Reported: 07/14/1994 - 04/26/2005 It County: Cumber/and C/R 18365 LOST KNIFE ix MONTGOMEF?Y VILLAGE MD 20886- 0324 Rported: 04/2001 - 04/2001 County: MONTGOMERY XING 6316 STEPHENS IxI County: Cumberfand Reported: 11/13/2000 - PA 17055 11/13/2000 MECHANICSBURG / Map It Address 6316 XI STEPHENS 2x MECHANICSBURG PA 17050-2338 Reported: 1 - /1/13/2000 1/13/2000 Count 25537 y: Cumberland RD PERKINS 4x VENETA OR 97487- 9758 Reported: 01/01/2000 - 01/01/2000 County: LANE AY,ARS LEIGH A AYARS LEIGH A AVARI VIRAF AVARA LEIGH A Reports Name Map It AVARA LE/GH A AVARA LEIGH A Maps Map It Map It RD 354 MILL GREEN Ix AVARITT STREET IVID 21154- 1727 / 1 Page 2 of 4 1111(L3a0an1d)line: 1 216.- 2396 /11 Phone lair https:// Map racersinfo.corn/SearchCentral/viewreturnphp3?pargs---,--YTox()... 9/23/2013 Tracers Information Inc. Specialists, Inc. Premium people Search G Reported: 08/1999 08/1999 It County: HARFORD AVARA LEIGH AVARA LEIGH A WAY HAXTON 7x AVARA BELLINGHAM LEIGH A AY LEI 527 AVE W BEAVER 3x STATE LOLL A 116801 -4035 COLLEGE PA Map _ It p County Centre 527 VV STATEBEAVER L 5x EGE 16801 -4035 E PA 07� 999d' 09101!1997 _ County. Centre Map It 98226-7219 WA Reported: 08/01/1998 /MaP t 02/24/1999 County: Whatcom 3100 HAXTON WAY 1x ARS BELLINGHAM LEIGH A `98226 -7219 WA 02/24/1999 /01/1998 _ County: Whatcom 1429 JEFFERS A TOWSONMD21204_I A 1929 Reported, 01/01/1998 Map 09/1998 It County: BALTIMORE 1429 JEFF BALTIMORE D 3x 21204 -1929 Reported: 01/13/1998 3/1998 _ County: BALTI 1429 JEFF MORE' BALTIMOREEMD D 1 x 21204_1929 01/13/1998 01/13/1998 _ County BALTIMORE AVAR LEIGH AVARA LEIGH A AYARS LEIGH A Map It Map It Map It Page 3 of 4 Landline: (814) 861_ 6629 Landline: (814) I 61648 min • is I. 1.1 https://www. tracersinfo.com/SearchCentral/viewreturn.php3 spar s1 g YToxp „ 9/23/2013 Tracers Information Specialists, Inc. - Premium People Search - Page 4 of 4 Reports Name Address Maps SSN / DOB Phone r- AYARS LEIGH A 527 W BEAVER 1 x AVE STATE COLLEGE PA 16801-4035 Reported: 12/12/1995 - 09/24/1997 County: Centre Map It AVARA LEIGH 364 S TRUMBULL ix NEWFIELD NY 14867 Reported: 08/01/1997 - 08/01/1997 County: Tompkins Map It AVARA LEIGH A 364 TRUMBULLS 5x CORNERS RD NEWFIELD NY 14867-9274 Reported: 07/17/1997 - 08/01/1997 County: Tompkins Map It AYARS LEIGH A 364 TRUMBULLS lx CORNERS RD NEWFIELD NY 14867-9274 Reported: 07/17/1997 - 07/17/1997 County: Tompkins Map It AVARA LEIGH A 1429 JEFFERS RD lx TOWSON MD 21204- 1929 County: BALTIMORE Map It m i https://www.tracersinfo.com/SearchCentral/viewretum.php3?pargs=YTox0... 9/23/2013 Tracers Information Specialists, Inc. - Premium People Search Page 1 of 1 Premium People Search 2 Records Search Criteria Name: AVARA, ALESSIA Zip: 17050 Reports Name Address Maps SSN / DOB Phone AVARA ALESSIA • 6316 STEPHENS Ix XI MECHANICSBURG PA 17050-2338 Reported: 06/01/2011 - 06/01/2011 County: Cumberland Map It Land line: (717) 766- 4275 AVARA ALESSIA 6316 STEPHENS 2x XING MECHANICSBURG PA 17050-2338 Reported: 03/2008 - 03/2008 County: Cumberland Map It mum Landline: (717) 766- 4275 https://wwvv.tracersinfo.com/SearchCentral/viewreturn.php3?pargs----YTox0... 9/24/2013 Tracers Information Specialists, Inc. - Premium People Search Page 1 of 5 Premium People Search 56 Records Search Criteria SSN: 11111111 Reports Name Address Maps SSN / DOB Phone KENNEDY ROSCAROL E 811 CAROL CIR 5x NEW CUMBERLAND PA 17070 -1418 Reported: 01/01/2000 - 09/20/2013 County: Cumberland Map It Landline: (717) 770 -1333 MORELLI ROSE R 811 CAROL CIR 3x NEW CUMBERLAND PA 17070 -1418 Reported: 01/01/2000 - 09/20/2013 County: Cumberland Map It Landline: (717) 770 -1333 MORELLI ROSE E 811 CAROL CIR 1x NEW CUMBERLAND PA 17070 -1418 Reported: 01 /01/2000- 09/20/2013 County: Cumberland Map It ROSCASOL KENNEDY AKA: KENNEDY ROSCAROL E AKA: KENNEDY ROSE E 811 CAROL ST 5x NEW CUMBERLAND PA 17070 -1418 Reported: 01/01/2000 - 09/20/2013 County: Cumberland Map It Landline: (717) 770 -1333 , MORELLI ROSCAROL E 811 CAROL CIR 3x NEW CUMBERLAND PA 17070 -1418 Reported: 01/01/2000 - 09/20/2013 County: Cumberland Map It Landline: (717) 770 -1333 MORELLI ROSE R 6316 STEPHENS XING 2x MECHANICSBURG PA 17050 -2338 Reported: 12 /31/1999- 09/19/2013 County: Cumberland Map It sx; KENNEDY ROSCAROL E 6316 STEPHENS XING 4x MECHANICSBURG PA 17050 -2338 Reported: 12/31/1999 - 09/19/2013 County: Cumberland Map It MORELLI ROSCAROL E 6316 STEPHENS XING 2x MECHANICSBURG PA 17050 -2338 Reported: 12/31/1999 - 09/19/2013 County: Cumberland Map It MORELLI ROSE AKA: KENNEDY ROSCAROL E AKA: KENNEDY ROSE E 811 CAROL CI 1x NEW CUMBERLAND PA 17070 -1418 Reported: 06/01/2011 - 06/01/2011 County: Cumberland Map It Landline: (717) 770 -1333 https:// www. tracersinfo. com /SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 https, // Tracers .............,__ -- Information Specialists Inc. - Premium People Search LEMOYE WALNUT T ST 6 3x Reported: 10/01/1995 1 __ 12/01/2007 County: Cumberland Address LEMOyLNUT ST6 Reported: 1P0/01/1995 1579 12/01/2007 County' Cumberland 801 WALNUT LEMOYNE PA 17043 -1579 ex 112101200710J01 /1995 County: Cumberland 801 WALNUT ST 6 Reportedly 01 /10 51579 12/01/2007 County: Cumberland 801 WALNUT ST 6 LEMOYNE PA 17043 -1579 3x Reported: 10/01/1995 _ 12/01/207 County Cumberland Reports MORELLI ROSCAROL E Name ROSCASOL KENNEDY KENNEDY ROSCAROL E MORELLI ROSE R MORELLI ROSE E ROSCAROL AKA: AROL E ROSEMORELLI AKA: KENNEDY ROSCAROL AKA: KENNEDY ROSCAROL ROSC LLl AKA. AROL E ROSEMORELLt AKA: KENNEDY ROSCAROLE AKA: KENNEDY ROSCAROL KENNEDY ROSCAROL AKA: MORELL/ ROSCAROLE AKA: KENNEDY ROSCAROL KENNEDY ROSCAROLE AKA: MORELLI ROSCAROLE MORELLI ROSCAROL E KENNEDY ROSCAROL E 811 CAROL CI / 70 70-1 4186ERLND PA Reported: 10/15/205 - 10/15/2005 County: Cumberland 811 CAROL CI 7p CUMBERLAND PA ap 5/2 0510!15/2005 _ County: Cumberland 811 CAROL CI 170 0 14186ERLND PA Reported: 10/15/2005 - 10/15/2005 County: Cumberland 811 CAROL CIR NEW CUMBERLAND 17070-1418 PA Reported: 01/01/200 03/22/20D2 County: Cumberland 3010 DERRY ST HARRISBURG PA 17111_ Reported: 07/13/2001 - 07/13/2001 County: Dauphin 3010 DERRY ST HARRISBURG PA 17111_ 1 1603 0713 200107113/2001 - 2x 1x 2x 1x Map It Maps Map It Map It Map It Map It Map It Map It Map If Map It Map It Map It Page zof5 .tracersinfo.com/SearchCentral/viewreturn.php3 ?par gs� YTOxO... 9/24/2013 m 0 % a, 2% Walt , ���� § ƒ{�§ RCS: /§ / GRt Reports I Tracers Information Specialists, Inc, - pre. ROSCAROL E KENNEDY ROSCAROL E MORELLI ROSE E MORELLI ROSCAROL KENNEDY ROSCAROL C ROSCLLI ROSCAROL R KA MORELLI AKA: KENNEDY ROSCAROL E MORELLI ROSCAROL E ROSE KENNEDY MORELLI ROSE KENNEDY ROSCAROLE Name MORELLI ROSE E MORELLI ROSCAROL E ounty: Cumberland 801 WALNUT P y Reported: EPA 17p�3 S lx LEMO 11/20/19911120 /1999 _ 801 WALNUT Cumberland WALNUT P RepportYNE' PR 1 043 S 2x 11/20/199911 /20/1999 County: Cumberland DERRY ST HARRISBURG PA 17111- 2x Reported: 09/17/1993 02/12/1999 County: Dauphin 3010 DERRY ST HARRISBUIG PA 17111_ 2x Reported: 09/17/1993 _ County: �`: Dauphin 3010 DERRY ST HARRISBURG PA 17111- 3x 1603 Reported: 09/17/1993 _ 0y12/1999 County: Dauphin um People Search 801 LEMOyLNUTST Reported: 09/01/1997 0l X9971555 09/01/1997 County, Cumberland 80/ WALNUT ST DYNE PA 17043 -1555 2x 09/01/199d: 9/01/1997 _ County: Cumberland 801 WALNUT ST LEMOYNE PA 17043.15 5S 3x Reported: 09/01/1997 _ 09/01/1997 County: Cumberland 1102 GREEN ST HARRISBURG A 17102_ 3x P 10/15/1992 10/16/1989 _ County: Dauphin Map It Map It Map It Map It Map It Map It Map It Map It Map It 1102 Address HARRISBURG PA 17102- 2x 2919 10/15 99210/1611989. County: Dauphin 1102 GREEN ST HARRISBURG PA 17102- 2x 2919 ROp 5!199210/16/1989 County: Dauphin Maps Map It Map It /SI https://www.tracersinfo.corn/SearchCentral/viewreturn.php3 °m /Sea.rchCentral /viewretu rn.php3 ?pargs= yToxO... 9/24 age 4 of 5 Tracers Information Specialists, Inc. - Premi Page 5 of 5 r_ �:a ROSCASOL KENNEDY 2630 RUMSON DR 1u HARRISBURG PA 17104- 1542 County: Dauphin Map It ~~ �� MORELLI 2630 RVMSON.DR lx HARRISBURG PA1710� 1542 County: Dauphin Map It KENNEDY ROSCAROL E 263ORUKAGONDR lx HARRISBURG PA 17104- 1542 County: Dauphin Map It - ' , �� MORELLI ROOCAROLE 2830 RUK4SONDR 1x 17104- HARRISBURG 1542 County: Dauphin Map It �� �� MORELLI 301O DERRY GTR1 lx HARRISBURG PA 17111- 1603 County: Dauphin Map It KA��ELL|A�SEE 2630 RUMSON DR lx HARRISBURG PA 17104- 1542 County: Dauphin Map It ~~ W.! ROSCASOL KENNEDY 11O2 GREEN 8T lx HARRISBURG PA 17102- 2919 County: Dauphin Map It MORELLI ROSE E RR 3010 5x HARRISBURG PA 17111 County: Dauphin �� E Reports Name Address Maps Phone ROSCASOL KENNEDY RR 3010 5x HARRISBURG PA 17111 County: Dauphin ~~ m MORELLI ROSE R RR 3010 5x HARRISBURG PA 17111 County: Dauphin MORELLI RO8CAROLE RR3O1O 5x HARRISBURG PA 17111 County: Dauphin �ORELL|ROGER 11O2 GREEN GT lx HARRISBURG PA 17102- 2919 County: Dauphin Map It KENNEDY ROSCAROL E RR 3010 5x HARRISBURG PA 17111 County: Dauphin ~~ ww� ROSCASOL KENNEDY 301V DERRY STR1 lx HARRISBURG PA 17111- 1803 County: Dauphin Map It �� �+��« . .. 9/24/2013 ~^~r~'^-~'~�-----'----------------- v'-�------��r-',--g - --'- ��� ' Tracers Information Specialists, Inc. - Premium People Search Page 1 of 2 Premium People Search 9 Records Search Criteria SSNMIIIME Reports Name Address Maps SSN / DOB Phone KAY F 6316 STEPHENS 5x XING MECHANICSBURG PA 17050 -2338 10/17/1991 - 09/19/2013 County: Cumberland Map AVARAReported: YRMECHANICSBURG 6316 STEPHENS 2x XING PA 17050 -2338 Reported: 10/17/1991 - 09/19/2013 County: Cumberland Map Mat AVARA KAY F 120 FARMINGTON 6x CHERRY HILL NJ 08034 -3311 Reported: 05/01/1971 - 05/30/2005 County: Camden Map It AVARA KAY J 120 FARMINGTON lx RD CHERRY HILL NJ 08034 -3311 Reported: 05/01/1971 - 05/30/2005 County: Camden Map It ..at° AVARA KAY F 6316 STEPHEWS 2x CROS MECHANICSBR PA 17055 Reported: 05/01/1988 - 07/10/1996 County: Cumberland Ma p It 6316 STEPHEWS 1x CROS MECHANICSBR PA https: / /www.tracersinfo. com /SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 Tracers Information Specialists, Inc. - Premium People Search Page 2 of 2 https://www.tracersinfo.com/SearchCentral/viewretum.php3?pargs=YTox0... 9/24/2013 AVARA KAY J 17055 Reported: 05/01/1988 - 07/10/1996 County: Cumberland Map It AVARA KAY F 6316 STEPHENS 2x XI MECHANICSBURG PA 17050-2338 Reported: 11/01/1992 - 11/01/1992 County: Cumberland Map It AVARA KAY F 6316 STEPHENS lx CRSNG MECHANICSBURG PA 17055 Reported: 11/01/1992 - 11/01/1992 County: Cumberland Map It AVARA KAY F 6313 STEPHENS 2x XING MECHANICSBURG PA 17050-2347 Reported: 04/30/1971 - 04/30/1971 County: Cumberland Map It https://www.tracersinfo.com/SearchCentral/viewretum.php3?pargs=YTox0... 9/24/2013 Tracers Information Specialists, Inc - Premium People Search Reports Name KENNEDY ROSCAROL MORELLI ROSE R ROSELU EE ROSCASO L KENNEDY AKA: KENNEDY ROSCAROL AKA: KENNEDY ROSE E MORELLI E OSCARO MORELLI ROSE R emium People Search 56 Records Address CV 5x Maps PA 1707T -AND , 09!20/2013 Q 1/2000 _ Mp ICounty; CumberlROL CPA 1x D 000 ; Ma p It Cumber/and 5x M It x 811 CAROLCounty; Cumber /a 811 CARA W070 -14 01/01/2000 09t200Cout: Cumberl CR Reported: 01/01/20009/20/2013 County: CumberlanXING 6316 STEPHENS 2x 1/1999 County Cumbea 5310 STEPHENS 4x https://www.tracersinfo.com/SearchCentra Map It Map It SSN /DOS Page 1 of 8 Phone ewreturn hp3 ?pargs�yTox0 9/24/2013 https:// acersinfo.com/SearchCentral/viewreturn php3 ?p Tracers Info anon Specialists, Inc. - Premium People Search County: Cumber MORELLI ESCAROL AKA: MORELLI ROSE AKA: KENNEDY ROSCAROL AKA: KENNEDY ROSCAROL MORELLI E ROSCAROL AKA: MORELLI ROSE AKA: KENNEDY ROSCAROL AKA: KENNEDY ROSCAROL KENNEDY ROSCAROL AKA: MORELLI ESCAROL AKA: KENNEDY ROSCAROL KENNEDY ROSCAROL AKA: MORELLI ESCAROL MORELLI ROSCAROL County: Cumberland Reported: 10/15/2005 - 10/15/2005 lap It 811 CAROL CI lx NEW CUMBERLND PA 17070-1418 811 CAROL CI 2x NEW CUMBERLAND PA 17070-1418 Reported: 10/15/2005 - 10/15/2005 County: Cumberland County: Cumberland Reported: 10005 - 10/15/2005 I /15/2 Map It 811 CAROL C/ lx NEW ND PA 17070-1418 8/1 CAROL CIR 2x NEW CUMBERLAND PA 17070-1418 Reported: 03/22/2002 01/01/2000 - County: Cumberland 3010 DERRY ST Ix ARRISBURG PA 7111-/603 1 Reported: 07/13/2001 - 07/13/2001 County: Dauphin 30/0 DERRY KENNEDY HARRISBURG ST PA Map It Map It Map It gs=YTox0... 9/24/2013 Page 3 of 8 r,_n a 93 yNEFA k j 12101 1: � X19., CCU �b=a a Reports https :// Tracers Information Specialists, Inc. - Premium People Search MORELLI ROSE E MORELLI ROSCAROL KENNEDY ROSCAROL E MORELLI ROSCAROL AKA: MORELLI ROSE AKA: KENNEDY ROSCAROL MORELLI ROSCAROL AKA: KENNEDY ROSE E MORELLI ROSE KENNEDY. ROSCAROL Name MORELLI ROSE E 3010 DERRY ST 2 1 HARRISBURG PA 7111- 1603 02� 2/ 99 9117/1993 County: Dauphin 3 17111 -1603 HARRISBURG PA DERRY ST 2x Reported: 09/17/1993 02/12/1999 County; Dauphin 3010 DERRY ST 3x HARRISBURG PA 17111 -1603 Reported: 09/17/1993 02/12/1999 County; Dauphin LEMpyNE WALNUT ST 2x 1555 A 17043_ 09/01/1997 /01/1997 County: Cumberland LEIV►� NE WALNUT ST 2x 1555 A 17043- 9 Reported: County: Cumberland 801 WALNUT ST 3x LEMOYNE PA 17Q43_ County: C 97 _ I1102 u ...NCnand GREEN S7 HARRISBURG PA 3 17102 -2919 Repo 10/1/199d: 210/16/1989 County: Dauphin Address 1102 GREEN ST HARRISBURG PA 2x 17102 -2919 Reported: 10/16/1989 10/15/1992 Map It Map It Map It Map It Map It Map It Map It Maps Map It Phone .tracersinfo.com/Searcheentrai/viewreturn.php3?pargs---YTox0... 9/24/2013 Page 6of8 Reports Tracers Information Specialists, Inc. - Premium People Search County: Dauphin 1102 GREEN ST 17102-29HARRISBURG PA 2 19 Reported: 10/16/1989 /0/15/1992 County: Dauphin 2630 RUMSO HARRISBURG PA 17104-1542 County: Dauphin 2630 RUMSON DR lx HARRISBURG PA 17104-1542 County: Dauphin OL R 2630 RUMSON DR lx HARISBURG PA 17104-1542 County: Dauphin OL 2630 RUMSON DR lx HARRISBURG PA 17104-1542 County: Dauphin 3010 DERRY ST R1lx HARRBURG PA 17111IS60 -13 County: Dauphin 2630 RUMSON RG PA DR lx HARRISBU /7104-1542 County: Dauphin 1102 GREEN ST 'Ix HARRISBURG PA 17/02-2919 County: Dauphin MORELLI ROSCAROL E ROSCASOL NOR lx KENNEDY MORELLI ROSE KENNE ROSCAR MORELLI ROSCAR MORELLI ROSE R MORELLI ROSE E NNEDY ROSCASOL KE MORELLI ROSE E Name ROSCASOL KENNEDY MORELLI ROSE R MORELLI ROSCAF?0 RR 3010 HARRISBURG PA Sx 17111 County: Dauphin Address RR 3010 HARRISBURG PA 5x 17111 County: Dauphin RR 30/0 HARRISBURG PA Sx 17111 County: Dauphin RR 3010 HARR/SBURG PA Sx 17111 Page 7 of 8 Map It Map It Map It Map It Map It Map It Map It https://www. tracersinfo.coin/SearchCentral/viewreturn.php3 ?pargs:-----YTox0... 9/24/2013 Tracers Information Specialists, Inc. - Premium People Search E County: Dauphin Page 8 of 8 MORELLI ROSE R 1102 GREEN ST lx HARRISBURG PA 17102 -2919 County: Dauphin Map It KENNEDY ROSCAROL E RR 3010 5x HARRISBURG PA 17111 County: Dauphin ROSCASOL KENNEDY 3010 DERRY ST R11x HARRISBURG PA 17111 -1603 County: Dauphin Map It https:// www. tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 Tracers Information Specialists, Inc. - Premium People Search Page 1 of 4 Premium People Search 22 Records Reports Name Address Maps SSN / DOB Phone TAMANINI JANE P 6317 STEPHENS 5x XING MECHANICSBURG PA 17050 -2347 Reported: 09/19/1992 - 09/21/2013 County: Cumberland Map It Landline: (717) 766 - 7049 TAMANINI JANE M 6317 STEPHENS 1x XING MECHANICSBURG PA 17050 -2347 Reported: 10/01/1992 - 09/21/2013 County: Cumberland Map It �=` PELLEGRINO JANE M 6317 STEPHENS 2x XING MECHANICSBURG PA 17050 -2347 Reported: 10/01/1992 - 09/21/2013 County: Cumberland Map It Landline: (717) 766- 7049 JANE TAMANINI 6317 STEPHENS lx XING MECHANICSBURG PA 17050 -2347 09/19/1992 - 05/17/2010 County: Cumberland Map It TAMANINI JANE TAMANIN 6317 STEPHENS lx XING MECHANICSBURG PA 17050 -2347 Reported: 09/19/1992 - 05/17/2010 County: Cumberland Map It j TAMANINI JANE P 610 BRIDGE ST A 3x NEW CUMBERLAND PA 17070 -1932 Reported: 07/18/2001 - 07/18/2001 County: Cumberland Map It https:// www. tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 Reports Tracers Information Specialists, Inc. TAMANINI - Premium Peop/e Search JANE P 610 BRIDGE REAR lx AKA: ST A PELLEGRINO NEW CUMBERLAND JANE M PA 17070 AKA: Reported: 07/18/2001 TAMANINI 07 /18/200/ TAMA/Nil/VI JANE County: Cumberland JANE P AKA: PELLEGR/NO JANE M AKA: TAMANINI JANE TAMANINI JANE P AKA: PELLEGRINO JANE AKA: JANE TAMANINI JANE P AKA: PEL.LEGRINO JANE M AKA: JATAMANIN1 NE Name TAMANINI JANE P TAMANINI JANE p JANE TAMANIN1 Map It LN 19 CEDARHURST 8x County: Cumberland Reported: 06/08 - 11/13/2000 1/198 9A0M6P HILL PA 170/ IMap It 3/7 STEPHENS XI 3x County: Cumberland Reported: 08/01/200 - 08/01/2000 IMap It MECHANICSBURG PA 17050-6865 317 STEPHENS County: Cumberland Reported: 0 8/01/2000 - 08/01/2000 "Map It CROSSING 'Ix 17050 U MECHANICSBRG PA Address XING 317 STEPHENS 'Ix I County: Cumberland Reported i : 10/01/1992 07/31/2000 PA 17050 MECHANICSBURG Map it 6317 STEPHENS 3x CROSS/ MECHANICSBURG PA /7055 Reported: 09/28/1998 - 09/28/1998 County: Cumberland 6317 STEPHENS CROSS! MECHANI 17055 CSBURG PA Reported: 0 09/28/1998 9/28/1998 https://wwwtracersinfo.cam/SearchCentral/viewreturn.php3?pargs-,--YTox0... 9/24/2013 Maps Map It Map It Page 2 of 4 Tracers Information Specialists, Inc - Prenjju ounty: Cumberland 6317 STEPHENS lx CROSS/ MECHAN/CSBURG /Map PA 17055 It Reported: 09/28/1998 - 09/28/1996 County: Cumberland 6317 STEPHENS 2x XI MECHANICSBURG /Map PA 17050-2347 It Reported: 10/01/1992 - 10/01/1992 County: Cumberland 6317 STEPHENS 1x CROSSING MECHANICSBURG PA 17055 Reported: 10/01/1992 - 10/01/1992 County: Cumberland 19 CEDARHURST lx LN CAMP HILL PA /Map 170/1-7906 It Reported: 09/30/1992 - 09/301/992 County: Cumberland Imap It /Map It /Map It eop/e Search /9 CEDARHURST LN INo CAMP HILL PA 1701 1-7906 Reported: 09/30/1992 09/30/1992 County: cumberiand 19 CEDARHURST LN CAMp HILL PA 1701 1-7906 Reported: 06/01/1988 - 06/15/1992 County: Cumberland 19 CEDARHURST LN CAMP HILL PA 17011-7906 Repoted: 06/01/1988 - 06/15/1992 County: Cumberland Address Page 3 of4 https://www.tracersinfo.co /SearchCentral/viewreturn.php3?pargs=-YT0x0... 9/24/2013 Tracers Information Specialists, Inc. - Premium People Search 610 BRIDGE ST A lx PELLEGRINO NEW CUMBERLAND Map JANE M PA 17070 -2077 It County: Cumberland Page 4 of 4 TAMANINI JANE M 610 BRIDGE ST A lx NEW CUMBERLAND PA 17070 -2077 County: Cumberland Map It https:// www. tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 Tracers Information Specialists, Inc. - Premium People Search Page 1 of 6 Premium People Search 35 Records Reports Name Address Maps SSN / DOB Phone BURRY PETER R S 6313 STEPHENS 8x XING MECHANICSBURG PA 17050 -2347 Reported: 01/01/2002 - 09/19/2013 County: Cumberland Map It BURRY PETER R 6313 STEPHENS lx XING MECHANICSBURG PA 17050 -2347 Reported: 01/01/2002 - 09/19/2013 County: Cumberland Map It BURRY PATER R S 6313 STEPHENS lx XING MECHANICSBURG PA 17050 -2347 Reported: 03/02/2006 - 05/07/2010 County: Cumberland Map It PETER BURRY S 6313 STEPHENS lx XING MECHANICSBURG PA 17050 -2347 Reported: 03/02/2006 - 05/07/2010 County: Cumberland Map It BURRY PATER R S 214 COUNTRY lx CLUB PKWY MAUMELLE AR 72113 -6732 Reported: 10/02/2002 - 03/05/2008 County: Pulaski Map It PETER 214 COUNTRY lx CLUB PKWY MAUMELLE AR Map https: / /www.tracersinfo. com/ SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 Reports Tracers Information Specialists, Inc, _ Premium People Search 72113 -6732 Reported: 10/02/2002 _ It 03/05/2008 County: Pulaski BURRY CLUB COUNTRY 5x PETER 2A1 MELK AR 3 6732 Reported. 10/02/2002 _ Map 03/05/2008 County: Pulaski 21 MARLBERRY 8x CT R ALPHARETTA GA 30004_4340 Reported: 10/07/1996 - Map 01/31/200? County: FULTpN CT 21 MARLBERRY 7/Map �L0I43ETTAG A Reported: /0 /07/1 01/31/2007 996 It County: FULTpN PE RS BURRY RS BURRY PETER BURRY PETER AKA: BURRY PETER AKA: PETER BURRY Name 2070 DERBY ON A 2x 30517_2448 01/01/2007 Reported: _ County: JACKSON 3343 p Address RY NERD HTREE lx R 1085 ATLANTA GA 30326_ 1130 20pg11/30/2g06 _ County: FULTpN CT MARLBERRY lx 30004ARETTA GA 4349 Reported, 08/06/1998 - 11/29/2006 County: FULTpN BURRY PETER BURRY Map It Maps Map It Map It Page 2 o f 6 I . Phone hops: / /mow tracersinfo.c °m /SearchCentral /vieuretur n.php3 ?pargs_yToxO... 9/24/2013 Tracers reformation Specialists, Inc. - Premium People PETE R Search 1085 Reported: 09/22/1999 - 07/23/2003 County: FULTON Reports R BU PE RS P RS Name PETER BURRY BURRY RS Map It Address 8390 ROSWELL RD1/Map Maps ATLANTA GA 3035o_ 2827 Reported: 05/19/ 03/09/2p03 2001 It County: FULTON 8390 RO B SWELL Rp1x PATER GA 30350_ 2827 03/09/2003 5119/2001, County: FULTON BUR CLUB COUNTRY 1x PETER MAUMELLE AR 72/13-6732 11Q120211/01/2002 County: Pulaski DR 4096 BRYMOND 6x BURRY TUCKER GA 30084- 2560 Reported: 11/26/1993 - 07/19t2001 County' DEKALB 4950 WALNUT GR y ALPHARETTA GA 3x R 30022-6210 Reported: 07/19/2001 07/19/2001 County: FULTON 1441 EASTHAM ATLANTA GA 30338- ix 2301 Reported: 0 5/01/2000 County: DEKALB ATLANTA G AM 2301 A 3033g_ 1x Reported. 05/01/2000 httPs: / /N,�,yj, tracersinfo,co m /SearchC,entral /vie return. 1'hP3 ?pargs��7.oxa... 9/24/2013 BURRY BURRY PATER RS PETER BURRY Map It Map It Map It Map It Map It Map It Page 4 of 6 Tracers Information Specialists, Inc. - Premium People Search Page 6 of 6 https :// www. tracersinfo. com /SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 County: DEKALB El BURRY PETER R 1002 PARK lx FOREST DR NW LILBURN GA 30047- 3569 County: GWINNETT Map It https :// www. tracersinfo. com /SearchCentral /viewreturn.php3 ?pargs= YToxO... 9/24/2013 Exhibit B REO America Abstract Inc. 123 South Broad Street Philadelphia, PA 19109 Title No. 2013-24860 FORECLOSURE SEARCH I 07/20/1973 - 06/ 12/2013 Prepared For: Client Ref. No.: Premises: McCabe, Weisberg & Conway, P.C. 6316 STEPHENS CROSSING County: CUMBERLAND MECHANICSBURG, PA 17055 Tax Map/Parcel ID No.: District: Section: Block: Lot: PARCEL ID: 10-18-1323-019 HAMPDEN TOWNSHIP That a search has been made against the premises described in Schedule "A" to the date hereof, and title to said premises is vested of record in TINA L AVARA. Current Deed: Grantor: TINA L. AVARA, EXECUTRIX OF THE ESTATE OF CARL J. AVARA Grantee: TINA L AVARA Dated: 04/19/2011 Recorded: 06/09/2011 Liber: Page: INSTRUMENT NO. 201116391 Prior Chain of Title: (See Attached) This search includes appended schedules, as follows: Description of Mortgaged Premises (Schedule A) Mortgages and Assignments of Record (Schedule B) Judgment and Lien Information Tax Information Effective as of 06/12/2013 REO America Abstract Inc. 123 South Broad Street Philadelphia, PA 19109 Title No. 2013-24860 PRIOR CHAIN OF TITLE INFORMATION Prior Deed: Grantor: DANIEL MARVIN AND KATHERINE ANN MARVIN, HIS WIFE Grantee: CARL J. AVARA AND KAY J. AVARA, HIS WIFE Dated: 06/20/1974 Recorded: 06/21/1974 Liber: R25 Page: 90 FEE SIMPLE DEED (KAY J. AVARA DOD 03/13/1993, CARL J. AVARA DOD 12/28/2007, NO ESTATE FOUND IN CUMBERLAND COUNTY) Grantor: PENNSBORO HOMES, INC., A PENNSYLVANIA CORPORATION Grantee: DANIEL MARVIN AND KATHERINE ANN MARVIN, HIS WIFE Dated: 07/20/1973 Recorded: 07/25/1973 Liber: H25 Page: 224 REO America Abstract Inc. 123 South Broad Street Philadelphia, PA 19109 SCHEDULE A DESCRIPTION OF MORTGAGED PREMISES Title No. 2013 -24860 ALL THAT CERTAIN LOT OF LAND SITUATE IN THE TOWNSHIP OF HAMPDEN, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE EASTERN LINE OF STEPHEN'S CROSSING, WHICH POINT IS THE LINE DIVIDING LOTS NO. 78 AND 79, ON THE HEREINAFTER MENTIONED PLAN OF LOTS; THENCE ALONG THE SAID LINE SOUTH 85 DEGREES 47 MINUTES EAST, ONE HUNDRED TWENTY -FIVE (125) FEET TO A POINT; THENCE SOUTH 04 DEGREES 28 MINUTES 50 SECONDS EAST, SIXTY -EIGHT AND NINETY -NINE ONE - HUNDREDTHS (69.99) FEET TO A POINT ON THE LINE DIVIDING LOTS NO. 79 AND 80; THENCE ALONG THE SAID LINE SOUTH 79 DEGREES 38 MINUTES 45 SECONDS WEST, ONE HUNDRED TWENTY -ONE AND THIRTY -ONE ONE - HUNDREDTHS (121.31) FEET TO A POINT ON THE EASTERN LINE OF STEPHEN'S CROSSING; THENCE ALONG STEPHEN'S CROSSING NORTH 10 DEGREES 21 MINUTES 15 SECONDS WEST, FORTY -TWO AND TWENTY -TWO ONE - HUNDREDTHS (42.22) FEET TO A POINT; THENCE CONTINUING ALONG THE SAME IN A NORTHERLY DIRECTION ON A CURVE TO THE RIGHT HAVING A RADIUS OF 230' AN ARC DISTANCE OF FIFTY -EIGHT AND FORTY -NINE ONE - HUNDREDTHS (58.49) FEET TO A POINT, THE PLACE OF BEGINNING. BEING LOT NO. 79 PLAN 4, OF THE VILLAGE OF WESTOVER, WHICH PLAN IS RECORDED IN THE CUMBERLAND COUNTY RECORDER'S OFFICE IN PLAN BOOK 23, PAGE 22. REO America Abstract Inc. 123 South Broad Street Philadelphia, PA 19109 SCHEDULE B MORTGAGES AND ASSIGNMENTS OF RECORD Title No. 2013 -24860 One Mortgagor: CARL J. AVARA AND KAY F. AVARA, A /K /A KAY J. AVARA, HIS WIFE Mortgagee: HARRIS SAVINGS ASSOCIATION Amount: $110,000.00 Dated: 08/27/ 1987 Recorded: 08/28/1987 Liber: 878 Page: 1061 REO America Abstract Inc. 123 South Broad Street Philadelphia, PA 19109 SCHEDULE B - CONTINUED MORTGAGES AND ASSIGNMENTS OF RECORD Title No. 2013 -24860 Two Mortgagor: CARL J. AVARA Mortgagee: FIRST UNION NATIONAL BANK Amount: $80,000.00 Dated: 02/05/ 1999 Recorded: 03/05/1999 Liber: 1524 Page: 888 MODIFICATION OF MORTGAGE IN BOOK 648, PAGE 755, DATED 06/16/2000, RECORDED 07/10/2000, MODIFYING AMOUNT, NEW AMOUNT $110,000.00. REO America Abstract Inc. 123 South Broad Street Philadelphia, PA 19109 Title No. 2013 -24860 JUDGMENT AND LIEN INFORMATION JUDGMENT - DISCOVER BANK VS. TINA L AVARA - 2011 -05408 - 07/01/2011 - $10,858.65. THE FOLLOWING NAMES WERE SEARCHED FOR JUDGMENTS: DANIEL MARVIN, KATHERINE MARVIN, CSRL AVARA AND TINA AVARA. PROBATE WAS CHECKED ON CURRENT VESTING DEED. PMM 579 /349 SATISFIED 09/01/1987. MECHANICS /MUNICIPAL LIENS - NONE FOUND OF RECORD. US DISTRICT COURT, BANKRUPTCY - WERE NOT SEARCHED. DOMESTICS /PACS WERE NOT SEARCHED. SUBJECT TO PLAT RECORDED AT 23/22 Title No. 2013 -24860 REO America Abstract Inc. 123 South Broad Street Philadelphia, PA 19109 TAX INFORMATION PARCEL ID: 10 -18 -1323 -019 HAMPDEN TOWNSHIP ASSESSMENT LAND $87,500.00 BUILDING $203,900.00 TOTAL $291,400.00 FULL YEAR 2012 COUNTY TAXES PAID. McCABE, WEISBERG & CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE -II) # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID # 74770 MARISA J. COHEN, ESQUIRE - ID # 87830 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 ANN E. SWARTZ, ESQUIRE - ID # 201926 JOSEPH F. RIGA, ESQUIRE - ID # 57716 JOSEPH I. FOLEY, ESQUIRE - ID # 314675 CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673 JENNIFER L. WUNDER, ESQUIRE - ID # 315954 LENA KRAVETS, ESQUIRE - ID # 316421 CAROL A. DiPRINZIO, ESQUIRE - ID # 316094 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 (215) 790-1010 Wells Fargo Bank, N.A., CIVIL DIVISION 101 North Phillips Avenue Sioux Falls, SD 57104 No.: 14-2197 Civil Plaintiff, V. Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17055 and Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 5027 NE Everett Street Portland, OR 97213 and Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 and Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 Defendants. MEMORANDUM OF LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: Attorneys for Plaintiff If service cannot be made under the applicable rule the Plaintiff may move the court for a special order directing the method of service. The motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the defendant and the reasons why service cannot be made. Furthermore, Pennsylvania Rule of Civil Procedure 430(b)(2) specifically provides: When service is made by publication upon the heirs and assigns of a named former owner or party in interest, the court may permit publication against the heirs or assigns generally if it is set forth in the complaint or an affidavit that they are unknown. Plaintiff has named Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner, Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, and Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, as Defendants in this action as known heirs of Carl J. Avara. However, Plaintiff has been unable to identify and/or locate additional heirs of Carl J. Avara. WHEREFORE, Plaintiff respectfully requests this Honorable Court to enter an Order pursuant to Pennsylvania Rules of Civil Procedure 430 and 3129.2(D) directing service of the Complaint by posting, publication and by mail and further directing that all subsequent Notices and pleadings that require personal service may be served in this manner except that publication of the Notice of Sheriffs Sale by the Sheriff set forth in Pa.R.C.P 3129.2(D) is legally sufficient and Plaintiff need not republish the Notice of Sheriff s Sale. McCABE, WEISBERG & CONWAY, P.C. BY: [ ] Terrence J cCa :, Esq. [ ] Edward D. Conway, Esq. [ ] Andrew L. Markowitz, Esq. [ ] Marisa J. Cohen, Esq. [ ] Brian T. LaManna, Esq. [ ] Joseph F. Riga, Esq. [ ] Celine P. DerKrikorian, Esq. [ ] Lena Kravets, Esq. Attorneys for Plaintiff [ ] Marc S. Weisberg, Esq. [ ] Margaret Gairo, Esq. [ ] Heidi R. Spivak, Esq. [ ] Christine L. Graham, Esq. [ ] Ann E. Swartz, Esq. [ ] Joseph I. Foley, Esq. [fie] Jennifer L. Wunder, Esq. [ ] Carol A. DiPrinzio, Esq. VERIFICATION The undersigned attorney hereby certifies that he /she is the Attorney for the Plaintiff in the within action, and that he /she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative, who is out of jurisdiction and not available to sign this verification at this time, and are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsification to authorities. McCABE, WE c ERG BY: [ ] Terrence J. "Cabe, r sq. [ ] Edward D. Conway, Esq. [ ] Andrew L. Markowitz, Es [ ] Marisa J. Cohen, Esq. [ ] Brian T. LaManna, Esq. [ ] Joseph F. Riga, Esq. [ ] Celine P. DerKrikorian, E [ ] Lena Kravets, Esq. Attorneys for Plaintiff CONWAY, P.C. q. sq. [ ] Marc S. Weisberg, Esq. [ ] Margaret Gairo, Esq. [ ] Heidi R. Spivak, Esq. [ ] Christine L. Graham, Esq. [ ] Ann E. Swartz, Esq. [ ] Joseph I. Foley, Esq. DO Jennifer L. Wunder, Esq. [ ] Carol A. DiPrinzio, Esq. Wells Fargo Bank, N.A. v. Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner, et. al. Cumberland County; C.C.P.; Number: 14 -2197 Civil McCABE, WEISBERG & CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID # 74770 MARISA J. COHEN, ESQUIRE - ID # 87830 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 ANN E. SWARTZ, ESQUIRE - ID # 201926 JOSEPH F. RIGA, ESQUIRE - ID # 57716 JOSEPH I. FOLEY, ESQUIRE - ID # 314675 CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673 JENNIFER L. WUNDER, ESQUIRE - ID # 315954 LENA KRAVETS, ESQUIRE - ID # 316421 CAROL A. DiPRINZIO, ESQUIRE - ID # 316094 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 (215) 790-1010 Wells Fargo Bank, N.A., CIVIL DIVISION 101 North Phillips Avenue Sioux Falls, SD 57104 No.: 14 -2197 Civil Plaintiff, v. Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17055 and Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 5027 NE Everett Street Portland, OR 97213 and Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 and Tina L. Morelli alk/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, PA 17050 Defendants. CERTIFICATE OF SERVICE Attorneys for Plaintiff I hereby certify that service of a true and correct copy of the Motion for Service Pursuant to Special Order of Court was made on the Paid. day of April, 2014 to the individual(s) named below by United States Mail, Postage Pre- Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, Pennsylvania 17055 Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, Pennsylvania 17050 Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, Pennsylvania 17050 McCABE, WE IS„ RG BY: [ ] Terrence J. [ ] Edward D. Conway, Esq. [ ] Andrew L. Markowitz, Esq. [ ] Marisa J. Cohen, Esq. [ ] Brian T. LaManna, Esq. [ ] Joseph F. Riga, Esq. [ ] Celine P. DerKrikorian, Esq. [ ] Lena Kravets, Esq. Attorneys for Plaintiff Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 5027 NE Everett Street Portland, Oregon 97213 Tina L. Morelli a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg, Pennsylvania 17050 0NW Y, P.C. q arc S. Weisberg, Esq. [ ] Margaret Gairo, Esq. [ ] Heidi R. Spivak, Esq. [ ] Christine L. Graham, Esq. [ ] Ann E. Swartz, Esq. [ ] Joseph I. Foley, Esq. [yo] Jennifer L. Wunder, Esq. [ ] Carol A. DiPrinzio, Esq. Wells Fargo Bank,N.A., 1V1L DIVISION 101 North Phillips Avenue Sioux Falls, SD 57104 o.: 14-2197 Civil Plaintiff, V. Unknown Surviving Heirs of Carl J. Avara,Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg,PA 17055 and Leigh A. Avara,Known Surviving Heir of Carl J.Avara, Deceased Mortgagor and Real Owner : 5027 NE Everett Street c ; Portland,OR 97213 rnrn � and =.-Q n . Alessia Louise Avara,Known Surviving Heir of Carl J. - WCD Avara,Deceased Mortgagor and Real Owner 6316 Stephens Crossing C-) ___ Mechanicsburg,PA 17050 CD <=;c� and Tina L. Morelli a/k/a Tina L.Avara,Mortgagor and �� w Known Surviving Heir of Carl J. Avara,Deceased Mortgagor and Real Owner 6316 Stephens Crossing Mechanicsburg,PA 17050 Defendants. ORDER AND NOW, this 3n day of P�v.,'l , 2014,upon consideration of Plaintiff's Motion for Service upon the Defendant,Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner, Pursuant to Special Order of Court, it is hereby ORDERED that pursuant to Pennsylvania Rules of Civil Procedure 430, Plaintiff may comply with the applicable service requirements by one PUBLICATION of a NOTICE of the filing of the Complaint in Cumberland County newspaper with daily circulation and by one PUBLICATION of a NOTICE of the filing of the Complaint in the Cumberland Law Journal; by POSTING the premises 6316 Stephens Crossing, Mechanicsburg, Pennsylvania 17055 with a copy of the Complaint filed in the above captioned matter and by MAILING by Certified Mail, Return Receipt requested a true and correct copy of the Complaint to the premises which is the subject of the action. FURTHER,it is ORDERED that the Plaintiff may serve all subsequent Notices and pleadings, that require personal service, in the manner set forth above except that Notice of Sheriffs Sale made by the Sheriff in the manner set forth in Pa.R.C.P. 3129.2(D) is legally sufficient and Plaintiff need not re-publish. SERVICE shall be deemed effectuated and completed upon the PUBLICATION, POSTING or MAILING, whichever is later. BY THE COURT: J. Y s�i�� SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson is Sheriff - ; HE PROT11ONU }-17 t „, ctt r f tr�r�t Jody S Smith " 2014 AP 30 P I Chief Deputy e Richard W Stewart CUMBERLAND COUNTY Solicitors �' PENNSYLVANIA Wells Fargo Bank, N.A. Case Number vs. 2014-2197 Unknown Surviving Heirs of Carl J. Avara (et al.) SHERIFF'S RETURN OF SERVICE 04/22/2014 05:43 PM - Deputy Dawn Kell, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Tina Morelli Avara, Mother of defendant, who accepted as"Adult Person in Charge"for Alessia Avara at 6316 Stephens Crossing, Hampden Township, Mechanicsburg, PA 17050. • DAWN KELL, DEPUTY 04/22/2014 05:43 PM - Deputy Dawn Kell, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally"handing a true copy to a person representing themselves to be the Defendant, to wit:Tina Morelli at 6316 Stephens Crossing, Hampden Township, Mechanicsburg, PA 17055. ypQ DAWN KELL, DEPUTY 04/23/2014 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Leigh A Avara, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 6316 Stephens Crossing, Hampden Township, Mechanicsburg, PA 17055. Deputies were advised that the defendant now resides in Oregon. 04/25/2014 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Unknown Surviving Heirs of Carl J.Avara, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Served" at 6316 Stephens Crossing, Hampden Township, Mechanicsburg, PA 17055. There are no other heirs reisding at this adress. SHERIFF COST: $97.30 SO ANSWERS, April 23, 2014 RONNY R ANDERSON, SHERIFF COURT OF COMMON PLEAS OF PENNSYLVANIA, CUMBERLAND COUNTY WELLS FARGO BANK, N.A., Plaintiff(s), Index No.: 14-2197CIVIL vs. Date Issued: 04/11/2014 UNKNOWN SURVIVING HEIRS OF CARL J. AVARA, DECEASED MORTGAGOR AND REAL OWNER, et al., Defendant(s). STATE OF O re.1011 County of M41) i ming ss: AFFIDAVIT OF SERVICE 11111111111 Hill 011111111 ID 11 0111111 ‘rsti09.c.k VrA1 , the undersigned being duly sworn, deposes and says that I was at the time of service over the age Of eighteen and not a party to this action. On April 21 , SDI`{ at 1:37 AM / I served the within CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE on LEIG1TA. AVARA, KNOWN SURVIVING HEIR OF CARL J. AVARA, DECEASED MORTGAGOR AND REAL OWNER at 5027 NE EVERETT STREET, PORTLAND, OR 97213 , in the manner indicated below: n PERSONAL SERVICE: By delivering thereat a true copy of the aforementioned documents to said recipient personally; deponent knew the person so served to be the person described herein by deponent asking if he or she is the named Recipient and the person responding that he or she is in fact the person named in this action as the Recipient. SUITABLE AGE SERVICE: By delivering thereat a true copy of the aforementioned documents to a person of suitable age and discretion at the above address which is LEIGH A. AVARA, KNOWN SURVIVING HEIR OF CARL J. AVARA, DECEASED MORTGAGOR AND REAL OWNER's usual place of residence/place of abode/place of business, with: Recipient's Name: L= f i0t x Relationship: 044646) F° , a family member or other person at said address. 1 1 PREVIOUS ATTEMPTS: I previously attempted to serve the above named defendant on , at AM / PM, on , at AM / PM, and on , at AM / PM. Additional Comments: Description of person process was left with: Sex: lglt. Skin/Race: whirApprox. Age: 36 Hair Color: IrOtu ` Height: 1 " Weight: 4. f,;,, Other: u,L4rJ 4 yec Hoses Is defendant in the military? YES L.J NO Ud" Signal and sworn t before me on this .Z day of y it Not •ry Public , Lid 4. OFFICIAL SEAL KIMBERLY R BURNS NOTARY PUBLIC - OREGON COMMISSION NO. 472908 NY COMMISSION EXPIRES OECEMIEA 31, MIR X Polikt d y (Print Name) rd/ C) < .d_. ClientRef#: 302-2644PA E./5r— r t= LawFirmRef#: 302-2644PA r n`' fir, McCabe, Weisberg & Conway, P.C. C$ 8 • - 123 S. Broad StreetZp Philadelphia, PA 19109 A. E.-3(7- --1 Cr 1ENrdS YL V4 COW McCABE, WEISBERG & CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID # 74770 MARISA J. COHEN, ESQUIRE - ID # 87830 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 ANN E. SWARTZ, ESQUIRE - ID # 201926 JOSEPH F. RIGA, ESQUIRE - ID # 57716 JOSEPH I. FOLEY, ESQUIRE - ID # 314675 CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673 JENNIFER L. WUNDER, ESQUIRE - ID # 315954 LENA KRAVETS, ESQUIRE - ID # 316421 CAROL A. DiPRINZIO, ESQUIRE - ID # 316094 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 (215) 790-1010 Wells Fargo Bank, N.A. Plaintiff v. Unknown Surviving Heirs of Carl J. Avara, Deceased Mortgagor and Real Owner, Leigh A. Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner, Alessia Louise Avara, Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner and Tina L. Morelli, a/k/a Tina L. Avara, Mortgagor and Known Surviving Heir of Carl J. Avara, Deceased Mortgagor and Real Owner Defendants Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 14-2197 Civil PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint in Mortgage Foreclosure in the above -captioned matter. McCA BY: [ ] Terren e J. McCabe, Esq. [ ] Edward D. Conway, Esq. [ ] Andrew L. Markowitz, Esq. [ ] Marisa J. Cohen, Esq. [ ] Brian T. LaManna, Esq. [ ] Joseph F. Riga, Esq. [ ] Celine P. DerKrikorian, Esq. [ ] Lena Kravets, Esquire Attorneys for Plaintiff ERG AND AY, P.C. ] Marc S. Weisberg, Esq. [ ] Margaret Gairo, Esq. [ ] Heidi R. Spivak, Esq. [ ] Christine L. Graham, Esq. [ ] Ann E. Swartz, Esq. [ Ioseph I. Foley, Esq. [ ] Jennifer L. Wunder, Esquire [ ] Carol A. DiPrinzio, Esquire Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY -11:1111 MAY 28 PM 2: S. CUMBERLAND COUNTY PENNSYLVANIA Wells Fargo Bank, N.A. vs. Unknown Surviving Heirs of Carl J. Avara (et al.) Case Number 2014 -2197 SHERIFF'S RETURN OF SERVICE 05/19/2014 07:38 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure upon the within named Defendant, to wit: Unknown Surviving Heirs of Carl J. Avara, pursuant to Order of Court by "Posting" the premises located at 6316 Stephens Crossing, Hampden Township, Mechanicsburg, PA 17055 with a true and correct copy according to law. JASON PUTY�� �!( SHERIFF COST: $45.30 SO ANSWERS, May 20, 2014 RONNR ANDERSON, SHERIFF