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Home My WebLink About14-2423 Supreme Court,of WWR 0 30273219 C A Pit SJS Cou °of Co on Pleas C , ' ?� For Prothonotary Use Onlr: Civil Cover. Sheet C UMBERLAND �+ ?,� { County Docket No: The information collected on this form is used solely for court administration ptup osses. This form does not supplement or replace the, f fling and sen ice of pleadings or other papers as required by low or rules of court. Commencement of Action: S a Complaint ❑ Writ of Summons ❑ Petition E Transfer from Another Jurisdiction Declaration of Takin DISCOVER BANK C Lead Plaintiff's Name: Lead Defendant's Name: T JEFFREY L SINSKI I 0 Are money damages requested? El Yes ❑ No Dollar Amount Requested: ® within arbitration limits N (check one) ❑ outside arbitration limits A Is this a Class Action Suit? E3 Yes 19 No Is this an MDJ Appeal? 13 Yes 10 No Name of Plaintiff /Appellant's Attorney: William T. Molczan,47437 ❑ Check here if you have no attorney (are a Self - Represented [Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Protection Administrative Agencies ❑ Malicious Prosecution Debt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other Cl Board of Elections ❑ Nuisance ❑ Dept. of Transportation S ❑ Premises Liability ❑ Statutory Appeal: Other B [3 Product Liability (does not include E3 Employment Dispute Mass tort) Discrimination C ❑ Slander/Libel/Defamation ❑ Employment Dispute: Other ❑ Zoning Board T ❑ Other: ❑ Other: I ❑ Other: O N MASS TORT ❑ Asbestos B ❑ Tobacco REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort - DES ❑ Ejectment ❑ Common Law /Statutory Arbitration ❑ Toxic Tort — Implant ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Toxic Waste ❑ Ground Rent ❑ Mandamus ❑ Other: ❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Retraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Waranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: Updated 1 /1/2011 • 4 , t 3. 0 RL A COl1 P ,tj lgS `l I V. 0 LINTY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK u Pl aintiff No: I ' D � s U VS. COMPLAINT IN CIVIL ACTION JEFFREY L SINSKI Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan,47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh PA 15219 -1827 (412) 434 -7955 FAX: 412 - 338 -7130 30273219 C A Pit SJS b3. 7� ou '4 , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No JEFFREY L SINSKI Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249 -3166 COMPLAINT: - - - - 1. Plaintiff, Discover Bank, is a banking institution organized under the laws of the State of Delaware and maintains a business address of 12 Reads Way, New Castle, DE 19720. 2. DB Servicing Corporation is the servicing affiliate for Discover Bank, f /k /a Greenwood Trust Company, an FDIC - insured Delaware State bank. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank including, business management services in support of Discover Bank business lines, including, among other things, credit cards, deposits, personal loans and student loans, customer service, collections, credit risk, collection of delinquent accounts and other support services. The collection of delinquent accounts includes the right to forward the account to the attorneys and /or collection agencies for collection and to file suit on Discover Bank's behalf. 3. At all times pertinent hereto, DB Servicing Corporation is the servicing affiliate for Discover Bank, in reference to Defendant's account, which is the subject of this litigation. 4. Defendant is an Adult residing at 71 HUMMEL AVE LEMOYNE, PA 17043. 5. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX9830. 6. Defendant made use of said credit card and has a current balance due of $15404.23. A copy of Plaintiff's Statement is attached hereto, marked as Exhibit 11 1 1 1. 7. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and /or refused to pay the balance due the Plaintiff. WHEREFORE, Plaintiff prays for Judgment in its favor and against Defendant, JEFFREY L SINSKI, INDIVIDUALLY, in the amount of $15404.23 and costs. William T. Mol zan,47437 WELTMAN, WEIN ERG & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh PA 15219 -1827 (412) 434 -7955 FAX: 412 - 338 -7130 WWR# 30273219 C A Pit•SJS- DISC VER Discover More Card Acc.um numhr aod.n. m 9830 Open Dose Ocl 1 I, 2013- Clase Dale Nw 10, 2 Camn..mue, .,.flee 2001 Page I c' 4 ACCOUNT SUMMARY PAYMENT INFORMATION Frer,ous Bn.rce 515,1459,9 New Balance $15,404.23 Fay—,, o ; :ci Credos - SC 00 M,n,mwn P.y,—,., Due 57,78900 K-1—ea * s0 00 Porne^s Due D;.ee December 5. 2013 E.l.nce T— „ fern 5000 •Includes P.sl due a,no+ml of 5146600 C.-,h Ad—.., 5000 Fees Charged 53-00 Late Payment Warning If we da nos r—e M'; m :v a :um aCrn-e by fl” Interes! C =.recd S223 34 time head .bale, you 1,my hale I. par .:n+n fee of vp 1. S35 00 add your - Nc Balancer 515,404 23 pur[h..sa and balance transfer APRs far nay, I...... .ns may be ,nvn r! up i. Inc Pe,,a1:y APR of 22 24 %.•.rmbl. See I'le-asl C! "'3' C. —I". sect,.' 1.1- she Mmimum Poymant Warning' If you mate .,I, the mm:mum payment coca Trassoa :'mss secs:.- I., deli led APR!d—w on pe.,od, ym w,p pay more ,' :'lens nod :! — toke yae longer to pay af! your Cmd i Lme 513,500 b.1,.— For ez.mp!e Credo Lrne A —Inble 50 fryers u make sn oddr Y. w0 y Off is and yo;: wll end as Cmir Ai.ar,ce Gedn Lire 57.000 sing lhn mrd u:rc+sxsch ssrmlh bolmsrn f -m an !hs Poyrng un esbnwmd roal su: pay ..' -n ,n obaw o. Cosh Ad Credit L,.r:e Aso::oble SO On y she m,, :: :rum P.ymonl 41 years 54 %,031 You ,nay be ob!a sa —d me rasl an Purchase; IJ you — !,I hke mferrno!ren ab.W erect t counsohng ser. -ces, wl 1- 600.347 -i 121 __o re. -e „c for da!o,ls REWARDS Contact Us Discover corn Cashbock 8onusC An:+r�ers.ry M-11, 1- 800.34 7.2683 Od.ber Open, ng 8o1 S 0 O pi make cheda P.y.b!.e to Discover Yeu o r: averhmd New C.ehback Ba -as Ths Per od + 5 coo Pay the sum of,: r M:mm-m Pry—, Due plus tree 1—.11.'r Rcdee:r+ad This Per- -� S 0 00 a�er!m,!amauIi iS190423 Cashback Bonus Balance $ 0.00 To ieo, n ,hare. !.g u'. m D,scover cam Make check r tt a n :e D'. f NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION M e d4.,: l rrF anon b =1cw, —1 3 r.:�rn m9:Yar pc ne,n Poyment Coupon Pay Online Pay by Phone AGCOanI -J,ng rn 9930 Piease do not fc;d, cl,p or suple Graover com O 1 900347.'2693 M. — ' — P,.ymenl Due S2,2d9 00 N— Ba!an[e 515,40:23 Payment Due Dare December 5, 2013 JEFFREY L SINSKI - 71HUMMELAVE b Amounr enclosed 5 LEMOYNE PA 17043.1 945 PO BOX 71084 CHARLOT - H NC 28272 -1084 Add Z! arid L,IC.uN Feyaren!•. iimc: Ee m :edK by %r+'+ E'1' .� n+d4rd a mml Or lelaph.ne [h.ngodt N're d .anyn.::n - 00000198645818373118 7154042300062500228900 EXHIBIT JEFFREY L 51NSW A—unl puma¢ :end ng ,n 9870 Open Dole Oa 11. 2013 - Cl— Dcf, Nov 10, 2013 ?age 2 .1 a Important Information You must r,:su,e II:01 .cuff ;c —I Iunasore cvc,lab:e ,:: you, bark acrounl, nrd See your Cardmember Agreement. Yo Ccrdo —ber Apmemanl off fr.—a—, 'us! comply wd, IJ ow camp, ns 11 the le,ms.1 Your Accwnl Your con .se.l - ! -malrc payments tar 1 0 sia.—1 New BOlnncc, (V:j stole —f Lost or worst cards. Rrpod rm,ard:oletyl Ce:l 1-800- 347 -2683. M!n: :nom P aymem Due, hill slrlum¢r.! Mtn mum Pcyn,en! Due plus a Ilxed Who1 To Do If You Thmk You Fmd A Mistake On Your Statement do:lar a•nwnl. o: Irv; 04", doll'-!'-moon I. your scheduled 01her dollar 11 you id'- there s' an ono: art you slcla :nenl. write I. u,s of Drs ;OVe irU a a" Ten rd ,s not eeuugh 1. cove!'the M :nunum P.'—'I Cue os sied 9-30421 Sa :' Lake C !y, UT 84130.04 21 Y'w inns! w::Ir !v us . +'ai :•n GD a" YOU' monlrJY h llrnn sfalemenl, your . <.<l aay crl or lhcl :no,lh don aher the error appeared an your hlak :,seat You :nay ce0 us, aul ,f you . "' no - :i to cover the Mn mum Poyme•t Dw I the schadu p.d da we o!e na1 n!au!!at1 fa u,vaxhaalG my patenhal Grr o, S, and you nmy hew poy,"aw s grouter thon the M,nuhvm Payment Duc, any excess w. I ac to pay the ornounl,n aues!ror; Tfre Brl R:ghfs Notce fur!he, explo.,e you: app ad,n occorciance +vAF vw,' erd•nember Apr ,tool Ifyau�. schedued s Pecae xee ywr Co.dmemSe. Ag:eem of e: v,sd or.Yrne:,f s grcrlar lhnn 1're New Eolance on y w, ball „g skdarne ^.f, Il,ol h@ps /ldsm+•er con. ibngr aM; for a coal Of tars notce a aymenf w P ha processed only for The. a,naunl pf your New Eolance Ywr oulamal, r - p.Y omounl mw be kss Ihon 1'I amwnf :•d,cofed an Ill Payments. Yrw mov aay ell a: pun al yarn Account balunce of an I,me b !'irng stolen »:t based on —ce a or payments cher 1 �e Close Dole Hrnvevar, you must „q al !cast the In,n nom Papmen! Due by the vmenl II u en•olI by p!:one m uur oulamcd:c I —c" plecse f 11-'o the Due Dole $end only ywr Oaymerl a 6 Ihc rolhm pon,oe. o; Its you Y u papnen „the en.cloppe prpy cea eher oHu re_ pos!oge oyr� ^,Is scm wdhau! orooer fo:iow:np bbn4s call and , etam !hc ocdl:m :rr.! or: for you: records am rag¢ vn!! ye , stun: ed Ic , ::e sonde 13. not s¢nd cosh !( you 0oy by rick, yon authanre us la use nO� on wr rhe_4 to y - ' e unp Am :xr: -! Full ri PaY M AM .n PaY r Pny+ $ h mck: elee�anrc fu-c honsfer f-a:n rwr occountalt efinono :!,rsl:fu!:or.,-d :co red 01he- Amaun15 EankR p on Year cf:eck o• to omens, Inc d J o I os u check tram aeon If r e"nenl .... ............. a _ ............................. _.. proce ox a a :ea fund !ra :,s•. Ile it—fa w, I be to the omounl Bon k Accw nt ad the c s sed When we use : : »ar :natdo from ybJr "—id —Le an oleo relu'!dI :a,skv,.uodsr :oy be -4 W'6- hut you, uccco'd as span MoV:ya:the Payr oIDue Dute Close Late os I!^, 11 tiay s"a rece:.e your aaY,mr!, -a You, wall -1 rece:�e Your c..rca bock ham rw 1 -and ul msldul Do, of munch (:r,od ceiol The v aaymanl —, be drlayrd 4 you send -c h, car tes- Credit Reporting. \ n,oy reP d nfm:nul -1 about vuu' Ac -11 1. cted,! ` j aress f , .l^�e: lams w,f:'- yprr oeYrden/s, :i you se ^.d the pay :tenj to any e• Loty _.cvmenls. :n :ss-:d aoymunls, or at: re: droop, a, you,' A—unr other address, m d You use a, enve:ope mho• If., Ilse Ono P--ded nary be rrf ecied ,n ,v— creel I epod yh normal y report the si 1as and paym¢nls exceed , props Iron a1 ou p,cass ng fox .! by 5PM acai I— lary of your Accov it 10 —del re—ling opencasocch -ill I( ory day will iw --dad to ywr Ac. —! as of Ihc! day Pa Yrnentx race veil Yuu hobo If-.1 uur recoil q :necwrole of , nevmaiete, °leaf. wale us of Ih s al our , a......0 foohty a Par SPM l oca :hma w; F C mddod!c. your Accwol uod Dnmer, 1 0'Ba, 15316, :nyla, :. DE 19650 -5316 Pause . of the —I dayy If ydo ho- v,sp!oc¢_ your en+elcpe. send ywr pay—nl mdade your home, address. hone L +lephana nvm.r and A -count number iT stover, P,) Bas 6103 Ca Shearn, IL 6019761 03 Pleat¢ al :vw 7 I O nays fur d- -, II your oayu,rN rs :¢lu,r:z ± -.m d, v -,e --4» nghl to Poymg Interest. Your one dale n of !easf 25 avy, of the close of etch c sub d d as cn cleanon:c deb f Payments mode on ,ne or by ahonc —..: he : -, (ot ¢usl 23 days fo, ,l:.:.-.1 arnays that kr,:g a ,n Feh, nar w od led as of file day of .cw:pf ,f made by 5 PM Erac lone not Cn:ge yw any , nleresl on P-1— d you coy' your -hn, balance t the du' dole sect: m-nlh w w If beg,. chat grog rnlG: esl on Cush. You can aay you! manrf:ly Min e,um Pcy!ne: No, or c. 9 art Ina1 A;Jvunces ar,d Bu once 7ronx(ers u5 v' tlw Ic^•r of Ihr Ti--t Dale cr !Fx dx+s -I exceed Your current fk c—rl ba:ance. ova, he wl.o i.ae ur you con fin! Coy of In, b' :na penal .n which the !rc,rsp clan polled lu v- , A,--; mal.c pcyr 1hr alga. a u se +:a• , aprescnlv! , va by c col ng I.0(H1.347.2(,03 Aab :nal :c pnyments b :11 ory pen«! shown Haw We Calculate Interes117nargas. We use the Do:y 8nloncc MelhoC on your ilc!P:xr:! wdl be deduatad on Ina PoymGnf Dur Do tr shmw, an Ihol I,ndud cu enl I,ansrsi�ansl !a ob the B. m 5ub,GCl IO Inle, sla 'Lent. u! t!te next wlon,ahc payme :+I dole referred +o un your sturement, Rele Fu+ mart rdarmahon, pleafe cal: ux al 1- 0003x7 -268,3 w ssycw recu'rlorecw::ng pc , ell: ale (e g. the l S' !ay of l ha manli;) ,• !opt oco„s befo.m ywr 8oyme,l Dve Dote ur Close Dote II your sc doled Sal ce Sublecf to Inreresr Rote. Veu, strta,ner, s ^awl x. Bolen °• Subl¢a payment date tolls on a wswkend or bank h.hdoy, you, poymenl w! I be Io arrest Rafe 11 shows the for eta Iro...al.n meoory The Boor ce achrtl !'rte bus,ness day odor to the weeken. ". or ba ^4 no : :d ^y I:, order to Suh!ecl la I, �Ier ell RaL !s the aw+ :aye al lne dd r y' kc cotes dvnng the p ule a :,I hl, a a rn:ercls by tole Pl:cnr, h,!ars stalemenl and par— 'off, cunt accaanf mfurmabon Y.O -1 ae you nod tars !u a 1,d, the. last four (4j Credo Sudan— If your A -1 has o <rrdd ba:ancu, ". --al s shown dtq:ts of g,: loom sewn number.1 pnmaro bm ro w;, py prov J,ng un Ilta hoof of your uA!,np flctc•ntanf A credrl balance s ruon Picd s v J tnaee :'+umbers cs your e!earon,c earolure, you, —11 be agree,op m fh:, fa you You trice more c'horoes ogwnd lh:s or„a„m f ywr Account open culhonrl on to allow m orrd yak• bunk la deduct each r_.y,nem vuu 'He wd! d you a rciu nil of any renta:nr:x7 balance of 51 00 or more °fie, 0ufhaaa, n Ire emwnt':scud b You Iram y our hark a count You also 6 months. so l or es O erw,e raawred by coal cable law, or u reaaesl de a.1h nm us to 11:1 ate d¢,b'd or ere, d -Tres to }our ha k c —unt, es la dx add "ass m Inc C..H.d Us each-. un op,, 3 of ywr slol¢n,cva applicable, !o o ncl on error ". yha processing of such poymanl You can a b,ILng scheduled payment by'pF.one of 1- 800 - 3'17.2683 or by moll a! Balance Transfers.0a:anceT;- sf—e!e offered of ou, d :sna.to,, and Oscwer. PO Bo. 30421. $n4 lake C'Ay. UT 01f3D- (i421, howe.mr, vin must a,,,ve :,Is,,' cl the slcodard purc'nrse rote unless we!ell yoo olherw se :ea,•e nnhca ct least +f- bus:nass days,'. nd•mce of the scheduled D swvsr.nny mo!:nor atilt'-: reco,d lel¢pf+ be west a.y' I li your pa"ne"ls rnoy vary :r. amount, wr w I! on each ate cols' I you and —1'nly b:!n,g slatemeo when ra.,r Pow,erl wd; be made and !raw much. ,t D s :epresenlan'+es (or oaa'�ry aswron pu,pases wd! be The Dscowru' card rs,sued by Dscwe Ben., Mende, FDIC" TL23N CHANGE OF ADDRESS If correct a: tram, do not use Pease pool cleorly,n Won o: block ,nk, ,n the =acre oronded 51ree! Addmss Home Phone We,: ?hone C!Y Emo $lam_, Zra . To Inoke changes to your address, emad or!elephone number, v1511 D.SCaver corn DISC VER Discover More Card Arcou, :, bcr e :,d q in 983r Open Dnle Ocf 11, 6013 . Cbse note Nov 10. 2013 V.gc 3 of 4 CONTACT US We b Mobile Phox Inqur:y Moil Poymrnls Acorn your MoroBe wur 7- 800.DISCOVFR ® Dissever O On'co.+er cccourf securely nnyl.me. I1- tl00 -3a7 -2683; PO Be. 30943 PO So, 6'.03 al DI-1 com ony nc�m ul TDO 1- 800.347.7449 So I Lo4e Cty Cool Slreon, I D :—er <om UT 84130 11. 601 Y7.6103 Transactions Trans. Dole Post Owe Fees eio' 5 Nov 5 LATE rEE 5 35 00 TOTAL FEES FOR THIS PERIOD 3500 Imeresl Chnrged INTEREST CHARGE ON PURCHASES S 723 34 NTEREST CI'IARGL ON CASH ADVANCES 0 00 INTEREST CHARGE ON BALANCE TRANSFERS 0 00 TOTAL INTEREST FOR THIS PERIOD 223 34 2013 Totals Year -to -Date TOTAL FEES CHARGED IN 2013 S 27000 TOTAL INTEREST CHARGED IN 2013 S 2,25263 Interest Charge Calculation Your A—I Percrenloge R.* (APR; .s the your t Current 3JanE Penod 31 doys ANNUAL PERCENTAGE RATE BALANCE SUBJECT TO TYPE OF BALANCE CAPRI INTEREST RATE INTEREST CHARGE Purchases : 7 24% V 515,253 68 5223 34 Cmh Ad--- 23 9976 V SU e0 $000 V -Vnr ;able Role Information For You ror more infermofa+oba1how , ntarest charges ore co :culoted x-e year Cerd:- ,e..mbe- Agruemed o go fo wwwn sco :nlercelchnrnes NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION JEFFREY L SINSK! Acre,,nl nnm'be^ cnd rq .n 9H30 Opt, [),I,, Oct 11, 2013 - Clme Ccle Nov 10, 2D13 ?age 4 e( 4 4 f r { i VERIFICATION �G /r (Name) (Titl of DB Servicing Corporation, servicing affiliate of Discover Bank does hereby verify, under penalty of perjury and subject to the penalties of 18 Pa. C.S. § 4904 relating to unsworn falsifications to authorities states, that he /she is a duly authorized representative of plaintiff herein. Additionally, he /she verifies that Discover Bank, f/k/a Greenwood Trust Company, which is an FDIC - insured Delaware state bank, lacks sufficient knowledge or information to verify this complaint. He /she verifies that he /she is authorized to make this verification. As an employee of DB Servicing Corporation, he /she has sufficient knowledge and information to make this verification, and consequently verifies that the facts set forth in the foregoing complaint are true and correct to the best of his/her knowledge and information and that he /she is personally familiar with the account and the relationship between Discover Bank and DB Servicing Corporation. It is further stated that Discover Bank and DB Servicing Corporation extend credit through issuance of the Discover Card. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank, including business management services in support of Discover Bank business lines, including, among other things, credit cards, deposits, personal loans and student loans, customer service, collections, credit risk, collection of delinquent accounts and other support services. The collection of delinquent accounts includes the right to forward the same to the attorneys and/or collection agencies for collection and to file suit on Discover Bank's behalf. Both DB Servicing Corporation and Discover Bank are wholly owned subsidiaries of Discover Financial Services. Date f - ig at�re) f JEFFREY L 82NSKI DB Servicing Corporation servicing affiliate XXXXXXXXXXXX 9 8 3 0 - For Discover Bank WWR# 302.73219 C A Pit SJS Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY 0 - ' 2C3LI HAY 28 PH 2:56 :. w%t CUMBERLAND COUNTY PENNSYLVANIA Discover Bank vs. Jeffrey L Sinski Case Number 2014 -2423 SHERIFF'S RETURN OF SERVICE 05/19/2014 08:17 PM - Deputy Dawn Kell, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Jeffrey L Sinski at 71 Hummel Avenue, Lemoyne Borough, Lemoyne, PA 17043. DAWN KELL, DEPUTY SHERIFF COST: $46.08 SO ANSWERS, May 20, 2014 RONNY R ANDERSON, SHERIFF DISCOVER BANK Plaintiff vs. JEFFREY L SINSKI TO THE PROTHONTARY: IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION LSF'HEl LEDpT t F 211' �� 21 '�'`vaT,alt CU;.;QEKL �� 3. I9 PENNS YL ND COU Civil Action No. 14-2423 CIVIL PRAECIPE FOR DEFAULT JUDGMENT Kindly enter Judgment against the Defendant JEFFREY L SINSKI above named, in the default of an Answer, in the amount of $15404.23 computed follows: Amount claimed in Complaint Less payments / adjustments made Attorney's fees TOTAL I hereby certify that been mailed in accordance Notices. $15404.23 $0.00 $0.00 $15404.23 as appropriate Notices of Default, as attached have with PA R.C.P. 237.1 on the dates indicated on the WELTMAN, WEINBERG & REIS CO., L.P.A. By: (�/ ��/c•- William T. Molczan,;=7437 30273219 C A Pit Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 7th Ave Ste 2500 Pittsburgh PA 15219-1842 JS And that the last known address of the Defendant is : JEFFREY L SINSKI 71 HUMMEL AVE LEMOYNE, PA 17043 ouxk..\51\ko.s6Aw\i e,i,A-kwsci1R9 [24 3oPga Oka) (Y\cii(ed IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CML DIVISION DISCOVER BANK Plaintiff vs. JEFFREY L SINSKI Defendant TO: JEFFREY L SINSKI 71 HUMMEL AVE LEMOYNE, PA 17043-1945 Date of Notice: I e up P-1 Case No. 14-2423 CIVIL IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA. 17013 (717) 249-3166 WELTMAN, WEINBERG & REIS CO., L.P.A. By: , William T. Molczan P.A.I.D,# 47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 7th Ave Ste 1400 Pittsburgh, PA 15219 Phone: (412) 434-7955 (412) 338-7130 30273219 A PIT S4E DISCOVER BANK Plaintiff vs. JEFFREY L SINSKI IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Civil Action No. 14-2423 CIVIL NON-MILITARY AFFIDAVIT The undersigned is the duly authorized agent and/or attorney for the Plaintiff in the within matter and states as follows: Affiant states that the within Affidavit is made pursuant to and in accordance with the Servicemembers' Civil Relief Act (SCRA), 50 U.S.C. App. 521. Affiant further states that based upon investigation it is the affiant's belief that the Defendant, JEFFREY L SINSKI is not in military service. Affiant further states that this belief is supported by the attached certificate from the Defense Manpower Data Center (DMDC), which states that the DMDC does not possess any information indicating that the below individual is in the military service: JEFFREY L SINSKI 71 HUMMEL AVE LEMOYNE, PA 17043 Affiant further states that the averments contained herein are true and correct to the best of Affiant's knowledge, information and belief and that these averments are made subject to the penalties of 18 Pa C.S.A. Section 4904 relating to unsworn falsification to authorities. Department of Defense Manpower Data Center Results as of : Jul -09-2014 07:04:38 AM SCRA 3.0 Status Report Pursuant to Servicemembers ers CCivil Relief Act Last Name: SINSKI First Name: JEFFREY Middle Name: Active Duty Status As Of: Jul -09-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA ' � - No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 387 Dae of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the Individual left active -duty status within 387 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA . NA ._ - No NA This response reflects whether the individual or his/her unit has received earlynotification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PCO9SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 387 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 1 B86J2B4ZOOEF20 DISCOVER BANK Plaintiff vs. JEFFREY L SINSKI IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Civil Action No. 14-2423 CIVIL NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the ffolloiing Order of Judgment l was entered against you on tai �y (xx) Assumpsit Judgment in the amount of $15404.23 plus costs. Trespass Judgment in the amount of $ plus costs. If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspended by the Department of Transportation, Bureau of Traffic Safety, Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non -Pros ( ) Confession (xx) Default ( ) Verdict.: ( ) Arbitration Award Prothonotary By: JEFFREY L SINSKI 71 HUMMEL AVE LEMOYNE, PA 17043 PROTHONOTARY (OR Plaintiff's address is: 3 c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 7th Ave Ste 2500 Pittsburgh PA 15219-1842 (412) 434-7955