HomeMy WebLinkAbout14-2542 Supreme Court -;off Pennsylvania
Cour CoUon Pleas
V,7" a tiQ AV For Prothonotary Use Only: ` ]N11 STAMP
CKH (lover 'jShe�et Docket No:
CUM 'Count Y )- / 1 / — Y vl
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service ofpleadings or other a ers as required by law or rules of court.
S Conunencement of Action:
E ® Complaint ❑ Writ of Stmmrons ❑ Petition
C ❑ Transfer from Another Jurisdiction E] Declaration of Taking
Lead Plaintiffs Name: Lead Defendant's Name:
T PORTFOLIO RECOVERYASSOCIATES, LLC MICHAELEfTER
I
0 Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration lints
N (Check one) outside arbitration limits
A Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? ❑ Yes ®No
Name of Plainti$7Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R Garvey
❑ Check here if you have no attorney (are a Self-Represented [Pro Se] Litigant)
i
Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
t ❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance 0 Debt Collection: Other ❑ Dept. of Transportation
❑ Premises Liability ❑ Statutory Appeal: Other
S ❑ Product Liability (does include
E mass tort) El Employment Dispute:
❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board
C ❑ Other: ❑ Enployment Dispute: Other ❑ Other:
T
I
❑ Other:
U MASS TORT
N
F Asbestos
❑ Tobacco
❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS
B ❑ Toxic Tort - Implant E] Ejectment E] Common Law /Statutory Arbitration
❑ Toxic Waste ❑ Erninent Domain/Condemnation ❑ Declaratory Judgment
❑ Other: ❑ Ground Rent ❑ Mandamus
❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations
❑ Mortgage Foreclosure: Residential Restraining Order
❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other:
❑ Legal
❑ Medical
❑ Other Professional:
15 -60877
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055 FILED-
Mark R. Garvey, Esquire PA Bar # 312686 OF T PROTHON
Portfolio Recovery Associates, LLC
120 Corporate Blvd A!IR Q 4 Eli I ;;
Norfolk, VA 23502 C U MBERLAND COUNTY
TELE: 1- 866 - 428 -8102 PENNSYLVAN
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No.
Plaintiff,
V.
MICHAEL ETTER
17 S PITT ST APT 5
CARLISLE PA 17013
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013 ) � s �
(717) 249 -3166 X0.3.
15 -60877
C�
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD :
NORFOLK, VA 23502
Demandante, No.
V. :
MICHAEL ETTER
17 S PITT ST APT 5
CARLISLE PA 17013
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en ]as siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia .personalmente o por un abogado y archivando
por escrito con .la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
15 -60877
Esta cornunicacio.n es de un cobrador de deudas y es wi intent do cobrar una dcuda.
Cualquier infromacion sera utilizada para ese p.roposito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
MICHAEL ETTER
17 S PITT ST APT 5
CARLISLE PA 17013
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, MICHAEL ETTER, is an adult individual with last known address of 17 S PITT ST
APT 5, CARLISLE PA 17013.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL I BANK / GENERAL
ELECTRIC CAPITAL CORP / CARE CREDIT on July 16, 2009. with account number
* * * * * * * * * ** *6897 (hereafter referred to as "Account ").
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This coz nunication is from a debt collector and is an attempt to collect a debt.
.Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on July 23, 2012.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK /
GENERAL ELECTRIC CAPITAL CORP / CARE CREDIT and Plaintiff is now the holder of the
Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively
marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$1,412.44.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, MICHAEL ETTER , in the amount of $1,412.44, s costs of this
action and any other relief as the Court deems just and re o le.
rrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
15 -60877
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will. be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Yvette M. Stephen hereby states that he /she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his/her knowledge, information, and belief, based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date: MAR 31 2014 B y : L IN,
Yv ette M. Stephen
Custodian of Records
15 -60877
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
XHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
... ... ...
F .Capital
PtA PSCC Fresh .. Msucb 2413
For value received :and. in further :consideration of the mutual' covenants and conditions
set forth in the:.Forward:F?1flw Receivables PurchAse Agreement (the <'Agreeinent "'),.dated.: ::.. .
w . .
as . of this: 13. day, of:: December; ::?Al2. by... and :between .General .Electric :Capital..
Co :: ration, .GE: Ca ital Retail B GEMB Lesidin Inc., Mona am Credif Seivices,
P g
g, . .
RFS: - LLaC.', and..GEM :Holdin .;L:C. collectivel: "Seller"
Portfolio..Recav Associate -, LLC.: { "Bu fir"), Seller:hereb transfers,. sells, .s : < . % ery.: Y
:.....: grants; and delivers ao .Buyer, ,its successors and assigns, without :recourse except.' as .set
forth. iii the : Agreeirieiit, to the extent. ofIts ownership the: Receivables as. set: in the .
Notification Files. (as .defined! .in the A merit deli erect b Seller ao:.Bu . r on li!larch.
`..
y
2b;. 2011' and: as further described in the Agreement:
..
GE .C. ital Retail' Bank: Mono ` am Credit services; I;.L.C;
..
-e -
Glenn Marino Marino
Glenn o
B
y:
.....
T :. : :-Title: President
.......
Date �
..
• . . "" ' �1� �.� : •�' �
. ::::::. ...............................
�...:
Bate:
.....:::...
General:Electric..Capital Corporation RFS`Holdirig,; L.L.0
;.
B
Glenn Marino . Ress
.
oseph "
„
Title; �Tice.President Tit1e:.CF4
........................ ...............................
Date .
'.r
Bate:
:... GEMB Lending, Inc:.. ` ° , GEM Folding; L.L,C.
:.
$ .. .
y.
.............:............
B
Stephen Motto: Josegh:Ressa :.:
.Title: Director
T
: itle::CFa .
.Date:
Date:
f r
PRA PSGG Fresh : March 2013
For, value received and in further consideration of the mutual covenants and conditions
set f orth . in the: Forward Flow Receivables Purchase Agreement_ (the. "Agreement! dated
as of this 13 day . of December, :.2012 b and . between : General Electric Capital .
Corporation GE Capital Retail Barak, GEMB.Lending, Inc., Monogram Credit Services
L.L.C:, RFS. Holding L.L,C:, and GEM Holding, L L:C. (collectiv6ly: "Seller ") and
Portfolio Recovery Associates, LLC ( "Buyer "); Seller .hereby transfers; sells conveys
ants and delivers to Bu er its successors. and assi without recourse exce as set
> g �.
Y A
forth in the : Agreement,.to the extent of. its ownership; the Receivables asset forth in.the
Notification:Files (as defined in the Agreement);. delivered by Seller to Buyer on March.
: : 26 . 2013, and as further, described in the.Agreein t
GE Capital - Retail Bank Monogram Credit Services; L.L.C..: .
By: Bpi•
Glenn Marino . Glenn Marino
Title: EVP Title: President
Date:: Date:
General. Electric Ca P ital.Corporation: RFS.Hold!: L:L:C:
By: $.y:
Glenn Marino: Joseph Ressa
Title:::Vice President Title,: CFO
Date: Date: .
GEMB Lerldin Inc; M Holdin , L L C
GE g
By :..
Stephen Mot Joseph Ressa .
Title: Director Title: CFO
Date: Date:
0 1
RA PI.CC Fresh March 2013
ror value received and in further consideration o£ the mutual caveriants and conditions
set firth in the Forward Flow Receivables Purchase Agreement (the "Agreem ent" ), dated
as of this 13 ' day of December, 2012 by. and between, General Electric:: Capital
Corporation; GE Capital Retail dank, QEMB Lending, In c., Monogram Credit Services;
L L:C. RFS` bolding, L.L.C., and GEM Holding, L. C: eollectively "Sellerll and
Portfolio: Recovery Associates, LLC ( 'Buyer "), Seller hereby transfers; sells, conveys;
grants; and delivers to. Buyer .its, successors
and assigns, without. recourse except as set
forth in the Agreement, to'the extent of its the Receivables as set forth in the
Notification Files (as' defined in the Agreement) ; delivered by Seller to Buyer on.March
26 , 2013, and as further described in the Agreement.
= GE CapitaLRetail Bank Monogram Credit Services; L.L.C.
B
Y By
Glenn Marino Glenn Marino
Title:: EVP .
Title: President
Date...
Date
General Electric Capital Corporation RF Iding, L L C .:
gay
ley.
Glenn Marinoaseph.R s
Title: Vice President Title: CF- O
Date
Date:
GEMB Lending,.Inc. GEM' olding, L.L.G
By:
. .
By: .
St Nlotta
,T�seph R s
Title:: Director
Title. C1~O
Date �.
Date:' t 3 .
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Or' iCE !FTI4',F$HARIFF
t ILD -0;';
THE Pf'OTH0NCI AR? •
Ifo Y —8 PM 2: 514
CUMBERLAND COUNTY
PENNSYLVANIA
Portfolio Recorvery Associates, LLC
vs.
Michael Etter
Case Number
2014-2542
SHERIFF'S RETURN OF SERVICE
04/30/2014 02:58 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Complaint &
Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to
wit: Michael Etter at 17 S. Pitt St. Apt 5, Carlisle Borough, Carlisle, PA 17013.
NOAH CLINE, DEPUTY
SHERIFF COST: $34.78 SO ANSWERS,
May 01, 2014 RONRR ANDERSON, SHERIFF
(C) CountySCite Sheriff, Teleosoft, Lac.