HomeMy WebLinkAbout14-2650 • Supreme Cou�rt�=of Pennsylvania
Cour�tof Common Pleas
1.{w±""r For Prothonotary Use Only: TIME STAMP
C1*-l4 overr.`Sh 'et Docket_No:
CU MB 1 County
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The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service of pleadin s or other a ers as required by law or rules of court.
I S I Commencement of Action:
E [N Complaint ❑ Writ of Summons ❑Petition
C r-1Transfer from Another Jurisdiction E]Declaration of Taking
Lead Plaintiffs Name: Lead Defendant's Name:
I
PORTFOLIO RECOVERY ASSOCIATES,LLC TINA CRAMER
I
O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
N (Check one) outside arbitration limits
A Is this a Class Action Suit? []Yes ® No Is this an MDJAppeal? ❑ Yes ® No
Name of Plaintiff/Appellant's Attorney: Robert N. Polas,Jr./Carrie Brown/Mark R. Garvey
❑ Check here if you have no attorney(are a Self-Represented [Pro Se] Litigant)
I
Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept.of Transportation
❑ Premises Liability __--_ —_ ❑ Statutory Appeal: Other
S ❑ Product Liability(does not include
E mass tort) ❑ Employment Dispute: —_—_—__----
❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board
C ❑ Other: ❑ Employment Dispute: Other ❑ Other:
T -----------
I ❑ Other:
Q MASS TORT
N ❑ Asbestos
❑ Tobacco
❑ Toxic Tort-DES REAL PROPERTY MISCELLANEOUS
B ❑ Toxic Tort-Implant ❑ Ejectment ❑ Common Law/Statutory Arbitration
❑ Toxic Waste C] Eminent Domain/Condemnation ElDeclaratory Judgment
❑ Other: [:] Ground Rent ❑ Mandamus
— ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations
❑ Mortgage Foreclosure: Residential Restraining Order
❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other:
9 ❑ Legal --- --- -----------
❑ Medical
❑ Other Professional:
— — 15-53387
Robert N. Polas, Jr.,Esquire PA Bar#201259
Carrie Brown,Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Ui
Norfolk,VA 23502 { ( . !;
TELE: 1-866-428-8102 `XIMBERLAND C0WJ-y ,,
FAX: (757) 518-0860 PENNISYLVANIA
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION -LAW
PORTFOLIO RECOVERY ASSOCIATES,LLC '
120 CORPORATE BLVD C l V I
NORFOLK VA 23502 No. 1
Plaintiff,
V.
TINA CRAMER
54 MONARCH DR
CARLISLE PA 17015
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty(20)days after this Complaint and Notice are served,by entering a
written appearance,personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so,the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service- CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle,PA 17013
(717) 249-3166 :2, 7�
15-53387
J / /Ql h
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas,Jr.,Esquire PA Bar#201259
Carrie Brown,Esquire PA Bar#94055
Mark R. Garvey,Esquire PA Bar#312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES,LLC
120 CORPORATE BLVD
NORFOLK,VA 23502
Demandante, No.
V.
TINA CRAMER
54 MONARCH DR
CARLISLE PA 17015
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si Listed desea defender conta la demanda puestas
en las siguientes paginas,Listed tienen que tomar accion dentro veinte(20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin Listed y un juzgamiento puede ser entrado conta
Listed por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante.Usted puede perder dinero o propiedad o otros derechos importante para
Listed.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO,VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO.ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS.QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service-CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle,PA 17013
(717) 249-3166
15-53387
Esta cornunicacion es de un cobrador de deudas y es un intent do cobrar u.na deuda.
Cualquier infromacion sera utilizada para ese proposito.
Robert N. Polas,Jr., Esquire PA Bar#201259
Carrie Brown,Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates,LLC
120 Corporate Blvd
Norfolk,VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC.
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
TINA CRAMER
54 MONARCH DR
CARLISLE PA 17015
Defendant.
COMPLAINT .
1. Plaintiff,Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd,Norfolk,VA 23502.
2. Defendant, TINA CRAMER, is an adult individual with last known address of 54 MONARCH
DR, CARLISLE PA 17015.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/WAL-MART on
December 30, 1995 with account number************4822 (hereafter referred to as "Account").
4. By using the Account,Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This communication is from a debt collector and is ars attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on July 26,2010.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/
WAL-MART and Plaintiff is now the holder of the Account.
9. As of the date within Complaint,the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$885.96.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment.in favor of
Plaintiff and against Defendant, TINA CRAMER, in the oun of$885.96,plus co s of t s action and
any other relief as the Court deems just and reasona e.
Carrie A. Brown,Esquire,#94055
Robert N. Polas, Jr., Esquire,#201259
Mark R. Garvey, Esquire,# 312686
Attorneys for Plaintiff
15-53387
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Tamara Bond hereby states that he/she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his/her knowledge, information, and belief,based upon information
provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904,relating to unsworn falsification to authorities.
MAR ZI 2014
Date: By: 44�1
Tamara Bond
Custodian of Records
15-53387
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
BILL of SALE-120
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"),dated as of
the 20`h day of December, 2011 by and between General. Electric Capital Corporation, GE
Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C.,RFS Holding,L.L.C.,
and GEM Holding, L.L.C. (collectively"Seller") and Portfolio Recovery Associates, LLC
("Buyer"),Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors
and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership,
the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by
Seller to Buyer on each Transfer Date, and as further described in the Agreement.
GE Capital Retail Bank
By: r
Title: Glenn Marino-EVP
General Electric Capital Corporation
Title: Glenn Marino-Vice President
GEMB Lending, Inc.
By:
Title: Stephen Motta-Director
Monograin Credit Services, L.L.C.
Title: Glenn Marino-President
EXHTBiT AA
BILL of SALE-120
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated as of
the 20"'day of December, 2011 by and between General Electric Capital Corporation,GE
Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C., RFS Holding,L.L.C.,
and GEM Holding, L.L.C. (collectively "Seller") and Portfolio Recovery Associates, LLC
(`Buyer"), Seller hereby transfers, sells,conveys, grants, and delivers to Buyer, its successors
and assigns, without recourse except asset forth in the Agreement, to the extent of its ownership,
the Receivables as set forth in the Notification Files (as defined in the Agreement),delivered by
Seller to Buyer on each Transfer Date, and as further described in the Agreement. -
GE Capital Retail Bank
By:
Title: Glenn Marina-EVP
General Electric Capital Corporation
By:
Title: Glenn Marino-Vice President
GEMB Lending, Inc.
By. R
Title: Stephen Motta-Director
Monogram Credit Services,L.L.C.
By:
Title: Glenn Marino-President
RFS Holdi g, L.L.0
By:
( u
Title: C,Fv
GE Holding, L.L.0
By:
Title:
28
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Q,<<,,9 btumL�r,.. t. f THE f'ROHtiNO I,t;'
OFFI .E OF T!.4E $1.0.ERIF:F
2314 MAY 13 PM 3: 05
CUMBERLAND rAdCOUNTY
Portfolio Recovery Associates, LLC
vs.
Tina Cramer
Case Number
2014-2650
SHERIFF'S RETURN OF SERVICE
05/02/2014 08:40 PM - Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint &
Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to
wit: Tina Cramer at 54 Monarch Drive, Middlesex Twp., Carlisle, PA 17013.
SHERIFF COST: $34.78
May 06, 2014
c1 CountySuite Sheritt, Teieosoft. ins.
RYAN BURGETT, DEPUTY
SO ANSWERS,
RONR ANDERSON, SHERIFF
Carrie tom; rowan, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Gregory J. Babcock, Esquire
Attorney ID # 94055/201259/312686/205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
it�,LI -OFFICE
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PENNSYLVANIA
LrRLfND
I ENNS YL'� COUNT y
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
TINA CRAMER
54 MONARCH DR
CARLISLE PA 17015
Defendant
No. 14-2650 CIVIL
PRAECIPE TO SETTLE DISCONTINUE AND END
PLEASE MARK THE ABOVE -CAPTIONED ACTION AS SETTLED,
DISCONTINUED AND ENDED.
15-53387
>?/////9 ully submitt
obert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Gregory J. Babcock, Esquire PA Bar # 205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Gregory J. Babcock, Esquire
Attorney ID # 94055/201259/312686/205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC :
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff : No. 14-2650 CIVIL
v.
TINA CRAMER
54 MONARCH DR
CARLISLE PA 17015
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Settle
Discontinue an nd upon TINA CRAMER by First Class Mail, Postage Pre -Paid, a copy thereof on this
day of _ 014, to:
15-53387
TINA CRAMER 54 MONARC P R ARLISLE
Ro s ert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Gregory J. Babcock, Esquire PA Bar # 205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be rased for this nnrnnse.