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HomeMy WebLinkAbout05-08-14 (3) rJ 1505610143 REV-1500 EX(02-11) �' OFFICIAL USE ONLY PA Department of Revenue pennsylvania County code Year File Number Bureau of Individual Taxes PO 80x.280601 INHERITANCE TAX RETURN 21 12 1011 Harrisburg,PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Dale of Death Date of Birth 09 15 2012 10 10 1920 Decedent's Last Name Suffix Decedent's First Name MI MATTSON RAYMOND H (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI MATTSON ROMAYNE F Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 1. Original Return EJ 2. Supplemental Return 3. Remainder Return(Date of Death Prior to 12-13-82) 4. Limited Estate ❑ 4a,Future Interest Compromise 5. Federal Estate Tax Return Required (date of death after 12-12-82) 6. Decadent Died Testate 7. Detgecddtent Mai red a Living Trust 1 g, Total Number of Safe Deposit Boxes (Attach Copy of Will) ( (:opY M C ) 9. Litigation Proceeds Received 10.bg=a1lg1yj191 nmiitt(Dat95of Death 11.Election to tax under Sec.9113(A)and (Attach Schedule O) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number HEATHER D ROYER ESQ (717) 234 240fik3 m 0 REGISTERm bF WLLS UNLY n p '>7 G"1 Cr) l7 First Line of Address r fir O 4431 N FRONT ST 3RD FL u n n -n �T Second Line of Address n p O O G 7 n � CO r— rTt TE-FfILED r'" City or Post Office State ZIP Code , CD HARRISBURG PA 17110 Correspondent's e-mail address: hroyergi)saslip corn Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative Is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR FILIN RETURN DATE ohn R. Mattson iy N ADDRESS 7600 B 'a Cove.A TX 78759 DATE yer Esq.S Ather ADDRESS 4431 N. Front St.,3rd R. Harrisburg PA Side 1 1505610143 1505610143 J 1505610243 REV-1500 EX Decedent's Social Security Number D.c em'.Name: Mattson, Raymond H. RECAPITULATION 1. Real Estate(Schedule A)................................................:...................................... 1. 2. Stocks and Bonds(Schedule B)............................................................................. 2. 16, 673 . 30 3. Closely Held Corporation,Partnership or Sale-Proprietorship(Schedule C)......... 3. 4. Mortgages&Notes Receivable(Schedule D)........................................................ 4. 5. Cash, Bank Deposits&Miscellaneous Personal Property(Schedule E)............... 5. 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6. 7. Inter-Vivos Transfers&Miscellaneous N u Probate Property (Schedule G) Separate Billing Requested............ 7, 686, 073 .22 8. Total Gross Assets(total Lines 1 through 7)........................................................ 8. 702 ,746 . 52 9. Funeral Expenses and Administrative Costs(Schedule H).................................... 9. 39, 785 . 37 10. Debts of Decedent, Mortgage Liabilities and Liens(Schedule I)............................ 10. - 24, 501 . 32 11. Total Deductions(total Lines 9 and 10)................................................................ 11. 64,286. 69 12. Net Value of Estate(Line 8 minus Line 11).......................................................... 12. 638, 459. 83 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J)............................................... 13. 754 , 746. 52 14. Net Value Subject to Tax(Line 12 minus Line 13)............................................... 14. -116,286 . 69 TAX COMPUTATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 0 . 00 15. 0 . 00 (a)(1.2)X.00 16. Amount of Line 14 taxable 40, 000 . 00 16. 1 , 800 . 00 at lineal rate X .045 17. Amount of Line 14 taxable at sibling rate X.12 0 . 00 17. 0 . 00 18. Amount of Line 14 taxable at collateral rate X.15 0 . 00 18. 0 . 00 19. TAX DUE................................................................................................................ 19. 1 , 800 . 00 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 1505610243 1505610243 J REV-1500 EX Page 3 File Number 21-12-1011 Decedent's Complete Address: DECEDENT'S NAME Mattson, Raymond H. STREET ADDRESS 909 Woodland Drive CITY STATE ZIP Lemoyne PA 17043 Tax Payments and Credits: 1. Tax Due(Page 2, Line 19) (1) 1,800.00 2. Credits/Payments A. Prior Payments B. Discount 0.00 Total Credits(A +B) (2) 0.00 3. Interest (3) 47.82 4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4) Check box on Page 2,Line 20 to request a refund 5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) 1,847.82 Make Check Payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred;.....................................................................I......... ❑x ❑ b. retain the right to designate who shall use the property transferred or its income;.................................. ❑ ❑x c. retain a reversionary interest;or............................................................................................................... ❑ ❑x d. receive the promise for life of either payments,benefits or care?............................................................ ❑ ❑x 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?.................................................................................................................... ❑ ❑ 3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?....... ❑ ❑x 4. Did decedent own an individual retirement account,annuity,or other non-probate property which ❑ ❑ contains a beneficiary designation?.................................................................................................................. x IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994 and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to orfor the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(11)(i)]. For dates of death on or after January 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to orforlhe use of a natural parent,an adoptive parent,or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)]. A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. Rev 1503 E%+(8-98) SCHEDULE B STOCKS & BONDS COMMONWEALTH OFPENNSY VANIA INHERITANCE TAX RETURN RESIDENTDECEDENT ESTATE OF FILE NUMBER Mattson, Raymond H. 21-12-1011 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM CUSIP VALUE AT DATE NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH 1 Federated Kauffman Account 16.673.30 TOTAL(Also enter on Line 2, Recapitulation) 16,673.30 (If more space is needed,additional pages of the same size) Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule B(Rev.6-98) Rev-1510 EX*(08 49) SCHEDULE G Pennsylvania INTER-VIVOS TRANSFERS AND DEPARTMENT OF REVENUE INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Mattson Raymond H. 21-12-1011 This schedule must ce completed and filed if the answer to any of questions 1 through 4 on page three of the REV 1500 is yes. ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD S EXCLUSION TAXABLE NUMBER INCLUDE E NAME COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE 1 Alexandria Fahey-Annual Gift made September 14, 13,000.00 100.000% 3,000.00 10,000.00 2012 to Grandaughter 2 Jack Mattson-Annual Gift made September 14, 2012 13,000.00 100.000% 3,000.00 10,000.00 to grandson 3 John R. Mattson-Annual Gift made September 14, 13,000.00 100.000% 3,000.00 10,000.00 2012 to son 4 Terry Mattson-Annual Gift made September 14,2012 13,000.00 100.000% 3,000.00 10,000.00 to daughter-in-law 5 Fulton Bank Checking-Acct. No.3622-4558 20.939.69 100.000% 20,939.69 Titled in Living Trust dated 11/22/94 Raymond H. Mattson,Trustee DOD balance-$72,939.69 which includes the gifts above that did not clear the account that are delineated separately to take advantage of the exclusion 6 Fulton Bank Checking-accrued interest 2.18 100.000% 2.18 7 TO Ameritrade Acct.XXXX1571 -Titled in Living Trust 240.267.51 100.000% 240,267.51 dated 11122/94 Raymond H. Matson,Trustee 8 TO Ameritrade Acct.XXXX4010-Titled in Living Trust 370,197.24 100.000% 370,197.24 dated 11122/94 Raymond H.Mattson,Trustee 9 Vanguard Account-Titled in Living Trust dated 14,666.60 100.000% 14,666.60 11/22/94 Raymond H. Mattson,Trustee TOTAL(Also enter on Line 7, Recapitulation) 686,073.22 (If more space is needed,additional pages of the same size) Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09) REV-1511 EX-(10-09) SCHEDULE H Pennsylvania DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERI LANCE TAX RETURN ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Mattson Raymond H. 21-12-1011 Decedent's debts must be reported on Schedule I. ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s)attached 5,545.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) John R. Mattson Street Address 7600 Baja Cove City Austin State TX Zio 78759 Year(s)Commission Paid 2014 833.00 2. Attorney's Fees Smigel,Anderson & Sacks, LLP 20,000.00 3, Family Exemption: (If decedent's address is not the same as claimant's,attach explanation) Claimant Street Address City State Zio Relationship of Claimant to Decedent 4. Probate Fees 148.50 5. Accountant's Fees 6. Tax Return Preparer's Fees 2,435.00 7. Other Administrative Costs 10,823.87 See continuation schedule(s) attached TOTAL(Also enter on line 9, Recapitulation) 39,785.37 Copyright(c)2009 form software only The Lackner Group,Inc. Forth PA-1500 Schedule H(Rev. 10-09) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Mattson, Raymond H. 21-12-1011 ITEM NUMBER DESCRIPTION AMOUNT Funeral Expenses 1 All Faiths Funeral Home-Cremation services/death certificates 1,040.00 2 John R. Mattson-Reserve-costs for transport of ashes to cemetary 1,505.00 3 Oak Ridge Cemetary-Reserve for Burial &Plot 3,000.00 H-A 5,545.00 Other Administrative Costs 4 Cumberland Law Journal-Legal Advertisement 75.00 5 John R. Mattson-Reimburse postage 29.45 6 John R. Mattson -Reimburse rental car&accomodations-probate 217.64 7 John R. Mattson -Trustee Fee 10,291.00 8 The Sentinel-Legal Advertisement 210.78 H-B7 10,823.87 Copyright(c)2002 form software only The Lackner Group,Inc. Forth PA-1600 Schedule H(Rev.6-98) Rev-1512 EXs(12-08) SCHEDULE 1 pennsylvania DEBTS OF DECEDENT, DEPARTMENT OF REVENUE INHERITANCE TAX RETURN MORTGAGE LIABILITIES AND LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER Mattson, Raymond H. 21-12-1011 Report debts incurred by the decedent prior to death that remained unpaid at Me date of death,including unreimbumed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 American Express-Remodeling Expenses 14,400.00 2 Bank of America-September monthly payment 73.00 3 Bank of America -October monthly payment 71.00 4 Heritage Foundation-Monthly Donation 5.00 5 Heritage Foundation-Monthly Donation 5.00 6 Heritage Foundation-Monthly Donation 5.00 7 John R. Mattson -Reimburse moving expenses 5.732.15 8 John R.Mattson-Reimburse medical expenses 48.60 9 Pennsylvania Department of Revenue-2012 Personal Income Taxes 539.00 10 Pennsylvania Department of Revenue-2009 Back Taxes+ Interest owed 253.09 11 Pennsylvania Department of Revenue-2011 Back Taxes+Interest owed 25.90 12 R.M Wire&Associates-2011 Tax Preparation Fee 910.00 13 U.S.Treasury-2012 Federal Income Taxes 201.00 14 U.S.Treasury-2009 Back Taxes+Interest 28.64 15 U.S.Treasury-2011 Taxes 753.00 16 Wix,Wenger&Weidner-Unpaid legal fees 1,450.94 Claim filed TOTAL(Also enter on Line 10, Recapitulation) 24,501.32 (If more space is needed,additional pages of the same size) Copyright(c)2008 form software only The Lackner Group,Inc. Form PA-1500 Schedule I(Rev. 12-08) REV-1513 EX.)01-10) ' pennsylvania SCHEDULE J DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF FILE NUMBER Mattson, Raymond H. 21-12-1011 RELATIONSHIP TO NUMBER NAME AND ADDRESS OF DECEDENT SHARE OF ESTATE AMOUNT OF ESTATE PERSON(S)RECEIVING PROPERTY o Not 's n, , I.) ($$$) I• TAXABLE DISTRIBUTIONS [include outright spousal distributions,and transfers under Sec.91 16 a 1.2 Alexandria Fahey Granddaughter Ten Thousand 10,000.00 7600 Baja Cove Dollars Austin, TX 78759 Jack Mattson Grandson Ten Thousand 10,000.00 7600 Baja Cove Dollars Austin, TX 78759 John R. Mattson Son Ten thousand 10,000.00 7600 Baja Cove dollars Austin,TX 78759 Terry Mattson Daughter-in-Law Ten thousand 10,000.00 7600 Baja Cove dollars Austin, TX 78759 Total 40,000.00 Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet,as appropriate. NON-TAXABLE DISTRIBUTIONS: Ip• A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN See continuation schedule(s)attached 754,746.52 B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEETI 754,746.52 Copyright(c)2010 form software only The Lackner Group, Inc. Form PA-1500 Schedule J(Rev.01-10) SCHEDULE J-11A SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE continued ESTATE OF FILE NUMBER Mattson, Raymond H. 21-12-1011 ITEM NUMBER DESCRIPTION AMOUNT 1 Trust A-Decedent's last Will and Testament directed the residue of his estate to the 754,746.52 Raymond H. Mattson Revocable Trust(a/k/a the Raymond H. Mattson Trust)which contained a trust forthe benefit of the Decedent's surviving spouse. Decedent's surviving spouse will receive the net income of the Trust and distributions of principal in the Trustee's discretion for her health,support,maintenance,andlor education in the standard of living to which she was accustomed at the Decedent's death Upon the death of the surviving spouse,the remaining amounts in the Trust shall pass according to the provisions of the Trust. Surviving spouse has no control over disposition of the assets. The following items are included in the Trust Assets: Item 5,Schedule G, Fulton Bank Checking Acct. NO. 36-22-4588; Item 7,Schedule G,TD Amenrade Account XXXX1571; Item 8, Schedcule G,TD Ameritrade Acct.XXXX4010; Item 9,Schedule G,Vanguard Account;and Item 1,Schedule B, Federated Kauffman Account Subtotal 754,746.52 Copyright(c)2010 form software only The Lackner Group,Inc. Forth PA-1500 Schedule J-IIA(Rev.01-10) Rev-1649 Ex(01-14) pennsylvania SCHEDULE O DEPARTMENT OF REVENUE DEFERRAL/ELECTION OF INHERITANCE TAX RETURN SPOUSAL TRUSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Mattson, Raymond H. 21-12-1011 1x] PART A - DEFERRING STATEMENT For all trust assets reportable for Pennsyivania inheritance tax purposes for which a deferral of tax is chosen,the personal representative responsible for filing the return and the trustee(s)of the trust in question hereby acknowledge the department's Statement of Policy set forth at 61 Pa. Code§94.3 concerning any potential termination of the trust under 20 Pa.C.S. §7710.1 that occurs after the return was filed. ❑ PART B — ELECTION TO TAX AMOUNTS Complete this section only if making the election to tax the sole-use trust. If the election applies to more than one trust or similar arrangement, a separate form must be filed for each trust. This election applies to the Trust(marital,residual A,B, bypass, unified credit,etc.). Enter the description and value of all interests for which the election to tax is made. DESCRIPTION VALUE Total (If more space is needed, insert additional sheets of the same size) Copyright(c)2014 form software only The Lackner Group, Inc. Form PA-1500 Schedule 0(Rev.01-14) � n REGISTER OF WILLS CERTIFICATE OF CUMBERLAND COUNTY GRANT OF LETTERS PENNSYLVANIA 0 No. 2012- 01011 PA No. 21- 12- 1011 Estate Of: RAYMONDHMATTSON (First,Middle,Last) Late Of: LEMOYNEBOROUGH CUMBERLAND COUNTY Deceased Social Security No: WHEREAS, on the 2nd day of July 2013 instruments dated: October 6th 2004 August 1st 2012 were admitted to probate as the last will and codicil of RA YMOND H MA TTSON (First,Middle,Last) late of LEMOYNEBOROUGH, CUMBERLAND County, who died on the 15th day of September 2012 an WHEREAS, a true copy of the will &codicil as probated is annexed hereto THEREFORE, I, GLENDA FARNER STRASBA UGH , Register of Wills in and for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby certify that I have this day granted Letters TESTAMENTARYto: JOHN R MATTSON who has duly qualified as EXECUTOR(RIX) and has agreed to administer the estate according to law, all of which fully appears of record in my office at CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PENNSYLVANIA. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of my office on the 2nd day of July 2013.^ std t. �W Register o Wills eputy **NOTE** ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST) 0 p Y O z z C) o r- z y o !b N fV -� 3 co :3 O CJ'l l LAST WILL AND TESTAMENT OF RAYMOND H. MATTSON I, Raymond H. Mattson, of Lemoyne, Cumberland County, Pennsylvania, which I hereby declare to be my domicile, make this Will, hereby revoking all my former Wills and Codicils. Article One Specific Bequest of Tangible Personal Properht §11 1 may have placed with this Will or otherwise made known to my Executor a separate writing giving certain items of personal property to certain individuals, It is my intention that such items shall pass to such individuals to be distributed by my Executor in accordance with such writing, In the absence of such writing, or to the extent it is incomplete or ineffective, then all my property, real, personal, and mixed, shall be distributed In accordance with Section 1.2 below. §1.2 1 bequeath to my wife, Romayne F. Mattson (hereafter my "Wife"), if she survives me, all my tangible personal property not disposed of by Section 1.1 above, including, by way of illustration and not by way of limitation, my household furniture and furnishings, paintings, books, automobiles,jewelry and personal effects. §1.3 If my Wife does not survive me, I give and bequeath ail of my tangible personal property that would otherwise pass under§11.2 to my Children (as defined herein) who survive me in as equal shares as practicable, to be divided among them as they may agree. If they are unable to agree, my Executor shall make such decision. §1.4 To the extent possible, I bequeath any policies of insurance covering specific items of my tangible personal property to the beneficiary entitled to the specific item of property. §1,5 1 direct that the expenses of storing, packing, shipping, insuring and delivering any such property to the beneficiary entitled thereto shall be paid as an administrative expense of my estate. Page 1 of 9 Article Two Residual Estate §2.1 All the rest, residue, and remainder of my estate, wherever situated, I give, devise, and bequeath to the then acting trustee under the RAYMOND H. MATTSON TRUST AGREEMENT dated October_�L 2004, established by me, as Grantor, end Raymond H. Mattson, as Trustee, which Trust Agreement is presently in existence and in full1orce and effect, to be held, administered, and distributed In accordance with the provisions of said Trust Agreement, as the same may be hereafter amended in writing. §2.2 In the event the Trust Agreement set forth in Section 2.1 above is not In existence or found to be invalid or ineffective, I give, devise, and bequeath all the rest, residue, and remainder of my property, real, personal, and mixed, to the then acting trustee under the aforementioned Trust Agreement, to be held by such trustee in trust on the same terms and conditions as those specified in such trust as the same existed at the time of execution of this Will or the last codicil thereto. I direct that no bond be required of said trustee, or successor trustee, in such instance. Article Three Definitions §3.1 As used in this Will, the following terms shall have the following meanings: §3.1.1 My"Children" shall mean my children, Barbara Jean Mattson of Columbus, Ohio; John Raymond Mattson of Austin, Texas; Scott Marshall Mattson of South Lyon, Michigan; and Virginia Mattson Carden of Cary.. North Carolina, and any other children of mine, natural or adopted.- §3.1.2 My "Issue" shall mean my Children and their descendants, natural or adopted. Article Four Appointment of Fiduciaries §4.1 1 appoint my Wife, Romayne F. Mattson, as Executor of this Will. If my Wife is unable or unwilling to act or continue to act as my Executor, for any reason whatsoever, I appoint my daughter, Barbara Jean Mattson, to serve as Executor in her place. In the event Barbara Jean Mattson is either unable or unwilling to act or continue to act as my Executor, I appoint my son, Scott Marshall Mattson, to serve as successor Executor. All references herein to the "Executor" shall mean my originally appointed Executor or my successor Executor, as the case may be. Page 2 of 9 §4.2 1 appoint the Executor then serving hereunder as Guardian of the' estates of any minor beneficiaries under this Will, including the proceeds of any life insurance on my life payable to such minors and any other property, rights or claims with respect to Which I am entitled to appoint a guardian and have not otherwise specifically done so. The Guardian shall have full authority to use such assets, both principal and income, in any manner the Guardian shall deem advisable for the best interests of the minor, including college, university and graduate education, and professional, vocational or technical tralning, without securing a court order. . §4.3 If at the time of my death I am serving as a custodian of any Uniform Transfers to Minors Act or Uniform Gifts to Minors Act account and have the right to appoint my successor, I appoint my Executor as my successor. Article Five Power of Fiduciaries §5.1 No fiduciary under this Will shall be required to post bond or other security for the faithful performance of the fiduciary's duties. 1. §5.2 Any such fiduciary shall have the following powers, In addition to those given by law: §5,2.1 To invest In, accept and retain any real or personal property, including bonds, notes, money market funds, general and limited partnership interest, mortgages, and the stock of a corporate fiduciary or Its holding company, without restriction to legal investments; §5.2.2 To sell, exchange or partition either at public or private sale and upon such terms and conditions as my fiduciary may deem advantageous to my Estate or a trust, any or all real or,personal estate or interest therein owned by the Estate or a trust severally or in conjunction with other persons or acquired after my death by my fiduciary and to consummate said sale or sates by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all - trust, and without obligation of the purchaser or purchasers to see to the application of the purchase money or to make Inquiry into the validity of . said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in carrying.out any of the powers conferred"upon my fiduciary in my Will; §5.2.3 To enter into and execute agreements of safe and long-term leases and ground leases for any duration; to hold, subdivide, improve and develop real property; to continue, terminate or refuse to renew any Page 3 of 9 existing leases, agreements, mortgages or other encumbrances; to settle, compromise, negotiate, arbitrate, litigate or otherwise dispose of disputes. concerning real property without court approval; to form and enter Into partnerships (general and limited) and corporations; and to vote interests or shares therein; §5.2.4 To mortgage, create a security interest in, pledge, or hypothecate; to exchange or lease (including lease for a period extending beyond the term of the trust created by this Will); or to license, publish or otherwise dispose of any shares, notes, securities, real estate, minerals, literary and other trust property upon such terms, cash or credit, or both, as the fiduciary may deem advisable; §5.2.5 To make application for licenses and other documents to the proper local or state agencies, boards and bureaus; §5.2.6 To employ agents, accountants, attorneys, property managers, appraisers, contractors, engineers, architects, surveyors, real estate consultants, brokers and assistants and to pay their fees and expenses, as the Executor may deem necessary or advisable to carry out the provisions of this Will; §5.2.7 To participate in any reorganization, consolidation, merger or dissolution of any partnership, or corporation, the stocks, bonds or other securities of which may be held at any time as part of the trust property, and to receive and continue to hold any property which may be allocated or distributed to the fiduciary by reason of participation in any such reorganization, consolidation, merger or dissolution; §5,2.8 To vote any shares of stock which form a part of my Estate or a trust and to otherwise exercise all the powers incident to the ownership of such stock; §5.2.9 To assign to and hold in a trust an undivided portion of any asset; §5.2.10 To borrow money from any person, including any fiduciary acting hereunder If such loans are upon reasonable commercial terms, and to mortgage or pledge any real or personal property; §5.2.11 To hold shares of stock or other securities in nominee registration form, including that of a clearing corporation or depository, or in book entry form or unregistered or in such other form as will pass delivery; Page 4 of 9 {5.2.12 To engage In litigation and to compromise, arbitrate or abandon claims without court approval; §5.2.13 To make distributions in cash, or in kind or partly in each, at current values, allocating specific assets to particular distributees on a non-pro rata basis, and for such purposes to make reasonable determinations of current values; §5.2.14 To make elections, decisions, concessions and settlements in connection with all income, estate, Inheritance, gift or other tax returns and the payments of such taxes, without obligation to adjust the distributive share of income or principal of any person affected thereby; §5.2.15 To the extent economically beneficial to my estate, to join with my Wife or her personal representative, in the filing of a joint income tax return for any period for which such a return may be permitted, without requiring her estate to indemnify my estate against liability for the tax attributable to her income, and to consent, for federal gift tax purposes, to having gifts made by my Wife during my lifetime treated as having been made half by me; §5,2.16 To allocate, in the Executor's sole and absolute discretion, any portion of my exemption under Section 2631(a) of the Internal Revenue Code (which statutory exemption is presently$1,000,000.00), to any property as to which I am the transferor, including any property transferred by me during my lifetime as to which I did not make an allocation prior to my death; §5.2.17 To disclaim in whole or in part any interest I may have in any estate if the Executor deems such disclaimer to be in the best interests of my estate and beneficiaries thereof; and §5.2.18 To merge, after the death of my Wife, any trust created hereunder with any other trust or trusts created by me or my Wife, under will or deed, if the terms of any such trust are substantially similar and are held for the primary benefit of the same persons, and if such merger shall not cause an adverse income, estate or generation-skipping transfer tax consequence. Article Six Provision for Debts, Expenses and Taxes §61 My Executor shall pay all expenses of my last illness and funeral, costs of administration, including costs of safeguarding and delivering bequests and other proper charges against my estate. My Executor shall pay all taxes assessed by Page 5 of 9 reason of my death (except that amount, if any, by which the estate and inheritance taxes shall be increased as a result of inclusion of property which I may have a power of appointment shall be paid by the person holding or receiving the property), including interest and penalties thereof, from my residuary estate or, in the manner hereinafter provided, from the trust estate of the trust created under the Trust Agreement Identified in Article Two hereof. Interest and penalties concerning any tax shall.be paid and charged in the same manner as the tax. §6,2 1 have directed the trustee under the Trust Agreement of even date herewith to pay to my Executor such amounts as my Executor shall request in writing as necessary or advisable to supplement my probate estate in order to pay in full all debts, bequests, funeral, and administrative expenses, federal and state income taxes, and any tax which may be imposed by reason of my death. I authorize my Executor to request such trustee to make all such payments to my Executor to the extent so requested by my Executor; provided, however, that if any bonds issued by the United States which may be redeemed at par in payment of federal estate taxes, and any interest and penalties thereon due by reason of my death are held by such trustee, such trustee shall utilize such bonds for the payment of same, to the extent such bonds are redeemable for such payment or to the extent of the par value and accrued interest on such bonds, whichever is less, regardless of the sufficiency of other assets in my estate to pay the same. §6.3 My Executor shall make such elections under the tax laws as my Executor deems advisable, without regard to the relative interests of the beneficiaries. No adjustment shall be made between principal and income or in the relative interests of the beneficiaries to compensate for the effect of elections under the tax laws made by my Executor or by the trustee under the Trust Agreement herein mentioned, §6.4 My Executor shall have full power and authority to make the election described in Section 2056(b)(7) of the Internal Revenue Code of 1986 or the corresponding provisions of any further United States internal revenue law in respect of all qualified terminable interest property (or any specific portion thereof) includible in my gross estate, to such extent as my Executor shall deem to be in the best Interests of my estate and the beneficiaries thereof, and any determination made In good faith by my Executor to make or not to make such election shall be binding and conclusive upon each person having any interest in my estate and shall not be subject to questions or exception in any manner or proceeding whatsoever or by any person whomsoever. Article Seven Miscellaneous Provisions §7.1 As used in this Will, the terms "Internal Revenue Code" and the "Code" shall mean the Internal Revenue Code of 1986, as amended from time to time, or the corresponding provisions of subsequent law. Page 6 of 9 §7.2 If any beneficiary under this Will and I die under such circumstances that it is impossible to determine which of us survived, or if any such beneficiary shall fail to survive me for ninety (90) days, it shall be conclusively presumed and this Will shall be construed as if such beneficiary predeceased me, s §7:3 A corporate fiduciary shall be entitled to receive compensation for its services hereunder in accordance with its schedule in effect when the services are performed, but not in excess of such compensation as would be provided by a court of competent jurisdiction. An individual fiduciary shall be entitled to receive reasonable compensation for such fiduciary's services hereunder. IN WITNESS WHEREOF, I have hereunto set my hand and seal this b ' day of October, 2004. Ray4lond H. Mattson Signed sealed, published and declared by the above-named Testator, Raymond N attson, as and for his last Will, in the presence of us and each of us, who a# his requ s and in his presence and in the presence of each other, have hereunto subscribe ur nor es as witnesses thereto and the day and year last above written. Residing at M F -^w•p 61:11, VA i7o 11 — ____Residing at tq 1-4)4h �okle_ -V A� Residing at(�qDl iu Huth Aamia N m oq Page 7 of 9 COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN I, Raymond H. Mattson, the Testator whose name Is signed to the foregoing instrument, having been duly qualified according to law, do hereby acknowledge that 1 signed and executed the instrument as my Last Will; and that I signed it willingly and as my free and voluntary act for the purposes therein expressed. Sworn to or affirmed and acknowledged before me by Raymond H. Mattson, the Testator, this day of October, 2004. Ra and H. Mattson, Testator r Notary Public My Commission Expires: COMMONW rAGiH OF PGNNS VANIA Notarial Seal Harva Owings Baughman, Notary Public city or Ilntroborg, Dauphin County My Commission Expires July 12, 2009 Member, Panmylvanla As$o I tan of Nalarlaa Page 8 of 9 COMMONWEALTH OF PENNSYLVANIA : SS COUNTY OF DAUPHIN and �• ut� the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the Testator sign and execute the instrument as his Last Will; that each subscribing witness, in the hearing and sight of the Testator, signed the Will as a witness; and that to the best of our knowledge, the Testator was at that time 18 or more years of age, of sound mind and under no constraint or undue influence. Sworn to or affirmed and subscribed to befo; me by ��FUJf4"11 (�llr�. byvw 6W,ll.ur%,&n and witnesses, this & day of October, 2004, Witnes vn n ss t Wiitnl ss Notary Public I My Commission Expires: N�lL�1{j0� COMMONWEALTH OF P NN9 MANIA F:\dbw1W111s\Matron\Raymond-WILL.doc Notarial Scat . Herva Owings Deughmen, Notnryry Public City.of Herriahurg, Deuphlu Counry My CMraiuion EXPirca July 12, 2008 Member, Penna*anla AeeoclaJon of Noted" Page 9 of 9 CODICIL TO THE LAST WILL AND TESTAMENT OF RAYMOND H. MATTSON I, Raymond H. Mattson, of Lemoyne, Cumberland County, Pennsylvania, being of sound and disposing mind and memory, do make, publish and declare this Codicil to my Last Will and Testament dated October 6, 2004 (hereinafter my "Will'). Section 4.1 of Article Four (Appointment of Fiduciaries) is hereby amended and restated in its entirety, as follows: §4.1 1 appoint my son, John R. Mattson, as Executor of this Will. If John R. Mattson is unable or unwilling to act or continue to act as my Executor, for any reason whatsoever, I appoint my daughter, Barbara Jean Mattson, to serve as Executor in her place. In the event Barbara Jean Mattson is either unable or unwilling to act or continue to act as my Executor, I appoint my son, Scott Marshall Mattson, to serve as successor Executor. All references herein to the "Executor" shall mean my originally appointed Executor or my successor Executor, as the case may be. In all other respects, my Will shall continue and remain in full force and effect. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this Codicil to my Will, consisting of three pages, this 15 day of /arq�s<r 12012. Ra�yer nd H. Mattson CID n = Page 1 of 3 cn SIGNED, SEALED, PUBLISHED AND DECLARED by the above- named Testator, Raymond H. Mattson, as and for a Codicil to his Will, in the presence of us, who, at his request, in his presence, and in the presence of each other, have hereunto subs ribed our names a witnesses in attestation thereof. Address 0 r- e.5-S V `t rp���� G , 17/ CL ) a C�c i, Address 4SD 1 La»ca,J p d ar, P-A 1 1110 COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF I, Raymond H. Mattson, the Testator whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as a Codicil to my Last Will and Testament; and that I signed it willingly and as my free and voluntary act for the purposes therein expressed. Sworn to or affirmed and acknowledged before me by Raymond H. Mattson, this l day of 2012. 0 7 IA'Asttn, Testator C0pA,'7Q fW:1i.?:;:Tr Y'.cI;111-17'.Va.1- A Lin City . .,, ... M . iMycorne.. t,,^,nsriorii 28,2013 aryPubllC ,�„�..�.....,r.. _._..�.J My Commission Expires: Page 2 of 3 COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF We, Steven C. Wilds and Kristie Blomske the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw the Testator sign and execute the instrument as a Codicil to his Last Will; that the Testator signed - willingly and executed it as his free and voluntary act for the purposes therein expressed; that each subscribing witness, in the hearing and sight of the Testator, signed the Codicil as a witness; and that to the best of our knowledge, the Testator was at that time 18 or more years of age, of sound mind and under no constraint or undue influence. Sworn to or affirmed and subscribed to before me by Steven C. Wilds and Kristie Blomske this 1st day of August 12012. / c Witness 4 Cl Witnes �A Not ublic My Commission Expires: 22,213131 F:\dbw\Wills\Mattson\Raymond - Codicil 2012.doc Page 3 of 3 FIRST AMENDMENT TO THE RAYMOND H. MATTSON REVOCABLE TRUST AGREEMENT This Fir§t Amendment to the Raymond H. Mattson Revocable Trust Agreement is made this &r bay of September, 2012, between Raymond H. Mattson, the Settlor, and Raymond H. Mattson, the Trustee. WHEREAS, the Settlor and the Trustee have entered into the Raymond H. Mattson Revocable Trust Agreement dated October 6, 2004 (the "Trust Agreement"); and WHEREAS, Article X111 of the Trust Agreement provides the Settlor the right to amend in any manner or revoke in whole or in part the Trust Agreement; and WHEREAS, the Settlor is desirous of modifying and amending the Trust Agreement and the Settlor is agreeable to the modifications and amendments contained herein. NOW, THEREFORE, it is agreed that the Trust Agreement is hereby amended as follows: 1. Addition of Co-Trustee. John R. Mattson is hereby appointed to serve as a Co- Trustee under the Trust Agreement. Each Co-Trustee named shall have the authority to act alone, with one signature. 2. Amendment to Article VIII. Article VIII of the Trust Agreement (relating to the appointment of trustee) is hereby amended and restated as follows: Upon my death, I hereby nominate, my son, John R. Mattson, shall continue to serve as the sole Trustee of any trust established under this Revocable Trust Agreement. In the event of the death, resignation, refusal or inability of John R. Mattson to serve as Trustee, I nominate, constitute and appoint my daughter-in-law, Terry F. Mattson, to serve as Trustee, My Trustee shall be entitled to receive reasonable compensation for such fiduciary's services hereunder, 3. Trust Agreement Shall Remain in Full Force and Effect. The Trust Agreement shall in all other respects remain in full force and effect. y'VA LO:TT ZT0Z/LT/60 SZOfCZOQJ IN WITNESS WHEREOF, the Settlor and the Trustee have executed this First Amendment to the Raymond H. Mattson Revocable Trust Agreement as of the date and year first above written. WITNESS: SETTLOR: ig�mond H, attson WITNESS: CO-TRUSTEES: �Mo a son John R,Mattson ACKNOWLEDGEMENT COMMONWEALTH OF PENNSYLVANIA COUNTY OF SS The undersigned, a Notary Public within and for the Commonwealth of Pennsylvania, do hereby certify that the foregoing First Amendment to the Raymond H. Mattson Revocable Trust Agreement was this day produced to me in the above Commonwealth and County, and was executed and acknowledged by Raymond H. Mattson, as Settlor and Trustee,'to be the free and voluntary act and deed of the Settlor, and Trustee. WITNESS my signature this /U day of 2012.- tary Publl � My Commission Expires: F!1dbw1WIII0MattaonTlrst Amendment to Revocable Truat Agreement] -Raymond.doc COMtdONWEALTH OF PENNSYLVANIA NOE2�hlditLALVA Heol Peombunty b�eomm 2013 6Z0/4Z0 Yy3 LO=TT ZTOZ/LT/00 REVOCABLE TRUST AGREEMENT THIS REVOCABLE TRUST AGREEMENT is executed this 1,ax day of October, 2004, between Raymond H. Mattson of Lemoyne. Cumberland County, Pennsylvania (hereinafter referred to in the first person or sometimes called "Settlor",) and Raymond H. Mattson or his successor ("Trustee"). ARTICLE FUNDING OF TRUST A. Settlor hereby establishes with Trustee a Trust to consist of the property described in Schedule "A" annexed hereto and such additions as may from time to time be made, to be held pursuant to the terms of this Agreement. ARTICLE II DISPOSITION DURING SETTLOR'S LIFETIME A. During my lifetime, Trustee shall distribute, not less often than quarter- annually, the net income, if any, from the Trust Estate to me or as I may direct by a written instrument delivered to Trustee. In addition, Trustee shall distribute to me so much of the principal of the Trust Estate as I may direct in writing. B. If at any time I shall be so incapacitated, in the reasonable judgment of the Trustee after consulting with my family, by physical or mental illness or other incapacity, so as to be unable to manage my financial affairs with reasonable competence, then during such time or times the Trustee shall distribute to, or apply for the benefit of, myself, my spo-,use, and/or any person who may be dependent upon me for support, so much of the net income and/or principal of the Trust Estate as Trustee may determine to be necessary or advisable for the care, comfort, health, support, maintenance and/or education of myself, my spouse and/or any person who may be dependent upon me for support, according to our accustomed standard of living. Any such distributions may be made directly to me, my spouse and/or anyone then dependent upon me for support, or applied for the benefit of any of us, without the intervention of a guardian, or to any person or institution assuming the responsibility of caring for me, my spouse and/or anyone then dependent upon me for support, and the Trustee shall have no duty to see to the application of any funds so paid. In such instance, undistributed income shall be added annually to principal, and all income accrued and accumulated to the date of my death shall be added to principal. C. Notwithstanding any of the provisions above, so long as the property subject to this Agreement shall consist only of non-matured insurance policies and/or less than Two Hundred Fifty Dollars ($250.00) in cash, the Trustee shall have no responsibility to invest the Trust Estate or to make it productive. Page 1 of 11 4Z0/ZTOin YVd ZO:TT ZTOZ/LT/80 C) ARTICLE III DIVISION OF TRUST ESTATE UPON SETTLOR'S DEATH A. Upon my death, and if my spouse survives me, I intend that a fraction of the trust estate be allocated to a trust for my spouse's benefit, which is qualified for the unlimited federal estate tax marital deduction, if and to the extent the creation of such trust will serve to reduce federal estate tax in my estate after taking into account all deductions and credits allowed in the computation of such tax and other than by reason of the creation of such trust. Accordingly, the Trustee shall set aside a fractional share of trust property which qualifies for the marital deduction in a separate trust for my spouse's benefit designated for convenience as Trust A (sometimes hereinafter referred to as the QTIP Marital Trust), The numerator of the fraction shall be an amount which equals the smallest marital deduction allowable in determining the federal estate tax payable by reason of my death, after allowing for the unified credit against federal estate tax and the state death tax credit (but only to the extent that the state death tax credit does not increase the death tax payable by my estate), and no other credit, and after allowing for deductions utilized in determining my federal estate tax, which will result in the least federal estate tax being imposed on my estate, reduced by the total amount otherwise allowed to my estate as a marital deduction without regard to this Article. The denominator of such fraction shall be the value of the trust property which qualifies for the marital deduction. Values finally determined for federal estate tax purposes in my estate shall be used in computing said numerator and denominator. As used in this paragraph the term "trust property" shall mean all assets in the Trust Estate, including any property added at my death under the terms of my Will or otherwise, after paying or providing for all payments to be made pursuant to Article XI of this Agreement, which are includable in my gross estate and which qualify for the marital deduction, and the terms "taxable estate," "marital deduction," and "unified credit" shall have the meanings assigned to them for federal tax purposes by the United States internal Revenue Code in effect at my death, or if no such meanings are then assigned, by the meanings now assigned to them. I intend that my estate be afforded an unlimited marital deduction, to the extent provided by the provisions of this Article, In determining the federal estate tax payable by reason of my death, and this Agreement, including the provisions of this Article, shall be construed to accomplish that objective. B. The balance of the trust estate remaining after satisfying the preceding provisions of this Article, or the entire Trust Estate if my spouse predeceases me, shall be allocated to Trust B (hereinafter sometimes referred to as the Family Trust), C. Notwithstanding any other provision herein to the contrary, if my spouse makes a qualified disclaimer (as that term is defined in Section 2518 of the Internal Revenue Code), the disclaimed property shall be added to and become part of Trust B provided hereunder, in addition to any property allocated to Trust B pursuant to the provisions of paragraph B of this Article, and shall be held, administered and distributed as a part thereof. For such purposes, my said spouse shall not be deemed to have predeceased me. Page 2 of 11 4Z0/fii6fQj YB.x 7(1:77 7Tn7 J+T/an D. If there is no evidence of the chronological order in which my death and the death of my spouse occur, or if my said spouse shall, in fact, survive me be any period less than 90 days, then my said spouse, for all purposes of this Trust Agreement, shall be deemed to have predeceased me. ARTICLE IV Disposition of Trust A/The QTIP Marital Trust A. The property allocated to Trust A shall be held, administered and distributed as follows: 1. Not less often than quarter-annually, beginning as of the date of my death, Trustee shall pay the entire net income derived from Trust A to my spouse for her life. Further, Trustee shall distribute to my said spouse such amounts of the principal of Trust A as Trustee shall deem necessary or advisable for her health, support, maintenance and/or education in the standard of living to which she is accustomed at the time of my death, taking into consideration other sources of income and assets of my said spouse known to Trustee. 2. Upon the death of my said spouse, Trustee shall pay over and distribute any accrued and undistributed income to the estate of my said spouse.. In addition, Trustee shall distribute to the estate of my said spouse an amount of the principal valued at fair market as of date of distribution equal to the incremental portion of federal estate tax and state death taxes payable by the estate of my spouse as a result of the Inclusion for tax purposes in the estate of my said spouse of all or any portion of Trust A pursuant to section 2044 of the Internal Revenue Code and any similar provisions under state laws. The balance of the property in Trust A shall be added to and become a part of Trust B provided for hereunder, and shall thereafter be held, administered, and distributed as a part thereof. ARTICLE V DISPOSITION OF TRUST B/THE FAMILY TRUST A. Tho property allocated to Trust B shall be held, administered and distributed as follows: 1. During the life of my spouse, Trustee shall distribute to my said spouse, not less often than quarter-annually, all of the net income of Trust B and Trustee shall distribute to, or apply for the benefit of, any one or more of the group consisting of my spouse and my then living issue such amounts of the principal of Trust B as my Trustee shall, from time to time, determine to be necessary or advisable to provide for their health, support, maintenance, and/or education, taking into consideration their accustomed Page 3 of 11 6ZO/6TOrpj YV3 CO:TT ZTOZ/LT/00 standard of living at the time of my death and any other resources they may have of which Trustee knows. 2. It is my intention that the Family Trust shall be used primarily to provide a source of income for my spouse, and a source of principal for my spouse in the event the property which my said spouse has and which is otherwise available to her has been substantially consumed, The preservation of principal for ultimate distribution to other beneficiaries shall be of secondary importance. Accordingly, the Trustee shall exercise his discretion to make distributions from the principal of the Family Trust in such manner as to provide for my spouse's health, support, maintenance and/or education should the QTIP Marital Trust and my spouse's own resources be substantially consumed, consistent with preserving the corpus of the Family Trust to provide for my spouse's continued protection and welfare as long as my spouse shall live. No beneficiary or remainderman shall have any claim against the Trustee by reason of the Trustee's use of the principal of the Family Trust for the benefit of my spouse. 3. Upon the death of the surviving of my said spouse and myself, Trustee shall hold, administer, and distribute Trust B (including any additions thereto from Trust A) for the benefit of my children and the issue of any deceased child of mine, as follows: a. Trust B shall be divided into as many equal shares as I have children then living, counting and treating as a then living child of mine, the then living issue of a child of mine who is then deceased. Trustee shall distribute one such share to each then living child of mine and one such share, per sfirpes, to the then living issue of a child of mine who is then deceased in accordance with subparagraph b hereof. b. Each separate trust which is held for a child and/or issued of a deceased child of mine shall be administered and distributed as follows: i. Prior to such issue attaining twenty-five (25) years of age, Trustee shall distribute to, or apply for the benefit of, such issue, such amounts of the net income and/or principal from the trust held for such issue as Trustee deems necessary or advisable for such one's health, support, maintenance and/or education, taking into consideration his or her accustomed standard of living and any other resources he or she may have of which Trustee knows, adding any income not so distributed to principal annually. In addition, prior to such issue attaining twenty-five (25) years of age, Trustee may, in Trustee's sole and absolute discretion, distribute principal from the trust held for such issue to such issue to make a down payment on a home. Page 4 of 11 4Z0/STO[A YN3 CO:TT ZTOZ/LT/80 ii. At such time that such Issue attains twenty-five (25) years of age, he or she shall, upon written request, be paid the entire balance of such issue's trust, absolutely, and the trust as to such issue shall thereupon terminate. b. If an issue of a deceased child of mine, for whom a separate trust is held hereunder, dies prior to the time herein set for full distribution of such trust to him or her, such trust shall be distributed to such one's then living issue, per stirpes, or, if no such issue are then living, to the then living issue, per stirpes, of the person who is next in line of lineal ascent from such one to me (including me in such line) and who has one or more issue who are then living; provided, however, any trust property that would otherwise be distributable to a person for whom a separate trust is then held hereunder shall instead be added thereto; and provided further, any trust property that would otherwise be distributable to an issue of a deceased child of mine under twenty-five (25) years of age for whom no separate trust share is held hereunder shall instead be retained hereunder as a separate trust for such person and administered and distributed in accordance with the terms of paragraph 3b of this Article. 4. Notwithstanding any other provisions herein, no Trustee (other than the original Trustee) shall make any discretionary distribution of income and/or principal the legal effect of which is to satisfy an obligation of support held by such Trustee in his or her individual capacity. 5. At such time or in such event that there shall be no one living to whom distribution of income and principal may be made in accordance with the terms of this Trust Agreement, then such income and principal shall vest in and be distributed in equal shares to the following; i. The Nature Conservancy, a nonprofit corporation, organized and existing under the laws of the District of Columbia, and with a present business address of 1815 North Lynn Street, Arlington, Virglnla 22209. ii. The Salvation Army, to be used for the operation of programs of the Salvation Army in Harrisburg, Pennsylvania. 6. Notwithstanding anything contained in this Trust Agreement to the contrary, if any part of the Trust Estate shall not have been distributed on the day preceding the expiration of twenty-one (21) years following the death of the last survivor of myself and the beneficiaries hereunder in being at the time of the execution of this Trust Agreement, then, on such day, all beneficial interests in and to each share of the Trust Estate held hereunder shall vest in and be distributed to those beneficiaries specified Page 5 of 11 DZO/9TOZ YVa DO:TT ZTOZ/LT/80 ; . . 0 in this Agreement for whose primary benefit such trust share is then being held by Trustee. ARTICLE VI MINORS AND INCAPACITATED PERSONS If any income or principal shall be payable to any person who shall be a minor or who shall be incapacitated for any reason, Trustee shall hold such income and principal during minority or incapacity and shall be entitled to apply such income and principal to the health, maintenance, support and education of such person during minority or incapacity without the appointment of any guardian or committee or any authority of court. Trustee shall be entitled to make direct application hereunder or to make application by payment of income and principal to the parent or other person in charge of such minor or incapacitated person, or to his guardian or to a custodian under the Uniform Transfers to Minors Act. Any remaining income and principal to which such person shall be entitled shall be paid and distributed to such person upon the termination of minority or incapacity. ARTICLE VII PROTECTION OF BENEFICIARIES (SPENDTHRIFT PROVISION) No interest in income or principal shall be assignable by a beneficiary or available to anyone having a claim against a beneficiary before actual payment to the beneficiary. Provided, however, any beneficiary may assign any part or all of the beneficiary's interest in this Trust to any one or more of my descendants or those of the beneficiary. ARTICLE Vill APPOINTMENT OF TRUSTEE Upon my death, I hereby nominate, constitute and appoint my wife, Romayne F. Mattson, to be Trustee of any trust established under this Revocable Trust Agreement. In the event of the death, resignation, refusal or inability of my wife to serve as Trustee, I nominate, constitute and appoint my daughter, Barbara Jean Mattson, to serve as Trustee. In the event of the death, resignation, refusal or inability of Barbara Jean Mattson to serve as Trustee, I nominate, constitute and appoint my son, Scott Marshall Mattson, to serve as Trustee in her place. My Trustee shalt be entitled to receive reasonable compensation for such fiduciary's services hereunder. Page ti of 11 4Z0/LTO@i YV3 WTT ZTOZ/LT/80 T f ,1 ARTICLE IX POWERS OF TRUSTEE My Trustee and his successors shall have the following powers in addition to those given by law to be exercised by him in his absolute discretion, which powers shall be applicable to all property held by him, including property held for minors or incapacitated persons, effective without the order of any court, and until actual distribution of all such property: (a) To retain any investments at discretion including stock of any . corporate fiduciary hereunder, or of a holding company controlling it; (b) To invest and reinvest at discretion without the obligation to diversify and without restriction to so-called 'legal investments", with the specific right to invest in stocks, bonds and real estate, including non-income producing residential real estate for the E occupancy of any present income beneficiary or beneficiaries, and in such common Trust, diversified, money market and mutual funds as my Trustee deems appropriate, including any such funds of any corporate fiduciary hereunder or any successor or affiliated - corporation or a holding company controlling it; (c) To sell, to grant options for the sale of, or otherwise to convert any real or personal property or interest therein, at public or private _- sale, for such prices, at such times, in such manner and on such terms as they may think proper, and to execute and deliver good and sufficient conveyances, assignments and transfers thereof = without liability of any purchaser to see to the application of the purchase money; (d) To borrow money and to secure its repayment by mortgage of real or personal property, pledge of investments or otherwise, without - liability on the part of the lenders to see to the application thereof; (e) To compromise claims by or against Settlor's estate or any Trust - created by this Agreement; (f) To allocate and distribute different kinds or disproportionate shares of property or undivided interests In property among beneficiaries or Trusts, in cash or in kind, or partly in each; (g) To register investments in the name of a nominee or to hold the same unregistered in such form that they will pass by delivery; (h) To join in any recapitalization, merger, reorganization, or voting Trust plan affecting investments; to deposit securities under Page 7 of 11 VZO/BTO ICJ %V3 SO=TT ZTOZ/LT/80 I Agreement; to subscribe for stock and bond privileges; and generally to exercise all rights of security holders; (i) To manage, operate, repair, alter, or improve real estate or other property, and to lease real estate and other property on such terms and for such period as Trustee deems advisable even for more. than five (5) years and beyond the duration of any Trust; Q) To receive from Settior or from any other source any real or personal property as additions to this Trust by deed, will or in any other manner; (k) To combine, without prior court approval, any Trust herein with any other Trust with substantially similar provisions, although such other Trust may have been created by separate instruments and by different persons, and, if necessary to protect different future interests, to value the assets at the time of such combination and to record the proportionate interest of each separate Trust in the combined fund; provided however, that no such combination shall be permitted if the effect of such combination would be (1) to violate the applicable rule against perpetuities; (2) to disqualify any interest in one or more of such Trusts for a deduction for federal estate tax purposes which would otherwise be allowable; or (3) to cause the loss of the exempt status of one or more of such Trusts from the imposition of the generation-skipping tax; (1) To terminate any trust created under this Trust Agreement whenever it becomes so small in relation to the costs of administration as to make continuing administration uneconomical. Upon termination, my Trustee shall distribute the principal and any accrued or undistributed net income to the income beneficiaries in proportion to their shares of the income. If no fixed amount of income is payable to specific beneficiaries, my Trustee shall distribute the principal and any accrued or undistributed net income in equal shares to those beneficiaries who would then be entitled to income payments from the trust. (m) To exercise any stock options which they may receive, including stock from any source as the Trustee may deem necessary for the exercise of such options; and to pledge assets as Trustee deems appropriate for this purpose; and (n) To do all other acts and things necessary and appropriate in the management, administration and distribution of this Trust. Page 8 of 11 rzoierOin C a ARTICLE X RESIGNATION OR REMOVAL OF TRUSTEE Any Trustee may resign at any time without court approval by giving written notice to me or to my personal representatives. If I am not living, written notice shall be given to my successor Trustee, or if there is no successor, to the beneficiaries then entitled to receive income or principal distributions under this Agreement, to their respective personal representatives, or if such beneficiaries then be minors, to the persons having the care or custody of them. Settlor has the right to remove any Trustee appointed under this Agreement at any time with no requirement that the removed Trustee receive any reason for such termination. If Settlor is not living, any Trustee may be removed by a majority vote of the beneficiaries then entitled to receive income or principal distributions under this Revocable Trust Agreement or their personal representatives at any time for cause. ARTICLE XI PAYMENT OF DEATH TAXES Upon the death of a beneficiary, Trustee shall pay any and all estate, inheritance and other death taxes, together with interest and penalties assessed against his or her estate by reason of the inclusion for tax purposes of his interest in this Trust, which taxes shall be paid by the Trustee out of the Trust estate held for his or her benefit. ARTICLE XII GENERATION — SKIPPING TRANSFERS With respect to generation-skipping transfers the following shall apply; 1. if after a trust has been created, the beneficiary dies before becoming entitled to receive full distribution, and if upon the beneficiary's death, after taking Into account any exemption allocated to any trust created under this Agreement, a generation-skipping transfer tax would become payable on any portion or all of such trust because there would be a distribution to or for the benefit of a person who is a "skip person" with respect to the transfer of such property to such person, when the Trustee shall transfer, pay over and distribute such property to, or in trust proportions, either absolutely or upon such lawful trust, terms and conditions, as such beneficiary shall appoint by Will, including, without limitation, to such beneficiary's estate; provided, however, that such Will makes reference to this power of appointment. If any property is not effectively appointed pursuant to this paragraph, or, if a generation-skipping transfer tax is not payable on any portion of such trust, then such property shall be apportioned as provided under this instrument as though such beneficiary had died and such property were not subject to a power to appoint created Page 9 of 11 rozo/oza(� YVd 80:TT ZTOZ/LT/80 under this paragraph for the purposes of vesting such person with property in order to avoid generation skipping transfer taxes. 2. Notwithstanding any other provision in this document to the contrary, the Trustee may make divisions of a trust into two separate fractional shares, using the fair market value of the trust assets at the time of division, with inclusion ratios of One (the "Non-Exempt Share') and Zero (the "Exempt Share") to be held as separate trusts upon the same terms and conditions as provided therefore in this Agreement, provided, however where the Trustee is given the opportunity to choose between a trust which is Exempt and one which is Non-Exempt, the Trustee is encouraged to make discretionary distributions for the benefit of a non-skip beneficiary first from the Non-Exempt Trust_ 3, Any generation-skipping transfer tax imposed on the termination of any interest or power under this Agreement shall be paid out of and charged generally by the Trustee against that portion of the trust property in which the tax is imposed without contribution or reimbursement. ARTICLE X11 WAIVER OF BOND No fiduciary serving hereunder shall be required to furnish bond in any jurisdiction, and if any bond is necessary, no surety shall be required. ARTICLE XIII REVOCABLE TRUST This Trust shall be revocable and Settlor has the right to alter, amend or revoke this Trust in any manner whatsoever. ARTICLE XIV PENNSYLVANIA LAW GOVERNS Questions pertaining to the validity, construction and administration of the Trusts created under this instrument shall be determined in accordance with the laws of the Commonwealth of Pennsylvania, ARTICLE XV INTERCHANGEABILITY OF LANGUAGE Words used in the singular may be read to include the plural or the plural may be read as the singular. Similarly, the masculine form may be read to include the feminine Page 10 of 11 VZO/TZOin X+3 90 TT ZIOZ/LT/80 and neuter; the feminine may be read to include the masculine and neuter; and the neuter may be read to include the masculine and feminine. ARTICLE XVI HEADINGS The headings used on the various paragraphs of this Agreement are Included for convenience only and shall have no legal significance. ARTICLE XVIi SEVERABILITY Should any of the provisions of this Agreement be for any reason declared invalid, such invalidity shall not affect any of the other provisions of this Agreement, and all invalid provisions shall be wholly disregarded in interpreting this Agreement. The parties have signed this Trust Agreement on the day and year above written. Signed, S ed and Delivered in the presence of: WITNES : SETTLOR: R and H. Mattson WITNE TRUSTEE: C- --- � L Ray nd H. Mattson WITH ALTERNATE TRUSTEE(S): Romayne F. Mattson Barbara Jean Mattson Scott Marshall Mattson F:1dbW WWSVV2ttsoniRsvocable Trust Agreementdoc rzorzzglp Page 11 of 11 YVA WTT 7Tn7UT/an