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HomeMy WebLinkAbout14-2816 r Supreme Co -IrMIAPHhcennn nsylvania cou% ,A N r - mmo P leas For Prothonotary Use Only: Cil il3C vtr h e le' I-,�Vzri 1V e qtr Docket No: M CU 8r_�ML/ANU County / �' The information collected on this form is used solely for court administration purposes. .This form does not supplement or replace the filing and service qfpleadings or other papers as required by law or rules of court. Commencement of Action: El Complaint M Writ of Summons Petition S [3Transfer from Another Jurisdiction n Declaration of Taking E C Lead Plaintiff's Name: Lead Defendant's Name: T Rose Acceptance, Inc. Colby D. Neil Are money damages requested? ®Yes 0 No Dollar Amount Requested: [Dwithin arbitration limits (check one) 13 outside arbitration limits 0 N Is this a Class Action Suit? Yes x No Is this an MDJAppeal? C3 Yes El No A Name of Plaintiff/Appellant's Attorney: Lois M.Vitti, Esquire PA ID#209865 Check here if you have no attorney(are a Self-Represented [Pro Se] Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim,check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS Intentional Buyer Plaintiff Administrative Agencies Malicious Prosecution Debt Collection:Credit Card r1_11 Board of Assessment Motor Vehicle Debt Collection:Other Board of Elections [_7j Nuisance Dept.of Transportation n Premises Liability H Statutory Appeal:Other S E3 Product Liability(does not include [3 E mass tort) Employment Dispute: Slander/Libel/Defamation Discrimination C El Other: Employment Dispute: Other Zoning Board T Other: I Other: O MASS TORT Asbestos N Tobacco Toxic Tort-DES E] Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS E3 Toxic Waste 0 Ejectment M Common Law/Statutory Arbitration n Other: 13 Eminent Domain/Condemnation 0 Declaratory Judgment B Ground Rent [] Mandamus Landlord/Tenant Dispute n Non-Domestic Relations Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABLITY Mortgage Foreclosure:Commercial 13 Quo Warranto El Dental Partition 13 Replevin n Legal Quiet Title Other: rl Medical Other: Other Professional: Updated 11112011 • L IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Rose Acceptance, Inc., CIVIL DIVISION - L No. ) L�_ a gi Lo 011u)( Plaintiff, COMPLAINT IN MORTGAGE FORECLOSURE VS. MORTGAGE FORECLOSURE Colby D. Neil and Cynthia E. Neil, Filed on behalf of Plaintiff Defendants. Counsel of record for this party: Lois M. Vitti, Esquire TODEFENDANT(S): PA I.D. #209865 YOU ARE HEREBY NOTIFIED TO PLEAD TO THE ENCLOSED COMPLAINT IN MORTGAGE FORECLOSURE WITHIN TWENTY (20) DAYS FROM SERVICE HEREOF ORA DEFAULT]UDGMENTMAYBE ENTERED AGAINST Vitti &Vitti &Associates, P.C. YOU. 215 Fourth Avenue By: /S/ &.4 M. Vitti Pittsburgh, PA 15222 Attorney for Plaintiff (412) 281-1725 t C 7- fTl l i. CD Rose Acceptance, Inc., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff, CIVIL ACTION - LAW Vs. No. Colby D. Neil and Cynthia E. Neil, Defendants. COMPLAINT IN MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY THE ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES AND OWECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A ]UDGMENT MAY BE ENTERED AGAINST YOU BYTHE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 1-800-990-9108 (717) 249-3166 Rose Acceptance, Inc., IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff, CIVIL ACTION - LAW vs. No. Colby D. Neil and Cynthia E. Neil, Defendants. COMPLAINT IN MORTGAGE FORECLOSURE NOW, comes the Plaintiff by its attorneys, Vitti &Vitti &Associates, P.C. and Lois M. Vitti, Esquire, and pursuant to the Pennsylvania Rules of Civil Procedure Numbers 1141 through 1150, for its Complaint in Mortgage Foreclosure, sets forth the following: 1. The Plaintiff is a corporation having a principal place of business located at 241 EAST SAGINAW, PO BOX 980, EAST LANSING, MI 48826. Plaintiff is the holder of the mortgage and is seeking enforcement of the mortgage through foreclosure. 2. The Defendant(s) is/are individuals who resides at 306 Walnut Street, Shippensburg, PA 17257. The property address is 306 Walnut Street, Shippensburg, PA 17257 and is the subject of this action. 3. On the 1st day of March, 2006, in consideration of a loan of Thirty Thousand and 00/100 ($30,000.00) Dollars made by John 0. Gossert, III and Sandra E. Gossert to Defendants, the said Defendants executed and delivered to John 0. Gossert, III and Sandra E. Gossert a "Note" secured by a Mortgage with the Defendants as mortgagors and John 0. Gossert, III and Sandra E. Gossert, as mortgagee, which mortgage was recorded on the 3rd day of March, 2006, in the Office of the Recorder of Deeds of Cumberland County, at Book No. 1942 Page No. 1125. The said mortgage is incorporated herein by reference thereto as though the same were set forth fully at length. 4. The premises secured by the mortgage are: SEE EXHIBIT 'A"ATTACHED HERETO. 5. On the 7t" day of February, 2008, John 0. Gossert, III and Sandra E. Gossert, assigned to First National Acceptance Company,the said mortgage, that assignment being recorded in the Recorder's Office of Cumberland County on the 2nd day of April, 2008, at Instrument No. 200810323. The said assignment is incorporated herein by reference. 6. Subsequently, First National Acceptance Company, assigned to Plaintiff, Rose Acceptance, Inc., .the said mortgage, that assignment being recorded in the Recorder's Office of Cumberland County on the 23rd day of April, 2014, at Instrument No. 201408159. The said assignment is incorporated herein by reference. 7. The mortgage provides that, in the event of default in the payment of one or more installments,the holder may accelerate the entire indebtedness and foreclose the mortgage by judicial proceeding, in which event the holder is also entitled to collect the expenses — including attorneys' fees — thereby incurred. 8. Since October 1, 2013, the mortgage has been in default by reason, inter alia, of the failure of the mortgagor(s) to make payments provided for in the said mortgage (including principal and interest) and, under the terms of the mortgage,the entire principal sum is due and payable. 9. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date set forth thereon, and the temporary stay as provided the said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. 10. The amount due on said mortgage is itemized on the attached schedule. 11. Pursuant to Pennsylvania Rule of Civil Procedure 1144, the Plaintiff releases from liability for the debt secured by the mortgage any mortgagor, personal representative, heir or devisee of the mortgagor who is not a real owner of the property at the time of the filing of this Complaint. WHEREFORE, pursuant to Pennsylvania Rule of Civil Procedure Number 1147(6), Plaintiff demands judgment for the amount due of Thirty Thousand Seven Hundred Twenty Seven and 28/100 ($30,727.28) with interest and costs. Respectfully su itted, VFM SOCIATES, P.C. BY: Lois M. itt, Esquire Attor ey for Plaintiff SCHEDULE OF AMOUNTS DUE UNDER MORTGAGE Unpaid Principal Balance 24,335.46 Interest @ 7.0000% from 09/01/13 through 4/30/2014 1,124.76 (Plus $4.6671 per day after 4/30/2014 ) Late charges through 4/15/2014 0 months @ 35.00 Accumulated beforehand 875.00 (Plus $35.00 on the 17th day of each month after 4/15/2014 ) Attorney's fee 1,216.77 Escrow deficit 3,175.29 (This figure includes projected additional charges that may be incurred by the Plaintiff and transmitted to the sheriff as charges on the writ prior to the date of the sheriffs sale) BALANCE DUE 30,727.28 EXHIBIT `"A" LEGAL DESCRIPTION ALL 'THAT CERTAIN vacant parcel of ground situate in the Borou h of Shippensburg, Cumberland County, Pennsylvania, on the South side of Walnut Street (formerly Long Avenue) , having a frontage on said Walnut Street of fifty-two and one-half (52 1/2) feet and a depth of one hundred fifty (150) feet to a public alley in the rear, bounded and described as follows: BEGINNING at a point at corner of Lot No. 37 one hundred forty-give (145) feet from corner of Washington Street and Walnut Street; thence with the latter in a Northerly direction fifty-two and one-half (52 1/2) feet to the middle of Lot No. 39; thence in an Easterly direction by the middle line of said Lot No. 39 one hundxed fifty (150) feet to a fourteen (14) foot alley; thence along the line of said alley in a Southerly direction fifty-two and one-haI.f (52 1/2) feet to a corner of Lot No. 37 aforesaid; thence in a westerly direction along Lot No. 37 one hundred fifty (150) tett to the first mentioned point and place of BEGINNING. The said described parcel of ground cotaprising the whole of Lot No. 39 and one-half (1/2) of Lot No. 39 in a plan of building lots laid out by Philip Harman, Trustee of C. Long, Jr., and recorded in the Recorder's office at Carlisle, Pennsylvania, in Plan Book No. 1, Page 37. VERIFICATION AND NOW Lois M. Vitti verifies that the statements made in this Complaint are true and correct to the best of her information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. 4904, relating to unsworn falsification to authorities. By virtue of the fact that the Plaintiff is outside the jurisdiction of the court and the verification cannot be obtained within the time allowed for the filing of this pleading, the pleading is submitted by counsel based upon the information provided her by the Plaintiff. Lois M. Vitti Dated: April 28, 2014 FORM 1 Rose Acceptance, Inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA Plaintiff(s) r, Vs. i— Colby D. Neil and Cynthia E. Neil o`er Defendant(s) roi l J"'CD , � - Za NOTICE OF RESIDENTIAL MORTGAGE FORECLGSU- DIVERSION PROGRAM -` You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action,you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer,you must take the following steps to be eligible for a conciliation conference. First,within twenty(20)days of your receipt of this notice,you must contact MidPenn Legal Services at(717)243-9400 extension 2510 or(800) 822-5288 extension 2510 and request appointment of a legal representative at no charge to you.Once you have been appointed a legal representative,you must promptly meet with that legal representative within twenty(20)days of the appointment date. During that meeting,you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto,the legal representative will prepare and file a Request for Conciliation Conference with the Court,which must be filed with the Court within sixty(60)days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer,you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However,you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto,your lawyer will prepare and file a Request for Conciliation Conference with the Court,which must be filed with the Court within sixty(60)days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME,YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS F 4* d: Respectful Date [Signature f u sel for Plaintiff) FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket# BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance,your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: CUSTOMER/PRIMAI1Y APPLICANT Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: #of people in household: How long? Mailing Address: City: State: Zip:. Phone Numbers: Home: Office: Cell: Other: Email: #of people in household: How long? FINANCIAL INFORMATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes& Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes ❑ No ❑ If yes,provide names, location of court, case number& attorney: Assets Amount Owed: Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount owed: Value: Automobile#2: Model: Year: Amount owed: Value: Other transportation (automobiles, boats, motorcycles): Model: Year: Amount owed: Value Monthly Income Name of Employers: 1. 2. 3. Additional.Income Description(not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2" Mortgage Utilities Car Payment(s) Condo/Neigh. Fees Auto Insurance Med. not covered Auto fuel/repairs Other prop. payment Install. Loan Payment Cable TV Child Su ort/Alim. Spending Mone Da /Child Care/Tuit. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income&Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes,please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: 2 Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ❑ No❑ If yes,please indicate the status of those negotiations: Please provide the following informationjf know, regarding your lender or lender's loan servicing company: Lender's Contact(Name): Phone: Servicing Company (Name): Contact: Phone: AUTHORIZATION I/We, , authorize the above named to use/refer this information to my lender/servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I/We understand that I/we am/are under no obligation to use the services provided by the above named Borrower Signature Date Co-Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: -V! Proof of income Y Past 2 bank statements Y Proof of any expected income for the last 45 days V Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation (hardship letter) Listing agreement(if property is currently on the market) 3 FORM 3 Rose Acceptance, Inc. : IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff(s) vs. Colby D. Neil and Cynthia E. Neil Defendant(s) CIVIL REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated , 2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program,the undersigned hereby certifies as follows: 1. Defendant is the owner of the real property which is the subject of this mortgage foreclosure action; 2. Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a"Notice of Residential Mortgage Foreclosure Diversion Program" and has taken all of the steps required in that Notice to be eligible to participate in a court-supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel/Appointed Date Legal Representative Signature of Defendant Date Signature of Defendant Date FORM 4 Rose Acceptance, Inc. ; IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff(s) CIVIL ACTION VS. NO. Colby D. Neil and Cynthia E. Neil Defendant(s) CASE MANAGEMENT ORDER AND NOW, this day of , 20 ,the defendant/borrower in the above-captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference verifying that the defendant/borrower has complied with the Administrative Rule requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that: 1. The parties and their counsel are directed to participate in a court-supervised conciliation Conference on at M. in at the Cumberland County Courthouse, Carlisle, Pennsylvania. 2. At least twenty-one(21) days prior to the date of the Conciliation Conference, the defendant/borrower must serve upon the plaintiff/lender and its counsel a copy of the "Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet"(Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties in writing or at the discretion of the Court,the Conciliation Conference ordered may be rescheduled to a later date and/or the date upon which service of`the completed Form 2 is to be made may be extended. Upon notice to the Court of the defendant/borrower's failure to serve the completed Form 2 within the time frame set forth herein or such other date as agreed upon by the parties in writing or ordered by the Court; the case shall be removed from the Conciliation Conference schedule and the temporary stay of proceedings shall be terminated. 3. The defendant/borrower and counsel for the parties must attend the Conciliation Conference in person and an authorized representative of the plaintiff/lender must either attend the Conciliation Conference in person or be available by telephone during the course of the Conciliation Conference. The representative of the plaintiff/lender who participates in the Conciliation Conference must possess the actual authority to reach a mutually acceptable resolution, and counsel for the plaintiff/lender must discuss resolution proposals with the authorized representative in advance of the Conciliation Conference. If the duly authorized representative of the plaintiff/lender is not available by telephone during the Conciliation Conference, the Court will schedule another Conciliation Conference and require the personal attendance of the authorized representative of the plaintiff/lender at the rescheduled Conciliation Conference. 4. At the Conciliation Conference,the parties and their counsel shall be prepared to discuss and explore all available resolution options which shall include: bringing the mortgage current through a reinstatement;paying off the mortgage; proposing a forbearance agreement or repayment plan to bring the account current over time; agreeing to tender a monetary payment and to vacate in the near future in exchange for not contesting the matter; offering the lender a deed in lieu of foreclosure; entering into a loan modification or a reverse mortgage;paying the mortgage default over sixty months; and the institution of bankruptcy proceedings. 5. All proceedings in this matter are stayed pending the completion of the scheduled conciliation conference. BY THE COURT, J. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson ,- -Of- Sheriff O Sheriff THE PRCTHONOW Jody S Smith Chief Deputy Richard W Stewart Solicitor �Qtttitl? O F iCE OF ME S RIFF 201111.1N 13 2: U CUMBERLAND COUNTY PENNSYLVANIA Rose Acceptance, Inc. vs. Colby D. Neil (et al.) Case Number 2014-2816 SHERIFF'S RETURN OF SERVICE 05/28/2014 10:37 AM - Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Cynthia E. Neil at 1012 Deerfield Commons, Shippensburg Township, Shippensburg, PA 17257. RYAN BURGETT, DEP 05/28/2014 11:09 AM - Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Eric Neil, son, who accepted as "Adult Person in Charge" for Colby D. Neil at 126 W Burd Street, Shippensburg Borough, Shippensburg, PA 17257. RYAN BURGETT, DEPUTY SHERIFF COST: $79.20 SO ANSWERS, June 04, 2014 RONNY R ANDERSON, SHERIFF (c) CountySuite Sheriff, Teleosofi, Inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Rose Acceptance, Inc., Plaintiff, vs. Colby D. Neil and Cynthia E. Neil, Defendants. No. 2014-2816 PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please reinstate the complaint in the above -captioned case Respectfully submitted, Vitti & Vitti BY: DATE: July 1, 2014 fates P.C. M. Vitti, Esquire r r c #26S1.252 IN THE COURT OF COMMON PI FAS OF CUMBERLAND COUNTY, PENNSYLVANIA Rose Acceptance, Inc., CIVIL DIVISION NO. 2014-2816 Plaintiff, PRAECIPE TO REINSTATE COMPLAINT vs. MORTGAGE FORECLOSURE Colby D. Neil and Cynthia E. Neil, Filed on behalf of Plaintiff Counsel of record for this party: Defendants. Lois M. Vitti, Esquire PA I.D. #209865 215 Fourth Avenue Pittsburgh, PA 15222 (412) 281-1725 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY iLEL1- J F :c " THE PROTHONO TipR 20I4 AUG 22 PH 3: j` I CUMBERLAND COUNTY PENNSYLVANIA QFFlCE OF TWE SHERIFF Rose Acceptance, Inc. vs. Colby D. Neil (et al.) Case Number 2014-2816 SHERIFF'S RETURN OF SERVICE 07/21/2014 07:17 PM - Deputy Jeff Kolodzi, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Pennelope Summerville, Step mother, who accepted as "Adult Person in Charge" for Colby D. Neil at 126 W Burd Street, Shippensburg Borough, Shippensburg, PA 17257. JEFj5'KOf_OD .57,/,1(/' ZI DEPUT SHERIFF COST: $73.20 SO ANSWERS, July 22, 2014 (c) CountySuite Sheriff, Teleoseft, Inc. RONNY R ANDERSON, SHERIFF FIi_k CP THE Pi\0ItIONOTAR'r 2014 DEC - PH 3: 37 .CUMBER AND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS,OF CUMBERLAND COUNTY, PENNSYLVANIA ROSE ACCEPTANCE, INC., CIVIL DIVISION NO.. 2014-2816 Plaintiff, PRAECIPE FOR DEFAULT JUDGMENT, CERTIFICATION OF MAILING AND AFFIDAVIT OF NON - vs. MILITARY SERVICE COLBY D. NEIL and CYNTHIA E. NEIL, Code MORTGAGE FORECLOSURE Filed on behalf of Defendants. Plaintiff Counsel of record for this party: Louis P. Vitti, Esquire Supreme Court #01072 Vitti & Vitti & Assoc., P.C. 215 Fourth Avenue Pittsburgh, PA 15222 (412) 281-1725 clopa 1 lo ,4DP Lit 2Pa9-7 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ROSE ACCEPTANCE, INC., Vs COLBY D. NEIL and CYNTHIA E. NEIL, Plaintiff, Defendants. PRAECIPE FOR DEFAULT JUDGMENT AND ASSESSMENT OF DAMAGES TO: PROTHONOTARY OF CUMBERLAND COUNTY : No: 14-2816 ' Enter judgment in Default of an Answer in the amount of $31,698.03, in favor of the Rose Acceptance, Inc., Plaintiff in the above -captioned action, against the Defendants, Colby D. Neil and Cynthia E. Neil and assess Plaintiffs damages as follows and/or as calculated in the Complaint: Unpaid Principal Balance Interest from 9/01/13- 11/24/14 (Plus $5.2106 per day after 11/24/14) $ 24,335.46 2,095.51 Late charges (Plus $35.00 per 875.00 month from 4/15/14-3/4/15 $385.00) Attorney's fee Escrow Deficit (Plus any additional charges that may be incurred by the Plaintiff and transmitted to the sheriff as charges on the writ prior to the date of the sheriffs sale) 1,216.77 3,175.29 Total Amount Due $31,698.03 The real estate, which is the subject matter of the Complaint, is situate in Borough of Shippensburg, Cty of Cumberland and Cmwlth of PA. Being a vacant lot. Parcel No. 32-34-2413- 136A. Louis P. Vitti, Esquire Attorney for the Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ROSE ACCEPTANCE, INC., Vs COLBY D. NEIL and CYNTHIA E. NEIL, Plaintiff, Defendants. : No: 14-2816 CERTIFICATION OF MAILING I, Louis P. Vitti, do hereby certify that a Notice of Intention to Take Judgment was mailed to the Defendant(s), in the above -captioned case on November 4, 2014, giving ten (10) day notice that judgment would be entered should no action be taken. BY: SWORN to and subscribed before me this 24th day of November, 2014. .jr rayiY, Notarial Seal Sherry i... House, Notary R,tbllc City of Pittsburgh, Allegheny Courny My Commission Expires M ; 15 'n15 VITTI & VITTI & ASSOCIATES, P.C. Louis P. Vitti, Esquire Attorney for Plaintiff -..._.____.- —..1141148 COURT OF COMMONP7.ECIAS-OFtUMBERLANIMCOUNTY,PENNSYLVANIA._._._.. VIL DIVISION ROSE ACCEPTANCE, INC., Vs COLBY D. NEIL and CYNTHIA E. NEIL, TO: Colby D. Neil 126 W. Burd Street Shippensburg, PA 17257 Plaintiff, Defendants. IMPORTANT NOTICE :NO: 2014-2816 Cynthia E. Neil 1012 Deerfield Commons Shippensburg, PA 17257 Date of Notice: November 4, 2014 . YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH nth COURT YOUR DEFENSES OR OBJECTIONS TO TrLe CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) . DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TET PHONE DAB FOLLOWING OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP: IE YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ON AGENCIES THAT MAY ONN!✓R LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET • CARLISLE, PA 17013 1-800-990-9108 (717) 249-3166 BY: VITTI & VITTI & ASSOCIATES, P.C. GrA Louis P. Vitti, Esquire Attorney for Plaintiff 215 Fourth Avenue Pittsburgh, PA 15222 ** THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT. OF A LIEN AGAINST PROPERTY.** IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION COMMONWEALTH OF PENNSYLVANIA, SS: COUNTY OF ALLEGHENY BEFORE me, the undersigned authority, personally appeared Louis P. Vitti, Esquire, who, being duly sworn according to law, deposes and says that he is advised and believes that DEFENDANT(S) is/are not presently in the active military service of the United States of America and not members of the Army of the United States, United States Navy, the Marine Corps, or the Coast Guard, and not officers of the Public Health Service detailed by proper authority for duty with the Army or Navy; nor engaged in any active military service or duty with any military or naval units covered by the Service Members Civil Relief Act of 2003 formerly known as Soldiers and Sailors Relief Act of 1940 and designated therein as military service, and t s the best of this affiant's knowledge is/are not enlisted in military service covered by said act, 4. th4 the averments herein set forth, insofar as they are within his knowledge, are correct, and true;mdi sofar as they are based on information received from others, are true and correct as he verily belie es. In the alternative, should the defendant(s) be currently serving in the military the Service Members Relief Act does not apply as the mortgage in question did not originate before the period of the Service Members military service and is secured by a mortgage pursuant to 50 U.S.C. App §533 formerly cited as 50 U.S.C. App §532 (a)(1)(2). This Affidavit is made under the provisions of the Se ce Members Civil Relief Act of 2004. SWORN to and subscribed before me this 24th day of November, 2014. Aki Notary Publ6 Louis P. Vitti, Esquire ti��il�if3Nllur.�t firq UF Pell ibYLVAlli, - Notarial Seal Sherry L, House, Notary Public City of Pittsburgh, Allegheny County My Commission Expires May 15, 2015 Fit E1 � r (;F rHE Prio1H0 °TA;;Y 26Pi DEC ! PH" 3: 38 CUM3EffLi;t,t?. , PEW'S yli,VANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ROSE ACCEPTANCE, INC., Plaintiff, vs. COLBY D. NEIL and CYNTHIA E. NEIL, 6/\ 402/00/ /o2. 751 /I f. 7r/ se/ Q l! 0 319D Defendants. naso vim,, 226W/7 CIVIL DIVISION NO. 2014-2816 PRAECIPE FOR WRIT OF EXECUTION AND AFFIDAVIT OF LAST KNOWN ADDRESS Code MORTGAGE FORECLOSURE Filed on behalf of Plaintiff Counsel of record for this party: Louis P. Vitti, Esquire Supreme Court #01072 Vitti & Vitti & Assoc., P.C. 215 Fourth Avenue Pittsburgh, PA 15222 (412) 281-1725 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ROSE ACCEPTANCE, INC., Vs COLBY D. NEIL and CYNTHIA E. NEIL, Plaintiff, Defendants. : No: 14-2816 • PRAECIPE FOR WRIT OF EXECUTION IN MORTGAGE FORECLOSURE TO: PROTHONOTARY OF CUMBERLAND COUNTY Issue a Writ of Execution in favor of the Plaintiff and against the Defendant(s) in the above -captioned matter as follows: Amount Due Interest 11/25/14-3/04/15 Total in: $ 31,698.03 515.85 $32,213.88 The real estate, which is the subject matter of the Praecipe for Writ of Execution is situate Borough of Shippensburg, Cty of Cumberland and Cmwlth of PA. Being a vacant lot. Parcel No. 32-34-2413-136A. Louis P. Vitti, Esquire Attorney for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND. COUNTY, PENNSYLVANIA CIVIL DIVISION ROSE ACCEPTANCE, INC., Vs COLBY D. NEIL and CYNTHIA E. NEIL, Plaintiff, Defendants. AFFIDAVIT : No: 14-2816 I, Louis P. Vitti, do hereby swear that, to the best of my knowledge, information and belief, the Defendant(s), is/are the owners of the real property on which the Plaintiff seeks to execute . That the Defendants' Cynthia Neil last known address is 1012 Deerfield Commons, Shippensburg, PA 17257. Defendants' Colby D. Neil last known address is 126 W. Burd Street, Shippensburg, PA 17257. cf,„„-g Louis P. Vitti, Esquire SWORN TO and subscribed before me this 24th day of November, 2014. tary Public .:.914MONIk A 4:11„44F ti-,!' bCU!.4rlsr. I I Notarial Seal Sherry L. House, Notary Public City yr Pittsburgh, Allegheny County My Commission Expires May 15, 2015 OF .THE P CTNWU0 TA,i' 2eI1, DEC I Pfl 3: 39 CUMBERLAND COUNTY .. PEUUSYLVAHiA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ROSE ACCEPTANCE, INC., Vs COLBY D. NEIL and CYNTHIA E. NEIL,. Plaintiff, Defendants. AFFIDAVIT PURSUANT TO RULE 3129.1 : No: 14-2816 Rose Acceptance, Inc., Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at Walnut Street, Shippensburg, PA 17257. 1. Name and address of Owner(s) or Reputed Owner(s): Name: Colby D. Neil Cynthia E. Neil Address (Please indicate if this cannot be reasonably ascertained) 126 W. Burd Street Shippensburg, PA 17257 1012 Deerfield Commons Shippensburg, PA 17257 2. Name and address of Defendant(s) in the judgment: Name: Address (Please indicate if this cannot be reasonably ascertained) Same as No. 1 above. 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name: Patriot Federal Credit Union Asset Acceptance, LLC C/o Fulton Friedman & Gullace Address (Please indicate if this cannot be reasonably ascertained) P.O. Box 778 Chambersburg, PA 17201 130 B Gettysburg Pike Mechanicsburg, PA 17055 Name 4. Name and address of the last recorded holder of every mortgage of record: Address (Please indicate if this cannot be reasonably ascertained) MERS as nominee for First Horizon Home 4000 Horizon Way Loan Corporation Irving, TX 75063 Members 1st Federal Credit Union 5000 Louise Drive Mechanicsburg, PA 17055 5. Name and address of every other person who has any record lien on the property: Name Address (Please indicate if this cannot be reasonably ascertained) None 6. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name Address (Please indicate if this cannot be reasonably ascertained) None 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tax Collector of Shippensburg Borough Shippensburg Township Shippensburg Water Department Pennsylvania Department of Revenue Office of Chief Counsel Address (Please indicate if this cannot be reasonably ascertained) 2 Partiage Trail Shippensburg, PA 17257 P.O. Box 219 Shippensburg, PA 17257 201 Dykeman Road Shippensburg, PA 17257 Inheritance Tax Dept. PO Box 281061 Harrisburg, PA 17128 NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1. TO: Colby D. Neil 126 W. Burd Street Shippensburg, PA 17257 AND: ALL LIEN HOLDERS" CI _.. 1r.:-/CL CBA DEC -f PH 3: 39 c✓rf�i r P'EWiS`YE V,�fDuliTy Cynthia E. Neil 1012 Deerfield Commons Shippensburg, PA 17257 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in Cumberland County Courthouse on March 4, 2015 at 10:00 A.M., the following described real estate, of which Colby D. Neil and Cynthia E. Neil are owners or reputed owners: Borough of Shippensburg, Cty of Cumberland and Cmwlth of PA. Being a vacant lot. Parcel No. 32-34-2413-136A. The said Writ of Execution has issued on a judgment in the mortgage foreclosure action of Rose Acceptance, Inc. vs. Colby D. Neil, et al at 2014-2816 in the amount of $31,698.03. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before the sale date. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from sale date. Exceptions to Distribution or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. The Writ of Execution has been issued because there is a judgment -against you. It may cause your property to be held or taken to pay the judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights you must act promptly. YOU, SHOULD TAKE THIS NOTICE AND THE WRIT OF EXECUTION TO YOUR. LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL ADVICE. CUMBERLAND COUNTY BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 You may have legal rights to prevent the Sheriffs Sale and the loss of your property. Inorder to exercise those rights, prompt action on your part is necessary. A lawyer may be able to help you. You may have the right to prevent or delay the Sheriffs Sale by filing, before the sale occurs, a petition to open or strike the judgment or a petition to stay the execution. If the judgment was entered because you did not file with the Court any defense or objection you might have within twenty (20) days after service of the Complaint for Mortgage Foreclosure and Notice to Defend, you may have the right to have the judgment opened in you promptly file a petition with the Court alleging a valid defense and a reasonable excuse for failing to file the defense on time. If the judgment is opened, the Sheriffs Sale would ordinarily be delayed pending a trial of the issue of whether the Plaintiff has a valid claim to foreclose the Mortgage. You may also have the right to have the judgment stricken if the Sheriff has not made a valid return of service of the Complaint and Notice to Defend or if the judgment was entered before twenty (20) days after service or in certain other events. To exercise this right, you would have to file a petition to strike the judgment. You may also have the right to petition the Court to stay or delay the execution and the Sheriffs Sale if you can show a defect in the Writ of Execution or service or demonstrate any other legal or equitable right. You may also have the right to have the Sheriffs Sale set aside if the property is sold for a grossly inadequate price or if there are defects in the Sheriffs Sale. To exercise this right, you should file a petition with the Court after the sale and before the Sheriff has delivered his Deed to the property. The Sheriff will deliver the Deed if no petition to set aside the sale is filed within ten (10) days from the date when the Schedule of Distribution is filed in the Office of the Sheri Otti Louis P. Vitti, Esquire Attorney for Plaintiff 215 Fourth Avenue Pittsburgh, PA 15222 (412) 281-1725 ** THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net ROSE ACCEPTANCE, INC. Vs. NO 2014-2816 Civil Term CIVIL ACTION — LAW COLBY D. NEIL AND CYNTHIA E. NEIL WRIT OF EXECUTION TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above matter you are directed to levy upon and sell the following described property: (1) See legal description. (2) (Specifically describe personal property when judgment results from a mortgage covering both personal and real property pursuant to Section 9604(a)of the Uniform Commercial Code) NOTE: Description of property must be attached to the writ. Amount Due: $31,698.03 Interest 11/25/14 - 3/04/15 - $515.85 Atty's Comm: Atty Paid: $312.90 Plaintiff Paid: Date: 12/1/14 L.L.: $.50 Due Prothy: $2.25 Other Costs: 12i.teL) PetaiL David D. Buell, Prothonotary (Seal) B REQUESTING PARTY: Name: LOUIS P. VITTI, ESQUIRE Address: VITTI & VITTI & ASSOC., P.C. 215 FOURTH AVENUE PITTSBURGH, PA 15222 Attorney for: PLAINTIFF Telephone: 412-281-1725 Supreme Court ID No. 01072 Deputy .w° -'1 t' z • 2f/ii-DEC --$ Pis1 3:17 COLMTY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ROSE ACCEPTANCE, INC., Plaintiff, vs. CIVIL DIVISION NO. 2014-2816 AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 Code MORTGAGE FORECLOSURE Filed on behalf of COLBY D. NEIL and CYNTHIA E. NEIL, Plaintiff Defendants. Counsel of record for this party: Louis P. Vitti, Esquire Supreme Court #01072 Vitti & Vitti & Assoc., P.C... 215 Fourth Avenue Pittsburgh, PA 15222 (412) 281-1725 IN. THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ROSE ACCEPTANCE, INC., Vs COLBY D. NEIL and CYNTHIA E. NEIL, Plaintiff, . Defendants. : No: 14-2816 AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 Rose Acceptance, Inc., Plaintiff in the above action, sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at Walnut Street, Shippensburg, PA 17257. 1. Name and address of Owner(s) or Reputed Owner(s): Name: Colby D. Neil Cynthia E. Neil Address (Please indicate if this cannot be reasonably ascertained) 126 W. Burd Street Shippensburg, PA 17257 1012 Deerfield Commons Shippensburg, PA 17257 2. Name and address of Defendant(s) in the judgment: Name: Address (Please indicate if this cannot be reasonably ascertained) Same as No. 1 above. 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name: Patriot Federal Credit Union Asset Acceptance, LLC C/o Fulton Friedman & Gullace Address (Please indicate if this cannot be reasonably ascertained) P.O. Box 778 Chambersburg, PA 17201 130 B Gettysburg Pike Mechanicsburg, PA 17055 4. Name and address of the last recorded holder of every mortgage of record: Name MERS as nominee for First Horizon Home Loan Corporation Members 1st Federal Credit Union MidFirst Bank A Federally Chartered Savings Association MERS as nominee for Tidewater Mortgage Name None Address (Please indicate if this cannot be reasonably ascertained) 4000 Horizon Way Irving, TX 75063 5000 Louise Drive Mechanicsburg, PA 17055 999 NW Grand Blvd., Suite 100 Oklahoma City, OK 73118 Services 200 Golden Oak Court, Ste 100 Virginia Beach, VA 23452 5. Name and address of every other person who has any record lien on the property: Address (Please indicate if this cannot be reasonably ascertained) 6. Name and address of every other person who has any record interest in or record lien on the property and whose interest may be affected by the sale: Name None Address (Please indicate if this cannot be reasonably ascertained) 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Tax Collector of Shippensburg Borough Shippensburg Township Shippensburg Water Department Address (Please indicate if this cannot be reasonably ascertained) 2 Partiage Trail Shippensburg, PA 17257 P.O. Box 219 Shippensburg, PA 17257 201 Dykeman Road Shippensburg, PA 17257 Pennsylvania Department of Revenue Office of Chief Counsel Commonwealth of PA -DPW Clerk of Courts Criminal/Civil Division Tax Claim Bureau of Cumberland County Cumberland County Courthouse. Court of Common Pleas of Cumberland County Domestic Relations Division PA Dept. of Sheriff Sales Bureau of Compliance Tenant/Occupant Inheritance Tax Dept. PO Box 281061 Harrisburg, PA' 17128 P.O. Box 8016 Harrisburg, PA 17105 One Courthouse Square Carlisle, PA 17013 One Courthouse Square Carlisle, PA 17013 P.O. Box 320 Carlisle, PA 17013 Dept. #281230 Harrisburg, PA 17128-1230 Walnut Street Shippensburg, PA 17257 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn f ation to au tt' ies. December 4, 2014 Date SWORN TO and subscribed before me this 4th day of December, 2014. ouis P. Vitti, Esquire Attorney for Plaintiff .<Jfrfl ONWEALTH OF PENNSYLVANIA Notarial Seal Sherry L. House, Notary Public City of Pittsburgh, Allegheny County Commission Expires May 15, 2015