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Home My WebLink About14-2892 a Supreme Co ' ennsylvania COu)C'� CAin ��leas For Prothonotary Use Only: 11A' t l� CT Docket No: Cu r ander Jl ly Countyxg The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service ofpleadings or otherpapers as required by law or rules of court. Commencement of Action: S ll Complaint [3 Writ of Summons ® Petition El Transfer from Another Jurisdiction ® Declaration of Taking E C Lead Plaintiff s Name: Lead Defendant's Name: T Orrstown Bank William P. Douglas Dollar Amount Requested: Owithin arbitration limits I Are money damages requested? Yes ® No O 1 (check one) Imoutside arbitration limits N Is this a Class Action Suit? ®Yes 0 No Is this an MDJAppeal? [3 Yes 19 No I A Name of Plaintiff/Appellant's Attorney: Scott A. Dietterick, Esquire ® Check here if you have no attorney(are a Self-Represented [Pro Se] Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim,check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ® Intentional ® Buyer Plaintiff Administrative Agencies ® Malicious Prosecution ® Debt Collection: Credit Card ® Board of Assessment ® Motor Vehicle ® Debt Collection:Other ® Board of Elections ® Nuisance 13 Dept.of Transportation ® Premises Liability l3 Statutory Appeal:Other S ® Product Liability(does not include E mass tort) [3 Employment Dispute: Slander/LibeU Defamation Discrimination ® ® C ® Other: Employment Dispute:Other ® Zoning Board T © Other: I 0 Other: O MASS TORT l3 Asbestos N ® Tobacco M Toxic Tort-DES ® Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS 13 Toxic Waste ® Other: 13 Ejectment ® Common Law/Statutory Arbitration B ® Eminent Domain/Condemnation ® Declaratory Judgment rl Ground Rent Mandamus Landlord/Tenant Dispute ��Non-Domestic Relations l3 Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABLITY n Mortgage Foreclosure:Commercial ®Quo Warranto ® Dental l3 Partition ®Replevin ® Legal l3 Quiet Title ®Other: ® Medical l3 Other: ® Other Professional: Updated 1/1/2011 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION NO.: ly, mg Plaintiff, Vs. TYPE OF PLEADING WILLIAM P. DOUGLAS, BILLIE R. CARNES and CIVIL ACTION - COMPLAINT THE UNITED STATES OF AMERICA, IN MORTGAGE FORECLOSURE Defendants. FILED ON BEHALF OF: Orrstown Bank, Plaintiff TO: DEFENDANT(s) COUNSEL OF RECORD FOR THIS YOU ARE HEREBY NOTIFIED TO PLEAD TO THE PARTY: ENCLOSED COMPLAINT WITHIN TWENTY(20)DAYS FROM SERVICE HEREOF OR A DEFAULT JUDGMENT Scott A. Dietterick, Esquire MAY BE ELATE D INST YOU. Pa. I.D. #55650 Kathryn L. Mason, Esquire Pa. I.D. #306779 ATTORN Y Fdk PLAINTIFF I HEREBY CERTIFY THAT THE ADDRESS OF THE PLAINTIFF IS: JSDC LAW OFFICES 2695 Philadelphia Avenue Chambersburg,PA 17201 r ry r AND THE DEFENDANT(S): P.O. BOX 650 Q" 2127 Walnut Bottom Road Hershey,PA 17033 n-1 CO Carlisle,PA 17013 (717) 533-3280 `T -� f�„`� -_'tea _ t'_ L-7 . �r 1; I� c c- The Unit States of America r c. c/o U.S.Atto 's Office * Federal Buil i g— In Street ��_7.� Harrisbur ,P 108 ATTORNEY FO PLAINTIFF CERTIFICATE OF LOCATION 1 HEREB CERTIFY THAT THE LOCATION OF THE RE CTED BY THIS LIEN IS 43 Wes outh tr e, lisle,PA 17013 3,7 � A ORN FOR PLAINTIFF �l.V v" Ij�, q IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE. THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE,NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claim set forth in the following pages, you must take action within twenty(20) days after this complaint and notice are served,by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFOMRATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S.Bedford Street Carlisle, PA 17013 Phone (717)249-3166 (800) 990-9108 . .. _.__.. _ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. AVISO USTED HA SIDO DEMONDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro do los proximos veinte (20) dias despues de la notifacacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comperencencia escrita y redicanco en la Courte por escrito sus defensas de, y objecciones a, los demandas presentadas aqui en contra suya. Se le advierte de que si usted falla de tomar accion como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier sums de dinero reclamada en la demanda o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero O propieded u otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABAGADO IMMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO O NO PUEDE PAGARLE A UNO, LLAME A VAYA A LA SIGUEINTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717)249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and : THE UNITED STATES OF AMERICA, Defendants. CIVIL ACTION- COMPLAINT IN MORTGAGE FORECLOSURE And now comes Orrstown Bank,by its attorneys, JSDC Law Offices, and files this Complaint in Mortgage Foreclosure as follows: 1. The Plaintiff is Orrstown Bank (hereinafter"Plaintiff'),which has its principal place of business at 2695 Philadelphia Avenue, Chambersburg, Pennsylvania 17201. 2. The Defendants, William P. Douglas and Billie R. Carnes (hereinafter "Defendants"), are adult individuals whose last known address is 2127 Walnut Bottom Road, Carlisle, Pennsylvania 17013. 3. The United States of America is a Defendant in accordance with the terms of 28 U.S.C. §2410, as amended November 2, 1966, P.L. 89-719. A lien was filed on September 11, 2009, in the Prothonotary's Office of Cumberland County, Pennsylvania by the United States of America against Defendants at Docket No. 2009-6179 in the amount of$149,015.07. 4. On or about November 30, 2006, Defendants executed a Promissory Note ("Note") in favor of Plaintiff in the original principal amount of$116,250.00. A true and correct copy of said Note is marked Exhibit"A", attached hereto and made a part hereof. i� 5. On or about November 30, 2006, as security for payment of the aforesaid Note, Defendants made, executed and delivered to Plaintiff a Mortgage in the original principal amount of$116,250.00 on the premises hereinafter described, with said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on November 30, 2006, in Book 1974, Page 3709. A true and correct copy of said Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit`B", attached hereto and made a part hereof. 6. Defendants are the record and real owners of the aforesaid mortgaged premises. 7. Defendants are in default under the terms of the aforesaid Mortgage and Note for, inter alia, failure to pay the monthly installments of principal and interest when due. 8. Plaintiff was not required to send Defendant(s) written Notice pursuant to 35 P.S. §1680.403 (c) (Homeowners' Emergency Mortgage Assistance Act of 1983, -Act 91 of 1983), prior to commencement of this action for the reason that the aforesaid mortgaged premises is not the principal residence of Defendant. 9. Plaintiff was not required to send Defendant(s)written notice of Plaintiff's intention to foreclose said Mortgage pursuant to 41 P.S. §403 (Act 6 of 1974)prior to the commencement of this action for the reason that said Mortgage is not a"residential mortgage" as defined in 41 P.S. §101. 10. The amount due and owing Plaintiff by Defendants is as follows: Principal $ 88,278.49 Interest through 4/23/2014 $ 565.24 Late Charges $ 150.00 Other Charges/Fees $ 66.56 Admin Fee $ 300.00 Attorney's Fees $ 1,650.00 Title Costs $ 410.00 TOTAL $ 91,420.29 plus interest on the principal sum ($88,278.49) from April 24, 2014, at the rate of$10.42 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of$91,420.29, with interest thereon at the rate of$10.42 per diem from April 24, 2014 plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgag d prem' s F ICES Dated: BY: o A. ietterick, Esquire PA I D. # 55650 Kathryn L. Mason, Esquire PA I.D #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. EXHIBIT "A" «.r.w PROMISSORY NOTE -" Pr7trcy� � Ca;�n� e f� Nta>f�ti� �, � �qan Nts f II�cttli. ACiGptlflL r Dffif�r Itt�b�[9 >Ka References In the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing"'"'"has been omitted due to text length limitations. Borrower: William P.Douglas(SSN: 202-50-1521) Lender: ORRSTOWN BANK Billie R.Carnes(SSN: 280.46-8486) SEVEN GABLES OFFICE 2127 Walnut Bottom Road 77 EAST KING STREET Carlisle,PA 17013 P O BOX 250 SHIPPENSBURG,PA 17257 Principal Amount: $116,250.00 Date of Note: November 30,2006 Maturity Date: November 30,2026 PROMISE TO PAY. William P.Douglas and Billie R.Carnes("Borrower')jointly and severally promise to pay to ORRSTOWN BANK("Lender"), or order,in lawful money of the United States of America,the principal amount of One Hundred Sixteen Thousand Two Hundred Fifty&00/loo Dollars(9116,250.00),together with interest on the unpaid principal balance from November 30,2006,until paid in full. PAYMENT. Borrower will pay this loan in full immediately upon Lender's demand. If no demand is made,subject to any payment changes resulting from changes in the Index,Borrower will pay this loan In accordance with the following payment schedule: 60 monthly consecutive principal and interest payments in the initial amount of$973.33 each,beginning December 30,2006,with interest calculated on the unpaid principal balances at an initial discounted interest rate of 7.900%per annum;and 180 monthly consecutive principal and interest payments In the initial amount of$1.055.50 each,beginning December 30.2011,with interest calculated an the unpaid principal balances at an interest rate based on the Wag Street Prime(currently 8.250%),plus a margin of 1.000%,resulting in an initial interest rate of 9.250%. Borrower's final payment will be due on November 30, 2026 and will be for all principal and accrued Interest not yet paid,together with any other unpaid amounts under this Note. Unless otherwise agreed or required by applicable law,payments will be applied first to any accrued unpaid Interest; then to principal;then to any Into charges:and then to any unpaid collection costs. The annual interest rate for this Note is computed on a 365/360 basis:that is,by applying the ratio of the annual interest rate over a year of 360 days,multiplied by the outstanding principal balance. multiplied by the actual number of days the principal balance is outstanding. Borrower will pay Lender at Lender's address shown above or at such other place as Lender may designate in writing. VARIABLE INTEREST RATE. For the first 60 payments,the Interest rate on this loan will be 7.900%. Thereafter,the interest rate on this Note is subject to change from time to time based on changes in an independent index which is the Wall Street Prime(the"Index"). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan.Lender may designate e substitute index after notifying Borrower. Lender will tell Borrower the current Index rate upon Borrower's request. The interest rate change will not occur more often than each day. Borrower understands that Lender may make loans based on other rates as well. The Index currently is 8.250%per annum. The interest rate or rates to be applied to the unpaid principal balance during this Note will be the rate or rates set forth herein in the"Payment" section. Notwithstanding any other provision of this Note,after the first payment stream, the interest rate for each subsequent payment stream will be effective as of the last payment date of the just-ending payment stream. NOTICE: Under no circumstances will the interest rate on this Note be more than the maximum rate allowed by applicable law. Whenever increases occur in the interest rate, Lender,at its option, may do one or more of the following: (A) increase Borrower's payments to ensure Borrower's loan will pay off by its original final maturity date, (B) increase Borrower's payments to cover accruing Interest, (CI increase the number of Borrower's payments, and (D) continue Borrower's payments at the same amount and increase Borrower's final payment. PREPAYMENT PENALTY. Borrower agrees that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be subject to refund upon early payment(whether voluntary or as a result of default),except as otherwise required by law. Upon prepayment of this Note,Lender is entitled to the fallowing prepayment penalty: Should Borrower prepay all or any amount of principal during the next five(5)years,the Borrower shall be assessed against the amount prepaid,a five percent(5.00%)prepayment penalty.The assessment percentage shall decrease one percent 11.00%)per annum to par.Lender acknowledges that excepted from this assessment will be principal payments that are generated as a result of operation of the business for which the loan was extended.Specifically not excepted will be any Prepayments generated as a result of a refinancing at any other financial institution.Except for the foregoing,Borrower may pay all or a portion of the amount owed earlier than is due.Early payments will not,unless agreed to by Lender in writing,relieve Borrower or Borrower's obligation to continue to make payments under the payment schedule. Rather,they will reduce the principal balance duo and may result in Borrower making fewer payments. . Except for the foregoing, Borrower may pay all or a portion of the amount owed earlier than it is due. Early payments will not, unless agreed to by Lender in writing,relieve Borrower of Borrower's obligation to continue to make payments under the payment schedule. Rather, early payments will reduce the principal balance due and may result in Borrower's making fewer payments. Borrower agrees not to send Lender payments marked "paid in full", "without recourse", or similar language. If Borrower sends such a payment, Lender may accept it without losing any of Lender's rights under this Note, and Borrower will remain obligated to pay any further amount owed to Lender. All written communications concerning disputed amounts, Including any check or other payment instrument that indicates that the payment constitutes"payment in full"of the amount owed or that is tendered with other conditions or limitations or as full satisfaction of a disputed amount must be mailed or delivered to: ORRSTOWN BANK,77 EAST KING STREET,P.O.BOX 250 SHIPPENSBURG, PA 17257. LATE CHARGE. If a payment is 16 days or more late, Borrower will be charged 5.000%of the regularly scheduled payment or $50.00. whichever is greater. INTEREST AFTER DEFAULT. Upon default, including failure to pay upon final maturity,the interest rate on this Note shall be Increased by adding a 3.000 percentage point margin("Default Rate Margin"). The Default Rate Margin shall also apply to each succeeding interest rate change that would have applied had there been no default. After maturity,or after this Note would have matured had there been no default,the Default Rate Margin will continue to apply to the final interest rate described in this Note. If judgment is entered in connection with this Note, Interest will continue to accrue after the date of judgment at the rate in effect at the time judgment is entered. However,In no event will the interest rate exceed the maximum interest rate limitations under applicable law. DEFAULT. Each of the following shall constitute an event of default("Event of Default")under this Note: Payment Default. Borrower fails to make any payment when due under this Note. Other Defaults. Borrower fails to comply with or to perform any other term,obligation,covenant or condition contained in this Note or in any of the related documents or to comply with or to perform any term,obligation,covenant or condition contained in any other agreement between Lender and Borrower. False Statements. Any warranty,representation or statement made or furnished to Lender by Borrower or on Borrower's behalf under this PROMISSORY NOTE Loan No:26472479001 (Continued) Page 2 Note or the related documents is false or misleading in any material respect,either now or at the time made or furnished or becomes false or misleading at any time thereafter. Death or Insolvency. The death of Borrower or the dissolution or termination of Borrower's existence as a going business,the insolvency of Borrower,the appointment of a receiver for any part of Borrower's property,any assignment for the benefit of creditors,any type of creditor workout,or the commencement of any proceeding under any bankruptcy or insolvency laws by or against Borrower. Creditor or Forfeiture Proceedings. Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding, self-help, repossession or any other method, by any creditor of Borrower or by any governmental agency against any collateral securing the loan. This includes a garnishment of any of Borrower's accounts,including deposit accounts,with Lender. However,this Event of Default shall not apply if there is a good faith dispute by Borrower as to the validity or reasonableness of the claim which is the basis of the creditor or forfeiture proceeding and if Borrower gives Lender written notice of the creditor or forfeiture proceeding and deposits with Lender monies or a surety bond for the creditor or forfeiture proceeding,in an amount determined by Lender,in Its sole discretion,as being an adequate reserve or bond for the dispute. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor,endorser,surety,or accommodation party of any of the indebtedness or any guarantor, endorser, surety, or accommodation party dies or becomes incompetent, or revokes or disputes the validity of,or liability under,any guaranty of the indebtedness evidenced by this Note. In the event of a death,Lender,at its option,may,but shall not be required to,permit the guarantor's estate to assume unconditionally the obligations arising under the guaranty in a manner satisfactory to Lender,and,in doing so,cure any Event of Default. Adverse Change. A material adverse change occurs in Borrower's financial condition, or Lender believes the prospect of payment or performance of this Note is impaired. Insecurity. Lender in good faith believes itself insecure. Cure Provisions. If any default,other than a default in payment is curable and if Borrower has not been given a notice of a breach of the same provision of this Note within the preceding twelve (12) months, it may be cured if Borrower, after receiving written notice from Lender demanding cure of such default: (11 cures the default within fifteen 0 5)days;or (2) if the cure requires more than fifteen(15) days, immediately initiates steps which Lender deems in Lender's sole discretion to be sufficient to cure the default and thereafter continues and completes all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. LENDER'S RIGHTS. Upon default, Lender may, after giving such notices as required by applicable law, declare the entire unpaid principal balance under this Note and all accrued unpaid interest immediately due,and then Borrower will pay that amount. ATTORNEYS'FEES;EXPENSES. Lender may hire or pay someone else to help collect this Note if Borrower does not pay. Borrower will pay Lender that amount. This includes,subject to any limits under applicable law,Lender's attorneys'fees and Lender's legal expenses,whether or not there is a lawsuit,including attorneys'fees,expenses for bankruptcy proceedings(including efforts to modify or vacate any automatic stay or injunction),and appeals. If not prohibited by applicable law,Borrower also will pay any court costs,in addition to all other sums provided by law. JURY WAIVER. Lender and Borrower hereby waive the right to any jury trial in any action,proceeding,or counterclaim brought by either Lender or Borrower against the other. DISHONORED ITEM FEE. Borrower will pay a tee to Lender of $20.00 If Borrower makes a payment on Borrower's loan and the check or preauthorized charge with which Borrower pays is later dishonored. RIGHT OF SETOFF. To the extent permitted by applicable law,Lender reserves a right of setoff in all Borrower's accounts with Lender(whether checking,savings,or some other account). This includes all accounts Borrower holds jointly with someone else and all accounts Borrower may open in the future. However,this does not include any IRA or Keogh accounts,or any trust accounts for which setoff would be prohibited by law. Borrower authorizes Lender,to the extent permitted by applicable law,to charge or setoff all sums owing on the indebtedness against any and all such accounts,and,at Lender's option,to administratively freeze all such accounts to allow Lender to protect Lender's charge and setoff rights provided in this paragraph. COLLATERAL. Borrower acknowledges this Note is secured by the following collateral described In the security instruments listed herein: (A) a Mortgage dated November 30,2006,to Lender on real property located in Cumberland County,Commonwealth of Pennsylvania. (B) an Assignment of All Rents to Lender on real property located in Cumberland County,Commonwealth of Pennsylvania. PROPERTY INSURANCE. Borrower understands that Borrower is required to obtain insurance for the collateral securing this Note. Further information concerning this requirement is set forth in the Mortgage and in the Agreement to Provide Insurance,all the terms and conditions of which are hereby incorporated and made a part of this Note. FINANCIAL INFORMATION.The Borrower agrees to provide the Lender with Federal Tax Returns and/or CPA prepared Financial Statements and any other financial information,required by the Lender's Original Commitment Letter to the Borrower,on an annual basis. If the Lender does not receive the required financial information within two hundred seventy(270)days of the Borrower's fiscal year end,the Lender has the right to increase the interest rate charged on this Note by 0.25%. The Borrower shall receive written notification ten (10)days prior to the Lender increasing the interest rate charged on this Note. SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives, successors and assigns,and shall inure to the benefit of Lender and as successors and assigns. NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. Please notify us if we report any inaccurate information about your account(s)to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies)should be sent to us at the following address:ORRSTOWN BANK,SEVEN GABLES OFFICE,77 EAST KING STREET,P 0 BOX 250,SHIPPENSBURG,PA 17257, GENERAL PROVISIONS. This Note is payable on demand. The inclusion of specific default provisions or rights of Lender shall not preclude Lender's right to declare payment of this Note on its demand. If any part of this Note cannot be enforced,this fact will not affect the rest of the Note. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing them. Each Borrower understands and agrees that,with or without notice to Borrower,Lender may with respect to any other Borrower (a)make one or more additional secured or unsecured loans or otherwise extend additional credit; (b)alter,compromise,renew,extend,accelerate,or otherwise change one or more times the time for payment or other terms of any indebtedness,including increases and decreases of the rate of Interest on the indebtedness; (c) exchange,enforce,waive,subordinate,fail or decide not to perfect,and release any security,with or without the substitution of new collateral; (d) apply such security and direct the order or manner of sale thereof,including without limitation,any non-judicial sale permitted by the terms of the controlling security agreements,as Lender in its discretion may determine; (e)release,substitute,agree not to sue,or deal with any one or more of Borrower's sureties,endorsers,or other guarantors on any terms or in any manner Lender may choose; and (f)determine how, when and what application of payments and credits shall be made on any other indebtedness owing by such other Borrower. Borrower and any ~ PROMISSORY NOTE Loan No:26472479001 (Continued) Page 3 other person who signs,guarantees or endorses this Note,to the extent allowed by law,waive presentment,demand for payment,and notice of dishonor. Upon any change in the terms of this Note,and unless otherwise expressly stated in writing,no party who signs this Note,whether as maker,guarantor,accommodation maker or endorser,shall be released from liability. All such parties agree that Lender may renew or extend (repeatedly and for any length of time)this loan or release any party or guarantor or collateral;or impair,fail to realize upon or perfect Lender's security interest in the Collateral;and take any other action deemed necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the parry with whom the modification is made. The obligations under this Note are joint and several. If any portion of this Note is for any reason determined to be unenforceable,It will not affect the enforceability of any other provisions of this Note. CONFESSION OF JUDGMENT. BORROWER HEREBY IRREVOCABLY AUTHORIZES AND EMPOWERS ANY ATTORNEY OR THE PROTHONOTARY OR CLERK OF ANY COURT IN THE COMMONWEALTH OF PENNSYLVANIA, OR ELSEWHERE, TO APPEAR AT ANY TIME FOR BORROWER AFTER A DEFAULT UNDER THIS NOTE AND WITH OR WITHOUT COMPLAINT FILED, CONFESS OR ENTER JUDGMENT AGAINST BORROWER FOR THE ENTIRE PRINCIPAL BALANCE OF THIS NOTE AND ALL ACCRUED INTEREST,LATE CHARGES AND ANY AND ALL AMOUNTS EXPENDED OR ADVANCED BY LENDER RELATING TO ANY COLLATERAL SECURING THIS NOTE,TOGETHER WITH COSTS OF SUIT,AND AN ATTORNEY'S COMMISSION OF TEN PERCENT(10%)OF THE UNPAID PRINCIPAL BALANCE AND ACCRUED INTEREST FOR COLLECTION, BUT IN ANY EVENT NOT LESS THAN FIVE HUNDRED DOLLARS ($500) ON WHICH JUDGMENT OR JUDGMENTS ONE OR MORE EXECUTIONS MAY ISSUE IMMEDIATELY;AND FOR SO DOING,THIS NOTE OR A COPY OF THIS NOTE VERIFIED BY AFFIDAVIT SHALL BE SUFFICIENT WARRANT. THE AUTHORITY GRANTED IN THIS NOTE TO CONFESS JUDGMENT AGAINST BORROWER SHALL NOT BE EXHAUSTED BY ANY EXERCISE OF THAT AUTHORITY,BUT SHALL CONTINUE FROM TIME TO TIME AND AT ALL TIMES UNTIL PAYMENT IN FULL OF ALL AMOUNTS DUE UNDER THIS NOTE. BORROWER HEREBY WAIVES ANY RIGHT BORROWER MAY HAVE TO NOTICE OR TO A HEARING IN CONNECTION WITH ANY SUCH CONFESSION OF JUDGMENT AND STATES THAT EITHER A REPRESENTATIVE OF LENDER SPECIFICALLY CALLED THIS CONFESSION OF JUDGMENT PROVISION TO BORROWER'S ATTENTION OR BORROWER HAS BEEN REPRESENTED BY INDEPENDENT LEGAL COUNSEL. PRIOR TO SIGNING THIS NOTE, EACH BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE, INCLUDING THE VARIABLE INTEREST RATE PROVISIONS. EACH BORROWER AGREES TO THE TERMS OF THE NOTE. BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE. THIS NOTE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS NOTE IS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW. BORROWER: :. X. ,. r:.. _ . .{Seal William P.Douglas `• "`'{Beall Bdlie R.Carnes �•' •�� IASU Nb leeMO•Yn.Si).C60Dt C.p.,Wn!)ww,M GMneM.Me.)vs)rQm.MRIO-AOr,aG. .M MCPIV40}OTC TI.,aST,vM1.l EXHIBIT "B" 2 fJNt3 Parcel Identification r•.. .. Number: .- -.. RECORDATION REQUESTED BY: CGU t`'�1U 3Q �'�t J 08 ORRSTOWN BANK SEVEN GABLES OFFICE 77 EAST KING STREET P O BOX 250 SHIPPENSBURG,PA 17257 WHEN RECORDED MAIL TO: ORRSTOWN BANK 77 EAST KING STREET P.O.BOX 250 SHIPPENSBURG,PA 17257 FOR RECORDER'S USE ONLY MORTGAGE Amount Secured Hereby: $116,250.00 THIS MORTGAGE dated November 30, 2006, is made and executed between William P. Douglas and Billie R. Carnes,whose address is 2127 Walnut Bottom Road, Carlisle, PA 17013 (referred to below as "Grantor") and ORRSTOWN BANK, whose address is 77 EAST KING STREET,P 0 BOX 250,SHIPPENSBURG,PA 17257(referred to below as "Lender"). GRANT OF MORTGAGE. For valuable consideration. Granter grants, bargains, sells, conveys, assigns, transfers, releases, confirms and mortgages to Lender all of Grantor's right,title,and interest in and to the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all streets, lanes, alleys, passages, and ways; all easements, rights of way, all liberties, privileges, tenements, hereditaments,and appurtenances thereunto belonging or anywise made appurtenant hereafter,and the reversions and remainders with respect thereto;all water,water rights,watercourses and ditch rights(including stock in utilities with ditch or irrigation rights); and all other rights, royalties, and profits relating to the real property, including without limitation all minerals,oil,gas,geothermal and similar matters, (the "Real Property")located in Cumberland County,Commonwealth of Pennsylvania: See attached The Real Property or its address is commonly known as 43 West South Street, Carlisle, PA 17013. CROSS-COLLATERALIZATION. In addition to the Note,this Mortgage secures all obligations,debts and liabilities,plus Interest thereon,of Grantor to Lender,or any one or more of them,as well as all claims by Lender against Grantor or any one or more of them,whether now existing or hereafter arising,whether related or unrelated to the purpose of the Note,whether voluntary or otherwise,whether due or not due,direct or indirect,determined or undetermined,absolute or contingent, liquidated or unliquidated, whether Grantor may be liable individually or jointly with others, whether obligated as guarantor,surety,accommodation party or otherwise,and whether recovery upon such amounts may be or hereafter may become barred by any statute of limitations,and whether the obligation to repay such amounts may be or hereafter may become otherwise unenforceable. Grantor presently assigns to Lender all of Grantor's right,title,and interest in and to all present and future leases of the Property and all Rents from the Property. In addition,Grantor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents. THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY,IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS UNDER THE NOTE IN THE ORIGINAL PRINCIPAL AMOUNT OF $116,250.00, THE RELATED DOCUMENTS,AND THIS MORTGAGE. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS: PAYMENT AND PERFORMANCE. Except as otherwise provided in this Mortgage, Grantor shell pay to Lender all amounts secured by this Mortgage as they become due and shall strictly perform all of Grantor's obligations under this Mortgage. POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that Grantor's possession and use of the Property shall be governed by the following provisions: Possession and Use. Until the occurrence of an Event of Default,Grantor may (1) remain in possession and control of the Property; (2) use,operate or manage the Property;and (3) collect the Rents from the Property. Duty to Maintain. Grantor shall maintain the Property in tenantable condition and promptly perform all repairs, replacements,and maintenance necessary to preserve its value. Compliance With Environmental Laws. Grantor represents and warrants to Lender that: 11) During the period of Grantor's ownership of the Property,there has been no use,generation,manufacture,storage,treatment,disposal, lease or threatened release of any Hazardous Substance by any person on,under, about or from the Property; (2) Grantor has no knowledge of,or reason to believe that there has been,except as previously disclosed to and acknowledged by Lender in writing, (a) any breach or violation of any Environmental Laws, (b) any use, generation,manufacture,storage,treatment,disposal,release or threatened release of any Hazardous Substance on, under, about or from the Property by any prior owners or occupants of the Property, or (c) any actual or threatened litigation or claims of any kind by any person relating to such matters;and (3) Except as previously disclosed to and acknowledged by Lender in writing, (a) neither Grantor nor any tenant,contractor,agent or other authorized user of the Property shall use,generate,manufacture,store,treat,dispose of or release any Hazardous Substance on,under,about or from the Property;and (b) any such activity shall be conducted in compliance with all applicable federal, state, and local laws, regulations and ordinances, including without limitation all 6K ! 974PG3709 MORTGAGE (Continued) Page 2 Environmental Laws. Grantor authorizes Lender and its agents to enter upon the Property to make such inspections and tests, at Grantor's expense, as Lender may deem appropriate to determine compliance of the Property with this section of the Mortgage. Any inspections or tests made by Lender shall be for Lender's purposes only and shall not be construed to create any responsibility or liability on the part of Lender to Grantor or to any other person. The representations and warranties contained herein are based on Grantor's due diligence in investigating the Property for Hazardous Substances. Grantor hereby (1) releases and waives any future claims against Lender for Indemnity or contribution in the event Grantor becomes liable for cleanup or other costs under any such laws;and (2) agrees to indemnify,defend,and hold harmless Lender against any and all claims,losses, liabilities,damages,penalties,and expenses which Lender may directly or indirectly sustain or suffer resulting from a breach of this section of the Mortgage or as a consequence of any use, generation, manufacture, storage, disposal,release or threatened release occurring prior to Grantor's ownership or interest in the Property,whether or not the same was or should have been known to Grantor. The provisions of this section of the Mortgage, Including the obligation to indemnify and defend,shall survive the payment of the Indebtedness and the satisfaction and reconveyance of the lien of this Mortgage and shall not be affected by Lender's acquisition of any interest in the Property,whether by foreclosure or otherwise. Nuisance, Waste. Grantor shall not cause, conduct or permit any nuisance nor commit, permit, or suffer any stripping of or waste on or to the Property or any portion of the Property. Without limiting the generality of the foregoing,Grantor will not remove,or grant to any other party the right to remove,any timber,minerals(including oil and gas),coal,clay,scoria,soil,gravel or rock products without Lender's prior written consent. Removal of Improvements. Grantor shall not demolish or remove any Improvements from the Real Property without Lender's prior written consent. As a condition to the removal of any Improvements,Lender may require Grantor to make arrangements satisfactory to Lender to replace such Improvements with Improvements of at least equal value. Lender's Right to Enter. Lender and Lender's agents and representatives may enter upon the Real Property at all reasonable times to attend to Lender's Interests and to inspect the Real Property for purposes of Grantor's compliance with the terms and conditions of this Mortgage. Compliance with Governmental Requirements. Grantor shall promptly comply with all laws, ordinances, and regulations,now or hereafter in effect,of all governmental authorities applicable to the use or occupancy of the Property,including without limitation,the Americans With Disabilities Act. Grantor may contest In good faith any such law,ordinance,or regulation and withhold compliance during any proceeding,including appropriate appeals, so long as Grantor has notified Lender in writing prior to doing so and so long as,In Lender's sole opinion,Lender's Interests in the Property are not jeopardized. Lender may require Grantor to post adequate security or a surety bond,reasonably satisfactory to Lender,to protect Lender's interest. Duty to Protect. Grantor agrees neither to abandon or leave unattended the Property. Grantor shall do all other acts,in addition to those acts set forth above in this section,which from the character and use of the Property are reasonably necessary to protect and preserve the Property. DUE ON SALE-CONSENT BY LENDER. Lender may,at Lender's option,declare Immediately due and payable all sums secured by this Mortgage upon the sale or transfer,without Lender's prior written consent,of all or any part of the Real Property,or any interest in the Real Property. A'sale or transfer'means the conveyance of Real Property or any right, title or interest in the Real Property;whether legal,beneficial or equitable;whether voluntary or involuntary;whether by outright sale,deed,installment sale contract, land contract,contract for deed, leasehold Interest with a term greater than three(3)years,lease-option contract,or by sale,assignment,or transfer of any beneficial interest in or to any land trust holding title to the Real Property, or by any other method of conveyance of an Interest In the Real Property. However,this option shall not be exercised by Lender if such exercise is prohibited by federal law or by Pennsylvania law. TAXES AND LIENS. The following provisions relating to the taxes and liens on the Property are part of this Mortgage: Payment. Grantor shall pay when due(and in all events prior to delinquency)all taxes,payroll taxes,special taxes, assessments,water charges and sewer service charges levied against or on account of the Property,and shall pay when due all claims for work done on or for services rendered or material furnished to the Property. Grantor shall maintain the Property free of any liens having priority over or equal to the interest of Lender under this Mortgage, except for those liens specifically agreed to in writing by Lender,and except for the lien of taxes and assessments not due as further specified in the Right to Contest paragraph. Right to Contest. Grantor may withhold payment of any tax,assessment,or claim in connection with a good faith dispute over the obligation to pay,so long as Lender's interest in the Property Is not jeopardized. If a lien arises or is filed as a result of nonpayment,Grantor shall within fifteen(15)days after the lien arises or,if a Tien is filed, within fifteen(15)days after Grantor has notice of the filing,secure the discharge of the lien,or if requested by Lender,deposit with Lender cash or a sufficient corporate surety bond or other security satisfactory to Lender in an amount sufficient to discharge the lien plus any costs and attorneys'fees,or other charges that could accrue as a result of a foreclosure or sale under the lien. In any contest, Grantor shall defend itself and Lender and shall satisfy any adverse judgment before enforcement against the Property. Grantor shall name Lender as an additional obligee under any surety bond furnished in the contest proceedings. Evidence of Payment. Grantor shall upon demand furnish to Lender satisfactory evidence of payment of the taxes or assessments and shall authorize the appropriate governmental official to deliver to Lender at any time a written statement of the taxes and assessments against the Property. Notice of Construction. Grantor shall notify Lender at least Fifteen('15)days before any work is commenced,any services are furnished,or any materials are supplied to the Property,if any mechanic's lien,materialmen's lien,or other lien could be asserted on account of the work,services,or materials. Grantor will upon request of Lender furnish to Lender advance assurances satisfactory to Lender that Grantor can and will pay the cost of such improvements. PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Property are a part of this Mortgage: Maintenance of Insurance. Grantor shall procure and maintain policies of fire insurance with standard extended coverage endorsements on a replacement basis for the full insurable value covering all Improvements on the Real Property In an amount sufficlent to avoid application of any coinsurance clause,and with a standard mortgagee clause in favor of Lender. Grantor shall also procure and maintain comprehensive general liability Insurance in such coverage amounts as Lender may request with Lender being named as additional insureds in such liability insurance policies. Additionally, Grantor shall maintain such other insurance,including but not limited to hazard, business Interruption and boiler insurance as Lender may require. Policies shall be written by such insurance companies and in such form as may be reasonably acceptable to Lender. Grantor shall deliver to Lender certificates of coverage from each Insurer containing a stipulation that coverage will not be cancelled or diminished without a minimum of 89197LEFG3710 MORTGAGE (Continued) Page 3 ten(10)days'prior written notice to Lender and not containing any disclaimer of the insurer's liability for failure to give such notice. Each insurance policy also shall include an endorsement providing that coverage in favor of Lender will not be impaired in any way by any act,omission or default of Grantor or any other person. Should the Real Property be located in an area designated by the Director of the Federal Emergency Management Agency as a special flood hazard area, Grantor agrees to obtain and maintain Federal Flood Insurance, if available, within 45 days after notice is given by Lender that the Property is located in a special flood hazard area,for the full unpaid principal balance of the loan and any prior liens on the property securing the loan,up to the maximum policy limits set under the National Flood Insurance Program, or as otherwise required by Lender, and to maintain such Insurance for the term of the loan. Application of Proceeds. Grantor shall promptly notify Lender of any loss or damage to the Property. Lender may make proof of loss if Grantor falls to do so within fifteen (15) days of the casualty. Whether or not Lender's security is impaired,Lender may,at Lender's election,receive and retain the proceeds of any insurance and apply the proceeds to the reduction of the Indebtedness,payment of any lien affecting the Property,or the restoration and repair of the Property. If Lender elects to apply the proceeds to restoration and repair,Grantor shall repair or replace the damaged or destroyed Improvements in a manner satisfactory to Lender. Lender shall, upon satisfactory proof of such expenditure, pay or reimburse Grantor from the proceeds for the reasonable cost of repair or restoration if Grantor is not in default under this Mortgage. Any proceeds which have not been disbursed within 180 days after their receipt and which Lender has not committed to the repair or restoration of the Property shall be used first to pay any amount owing to Lender under this Mortgage,then to pay accrued interest,and the remainder,if any,shall be applied to the principal balance of the Indebtedness. If Lender holds any proceeds after payment in full of the Indebtedness,such proceeds shall be paid to Grantor as Grantor's interests may appear. LENDER'S EXPENDITURES. If any action or proceeding is commenced that would materially affect Lender's interest in the Property or if Grantor fails to comply with any provision of this Mortgage or any Related Documents,Including but not limited to Grantor's failure to discharge or pay when due any amounts Grantor is required to discharge or pay under this Mortgage or any Related Documents,Lender on Grantor's behalf may(but shall not be obligated to)take any action that Lender deems appropriate, including but not limited to discharging or paying all taxes, liens, security interests, encumbrances and other claims, at any time levied or placed on the Property and paying all costs for insuring, maintaining and preserving the Property. All such expenditures incurred or paid by Lender for such purposes will then beer interest at the rate charged under the Note from the date incurred or paid by Lender to the date of repayment by Grantor. All such expenses will become a part of the Indebtedness and,at Lender's option,will (A) be payable on demand; (B) be added to the balance of the Note and be apportioned among and be payable with any installment payments to become due during either (1) the term of any applicable insurance policy;or (2) the remaining term of the Note;or (C) he treated as a balloon payment which will be due and payable at the Note's maturity. The Mortgage also will secure payment of these amounts. Such right shall be in addition to all other rights and remedies to which Lender may be entitled upon Default. Grantor's obligation to Lender for all such expenses shall survive the entry of any mortgage foreclosure judgment. WARRANTY; DEFENSE OF TITLE. The following provisions relating to ownership of the Property are a pert of this Mortgage: Title. Grantor warrants that: (a)Grantor holds good and marketable title of record to the Property in fee simple, free and clear of all liens and encumbrances other than those set forth in the Real Property description or in any title insurance policy, tide report,or final title opinion issued in favor of,and accepted by, Lender in connection with this Mortgage,and (b)Grantor has the full right,power,and authority to execute and deliver this Mortgage to Lender. Defense of Title. Subject to the exception in the paragraph above,Grantor warrants and will forever defend the title to the Property against the lawful claims of all persons. In the event any action or proceeding is commenced that questions Grantor's title or the interest of Lender under this Mortgage, Grantor shall defend the action at Grantor's expense. Grantor may be the nominal parry in such proceeding, but Lender shall be entitled to participate in the proceeding and to be represented in the proceeding by counsel of Londer's own choice, and Grantor will deliver,or cause to be delivered,to Lender such instruments as Lender may request from time to time to permit such participation. Compliance With Laws. Grantor warrents that the Property and Grantor's use of the Property complies with all existing applicable laws,ordinances,and regulations of governmental authorities. Survival of Representations and Warranties. All representations,warranties,and agreements made by Grantor in this Mortgage shall survive the execution and delivery of this Mortgage,shall be continuing in nature, and shall remain in full force and effect until such time as Grantor's Indebtedness shell be paid in full. CONDEMNATION. The following provisions relating to condemnation proceedings are a part of this Mortgage: Proceedings. If any proceeding in condemnation is filed, Grantor shall promptly notify Lender in writing, and Grantor shall promptly take such steps as may be necessary to defend the action and obtain the award. Grantor may be the nominal party in such proceeding,but Lender shall be entitled to participate in the proceeding and to be represented in the proceeding by counsel of its own choice, and Grantor will deliver or cause to be delivered to Lender such instruments and documentation as may be requested by Lender from time to time to permit such participation. Application of Net Proceeds. If all or any part of the Property is condemned by eminent domain proceedings or by any proceeding or purchase in lieu of condemnation,Lender may at Its election require that all or any portion of the net proceeds of the award be applied to the Indebtedness or the repair or restoration of the Property. The net proceeds of the award shall mean the award after payment of alt actual costs, expenses, and attorneys' fees incurred by Lender in connection with the condemnation. IMPOSITION OF TAXES.FEES AND CHARGES BY GOVERNMENTAL AUTHORITIES. The following provisions relating to governmental taxes,fees and charges are a part of this Mortgage: Current Taxes,Fees end Charges. Upon request by Lender,Grantor shall execute such documents in addition to this Mortgage and take whatever other action is requested by Lender to perfect and continue Lender's lien on the Real Property. Grantor shall reimburse Lender for all taxes, as described below, together with all expenses incurred in recording, perfecting or continuing this Mortgage, including without limitation all taxes, fees, documentary stamps,and other charges for recording or registering this Mortgage. Taxes. The following shall constitute taxes to which this section applies: 11) a specific tax upon this type of Mortgage or upon all or any part of the Indebtedness secured by this Mortgage; (2) a specific tax on Grantor which Grantor is authorized or required to deduct from payments on the Indebtedness secured by this type of Mortgage; (3) a tax on this type of Mortgage chargeable against the Lender Or the holder of the Note;and (4) a specific tax on all or any portion of the Indebtedness or on payments of principal and interest made by Grantor. Subsequent Taxes. If any tax to which this section applies is enacted subsequent to the date of this Mortgage. BK 1974PG37 MORTGAGE (Continued) Page 4 this event shall have the same effect as an Event of Default,and Lender may exercise any or all of its available remedies for an Event of Default as provided below unless Grantor either (1) pays the tax before it becomes delinquent,or (2) contests the tax as provided above in the Taxes and Liens section and deposits with Lender cash or a sufficient corporate surety bond or other security satisfactory to Lender. SECURITY AGREEMENT;FINANCING STATEMENTS. The following provisions relating to this Mortgage as a security agreement are a part of this Mortgage: Security Agreement. This instrument shall constitute a Security Agreement to the extent any of the Property constitutes fixtures,and Lender shall have all of the rights of a secured party under the Uniform Commercial Code as amended from time to time. Security Interest. Upon request by Lender,Grantor shall take whatever action is requested by Lender to perfect and continue Lender's security interest in the Rents and Personal Property. In addition to recording this Mortgage in the real property records,Lender may,at any time and without further authorization from Grantor,file executed counterparts,copies or reproductions of this Mortgage as a financing statement. Grantor shall reimburse Lender for all expenses incurred in perfecting or continuing this security interest. Upon default,Grantor shall not remove, sever or detach the Personal Property from the Property. Upon default, Grantor shall assemble any Personal Property not affixed to the Property in a manner and at a place reasonably convenient to Grantor and Lender and make it available to Lender within three (3) days after receipt of written demand from Lender to the extent permitted by applicable law. Addresses. The mailing addresses of Grantor (debtor) and Lender (secured party) from which information concerning the security interest granted by this Mortgage may be obtained (each as required by the Uniform Commercial Code)are as stated on the first page of this Mortgage. FURTHER ASSURANCES;ADDITIONAL AUTHORIZATIONS. The following provisions relating to further assurances and additional authorizations are a part of this Mortgage: Further Assurances. At any time,and from time to time,upon request of Lender,Grantor will make,execute and deliver,or will cause to be made,executed or delivered,to Lender or to Lender's designee,and when requested by Lender,cause to be filed,recorded,refiled,or rerecorded,as the case may be,at such times and in such offices and places as Lender may deem appropriate,any and all such mortgages,deeds of trust,security deeds,security agreements, financing statements, continuation statements, instruments of further assurance, certificates, and other documents as may,in the sole opinion of Lender,be necessary or desirable In order to effectuate,complete, perfect, continue, or preserve (1) Grantor's obligations under the Note, this Mortgage, and the Related Documents, and (2) the liens and security interests created by this Mortgage as first and prior liens on the Property,whether now owned or hereafter acquired by Grantor. Unless prohibited by law or Lender agrees to the contrary in writing, Grantor shall reimburse Lender for all costs and expenses incurred in connection with the matters referred to in this paragraph. Additional Authorizations. If Grantor fails to do any of the things referred to in the preceding paragraph,Lender may do so for and in the name of Grantor and at Grantor's expense. For such purposes, Grantor hereby irrevocably authorizes Lender to make,execute,deliver,file,record and do all other things as may be necessary or desirable, in Lender's sole opinion, to accomplish the matters referred to in the preceding paragraph. It is understood that nothing set forth herein shall require Lender to take any such actions. FULL PERFORMANCE. If Grantor pays all the Indebtedness when due, and otherwise performs all the obligations imposed upon Grantor under this Mortgage,Lender shall execute and deliver to Grantor a suitable satisfaction of this Mortgage and suitable statements of termination of any financing statement on file evidencing Lender's security interest in the Rents and the Personal Property, Grantor will pay,if permitted by applicable law,any reasonable termination fee as determined by Lender from time to time. EVENTS OF DEFAULT. Each of the following, at Lender's option, shall constitute an Event of Default under this Mortgage: Payment Default. Grantor fails to make any payment when due under the Indebtedness. Default on Other Payments. Failure of Grantor within the time required by this Mortgage to make any payment for taxes or insurance,or any other payment necessary to prevent filing of or to effect discharge of any lien. Other Defaults. Grantor fails to comply with or to perform any other term, obligation, covenant or condition contained in this Mortgage or in any of the Related Documents or to comply with or to perform any term, obligation,covenant or condition contained in any other agreement between Lender and Grantor. False Statements. Any warranty, representation or statement made or furnished to Lender by Grantor or on Grantor's behalf under this Mortgage or the Related Documents is false or misleading in any material respect, either now or at the time made or furnished or becomes false or misleading at any time thereafter. Defective Collateralization. This Mortgage or any of the Related Documents ceases to be in full force and effect (including failure of any collateral document to create a valid and perfected security interest or lien)at any time and for any reason. Death or Insolvency. The death of Grantor,the insolvency of Grantor,the appointment of a receiver for any part of Grantor's property, any assignment for the benefit of creditors, any type of creditor workout, or the commencement of any proceeding under any bankruptcy or insolvency laws by or against Grantor. Creditor or Forfeiture Proceedings. Commencement of foreclosure or forfeiture proceedings,whether by judicial proceeding,self-help,repossession or any other method,by any creditor of Grantor or by any governmental agency against any property securing the Indebtedness. This includes a garnishment of any of Grantor's accounts, Including deposit accounts, with Lender. However,this Event of Default shall not apply if there is a good faith dispute by Grantor as to the validity or reasonableness of the claim which is the basis of the creditor or forfeiture proceeding and if Grantor gives Lender written notice of the creditor or forfeiture proceeding and deposits with Lender monies or a surety bond for the creditor or forfeiture proceeding,in an amount determined by Lender,in its sole discretion,as being an adequate reserve or bond for the dispute. Breach of Other Agreement. Any breach by Grantor under the terms of any other agreement between Grantor and Lender that is not remedied within any grace period provided therein,including without limitation any agreement concerning any indebtedness or other obligation of Grantor to Lender,whether existing now or later. Events Affecting Guarantor. Any of the preceding events occurs with respect to any guarantor,endorser,surety, or accommodation party of any of the Indebtedness or any guarantor,endorser,surety,or accommodation party dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any Guaranty of the Indebtedness. in the event of a death, Lender, at its option, may, but shall not be required to, permit the guarantor's estate to assume unconditionally the obligations arising under the guaranty in a manner satisfactory to Lender,and,in doing so,cure any Event of Default. H 1974PG37 12 MORTGAGE (Continued) Page 5 Adverse Change. A material adverse change occurs In Grantor's financial condition, or Lender believes the Prospect of payment or performance of the Indebtedness is impaired. Insecurity. Lender in good faith believes itself insecure. Right to Cure. if any default,other than a default in payment is curable and if Grantor has not been given a notice of a breach of the same provision of this Mortgage within the preceding twelve(12) months,it may be cured if Grantor,after receiving written notice from Lender demanding cure of such default: (1) cures the default within fifteen 05)days;or (2) if the cure requires more than fifteen 05)days,immediately initiates steps which Lender deems in Lender's sole discretion to be sufficient to cure the default and thereafter continues and completes all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. RIGHTS AND REMEDIES ON DEFAULT. Upon the occurrence of an Event of Default and at any time thereafter,Lender, at Lender's option,may exercise any one or more of the following rights and remedies,in addition to any other rights or remedies provided by law: Accelerate Indebtedness. Lender shall have the right at its option, after giving such notices as required by applicable law,to declare the entire Indebtedness immediately due and payable. UCC Remedies. With respect to all or any part of the Personal Property, Lender shall have all the rights and remedies of a secured party under the Uniform Commercial Code. Collect Rents. Lender shall have the right, without notice to Grantor, to take possession of the Property and collect the Rents,including amounts past due and unpaid,and apply the net proceeds,over and above Lender's costs,against the Indebtedness. in furtherance of this right.Lender may require any tenant or other user of the Property to make payments of rent or use fees directly to Lender. If the Rents are collected by Lender,then Grantor irrevocably authorizes Lender to endorse instruments received in payment thereof in the name of Grantor and to negotiate the same and collect the proceeds. Payments by tenants or other users to Lender in response to Lender's demand shall satisfy the obligations for which the payments are made,whether or not any proper grounds for the demand existed. Lender may exercise its rights under this subparagraph either in person, by agent, or through a receiver. Appoint Receiver. Lender shall have the right to have a receiver appointed to take possession of all or any part of the Property,with the power to protect and preserve the Property,to operate the Property preceding foreclosure or sale, and to collect the Rents from the Property and apply the proceeds, over and above the cost of the receivership,against the indebtedness. The receiver may serve without bond if permitted by law. Lender's right to the appointment of a receiver shall exist whether or not the apparent value of the Property exceeds the Indebtedness by a substantial amount. Employment by Lender shall not disqualify a person from serving as a receiver. Judicial Foreclosure. Lender may obtain a judicial decree foreclosing Grantor's interest in all or any part of the Property. Possession of the Property. For the purpose of procuring possession of the Property,Grantor hereby authorizes and empowers any attorney of any court of record in the Commonwealth of Pennsylvania or elsewhere,as attorney for Lender and all persons claiming under or through Lender,to sign an agreement for entering in any competent court an amicable action in ejectment for possession of the Property and to appear for and confess judgment against Grantor, and against all persons claiming under or through Grantor, for the recovery by Lender of possession of the Property, without any stay of execution,for which this Mortgage,or a copy of this Mortgage verified by affidavit, shall be a sufficient warrant; and thereupon a writ of possession may be issued forthwith, without any prior writ or proceeding whatsoever. Nonjudicial Sale. If permitted by applicable law,Lender may foreclose Grantor's interest in all or in any part of the Personal Property or the Real Property by non-judicial sale. Deficiency Judgment. Lender may obtain a judgment for any deficiency remaining in the Indebtedness due to Lender after application of all amounts received from the exercise of the rights provided in this section. Tenancy at Sufferance. If Grantor remains in possession of the Property after the Property Is sold as provided above or Lender otherwise becomes entitled to possession of the Property upon default of Grantor,Grantor shall become a tenant at sufferance of Lender or the purchaser of the Property and shall,at Lender's option,either 11) pay a reasonable rental for the use of the Property,or (2) vacate the Property immediately upon the demand of Lender. Other Remedies. Lender shall have all other rights and remedies provided In this Mortgage or the Note or available at law or in equity. Sale of the Property. To the extent permitted by applicable law,Grantor hereby waives any and all right to have the Property marshalled. In exercising its rights and remedies, Lender shall be free to sell all or any part of the Property together or separately,in one sale or by separate sales. Lender shall be entitled to bid at any public sale on all or any portion of the Property. Notice of Sale. Lender shall give Grantor reasonable notice of the time and place of any public sale of the Personal Property or of the time after which any private sale or other intended disposition of the Personal Property is to be made. Unless otherwise required by applicable law, reasonable notice shall mean notice given at least ten (10) days before the time of the sale or disposition. Any sale of the Personal Property may be made in conjunction with any sale of the Real Property. Election of Remedies. Election by Lender to pursue any remedy shall not exclude pursuit of any other remedy,and an election to make expenditures or to take action to perform an obligation of Grantor under this Mortgage, after Grantor's failure to perform,shall not affect Lender's right to declare a default and exercise its remedies. Nothing under this Mortgage or otherwise shall be construed so as to limit or restrict the rights and remedies available to Lender following an Event of Default,or in any way to limit or restrict the rights and ability of Lender to proceed directly against Grantor and/or against any other co-maker,guarantor,surety or endorser and/or to proceed against any other collateral directly or indirectly securing the Indebtedness. Attorneys'Fees;Expenses. If Lender institutes any suit or action to enforce any of the terms of this Mortgage, Lender shall be entitled to recover such sum as the court may adjudge reasonable as attorneys' fees at trial and upon any appeal. Whether or not any court action is involved, and to the extent not prohibited by law, all reasonable expenses Lender incurs that in Lender's opinion are necessary at any time for the protection of its interest or the enforcement of Its rights shall become a part of the Indebtedness payable on demand and shall bear interest at the Note rate from the date of the expenditure until repaid. Expenses covered by this paragraph include, without limitation,however subject to any limits under applicable law,Lender's attorneys'fees and Lender's legal expenses,whether or not there is a lawsuit, including attorneys'fees and expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction),appeals,and any anticipated post-judgment BK ( 974PG37 13 MORTGAGE (Continued) Page 6 collection services,the cost of searching records,obtaining title reports(including foreclosure reports),surveyors' reports,and appraisal fees and title insurance,to the extent permitted by applicable law. Grantor also will pay any court costs,in addition to all other sums provided by law. NOTICES. Unless otherwise provided by applicable law,any notice required to be given under this Mortgage shall be given in writing, and shall be effective when actually delivered, when actually received by telefacsimile (unless otherwise required by law),when deposited with a nationally recognized overnight courier,or,if mailed,when deposited in the United States mail,as first class,certified or registered mail postage prepaid,directed to the addresses shown near the beginning of this Mortgage. All copies of notices of foreclosure from the holder of any lien which has priority over this Mortgage shall be sent to Lender's address,as shown near the beginning of this Mortgage. Any party may change its address for notices under this Mortgage by giving formal written notice to the other parties,specifying that the purpose of the notice is to change the party's address. For notice purposes, Grantor agrees to keep Lender informed at all times of Grantor's current address. Unless otherwise provided by applicable law,if there is more than one Grantor,any notice given by Lender to any Grantor is deemed to be notice given to all Grantors. MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Mortgage: Amendments. This Mortgage, together with any Related Documents, constitutes the entire understanding and agreement of the parties as to the matters set forth in this Mortgage. No alteration of or amendment to this Mortgage shall be effective unless given in writing and signed by the party or parties sought to be charged or bound by the alteration or amendment. Annual Reports. If the Property is used for purposes other than Grantor's residence, Grantor shall furnish to Lender, upon request,a certified statement of net operating income received from the Property during Grantor's previous fiscal year in such form and detail as Lender shall require. "Net operating income" shall mean all cash receipts from the Property less all cash expenditures made in connection with the operation of the Property. Caption Headings. Caption headings in this Mortgage are for convenience purposes only and are not to be used to interpret or define the provisions of this Mortgage. Joint and Several Liability. All obligations of Grantor under this Mortgage shall be joint and several, and all references to Grantor shall mean each and every Grantor. This means that each Grantor signing below is responsible for all obligations in this Mortgage. No Waiver by Lender. Lender shall not be deemed to have waived any rights under this Mortgage unless such waiver is given in writing and signed by Lender. No delay or omission on the part of Lender in exercising any right shall operate as a waiver of such right or any other right. A waiver by Lender of a provision of this Mortgage shell not prejudice or constitute a waiver of Lender's right otherwise to demand strict compliance with that provision or any other provision of this Mortgage. No prior waiver by Lender,nor any course of dealing between Lender and Grantor, shall constitute a waiver of any of Lender's rights or of any of Grantor's obligations as to any future transactions. Whenever the consent of Lender is required under this Mortgage,the granting of such consent by Lender in any instance shall not constitute continuing consent to subsequent instances where such consent is required and In all cases such consent may be granted or withheld in the sole discretion of Lender. Severability. If a court of competent jurisdiction finds any provision of this Mortgage to be illegal, invalid, or unenforceable as to any person or circumstance,that finding shall not make the offending provision illegal,invalid, or unenforceable as to any other person or circumstance. If feasible,the offending provision shall be considered modified so that it becomes legal,valid and enforceable. If the offending provision cannot be so modified,it shall be considered deleted from this Mortgage. Unless otherwise required by law, the illegality, invalidity, or unenforceability of any provision of this Mortgage shall not affect the legality,validity or enforceability of any other provision of this Mortgage. Merger. There shall be no merger of the interest or estate created by this Mortgage with any other Interest or estate in the Property at any time held by or for the benefit of Lender in any capacity,without the written consent of Lender. Successor Interests. The terms of this Mortgage shall be binding upon Grantor,and upon Grantor's heirs,personal representatives,successors,and assigns,and shall be enforceable by Lender and its successors and assigns. Time Is of the Essence. Time is of the essence in the performance of this Mortgage. DEFINITIONS. The following capitalized words and terms shall have the following meanings when used in this Mortgage. Unless specifically stated to the contrary, all references to dollar amounts shall mean amounts in lawful money of the United States of America. Words and terms used in the singular shall include the plural,and the plural shall include the singular,as the context may require. Words and terms not otherwise defined in this Mortgage shall have the meanings attributed to such terms in the Uniform Commercial Code: Borrower. The word"Borrower" means William P. Douglas and Billie R.Carnes and includes all co-signers and co-makers signing the Note and all their successors and assigns. Default. The word"Default"means the Default set forth in this Mortgage in the section titled"Default". Environmental Laws. The words "Environmental Laws" mean any and all state, federal and local statutes, regulations and ordinances relating to the protection of human health or the environment, including without limitation the Comprehensive Environmental Response,Compensation,and Liability Act of 1980,as amended,42 U.S.C.Section 9601,et seq. ("CERCLA"),the Superfund Amendments and Reauthorization Act of 1986,Pub.L. No.99.499("SARA"),the Hazardous Materials Transportation Act,49 U.S.C.Section 1801,at seq.,the Resource Conservation and Recovery Act.42 U.S.C.Section 6901,at seq.,or other applicable state or federal laws,rules, or regulations adopted pursuant thereto. Event of Default. The words"Event of Default"mean any of the events of default set forth in this Mortgage in the events of default section of this Mortgage. Grantor. The word"Grantor"means William P.Douglas and Billie R.Carnes. Guaranty. The word"Guaranty"means the guaranty from guarantor,endorser,surety,or accommodation parry to Lender,including without limitation a guaranty of all or part of the Note. Hazardous Substances. The words "Hazardous Substances" mean materials that, because of their quantity, concentration or physical,chemical or infectious characteristics,may cause or pose a present or potential hazard to human health or the environment when improperly used,treated,stored,disposed of,generated,manufactured, transported or otherwise handled. The words"Hazardous Substances"are used in their very broadest sense and include without limitation any and all hazardous or toxic substances, materials or waste as defined by or listed under the Environmental Laws. The term"Hazardous Substances"also Includes,without limitation,petroleum and petroleum by-products or any fraction thereof and asbestos. Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, 8K 1 .)74PG37 14 MORTGAGE (Continued) Page 7 mobile homes affixed on the Real Property,facilities,additions, replacements and other construction on the Real Property. Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Note or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note or Related Documents and any amounts expended or advanced by Lender to discharge Grantor's obligations or expenses incurred by Lender to enforce Grantor's obligations under this Mortgage, together with interest on such amounts as provided in this Mortgage. Specifically, without limitation,Indebtedness includes all amounts that may be indirectly secured by the Cross-Collateralization provision of this Mortgage. Lender. The word"Lender"means ORRSTOWN BANK,its successors and assigns. Mortgage. The ward"Mortgage"means this Mortgage between Grantor and Lender. Note. The word "Note" means the promissory note dated November 30, 2006, in the original principal amount of$116,250.00 from Grantor to Lender,together with all renewals of,extensions of,modifications of,refinancings of,consolidations of,and substitutions for the promissory note or agreement. The maturity date of the Note is November 30,2026,NOTICE TO GRANTOR: THE NOTE CONTAINS A VARIABLE INTEREST RATE. Personal Property, The words"Personal Property" mean all equipment, fixtures, and'othe%,6ftl les of personal property now or hereafter owned by Grantor, and now or hereafter ettached,oe affixed tq,the?Raa4Property; together with all accessions, parts, and additions to, all replacements..Af,:.and.all sup8ptutiog115r,apnyy,pf such property; and together with all proceeds (including without limitation„all"insurance rocas ,and retund' `of premiums)from any sale or other disposition of the Property. ”' ttLe,F rptQr:f RtliSt9."{t?. y :' Property. The word"Property"means collectively the Real Property and the Personal Property. Real.Property. The words"Real Property"mean the real property,interests and rights,as further described in this Mortgage. Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements., environmental agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments, agreements and documents, whether now or hereafter existing;executed in connection with the Indebtedness. Rents: The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the Property. EACH GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MORTGAGE, AND EACH GRANTOR AGREES TO ITS TERMS. THIS MORTGAGE IS GIVEN UNDER SEAL AND IT IS INTENDED THAT THIS MORTGAGE IS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A SEALED INSTRUMENT ACCORDING TO LAW. GRANTOR: X. J .,Seal) William P Douglas X ..; aSeaR {Iae R ams Signed,acknowle and delivered in the presence of: X . Witness X Witness CERTIFICATE OF RESIDENCE I hereby certify,that the precise address of the mortgagee,ORRSTOWN BANK,herein is as follows: SEVEN GABLES OFFICE,77 EAST KING STREET,P 0 BOX 250,SHIPPENSBURG,PA 172 --�V Attorney or Agent for Mo ogee I certify this 'Du In Cumbeflallo Coul�{y 'f'' :derofDeeds 61lI974PG3715 MORTGAGE (Continued) Page 8 INDIVIDUAL ACKNOWLEDGMENT COMMONWEALTH OF PENNSYLVANIA �8Y`� )SS COUNTY OF On this,the �J U day of 20 0 id ,before me the undersigned Notary Public,personally appeared William P.Douglas and Billie R. Carnes, known to me (or satisfactorily proven) to be the person whose names are subscribed to the within instrument,and acknowledged that they executed the same for the purposes therein contained. In witness whereof,I hereunto sat my hand and official s al. Not}eriel Seal Anne IL Cox,ltlotary Public Notary Public in and for the State of ():_ realise Bomp^CurmberNnd County MY COMMMaion Ell M June 3,2M 1I5C11 YRO Lentlq,Vw.0.2t00.001 Cap.XW,ntl RYnn<M 9aPnbn4lRR.f99>.4000, 4RgRn MwNO. -PA c1Cfl111L100].iC TLI<5]n Plll `]a .�; ' •��j�y�,�"•.JV„ 8K 1974' FIG 37 16 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, ? NO.: Vs. WILLIAM P.DOUGLAS and BILLIE R. CARNES, Defendants. VERIFICATION I, D - 1 on behalf of Orrstown Bank,depose and say subject to the penalties of 18 Pa.C.S.A., sec.4904 relating to unsworn falsification to authorities that the facts set forth in the foregoing pleading are true and correct to the best of my information, knowledge and belief. Dated: LQ 2 .T - Q SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson J - Sheriff f , C i } 1 ` t iii, «e +.�r_ i � i` ilV 1 ��_�� l irr.i Jody S Smith Chief Deputy Richard W Stewart Solicitor 4 M ;Y 28 PM 2: 54 CUMBERLAND COUNT PENNSYLVANIA Orrstown Bank vs. William P Douglas (et al.) Case Number 2014 -2892 SHERIFF'S RETURN OF SERVICE 05/14/2014 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: The United States of America, but was unable to locate the Defendant in the Sheriffs bailiwick. The Sheriff therefore deputizes the Sheriff of Dauphin, Pennsylvania to serve the within Complaint in Mortgage Foreclosure according to law. 05/15/2014 02:41 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be William Douglas, owner /occupant, who accepted as "Adult Person in Charge" for Occupant/Tenants at 43 West South Street, Carlisle Borough, Carlisle, PA 17013. DENNIS FRY, DE UTY 05/15/2014 02:41 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: William P Douglas at 43 W South St, Carlisle Borough, Carlisle, PA 17013. DENIdTS FRY, DEPU 05/15/2014 02:41 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be William Douglas, husband, who accepted as "Adult Person in Charge" for Billie R Carnes at 43 W South St, Carlisle Borough, Carlisle, PA 17013. 05/19/2014 09:15 AM - The requested Complaint in Mortgage Foreclosure served by the Sheriff of Dauphin County upon Susan Melendez, who accepted for The United States of America, at Ste 220 Federal Building, 228 Walnut Street, Harrisburg, PA 17108. Jack Lotwick, Sheriff, Return of Service attached to and made part of the within record. SHERIFF COST: $92.27 SO ANSWERS, ;r-7 May 21, 2014 R R ANDERSON, SHERIFF Shelley Ruhl Real Estate Deputy Matthew L. Owens Solicitor f f Commonwealth of Pennsylvania County of Dauphin Dauphin County 101 Market Street Harrisburg, Pennsylvania 17101 -2079 ph: (717) 780 -6590 fax: (717) 255 -2889 Jack Lotwick Sheriff ORRSTOWN BANK Jack Duignan Chief Deputy Michael W. Rinehart Assistant Chief Deputy VS UNITED STATES OF AMERICA Sheriffs Return No. 2014 -T -1545 OTHER COUNTY NO. 2014 -2892 And now: MAY 19, 2014 at 9:15:00 AM served the within COMPLAINT IN MORTGAGE FORECLOSURE upon UNITED STATES OF AMERICA by personally handing to SUSAN MELENDEZ * 1 true attested copy of the original COMPLAINT IN MORTGAGE FORECLOSURE and making known to him/her the contents thereof at FEDERAL BLDG, 228 WALNUT STREET, SUITE 220 HARRISBURG PA 17108 ALSO SERVED COVER LETTER * ADMINISTRATIVE ASSISTANT Sworn and subscribed to before me this 20TH day of May, 2014 COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL Karen M. Hoffman, Notary Public City of Harrisburg, Dauphin County My Commission Expires January 8, 2018 So Answers, Sheriff o auphin . • nty, Pa. By i h Dep Sheriff De: ty: J FRUHWIRTH Sheriffs Costs: $41.25 5/16/2014 ORRSTOWN BANK, Plaintiff, vs. !LED -Orr -ICE CUMBERLAND COUNTY, PENNSYLVANIA r, NO UiL'y IN THE COURT OF COMMON PLEAS OF °,(ut-1,1 JHLEJ:Too WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. I Hereby certify that the last known address of Defendant(s) is/are: 43 W. South Street Carlisle, PA Scott A. Dietterick, Esquire CIVIL DIVISION CUNI3ERL AND COUNT PENNSYLVANIA No.: 14-2892 Civil ISSUE NUMBER: TYPE OF PLEADING: PRAECIPE FOR DEFAULT JUDGMENT (Mortgage Foreclosure) FILED ON BEHALF OF: Orrstown Bank, Plaintiff COUNSEL OF RECORD FOR THIS PARTY: Scott A. Dietterick, Esquire Pa. I.D. #55650 Kathryn L. Mason, Esquire Pa. I.D. #306779 JSDC LAW OFFICES P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff g IL.D.sbp010A w/lJai/e-/cs? k 266)339 h6: /Pa// IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, Plaintiff, vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. TO: PROTHONOTARY CIVIL DIVISION NO.: 14-2892 Civil PRAECIPE FOR DEFAULT JUDGMENT SIR/MADAM: Please enter a default judgment in the above -captioned case in favor of Plaintiff and against Defendants, William P. Douglas and Billie R. Carnes, in the amount of $92,362.21 which is itemized as follows: plus plus Principal Interest through 7/8/2014 Late Charges Other Charges/Fees Admin Fee Attorney's Fees Title Costs TOTAL $ 88,278.49 $ 1,357.16 $ 300.00 $ 66.56 $ 300.00 $ 1,650.00 $ 410.00 $ 92,362.21 interest on the principal sum ($88,278.49) from July 9, 2014, additional late charges, and costs (including additional escro attorneys' fees and costs and for foreclosure and sale of the mort Dated: July 9, 2014 BY: JSD he rate of $10.42 per diem, vances), additional es. 'ice 'squire PA I.D. # 5650 Kathryn L. Mason, Esquire PA I.D #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff AFFIDAVIT OF NON-MILITARY SERVICE AND CERTIFICATE OF MAILING OF NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF DAUPHIN Before me, the undersigned authority, a Notary Public in and for said County and Commonwealth, personally appeared Scott A. Dietterick, Esquire, attorney for and authorized representative of Plaintiff who, being duly sworn according to law, deposes and says that the Defendants are not in the military service of the United States of America to the best of his knowledge, information and belief and certifies that the Notices of Intent to take Default Judgment were mailed in accordance with Pa. R.C.P. 237.1, as evi ced b �e attached copies. Sworn to and subscribed before me this 9th day of July, 2014 1 /6 -)4-)AL otary Public My Commission Expires: NOTARIAL SEAL CHRISTINE L SPURLOCK Notary Public HU My y Commison ExpireBORO,AUPH N Ds FebFeb2, 20171TM cott A. Dietterick, Esquire IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, Plaintiff, vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, CIVIL DIVISION NO.: 14-2892 Civil Defendants. NOTICE OF ORDER, DECREE OR JUDGMENT TO: William P. Douglas ( ) Plaintiff (XXX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on 1101)q . ( ) A copy of the Order or Decree is enclosed, or (XXX) The judgment is as follows: $92,362.21 plus interest on the principal sum ($88,278.49) from July 9, 2014, at the rate of $10.42 per diem, plus additional late charges, and costs (including additional escrow advances), additional attorneys' fees and costs and for foreclosure and sale of the mortgaged premises. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, Plaintiff, vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, CIVIL DIVISION NO.: 14-2892 Civil Defendants. NOTICE OF ORDER, DECREE OR JUDGMENT TO: Billie R. Carnes ( ) Plaintiff (XXX) Defendant ( ) Additional Defendant You are hereby notified that an Order, Decree or Judgment was entered in the above captioned proceeding on /110 ( ) A copy of the Order or Decree is enclosed, or (XXX) The judgment is as follows: $92,362.21 plus interest on the principal sum ($88,278.49) from July 9, 2014, at the rate of $10.42 per diem, plus additional late charges, and costs (including additional es ad ces), additional attorneys' fees and costs and for foreclosure and sale of the mo yged ises Deput)i Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY Orrstown Bank vs. William P Douglas (et al.) Case Number 2014-2892 SHERIFF'S RETURN OF SERVICE 05/14/2014 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: The United States of America, but was unable to locate the Defendant i.n the Sheriffs bailiwick. The Sheriff therefore deputizes the Sheriff of Dauphin, Pennsylvania to serve the within Complaint in Mortgage Foreclosure according to law. 05/15 2014 02:41 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be William Douglas, owner/occupant, who accepted as "Adult Person in Charge" for Occupant/Tenants at 43 West South E8raet, Carlisle Borough, Cmdiolo, PA17013. DENNIS FRY, DEUTY 05M5/2014 02:41 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by"personally" handing otrue copy to a person representing themselves to be the Defendant, to wit: William P Douglas at 43 W South St, Carlisle Borough, Carlisle, PA 17013. 05d5/2014 02:41 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by handina true copy to a person representing themselves bobeWi||iam Douglas, husband, who accepted as "Adult Person in Charge" for Billie R Carnes at 43 W South St, Carlisle Borouh. Carlisle, PA 17013. DENNIS FRY, DEPV 05/19/2014 09:15 AM - The requested Complaint in Mortgage Foreclosure served by the Sheriff of Dauphin County upon Susan Melendez, who accepted for The United States of America, at Ste 220 Federal* Building, 228 Walnut Street, Harrisburg, PA 17108. Jack Lotwick, Sheriff, Return of Service attached tO and made part of the within record. SHERIFF COST: $92.27 May 21.2O14 SO ANSWERS, RONNYRANDERSON, SHERIFF ORRSTOWN BANK; Plaintiff, vs. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. TO: Billie R. Carnes 43 W. South Street Carlisle, PA 17013 CIVIL DIVISION IMPORTANT NOTICE DATE OF NOTICE: June 11, 2014. NO.: 14-2892 Civil YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. AVISO IMPORTANTE A. Billie R. Carnes FECHA DEL AVISO: June 11, 2014 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 Date: June 11, 2014 JSDC LA Sco A. k, Esquire PA I.D. #55650 P.O. Box 650 Hershey, PA 17033 FIRST CLASS U.S. MAIL, POSTAGE PREPAID (717) 533-3280 Attorneys for Plaintiff . IN THE. COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. IMPORTANT NOTICE TO: William P. Douglas 43 W. South Street Carlisle, PA 17013 DATE OF NOTICE: June 11, 2014 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-3166 (800) 990-9108 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, .• CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, • Defendants. • • AVISO IMPORTANTE A. William P. Douglas FECHA DEL AVISO: June 11, 2014 USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR LA ACCION REQUERIDA EN ESTE CASO. A MENOS QUE USTED TOME ACCION DENTRO DE LOS PROXIMOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE PUEDE DICTAR UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y USTED PUEDE PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. USTED DEBE LLEVAR ESTE DOCUMENTO INMEDIATAMENTE A SU ABOGADO. SI USTED NO TIENTE UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA 0 LLAME LA OFICINA ABAJO INDICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA LEGAL. NOTICE TO DEFEND & LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Phone (717) 249-316 (800) 990-9108 Date: June 11, 2014 BY: JSDC ES t4IWILTAMIIMI ut\ P.O. Box Hershey, PA 17033 FIRST CLASS U.S. MAIL, POSTAGE PREPAID (717) 533-3280 Attorneys for Plaintiff Department of Defense Manpower Data Center Results as of : Jul -08-2014 01:51:40 PM SCRA 3,0 Status Report Pursuant to Servtcememabbers Civil Relief Act Last Name: DOUGLAS First Name: WILLIAM Middle Name: Active Duty Status As Of: Jul -08-2014 On Active Duty On Active Duty Status Dale Active Duty Stan Date Active Duty End Dale Status Service Component NA NA~f' :•I.%"'r . 4 wa.. 1_ tir' , • :,. No'... ' NA This response This response reflects the individuals' acirve duty status based on the Active Duty Status Date � z \\11/1/ Left Active Duty Within 367 Da s of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA ! � {I � -+'• NA .�_• -�+. �, J t' r-. - . i •�}_+�,--N.o ..�; ,^"I 1 NA This response reflectsWhere, the individual left alive duty status within 367 days preceding the Active Duty Status Date 111 The Member or HisiHer Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA s{,IA`. .._.`v ._ /,�► l-4. s'.,h o v:-�Y NA This response reflects whether the individual or his/her unit has received early notification to report for active duty ti car} Upon searching the data banks of the Department of Defense Manpower Data Center;:based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Unifo erre d Servi sce Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 4BJ37D73V085H30 Department of Defense Manpower Data Center Results as of : Jul -08-2014 01:52:08 PM SCRA 3.0 'i Status Report Pursuant to Senieemembers Civil Relief Act. Last Name: CARNES First Name: BILLIE Middle Name: Active Duty Status As Of: Jul -08-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA r+ NA.r '�" rl: \ 1_,T,.. „ "r,.`�,. No�ti NA This response reflects the individuals! active duty status based on, e Active putt' Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA ri 16, :::a.: f Jr J'..Wi,-;=No h V It) II NA This response reflects ivherelhe indi.tdual left active'iluty statuswithil{ 367 days preceding, the Active' Duty Status Date The Member or His/Her Unit Was Notified of a Futu e Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification EndDate Status Service Component NA NfJ,4' ` \' , . R��— > fj- -.x• -r♦ a ,a sNo ��:_�. .:/ NA This response reflects whetherthe individual or:his/her-unit hes received:eady notification to report for active duty Upon searching the data banks of the Department of Defense Manpower DDataCenterRbased?on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DOD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faglpis/PCO9SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: UB53LD63S0851D0 Orrstown Bank v IN THE COURT OF Ca+DN PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION File No. 14-2892 Civil (Plaintiff) : Amount Due : Interest from 7/9/2014 date of sale : Atty's Comm William P. Douglas, Billie R. Carnes and The United States of America (Defendant (s) TO THE PROTHONOTARY OF THE SAID COURT: Costs 92,362.21 to $ 1,531.74 The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it -is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION C) Issue writ of execution in the above matter to the Sheriff of Cumberla County, for debt, interest and costs upon the.following described property o1ec- C= r- defendant(s) See Exhibit "A" attached. PRAECIPE PDR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of . . County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies of lengthy personalty list) and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee real estate of the defendant(s) described in the attached e DATE; July 9, 2014 au+ Sia?opel u.sbt, 1411-b9t Signature: ens against Print Name: Scott A. Dietterick, Esquire Address: James Smith Dietterick & Connelly LP P 0 Box 650, Hershey PA 17033 Attorney for: Plaintiff Telephone: (717) 533-3280 Supreme Court ID No.: 55650 ,dve et, .sb cc - c11 Iv sy 3-zo_g6g-Itio lAjd-0(PETc LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania, bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty (30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man, by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, Plaintiff, vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. CIVIL DIVISION NO.: 14-2892 Civk, crt cvl AFFIDAVIT PURSUANT TO RULE 3129.1 Orrstown Bank, Plaintiff in the above action, sets forth as of the date the Praecipe for Writ of Execution was filed the following information concerning the real property located at 43 West South Street, Carlisle, Pennsylvania 17013: 1. Name and Address of Owner(s) or Reputed Owner(s): WILLIAM P. DOUGLAS BILLIE R. CARNES 2. Name and Address of Defendant(s) in the Judgment: WILLIAM P. DOUGLAS BILLIE R. CARNES THE UNITED STATES OF AMERICA 43 W. South Street Carlisle, PA 17013 43 W. South Street Carlisle, PA 17013 43 W. South Street Carlisle, PA 17013 43 W. South Street Carlisle, PA 17013 c/o U.S. Attorney's Office Federal Building 228 Walnut Street Harrisburg, PA 17108 3. Name and Address of every judgment creditor whose judgment is a record lien on the real property to be sold: ORRSTOWN BANK Plaintiff DEPARTMENT OF REVENUE Bureau of Compliance Department 280946 Harrisburg, PA 17128-0946 US TREASURY DEPARTMENT Pittsburgh Office Room 808 100 Liberty Avenue Pittsburgh, PA 15222 DEPARTMENT OF LABOR & INDUSTRY Unemployment Compensation Fund Office of Tax Services 651 Boas Street Harrisburg, PA 17121 4. Name and Address of the last record holder of every mortgage of record: ORRSTOWN BANK Plaintiff 5. Name and Address of every other person who has any record lien on the property: CUMBERLAND COUNTY TAX CLAIM BUREAU ' Cumberland Co Courthouse One Courthouse Square Carlisle, PA 17013 6. Name and Address of every other person who has any record interest in the property and whose interest may be affected by the sale: INTERNAL REVENUE SERVICE U.S. ATTORNEY'S OFFICE DEPARTMENT OF REVENUE Special Procedures Unit 600 Arch Street P.O. Box 1205 Philadelphia, PA 19105 c/o U.S. Dept of Justice 950 Pennsylvania Ave NW Washington, DC 20530 PA Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 COMMONWEALTH OF PA Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 7. Name and Address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Cumberland Co Courthouse One Courthouse Square Carlisle, PA 17013 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Dated: July 9, 2014 BY: PA I.D. # 55650 Kathryn L. Mason, Esquire PA I.D #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, Plaintiff, vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. CIVIL DIVISION NO.: 14-2892 Civil NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 William P. Douglas 43 West South Street Carlisle, PA 17013 TAKE NOTICE: _.1 That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday, December 3, 2014, at 10:00 a.m. prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 14-2892 'Civil THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: William P. Douglas & Billie R. Carnes, husband and wife A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Court Administrator Cumberland County Courthouse One Courthouse Square, 4th Floor Carlisle, Pennsylvania 17013 (717) 240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013, before presentation of the petition to the Court. Dated: July 9, 2014 BY: JSDC LA Scott A. ie erick, Esquire PA I.D. # 55650 Kathryn L. Mason, Esquire PA I.D #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff VIA CERTFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY CUMBERLAND COUNTY SHERIFF LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania, bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty (30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man, by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff; NO.: 14-2892 Civil vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. C, r.., " s~ . NOTICE OF SHERIFF'S SALE' - r -- OF REAL PROPERTY PURSUANT TO▪ >. o CD k7" PENNSYLVANIA RULE OF CIVIL PROCEDURE 312 33 , c7-, 'r, Billie R. Carnes 43 West South Street Carlisle, PA 17013 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday, December 3, 2014, at 10:00 a.m. prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 14-2892 Civil THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: William P. Douglas & Billie R. Carnes, husband and wife A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Court Administrator Cumberland County Courthouse One Courthouse Square, 4th Floor Carlisle, Pennsylvania 17013 (717) 240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013, before presentation of the petition to the Court. Dated: July 9, 2014 BY: JSDC tt A. P ietterick, Esquire A I.D. # 55650 Kathryn L. Mason, Esquire PA I.D #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff VIA CERTFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY CUMBERLAND COUNTY SHERIFF LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania, bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty (30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man, by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NO.: 14-2892 Civil NOTICE OF SHERIFF'S SALE -n OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 312y The United States of America do U.S. Attorney's Office Federal Building — 228 Walnut Street Harrisburg, PA 17108 TAKE NOTICE: That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday, December 3, 2014, at 10:00 a.m. prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 14-2892 Civil THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: William P. Douglas & Billie R. Carnes, husband and wife A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Court Administrator Cumberland County Courthouse One Courthouse Square, 4th Floor Carlisle, Pennsylvania 17013 (717) 240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale, you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013, before presentation of the petition to the Court. Dated: July 9, 2014 BY: JSIC cott A. Dietterick, Esquire PA I.D. # 55650 Kathryn L. Mason, Esquire PA I.D #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff VIA CERTFIED MAIL, RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY CUMBERLAND COUNTY SHERIFF LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania, bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty (30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man, by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit "A" THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net ORRSTOWN BANK Vs. NO 14-2892 Civil Term CIVIL ACTION — LAW WILLIAM P. DOUGLAS, BILLIE R. CARNES AND THE UNITED STATES OF AMERICA WRIT OF EXECUTION TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above matter you are directed to levy upon and sell the following described property: (1) See legal description. (2) (Specifically describe personal property when judgment results from a mortgage covering both personal and real property pursuant to Section 9604(a)of the Uniform Commercial Code) NOTE: Description of property must be attached to the writ. Amount Due: $92,362.21 Interest FROM 7/9/2014 TO $1,531.74 Atty's Comm: Atty Paid: $241.02 Plaintiff Paid: Date: 7/10/14 L.L.: $.50 Due Prothy: $2.25 Other Costs: David )a: uell, Proth (Seal) By: Deputy REQUESTING PARTY: Name: SCOTT A. DIETTERICK, ESQUIRE Address: JAMES, SMITH DIETTERICK & CONNELLY, LLP P.O. BOX 650 HERSHEY, PA 17033 Attorney for: PLAINTIFF Telephone: 717-533-3280 Supreme Court ID No. 55650 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil vs. ISSUE NO.: WILLIAM P. DOUGLAS, TYPE OF PLEADING: ~ r BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. Pa.R.C.P.RULE 3129.2(C) AFFIDAVIT OF SERVICE OF DEFENDANTS/OWNERS AND OTHER PARTIES OF INTEREST CODE: FILED ON BEHALF OF: Orrstown Bank, Plaintiff COUNSEL OF RECORD FOR THIS PARTY: Scott A. Dietterick, Esquire Pa. I.D. #55650 Kathryn L. Mason, Esquire Pa. I.D. #306779 JSDC LAW OFFICES P.O. Box 650 Hershey,PA 17033 (717) 533-3280 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. Pa.R.C.P. RULE 3129.2(c) AFFIDAVIT OF SERVICE OF DEFENDANTS/OWNERS AND OTHER PARTIES OF INTEREST I, Scott A. Dietterick, Esquire, attorney for Orrstown Bank, Plaintiff,being duly sworn according to law depose and make the following Affidavit regarding service of Plaintiffs Notice of Sheriffs Sale of Real Property in this matter on Defendants/Owners and Other Parties of Interest as follows: 1. Defendants, William P. Douglas and Billie R. Carnes, are the record owners of the real property. 2. On or about August 7, 2014, Defendants, William P. Douglas and Billie R. Carnes, were served with Plaintiff's Notice of Sheriff's Sale of Real Property Pursuant to Pa.R.C.P. 3129, via Certified Mail, Return Receipt Requested at the address of 43 West South Street, Carlisle, Pennsylvania 17013. True and correct copies of said Notices and mailing receipts are marked Exhibit"A", attached hereto and made a part hereof. 3. On or about August 8, 2014, Defendant, The United States of America, was served with Plaintiff s Notice of Sheriff's Sale of Real Property Pursuant to Pa.R.C.P. 3129, via Certified Mail, Return Receipt Requested at the address of c/o U.S. Attorney's Office, Federal Building, 228 Walnut Street, Harrisburg, Pennsylvania 17108. A true and correct copy of said Notice and the mailing receipts are marked Exhibit"B", attached hereto and made a part hereof. 4. On or about August 1, 2014, Plaintiff s counsel served all other parties in interest with Plaintiff s Notice of Sheriff s Sale according to Plaintiff s Affidavit Pursuant to Rule 3129.1, via First Class U.S. Mail, Postage Pre-Paid, with a Certificate of Mailing. True and correct copies of said Notices and Certificates of Mailing are marked Exhibit"C", attached hereto and made a part hereof. Finally, the undersigned deposes and says that Defendants/Owners and all Other Parties of Interest were served with Plaintiffs Notice of Sheriffs Sale of Real Property in accordance with Pa. R.C.P. 3129.2. JSDC L FF C S Dated: October 14, 2014 BY: 2 Sco SOD squire I.D. #55650 Kathryn L. Mason, Esquire Pa. I.D. #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff Sworn to and subscribed before me this 14a'day of October, 2014 5 ` Notary Public MY COMMISSION E NOTARIAL SEAL CHRISTINE L SPURLOCK Notary Public HUMMELSTOWN BORO,DAUPHIN COUNTY My Commission Expires Feb 2,2017 EXHIBIT "A" 1 Postal oCERTIFIED MAILT,,, RECEIPT (%- ' (Domestic Mafl Only, Fordeliv�i r-r Q' Ln • r r r Cc N / Postage s g t C3 L A l/ Certlned Fee • Q+S SHE I A Return Receipt Fee Postmark (Endorsement Required) Z,�D Here Restricted Delivery Fee 6 O O (Endorsement Required) co C3 „ ', w o Total Postage Fees g Gp.:, .. M Sent To S r-3 lie M1 or PoBoXNO. t(3 WCSt ,........._..........., .... Cit} State Z1P+4'• ............ _ CS L- Pit 1'70 G --------------------- SENDER: -------•----- rr. COMPLETE •N COMPLETE THIS SECTIONON DELIVERY I ■ Complete items 1,2,and 3.Also complete Sign re item 4 if Restricted Delivery is desired. X 0 Agent ■ Print your name and address on the reverse Addressee I so that we can return the card to you. Recei y(Pi d e) C. Date De ivery ■ Attach this card to the back of the mailpiece, or on the front if space permits. D. Is delivery address different from M3m 1?10 Yes 1. Article Addressed to: If YES,enter delivery address below: 0 No 3;ll;e- R. C44ne5 `{3 weot �ssw'l-h Si— /1_ ,'i S (e, Pit t-7015 3. Service Type (� Certified Mall 0 Express Mail i 0 Registered 0 Return Receipt for Merchandise 0 Insured Mail 0 C.O.D. } 4. Restricted Delivery?(Extra Fee) 0 Yes 2.Article Number 7013 0600 0001 2855 9470 (Transfer from seryicelabeq �, PS Form 3811,February 2004 Domestic Retum Receipt 102595-02-M-1540 Postal Service,. i� CERTIFIED .p (Domestic MailOnIY;No Insurance Coverage Provided) 0^ I Ln AL USE {I�u CPostage $ S H E LA F-9Certifled Fee OO Return Receipt Fee Postmark a 0 (Endorsement Required) Z,-7b U O Re."Zed Delivery Fee -� In (Endoreement Required) o G Total Postage&Fees tT'I Sent To o.; _ __ O Street,Apt.70t-, Iti or PO Bar _.._�t State,ZlP+4 ,� _` 4a-evs k PPr . . . SECTIONSENDER: COMPLETE THIS ■ complete items 1,2,and 3.Also complete A. _ignatu Agent item 4 if Restricted Delivery is desired. X dressee ■ Print your name and address on the reverse so that we can return the card to you. ry (Prfnte N e) C. I e Delivery ■ Attach this card to the back of the mailpiece, �/V or on the frontf,space permits. D. Is delivery address different from ite 1? 0 No 1. Article Addressamb. if YES,enter delivery address below: wM asKMOP 0 �(-s le 64 3.Service Type � / ��O(3 Certified Mail D Express Mail Registered 0 Return Receipt for Merchandise 0 Insured Mail 0 G.O.D. 4. Restricted Delivery?(Extra Fee) 0 Yes 2. Article Number 7 013 0600 0001 2855 9487 (Transfer from service faben I; Domestic Return Receipt 102595-02-M-1540. Ps Form 3811,February 2004 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil vs. : WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 Billie R. Carnes 43 West South Street Carlisle, PA 17013 TAKE NOTICE: That the Sheriffs Sale of Real Property(Real Estate) will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday, December 3, 2014, at 10:00 a.m.prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 43 West South Street Carlisle,Pennsylvania 17013 Cumberland County THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale,you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, 4th Floor, Carlisle, Pennsylvania 17013,before presentation of the petition to the Court. JSDC S Dated: July 9, 2014 BY: tit A. ietterick, Esquire A I.D. # 55650 Kathryn L. Mason, Esquire PA I.D#306779 P.O.Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff VIA CERTFIED MAIL,RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY CUMBERLAND COUNTY SHERIFF LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street;on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred(100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson,deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street,Carlisle,Pennsylvania. BEING the same premises which Carroll E. Kramer,married man,by his Deed dated November 21, 2006 and recorded on November 30, 2,006 in and for Cumberland County in Deed Book 277,Page 3920, granted and conveyed unto William P.Douglas and Billie R. Carnes,husband and wife. Parcel No.: 04-21-0320-233 Exhhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 William P. Douglas 43 West South Street Carlisle, PA 17013 TAKE NOTICE: That the Sheriffs Sale of Real Property(Real Estate) will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday, December 3, 2014, at 10:00 a.m. prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 14-2892 Civil THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: William P. Douglas&Billie R. Carnes,husband and wife A SCHEDULE OF DISTRIBUTION,being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff(for example to banks that hold mortgages and municipalities that are owed taxes),will be filed by the Sheriff thirty (30)days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact,be made unless someone objects by filing exceptions to it, within ten(10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, South Hanover Street, Carlisle,Pennsylvania 17013. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held,to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights,you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Court Administrator Cumberland County Courthouse One Courthouse Square,4th Floor Carlisle, Pennsylvania 17013 (717)240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale,you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, 4th Floor, Carlisle,Pennsylvania 17013,before presentation of the petition to the Court. JSDC LA Dated: July 9, 2014 BY: Scott A. NeYterick, Esquire PA I.D. #55650 Kathryn L. Mason, Esquire PA I.D #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff j`� VIA CERTFIED MAIL,RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY CUMBERLAND COUNTY SHERIFF LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street;on the East by lot now or formerly of Henry E. Drake;on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30)feet in front on said West South Street and extending in depth one hundred(100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson,deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street,Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer,married man,by his Deed dated November 21, 2006 and recorded on November 30,2006 in and for Cumberland County in Deed Book 277, Page 3920,granted and conveyed unto William P. Douglas and Billie R. Carnes,husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" EXHIBIT "B" Postal CERTIFIED MAIL. RECEIPT ru (Domestic Mail Only;No Insurance Coverage Provided) trt Ir !Ln CD �g Postage $ ,'f "EY A -, ru /CertlfedFee 3,30 �� Po � stmarkk � C3 Return Receipt FeeHere O C3 (Endorsement Required) 2-Z b�0 "'� 6 C3 Restricted Delivery Fee 4 r3 (Endorsement Required) .0 Total Postage&Fees $ �' g GSPS 'O m Bent o o '�t u_S: _----------------------- -S°ireet-api K,�^._" ZZ Wd�n u t orP0BaxNo. F�dt,��Q �" ( ...._......._.St_-------- cay S�a Z/�4 Pit L7 10 8 c COMPLETE THIS SECTIONON DELIVERY COMPLETE ❑ I ■ Complete items 1,2,and 3.Also complete A. Signature Agent item 4 if Restricted Delivery is desired. X 0 Addressee 1 ■ Print your name and address on the reverse of Delivery I so that we can return the card to you. B.);►eceived y f Prin Nam I r 1 ' ■ Attach this card to the back of the mailpiece, Cl 51 or on the front if space permits. p. Is delivery add diff from it 1? eiow� Article Addressed to: If YES,enter delivery .; t 9, i O Flo 5 /4 ( �cG S,r lFc&r&L Certified Mail ❑t (dg -2Z$ I1w 3 enriceType Express Mail 1i N t w j r 1-1t09 Registered [3 Return Receipt for Merchandise to ❑Insured Mall 0 Q.O.D. 1 4. Restricted Delivery?(Extra Fee) 0 Yes i 2, Article Number 7013 0600 0001 2855 9852 I (Transfer from service►abet) 102595-02-M-1540 c Retum Receipt 1. PS Form 3811,February 2004 Domesti u IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE OF SHERIFF'S SALE OF REAL PROPERTY PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129 The United States of America c/o U.S. Attorney's Office Federal Building—228 Walnut Street Harrisburg, PA 17108 TAKE NOTICE: That the Sheriffs Sale of Real Property(Real Estate) will be held at the Cumberland County Courthouse, South Hanover Street, Carlisle, Pennsylvania 17013 on Wednesday, December 3, 2014, at 10:00 a.m. prevailing local time. THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The LOCATION of your property to be sold is: 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County The JUDGMENT under or pursuant to which your property is being sold is docketed to: No. 14-2892 Civil THE NAME(S) OF THE OWNER(S) OR REPUTED OWNER(S) OF THIS PROPERTY ARE: William P. Douglas &Billie R. Carnes,husband and wife A SCHEDULE OF DISTRIBUTION,being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff(for example to banks that hold mortgages and municipalities that are owed taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale in accordance with this schedule will, in fact,be made unless someone objects by filing exceptions to it, within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of Cumberland County, South Hanover Street, Carlisle, Pennsylvania 17013. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. It has been issued because there is a Judgment against you. It may cause your property to be held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, you must act promptly. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE. Cumberland County Court Administrator Cumberland County Courthouse One Courthouse Square, 4th Floor Carlisle, Pennsylvania 17013 (717) 240-6200 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of Cumberland County to open the Judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file a petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale,you may file a petition with the Court of Common Pleas of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause. This petition must be filed before the Sheriffs Deed is delivered. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the Court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office, Cumberland County Courthouse, One Courthouse Square, 4th Floor, Carlisle,Pennsylvania 17013,before presentation of the petition to the Court. JSDC ft Dated: July 9, 2014 BY: colt A. Dietterick, Esquire PA I.D. # 55650 Kathryn L. Mason, Esquire PA LD #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff VIA CERTFIED MAIL.RETURN RECEIPT REQUESTED AND VIA PERSONAL SERVICE BY CUMBERLAND COUNTY SHERIFF LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer,married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" EXHIBIT "C" UNITEDSfATES cf) -n TN rmadin; C) O z F, JSDC LAW OFFICES �o O ATTN: CHRISTINE SPURLOCIC 4 C, a y vy� P.O.BOX 650 t —r .�1� C) r7 G a HERSHEY,PA 17033 — c) Q � �\ Jc TO l�l� w bXr�r 0 C, •N VI "C1 � 1 � � (1 O O � � 1 ' PS Form 3817,April 2007 PSN 30-02-000. 06 Ivailaln 61 n ko UNrTF.Ds7l M Iijn JL QD 00 Hasler TI ^.3 for mailing 08/01 12014 F, JSDC LAW OFFICES c 0 ATTN: CHRISTINE SPURwck 4 '30 P.O.BOX 650 A. N HERSHEY,PA 17033 I '^ cs ZIP 17036 ' 11D11627542fu b%aL O 1A 0 C4 Q75 r � CPS Form 3817,April 2007 PSN 7530-02-000-9065 ro a UNnwsTATES b C1 w 1 A t r1y AMICTAr"Dvh-P- -- "VNailin Csl �a o n tiVf n ;y Q ti T ..for mailin LG p z a F JSDC LAW OFFICES N b C s ATTN: CHRISTINE SPURYO)CK �-- Q > rn w ►r1 P.O.BOX 650 o b C1 > HERSHEY,PA 171533�ij � _ 4 w CrJ ' To: CA 3 -126 l7fa8 loo/ °14 ° Hasler PS Form 3817 April 2007 PSN,Z53%2C-00000-90 til/!1//airi R 12's/ bc./ / - /�XS 05!01!2014 7hG Un iced f2c S o F Arry�n�2 y. °•° ZIP 17036 y�• 011D's 1627842 WFIEDSTd7EY Bailin of 7 k`"or mailing.' CIt-N o F JSDC LAW OFFICES ',� = c J Q ATTN: CHRISTINE SPURLOCK — T ar c P.O.BOX 650 HERSHEY,PA 17033 tri O o N o To: GotG�' /lYz t tZ r 1 yob (^ X70/3 o o PS Form 3= 7,April 2007 PSN 7aR 5C /lls � Cx SIN unrnFDsrdrEs Cq ,mahailing Of j l G / 'for maiing (Yj h5 F JSDC LAW OFFICES I` Hasler AT CHRISTINE SPURLA 08/01/2014 $01300 P.O.BOX 650 ` HERSHEY,PA 17033' _ c� ZIP 17036 01,11 D11627842 To: 5i?47QeS FLAW / a Ji4f L6! 7246-91WC66 Q f f .r�-tsb�m PA !71�2,/ PS Form 3817,April 2007 PSN 7530-02-000-9065 lam, 7f2e Uni>!C& s� nF �c2� UNTIEDSTATES - - /('� , co Jbrmailingi JSDC LAW OFFICES ; � ATM CHRISTINE SPURLOCK' P.O.BOX 650 HERSHEY,PA 17033 1 �— �- S To: { .L � Q moi' CC:ro 166 sbl" o c PS Form 3817, rtl 2007 SN 7 30- 2-000-9065 l-ci�a Lv �RSIV �A �2�rxs TAev�/led�fdcs4SF it ra IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil vs. WILLIAM P. DOUGLAS, BILLIE R. CARNES and : THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P.3129(b) TO: Department of Revenue Bureau of Compliance Department 280946 Harrisburg, PA 17128-0946 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3,2014 at 10:00 a.m.,the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten(10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. JSD L Dated: August 1, 2014 By: Scott A , Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer,married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P.3129(b) TO: US Treasury Department Pittsburgh Office Room 808 100 Liberty Avenue Pittsburgh, PA 15222 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3,2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of.- 43 f43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten(10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. JS L S Dated: August 1, 2014 By: Scott A. ietterick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer,married man,by his Deed dated November 21, 2006 and recorded on November 30,2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P.3129(b) TO: Department of Labor&Industry Unemployment Compensation Fund Office of Tax Services 651 Boas Street Harrisburg, PA 17121 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3, 2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of- 43 f43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. JSDC A OFF Dated: August 1, 2014 By: coltietterick, Esquire PA ID55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania, bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred(100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle,Pennsylvania. BEING the same premises which Carroll E. Kramer, married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P.3129(b) TO: Cumberland County Tax Claim Bureau Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3,2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of- 43 f43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). b The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten(10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. C L OFFI Dated: August 1, 2014 By: colt V Die U-561-, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit "A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Internal Revenue Service Special Procedures Unit 600 Arch Street P.O. Box 1205 Philadelphia, PA 19105 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3,2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of: 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten(10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. 7JSDCVWF CES Dated: August 1, 2014 By: Scolf A. ie , squire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred(100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil vs. : WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P.3129(b) TO: U.S. Attorney's Office c/o U.S. Department of Justice 950 Pennsylvania Avenue NW Washington, DC 20530 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3,2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of.- 43 f43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. JSDC OF Dated: August 1, 2014 By: Cott A. rick,Ksquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Department of Revenue PA Inheritance Tax Division Department 280601 Harrisburg, PA 17128-0601 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3, 2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten (10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. JSDC L FF Dated: August 1, 2014 By: Sadit A. ietterick, EWuire PA ID#55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer, married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. : WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, : Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Commonwealth of PA Department of Welfare P.O. Box 2675 Harrisburg, PA 17105 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3, 2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of: 43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX.NO. 14-2892 Civil in the amount of$92,362.21, plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten(10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. C L OF Dated: August 1, 2014 By: Scott A. Dietterick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania,bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer,married man,by his Deed dated November 21, 2006 and recorded on November 30,2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A" IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORRSTOWN BANK, CIVIL DIVISION Plaintiff, NO.: 14-2892 Civil VS. WILLIAM P. DOUGLAS, BILLIE R. CARNES and THE UNITED STATES OF AMERICA, Defendants. NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST PURSUANT TO Pa.R.C.P. 3129(b) TO: Cumberland County Domestic Relations Office Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013 TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common Pleas of Cumberland County, Pennsylvania, and to the Sheriff of Cumberland County, directed, there will be exposed to Public Sale in the CUMBERLAND COUNTY COURTHOUSE South Hanover Street Carlisle, Pennsylvania 17013 on December 3, 2014 at 10:00 a.m., the following described real estate which William P. Douglas and Billie R. Carnes are the owners or reputed owners and on which you may hold a lien or have an interest which could be affected by the sale of- 43 f43 West South Street Carlisle, Pennsylvania 17013 Cumberland County (SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT "A"). The said Writ of Execution has been issued on a judgment in the action of Orrstown Bank, Plaintiff, VS. William P. Douglas, Billie R. Carnes and The United States of America, Defendants. at EX. NO. 14-2892 Civil in the amount of$92,362.21,plus interest and costs. Claims against property must be filed at the Office of the Sheriff before above sale date. Claims to proceeds must be made with the Office of the Sheriff before distribution. Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty (30) days from the sale date. Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the Sheriff no later than ten(10) days from the date when Schedule of Distribution is filed in the Office of the Sheriff. If you have any questions or comments with regard to the Sheriffs Sale or this Notice, you should contact your attorney as soon as possible. JSDC L FFI S Dated: August 1, 2014 By: Scott A. Dietterick, Esquire PA ID #55650 Kathryn L. Mason, Esquire PA ID #306779 P.O. Box 650 Hershey, PA 17033 (717) 533-3280 Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN lot of ground situate in the Borough of Carlisle, County of Cumberland and State of Pennsylvania, bounded and described as follows: ON the South by West South Street; on the East by lot now or formerly of Henry E. Drake; on the North by other lot formerly of the Estate of Mary Elizabeth Thompson; and on the West by lot now or formerly of Annie Murray. CONTAINING thirty(30) feet in front on said West South Street and extending in depth one hundred (100) feet to the other lot formerly of the said Estate of Mary Elizabeth Thompson, deceased. HAVING THEREON erected a two story frame house and other improvements known and numbered as 43 West South Street, Carlisle, Pennsylvania. BEING the same premises which Carroll E. Kramer,married man,by his Deed dated November 21, 2006 and recorded on November 30, 2006 in and for Cumberland County in Deed Book 277, Page 3920, granted and conveyed unto William P. Douglas and Billie R. Carnes, husband and wife. Parcel No.: 04-21-0320-233 Exhibit"A"