Loading...
HomeMy WebLinkAbout05-23-14 � 150561�140 REV-1500 EX (02-11)(FI) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN PO BOX 280601 2 1 1 3 1 1 1 9 Harrisbur , PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 0 9 2 8 2 0 1 3 0 1 1 4 1 9 3 9 DecedenYs Last Name Suffix DecedenYs First Name M� C R 0 S S W H I T E J A N E � (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI C R 0 S S W H I T E L A R R Y � Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE 2 0 4 2 8 4 7, 8 5 REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW a 1.Original Return � 2. Supplemental Return � 3. Remainder Return(Date of Death Prior to 12-13-82) � 4. Limited Estate � 4a.Future Interest Compromise(date of � 5. Federal Estate Tax Return Required death after 12-12-82) ❑X 6. Decedent Died Testate ❑ 7.Decedent Maintained a Living Trust � 8.Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) � 9.Litigation Proceeds Received � 10.Spousal Poverty Credit(Date of Death � 11. Election to Tax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE OIRECTED T0: Name Daytime Telephone Number I V 0 V • 0 T T 0 I I I 7 1 7 2 4� 3 3� 4 1� , ER GISTER�,_6f WILLS USE Y � $ � � + Q � ;,'t7 �• :�3 First Line of Address � � � � ` � �,� �,, r_`" N , l n'T 1 0 E A S T H I G H S T R E E T ;'; v� �'; w � �, -n Second Line of Address `"� � ��=� � ""'� `��' ° �� ` c� � c:, � rn State ZIP Code I �'pT�EO o City or Post Office —' r--+� -� � w C A R L I S L E P A 17 0 1 3 Correspondent's e-mail address: IOTTO(c�MARTSONLAW.COM Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNAT RE SON RESP SIB�OR FILING RETU� DATE . 1.����'��-�..�� � c�a- � ��� ADDRESS 475 OLL WB OK RIVE CARLISLE PA 17�13 SIGN T E P EPA THAN REPRESENTATIVE � Df�E� �� J J i ADDRESS 10 EAST HIGHT STREET CARLISLE PA 17013 PLEASE USE ORIGINAL FORM ONLY Side 1 � 1505610140 1505610140 J ° � 1505610240 REV-1500 EX(FI) DecedenYs Social Security Number oecedent'sName: JANE L • CROSSWHITE 1 RECAPITULATION 0 . � � 1. Real Estate(Schedule A) �� . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 2 4 9 4 . 2 4 2. Stocks and Bonds(Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C) . . . . . 3. ' 4. Mortgages and Notes Receivable(Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . 4. ' 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E). . . . . . . 5. � 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested . . . . . . . 6. 6 2 7 2 3 0 . 5 0 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property 5 9 2 5 7 . 2 5 (Schedule G) � Separate Billing Requested . . . . . . . 7. 8. Total Gross Assets(total Lines 1 through 7) . . . . . . . . . . . . . . . . . . . . . . . . . . . 8. 6 8 8 9 8 1 , 9 9 9. Funeral Expenses and Administrative Costs(Schedule H) . . . . . . . . . . . . . . . . . . 9� � • � � 10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule I) . . . . . . . . . . . . . 10. � • � � 11. Total Deductions(total Lines 9 and 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. � • � � 12. Net Value of Estate(Line 8 minus Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . �2• 6 8 8 9 8 1 . 9 9 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J) . . . . . . . . . . . . . . . . . . . . . . 13. • 14. Net Value Subject to Tax(Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . . . . . 14. 6 8 8 9 8 1 . 9 9 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(�.2)x.o _ 6 8 8 9 8 1 . 9 9 15. O . 0 0 16. Amount of Line 14 taxable � . 0 � at lineal rate X•�_ � • 0 0 16. 17. Amount of Line 14 taxable � . � Q 17. � • � � at sibling rate X.12 18. Amount of Line 14 taxable 0 . � 0 �g. � . � � at collateral rate X.15 19. TAX DUE 0 • 0 0 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ❑ Side 2 � 15�561024� 1505610240 � REV-1500 EX(FI) Page 3 File Number Decedent's Complete Address: 21 �3 1119 DECEDENT'S NAME JANE L.CROSSWHITE --- --— STREET ADDRESS 475 Hollowbrook Drive ____ _ —_ — -- — -------- — - - —— -- -- CITY �ST�ATE Z�P ' pp i 17013 Carlisle Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 0.00 2. CreditslPayments A.Prior Payments B.Discount Total Credits(A+B) (2) 0.00 3. Interest (3) 4. If Line 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT. Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0.00 Make check payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred X ...................................................................... ❑ X b. retain the right to designate who shall use the property transferred or its income ............................::: ❑❑ O c. retain a reversionary interest .................................................................................................. O d. receive the promise for life of either payments,benefits or care? ....................................................... � 2. If death occurred after December 12,1982,did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................... � � 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death? ......... ❑ 0 4. Did decedent own an individual retirement account,annuity or other non-probate propeRy,which contains a beneficiary designation?.................................................................................................. X❑ ❑ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a suroiving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For tlates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in p2 P.s.§s��s(a)(t��. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. REV-1503 EX+(8-12) pennsylvania SCHEDULE B DEPARTMENTOFREVENUE STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER JANE L. CROSSWHITE 21 13 1119 All property jointly owned with right of survivorship must be disclosed on Schedufe F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. 32 shares,Prudential Financial Inc,CUSIP 744320102 2,494.24 See attached. TOTAL(Also enter on Line 2,Recapitulation) $ 2 494.24 If more space is needed,insert additional sheets of the same size REV-1509 EX+(01-10) pennsylvania SCHEDULE F DEPARTMENTOFREVENUE ,101NTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: JANE L.CROSSWHITE 21 13 1119 If an asset was made jointly owned within one year of the decedent's date of death,it must be reported on Schedule G. SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A.Larry J. Crosswhite 475 Hollowbrook Drive Husband Carlisle,PA 17013 B. C. JOINTLY-OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENT'S VA�UE OF NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST 1. A. 10/1993 Real property located at 475 Hollow Brook Drive,Middlesex 401,900.00 50. 200,950.00 Township,Carlisle,PA,known as Taac Parcel No. 21-OS-0431-059,being described in Deed dated 10/26/1993, and recorded in Cumberland County,PA,Deed Book P, Vol.36,Page 561,and being conveyed to Larry J.Crosswhite and Jane L. Crosswhite,husband and wife. See attached Tax Assessment and Deed. 2. A. 12/2010 Real property located at 490 Hollow Brook Drive,Middlesex 651,100.00 50. 325,550.00 Township,Carlisle,PA,known as Tax Parcel No. 21-OS-0431-015,being described in Deed dated 12/14/2010, and recorded in Cumberland County,PA,Instrument No. 201037077,and being conveyed to Jane L.Crosswhite and Larry J. Crosswhite,husband and wife. See attached Tax Assessment and Deed. 3. A. 03/1994 M&T Bank Checking Account No.2674006362 52,374.29 50. 26,187.15 See attached. 4. A. 07/1995 M&T Bank Savings Account No. 15004200945705 149,086.70 50. 74,54335 See attached. TOTAL(Also enter on Line 6,Recapitulation) $ 627,230.50 If more space is needed,use additional sheets of paper of the same size. _ _ . REV-1510 EX+(08-09) pennsylvania SCHEDULE G DEPARTMENTOFREVENUE INTER-VIVOS TRANSFERS AND INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER JANE L. CROSSWHITE 21 13 l ll9 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. DESCRIPTION OF PROPERTY DATE OF DEATH °/a OF DECD'S EXCLUSION TAXABLE ITEM INCIUDETHENAMEOfTHETRANSFEREE,THEIRRELATIONSHIPTODECEDENTAND NUMBER THE DATE OF TRANSFER.ATfACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IFAPPLICABLE) VALUE 1. M&T Bank Individual Retirement Account No. 35004201868104 8,225.67 100.00 8,225.67 Beneficiary:Larry Crosswhite(spouse)(100%) See attached. 2. M&T Bank Individual Retirement Account No.35004200346854 37,293.12 100.00 37,293.12 Beneficiary:Larry Crosswhite(spouse)(100%) See attached. 3. Lincoln Investment,Account No.000005000008042 13,738.46 100.00 13,738.46 Beneficiary: Larry Crosswhite(spouse)(100%) See attached. TOTAL (Also enter on Line 7,Recapitulation) $ 59,257.25 If more space is needed,use additional sheets of paper of the same size. REV-1513 EX+(01-10) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: JANE L.CROSSWHITE 21 13 1119 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousai distributions and transfers under Sec.9116(a)(1.2).] 1. Larry J. Crosswhite Spousal 688,981.99 475 Hollowbrook Drive Schedules F and G Carlisle,PA 17013 Residue ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. II. NON-TAXABLE DISTRIBUTIONS: A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ If more space is needed,use atlditional sheets of paper of the same size. Estate Valuation Date of Death: 09/28/2013 Estate of: Jane L. Crosswhite Estate va'uaticn Date: 09/28/2013 Accour,t: Prudential cinancial Inc. Processing Date: i2/03/2013 Report Type: Date of Death Number of Securities: 1 File ID: 7911.S.crosswhite.prudential Shares Security Mean and/or Div and Int Security or Par Description High/Ask Low/Bid Adjus*ments Accruals value 1) 32 PRUCENTIAL FINL INC (749320102) COM tdew York Stock Exchange 09/27/2013 78.64000 7�.75000 H/L 09/30/�013 �8.55000 76.84000 H/L �7.945000 ��499•z4 S2,994.29 Total Value: $0.00 Tota1 Accrual: Total: 52,499.24 Page 1 This report was produced with EstateVal, a product of Estate Valuations s Pricinq Systems, Inc. If you nave questions, please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 7.3.1) �C�. � � ��-`� � Property Mapper Cumberland County, PA � � ��� ,� �� � ��� �� � � �i �����" � � � ,t5 �'� �� � � � ; �: `., � �� ' � }, �� a-` �� Y� � @ ^AP R �. � 4� A i .� �.q.�'y�' �` ry q � � §.��I � � i � � e�� ���. :�'' . +, �,.,�,.� 3y � ''"' ,z �•,�' ��. � .� �»�..'. iIF l #a. • • •• ,�', ► �� // � � '�._k.`;'; � 'q . 1 � �• � '� �' ''�' a � � �.4 �� 1 i � {1 � •�/ .� 1• ii �i ;'� °'S f €+� �, t . ��ti�,,, �z S. 2<� ,.€ ��� g.s:. �� ��F ' �y . � � � � �'� �^��#y� � 1: �v� 1-f �a �i , � B /a' . s i �v^.^ 4: �;,� � �� y �i � � Rs �i �� � iz�'_ .P. ... ,. . ..., ... _ eJ�far-��.C�:,"'� "�., . , Copyright 2011 Esri. Ali rights reserved. Wed Od 23 2013 10:24:02 AM. 21-05-0431-059 Site Address: 475 HOLLOW BROOK DRIVE Deedbook: 0036P-00561 Owner: CROSSWHITE, LARRY J&JANE L Land Use Code: 112 Property Type: A Acreage: 4.8 Square Feet: 2865 Taxable Status: T Clean&Green Status: A Land Assessed Value $: 56300 Building Assessed Value $: 293300 Total Assessed Value $: 349600 Sale Price $: 1 Sale Date: Tue Oct 26 1993 08:00:00 PM Year Built: 1995 Municipality: MIDDLESEXTOWNSHIP Height in Stories: Type of Dwelling: DETACH Primary Exterior: Brick Basement Percentage: 100 Air Conditioning: HP Total Rooms: 8 Bedrooms: 4 Full Bath: 2 Half Bath: 1 � ��m � ���. � S/,�S ��_ �.w.�n�i.��.a THIS DEED � MADB THE Z� day of October tn the year of our Lord one thousand nine hundned ninety- thrce(1993). BBTWSEN BHRNICS A. ZffiGLHR, widow, of Middlesex Township, Cumberland County, Pcnnsy(vania, and JANS LOUISE CROSSWHITE, a/k/a JANB L. CROSSWHTI'H, mamed woman,of 33 Kristine Circle, Hanover, Pennsylvania 17331,heroinaRer referrod to as; Grantors, and I.ARRY 7.CROSSWIIIT9 and JANH L.CROSSR�FIITS,husband and wife,of 33 Kristine Circte,Hanover,Pennsylvania 17331, heroinafter referred to as: Grantees, WITNHSSET'H,that in consideration of ONH AND 00/I00(S1.00)Dollar in hand paid, the receipt whereof is heroby acknowledged,the said Granrors do hereby grant and convey to the said Grantecs,their heirs and assigns: AI.I.THAT CHRTAIN traet of land situate in Middlesex Township,Cumberland County,Pennsylvania, boundai and described acconding to a Preliminary/Final SubdivIsion Plan for Bernicx A.Zeigler and Jane Louise Crosswhite prepuzd by Fisher Mowery Rosendala and Associates, I�c., Surveyors, Engineera and Planners,dated Iuly 6, 1993,revised July 15, 1993 and recorded in Cumberland County Plan Book 67, Page 4, as follows,to wit: ' BEGIIVIVINO at a parker kalon nail sU in ll�e centerline of Hollowbrook Road, T-503,at the northeastem comer of land of Douglas K. Bc Crystal L. Gnham; thence along said land of Douglaa K.&Crystaf L,Graham,Norih 34 degreea 58 minutes 00 seconds West 38.85 feet to an exlsdng iron pin;thence along said land of Douglas K.&Cryatal L.Graham and]and of Kenneeh B.Osbome and passing througli an ex9sting iron pin sU,Nocth 88 dagrees OS minutes 30 seconds West � 486.75 feet to an existing imn pin;thence along land of Robert F. &Louise C. W `, •• Otto and land of Rodney M. & Francine A. Groof and passing through an � �..��� existing stone, North 12 degrees 09 minutes 42 soconds Wut 332.60 feet to an ,�, � existing fence post; the�ce along land of Lisa K. Biggs, South 87 degrees l5 � =- ^• . minutes 07 seconds Past 287.06 feet to an existing 18" hackberry tree; thence � �;�,�: along same, NoRh 68 degreea 48 minutes 54 seconda Aast 119.58 feet to an 3 °�;; ezisting fcnce post;thence along land of the Grantors herein(residual area lot no. 'm ..z��;; 1), South 86 degrees 28 minutes S6 seconds Fast 255.38 feet to a parker kalon w '�� ��; nail set in the centerline of said HoUowbrook Road, T-503; thence along the CO r centedine of said Fiollowbrook Road, T-503, South Ol degrec 39 minutes 4t DO�K�36 r�ct S61 _ __ seconds Fast 150.09 feet to a point;tlience along samo on a line curving to the right having a radius of 350.00 fcet and an aro distance of 204.46 feet to a point; thence along same,South 3l degras 48 minutw 3l sccond�V✓est 49.79 feet to a parker kalon nail set,the point and place of BBGINhTINO. BEIAI(3 Lot No. 2 on the Preliminary/Final Subdivision Plan for Bemice A. Zeigler and Jane L.ouise Crosswhite containing 4.5746 acres, exclusive of dedicated�ight of way. BE[NG a part of the premisw which Bernice A. Zeigler, widow, by hec deed datcd]uly 26, 1990 and recorded in the Office of the Recorder of Deeds in and for Cumberland County in T�ed Book"R",Volume 34,Page 864,granted and conveye�unto Bernice A. Zeigler and Jane Louiu Crosswhite. AND the said Grdntors hereby coveoant and agrce tliat they will warrant specially the property hereby conveyed. THIS CONVEYANCE�s from mother and Jaughter to daughter and son-in-taw and is therefore exempt from tealty t:ansfer tax. IN WITNFSS WHERE�F�said Grantors have liereunto set tl�eir hands and seals the day and year first above written. SIGNHD,SBALBD AN�DSLIVSRED IN�OF � . u G (SEAI') — Bernice A. Zeigler �`9� � ,c.,,�-t (S�-) ne Louisa Crosswhite,a/k/a ���� `� (SEAL) �� ne L. Crosswhite The spouse of the Cirantor herein joins hereby in the within conveyance solely for the purpose of releasing whatever interest sl�e may be construed to have. WI SS},� � �/� �--' `,� � � srZ.G(SEAL) Ia rosswhite BOOK �36 FACE 5�„ , COMMONP/PN-'1'H OP PBNNSYLVAIVIA >: �. COUNTY OF CUMBERLAND ) On this,cno 26�y of October, 1993,beforo me,the undersigned o��a���$�y ep�� gg,R�Cg p. ZffiGLER, JANS IAUISH CROSSWFIITE, CROSSVJHITB and LARRY J• CROSSWHITB,lcnown to me(or satiafactorily proven)to be the persoru�vhoso�e°are subscribed to the within instrument,and acknowlcdged that they ezecuted tho same for the purposw therein containcd. x,�ri��g qrggRgOF,1 hereunto set my hand and official seal• ',, ,.'���� u (S�, ��{{���r r , :�',O�C��Kr . �4��� t %njm3�3?,. � WsldSid r' � �� ,��.'.7�_fl�:. J��Uecyrtkuy �e,�,�.� .;�:G . Fq Curea�irdCoWY 's�.o%�S'y��'.O".�� ny'c�.,r��e.,m�,,a,see '� 4Yi �'�r:������;1�,�: I hereby certify that the Preciso residence and complete post office addrcss of the within Grantee is 33 Kristine Cirele,Hanover,Pennsylvania 17331. �\.�,�J�- Attorney for Grantx -,�•. •���i+h: ,,�`° , �;. � ��, �;4 }�`s • ',�. � .9. ,, � ,. .�"^:1f1f�Yaf1�� .� 1�x�F{•;(�'fiT,�w`��'. ' • . r�PUfTIhOf{!�� ,�.n��:i.jN.�;.�.`•+,r�.,� �in tho otNoe tor tM r�cordnp ol D�eds .� ^ri fcr Cumt�arb�i C-ounb� :��-;rk�Vol.-�O�'�' f r my hand�n4 1�f af}fo� n-� Y ,r;ial�:,I`A th' dsy ��-� ti..J Racord �OK(��36 PACE 5� V _ _ Property Mapper Cumberland County, PA �b ��x,�° � � ; ���� � � � « ,� � �°f �� s � � # ���. q` .S* �,.a t�' `�� x Y �� �'� .'� :� �����4 fk a � �d+ d � �..k � .� � � �`x;, . � �° r � '. � � ��` �� ,�'�-��.`�,'.� �-r r ��, � +f � ` ������y^�f 4"y } � •' �.^il +' � � ����`�,� ��� � � � � � d+" u � �, `�4#.� ��v = � '�'� �„��a�,�`,a< -� • � 'r ��� r �"�'. �g � v K �0 F �n�`" � �°���` qw' �. t��,,,� . �'" � � r�' � 'y�.s.���� e �/� r � � 3z 5. �w" �l'�'a�i � 6 ��8, .%d"S `�%"'�;y��� �t'h II .�'���� �'d�� �`Y�� � � � 'i.'�� , R.: F. *"/�a3�; �4 Y„ i � 1 �: a �• a ,r �. ..� •�� �'�'�a '�'""'"ra�,2 �� �( � �'°, 11/ ��k�������� x � �i '�a, �� � "':. � `� � � � ��°,� ev.. `"'� , s -�z g '� �ti� � � � ��� �� ��� � � �r,��', ������ ''F�"'" �az�y«�x a r�� ;,, ��� ��� ,j' `��i`i � r ' '� � ; ���� r� „��a��,,, ,� > � � � � � � q � � ���`-* : �`� � �'�r `` � � � r �s� �, � ,,w• � %.�� ��y�, �� �` r� ���a ����� s�`� � �� T� ��� - � t� di,.{ �� '�"0��� i � �.>�'.a1�6�. ��'tl rs ' :r ff "� ' ��scs, ��� � a � �u < ,� �" �. ��' ?�,� � ���; A4�, ��',���� �. . '.,'�� �����"�',�'`�. . � � � � �� ��, ., u-� � °� �a�� � � �a �'k�,.�f' `"� k �� 2�� . �'"��y 3X `ir�� "r 9 �s � .�,w%�,3sr x?„ � +ry �¥�, a:�'ri c �� '�; t� � a & �,� �' ��' I . i'. � � �'3� a �`� �� o �� � '�' t�x � , �'�' � � 'y ...�°' � z���� 9 5 � r% � �u � ����; � .s e� �� � .�,.% i � �� � ��e�� g h� �� "� �.. ;> '�� m, aq��" �1�.. y, . ��i ��µ�;.��� ,nW y° v"r���� , �� ,.. fl SA";;' ±'���h� z�E�t° �`�,,,. ''�� bL�ay�'��"x•, x �1 Yk �j,.�ar ��� wy . / �r``��� p '��' �, ��„r, ! 5.r4 eX� � �"�w ,'� � ` � ; �V' Y �fry�� ,y�� Sf�, � ✓ �3F°.�w d3��r''P '�PK�'� f I e 7 ;.:��� .. . , , c.3... .. . . ..-� .:bC., 4i.. .. . " .. , ,.. ' r , " ' �'- .. • '�� �. 4```-=�:.s.�..-s.�, .� � � n Copyright 2011 Es�i. All rights reserved. Wed Oct 23 2013 10:24:31 AM. 21-05-0431-015 Site Address: 490 HOLLOW BROOK DRIVE Deedbook: 201037077 Owner: CROSSW HITE,JANE l& IARRY J Land Use Code: 112 Property Type: A Acreage: 86.16 Square Feet: 1984 Taxable Status: T Clean &Green Status: A Land Assessed Value $: 51100 Building Assessed Value $: 145900 Total Assessed Value$: 197000 Sale Price $: 1 Sale Date: Tue Dec 14 2010 07:00:00 PM Year Built: 1850 Municipality: MIDDLESEX TOWNSHIP Height in Stories: 2 Type of Dwelling: DETACH Primary Exterior: Aluminum Basement Percentage: 100 Air Conditioning: AC Total Rooms: 6 Bedrooms: 3 Full Bath: 1 Half Bath: 1 �� � ` ��� M � , F�IFILES\ClitntsV91 I Crosswhi[e\7911.d.Deed �� b�� �G►(�5c�rl QOOJIT ��T Parcel No. 21-OS-0431-0 i 5 DEED MADE THE ��� day of , 2010. BETWEEN JANE L.CROSSWHITE,married woman,of Middlesex Township,Cumberland County,Pennsylvania,hereinafter referred to as: Grantor, AND JANE L. CROSSWHITE, and LARRY J. CROSSWHITE, husband and wife, of Middlesex Township, Cumberland County, Pennsylvania,hereinafter referred to as: Grantees, In consideration of ONE DOLLAR($1.00},the receipt whereof is hereby acknowledged,the Grantor does hereby grant and convey to the Grantees,their heirs and assigns,as tenants in common and not as tenanis by the entirety, ALL THAT CERTAIN tract of land with improvements thereon erected situate in Middlesex Township, Cumberland County, Pennsylvania, bounded and described according ta the Property Survey Plan for Jane L. Crosswhite prepared by Eric L. Diffenbaugh,P.L.S.,dated September 10,2010,(a copy of which is attached hereto) as follows,to wit: BEGTNNING at a magnetic spike set in Hollowbrook Drive,T-503,(33'ROW)at the northeastern corner of land now or formerly of Larry J. &Jane L. Crosswhite(Lot 2, Plan Book 57, Page 4); thence by the same, North 87 degrees 22 minutes 32 seconds West 254.98 feet to an existing corner post; thence along land now or formerly of Lisa K.Biggs,North 17 degrees 58 minutes 04 seconds East 467.07 feet to a magnetic spike set in the centerline of Wertzville Road, SR-0944, (25'ROW); thence through said Wertzville Road to and througli the intersection with Hollowbrook Road,North 69 degrees Z 1 minutes 58 seconds East 404.71 feet to an existing p.k. nail in Sherwood Drive, T-575; thence through Sherwood Drive the following four courses and distances: (1) South 47 degrees 50 minutes 49 seconds East 446.03 feet to an existing p.k.nail;(2)South 48 degrees 28 minutes 24 seconds East 262.59 feet to an existing p.k.nail;(3)South 69 degrees 19 minutes 4b seconds East 193.05 feet to an iron pin set; and(4)North 78 degrees 36 minutes 40 seconds East 5b7.60 feet to an existing p.k.nail in the centerline of Sherwood Drive;thence through Sherwood Drive and along land now or formerly of John W. Gleim, Jr., _.,, _ _ South 49 degrees 00 minutes 25 seconds East 1511.42 feet to an existing iron pin; thence along same,South 53 degrees 29 minutes 22 seconds West 1303.50 feet to an iron pin set; thence along same, South 43 degrees 34 minutes 00 seconds West 681.28 feet to an existing corner past;thence along land now or formerly of Leslie K. Stuart,North 35 degrees 32 minutes 07 seconds West 1216.11 feet to an existing iron pin;thence along land now or formerly of Douglas M.&Leslie K.Stuart,North 35 degrees 53 minutes 16 seconds West 881.20 feet to an existing p.k. nai] on the centerline of said Hollowbrook Road; thence through Hollowbrook Road the following three courses and distances; (1)North 31 degrees 52 minutes 10 seconds East 49.79 feet to a p.k. nail set; (2) on a line curving to the left with a radius of 350.00 feet,an arc length of 204.46 feet,and a chord bearing of North 13 degrees 46 minutes 2l seconds East 201.57 feet; and (3) North 02 degrees 38 minutes 03 seconds West 150.09 feet to a magnetic spike set,the point and place of Beginning. CONTAINING 86.1604 acres. BEING the remainder of the premises which Bernice A. Zeigler and Jane Louise Crosswhite by their Deed dated October 30, 1995, and recorded in Cumberland County,Pennsylvania Deed Book 130,Page 407,granted and conveyed unto Jane L. Crosswhite, Grantor herein. AND the said Grantor hereby covenants and agrees that she will warrant specially the property hereby conveyed. THIS CONVEYANCE IS FROM WIFE TO HUSBAND AND WIFE AND IS THEREFORE EXEMPT FROM REALTY TRANSFER TAX. IN WITNESS WHEREOF,said Grantor has hereunto set her hand and seal the day and year first above written. SIGNED, SEALED AND DELNERED IN THE PRES E OF . (SEAL) ane L. Crosswhite The spouse of the Grantor herein joins hereby in the within conveyance solely for the purpose of r ]easin w te er interests he may be construed to have. , � (SEAL) L . rosswhite COMMONWEALTH OF PENNSYLVANIA ) �: S5. COUNTY OF CUMBERLAND ) On this, the � day of �i�✓ , 2Q10, before me, the undersigned officer, personally appeared JANE L. CROSSWHITE and LARRY J. CROS3WHITE, known to me or satisfactorily proven to be the persans whose names are subscribed to the within instrument, and acknowledged that they executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. � (SEAL) COM WC^�}M�F PENNSYLVANIA N ta Public� lVofarial Seel Mary M.Prioe.Notary PubYc ��+' � •�, Car1We Boro.Cumbe►iand Camty }ti�,���►,1 t�a,�n':�, ; :.. My Commission E�¢�ires Aup.18,2011 ,,,�,�{+�,,.�:'.�. +y;;`. ; ,'.. � y�� C '. Member,Pennsylvenia As�ocladon of Notarfes '�r�'+�j�1 ���� ,` � ',�.�". =� a�����s j';',4,. '. v _y yq ,q'r, ���SD� ��`,`.'. �� �",»`�'� r j' �.I` .r,. - , •�.t�wd L,'�}�.�� � f. ��.�4 . ,��: . . .��', w. "�'�,.',�; a'-.._ �`' y.,� ,y��Ft �� ;�v+`. '�. ...�$�� � �''�+ir,��.i��„�'` ... ..... ......._. _- ..,..... .,.. ._.. �. _ I hereby certify that the precise residence and complete post office address of the within Grantee is 475 Hollowbrook Drive, Carlisle,PA 170�3. �� � � Attorney for Grantee NTS MARTSON DEARDORFF WILLIAMS OTT4 GILROY & FALLER MARTSON LAW OFFICES 1 O EAST HIGFi STREET CARLISLE,PENNSY4VAIVIA 17013 TELEPHONE 717-243-3341 Fa,CStM�[.e 717-243-1850 INTERNET www.martsonlaw.com _._. 1 oy `� / t� 'iS�Cl�: ! � i • '` i�� �����i�d �Rr�°�., �.:w,� � �� � �4��1� '`�F� � �.�� +�s � F . � f Rp�o.``* �y �t , �} `,y( � � s i � i . S~'� i�• �6 e` ,�•�" e�i � � 1 u,��'�i��` .o{� i� ',.+•, � % '��4 6 �, i�� � � M�,,,« ��.. �s'-! .,," t�� ro 4 i � - ""'_ r.-i �i . n ��� � 9 ,� , qR � t i\ 5 ,o.. l; i�,� 'i�t �i� � � '; r �A ,�' �', � �� ND�� , � � iti - ��• �P, � .Y' �;;i� ��i-�-.! ;!`� / ��# t�mc� ��Q '{ ` A; ���� y4� � �� ��� `.!'rj \ �' �� ';is ' • � i��� ,:�� � =r�r� �� ' t ' � �� ��� � �J )t 1 = i�� �i > E � \ �1 Z�33 ' , � / e rn Q�� ,n ll '• ,� i' �� �� ` h� i� V ���R�''�'.`-'k+. �' 1��� � � �(� �� I I �' s' � `� r� i, �1 1� i r�' � l\� � 8 � tV \ • �� =a ��� � �M+ � •.��b. \ �` � �\\r m/y�C:Qr eR��\ ' ��,. . �,� , \,� ''�.�ti :� � . ,,.,. R, ��� � � ��- � �� � �a� Y � r � _ ��' � � ��r i i t 11 {i 3 l� 'I F �� _ a .--, �,�. Yt.}!' ' L �_ 3"S ��+�'rr r :..�:.. } `��+° �.�._.y�� +o `_ 1 .� �.� ROBERT P. ZIEGLER RECORDER OF DEEDS " .:.. CUMBERLAND COUNTY "�- ! . - �.; ` � coux�rxousE sQvaxE =~ -' ��' � : �i . CARLISLE, PA 17013 � : � 717-240-b370 = � ; 0 1 ': 7 :: ._�._.�,,,.,��_ Instrument Number-2Q1037077 Recorded On 12/15/2010 At 11:04:08 AM *Total Pages- 6 *Iastrument Type-DEED Invoice Number-78627 User ID-MSW *Grautor-CROSSWHITE,JANE L *Grantee-CROSSWRITE,JANE L *Cnstomer-MARTSON *FEES STATE WRIT T�►x So.5o Certificatian Page STATE JCS/ACCESS TO $23.50 JUSTICE DO NOT DETACH RLCORDING E'EES - $13.50 RECORDEA OF DEEDS This page is now part PARCEI, CERTIFICATIQN S�o.o0 of this legal document. FEES AFFORDABLE HOUSING $11.50 COUNTY ARCHIVES FEE $2.00 ROD ARCHIVE3 FEE 53.00 GUNIDEALAND VALLEY 3CHOOL $0.00 DISTRICT MIDDLE3EX TOWNSHIP $0.00 TOTAL PAID $64.00 I Certify this to be recorded in Cumberland County PA r r c M� � � � � � � ° RECORDER O D DS "-Information denoted by xn asterisk msy change during the verification process and may not be reflected on this p9ge. OOOJIT Ili Illlilllllil lllll lll 11111 Q �1/1a1 �LJ�G1��i� 499 Mitchell Road,Millsboro,DE 19966 Adjustment Services Phone 888-502�349 F ax (302)934-2955 December 10,2013 Martson Deardoff Williams Otto Gilroy & Faller Martson Law Offices 10 East High Street - Carlisle, PA 17013 Re: Estate of Jane L. Crosswhite Social Securitv: 192-30-4653 Date of Death: Seatember 28,2013 Dear Sir or Madam: Per your inyuiry on December 3, 2013, please be advised that at the time of death,the above-named decedent had on deposit with this bank the following: 1. TypeofAccount CheckingAccount Account Number 2674006362 Ownership(Names o� Jane L. Crosswhite Larry J. Crosswhite Opening Date 03/30/1994 Balance on Date of Death $52,37413 Accrued lnterest $ .06 _�� _ . . ._ _ �... ._ ..... _ —��C� � rorar ---�-. ..-- �C�. F, 2. Type ofAccount Savings Account Account Number 15004200945705 Ownership(Names o� Jane L. Crosswhite Larry J. Crosswhite Opening Date 07/29/1995 Balance on Date of Death $149,084.25 Accrued Interest $ 2.45 _ ____ ___ ___---_ z-�-,�,�, �--I Torar � �L�`- �, Sc�. F c�.-�e�5 �� � y� �c:�� G— (z-�ms I � � � 3. Type of Account Individual Retirement Account Account Number 35004201868104 Ownership(Names o�f} Jane L. Crosswhite Opening Date 10/08/1998 Balance on Date of Death $8,222.OS Accrued Interest $ 3.62 ��.■��� _._.._.. ._ _ -- Z�M � Total �! ���• � � 4. Type ofAccount Individua!Retirement Account Account Number 35004200346854 Ownership(Names o� Jane L. Crasswhite Opening Date 02/01/2000 Balance on Date ofDeath $37,288.63 Accrued Interest $ 4.49 _ . _ _ _ --� -�-�� a ___. Total � �C . i — 5. Type ofAccount Safe Deposrt Box Box Number/Location N0323/Stonehedge Ownership(Names o� Jane L. Crosswhite(caowner) Opening Date 04/14/2010 For any additional informatioo on the above accounts,including ownership and any changes,closures and/or reimbursemeot of funds, plesse call the Stonehedge at 717-240�d524. We were unable to locate any safe deposit box for the above-mentioned decedent. This letter dces not include any accounis in which the deceased may have been listed as Power of Attorney,Custodian of Uoiform Transfers, Represeotative Payee,or Trustce under a Written Agreement Sincerely, Valarie Mercer Adjustment Services � � � � � `-° � _._ � . N . O s � C� � 1 ...>� �� � �. `�� � � � �C � ,.. 8�. � ¢,+� '...,� � 0 � W .m� «. F Efl Efl EtY ��� ''� <'. � hz` � �,' ` �� � � _ o `" �,��"-� a E�� �� �^. N � �� � �G�: �`- �F� �j � ' Q �3 — ,� `w,, M M C'O � �/' .�' : ' a- p tn �N , ;;,s� ch ;., ;� c r E V � o r�' N `_ �,� "� O O O ° y o �r�...� - J � � Q Gl ��� N �,,,�p r�� N N N � �j�, �� _. X f 7 � C3 z C -'� t� �` `� N N N 'c y`_ � .- � H� f� _ � O N ��, � � � � ��'w '� N � � ��' #�� O O O ��o 0 M 1� � p � � � � �_ xEr,, ��c uo'i r � ti O } �' � ��� � cd �"' �. � � C �- a �j LL a � � .r.i �.. �_� � r. d O $c c8 C � C � � � O Gl ' � �:# �' °s.R � �qyj, Vi � - ��� . t'�'� ��, c � �[ a Ip • ^ _� �' p ' °'"°�' O fn E o� `°F a. C. � t�o �.� tG� � �;�, � `:'", � � � m a� � 00 o g � t6( • ��-' � � m� � � t� ,.' ' �I � � �° >,a� h' � , d � � O � n°c c M tn 1` ;� � � O t� �. C� � �` � � o�� � U � tL N � - ` � � = y a y J � �� � Z . � - � �' ��" i U C � C ,Q ��p .G � W{0 °� t CY� � ca � � � .a�._. Q .' +,; . ` "�' (�D C�O C�O a°�°7 y �i� �.. . o � � � c ao "p � � - (D N CO �i�, 'o � _ � � , ?� . (n � � �t � �� ` -0� � � �"' Q • � �„ C � � � � W � .. �N Vf • � O � "' i � � 7 O N O b � oi �in 0 . p O oD O W �n y o �rn � � �'�, C3 � �, � • � V O O �p � °� m� � v ° • a ' � � v o 1� O E c�' U m� � � . Q o - d ' _ � et „ n� Q �a N � pMj �'� � ' �``�'' v d �' v �a � z Q � �� Q <C c � o m � 1- � � � , �..� W u, o d 'y ai C �' � • �w. $,�•g W m U .� . �a r N � y� .�i y v°,� a �Z pp ' � �y� ia aa� � � � - O �J � Q C Q - �'� l0 ti � o � �' °� m > Z � �m CO � � a� t Q '�' � ' � ` orn � �v O � � v� �', €� � � �•- Q � N � } ' ' ' ��`- E� °c' c'p °c' • ,� Q y ic¢ a� � • �U U' � � � � � � � O N F y OD p�..�. .t�� C QC1 C'�C O Qj �!- � N � d1 � ��'� '� ",� 7 N O o �i' c � o � O� � `'�� �'L' a�i�' d F = � o �° ��� d 3d o � -� � Q ��' �d h O O 4• �k °�: ' �^^� �U Q �p n`o� d y v k � Q ,� N � C d��� a . �.; � � Q � � y >, yQ N O � � -p � � ,� Q C W `� d ° � E � � O v �'� e i � ' M ��r � � ti L W� m� m � � � � N � � =. � �- � �� � =' tn U .� a�� � w IL � W �` Co �� O. � cm � � Q � � � C U �i� p �°�' p V �, � °� E d a � �Z Z Z Z �tl '� N ` � �.} F .p � m fs c°� c10i axi c°A fl � #� � . � m � �p � � �l0 N N �J Q C 4� i � ��� � s� � � � ,C � �7 +" '0 � tlj fU �` tll �� H! L �G :_� ? RC t� d � � i Z71 +�-' � C1 � � '� N � "Z"F� c'NO C � C �' � , �� � &< � li Li � 4( pp V .,:a� � rL -- - �cF� , C-� , �-� �, 3 , F�.`�FILES�DATAfILEIEsute PlmningV9114-w.will I , 4 LAST WILL AND TESTAMENT I,JANE L.CROSSWHITE,of Middlesex Township, Cumberland County,Pennsylvania, being of sound and disposing mind and memory,do hereby make,publish and declare this to be my Last Will and Testament,hereby revoking any and all former Wills or Codicils by me made. ITEM ONE I direct that all my legally enforceable debts, funeral expenses, testamentary expenses and all inheritance taxes shall be paid to the extent possible from the assets held or passing under ITEM FNE hereof as soon as practicable after my decease and as part of the administration of my estate. ITEM TWO In the event my spouse shall predecease or fail to survive me by thirty(30)days,then I give such items of personalty as are itemized in a certain list attached hereto to the persons named thereon, which list is signed and dated by me at the end thereof. ITEM THREE If my spouse, LARRY J. CROSSWHITE, is living thirty (30) days after my death, then I give, devise and bequeath all of my estate, both real and personal property, unto my said spouse, absolutely. If my said spouse does not so survive me,then I give, devise and bequeath all the rest, residue and remainder of my estate,both real and personal property,unto my Trustee to be held or distributed by such Trustee under ITEM FNE hereof. ITEM FOUR In the event my said spouse shall disclaim all or any portion of any devise or bequest made to my spouse under the foregoing ITEM THREE,then the amount otherwise payable shall be held by my Trustee under ITEM FNE hereof. For purposes of the Trust established under ITEM FIVE hereof, my said spouse shall not be deemed to have predeceased me by virtue of my said spouse's exercise of the right to disclaim set forth herein. ITEM FNE RESIDUARY AND DISCLAIMER TRUST My Trustee shall hold the assets received under ITEMS THREE and FOUR hereof, if any, for the following purposes: � � Initials] Page 1 of 7 Pages A. My Trustee shall pay the net income,at least quarter-annually,to my spouse,LARRY J. CROSSWHITE, for life. In addition,my Trustee in my Trustee's sole discretion,may invade the principal of the Trust for the proper and adequate support of my said spouse. B. My Trustee shall further pay to my said spouse,annually,such sum from the principal of the Trust as my said spouse may request in writing, provided, however, that said sum may not exceed the greater of Five Thousand Dollars($5,000.00)or five percent(5%)of the aggregate value, at the time of said request, of the principal of the Trust hereunder. C. Upon the death of my said spouse, or upon my death if my spouse shall not survive me by thirty(30)days,my Trustee shall distribute the principal of the Trust to my sons,MICHAEL L.CROSSWHITE,DAVID A.CROSSWHITE,and DOUGLAS B.CROSSWHITE,in equal shares, absolutely. D. In the event that any of my said children shall fail to survive my spouse and me,but shall leave issue surviving,then such deceased child's share shall be held by the surviving parent of the issue of such deceased child,in trust,and the net income therefrom shall be used for the support, maintenance and education of the issue of such deceased child. The Trustee shall use as much of the principal as the Trustee shall deem desirable for said purposes. The Trustee shall distribute absolutely the principal of such share of such deceased child to the issue of such deceased child per stirpes as each shall attain the age of twenty-five (25) years. In the event that any of my children shall fail to survive my spouse and me and not leave issue surviving,then such deceased child's share shall be added to the shares of my other children as if originally a part thereof. ITEM SIX POWERS OF EXECUTOR AND TRUSTEE In addition to the powers conferred by case law,by statute, and by other provisions hereof, my Executor and Trustee and their successors, shall have the following discretionary powers applicable to all property held by them which powers shall be effective without order of any court and shall exist until final distribution. �� ` Initials] Page 2 of 7 Pages A. To retain any property of any nature received by them for whatever period they shall deem advisable; B. To invest and reinvest all or any part of said property in such stocks,bonds,common trust funds, securities,accounts,certificates of deposit(including,but not limited to,stocks,bonds, common trust funds, securities,accounts or certificates of deposit of the Trustee)or other property, real or personal,as in their discretion they shall deem proper,without regard to statutes limiting the property which a fiduciary may purchase; C. To sell,transfer,exchange or otherwise dispose of,any part of said property,for cash or on terms,publicly or privately,or to lease,even for a term exceeding five(5)years or the duration of any trust herein, without liability on the purchasers or lessees to see to the application of the proceeds, and tQ give options for these purchases without the obligation to repudiate them in favar of a higher offer; D. To execute and deliver any deeds, leases, assignments or other instruments as may be necessary to carry out the provisions of any trust hereunder; E. To borrow money, including the right to borrow money from any bank and to mortgage or pledge any asset of the estate as security; F. To assume continuance of the status of anybeneficiary with regard to death,marriage, divorce, illness, incapacity and the like in the absence of information deemed reliable without liability for disbursements made on such assumption; G. To pay from the trust,or the income therefrom, all debts or claims against my estate, or any taxes or similar charges on my estate; H. To make any distribution hereunder either in kind or in money, or partially in kind and partially in money. Distribution in kind shall be made at the market value of the property distributed, and my Trustee, in my Trustee's absolute discretion,may cause the share distributed to any distributee to be composed of property similar to or different from that distributed to any other distributee; { v \, ; itials] Page 3 of 7 Pages I. To exercise any subscription right in connection with any security held hereunder,to consent to or participate in any recapitalization, reorganization, consolidation or merger of any corporation, company or association, the securities of which may be held hereunder, to delegate authority with respect thereto, to deposit investments under agreements, to pay assessments, and generally to exercise all rights of investors; J. To invest in endowment, insurance or annuity policies on the lives of beneficiaries of any trust hereunder; K. To continue in any partnership, joint venture, joint ownership or other business enterprise of which I am a part at the time of my death; L. To compromise claims; M. To continue for whatever period of time as they shall deem necessary any awnership as a tenant in common or as a partner,in real estate or other property and to act as I could have done had I been living; N. To lend money to my estate or to any trust created hereunder or to purchase from the estate or from any trust created hereunder, at the market value thereof at the time of purchase, any securities or other property tendered to them by my estate or any trust created hereunder at any time and from time to time within a period of nine (9)months after my death; O. In the event that any amounts are payable hereunder or under any trust created hereunder to a minor, or to a person otherwise under legal disability, or to a person not adjudicated to be an incapacitated person,but who,by reason of illness or mental or physical disability is,in the opinion of the fiduciary(ies)hereunder,unable to properly administer such amounts, such amounts may be paid by the fiduciary(ies)hereunder in his,her or their sole discretion in any of the following ways as he, she or they may deem best: 1. Directly to such beneficiary; 2. To a legally appointed guardian of such beneficiary for the benefit of such beneficiary; � � itials] Page 4 of 7 Pages 3. To a person having custody of such beneficiary for the benefit of such beneficiary; 4. By the fiduciary(ies)hereunder using such amounts directly to the benefit of such beneficiary. Evidence of the application of payment of an amount in such a manner shall be a full and complete discharge of the fiduciary(ies)hereunder to the extent of such payment or application.This paragraph shall be applicable to payments of income as well as principal. P. To employ agents, attorneys and proxies and to delegate to them such power as my personal representatives and Trustees consider desirable and to pay reasonable compensation for such services as may be rendered by such agents, attorneys and proxies; Q. To conduct an inventory of any safe deposit box necessary to the administration of my estate. R. To do all other acts in their judgment necessary or desirable for the proper management, investment and distribution of my Estate. ITEM SEVEN PROTECTNE PROVISIONS All income or principal held for the use and benefit of the beneficiaries of any trust hereunder shall not be in any way or manner subject to anticipation, assignment, pledge, sale or transfer, nor shall any such interest, while in the possession of my Trustee, be liable for or subject to the debts, contracts, obligations, liabilities or torts of any beneficiary, or to attachments, executions or sequestrations under process of law. ITEM EIGHT APPOINTMENT OF EXECUTOR AND TRUSTEE I nominate,constitute and appoint my spouse,LARRY J.CROS S WHITE,as Executor of my estate.In the event that my said spouse shall predecease me or fail to act as Executor,then I appoint, my sons, MICHAEL L. CROSSWHITE, DAVID A. CROSSWHITE, and DOUGLAS B. CROSSWHITE, or the survivor(s)of them, as Executors of my estate. � ,� � i Initials] Page 5 of 7 Pages I nominate,constitute and appoint my spouse,LARRY J.CROSSWHITE,as Trustee of any trust created hereunder with the exception of any trust created under ITEM FNE, D, with respect to which the surviving parent shall act. In the event that my said spouse or such surviving parent shall fail or be unwilling to continue to act as Trustee, then I appoint my sons, MICHAEL L. CROSSWHITE,DAVID A.CROSSWHITE,and DOUGLAS B.CROSSWHITE or the survivar(s) of them, as Trustees. ITEM NINE WAIVER OF BOND I direct that neither my Executor nor my Trustees or their successors shall be required to file any bond in any jurisdiction to secure the faithful performance of their duties, nor shall they be required to obtain any order or approval of any court for tlte exercise of any power ar discretion set forth in this Will. IN WITNESS WHEREOF I have hereunto set my hand and seal this ���-- day of � �_. ,, -�'��-��{ �. ����0.1_ . S AL) e L. Crosswhite SIGNED,SEALED,PUBLISHED AND DECLARED by the above-named Testatrix,as and for her Last Will and Testament,in the presence of us,who at her request,have hereunto subscribed our names as witnesses thereto, in the presence of the said Testatrix and of each other. '� ;/ � �� �--`��' Gl . %� C�-Ci<<, ^-� C- Page 6 of 7 Pages COMMONWEALTH OF PENNSYLVANIA ) . SS. COUNTY OF CUMBERLAND ) ' , We, /t/�: i l ,�;;�T, 7��tr___ ,and `,/;'i ;�� ,�� �. �.� ��.� ,the Testatrix and the witness,respectively,whose names are signed to the foregoing instrument,being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her last Will and that the Testatrix has signed willingly,and that the Testatrix executed it as her free and voluntary act for the purposes therein expressed,and that each of the wimesses,in the presence and hearing of the Testatrix, signed the Will as a witness and that to the best of his/her knowledge the Testatrix was at that time eighteen years of age or older,of sound mind and under no constraint or undue influence. � L. Crosswhite, Testatrix Witne !C /�-u� Witness Subscribed, sworn to and acknowledged before me by JANE L. CROSSWHITE, the Testatrix,and subscribed and sworn to before me by /�c' ��'- f.���;� /l,' and � ,:., �1��i�`f�'��K- �- C%'��v , the witnesses, this�`��day of ���'���`���' � , '��%z_ . j ��'4+ .�..._ �,; �tary Public �� NOTARIAL SEAL CORflINE L.MYERS, Notary Pubiic Ca�isle Boro,CumberlanCCounty M Commission Ex ires Ma 27,2003 Page 7 of 7 Pages