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Home My WebLink About04-17-14 (2) REV-1500 EX 102-111 IFI) 1505610140 PA Department of Revenue Bureau of Individual Taxes County Code Year File Number PO Box 280601 INHERITANCE TAX RETURN 2 1 1 3 0 8 6 7 _ Harrisburg PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 0 7 2 1 2 0 1 3 0 3 2 6 1 9 1 7 Decedent's Last Name Suffix Decedent's First Name MI H U T T L I I D I A A (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ❑X 1.Original Return ❑ 2.Supplemental Return 3.Remainder Return(Date of Death Prior to 12-13.82) 4.Limited Estate 4a.Future Interest Compromise(date of ❑ 5.Federal Estate Tax Return Required • death after 12.12-82) ® 6.Decedent Died Testate ❑ 7.Decedent Maintained a Living Trust � 8.Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) 9.Litigation Proceeds Received 10.Spousal Poverty Credit(Date of Death El 11.Election to Tax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number I V 0 V 0 T T 0 I I I 7 1 7 2 4 3 3 3 4 1 REGISTER 405MLLS USE O� m o M First Line of Address m = n ; 1 0 E A S T H I G H S T R E E T D zr7l v m m 0 Second Line of Address 2 U: x o n q n7 � A City or Post Office State ZIP Code D1LTE=D -f r rn C A R L I S L E P A 1 7 0 1 3 WC> Correspondent's e-mail address: IOTTO@MARTSONLAW.COM Under penalties of pedury.I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,coned and=plate.Declaration of preparer other than the personal representative is based on all Information of which pnepamr ties any knowledge. S NATURE OF P RSO ESPOf IBLE FOR FILING RETURN A E DRES ONE W ST HI REET CARLISLE PA 17013 SIGNATURE F R E N REPRESENTATNE r ID� L IT ADDRESS 10 EAST HIGH STREET CARLISLE PA 17013 PLEASE USE ORIGINAL FORM ONLY Side 1 1505610140 1505610140 1505610240 REV-1500 EX(Fl) - Decedent's Social Security Number Decedent's Name: LIIDIA A . HUTT RECAPITULATION - 1. Real Estate(Schedule A) 1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2. Stocks and Bonds(Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2. 5 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) . . . . . 3. 4. Mortgages and Notes Receivable(Schedule D) 4. 5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E). . . . . . . 5. 1 0 6 7 6 0 ' 1 8 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested . . . . . . . 6. 0 • 0 0 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) ❑ Separate Billing Requested . . . . . . . 7. 3 6 0 0 4 4 , 7 4 8. Total Gross Assets(total Lines 1 through 7) . . . . . . . . . . . . . . . .. . . . . . . . . . . 8. 1 0 2 7 7 3 0 . 4 1 9. Funeral Expenses and Administrative Costs(Schedule H) 9. 4 3 6 8 8 . 6 6 . . . . . . . . . . . . . . . . . . 10. Debts of Decedent, Mortgage Liabilities,and Liens Schedule I 10. 0 . 0 0 11. Total Deductions(total Lines 9 and 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. 4 3 6 8 8 . 6 6 12. Net Value of Estate(Line 8 minus Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12. 9 8 4 0 4 1 . 7 5 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J) . . . . . . . . . . . . . . . . . . . . . . 13. 6 0 4 0 1 9 . 3 8 14. Net Value Subject to Tax(Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . . . . . 14. 3 8 0 0 2 2 . 3 7 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.0 _ 0 . 0 0 15. 0 . 0 0 16. Amount of Line 14 taxable at lineal rate X.045 0 0 0 16. 0 . 0 0 17. Amount of Line 14 taxable at sibling rate X.12 0 . 0 0 17. 0 • 0 0 18. Amount of Line 14 taxable at collateral rate X .15 3 8 0 0 2 2 . 3 7 18. 5 7 0 0 3 . 3 6 19. TAX DUE 5 7 0 0 3 • 3 6 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ❑ Side 2 1505610240 1505610240 J REV-1500 EX(FI) Page 3 File Number Decedent's Complete Address: 21 13 0867 DECEDENT'S NAME LIIDIA A.HUTT STREET ADDRESS 210 BIG SPRING ROAD CITY STATE ZIP NE W V ILLE PA 17241 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 57,003.36 2. Credits/Payments A.Prior Payments 47,500.00 B.Discount 2,499.93 Total Credits(A+g) (2) 49,999.93 3. Interest (3) 4. If Line 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT. Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 7,003.43 Make check payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred ...................................................................... ❑❑ a b. retain the right to designate who shall use the property transferred or its income X c. retain a reversionary interest ..................................................................................................... ❑El 121 0 d, receive the promise for life of either payments,benefits or care? ....................................................... 2. If death occurred after December 12,1982,did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................... ❑ 0 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death? ......... X❑ ❑ 4. Did decedent own an individual retirement account,annuity or other non-probate property,which contains a beneficiary designation?.................................................................................................. ❑ ❑X IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in(72 P.S.§9116(a)(1)1. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S. §9116(a)(1.3)].A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. REV-1503 EX+(8-12) pennsylvania SCHEDULE B INHERITANCE STOCKS & BONDS INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER LIIDIA A.HUTT 21 13 0867 All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. M&T Bank Holdings 560,925.49 See attached. TOTAL(Also enter on Line 2,Recapitulation) $ 560 925.49 If more space is needed, insert additional sheets of the same size REV-1508 EX+(08-12) pennsylvania SCHEDULE E DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC. RESIDENT ED RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF: FILE NUMBER: LIIDIA A. HTJTT 21 13 0867 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. ACNB Bank, Savings Account No. 221783 5,877.32 See attached. 2. ACNB Bank,Checking Account No.2454289 99,601.34 See attached. 3. Green Ridge Village-refund from petty cash account($81.52)and refund($1,200.00) 1,281.52 4. Westem-Southern Life Assurance Company-payable to the Estate($8,047.41) 0.00 TOTAL(Also enter on Line 5,Recapitulation) $ 106 760.18 If more space is needed, use additional sheets of paper of the same size. REV-1510 EX-(08-09) pennsylvania SCHEDULE G DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER LTIDIA A. HUTT 21 13 0867 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. DESCRIPTION OF PROPERTY ITEM INCLUDE THE NAME OF THE TRANSFEREE,THEIR RELATIONSHIP TO DECEDENTAND DATE OF DEATH % DECD'S EXCLUSION TAXABLE NUMBER THE DATE OF TRANSFER ATTACH A COPY OF THE DEED FOR REAL ESTATE VALUE OF ASSET INTEREST OF AMICABLE) VALUE 1. M&T Bank,Trustee under George J.Hutt Trust dated 10/3/1990 360,044.74 100.00 360,044.74 and Amendment to',Revocable Trust Agreement dated 11/22/1996 f/b/o Liidia A. Hutt Beneficiaries: Leena May Liivet(niece, 1/4 share); Tiina Ingrid Liivet(niece, 1/4 share);Estonian Students Scholarship Fund (charity, 1/2 share) TOTAL (Also enter on Line 7,Recapitulation)1 $ 360,044.74 If more space is needed,use additional sheets of paper of the same size. REV-1511 EX,(08-13) pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER LIIDIA A.HUTT 21 13 0867 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERALEXPENSES: 1. B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representabve(s) Manufacturers&Traders Trust Company 21,400.00 Street Address One West High Street City Carlisle State PA ZIP 17013 Year(s)Commission Paid: 2014 2. Attorney Fees: Martson Law Offices(estimated) 21,400.00 3, Family Exemption:(If decedent's address is not the same as claimant's,attach explanation.) Claimant Street Address City State ZIP Relationship of Claimant to Decedent 4. Probate Fees: Register of Wills,Cumberland County 563.50 5 Accountant Fees: 6. Tax Return Preparer Fees: 7. Cumberland Law Journal-legal advertising 75.00 8. The Sentinel-legal advertising 200.16 Register of Wills, Cumberland County-additional probate 50.00 TOTAL(Also enter on Line 9,Recapitulation) $ 43 688.66 If more space is needed,use additional sheets of paper of the same size. REV-1513 EX-(01-10) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: LIIDIA A. HUTT 21 13 0867 RELATIONSHIP TO DECEDENT - AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec.9116(a)(1.2).] 1. Leena-May Liivet Collateral 50,000.00 225 Merton Street, Suite 207 Specific bequest Toronto,ON M4S 3H1 Canada 2. Tiina-Ingrid Liivet Collateral 50,000.00 709 Sammon Avenue Specific bequest Toronto,ON M4C 2E3 Canada 3. Elma Liivet Collateral 10,000.00 195 Merton Street, Suite 505 Specific bequest Toronto,ON M4S 3116 Canada 4. Mary Jane Wiggins Collateral 10,000.00 3001 Lititz Pike, P.O.Box TH1116 Specific bequest Lititz,PA 17543 5. Gorda H. Alexander Collateral 10,000.00 90 Locust Trail Specific bequest Newville,PA 17241 6. Ila P. Merriam Collateral 10,000.00 210 Big Spring Road,Room 12 Specific bequest Newville,PA 17241 7. Goldie 1.Pringle Collateral 10,000.00 114 Green Ridge Lane Specific bequest Newville,PA 17241 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. [l. NON-TAXABLE DISTRIBUTIONS: A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. 1. B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. Salvation Army of Carlisle,Bread and Bed Club 40,000.00 20 E.Pomfret Street Specific bequest Carlisle,PA 17013 2. Green Ridge Village, Chapel in the Pines Fund 30,000.00 210 Big Spring Road Specific bequest Newville,PA 17241 3. Big Spring Presbyterian Church 25,000.00 25 S. Corporation Street Specific bequest Newville, PA 17241 TOTAL OF PART 11-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ 604,019.38 If more space is needed,use additional sheets of paper of the same size. Continuation of REV-1500 Inheritance Tax Return Resident Decedent LIIDIAA. HUTT 21 13 0867 Decedent's Name Page 1 File Number Schedule J -Beneficiaries - 1 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec.9116(a)(1.2).l 8. Nancy J. Stedman Collateral 10,000.00 P.O.Box 5705 Specific bequest Wakefield,RI 02880 9. Jane C.Von Hagen Collateral 10,000.00 210 Big Spring Road Specific bequest Newville,PA 17241 10. Barbara J. Wilke Collateral 10,000.00 51 Ridge Lane Specific bequest Newville,PA 17241 11. Peeter Laas Collateral 5,000.00 Kaapa 6-8 Specific bequest Voru, Estonia 65545 12. Silvi Laas Collateral 5,000.00 Kaapa 6-8 Specific bequest Vora, Estonia 65545 13. Tiia Reiksaar Collateral 10,000.00 Mai 10-14 Specific bequest Path u, Estonia 80025 14. Leena-May Liivet Collateral 90,011.19 225 Merton Street, Suite 207 Sch. G,Item 1 Toronto,ON M4S 3H1 Canada 15. Tiina-Ingrid Liivet Collateral 90,011.18 709 Sammon Avenue Sch.G, Item 1 Toronto,ON M4C 2E3 Canada Continuation of REV-1500 Inheritance Tax Return Resident Decedent LIIDIAA. HUTT 21 13 0867 Decedent's Name Page 2 File Number Schedule J -Beneficiaries -2B B. B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 4. Green Ridge Village Trust Fund 25,000.00 210 Big Spring Road Specific bequest Newville,PA 17241 5. Estonian Students Fund in USA,Inc. 180,022.37 243 East 34th Street Sch. G,Item 1 New York,NY 10016 6: Estonian Students Fund in USA,Inc. 303,997.01 243 East 34th Street Residue New York,NY 10016 SUBTOTAL SCHEDULE J-213 509,019.38 FARLH5Ch u\9464 HWt\9464.2,wi .2008 , LAST WILL AND TESTAMENT I,LIIDIA A.HUTT,of West Pennsboro Township,Cumberland County,Pennsylvania,being of sound and disposing mind and memory, do hereby make,publish and declare this to be my Last Will and Testament,hereby revoking any and all former Wills or Codicils made by me. 1. I direct that all my legally enforceable debts, funeral expenses, testamentary expenses and all death taxes(whether such taxes may be payable by my estate or by any recipient of any property) shall be paid from my residuary estate as soon as practicable after my decease and as part of the administration of my estate. My Executor shall have no duty or obligation to obtain reimbursement for any such tax so paid, even though on proceeds of insurance or other property not passing under this Will. 2. 1 give, devise and bequeath the following bequests: a. The sum of FORTY THOUSAND DOLLARS ($40,000.00) unto the SALVATION ARMY,of Carlisle, Pennsylvania,to be utilized for its"BREAD AND BED CLUB" to the same extent same exists, or otherwise for its general uses and purposes; b. The sum of THIRTY THOUSAND DOLLARS ($30,000.00) unto the CHAPEL IN THE PINES FUND, of Green Ridge Village, Newville, Pennsylvania; C. The sum ofTWENTY-FIVE THOUSAND DOLLARS($25,000.00)untothe BIG SPRING PRESBYTERIAN CHURCH,ofNewville,Pennsylvania,for its general uses and purposes; and d. The sum ofTWENTY-FIVE THOUSAND DOLLARS($25,000.00)unto the GREEN RIDGE VILLAGE TRUST FUND,ofNewville,Pennsylvania,for benevolent care of residents. 3. 1 give, devise and bequeath the sum of FIFTY THOUSAND DOLLARS ($50,000.00)unto each of my nieces, LEENA-MAY LIIVET and TIINA-INGRID LIIVET; and the sum of TEN THOUSAND DOLLARS($10,000.00)unto my sister-in-law,ELMA LIIVET;provided,however, [Initials] Page 1 of 4 Pages L . 0 . 1� that the bequest under this Item 3 to any beneficiary who predeceases me shall lapse and be added to and distributed as part of the residue of my estate. 4. 1 give, devise and bequeath the sum of TEN THOUSAND DOLLARS ($10,000.00) unto each of the following individuals; provided, however, that the bequest under this Item 4 to any beneficiary who predeceases me shall lapse and be added to and distributed as part of the residue of myestate:MARY-JANE WIGGINS(for sharing vacations with me);GERDA ALEXANDER;ILA MERRIAM; GOLDIE PRINGLE; DORINE RENNER;NANCY STEDMAN;JANE V. HAGEN; PEETER and SILVI LAAS, or the survivor; B. J. WILKE; and TIIA REIKSAAR. 5. I give unto my nieces,LEENA-MAY LIIVET and TIINA-INGRID LIIVET,or the survivor, such of my personal effects,household goods,motor vehicles, and other tangible personal property of like nature(not including cash or securities),together with the existing insurance thereon,as they shall so choose, in such equal, fair and reasonable manner as they shall determine. From the remaining tangible personal property not so chosen by LEENA-MAY LI VET and TIINA-INGRID LIIVET, LIISI LASCARRO shall have the right to choose such items of such property as she shall wish. Any remaining tangible personal property not so chosen shall be donated to the GREEN RIDGE VILLAGE THRIFT SHOP, of Newville, Pennsylvania. 6. I give, devise and bequeath all the rest, residue and remainder of my estate, both real and personal property,unto the ESTONIAN STUDENTS FUND IN USA,INC.,OF 243 East 341'Street, New York, NY 10016, for its general uses and purposes. In the event that the said ESTONIAN STUDENTS FUND IN USA, INC. shall have ceased to exist or shall have ceased to be recognized as a charitable organization in accordance with the Internal Revenue Code of the United States (or in accordance with similar successor laws and/or regulations then in effect) at the time of my death, then I give, devise and bequeath all the rest, residue and remainder of my estate, both real and personal property,in equal shares unto my said nieces,LEENA-MAY LIIVET and TIINA-INGRID LIIVET, or to the survivor of them. [Initials] Page 2 of 4 Pages 7. I nominate, constitute and appoint MANUFACTURERS AND TRADERS TRUST COMPANY, a New York banking corporation, of Carlisle, Pennsylvania, or its successor, as Executor of my estate. 8. I direct that all fiduciaries acting under this Will, whether or not named herein, shall not be required to give bond for the faithful performance of their duties in any jurisdiction. 9. I authorize and empower my Executor, or its successor, in its sole and absolute discretion, to purchase or otherwise acquire and retain any investments of which I die seized or any real or personal property of any nature; to sell, lease, pledge,mortgage, transfer, exchange, dispose of or grant options in regard to any or all property of any kind forming a part of my estate for such terms and such prices as it may deem advisable; to borrow money for any purposes connected with the protection and preservation of my estate;to mortgage or pledge any real or personal property forming a part of my estate or to join in or secure the partition of same; to compromise any claims or demands of my estate against others or of others against my estate; to make distribution in kind and to cause any share to be composed of cash, property or undivided fractional shares in property different in kind from any other share; to employ agents, attorneys and proxies and to delegate to them such power as my Executor, or its successor, consider desirable and to pay reasonable compensation for such services as may be rendered by such agents, attorneys and proxies; and to execute and deliver such instruments as may be necessary to carry out any of these powers. In addition,I direct that my Executor,or its successor,shall have the power to conduct an inventory of any safe deposit box necessary to the administration of my estate. I IN WITNESS WHEREOF I have hereunto set my hand and seal this 1 44k day of Lk', V) • � � (SEAL) Liidia A. Hutt SIGNED,SEALED,PUBLISHED AND DECLARED by the above-named Testatrix,as and for her Last Will and Testament,in the presence of us,who at her request,have hereunto subscribed our ijames ps wi sses thereto, in the presence of the said Testatrix and of each other. Page 3 of 4 Pages L� COMMONWEALTH OF PENNSYLVANIA ) SS. COUNTY OF CUMBERLAND ) II We, Liidia A. Hutt, No V. Otto III, and V 1 1 l cL 1 _ C the Testatrix and the witnesses,respectively,whose names are signed to the foregoing instrument,being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her last Will and that the Testatrix has signed willingly, and that the Testatrix executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, signed the Will as a witness and that to the best of his/her knowledge the Testatrix was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. L��diaA. ��Testatrix Witness A rte. Witness Subscribed, sworn to and acknowledged before me by Liidia A. Hutt, the Testatrix, and subscribed and sworn to before me by No V.Otto III and V (C U f ( �L - U fop the witnesses, this day of N(taryPublic COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL Corrine L. Myers,Notary Public Carlisle Borough,Cumberland County My commission expires May 27,2011 Page 4 of 4 Pages AMENDMENT TO REVOCABLE TRUST AGREEMENT �4 , THIS AMENDMENT, executed in duplicate, this 2-2-_day of November, 1996, between GEORGE J. HUTT, of 53 Ridge Lane, Newville, Cumberland County, Pennsylvania 17241, herein called the "Settlor", and FINANCIAL TRUST SERVICES COMPANY; formerly Farmers Trust Company, of Carlisle, Pennsylvania 17013, herein called the "Trustee" , WITNESSETH: WHEREAS, the parties hereto entered ' 'to a Revocable Trust Agreement dated October 3, 1990; WHEREAS, the Settlor, pursuant t wers reserved in Paragraph 11 thereof, desires to a +i0 '' 3:and a _d said Trust Agreement; and WHEREAS, it is the inte the Settlor that, except as herein altered and amended said u - Agreement is hereby ratified and affirmed. NOW, THEREFORE, n ` g , - on of the premises, the Settlor hereby alte Go and a . said Trust Agreement, and the x. 7 parties hereto agree fol yws: 1. Paragraph 2 . l s: " sitive Provisions. (b) (2) is hereby revoked and in lieu thereof shall provide as follows: (2) In addition, but only after payment of all 'of the net income from the trust estate to the Wife, the Trustee shall be fully authorized during her lifetime to pay to her or to. expend for her benefit so much of the net income and such part of the principal of the trust estate as the Trustee, in its sole discretion, shall deem necessary or advisable from time to time for the support, health and medical care, and maintenance in reasonable comfort of the Wife, taking into consideration all other income and other resources available to her for such purposes from all sources known to the Trustee. 2. Paragraph 2. Disoositive Provisions_ (c) (1) , (2) and (3) are hereby revoked and in lieu thereof shall provide as follows: (1) The Trustee shall pay all of the net income from one share in convenient installments to Elmar Liivet, brother of the Wife. Upon the death of the said Elmar Liivet, one-half of his share shall be paid over, conveyed and distributed, discharged of the trust, in equal shares to his daughters, Leena-May_ Liivet and Tiina-Ingrid Liivet, provided that the share for either da hter 'who shall not be then living shall be distributed o h then living issue, per stirpea, and in default of .^ y s"cky,,�en living issue, such share shall be added to d strib ted as part of the s, share for the other daughte ' . a the Trustee shall hold the remaining one-half of 4i Y r IN FURTHER TRUST, as hereinafter provided Par ag pf1` 2 (c) (3) hereof. (2) The Tr tee sh. 1 pay all of the net income from the other ;,a in""?yin ;' ient installments to Leonoora Rinken, sister the ttlor, provided, however, that if at the time any `',come„ hall become distributable to her, Russia again occupi Estonia or, in the opinion of the Trustee, she will not receive the immediate enjoyment and use of such income, then the Trustee shall pay and distribute such income as hereinafter provided in Paragraph 2 (c) (3) .hereof until neither of such conditions is any longer applicable, at which time the Trustee shall resume the payment of such income to her. Upon the death of the said Leonoora Rinken, the Trustee shall hold her share, IN FURTHER TRUST, as hereinafter provided in Paragraph 2 (c) (3) hereof. (3) The portion of the trust estate which is not distributed under the foregoing diapositive provisions shall be held by the Trustee, IN PERPETUAL TRUST to be known as "The George J. and Liidia A. Hutt Trust and Scholarship Fund" , the income and principal of which shall be held, administered and disposed of as follows: (i) The Trustee shall pay and distribute all of the income therefrom by such periodic contributions as the Trustee shall find convenient, but not less frequently than annually, to Estonian Students Fund in USA, Inc. , of 243 East 34th Street, New York, NY 10016, herein called the "Estonian Students Fund" . (ii) If the Estonian Students Fund ceases to exist or ceases to be an organization;, hich is exempt under Section 501 (c) (3) of the InternaloV Rev .•ue Code (hereinafter referred to as the "Code") and 'ations, or under any similar provisions then in a sect then he Trustee shall use and apply all of the in e erefrom for the establishment of free s la ships for the payment of tuition, room, board d/or k " in whole or in part, to assist worthy student n nee ' of financial assistance in order for them c tin., eir educations in institutions of higher lear x g. I is the Settlor's request that in selecting the r ien of such scholarships, preference be given to students �' ' are Estonian or of Estonian lineage. (iii) The recipients of such scholarships shall be selected by a scholarship committee or similar selection body designated by the Trustee and consisting of at least five (5) members, one of whom shall be Estonian or of Estonian lineage and the remainder of whom shall be educators or administrators on the staffs of public or private high schools in the Newville and Carlisle areas of Cumberland County, Pennsylvania. Such scholarship committee shall have the sole discretion in determining the criteria, consistent with the purposes of the scholarships, to be used in selecting the recipients, the number of recipients and the amounts of the awards which shall be for the purpose of providing economic assistance to the recipients in furthering their education and training. (iv) Notwithstanding any other provisions contained herein or in said Trust Agreement to the contrary with respect to this .portion of the trust estate held under the provisions of this Paragraph 2 (c) (3) , the Trustee shall distribute the income therefrom for each taxable year at such times and in such manner as not to become subject to the tax on undistributed income under Section 4942 of the Code, shall not engage in any act of lf-dealing as defined in Section 4941 (d) of the Code, shall oot make any investments in such .manner as �incli`f�\t�x liability under Section 4944 of the Code an A a `pgulat " ns thereunder, shall not make any taxable .L tures as defined in < Section 4945 (d) of the a shall not retain any excess business holdings wit .- n the ea < 'ng of Section 4943 (c) of the Code. i 3 . Paragraph 1 .: to % ::.;2• "` ereby revoked and in lieu thereof shall provi as fo �Zpws: The situs hi rust for administrative and accounting purposes'" all be Cumberland County, Pennsylvania, and all questions concerning its validity, construction and administration shall be determined under the laws of the Commonwealth of Pennsylvania. IN WITNESS. WHEREOF, the Settlor has hereunto set his hand and seal, and the Trustee has, caused this Amendment to be executed by its duly authorized officers and its corporate seal to be hereunto affixed, the day and year fir tab ve written. (SEAL] �eorg J. Hutt ATTEST: FINANCIAL TRUST SERVICES COMPANY 9y: lxh�e_ COMMONWEALTH OF PENNSYLVANIA . as. . COUNTY OF CUMBERLAND On this, the Qs n4 day of November, 1996, before me, the undersigned officer, personally appeared George J. Hutt, known to me (or satisfactorily proven) to be the person whose name is subscribed to the foregoing Amendment, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. Notarial Seal TammIQqyd16.Prosser Note PubGC 9y — mraksb �res Oc1a.26C7999 " ember,PenGR anla soc atlas o Naiades a . COMMONWEALTH OF PENNSYLVAN p ,' COUNTY OF CUMBERLAND. ' 1 On this, the , ` day ,"f November, 1996, before me the undersigned officer, lly' appeared Jane F. Burke, who acknowledged herself to be a Senior Vice President and Trust Officer of Financial Trust Services Company, and that she as such officer, being authorized to do so, executed the foregoing Amendment for the purposes therein contained by signin'g'.the name of the corporation by herself as Senior Vice' President and Trust Officer. IN WITNESS WHEREOF, I hereunsose:t my hand and official seal. WAssodelon l Tam��myy Sary Public uth M11l ddleerland County Commisct.25,19gN ember,Pennlon o Notaries REVOCABLE TRUST AGREEMENT THIS REVOCABLE AGREEMENT OF TRUST, executed in duplicate, this Z, day of October, 1990, between GEORGE J. HUTT, of 53 Ridge Lane, Newville, Cumberland County, Pennsylvania 17013 , herein called the "Settlor", and FARMERS TRUST COMPANY, of Carlisle, Pennsylvania, herein called the "Trustee", entered into in consideration of the mutual promises, covenants and undertakings of the parties hereto, WITNESSETH: 1. Trust Property. The Settlor hereby assigns, transfers and delivers the property listed in the Schedule(s) attached hereto and made a part hereof, to have and to hold such property and any other property of any kind which the Trustee may, pursuant to any of the provisions hereof, at any time hereafter hold or acquire (all of such property being hereinafter collectively referred to as the "trust estate") . It is anticipated that some of the assets which may be transferred to the Trustee shall be owned jointly by the Settlor with his wife, LIIDIA A. HUTT, herein called the "Wife" ; and in the event of the transfer of such jointly owned assets to the Trustee, the joint tenancy of such assets shall be severed with one-half of such assets contributed to this Trust and the remaining one-half thereof contributed to a similar Trust created by the Wife, as Settlor, with the Trustee. All of such property so contributed or designated shall be held by the Trustee, IN TRUST, for the uses and purposes and upon the terms and conditions hereinafter set forth. 2 . Dispositive Provisions. The Trustee shall hold, manage, invest and reinvest the trust estate, and shall collect and receive the income therefrom and shall dispose of the net income and principal as follows: (a) During the lifetime of the Settlor, the Trustee shall pay so much of the net income from the trust estate in convenient installments and such part of the principal of the trust estate to the Settlor, or otherwise, as he may from time to time request in writing. If the Settlor is disabled by reason of age, illness or any other cause, the Trustee shall use so much of the net income and such part of the principal of the trust estate as the Trustee, in its sole discretion, shall deem necessary or advisable from time to time for the support, health and medical care, and maintenance in reasonable comfort of the Settlor, taking into consideration all other income and other resources available to him for such purposes from all sources known to the Trustee. Any income not so paid or expended shall be accumulated and added to the principal of the trust estate. (b) Upon the death of the Settlor, and if the Wife shall survive the Settlor, the then remaining principal and any accrued or undistributed income therefrom shall be held, administered and disposed of as follows: (1) Commencing with the date of death of the Settlor, the Trustee shall pay so much of the net income from the trust estate in convenient installments to the Wife, or otherwise, as she may from time to time request in writing. Any income not so paid or expended shall be accumulated or added to the principal of the trust estate. (2) In addition, but only after payment of all of the net income from the trust estate to the Wife, she shall have the power to direct the Trustee to pay to her or to apply out of the principal of the trust estate in each year, including the year of the Settlor's death, an amount not in excess of the greater of Five Thousand ($5, 000. 00) Dollars or five (5%) per cent of the then aggregate value of the principal of the trust estate. This power shall be noncumulative and may be exercised only by an instrument in writing signed by the Wife and delivered to the Trustee. In addition to the foregoing, the Trustee shall be fully authorized during her lifetime to pay to her or to expend for her benefit so much of the net income and such part of the principal of the trust estate as the Trustee, in its sole discretion, shall deem necessary or advisable from time to time for the support, health and medical care, and maintenance in reasonable comfort of the Wife, taking into consideration all other income and other resources available to her for such purposes from all sources known to the Trustee. (c) Upon the death of the Wife, or upon the Settlor's death if she shall not survive the Settlor, the Trustee shall divide the trust estate as then constituted into two (2) equal separate shares and shall hold such shares, IN FURTHER TRUST, the income and principal of which shall be held, administered and disposed of as hereinafter provided: (1) The Trustee shall pay so much of the net income from one share in convenient installments to Elmar Liivet, s brother of the Wife, or otherwise, as he may from time to time request in writing. Any income not so paid or expended shall be accumulated and added to the principal of his share. In addition, the Trustee shall be fully authorized during his lifetime to pay to him or to expend for his benefit so much of the net income and such part of the principal of his share as the Trustee, in its sole discretion, shall deem necessary or advisable from time to time for the support, health and medical care, and maintenance in reasonable comfort of the said Elmar Liivet, taking into consideration all other income and other resources available to him for such purposes from all sources known to the Trustee. Upon the death of the said Elmar Liivet, his share shall be paid over, conveyed and distibuted, discharged of the trust, in equal shares to his daughters, Leena Liivet and Tiina Liivet, provided that the share of either daughter who shall not be then living shall be distributed to her then living issue, per stirpes, and in default of any such then living issue, living heirs of the Wife, as then ascertained under the Intestate laws of Pennsylvania then in existence, as though the Wife had died at such time a resident of Pennsylvania owning such property. 3 . Provisions Relating to Payments and Distribution. The following provisions shall apply to this Trust and to each share thereof: (a) If any principal of the trust estate shall become distributable to any beneficiary who is a minor, or who will not receive the immediate enjoyment and use thereof if distributed to him or to her, or who is under a legal disability, or who has not been adjudicated incompetent but by reason of illness or mental or physical disability is, in the opinion of the Trustee, unable properly to administer such amounts, then the Trustee shall pay over and distribute such principal and any accrued or undistributed income therefrom to the legally appointed guardian(s) or Trustee(s) of such beneficiary; otherwise, the Trustee shall retain the same for such beneficiary, IN SEPARATE TRUST, until such condition or disability is no longer applicable, at which time the Trustee shall pay over and distribute such beneficiary' s share in accordance with Paragraph 2 (c) hereof. In case of such retention, the Trustee may use and apply so much of the net income and principal as it deems necessary or advisable from time to time for the support, heath and medical care, and education (including college education) of such beneficiary, or make payment for these purposes, without further obligation or responsibility to see to the proper expenditure thereof, directly to such beneficiary or to such beneficiary's parent or to any person taking care of such beneficiary. (b) No beneficial interest under this Trust, whether in principal or income, shall be subject to anticipation, assignment, pledge, sale or transfer in any manner, nor shall any beneficiary have the power to anticipate, encumber or charge such interest, nor shall such interest, while in the possession of the Trustee, be liable for or subject to the debts, contracts, liabilities or torts of any beneficiary. (c) Any income, accrued or undistributed at the termination of any estate or interest, shall be paid by the Trustee as income to the persons entitled to the next successive interest in the proportions in which they take such interest. (d) For convenience of administration and investment, the Trustee shall be fully authorized to hold the several shares of this Trust as a common fund, dividing the income proportionately among them, to assign undivided interests to the several shares and to make joint investments of the funds belonging to the Trustee. For such purposes and insofar as may practicable, the Trustee may consolidate any separate share of this Trust with any other trust or trusts created by the Settlor or any member of his family by will or agreement, and may hold, administer and invest the several trusts as one or more common fund or funds and make joint or several distributions of the net income and principal therefrom, whichever the Trustee deems advisable. 4 . Tax and Administrative Provisions. Upon the death of the Settlor, the Trustee shall have the power to make such expenditures out of the trust estate as the Trustee, in its sole discretion, shall consider necessary or desirable in order to facilitate the settlement of the Settlor' s estate. In exercising such power, the Trustee may pay, in whole or in part, any or all bequests, claims, taxes and expenses in connection with the settlement of his estate, including but not limited to the expenses of the Settlor 's last illness and burial, debts, income taxes and the Federal, State and other death taxes on any or all property included in his gross estate for tax purposes. Any such items may be paid directly by the Trustee or the funds for their payment may be transferred by the Trustee to the Settlor' s personal representative(s) , and neither such personal such share shall be added to and distributed as part of the share for the other daughter. (2) The Trustee shall pay so much of the net income from the other share in convenient installments to Leonoora Rinken, sister of the Settlor, or otherwise, as she may from time to time request in writing. Any income not so paid or expended shall be accumulated and added to the principal of her share. In addition, the Trustee shall be fully authorized during her lifetime to pay to her or to expend for her benefit so much of the net income and such part of the principal of her share as the Trustee, in its sole discretion, shall deem necessary or advisable from time to time for the support, health and medical care, and maintenance and reasonable comfort of the said Leonoora Rinken, taking into consideration all other income and other resources available to her for such purposes from all sources known to the Trustee. Upon the death of the said Leonoora Rinken, her share shall be paid over, conveyed and distibuted, discharged of the trust, in equal shares to Deborah Leivo and Ann Leivo, daughters of Ene Leivo and Matti Leivo, provided that the share of either daughter who shall not be then living shall be distributed to her then living issue, per stirpes, and in default of any such then living issue, such share shall be added to and distributed as part of the share for the other daughter. (3) If upon the happening of some event during the continuation of any of the trusts held hereunder, the Trustee shall hold some portion of the trust estate which is not effectively disposed of under the foregoing dispositive provisions, then the Trustee shall distribute one-half of such portion to the then living heirs of the Settlor, as then ascertained under the Intestate laws of Pennsylvania then in existence, as though the Settlor had died at such time a resident of Pennsylvania owning such property; and the Trustee shall distribute the remaining one-half of such portion to the then representative(s) nor any beneficiary of the Settlor's estate shall be required to reimburse the Trustee for any funds so paid or transferred. 5. Trustee's Powers. The Trustee shall have the following powers in addition to those vested in the Trustee by the common law, by statute or by the other provisions hereof, all of which shall be exercised in a fiduciary capacity primarily in the interests of the beneficiaries, applicable to all property, including property held for minors, whether principal or income, exercisable without court approval and effective until actual distribution of all property: (a) To retain and to hold any property received from the Settlor, the Settlor' s estate or any person, including stock of the Trustee or an affiliate, without regard to any principle of diversification or risk. (b) To invest and reinvest in all forms of property, including stocks, bonds, funds and other securities, whether operated by the Trustee, an affiliate or others, without restriction to investments authorized for Pennsylvania fiduciaries, as the Trustee shall deem proper, and without regard to any principle of diversification or risk. (c) To sell at public or private sale, to exchange or to lease for any period of time any real or personal property, and to give options for sales, exchanges or leases for such prices and upon such terms or conditions as the Trustee shall deem proper. (d) To hold property in the name of the trust estate, or in the name of the Trustee without designation of any fiduciary capacity, or in the name of a nominee or unregistered. (e) The Settlor specifically authorizes the Trustee to transfer assets to itself as Trustee by exercise of any Limited Power of Attorney granted by the Settlor to Farmers Trust Company, as well as to sever the joint tenancy of assets owned jointly by the Settlor with the Wife and transfer one-half thereof in accordance with Paragraph 1 hereof, such assets so transferred to be held, IN TRUST, under the terms and provisions of this Agreement. (f) To allocate receipts and expenses to principal or income or partly to each as the Trustee from time to time, in its sole discretion, shall think proper. (g) To vote in person or by proxy all securities belonging to the trust estate, and to become a party to any stockholders' agreements deemed advisable by the Trustee in connection with such securities. (h) To borrow money from any person or institution, including the Trustee or an affiliate, upon the bond or promissory note of the Trustee, and to secure the repayment thereof by mortgaging, creating a security interest in, pledging or otherwise encumbering any part or all of the trust estate. (i) To make any division or distribution required hereunder, wholly or in part, in kind or in cash; to make advance distributions to the beneficiaries hereunder; and to make non- prorata distributions of assets in kind. (j) To exercise any election or privilege given by the Federal tax and other tax laws, including without limiting the foregoing, the joinder with the Wife in filing income tax returns, the election of the alternate valuation for Federal estate tax purposes and the election to claim items of deduction for estate tax or for income tax purposes; and to make or not to make equitable adjustments or apportionments for the exercise or nonexercise of any such election or privilege. (k) To compromise any claim or controversy. 6 . Limitation on Powers. Notwithstanding anything contained herein to the contrary, the Trustee shall be subject to the following: (a) As long as the Settlor is living and under no legal disability and has not relinquished the rights and powers reserved to him hereunder, no sale or investment shall be made without his written approval, unless he fails to indicate his approval or disapproval of any proposed sale or investment within ten (10) days after being requested to do so in writing. (b) As long as the Settlor is living and under no legal disability and has not relinquished the rights and powers reserved to him hereunder, he shall have full power and authority to direct the retention or sale of any securities or property from time to time included in the trust estate and to direct the purchase of securities or property belonging to the trust estate, and the Trustee shall have no responsibility for any loss that may come to the trust estate by reason of acting without question upon any such direction. (c) The Settlor may from time to time, with or without full power of revocation, by instrument in writing delivered to the Trustee, delegate to any other person or to the Trustee with its consent or may relinquish any or all of the rights and powers reserved to him. The statement of the Trustee that it is acting in accordance with the provisions of this subparagraph or subparagraph (a) or (b) hereof shall be conclusive and shall fully protect all persons dealing with the trust estate. 7. Additional Property. The Settlor or any person shall have the right at any time and from time to time, with the consent of the Trustee, to assign, transfer and deliver any other property of any kind to the Trustee, and such other property shall be held, administered and disposed of by the Trustee in accordance with the terms and provisions of this Agreement without the execution of any further instrument or declaration. S. Accounting by Trustee. The Trustee shall render quarter-annually, or at such other intervals as the Settlor and the Trustee may from time to time agree, to each income beneficiary statements of account showing in detail receipts, disbursements and distributions of both principal and income from the trust estate, and all investment transactions. The written approval of an income beneficiary shall be final, binding and conclusive upon all persons then or thereafter interested in this Trust for such beneficiary. While any income beneficiary is a minor or is under any condition or legal disability referred to in Paragraph 3 (a) hereof, such beneficiary's parent, legally appointed guardian(s) or trustee(s) , other than the Trustee hereunder, or guardians) of the person of such beneficiary for whose estate no guardian or trustee has been appointed shall receive such statements of account and may otherwise act for and on behalf of such beneficiary with respect to this Trust. The Trustee shall be protected in relying upon all such actions taken for and on behalf of such beneficiary. 9. Compensation of Trustee. The Trustee shall receive compensation for the performance of its services hereunder in accordance with its standard schedule of fees in effect from time to time during the period over which its services are performed. The Trustee shall also be reimbursed for all necessary and reasonable expenses incurred in the management and protection of the trust estate. There shall be no further compensation due the Trustee at the termination of this Trust. 10. Resignation of and Successor Trustee. The Trustee may resign at any time upon written notice given to the Settlor, and after the Settlor' s death upon written notice to the then current income beneficiaries hereunder. A successor trustee may be appointed by the Settlor during his lifetime, or if he shall be incapable of making such appointment and after his death, a successor trustee may be appointed by any court having jurisdiction over this Trust. Any successor trustee thus appointed, or if the Trustee shall merge with or be consolidated with another corporate fiduciary, such corporate fiduciary shall succeed to all of the duties and to all of the powers, including discretionary powers, herein granted to the Trustee. 11. Power of Amendment and Revocation. The Settlor shall have the right at any time and from time to time during his lifetime by instrument in writing delivered to the Trustee to alter, amend or revoke this Agreement, either in whole or -in part; provided, however, that if altered or amended, the duties, powers and responsibilities of the Trustee shall not be substantially changed without its consent. In case of revocation, the trust estate, or that part thereof as to which this Agreement may be revoked, shall be redelivered by the Trustee to the Settlor or in accordance with his written directions. 12. Bond, The Trustee shall not be required to give bond for the faithful performance of its duties in any jurisdiction. 13 . Situs. This Trust is established and accepted by the Trustee under the laws of the Commonwealth of Pennsylvania, and all questions concerning its validity, construction and administration shall be determined under such laws. IN WITNESS WHEREOF, the Settlor has hereunto set his hand and seal, and the Trustee has caused this Agreement to be executed by its duly authorized officers and its corporate seal to be hereunto affixed, the day (and year j fir 1lst acb�o written. [SEAL] G4V'orge Hutt ATTEST: FARMERS TRUST COMPANY �� ,r �.�• ,- By: � �IJ l COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND On this, the 3•" day of October, 1990, before me, the undersigned officer, personally appeared George J. Hutt, known to me (or satisfactorily proven) to be the person whose name is subscribed to the foregoing Trust Agreement, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. ea �i �v COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND On this, the ,3�2d day of October, 1990, before me the undersigned officer, personally appeared Jane F. Burke, who acknowledged herself to be a Senior Vice President and Trust Officer of Farmers Trust Company, and that she as such officer, being authorized to do so, executed the foregoing Trust Agreement for the purposes therein contained by signing the name of the corporation by herself as Senior Vice President and Trust Officer. 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P I wAllm F Z D VIM 0 O 1 Otill m N NN VC v 1 %0 10 0 D S 06 FO F 1 Viz 11 N to C Or NN ADO b I Fw O \ Z 1 O • I N 1 T 1 m r r J 1 04r F m N O F A � 1 y D W Da I OJ V r O P D 1 �v N ID . . .O 1 �v N O 0 N MO v I pm N D ID NO N 1 O F -4 om S A 1 >O O 1 ►Y >m NO 1 F N v O I T I D •• C z z Z J I M= � I m D oe� I ar w FID i r j ON 1 N Om W JF I OP P r\ I m�O W 1 O C I OW F I Oe F OA g oz J N N r Wm O O N AC BANB August 23, 2013 M&T Investment Group Attn: James A Smiley I W High St PO Box 220 Carlisle PA 17013 RE: Estate of Liidia A Hutt Dear Mr. Smiley: The following information is being provided as per your request: Acct.Type Account No. Balance at Accrued Ownership Date D.O.D. Interest to Opened/Joint D.O.D. S L�� E Super NOW 221783 $5,877.22 $0.10 Individual 2/20189 —L,�cry-) Account Esteem 2454289 $99,599.42 $1.92 Individual 5/26/11 SGfI , F Checkingrn Account I Inquiries concerning ACNB Corporation stock information should be directed to the Registrar and Transfer Company at 1-800-368-5948. If you need any additional information, please contact me at(717)339-5122. Sincerely, Barbara J Wa er ACNB Bank Deposit Services Representative 11 acnb.com-acnbbuslness.com•P.O.Box 3129,Gettysburg,PA 17325•Phone 717.334.3161 -Toll Free 1.888.334.ACNB(2262) S 6. f --1-e rn 5 1 Qr\cf a !a1 E5 o 010 m m' C)'',A c d D 22 O Nl3 ' n om-I' no x:0-1 A K n n :mm 01N Z ZH Z O n c ,9� �m O b x, IffA D D � O O'O zZ W < m N� �+ N �: N v' ' ' :� {-1 C � ' N d O r• ro C) W:. w; Ui bl b' O ? � W NI �I OO G O p&p�; NI +'G O y N •� � di N a a• al. .p, b, 9 tW0 W' N i. i d fii - rQ J ro _q d �1 ObG, �i tNOi N � I NI tOr NI N 0 bl W b (p » fin. 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