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Home My WebLink About14-3271 Supreme Court,of Pennsylvania Cou&6f Common Pleas For Prothonotary Use Only: 1`1MI?STAMP Cl kO Ver�.Seet Docket No: CUMBCoun tY The information collected on this form is used solely for court administration purposes. This.form does not supplement or replace thefiling and service ofpleadings or other a ers as required by law or rules o court. s Commencement of Action: E M Complaint ❑ Writ of Summons ❑Petition C ❑ Transfer from Another Jurisdiction ❑Declaration of Taking Lead Plaintiff's Name: Lead Defendant's Name: ,I PORTFOLIO RECOVERY ASSOCIATES,LLC KEVIN W STAINS I O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits N I (Check one) outside arbitration limits A Is this a Class Action Suit? ❑Yes ®No Is this an MDJAppeal? ❑Yes ® No Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Came Brown/Mark R Garvey ❑ Check here if you have no attorney(are a Self-Represented[Pro Se]Litigant) I Nature of the Case: Place an "X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other S ❑ Product Liability(doer not include E mars tort) ❑ Employment Dispute: ❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board C ❑ Other: ❑ Employment Dispute:Other ❑ Other: T I ❑ Other: Q MASS TORT N ❑ Asbestos E] Tobacco ❑ To)dc Tort-DES REAL PROPERTY NIISCEL.LANEOUS B El To)de Tort-Implant ❑ Ejectment ❑ Common Law/Statutory Arbitration r-1 To)ac Waste E] Eminent nEl Domain/Condemation Declaratory Judgment F1 Other: ❑ Ground Rent E] Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 15-82601 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC - �'� ri 01! ? 4+J 5",,_; 1. 120 Corporate Blvd 20 P p�MAY 2 8 P11 3: 21 Norfolk, VA 23502 TELE: 1-866-428-8102 CUMBERLAND COUNTY FAX:(757) 518-0860 PENNSYLVANIA Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. 14`3,971 0 Plaintiff, V. KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association ®r- 32 South Bedford Street Carlisle, PA 17013 -f 103. 75 Pa nr-y 15-82601 (717)249-3166 C-# 8850298 P-'* 3005/7 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 : Demandante, No. V. KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de.hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA SI USTED NO TIENE UN ABOGADO, VAYA O LAMIVIE POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE 1NFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 15-82601 lista c0111in.1cacion es de un cobrador de deudas y es un intent do cobrar Una deuda. Cualquier i ifroniacion sera utili ,da para ese proposito. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate.Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, KEVIN W STAINS, is an adult individual with last known address of 609 BROOKHAVEN RD, NEW CUMBERLAND PA 17070. 3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A. /CAPITAL ONE BANK(USA), N.A./AMERITECH on August 21, 2007 with account number ************6589(hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. J`his cotrmiunication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A" 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on November 29, 2011. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK(USA), N.A/AMERITECH and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A" 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$3,116.14. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, KEVIN W STAINS , in the unt of$3,116.14, plus co s of is action and any other relief as the Court deems just an re able. Carrie A Brown, Esquire, #94055 Robert N. Polas, Jr., Esquire, #201259 Mark R. Garvey, Esquire, #312686 Attorneys for Plaintiff 15-82601 '1`llis c01rn-17anication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Anits Way hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belies; based upon infort-nation provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: .APR B 9 2014 By: Anita Bray Custodian of Records 15-82601 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. :..:....:................:...:.:.:...:.:.:.:...:.....:.:...:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:...:.:...:.:...:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:.:..: Exhibit 1. :. ... : .onward,Flow Receivable:Sale:Agreement dated 1.1/09/2012.: . . : . . ��. .�BILL.QF.SALE:. . ...... . . . .: .. . .�� ::.: . - -� � � - Closing-Date: 01J18/20.13. : .Cap_ital.:One,,'National:Association :("Seller"),.in consideration of a Purchase,Price of and-other:.valuable.consideration tlie:receipt-of which;is.Hereby`k1m6Wledged; hereby'sells;.assigns:and:transfers all:right title:and-intexest-iii.the Accounts.identified in the Sile' Fik'chtitled - " -'"- which-inaybe in-electronic form} to Portfolio-Recovery . -. . :Associates,:'LLC::and its':affiliates.:and 'its �siib'sidiary entities ;(`Buyex");-without:recourse.or.. representation except as expressly provided herein'or ori the terms;and-subject-to.the conditions,...: ' ::set forth'in the:A .eement as-definedbelow . .. . . . . This:Bill -of Sale- is: delivered:-pursuant to.that.'certain..Forward Flow:Receivable Sale : : :. ::: :Agceem.ent,..dated'as.of--1.1109/2012; by-and:between Seller-and Buy gr Buyer- the `A eemeiir All ,� capitauzed'terms used,.but:not defined;in:tliis:Bill.of Sale shall.haVe the meanings assigned;to such terms in.the.Agreement: : . .. . . ...The:Cut6ff Date.for the:Sale-File:was 01/1:5/2013, The,aggregate Unpaid Balance-of.the: 'Accounts as.ofthe Cdtoff.Date was ;. .... . . . :.':: :... . ONE,NATIONA ..ASSOCIATION : . . :: . .: . :. CAP ITAT► . : . . Maurer .hTame::john H M T . .. .. .. .: .-.: the:-Vice�Piesident. .. .. .. . . . . .... Z 4 �. . Exhibit 2 Forward-Flow Receivable Sale Agreement dated-11/09/2012: . : "..BILL:OP:SALE' .. .. : .; Cl' izi9:Date::4-1/1.8/2013. ;. Capital One Bank ((J.SA) National Association.("S'eller)-'in:cQnsideration:ofa-Putchase-': . Price -of s: and other valuable :considerat ori;::the:receipt..of which is .hereby:; -acknowledged,'.hereby sells, .assigns•and.transfers.all right;:-title..and interest in-the:Accounts identified:iii.the Sale:File'entitled (which.#ia.:be in:electroaic fozzn) to:Portfolio Recovery Associates; LLC end:its:affiliates:and'its:-subsidiary.entities: without,recourse•�or..representation:•except: s:-expressly:prdvided:hereui:or on.:the terrims, :and :. ;. subject:to'the.conditions;'ia forth:in the.Agreement,(as defined:below): :.: 'Phis Bill .of.Sal e.is: delivered pursuant:to that.-ceraFlow:Receivable:Sale:.': : Agreement, dated as :. :1;1109/2012, by and between Seller and $uyer (the:'Agreemesit"). .All ' capitalized:terms used; but'not..def ned;':in.:this Bill of Saleshall,have the meanings assigned:tq : e' n . ...sueh:teimsinAnt :. : ... . The,-Cutoff Date:for the wUnpid:Balance of the: : a / 3 . Accounts-as:of the-Cutoff Date-was .. . :... . . $A)y NATIONAL; CAPYTAL-ONE;BAriK�(U ... ASSOCIATION � .. . : . :N e JohnH.:Maurer: . - : .. . . .. itle: Vice'President .. :. .. ;:. . .. . .. HUUJ&HULU BANK PLA 1.1N UM MAJ 1 EXUAK1J KEVIN W STAINS Household Bank Platinu ount Account Number 589 Page 1 of 2 From June 15 o uy 012 St of'Arcount Wet ily P til oe Previous Balance $3.042.24 - New Balance $3,116.14 Payments - $0.00 Minimum Payment Due 5748,00 Other Credits - $0.00 Payment Due Date August 11.2012 Purchases/Debits + $0.00 Balance Transfers + $0.00 Late Payment Warning:if we do not receive your minimum payment by the Cash Advances + $0.00 date listed above,you may have to pay a late fee of up to$35.00 and your APRs Past Due Amount $642.00 may be increased to the Penalty APR of 29.99%. Fees Charged + $0.00 Interest Charged + $73.90 New Balance $3,116.14 Minimum Payment Waming:lfyou make only the minimum payment each period,you will pay more in interest and it will take you longer to payoff your Credit Limit $2,600.00 balance.For example: Credit Available $0.00 Statement Closing Date July 17,2012 Days in Billing Cycle 32 If you make no additional You will pay off the And you will end up paying charges using this card balance shown on an estimated total of.. and each month you this statement in pay... about... Only the minimum 18 Years $8,259 Payment $128 3 Years $4,603 (Savings=$3,656) If you would like information about credit counseling services call 1-866-569-2227. Questions? Payment Address:HSBC Card Services,PO Box 17051,Baltimore,MD 24-Hour Customer Service 1-800462-2016 21297-1051 Lost or Stolen Card 1-800-395-4500 Billing Inquiries:HSBC Card Services,PO Box 81622,Salinas-CA Outside USA Collect 1-757-523-3880 93912-1622 TDD/Hearing Impaired 1-800-395-9020 Manage Your account online at www.householdbank.com The HEXAGON DESIGN®(AND VARIATIONS),HSBC®,THE WORLD'S LOCAL BANKID,HOUSEHOLD®(AND DESIGN)and HOUSEHOLD BANK®are registered trademarks of HSBC Holdings plc or HSBC Finance Corporation and are used by Capital One by permission.Capital One is the issuer of this account. Any references to"Cash Limit","Cash Available","Cash"credit plans,or"Cash Fee Finance Charge"transactions that may appear on this statement refer to the Cash Advance feature of your account. IMPORTANT ANNOUNCEMENT:Effective October 1,2012 we will no longer accept credit card payments at HSBC Bank Branches.We apologize for any inconvenience this may cause you.Please make your payments using any of these three easy methods:by mail,by phone,or online. The correct mailing address,phone number,and Web address for your account are listed on the front of this billing statement.For more information about making a payment,please review the instructions located on the back of this statement. As a reminder,you may pay your credit card bill online or through our automated phone system for no fee. F , Trans Date Post Date Description of Fees Reference Number Amount Total Fees For This Period $0.00 Description of Interest Charge Amount INTEREST CHARGE ON CASH ADVANCES $0.00 INTERESTCHARGE ON PURCHASES $73.90 Detwb and mmm bottom portion with your p yment. 090750 41 16 0000000103 STMT08 D F 5306 HDPI See—me side for important information ------------------------------------------------------------------------------------------------------------------------------------------ Account Number. -6589 New Balance $3,116.14 Minimum Payment Due $748.00 Payment Due Date 08/11/2012 Include account number on check to HSBC Card Services. Do not send cash. Please send your payment 7 to 10 days prior to the payment due date to ensure timely delivery. 090 AMOUNT ENCLOSED #BWNHYTS #303034256584# HSBC CARD SERVICES KEVIN W STAINS PO BOX 17051 609 BROOKHAVEN RD BALTIMORE MD 21297-1051 NEW CUMBERLAND PA 17070-1706 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII HUUNLHULU 13A.NK PLA 1.1N UM MAN I hXUAKU KEVIN W STAINS Household Bank Platinum MasterCard Account Account Number 6589 Page 2 of 2 From June I S o u 2012 INTEREST CHARGE ON BALANCE $0.00 TRANSFERS Total Interest For This Period $73.90 Total fees charged in 2012 $105.00 Total interest charged in 2012 $457.38 h I' I1:_1w , aull;�uJlN Your Annual Percentage Rate(APR)is the annual interest rate on your account. r Ip l,!:I I-'I L�L__tJl,u.__��IIIIIJ�,��iJlll�_:1'. llh�� l�ul, Ill llkdll,;l.l�l�,lll! Id,��I ��JI�iV�9fl��'Id��l�ll��l l.d Ihld•il 111111 d�11,:,nali�lli I,IV�'J�Jp,��I,J��V,IJI II�.II'l::.l:�JII�,�,1;: II!IJ�llh'; Type of Balance Annual Percentage Rate(APR) Balance Subject to Interest Rate Interest Charge PURCHASES 00001 26.99%(v) $2,670.85 $63.20 PURCHASES 00001 29.99%(v) $407.02 $10.70 CASH ADVANCES 80001 29.99%(v) $0.00 $0.00 BALANCE TRANSFER 29.99%(v) $0.00 $0.00 71111 v=lrariable Rate Who likes paper cuts?Electronic statements are here!Sign up now at householdbank.com/register 090750 41 16 0000000103 STMT08 D F 5306 HDPI ___________________________________________________________________________________________________________ Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY PF O THONO tib 201R; JUN 13 Pii 2::; CUMBERLAND COUNTY PENNSYLVT\N!A Portfolio Recorvery Associates, LLC vs. Kevin W Stains Case Number 2014-3271 SHERIFF'S RETURN OF SERVICE 06/02/2014 02:54 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Complaint & Notice by handing a true copy to a person representing themselves to be Barbara Stains, wife, who accepted as "Adult Person in Charge" for Kevin W Stains at 609 Brookhaven Road, New Cumberland Borough, New Cumberland, PA 17070. NOAH CLINE, DEPUTY SHERIFF COST: $47.21 SO ANSWERS, June 04, 2014 RONNY R ANDERSON, SHERIFF (c) CountySuito Sheriff, Teleosoft, Inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. KEVIN W STAINS 609 BROOKHAVEN RI) NEW CUMBERLAND PA 17070 Defendant Date: 15-82601 No. 14-3271 PRAECIPE FOR DEFAULT JUDGMENT Filed on Beh, _ Af Plaintiff Couns- • Acord for this Party ert N. Polas, Jr., Esquire, # 201259 Carrie A Brown, Esquire, # 94055 Mark R Garvey, Esquire, # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) 1-866-428-8102 (F) (757) 518-0860 Attorneys for Plaintiff ate} 41.sn-pa This communication is from. a debt collector is an attempt to collect a debt. O 41 ce 0114 I Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 Defendant : No. 14-3271 PRAECIPE FOR DEFAULT JUDGMENT Please enter Judgment in Favor of Plaintiff and against Defendant, KEVIN W STAINS, for failure to answer the Complaint. (X) Amount Due $3,116.14 Less Credits $.00 TOTAL $3,116.14 (X) I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the complaint and is calculable as a sum certain from the complaint. (X) Pursuant to PA.RC.P.237 (Notice for Final Judgment or Decree), I certify that a copy of this praecipe has been mailed to each other party who appeared in the action or to his/her attorney of record. (X) 15-82601 Pursuant to PARC.P.231.1, I certify that a written notice of intention to file this praecipe was mailed or delivered to the party a:ainst whom judgment is to be tered and to his/her attorney of record, if an . ter e default occurred an• at le.: ten days a:� • dex a copy of the no .ttached — prior to the date of the filing of this • • - . Polas, Jr., Esquire, # 201259 Carrie A Brown, Esquire, # 94055 Mark R Garvey, Esquire, # 31.2686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) 1-866-428-8102 (F) (757) 518-0860 Attorneys for Plaintiff This communication. is from a debt collector is an attempt to collect a debt. Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 14-3271 v. KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 Defendant NOTICE OF JUDGMENT (X) Notice is hereby given that a judgment in the above -captioned matter has been entered against you in the amount of $3,116.14. (X) A copy of all documents filed with the Prothonotary in support the nt is/are attached. If you have any questions regarding this N 15-82601 Obert N. Polas, Jr., Esquire, # 201259 Carrie A. Brown, Esquire, # 94055 Mark R. Garvey, Esquire, # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) 1-866-428-8102 (F) (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC Litigation Department 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1-866-428-8102 Fax: (757) 518-0860 Hours of Operation: Monday through Thursday 8 AM to 11 PM, Friday 8 AM to 9 PM, Saturday 8 AM to 5 PM, Sunday 12 PM to 11 PM (EST) July 21, 2014 KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 RE: PORTFOLIO RECOVERY ASSOCIATES, LLC VS. KEVIN W STAINS 14-3271 Dear KEVIN W STAINS: Enclosed herein please find a 10 -Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. 15-82601 Sincerely, Robert N. Polas, Jr., Esquire Carrie A. Brown, Esquire Mark R. Garvey, Esquire Attorney ID #201259/94055/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION — LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 14-3271 v. KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 Defendant TO: KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 DATE OF NOTICE: July 21, 2014 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. 15-82601 Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Robert N. Polas, Jr., Esquire Carrie A Brown, Esquire Mark R Garvey, Esquire Attorney ID #201259/94055/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. KEVIN W STAINS 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 Defendant No. 14-3271 AFFIRMATION OF NON -MILITARY SERVICE The undersigned counsel, as attorney for Plaintiff, herein affirms under the penalties of perjury that I am the attorney for the Plaintiff in the above -captioned matter, and that to the best of my knowledge, information and belief, the above named Defendant, is over 21 years of age; is last known to reside at 609 BROOKHAVEN RD NEW CUMBERLAND PA 17070 and is not in the military service of the United States or its Allie o °t rwise within the prov the Service Members Civil Relief Act and its Amendments 15-82601 obert N. Polas, Jr., Esquire, #201259 Carrie A Brown, Esquire, #94055 Mark R Garvey, Esquire, #312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) (866) 428-8102 (F) (757) 518-0860 Attorneys for Plaintiff This communication is a debt collector and is an attempt to collect a debt. Any information obtained will be used for that pupose. Department of Defense Manpower Data Center S'tatu8 Report Pursuant to Setvicentem ers Civil Relief Act Last Name: STAINS First Name: KEVIN Middle Name: W Active Duty Status As Of: Aug -04-2014 Results as of : Aug -04-2014 05:44:19 PM SCRA 3.0 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA NA This response reflects where the individual left active dutystatuslwlthln367 days preceding the Active:Duty Status Date This response reflects the individuals' active duty status based on the`ActiSe Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA :'r.NA .. I .:: No NA This response reflects where the individual left active dutystatuslwlthln367 days preceding the Active:Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA -:'.NA`;:_'_' :,,No-:' ,. NA This response reflects whether'the individual or his/her unit has received early notifiadionrio report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center; based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the UniformedServices(Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. r�- Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PCO9SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: YCYAQ46300AFM90