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HomeMy WebLinkAbout14-3273 Supreme Court-of Pennsylvania Court- f Common Pleas 1 I /*.r Y1 tO For Prothonotary Use Only: T[ME.STA MP Civil Cover ,,Sheet Docket No: -73 ivaTcrm ounty The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other a ers as required by law or rules o court. S Commencement of Action: E ®Complaint ❑ Writ of Summons []Petition C ❑ Transfer from Another Jurisdiction ❑Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES,LLC ADAM J RUNSHAW I O Are money damages requested? ® Yes 11 No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits A Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? ❑Yes ®No Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R Garvey ❑ Check here if you haw no attorney(are a Self-Represented[Pro Se]Litigant) I Nature of the Case: Place an "X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL.APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other S ❑ Product Liability(does not include E mass torr) El Employment Dispute: ❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board C ❑ Other: ❑ Employment Dispute:Other ❑ Other: T I ❑ Other: Q MASS TORT N ❑ Asbestos ❑ Tobacco ❑ To)dc Tort-DES REAL PROPERTY MISCELLANEOUS Bi ❑ Toxic Tort-Implant ❑ Ejectment ❑ Common Law/Statutory Arbitration ❑ To)ac Waste ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Found Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: ~� 15-76753 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 fj' I�. is-0 IF F R.:r Portfolio Recovery Associates, LLC 120 Corporate Blvd G MAY 28 PP6 Norfolk, VA 23502 . TELE: 1-866-428-8102 CUMBERLAND COUNTY FAX:(757) 518-0860 PENNSYLVANIA Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LA W PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD 14 -36-173 �ilV t (erM NORFOLK, VA 23502 No. Plaintiff, V. ADAM J RUNSHAW 10496 MAPLETON RD SHIPPENSBURG PA 17257 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association o 32 South Bedford Street Carlisle, PA 17013 41-03. 7,5 pD RWY 15-76753 (717) 249-3166 Of483o2g7 ��.30Co So20 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN TBE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. ADAM J RUNSHAW 10496 MAPLETON RD SHIPPENSBURG PA 17257 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta.contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 15-76753 Esta comunicacion es de un cobrador de deudas y es un intent do cobrar iuia deuda. Cualquier infromacion sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. ADAM J RUNSHAW 10496 MAPLETON RD SHIPPENSBURG PA 17257 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, ADAM J RUNSHAW, is an adult individual with last known address of 10496 MAPLETON RD, SHIPPENSBURG PA 17257. 3. It is averred that Defendant was indebted to HSBC BANKNEVADA, N.A. /CAPITAL ONE, N.A. /UNION PRIVILEGE on October 21, 2011 with account number ************0184 (hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. '111is cor n-nuriication is frown a debt collector and is an.attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A" 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on May 16, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANKNEVADA, N.A. / CAPITAL ONE, N.A. /UNION PRIVILEGE and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A" 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$1,856.14. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, ADAM J RUNSHAW 3arrieA f$1,856.1F94055 f this action and any other relief as the Court deems just an n, Esquire, Robert N. Polas, Jr., Esquire, #201259 Mark R Garvey, Esquire, #312686 Attorneys for Plaintiff 15-76753 'I'1.lis com-11un.ication is fi-om a debt collector and .is an attempt to collect a debt. Any infor nation obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Anita Bray hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belied based upon information provided by the Plaintiff The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: APR 2 9 2014 By: L—ditij Anita Bray Custodian of Records 15-76753 This comni iication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Exhibit 2 Forward Flow Receivable Sale Agreement dated 01/10/2013 BILL OF SALE Closing Date: 02/14/2013 Capital One Bank(USA),National-Association("Seller"),in consideration of a Purchase Price of- - ' and other valuable consideration, the receipt of which is hereby acknowledged, hereby sells, assigns and transfers all right, title and interest in the Accounts identified in the Sale File entitled"' .. (which may be in electronic form) to Portfolio Recovery Associates, LLC and its affiliates and its subsidiary entities {"Buyer"), without recourse or representation except as expressly provided herein.or on the terms, and subject to the conditions,set forth in the Agreement(as defined below). This Bill of Sale is delivered pursuant'to that certain Forward Flow Receivable Sale Agreement, dated as of 01/10/2013, by and between Seller and Buyer(the "Agreement"). .All capitalized terms used, but not defined;in this Bill of Sale shall have the meanings assigned to such terms in the Agreement. The Cutoff Date for the Sale File was 02/11/2013. The aggregate Unpaid Balance of the Accounts as of the Cutoff Date was CAPITAL ONE BANK(USA),NATIONAL ASSOCIATION By: Name:John H.Maurer Title:Vice President 111 Exhibit i Forward Flow Receivable Sale Agreement dated 01/I0/2013 BILL OF SALE CIosing Date:02/14/2013 Capital One, National Association ("Seller'), in consideration of a Purchase Price of and other valuable consideration, the receipt of which is hereby acknowledged, hereby sells,assigns and transfers all right,title and interest in the Accounts identified in the Sale File entitled "(which may be in electronic form) to Portfolio Recovery Associates, LLC and its affiliates and its subsidiary entities ("Buyer"), without recourse or representation except as expressly provided herein or on the terms,and subject to the conditions, set forth in the Agreement(as defined below). This Bill of Sale is delivered pursuant to that certain Forward Flow Receivable Sale Agreement, dated as of 01/10/2013, by and between Seller and Buyer(the"Agreement'). All capitalized terms used, but not defined; in this Bill of Sale shall have the meanings assigned to such terms in the Agreement. The Cutoff Bate for the Sale File was 02/11/2013.-The aggregate Unpaid Balance of the Accounts as of the Cutoff Date was CAPITAL ONE;NATIONAL ASSOCIATION By: Name:John H.Maurer Title:Vice President LL, Z AVi UMt AU V AN 1 AIih MAJ 1 EXUAKI) ADAM J RUNSHAW in AFSCME ADVANTAGE MasterCard Account Account Number 0184 Page 1 of 2 From Januery I j 20 to �e mary 2011 $urmlAa f Account Activity P rttl o Previous Balance 51,821.14 New Balance $1,856.14 Payments - $0.00 Minimum Payment Due 5433.00 Other Credits $0.00 Payment Due Date February 26,2013 Purchases/Debits + $0.00 Balance Transfers + $0.00 Late Payment Warning:If we do not receive your minimum payment by the Cash Advances + $0.00 date listed above,you may have to pay a late fee of up to$35.00. Past Due Amount $351.00 Fees Charged + $35.00 Interest Cha ed + $0.00 Minimum Payment Waming:lf you make only the minimum payment each New Balance 51,856.14 period,you will pay more in interest and it will take you longer to pay oliyour Credit Limit $0.00 balance.For example: Credit Available $0.00 Statement Closing Dale February 1,2013 If you make no additional You will pay off the And you will end up paying Days in Billing Cycle 30 charges using this card balance shown on an estimated total of.. and each month you this statement in pay... about... Only the minimum 8 Years $3,078 Payment S67 3 Years $2,415 (.Savings—$663) If you would like information about credit counseling services call 1-866-569-2227. Questions? Payment Address:UNION PLUS Credit Card,PO Box 71104,Charlotte,NC 24-flour Customer Service 1-800-622-2580 28272-1104 Lost or Stolen Card 1-800-651-5116 Billing Inquiries:UNION PLUS Credit Card,PO Box 80027,Salinas,CA Outside LISA Collect 1-702-243-1575 93912-0027 TDD/Hearing Impaired 1-800-395-9020 Manage Your account online at www.unionpluscard.com Ififaftwig The HEXAGON DESIGN®(AND VARIATIONS),HSBC®,THE WORLD'S LOCAL BANK®,HOUSEHOLD®(AND DESIGN)and HOUSEHOLD BANK® are registered trademarks of HSBC Holdings plc or HSBC Finance Corporation and are used by Capital One by permission.Capital One is the issuer of this account. As a reminder,you may pay your credit card bill online or through our automated phone system for no fee. Your account is over the credit limit.Please pay your total due of$1,856.14,which includes any additional over the credit limit amount and your Minimum Payment Due,minus any Past Due amount. T Trans Date Post Date Description of Transaction or Credit Purchase Type Reference Number Amount Trans Date Post Date Description of Fees Reference Number Amount 01/26/13 01/26/13 LATE CHARGE ASSESSMEN7' 10000035000126999966890 $35.00 Total Fees for This Period $35.00 C Description of Interest Charge Amount INTEREST CHARGE ON CASH ADVANCES 50.00 INTEREST CHARGE ON PURCHASES $0.00 INTEREST CHARGE ON BALANCE SO.00 TRANSFERS Total Interest For This Period $0.00 Detnch and moan bottom portion with yon pa3anent. 010103 4 Z 31 0000003500 S M XT E 5 lNPL00EF:XX.1NMEMBX'CXX 731 E\CPP See reverse side for important information ___,,_ __ _______________________________ �ryp� r1 m Account Number. 0184 V� New Balance $1,856.14 Minimum Payment Due $433.00 Payment Due Date 02/26/2013 Include account number on check to UNION PLUS Credit Card. Do not send cash. Please send your payment 7 to 10 days prior to the payment due date to ensure timely delivery. 010 AMOUNT ENCLOSED UNION PLUS CREDIT CARD ADAM J RUNSHAW PO BOX 71104 22 MAPLE AVE CHARLOTTE NC 28272-1104 WALNUT BOTTOM PA 17266-9701 I�III�IIII��IIIIIII�IIII��IIIIIII�II�I�IIIII�III�IIII�I��II�IIII� At'�)IUMt AD V AN 1 Alin MAJ i EXUAKU ADAM J RUNSHAW AFSCME ADVANTAGE MasterCard Account Account Number 0184 Page 2 of 2 From January 1 20 3 to a ruary 1 201'1 X93 Ztrtal� ea t4$R#� Total fees charged in 2013 $70.00 Total interest charged in 2013 $28.06 t€tke _�o Ca#�s attdsr Your Annual Percentage Rate(APR)is the annual interest rate on your account. Type of Balance Annual Percentage Rate(APR) Balance Subject to Interest Rate Interest Charge BALANCE TRANSFER 17.99%(v) $0.00 $0.00 70001 PURCHASES 00001 17.99%(v) $0.00 $0.00 CASH ADVANCES 80001 23.99%(v) $0.00 $0.00 BALANCE TRANSFER 17.99%(v) $0.00 $0.00 71111 v=Pariable Rate er td�trxs Avoid being a victim of identitytheft.Manage your account online and enroll in paperless statements.Sign Up at unionpluscard.com/register Whether you're 18 or 60,there are steps you can take to plan for your retirement...starting today!Visit the Union Plus Retirement Planning Center at UnionPlusRetirement.org to learn about planning for retirement and how to manage your money and lifestyle afterwards.Plus get the latest information on social security and pensions and other retirement topics.Offered through Union Privilege. The Union Plus Moving Van Discount offers savings on interstate moving,packing and in-transit storage from two of the most trusted names in moving—Allied and North American Van Lines.Plus,get increased insurance coverage;waiver of increased summer rates;and on-time delivery guarantee.Visit UnionPlus.org/Moving or call 1-800-871-8864(Allied Van Lines)and 1-800-524-5533(North American Van Lines)and reference"Union Plus"to use the discount.Offered through Union Privilege. 010103 4 Z 31 0000003500 STMTXT E 5 UNPL00EFXXXXMEMB1LXXX 731 EXCPT __________________________________________________________________________________________________________________________________________ /Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff OF T 'IFILE O TN©�, O . �i45EP-g NoT,�,rt; 1 � CUMBERLAND Utf�ER! �il1 : Q'7 PENNSYL ANJANTy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. ADAM J RUNSHAW 10496 MAPLETON RD SHIPPENSBURG PA 17257 Defendant No. 14-3273 PRAECIPE TO SETTLE DISCONTINUE AND END PLEASE MARK THE ABOVE -CAPTIONED ACTION AS SETTLED, DISCONTINUED AND ENDED. 15-76753 Re submitted, °I -P".. --rt N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC : 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff : No. 14-3273 v. ADAM J RUNSHAW 10496 MAPLETON RD SHIPPENSBURG PA 17257 Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Settle Discontinue and End u on ADA J RUNSHAW by First Class Mail, Postage Pre -Paid, a copy thereof on this day of , 2014, to: 15-76753 ADAM J RUNSHAW 10496 MAP ' ."S, �•P e c C • 4r257 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt.