HomeMy WebLinkAbout14-3472 Supreme Court-of.Pennsylvania
r CouW1468"T�Co'1!46n Pleas
��,,��� f .. ��" \;��' For Prothonotar'Use nly: I7AiE S`l'A1ll'
CMI�C�OVeI'"�6, et Docket No:
CUM BU Count
Y
The it formation collected on this fonn is used solely for court administration purposes. This fonn does not
supplement or replace thefifing and service ofpleadings or other a ers as required by law or rules of court.
S Commencement of Action:
E [N Complaint E] Writ of� ❑ Transfer from Another Jurisdiction
El Petition
C ❑Declaration of Taking
,I Lead Plaintiffs Name: Lead Defendant's Name:
PORTFOLIO RECOVERY ASSOCIATES,LLC FLOYD FRY
I
O Are money damages requested? N Yes ❑ No Dollar Amount Requested: X within arbitration('trots
N (Check one) outside arbitration limits
i
AIs this a Class Action Suit? ❑Yes ®No Is this an MDJAppeal? ❑Yes ®No
I
Name of Plainti®Appellanfs Attorney.Robert N.Polas,Jr./Carie Brown/Mark R Garvey
❑ Check here if you have no attorney(are a Self-Represented[Pro Se]Litigant)
I
Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of clai n, check the one that
you consider most important.
TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection:Other ❑ Dept.of Transportation
❑ Premises Liability ❑ Statutory Appeal:Other
S ❑ Product Liability(does not include
E mass tort) ❑ Employment Dispute:
❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board
C ❑ Other: ❑ Employment Dispute:Other ❑ Other:
T
I ❑ Other:
U MASS TORT
N ❑ Asbestos
❑ Tobacco REAL PROPERTY MISCELLANEOUS
❑ Toxic Tort-DES
[j Ejectment E]❑ Toxic Tort-Implant ectment Common Law/Statutory Arbitration
❑ Toxic Waste E] Eminent Domain/Condemriation El Declaratory Judgment
❑ Other: El Ground Rent E] Mandamus
❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations
{ ❑ Mortgage Foreclosure:Residential Restraining Order
❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other.
❑ Dental ❑ Other:
❑ Legal
❑ Medical
❑ Other Professional:
15-62310
Robert N. Polas, Jr., Esquire PA Bar#201259
' Carrie Brown, Esquire PA Bar#94055 _
Mark R. Garvey, Esquire PA Bar# 312686 =``
Portfolio Recovery Associates LLC .
120 Corporate Blvd
Norfolk, VA 23502
8
FAX:(757) 518-0860
0860 f
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No. 1
Plaintiff,
V.
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
15-62310 (717) 249-3166 o-o
/U
W)7.:?
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION- LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demands
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO,VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
15-62310
Esta comunicacion es de un cobrador de deudas y es un intent do cobrar una deuda.
Cualquier infromacion.sera utilizada para ese proposito.
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION- LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD :
NORFOLK, VA 23502
Plaintiff, No.
V. :
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, FLOYD FRY, is an adult individual with last known address of 22 GETTYSBURG
PIKE, MECHANICSBURG PA 17055.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/CARE CREDIT on
May 25, 2012 with account number ************2119 (hereafter referred to as "Account").
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned.Account to which there was no bonafide objection by
Defendant. A copy of the charge off statement is attached hereto and collectively marked as
Exhibit "A."
7. Defendant was in default with respect to that debt for failure to make the required payments on
the Account. The last payment made on this Account was on January 9, 2013.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/
CARE CREDIT and Plaintiff is now the holder of the Account. A true and correct copy of the
Plaintiff s Bill of Sale is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum
of$1,672.29.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, FLOYD FRY, in the amount of$1,672.29, plus costs of this action and
any other relief as the Court deems just and reasonable.
Carrie A. Brown, Esquire, #94055
Robert N. Polas, Jr., Esquire, #201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
15-62310
This conitnunication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Tiffany(ka hereby states that he/she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing
Complaint are true and correct to the best of his/her knowledge, information, and belief, based
upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date: MAY 0 8 2014 By: Qft
Cus o cords
15-62310
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
X IBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
/JORANt
I
/ GE C 1t i
Grp
a
BILL of SALE ...
PRA PSCC Fresh-September.2013
. . For value received and in further consideration of the mutual covenants and conditions set forth in the.
Forward Flow Receivables Purchase Agreement(the"Agreement"};dated as of this 9`h day of July, 201313y and
between General Electric Capital Corporation;GE Capital Retail Bank,GEMB Lending,Inc.;Monogram Credit
Services,LLC;RFS Holding,L.L.C.,and GEM'Holdiag,:L.L.C.(collectively"Seller")and Portfolio
Recovery Associates,:LLC("Buyer"},Seller hereby transfers;sells,conveys,grants;and delivers to Buyer,its
successors and assigns,without recourse except as set forth in the Agreement;to the extent of its ownership,the.
Receivables as:set forth in the Notification Files(as defined in the:Agreement),delivered by Seller.to Buyer on
September 19,2413,and as further described inahe.Agreement:
GE Capital Retail Bank ... Mono
ai
P � grain Credit Services;L.L.C.
. .
By: � _ By
Ken Wojcik U Attorney in F,-Wt Ken Wojcik77
Title: EVP Collections&Recovery - Z-1
Date: [0 3
Date: jp . . : : _.
RFS H:glding, I;.L.0
. .. .
General Electric Capital:Corporatron By:
. . Attorney in F t Ken Wojcik
BY
Attorney in Fac en Wojcik Date: 1 b-Z- 4
Date:
.. ..
.... . ..
GEM Holding,'L.L.G
GEMB Lending;Inc. By.. .
Attorney By. r in F Ken Wojcik
..
f
Attorney in F t Ken Wojcik Date:
Date:
Portfolio ,
o alio Recovery Associates LLC
:Title:
CARECREDITIGECRB CardholderName: Y
Account Number-. 119
GE Capital Retail Bank
Statement Closing Date:
s
Previous Balance $1,637.29 New Balance $0.00
+ New Purchases $0.00 Total Minimum Payment Due $439.00
- Payments $0.00 Payment Due Date 08/09/2013
+/- Credits,Fees&Adjustments(net) $1,637.29- PAYMENT DUE BY 5 P.M.EASTERN ON THE DUE DATE.
+/- Interest Char (net) $0.00 We may convert your payment into an electronic debit. See
New Balance $0.00 reverse side.
Credit Limit $7,000.00
Available Credit $0.00 Late Payment Warning: If we do not receive your Total
Days in Billing Period '28 Minimum Payment Due by the Payment Due Date listed above,
you may have to pay a laze fee up to$35.00.
Pay online for free at:gogecapital.com
For GE Capital Retail Bank customer service or to report
your card lost or stolen,call 1-866-8937864.
Best timers to call are Wednesday-Friday.
° �t�**'���+*4h�f�tttttttt+++t+tttttt++tttttttttt+t+tt#tt+t++Tttttt+
YOU MUST PAY EACH PROMOTIONAL BALANCE IN FULL BY ITS EXPIRATION DATE TO AVOID PAYINGDEFERRED
INTEREST CHARGES PLEASE SEETHE PROMOTIONAL PURCHASE SUMMARY SECTION ON TIES STATEMENT
FOR FURTHER DETAILS YOU HAVE A PROMOTION(S)EXPIRINGON 12/10/13 AND 08/10/14.
tttitttttttttt++++tt++ttttt+++++t+tt++t+++++t++t+tt+
Promotional Promotional Deferred Tran Date Description Initial
Expiration Balance Interest Charge Purchase -
Daze Amount
12/10/2013 $61000 $0.00 05/25'2012 Deferred Interest/No Interest If Paid In $931.00
Full
08/10/2014 $650.00 $0.00 01/11/2013 Deferred Interest/No Interest If Paid In $65000
Full
A summary of your promotional pwchase is provided above. Any promotion maybe terminated if youraccount goes 60 days
past due.
If you have a DEFERRED INTEREST/NO INTEREST IFPAID IN FULL promotion:To avoid paying Deferred Interest Charges
on these promotion(s),you must pay the entire applicable Promotional Balance by the Promotional Expiration Date. On a
Fixed Payment(Extended.Payment Plan)promotional purchase,the Interest Charge is billedmonthly and included as part of
the Minimum Payment due.
To make more than one payment see Make Payment To address or pay online at gogecapital.com.
------------
!1M*+#+++*
Tran Date Post Date Reference Number Description Amount .
08/07/2013 08/07/2013 F9072006VO0999990 CHARGE OFF ACCOUNT-PRINCIPALS $1,260.00 CR
08/07/2013 08/07/2013 F9072006VO09,99990 CHARGE OFF ACCOUNT-FINANCE $41229 CR
CHARGES*
FEES
08/02/2013 08/02/2013 LATE FEE $35.00
TOTAL FEES FOR THIS PERIOD $35.00
INTEREST CHARGED
08/07/2013 08/07/2013 INTEREST CHARGE ON PURCHASES $0.00
TOTAL INTEREST FOR THIS PERIOD $0.00
ttttttttttt
Total Fees Charged in 2013 $245.00
Total Interest Charged in 2013 $35.71
Total Interest Paid in 2013 $6.58
*NOTICE:See reverse side and additional pages(if any)for important information concerning your account. -
5302 DF9 1 3 7 130807 ZD PAGE t of 3 9072 3200 X938 OIEJ5302
fP�aay�online at gogecapital.coom or enclose this coupon with your check.Please use blue or black ink.
"'Q1`�°' "" `" ` - 31'1+ r*ttWP4rt rt + + +#+ rt#rt +# t+t+
Payment Enclosed: $ .... . ..
. New address ore-mail? Payment due includes$0.00 past due.Please pay the past due amount PROMPTLY.
Check the box at left and
print changes on back If you only pay the Taal Minimum Due it may not pay off the Promotional Purchase by the Expiration Date.
FLOYD FRY OTTFFFTFI'FFTAAFDDTFTDDDADFFDFTFAFFFFFATTAAFTFFTFATA FDA DTAFDDTFTTD
22 GETTYSBURG PIKE
MECHANIGSBURGPA 17055-5601 Make Paymentto: GE CAPITAL RETAIL BANK
PO BOX 960061 _
ORLANDO,FL 32896-0061
TADFAAFFAFAATTFAFDTAFDFFDDDTFTTFATDADTTTDFAFFFFFDFAAADFTFFDDDTTTA
M2119
Customer Service/Questions:For account information,please call the toll free number on the front of this statement.Unless
your name is listed on this statement,your access to information on the account may be li mited.You may also mail questions
(but not payments)to:P.O.Box 965033,Orlando,FL 32896-5033.Please include your account number on any correspondence
you send to us.
Payments:Send payments to the address listed on the remittance coupon portion of this statement or pay online at www.
gogecapital.com.
Overnight Payments:Payments cannot be made in person,mail payments to GE Capital Retail Bank,140 Wekiva Springs
Road,Longwood,FL 32779.
Notice:See belowforyour Billing Rights and other important information.Telephoning about billing errors will not preserve
your rights underfederal law.To preserve your rights,please write to our Billing Inquiries Address,P.O.Box 965035,Orlando,
FL 32896-5035.
Purchases,returns and payments made just prior to billing date may not appear until next month's statement.When
you provide a check as payment,you authorize us either to use information from your check to make a one-time electronic
fund transfer from your account ortoprocessthe payment asacheck transaction.When we use information from your check
to make an electronic fund transfer,funds maybe withdrawn fromyour account as soon as the some day we receive your
payment and you will not receive your check back from your financial institution.You may choose not to have your payment
collected electronically by sending your payment(with the remittance coupon),In your own envelope-not the enclosed
-remittance envelope,addressed to:PO Box 530960,Atlanta,GA 30353-0960 and not the payment address.
What To Do If You Think You Find A Mistake On Your Statement:
Ifyou think there is an error on your statement,write to us at
GE Capital Retail Bank,P.O.Box 965035,Orlando,FL 32896-5035.
In your letter give us the following information:
•Account information:Your name and account number
•Dollar amount:The dollar amount of the suspected error
•Description of problem:If you think there is an error on your bill,describe what you believe is wrong and why you be-
lieve it Is a mistake.
You must contact us within 60 days after the error appeared on your statement.
You must notify us of any potential errors in writing.You may call us,but if you do we are not required to investigate any
potential errors and you may have to pay the amount in question.
While we investigate whether or not there has been an error.the following are true:
•We cannot try to collect the amount in question or report you as delinquent on that amount.
•The charge in question may remain on your statement and we may continue to charge you interest on that amount.
But,if we determine that we made a mistake,you will not have to pay the amount in question or any interest or other fees
related to that amount.
•While you do not have to pay the amount in question,you are responsible for the remainder of your balance.
•We can apply any unpaid amount against your credit limit.
Information About Payments:You may at any time pay,in whole or in part,the total unpaid balance without any additional -
charge for prepayment. Payments received after 5:00 PM(ETI on any day will be credited as of the next day.Credit to your
account may be delayed up to five days if payment lal is not received at the pa ment address,Ib)is not made in U.S.dollars
drawn on a U.S.financial institution located in the U.S.,(c)is not accompanied by the remittance coupon attached to your
statement.Id)conta ins more than one payment or remittance coupon,(e)is not received in the remittance envelope provided
or If)includes staples,paper clips,tope,a folded check or correspondence of any type.Conditional Payments:All written
communications concerning disputed amounts,including any check or other payment instrument that(i)indicates thatthe
payment constitutes'payment in full"or is tendered as full satisfaction of a disputed amount,or(ii)is tendered with other
conditions or limitations 1"Disputed Payments"1,must be mailed or delivered to us at P.O.Box 965035,Orlando,FL 32896.5035.
Credits to Your Account:An amount shown in parenthesis is a credit or credit balance unless otherwise indicated.Credits
will be applied to your previous balance immediately upon receipt,but will not satisfy any required payment that may be due.
Credit Reports and Account Information:Ifyou believe that we may have reported inaccurate information about you to a-
consumer-reporting agency,please contact us at P.O.Box 965036,Orlando,FL 32896-5036.In doing so,please identify the
inaccurate information and tell us whyyou believe it is incorrect.Ifyou have a copy of the credit reportthat includes the inac-
curate information,please include a copy of that report.We may report information aboutyour accountto credit bureaus.
Late payments,missed payments,or other defaults on your account may be reflected in your credit report.
Haw We Calculate Interest:We figure the interest charge on your account by applying the periodic rate to the"daily bal-
ance"of your account for each day in the billing cycle.We then add the interest to the daily balance. To get the"daily bal-
once"we take the beginning balance of your account each day(which includes unpaid interest),add any new charges,and
applicable fees,and subtractany payments orcredits.This gives us the daily balance.Any daily balance of less than zero will
be treated as zero.A separate daily balance will be calculated for each balance type on your account.The balances)shown
in the Interest Charges section of this statement is the sum of the daily balances for each day in the billing cycle divided by
the number of days in the billing cycle.
Bankruptcy Notice:If ou file bankruptcy you must send us notice,including account number and all information related to
the proceeding to the following address:GE Capital Retail Bank,Attn:Bankruptcy Dept.,P.O.Box 103106,Roswell,GA 30076.
Your account is owned and serviced by GE Capital Retail Bank.
Hearing Impaired:TDD users call 1-877-448-8512
Use of Information About You and Your Account Our Privacy Policy describes our collection and disclosure of information
aboutyou and your Account.Ifyou would like another copy ofthe Privacy Policy,please call us at the customer service tele-
phone number indicated on the front ofthis statement.
This is an attempt to collect a debt and any information obtained will be used for that purpose.
OlEJ5302-12-03/05/12
By providing a telephone number on your account,you consent to GE Capital Retail Bank and any other owner or servicer of
your account contacting you about your account,including using any contact information or cell phone numbers you provide,
and you consent to the use of any automatic telephone dialing system and/or an artificial or rerecorded voice when contact-
ing you,even ifyou are charged for the call under your phone plan.
For changes of address or phone number,please check the box and print the changes below. Retail EN-OlEJ5302
Name
❑ Street Address
city State Zip Code
Home Phone# Business Phone# Cell#or other phone#we can use to contact you Email Address
Remember,you can update the above information as well as your e-mail address online at www.gagecapital.com
Cardholder Name: FLOYDFRY Account Number�119 -
Statement Closing Date:O8/07/2013
t1Ult t:lRtlltlbRttttttttttF+ttttttttttttttttttttt+ttttttt+ttt+tttttttt
Expiration Date Annual Balance Subject to Interest Charge
Type of Balance Percentage Interest Rate
Rate(APR)
Purchases NA 26.99% $0.00 $0.00
Deferredlnterest/No Interest If Paid In Full 12/10'2013 26.99% $0.00 $0.00
Deferred Interest/No Interest lfPaid In Full 08110'2014 26.99% $0.00 $0.00
t+t++tttttttttttt+t+ttttttt+t+ttttttt+t+t+ttttttt++t -
In order to protect your account privacy,we are unable to provide account information to anyone other than the cardholder(s)or
an authorized party.If you wish to permit us to speak to an authorized party such as a spouse about your account,please send
written authorization to the General Inquiries address
5302 DFR 1 3 7 130807 ZD PAGE 2 of 3 9072 3200 XB38 OlEJ5302
l
5302 DFH 1 3 7 130807 ZD PAGE 3 of 3 9072 3200 XB38 OIEJ5302
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff of Cmo,
Jody S Smithy �: , » al 20 \-11
Chief Deputyvv3
Richard W Stewarts 13 �� � 11�
Solicitor '` ` '
Portfolio Recorvery Associates, LLC Case Number
vs. 2014-3472
Floyd Fry
SHERIFF'S RETURN OF SERVICE
06/12/2014 04:36 PM- Deputy Amanda Ebersole, being duly sworn according to law, served the requested
Complaint&Notice by handing a true copy to a person representing themselves to be Patsy Fry,wife,
who accepted as"Adult Person in Charge"for Floyd Fry at 22 Gettysburg Pike, Upper Allen Township,
Mechanicsburg, PA 17055.
,5AxThipsirke„,4-0 041_,
AMANDA EBERSOLE, DEPUTY
SHERIFF COST: $39.30 SO ANSWERS,
June 13, 2014 RONR ANDERSON, SHERIFF
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Defendant
Date: 04 lUf
15-62310
No. 14-3472
PRAECIPE FOR DEFAULT
JUDGMENT
Filed on Behalf
Counsel o
ecord
tiff
this Party
Polas, Jr., Esquire, # 201259
Carrie A Brown, Esquire, # 94055
Mark R Garvey, Esquire, # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
.fin.. sold._. A-Ety
eKlt ssgrL�
jtAk31os8�
A1oi�i�- rtai
This communication is from a debt collector is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Defendant
No. 14-3472
PRAECIPE FOR DEFAULT JUDGMENT
Please enter Judgment in Favor of Plaintiff and against Defendant, FLOYD FRY, for failure to
answer the Complaint.
(X) Amount Due $1,672.29
Less Credits $.00
TOTAL $1,672.29
(Xj
(X
(X
15-62310
I certify that the foregoing assessment of damages is for specified amounts alleged to be
due in the complaint and is calculable as a sum certain from the complaint.
Pursuant to PARC.P.237 (Notice for Final Judgment or Decree), I certify that a copy of
this praecipe has been mailed to each other party who appeared in the action or to his/her
attorney of record.
Pursuant to PARC.P.231.1, I certify that a written notice of intention to file this
praecipe was mailed or delivered to the .., aunt whom judgment is e • - entered
and to his/her attorney of record, if r the default occurred a' • . -ast ten days
• .. .f
n• r'at - • ed.
prior to the date of the filing oft4110/.: praecis
obert N. Polas, Jr., Esquire, # 201259
Carrie A Brown, Esquire, # 94055
Mark R Garvey, Esquire, # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
This communication is from. a debt collector is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
Litigation Department
120 Corporate Blvd Norfolk, VA 23502
Telephone: 1-866-428-8102 Fax: (757) 518-0860
Hours of Operation: Monday through Thursday 8 AM to 11 PM, Friday 8 AM to 9 PM,
Saturday 8 AM to 5 PM, Sunday 12 PM to 11 PM (EST)
July 23, 2014
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
RE: PORTFOLIO RECOVERY ASSOCIATES, LLC
VS. FLOYD FRY
14-3472
Dear FLOYD FRY:
Enclosed herein please find a 10 -Day Notice pursuant to Rule 237.1 of the Pennsylvania
Rules of Civil Procedure.
15-62310
Sincerely,
Robert N. Polas, Jr., Esquire
Carrie A. Brown, Esquire
Mark R. Garvey, Esquire
Attorney ID #201259/94055/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION — LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 14-3472
v.
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Defendant
TO: FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
DATE OF NOTICE: July 23, 2014
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS
YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
15-62310
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Robert N. Polas, Jr., Esquire
Carrie A Brown, Esquire
Mark R Garvey, Esquire
Attorney ID #201259/94055/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
IN 111E COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
V.
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Defendant
No. 14-3472
AFFIRMATION OF NON-MILITARY SERVICE
The undersigned counsel, as attorney for Plaintiff, herein affirms under the penalties of perjury
that I am the attorney for the Plaintiff in the above -captioned matter, and that to the best of my
knowledge, information and belief, the above named Defendant, is over 21 years of age; is last known to
reside at
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
and is not in the military service of the United States or its Allies, otf-rwise within the provisi
the Service Members Civil Relief Act and its Amendments.
15-62310
Obert N. Polas, Jr., Esquire, #201259
Carrie A Brown, Esquire, #94055
Mark R. Garvey, Esquire, #312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) (866) 428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
This communication is a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Department of Defense Manpower Data Center
Status Report
Pursuant to Servicernem%rs Civil Relief Act
Last Name: FRY
First Name: FLOYD
Middle Name:
Active Duty Status As Of: Aug -13-2014
Results as of : Aug -13-2014 03:47:10 PM
SCRA 3.0
On Active Duty On Active Duty Status Date
Active Duty Start Date
Active Duty End Date
Status
Service Component
NA
NA
No
NA
This response reflects the individuals' active duty status based on the Active Duty Status Date
Left Active Duty Within 367 Days of Active Duty Status Date
Active Duty Start Date
Active Duty End Date
_ Status
Service Component
NA
NA
No
NA
This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date
The Member or HisiHer Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date
Order Notification Start Date
Order Notification End Date
Status
Service Component
NA
NA
No
NA
This response reflects whether the Individual or his/her unit has received early notification to report for active duty
Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and
Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.
r�-
Mary M. Snavely -Dixon, Director
Department of Defense - Manpower Data Center
4800 Mark Center Drive, Suite 04E25
Arlington, VA 22350
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility
Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as
the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the
individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family
member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the
protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the
"defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status
date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c).
This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active
Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less
than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service
authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the
President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the
unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve
Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S.
Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be
reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods.
Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1).
Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website
certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not
actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA
extend beyond the last dates of active duty.
Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA
are protected
WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing
erroneous information will cause an erroneous certificate to be provided.
Certificate ID: PCBOU26790D9B00
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 14-3472
v.
FLOYD FRY
22 GETTYSBURG PIKE
MECHANICSBURG PA 17055
Defendant
NOTICE OF JUDGMENT
(X) Notice is hereby given that a judgment in the above -captioned matter has been entered
against you in the amount of $1,672.29.
(X) A copy of all documents filed with the Prothonotary in support of the within judgment is/are
attached.
If you have any questions regarding this Noti
15-62310
o.ert N. Polas, Jr., Esquire, # 201259
Carrie A Brown, Esquire, # 94055
Mark R Garvey, Esquire, # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
This communication is :fiom a debt collector is an attempt to collect a debt.
Any information obtained will be used for that purpose.