HomeMy WebLinkAbout14-3549 Supreme Court-,of Pennsylvania
r
Court;of Common Pleas
1 r� m For Prothonotary Use Only: TIMES"I'A M P
Ci. 4Cove,.1 a Docket No:
CUMBb County
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace thefiling and service ofpleadings or other a ers as required by law or rules o court.
S Commencement of Action:
E ®Complaint ❑ Writ of Summons ❑Petition
C ❑Transfer fromAnotherJurisdiction ❑Declaration of Taking
Lead Plaintiffs Name: Lead Defendant's Name:
I
PORTFOLIO RECOVERY ASSOCIATES,LLC ANDREA BENZ TEZ
I
O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits
N (Check one) outside arbitration limits
A Is this a Class Action Suit? ❑Yes ®No Is this an MDJAppeal? ❑ Yes N No
Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R Garvey
❑ Check here if you haw no attorney(are a Self-Represented[Pro Sel Litigant)
Nature of the Case: Place an "X"to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection:Other ❑ Dept.of Transportation
❑ Premises Liability ❑ Statutory Appeal:Other
S ❑ Product Liability(does nor include
E "lass tort) ❑ Employment Dispute:
❑ Slander/Libel/Defanmation Discrimination ❑ Zoning Board
C ❑ Other: ❑ Employment Dispute:Other ❑ Other:
T
I ❑ Other:
Q MASS TORT
N ❑ Asbestos
❑ Tobacco
❑ To)dc Tort-DFS REAL PROPERTY MISCELLANEOUS
B ❑ To)dc Tort-Implant El Ejectment E] Common Law/Statutory Arbitration
F-1 To?ac Waste E] mElEminent Domain/Condenation Declaratory Judgment
F-1 Other: El Ground Rent E] Mandam us
❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations
❑ Mortgage Foreclosure:Residential Restraining Order
❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto
❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other:
❑ Legal
❑ Medical
❑ Other Professional:
15-55333
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLCi,` y._'
120 Corporate Blvd
Norfolk, VA23502
e
TELE: 1-866-428-8102
FAX:(757) 518-0860 �� ��°a'$
Attorneys for Plaintiff ��r AIV/4
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD )q�
No.
NORFOLK, VA 23502
Plaintiff,
V.
ANDREA BENITEZ
710 HOGESTOWN RD
MECHANICSBURG PA 17050
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER-
IF
AWYERIF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Cumberland County Bar Association �?
32 South Bedford Street v
Carlisle, PA 17013
(717)249-3166 '03
15-55333
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX:(757) 518-0860
Attorneys for Plaintiff
IN TIS COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V. ;
ANDREA BENITEZ
710 HOGESTOWN RD
MECHANICSBURG PA 17050
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dial despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service- CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
15-55333
Esta conlunicacion es de un cobrador de deudas y es un intent do cobrar Luna deuda.
Cualquier infromacion sera utilizada para ese proposito.
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX:(757) 518-0860
Attorneys for Plaintiff
IN TIE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION- LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
ANDREA BENITEZ
710 HOGESTOWN RD
MECHANICSBURG PA 17050
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, ANDREA BENITEZ, is an adult individual with last known address of 710
HOGESTOWN RD, MECHANICSBURG PA 17050.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/TOYSRUS on
February 16, 2009 with account number ************1365 (hereafter referred to as "Account").
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
`Ibis corxnnunication is fi-orn a debt collector and is an attempt to collect a debt.
Any infor7Tiation obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant. A copy of the charge off statement is attached hereto and collectively marked as
Exhibit "A"
7. Defendant was in default with respect to that debt for failure to make the required payments on
the Account. The last payment made on this Account was on September 12, 2012.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/
TOYSRUS and Plaintiff is now the holder of the Account. A true and correct copy of the
Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A"
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum
of$947.06.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, ANDREA BENITEZ, in the n of$947.06, plus c st of this action
and any other relief as the Court deems just and reasonab .
Carrie A Brown, Esquire, #94055
Robert N. Polas, Jr., Esquire, #201259
Mark R Garvey, Esquire, #312686
Attorneys for Plaintiff
15-55333
This corrn-IRMication is frorn a debt collector and is an.attempt to collect a debt.
Any inforiTiation obtained will be used for that prose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Samaria Braswell
hereby states that he/she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing
Complaint are true and correct to the best of his/her knowledge, information, and belief based
upon information provided by the PlaintifE
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904,relating to unsworn falsification to authorities.
MAY 012014 t
Date: Ey:
Samaria Braswell
Custodian of Records
15-55333
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
XHIBIT A
This comllunication is from a debt collector and is an attempt to collect a debt.
Any information obtained wiU be used for that purpose.
KID
GF Capita!
PRA PLCC Fresh--March 2413 .
i 1
For,value received and in further-consideration of the mutual covenants and conditions
set forth in the�Forward Flow Receivables Purchase Agreement.(the"Agreement"), dated
as of this 13`� day of December, 2012 by and between Geneial Electric Capital
Corporation, GE Capital Retail Bank,.-GEMS Lending, Inc., Monogram Credit Services,
L.L.C., RFS Holding, LL.C., and GEM Holding, L.L.C. (collectively "Seller") and
Portfolio Recovery Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys,
grants, and delivers.to Buyer, its successors and assigns, without recourse except as set
forth in the Agreement, to the extent of its ownership, the.Receivables asset forth in'the
Notification Files(as defined in'the Agreement),delivered'by Seller"to Buyer on.March
26,2013,and as further described in'the Agreement:
f .
GE Capital Retail Bank Monogram Credit Services,L.L.C.
By:
Glenn Marino - - Glenn Marino
Title:EVP iTitle:President
Date: "2J — L�_ Date:
General Electric Capital Corporation RFS Holding, L.L.0By i " BY.
Glenn Marinoy Joseph Ressa
I.
T;itIe: Vice P estdent Title:CFO
Date Date:
GEMB Lending,Inc. GEM Holding,L.L,C
By: By.,
Stephen Motta` . Joseph Ressa
Title:Director l Title:CF4
Date: Date:
GECK90
F
Flo
GF Capita!
PRA PLCC Fresh—March 2413
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement"),dated
as of this 13`r day of December, 2012 by and between General Electric Capital
Corporation, GE Capital Retail Bank, GEMB Lending, Inc., Monogram Credit Services,
L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller") and
Portfolio Recovery Associates, LLC ("Buyer'j, Seller hereby transfers, sells, conveys,
grants, and delivers to Buyer, its successors and assigns, without recourse except as set
forth in the Agreement, to the extent of its ownership,the Receivables as set forth in the
Notification Files(as defined in the Agreement), delivered by Seller to Buyer on March
26, 2013,and as further described in the Agreement.
GE Capital Retail Bank Monogram Credit Services,L.L.C.
By: By:
Glenn Marino Glenn Marino
Title: EVP Title: President
Date: Date:
General Electric Capital Corporation RFS Holding, L.L.C.
By: By:
Glenn Marino Joseph Ressa
Title:Vice President Title: CFO
Date: Date:
GEMB Lendin ,Inc. GEM Holding, L.L.0
By: By:
Stephen a Joseph Ressa
Title: Director Title:CFO
Date: 41,11113 Date:
s�
Z �' 3
+� GE Capital
PRA PLCC Fresh—March 2013
For value received and in further consideration of the mutuavc'ovenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement"), dated:.
as of this 13'h day of December, 2012 by and between-.General Electric'. Capital.
Corporation, GE Capital Retail Bank, GEMB Lending, Inc., Monogram Credit Services,
L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C.'(collectively "Seller") and
Portfolio Recovery Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys,-
grants, and delivers to Buyer, its successors and assigns, without recourse except as set
forth in the Agreement,to the extent of its ownership, the Receivables as set-forth in the
Notification Files (as defined in the Agreement), delivered by Seller to Buyer on March
26,2013, and as further described in the Agreement.
GE Capital Retail Bank Monogram Credit Services,L.L.C.
By: By:
Glenn Marino Glenn Marino
Title: EVP Title: President
Date: Date:
General Electric Capital Corporation RF Wing;L.L.0
By: By;
Glenn Marino Joseph R s
Title; Vice President Title: CFO
Date: Date y Z.L•l
GEMB Lending,Inc. GEM oldirig L:L.0 .
By: By:
Stephen Motta Joseph R s ,
Title: Director Title:CFO
Date: Date: ZZ.I 3
GGc 3
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90
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ANDREA C BEN Visit mat www.Toysrus.com/creditcard
��p�,,� Account Number 1365 Customer Service: 1-855-452-3721
6A8aE5� Rewards"R"Us Number:—
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Previous Balance $947.06 NewBalance
$0.00
-Other Credits $947.06 Amount Past Due $0,00
New Balance $0.00 Total Minimum Payment Due $375.00
Payment Due Date 02/14/2013
Credit Limit $750.00 Latepaynent Warning If we do not receive your minimum
Available Credit $0.00 payment by the date listed above,you may have to pay a late
Statement Closing Date 02/12/2013 fee up to$35.00.
Days in Billing Cycle 26
�dr#51FivW)V #Y{rf�'7l.+aa+a i++•++aaaa�•i s+a i�WiiWi1WWWW YIIia a*ams*aa i•+i•i+asaa
Pleas visit www.loysms.com/myrewards for
Your"R'Us Rewards points balance is: 0 up-to-date"R"Us Rewards Points balances.
As of: 02/12/2013
�tFs'R'1eAtfid+ drtf+f+ttt+t+t+t+f+ttt+t+f+t+ttttt+F+f+ttt+t+t+t+f+f+i+t+t-
Tran Date Post Date ReferenceNumber Description of Transaction or Credit Amount
OTHER CHARGES
02/12 02/12 F93590D I B00999990 CHARM OFF ACCOUNT-PRINCIPALS ($653.98)
02/12 02/12 F93590D I B00999990 CHARGE OFF ACCOUNT-FINANCE CHARGES* ($293.08)
TOTAL OTHER CHARGES ($947.06)
FEES
TOTAL FEES FOR THIS PERIOD $0.00
INTEREST CHARGED
02/12 02/12 INTEREST CHARM ON PURCHASES - $0.00
TOTAL INTEREST FOR THIS PERIOD $0.00
t+t+f+t+t+,d="W3=+i+#+++i+i
#tit#+i+i }WP #`#Vt
Total Fees Chargedin 2013 $0.00
Taal Interest Charged in 2013 $18.90
Your Annual Percentage Rate(APR) is the annual interest rate on your account.
Expiration Annual Balance Subject - Interest
Type of Balance Date Percentage Rate to Interest Rate Charge
Regular Purchase NA 23.74%(v) $0.00 $0.00
(v)=Variable Rate
PAYMENT DUE BY 5 P.M.(ET)ON THE DUE DATE.
NOTICE:We may conven your payment into an electronic debit.See reverse for details,Billing Rights and other important _
information
6128 RYR 1 3 14 130212 ZX PAGE 1 of 1 9359 2000 TY10 OIBZ6128
Detach and mail this portion with your check.Do not include any correspondence with your check. —�
,re �,sQ Account Number: 1365
ys*qt3a►Ilii6iltAnF t+irAnbdnh+t Mrtelt�l�++ f t
4.
$375.00 $0.00 02/14/2013 $0.00 1 $0.00
Payment Enclosedink. M E N E M ..
Pleas use blue or blackkink. $
New address or email?Print changes on tack.
ANDREA BENITEZ FFAFAADDDDFTATAFDTFFFDDTFTFFTTFATDTAADADFATTADAFFTFTTTTAATADTTFDT
427 BROOKVIEW Cr -
MECHANICSBUROPA17050-4615 Make Paymentto: "R"USCREDIT CARDS/GECRB
PO BOX 530938 -
DTFTTADFrFTDDATAFADFFFAFDAATATDFFAFDDDTTAATFDFTATFATIAFFAF'IT�AFATA X38
1 365
y
Customer Service/Questions:For account information,please call the toll free number on the front of this statement.Unless your name is listed on
this statement,your access to information on the account may be limited.You may also mail questions(but not payments)to:P.O.Box 965013,
Orlando,FL 328965013.Please include your account number on any correspondence you send to us.
Payments:Send payments to the address listed on the remit portion of this statement or pay online.
Notice:See below for your Billing Rights and other important information.Telephoning about billing errors will not preserve your rights under federal
law.To preserve your rights,please wi feto our Billing Inquiries Address,PO.Box 965016,Orlando.FL 32896-5016.
Purchases,returns,and payments made just prior to billing date may not appear until next month's statement.When you provide a check as
payment.you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the
payment as a check transaction.When we use information from your check to make an electronic fund transfer,funds maybe withdrawn from your
account as soon as the Baine day we receive your payment,and you will not receive your check back from your financial institution.You may
choose not to have your payment collected electronically by sending your payment(with the payment stub),in your own envelope–not
the enclosed window envelope,addressed to:P.O.Box 960097,Orfando,FL 32896-0097 and not the Payment Address.
What To Do It You Think You Find A Mistake On Your Statement full"or is tendered as full satisfaction of a disputed amount:or(ii)is
If you think there is an error on your statement,write to us at the tendered with other conditions or limitations(`Disputed Payments'),
Billing Inquiries Address of. must be mailed or delivered to us at P0.Box 965016,Orlando,FL
GE Capital Retail Bank 328965016.
P.O.Box 965016,Orlando,FL 328965016 Credits To Your Account:An amount shown in parenthesis or
In your letter,give us the following information: preceded by a minus(-)sign is a credit or credit balance unless
• Account information:Your name and account number otherwise indicated.Credits will he appl ed to your previous balance
• Dollaramount The dollar amount of the suspected error. immediately upon receipt.but will not satisfy any required payment[hat
• Description of Problem,:If you think there is an error on your bill, maybedue.
describe what you believe is wrong and whyyou believe it is a mistake. CredltReportsAndAccountlnformatlon:Ifyou believe that wehave
You must contact us within 60 days after the error appeared on your reported inaccurate information about you to a consumer-reporting
statement. - agency,please contact us at P.O.Box 965015,Orlando,FL 32896- .
You must notify usofany potential errors inwriting.Youmaycallus, 5015.In doing so,please identify the inaccurate information and tell us
but if you dowe are not required to investigate any potential errors and why you believe it isincorrect.Ifyou have acopy ofthe credit report that
you may have to pay the amount in question. includes the inaccurate information,please include a copy of that report.
While we investigate whether or not there has been an error,the We may report information about your account to credit bureaus.Late
following are true: payments,missed payments,or other defaults on your account may be
• We cannot"to collect the amount in question,or report you as reflected in your credit report
delinquent on that amount. Balance Subject To Interest Charge Calculation
• The charge in question may remain on your statement,and we may Method 2D(Daily Balance method):We figure the interest charge on
continue to charge you interest on that amount,But,if we determine that your account by applying the periodic rale to the"daily balance"of your
we made a mistake,you will not have to pay the amount in question or account for each day in the billing cycle.We then add the interest to the
any interest or other fees related to that amount. daily balance.To get the'dairy balance"wetake the beginning balance
• While you do not have to pay the amount in question,you are of your account each day(which includes unpaid interest),add any new
responsible for the remainder of your balance. charges,and applicable fees,and subtract any payments or credits.
• We can apply any unpaid amount against your credit limit. This g Ives us the daily balance.Any daily balance of less than zero will
Your Rights If You Are Dissatisfied With Your Credit Card be treated as zero.A separate dairy balance will be calculated for each
Purchases balance type on your account.The balance(s)shown in the Interest
If you are dissatisfied with the goods or services that you have Charges section of this statement is the sum of the daily balances for
purchased with your credit card;and you have tried in good faith to each day in the billing cycle divided by the number of days in the billing
correct the problem with the merchant,you may have the right not to cycle.
paythe remainingamoum dueon the purchase. Bankruptcy Notice:If you file bankruptcy you must send us notice,
To use this right,all of the following must be true: including account number and all information related to the proceeding
1. The purchase must have been made in your home state orwithin to the following address:GE Capital Retail Bank,Attn:Bankruptcy Dept.,
100 miles of your current mailing address,and the purchase price must P.O.Box 103104,Roswell,GA 30076.
have been more than 550.(Note:Neither of these are necessary if your Your account is owned and serviced by GE Capital Retail Bank
purchase was based on an advertisement we mailed to you,or if we Hearing Impaired:TDD users call 1-800-444-1732.
own the com parry that sold you the goods orservices.) .
2.You must have used you,credit card for the purchase.Purchases
made with cash advances from an ATM or with a check that accesses
your credit card account do not qualify.
3. You must not yet have fully paid for the purchase.
If all of the criteria above are mel and you are 5011 dissatisfied with the
purchase,contact us in writing at:
GE Capital Retail Bank
P0.Box 965016,Orlando,FL 328965016
While we investigate,the same rules apply to the disputed amou nt as
discussed above.After we finish our investigation,we will tell you our
decision.At that point,if we think you owe an amourd and you do not
pay we may report you as delinquent.
Information About Payments:You may atany time pay,fn whole or
in part,the total unpaid balance without any additional charge for
prepayment Payments received after 5:00 PM(ET)on any day will be
credited as of the next day.Credit toyourAccount may bo delayed up to
five days if payment(a)is not received at the Payment Address,(b)is
not made in U.S.dollars drawn on a U.S.financial institution located in
the U.S.:(r,)is not accompanied by the remittance coupon alfached to
your statement,(d)contains more than one payment or remittance
coupon,(e)is not received in the remittance envelope provided or(1)
includes staples,paper clips,tape,a folded check,or correspondence
of any type. Conditional Pavments: All written communications
concerning disputed amounts,including any check or other payment
instrument that:(i)indicates that the payment constitutes"payment in
01 BZ6128-1-07/07/2011
This is an attempt to collect a debt and any information obtained will be used for[hal purpose.
'By providing a telephone number on your account,you consent to GE Capital Retail Bank and any other owner or servicer of your account
contacting you about your account,including using any contact information orcell phone numbers you provide,and you consent to the use of any
automatic telephone dialing system and/or an artificial or prerecorded voice when contacting you,even if you are charged for the call underyour
phone plan.
For changes of address,phone number and/or email,please check the box and print the changes below.
Street
Address
City Slate,
F-1Zip
Phone It
E-mail
Home Phone# Business Phone# 'Cell#or other phone#we can Email Address
use to contact you
By providing your email address,you agree to receive email communications about your account and
also give permission for us to share your email address to the named retailer on this account.
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
OFFICE OF -THE $! ERIE"
THE Pf'3 THCNTL,
nits JUN 17 Ni 3. 05
CUMBERLAND COUNTY
PENNSYLVANIA
Portfolio Recovery Associates, LLC
vs.
Andrea Benitez
Case Number
2014-3549
SHERIFF'S RETURN OF SERVICE
06/13/2014 06:42 PM - Deputy William Cline, being duly sworn according to law, served the requested Complaint &
Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to
wit: Andrea Benitez at 710 Hogestown Road, Silver Spring, Mechanicsburg ;A 17
L IAM CLINE, DEPUTY
SHERIFF COST: $39.30 SO ANSWERS,
"az
June 16, 2014 RONNY R ANDERSON, SHERIFF
(c) CountySulte Sheriff: Teieosoft ono.