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HomeMy WebLinkAbout14-3307 Supreme Cour-t;of Pennsylvania Coud'`o C,o�n,,Pleas For Prothonotary Use Only: ,40 C`ove�>Sheet Ci7MB SAND County Docket No: 00 3 pry The information collected on this forst is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other papers as required by law or rules of court. Commencement of Action: S ❑x Complaint ❑Writ of Summons ❑Petition E ❑Transfer from Another Jurisdiction ❑Declaration of Taking Lead Plaintiff's Name: PNC BANK,NATIONAL Lead Defendant's Name: DEVLIN JACK C ASSOCIATION, SUCCESSOR BY MERGER TO T NATIONAL CITY MORTGAGE,A DIVISION OF I NATIONAL CITY BANK 0 Are money damages requested? ❑ Yes 0 No Dollar Amount Requested: Elwithin arbitration limits (Check one) ❑x outside arbitration limits Is this a Class Action Suit? ❑ Yes ❑x No Is this an MDJ Appeal? ❑Yes N No A Name of Plaintiff/Appellant's Attorney: Jonathan Lobb,Esq.,Id.No.312174,Phelan Hallinan,LLP ❑ Check here if you have no attorney(are a Self-Represented [Pro Se] Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY CASE.If you are making more than one type of claim,check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑Buyer Plaintiff Administrative Agencies ❑Malicious Prosecution ❑Debt Collection: Credit Card ❑Board of Assessment ❑Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑Nuisance ❑ Dept.of Transportation ❑Premises Liability ❑ Statutory Appeal:Other ❑Product Liability(does not S include mass tort) ❑Employment Dispute: ❑ Slander/Libel/Defamation Discrimination E ❑Other: ❑Employment Dispute: Other ❑Zoning Board C ❑Other: T I MASS TORT ❑Other: U ❑Asbestos N ❑Tobacco ❑Toxic Tort-DES — ❑Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS ❑ Toxic Waste ❑Ejectment ❑ Common Law/Statutory Arbitration B ❑Other: ❑Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑Non-Domestic Relations ®Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABILITY ❑Mortgage Foreclosure: Commercial ❑Quo Warranto ❑Dental ❑Partition ❑Replevin ❑Legal ❑Quiet Title ❑Other: ❑Medical ❑ Other: ❑ Other Professional: PHELAN HALLINAN,LLP Jonathan Lobb,Esq.,Id.No.312174 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza ATTORNEY FOR PLAINTIFF Philadelphia,PA 19103 Jonathan.Lobb@phelanhallinan.com 215-563-7000 PNC BANK,NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY COURT OF COMMON PLEAS MORTGAGE,A DIVISION OF NATIONAL CITY BANK CIVIL DIVISION 3232 NEWMARK DRIVE MIAMISBURG, OH 45342 TERM Plaintiff NO. l V. CUMBERLAND COUNTY DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND,PA 17070-1450 Defendant CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE )b3.-iSPdo C-i/ aL I�as�y File#: 943749 2# ' � `� `� I. Plaintiff is PNC BANK,NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE,A DIVISION OF NATIONAL CITY BANK 3232 NEWMARK DRIVE MIAMISBURG, OH 45342 2. The name(s) and last known address(es) of the Defendant(s) are: DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND,PA 17070-1450 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 10/27/2006 DEVLIN JACK made, executed and delivered a mortgage upon the premises hereinafter described to PLAINTIFF, which mortgage is recorded in the Office of the Recorder of Deeds of CUMBERLAND County, in Book 1971, Page 1275.The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1.019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 09/01/2013 and each month thereafter are due and unpaid, and by the terms of said mortgage,upon failure of Mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File 9: 943749 6. The following amounts are due on the mortgage as of 04/18/2014: Principal Balance $109,765.09 Interest $4,893.04 08/01/2013 to 04/18/2014 Late Charges $225.36 Property Inspections $84.00 Escrow $1,051.59 TOTAL $116,019.08 7. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however,Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding,this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. 8. Notice of Intention to Foreclose as set forth in Act 6 of 1974,Notice of Homeowner's Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended in 2008, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s)has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. File#: 943749 WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $116,019.08, together with interest, costs, fees, and charges collectible under the mortgage including but not limited to attorney fees and costs, and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN, LLP By: Jona an Lobb,Esq., Id.No.312174 Attrney for Plaintiff File 4: 943749 LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Borough of New Cumberland in the County of Cumberland and Commonwealth of Pennsylvania,more particularly described as follows: BEGINNING at a point on the southerly line of Sherwood Road at the westerly line of Lot No.2, Block'A', on the hereinafter mentioned Plan of Lots, said point being located 78.76 feet West of the Southwest corner of the southerly intersection of Sherwood Road and Locust Street;thence southerly intersection of Sherwood Road and Locust Street; thence southwardly along said line of Lot No. 2,Block'A', 80 feet to a point;thence southwestwardly along the westerly line of Lot N. 1, Block'A', 65.8 feet to a point on line of lands now or formerly of Elmer Zimmerman known as 'Zimmerman Acres'; thence along the latter lands southwestwardly 25 feet to a point; thence along the easterly line of Lot No. 4,Block'A',northwestwardly 122.4 feet to a point on the southerly line of Sherwood Road; thence along said line of Sherwood Road eastwardly by a curve to the left having a radius of 509.43 feet, an arc distance of 59.85 feet to a point, the place of BEGINNING. HAVING thereon erected a dwelling house known and numbered as 802 Sherwood Road. UNDER AND SUBJECT to restrictions and easements of instruments of prior record. PROPERTY ADDRESS: 802 SHERWOOD ROAD,NEW CUMBERLAND,PA 17070- 1450 PARCEL#26-23-0543-174 File#: 943749 VERIFICATION Barbara Wacker, hereby states that he/slime,is Authorized Signe of PNC MORTGAGE, A DIVISION OF PNC BANK,NA, Plaintiff in this matter,that he/she is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: Name Barbara Wacker Title: Authorized Signer PNC MORTGAGE,A DIVISION OF PNC BANK,NA File#: 943749 Name: JACK File#: 943749 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE,PA 17013 (717)249-3166 (800)990-9108 File#: 943749 Pa.R.C.P. 205.5 Updated 01/01/2011 FORM 1 IN THE COURT OF COMMON PLEAS PNC BANK,NATIONAL ASSOCIATION, OF CUMBERLAND COUNTY,PENNSYLVANIA SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE,A DIVISION OF NATIONAL CITY BANK Plaintiff(s) VS. DEVLIN JACK50 ' Defendants) Civilcn T i NOTICE OF RESIDENTIAL MORTGAGE FORECLO' RE DIVERSION PROGRAM Z-:CD You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foeclosure action,you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer,you must take the following steps to be eligible for a conciliation conference. First,within twenty(20)days of your receipt of this notice,you must contact MidPenn Legal Services at(717)2439400 extension 2510 or(800)822-5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative,you must promptly meet with that legal representative within twenty(20)days of the appointment date.During that meeting,you must provide the legal representative with all requested financial information so that aloan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto,the legal representative will prepare and a Request for Conciliation Conference with the Court,which must be filed with the Court within sixty(60)days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attemptto work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer,you and your lawyer must take the following steps to be eligible for a conciliation conference.It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative.However,you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf.If you and your hwyer complete a financial worksheet in the format attached hereto,your lawyer will prepare and file a Request for Conciliation Conference with the Court,which must be filed within sixty(60)days of the service upon you of the foreclosure complaint. Ifyou do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arguments with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME,YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: 2.//zDate J athan Lobb,Esq.,Id. No.312174 Attorney for Plaintiff FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket# BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance,your lender must consider your circumstances to determine possible options while working with your counseling agency. Please provide the following information to the best of your knowledge: CUSTOM ER/1"RIMARY APPLICANT Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address(if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: #of people in household: How long? Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: #of people in household: How long? FINANCIAL INFORMATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes&Insurance: Date of Last Payment: Primary Reason for Default: "Is the loan in Bankruptcy? Yes❑ No ❑ If yes,provide names, location of court,case number& attorney: Assets Amount Owed: Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile#1: Model: Year: Amount owed: Value: Automobile#2: Model: Year: Amount owed: Value: Other transportation(automobiles, boats,motorcycles): Model: Year: Amount owed: Value Monthly Income Name of Employers: 1. Monthly Gross Monthly Net 2. Monthly Gross Monthly Net 3. Monthly Gross Monthly Net Additional Income Description(not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2°d Mortgage Utilities Car Payment(s) Condo/Neigh.Fees Auto Insurance Med. not covered Auto fuel/repairs Other prop. payment Install.Loan Payment Cable TV Child Su ort/Alim. Spending Mone Da /Child Care/Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income&Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes,please provide the following information: Counseling Agency: Counselor: Phone(Office): Fax: Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes,please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ❑ No ❑ If yes,please indicate the status of those negotiations: Please provide the following information, if known, regarding your lender and lender's loan servicing company: Lender's Contact(Name): Phone: Servicing Company(Name): Contact: Phone: AUTHORIZATION I/We, ,authorize the above named to use/refer this information to my lender/servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I/We understand that I/we am/are under no obligation to use the counseling services provided by the above named Borrower Signature Date Co-Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: 1 Proof of income 2 Past 2 bank statements 3 Proof of any expected income for the last 45 days 4 Copy of a current utility bill 5 Letter explaining reason for delinquency and any supporting documentation (hardship letter) �6 Listing agreement(if property is currently on the market) Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY Off ICE OF THE SHERIFF `iE PRO i iii ll7 rA 2011i JUN i3 PH 2: Si CUMBERLAND COUNTY PENNSYLVANIA PNC Bank National Association vs. Devlin D. Jack Case Number 2014-3307 SHERIFF'S RETURN OF SERVICE 06/04/2014 07:14 PM - Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Devlin D. Jack, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as "Not Found" at 802 Sherwood Road, New Cumberland Borough, New Cumberland, PA 17070. Residence appears to be vacant. SHERIFF COST: $52.21 SO ANSWERS, June 10, 2014 RONNY R ANDERSON, SHERIFF (c) CountySuite Sheriff Teleosoft, Inc. PHELAN HALLINAN, LLP Paul Cressman, Esq., Id. No.318079 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 paul.cressman@phelanhallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff vs. DEVLIN JACK Defendants I- LE :li OF 11/E Pf-OFFZ i' THONO TA if r 204 JUL I I 10: 33 CUI1BERL AND COO' PENNSYLVANIA : COURT OF COMMON PLEAS : CIVIL DIVISION : CUMBERLAND COUNTY : No. 14-3307 CIVIL PRAECIPE TO REINSTATE CIVIL ACTION/MORTGAGE FORECLOSURE TO THE PROTHONOTARY: Kindly reinstate the Civil Action in Mortgage Foreclosure with reference to the above captioned matter. B Date: /alg, Svc Dept. File# 943749 PH AN, LLP n, Esq., Id. No.318079 y for Plaintiff SHERIFF'S OFFICE OF CUMBERLAND COUNTY • Ronny R Anderson F� LE"' i I%i= Sheriff THE PROTHONOTARY ,, oTUniter4 Jody S Smith _ 2111 AUG I it PM 0: 06 Chief Deputy Richard W Stewart - - CUMBERLAND COUNTY �- Solicitor oFFic=QF T s<<SRIFF PENNSYLVANIA PNC Bank National Association vs. Devlin D. Jack Case Number 2014-3307 SHERIFF'S RETURN OF SERVICE 07/11/2014 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Devlin D. Jack, but was unable to locate the Defendant in the Sheriffs bailiwick. The Sheriff therefore deputizes the Sheriff of York, Pennsylvania to serve the within Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure according to law. 07/17/2014 04:40 PM - The requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure served by the Sheriff of York County upon Celeste Jack, Wife, who accepted for Devlin D. Jack, at 223 Green Lane Drive, Camp Hill, PA 17011. Richard Keuerleber, Sheriff, Return of Service attached to and made part of the within record. SHERIFF COST: $37.00 SO ANSWERS, August 12, 2014 RONNY R ANDERSON, SHERIFF (c) CountySuus Sheriff, Teleosoft. Inc. Richard P Keuerleber Sheriff Michael S. Hose Chief Deputy, Operations SHERIFF'S OFFICE OF YORK COUNTY PETER J. MANGAN, ESQ. Solicitor Richard E Rice, II Chief Deputy, Administration PNC BAN, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MO vs. DEVLIN JACK (et al.) Case Number 14-3307 CIVIL SHERIFF'S RETURN OF SERVICE 07/17/2014 04:40 PM - DEPUTY COREY STRINE, BEING DULY SWORN ACCORDING TO LAW, SERVED THE REQUESTED NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM BY HANDING ATRUE COPY TO A PERSON REPRESENTING THEMSELVES TO BE CELESTE JACK, WIFE, WHO ACCEPTED AS "ADULT PERSON IN CHARGE" FOR DEVLIN D. JACK AT 223 GREEN LANE DRIVE, CAMP HILL, PA 17011. SHERIFF COST: $45.40 August 06, 2014 REY STRINE, DEPUTY SO RS, RICH • RD P KE 1 RL B ' , SHERIFF COMMONWEALTH OF PENNSYLVANIA Notarial Seal Sheila E. Cook, Notary Public City of York, York County My Commission Ex•ires Feb. 1, 2017 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES Affirmed and subscribed to before me this 6TH day of AUGUST NOTARY 2014 (c) CountySuite Sheriff. Teleosoft, Inc. PHELAN HALLINAN, LLP Jonathan Lobb, Esq., Id. No.312174 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Jonathan.L,obb@phelanhallinan.com 215-563-7000 E=ILFU-OF FICL THE PRO THONOTt,t‘ 20i4 SEP 26 Ail 1S: ; I CUMBERLAND COUNTY PENNS YLVANIA PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK vs. DEVLIN JACK Attorney for Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION No. 14-3307 CIVIL PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against DEVLIN JACK, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $116,019.08 TOTAL $116,019.08 I hereby certify that (1) the Defendant's last known addresses are 223 GREEN LANE DR, CAMP HILL, PA 17011-8319 and 802 SHERWOOD ROAD, NEW CUMBERLAND, PA 17070-1450, and (2) that notice has been given in accordance with Rule Pa.', .P 237.1. Date Jo an Lobb, Esq., Id. No.312174 WhiP A"torneor Plajtiff DAMAGES ARE HEREBY ASSESSED AS INDICATED. DATE: I" PH # 943749 PROTHONOTARY C�# Ig3V?)a 943749 3I LSS3 �ifice Kms& PHELAN HALLINAN, LLP Jonathan Lobb, Esq., Id. No.312174 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Jonathan.Lobb@phelanhallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK vs. DEVLIN JACK Attorney for Plaintiff : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION : No. 14-3307 CIVIL AFFIDAVIT OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above -captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) DEVLIN JACK is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act, as amended. (b) that defendant DEVLIN JACK is over 18 years of age and resides at 223 GREEN LANE DR, CAMP HILL, PA 17011-8319 and 802 SHERWOOD ROAD, NEW CUMBERLAND, PA 17070-1450. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date Ph . n Hallinan, LLP Jonathan Lobb, Esq., Id. No.312174 Attorney for Plaintiff PHELAN HALLINAN, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza, Philadelphia, PA 19103 215-563-7000 943749 Department of Defense Manpower Data Center Report t to Servicemembers Civil. Relief Act Last Name: JACK First Name: DEVLIN Middle Name: Active Duty Status As Of: Sep -25-2014 Results as of : Sep -25-2014 12:05:59 AM SCRA 3.0 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA ,f . _ ...., ;;:. :r Nri4. NA This response reflects the indivtduats'active duty status based on the Active" Ditty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA , NANA No {' 'r NA This response reflects inhere the individual teff active duty status withtr 367 days preceding the Active Ditty Status Date The Member or HisiHer Unit Was Notified of a Futu e Call -Up to Active Duly on Active Duly Status Date Order Notification Start Dale Order Notification End Date Status Service Component NA NA No {' 'r NA This response reflects whether the individual or his/her unit has received earty:nOtification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on ttie information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed_ Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK V. DEVLIN JACK Plaintiff Defendant(s) COURT OF COMMON PLEAS CIVIL DIVISION NO. 14-3307 CIVIL CUMBERLAND COUNTY TO: DEVLIN JACK 223 GREEN LANE DR CAMP HILL, PA 17011-8319 DATE OF NOTICE: 11 /I iiitf THIS FIRM IS A DEBT COLLECTOR A1-1EMPTING TO COLLECT A DEBT, THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary Cumberland County Courthouse I Courthouse Square Carlisle, PA 17013 (717) 240-6195 By: PH # 943749 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 Michael D.IngetdiSsen, Esq., Id. No.317124 Attorney for Plaintiff Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 PNC BANK, NATIONAL ASSOCIATION, COURT OF COMMON PLEAS SUCCESSOR BY MERGER TO NATIONAL CITY CIVIL DIVISION MORTGAGE, A DIVISION OF NATIONAL CITY BANK NO. 14-3307 CIVIL Plaintiff v. DEVLIN JACK Defendant(s) TO: DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND, PA 17070-1450 DATE OF NOTICE: CUMBERLAND COUNTY THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE. YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY 01 -1 -ER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary Cumberland County Courthouse 1 Courthouse Square Carlisle, PA 17013 (717) 240-6195 By: PH # 943749 CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 Mkha 1 Din .lissen, Esq., Id. No.317124 Attorney for Plaintiff Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 (Rule of Civil Procedure No. 236) - Revised PNC BANK, NATIONAL ASSOCIATION, : CUMBERLAND COUNTY SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A : COURT OF COMMON PLEAS DIVISION OF NATIONAL CITY BANK vs. : CIVIL DIVISION DEVLIN JACK : No. 14-3307 CIVIL against you on Notice is given that a Judgment in the above captioned matter has been entered \a(0114 B If you have any questions concerning this matter please contact: Phelan Hallinan, LLP Jonathan Lobb, Esq., Id. No.312174 Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 ** THIS FIRM ISA DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY. * * 943749 PRAECIPE FOR WRIT OF EXECUTION -(MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 PNC Bank, National Association, Successor by Merger to National City Mortgage, A Division of National City Bank Plaintiff v. Devlin Jack Defendant(s) To the Prothonotary: Issue writ of execution in the above matter: Amount Due Interest from 09/27/2014 to Date of Sale ($19.07 per diem) TOTAL Note: Please attach description of property. PH # 943749 Td COURT OF COMMON PLEAS CIVIL DIVISION NO.: 14-3307 CIVIL . CUMBERLAND COUNTY $116,019.08 $3,032.13 $119,051.21 Phtsfan Hallinan, LLP Jonathan Lobb, Esq., Id. No.312174 Attorney for Plaintiff .a:�. 5► . SO LL C) A -KS -I)/ 1Z-4 Sissil LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Borough of New Cumberland in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the southerly line of Sherwood Road at the westerly line of Lot No.2, Block 'A', on the hereinafter mentioned Plan of Lots, said point being located 78.76 feet West of the Southwest corner of the southerly intersection of Sherwood Road and Locust Street; thence southerly intersection of Sherwood Road and Locust Street; thence southwardly along said line of Lot No. 2, Block 'A', 80 feet to a point; thence southwestwardly along the westerly line of Lot N. 1, Block 'A', 65.8 feet to a point on line of lands now or formerly of Elmer Zimmerman known as 'Zimmerman Acres'; thence along the latter lands southwestwardly 25 feet to a point; thence along the easterly line of Lot No. 4, Block 'A', northwestwardly 122.4 feet to a point on the southerly line of Sherwood Road; thence along said line of Sherwood Road eastwardly by a curve to the left having a radius of 509.43 feet, an arc distance of 59.85 feet to a point, the place of BEGINNING. BEING lot No. 3, Block 'A' on the Plan of Lots of Highland Park Extension, said Plan being recorded in Plan Book 5, Page 59, Cumberland County records. HAVING thereon erected a dwelling house UNDER AND SUBJECT to restrictions and easements of instruments of prior record. TITLE TO SAID PREMISES VESTED IN Devlin Jack from Annemarie E. King, now by marriage Annemarie E. King-Potteiger, and Timothy L. Potteiger, wife and husband, in a deed dated 8/22/2003, recorded 8/27/2003 in Book 258 page 4512. PREMISES BEING: 802 Sherwood Road, New Cumberland, PA 17070-1450 PARCEL NO. 26-23-0543-174 PHELAN HALLINAN, LLP Jonathan Lobb, Esq., Id. No.312174 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Jonathan.Lobb@phelanhallinan.com 215-563-7000 FILED-OFFtCL JF THE PROTHONO TAi.• 20111 SEP 26 AN IC: 36 CUMBERLAND COUNTY PENNSYLVANIA PNC Bank, National Association, Successor by Merger to National City Mortgage, A Division of National City Bank Plaintiff V. Devlin Jack Defendant(s) CERTIFICATION Attorneys for Plaintiff • COURT OF COMMON PLEAS : CIVIL DIVISION : NO.: 14-3307 CIVIL CUMBERLAND County The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because: the mortgage is an FHA Mortgage the premises is non -owner occupied the premises is vacant Act 91 procedures have been fulfilled Act 91 is Not Applicable pursuant to Pa Bulletin, Doc No 11-1197, 41 Pa.B, 3943 This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. By: P/an Hallinan, LLP Jonathan Lobb, Esq., Id. No.312174 Attorney for Plaintiff F PNC Bank, National Association, Successor by Merger to National City Mortgage, A Division of National City Bank Plaintiff v. Devlin Jack Defendant(s) • COURT OF COMMON PLEAS CIVIL DIVISION NO.: 14-3307 CIVIL CUMBERLAND COUNTY AFFIDAVIT PURSUANT TO RULE 3129.1 PNC Bank, National Association, Successor by Merger to National City Mortgage, A Division of National City Bank, Plaintiff in the above action, by the undersigned attorney, sets forth as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at 802 Sherwood Road, New Cumberland, PA 17070-1450. 1. Name and address of Owner(s) or reputed Owner(s): Name Devlin Jack 2. Name and address of Defendant(s) in the judgment: Name Devlin Jack Address (if address cannot be reasonably ascertained, please so indicate) 223 Green Lane Dr Camp Hill, PA 17011-8319 Address (if address cannot be reasonably ascertained, please so indicate) 223 Green Lane Dr Camp Hill, PA 17011-8319 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address (if address cannot be reasonably ascertained, please indicate) Cavalry Portfolio Services, LLC as Assignee of Cavalry Spy I, LLC, as Assignee of Hsbc Bank Nevada, N.A. Cavalry Portfolio Services, LLC as Assignee of Cavalry Spy I, LLC, as Assignee of Hsbc Bank Nevada, N.A. C/O Jorge M. Pereira, Esquire Citibank N.A Citibank N.A C/O Brit J. Suttell, Esquire & Yale Weinstein, Esquire 500 Summit Lake Drive Valhalla, NY 10595 101 North Cedar Crest Boulevard Allentown, PA 18104 701 E. 60th Street N Sioux Falls, SD 57104-0432 1060 Andrew Drive, Suite 170 West Chester, PA 19380 4. Name and address of last recorded holder of every mortgage of record: Name Address (if address cannot be reasonably ascertained, please indicate) Keybank National Association 8757 Red Oak Boulevard, Suite 250 Charlotte, NC 28217 PH # 943749 Keybank National Association Keybank National Association 431 East Park Center Boulevard PO Box 16430 Bosie, Id 83706 127 Public Square Cleveland, OH 44114 5. Name and address of every other person who has any record lien on the property: Name Address (if address cannot be reasonably ascertained, please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address (if address cannot be reasonably ascertained, please indicate) None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address (if address cannot be reasonably ascertained, please indicate) Tenant/Occupant Domestic Relations of Cumberland County Commonwealth of Pennsylvania Department of Welfare Internal Revenue Service Advisory U.S. Department of Justice U.S. Attorney for The Middle District of PA Federal Building 802 Sherwood Road New Cumberland, PA 17070-1450 13 North Hanover Street Carlisle, PA 17013 P.O. Box 2675 Harrisburg, PA 17105 1000 Liberty Avenue Room 704 Pittsburgh, PA 15222 228 Walnut Street, Suite 220 PO Box 11754 Harrisburg, PA 17108-1754 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. Date: PH # 943749 By: P,! Ian Hallinan, LLP Jonathan Lobb, Esq., Id. No.312174 Attorney for Plaintiff PHELAN HALLINAN, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza, Philadelphia, PA 19103 215-563-7000 PNC Bank, National Association, Successor by Merger to : COURT OF COMMON PLEAS National City Mortgage, A Division of National City Bank • Devlin Jack vs. : CIVIL DIVISION Plaintiff : : NO.: 14-3307 CIVIL : CUMBERLAND County Defendant(s) : NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Devlin Jack 223.Green Lane Dr Camp Hill, PA 17011-8319 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** Your house (real estate) at 802 Sherwood Road, New Cumberland, PA 17070-1450 is scheduled to be sold at the Sheriff's Sale on 03/04/2015 at 10:00 AM in the Cumberland County Courthouse, South Hanover Street, Carlisle, PA 17013 to enforce the court judgment of $116,019.08 obtained by PNC Bank, National Association, Successor by Merger to National City Mortgage, A Division of National City Bank (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE C) G 1 To prevent this Sheriff's Sale, you must take immediate action: rn zrri 1. The sale will be canceled if you pay to the mortgagee the back payments, late cha£ges, costs an'' reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563=10:00 x)236 2. You may be able to stop the sale by filing a petition asking the Court to strike or ppep the judgment, if the judgment was improperlyentered. You mayalso ask the Court to postpone the sale for ood caus.r- J g P P �; �.,, ,. -c rn You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. ] . If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 SHORT DESCRIPTION By virtue of a Writ of Execution No. 14-3307 CIVIL PNC Bank, National Association, Successor by Merger to National City Mortgage, A Division of National City Bank v. Devlin Jack owner(s) of property situate in NEW CUMBERLAND BOROUGH, CUMBERLAND County, Pennsylvania, being 802 Sherwood Road, New Cumberland, PA 17070-1450 Parcel No. 26-23-0543-174 (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING Judgment Amount: $116,019.08 Attorneys for Plaintiff Phelan Hallinan, LLP LEGAL DESCRIPTION ALL THAT CERTAIN tract or parcel of land and premises, situate, lying and being in the Borough of New Cumberland in the County of Cumberland and Commonwealth of Pennsylvania, more particularly described as follows: BEGINNING at a point on the southerly line of Sherwood Road at the westerly line of Lot No.2, Block 'A', on the hereinafter mentioned Plan of Lots, said point being located 78.76 feet West of the Southwest corner of the southerly intersection of Sherwood Road and Locust Street; thence, southerly intersection of Sherwood Road and Locust Street; thence southwardly along said line of Lot No. 2, Block 'A', 80 feet to a point; thence southwestwardly along the westerly line of Lot N. 1, Block 'A', 65.8 feet to a point on line of lands now or formerly of Elmer Zimmerman known as 'Zimmerman Acres'; thence along the latter lands southwestwardly 25 feet to a point; thence along the easterly line of Lot No. 4, Block 'A', northwestwardly 122.4 feet to a point on the southerly line of Sherwood Road; thence along said line of Sherwood Road eastwardly by a curve to the left having a radius of 509.43 feet, an arc distance of 59.85 feet to a point, the place of BEGINNING. BEING lot No. 3, Block 'A' on the Plan of Lots of Highland Park Extension, said Plan being recorded in Plan Book 5, Page 59, Cumberland County records. HAVING thereon erected a dwelling house UNDER AND SUBJECT to restrictions and easements of instruments of prior record. TITLE TO SAID PREMISES VESTED IN Devlin Jack from Annemarie E. King, now by marriage Annemarie E. King-Potteiger, and Timothy L. Potteiger, wife and husband, in a deed dated 8/22/2003, recorded 8/27/2003 in Book 258 page 4512. PREMISES BEING: 802 Sherwood Road, New Cumberland, PA 17070-1450 PARCEL NO. 26-23-0543-174 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Vs. NO 14-3307 Civil Term CIVIL ACTION — LAW DEVLIN JACK WRIT OF EXECUTION TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above matter you are directed to levy upon and sell the following described property: (1) See legal description. (2) (Specifically describe personal property when judgment results from a mortgage covering both personal and real property pursuant to Section 9604(a)of the Uniform Commercial Code) NOTE: Description of property must be attached to the writ. Amount Due: $116,019.08 L.L.: $.50 Interest FROM 9/27/14 TO DATE OF SALE ($19.07 PER DIEM) - $3,032.13 Atty's Comm: Atty Paid: $249.71 Plaintiff Paid: Date: 9/26/14 (Seal) REQUESTING PARTY: Name: JONATHAN LOBB, ESQUIRE Address: PHELAN HALLINAN, LLP 1617 JFK BLVD., SUITE 1400 ONE PENN CENTER PLAZA PHILADELPHIA, PA 19103 Attorney for: PLAINTIFF Telephone: 215-563-7000 Supreme Court ID No. 312174 Due Prothy: $2.25 Other Costs: David D. Buell, Prothonotary $3-Yi Deputy Phelan Hallinan, LLP Adam H. Davis, Esq., Id. No.203034 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Adam.Davis@PhelanHallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff v. DEVLIN JACK ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL Defendant PLAINTIFF'S MOTION TO REASSESS DAMAGES Plaintiff, by its Attorneys, Phelan Hallinan, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: 1. Plaintiff commenced this foreclosure action by filing a Complaint on June 2, 2014. 2. Judgment was entered on September 26, 2014 in the amount of $116,019.08. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "A". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However, new items cannot be added at the time of entry of the judgment. 4. The Property is listed for Sheriffs Sale on March 4, 2015. 943749 1 5. Additional sums have been incurred or expended on Defendant's behalf since the Complaint was filed and Defendant has been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $109,765.09 Interest Through March 4, 2015 $10,918.50 Late Charges $225.36 Legal fees $2,775.00 Cost of Suit and Title $786.71 Property Inspections $144.00 Property Preservation $480.00 Escrow to be Paid $462.00 Escrow $2,259.49 TOTAL $127,816.15 6. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 7. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendant. 8. Plaintiffs foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiff's attached brief. 9. In accordance with Cumberland County Local Rule 208.3(9), Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on October 29, 2014 and requested the Defendant's Concurrence. Plaintiff did not receive any response from the Defendant. A true and correct copy of Plaintiffs letter pursuant to Local Rule 208.3(9) and certification of mailing are attached hereto, made part hereof, and marked as Exhibit "B". 10. No judge has previously entered a ruling in this case. 943749 2 WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. DATE: /72 77/f By: Phelan Hallinan, LLP '''tit.,` Adam H. Davis, Esquire ATTORNEY FOR PLAINTIFF 3 943749 Phelan Hallinan, LLP Adam H. Davis, Esq., Id. No.203034 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Adam.Davis@PhelanHallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff v. DEVLIN JACK Defendant ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES I. BACKGROUND OF CASE DEVLIN JACK executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 802 SHERWOOD ROAD, NEW CUMBERLAND, PA 17070-1450. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendant defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. 943749 1 Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendant credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase Home Mortgage Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsburgh v. Ciongoli, 407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa. Nat. Bank, 445 Pa. 117, 282 A.2d 335 (1971), that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality 943749 2 Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendant as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform t� the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case, the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendant's failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagor to tender to the mortgagee monthly payments of principal and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagor is also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums, taxes and other assessments relating to the Property. The mortgagor has breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036, 1037 (1993). Signal Consumer 943749 3 Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff. IV. INTEREST The Mortgage clearly requires that the Defendant shall promptly pay when due the principal and interest due on the outstanding debt. In addition, the Note specifies the rate of interest to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriff's sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. Most importantly, the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. 943749 4 VI. ATTORNEY'S FEES The Plaintiffs foreclosure fees are very modest. They cover all of the legal work done throughout the course of the foreclosure action to date, including reviewing the Act 6 or Act 91 letters, loan documents, account records, title reports and supporting documents, preparing and reviewing the mortgage foreclosure complaint, filing and service of the complaint, Rule 237.1 Notice, Department of Defense search, entry of judgment, the writ of execution process, lien holder notices, and all of the other legal work that goes into handling the mortgage foreclosure lawsuit. The Mortgage specifically provides for Plaintiff's recovery of its attorney fees. The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner, the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). The Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville Hampton Realty, 662 A.2d 1120 (Pa. Super. 1995). Plaintiffs legal fees are not a percentage but are significantly less than what is permitted by Pennsylvania law. 943749 5 VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriff's sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriffs sale date, as their interests will be divested by the Sheriff's sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. 943749 6 VIII. PROPERTY INSPECTIONS AND PRESERVATION The terms of the mortgage provide for property inspections and property preservation charges. The lender or its agent may make reasonable inspections of the property pursuant to the terms of the mortgage. When a borrower defaults under the terms of the mortgage, the lender may do, or pay for, whatever is reasonable to protect its interest in the collateral, including property maintenance. Any amounts disbursed by the lender for property inspections and preservation become additional debt of the borrower secured by the mortgage. The lender may charge the borrower for services performed in connection with the default, for the purpose of protecting the lender's interest in the property, including property inspections and valuation costs. When a loan is in default, the lender's risk increases. Mortgage companies typically have a vendor visit the premises to determine if any windows need to be boarded up, if the property is vacant, if the grass needs to be cut, or the snow shoveled. If the property inspection reveals any problems at the mortgaged premises, then the mortgage company may proceed to take whatever steps are necessary to secure the collateral, such as boarding windows, winterizing, removing hazards or debris, etc. The mortgage company generally pays a vendor to handle these tasks, which are referred to in the industry as "property preservation". These services avoid code violations and avoid the property becoming an eyesore in the neighborhood. Property preservation helps maintain property values in the neighborhood. Accordingly, line items included in Motions to Reassess Damages for property inspections and property preservation represent amounts which the mortgage company has paid out of its pocket to preserve its collateral, consistent with the terms of the mortgage contract. Since the terms of the mortgage provide that such expenses by the mortgage company become 943749 7 part of the borrower's debt secured by the mortgage, those expenses are properly included in the Plaintiff's Motion to Reassess Damages. IX. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan, LLP DATE: (012- 2- 77i F By: riU Adam H. Davis, Esquire Attorney for Plaintiff 943749 8 Exhibit "A" PHELAN HALL1NAN, LLP Jonathan Lobb, Esq., Id. No.312174 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Jonathan. Lobb @ phelanhallinan. com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK vs. DEVLIN JACK FILED -G-; iL ur THE Pf?0 THO'd0 n 2014 SEP Attorney for Plaintiff 26 /ii: CUMBERLr,i;'0 COUNTY PENNSYLVANI : CUMBERLAND COUNTY : COURT OF COMMON PLEAS : CIVIL DIVISION : No. 14-3307 CIVIL PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: ,$ase RrA► Kindly enter judgment in favor of the Plaintiff and against DEVLIN JACK, Defendant(s) for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $116,019.08 TOTAL I hereby certify that (1) the Defendant's last known addresses afi `223 GREEN LANE DR, CAMP HILL, PA 17011-8319 and 802 SHERWOOD ROAD, NEW CUMBERLAND, PA 17070-1450, and (2) that notice has been given in accordance with Rule Pa. ' .P 237.1. iar Date 1174/y Jo. an Lobb, Esq., Id. No.312174 A torney for Plaintiff DAMAGES ARE HEREBY ASSESSED A NDICATE DATE: 9AIgh PH # 943749 PROTHONOTARY 943749 PHELAN HALLINAN, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan, LLP Representing Lenders in Pennsylvania October 21, 2014 DEVLIN JACK 223 GREEN LANE DR CAMP HILL, PA 17011-8319 RE: PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK v. DEVLIN JACK Premises Address: 802 SHERWOOD ROAD NEW CUMBERLAND, PA 17070 CUMBERLAND County CCP, No. 14-3307 CIVIL Dear Defendant, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is, increasing the amount of the judgment. Please respond to me within 5 days, by 10/27/2014. Should you have further questions or concerns, please do not hesitate to contact me. Otherwise, please be guided accordingly. Very truly yours, Adam H. Davis, Esq., Id. No.203034 Attorney for Plaintiff 943749 Name and Address Of Sender Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 JOH Line Article Number Name of Addressee, Street, and Post Office Address - Postage 1 **** DEVLIN JACK 223 GREEN LANE DR CAMP HILL, PA 17011-8319 $0.47 2 **** DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND, PA 17070-1450 S0.47 RE: DEVLIN JACK (CUMBERLAND) PH # 943749/1200 Page 1 of 1 $1.41 Total Number of Pieces Listed by Sender Total Number of Pieces Received at Past Office Postmaster, Per (Name of Receiving Employee) The full 'declaration of value is required on -all domestic and international registered mail, The rat for the rcconstmcuon of nonnegotiable documents under Earnest hlal document keonstruction ii piece subject to a limit of 5500.000 per occurrence. The maximum indemnity payable an Express . The.maximum indemnity payable is S25,000 for registered'mail, sent with optional insurance, Se 8900 5913 and S921 for limitations of coverage. Form 3877 Facsimile 943749 Phelan Hallinan, LLP Adam H. Davis, Esq., Id. No.203034 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Adam.Davis@PhelanHallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff v. DEVLIN JACK ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL Defendant CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individual on the date indicated below. DEVLIN JACK 223 GREEN LANE DR CAMP HILL, PA 17011-8319 DATE: (®/ %llic By: DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND, PA 17070-1450 Phelan Hallinan, LLP Adam H. Davis, Esquire ATTORNEY FOR PLAINTIFF 943749 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff v. DEVLIN JACK AND NOW, this Defendant RULE Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL 4 day of Dor....LJ 2014, a Rule is entered upon the Defendant to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. Defendant shall have twenty (20) days from the date of this Order to file a response to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this matter. 4 1 943749 ti dam H. Davis, Esq., Id. No.203034 Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 Philadelphia, PA 19103 TEL: (215) 563-7000 FAX: (215) 563-3459 DEVLIN JACK -13 LIN JACK 223 GREEN LANE DR 802 SHERWOOD ROAD CAMP HILL, PA 17011-8319 NEW CUMBERLAND, PA 17070-1450 ifl at L L 943749 943749 Phelan Hallinan, LLP Jonathan Lobb, Esq., Id. No.312174 1617 JFK Boulevard, Suite 140023!4 One Penn Center Plaza Philadelphia, PA 19103 . Jonathan.Lobb@phelanhallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff vs. DEVLIN JACK ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL Defendant CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of the Court's November 4, 2014 Rule directing the Defendant to show cause as to why Plaintiffs Motion to Reassess Damages should not be granted was served upon the following individual on the date indicated below. DEVLIN JACK 223 GREEN LANE DR CAMP HILL, PA 17011-8319 DATE: Il /all V By: DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND, PA 17070-1450 Phelan Hallinan, LLP Jo an Lobb, Esq., Id. No.312174 Attorney for Plaintiff 943749 AFFIDAVIT OF SERVICE PLAINTIFF PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK DEFENDANT DEVLIN JACK SERVE DEVLIN JACK AT: 223 GREEN LANE DR CAMP HILL, PA 17011-8319 CUMBERLAND COUNTY PH # 943749 SERVICE TEAM/ lxh COURT NO.: 14-3307 CIVIL TYPE OF ACTION XX Notice of Sheriff's Sale SALE DATE: March 4, 2015 SERVED ,^ Served and made known to DEVLIN JACK, Defendant on the' /V day of 91/ , 20 )4 , at ).2 $, o'clock M., at X3 i2 *At .01Z1 , in the manner described below: Defendant personally served. C: Q J e S e Jq c )('Adult family member with w om Defendant(s) reside(s). Relationship is L4.91 . Adult in charge of Defendant's residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s) reside(s). Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. Other: Description: Age 3o Height,S' Weight/3o RaceLJ Sex F Other I, %io.46.6 , a competent adult, hereby verify that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: II' -19 On the dayof 20_, at state that Defendant NOT FOUND because: Vacant Does Not Exist. _ No Answer on at Service Refused Other: NAME: PRINTED NAME: OC> LC-C>kS 0 M TITLE: C.C9,94.54oN NOT SERVED o'clock _. M., I, , a competent adult hereby _ Moved _ Does Not Reside (Not Vacant) at I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. BY: PRINTED NAME: ATTORNEY FOR PLAINTIFF Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 (215) 563-7000 Phelan Hallinan, LLP Michelle J. Stranen, Esq., Id. No.208793 1.- 1617 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 michelle.stranen@phelanhallinan.com 215-563-7000 2 f.:1A i TOZNEY FOR PLAINTIFF riniTY 4 i7;11'VSY PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff vs. DEVLIN JACK Defendant Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL MOTION TO MAKE RULE ABSOLUTE PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK, by and through its attorney, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above -captioned action, and in support thereof avers as follows: 1. A Motion to Reassess Damages was filed with the Court on October 30, 2014. 2. A Rule was issued by the Honorable Judge Kevin A. Hess on or about November 4, 2014 directing the Defendant to show cause by November 24, 2014 why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit A. 3. The Rule to Show Cause was timely served upon all parties on November 12, 2014 in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit B. 4. Defendant failed to respond or otherwise plead by the Rule Returnable date of November 24, 2014. 943749 2 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. DATE: /2_J/fL( Phelan Hallinan, LLP By: Mi helle J. Str en, Esq., Id. No.208793 Attorney for Plaintiff 3 943749 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff v. DEVLIN JACK Defendant AND NOW, this dtik— day o RULE • Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL fig014, a Rule is entered upon the Defendant to show cause why an Order should not be entered granting Plaintiff's Motion to Reassess Damages. Defendant shall have twenty (20) days from the date of this Order to file a response to Plaintiff's Motion to Reassess Damages. If no response is filed with the Court, Plaintiff may file a Motion to Make Rule Absolute and no hearing will be scheduled on this matter. BY THE COURT 943749 Exhibit "B" Phelan Hallinan, LLP Jonathan Lobb, Esq., Id. No.312174 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 Jonathan.Lobb@phelanhallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff vs. DEVLIN JACK ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL Defendant ,CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of the Court's November 4, 2014 Rule directing the Defendant to show cause as to why Plaintiffs Motion to Reassess Damages should not be granted was served upon the following individual on the date indicated below. DEVLIN JACK 223 GREEN LANE DR CAMP HILL, PA 17011-8319 DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND, PA 17070-1450 Phelan Hallinan, LLP DATE:..: l i /a). I T ' By: Jo rii z Lobb, Esq., Id. No.312174 Attorney for Plaintiff 943749 Phelan Hallinan, LLP Michelle J. Stranen, Esq., Id. No.208793 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 michelle.stranen@phelanhallinan.com 215-563-7000 PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff vs. DEVLIN JACK ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL Defendant CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Make Rule Absolute was served upon the following individual on the date indicated below. DEVLIN JACK 223 GREEN LANE DR CAMP HILL, PA 17011-8319 DATE: (2 ( I I By: DEVLIN JACK 802 SHERWOOD ROAD NEW CUMBERLAND, PA 17070-1450 Phelan Hallinan, LLP Mi helle J. Str., en, Esq., Id. No.208793 Attorney for Plaintiff 943749 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK Plaintiff vs. DEVLIN JACK Defendant Court of Common Pleas Civil Division CUMBERLAND County No.: 14-3307 CIVIL ORDER AND NOW, this 9` day of Wo.—/-*,' , 2014, upon consideration of Plaintiff's Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered upon Defendant shall be and is hereby made absolute and Plaintiff's Motion to Reassess Damages in the above captioned matter is hereby GRANTED. The Prothonotary is ORDERED to amend the judgment and the Sheriff is ORDERED to amend the writ nunc pro tunc as follows: Principal Balance Interest Through March 4, 2015 Late Charges Legal fees Cost of Suit and Title Property Inspections Property Preservation Escrow to be Paid $109,765.09 $10,918.50 $225.36 $2,775.00 $786.71 $144.00 $480.00 $462.00 m C) C) -r r } 943749 Escrow TOTAL Plus interest at six percent per annum. $2,259.49 $127,816.15 Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above figure. 943749