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Home My WebLink About06-13-14 REV-1500 EX(02-11) 1 1505610143 OFFICIAL USE ONLY PA Department of Revenue Pennsylvania County Code year File Number Bureau of Individual Taxes °E°AsThoa-R '-a PO BOx.280601 INHERITANCE TAX RETURN 21 13 1077 Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Date of Birth Social Security Number Date of Death 09 24 2013 07 07 1930 Suffix Decedent's First Name - MI Decedent's Last Name R STEWART JAMES (If Applicable)Enter Surviving Spouse's Information Below MI Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ❑ ❑ 3. Remainder Return(Date of Death 1. Original Return 2. Supplemental Return Prior to 12-13-82) qa,Future Interest compromise ❑ 5. Federal Estate Tax Return Required 4, Limited Estate El (dale of death after 12-12-82) 6. Decedent Died Testate ❑ 7. tAAtC,`ch9-opyionf1Tmst)a Living Trust 6. Total Number of Safe Deposit Boxes (Attach Copy W Will) �ry ❑ 10.beiweenP2.3191 ana� Date of Death ❑ 11.(Attah totaxunder Sec.9113(A) 9. Litigation Proceeds Received ❑ ><-SS) (Attach Schedule O) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIALD TAX Telephone SHOULD BE BE TO: Name 717 737 8761 JENNIFER B HIPP REGISTER�F WILLS US�:�NLY L T( Q F7 �:O C_ 7 First Line of Address m z co Z _ J 1 WEST MAIN STREET -,n TI 1.,� zM w 5 J Second Line of Address ISAT19fICED - : City or Post Office State ZIP Code ,0 00 r rrt SHIREMANSTOWN PA 17011 cn cn o w Correspondent's e-mail address: 'hi bo arlaw.com Under ue,come ntl�mplelOe UDeclaration of preparer other then the personalaepresentative Is basetl on a nfortnation'of wh chhpreparef has any klnowledge.belief, DAT Sit TURE OF ERSON R FILING RETURN Scott M Stewart / ADDRESS 28 Ashley Drive Dilisbuirg, PA 17019 GATE SIGNAT E OF PREP ER OTHER THAN REPRESENTATNE G .�� Jennifer B. Hipp AD 1 West Main Street, Shiremanstown, PA 17011 1505610143 Side1 1505610143 J 1505610243 REV-1500 EX Decedent's Social Security Number oeeedent'sName: Stewart, James R. RECAPITULATION - 1. Real Estate(Schedule A)....................................................................................... 1. 115 , 000 . 00 2. Stocks and Bonds(Schedule B)............................................................................. 2. 22 , 092 . 07 3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C)......... 3. 4. Mortgages&Notes Receivable(Schedule D)........................................................ 4. 5. Cash, Bank Deposits&Miscellaneous Personal Property(Schedule E)............... 5. 43 , 142 . 01 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6. 7. Inter-Vivos Transfers&Miscellaneous Nt Probate Property (Schedule G) u Separate Billing Requested............ 7, 184 ,348 . 95 8. Total Gross Assets (total Lines 1 through 7).... ........................... ................... 8, 364 ,583 . 03 9. Funeral Expenses and Administrative Costs(Schedule H).................................... 9. 29, 158 . 35 10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule 1)............................ 10. 11. Total Deductions(total Lines 9 and 10)................................................................ 11. 29, 158 . 35 12. Net Value of Estate(Line 8 minus Line 11).................................................:........ 12. 335 , 424 . 68 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J)............................................... 13. 14., Net Value Subject to Tax(Line 12 minus Line 13)............................................... 14. 335 , 424 . 68 TAX COMPUTATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.00 15. - 0 . 00 16. Amount of Line 14 taxable at lineal rate X .045 335, 424 . 68 ts. 15 , 094 . 11 17. Amount of Line 14 taxable at sibling rate X.12 6 . 00 17. 0 . 00 18. Amount of Line 14 taxable at collateral rate X.1 5 0 . 00 18. 0 . 00 19. TAX DUE................................................................................................................ 19. 15 , 094 . 11 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 1505610243 1505610243 REV-1500 EX Page 3 File Number 21-13-1077 Decedent's Complete Address: DECEDENT'S NAME Stewart,James R. STREETADDRESS 325 Wesley Drive,Apt. 3104 CITY STATE ZIP Mechanicsburg PA 17055 Tax Payments and Credits: 1. Tax Due(Page 2, Line 19) (1) 15,094.11 - 2. Credits/Payments A. Prior Payments 13,497.33 B. Discount 710.39 Total Credits(A +B) (2) 14,207.72 3. Interest (3) 4, If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4) Check box on Page 2,Line 20 to request a refund _ 5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) 886.39 Make Check Payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred;................ ...............................-............................. ❑ FA I b. retain the right to designate who shall use the property transferred or its income;......I........................... ❑ c. retain a reversionary interest;or............................................................................................................... rL�JII x d. receive the promise for life of either payments,benefits or care?............................................................ x 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without ❑ receiving adequate consideration?.................................................................................................................... x 3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?....... ❑ ❑x 4. Did decedent own an individual retirement account, annuity,or other non-probate propertywhich ❑ ❑ contains a beneficiary designation?.................................................................................................................. x IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994 and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after January 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent,or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)1. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal benefciades is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)]. A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. Rev-1502 EX-(01-101 SCHEDULE A Pennsylvania REAL ESTATE DEPARTMENT OF REVENUE INHERITANCE TAX RETURN, ' RESIDENT DECEDENT ESTATE OF FILE NUMBER Stewart, James R. 21-13-1077 Ail rest property owned selaly or as a tenant in common must be,reported at lair market value.Fairmarkat value is defined as the price M which property would be "changed betaman a vriiling dryer ove a wit sailer-rreidmr being compeiled2a twyu sell,both hevitg trotnbie lmomedpa of the relemel ttetls. Riot property that is lndycwned with light of suM =1d,must be dischsed on schadule,F. Attach a copy of the settlement sheet If the property has been sold Include seem,of me dead showing deasohnWs interest If owned as tenant in common. STEM DESCRIPTION VALUE OF DEATH NUMBER 1 Real Estate-All that certain piece or parcel of real estate having thereon erected a dwelling 115,000.00 house being known and numbered as 606 S.Market Street,Mechanicsburg,PA 17055. The property was acquired by James R.Stewart by Deed dated August 29, 1991 and recorded September 3, 1991 in the Cumberland County Recorder of Deeds Office. A copy of said'Dee is attached hereto and incorporated herein. The property was sold pursuant to an . Agreement of Sale dated January 9,2014,a copy of which is attached hereto and . incorporated herein. Final settlement took place on May 15, 2014. A copy of the Settlement Sheet and a copy of the Deed are attached hereto and incorporated herein. The sale price was$115,000.00. TOTAL(Also enter on Line 1, Recapitulation) 115,000.00 (It more space is needed,additional pages of the same size) Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule A(Rev.01-10) ral-CT—WRnnh CeW—ShIrt Foml—ACt IM W.bls bleat Henry Hell,Inc., Indian&. Pa. MADE THE OLP day Of V in the year of our Lord one thousand nine hundred ninety-one BETWEEN JUNE L. WRIGHT, widow, of Mechanicsburg, Pennsylvania Grantor and -JAMES R. STEWART Grantee WITNESSETH, that in consideration of Eighty thousand---------"----- DoUara, ,000.00)____---------__ in hand paid,the receipt whereof is hereby aokrtowtedged, the eaid grantor do es hereby grant and convey to the said grantee , ALL THAT CERTAIN lot of ground situate on the West side of South Market Street, (First Ward) in the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit; BEGINNING at a point in the center of said South Market Street, corner of lot formerly of F. F. Porter and Ellen Porter, his wife, now of David S. Fry and Theresa F. Fry, his wife; thence Westward along said lot now of David S. Fry and Theresa F. Fry, his wife, one hundred sixty-nine (169) feet, more or less, to the center of a public alley; thence Northward along the center of said alley twenty (20) feet, more or less, to a point corner of lot formerly of Fianna Scheetz, now of Ida M. Cocklin; thence Eastward along lot of said Ida M. Cocklin, one hundred sixty-nine (169) feet, more or least to the center of said South Market Street; thence Southward along the center of said street twenty (20) feet, more or less, to the place of BEGINNING. HAVING thereon erected the Northern half of a double brick dwelling house, which said Northern half is known as No. 606 South Market Street. BEING THE SAME PREMISES which Daniel P. Engler and Florence E. Engler, husband and wife, by Deed dated November 12, 1949 and recorded November 12, 1949 in the Office of the Recorder of Deeds in and for.Cumberland County in deed Book 14-G, Page 478, granted and conveyed unto Russell I. Wright and June L. Wright, husband and wife. The.said Russell I. Wright died on June 11, 1981 thus vesting sole title unto June L. Wright, the grantor herein. 11arouy .uCd(� School Dlst Cu Co.,Pa. Cam'CO"�' t%Beal Esmate Trensfer Tex 1 PAW 4tavT�ndMTM Dete�Am69,� 1:- L'-NnL:Lf . � to : &-C' f -Cumb.Co.Dlct Col.A9( aoo 35 PAGE 321 And the said grantor- hereby covenant s and agree s that she will warrant specially, the property hereby conveyed. pcOOROO-O FFICE OF THE Q COMMONWEALTH OF PENNSYLVANIA 0!q E'b OF OLEOS e DEPARTMENT OF REVEIJUE CUTADERLAND COUNTY-PA. REt1w (R nAk5FER5EP�p'91 � B 0 0. 0 0 gl SEP 3 FM 2 22. � mx IN WITNESS WHEREOF, said grantor ha s hereunto set her hand and seal the day and year first above written. $igneb,fotaleb anb 1Btllbertb *E.' '-"'-"=-- ` ------'_... Tar. in the Presence of L. WRI---.--.-_--------------_..-_.-._._..--.....----.----.-----.... 9sar. ._.._...._-_--_................__.-......_.---_.---......_-----.. .----_------------------------------..-----------------_..._---..-.-. near. State of �Q,A✓NQ1lFA,M1./--� County of! x.wura�rq^ J On th es. the pt ! day of — , 19V , before me, a Notary Public the undersigned officer, personally appeared June L. Wright, widow, .. N known to me (or satisfactorily proven) to be the person whose name is 'w•a, k within instrument,and acknowledged that she executed same for they„ contained. IN WITNESS WHEREOF, I hereunto set my hand and ofji ' seal. --- Notalal Soal __ . 6mpden Two..Ce7l3bTary'—rz -- . Hampden TVryr.,CUmbadanlBf jhcer. My Commission Expires May 18.1992 State of County of On this, the day of - , 19 before me, the undersigned officer, personally appeared known to me (or satisfactorily proven) to be the person whose name subscribed to the within instrument,and acknowledged that executed same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. _-....-.---.__.-.__..--......-_................................... ._..-_................................._-..__-__.-_._._..---------- Title of Ogo". do hereby certify that the precise residence and complete post office address nn of the within named grantee is 6 0 G s b it Y y Y 4-I l�° SS q�Zy 19 9/ �r ---_... ..tines---------- --;- . BOOK N35 NGE 322 STANDARD AGREEMENT FOR THE SALE OF REAL ESTATE ASR Thu fmm axaaurcndad AM pgruwd fat,twt tta rain ved to au by,the;ze ini n of the Pvuuyhrais Assoeueitn of REALTORS®(PAR) PARTIES }' BUYER(S):Antonino Purpttra SELLER(S): Eatate of James R. Stewart i BUYER'S;•LADLING ADDRESS: SEL LER'S MAILING ADDRESS: 107 West Hain street Mechanicsburta, PA 17055 PROPERTY PROPERTY ADDRESS 606 S Market Street, Mechanicsburg, Pennsylvania, 17055 ZTP 17055 in the municipality of Borough of Meehanicsburtr ,County of Cumberland in the School District of Mechanicsburg ,in the Commonwealth of-Pennsylvania. ldcanficarion(e.g..Tax tD a:Parcct#:LaL$leak:Decd$wk,Page,Recording Date):Pareel # 16240787121 BUYER'S RELATIONSHIP WITH PA LICENSED BROKER Q No Busirim Relationship(Buyer is not represented by a broker) Broker(Company) Century 21 At The Helm Licensee(s)(NumOCarter L. Ellis Company Address 320 North Prone strost, worm2nsyburo. Direct Phone(s) PA 27043 _ Ccll Phonc(s) (717)319-3306 Company Phone (717)737-4303 Fax (717)796-7011 Company Fax (717)737^4818 Email carterallis0century2l,con Broker is: Litxtuee(s)is; (M Buyer Agent(Broker represents Buyer only) ❑Buyer Agent with Designated Agency ❑DUO Agent(See Dual and/or Designated Agent box below) ❑Buyer Agent withow Designated Agency Dual Agent(Sex Dual and/or Designated Agent box below) 0 Transaction Licensee(Broker and Ucensm(s)provide real estate services but do not represent Buyer) SELLER'S RELATIONSHIP WITH PA LICENSED BROKER 0 No Business Relationship(Seller is not represented by a broker) Broker(Company) Century 21 - A Setter Way Liccnsm(s)(Namt)John Navduch Company Address 398 s High Strooe Carlisle, PA Direct Phime(s) Cdl Phones) 4717)385-0666 Companyl'hone (717)243-4929 Fax Company Fax (717)385-0666 Email john.nayduchgcantury2l.com Broker is: Ucensoc(s)is: O Seller Agent(Broker represents Seller only) O Seller Agent with Designated Agency ❑ Dual Agent(See Dual and/or Designated.Agent box below) ❑Seller Agent without Designated Agency 0 Dual Agent(See Duai andr'ar Designated Agent box Wow) (�Transaction Licensee(Broker and Licensocts)provide real estate services but do not represent Seller) DUAL A,NrDIOR DESIGNATED.AGENCY A Broker is a DUO Agent when a Broker represents both Buyer and Seller in the same transaction. A Lictasec is a Dual Agent when a Licensee represents B -er mid Scllcr to the same traasaetion. All of Broker's licertsoes are also Dual Agents UNLF,SS there are separate Designated Agents for uyer and Se31er.If the same Licensee is designated for Buyer and Seller,the l.iccns is q Dual Agent. By signing this A tent. Bayer and Seller each acknowledge having been previously.informed of,and consented to, dual agency, Wapplicable. Buyer Initlals: t ASR Page 1 of 11 SeUcr lntda . PCnnsylvan7a Association at REALTOQS' Revised 9/13 COP)RIGHT PENNSVI.YA VIA ASSOCWTION OF REALTORSSD 2012 rr.-nmv.r•.tYnA�tN V.nl.e...,.cn..u5.n+s.m.,e.n rant iRnee nx_Y.T.use cu: si:.»:alt Y,ssbrr..5n..s By this Agreement, dated April 14, sold ? Seller hereby agrees to sell and convey to Buyer,who agrees to purchase,the identified Property. 2. PURCHASE PRICE AND s ( DE POST�1.10) (A) Pa 6P4 hY d -{ En - ) isnr 4 "Noe.--- 6 U.S.Dollars),to be paid by Buyer us follows: ? I. Deposit at signing of this.Agreement: 3 5,000.00 s 2. Deposit within days of the Execution Dale of this Agmcin= $ 9 3. $ to 4. Remaining balance will be paid at settlement. I I (B) All funds paid by Buyer, including deposits, will he paid by check, cashier's check or mired fonds. All funds paid by Buyer 13 within 30 DAYS of settlement, including funds paid at settlement, will be by.cashler's check or mired funds, but not by per. 13 sonal check. 13 (C) Dept»ils, regardless of the form of payment and the person designated as payee, will be paid in U.S. Dollars to Broker for Seller is (unless otherwise stated here: ), 16 who will retain deposits in an escrow account in conformity with all applicable laws and regulations until consummation or ter. 17 ruination of this Agreement. Only real estate brokers are required to hold deposits in accordance with the rules and regulations of IS the State Real Estate Commission. Checks tendered as deposit monies may be hold uncashed pending the execution of this 19 Agmemcnt. 20 3. SELLER ASSIST(If Applicable)(1-50) 21 Seller will pay S or %of Purchase Bice(0 U not specified)toward -- Buyer's costs, as permitted by the mortgage lertder, if any. Seller is only obligated to pay up to the amount or petecntage which is 23 approved by mortgage tender. 24 4. SETTLEMENT AND POSSESSION(1.10) :2.0 1 25 (,A) Settlement Date is '*f=_ _9,_2Q._4- ,or before if Buyer and Setter agree. 26 (B) Sctdcmcnt will occur in the county where the property is located or in-an adjacent county. during normal business hours, unless 27 Buyer and Seller agree otherwise. '-g (C) At time of settlement, the following will be pro-rated on a daily busis between Buyer and Seller, reimbursing wherc applicable: 19 current taxes (ace Notice Regarding Real Estate Taxes); rent;; interest on mortgage assumptions; condominium fees and home- 30 owner association fees; water and/or sewer fees, together with any other lienable municipal service recs. All charges will be pro- 3I rated for the period(s) c rvercd. Seller will pay up to and including the date of settlement and Buyer wit) pay for all days follow- 32 ing seulcmem,unless otherwise stated here: 33 34 (D) Conveyance from Seller will be by fee simple deed of special warranty unless olherwise stated here: 35 36 (E) Payment of transfer taxes will be divided equally between Buyer and Seller unless otherwise stated here: 37 38 (F) Possession is to be delivered by deed, existing keys and physical possession to a vacant Property fret of debris, with all structures 39 broom-clean, at day and time of settlement, unless Seller, before signing this Agreement, has identified in writing that the Property ao is subject to a lease. 41 (G) if Seller has identified is writing that the Property is subject to a lease, possession ill to he delivered by deed. existing keys and 43 assignment of existing leases for the Property together with security deposits and interest,if any,at day and time of settlement. Seller 43 will not enter into any new leases, nor extend existing leases, for the Property without the written consent of Buyer. Buyer will 44 acknowledge existing leaseis) by initialing the leases) at the execution of this Agreement, unless otherwise stated in this Agreement. 45 0 Tenunt•Omupied Property Addandum(PAR Farm TOP)is attached. 46 S. DATESMIAEISOF THE-FSSENCE(1.10) 47 (A) Written acceptance of all parties will bean of before:April 14, 2014 43 (B) The Settlement Bate and all otber dates and times identified for the performance of any obligations of this Agreement arc of the 49 essence and are binding. Su (C) The Execution Date of this Agrecmcm is the date when Buyer and Seiler have indicated full acceptance of this Agreement by sign- 51 ing and/or initialing iL For purposes of this Agreement, the number of days will be counted from the Execution Dam, excluding 5? the day this Agreement was executed and including the last day of the time period. All changes to this Agreement should he lot- 53 baled and dated. 54 (D) The Settlement Date is not extended by any other provision of this .Agreement and may only be extended by mutual written agree- s ment of the parties. ' 56 (E) Certain terms and time periods are prc-primed in this Agreement as a convenience to the Buyer and Seller. All pre-primed terms 5' and time periods are negotiable and may be changed by striking out the pre-primed text and inserting different terms acceptable 55 to all parries. 59 6. ZONING(1-10) 611 Failure of this Agreement to contain the zoning classification texcepr in cases where the property land each parcel thereof, if subdi- 61 vidable I is Yoned so y or primarily to permit single-family dwellings) will tender this Agreement voidable at Buycr s option, and, d tit voided,nay deposits •ndered by the Buyer will be returned to the Buyer without any requirement for court action 63 Zoning Classificn n: Residential 64 Buyer lnidals- r ASR Page 2 of I Sena lradat Revised 9/13 P,cac:.00 wq,aoPrm�6 at•;lpeotx. loom restart we noax Fruar.rafq+pM+6a2G y g, 606 S Market Sacs( 65 7. FIXTURES.1:\'D PERSO:YAL PROPERTY(I.10) 66 (A) INCLUDED in ibis sale are all existing items pammently installed in the Property, fins of liens, and other items including 67 plumbing; heaung: radiator covers; lighting fixtures (including chandelier% and ceiling fans); pool and spa equipment (including 68 coven and cleaning equipment); electric animal fencing systems (excluding collars); garage door openers and transmitters; tole. 69 vision antennas: unp fined shrubbery. plantings and trees: any remaining heating mid cooking fuels stored On the Property at the 70 time or settlement: smoke detectors and carbon monoxide detectors; sump pumps; storage sheds; fences: mailboxes; wall to wall 71 carpeting: existing window screens, storm windows and sacentstorm doors; window covering hardware, shades and blinds; 12 awomgs; built-in air conditioners: built-in appliances; the rm&rJoven. unless Otherwise stated;arid.,if owned, water treatment sys- 73 tems,propane tanks,satellite dishes and security systems.Also included:y�ja r t t3. a Y, 4 I efy((fie Mjac 74 75 (B) The following items are LEASED (nor owned by Seller). Contact the pmvidctfvendor for more information (c.r_ water ueatrnent 76 systems,propane tanks,satellite dishes and security sysstemsy. 77 (C) EXCLUDED fixtures and items: 78 79 8 MORTGAGE CONTLIGENCY(1.10) 80 C) WAIVED. This sale is NOT contingent on mortgage financing. although Buyer may obtain mortgage financing and/or the par- 31 ties may include an appraisal contingency. 82 l ELE-CTED. 93 (.A) "this sate is contingent upon Buyer obtaining mortgage financing according to the following terms: 84 First Mortgage on the Property Second Mortgage on the Propetty 85 L9amAm0UrnS 92 000.00 LoanAmount5 86 IvfinimumtTerm years y Minimum Term years S; Type of mortgaee ('fw,n rsye 3{X t Type of mortgage 68 Loan-To-Value(LTV)ratio: Loan-To-Value(LTV)ratio: 89 For non-FRANA loans LTV ratio not to extend rk. For non-FHA/VA loans LTV ratio not to exceed .% 90 Mortgage lender ORRSTOWN HANK Mortgage lender 91 _ 92 Interest rate %;however-Buyer agrees to accept the Interest rate %;however,Buyer agrees to accept the 93 interest rate as may be committed by the mortgage lender,not interest rate us may be committed by the mortgage lender,not to 94 to exceed a maximum interest rate of %. exceed a maximum interest rare of %. 95 Discoam points, taut oritinatim, loan placemem and other fees Discount points, loan origination, toan placement and other fees 96 charged by the lender as a percentage of the mortgage loan(exclud- charged by the lender as a percentage of the mortgage loan(exclud. 97 ing any mortgage insurance premiums or VA funding fee)not to ing any mortgage insurance premiums or VA funding fee) not to 98 exceed %(01%if not specified)of the mortgage loan. exceed %(096 if not specified)of the mortgage loan. 99 (B) The interest raters) and fee(s) provisions in Paragraph 8(A) we satisfied if the mortgage tenda(s) gives Buyer the right to guar- i0t} ante the interest rate(s) and feels) at or below the maximum levels scored. If tende(s) gives Buyer the right to lock in the inter- 101 est ratels).Buyer will do so at least 15 days before Settlement Dam.Buyer gives Seller the tight,at Sella's sole option and 102 as permitted by law and the mortgage lender(s). to contribute financially. without promise of reimbursement. to the Buyer and/or 103 the mortgage Icnder(s)to make the above mortgage terms)available to Buyer. 104 (C) Within days Q if not specified) from the Execution Date of this Agreement. Buyer will make a completed, written mort- 105 Rage application (including payment for and ordering of appraisal and credit reports widiout delay, at the time required by 106 lenders)) for use moneagc terms and to the mortgage Iendcr(s) identified in Paragraph 8(A), it any, otherwise to a responsible 107 mortgage lenduts) of Buyer's choice Broker for Buyer. if any. tsi hawift Broker for Select, is authorrrxd to communicate with 105 the-mortgage lender(s)to assist in the mortgage loan process. 109 (D) Buyer will be In default of this Agreement if Buyer furalshes false information to anyone concerning Buyer's financial I lie and/or employment status, falls to cooperate In good faith with prvetssing the mortgage loan application (including delay Ill of the appraisal), fails to lock in Interest rates)as slated in Paragraph 8(B),or othenrise causes the lender to reject, refuse t t2 to approve or Issue a mortgage loan commitment. 113 (E) t. Mortgage Commitment Date: May 2, 2010 .Upon receiving a mortgage commitment,Buyer will 114 promptly deliver a copy of the commitment to Seller. 115 2. If Seller does nm receive a copy of the mortgage commitment(s) by the Mortgage Commitment Date, Seller may terminate 116 this Agreement by written notice to Buyer. Seller's right to terminate continues until Buyer delivers at mortgage commitment 177 to Seiler.Until Seller terminates this Agreement.Buyer's obligated to make a goad-faith effort to obtain mangage financing. 118 3. Seller may terminate this Agreement by written notice to Buyer after the Mortgage Clommitmcm Date if the mortgage commitment: 119 a. Does not satisfy the terms of Paragraph 8(A),OR )20 b. Contains any condition not specified in this Agreement (e.g_ the Buyer most seuic on another property.an appraisal must 121 be received by the lender,or the mortgage commitment is not valid through the Settlema:n Date)that is not satisfied and/or I Zz removed In writing by the mortgage l.ndcr(s)within 7 DAYS after the Mortgage Commitment Date in Paragraph 123 S(E)(I). or any extension thereof, other than those conditions that are customarily satisfied at or near setlement (e.g., 124 obtaining insurance.confirming employment). 125 4. If this Agtcc{ipnent is terminated pa suant to Paragraphs S(E)(2) or (3). or the mortgage loan(s) is not obtained for settlement. 126 all deposin6nics will be returned to Buyer according to the terms of Paragraph 23 and this Agreement will be VOID. Buyer 127 will be yesonsible for any costs incurred by Buyer for any inspections or ceniftcations obtained according to the terms of t28 this A t. and any costs incurred by Buyer for. 11) Title search, tine insurance :and/or mechanics' lion imsurancc, or any 129 1 c r cellation; (2) Flood insurance, firs insurance, hazard insurance. mine sabsidcncc insurance, or my fee for cancel- 130 la' ;( Appraisal fees and charges paid in advance to mortgage lender(s). /' Ill never Intel ASR Page 3 of I Sewer lrlldatS:r�'1Y1, Revi?.A 9113 �Z7' nk�xlta x,J1 SbFaanatrc ZYa.aa¢ lama F1aM,We Rp�e Rarer.MtJwaift taMB nw.id.Ln..m'n itY.t C Lrw,l..r e,...t 132 (F) If the mortgage lender(s), or a property and casualty insurer providing insurance required by the mortgage lender(s), requires Ili repairs to the Property.Buyer will,upon receiving the requirements,deliver a copy of the requirements to Seller.Within 5 134 DAYS of receiving the copy of the requirements, Seller will notify Buyer whether Seller will make the required repairs at Seller's 115 expense. 136 I. If Seller snakes the required repairs to the satisfaction of the mortgage lender and/or insurer. Buyer accepts the Property and 137 agrees to the RELEASE in Paragraph 25 of this Agreement. 113 _. If Seller will not make the required repairs,or if Seller fails to respond Within the stated time,Buyer will,within 5 119 DAPS,notifv Seller of Buyer's choice to: 1411 a. Make the repairs/improvements at Buyer's expense, with permission and access to the Property given by Seller, which 141 will not be unreasonably withheld.OR lit b. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of 143 Paragraph 23 of this Agrccneni. 144 Lf Iluyer faits to respond within the time stated in Pamgmp'h 8(F)(2) or fails to terminate this Agreement by written notice 145 to Stars within that time Buyer will accept the Property and ngmt to the RELEASE In Paragraph 25 orthis Agreement 146 FHANA,IF.APPLICABLE 147 (G) it is expressly agreed that notwithstanding any other provisions of this contract. Buyer will not be obligated to complete the pur- US . chase of the Propene described herein or to incur any penalty by forfeiture of et:mcst money deposits or otherwise unless Buyer 149 has been given, to accordance with HUD/FHA, or VA requirements. a written statement by the Federal Housing Commissioner, 150 Veterans Administration, or a Direct Endorsement Lender setting forth the appraised value of the Property of not less than 151 S - (the Purchase Price as stated in this Agreement).Buyer will have the privilege and option of 152 proceeding with consummation of the contract without regard to the amount of the appraised valuation. The appraised valuation 153 is arrived at to determine the maximum mortgage the Department of Housing and Urban Development will insure. HUD does 154 not warrant the value nor the condition of the Property. Buyer should satisfy himself/henelf thin the price and condition of the 155 Property are acceptable. 156 Warming: Section 1010 of Title 18, U.S.C. Departnent of Housing and Urban Development and Federal Housing 157 Adrninistretkin Transactions. provides, "Whoever for the purpose of . . . influencing in any way the action of such Department. 158 makes, passes, unees or publishes my statement, knowing the same to be false shall be tined under this title or imprisoned not I59 more than two years,or both." . 160 (H) US. Department of Housing and Urban Development (HUD) NOTICE TO PURCHASERS: Buyer's Acknowledgement 161 ❑ Buyer has received the FEUD Notice "For Your Protection: Get a Home Inspection." Buyer understands die importance of I62 getting an independent home inspection and has thought about this before signing this Agnc aCat. Buyer understands that 163 FHA will not perform a home inspection nor guarantee the price or condition of the Property. l(A (I) Certification We the undersigned, Sella(s) and Buyer(s) party to this transaction catch certify that the terms of this wntract 165 for purchase an use to the best-of our knowledge and belief, and that any other agrearem,entered into by any,of these.panles 166 in connection with this transuct on is attached to this Agreement. 167 9. CHANGE IN BUYER'S FJNANCLAL STATUS(3.11) 168 In the event of a change in Buyer's financial status affecting Buyers ability to purchase, Buyer shall promptly notify Seller and 169 Iendcr(s) in whom the Buyer submitted mortgage application, if any. A change in financial status includes, but is not Limited to, loss 170 or a change in employment; fdlum or loss of We of Buyer's home: Buyer's having incurred a new financial obligation; entry of a 171 judgment against Buyer. Buyer understands that applying for and/or incurring an additional financial obligation may"affect 172 Buyer's ability to purchase, 173 10. SELLER REPRFSENTATIONS(1-10) 174 (A) Radon Testing and Remediation(See Notice Regarding Radon) _ 175 Seller has no knowledge about the presence or absence of radon unirss checked below: 176 ❑ 1. Seller hai knowledge that the Property was tested on the dates and by the methods (e.g, charcoal canister, alpha track, 177 cic.),which produced the results indicated below: 178 Date Type of Tut Results(picoCuries/liter or working levels) Name of Tesdng Service 179 ISO Ill ❑ 2, Sella has knowledge that the Pmper ty had radon removal systems)inscdled as indicated below: 192 Datc Installed Type of System Provider 183 184 Ids Copies of all available test reports will be delivered to Buyer with this Agreement-Seller darn not warrant the meth- 186 ods or the results of radon tests. 197 (B) Status or Water 188 Seller represents that the Property is served by: 199 9 Public Water ❑ Community Water ❑ On-site Waicr ❑ None ❑ 190 (C) Status of Sewer 191 Seller represents that the Property is served bye 192 ®. Public Sevy.:r ❑ Community Sewage Disposal System ❑ Tcn-Acre Permit Evemption(see Sewage Notice 2) 193 ❑ Individual On-lot Sewage Disposal System(see Sewage Notice 1) ❑ Holding Tank(see Sewage Notice 3) 194 ❑ Inci id On-lot Sewage Disposal System in Proximity to Well(sec Sewage Notice];sce Sewage Notice 4.if applicable) 195 ❑ No Sewage Notice 1) ❑ None Available/Pertnit Limitations in Effect(sec Sewage Notice 5) 196 ❑ 197 Buyer Initials: 1� I_ ASR Page i of 11 Seller IdII / Revised 9/14 Greeucea web rbFOmd4 br�+t-W'� rBa70 Ftlamn l.90 Fibdt Feum,lAimryn eeaga tan,' tai, m 606 5 Mareet Street 9s (D) Historic Preservation 99 Seller is not aware of historic preservation restrictions regarding die Property unless otherwise stated here: X Dt (E) O Property.or a portion of it, is preferentially assessed for tat purposes under the following Act(s) (see Notices Regarding Land �= Use Restrictions): 33 ❑ Farmland and Forest Land Assesmcnt Act(Clean and Cj=o Program;Act 319 of 1979;72 P.S.§5490.1 ci seq.) (}t Ci Open Space Act(Act wit of 196 7;32 P.S.§5001 er seq.) as 0 Agricultural Arca Security Law(Act 43 of 1981;3 P.S.§901 et seq.) a6 ❑ Other Di (F) Seiler represents that. as of the date Seller signed this Agreement, no public improvement, condominium or homeowner associa- tion assessments have been made against the Property which remain unpaid, and that no notice by any government or public a9 authority has been served upon Seller or anyone on Seller's behalf. including notices relating to violations of zoning, housing, a building, safety or fire ordinances that remain uncorrected. and that Seller imows of no condition that would constitute a viola- s I don of any such ordinances that remain uncorrected,unless otherwise specified here: 12 13 (G) Seiler knows of no other potential notices tincluding violations)and/or assessments except as follows: 14 15 (H) Access to a public road may require issuance of a highway occupancy permit from the Deportment of Transportation. - 16 11. IVA)VER OF CONTINGENCIES(9.05) 17 If flit Agreement is contingent on Buyer's right to inspect andfor repair the Property, or to yeAry Insurability. environmental Is conditions, boundaries, cenHlcations, zoning classification or use, or any other information regarding the Property, Buyer's 19 failure to exercise any of Buyer's options within the times set forth in this Agreement is a WAIVER of that contingency and 20 Buyer accepts the Property and agrees to the RELEASE in Paragraph 25 of this Agreement. 21 12.INSPECTIONS(9-13)(See Notices Regarding Property and Envimnmcttud Inspections) 2-' IA) Rights and Responsibilities }3 I. Seller will provide access to insurers' representatives end, as may be required by this Agrecatent or by mongage lender(s), to ?4 surveyors.municipal ofticiul&appraisers and inspectors.All parties and their real estate licensce(s)may attend any inspections. 25 3. Buyer may make a pre-settlement wWk-rhrough inspection of the Property. Buyer's right to this inspection is not waived by 26 any other provision of this Agreement. 27 3. Seller will have heating and all utilities(including fuel(s))an for all inspecdonslappraisals. 25 4. All inspectors,including home inspectors,are autbonzed by Buyer to provide a copy of any inspection Report to Broker for Buyer. ?v 5. Seller has the right,upon request,to receive a free copy of any inspection Report from the party for whom It was prepared. 30 (B) Buyer waives or elects at Buyer's expense to have die following inspections, certifications. and investigations (refereed to as I t "Inspection" or "Inspecdcns) performed by professional contractors. home inspectors. engineers, architects and other properly != licensed or otherwise qualified professionals. If the same inspector is inspecting more than one system, the inspector must com- ply with the Home inspection Law.(Sce Notice Regarding the Home Inspection Law) la (Cl For elected Inspccdonts). Buyer will. within die Contingency Periods) stated in Parugraph 13(+4), cartplcie Inspections, obtain any 15+ lnspecdon Reports or results (rcfened to as "Repon" or Reports"), and accept the Property, terminate this Agreement. or submit a % \ Written Conecdvc Proposal(s)to Seller.according to the terns of Paragraph I3(B). 17 RomisTropemy Inspections and Environmental Hazards(mold,etc.) 16 ed Buyer may conduct an inspection of the Pmparty's structural components: roof; exterior windows and exterior Waived 19 doors;exterior siding,Exterior Insulation and Finish Systems.fascia,gutters and downspouts:swimming pools.hot 10 tubs and spas;appliances;electrical systems:interior and exterior plumbing:public sewer systems;heating and cool- ti lug systems: warer penetration; electromagnetic fields: wedands and Rood plain delineation; structure square 12 footage-,mold and other environmental hazards(e.g.,fungi,indoor air quality,asbestos.underground storage ranks. 13 cm):and any other items Buyer may select.If Buyer elects to have a home inspection of(he Property,as defined in W the Home impaction Law,the home inspection must be performed by a full member in good standing of a national i5 (; home inspection association,or a person supervised by a full member of u national home inspection:usociation.in U5 accordance with the ethical standards and code of conduct or practice of that association,or by u properly licensed 17 or registered engineer or architect(See Notice Regarding the Home Inspection Law) 18 Rood Westation 11) Buyer may obanin a written"Wood-Destroying Insect infestation Inspection Report"from an inspector certified us Waived 50 _a wood-destroying pests pesticide applicator and will deliver it and all supporting documents and drawings provid- ii ed by the inspector to Seller.The Report is to be made satisfactory to and in compliance with applicable taws,mort- i2 gage lender requirements,and/or Federal Insuring and Guaranteeing.-Agency requirements.The Inspection is to be i3 limited to all readily-visible and accessible ants of all structures on the Property,except fences. If the Inspection W reveals active infestation(,).Buyer.at Buyer's Expense, may obtain a Proposal from a wood-des rayine pasts ii s- ir deidc applicator to next the Property.If the Inspection reveals damage from active or previous infesiation(s),Buyer i6 may obtain a written Repon from a professional contractor,home inspector or structural engineer that is limited to i7 structural danxige to the Property caused by wood-destroying organisms and a Proposal to repair the Property. i5 Water Service i9 Elected Buyer may obtain an Inspection of the quality and quantity of the water system from a propcdy licensed or athetwis f ynlred ualific0 water/w" testing company.If and as required by the inspection company,Seller,of Sellers expense,wi �,. it ate and provide aa-ess m the on I or individual)water system.Seller will restore the Property to its previous n- ' i., l i n.at Seller's cxpemse.prior to seutement. i3 Hu)er lydua>✓; �r i ASR Paige 5 or 11 Seler Initials / VV Revised 9/13 arauaawm arFOmaor riwxk i8at0 FineooNM nano.Fraser,ifsliptn lBaSa sxx,r.x N,.,�, 606 S Market SLT.1 2a ( � Radon 265 1 led Buyer may obtain a radon test of the Property from a certified inspector. The U.S. Environmental Protection Wah'ed 266 !_ Agency (EPA) advises corrective action if the average annual exposure to radon is equal to or higher than 0.02 267 working levels or 4 picoCuics/liter(4pCi/L). 2u On-lot Sewage(If Applicable) :rig Elected Buyer may obtain an Inspection of the individual on-lot sewage disposal system from a qualified, professional Waived 270 —I— inspector. If and as required by the inspection company, Seller,at Seller's expense,will locate,provide access to, _1_271 1 and empty•the individual on-lot sewage disposal system. Seller will restore the Property to its previous condition, ( at Sellers expense,prior to settlement. See paragraph 13(C)for mom infomimion regarding the individual On-lot 271 Sewage Inspection Contingency. 274 Property and Flood Insurance .75 ected Buyer may determine the insurability of the Property by making,application for property and casually insurance for Waived 27t.h/_ the Property to a responsible insurer.Broker for Buyer,if any,otherwise Broker for Seller.may cortununicate with_/_ ''-77 the insurer to assist in the insurance process. If the Property is located in a flood plain,Buyer may be required to 273 carry flood insurance at Buyer's expense,which may need to be ordered 14 days or more prior to Sctdement Date. 2?9 Revised flood maps and changes to Federal low may substantially-increase future flood insurance premiums or 2So require insurance for for formerly exempt properties. Buyer should consult with one or more flood insurance 2SI agents regarding the need for flood insurance-and possible premium increases. ' 2s, Property Boundaries 233 Elected Buyer may engage the services of a surveyor,.utic abstractor, or other qualified professional to assess the legal 'ved 234 _/_ description, certainly and location of boundaries and/or quantum of land. Most Sellers have nothad the Property I- !85 surveyed as it is not a requirement of property tnamfer in Pennsylvanii Any fences.hedge-ii walls and other nalu 296 or constructed barriers may or may not represent ate true boundary tines of the Propcny:Any numerical represen '.E7 rations of size of propcny arc approximadons only and may be inaccurate. 2ER Deeds.Restrictions and Zoning 289 Elected Buyer may investigate easements,deed and rise restrictions(including any historic preservation resVictimu ar ordi• S" hed . 190 _/_ nanms)that apply to the Property and review local zoning-ordinances.Buyer may verify that the present use of the 191 Property (such as in-law quarters. apartments, home office, day cafe) is permitted and may elect to make the 292 Agreement contingent upon an anticipated use.Present use: ',9:. Lead-Rased Paint Fluards(For Properties prior to 1978 only) 19: Elected Before Buyer is obligated to purchase a residenrial dwelling built prior to 1978. Buycr has the option to conduct a t hed 195 _/_ dik.assessmerit and/or inspection of the Property for the presence of lead-based paint and/or lead based paint haz- _ 196 _ ards unless Buyer w•aiJcs ihat;right.Regardless of whether this inspections elected or vi ivied,the Resldeatiel !9i Lead-Based Paint Hazard Reduction Act requires a Seller or property built prior to 1978 to provide the 5E Buyer with an EPA-approved !Paid"hazards iofurrnation pamphlet titled Proledt'Your Family from Lead in '99 Your'Home,along with a sepamle.form.attached to this,Agrtement' disclosing Sellces knowledge or lead- based paint lunzards and any lead-based paint records regarding 'the Property. (See Notices Regarding tot Residential Lead-Based Paint Hazard Reduction Act) 102 Other %Valved 103 Elected 05 - - - - - - - -- - :U6 The Inspections elected.-above do not apply to the following existiue-conditions and/or items:_'. - _ - A; 49 13. LNSPECTION CONTLNGE:NCY'(1-.10) ' 40 (A) The Contingency Period is 7 days(10 if not specified) from the Execution Date or this Agreement for each Inspection elect- .11 cn in Paragraph 12(C),except the.following: •12 Inspections) Contingency Period i3 days days days 16 ..: -. days 17 (B) Except as stated in Paragraph 13(C). if ate result of tiny inspection elected'in Paragraph 12(C) is unsatisfactory to Buyer, Buyer IS will,within the stated Contingency Period: 19 t. Accept the Property with the information stated in(he Repon(s)and agree to the RELEASE in Paragraph 25 of this Agreement.OR 20 2. Terminate this Agreemcot by written notice to Seller, with all deposit monies returned to Buyer according to the terms of 21 Paragraph ti of this Agreement,OR 22 3. Present the Report(s)to Seller with a Written Corrective Proposal("Pruptudi")ttAing rnrreetivas and/or credits desired by Buyer. 23 The Proposal may,but is not required to,include the name(s)of a Pmpc_Tly lirsnscd or qualified professional(s)to perform the car- 24 rations requested in the Proposal, provisions for payment, including retests• and a projected date for completion of the conec- 25 Lions. Buyer agrees dal Sclier will not be held liable for corrections that do not comply with mortgage lender or governmemal 26 «quiremems if performed in a workmanlike manner according to the terms of Buy•ti's Proposal. 21 a. 'o later than days('5 if not specified)from the end of the Contingency Period(s).Seller will inform Buyer in will- 2S ng that Seller wilt 29 1) Satisfy all the emu of Buyers Proposal(s).OR 30 l2) Not satisfy all the terms of Buyer's Proposal(s) r / ]I Buyer lot r_ ASR Page 6 of 11 Seger Initials: Revised 9113 Pntaucaewrn ufonrbgrslnale t6a'a r-amen roe Raeo.France.Niciyan e9a26 xx+..i^^�=.cx. 606 S Marker Street 332 b. It Seller agrees to saasq' the terms of ouyer s emposm, nuyer accepts ine rroperty ara agrees to me KMIAac m 333 Paragraph 23 of this Agreement. 3.0 c. Within days(2 if not specified)of the receipt of written notification that Seller will not satisfy all terms of Buyer's 335 Proposal. or the lime stated in paragraph 13(B)(3)1a) if Seller fails to choose either option in writing, whichever aeNrs 336 riot.Buyer will: 337 (1) Accept the Property with the information stated in the Repan(s) and agree to the RMASE in Paragraph 25 of this 338 Agreement,OR 339 (21 Terminate this agreement by written notice to Seller, with all deposit monies renumLd to Buyer according to the termer 340 of Paragraph 23 of this Agreement,OR 341 (3) Entcr into a mutually acceptable written agreement with Seller, providing for any repairs or improvements to the 342 Property and/or any credit to Buyer at settlement,as acceptable to die mortgage lender,if any. 343 If Buyer fails to respond within the time stated In Paragraph 13(11)(3)(c) or fails to terminate this agreement by 344 written notice to Seller within that time, Buyer will accept the Property and agree to the RELEASE in Paragraph 345 25 cif this Agreement. 346 (C) if a Report reveals the need to expand or replace the existing individual on-lot sewage disposal system.Seller may,within 3-47 days (25 if not specified) of receiving the Report, submit a Proposal to Buyer.The Proposal will include, but not be limited to. the 348 name of the company to perform the expansion or replacement: provisions for payment, including retests; and a projected earn- 349 pletion date for corrective measures.Within 5 DAYS of receiving Seller's Proposal,or U no Proposal is provided within the 350 stated time,Buyer will notify Seller in writing of Buyer's choice m: 351 1. Agree to the terms of the Proposal.accept the Property and agree to the RELEASE in Paragraph 25 of this Agreement.OR 352 2. Terminate this Agreement by written notice to Seller, with all deposit monies retumcd to Buyer according to the terms of 353 Paragraph 23 of this Agreement.OR 354 3. Accept the Property and the existing system and agree to the RELEASE in Paragraph 25 of this Agreement. if required by any 355 mortgage lender and/or any govcmmental authority. Buyer will correct the defects before settlement or within the time required 356 by the mortgage lender and/or governmental authority,at Buyer's sole expense,with permission and ;recess to the Propeny given 357 by Seller, which may not be unreasonably withheld. if Seller denies Buyer permosion and/or access to correct the defects. Buyer 358 mav,within 5 DAYS of Seller's eicnial.terminate;this Agnxmeu by written notice to Seller.with all deposit monies retumcd 359 to Buyer according to the terms of Paragraph 23 of this Agroemcnt. 360 If Buyer fails to respond within the time stated in Paragraph 13(C) or falls to terminate this Agreement by written notice 361 to Seller within that time.Buyer will accept the Property and agree to the RELEASE In Paragraph 25 of this Agreement. 362 14. NOTICES,ASSESSMENTS AND MUNICIPAL REQUI12ENIENTS(1-10) 363 (.A) In the es•cnt any notiw, including violations, and/or assessments are received after Seller has signed this Agreement and before Sew settlement-Seller will within 5 DAYS of receiving the notices and/orassessments provide a copy of the notices and/or assess. 365 meets to Buyer and will notify Buyer in writing that Seller will: 366 I. Fully comply with the notices and/or assessments, at Seller's expense. before settlement. If Seller fully complies with the 367 notices andlor assessments. Buyer accepts tiro Propeny and agrees to tin: RELEASE in Paragraph 25 of this Agreement OR 363 2. Not comply with the notices and/or assessments. if Seller chooses not to comply with the notices and/or assessments, or falls 369 within the slated lime to notify Buyer whether Seller will comply,Buyer will notify Seller in writing within 5 DAYS 370 that Buyer will: 311 H. Comply with the notices andlor assessments at Buyer's expense, accept time Property', and agree to the RELEASE in 372 Paragraph 25 of this Agreement,OR 373 b. Terminate this Agreement by written notice to Seller. with all deposit monies retumcd to Buyer according to the terms of 314 Paragraph 23 of this Agreement 375 U Buyer fails to respond within the time stated In Paragraph 14(A)(2)or rails to terminate this Agreement by written notice 376 to Seller within [hat time,Buyer will accept the Propert y and agree to the RELEASE in Parngraph 25 of this Agreemeot. 377 (B) If required by law,widen 30 DAYS from the Execution Date of this Agreement,but in no case later than 15 DAYS prior to 378 Settlement Date. Seller will order at Seller's axpe se: a certificuaon from the appropriate municipal depanmeni(s) disclosing notice 379 of any uncorrected violations of zoning, housing. building, safety or fire ordinances and/or a eenificale permitting occupancy of the 380 Property.If Buyer receives a ncace or any required repairslrmprocernents, Buyer will promptly deliver a copy of the notice to Seller. 381 1. Within 5 DAYS of receiving notice from the municipality that repairshimprovements are required, Seller will deliver a 382 copy of the notice to Buyer and notify Buyer in writing that Seller will: 383 a Male the required repmrsrimprovemeres to the satisfaction of the municipality. If Seiler makes the required 384 re:pairs/improvcments.Buyer accepts the Property and agrees to the RELEASE in Paragraph 25 of this Agreement OR 385 b. Not make the required rcpaitJmpmvements. if Seller chooses not to male the required mpairstimprovernents. Buyer will 386 notifv Seller in writing within 5 DAYS that Buyer will: 387 (1) Make the repauslimprovements at Buyer's expenm with permission and access to the Property given by Seller. which 388 will not be unreasonably withheld,OR 389 (2) Terminate this Agreement by written notice to Seller,with all deposit monies retumcd to Buyer according to die terns 390 of Pamgmpb 23 of this Agreement. 391 If Buyer fails to respond within the time stated In Paragraph 1411)(1)(b) or fails to terminate this Agreement by 393 written notice to Seller within that time, Buyer will accept the Property and agree to the RELEASE in Paragraph 393 25 of this Agreement, and Buyer accepts the respuusibUlly to perform the repain(unprovements according to the 394 terms ur the notice provided by the municipality. 395 2. If Sells denies Buyer pemssion to make the required repanwirnprovemems, or does not pmvidc Buyer access before 396 Setde t Date m make the required repaitsfimprovcments.Buyer may,within 5 DAYS,terminate this Agreement by 397 tr Lice to Sclkr,with all deposit monies returned to Buyer according to the terms of Paragruph 23 of this Agreement. 398 3. improvements ore rngttired and Seller fails to provide a copy of the notice to Buyer as required in this Paragraph. Seller 399 rat all re pairslmprovements as required by the notice at Seller's expense. Panigraph 14(B)(3) will sun•iv settlement 4D.7 Buyer laic ASR Page 7 of II Seller Initials: Revised 9113 Pmouza M zi;,F B ar yptepls 16070 Fae n Mb aa&x%w,MCl iaan 49016 m„ 606 5 Market Street 401 15. CO`DOyIL\7UAVPL-tNNED COMMUNITY(110MEOA'NER.4,SSOCLATIONS)RESALE NOTICE(1.10) 402 Property is NOT a Condominium or pan of a Planned Community unless checked below. 403 ❑ CONDOWNIUM. The Property Is a unit of a condominium that is primarily ran by a unit owners' tasociation. Section 3407 of the 4W Unifomm Condominium Act of Pennsylvania (see Notice Regardine Condominiums and Planned Communities) requires Seller to 405 rumish Buyer with a Certificate of Resole and copies of the condominium declaration (other than plats and plats). the bylaws and 406 the rules and regulations of the association. 407 ❑ PLANNED COIvML7v7TY (HOMEOWNER ASSOCIATION). The Property is part of a planned community as defined by the 408 Uniform Planned Community Act (see Notice Regading Condominiums and Planned Communities). Section 5407(u) of the Act 409 requires Seller to furnish Buyer with a copy of the Declaration (odder than plats and plans), the bylaws, the rules and regulations 410 of the association,and a Certificate containing the provisions set forth in section 5407(2)of the Act. 411 THE FOLLO%NTNG APPLIES TO PROPERTIES THAT ARE PART OF A CONDONILM LAI OR A PLANNED CONLhIUNITY. 412 (A) Within 15 DAYS from the Execution Dale of this AerecinenL Seller, at'Seller's expense, will request from the association A 413 Certificate of Resale and any other documents necessary to enable Seller to comply with the relevant Act- The Act provides that . 414 the association is rcquirud to provide these documents within W days of Seller's request. 415 (B) Seller will promptly deliver to Buyer all documents received from the association. under the Act. Sollcr is not liable to Buyer for 416 the failure of the association to provide the Certificate in a timely meaner or for any incorrect information provided by the asso- 417 ciation in the Certificate. 41S (C) The .Act provides that Buyer may declare this Agreement VOLD at any time before Buyer receives the association documents and 419 for 5 days after receip6 OR until settlement, whichever occurs first. Buyer's notice to Sciler must be in writing; upon Buyer 420 declaring this Agreement void, Al deposit monies will be returned to Buyer according to the terms of Paragraph 23 of this 421 Agreement. 422 (D) If the association has the right to buy the Property (right of first refusal), and the association exercises that right. Seller will reim- 423 burse Buyer for any costs incurred by Buyer for my inspections or certifications obtained according to the terms of the Agreement, 424 and any costs incurred by Buyer for. (1) Title search. title insurance and/or mechanics' lien insurance, or any fee for cancellation; 425 (2) £•load insurance, fire insurance, hazard insurance, mine subsidence insurance, or any fee for cancellation: (3) Appraisal fees 426 and charges paid in advance to mortgage lender. 427 26. TITLES,SURVEYS AND COSTS(1-12) 422 (.A) The Property will be conveyed with good and marketable title Unit is insurable by a reputable title insurance company at the reg- 429 ulcer ones. free and clear of all liens, cncumborlecs, and easements, excepring however the followine: existine deed restrictions; 430 historic preservation restrictions or ordinances; building resuic-tions: ordinances; easements of roads; casements visible upon the 431 ground;easements of record:and privileges or rights of public service companies,if any. 432 (B) Buyer will pay for the following: (I) Title search, title insurance andlor mechanics' lien insurance, or any fee for cancellation: 433 (2) Flood insurance, fire insurance, hared insurance, mine subsidence insurance, or any fee for canccllafiorr (3) Appraisal fees 434 and charges paid in advance to mortgage lindcr,(4)Buyer's customary scldement Busts and accruals. 435 (C) Any sunny or surveys required by the tide insurance company or the abstroc[ing company for preparing an udequaic legal 436 description of the Property (or the correction thereof) will be obtained and paid for by Seller. Any survey or surveys desired by 437 Buyer or required by the mortgage lender will be obtained and paid for by Buyer. 435 tD) If Seller is unable to give goad and marketable tide that is insurable by a reputable title insurance company at the regular rates. as 439 specified in Paragraph 16(.A), Buyer may terminate this Agreement by written notice to Seller, with all deposit maniocs returned to 440 Buyeir according to the terms of Paragraph 23 of this Agreement. Upon termination. Seller will reimburse Buyer for any costs 441 incurred by Buyer for any inspections or certifications obtained according to the terms of this Agreement, and for those items spec- 442 ified in Paragraph 16(B)items(1).(2),(3)and in Paragraph 16(C). 443 (E) Oil. gas, mineral, or other rights of this Property may have been previously conveyed or leased, and Scllers make no mpresenta- 444 lion about the status of those rights unless indicued elsewhere in this Agreement. 44 5 '❑ 011,Gas and Mineral Rights Addendum(PAR.Furm OGNI)is attached. 446 (F) COAL NOTICE(Where Applicable) 147 THIS DOCUALEN7 MAY NOT SELL.CONVEY.TRANSFER.INCLUDE OR INSURE.THE TITLE TO THE COAL AND RIGHTS OF SUPPORT UNDERNEATH 44E THE SURFACE LAND DESCRIBED OR REFERRED TO HEREIN,AND THE OwNISR OR OWNERS OF SUCH COAL MAY HAVE THE COMPLETE LEGAL 44y RIGHT TO REMOVE ALL SUCH COAL AND IN THAT CONNECTION.DAMAGE MAY RESULT TO THE SURFACE OF THE LAND AND ANY HOUSE 45o BUILDING OR OTHER STRUCTURE ONOR IN SUCH LAND. (This notice is Set forth in the manner provided in Section I of the Act of 451 July 17, 1957. P1. 994.) "Buyer acknowledges that he may not be obtaining the right of proles-lion against subsidence resulting 452 from coal mining opcotions, and that the property described herein may be protected from damage due ID mine subsidence by a 453 private contract with the owners of the economic interests in the coal. This acknowledgement is made for the purpose of com- 454 plying with the provisions of Section 14 of the Bituminous :Nine Subsidence and the Land Conservation Act of April 27, 1966." 455 Buyer agrees to sign the deed from Seller which deed will contain the aforesaid provision. 456 (G) The Property is not a "mcreational cabin" as defined in the Pennsylvania Concoction Codc Act unless otherwise xuacd here (sae 457 Notice Regarding Recreational Cabins): - a5R (H) This property is not subject to a Private Transfer Fee Obligation unless otherwisc stated Kerr (see Notice Regarding Private Transfer 459 Fe4s): 460 ❑ Private Trunsfer Fce Addendum(PAR Form PTF)is attached. 161 17,hdALVTENANCE AND RISK OF LOSS(1-10) 402 (A) Seller will maintain the Property, grounds. fixtures and personal property specifically listed in this .Agreement in its present can- 163 dition.normal wear and tear excepted. _ 464 tB) If any Sy cm or appliance included in the sale of Property fails Wort settlement,Seller will: 465 1. R a r or replace the failed system or appliance before settlement.OR 166 2. P , a prompt written notice to Buyer of Sclle4r's decision to: 167 H. rcdii Buyer at settlement for the fair market value of the failed system or appliance.as acceptable to the mortgage lender. 168 i any.OR 169 Buyer told )_ ASR Page 8 oril Seller 1nitials; I Revised 9113' ��u�� No-,Kea r, mFa Zyx4nl� %WMFftw..4Ai Rl Fe ,M"v49026 �.�ixeem Anf.CMur4.,G,.vr p0 b. Not repair or replace the failed systaxn or appliance, and not credit Buyer at settlement for the fair market value of the 1;1 filled system or appliance. 172 3. If Sells does not repair or replace the failed system or appliance or agree to credit Buyer for its fair market value, or if Seller 173 fails to notify Buyer of Seller's choice,Buyer will notify Seller in writing within DAYS or before Settlement Date, 174 whichever is earlier,that Buyer will: 173 a. Accept the Property and agree to the RELEASE in Paragraph 25 Of this Agreement.OR 1;6 b. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of 177 Paragraph 23 of this Agrcemcnt 179 If Buyer fails to respond within the time stated in Paragraph 17(B)13) or fails to terminate this Agreement by written 179 notice to Soler within that time, Buyer will accept the Property and agree to the RELEASE In Paragraph 25 of this ISO Agreement. 19I (C) Seiler bears the risk of loss from Ere or other casualties =61 settlement. If any property included in this sale is destroyed and not W replaced prior to settlement,Buyer will: 193 1. Accept the Property in its then current condition together with the proceeds of my insurance recovery obtainable by Seller,OR 1G 2. Terminate this Agreement by written notice to Seller, with all deposit monies returned to Buyer according to the terms of 1.0 Paragraph 23 of this Agreement. r86 IS. HOME WARRANTIES(1-10) 197 At or before senlelnent, either party may purchase a home A=mry for the Property from a third-party vendor. Buyer and Seller under- 199 stand that a home warranty for the Property does not alts any disclosure requGements of Seller, will not cover or warrant any pre- 199 existing defects of die Property, and will not alter, waive or extend any provisions of this Agreement regarding inspections or eertili- r)o eutions that Buyer has elected or waived as pan of this Agreement. Buyer and Seller understand that a broker who recommends a home 191 warranty may have a business relationship with the home warranty company that provides a financial benefit to the broker. 192 19. RECORDING(9.05) 193 This Agreement will not be recorded in the Office of the Recorder of Deeds or in any other office. or place of public record. If Buyer ku causes or permits this Agreement to be recorded.Seller may elect to treat such act as a default of this Agreement. t9' 20. ASSIGNMENT(1-10) 196 This Agreement is binding upon the parties, their heirs, personal mpresentalives, guardians and successors. and to the extent assigna- 197 ble, on the assigns of the parties hereto. Buyer will not transfer or assign this Agreement without the written consent of Seller "less 196 otherwise slated in this Agreement.Assignment of this Agreement may result in additional transfer taxes. 199 21. GOVERNING LAW,VENUE AND PERSONAL JURISDICTION(9-05) i00 (A) The validity and construction of,his Agreement and the rights and dufics of the parties, will be governed in accordance with the ial laws of the Commonwealth of Pennsylvania. 302 (B) The parries agree that any dispute. controversy or claim [rising under or in connection with this Agreement or its performance by iO3 either pate submitted to a court shall be filed exclusively by and in die state or federal courts sitting in the Commonwealth of X" Pennsylvania. io5 '?. REPRESENTATIONS(1.10) i06 (A) All representations, claims, advertising. promotional activities. brochures or plans of any kind mode by Seller. Brokers, their i(I licensee. employees, offic as or partners are not a part of this Agreement unless expressly incorporated or stated in this im Agreement. This Agreement contains the whole agreement between Seller and Buyer, and there arc no other terms, obligations, .09 covenants, representations, statements or conditions, oral or otherwise, of any kind whatsoever concerning this sale. This Ho Agreement will not be altered.amended,changed or modified except in writing executed by the parties. ❑I (B) Unless Otherwise stinted in this Agreement, Buyer has inspected the Proper (including fixtures and any personal prop- 3I2 erty specifically listed limeha) before signing this Agreement or has waived the right to du so-, and agrees to purchase the 313 Property IN ITS PRESENT CONDITION, subject to inspection contingencies elected in this Agreement. Buyer aclmowl- U4 edges that Brokers, their licensees, employees, officers or partners have not made an Independent examination or deter- i13 mination of the structural soundness of the Property, the age or condition of tite'curnponcuts, environmental conditurns, i16 the permitted uses, nor of conditions existing in the locale where the Property is situated: nor have they made a mechan- 117 Ica]inspection of any of the systems contained therein. i I9 (C) Any repairs required by this Agrccment will be completed in a workmanlike manner, i 19 (D) Brokarls)have provided or may provide services to assist unrepresented parties in complying with this Agreement. m 23. DEFAULT,TERMINATION AND RETURN OF DEPOSIT43(1-101 S21 (A) Where Buyer t-_rmin3tcs this Agreement pursuant to any right granted by this Agrcarrail. Buyer will be entitled to a retain of 322 all deposit monies paid on account or Purchase Price pursuant to the terns of Parairrapb 23(B). and this Agreement will be 523 VOID. Termination of this Agreement may occur for other reasons giving rise to claims by Buyer andlor Seller for the deposit 32= . monies. 326 tB) Regardless of the apparent entitlement to deposit. monies, pem ylvauia law, doe's not allow• a Broker holding deposit monies to 326 determine who is entitled to the deposit monies when settlement does not occur.Broker can only releusc the deposit monies: 527 1_ If this Agreement is terminated prior to serlkment and there )s no dispute over entillemcnt to the deposit monies. A written 923 agreement signed by both parties is evidence that thsc is no dispute regarding deposit monies. i29 2. if, after Broker has received deposit monies, Broker receives a written agreement that is signal by Buyer and Sells. direct- M ing Broker hose to distribute some or all of the deposit monies. 331 3. According to the terms of a final order of court 332 4. Acco g to the terms of a prior written agreement between Buyer and Seller that directs the Broker how to distribute the 533 & monies if there is a dispute between the parties that is not resolved.(See Paragraph 23(C)) r 334 Buyer INua /_ ASR Page 9 of I l Scacr Initlalst Revised 9/13 Nara vote ntforn+s aY ripeCJlr a6ara racer t,ro Foea.FrerOr.N,vipen e6a2G ,,.,+.=.stela. . 606 S MaaLcl Street 3j) tt-) cover ana better agree trial it mere is a dispute over the entitlement to deposit monirs that is unresolved 365 days after 536 the Scalemcm Date stated in Paragraph 4(A), or any written extensions thereof, the Broker holding the deposit monies will. with- 537 in 30 days of receipt of Buyer's written request• distribute the deposit monies to Buyer unless the Broker is in receipt of veri6- 538 able written notice that the dispute is the subject of litigation- If Broker has received verifiable written notice of lineation prior 539 to the receipt of Buvei s request for distribution. Broker will continue to hold the deposit monies until receipt of a written distri- Sao bution agreement between Buvcr and Seller or a final court 'order. Buyer and Seller are advised to vutime litigation for any por- . 541 tion of the deposit monies prior to an)- distribution made by Broker pursuant to this paragraph. Buyer.und Saller.ugme that the 54, distribution of deposit monies bas:d upon the passage of time does not legally determine entitlement to deposit monies, and Nut 543 they paa)es maintain their legal rights to pursue.litigalion even after a distribution is made. 544 (D) Buyer and Seller agree dun Brokcf who holds or distributes deposit monies pursuant to the terms of Paragraph 23 or Pennsylvania 545 law will not be liable. Buyer and Seller agree that if an% Broker or affiliated licamee is named in litigation regarding deposit 54 monies,the attorneys'fees and costs of the Broker(s)and licensec(s)will be paid by the party naming them in litigation. _ 547 (E) Scller bas the option of retaining all sums paid by Buyer,including the deposit monies,should Buyer: 548 1. Fail to make any additional payments as specified in Paragraph 2.OR 540 '_. Famish false or incomplete infommtion to Seller, Broker(s). or any other party identified in this Agreement concerning SW Buyer's legal or financial status,OR 551 3. Violate or fail to fulfill and perform my other terms or conditions of this Agreement. 551 (F) Unless otherwise checked in Paragraph 23(G),Seller may elect to retain those sums paid by Buyer.including deposit monies: - 553 1. On accoudt of purchase price,OR 554 ? As monies to be applied to'Seller s damages,OR 555 3. -As liquidated damaees for such default. ' 556 (G) 99 SELLER IS Lni TED TO.RETAMING SUMS PAID BY BUYER, LKCLUDING DEPOSIT 11'fON1ES,AS-LIQUIDATED 551 DAMAGFS. 558 (H) If Seller retains all sums paid by Buyer, including deposit monies. as liquidated da gages pursuant to Paragraph 231F) or (G). 559 Buyer and Seller arc micased from further liability or obligation and this Agreement is VOID. 560 (1) Brokers and licensees are not responsible for unpaid deposits. 561 24.MEDIATION(1=10) . . . 562 Buyer and Seller will submit all disputes or claims that arise from this Agrament, including disputes and claims over deposit monies. 563 to mediation. Mediation will be conducted in accordance with the Rules and Procedures of the Home Seticru'Home Buyers Dispute sw Resolution System• unless it is not available, in which case Buyer md'Scller will mediate according to-the terms-of the mctiation sys- 565 tent offered or endorsed by the local,Association of REALTORSQ. Mediation fees, contained in the mediator's fee schedule. will be 566 divided equally among the panics and will be paid Wore,the.mediation conference:This inediation.process must be concluded before 567 any party to the dispute may initiate legal proceedings in any courtroom, with the exception-of filing a summons if ii is necessary to 56S stop any statute Of limitations-from expiring. Any agreement reached;through mediation and signed by the parties'will be binding (see 569 Notice Regarding.Mediation).Any agreement to mediatedispuies orclaims.urising from this Agreement will survive settlement: 57o 25. RELEASE(9-05) 571 Buyer releases, quit dawns and forever discharges SELLER ALL BROKERS; their LICENSEES, EMPLOYEES and any 572 OFFICER or PARTNER of any' one of them tmd arn, other PERSON, kIRM.or CORPORATION who mtiy be liable by'or 573 through them, from'any and all claims,'losses or demands,,induding,';but not limited to, Personal .16jury and property dam- 574 age and all of the consequences thereof,:whefhtr known or not, which may arise from the preenee of tarmiteS•or otheh woarl- 575 boring insects, radon, heed-based paint.hii rids, mold. fungi or Indoor air quality,.envirotamental �hamrds, anytdefects in the 576 indivldual'on7at sewage..dis'posal.system or deficiencies In the on-site water service system, or any defem or conditions on the 577 Property..Should'Seller'he in default under the.terrns of.this Agreement or in'violation of aav Seger diselmure law or regula- . 579 tion, this release does Out deprive Buyer of any right to pursue any remedlei that may be,•available under law or equity. This 579 release wlll survlvi setttemenG 58o 26. REAL ESTATE RECOVERY FUND(9.05) 581 .� Real Estaic Recovery Fund.exists to reimburse any persons who have obtained a final civil judgment against a Pennsylvania real 581 assne licensee (or a licenree's affiliates) awing to fraud-. mureoresentation,•or deoeit in a real estate transaction and who have been 5S3 unable to collect the judgnscnf after exhausting all legal and equitable rcrnedics. For caniplere:details about the Fund, call (717)783- SS4 3658 or(80(S)822.2113(within Pennsylvania)and(M.)783-4854(outside Pennsylvania). 585 27. C011ilfUNICATIONS WITH BG1'ER AN'D)OR SELLER(I.10) . . 586 NVlLLrever [his'Agreement contains a provision that requires or allows communicationidelivery to a Buyer, that provision shall he satis- 587 fled by communicatiorildclivery to the Broker for Buyer, if any. 'exce'pt for documents required to be delivered puovant to 588 Piiragruph 15. if there is no Broker far Buyer, thase provisions may be satisfied only by communicuuon/delivery being mode direct- 589 Iv to the Buyer,'unicss otherwise agreed to by the parties. Wherever.the Agreement contains a provision.that requires or allows com- 590 municatioNdelivery to a Seller, that provision shall be satisfied by commrmication/delivcry to the Broker for Seiler. if any. If there is 591 no Broker for Seller, those provisions my be satisfied only by communication/delivery, being ni ade directly to the Seller, unless other- 992 wise agreed to by the parties. - - 593 28.SPECIAL.CLAUSES(1-10) 594 (A) The fallowing are pan of this Agreement if cheek": 595 ❑ Sale&Settlement of Other Property Contingency Addendum(PAR Form SSP) 596 ❑ Stile&Settlement of Other Prop arty Contingency with Right to Continue Marketing Addendum(PAR Form SSP-CM) 597 ❑ Settlement of Other Property Contingency Addendum kPAR Farm SOP) 596 ❑ Short Sale Addendum to Agreement of Sale(PAR Form SHS) 599 M Appraisal Conuagcnq•Aildendum(PAR-Form ACA) 600 ❑ 601 ❑ Ent ❑ 503 Ruder]Nt I . , . Seiler lnitla 7- Reyisad 9/13 . Plan ba.rn zpram,B aY tlpLOpa I6a10 rnnom Aldo naxa.Fasx,l4iplgtali 4e@a wffvr xiY.c:,ram 606 S Market SMct (is) Autinonal Perms: 605 gple,Se pracde dt�ClJrnefrt 'of) +tart the �SUiC£ �nel 11>OS 607 u iviabed 10 200 AMPS. . ON cl m0r 2 i6fo V> SpD rn page � 2)'P se prcv;de crrptl'on in Yec�ird5 � eta 61 t C��'t]'0r1 y oil 613' 61: 611 616 617 61s 619 620 621 Buyer and Seller acknowledge receipt of o cop),of mu Agreement at the time Dfsigning. 62' Thu Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original and which coun- - 623 terparts together shall constitute one and the same Agreement of the Parties. 624 NOME TO PARTIES: WHEN SIGNED, TIDS AGREFIVIENT IS A BLNDLNG CONTR .CT. Parties to this transaction are 625 advised to consult a Pennsylvania real Lrtate attorney before signing if they desire legal advice. 626 Retyr of this Agreement, and any addenda and amendments. Including return by electronic transmission, bearing the signatures 627 of fill riles,constitutes acceptance by the parties. s 628 ° r Buyer has received the Consumer Notice as adopted by the State Real Ftate Commission at 49 Pa.Code 629 (135.336. i I 610 /_ Buyer has received a statement of Buyer's estimated closing costs before signing Lhis Agreement 631. 1— Buyer hus reed and undentnnd"s the notices and explanatory Information In this.Agreement. 632 /_ Buyer.has received a Seller's Property Disclosure Statement before slgriing this Agreement, if required by law' 63 (see Information Regarding the Rut Estate Seller Disclosure Law). 634 /_ Buyer has recaS the Depose Nloney Notice (for cooperative sales when Braket for Seller Is holding' deposit 635 J moneyl befonli-nin this Agreement. 636 /_ Buyer h " ` i the Leah-Based Paint Haralds Disclosure, which is alfochcd to this Agi-eemenC of Sale; and 637 the�pam - P Your Family fromd:ead in Yat r-Home Ito; properties built'prior to 1978). 638 BUYER DATE April 14; 2014 - onino -Purpttra` - 639 BUYER DATE wo BUYER DATE . 6;1 Seller has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa.Code 1 35336. t�2 Seller hus receive statement of Seller's estimated closing casts h foresigning this Agreement. 6+3 Seller has and a de : e•n does and explanatory Information inahis Agreement. - 644 SELLER DATE Y-/s_14( Edrais ame . Stevan 545 SELLER DATE 646 SELLER DATE ASR Page 11 of 11 Revi"9113 irmum0 wren a�rurtd er+�eD� �Ba]0 Flaeen Nin RCSi rrafat.M'r4Naa 4(1P26 xww ieLmlz mm 606 S Market Suect e NOTICE REGARDING CONVICTED SEX OFFENDERS(hIEGAN IS LAW) The Pennsylvania General Assembly has passed legislation (often referred to as"Megan's Law;'42 Pa.C.S, 19791 ct scq.)providing far rotnmunity notification of the presence Of certain convicted sex offenders, Buyers are encouraged to contact the municipal police department or the Pennsylvania State Police for information relating to the presence of scat offenders near a particahar property,or to chew,the information tin the Pennsylvania State Police Web site at www.pamegaaslawstatc.pa.as. FOREIGN INVESTMENT IN REAL PROPERTY TAX ACT OF 1980(FIRPTA) The disposition of a(1.S.real property interest by a foreign person(the trunsferor)is subject to the Foreign Investment in Real Properi) Tax Act of 1980 tFIRPTA) 'income tax withholding. FIRPTA authorized the United States to tax foreign persona on dispositions of U.S. real Property interests.This includes but is nut limited to a sate or exchange,liquidation.redemption.gift.nansfem.etc,Persons purchasing U.S. real property interests (transfen:e) from foreign persons, certain purchasers' agents, and settlement officers are required to withhold 10 percent of the amount realized(special talcs for foreign corporations).Withholding is intended to casure U.S.taxation of gains realized on disposition of such interests.The t-ransferee/Buyer is the withholding agent.If you are the transfereeMuyeryou must find out if the cansferor is a foreign person.If the maisfercris a foreign person and you fail to withhold,you may be held liable forfhe tax. NOTICE REGARDING REAL ESTATE TAXES(Paragruph2:Purcba;e Price and Deposits) Real Estate Tax Proration:For purposes of prorating real estate taxes,the"periods covered"by the tat bills am as follows: Municipal Taxes! For all counties and mumcipaliues in Pennsylvania,tax bills are for the period January 3 to December 31. School Taxes: For all school districts,other than the Philadelphia,Pittsburgh and Scramon school districts.the period covered by the tax bill is July I to June 30.Fo6,dhe Philadelphia,Pittsburgh.dnd Scranton school districts, tax bills ore for ate period January 1 to December 31. Real Estate Assessment*, In Pennsylvania, taxing authorities (school districts and municipalities) and property owners may Appeal the assessed value of a property At the time of sale, or at any time thereafter.A successful appeal by a taxing authorily may result in a higher assessed value for the property and an inercaee in°property taxes. Also, periodic county-wide property reassessments may change the assessed value of the property and result in a change in properly mt. NOTICE TO BUYERS SEEKING MORTGAGE FINANCING(Paragraph 8:Mortgage Contingency) The appraised value of the Property is used by lenders to determine the maximum amount of a mortgage loan. The appraised value is determined by an independent appraiser,subject to the mortgage lender's underwriter review,and may be higher or lower than the Purchase Price andior maryet price of the property. The Loan-TO-V aloe Ratio(LTV)is used by lenders as one tool to help assess the potential risk of a mortgage town.LTV is determined by _ dividing the requested loan amount by either the Purchase Price or the appraised value of the property,whichever is Iowa.A particular LTV may be necessary to qualify for certain loans,or Buyers might be required to pay additional fees if the LTV exceeds a specific level. NOTICE REGARDING TRUTH IN LENDING(Paragraph 8.Mortgage Contingency) The Mortgage Disclosure Improvement Act requires mortgage lenders to provide Buyer with a Truth in Lending(OIL)statement at the time of mortgage application(early disclosure)and anytime thereafter(re-disclusne)if the annual percentage rate(APR)changes by more than .125 percent. Settlement cannot =or within 7 days of the early disclosure or within 3 days of re-disclosure. If u re-discloser of a TIL statement is made within 3 days of she Scn€anent Date in the Agreement, settlement for the Property would have to occur after the Settlement Date stated.Buyer and Seller am advised that the APR my change by more than 125 percent based on factors including,but not l imitcd to. Seller credits, changes in loan amount or duration. and Settlement Date change. If the Buyer and Seller Agree to modify the Sculemem Date to response to the TIL statement waiting period.or for any other reason, it should be done by mutual written agreement of the parnes- Buyer Initials: ,ASR Natim Page I of Seller laillii �✓<& 7ro;l,�,u wwv vents or emt+a6'�x ;tlo;oFmm�nta�nom.Froze..eurN,yen�&ozs s:�.+mi.. ys^� 6041 S Market Street SEWAGE NOTICES(Paragraph 10:Seller Representations) NOTI CIS PURSUANT TO THE PENNSYLVANIA SEWAGE FACHXF1ES ACT NOTICE 1: THERE 1S NO CURRENTLY EXISTING COMMUNITY SEWAGE SYSTEM AVAILABLE FOR THE SUBJECT PROPERTY. Section 7 of the Pennsylvania Sewage Facilities Act provides that no person shall install. construct, request bid proposals for construction.alter,repair or occupy any building or structure for which an individual Sewage system is to be installed. without first obtaining a pemuL Buyer is advised by this notice that. before signing this Agreemem,Buyer should contact the local agency charged with administering the Act to determine the procedure and requirements for obtaining a permit for an individual sewage system. The local agency charged with administering the Act will-be the municipality where the Property is]=led or that municipality working cooperatively with others. NOTICE 2: THIS PROPERTY IS SERMED BY AN INDIVIDUAL SEWAGE SYSTEM INSTALLED UNDER THE TEN-ACRE PERADT EXEMPTION PROVISIONS OF SECTION 7 OF THE PENNSYLVANIA SEWAGE FACILITIES ACT. - • (Section 7 provides that a pennil may not be required before installing,conMmng;,awl rdiog a contras for conswction; altering,repairing or connecting m an individual sewage system where a;tiu-acre`'palcehor lof is subdivided front a parent unc( after lanui ry 10,'1987.) Buver is advises! that soils and SRI:l esting-were.-Mot conducted end that•should the system malfunction.the owner of the Property or properties seniccd by-thelystim'!h 4hO time of s mNfuicrion maybe held liable for any contaminntion.pollution,public hcaldt hazed or riuisancc.tvhicti o`ceurs ac a resulL' AL NOTICE 3: THIS PROPERTY L1 SERVICED BY A;,HOLDING'T.VdiftQ'ER1iSANFNT OR TEMPORARY) TO N`HICH SEWAGE 1S CONVEYED BY AJ,�,WA9'GR'-CifRRYINGyMSTEAI AND WMCH 1S DESIGNED AND CONSTRUCTED TO FACILITATE,UL 4ATEDISP.OSAgw THE SEWAGE AT ANOTHER SITE Pursuant to the Pennsyhvnia Sesvage<Fiieihpes Act,'Sgller:must.provide a history of the annual cost of maintaining the .-. tank from die date of its iusC¢Iluliod orrDsxembcr 14, 1993;whichever is later. NOTICE A: AN INDIVIDUAL SEWAGE SYSTEM HAS-BEEN INSTALLED AT AN ISOLATION DISTANCE FROM .A WELL THAT ISMESS'TH.AN THEMSTANCE SPF,CIFTED-BY'REGULATION. Tne reg�lI nt 35?PuACode_671131pertaining to minimum horizontal isolation distances provide guidance.Subsection (h) of§7 3i13.siuiec iliac the�minunum�harimmal iwlaiion distance between an individuii(,water supply or water supply system suction.hnc'aiid Treatment tanks shall be 50 feel Subsccdmm (c) of 473.13 states that the horizontal isolation disuusce between the'indlvVidual wator supply or water supply system suction line and the perimeter of the absorption area shall be 100 feet.' NOTICE 5: THIS LOT IS WITHIN AN'AREA IN WHICH PERMIT LLVHTATIONS ARE IN EFFECTAND IS SUBJECT TO THOSE LMITATIONS. SEWAGE FACILITIES ARE NOT AVATLIBLE FOR THIS LOT AND CONSTRUCTION OF A STRUCTURE TO,BE SERVED BY SEWAGE FACHMES-MAY NOT BEGIN UNTIL THE MUNICIPALITY COMIPLET'ES A 61AJOR PLANNTVG REQUIREMENT PURSUANT TO THE PENNSYLVANIA SEWAGE FACILITIES ACT A.NTD REGULATIONS PRONIULGATED THEREUNDER 8 uyer Initials: ASR Notices NRc 2 of 8 Seller hutlals'! I Proeu .a wnaTais gh IBA Finaen N1e nsYC,Fry .rad.W 4eazs 606 Shlurta Street NOTICES REGARDMG LAND USE RESTRICTIONS(Paragraph 10:Seller Representations) NOTICE PURSUANT TO THE PENNSVLVANLA RIGHT-TO-F.AM LAW 0.P.S.§99551.957) The property you are buying may be located in an area where agricultural operratiaas take piece.Pennsylvania protects agneutturat resources for the.prvduction of food and agricultural pruducts.The law floats circumstances where normal agricultural operations may be subject to nuisance lawsuits or restrictive ordinances. FARMLAND AND FOREST LAND ASSESSMENT ACT(CLEAN AND GREEN PROGIL01)(72 P.S.¢54911.1 et seq.} . Properties enrolled in the Clean and Green Program receive preferential lax aSSCSSmenL Notices Required by Setter:A Seller of Property enstilted in the Clean end Grem,Pragrarn must s4fitiit riblice of the sale and any proposed changes in the use of Seller's remaining enrolled Property to the County Assessor 30 days heitim the trnnsfdMdfddtic to Buyer. Notices Required by Buyer:A Buyer of Property carolled in the Clean and Grecn(Prpgram-must submit tum8tx of any proposed changes Buyer intends to make in the use of the Property being purchaaui to the County Mi ssor at last 3d duvs.priai to undertaking any changes. Loss of Preferential Ttu.ASSesmen4 The Sala of the Fogerty cnroileilt+in the Clean and'Gi%eo.P dam may result in the loss of program -enrollment and the loss of preferential tax assessment for thcTtopirty)kAnd/or the land orNs4iieh it is a part and front which it is b-amg separated.Removal from enrollment in the Cleun and Greea''I'r"og^.mgtiay�rsu7t:inalia;chmgc orroli-back taxes and interest.A roll-hack tax _ -is the difference in the amount of cues paid under M,p-rogtwm and itic.ipxes.itin Would have been paid in the absence of Clean and Green - enrollment.The iall-buck taxes one charged for cachiydar thdeih Propcn as cnroilcd in the program,limited to the past 7 years. Buyer and Seller have been advised td the:need tUetermintt,ikme4ax)mplicsttions that will or mac restitt from the sale of the Property to Buyer or that may result In the ruturn,os n res»ft:in:uny change In uses orthe Property.or the land from which It is being separated by contacting the Cotmly Tux AMSrssment`,OfT)cte bril'br'a the axaudun at(his Agreement of Sale. - x,. OPEN SPACE ACT 32 P.S.$5007 et seq. This Act enables counties to enter'into covenants with owners of land designated,as farm, forest, water supply,or open spate land on an adopted municipal,county or regional plan for the purpose of presetxing the tang]is open space.A mvenant between the owmcr and county is binding upon any Buyer of the Property during the period of time that the covenant is in effect(5 or 10 year.:).Covenunts.automatically renew in the end of the covenant period unless specific termination notice procedures are followed. Buyer acknowledges that the purchase of Proprny for.which there is a covenant will not extinguish the covenant and,that a change in the use of the land to any orher use other than thin designated in the covenant will constitute a breachl.When a breach of the eoycncatt occurs„the then-owner is required to pay rollback taxes and interest. A roll-back utx is the difference in the amount.of;ta es paid and the taxes that would have been paid in the absence of the covenant.The rollback taxes arc charged for cash year that the Property was'subject to the cavenam.limited to the past 3 years. - Buyer has been advised of lire need to determine the restrictions that will apply from the sale of the.Property to Buyer and the tax implications that will or may result from a change in use of the Property,or any portion of it.Buyer Is further advised to determine the tern)of any covenant now in effect. - Hu)tr mblats: / ! ASR Notices Page 7 of 8 Seller Initlnl 4— !_ r °rmrrai wan uDFC,mb or apt6y- ISOM Fduv Mfr fk .Fmem,Vxft n 43a25 fwMY._Wt r,n mm 606 S I larkct Sueei NOTICES REGARDING PROPERTY R ENV.IRC11NAIIINTAL LNSPECTIONS (Paragraph 12:Inspections) Exterior Insulation and Finish Systems(EIFS):Exterior Insulation and Finish Systems—sometimes referred to as synthetic stucco—are multi-layered wall systems applied to the exterior of some homes. Poor or improper installation of EIFS may result in moisture penetrating the surface of a structure where it may cause damage to the building's frame. Leakage most frequently occurs near doors and windows, gir em the roof connection and at the lowermost edge of the exterior surface.Vulnerability to leakage depends on structure design as well as the cxperuse and application skills of the contractor.Damage caused by water intrusion may be both extensive and expensive to repair but may go undetected in the absence of an adequate inspection. Buyers purchasing homes with EIFS construction may scek to engage an inspector experienced in testing for EIFS-related problems who can determine the moisture content of the building's frame. Asbestos: The heat-resistant and durable-nature of asbestos makes it useful in construction.The physical pruperies that give asbestos its resistance to heat and decay are linked with:KVCrii adverse health effects. Asbestos can easily break into microscopic fibers that remain suspended in die air for long periods of time.When into led.these fibers easily penetrate body tissue.Astwstos is known to cause Asbestosis and various forms of cancer.Inquiries or requests for more infatuation about asbestos can be directed to the.,U.S. Environmental Protection Agency.And Rios Building, 1200 Pennsylvania Ave.,N.W.,Washington.D.C.20460,and/or the Department of Health.Commonwealth of Pennsylvania. Division of Environmental Health,Harrisburg.PA 17120. Electramagnetic Fields: Electromagnetic Fields (EMFs) occur around all electrical'-appliances"and power lines. Conclusive evidence[hat EMFs pose health asks does not exist at present.and Pennsylvania hus no laws regarding,ihis issuo. 4 Environmental Hazards: The U.S. Environmental Protection Agency has n list of hazardous substances,the use and disposal of which are restricted by law. Generally, if hazardous substances are found an o property, it is the property owner's responsibility to dispose of them property. For mom information and a list of hazardous subsances,contact the U.S.Environmental Protection Agency.Ariel Rios Building, 1200 Pennsylvania Ave.,N.W.,Washington,D.C-20460,(201)260-2090. lYetlands: Wedwids are protected by the federal mid state governments.Buyer may wish to hire as environmental engineer to investigate whether the Property is located in a wetlands area to dcu mtinc if permits for plans to build, improve or develop the property would be affected or denied because of its loattion lira-wetlands area. Mold, Fungi and Indai Air Quality: Indoor mold contamination and the inhalation of bioacrosols (bacteria, mold spores, pollen and viruses) have been associated with allergic respainies including upper respiratory congestion, cough. mucous membrane irritation, fever, chills. muscle ache or other"transient inflammation or allergy. Claims have been asserted that exposure to mold contamination and bioaerosols has led to serious infection,immunosuppmssion and illnesses of neuro or systemic toxicity. Sampling of indoor air quality and other methods exist to dctetninc the presence and scope of indoor contamination. Because individuals may be affected differently,or not affected at all,by the presence of mold or other bioaerosols.Buyer may wish to engage the services of a qualified professional to undertalm m assessment and/or sampling of the Property.Assessments and samplings for the presence of mold and bioacrosels can be performed by qualified industrial hygienists,engineers,laboratories and home inspection companies that offer these services.Information about indoor air quality issue, is available through the C.S. Envirommenml Protection Agency and may be obtained by contacting LAQ INFO, P.O. Box 37133.Washington,D.C.20013-7133, 1-800-138-4318. Radon:Radon is a natural,radioactive gas that is produced in the ground'oy the normal decay of uranium and radium.Studies indicate that extended exposure to high levels of radon gas can increase the risk of lung cancer. Radon can find its way into any air-space and can Permeate a structure.If a house has a radon problem, it usually can be cured by increased ventilation andlor by prevrnung radon entry.Any person who tests, mitigates or safeguards a building for radon in Pennsylvania must be certified by the Department of Environmental Protection. Information about radon and about certified telling or mitigation firms is available through Department of Environmental Protection,Bureau of Radiation Protection, 13th Floor. Rachel Carson State Office Building, P.O. Box 8469. Harrisburg, PA 17105-8469, (8011)23RADON or(717)783-3594.wwwepu.gov. NOTICES REGARDING RESIDENMA-L LEAD-BASED PAINT II47-4RD REDUCTION ACT (Paragraph 12: Inspections) Lead-Based Paint Hazards Disclosure Requirements (for properties built before 1978): The Residential Laud-Based Paint Hazard Reduction Act requires any Seller of properly built before 1978 to provide the Buyer with an EPA-approved lead hazanis information Pamphlet titled Protect lour Family Jroor Lead in Your Home and to disclose to the Buyer and the broker(s) the known presence of lead-based paint and/or lead-baud paint hazards, in or on the property being sold,along with the basis used for determining that the hazards exist, the location of the hazards,and the condition of painted surfaces.Any Seller of a pre-1978 sauctum must also Provide the Buyer with any records or reports available to the Seller regarding lend-based paint and/or lead-based paint haz ds in or about the property being sold. die common areas,or other residenual dwellings in mule-family housing. Before a Buyer is obligated ro purchase my housing conswcted prior to 1978, the Act requires the Seller to give the Buyer 10 days(unless Buyer and Seller agree in writing to another time period) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-bassi paint hazards-The opportunity to conduct a risk assessmem 4�pspection may be waived by the Buyer,in writing. Neither testing nor ubwannumt is required of the Seller. Housing built in 1978 or(merri,r(ht subject to the Act. f I lluyvr Into i7l 1 ' 1 T .%SR Notices Page 4 of 8 Sellv initials..� 1 Prooacw mm zgFwmrS oy at4.uy. teen,ratan x'sa Rcaa Frux,.A[c,eam,<aczs +++� 606 S M11ark;a Succt LEAD WARNING STATEMENT (FOR PROPERTIES BUILT BEFORE 1978) Every purchaser of any interest in residential real property on which a residential dwelling was built prior to 1978 is notified that such property'may present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning. Lead poisoning in young children may produce permanent neurological damage, including learning disabilities, reduced intelligence quotient, behavioral problems, and impaired memory. Lead Poisoning also poses a particular risk to pregnant women. The Seller of any interest in residential real property L required to provide the Buyer with my information on lead-based paint hazards from risk assessments or inspections in the Scller's possession and notify the Buyer of any known lead-based paint hazards A risk assessment or inspection for possible lead-basal paint hmards is recommended prior to purchase. NOTICE REGARDING THE HOhIE LNSPEMON LAW(68 Pa.C.S.A.§7501,et seq.) (Puragraph 41:Inspections) Appllcahility: The Rome Inspection Law applies to-residential real estate trunsfers."defined as a sale, exchange,installment sales carload. lease with an option to buy,gmm or other transfer of an interest in real property where NOT LESS THAN-ONE AND NOT MORE THAN FOUR RESIDE.NTiAL DWELLING UNTTS are involved.(See Notice Regarding The Real Esmle"SelitiDisclosure Law(exceptions 1.8) for a list of exceptions to this general rule.) The following definitions are taken from the text of the Home Inspection Law r w Hume .Inspection: A non-invasive, visual examination of some conhbination iif;the plot"ariical, elecb-iail or plumbing systems or the structural and essential components of a residential dwelling designed to identify material"defects in those system and components,and peafomhed for a fee in connection with or preparation for a proposed or possible residential nal'ete unnsfcr.The term also includes any consultation regarding the property that is represented to bca home inspection or that is descnbed.by any confusingly similar teen.The term does not include an examination of a single system or.cpmpoaicnt of iresidentitd dwelling such as, for example,its electrical or plumbing rv. .. system or its root The term also does not include ail examination that'is limited-io inspection for, or of, one or more of the following: wood-destroying insects.underground tanks.nnd wells,septi6'systems,sidmming pools and spas.alarm systems,air and water quality.tennis _..- courts and playground equipment,polimants,tozuF_ciimitica]s•one envirorunental haztrcds.The scope of a home inspection,the services to be performed and the systems and couditiois'-to b: inSprted or excluded from inspection may he defined by a contra.-t between the hone inspector and the client. 9 n Home Inspection Report:A writinn report on the results of a home inspection. A home inspection report shall include;` (1) A description of the scope of the inspection,including without limitation an identification of the structural elements,systems and subsystems covered by the repon. (2) A description of any material defects noted during the inspection,along with any rmorrmendation that certain experts be retained to dnennine the extent of the defects and any corrective action that should be taken. A "material defect" that poses an unreasonable risk to people on the property shall be conspicuously identified as such A home inspector shall not express either orally or in writing an estimate of the cost to repair any defect found during a home inspection, except that such an estimate nay be included in a home inspection report if: Q) the report identifies the source of the estimate; (2) the estimate is stated as a range of costs;and (3) the report states that die parties should consider obtaining an estimate from a contractor who performs the type of repair involved. Sellcr shall have the right,upon request.to receive without charge a copy of any inspection report from the party for whom it was prepared. Hume inspector:An individual who performs a horse inspection. Notional home Inspectors association:Any national association of home inspectors that: (1) Is operated on a not-for-profit basis and is not operated as a franchise. (2) Has members in more than ica states. (3) Requires thru a person may not become a full member unless the person has performed or participated in more than 100 home inspections and has passed a recognized or accredited examination testing knowledge of the proper procedures for conducting a home inspection. (l) Requires that its members comply with a code of conduct and attend continuing professional education classes as an ongaing condition of membership. A Buyer shall be entitled to mly in good froth. without independent investigation.on a written representation by a home inspector that the home mspcctor is a full member in good standine of n national home inspection association. Material defect. r�QQlroblem with a residential real property or any portion of it Ibat would have a significant adverse impact on the value of the property or th m at ihvolvcs an unreasonable risk to people on the property.The fact that a structural eleet asc n system or subsystem is ar.at at beyond thee the normal useful life of such a structural element.system or subsystem is not by itself a material defect. Buyer Initlnts: r_ ASR Notices Page 3 of 8 Seller Inldols:0 t— �t naawea,M.bi xG amA o-,mtaya ,aaro rrtarn wo avaa pn,s,.ttcwewaaam ,er.:x�:sam 6065Masket SUa; NOTICES REGARDING CONDOMINIUMS AND PLANNED CONRs1UNITIES (Paragraph I5:Condominium/Planned Community(Homeowner Assorlutinn)Resale Notice) Definition of a Condominium he Unifomt Condominium Act defines a"condominium"as real estate,portions of which are designated for separate ownership and the remainder of which designated for common Ownership solely by the owners of those portions.Real estate is not a condominium unless the undivided inicreils in the common ennents are vested in the unit owners. Definition or Planned Community he Uniform Planned Community Act defines a"Pinned community"as real estate with respect to which a person. by vine of ownership of an interest in q•portion of the real estate,is or may become obligated by covenant,easement or agreement imposed,ri the Owner's interest to pay arty amount for red 'apart•taxes.insurance,maintenance,repair,improvement,management,administration or regulation of any part of the real estate other than the portion or terest owned solely by the person. no term excludes a cooperative and u condominium, but a cooperative or condominium may be pan of a planned immunity. For the purposes of this definition. '•Owneiship'•includes holding u leasehold interest of more than 20 years,including renewal options,in real tale.The term includes non-residential campground communities. Exemptions from the Uniform Planned Community Act and the Uniform Conil6minium Act: When a Certificate of Regale Is Not.Required 'tit owner of a property located within a planned community is not required to famish the-Buyer with-ricatlficatn of resale under the following (1) The Planned Community contains no more than 12 units,provided there is no possibility uVadding reaLesuilE or subdividing units to increase the sizs of the Planned Community. ..- `',r,r_ ;t. •x•k; (2) The Planned CommunitylCandmninium is one in which all of the units arc rixvicted;ejidusively`to non-residential use, unless the declaration Provides that the resale provisions are nevertheless to be followed: p,. �,'-'y 0) The Planned Community/Conduminam or units are located.ciatside•theCommonwealth of Pennsylvania (4) The transferor the unit is agratuitous[mngfer. ' (5) The Transfer of the unit is required by coon order, (ti) The transfer of the unit is by the government or a goverttmrntel agency;.` (7) The transfer of the unit is the result of forcclo""Orrin licu+ditOralosuie. Notices ltegnrd{ng:Itirb0c OReRng Siatemen[s und-Right to Rescission Seller is a Declarant of the•mndotniniur iia'r pld6bd.commuiiiiv,Seller is requGal to furnish Buver wiih.a•copy of the Public Offering Statement and its tendments. For too dominiums;\the,detivery:of!he.Public,'06cring Statement must be made no later than the"date the Buyer ececules [his Agreement. .ycr mu•thrice{ this Agreement -ifs o' - f ""- r } grcerrtent widub;l5itldys after�Pecei'ving the Public Offering Statement and any amendments that materially and adversely offset yet.For planned communities,the`&Jarunt-most provide.the Buyer with a copy of the Public Offering Statement and.its amendments no litter chin the :e the Buyer executes this Agnxmerte`Buyer.may canal this Agreement within 7 days after receiving the Public Offer og Statement and any amendments d materially and adversely affect Buyer"; ' NOTICES REGARDING REGREATIONAL CABINS(Paragraph 16:Title,Surveys S Costs) e following definitions and requirements arc taken from the,Pennsylvania Construction Code Act:(35 P.S. §7210.101 et.seq.) Recreational Cabin is a structure which Is: (1) Utilized principally forreereadoaal ectivily; (2) Not utilized as a domicile or residence for any individual for any time period; (3) Not utilized for commercial purposes: (4) ',,at greater than two stories in height,excluding basement: (5) Not utilized by the owner or any other Amon as a place of employment; (6) Not a mailing address for bills and correspondence;and (7) Not listed as an individual's place of resident on a tax return,driver's license,car registration or voter rcgisiration. •eureativaal cabin may be exempt from the provisions of the Pennsylvania Construction Code Act if: (1) The cabin is equipped with at lean one smoke detauir.one fire extinguisher and one carbon monoxide detector in bed;the kitchen and sleeping quarters:and (2) The owner of the cabin tiles with the municipality either: (a) An affidavit on a form prescribed by the Pennsylvania Depnrtmcnt of Labor and Industry guesting to the fact that the cabin mars th e definition of a"reentationnl cabin"in Section 103 of the Act:or (b) A'valid proof of insurance for the remcational cabin, written and issued by an insurer authorized to do business in this Commonwealth, stating that the structure meets the definition of a'tecreational cabin"as defined in Section 103 of the Act. t rnreal{onal cabin is subject to exclusion front the Penasyivanta Constrvetion Code Act,upon trvttsrer of ownership of the recreational cabin, Den notice must be provided In the sides agreement and the deed that the recreational cabin: (1) Is etcmpi Dom this Act: (2) May not be in conformance with the unifarot construction code;and (3) Is not subject to municipal regulmion. fore to comply with this gouts regdvemenr shall render the salt void at the option orthe purchaser. 'I Buyer taltialst-/, ' •,�T ASR Notlees Puge fi of 8 Seller Initials: r Giggurm wM ruFgmR.rq aataaa t6a`t Gpaan M.ia Roan Grasp,MieltiaYl aBata x_�w-rixx�.nut 606 S\Markel Street NOTICES REGARDING PRfVATETRANSFER FEES(Paragraph 16:Title,Survey's S Casts), In Pennsylvania,Private Transfer Fees are defined and regulated in die Private Transfer Fa Obligation Act(Act I of 2011;68 Pa.C.S.§§8101.et,seq.), which defines a Private Transfer Foe us"a fee that is payable upon the transfer of an interest in real property,or payable for the right to make or accept the transfer. if the obligation to pay the fee or charge runs with title to the property or otherwise binds subsequent owner of property, regardless of uhetiher the fee or charge is a fixed amount or is deternuned as a per"tage of the value of the property,the purchase price or other consideration given for ibc transfer." A Private Transfer Fee must be properly recorded to be binding. and sellers must disclose the existence of the fees to prospective buyers.Where a Private Transfer Feu-is not properly recorded or disclosed.de Act gives certain rights and protections to buyers. NOTICES RECARDiNG MEDIATION(Paragraph 24:btediation) fiOhfE SELLERS/HOME BUYERS DISPUTE RESOLUTION SYSTEM RULES A.N`D PROCEDURES 11 .agreement of Panics:The Rules and Procedures of the Dispute Resolution System(DRS)apply when the panics have agreed in writing to mediate under DRS.The written agreement cam be achieved by a standard clause in to agreement of stile, an addendum to an agreement of salt,or through a scluum:wntin agrcement. ` 2. Initiation of Mediation: If a dispute exists, any party may scan the mediation process by submitting a completed Request to Initiate Mediation DRS Transmittal Form(Transminui)Fort)to the local Association of RCALTORS6r(hereafter"Administrator").The Transmittal Form should be available through the Admimstrator's office.The initiating party should try to include the following information when sending the completed Transmittal Form to the Administmtar. ' a. A copy of the written agreement Bi m diate if there is one, OR a request by the initiating pal to have the Administrator contact the other panics to the dispute to invite them to join the mediation process. , b. The names,addresses and telephone numbers of the parties involved in the dispute.inclndng ttie name of every insurance company known to have received notice of the dispute or claim and the corresponding file or claim nbiinbet. ^+:' c. A brief statement of the facts of the dispute and the damages or relief sought.. a^- r . eat`_ 3. Selection of lirdiator,Within five tine of receiving the completed Transmittal Form,the Adminisirator,Will send each patty to the dispute a copy of the Transmittal Form and a fist of qualified mediators and their fee schedules:Each pane then has tc'n days to review the list of mediators.crass off the name of any mediator to whom the party objects,and return the list to the Administrator.The Administrator will appoint the first available mediator who is acceptable to all parties involved. ' r` t A mediator who has any Finwcia( Or personal interest in the dispute or the mule of the mediation cannot serer as mediator to that dispute,units5 all parties arc informed and give their written consent. --r- ,,,1 '{ ' I. Mediation Fees: Mediation rugs will be divided,rY.qunlllyy ambng th+ucc.panics and will be paid before the mediation continence.The panics will follow the ' pa,varci t terms contained in the mediators fee inbednle. � r ' L Time and Place or mediation Conference:av3ihin ten days of bring appointed to the dispute.tht mutilator will contact the parties and set the daft-time and place of the mediation coon ance.The mediator must give at least twenty days'advance notice to all parties.The mediation conference should not be more than sixty days from trio medipior'sitppointtnenl to[be dispute. c Conduct of Nledlation Conference:,The paitiis mending the mcdbtiion conference will be expected to:, a. Have the authority to enter inlo and iign a binding sentemcat to the dispute b. Produce all information mgiitred for the mediator to understand dic issues of the dispute. The information may include relevant wrtiten materials, descriptions of witnesses and the content of their testimony, The mediator can require the parties to deliver written materials and information before the dam of the mediation conference. The mediator presiding over the canfcrenre: - a. Wits impaniaiky candutt an orderly sat{uncut n satiation. + - b. Will help the panics dcfrne the matters in dispute and macho mutually agreeable solution. ' c. Will have no authority to render an opinion,to bind the parties to his or her decision,or to force the parties to reach it settlement. Formal rules of evidence will not apply to the madiation conference.- • Representation by Counsel:Any^pany wito intends to be accompanied to the mediation conference by legal counsel will notify the mediator and the other panics of the intent set least ten days before the conference. Confidentiality: No aspect of the mediation can be relied upon or introduced as evidence in any arbitration,judicial or other proceeding.This includes, but is not limited to, any opinions or suggestions made by any party ruganBng a possible settlement: any admissions made during the.course of the mediation;any proposals aropinions expressed by the mediator,and any responses given by any pane to opinions,suggestions,or proposals. No privilege will be affected by disclosures made in the course of the mediation. Transcripts or wordings of the mediation will not be allowed without the prior.written consent of all parties and the mediator. Records,regions, and other documents received or prepared by the mediator or Administrator cannot be compelled by m arbitration,judicial,or other proceeding,with the exception of an agreement that was reached in the course of mediation and signed by all the parties. Neither the mediator nor the Administrator can be compelled to testify,in any proceeding regarding information given or representations made either in the course of the mediation or in any confidential communication. ' Mediated Settlement: When a dispute is resolved through mediation,the mediator will put the complete agreement in writing and all panics will sign the written agreement within in days of the conclusion of the mediation conference.Every reasonable effort will be melds to sign the written agrcement at the cad of the conference. ).Judicial Proceedings and Immunity: NEITHER THE ADMINISTRATOR. THE MEDIATOR,THE NATIONAL ASSOCIATION OF REALTORSO. THE PENNSYLVANIA ASSOCLATIO':OF REALTORSO, NOR ANY OF ITS btEMeER aOARDs. WILL BE DFE%= NECESSARY OR INDISPENSABLE PARTIES IN ANY JUDICIAL PR 'NC R RATING 7 MEDIATION UNDER THESE RLIXS AND PROCEDURES.NOR WILL Alit'OF THEM SERVING UNDER THESE PROCEDURES BE UABIE Tt)AN`Y PA FOR ANY ACT.ERROR OR OMLSSION IN CONNECTION WITH ANY SERVICE OR THE OPERATION OF THE HOME SELLERs/HOME BUYERS DISI"UTE RESD N YSrE&L Buyer lnlBaA J_ ASRNotices Pagclofa Seller lnWals G>� Ptoaaoow =FcooDLyoV-o➢a lama Earcan Mau Rion,rKast,..tergm+ems ,n,Jtt tlater;.� 606 SMarsa Street NOTICES REGARDING THE REAL ESTATE SELLER DISCLOSURE LAW (Page II:Signature Page) ha Reid Estate Seller Disclosure Law requires that before an agreement of sale is siencd, the Seller in a residential =1 estate transfer must make certain iscloswes regarding the property to potential Buyers in a fort defined by the law. A residential real estate transfer is derincd as a sale, exchange, ts,allnieot sales contract, lease with an option to buy, grant or other transfer of an interest in real property when NOT LESS T13AN ONE AND NOT IORE IRAN FOUR RESIDENTI.0 DWELLING UNITS are involved. 'he Law defines a number of exceptions where the disclosures do not have to be mude: 1. Transfers that are the result of a court order. 2. Transfers to a mortgage leader that result from a Buyer';default and subsequent foreclosure ides tha result from default. 3. Transfers from a co-owner to one or more other co-oumen. 4. Transfers made to a spouse or direct descendant. 5. Transfers between spouses that result from divorce,legal separation or property settlement. b. Transfers be a corporation,partnership or other association to its shareholders.paancn or other equity owners as pan of a plan of liquidation. 7. Transfer o(a property to be demolished or converted to non-residential use. Is. Transfer of unimproved real property, ' x 9. Trunsfers by a fiduciary during the administration of a decedent estate,guardianship.cotuervatnrship or trust. 10. Transtcrs of new construction that has never been occupied wheat: _ a. The Buyer has received a one-year warranty covering the constitution; ' b. The building has been inspected for compliance with the applicable building ode or;if�nane,-a,nationally recognized model building code; and c, A certificate of occup:u)cy Ora cenificare of code compliance has been issued for the dwelliag. t addition to These exceptions, disclosures for otndominiums and cooperatives are limited to the Seller's ounieular unitfsl.Dixloswes mgarding mmmun eas or facilities are not required,as those elements are already addressed imdfe-laays.that.gocern the resale of condominium and cooperative interests. it Buyer lnitlats: //\`._. !_ .kSR Nouns Page S or a Seller Inluals �,/ J vrco.,eeo..m ay�arme h sptnia tao�a Faiaen Msu nom.r,as.a,r.4etyan aeczs ,r„�toc.e cart 606 S Market Street SELLER'S PROPERTY DISCLOSURE aSURE STATEMENT SPD This foon rmomm= d and approved far,hat rot testdcled tom by,the ma iboa ofthc Powylvaoia Auwiaiim of REALlORSO(PAR). i PROPERTY 606 S xiersmt S., 2>f chratiosburar, PA '1,17055 y 2 SELLER ammec stn t: 3 The Real Estate Seller Disclosure Law(SSP.S.(7301 at seq.)requites that a selleraf nproperty mast disclose to a buyerriV known 4 material defects about the property bei*1g sold that are not readily observable while the Law requires certain disclosures,this state- > mein includes disclosures beyond the basic requirements of that Law in an effort to assist sellers in complying with seller disclosure t requirements and to assist buyers in evaluating the property being considered.Sellers who wish to see or use the basic disclosure farm can find the form on the Web site of the Pennsylvania State Rest Estate Commission. s This Statement discloses Seller's imowledgc of ft condition of the property as of the date signori by Seller and is not a sabot- s tote for any inspections or vverranthes that Buyer may wish to obtain This Statement is not a warranty of any kind by Seller or a i0 warranty or representation by any listing seal estate broker,any selling real estate bruker, or their licensers.Buysa is encouraged to 1 t address coacerns about the conditions of the property that may not be included in this Statemem.This Statement does not relieve 12 Seller of the obligation to disclose a material defect that may not be addressed on this form.Any non-exempt seller in obligated to 13 complete the dlactosnre form even if the seller does not occupy or has never occupied the proparty.Vor a list of exempt endue, 14 see 7nformstion Regarding the Real Estate Seller's Property Disolosure Law found on the last pap of this do t, Is A Material Defect is a problem with a residential real property or any portion of it that would have a significant adverse impact on 16 the value of the property or that involves an mucasorlable risk to people on the properly.The fact that structural element,system or 17 subsysterl is at or beyond the end of the normal useful life of such a souct ual element,system or subsystem is not by itself a mate- 18 rial defect, I ' 19 Cbeck yea,no,unknown(unk)or notapplhcable(NSA)for riaeh question.Be sureto cheakN/A when a question does notapply, 2p to the property Check unknown when the question does apply to the property but you as not sumo of the answer, 21 Her Na Unk N/A 1.SELLER'S EXPERTISE 2i (A) hoes Seller possess expertise in contracting, engineering, architecture, environmental assessment 3 A V or other area related to the construction col cconnditioon of tIu Property and its improvements? 24B (B) Is Seller Qre hmdiord for the property? 25 a (C) Is Seller a rod estate licensee? 26 explain arty"yes"answers in section II: 27 2.OVI NMRSH tOnCCUPANCY 2s x� xn Unk 1ulA (A) Occupancy property rf1` 7 2s m i. When was the sty most recently occupied? 30 2. Was the Sella a most recom occupant? If -no,- when too seller occupy 2 31 the property? 3'-.3 3, Flowmany p most recently occupi am property}? 33 (13) Role of lndivida nk Completing This Diselosure Is the individual completing this form: 34 t 1. The owner 35 2 2. The executor 363 3. The administrator . 374 4. The nnatee 38 S S. An individual holding power ofattaan6y 39 C (C) When was tbo property purchased? A ll'G, 9 t9 t 40 D (D)Arc you aware of any pets having lived in tiro house or other wear during your owaershtp? -4t 'Explain wetter 2('if needed): _ �V 42 3. caPiDCiRBAVIums/ELANNED CtMViRVNi"IRWDTlHEi H5Mm© Asst'1!CLATIM)NS 4434 1 Yes No Uuk N/A (A) Type. �r,Property part of a(n): 45 2 2. R==WnftswsociatiouoTpu&led==Iniity 463 3. Cooperative . 47 4 4. Other type of association or community 498 (B) If"yes,"how much we the face?$ _ ,paid( M Quart y( Yearly) 49 - (C) If "yeas," are there any comumttity sernors -or systrairs that the association or community is 50 C responsible for supporting or maintaining?L'atplain: 51 52 Sellee'einitials_At��'� ( Date k'�.(�I°J SPDPageIof9 BuyeesSaldals �S r_Date -�- IFennsyivani N&�tion of P.FiLT RS CorrsrUIOT PE vaxLVANrA ASSOCIATrox*FPSALTURS02012 CENTURY21 A Itmar Way 398 P High St Cartiete.FA 17013 9112 Fhtmr,717.2434929 Fax: 717.2434325 lobn KrAsxh 1=0 Stowmt A�swVN"3 xdR ZiDru"k?ty`DEofs 184t4rtaern sv�tz�e.rvmcr,taetuerr4eo-za, PROPERTY HA aTOBs 53 Yes No Unk Nl 54 D (D)plow much is the capital contributioalinidation fee? 55 Notice to Bayer.,A buyer of a relate twit in a cendeminiutt;, 000lrerative, or pletmied r»tnmurdty rrutst ruaeivt a 56 copy.of the dedaratton (olber than. the phtts aniPlaht), the by-lame, the rules or mguiaaow, and a certificate of . 57 resale tssrted by the avockNlon ir the condominium, coopemtivt; or pkauedd commfm* Buyers may be =)um. 58 slbk for exphal aantslbaXOns, iddaean Jeer or similar anatime feat in addition to reindw manthty mainuoutnec 39 feat. A*haver will hasz(he aptuon OfoamsSrrg dW agreemfra widh the return of all dopaal manes until the cer- 60 Nfcate has bempmvidedto Ae bnyarandferrftve dads thereafter ortwtfleonveymee,whkheverornerrfrsr . 61 4. ROOF 6? Xes No Uok N/A (A) Installation ('31 1. when was the roofinstalied? 642 2. Do you have doa(mentation(invoice,wort order,wataanty,etc.)? 6s (B) Repair 6a 1 1. Has 1110 roof or any portion of it been replaced or repaired daring your ownership? 672 e Z If it has been replaced or repaired,was the existing roofing material removed? 64 (C) Issues 691 1. Has the roof ever looked during your ownersbip? 70 2 2. Are you aware of any curreeNpuA problems with the'roo&gutters,flashing or dowasgoaw. 7l Explain'any ^yes•' answers In section 4,including the location and extent of any problem(s) and any 72 repair or remediatlma efforts. 73 5. BASEMENTS AND CRAWL SPACES 74 Yes No Unh, N/A (A) Sump Pamp 75 1 1. Dorn tho preparty have a samp pit?If yes,howmmry? . . 762 2. Does the property have a sump psmsp?Eyes,bow unsay? 77 3 +% 1 Ifit has a sump pump,has it a verran? 784 4 Ifit has a sump pump,is the sump pump in working order? 79 (B) Water Infiltration go 1 L Am YOU aware of any water leakage, accumulatioa, or dampness within the bssmrpu or 2 ✓ 2 D Do you know of basement or odier attempts to control any water or dampness I problem is tw 3 3. Are the downspouts nn gnmaro connected to a public system? R6 lisps a?t5' ny�TM answers is aectlom, in the,�ocAn and extent of nay probpem(s) sad 87 - repair on allot, uri Y 109 .f) '4. t7 r ea 6. TIERNI'lTZIWOOD.-DESAROYMG MSECTS,ORYMOT, PESTS pt'uan$ 5 Rc Yea No N (A) States got I. Are you aware of any bamitoslwood-des roymg insects,drylnt,or Poste aff%�ting the properly? 932 2. Are you aware of any damage caused by tonmitestwcod-destraymg insects,dwrot,or pests? 92 (B) Treatment 93 t 1. Is yourproperty curremly under emitted by a Uncalled past control company? ` 942 2 Are you aware of any trmtitellrest control riepnrts a treatments for the property? 95 Explain any "yes' answer" in section 6> Including the name of soy service✓treatment provider, if 96 applicable" 97 99 Yen No I Unk N/A 7. SMUCFURAL rrE MI3 vy too A (A) Are you aware of any past or present no"Mrsmtt, shifting, datarioration, or other pro blems with wells,fosmdalicam or other structural components? 102 e F (B) wwells o di you aware o past or present problems with driveways, walkways, Patios, or retsWM ton C S✓ (0 Am you aware of any punt or presem water tnfilaati� in the house or other shucourw, oil= tar than the roof,basement m crawl spaces? 106 1 (D) Sti tco and Exterior Synthetic Finishing Systems 1. Is yom property constructed with stucco? 107 2 2. Is your property constructed with am Enkaior lnsutating Pittishiag System (I F'S), such as Dryvit or sym betic stucco,synthetic brick or synthetic stone? ;09 3 3. If'yeam when was it installed? lion fit F (E) Am you awars of any fire,storm,water or ioo tc the property? (F) Arc yon aware of any defects(including stairs)is floeriiye or floor oovwmgs? _' i 12 Explain any 'W answers in section 7, including the!oration and extent of any problemr(a) and any t repair or rrelmediatlev efforts; 114. tt 115 Seller's Dutmalt t`�Date 7-2(tt'13 SPID&age 2 of 4 Buyer's Inimate !_,,,,,_Date S'"(I_) . (fOtueUa Mth:*Fom,abydpLorit ism FdL:.n kni arid.RCa.KCNtm 4=a e Jamei StCA'di! PROPERTY 606_S nGm k at St. Mecbsnatasbura, pA 17055 116 Yes No Ural: N/A d S. ADD11TIOrMALTERATIONS ' 117 A (A)have any ad&tiona, struetaral owes, or other aeeaations been made to the property fig during your ownership?Itemize and data all additions/alterations;below. 119 / (B) Are you aware of any privem or public amhitectt�d review control of the property other than ,n a V zoning codes? 121 - Note to Btrywary M PA Comrouctron Code Act, 35 AS ¢7110.141 at seq. (effwdve Mf), and beat codes 122 establish stondarzir for building and ah'ering pmperties. Buyers shmdd check with the municipally to date?- 123 mine tfpemritr andlor appmwals were nc=wry for disclosed work and if se,, whether they were obtahrd 124 Where required Remits were not obtained the muninpaiiy might require the current owner to upgrade or 125 ro wwe changes marls by pslor owners. Buyers can have the pmprry inspected by an expert in cods cam- 126 puarsce to determine if issues adrt. Expanded title issurmnce palids m4gy be awadaW for gorses to cause 127 the riskofworkdone to the pmpe#y by previous owners without a permit orappmw k 128 Addition,structural Approximate date Were permits Final inspection/ 120 change,or alteration of work obtained? approvals obtained? (YestNo/Ilnlmown) (Yes/NolUnknoxm) 130 131 132 13;1 134 13S 136 t31 139 13e 140 [j A sheet describing other additiorlr and alterations is atteeked. 141 9. WATER SUPPLY 142 Yes No Ua& N/A (A)Sot roe is the source,of your drinking water(check all that apply): 143 1 1. Public M 2 2. A well on the property . . 145 3 3. Commardty water 145 4 4. A holding tank 1475 S. A cistern 149 6 6. A spring 149 7 7. Other I So if 8. NO water stavice( m): Bypass Valve(for prope ties with multiple war=of water) 1521 I. Does ythur water smaft have a bypass valve? 1532 1 If"yes,"is the bypass valve workinO 1s4 (C) Weil 1551 1. Has your well ever me dty? 156 2 1 Depth of Well 1573 3. Gallo=pre'minuto ,measured on(date) 159 4 4. Is them a well used tber than the prbnary somoc of Brim ' water? 154 S S. If thine is an unwed well,is it capped? 160 (D) Pumping and Treatment 161 1. If your drinlang water sauce is not public,is the pamoing,system in working order? if"no," 162 1 explain: t63 2 2. Do you have a softener,filter,or other treatment system? 1643 3. Is the&ofto far,fixttar,or other treatment system lent&Prom whom? 165 (1) General 1661 1. Wim was yoar-waLK last tested? ` "frosulis. 1612 2. Is the water 6ystetn seated?With whom? FF t9 169 8elter`s Initials / Unto �'•Zto•l SPEf Page 3 of 9 8urer'r EndtiabV,�,�J Data noalweKtmzmea+rmbveotwlr teomFl6�enratcaxa.r+mv.esc+pa,4eota r JaovsStewart PROPERTY 606 S Karket st Mectaanicubttra pA 17055 69 Yea No Unk N/A (F) lanes 170 `/ 1. Am you aware of any leaks or other problems,pastor present,relating to the water supply, pumping system,and related items? 172 2 2. Have you ever had a problem with your water apply? 1�3 Explain any "yes"' answers in section 9, including the kocafion and extent of any problem(a) and any 174 repair or remediafion efforts- 175 176 177 I0. SEWAGESYMiM I7F Yce No Udc N(A (A) General t79 1 1. It your property served by a sewage system(public,private or community)? ISO 2 2. If no,is it due to availability or permit limitations? 1813 3. When was the sewage system installed(or date of connection,if public)? 192 (B) Type Is your property served by 183 1 1. Public(if"yes,"continue to Z F and G below) 184 2 2. Community(non-public) 185 3 3. An individual on-lot sewage disposal aystem 186 4 4. Other,explaki; 187 M (C) Individual On-lot Sewage Maposed Systeru.is your sewage system 01ack all that apply): [St t 1. Within 100 feet of a well 18,92 2. Subject to a tea-acre permit exemption 190 3 3. A holding tank 1914 4. A dnvnfield _ 193 5 6. Supported i y a backup or alternate drainfield,sandmound,ctc. compo 1947 7. Shared 195 8 8. Other,explain: 196 (D) Tanks and Service 197 1 1. Are there any metallsteel septic tanks on the property? 198 2 i 2. Are them any cemerd/conerete septic tanks on the Properi-t 199;3' r 3. Are them any fiberglass septic tanks on the Property? 2004 4. Are there any other types ofseptic tanks on the Property7 201 5 ✓ 5. Where are the septic tanks located? 2026 6. How often is the on-lot sewage disposal system servic 203 7 7. When was the on-lot sewage disposal system last s:sviceri? 204 Abandoned Individual On-lot Sewage Disposal Systenss and Septic 205 1 1. Are you aware of any abandoned septic systems.or cesspools on your property? =6 2 2. Have these systems or cesspools been closed in accordarc a with the municipality's ordinance? 207 (F) Smwage Pumps 1081 I. Are there any sewago pumps located on the property? 2092 2. Wha¢type(s)0fpump(s)7 2103 3. Are prmtp(s)in working order? 2114 4. Who is responsible for maintenance of sewage pumps? 2i2 (Cr)`Issues 213 1 1. Is any waste waterpiping not connected to the septic/sewer system? 215 2 .2. Are you aware of any past or presont leaks, baclmps, or other problems relating to the sewage system and related items? 216 EzpWn any "yes" answers in section 10,lncludiag the location and extent of any probleat(s) and any 217 repair or remediation efforts: 218 219 11. PLI7AfBIN�SYSTTuM "M Yes No Uuk N!A (A) Material(s).Are the phonbfng materials(check all that Mly): .z1 t 1. Copper 222 2 2. Galvanized ='3 3 3. Lead 324 4 4. PVC '-'S 5 5. Polybutylene pipe(PS) +� 226 6 6. Cross-linked polyethyline(PEE) �1 227 7 7. Mer JI '9 $ (B) Are you aware of any problems with any of your plumbing fvtttues (e.g., including but not 1>no- iied to:kitchen,laundry,or bathroom fixuues;wet bars;extcdor faucets;etc.)? 230 If"yes,"explain: 232 Setter's InMeAs 1 / Date -7-24P,1-4 SPD Page 4 of 9 %yen's Uldtls �R p; (] -��, P'rWuxCrriN9p}'plmm by a+.:.maC SBDie Fleapit fl4le Rpatl.Franpr,Atieh�pa002G - M nm �- Jawsx Stewaet PROPERTY 606 ]leas e� t MxBtuDicrsb M¢ H1t 17tl55 2.33 12. DOA=T&C®i'r1T99119ATING 25 t lies No Uak N/A (A) q�pe(s).Is your avier h-elng(c3ec1:all that apply): 236 2 1. Electric 237 3 2. Natural gas 23S 4 3. Fuel oil 139 5 4. Propane 2406 5. Solar z;t 7 6. Geothermal 247 8 7. Ofner 8. Is am water hea6n a p(integral system,hot water from boiler,etc. B (13) How many water h stars�summerwirrter k-n )? 243 (C) i f. you awaro of say pro ms with aqy water ter or related egno=t?? / A6 13. HEATING SYSSTEIVI l 247 Yea No tlmk N/A '49 t (A) Fuel Type(n).Is your heating source(check an that apply): 1. Electric 2 2. Namral gas 2503 3. Fad oil 25t 4 4. Propane 252 5 5. Geothermal 2's' 6 6. Coal 254 7 7. Wood XPI 255 8 S. Other 257 1 (B) s'�°TYpe(I (check all that appty): I. Forced hot air 158 2 2. Hotwater 259 3 3. HentPuraP 260 4 4. Electric baseboard z61 5 5. Steam 262 6 6. Radiant 263 7 7. Wood stove(s)How manyq 2f4 a S. Coal stove(s)How maat 9 9. Other ^_6a (C) Status EnNiN 267 t 1. When was your heating z6s z 2. When was the syem(s)I installed?Aoe b 0 269 3 3. How m heating in hurt serer no q �Y heating l acs are in the property? 'n F Is niece an additional mul/or batter?heating s3rerom?13splara ,M I (D) IrireplatxK 273 2 1. Are thole anY firePlace(s)?How many? 2. Are an 274 3 3. Ir leer fireplace(s)westerns? z75 3 ✓ 4 � g7m(s)(wood,gas,electric,etc.):_ %L1DL D ' 276 5 Were the firuplace(s)inamlled by a professio^ 5. Are there my cbmway(e)(from a �•• ur m a relaesenmtrve? n7 6 6. How m firephtce,water beater or any o heating system)? 278 7 7. Are the shimca�s�(s)? �n�� last cleaned? X l Iy 279 no B (E) List rmy areas of ter bou"that are fi heated: ,st 1 (F) Heating and Fuel Tanks 382 z 1., Are you aware of any heating fuel.teal(s)on the yrylpe�R zs4 3 3. If cati()o incc underground teak(a). s, 1 I' Are You aware oft �) ��' 2ss explain: problems or rapaias needed regarding any item to section 132 ,t 286 297 24. AIR CONDI'IT®NLNG SYS'i'&dK 28s I tees No Usk N/A (A) Type(e)_Is the air conditioning(check all that l . - 290 I I. Comm!air. apply): 291 3 2. Wan units I 292 4 3. Window units ,93 5 4. Other 5. None 294 Sellers laltiab / Date -7'7_(a•13 , " - SP'D Page 5of9 Bgyer's7altiats /�_®eE` PMdu "a 21pFwn0bytlDLN U 10D7DFiae_nlaotme4,Fn .68m-=4aDZS . Ann=stmw PROPERTY 646 S tdarket"rzt, Rlmchaniesbura PA 1 70e5 I 295 Yes No Fink N/A B) Sid" 296 1 1. Whurt was the carnal air conditioning system installed? 2972 2. When was the central air conditioning system last serviced? 29s 3 3. How nary air cooditiotiing zones are in the ptopw. i 299 (C) List any a=of the house that ate not air conditioned: 300.0 3a1 P Are you aware of any problans with any item in section 14?If"yes,"explain 302 303 15. ELECTRICAL,SYSTEM 304 Yes No link N!A (A) Type's) 3a5 t - L Does the electrical systom have fuses? 306.2 ' 2. Does the electrical systenn have ciumithnal us? 307 g (B) What is the systearr awpeaage? .;as C (C) Am you aware of any knob and tube wiring in rho home? 309 P Are you aware of any problems or repairs needed In the eltctrIcal system?It"yes,"eqt W. 310 311 16. OTHER EQUMMENT AND APPLLANCES 312 This section must be completed for each item that will, or may.be sold with the property. The tact 313 that an Itear Is listed does not mean it Is Ineladed SID the Agreement of Sale. Terms of the 314 Agreement of'Sale negotiated betwam Buyer and Seller wilt datertyine which iteats, if any, are 315 included in the purchase of the Property.' 316 Item Yea No Item Yes No 117 � Elerlsic garage door Owindowunds;ctor. 3tS 4eaamitters sal 319 ass en _fia0za 320 321 Carbon monoxide detectors 322 Security alarm v,323 lawriorfne ors v 324 lawn era 325 Sprinkler automatic timer A 336 S 1 Attic s 527 Hot tubl v" .Satellite dish ,. 329 s Storage abed 3 V9 Poo beater .t'; Electmoomimal fence ' I 33a Pooltspa cover y? 352 Pooll accessories ! 2. 333 erato s y 3. 334 cloven 4. 335 ]4litxewava oven 5. 536 Diah9raslter ✓ ' Y« No unlr N!A 337 P Are you awam of any problems or w,cpwrs needed regarding any item in section 16? If "ycs," 339 explain:, 339 340 341 342 Yes No Ilnk NIA (A) rv=ty 343 1 Are you aware of any fill or expansive soil on the property? 344 re 2 2. A you awam of any sliding, scaling, earth movement upbeaval, subsidence, sinkholm or 345 Y earth stability problems that have occurred on or aff:ctthe property? 346 3. Are you aware of sewage sludge (other then commercially available fietilizor prodnors) 347 3 �/ being spread on the property, or have you received written notice of sr-Wage atndgo being 348 spread on an 4actut property? 349 sdwev Initiate / Bate "'•tltl'•.i 5I°1D Pa„oe 6 of 9 Bayer's Initiate J(-X„/ _Bate "'l- l r't6Qarodw@r Wzt4.<O�teQJD i=iRaen LGO Road.Fasm.R Sys 46018 lam=SMW= i I PROPMTY 606 S Narlcet Mk, Ateassufaa#rura PA 17055 350 Yee No Vole NIA, 351 4. Are you aware of any existing, past or proposed mining, strip-mining, or any other cxcava. 352 4 tions that aught eflnet this property? 353 Note to Buyer., the property may be subject to mine subsidence damage. Maps of 354 the counties and mines where mine subsidence damage may occur and mine suAd- 35$ dance irsraunce are available through.: D,.pattmtrnt of Euvroamental ProteC ion, ' 356 Mine Subsides.e Insurance Fund, 25 Technology Drive, California Technology Palk, 35 Coal Cenos, PA 45423 (800) 922-1678 (within Penubyivmtia) or (724) 769-1100 358 (outside Pennsylvania). 3s9 (B) Preferential Assessment and Development Rights 3ba Is the property, or a portion of it, prefnnnlially assessed for tax puupooM or subject to limited 361 development rights under the: - 362 1 1. Farmland and Forest Laud Assessment Act-72 P.S.$5490.1 et seq.(Clean and Greta Program) 363 z v• 2. Open Space Act-I6 P.S.§11941 ct'seq 364 3 d 3. Agricuhural Area Security Low-3 P.S.$901 et seq.(Development Rights) 363 4 4. Any other law/program: 366 Notes to VWwp. Fennsy-h ama leas enacted the Righr to Farm Ad ($ P.S. §951-957) in an effort 367 to limit the 6"anstances under which agrictdhval operations may be subject to nuisance shits 368 or ordinances. Buyers are mcbwaged to investigate whether any agricultural operations cov. 369 ered by the Act operate in the vicirary of the property, 370 (C) Property Rights 371 Ate you aware of the transfer,,sole and/or Iwo of any of the following property rights (by you 372 or a previous owner of the property): 373 1 1. Timber 374 2 .!' 2. Coal 375 3 V 3. Oil 376 4 4. Natural gas 371 6 5. Other minerals or rights(such as fotmft rights,hooting rights,parrying rights)Explain: 378 379 'Note to Dwyer, Before entaft into an agreement of sale, Buyer can Investigate the status o 390 these rights by, among other means, angagrog legal counsel, obtaining a title examination of 381 unlimited years and searching the ofli records in the county 0ffloe of the Recorder of Deeds 393 and elsewhere. Buyer is also advised to investigate due terms of any adshrry leases, as Buyer may be subject to terms afthese leases 384 Explain any°yes"answers in section 17: 38$ 386 18. FLOODING,DRAINAGE AND BOUNDARIES 387 Yes No rink i9tA (A)F[oodfsglDrahrage 388 1 1. Is any part of this property located in a wetlands area? 339 z 2 Is any part of this property located in a FI3MA flood zone? 390 3 3. Are you aware of any past or present drainage or flooding problem affecting the pmpratyt i 391 a r 4. Are you aware of any drainage or flooding mitigation on the proxttyl 392 Explain any°Yes"answers In section 1"),including dates and extant of flooding: i 393 1 394 Yes Ho [Ink PYA (B) Boundaries 393 1. Are aware of any encroachments, boundary tine disputes, or comments affecting the 396 1 397 Note m Btryert Most pmperaw have easements rrtmdttg across them for utility services and 398 other reasons. In many cases the easements do not restrict the ordinary use of the property, 399 and Seller may nat be readily aware of diem. Buyers may wish to determine the Cdoence of 400 easements and restrictions by examiring die property and ordering an Abstract of IT* or 401 searching the records in the Office of the Recorder of Deeds for the otunty before entering into 402 an agreement of'sale. 403 z 2. Do you access the property from a private road or lane? 404 3 3. if"Yes,"do you have a tecrnded right of way or maintenance agr�ent? 403 4. Are you aware of any shared or common areas (driveways, bridges, docks, walls, ete.) or 406 4 mf inutrunce agreements? �y 407 Explain any"yes"answers in section 18(B): Y N)6 L l C I-1,,t-4 DS 400 { 410 Ba05x'sInitials t Dcu, -7-7-49- 13 "D Page 7 of 9 Br rtes lattlakJ6 /, Date wpaser"tC;apFarm66Y irDt4a� seWOraramrrle near.rmw.asaerm 4mzs mra ra1,�14,¢.y Imes Stec= PROPERTY 506 S Narket; St, a leebrsai.cebura. PA 27055 411 19. H"ARDOUS SUBSTANCES AND ENVIRONMENTAL ISSUES 412 YCS9 Na f Tao& N/A (A)Mold and Indoor Air Quality(other than radon) 413 1 1. Are you aware of any tests for mold fitags or indoor air quality in the property? 414 2. Other than general household cleaning, have you taken any efforts to control or rembeib t 415 2 yr mold or maid-alike substances in the property? 416 Note to Rap= Indivld4ab may be offected di fermtly, or not at all, by mold contamination. 417 If mold contamination or indoor air quality is a concern. buyers are mcouroged to engage the 41$ services of a gnalf#W professional to do testing. btfarmation on this twee is avakiNe from the 419 United States Envirorimenrai Protection Agency and may be obtained by contocang L49 INFO, .420 P.O.Box 37133, Washington,If.G 20013-7133, 1-800439-4318. 421 (B) Radon 422 1. Are yon aware of any tests for radon gas that have beat performed in any buildings on the 42: 1 property?If"ycs,"list date,type,and results of all tests below., 424 First Test Second Test 425 Date 426 Type of Test 427 Results(picoenries/liter) 42s Name of Testing Service 429 2 2. Are you aware of any radon manual system on the property? 430 If"yes,"list date instailtd and type of system,and whetho it is in groAting order below: 431 Date installed Type of Symm. Provider working? 432 433 434 (C) Lml dint 435 If property was constructed, or if construction began, before 1478, you must disclose say 436 Xa No iTnk NIA knowledge 04 and records and reports about,lead-based paint on the property. 437 1 1. Are you aware of any lead-based paint or lead-br<sod paint hazards on the ptupertyt 43S 2. Are you aware of airy reports or retards regarding lead-bused paint or lead-based paint lmz- 439 2 arch on�propettf+t 440 (D) Tanks 441 1 1. Are you aware of any existing or removed underground tanks? Sizx: 442 2 v- 2_ If"yes,"have any titahs ban removed during your ownership? 443E (E) Dumpling, Aso you aware of any dumping on tit properly? 44a (1) Other 445 1. Are you aware of any existing hazardous substances on � property (structure or soil) 446 1 such as,but not limited to,asbestos or chlorinated biphenyls(PCBs)? 447 2. Have yon received written notice r=ing the presence of an eovitoamemal hazard or bio- 448 2 hazard on your property or any adjacent property? 3 3. enema?lanterns'? of testing on the property fin• any other hamrdous substances or cnvnon- 45t 4. Are you aware of any other haxardow substances or eavircumental concerts that might 4S2 4 .jan; AuponTheproperty? . 453 Explain any"yes"answers in cocoa"19• , 454 455' 456 457 458 459 20. MISCELLANEOUS 460 Xta No ak NtA (A) Deeds,Restrictions and Title 46J 1 1. Are you aware of any deed restrictions that apply to the property? tea 1� 2. Are you aware of any historic presernitioa restriction or ordinance or archeological desig. 463 2 Y nation associated with the property? 464 3. Are you aware of any reason„ including a defect in title, that would prevent you Inan giving a 465 3 warranty decd or conveying title to the property? 466 4 4. Are you aware of any insuraocc elaimla filed relating to the property? 467 ($} Eintnehtl 468 1. Are you aware of any public improvement, condominium or homeowner atian assess~ 469 S meats against the property that remain unpaid or of any violations of zoning, inS, ba8d- 47e ing safety or fin ordinances orothxnse rrsaiatior nrdinoaces that remain uoc0 471 2. Am you aware of any mortgage, 1ud3men, entumlaaiice, lien, ovcrdae payment a sap- 472 2 port obligation, or other debt against this property or Seller that cannot be satisfied by the 473 A]�, proceeds of this sale? 474 Betteez Inldals� ! Date 7-?4(0' 13 SPED Page$of 9 Ewen,lmt:als 1 Gf /� coca RWUrn4+.U4 S46mmebY*'vlagr fan70 Fe'9oCn J4r_ne"4.ra,.-,,Arahkpn 440x.6 ftWj&gqa,= 3ma:r Slowed PROPERTY 506 9; PEMAeo Flt:. Dle0l2ant.cabura. PA 17655 47+ Yes No Unk N/A (C) Legal 476 1. Are you aware of any violations of federal, state, or local laws or regulations relating to this 477 t pro ty? 478 2 1 2. Are you aware of any existing or threatened legal notion affecting the property? 479 (D)Additional Afiltedal(Defects 4sm 1. Are you aware of any material defects to the property, dwelling, or fixtures nrhieh are not 1 j 44i �! a"w^aoxea els.-niters an this foam? - 02 Mote to Buyer: A material defect is a problem with a residential real property or any por, 4s7 Lion of it that would have a signocaru adverse impact on the value of the property or that 444 involves an unreasonable risk to people an {he'property The fact that a strueho& elanen 05 system or subsystem is at or beyond the end of the normal useful 7(fe of suck a soxretwW 486 elemem,system or subsystem ds not by ifselfa material defect. 467 2. After oomplethhg this foam; if seller becomes aware of additional information about the 4s4 property, iacludmig through inspection reports from a buys; the seller must update ttie ass Seller's Property Disclosure Smtectoot and/or attach the inspection(s). These- inspection 499 repents are for informational purposes only. 491 Explain any"yes"answers in section 26: qn2 491 444 495 496 21. ATTACIM'.ENTS 497 (A) The following are part of this IDiscloaure ff checked% 498 [] Seller's Property Disclosure Statement Addendum(PAR Foam SDA) 490 13 son [3 Sol 0 $ot The undersigned Seller represeuts_daat the information set forth in this disclosure statement Is accurate surd complete to the s63 best of Seller's knowledge, Seller hereby msthariaea the Listing Broker to provide this information to prospective buyers of 504 the property and to other real estate firm SELLER ALONE IS RESPONSIBLE FOR THE ACC JAtCY OF TFE w INFORMATION CONTAINED IN TWS STA 'pd MNT. Seller shall cause buyer to be notified In writing of any informa. Sob lion supplied on this form which is rendered inawarate by a change in the condition of the property.following campletion of 507 this form. J .4os SELLER S DATE 7'Z6 13 ,io9 SELLER k DATE sio SELLER (DATE 5 1 1 INFORMi'I lON REGARDING THE REAL ESTATE SELLER DISCLOSURE LAW st2 F.wxuTon.ALDmeIISTEt?.ToR,TR.tism sIGNATuRt BLOCK sin AcxwdittgtotheprovisionsofflwRealliistataSellerDisclosure Law,theundersignedoxecntea,adutinigumororuus teeisnotrequfrcd 514 to fill out a Seller's Property(Disclosure Statement.The mecuor,administrator or Mashe,must,however,disclose any known maW shs rialdefecks)of the property, stn DATE 517 RECEIPT AND ACKNOWLEiDGEWIEN`I'BY BUYER silt The undersigned'Buyer acknowledges reedpt of this Disclosure Statement.Bayer acknowledges that this Statement is not a SO warranty and that,unless stated otherwise in the sales contract,Buyer is purchasing this property in its present coadlffon.It sea is Buyer's responsibility to satisfy himself or herself es to the condition of the property.Buyer may request that the property s2 i be luMectecl,ggait,R�aa`yer's �`j �me and by civalifted professionals,to determine tine condition of the struetme or its campoments. s�.a BUYER 47AlVV41ti P e " sLt IDh iii i sea BUYER DATE S24 BUYER, (DATE SPIS Page p of$ Pr*&v vlAl¢1pFprnSWEOU&1070 FRam,kV*Rma.FrAW,M is.4W24 ye"- Lr a4f.WID James sta"d ClememIly spsakimg the Real fisrste So Ian Disclosure,Law requires that before an A+re-auent of sale is signed,the aeIIex in a aemidan- . tial rCal estittn hassle:must make certain disclosures regarding the property to potential bosons in a form da6mad by the law.A rail dentist real carafe transfer is(lefaanarl as a sale exchsitge,installment sates contact lease with an option to bay,grant or other itansfor of an interest in real property where NOT LESS THAN ONE AND NOT MORE MAN FOUR RESIDENTIAL DWELLING UNtM are involved.The Law defineS a number of exceptions where the disclosures do not have to be made: t. Transfers that are the result of a oo-an order. 2. Transfers to a mortgage lender that result from a buyer's default and subsequent foreclosure sales that result from default 3. Transfers from a co-owner to one or more other co-one. 4. Transfers made to a spouse or direct descendant 5. Transfers between spouses that result from divorce,legal separation,or property sattioment 6. Transfers by a corporation,parmtrship or other association to its shareboiders,partners or other equity owners as part of a plan of liquidation. 7. Transfer of a property to be demolished or converted to non-residentiai use. 8. Transfer of unimproved real property. 4. Txansfara by a fiduciary during the administration of decedent estate.guardianship,conservatorship or trust. to. Transfers of Crew constriction that has mover been occupied when: a. The buyer has received a one-year warranty covering the construction, b. The branding has been inspected for compliance with the applicable building code or,if Home,a nationally recognized model building code;and c. A certificate of occupancy,or a certificate of code compliance has been issued for the dwelling. In addition to these exceptions,disclosures for condoudnimas and cooperatives are limited to the Seller's particular units}:Disclosures regarding commonmeasor facilities are not required,as those elements are already addressed in the laws that govern the reaale ofoon. domin➢um and cooperative interests, i _ t r i " G' t seltes's Initids t Date '� '24,• l 3l 3 -SPD Notice$I of I Barees 3aiaihlo 2L/�hate 6, „ Pretiv rJ wim r19GOrr2QbY aproau ISO"Fift.Pao Road Racer Mmhgen 4W26 i3RrL5$rS'wN2rt °e OMB Approval No.2502-0265 A- Settlement Statement (HUD-1) B.Type of Loan 8.Mortgage Insurance Case Number 1.__ I FHA 2, RHS 3.N Can,Unins. 6.File Number. 7.Loan Number: r: 4.[]VA 5.Ej Conv.In G Nets:This form is turn sit to give you a statement of actual settlement costs.Amounts paid to and by the settlement agent am shown.Items marked '(p.o.c.)'were paid Outside the closing:they are shown here for informational p noses and are not included in the totals. D.Name&Address of Borrower. E.Name 8 Address of Seller: F.Name 8 Address of Lender. ANTONINO PURPURA SCOTT M.STEWART,EXECUTOR ORRSTOWN BANK ESTATE OF JAMES R.STEWART 107 W.MAIN STREET 2695 PHILADELPHIA AVENUE MECHANICSBURG PA 17055 CHAMBERSBl1RG_ PA 17201 G.Property Location: H.Settlement Agent: I.Settlement Date: - DAVID R.GALLOWAY,ESQ 717-697-4650 54 E.MAIN STREET 5/15/2014 606 S.MARKET STREET _MECHANICSBURG PA 17055_ Place of Settlement MECHANICSBURG PA. 17055 54 E.MAIN STREET MECHANICSBURG PA 17055 100.Gross Amount Due from Borrower 400.Gross Amount Duo to softer 101.Contact sales price 115 000.00 401.Contract sales price 115 000.00 102.Personal property _ 402.Personal property 103.Settlement charges m bonovmr(line 1400) 3,634.25 403. 104. 404. 105. - - _ 405. Adjustments for Items paid by seller in advance _ Adjustments for Items paid by seller In advance 106.City/w.taxes to _ 406.City/town taxes to 107.County taxes 5/512014 1012/31@014 _-417.23 407.County W. 5/15/2014 te12/31/2014 417._23_ 108.Assessments to 408.Assessments to 109.SCtooL TAU SASMT4 106/20/2014 1.74_.31 1409.SCROOL TM 5/15/2014 106130/2014 174.31 110 SEWER/REFUSE 514/2014 (p6/J0/2014 63.69 41, MyRFAIREFUSE 5/15AOW 106/30/2014 63.69 to 411. to 112. 412. -- _ 120.Gross Amount Due from Borrower 119 289.48 420.Gross Amount Due to Seller - 115 655.23 200.Amounts Paid by or In Behalf of Borrower Sao.Reduc ons In Amount Due to Seller 201.Deposit or earnest money 5,000.00 501.Excess deposlt(see instructions) 202.Principal amount of new loans) _86,250.00 502.Settlement charges to seller(line 1400) 7,890_00 203.Email,loans)taken subject to _ 503.Existing loan(s)taken subject b 204.ASSISTANCE FROM SELLER 3,000.00 Soo.Payoff of first mortgage loan 205. 505.Payoff of second mortgage loan _ 206. 506.ASSISTANCE TO BUYERS 3,000.0 207. - 507. 208. 508. 209. 509. R215. ents for Items unpaid by seller Adjustments for Items unpaid by seller ttonn taxes to 510.City/town taxes to unty lazes - to 511.County boost to sessments to 512.Assessments 10 to 513. to to 514. to to 515. to 216. _ 516. 217. 517. 218. --- --_�--�� 518. - 219. --�-- 519. - --- 220.Total Paid byllor Borrower 94,250.00 520.Total Reduction Amount Due Seller 10,890.00 300.Cash at Settlement humM10 Borrower 600.Cash at Settlement tolfrom Seller 301.Gross amount due from borrower(line 120) 119 289.48 601.Gross amount due to seller(line 420) 11L.655.23 302.Less amounts paid by/for borower(line 220) ( 94 250.00) 602.Less reductions In amount due seller(line 520) ( 10 890.00) 303.Cash 9 From 0 To Borrower 25 039.48 803.Cash N To From Sulfur 104 765.23 The Public Reporting Burden for this collection of information is estimated at 35 minutes per response for collecting,reviewing,and reporting the data.This agency may not called this infor ialion,and you are not required to complete this form,unless it displays a currently valid OMB control number.No confidentiality is assured;this disclosure is mandatory.This is designed to provide the parties to a RESPA covered transaction with information during the settlement process. Previous editions are obsolete Page 1 of 3 HUUl L.Settlement Charges F-50)a. Dins on of Tat- an hire AM Poo Be" S.11= r rol.$ 3,360.00 to CENTURY 21 ATTHE HELM -F - n 7S IOU.Total Read rwkqk time"I". Fun(F7- I pS'd iard 3, CENTURY 1 M2.$ 3f�(1.00 to CENTURY 21 ABETTER WAY sew, Settlement bere 4 701 Co .Mkxt che !savernent 1 6,720-001 j IN.CENTURY 21 AT THE HELM I800.Items Payable in Connection with Loan $ 431.25 (here GFE#1) 431.25 802 Your emit or charge worry)for the specific mumaut rate chosen S (fret GFE#2) 803.Your adjusted onwrfatwn�mtrges drom GFE beod" 7 dear 8N.Appraised we to (finarn GFE#3) 37:5.00 prom GFE#3) AM Tax mr0cy,to 8107.Flood sawk from GFE#3) 11450 .808. DOCUMENT PREPARATION FEE F900.fleana Re4umul by Cornier to Be,Plaid in Ad.. Easede law day in calm-late 901 -!Gl-Daily maraud charges from to /day (was CiFe#10)1 902.Mortgage insurance Premium for main.in (from GFE felt I03 Hobneceamq insurance for you.to (from 9p"#1 904. IM.Rhademass Dep---Roul effin 1001.Inwat deposit for your escrow account (from Gick _1002.Homemermes inauranw months(N$_ per month $ 0.00 1003.Mortgage Insurance months @$ per month $ 0.00 1004.Property itaxes months lk -wr-Ih $ 0.00 1005, months @$ marmoset $ 0.00 1006 a months @.S per month_,._$ 0.00 _1007 AggiregatsAbl.stment 0.00 1400-rioe chat". (fromGFC#4) 1 1.068,251 f102.Settlement or dealing fee $ 1 1 1103.Owner's tile Insurance (frman GFE 46) 1 65.251 1104.Lender's tifleinsurance PAEND.IOD300900710 $ 267.25 'e COMP 86,250,00 OHIO BAR TITLE INSURANCE COMPANY , Y� 110,0sames fore perfacy,Pmft$ 115,000.00 OHIO BAR TITLE INSURANCE COMPANY 21107.Agenrs portion of the total title insurance moisture $ 1108.Undery1wis'S Portion of the total file insurance premium $ 332.50 1109.CLOSING PROTECTION LETTER $75M 1110. NOTARY FEE $20,00 10,001 1111. FEDERAL EXPRESS MORTGAGE PACKAGE $20.00 1112. ELECTRONIC TRANSMISSION FEE --�13.So 1200.Gonearrament Recording and Transfer Charges 1201.Govemakeent ..dbq chathgea (from GFE#7) 180.00 1202 Deed!$ 67.00 bionfil 77,00 Rausbarea $ 36,00 1203.Transfer wants (from GFE 116) 150.00 1 150.00 1204.City/County Dmw$ Mortgage $ 1205. Deski Mortgage $ 1300.Additional settlement Charges 1301.Required senntses that you can shop for 1-000 1302.TAX CERTIFICATION BARRY L.HECKARD $ 1303 ATTORNEY FEES TO BOGAR&HIPP(POC)(S) 13L4_ 1;iq5. 1400.1rotal Settlement Charges(enter on lines 103,Section J and 502,Sectior,K) I"4beram Statement CERTIFICATION I he.carefully reviewed tw, I 'from matto is. accurate statement of all mcmipm and disbunnes tsmadde"V� n kbaowm I well certify that I h; i P It 1 S it[ tStatement. an }`/ CERTIFICATION Bortmes, \ out.511512014 SelleygU, D.1011512014 ANTONINO PURPUKA SCOTT M-STEWART.EXtC Somov,er,- Sold, To the best of my knowedge the HUC,1 Somewhat Statement which I have prepared is a true and accurate account of we funds which were received end have man of will be disbursed by the undersigned be part of the settlement at two transaction. Seidsneni Date: Agent ::a1e:502-20I4 DAVID ALLO.A ESQ of ups, WARNING:it is a crime to knovarwy make less statements to The United States on this or any other slimier hash.larod upon conviction can include a One and imprisonment.For details mae7 Title 18 U.S.coft Section 1001 and!Sorwom 1010. Page 2 of 3 HUD-I + rCERTIE= PROPERTY IDENTI PICATI ON NVMBERS -0787-121 - MECBANI CSBURG 1 S REGISTRY 05/15/2014 BY TB Tax Parcel No. 16-24-0787-121 THIS INDENTURE, MADE THE day of / "� in the year two thousand fourteen (2014) BETWEEN SCOTT M. STEWART, Executor of the Last Will and Testament of JAMES R. STEWART, late of the Borough of Mechanicsburg, Pennsylvania, party of the first part, and ANTONINO PURPURA, singe person, of the Borough of Mechanicsburg, Pennsylvania, party of the second part, WHEREAS, the said James R. Stewart by his Last Will and Testament, duly proved and recorded in the Cumberland County Register of Wills Office, Pennsylvania, in Docket Book 21-13- 1077, Letters of Testamentary being issued on October 11, 2013, provided, in pertinent part, as follows : LASTLY. I nominate, constitute and appoint my son, SCOTT M. STEWART, Executor of this, my Last Will and Testament. . . NOW THIS INDENTURE WITNESSETH, that the said party of the first part, by virtue of the power and authority aforesaid, in said Will, contained, and in consideration of the sum of One Fifteen Thousand Dollars ($115, 000 . 00) to him paid by the said party of the second part, at and before the ensealing and delivery of these presents, the receipt whereof is hereby acknowledged, has granted, bargained, sold and conveyed, and does hereby grant, bargain, sell and convey to the said party of the second part, his heirs and assigns forever: ALL THAT CERTAIN lot of land situate in Borough of Mechanicsburg, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point in the center of said South Market Street, corner of lot formerly of F. F. Porter and Ellen Porter, his wife, now of David S. Fry and Theresa F. Fry, his wife; thence Westward along said lot now of David S. Fry and Theresa F. Fry, his wife, one hundred sixty-nine (169) feet, .more or less, to the center of a public alley; thence Northward along the center of said alley twenty (20) feet, more or less, to a point corner of lot formerly of Fianna Scheetz, now of Ida M. Cocklin; thence Eastward along lot of said Ida M. Cocklin, one hundred sixty-nine (169) feet, more or less, to the center of said South Market Street; thence Southward along the center of said street twenty (20) feet, more or less, to the place of BEGINNING. HAVING thereon erected the Northern half of a double brick dwelling house, which said Northern half is known as No. 606 South Market Street. BEING the same premises which June L. Wright, widow, by Deed dated August 29, 1991 and recorded September 3, 1991 in the Cumberland County Recorder of Deeds Office in Deed Book H, Volume 35, Page 321, granted and conveyed unto James R. Stewart. The said James R. Stewart died September 24, 2013 . TOGETHER with all and singular the rights, liberties, privileges, hereditaments and appurtenances whatsoever thereunto belonging or in anywise appertaining, and the reversions and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, property, claim and demand whatsoever of the said James R. Stewart at and immediately before the time of his decease, in law or equity or otherwise howsoever, of, in, to or out of the same: TO HAVE AND TO HOLD the said granted premises to the said party of the second part, his heirs and assigns forever. AND the said party of the first part, does covenant, promise, grant and agree, to and with the said party of the second part, his heirs and assigns, by these presents, that the said party of the first part has not done, committed, or knowingly or willingly suffered to be done, any act, matter or thing whatsoever, whereby the premises aforesaid, or any part thereof, is, are, shall or may be charged or encumbered, in title, charge or estate, or goy.. .. ... � - -.. otherwise howsoever. IN WITNESS WHEREOF, the said party of the first part has hereunto set his hand and seal the day and year above written. . Signed, Sealed and Delivered in the Presence o£ E. (SEAL) SCOTT M. STEWART, Executor of the Estate of James R. Stewart COMMONWEALTH OF PENNSYLVANIA SS . COUNTY OF L't>,v\�lo�Lo-n k On this, the day of 2014, before me, the undersigned officer, personally appeared SCOTT M. STEWART, Executor of the Estate of James R. Stewart, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and official seal. COMMONWEALTH OF PENNSYLVANIA 'J\ � (SEAL) Notarial Seal Susan L.Houck,Notary Public Notary Public Mechanicsburg Boro,Cumberland County M Commission Ekplres Dec.3,2016 NEF1BERf PENNSYFVANIA ASSOCIAT10N dF NOTARIES CERTIFICATE OF RESIDENCE . I do hereby certify that the precise residence and complete post office address of the within named grantee is 2014 /vl�(lJ Attorney/Age for Antonino P pura - - - in ..�rzaxaiuuoa - rage a ors TAMMY SHEARER . RECORDER OF DEEDS "' 1 CUMBERLAND COUNTY 1 COURTHOUSE SQUARE CARLISLE, PA 17013 717-240-6370 Instrument Number-2b1410068 Recorded On 5/15/2014 At 2:29:08 PM "Total Pages-4 •Instrument Type-DEED Invoice Number- 161095 User ID -MSW "Grantor- STEWART,JAMES R •Grantee-PURPURA,ANTONINO •Customer-SIMPLIFILE LC E-RECORDING •FEES STATE TRANSFER TAX $1,150 .00 Certification Page STATE WRIT TAX $0 .50 STATE JCS/ACCESS TO $23.50 -DO NOT DETACH JUSTICE - . RECORDING FEES - $11.50 : RECORDER OF DEEDS This,page is now part PARCEL CERTIFICATION $15 .00 of this legal document. FEES AFFORDABLE HOUSING $11.50 COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 . MECHANICSBURG SCHOOL $575 .00 DISTRICT MECHANICSBURG BOROUGH $575.00 .. TOTAL PAID - $2,367.00 I Certify this to be recorded in Cumberland Couinty�A C rrso RECORDER OF DEEDS •-Information denoted by an asterisk may change during the verification process and may not be re0ecled on this page. Rev4683 EX+(6.98) SCHEDULES STOCKS & BONDS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TA%RETURN RESIDENT DECEDENT FILE NUMBER ESTATE OF 21-13-1077 Stewart James R All property jointly-owned with right of survivorship must be disclosed on Schedule F. VALUE AT DATE ITEM CUSP DESCRIPTION UNIT VALUE OF DEATH NUMBER NUMBER 1 1,192.443 shares of John Hancock Investment-Stock 9.61 - 11,459.38 2 618 shares of Manulife Financial -Stock 17.205 10,632.69 TOTAL(Also enter on Line 2, Recapitulation) 22,092.07 (If more space is needed,additional pages of the same size) Fonn PA-1500 Schedule B(Rev.6-98) Copyright(c)2002 form software only The Lackner Group, Inc. JHGIX Historical Prices I John Hancock Government Income Stock- Yahoo! Finance Page 1 of 2 Home Mail News Sports Finance Weather Games Groups Answers Screen Flicks Mobile I More Search Finance SealiflhWnb Marl Finance Home My Portfolio Market Data Business&Finance Personal Finance Yahoo Originals CNBC Enter Syrl Lookup Tue,May 272014,4'15pm EDT-Us Markets ere closed Dow 10 42%Nasdaq*1,22% ®j Ameridade t 15tt 0FuHr i 1 FAf utvaI nd no e/f.tyr Ccnter — - - - Get the big picture on all your Investments. J Hancock Government Income A(JHGIX) *Follow Sync yolsoo portfolio now 9.68 o.00(o.00aie) May 23 Historical Prices Get Histedeal Prices ror.0 GO Set Date Range QQ Daily Start De Sep v 24 20137 Eg.Jell 1,2010 0Weekly Scale Esinp i^a End Data: Sep v 24 2013 QMonthly ..scmu<:_lore., Q Dividends Only Get Prices Rrst I Previous I Next I Last r Prices Date Open High Low Close Volume Adj Close- Sep 24,2013 961 9.61 9.61 9.61 0 9.45 Close once adjusted for dividends and splits. First Previous I Next I Lest 1 f i Download to Spreadsheet Currency in Use. $ 9,61 Price X 1,192.443 Shares Owned $11,459.38 Date of Death Value �pb`Y`balxy Vangumi l' Ad Topics That Might Interest You... 1. High-Dividend ETFs 5.Invest in Gold 2.Penny Stocks to Own 6.Low Risk Investments 3.Best Income Funds 7.Cash Back Credit Cards 4.Top Stocks to Buy B. Free Credit Score FeetlSack ads aea y-.loons oer Nta-remre-send reemack-Yahoo l-ABC News Network http://finance.yahoo.com/q/hp?a=08&b=24&c=2013&d=08&e=24&f=2013&g=d&s=JHG... 5/27/2014 Investment Operations ® John Hancock Signature Services, Inc. Confi rmation statement INVESTMENTS_ P.O.Box 55913 Boston, MA 02205-5913 May 13, 2014 Page 1 of 1 Contact information Investment professional Not Applicable 00140 SH JHF18001 Dealer No Dealer Provided SCOTT M STEWART EXECUTOR Web site www jhlnvestments.com ESTATE OF JAMES R STEWART . JHI customer service 1-800-225-5291 28 ASHLEY DR DILLSBURG PA 17019-9415 For your information Did you know that you can reinvest all or part of your redemption proceeds* back into this account without any sales charge if we receive the deposit within 120 days of the date of the redemptOn?** Please be sure to include a written notation with your deposit that you are taking advantage of this privilege. *Must meet fund minimums **Required Minimum Distributions(RMD)cannot be reinvested. Transaction summary Fund name Government Income A Fund number 56 Account number 2171690 Account owner Scott M Stewart Executor Estate Of James R Stewart Dollar Share Shares this Shares Date Descri tion amount rice transaction owned Beginning balance OS/12/2014 Shares Redeemed $11,4$9.15'19 $9.64 1,192.443 0000 05/1312014 Dividend Cash $9 DETACH THIS CONFIRMATION AND RETAIN FOR YOUR RECORDS BEFORE CASHING OR DEPOSITING CHECK. __. rviauuurc>_ utau�iai -ruvc�wt t\c,,auuua - ru�wtti.ai i tiw i.wi�uN -��s� Symbol MFC.TO(TOR) - v Lookup Date September v 24 v 2013 v F Look Up, Results Data Requested 09/24/13 Closing Price $17.16 Volume 1,651,200 - Split Adjustment Factor 1.1 Open $17.11 _ Day's High $17.31 Day's Low $17.10 Issued and Outstanding shares at May 31,2013:1.032,895,478 Copydght©2008 MarketWatch,Inc.All rights reserved.Please see our Terms of Use Designed and powered by Dow Jones Client Solutions Intraday data provided by Interactive Data Real Time Services and subject ro the Terms of Use Intraday data is at least 20-minutes delayed.All times are ET. _ Historical and current end-of day data crowded by Interactive Data Pricing and Reference Data. Median Price :$17 . 205 No. of Shares X 618 Date of Death Value $10, 632. 69 http://phx.corporate-ir.net/phocnix.zhtml?c=73 017&p=irol-stockLookup&t=HistQuote&co... 11/4/2013 ® Manulife Financial &mputershare -t- For your future- Computershare PO Box 43006 Providence,HI 02940-3006 Within USA,US territories B Canada 800 249 7702 Outside USA,US territories B Canada 201 6806578 079103 www.computershare.com/investor III".II I-11111'I'1'I'1111'III1111111111111111 oil[is rIII 1111111111 JAMES R STEWART 325 WESLEY DRIVE APT 3104 Holder Account Number MECHANICSBURG PA 17055 C0005 84 8 1 64 I N D 1111111 II II IIIIIIIIIIIIIIIIIIIIIIIIIIIII II Record Date 20 Aug 2013 " Check Number 0000627851 SSNr 1N Certified Yes - - 001 CS0005.Dom PGINFCA 84904_58194/079103N]9103/i Manulife Financial Corporation-Dividend Payment, ; Sign up for Direct Deposit of Dividends. It's Quick! It's Easy! It's Secure! See reverse side for details. Dividend Confirmation Payment Date Class Description Participating Dividend Gross Deduction Deduction Net ShareslUnits Rate I Dividend($) I Amount($) Type I Dividend($) 19 Sep 2013 COMMON 618 $0123645 76.41 11.46 Foreign Tax "64.95 Year-To-Date Paid - 232.51 34.87 197,64 0 1 U D C M F C OGICD700031R oonxoA .MlARNING MUl1fPLE 5PrkT',FEANRE6 THE fAG 09 Wit 6HECK HAS AHL VERACKGROUND AND FL ORESdE_NT INK tHOLn UNDER 9LAL_KLiG!R TO VeM REFER T03ECURnY E11GOR5ELIERT BACKER FOR TfIIEWAiERMAPXAN0A0M110NALiEANF55 " I®Manulife.Financial The Bank of New York Mellon ss.tso Foryourfuturv- - Pittsburgh,Pennsylvania 433 PLEASE DEPOSIT THIS CHECK PROMPTLY. - - Pay to . JAMES R STEWART Check Number.0000627651 325 WESLEY DRIVE APT 3104 19 Sep 2013 MECHANICSBURG PA 17055 $****64.95**** The sum of $**`*SIXTY FOUR DOLLARS AND NINETY FIVE CENTS Compulershare s reownersewices LLC - - Authorized Paying A nt Computershere Shareowner Services LLC 480 Washington Blvd,Jersey City,N.1073101 8 s.��nn.F*mNre:Doau:o�earn. Authorized Signatures) 11'000062785111' 1:0433016011: 2 0 3 11 7 6 5 711' Rev-1508 EX+(11-10) SCHEDULE E Pennsylvania CASH, BANK DEPOSITS, & MISC. DEPARTMENT REVENUE PERSONAL PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Stewart James R 21-13-1077 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM - VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Citizens Bank-Checking Account No.6100706842. Principal balance at date of death 22,157.62 $22,157.72;accrued interest$0.10. 2 Citizens Bank-Savings Account No.6140168430. Principal balance at date of death 2,143.89 $2,143.86;accrued interest$0.03. 3 Manulife-stock dividend check- This check was in the Decedents possession at the time 64.95 of his death, but was not deposited until after his passing. 4 2004 Volkswagon Jetta GLS-VIN#3VWSK69M44M078325. Per appraisal. 4,000.00 5 Knabe Baby Grand Piano-per appraisal 2,500.00 6 Personal Property-sold at private sale 2,500.00 7 American Express-Refund 58.34 8 Asbury Communities, Inc. -Bethany Village refund _ 216.83 9 Asbury Communities, Inc. -Entrance Fee Refund 7,791.40 10 Banker's Life&Casualty Company-Refund 289.00 11 Comcast-Refund 57.47 12 Comcast-Refund 16.73 13 Erie Insurance-Refund _ 59.00 14 Erie Insurance -Refund 113.50 15 Malpezzi Funeral Home-Refund of overpayment 203.67 Total of Continuation Schedule See attached page TOTAL(Also enter on Line 5, Recapitulation) 43,142.01 (If more space is needed,additional pages of the same size) Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule E(Rev. 11-10) Rev-t5o6 fz+{1t-tu7 SCHEDULE E Pennsylvania CASH, BANK DEPOSITS, & MISC. DEPARTMENT OF REVENUE INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT - continued ESTATE OF FILE NUMBER Stewart,James R. 21-13-1077 ITEM VALUE AT DATE NUMBER DESCRIPTION - OF DEATH 16 The Sentinel -Refund 17 US Treasury-2013 Personal Income Tax Refund 874.00 18 Verizon-Refund 26.80 19 Washington National Insurance Company-Refund 39.28 TOTAL(Also enter on Line 5, Recapitulation) 43,142.01 Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule E(Rev. 11-10) aItIzens One Citizens Drive ROP 1 12' Riverside, RI 02915 November 25, 2013 James D. Bogar, Attorney at Law Attn: Jennifer B. Hipp One West Main Street Shiremanstown, PA I7011 Estate of James R. Stewart Date of Death: Sep 24,2013 SSN: 193-24-5546 Dear Sir/Madam: In accordance with your request,the enclosed information sheets have been provided in the above decedent's name as of his/her date of death. We are unable to determine if the decedent's accounts were roll-over accounts since our institution's retention is limited to seven years. Should you have any questions,please call 1-877-579-2667, option 2. Sincerely, Heather Medeiros Decedent Account Processing REF#: 61 8543 Cffizens Bank - Account Number 6100706842 Account Title .lames R. Stewart Date Opened 61611966 Account Type Checking Principal Balance as of DOD $22,157.72 Interest from Last Posting to DOD $ .10 Account Balance as of DOD $22,1 57.82 YTD Interest to DOD $4.47 Citizens Bank - Account Number 6140168430 Account Title James R. Stewart Date Opened `11/6/1980 Account Tye Savings Principal Balance as of DOD $2,143.86 Interest from Last Posting to DOD $ .03 Account Balance as of DOD $2,143.89 YTD Interest to DOD $ .90 Aucix Dos Auto. READING READING Owner of vehicle...James R. Stewart Vehicle id ......3VWSK69M44M078325 Year /make /model 2004 volkswagen jetta gls Fair market value $4000.00 Comments car is in good mechanical and physical condition. Brandon S. Burkhart Pre Owned Sales Manager ► � � ► ILL R"S sino October 30, 2013 Scott Stewart 28 Ashley Drive Dillsburg,PA 17019 Re: piano appraisal for the Estate of James Stewart Pianos Dear Mr. Stewart, ,Organs . Knboards I received four pictures of a Knabe, 5'1"baby grand piano,#160358. The piano was originally manufactured in 1958 in satin mahogany finish. Accessmies ' -I unings From the pictures the piano shows normal wear-and-tear. There are no cracks in the M(Wi,igs portion of the soundboard that was visible in the picture. I have not personally seen nor inspected the piano,but based on the pictures and assumptions of the condition of the Apf)'aisals action relative to the general condition'of the piano in'the pictures,I would place the fair Restoration market retail value of the piano and bench,in as-is condition,at$2,500.00. Refinishing This appraisal does not consti tute an offer to purchase and values may vary in other Cnnren Instruments markets_. If you have any questions regarding this appraisal,please do not hesitate to Rentals call. Sincerely, Reifsnyder's, Inc. William D. Crabtree President Enc. aua.vtu.reifsnyders.corn 1020 Dilleridle Riwid ai Hmrishwtff Pike Lancaster, PA 17603 (717) 392-7658 i (800) 64-SONGS ° Fax (717) 392-7314 Rev-1510 EX«(09-09) SCHEDULE G pennsylvania INTER-VIVOS TRANSFERS AND DEPARTMENT OF TAX TAX RETURRN N MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Stewart,James R. 21-13-1077 This schedule must be completed and filed if the answer to any of questions I through 4 on page three of the REV-1500 is yes. . ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %of DECDS EXCLUSION TAXABLE NUMBER INCLUDE OF TRANSFERS ATTACH THEIR COPY OF THE DEED FOR DECEDENT VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE 1 Equitrust -Annuity Contract No. E00001 140142F. 131,284.11 131,284.11 The Decedent's four(4)children are the named beneficiaries of this account. 2 Fidelity&Guaranty Life-Annuity No. L9157909. The 21,826.30 21,826.30 Decedent's four(4)children are the named beneficiaries of this account. 3 North American Company for Life and Health 31,238.54 - 31,238.54 Insurance-Annuity No.8000096085, The Decedent's four(4)children are the named beneficiaries of this account. TOTAL(Also enter on Line 7, Recapitulation) 184,348.95 (If more space is needed,additional pages of the same size) Copyright(c)2009 form software only The Lackner Group,Inc. - Form PA-1500 Schedule G(Rev.08-09) Fill E quiTrust. Life Insurance Company - November 22, 2013 James D Bogar, Attorney At Law Attn: Jennifer B Hipp, Esquire One West Main Street Shiremanstown PA 17011 Owner: James R Stewart, Deceased Contract Number: EQOOOI 140142F Ms Hipp, This letter is being sent to you per the authorization of Scott M Stewart, who is the Personal Representative for the Estate of James R Stewart. You have requested we forward information on Mr Stewart's'EquiTrust Life Insurance Annuity contract as of September.24, 2013, which was his date of death. The value of contract EQOOOI 140142F as of September 24, 2013 was $131,284.11. The contract was effective May 7, 2012. EquiTrust received a premium in the amount of $124,811.61 via 1035 Exchange. The cost basis on the contract is $100,000.00. Accrued interest from the contract effective date to Mr Stewart's date of death was $6,472.50. The contract was solely owned by Mr James R Stewart and is the only contract he owned at EquiTrust. Sincerely, John Cavins Sr Customer Service Representative Annuity Services EquiTrust Life Insurance Company• PO Box 14500•Des Moines, Iowa 50306-3500. 8661598-3692 FIDELITY & GUARANTY LIFE Fidelity 8c, INSURANCE COMPANY 777 Guaranty Life sM Research Drive, Lincoln, NE 68521 P O Box 82068, Lincoln, NE 68501 866-702-2194(Office) 402-479-0198 (Fax) www.fglife.com November 20,2013 JENNIFER B HIPP ONE WEST MAIN ST SHIREMANSTOWN,PA 17011 Policy: 1-9157909 . Insured: James R. Stewart t Dear Ms. Hipp: Your letter of November 13, 2013, has been received in our office. Mr. Stewart was insured under the above policy with our company. The policy was atTax Sheltered Annuity(TSA). The account value as of September 24, 2013, was $21, 826.30. The policy was issued on June 11, 2007. If you have other questions,please let us know. We can be reached at 866-702-2194 Option 5. . Sincerely, Claims Department/mr Fidelity and Guaranty Life Insurance Company . Fidelity&Guaranty Life Is the marketing name of Fidelity&Guaranty Life Insurance Company and,In New York only,Fidelity&Guaranty Life Insurance Company of Newyork.Only Fidelity&Guaranty Life Insurance Company of New York is authorized to sell Insurance and annuities in New York. Cw North American Company for Life and Health Insurance Since 1886 A member of fl a Sammons Financial Group November 22, 2013 JAMES D. BOGAR ATTORNEY AT LAW ONE WEST MAIN ST SHIREMANSTOWN, PA 17011 **732 Letter** Re: James Stewart,deceased Policy: 8000096085 Beneficiary: Scott Stewart, Kristen Stewart, Amy Stewart-Hilmes,Daniel Stewart Dear Mr. Bogar: This contract is an Annuity. Below is the information that is needed to complete the estate tax return. Decedent: James Stewart Social Security Number: 193245546 Date of Issue: 12/12/2008 Type of Contract: Non-Qualified Date of Death Value (as of 9/24/2013): $31,238.54 If you have questions, please call us toll-free at 877-880-6367. We are available Monday through Thursday from 7:30 am to 5:00 pm(CST) and Friday from 7:30 am to 12:30 pm(CST). A service professional within the Claims and Benefit Department will be happy to take your important call. Sincerely, Angie Potter Claims and Benefit Specialist Claims and Benefit Department Annuity Division. P.O.Box 79905 •Des Moines;Iowa 50325 Phone: 866.322.7069 -Fax:866-321,7071 REV-0511 Ex+)19-09) pennsylvania SCHEDULE H DEPARTMENT OFREVENUE FUNERAL EXPENSES AND RESIDENT NDECEDENT TURN ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Stewart, James R. 21-13-1077 Decedent's debts must be reported on Schedule I. ITEM - NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: See continuation schedule(s) attached 599.41 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions _ Name of Personal Representative(s) . Street Address city Zio Year(s)Commission Paid 2. Attorney's Fees Bogar and Hipp Law Offices 8,400.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zio Relationshio of Claimant to Decedent 4. Probate Fees 458.50 5. -Accountant's Fees 6. Tax Return Preparer's Fees - 7. Other Administrative Costs 19,700.44 See continuation schedule(s) attached TOTAL(Also enter on line 9, Recapitulation) 29,158.35 Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev. 10-09) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Stewart, James R. 21-13-1077 ITEM NUMBER DESCRIPTION AMOUNT Funeral Expenses 1 Custom Design Monuments-monument engraving 130.00 2 Harmony Grove Cemetery-fee for grave opening 125.00 3 HB Culpeppers-funeral luncheon 50.50 4 Nap Pattis Bar, Inc. -funeral luncheon 293.91 - H-A 599.41 Other Administrative Costs 5 Barry L. Heckard,Tax Collector-tax certification fee 10.00 6 Barry L. Heckard,Tax Collector-real estate taxes _ 662.12 7 Borough of Mechanicsburg-sewer and trash 126.00 8 Borough of Mechanicsburg-sewer&trash . 138.60 9 Borough of Mechanicsburg-sewer&trash 126.00 10 Bureau of Motor Vehicles-title for car 22.50 11 Century 21 A Better Way-realtor's commission 3,360.00 12 Century 21 At the Helm -realtor's commission 3,360.00 13 Citizens Bank-Service charge and checks 11.99 14 Citizens Bank-service charge 2.00 Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Stewart,James R. 21-13-1077 ITEM NUMBER DESCRIPTION AMOUNT 15 Citizens Bank-service charge - _ 2.00 16 Citizens Bank-services charges and checks for February through April 39.44 17 David R.Galloway, Esquire-Notary Fee 10.00 18 ENT Surgery Group 10.00 19 Exxon-final credit card bill 33.99 20 Forte Insurance 155.25 21 Keystone Oil _ - - 584.85 22 Keystone Oil 51.75 23 Keystone Oil 249.00 24 Keystone Oil 409.90 25 Keystone Oil 399.90 26 Keystone Oil 98.00 27 Marshall Saks,CPA-2013 Personal Income Tax preparation - 350.00 28 Nick Bianchi-electric service repairs 2,100.00 29 Oakwood Oncology Center 10.00 30 PPL 21.93 31 PPL 37.08 Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Stewart,James R. 21-13-1077 ITEM NUMBER DESCRIPTION AMOUNT 32 PPL 20.25 33 PPL 19.36 34 PPL 20.33 35 PPL - _. 26.54 36 PPL 19.38 37 PPL 13.12 38 PSERS - 4.76 39 Recorder of Deeds -Realty Transfer Tax 1,150.00 40 Register of Wills-Short Certificates 25.00 41 Register of Wills-Short Certificates 15.00 42 Reifsnyders-piano appraisal fee 53.00 43 RESERVES: -Costs to conclude.administration of estate, including preparation and filing of 1,500.00 Fiduciary Income Tax Returns 44 Seller's Assist-paid at real estate settlement 3,000.00 45 Spirit Physician Services 10.00 46 Spirit Physicians 10.00 47 UGI - - 29.38 Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Stewart,James R. 21-13-1077 ITEM NUMBER DESCRIPTION AMOUNT 48 UGI 13.00 49 UGI 15.19 50 UGI - 14.22 51 UGI 11.99 52 UGI 12.89 53 UGI 12.02 54 UGI - 8.63 55 United Water 11.42 56 United Water 11.59 57 United Water - 11.42 58 United Water 11.54 59 United Water 11.54 60 United Water 11.54 61 United Water - 17.82 62 United Water 11.56 63 United Water 3.85 64 US Postal Service-postage 9.20 Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev.6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Stewart, James R. 21-13-1077 ITEM NUMBER DESCRIPTION AMOUNT 65 US Postal Service-postage _ 9.20 66 US Postal Service-postage 9.80 67 US Postal Service-postage 6.79 68 US Postal Service-postage 8.50 69 Verizon-phone bill 55.63 70 West Shore EMS 865.18 71 - Westfield Insurance - 123.75 72 Westfiled Insurance 123.75 H-B7 19,700.44 Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98) REV-1610 E%.(0140) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES p INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ' ESTATE OF FILE NUMBER Stewart,James R. 21-13-1077 RELATIONSHIP TO NAME AND ADDRESS OF - SHARE OF ESTATE AMOUNT OF ESTATE NUMBER PERSONS)RECEIVING PROPERTY DECEDENT (Words) ($$$) Do Not LWT�.IW I I TAXABLE DISTRIBUTIONS [include outright spousal distributions,and transfers under Sec.9116(a)(1.2)] - Amy Stewart-Himes Daughter Twenty-five 1.11 Charles Blvd. percent of rest, .Sinking Spring, PA 19608 residue and remainder David M.Stewart Son Twenty-five 517 Jackson Street,Apt 303 percent of rest, Hoboken, NJ 07030 residue and remainder Kristen F.Stewart Daughter Twenty-five 525 Haldeman Blvd. percent of rest, New Cumberland, PA 17070.. residue and remainder Scott M.Stewart Son Twenty-five 28 Ashley Drive percent of rest, Dillsburg, PA 17019 residue and remainder Total Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet as 3DDrop riate. NON-TAXABLE DISTRIBUTIONS: - - II. A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEE Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule J(Rev. 01-10) LAST WILL AND TESTAMENT I, JAMES R. STEWART, of the Borough of Wellsville, County of York and Commonwealth of Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this as and for my Last Will and Testament, hereby revoking and making void all former wills and codicils by me at any time heretofore made. FIRST. I order and direct that all my just debts and funeral expenses be paid by my Executor, hereinafter named, as soon as conveniently may be done after my decease. SECOND. I give, devise and bequeath all the rest, residue and remainder of my estate, real, personal and mixed, whatsoever and wheresoever situate, in equal shares unto my _`;children, namely: SCOTT M. STEWART, KRISTEN F. STEWART, ANY STEWART-HIMES and DANIEL M. STEWART, share and share alike, absolutely and in fee simple. Should any of my children predecease me leaving 'lawful issue to survive me, then I order and direct that the share which such deceased child would have received had he or she survived me shall be paid over and distributed unto his or her said lawful issue per stirpes, said issue to take the ancestor's share by representation and not per capita. THIRD. I nominate, constitute and appoint my son, SCOTT M. LAW OFFICES STEWART, Guardian of any property which passes either under ' MARLIN R. McCALEB this Will or otherwise to a minor and with respect to which I am authorized to appoint a Guardian and have not otherwise specifically done so. Such Guardian shall serve without bond and shall have the power to use principal as well as income from time to time for the minor's education, support and welfare without regard to the ability of said minor's parents, or any persons taking care of the minor, to provide for such education, support or welfare; or to make payments for these s purposes without further responsibility to the minor, the minor's parents, or to any person taking care of the minor; or, in the event the sums held by the Guardian for any minor become, in the opinion of the Guardian, too small for proper � . and efficient administration, to deposit such funds in an interest-bearing account on behalf of the minor. LASTLY. I nominate, constitute and appoint my son, SCOTT M. STEWART, Executor of this, my Last Will and Testament, but if for any reason he shall fail to qualify as such Executor or cease so to serve, then I nominate, constitute and appoint COMMONWEALTH NATIONAL_ BANK, of Harrisburg, Pennsylvania, to serve in his place and stead, each to serve without bond in this or any other jurisdiction. IN WITNESS WHEREOF, I, JAMES R. STEWART, have hereunto set my hand and seal to this, my Last Will and Testament which consists of three (3) typewritten pages to each of which I have LAW OFFICES IARLIN R. McCALEB -2- affixed my signature this —Z'L day of A.D. , One Thousand Nine Hundred Ninety (1990) . c �C�� ✓ :, /j (SEAL) The preceding instrument, consisting of this and two (2) other typewritten pages, each identified by the signature of the Testator, was on the date thereof signed, sealed, published and declared by JAMES R. STEWART, the Testator therein named, as and for his Last Will and Testament, in the presence of us, who, at his request, in his presence, and in the presence of each other, have subscribed our names as witnesses hereto. LAW OFFICES 1ARLIN R. MoCALEB -3-