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HomeMy WebLinkAbout14-3714 r . MARO & MARO P.C. By: Robert A. Maro, Esquire ry t }Fr Attorney I.D. No.: 89585 1115 West Main Street y� �'" � �`►�`��;(I''' Norristown, PA 19401 (610)275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: 9 3 71 Ll C'U Originations, LLC and A. Johnson JOINT PETITION FOR PARTIAL TRANSFER OF STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000,ET SEQ. TO THE HONORABLE JUDGES OF SAID COURT: And now comes your petitioner, J.G. Wentworth Originations, LLC, by and through its attorneys, Maro & Maro, P.C., and joint petitioner, A. Johnson, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. Petitioner is J.G. Wentworth Originations, LLC. ("Buyer" or Transferee"), with an office address located at 201 King of Prussia Road, Radnor, Pa 19089. 2. Joint Petitioner is, A. Johnson ("Payee"), an adult individual who resides in the County of Cumberland. Any and all notices can be sent to 201 King of Prussia Road, Radnor, PA 19087. 3. This Joint Petition has been verified by the Transferee, J.G. Wentworth Originations, LLC. and the Petition includes all necessary information as prescribed by PA R.C.P. 229.2(d) et al and Section 3 of the Act, 40 P.S. §4001 et seq. 1d3. U J ab 1 � 3 &)) 7) i J 4. Pursuant to PA. R.C.P. No. 229.2(d)(3)there are four(4) attachments incorporated herein as follows: a. PA R.C.P. 229.2(d)(3)(i) Payee's Affidavit in Support of Petition. Please see Attachment/Exhibit "1"; and b. PA. R.C.P. 229.2(d)(3)(ii) An Initial Order of Court Scheduling Hearing; c. PA. R.C.P. 229.2(d)(3)(iii)A certification by Robert A. Maro, Esquire, attorney for transferee, J.G. Wentworth Originations, LLC.; and d. PA. R.C.P. 229.2(d)(3)(iv) A Final Order of Court Granting the Petition. 5. Joint Petitioner, A. Johnson, is the beneficiary of an annuity owned by MetLife Life Insurance Company of CT and issued by MetLife Insurance Company of Connecticut. The structured settlement provides payment to the petitioner as described on Attachment/Exhibit"2". 6. Joint Petitioner, A. Johnson, after having the opportunity to have independent counsel review the agreement; knowingly, intelligently and voluntarily waived his right to independent counsel. A copy of the waiver report is attached hereto, incorporated herein and marked Attachment/Exhibit"3". 7. Joint Petitioner, A. Johnson, proposes to enter into a purchase agreement with J.G. Wentworth Originations, LLC., its nominees, successors, or assigns, whose address is 201 King of Prussia Road, Radnor, PA 19087, who will purchase the following from Petitioner's structured settlement as follows: A) 1 payment of$15,000.00 on April 30,2015 B) 1 payment of$15,000.00 on April 30,2016 C) 1 payment of$15,000.00 on April 30,2017 D) 1 payment of $15,000.00 on April 30,2018. 8. The structured settlement is currently owned by MetLife Life Insurance Company of CT and issued by MetLife Insurance Company of Connecticut, and the net amount in return payable to A. Johnson is $41,000.00 from Buyer. A copy of the Purchase Agreement, Exhibit"A"to the Purchase Agreement and Disclosure Statement is attached hereto, made apart hereof, and designated Attachment/Exhibit"4". 9. The net amount payable to the payee after deduction of all commissions, fees, costs, expenses, and charges is $41,000.00. 10. Based on the net amount that the payee will receive from this transaction $41,000.00 and the amounts and timing of the structured settlement payments that would be assigned, the payee is, in effect, paying interest at a rate of 17.81% per year. 11. The Buyer furnished A. Johnson with a Disclosure Statement pursuant to 40 P.S. 4003 (See Attachment/Exhibit"4") at least ten(10) days prior to the date on which A. Johnson first incurred any obligation to the Buyer. 12. PA R.C.P. 229.2(b)requires the petition to be filed in the county in which the payee is domiciled(See also Section 4 of the Act 40 P.S. §4004). PA.R.C.P. 229.2(c) also requires both the Transferee and Payee to be parties to the Joint Petition. Both requirements have been fulfilled herein. 13. Written notice of the Transferee's Names, address and taxpayer identification number has been given to the Annuity Issuer and Structured Settlement Obligor. A copy of the Notice to the structured settlement obligor is attached hereto as Attachment/Exhibit "5". Joint Petitioners wills also serve written notice as required by 40 P.S. 4004 upon all interested parties. 14. The Joint Petitioner's best interest would be served by granting the relief requested herein for the following reasons. Joint Petitioner is currently single and has no minor children. Joint petitioner has never transferred payments under the annuity in the past. Petitioner has no place to live and opposed to wasting money on rent, petitioner would like to purchase a home outright and avoid the necessity of a mortgage. Petitioner has thought about this decision fully and firmly believes that this is in her best interest. Petitioner fully understands the terms of this transaction and knowingly entered into this purchase agreement. Based upon the foregoing which shall be expanded upon at the time of trial, the transfer is clearly within the best interest of Petitioner. WHEREFORE, Joint Petitioner's respectfully requests this Honorable Court to enter the Initial Order attached to this petition which shall schedule a hearing so that Transferee and Payee shall have the opportunity to discuss the purpose and reasons for the transfer and after hearing thereon, respectfully request that this Honorable Court enter a Final Order approving the Transfer of Structured Settlement Payments Rights as is mentioned herein. Maro & Maro, P.C. Respectfully Submitted: y' By: 44/1 ' l .r7 A . esquire ttorney for Transferee VERIFICATION I, Lori Borowski, Vice President of J.G. Wentworth Originations, LLC, have read the foregoing Petition to Joint Petition to Transfer Structured Settlement Payment Rights and hereby aver that the,statements contained therein are true and correct to the best of my knowledge, information and belief. This Verification is made subject to the penalties of 18 Pa.C.S.A. Section 4904 • relating to the unsworn falsification to authorities. ton Borows i, Vice President Date CERTIFICATION OF ATTORNEY FOR TRANSFEREE I, Robert A. Maro, Esquire, attorney for Transferee, J.G. Wentworth Originations, LLC, hereby certify to the best of my knowledge, information and belief, formed after reasonable inquiry, that the Transfer will comply with the requirements of the Act(40 P.S. § 4000 et seq.) and will not contravene any other applicable federal or state statute or regulation or the order of any court or administrative authority. I, Robert A. Maro, Esquire, attorney for Transferee, J.G. Wentworth Originations, LLC,hereby verify that the facts and statements set forth herein are true and correct to the best of my knowledge, information and belief. I understand that false statements made herein are subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification of authorities. ‘-2-1--/ y.dir Date ' • A. aro, Esquire Attorney for Transferee, J.G. Wentworth Originations, LLC MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: Originations, LLC and A. Johnson CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the • Petition for Transfer of Partial Structured Settlement has been served upon the following entities via first class mail and/or certified return receipt requested and/or email on : To: MetLife Insurance Company of Connecticut J.G. Wentworth Originations,LLC Attn.Legal Dept/structured Settlements 201 King of Prussia Road c/o MetLife—MRMR Radnor,PA 19089 2025 Leestown Road- Suite J Lexington,KY 40511 A. Johnson MetLife Life Insurance Company of CT Attn. Legal Dept/structured Settlements c/o MetLife—MRMR 2025 Leestown Road, Ste. J Lexington,KY 40511 Date: C'�,�� By: i o:P . aro, Es'uire Attorney for J.G. Wentworth Originations, LLC MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610)275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of JG Wentworth • NO: Originations,LLC and A. Johnson Entry of Appearance TO THE PROTHONOTARY/CLERK OF SAID COURT Enter my appearance on behalf of: JG Wentworth Originations,LLC. Papers may be served at the address set forth below. Respectfully Submitted: Maro & Maro, P.C. BY: 1117A17/ 'o r A. Ma o, Esquire Attorney I.D. No 89585 Maro & Maro, P.C. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600(office) (610) 275-9666(Fax) t t , ATTACHMENTIEXHIBIT "1" RR'Ct 8-5';14 • kayee's Affidavit in Support of • Petition. Struetured 1,/ the payee,verify that the statements below are true and qprtct; • Payee's narneadittesg-and age;111111ohnson,111111111.111111111111111.1 1, MHttt18tittic • . . . • lylanied;' Marriet, ,Separated piVoreeti • • • Ifx.Pigried;Pr'Separateci,name of spouSe;N/A• • •Sipnr•Ohiltfrenail..Ofher::dependents ane ,ages,and•places nfTesidence:NONE • • - • • - - • . • • „: ;. . Payes monthly income and Onrees:: 1 am currently unemployed and t.00eiY.P.'0Z1•1PO.Pfilly from SST 1 am a f611Orrkp's* V.... 4. Chilit support,alimony-or allinony pendente lite: . „ • .., Obligation to pay: Yes X No, „ If yes,state the amount of tboobligation,to whom payable,and whether there are aarages none • • PreyjouS tronSferr. Complete the below for competition deals 0:4.0 BUCKS COUNTY if 4GW Amoral, If prior transfers were with,.107tiv then just type'See Exhibit,"A". • He yen previously Wed a petition to transfer payment rights un4er the • structured settlement that is the subject of this petition? Yes XNo If yes, for each petition that you Wed, . . (a) If the transfer was submitted for cOurt approvaLlist the coUrt,the case caption and case-number,and state whether the ,coptt approved or disapproved the transfer; If the transfer Was ()POP (1) State the name of the transfer andidentikaiStingdue autos and:payment amonnt(4)tho pp-Bents hwolyed:ihjhe itatiSfer • State arn.ourit of rtiOneyand t mannettu Wok the-Money •. • Wa..4.'Wed:: • (0) .•tfaVeyou.e.Ver transferred payinentswithOat eOurt approval?If so,please explain:No iteasonsi'Or tranSfir,1 1 NyIlkis:C the full:Itimp-sUM of$4.1;00,00 to puts home toiivehi bittalsO use as an investment for the future. 1 am on:the verge of being evicted'. finm my.current home and I Will have nowhere to'live accessing my.kailuitY payments will allow me to purchase a home to live in. I will use:the lump sum to purchase the horneirt cash so I det.not have a.mortgage payment. I.finish school .04 plan t $tr.t:Werling this ant-inner. 7. •Pornent of debts.: If you seek the transfer in order to pay debts,list each debt,including the name of the creditor and the amount presently owed: Debt Creditor ArnOtint-Owed I currently do notowe any•debts. • Verification I verify.that the.statements?made in this:affidlavit:are:true and correct.Iinder tand that.false ttaternenta.herein.are made subject to the penalties cif<18P.the,S.,§A904;.relatirig rimillimilimilimilmillimilmilimill.1111.111.111111.1.1111.111.111111.111.111.111.11111111.111.11.111111.11.11.11.111.11.11.11111.1110. it v t fal5lf%atk ri to'authr►r ties:. ATTACHMENT/EXHIBIT "2" k 4 44.40 05/29/2014 02:54 7175329265 HENRYS • PAGE 14/14 • • co • • . • CONTRACT BPECIFIcATIONS (CONTINUSp) C) tf) L" CONTRACT NO. 111111111111111 co PAYEE BENEFICIARY MATEO' eig.i.$0. mEARN sURTNG LIFE ' 4111111uOSON mo JOINT mEASURINO LIFE 00. GA do ANNUITY PAYMENT pnrixop CERTAIN ANNUITY * • GD $15,000..00 ANNUAL .PBRIop CERTAINANNUITY COMMENCING oN 04/20/2014. ' to PAYARLR FOR S PAYMOT(S) CRRTAIN WE WILL PAY A TOTAL Oe 5 PAYMENTS. IF THE MEASURING LIFE DIES BEFORE 5 PAYMENTS HAVE Heim MAD , THE REMAINING PAYMENTS WILL CONTINUE TQ THE BENEFICIARY. PAYMENTS WILL CEASE AFTER 5 PAYMENTS NAVE BEEN MADE. tCO • • 1:) • • • cc3» IT C1;, itSr fi ,X11133 ATT A • '* I ;e' t � / I /+ • Account ID: 092,20 eq$01.00,a:1144km [sTi,f.r.rpyi'm...9?..pROVSSIONAL.REPRESENTATION:. P•1 ,t-cirspE#Iiet.:B AOP.Box BiBelow... Aftdr yolkhave md 70.0r.obsON,...10./NAMpATA tit4 appropriate 1.4w4g.witgro.Irne YOU.61-IQULD SIGN.orgiiiAi4t ho)c_:-THE BOX YOU HAVE CHOSEN, WZNTWQ4111,ORMNA',;(79,NO; V119.811q114;kr tt40-;000.0.0I0J140*lt:NPVITT•tt()11:#,.j., ItArgt$0041191,4 tONC.OtlitNG.T0I at;AL,p.Ax.ANDiott.plustlAt, fafuog.tu-A$. .vu.u...,ymrioozgr.AND.Tot:ptrgcftgvo *,013.1rommitAN4 trAimp v4VIACATI05M OF TIM TRANOLO;INC.LVANgIXOTAX: :RAMIFICATIONS OE THE OAN§PER AND.,I DO NOT WISH TOStpc:61.11s:StICit INDEPE ENT rROVASSIP.N.M-i,MAt!,,A*4110N.;. 06. .6 tit P:4:0 1 •• . • , • „ • s ,• .• • , • . • .• IoAVE.otitAttelliNDtPMENT REPRESENTATION AND.I-PULLY'UNDERSTAND . .„ .„ .„„ TII.E•LEO,AL,,IAN,Amipiti:nsimiom.:::Imkta-cArm,N,s,OF THE TAA:Nmetmpfij TUE 111 :4470,A*A0.130 AND TUE RELATED pocinioNt4. IWAS NOT .RAFER:AtTitiyyly;:k.:•ItoirEsSit5NAL-ADVIS0R BY,IGW. THE NAME Ol MY . PROPESSIONAL ADVISOR;IS SET PORTII BELOW: ••• . • alliptact$04:' : Date . , To.Re CooviOei4By Prefessionett Advisor •Ofioi luive•silMed B B Alibve Nameoti)tofessilmill Attorney it)o' none Ntoriberf . . . Mdress: s , ,. . lwe.'penonAlly.met With and provided independqnt professionat advice to in respect°rifle Purchase Contract with JUW. and.the transaction contemplated thereby. Ashley1ohnson was referred to me by the iereleSsinnal!s Signature Date ssc_page_sates *.'-'2,011 Oritinat ions,1..{..e • ATTACHMENT/EXHIBIT "4" ..4„ • • • • •. • •• i• . . • . • . . . • m0=1 pi'88940. P1J4fRASK.-CONTRACT •-• ,• • • •• • • This is a Purchase Contract("Contract")...fer t4p 000 of structured settlement payments between. 41110lOhnson(You,Your),•and J.G. Wentworth•Originalians, LLC,(We„Tie;Our) 399 Howard Iiug4tsPArkway:,.Suite 2$0,:tos•NiAgAli 14Y .16.4...-6.7.54.„ . . . A In „ . • . . . .• ••. • • ....... , . • . . . . . . OACKGROVNO• Ontiet4i.citt:with,thA.rpsettitipp of a:past:441 rn.jtry cajtt )".pt!,oF,S.tappoo_ signedac.gbg't:01.,:ym. • • .SettleMentAdreeMent that.entittes•Y64.1PiA4Niii.cAttailt:figooliayi.l..*64('l§..40.maritPA00tite"), aderiecling to•li set-seliedttle. •. • . ...... . . , • .)3,. J C$POP1"ticlitPay.titor0are being.044 ta*04.4ain.ea EninliktfOlf01.("Annuity ritn'elteSed'hy-the Person ,tesponaibleIor making the$ettlement Paymenti to You obitgoel, • • •Itat4t.thaq.wait for tiwSstUetnert.Payments to bt made to You itt ho future You warit;to.$01 all or seine of those *0Attieht•Payinents rpotchtisAtt Payments”)to Us ilobi.*iioputt4 .• D "T*.:cINT:Mct CONTAINS AN.AEDITEATIONTPR0.y11pvviwit ivii:p110.ULD DEAD CAREFULLY,AS IT WILL:HAVE A SUBSTANTIAL.IMPACT ON BOW DISPUTESDETWEEN YOU AND,: WARE.RES.OLVkp., • •• , , , „ . ... ........ .... • ..cariOilwiii.da)4edilil this Cataract haveSpeCifie rneani*,:aliewn,below. • Affltiaie• • An entity controlled by,controlling,or.under common control with,another entity. ., . . . Annuity Pohc The policy purchased by the Obligor la ensure that the Settlement Payments are made to You as requited by the Settlement Agreement:.• • • . . 0Asjiti..0AA Ittteti is :AnyclootipApts...0Acq4sa:cY ta.cerry4O'llt,the purchase titthekurtlia§e4•Pi4mOtil$,•0-kor . than the"Contract or Contraet-Doeumenta".as.d.efi ried:below,. • Conttfatt,:of Otntrtiet . 1mont CoLlectively,o.r.o.kma.scontract and the Diap19.awc atateinent, • cP014',A.c.I.Pate The date.Y our signature at the end of this Contract is notarized: •However,if Youhappen • to sign.this Contract before the number of days stated At the end.of Your.Disloeure • • Statement for waiting has passel„You will have,no obligation under,Your COtttect.Until thattimehas passed. • Court Order klegally binding/Wing issued by a judge or properly empowered administrative officer, approving the sale of the Purchased Payments to Us-("tourt Approval"). Disclosure Statement • The document which ileptit4,s for Y.ott,the:Piirebased Payments,expepses,-Parchoe Price and various other disclosures: • Eticnrillwance Any claim,right, lien, .loan,or restriction, In add-nil:43 this includes any limits on rights,of ownership(such as.the use,voting,transfer,rectii3t.of income,etc.). lonutling Date . T.he'date We pay You the•Net Purchase'Prim • Issuer The insurance company that iSsued the Annuity 97/12e.11 .02011 J.G.Weniworth thiginations,1.11.: , . . . , • . . • , ' . .. , . .• . . .. ,• . , . . . ... . Account:lb::0920 Obligor. The Persen.whois.ohligeted to inahe,payinents.,.te Y011-101APr the$01,110.1P..1).t:Agreq)1A41, Party tine of Yu.er.Us,Parties means both You and Us. • . . . . .. ...... e.. .• lo.s-.4.o..: 'Any natural person or legatentity. ' • . • • • . . • . Purchased Payments Oulythose-certain payments,that We are frorn•Yon-Under this Contract . . . :. . 1,0.0.20.i:voio:. . . . . . . ., ,... . , . • .•• . -9'ili;svf:o.o-.010tt-.61ct. Th4.amount-AMVII•as the"gross amount payable to'the se ller(YoUr on qle-t).isObsur.e, '' • ,,.. ...... ..... ,„. .• . Statement is Stlin:Weilavo:agreed:IP parYeti.$ifOre.lin)...ife4i.104Yn4:as sot . . forth in the 'Contra;40Oen0:10ntitl. . • . . . i • Net'kw;i•C hinse Priee.. Theomounl..ShOWniiS-the!4:06i.pin049!--pqi.-1.1*,19,,,tb..O.$.01.6r COAP.).on ih -,:P0491C . . Statement..1114 is,the$0)W. ..h4v.c.fi*4'.04,P'P4)i'i44".:0e43)Y.°4000i6110:iliiei,farth' • in the Contrnet.tituments ' , . . . . . . . . . . • . ' Agreement$.'f0.1011:1e.n4:: . Iii agreerneotthat YOu.and-,the Obliger tilf04.0.0..reseiVe Your personal -claim -:,• --,i.',''.- .-•-:,,:,.- - - ' • •" • •' -'— . .. . , .• .. – • • Setif elneni.,tny'aunts All of the.pay ments that.the.Obligor'has.areed..to ulnic.0.'41.,.Y01.1..in-t..13.**Settlenient. Agreement. , -- ..:Vii90i;,iit-r Us 3:G. Wentworth- Qt igincitio0,Li;c;-:01,elig-,With 011 :t".it:ii:#:§neiceasOrs4*Stigns, .. . . . - . ' e---loidf-a---.0.--li .44,-Cloil Oticomoitt'iti4it- — • anti,designees.SOntie of the: oi , ,.!..,,..oe..mei ,:,..,I i . ., . .efe.r,to .• . . • is the:purchiser„ . . . . . ,,. ....... larli'Or Your . 'th.e Person named on this Contract s-first page Some of Contract Documents or. . . . . .......„. ,•.•. Closing Documents may irefer:te.You.as,:tlie seller.: • • . .. ,.., .... . ,, .. . . • .Y.94 and We-agree no.follows: ,;... • . . . •,. . 1.. $ALE.,9F.T11XLIPURcHASEDTAYME:NTS, . . ... . . ., A. Upon the signing:of:this-Contract and,subjeet toCertain cenditions r i.n0,40 iltt PO t.W.A15P,F9Vik Yottscl%•trtMafer . . assign to Us the.righttO tooiii4.the,purchased.Piymentt.snetilionily identified in the Disclosure Statenient.. . ... . . . . , . . . .0: ' We will pay You the let chase pliqc1s agreed to in the Contract Docunients,subject,to.eertaineenditiont,- • . ' including meeting Ow Uniierwritingrequirements,.Court Approval and satisfactory completion of the Closing' Decumerits:We.v.01.4 thisin.e?(change fofYou: , , i• ! seJlin the.PUrchased.Paymenta to Us; . 1• * Changing:the beneficiary'Of the Annuity.Yoliey to Your estate and not•changingit again.until,We have been paid.ail of the'Porellascd.Payments; , . . • . . ... 0 having any current berieficiaties waive their rights.to the Purchased:Payments;•and . . . . • fulfilling Your promises under this Contract. . . C. If We are buying only a portion of Your payments,this will have no effect upon Your Eights in the unsold portion You will.continue to receive the-urn;old puOi.Un unless You tiave:aireaily:014,01:..enournhered•itio portion. liew.ever,sometimes the issuer,the Obligor or the eourt may require'Usto:reeeive the entireomoUnt of Your • payment...'If so,We will then forward the portion.of the payment still due to You and Yotrhereby agree to this payment serviCing•arrangemcnt.• . 2. pliRcH.ASEPRICE. . . . • A. The Gross and'Net Purchase Prices are shown on the Diselosure Statement and are fair and acceptable to You and Us. . Nip; 0.1,1,21.12. co 2011 1.0,Woliworth Originations,LIC • ' • . . . . • • • • • • . .. • • . , -Aer7oupt'IDf VISO) • • • • . , ••• WwlipayYou.the Not Purchast.Pri in.the manner.You designate for Us. ' C Before we pay You,You agree that We will ad just fee the fellov,vintrinionnts,•if upptwuble • Purchased Payments On'.4,0 boye:.:4'.0,e0y,pil4fY*00.111e•At the Purchased • • x4.:02-04 tham If 144411,oti*4..8io In deduct the amtiutt of-t)to*a • Purchased Payments • • a. • Holdbacks.-Due pfi,..!.s0419'10.0.0.01.40.1gyettlegjnig'..tcf0414eP,p.tellase4f'„Ifym94.0:1q.k.' instead 0Y.,4iii.,.W.0:801):X01)1.#444.<0040#444.1441441!10.0.100kw000ctlor0oP*41:tivvP • • post Court AktiroVok that are itne.'43fhtn3ctiia$?-snfthe tutt41.1Ttliate.-It•We443e4t1000y receive thele • particalin r Purchased tayments dirceity..,,Wcw'aretwro i,f,moioAnt of any relatediteleltniekto,Von,, • Payment of Debts Owed Lf You 4#14.4.t0•0005or taxes ortuov any jbdgments or liens against You a yoq.40.4:78Vi-.tirlf101 64e if/10400,pncl.AldRet:k10,01r00...0.)0.‘ amount We pay Yop,andYou 110,i.k.*v..!4,t US04' pe44§:.,#•#149-x%*)! v0)) • pravkie.:You Wlthrietfie knOffit5:.th-af.,..y,?0:#0401•*0 pay prmr to ectual payment , . . D; If any PPrchesO,Pllyrn.OntP are mistakenly sent to Yost after W ave paid You for.thern;You.A.olfilnftlectijitply contact Us If We then f*erroo that any(14idoc,ftor boldhacks.asset'forth above are not enough to reimburse 04 We Will advise Yon of the,amonnt YOU.CAlle US.:You.f*tee toirnmediately.send.that amount to Us.by bank or-certified-check. • ' 3 OU AEPRESENTiqloikaiOR*0.11 AN • • yc..„4teiii*nt•.and warrant to Us the fiitio)Ang You un.derstav 0-that THIS:fS.4:•SALE.ANI),..P.ZOTAIOAK: • • • ...„ . . . . . . , • B.' The Annuity Policy is in ftIII force.,You are the solo and undisputed recipient•grii)e,rigiffiothe•PurehasedPaymeatk, • . have the right to sell there.free and clear of any.Eineumbreneo:opi haVe.00proViintary•sO14 dny of the Purchased Payments*-EnlY other Person C: ybli,unoirAmil\thet Court Approval is,remulyed,for tins put-chaseandYon agree fullycOOperete'vAth up . 01313tip tliat,approval:, D, You gove„Us all Tequeatedinfortnation.:and.s/gned al fleio,t. ents peecs$0:p lo.coriptetc,the:ppretiege. • Every statement.macie.by You in the Contract Documents and.Closing pocuntents is true and.complete. • E, Nolasy div.pree decree prOth.er,legalehstaele • re- requires You to keep the Iiii(cliisc.0.Pitymd.tit$Otthttenerai of a current or frit mer spouse,dependent children, • Or-other'Perien;- • • legally.preventS You froth contracting with Vs;.sellinglItePitrehased Paymenthating the Annuity. Policy's.beneficiary, Either: • • You have never filed for b,ankruptoy,will net do,so,before iticTur40,•Qpke and Mere:ere no lawsuits or efforts by any of Your oreditorslo put You into bankruptcy ot take any Of the Purchased payments;or • if You filed for.benkrupt.cy..,.tbe Pivelleed Payments were not subject tothe Claims of Your creditors,You will give Us a•copy•of any.of Your•bankruptcy•docurnents that We request including evidence of a final bankruptcy 'payoff or.case closing; any.: P, We can rely on Your representationS,warranties,and.promises in this Contract These representations,warranties,and promises are for Our benefit and the benefit ofany Ritmo owners of.the Purchased,Payments.You understand that Our reliance on any intentional misrepresentation by You may result in Our enforcing Our rights against You in court. • Pape 3 0112/12 2011 J.G.Womvot Originationh,tic • . . • . . • .• . . • . • . . . . . • „ . ... :. Accepntip! 889220. • , . II, You had enough tune tO.consider the.sale.of the Purchased-Payments,understand the terms of the Contract Documents- . . and Closing Decuments.(incituting the,erhitratioriproviSitm),are Of legal contracting age and-sottntlmind,ItA,34,wttler.the . . htfitieheet Of itt'Ogs or akO/lPit'and'treelY.04.Y4.40Y):IitY,'en t erinto'tin s:Contract'and.agree.te all of its terms. . . . ' You.wpre advised by Us IO,'obtalitiMdependcntlegal400 and ptaf4si000 OP(OviOakeM00‘ 06rOf the Purchased • Payments and to'h:A;i0,..04o-'Ootpoy*r,o,:i0904-tteitiditt4loOt,:todolthet:Offe0ti of iliii.COttAlq.N14tb Yiol pike to I . Your oxeoution:orthiS.060(raOt.You havo.alSo:eipliii0,alli"appreiptiate:fittatielal Optionahefore . , entering into thia.uanaaetiOrk.; • ' . . . .. . . • . - - • •. :-• I. We did Itet-PrOyittits&ilitandia),Pr...1.e.gal gOiO.qi4;Y.9.............Contract and haVeadv.teedYOU•that:We may not rarer efo . . 1' cj'it.filiy..0W110016ii .10i reyf, lkitoioi i5t .. ... .... .... , •..,...... ... .... . • , . . . . lcr, If You are married,-Your Spouaeundersnmds:all.Oftbelerrna Alfd,,genditionsotthia,C.ontractineludirtg,bOtootlimite0 to. ., . the tact toot,ortor4hofotliOlg.l? k,Y§oW.'Yqkop'.iio):AyjapOt*O*0:tfto-sOioo.*JOit:"0.r.0§,o0.oaOe ' .• • payment schedule as You iv4i44 hOvo:*aiva4.P4Ogri,.0 MI-OttsP4ili.O .:',Y0:14,,r:ipOse141i ,0r;OR pro.oi&O with . . . , .. all jr4,9•Tri?atitip.ieloTittg...tg.*,04iii (1.0.01i.aiiii:40 001,,900.do.iipt to.te*Ny:iho t*,i..iiif the htasactOn.and to ... • s7cek any adVieerelattUt thetOtP,Y001':40..144'0A.P-,10.14.04114thathekSheWll.he0,iOilg'...up-piy,'Orppoty.rifernitraet : ... rights that he or she.roaktiave hi the Purchased Parkins. •.' . ' • L; *WeMO 0614 transferi 4.'0440 09f.tiO4:tP.010..f.`140,11*hi, .00104 444.10i .04‘initi*430.4-'qr other financing • tioilsottiOo-(iosok).,Any easo 0 iiOU•ki0?. .iiisoi1,4ipg :.TAiiriiii.if*.ma.o.00...ou.i You(in6114iiiiiiicit,petsaigil • infOrrriationYtohe parties..10..a.r4stile., . . . . --•'.' -'. -' - .• '-- M.' i •-Any future:Owner,of di e,right to:the Pinehased„Payinentgwill.iin,01of the*atria righta-We have,rincindipg-the right to.- " . "• ."" • the duties You• owe Us 04.10.c,.034 C•400.44; "riii i/14N40.44'11.41.4t.to i*:4*ototot 000to6t:Y911.fAit violating' any the . - - -•.,. ..-..-...rdtireStatatio0a,Warrantieker prontiSeS You-made lit itili.Cooltikt: - •• . „, .-.-., •....,......,. :•.•,.•.—.,.: ..,...21 .• ., ....y.,, - • . . . . ..... ... .. , 4,• YOUR PROMI$W,S.10.11 . • . •, . , , •. , . • . . . . . , •• . Beforcand after the Fundine•Date:• .• . . . , • . '• . .A... You.Will tell us.right•away if YOt.11.ad,Atre.t 01'1161010)00.itti•Mber.d,h9ggea'atict 40 . •ey.Oryt.hing.necessary,including cortiPleting.aO4 Signing all documents to •- ' „ • : ' . • SellitsariOt-to itha,f or*Kg.:?:i.iYmAn t41.9..Psi' . • . . . • change theterietelary as required by this'Contrac4'arid- . . .• . .. ' ... . .... .. __,,. . .. . • correct any documentation the Contract.00entneitts or Qlosipg Pectunants. ' • . • • B, You will,alsotell•OS ironyofthe following occurs f-- • . ' '. . . , • • a violation oftliis,Contrget,,or .. .. • anything that could negatively affect theAnnuity•Policy,the Put.chased'Paytnenta,.Or this Contract. . . C: You will not: . . • . . . O agree to sell the Purchased,Payments to any-Persomother ilia!)Us . . . . • Change the Ann.uitYPOrleY's.bePefinJarY to any Jerson otherthanYour estate until Wehave collected all of the ' Purchased Piisi.lrlettts;Or. • withdraw cash*DM,borrow agninst,or change.the tumoity•Policy. D. You will give Us information necessary to.uptiate Your repreSentationsi.warranties;and promises in this Contract.You • will also update any documents:and information so.they willhe true and complete on the Funding Date. . . . Puge-1 ' , WO 7./..1Z • 0 2011 J.U.Wealwoli)Originations. . . . . . ., • • . • . . . . • . . . • .• , . . , .. • . . .. . , 4couni1P7 80210 . . , . 1 • ., . , , . . E. Weare now;and will continue in the fulttre,*torely.on the repx.esentations and.warranties Yonhoy.e.given-Qs,-We.,Witt . . confirm the accuracy of Your represented:One ond'worrantleS.You must cotinerateWith this confirmation arni.pfoVRIe • :coniplete actesaloOy infeimatiOnWe.lielieVe:necisssory: . ' • • „ • F.. You/Wee that-nPdating:rO:presentotionsoyorrontjes,propiises,,..:documentsonctOther information Willnotcure a bteach. . .,,... ,. . . I . . of any representation or Warranty made 14.-YOn'thati Was not true and COmPiele. .„.. . . ,.. ... . . ...,. ,. .,.. „ Q.- You agree at*Our Oliig.4i9p,0 r)PP:004 1.)1r0 c90:1.40 t446Wy.:Ippi.i#19,01.c,regytTtinr.iit to,pay You what We Owe ..YoU•400q001q.(ii$:•<ifillis0hit'a ,Oelf-,reeeiptrani:OprOval oftheClosinwbocutnents,•finatunderwrilingapProval and court Apptoyal:,Under no 0t.0.0.1.i.isi.4nco:will Wc,....140 liable..for•Any con ci,P.'.1*.§.; • • ,. . . .,...... .. ...„.. ,.... ‘. .., • 11: You bereby,apOint'I)S and arty:OrOnttlporgrojt fi.iUI'lleivver4gO01)otiNtion.0 Yovr 800...m0Y i0..FP0f foia,40P:' Yenr,nettle 0.0 p1A.0f1j....ilip04)P,sp,...0.:00*NEP.P.Attogrors04 9y41P?!...*e.citati mud at O1t1 title ,fltcrcst 00 • , 'YE:i. 40*.0.4114;Nt4P$070#1.04-04-61..04,0 pbtalii tj11::tmpOs*go0014*b$rtio.tkOZWi$,. y.oq*ISO:live• .• . . • Us foil aetliOrity.tOAet iftiifty:;*.at Orop,Or)01000,1004*:fo'oOrOj.SO:this..tktiOroey4mFaet..-aji.polintinent'ineliiillng,but npt. ' .. . minted to (1)negotiating entiOrsing Oct eistglogahokOottli*O• :10.FP.00iitt i1):':70tir..name;AO • other . . ., , ,.. . , • (2)iostit40i!gitniti MOO).*pOippOiniSlingi-00)44400:100004tig.opy.ilitiotiiin.or Otliet proceedings totaled to the ' .. . •Ptirchasett Pernenta'Ilia poWerototforney. .criiiiple4Vitlf an interest and shell surviv.e.dealltor disability. ' . . . . . . • 5, CANCELLATIONSY„US. ' . . - ... .........., ...........,.................... :, We may cancel this CO,4*Iiier.O.r.O.,t1*.N41.1PIII;lnielife - .. • „.- • . , . . ..'-A.;•-- •'You 'AlOaPtl'Otny..Top.re.5oitafi.O4..0altrantY,,.et pkomi*in'any Cogfaet.P000).ents Pr 00$illg'.Doelnbeig$:;,- ...'."... •• '''.,'-.-•' . . . ., ..... „.. ............ .... ., . • . .„ ...... .. .., . .... .. ... • . . . „. . ... . „.,. . . . .„,-.....,..,......-.s.,- ..... ,. ,., B.„. •.•.,„Tlie petition for the Court Order ia"contested;,opposed;or hOt.approvixt:.:,,,,,,:-,....,,.,.:<„,,, •. . . .. . .•. ... . - . . . . .. ..... , ,.. .. . , . . . ....., . . .. .. . . • -, C. We are sued or threatened with a.jiti/4*-Ui.Of 0.1.iiir.rlIititt about 1,iii Controetarthe:AmtnityPOlity. D., There is any threatened;p.gotting;,trt,final Action.,pr„ctiaPgein low.Or rule challenging the legality of,or negatively ..,., . ..., , ....... ....1.4. . ...•4 .. ... ,•.... . ' '..• ' . . affecting tbia.tfallgactio.ok . . E. you filelor,or aye:forgot]into,hankrPlite),:- . ., • . - -„ „. ... . . . , . • r: You.die, • .. G. 'Pine),approval.bas not been'given by()or,phficov4it;ing dePartthent. . I, . . • . . . „ , H. The Purchase'Contract is.not signed by You and feccived back brtii i>Y.141 y:13;2614. .. • • . • . . . , . .• 1: A major rating 40i.oi-clOwnip-pfts the Imer's.-eredlt.Millg, . . , . . ..... .. . . ... „ . J. Theissuer is at become.s insolvent,orunderregttlatery supervision.' . . K.. WithIespect to A ttnotigiti,libove,•to•tbe,.extent.perMitted by applicabletaw,the arbitration provision in.Section-9 of . this Contract.sliall survive the termination,:cancellation or.rescission of this Contract. • , . .. . . 6.. 'CANCELLATION BYYOU A. (I) YOU,MAY.CANCEL THIS•CONTRACT WITHOUT PENALTY OR FURTHER OBLIGATION AT ANY l'IME WITHIN I' (5)BUSINESS DAYS AFT ER THE DATE YOU RECEIVE'PAYM ENT HEREUNDER FROM US, 'IN ORDERFOR:THECANCELLATION TO 11E.EYFECTIViti YOU MUST SEND A.NOTICE..FOSTMARKZD.ATANY'PIM E•WITHIN.FIVE.BUSINESS DAYS AFTER YOU RECEIVE PAYMENT HEREUNDER'FROM US(This.is the•reseiSslon period): . , . ' (2) YOUR NOTICE IS TO BE SENT.EITIIER•py CERTIFIED OR REGISTERED MAIL(RETURN RECEIPT-REQUESTED)OR FEDEX OR ANOTHER MAJOR'OVERNIGHT DELIVERY SERVICE. THE , -• Psip5 5 9:02112 ,t..)201 I.I.C.1Yetilworth Oriyitialik,ns,LW ' . . . . ' . . . . • • • • • • AcAonpj Atm* • • . NOTICE MUST INCLUDE A:BANX OR CERTIFIER CHECK MADE PAYABLE TO US,IN TitE,' FULL AMOUNT:RECEIVED BY*YOU.YOUR NOTICE MUST BE SENT TO: •$;0,.*ent:ty•Orth Originations, LLC • Attention: Imo Rite of Operations • • •• 3001040.4**Itheit r4.04.44;,$010 250 • Las Vegas,NV 89169-6754 • B. GEORGIA RESIDENTS: MATCANPY44:THIalTAN$A0104 AT ANY TIME PRIOR TO 5:00 P.M. • OF ra$:INOtV41s$TWAV rottootd*W.$04611 ANeLosto."NOTICE OF • ..< ., CANCELLATION RIGHTS"P.Mili4ORAD.110;103,4141NO<WTHFAPV4WATION:#QA AUTHORIZATION Okkti40011t0Osiltud.rott#MITat.146it PAYMENT RIGHTS,OR AT ANY It#10V0.01:0Vg.:(0)00,04.$00$40.0#1400Wk18%"0010.0.1.HEREUNDER 0401- WHIBEVER WVOIT 40014 LAST 00:rAN'TqlhAiolyticy*), iN ORDER FOR TO. WM:441.1014 TO.BE 0(01:Y ,YO1411P0:4)00113.0,..gt..140$0."NOTICE OF CANCELLATIONs RIGHTS"FORM AND MAIL OtTAVE0'.11,-t.0,110: :61".ECIFIgD,IN THAT. . . NOTICZ.ANO,YOUMUSTRETURN PRICE 01.1.0THERwiSgiAEOEIVER • BY yof1AccogpiNp TO TIM REQUIREMENTS OF A)(2)AOpv. • . C. WEST VIRGINIA RESIDENTS: IN cgpmp*YOUR CANCELLATION TOAg EFFECTIVE,YOUR • NOTICE C•An BE 01101001'.0.801)1010alist,6kVAqi*Lt,ANY AM000ISADWOItto AY • US 04:00NT40:1141 '0011.1t:TAANOOkSItALLOWEVIAtsZLY.REFUNDED To-0$•••• YOU • ,.„ , • DI6600,yougA0101•Arro ,ATTQINTMOTP,F*GUARDIAN AD LITE44#OR RESCIND YOUR • TRANSF0400$144PATIUVRAWV0040):•04r10 13n ii.gs.t.t$00ptivg1000.IN . . • • 6(A)(J).'obitikvattsum.x.agitgOOMMLK FOR THE FLING PEE AND ANY GUARDIAN AD • . . .• • • - W4Y;110. .. . . D. With respect to A through C above,to the extent permitted by applicable Jaw,the arbitration provision in Section • • -9.of this Contract Shalt Siirvh*the.te-TODAtkOf cancellation or rescission of this Contract. • • • 7. NOTICES • • A, All notices about this Contract must be in Writing. B. All notices must be sent either cpfafie4 or registered mail(return receipt requested);or(2)FedEx or another major overnight delivery service With it delivery tracking system and are.COnsidered given when delivered as.f01)01..VS; Ifto.You: • to the most recent address for You listed in Our flies. If to OS:to the address listed in Section 6(4)7M of this Contract. 8. • EVENTS OF DEFAULT • You will be indefault if You: • A. fail to comply with apy terms or conditions ofthis:contract;or • B. breach any of Your representations;warranties and promises in this Contract, . . . If You are in default,even if you have notrejected the arbitration provision(see:Soetion 9 of this Contract),We have the right to enforce Our rights quiri0 You in couti:ttylptikeIron perform Your promises or to get money from You. If We sue You in court in connection with a Claim that is Subject to arbitration under the arbitration provision in Section 9 of this Contract,and You have not rejectedthe arbitration provision,y17-1,1 win'have the option of remaining in court or seeking to compel arbitration of that • Claim under the terms of the arbitration provision.: • • Raw 6 • 0.1,11.12. 4::2011 J.G.Wentwonb Origi6miom.1.1.0 • • • Account ID. 889220 , • 9. AREITRA IlONP*ROVISlON „.. . •: To the extent peratitted.by applicible law,You and We agree to the.fOilowitt$arbitration provision. YOU1:1AVE THE MOOT TO-1ZE4ike'r THIS ARBITRATION PROVISION AS SET FORTH BELOW. If You do not reject • •.• • •• • "•• "....". ... •. • .,• •• •• .• • „ . .• ' Oxis.fiiatrAtion1*.o400i.,k014A,P.10#.17.$0010740.0;.Y64'0100.11pA OP.,0A..10101(1)have a cOurt or F1)0Y.0400010'0ait4 (2),i'0.00%e;CO ii,00000k0/0fttIIk-05.0Y0A 0'44)004 in court or In • aibltratfOnt or(4)join ot-Sil.00104(640faint:viw-cw..19.t.Of any other person.•The right to appeal is.rInTe.ifii4t;e4 in • arbitration than in court and other rights in court may be iiwivikitiibig,0 limited in 041itriititin",, . . Claims Subject toArtaraffou;.w,0001.0b)St,:tA arbitration is ot:y clorIN4isPvic-Arvoitegif..ersz:bno,vennf.on and Us.(other than •• 4T)4,0M0 .92,?..togfg4,14_as:set ;00 14.0W);*,.441*,P0:0Xt$0000•1f'i*::Olgt%'.44i10#.0M. of,orte)ato.t tO the ,-9114,0,1!,1014 v.1)PggP409§-0.014044'-gii4V041*044t4IP4rc0f.'*.aoy011*'Iftittsctiot.t,.5aKitictridAcitii.lisftit connection with thio Contract. "Claitn"litts•tho:htOadest possihic rncanjng and includes initial lalrns,counterclaims,cross-claims,thlipartyolaiMs.4n4 te4.441,01,*,:toc41.and achnitii,Stratlye:ciainis; It includes disputes based Oen contract,iipit 6icedin&iightsffithd and other intentional torts,etaiStitntiOrti OlatPtC;;'f4114tilin common law and equity and includes clairas.formoney4nAgolio injunctive or declaratory relief. .140.thtlOtnNtld.Pf,YOC:0*-141 ..ttsntvc4 by individual tnoi.class Or class-wide) binding arbitration in accc,rdartcc with the terms specified Jti.1111s..0046tiblipt`oVISE011: ." . • . . , Special Definitions. Solely..fer purPOsokPr'illiSCurhifration provision,in addition to the meanings set forth in this Contract:(I)"We," ..."' l'A'•• • directors,••. .••••••• ••••• •controlling•persons,•• •subsidiaries • ' • • ') Ave.40"Our" (a)oter..19. employees, parents, ond affiliates • , 'apply to third parties if You asset a 0,401.0v.ilOt7.0sc# connection with a Claim you assert against Us;and(.2)"you" Of"'VOW'also refer to Your current:or:0010 children;110*.estate,executors,$ncceaSatP;aaalEns,..tePres.eigativeS and' :• beneficiaries. . . . . . . •Excluded Claim or.rtocee.di0E,--Notwithstanding l.he.f.o.ruktuirw"cialm"..dues'.notinclude any dispute or controversy about the • validity,enforceability,coverage or scope of Otts*bitt-atitmptetAiision.orally Ipart thereof(including,without limitation,the"Class " • - • Actioii•WaiVer" et:fOrtlbeloW-anillor.,.thiSsenten4a11100 Oh:disputes or..controversies are for a court and not an arbitrator to decide. any dispute or contrOyeraxih#concerothe,sialRitY 00.49tpOb..004-0*coobiint.as a whole is for the not a . court,to decide: in Adititin,'W*9.4111,4rcquire.You to Winn brought lay You claims court cii•YOtir. . . state's equivalent court,unless such actiOn:O.,traniterrekr7noveil„orappeatedto:4 different court. Federal Arbitration Act.•NotWithstanding any other provision in this.Contract,You and We agree that this Contract evidences a- transaction faVoh.iinginterstele.ceiCili-CfCC•4nd Oct the Federal Arbitration Act of the united States Code)("FAA") • govern its interpretation and enfOreeMcnt.and:proceedings,.pursuant thereto. To the extent state law is applicable under the FAA,the law of State of Your domicile(where You regularly reSide:ontheCoutract Date)shall amity: . . . Class Action Waiver. 1;sletWithstan4intaaY•Uthert0vhtlan this Contract, aim is arbitrated,neither You nor We will havethe right:-(14 to participate in a class action,PrIY044attorney genera?action or other rcProsentative,action in court or in arbitration,either as ai,,Chtsar.CpreSentative or class member; (b)to join or consolidate claims with claims of any other ' • Persons. No arbitratotshalllinVe tottliniity to conduct any arbitration hi violation of this:provision(provided,however,that the Class Action Waiver does not apply to any lawsuit oi.:odloiniSirntiv*:frOc004ing:Pied against us by a state or federal . • • government agency even When such agency is seeking relief on behalf of it.'.elass:of harrowers IncludingYou. This means that • We Will not have the right to compel.001fration-iif any claim brought by such an agency). The Class Action Waiver is nonseverable from this arbitration provision. If the Class Action Waiver is limited,voided or found•unenforeenble,lben.this arbitration provision(except fur this sentence)shall he null and void.with respectto such proceeding,subject to the right to appeal the linittation,or invalidation Of the Class Action Waiver. . . „ . Arbitration Procedures. hYatt:or We seek to arbitrate a Claim,the Party seeking,arbitration must notify.the other Party in.writing. This notice can be givenotterthe beginning-of a lawsuit and can be given in papers filed in the lawsuit,such as a motion to compel arbitratiOn.,Otherwise,Your notice must be sent to Us at:4addresspecified in Section 6(A)(2)of this Contract and Our noticemost . be sent to the most address for Youin•our:fiieS: Any arbitration hearing that You.attend,mill take place in a venue of Your • domicile.If a Party files a lawsuit in pourt,esaetting Claim(s)that are.subject to arbitration,and the other Party files a motion to compel arbitration with the court,which is granted,it Will be the responsibility of the Party prosecuting the Claim(s)to select an arbitration administrator in accordance with the paragraph.below and commence the arbitration proceeding in accordance with the administrator's rules and procedures: • Paw:7 0)202 ••2011 J.G.%Neniworili originaiions,1.1.0 • ., • . • - . . . . . . , . . , ._. - • ..:.. •....:.. . , . . . • .. . 'Account IDI.:,:9720 , • . . The arbitratien.will be administeredby the AntericanArbitration-Association.(,AAA"),10)..Broadwayi:1011 Ffoor;New Yorks NY • 1061§;'wwW:arir.or‘g.140.01178..1.879.or JAMS, 1920 Main Street,Suite 300,Irvine,CA 92614,,www.jia.rnsadx...eora.,1-.8.00.-3525267; •. .' The lutes antl'i.b.ODS;f4 the AAA 00.JAMS maybe obtained by writing!O•thpfp.:9100000^at the addresses listed above. if the •' AAA ar)d:..!AM S,Itte unable or itti.WilIiilgto-40.ryg as adMMWOOF;the:kartiea,may,agree von<another administrator or.,if!hey are Iy1661e.10.pire0;,,kes.i3.rj::00 determine the NO. f)D.90iy.-'014y: e.,rY -1 44iPinisit4tot,without•the consent of all Parties, if it ad if tEl...ib:1/10a.:44:tqn*WM010101ity that is inconsistent and purports to Override the terms of this • : . . t. provision.-In,th0.0,0‘!„41.00.00114.f.0.0610A i4,1i10144iops'404-0iieotipitprovision,.on the one hand,.a4(101*provisions of Contract pt'gl,y..015400.3.0.10*(0*-4A4'or.-4NAs.-.0:01*:401).151000*4,,,o.i1*0*(h01,0,the provisions of thia,artifttattpo, • . .. pi-04.4i.00::$41k0e061::.. • ' .'•" ' . . , . . —-,• . . . . . . .. .. . - . . . ., A 01)0,filMi*.cirlyight,401?)004 i1b.,0„.a-07mfg0000.r.;;.100:04%04:10.4§0iii$osi,0010.',-*0.1#.4 or•:0)0to:Yq:01'011.01:40,qt,.4 1`666143ild th- .6.kihilm' ' w1"- t*IitriA . judiciallli‘ct procedure iitiaevidence. • i • -court, c -siatc bythatbyor , - loea)409011/Ift.00100,,OW4Iprt proceedings. TI.*ai',.14t*Orii.IIIIIOlOrAihAretlitiiiWieti.aii0.01ito§'4.K.0)1*.ie0P07:04: ,,..._ „..,•,,..... ...... , •.• .,.• . • -...., , . Oiiidek4001cibi., *"---10:004:01*$ii#R114,..:„Pt.*004.00004#.4.:0,•01#.01.tql;14.0.t..1019t..i.v101.9110*1N004tittaA414,1* Ailitlealik'04040)tisidla*;,.40*.t000viitrl..64 FAA and this Contract,ibit... .bill4.4ply jf the had been bOn6tin:00iitt. At .... . . . , : yO.if wripfq;tgiquest;Wir.011:.0talLfiliAgliezitli14'iridhir jthiliiek4iiitp.4:4y.*iidniip.i0:4t0A.0.4*Ijily0oi.:to You for 044(4.: .• '10.010.15?'..Y0.0iA01#46n-ittr:-.Y.iig:ft0.4.:iiiiif ib:AftieiktitliPWeAta04o*1*•it OhYi:.,t0f.ftlini`-t00:Cialtri(s)Ih•ttate:Or federal.. -• ; • 0414(-yhtoloyci...WI,-0#ii, *Ag000litiotric!.frimibittc yotesl.r ."-''(If-.You have already paid o tiling fee for asserting the ClaEnt(o)in`. : , • 1 • • court,You-will:HUI be r*otrocr.s#1;*.i.liil OMQOAVagoio), In addition,the administrator,nay.h4vp:a prpce.44ro whereby You YP11,.90A seek a waiycr of'fees cfri.krAckto'YPI4Vibg..Or4„ 40t0,40.104610.4101 'W#44.110.00P4Y.40Y fees or expenses that(WO 4LItCc801.id'10' • . pay by 14woloco,itittnifAtt4rors•-fi,-.40.v5..ithA Wit:ito.reqUirekl to.poy::;t4rifilkarhimatiOnlitrivitrion to.bc.•nrifOrcorl..Thq704341)(0wiii: : ... ,... ..„_ ,......,.. .- , ... ... . 44vct4PPOP114••10-;04rt§i-tWite.Y.. :04 Mil?O'0:04%-......fPuu.'cipdp4040,.:tye 41.opt.permitted bYAW•Ceritt4ct,..*0 A4m414100.4 1,1110..-44.0.1i00).P.40.,.:11.iA.01(4***1)****:#1(110 *Oriti§) onorooys.' 4000*itn..0gT-00.1Aftd 00s4 000401 to the , • • extent.Yongeyali•ilo tiafroa,...yOnAge4tatain0 Us iki*1.41311:0064-ti.dinttiOtiOd4lij,.Youard(b)to the extent requiretMder, . . 0,01t01.40,1i*f.4:tbniitt#110#9Y,t§j90:1,01,*10TOT004;f3:h0.:41ti4*OF-A0311,..#4.0 a brief exphnation of gt'0m943,rot*, . .. . #40.,*iyii:A)00101.0:4'.04..,4iv4td;11:0iov.',.0.400..V4Kily:10444.1i400Prii4i0.4pic' • -. ".- -- '- '' - ' - '. • . • . :, .. . ,,.,. ,• $0erahltity.:and$•,.**.004:#4iii JOS.0;40.146100. A10yigo,,oil$4*4.,fh44 0*Q14§4 Action Wakiefi-i*deem04-Qr found to 4' . . tifieOfOttet*Wfoft*•,04:50.t.),I040.ightlat$)%all he'OfOreeohlk...to'tNe*terit'ormitteri by applicable law,:i1.4 arbitration proyiaiOn, • • •. 014t$1,t0;00,010101#40404c 00014460 Of rescission tIg$, ., : :. .,. . , •• Contract- Effect.04tpoorA Award.:-11-0041fticeiktii'001,1 be final hitirling•nit all Parties,except for:aiiy.right of appeal provided : . • ., 11Y.-140MA.:..1-10004 if th4-ainotioY:01,0:0040.4.0044.:.$0.909-0 involves a request for injunctive or declaratory relief that c910 -.. lb*...00bty.i. ..1*0 4:40-.4...0.1#;40qco.OW Niy-:0gp00)4-.0.00;-94.4kiji.00.1$i can,wi,tpirk 30 days idler after the entry of the award by' the arbitrator,appeal the award to t1uec-arbitra1or panel administered by the administrator.The panel shall reconsider anew any . , aaii0.0.of MO initial award E0i010.4 t1Y,(4000*-ta0Y.;"'00;40:471044;•!...h0 04riPt'shull,•he•sl?Y-.I06.irkitY 'O1c; 11.aerttiOti in 00 00rg1.9R provision to taken.)1). 0041(1".440 4411:b*Pilliisbi.16)if: an.0041of the tirec.041s.a.such • ,. ':. •,,,.•-•,,,--- ......... .... .,.: ..,, , . - .. On appeal will li*t0:iit:000i440:00**V*0.40Y.010#. 000.01(104"Arbitration Procedures.",A*>,..11041-deetiiop of the appeal . . PE6•01.is 2$tilii.AUtit.L.lii.,4,10 review only 0•....'.0.i0y.iirOtto00110fick . . , , . .. . . . 13;0%-to...1.1.000.mbitta..0*--f-#01.00.0.•You may Ajo.t..his*Jij#4000 provision by sending Us written notice of Your decision So that We r00O1Y9',4-104.04K0111.$teti..„helOw''404ftikty.P‘io(0).•ch0Ofithe Oottrael-f$00.-, Such mitieeronst1)04ent by epttitOci.or. • registered togi'0-0pr9-..re§ii$Ippo...0.or 01.F..04Eit-0 another major overnight delivery service with:a delivery tracking system; must incbldeiligtoogni..tbzst You wish to reject the#rhitiatieo-OtOlatort along with Your name,address,Account l. number and Your signature;and must he delivered to.l)a at the•adifre0a404ed in Section ti(A)(2)of this This is the sole and Only . • method by which You can reject this arbitration provision. Upon receipt.01a rejection notice,We will reimburse You for:.ihe.iian*.trd cost of a:Oertiftect Of registered letter or overnight-4:tcliyr,ry. B..ejeetion..ipf this arbitration provision will.not.affeet any oilier of . . . ..:, -,., ...,. , . .. - . • this COntroct,onstrw4ectt,t0-st4P in 4rTOYPP0c01g0(100e00I0')74e. You.agree that-Onr bositiess records will be final and conclusive y4th're.$00,et to whether vAt.other Yu itjcte4 this aitiftilittoilitorlion'in,,a.fiittaly.:ftind.proper fashion. Thisarbitration provision-will:000y to You and Us unless you reject it by providing proper 400 tfoioly;nOtipe,pe•stoted herein. . . . : ' • , • . . . . . Pap;3 PM:YU. . . ...--20 I I.1.0 .Woolworth o ritinuliomt,1).4.,* .. . .....................-.......... . . , , • • • . . ...,„ • , - • • • . . ' „ . „.... . • . . Account ID; 804.21Y.: : . • • • :• • • 10. MISCELLANEOUS . • • • A. You give Us permission o conduct bA4AN.190.0005.1011:.Y.911,jt034fri cAli141i0g•ifirgeniat..iP-4•4'011 the W0 bureaus, • in order to verify YO-0.1140)•f*A4100;:":00ht#Pt•!40#011.0,kTia'filY'0:110fintOitultion We.aeom necessary forthis Y40400114.';•*044••040 child support. • • $4*104i.400#•:00,,... • . . . . . . . . . . . • • . •• . .• • . . • .• .• . . . . . . . • • •..., • • • . .• .••••0; ..:010,CorkstiO.*:th.#'0ittliiitgoonourtig*00....Y.004oitw • .. • . •. . . . • • " " • • • • . „••• • . , . .•. .• .. . . . . • .,• • • •. • •.•• •• • fk-oila?.nbre than one of Us. ii.ifidontincitOatiof those:people tosether,'iniflo of ibetrEgon their,• • . applies own. • ;.- . • ,• • . • .: . , I). Both Parties must agree in • • 4..146i10.any change to this Contract or waiver of its terms. • . . •• ..• E. • • . . .gto040*r.041 4.o,g.k#101#0,0o0t4lilow:14;$00.00.10f this Contract,if a Court undoes ai) pktt'Of.000.c4t4r4dt)the rest of the ;, Contract remailts ialid. F. You . , cannot fotig#411$7.0stsivoluntorily•01:441040i.or•ttsootto...fh4 Contract,or any of Your rights or duties under • !:. .•• ••• •••••., .„..• • -• • Centiaet;Antiaitliletidilfakb*b.Y:YOViO:viOlididifor this:seetion.shal):be void and.of no effect. , . . . . • • 0. ..Except ako*Afo..tospft.040,',000000.,.(0tbe•s.'...14*0 the stateof Your domicile(where You togurosjy.otiowog .04044 040#Agovern 01*•-ca*O.*1•4A00.***iiii this Contract shall be 00****0-'Y4"4441k4**-.: • fOr*X0,1001itt$(.4**44igii..0*.c4-04040 • : • • • • • • . . . • • • Thi4P01)0401..*$0.* responsible Your ThisPc#04Pt benefits only YOP.'•01#144:gitt:10,:444#10.k :•••• • • • • However,ifproperly assigned by Us,this Comitrtut will bind and benefit Our successors mind assigns. .• . • •Failure enforce any fifitiat provision. • •• • . . • J. The'Parties may sign this Contract in otto or more counterparts. Each counterpart'w01.(iO*ittaiiior01410,44004);,Attcounterparts will foun pne Contract. A facsimile,pdf or oilier electronic copy of the signed : • 0i4itOttl.PTA4Y-,4410.004tt• i.••.• will be.considered kin,..0441ng14:1#trogo4:1i.t.000:a0'04tt:for:Opittation/ptooaading. K. Fro:..1niyg.inv.g:itiyAtedIlikpopoeed,tranate,e-Oliki,I.4*-400.1)4r-100..4 And, of information available 10.14,..1)4y.tti 0,0444.0,.4104:,00$:-00tio01.0*..40-41000iii.16*..• • . L. You will nt receive Ott..1g$Form 1099 from Us. • • • M. • rf..4•04 -and-ftkoadjitgaiy.tthiOCOntract are for convenience only. Do not use them to interpret this coatte.Ot. • • N. g#01.A4•4111041.0.40fot.11•••10.:0}$poottaet arbitration provision in Section 9 of thi$Ccintratt),..yoy.and• Nowilt poy•ollt;.ttotiVkointo.iidokoomosikeaityinit ont..t.hi.S-COntOet: • • " "' • • • • •" . . a you.give trapertniasion.toregot•At.fromiour:AfttlikipainfOrrnation and clOcnotentatf oti.You'haVo preylougly•proyideclitii. them which we deem Po004tyforthiOtronsaction;:ineiiiiling,1;onloppt.ey-fi40gsi judgments,settling documents, , . annuity documents,liens,011)0 support OhligatiOna,c4oteo:Ooeprnents. • • • • . . . . . . . You euft,•Wei inpottl fag to be le have signed this Contract as or the Contract Date below,and agree to all of its.: • . . • ...•...,• .•. •.• • :terms and conditions,including P.*Orbitrotlop provision. . • • Q7./ • • • • • • • Pogo 9 r.VIZ k`•:,24111,1.G.Vtivntwo Origin4Iions.Lt,t: • • • . . . . . . • . ' • • .. ...: . . . . . ,. . . „ . .. . ACCOinlitX . . • . . • . . , . . - .k .. . . -. ... • — . .. . .. . . , , . ,. .: •fty•40111igy00,%:1400..*ho#kt,40*jgdgotypt;VO*00#01$01 4y:14 In yyrjti..4ig,tli gt You ShOft#'1,)b404.10414.#404491 . . ., ...., ... .. .-, •ii0k014014*i;,..$0 er.41.14 •?-ii0100 rtiy*TI,t:,s"MId tei,itilYe 0:0. t.0'140i*, .4'.i0:.i,: 41i..Yqt.A!',. tO.:0**t t***,••••:0-r.):.,0,.*Aft,.*-1404(1.04.01 .:- , . • . . .., . . . • . , . . . , . .- . • . .. • i . . . .„. • • 6 ' .''•••• • : • . •Worito.0)2 ... ,.wilt , Lit - .:.'-'...17ixo;r..*',.‘1•U' '..tday'• f4'. i-'''''- ''' —1.-- -' ' : . ''$'4'•- ' , .. . :„, . -, ,:f.,,,, ' .41 , t•p9toriNt • ..:,...,,gmg.,,,,,,,m,r,....ntx.,3„... . __.. ._ . . : . . . -,- :•ii::„. .,,. :;.,.. .i,-,,,,.:.,..-„: . ,, :.,.: . . Aq,.:t!,t-,,:,:'. .,-.'t,,.,,:‘,., i.,,, :.:.:'::•••':.-41. :f.A'. ', : . ,... 10-' ''1' : ' 1 .: , . . II.• ' ' '• • ' - . - ,,• . : tiiigt.L.;:b*Ii; '!:'., 4,41)0 .: . ; • Aciinewie4tet1 anti.Agyndi • ... 4'." ' . . , . . sioto....t#AtioyA0400044 . .$41:-..rn$:$1'PP$.E OF allii*W.O. . • . .. : ..., . .. 1.• 401.4.ii;A*144•;,,•••. 4,4.of,-..:-.•..,„ . 1,6'• .. • ••••- :::•.m'••.,t• 1,,-,::,::•••?•,...!::,•,.•:,,,:,•,::.&•,',1'i..•.,,,..i,,,,, . :,„,',","„v,,,, ,',g.,,,; „:::•',,.-y,,,,•-•-..,.-.-:,.--:,-.r:••::. :. , . . . . ... . , . , . • • . X4•1i.0•!''•''7•'-: ' -''''... •' '''.' ' "": 'Ski*: •' - '' '• - ' ''['••'''":"''''''''''• • •' '' '' ••, • • . . • . . , . . . , . . .. • .P*•. ji0--;*iii*OrtkQ4004,titc . . . . . , . .. .. • . . , . ;,-. , • , . . . . . : . - . . . . . . . . , • , • -(. . . ••• • , . . . . . . • .. . . . .. . . . . , . , . ..„ . $4:11).60''IC''$.61tin,tittil,4 •I'itlog fcitiriNii.r,.' . . • • . • . - . . . . „ . . . . . • . . . . . . • • . • . . • . • • . • . . . . . . • . . . . ,. .• . • • . . . , • ' . • • • . • • . . . • P.nge 10 U?f24t,2 '.2011.t.(.Wollworth Originutions,LLC . .. . . . ! 05/29/2014 02:54 7175329265 HENRYS PAGE 04/14 Account ID:889221) May 28,2014 PENNSYLVANIA DISCLOSURE STATEME+NT We will purchase the following payments (Purchased Payments) from You: A) 1 payment of$15,000.00 on April 30,2015 B) 1 payment of$15,000.00 on April 30, 2016 C) 1 payment of$15,000.00 on April 30,2017 D) 1 payment of$15,000.00 on April 30,201$ (The remainder of the page intentionally left blank) -I- ,ytl I l r i V.{n(` riil r i::r:n:;h.•:n,I f s 05/29/2014 02:54 7175329265 HENRYS PAGE 05/14 Account ID; R89220 May 28,2014 The aggregate amount of the Purchased.Payments is$60,000.00. The discounted present value of the aggregate Purchase Payments at the federal interest rate t><f 2.40% is$56,666.66. The discounted present value is the calculation of the current value of the transferred structured settlement payments (Purchased Payments) under federal standards for valuing annuities. The gross amount payable to seller(You) is$41,000.00, The net amount payable to the seller(You) is $41,000.00. Legal fees (this is an estimate of what Your attorney will charge You if You choose not to waive representation): $500.00 No other expenses are incurred by You. The net amount that You will receive from Us in exchange for Your future structured settlement payments represents 72.40% of the estimated current value of the payments based upon the discounted value using the applicable federal rate. Based on the net amount that You will receive in payment from Us and the amounts and timing of the structured settlement payments that You are selling to Us,this is the equivalent of interest payments to Us at a rate of 17.81% per year. PLEASE NOTE THAT THIS IS NOT A LOAN,BUT A SALE OF PAYMENT RIGHTS AND THE INTEREST FIGURE IS ONLY PROVIDED AS AN ILLUSTRATION OF THE ECONOMIC IMPACT OF THE SALE. Please be advised there are no penalties or liquidated damages payable by you in the event of any breach of the transfer agreement by you. By signing below,You are co ing receipt of this Disclosure Statement at least 10 days prior to You first incur ' g an obliz, tion with respect to the transfer. A "i :OJ\T rGN His or iP .2. "011.1 W..111.e!VII 1).u.m•di•:W. II 06/1B/2014 02:50 7175329265 HENRYS PAGE 01/02 /Somata ID: 889220 June 18, 2014 SOUTH CAROLINA DISCLOSM STATEMENT We will purchase the followingpayments(Purchased Payments) from You: A) 1 payment of$15,000.00 on April 30, 2015 B) 1 payment of$151000.00 on April 30, 2016 C) 1 payment of$15,000.00 on April 30,2017 D) 1 payment of$15,000,00 on April 30,2018 (The remainder of the page intentionally left blank) -1- 06/18/2014 02:50 7175329265 HENRYS PAGE 02/02 AccountfD; 889220 June 18,2014 The aggregate amount of the Purchased Payments is $60,000.00. The discounted present value of the aggregate Purchased Payments at the federal interest rate of 2A0% is $56,666:66. The discounted present value is the calculation of the current value of the transferred structured settlement payments (Purchased Payments)under federal standards for valuing annuities. The gross amount payable to seller(You) is $41,000.00. No other expenses are incurred by You. The net amount payable to the seller(You) is$41,000.00. Based on the net amount that You will receive in payment from Us and the amounts and timing of the structured settlement payments that You are selling to Us, this is the equivalent of interest payments to Us at a rate of 17.81% per year. PLEASE NOTE TT1AT THIS IS NOT A LOAN,BUT A SALE OF PAYMENT RIGHTS AND THE INTEREST FIGURE IS ONLY PROVIDED AS AN ILLUSTRATION OF THE ECONOMIC IMPACT OF THE SALE. Notice of Cancellation Rights: You may cancel without penalty or further obligation, not later than the fifth business day after Your receipt of payment from Us under the transfer agreement(Purchase Contract). Please he advised there are no penalties or liquidated damages payable by You in the event of any breach of the transfer agreement(Purchase Contract)by You. By signing below,You are confirming receipt of this Disclosure Statement at least 3 days prior to You executing the transfer agreement(Purchase Contract). 4' tGrr HERE Avr4 �l !N z . • u l I I,C i,N'cnlw.gpe()I1,4,41 ,,, 4.I 0' • • • • ..tlYtrif).RTAN.T.NOTICE• Ypp.iltO•stroltgly urged to con4•01t with.an attorney who ton odiiiw you 9i th potcutiai.tax . • 9094199s oft.11.4 trik000tto:o., • • By hi • . . . • •.' .. : 17. • .• •• . • . • .. .• • •: 0111LA • " " • • Ai WS of:p if u. • " • "• 4944; 1..5.41 EJ!y $ $Q1 Pc.... • • • „ ••• 1AM,.1q01.1000.4.-coviii,'• ;7 297.; ,..• • a).*7.AJOES, : . . . • : • •• •:. . • • • • • • •- 1; • 0201.1.1.6.Wentworth Originations.1.1.(' • • • • ATTACHMENT/EXHIBIT "5" J.G.WEN1WORT1-1, June 18,2014 MetLife Insurance Company of Connecticut do MetLife-MRMR 2025 Leestown Road, Ste. J Lexington,KY 40511 Attn:.Legal Department/Structured Settlements MetLife Insurance Company of COrmecticut do MetLife MRMR 2025 Leestown•Road, Ste. J Lexington,KY 40511 Attn: Legal Department/Structured Settlements RE: Notice of Srtle/Assi merit of Payment hts Youtonträetfl Payee: 41111111Johnson • Dear Insurer: Please be advised that .G. Wentworth Originations, LLC and/or its successors and assigns,have entered into a transaction with the above-referenced annuitant who is seeking to transfer certain of his/her rights to the payinents scheduled to be received under the above-referenced annuity policy. We are currently seeking court approval pursuant to the applicable structured settlement transfer statute. Pursuant to the statute, please note the following information about the Purchaser: J.G. Wentworth Originations, LLC 201 King of Prussia Road, Suite 200 Radnor,PA 19087 Tax ID#20-4728885 PLEASE NOTE: No payments under this annuity should be held until the courts have entered a final order and we have forwarded this order to you. Very truly yours, J.G. Wentworth Originations, LLC • • 4, of ':.Liel-re,v)ditr By: Lori Borowski,Vice President • 201 HMO OF POW*ROAD,SUITE tO0• HADNON,PA 19087 • PHONE: (800)790-4018 • FAX: MO 455-6067 MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 f j;Lt'f iJf;i3f+ f;'f l JUN 26 PM L: 1 �. CUMBERLAND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,er PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson NO: 1 - 3-?) i" NOTICE OF HEARING ON PETITION TO TRANSFER STRUCTURED SETTLEMENT PAYMENT RIGHTS To: MetLife Insurance Company of Connecticut Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road - Suite J Lexington, KY 40511 MetLife Life Insurance Company of CT Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road, Ste. J Lexington, KY 40511 J.G. Wentworth Originations, LLC 201 King of Prussia Road Radnor, PA 19089 A. Johnson You are hereby given notice that J.G. Wentworth Originations, LLC has filed a petition to tra.+sf: structured settlement payment rights. A hearin in this matter has been scheduled on , 2014 att :6%?o'clock in courtroom no. 5V( courthouse, Cumberland County Court of Co mon Pleas, Pennsylvania. You are entitled to support, oppose or otherwise respond to the payee's petition, either in person or by counsel, by filing written comments with the court prior to the hearing or by attending the hearing. The Name, Address and Tax Identification number of the transferee is J.G. Wentworth Originations, LLC. 201 King of Prussia Road, Radnor, PA 19087, Ta Date aLv.i 1€4 142-7// BY: A. Maro, Esquire Attorney for J.G. Wentworth Originations, LLC. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 (610) 275-9666(facsimile) Reserved for Court use. Cilli y{,f� :1 25i COUNTY t4. iiij 1 CLIA ERL AND C'O U 1 *i PENNSYLVIAtiiPt IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson No: /t!, 3 7r/ INITIAL ORDER OF COURT On this 2.giday of 2014, it is ordered that a hearing on his Petition to Transfer Structured Settlement Payment Rights will be held on 2x , 2014, in Courtroom SS at 1•v0o'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within seven (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. Cory atbsig4 1../zoy BY THE COURT: mmen CSC®PS Jtsdg3 Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 Attorney for JG Wentworth Origination, LLC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: Joint Petition of JG Wentworth NO: 2014-3714 Civil Originations, LLC and A. Johnson CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Notice of Hearing was served upon the Payee, The Structured Settlement Obligor, The Annuity Issuer, the Payee's Spouse and any person receiving child support, alimony or alimony pendente lite. A copy of the Notice is attached hereto. Date: July 1, 2014 By: Robert A. Maro, Esquire Attorney for JG Wentworth Originations, LLC CZ.J MARO & MARO, P.C. By: Robert A. Maro, Esquire Attomey I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson • NO: l'i-3-1/V NOTICE OF HEARING ON PETITION TO TRANSFER STRUCTURED SETTLEMENT PAYMENT RIGHTS To: MetLife Insurance Company of Connecticut Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road - Suite J Lexington, KY 40511 MetLife Life Insurance Company of CT Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road, Ste. J Lexington, KY 40511 J.G. Wentworth Originations, LLC 201 King of Prussia Road Radnor, PA 19089 A. Johnson You are hereby given notice that J.G. Wentworth Originations, LLC has filed a petition to tr. sf= structured settlement payment rights. A hearin in this matter has been scheduled on , 2014 at: 4W o'clock in courtroom no. l)C courthouse, Cumberland County Court of Co mon Pleas, Pennsylvania. You are entitled to support, oppose or otherwise respond to the payee's petition, either in person or by counsel, by filing written comments with the court prior to the hearing or by attending the hearing. The Name, Address and Tax Identification number of the transferee is J.G. Wentworth Originations, LLC. 201 King of Prussia Road, Radnor, PA 19087, Ta Date A. Maro, Esquire Attorney for J.G. Wentworth Originations, LLC. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 (610) 275-9666(facsimile) Reserved for Court use. tse, % ,-',< 1 i e �. „) i F ' 1 r i 1 1•“'IT. • I l' ; ,r] (' J !' ; k. ; ' Y PEN'S IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson • Nth J� 3 pry INITIAL ORDER OF COURT On this 2,i day of 2014, it is ordered that a hearing on his Petition to Transfer Structured Settlement Payment Rights will be held on 2k , 2014, in Courtroom S at k •j o'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within seven (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. BY THE COURT: mman Pleas Judge MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 ,7` PpQ f HONG, ~A ?llf�,JUL /7ND �x. PENNS YL COUNT)' IA U IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson • NO: 2014-3714 Civil UNOPPOSED MOTION FOR CONTINUANCE OF THE JOINT PETITION FOR PARTIAL TRANSFER OF STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. SCHEDULED FOR HEARING ON JULY 21, 2014 AT 1:00 P.M. COURTROOM 6 TO THE HONORABLE JUDGE PLACEY: And now comes your petitioner, J.G. Wentworth Originations, LLC, by and through its attorneys, Maro & Maro, P.C., and joint petitioner, A. Johnson, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. A hearing in the above captioned matter has been scheduled for July 21, 2014 at 1:00 p.m. Courtroom 6. 2. Prior to proceeding in Cumberland County, Pennsylvania, the parties are required to obtain consent to proceed in Cumberland County, PA from the County Court in South Carolina which originally approved the structured settlement. 3. The annuity owner and issuer, MetLife Insurance Company of Connecticut and MetLife Insurance Company of Connecticut have agreed that a consent order is required from South Carolina, authorizing the parties to proceed in Cumberland County, PA. 4. A Petition for consent to proceed with a structured settlement transfer in Cumberland County, PA has been filed in South Carolina and a hearing date is scheduled for August 20, 2014. 5. As a result of the hearing being scheduled for August 20, 2014, we will not have the Consent Order from South Carolina before the hearing scheduled in Cumberland County, PA on July 21, 2014. 6. As such, Joint Petitioner's respectfully request that this matter be continued until late August or early September 2014 so that we can obtain the Consent Order from South Carolina so that we are able to proceed in Cumberland County, PA. 7. None of the parties oppose this request for continuance. WHEREFORE, Joint Petitioner's respectfully requests this Honorable Court to enter an Amended Initial Order attached to this petition which shall schedule a hearing so that Transferee and Payee shall have the opportunity to discuss the purpose and reasons for the transfer and after hearing thereon, respectfully request that this Honorable Court enter a Final Order approving the Transfer of Structured Settlement Payments Rights as is mentioned herein. By: Maro & Maro, P.C. Respectfully Submitted: ert A. aro, Esquire ttorney for Transferee MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson NO: 2014-3714 Civil CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Motion for Continuance has been served upon the following entities via first class mail and/or certified return receipt requested and/or email on: To: MetLife Insurance Company of Connecticut Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road - Suite J Lexington, KY 40511 MetLife Life Insurance Company of CT Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road, Ste. J Lexington, KY 40511 Date: 74y-3oiy Bv: J.G. Wentworth Originations, LLC 201 King of Prussia Road Radnor, PA 19089 A. Johnson • ert A. aro, Esquire Attorney for J.G. Wentworth Originations, LLC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: 2014-3714 Civil Originations, LLC and A. Johnson CONTINUANCE ORDER AND AMENDED INITIAL ORDER OF COURT On this 0134-- day of ,J 41..j 2014, it is ORDERED that the hearing scheduled for July 21, 2014 at 1:00 p.m. Courtroom 6 is CONTINUED. A new hearing date is scheduled for the a day of 4wtT , 2014 at 36 A, m. Courtroom J Cumberland County Court of Common Pleas, , PA. Within sever (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. ¥ THE COURT: J. Thomas A. Placey Common Pleas Judge Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 W. Main Street Norristown, PA 19401 i udG}F�` HE P O THONCJTi=, 20111 JUL 2.4 Pry 1: 52 CU iBR (610) 275-9600 Attorney for JG Wentworth prig t ©u UN �- y IN THE COURT OF COMMON PLEAS OF CUMBERL�thTY PENNSYLVANIA IN RE: Joint Petition of JG Wentworth Originations, LLC and A. Johnson CERTIFICATE OF SERVICE NO: 2014-3714 Civil I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Notice of Hearing was served upon the Payee, The Structured Settlement Obligor, The Annuity Issuer, the Payee's Spouse and any person receiving child support, alimony or alimony pendente lite. A copy of the Notice is attached hereto. Date: July 22, 2014 By: Robert A. Maro, Esquire Attorney for JG Wentworth Originations, LLC MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: I riq vl � Originations, LLC and A. Johnson NOTICE OF HEARING ON PETITION TO TRANSFER STRUCTURED SETTLEMENT PAYMENT RIGHTS To: MetLife Insurance Company of Connecticut Attn. Legal Dept/structured Settlements do MetLife — MRMR 2025 Leestown Road - Suite J Lexington, KY 40511 MetLife Life Insurance Company of CT Attn. Legal Dept/structured Settlements do MetLife — MRMR 2025 Leestown Road, Ste. J Lexington, KY 40511 J.G. Wentworth Originations, LLC 201 King of Prussia Road Radnor, PA 19089 A. Johnson You are hereby given notice that J.G. Wentworth Originations, LLC has filed a petition to tran fer structured settlement payment rights. A hearing i this matter has been scheduled on r 3- , 2014 at j rid CT -Clock in courtroom no. ( courthouse, Cumberland County Court of Common Pleas, Pennsylvania. You are entitled to support, oppose or otherwise respond to the payee's petition, either in person or by counsel, by filing written comments with the court prior to the hearing or by attending the hearing. The Name, Address and Tax Identification number of the transferee is J.G. Wentworth Originations, LLC. 201 King of Prussia Road, Radnor, PA 19087, Ta Doo. 20 Date Maro, Esquire Attorney for J.G. Wentworth Originations, LLC. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 (610) 275-9666(facsimile) MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson NO: 2014-3714 Civil SECOND UNOPPOSED MOTION FOR CONTINUANCE OF THE JOINT PETITION FOR PARTIAL TRANSFER OF STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. SCHEDULED FOR HEARING ON AUGUST 21, 2014 AT 11:30 A.M. COURTROOM 6 TO THE HONORABLE JUDGE PLACEY: And now comes your petitioner, J.G. Wentworth Originations, LLC, by and through its attorneys, Maro & Maro, P.C., and joint petitioner, A. Johnson, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. A hearing in the above captioned matter has been rescheduled for August 21, 2014 at 11:30 a.m. Courtroom 6. 2. Prior to proceeding in Cumberland County, Pennsylvania, the parties are required to obtain consent to proceed in Cumberland County, PA from the County Court in South Carolina which originally approved the structured settlement. 3. The annuity owner and issuer, MetLife Insurance Company of Connecticut and MetLife Insurance Company of Connecticut have agreed that a consent 1 order is required from South Carolina, authorizing the parties to proceed in Cumberland County, PA. 4. A Petition for consent to proceed with a structured settlement transfer in Cumberland County, PA has been filed in South Carolina and a hearing date is scheduled for September 17, 2014. 5. As a result of the hearing being scheduled for September 17, 2014, we will not have the Consent Order from South Carolina before the hearing scheduled in Cumberland County, PA on August 21, 2014. 6. As such, Joint Petitioner's respectfully request that this matter be continued until late September or early October 2014 so that we can obtain the Consent Order from South Carolina so that we are able to proceed in Cumberland County, PA. 7. None of the parties oppose this request for continuance. WHEREFORE, Joint Petitioner's respectfully requests this Honorable Court to enter an Amended Initial Order attached to this petition which shall schedule a hearing so that Transferee and Payee shall have the opportunity to discuss the purpose and reasons for the transfer and after hearing thereon, respectfully request that this Honorable Court enter a Final Order approving the Transfer of Structured Settlement Payments Rights as is mentioned herein. By: Maro & Maro, P.C. Respectfully Submitted: Maro, Esquire Attorney for Transferee MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson • NO: 2014-3714 Civil CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Second Motion for Continuance has been served upon the following entities via first class mail and/or certified return receipt requested and/or email on: To: MetLife Insurance Company of Connecticut Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road - Suite J Lexington, KY 40511 Date: MetLife Life Insurance Company of CT Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road, Ste. J Lexington, KY 40511 B J.G. Wentworth Originations, LLC 201 King of Prussia Road Radnor, PA 19089 A. Johnson ' •bJ A. .ro,Guire ttorney for J.G. Wentworth Originations, LLC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: 2014-3714 Civil Originations, LLC and A. Johnson CONTINUANCE ORDER AND AMENDED INITIAL ORDER OF COURT On this 54h day of u6L % 2014, it is ORDERED that the hearing scheduled for August 21, 2014 at 11:30 a.m. 6 is CONTINUED. A / new hearing date is scheduled for the d day ofelE'. 2014 at //'9Z 1 -m. Courtroo Cumberland County Court of Common Pleas, , PA. Within sever (7) days, the transferee shall give notice of the hearing date to .the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. Irtuab BY THE COURT: Thomas A. Placey Common Pleas Judge 0,0 �� MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson NO: 2014-3714 Civil SECOND UNOPPOSED MOTION FOR CONTINUANCE OF THE JOINT PETITION FOR PARTIAL TRANSFER OF STRUCTURED SETTLEMENT PURSUANT TO STRUCTURED SETTLEMENT PROTECTION ACT, 40 P.S. 4000, ET SEQ. SCHEDULED FOR HEARING ON AUGUST 21, 2014 AT 11:30 A.M. COURTROOM 6 TO THE HONORABLE JUDGE PLACEY: And now comes your petitioner, J.G. Wentworth Originations, LLC, by and through its attorneys, Maro & Maro, P.C., and joint petitioner, A. Johnson, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. A hearing in the above captioned matter has been rescheduled for August 21, 2014 at 11:30 a.m. Courtroom 6. 2. Prior to proceeding in Cumberland County, Pennsylvania, the parties are required to obtain consent to proceed in Cumberland County, PA from the County Court in South Carolina which originally approved the structured settlement. 3. The annuity owner and issuer, MetLife Insurance Company of Connecticut and MetLife Insurance Company of Connecticut have agreed that a consent order is required from South Carolina, authorizing the parties to proceed in Cumberland County, PA. 4. A Petition for consent to proceed with a structured settlement transfer in Cumberland County, PA has been filed in South Carolina and a hearing date is scheduled for September 17, 2014. 5. As a result of the hearing being scheduled for September 17, 2014, we will not have the Consent Order from South Carolina before the hearing scheduled in Cumberland County, PA on August 21, 2.014. 6. As such, Joint Petitioner's respectfully request that this matter be continued until late September or early October 2014 so that we can obtain the Consent Order from South Carolina so that we are able to proceed in Cumberland County, PA. 7. None of the parties oppose this request for continuance. WHEREFORE, Joint Petitioner's respectfully requests this Honorable Court to enter an Amended Initial Order attached to this petition which shall schedule a hearing so that Transferee and Payee shall have the opportunity to discuss the purpose and reasons for the transfer and after hearing thereon, respectfully request that this Honorable Court enter a Final Order approving the Transfer of Structured Settlement Payments Rights as is mentioned herein. By: Mao & Maro, P.C. Respectfully Submitted: Mar., Esquire Attorney for Transferee MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson • NO: 2014-3714 Civil CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Second Motion for Continuance has been served upon the following entities via first class mail and/or certified return receipt requested and/or email on: To: MetLife Insurance Company of Connecticut Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road - Suite J Lexington, KY 40511 Date: MetLife Life Insurance Company of CT Attn. Legal Dept/structured Settlements c/o MetLife — MRMR 2025 Leestown Road, Ste. J Lexington, KY 40511 By: J.G. Wentworth Originations, LLC 201 King of Prussia Road Radnor, PA 19089 A. Johnson ttorney LLC ulre or J.G. Wentworth Originations, Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 Attorney for JG Wentworth Origination, LLC IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: Joint Petition of JG Wentworth Originations, LLC and A. Johnson CERTIFICATE OF SERVICE NO: 2014-3714 Civil I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Notice of Hearing was served upon the Payee, The Structured Settlement Obligor, The Annuity Issuer, the Payee's Spouse and any person receiving child support, alimony or alimony pendente lite. A copy of the Notice is attached hereto. Date: August 12, 2014 By: Robert A. Maro, Esquire Attorney for JG Wentworth Originations, LLC c-) rn cn r' cil— .1‹ CD D n w_O � C G) r IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson NO: 2014-3714 Civil CONTINUANCE ORDER AND AMENDED INITIAL ORDER OF COURT On this 54A day of 2014, it is ORDERED that the hearing scheduled for August 21, 2014 at 11:30 a.m. 6 is CONTINUED. A new hearing date is scheduled for the /344 day of 2014 at MOD Am. Courtroom 4Cumberland County Court of Common Pleas, PA. Within sever (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. BY THE COURT: J. Thomas A. Placey Common Pleas Judge -4 X L, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA NO: ei' 37/� RE: Joint Petition of J.G. Wentworth Originations, LLC and A. Johnson FINAL ORDER OF COURT On this ! Day of (i c,,t14Q/l., , 2014, it is ordered that the Petition to Transfer of Structured Settlement Payment Rights is granted. The court specifically finds that: (1) the payee has established that the transfer is in the best interests of the payee or the payee's dependents; (2) based on the certification by an attorney for the transferee, and the court having not been made aware of any statute, regulation or order that would be incompatible with the proposed transfer, the transfer will not contravene any applicable federal or state statue or regulation, or the order of any court or `administrative authority; (3) the transfer complies with the remaining requirements of the Structured Settlement Protection Act, including Sections 3(a)(2), 3(a)(4), 3(a)(5) and 3(a)(6); (4) the payments that are to be transferred are designated as follows: (5) ro3 zrn o A) 1 payment of $15,000.00 on April 30, 2015 col r•'.. B) 1 payment of $15,000.00 on April 30, 2016 cd C) 1 payment of $15,000.00 on April 30, 2017 nra D) 1 payment of $15,000.00 on April 30, 2018. 1>2 z. --E the terms of this order shall survive the death of the payee and shall be'< binding on the payee's heirs, beneficiaries and assigns; (6) the payee shall receive from the transferee, within ten (10) days from the date of this Order, the amount of $41,000.00, from which no funds are owed for counsel fees, administrative fees, or other costs, fees or expenses. Pbdet A i c9,4 64. BYTHEC e6/3 ./t4/0‘60/ /a/3/v J l ¶MM A . 7L4CLj