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HomeMy WebLinkAbout14-3815 Supreme Court of Pennsylvania Cour C . Pleas Pleas .. For Prothonotary Use Only: C�iv1lhCovefr:Sheet CUMBERLAND County Docket No: The injorthotion collected on this form is used solely for court administration purposes. .This forth does not supplement or replace thefiling and service ofpleadings or other papers as required by lain or rules of court. S Commencement of Action: Complaint ❑ Writ of Summons ❑Petition E ❑Transfer from Another Jurisdiction ❑ Declaration of Taking C Lead Plaintiff's Name: CITIMORTGAGE,INC. Lead Defendant's Name: KEVIN E. HUTCHISON T I Are money damages requested? El Yes g- Dollar Amount Requested: ❑ within arbitration limits 0 (Check one) ❑x outside arbitration limits N Is this a Class Action Suit? Elves Z No Is this an MDJ Appeal? ❑ Yes ❑x No A Name of Plaintiff/Appellant's Attorney: Michael Dingerdissen,Esq., Id.No.317124,Phelan Hallinan, LLP ❑ Check here if you have no attorney (are a Self-Represented (Pro Sej Litigant) Nature of the Case: Place an "X"to the left of the ONE case category that most accurately describes your PRIMARY CASE.If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment ❑Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑Nuisance ❑Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other ❑ Product Liability(does not S include muss tort) ❑ Employment Dispute: ❑ Slander/Libel/Defamation Discrimination E ❑ Other: ❑ Employment Dispute:Other ❑ Zoning Board C ❑ Other: T I MASS TORT ❑ Other: 0 ❑Asbestos N ❑Tobacco ❑Toxic Tort-DES ❑ Toxic Tort- Implant REAL PROPERTY MISCELLANEOUS ❑Toxic Waste ❑ Ejectment ❑ Common Law/Statutory Arbitration B ❑ Other: ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑Non-Domestic Relations ®Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABILITY ❑Mortgage Foreclosure: Commercial ❑Quo Warranto ❑Dental ❑Partition ❑Replevin ❑Legal ❑ Quiet Title ❑ Other: ❑ Other: ❑Medical ❑ Other Professional: Pa.R.C.P, 205.5 Updated 01/01/2011 r ILE0-0F'FlCE O THE PROTHONOTARY 201h JUN 30 AM 9: `L4 CUMBERLAND COUNTY PENNSYLVANIA PHELAN HALLINAN, LLP Michael Dingerdissen,Esq.,Id.No.317124 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza ATTORNEY FOR PLAINTIFF Philadelphia,PA 19103 Michael.Dingerdissen@phelanhallinan.com 215-563-7000 CITIMORTGAGE, INC. 1000 TECHNOLOGY DRIVE COURT OF COMMON PLEAS O'FALLON, MO 63368 CIVIL DIVISION Plaintiff V. TERM S86 KEVIN E. HUTCHISON NO. 47 WALNUT STREET CARLISLE,PA 17013-3877 CUMBERLAND COUNTY DAWN E. STROCK 47 WALNUT STREET CARLISLE,PA 17013-3877 Defendants CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE S File 4: 948279 S6 �8�1� 1. Plaintiff is CITIMORTGAGE, INC. 1000 TECHNOLOGY DRIVE O-FALLON, MO 63368 2. The name(s) and last known address(es) of the Defendant(s) are: KEVIN E. HUTCHISON 47 WALNUT STREET CARLISLE,PA 17013-3877 DAWN E. STROCK 47 WALNUT STREET CARLISLE, PA 17013-3877 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 07/24/2001 KEVIN E. HUTCHISON and DAWN E. STROCK made, executed and delivered a mortgage upon the premises hereinafter described to BROADVIEW MORTGAGE COMPANY , which mortgage is recorded in the Office of the Recorder of Deeds of CUMBERLAND County, in Mortgage Book 1729, Page 2053. By Assignment of Mortgage recorded 04/01/2013 the mortgage was assigned to PLAINTIFF, which Assignment is recorded in Assignment of Mortgage Instrument No. 2013 101 l O.The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 12/01/2013 and each month thereafter are due and unpaid, and by the terms File#: 948279 of said mortgage, upon failure of Mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage as of 07/01/2014: Principal Balance $64,503.52 Interest $2,902.64 11/0 1/2013 through 07/01/2014 Accumulated Late Charge $493.28 Escrow Advance Balance $576.26 TOTAL $68,475.70 7. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. 8. Notice of Intention to Foreclose as set forth in Act 6 of 1974,Notice of Homeowner's Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended in 2008, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or hasihave been denied assistance by the Pennsylvania Housing Finance Agency. 9. This action does not come under Act 91 of 1983 because the mortgage is FHA-insured- File#: 948279 WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $68,475.70,'°together with interest, costs, fees, and charges collectible under the mortgage including but not limited to attorney fees and costs, and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN, LLP By: tkw Mic ael Dingerdissen, Esq., Id.No.317124 Attorney for Plaintiff File M 948279 LEGAL DESCRIPTION ALL that certain house in Lot of ground located at and known as 47 Walnut Street, Carlisle Borough, Pennsylvania, more particularly bounded and described as follows: BOUNDED on the South by Walnut Street, on the West by property now or formerly of Clair Tritt and wife, known as number 49 Walnut Street, on the North by Lot now or formerly of Clair Tritt, on the East by the property now or formerly of Harriet Butcher, known as 45 Walnut Street: containing in front on Walnut Street 18 feet, more less, and having a width on the North of 18 feet, and having a depth along the West side of 79 feet 6 inches, and inches, and along the East side of 83 feet 9 inches, more or less TOGETHER with the right of way in common with the owners of number 45 Walnut Street to an alley 2 and 1/2 feet wide located on the Western side of the property known as 45 Walnut Street. BEING the same premises which Robert C. Saidis, executor under the Last Will and Testament of Michael J. Dayworth, by deed dated September 13, 1995, and recorded in the office of the Recorder of Deeds in and for Cumberland County in deed Book 128, Page 224, granted and conveyed to P. Terry Cline, the grantor herein. PROPERTY ADDRESS: 47 WALNUT STREET, CARLISLE, PA 17013-3877 PARCEL #04-21-0320-431 File#: 948279 v VERIFICATION The undersigned attorney hereby states that I am the attorney for the Plaintiff in this matter,that Plaintiff is outside the jurisdiction of the Court and/or the verification could not be obtained within the time allowed for the filing of the pleading,that I am authorized to make this verification pursuant to Pa.R.C.P. 1024(c),and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are based upon information supplied'by Plaintiff and are true and correct to the best of my information and belief. Furthermore,counsel intends to substitute a verification from Plaintiff upon receipt. The undersigned understands that this statement is made subject to the penalties of 18 Pa.C.S. Sec. 4904 relating'to unsworn falsifications to authorities. d Attorney for Plaintiff l DATE: � ,. FORM 1 IN THE COURT OF COMMON PLEAS CITIMORTGAGE,INC. OF CUMBERLAND COUNTY,PENNSYLVANIA Plaintiff(s) vs. r: KEVIN E. HUTCHISON r= DAWN E. STROCK Defendant(s) Civil � � NOTICE OF RESIDENTIAL MORTGAGE FORECLUE ; DIVERSION PROGRAM aril ..--ir`9 You have been served with a foreclosure complaint that could cause you to lose your home. -A If you own and live in the residential property which is the subject of this foreclosure action,you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer,you must take the following steps to be eligible for a conciliation conference. First,within twenty(20)days of your receipt of this notice,you must contact Mid?enn Legal Services at(717)243-9400 extension 2510 or(800) 822-5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal represegtative,you must promptly meet with that legal represcitative within twenty(20)days of the appointment date. During that meeting,you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto,the legal representative will prepare and a Request for Conciliation Conference with the Court,which must be filed with the Court within sixty(60)days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer,you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative.However,you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf.If you and your lawyer complete a financial worksheet in the format attached hereto,your lawyer will prepare and file a Request for Conciliation Conference with the Court,which must be filed within sixty(60)days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled,you will have an opportunity tomeet with a representative of your lender in an attempt to work out reasonable arguments with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME,YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: luI L.-� Date Michael Dingerdissen,Esq.,Id.No.317124 Attorney for Plaintiff FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket# BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance,your lender must consider your circumstances to determine possible options while working with your counseling agency. Please provide the following information to the best of your knowledge: CUSTOM ' Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address(if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? CO-BORROWER Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? FINANCIAL INFORMATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes❑ No ❑ If yes, provide names, location of court, case number& attorney: Assets Amount Owed: Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile#1: Model: Year: Amount owed: Value: Automobile#2: Model: Year: Amount owed: Value: Other transportation automobiles, boats,motorcycles): Model: Year: Amount owed: Value Monthly Income Name of Employers: I. Monthly Gross Monthly Net 2. Monthly Gross Monthly Net 3. Monthly Gross Monthly Net Additional Income Description (not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2"d Mortgage Utilities Car Payment(s) Condo/Neigh.Fees Auto Insurance Med. not covered Auto fuel/repairs Other prop. payment Install. Loan Payment Cable TV Child Su ort/Alim. Spending Mone Da /Child Care/Twit. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income& Expenses: Have you been working,with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone(Office): Fax: Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ❑ No❑ If yes. please indicate the status of those negotiations: Please provide the following information, if known, regarding your lender and lender's loan servicing company: Lender's Contact(Name): Phone: Servicing Company(Name): Contact: Phone: AUTHORIZATION I/We, , authorize the above named to use/refer this information to my lender/servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I/We understand that I/we am/are under no obligation to use the counseling services provided by the above named Borrower Signature Date Co-Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: 1 Proof of income 2 Past 2 bank statements 3 Proof of any expected income for the last 45 days 4 Copy of a current utility bill 5 Letter explaining reason for delinquency and any supporting documentation (hardship letter) 6 Listing agreement (if property is currently on the market) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717)249-3166 (800)990-9108 File#: 948279 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY ai OFFICE OF THE SHERIFF _ .L , v i TEE PRUTHJ?i,) ire.;`. 2Citi JUL I 1 10: 20 CUMBERLAND COUNTY PENNSYLVANIA CITIMORTGAGE, Inc. vs. Kevin E Hutchison (et al.) Case Number 2014-3815 SHERIFF'S RETURN OF SERVICE 07/02/2014 01:30 PM - Deputy William Cline, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Kevin E Hutchison at 47 Walnut Street, Carlisle Borough, Carlisle, PA 17013. CLINE, DEPUTY 07/02/2014 01:30 PM - Deputy William Cline, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Kevin Hutchison, Husband, who accepted as "Adult Person in Charge" for Dawn E Strock at 47 Walnut Street, Carlisle Borough, Carlisle, PA 17013. CLINE, DEPUTY SHERIFF COST: $50.78 SO ANSWERS, July 03, 2014 RONNY R ANDERSON, SHERIFF (c) CountySuite Sheriff, Toleosoft, Inc.