Loading...
HomeMy WebLinkAbout14-3871 • r Supreme Cou,rfa -;Pennsylvania Court of.Commow eas For Prothonotmy Use Only: l 051,06v Shoet f. � II,, ;t Docket No: ,, CUMSERLANI�$;�'• County The h1fbrmation collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service ofpleadings or other a ers as required by law or rules of court. Commencement of Action: S C3 Complaint 0 Writ of Summons Petition 0 Transfer from Another Jurisdiction Declaration of Taking E C Lead Plaintiff's Name: Lead Defendant's Name: T CACH,LLC MATTHEW S GAMBER Dollar Amount Requested: Owithin arbitration limits I Are money damages requested? Oo Yes 0 N O (check one) Doutside arbitration limits N Is tlds a Class Action Suit? El Yes O"No Is this an AIDJAppeal? 0 Yes d No A Name of Plaintiff/Appellant's Attorney: ALLAN C. SMITH,ESQ. 0 Check here if you have no attorney(area Self-Represented [Pro Se]Litigant) Nature of the Case: Place an"Y' to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include.Afars Tort) CONTRACT(do not include Judgments) CIVIL APPEALS Olntentional 0 Buyer Plaintiff Administrative Agencies O Malicious Prosecution Debt Collection:.Credit Card 0 Board of Assessment 0 Motor Vehicle 0 Debt Collection:.Other 0 Board of Elections 0 Nuisance Dept. of Transportation. Q Premises Liability B Statutory Appeal:Other S Q Product Liability(does not include [3 Employment Dispute: E mass toff Slander/Libel/Defamation Discrimination 0 Slander/Libel/ Other [3 Employment Dispute: Other [3 Zoning Board � other: T I 0 Other: O MASS TORT Q Asbestos N [3 Tobacco 0 Toxic Tort-DES Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS 0 Toxic.Waste 0 Other: 0 Ejectment 0 Common Law/Statutory Arbitration B 0 Eminent Domain/Condemnation 0 Declaratory Judgment 0 Ground Rent 8,Non-Domestic Mandamus Landlord/Tenant Dispute Relations 0 Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABLITY 0 Mortgage Foreclosure:Commercial 0 Quo Wan•anto 0 Dental 0 Partition 0 Replevin 0 Legal Q Quiet Title 0 Other: 0 Medical Q Other: 0 Other Professional: Updated 1/111011 * Q 2 1 6 6 9 — C O M — 1 — Law Firm of Allan C. Smith,P.0 J Attorney ID: 204756 1276 Veterans Highway (:tdf•�[3r Bristol,Suite PA 19007 � ��-��NI�k�`� (888)275-6399/(215)428-0666 A Attorney for Plaintiff CACH,LLC ) COURT OF COMMON PLEAS 4340 SOUTH MONACO STREET 2ND ) CUMBERLAND COUNTY FLOOR DENVER,CO 80237 ) Plaintiff, ) ` VS. ) No.: MATTHEW S GAMBER ) 304A N SAINT JOHNS RD ) CAMP HILL,PA 17011 ) COMPLAINT To: MATTHEW S GAMBER 304A N SAINT JOHNS RD CAMP HILL,PA 17011 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served. By entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and the court without further notice may enter a judgment against you for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE,PA 17013. �y l�A 1b3,7�, Telelphone: 249-3166 ala-" a + u D C W QqJ)-)9(q 3 1 � AVISO Le han dernandado a usted en is corte. Si usted quiere defenderse de estas demandas expuestas en las pagins siguientes. Usted tiene veinte (20) dias de plaza al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia excrita o en persons o con abogado y entregar o sus objecciones a las demandas en contra de su persona. Se avisado que si usted no se defiende. La corta tomara medidas y puede continuar la demada en contra suya sin previo Avisa o notificion. Ademas la corte puede decidie a favor del demandante y requiere que usted compla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedas o otros derechos imporrantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO O SI NO T1ENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSOAN O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. SERVICE DE REFERENCIA LEGAL CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE,PA 17013. Telelphone: 249-3166 Y r Plaintiff, CACH, LLC, by its attorney Allan C. Smith, Esq., by way of complaint against Defendant MATTHEW S GAMBER, avers the following: 1. Plaintiff, CACH, LLC, is a Colorado limited liability company doing business at 4340 South Monaco Street 2nd Floor,Denver, CO 80237. 2. Defendant, MATTHEW S GAMBER, is an individual residing at 304A N SAINT JOHNS RD., CAMP HILL,PA 17011. 3. Plaintiff's cause of action is based upon a writing. 4. Defendant,MATTHEW S GAMBER, was indebted to HSBC Bank Nevada,N.A. & its Affiliates for a breach of the written contract by and between them in the amount of $6,282.30 which balance was due and unpaid as of October 26,2012,for credit card account number 5123003032922176.<Exhibit A> 5. On or about November 14,2012, sold the debt for good and valuable consideration to plaintiff, CACH,LLC<Exhibit B> 6. The Defendant, Matthew S Gamber, last tendered a payment on 08/15/2012. 7. Pursuant to P.R.C.P Rule 1019(i), a copy of the controlling writing, the Card Member Agreement, is not accessible to the Plaintiff at this time and is in the possession of the third-party assignor of the debt to Plaintiff. Plaintiff has a reasonable and good faith belief that said writing can be produced to Defendant during discovery or prior to trial. 8. Plaintiff is entitled to charge-off account finance charges of$0.00. <Exhibit A> 9. Plaintiff is entitled to pre-litigation charge-off interest of $0.0000 per day from the default date ( 0.000% annual percentage rate x $6,282.30/ 365 days) or $0.0000 x 600 days = $0.00; which is accrued interest through the date of filing. <Exhibit A> Plus an award of late fees 0.00, court costs $203.75 and reasonable attorneys fees as stated in the Cardholder Agreement. 10. The defendant, being indebted to the plaintiff upon the account by and between them did promise to pay said sums upon demand. Demand has been made for payment and the defendant has failed to remit payment. WHEREFORE, plaintiff demands judgment against the defendant for $6,486.05 which includes interest, court costs, and a prayer to the court for reasonable attorney's fees, should this matter be contested or go to default judgment. Date: May 19,2014 Mian C.Smith, sq. EXHIBIT A HSBC CARD SERVICESAccount Statement Account Number 5123 0030 3292 2176 (ICRC 4DOctober 08-,2012 to October 26,2012 1�L Page 1 of 1 Si1MMAR(flFACCOUNTt1�TtVITY 1i PAYMENT IN�O(2AAAT1©t7 a saw'. .. e �JL Previous Balance $6,282.30 Credit Limit $6,200.00 New Balance $0.00 Payments - $0.00 Credit Available $0.00 Minimum Payment Due $0.00 Other Credits - $6,282.30 Cash Advance Limit V $3,100.00 Payment Due Date 11/02/2012 Purchases/Debits + $0.00 Cash Advance Available $0.00 late Payment Warning:If we do not receive your minimum payment by the - Cash Advances + $0.00 Statement Closing Date 10/26/2012 date listed above, you may have to pay a late fee of up to$35 and your APRs Past Due Amount $0.00 Days in Billing Cycle 18 may be increased up to the Penalty APR of 29.99%. Fees Charged + $0.00 Minimum Payment Warning:If you make only the minimum payment Interest Charged + $0.00 each period,you will pay more in interest and it will take you longer to pay New Balance $0.00 off your balance.For example: If you make no additional You will pay off the And you will end up charges using this card and balance shown on this paying an estimated each month you pay... statement in about... total of... Cash Advance Limit is a,portion of Total Credit Limit Only the minimum payment 15 Years $6282.00 If you would like information about credit counseling services,call 1-866-569-2227. - Questions? Payment Address:Payment Center,PO Box 17313,Baltimore,MD 212974313 Customer Service: - 866-8453225 Billing Inquiries:Cardmember Services,PO Box 5894,Carol Stream,IL 601975894 . Lost/Stolen Card: 866-8453225 Manage Your account online at www.AccountCentralOnline.com Outside USA Collect: - 904-997-4997 TDD/Hearing Impaired: 877-902-0967 I "�INlOMTIOz rv 0fdAN 11'.1, AS A REMINDER,YOU MAY PAY YOUR CREDITCARD BILL ONLINE OR THROUGH OUR AUTOMATED PHONE SYSTEM FOR NO FEE. The HEXAGON DESIGN®(AND VARIATIONS),HSBC®,THE WORLD'S LOCAL BANK®,HOUSEHOLD®(AND DESIGN)and HOUSEHOLD BANK®Eareregistered trademarks of HSBC Holdings plc or HSBC Finance Corporation and are used by Capital One by permission. Capital One is the issuer of this account.E TI2A'NSAC 1IONSn k s Trans Date Past Date Description of Transaction or Credit - Reference Number Amount 10/26 10/26 CHARGE OFF ACCOUNT-PRINCIPALS F88000OMWOOOFZOOI $5,813.46- 10126 10/26CHARGE OFF ACCOUNT*FINANCE CHARGES' $468.84-Ta - - l=ees .. .,,,. . , . - TOTAL FEESFOR THIS PERIOD - $0.00 mwr �'• rK 91 erb`f8L4C178I'$BC'll� y^L 10/26 10/26 Interest Charge on Purchases' $0.00 - 10/26 10/26 Interest Charge on Cash Advances $0.00 TOTAL INTEREST FOR THIS PERIOD $0.00 7ot�Jkr fib©dfe Total Fees charged in 2012_.. $95.00 Total Interest charged in 2012 $1,093.11 INTEREST�CHAFtGEEAtCULi4ifON ` �' ° � . .. r a � .,:. . Your Annual Percentage Rate(APR)is the annual interest rate on your account. Type of Balance Annual Percentage Rate(APR) Balance Subject to Interest Rate Interest Charge Promotional Balance Purchase 20.74%(v) .$0.00 $0.00 N/A Cash Advances 20.90%(v) $0.00 $0.00 N/A (v)=Variable Rate. 5994 -DOH 1 3 4 121026 0 Z X PAGE 1 of 1 10 8355 3000 C452 01CU5994 DETACHAND RETURN BOTTOM PORTION WITH YOUR PAYMENT. SEEREVERSESIDE FORIMPORTANT INFORMATION 'Your account is over the credit limit. Account Number: 5123 0030 3292 2176 - �'+ ^ Please pay your total due of$0.00,which New Balance $0.00 HSBC1u includes your Minimum Payment Due and Minimum Payment Due $0.00 any additional Over the Credit Limit and/or ? Payment Due Date 1110212012 ',•Past Due amounts. _ -------------------------- •------------------------- Include account number on check to: Card Services Do not send cash.Please send your payment 7 to 10 days - prior to the payment due date to ensure timely delivery. - - AMOUNT ENCLOSED$�❑❑❑❑❑❑.❑❑ _ ' MATTHEW S GAMBER 821 PO BOX 245 CAMP HILL PA 17001-0245 PAYMENTCENTEIR III""I"'n1IhIII11111rIInIILIIIII'II'IIIIIIIIInI'IIII"III PO BOX 71105 CHARLOTTENC 28272-1105 II""I"IIIIIIIIIII"IIII111I1I111111uIu11"I'I'IIIIII'II'IIi1 New Address or Phone Number?Please check the box and enter your new information on reverse side' - 512300303292217600000000000000008 J M What To Do if You Think You Find a Mistake on Your Statement Calculating the Balance Subject to Interest Rate:For each transaction If you think there is an error on your statement,write to us on a separate category,we add all the Daily Balances for the billing cycle together and sheet of paper at the billing inquiries address listed on the front of this divide the total by the number of days in the billing cycle.This is the Average billing statement. Daily Balance(including new purchases)method. In your letter,give us the following information: Annual Percentage Rate:If your Account has a variable rate,your Annual • Account information:Your name and account number. Percentage Rate may vary. • Dollar amount:The dollar amount of the suspected error. Penalty APR:Your APRs may increase to the PenaltyAPR if you fail to make • Description of Problem:If you thinkthere is an error on your bill,describe a minimum payment to us when due.If your Account becomes subject to what you believe is wrong and why you believe it is a mistake. the Penalty APR,we will provide advance notice before the new Penalty APR You must contact us within 60 days after the error appeared on your statement. goes into effect.If you make the next six consecutive minimum payments You must notify us of any potential errors in writing.You may call us,but if once the Penalty APR goes into effect,your rates will return to the non- six you do we are not required to investigate any potential errors and you may consecuttiive mRs inimlum paymcable to ents,wour e may kent.If ep theoPena make APR ion your have to pay the amount in question. Account indefinitely. While we investigate whether or not there has been an error,the following Foreign Transaction Fee:A 3%Foreign Transaction Fee will be assessed are true: on the U.S.dollar amount on transactions made in a foreign currency. • We cannot try to collect the amount in question,or report you as Card Renewal Annual Fee:An Annual Fee may apply to your Account.If delinquent on that amount. Your Annual Fee is billed annually,you can avoid paying the fee if you call and • The charge in question may remain on your statement,and we may continue to charge you interest on that amount.But,if we determine close your Account within days of being billed.You may continue to use that we made a mistake,you will not have to pay the amount in question Your Card during the dayy p period without paying the fee. your fee is billed monthly,when you call11 and close your Account due to the Annual Fee charge, or any interest or other fees related to that amount. While you do not have to pay the amount in question,you are responsible that month's fee will be credited back your Account. • for the remainder of your balance. About Your Payment:You agree to payy at least the Minimum Payment Due • We can apply any unpaid amount against your credit limit. in time to be credited to your Account as of the Payment Due Date.You may Your Rights if You Are Dissatisfied With Your Credit Card Purchases pay more than the Minimum Payment Due,and you may pay the entire New 9 Balance at any time. If you are dissatisfied with the goods or services that you have purchased Payments should be mailed with a single coupon to the payment address with your credit card,and you have tried in good faith to correct the problem shown on the front of this billing statement.Payments must be made by a with the merchant,you may have the right not to pay the remaining amount single check or money order payable in U.S.dollars and drawn on a U.S. due on the purchase. Institution.Payments may also be made using our optional payment by phone To use this right,all of the following must be true: or online services using the phone number or Web address listed on the front 1.The purchase must have been made in your home State or within 100 of this billing statement.Payments received on any day at the payment miles of your current mailing address,and the purchase price must have address shown on the front by 5:00 p.m.in the time zone of such payment been more than$50. (Note: Neither of these are necessary if your address will be credited to your Account as of the date of receipt. Payments purchase was based on an advertisement we mailed to you,or if we own submitted by phone or online by 5:00 p.m.Pacific Time will be credited to the company that sold you the goods or services.) your Account as of the date of receipt.All payments received after 5:00 p.m. 2.You must have used your credit card for the purchase.Purchases made of the time zone indicated will be credited the next day.A processing fee may with cash advances from an ATM or with a check that accesses your credit apply to agent assisted phone payments.Crediting payments to your Account card account do not qualify. may be delayed up to five days if the payment is not made as described 3.You must not yet have fully paid for the purchase. above, or, is not mailed to and received at the address provided for If all of the criteria above are met and you are still dissatisfied with the remittance;is not accompanied by the payment coupon;is received in an purchase,contact us in writing at the billing inquiries address on the envelope other than the envelope provided for remittance;is stapled,folded, front of this billing statement. or paper clipped;or includes multiple payment coupons or checks.Requests While we investigate,the same rules apply to the disputed amount as for credit balance refunds should be mailed to the inquiry address shown on discussed above.After we finish our investigation,we will tell you our the front of your billing statement. decision.At that point,if we think you owe an amount and you do not pay By sending us a check for payment on your Account,you authorize we may report you as delinquent. us to make a one time electronic funds transfer(EFT)from your bank How to Avoid Paying Interest on Purchases(Grace Periods on Credit account or to process the payment as a check transaction.When we Card Purchases):Periodic Interest Charges begin to accrue on the date of use information from your check to make an EFT,funds may be withdrawn the transaction and continue to accrue until your balance is paid in full.However, from your account as soon as the same day we receive your payment,and If you pay your entire New Balance shown by the Payment Due Date in the you will not receive your check back from your financial institution.If you do previous month,you can pay your current month's New Balance by the Payment not want your checks to be converted to an EFT,please call customer service Due Date without being assessed an Interest Charge on your purchases. at the phone number on the back of your card. Paying Interest on Other Transactions(No Grace Period on other Payment by Phone:When you use our optional payment by phone service, transactions):There is no Grace Period for other transactions including you authorize us to initiate an electronic funds transfer from your designated cash advances,balance transfers,and credit card checks.Periodic Interest bank account or to process the payment as a check transaction.You must Charges begin to accrue on the date of the transaction,and continue to authorize the amount and timing of each payment. Please retain this accrue until payment in full is credited to your Account. authorization for your records. How We Calculate Interest Charges:We calculate the periodic Interest Hearing Impaired:If you are hearing impaired,call Telecommunications Charge on your Account by multiplying the applicable Daily Periodic Rate by Devices for the Deaf(TDD/TTY)at the phone number listed on the front of the Average Daily Balance for each category of transactions shown on your this billing statement. billing statement(e.g.,purchases,balance transfers,cash advances);the Negative Credit Bureau Reporting:We may report information about results are then multiplied by the number of days in the billing cycle.You Your Account to credit bureaus.Late payments,missed payments,or other can determine your Daily Periodic Rate by dividing the APR by 365. defaults on your Account may be reflected in your credit report.If any Determining the Daily Balance:We take the beginning balance for each specific information related to your Account, transactions or credit category of transactions each day,add any new transactions,any previous experience with us is inaccurate,you may notify us and request us to correct day's periodic Interest Charges,any assessed fees and charges,and subtract the inaccurate information(after confirmation of the alleged error)reported any payments and/or credits.If your Account is subject to a grace period to any credit reporting agency by writing to us at P.O.Box 5253,Carol during the billing cycle,payments made during that cycle will be subtracted Stream,IL 60197-5253. from all Daily Balances in the current cycle.If a transaction for a returned Debt Collection:We are required by law,if applicable,to notify you that we payment or a dispute resolved in our favor posts after the beginning of the are attempting to collect a debt,and any information obtained will be used billing cycle,the applicable Daily Balance(s)and any related Interest Charge for that purpose. calculations will be adjusted retroactively to include the transaction amount 01 CU5994-4-01/19/11 as of the date of the original transaction. 02010 Card Services Inc. To ensure accuracy, please print neatly using uppercase letters and numbers only! If you've filled in a new address and/or phone number,be sure to check the box on the reverse side of this payment coupon. Change of address form. Street Number(it any) Street Name or the words"PO Box" Und or PO Box Number ❑ET-1❑® ❑❑❑❑❑❑❑=10❑m DEED❑ City State Zip DD❑❑DD❑❑❑❑❑❑❑❑❑❑❑❑❑❑ ❑ DDE❑❑ Email DAddress ❑❑❑❑❑❑❑❑❑❑❑❑❑❑❑❑❑❑m❑�❑❑ Home Phone(Primary) Work Phone(Primary) ❑❑D/❑❑❑-❑❑❑ ❑=❑❑❑-DEED Mobile Phone Work Phone(Secondary) D❑❑/❑❑❑-❑❑❑ ❑❑❑C❑❑❑-DEED HSBC CARD SERVICESAccount Statement Accou HSBC 4D July 08,3 2012 to August 08,2012 Page 1 of 3 SUMMARY OFACCOUNTACI1VITti' PAYMENTINFORMATION -... Previous Balance $6,609.36 Credit Limit $6,200.00 New Balance -- - $6,726.88 Payments - $0.00 Credit Available $0.00 Minimum Payment Due $1,216.00 Other Credits - $0.00 Cash Advance Limit V $3,100.00 Payment Due Date 09/02/2012 Purchases/Debits + $0.00 Cash Advance Available $0.00 late Payment Warning:If we do not receive your minimum payment by the Cash Advances + $0.00 Statement Closing Date 08/08/2012 date listed above, you may have to pay a late fee of up to$35 and your APRs Past Due Amount $1,031.00 Days in Billing Cycle 31 may be increased up to the Penalty APR of 29.99%. Fees Charged + $0.00 Minimum Payment Warning:If you make only the minimum payment Interest Charged + $117.52 each period,you will pay more in interest and it will take you longer to pay New Balance $6,726.88 off your balance.For example: If you make no additional You will pay off the And you will end up charges using this card and balance shown on this paying an estimated each month you pay... statement in about... total of... Kash Advance Limit is a portion of Total Credit Limit Only the minimum payment 19 Years $15257.00 $253.00 3 Years $9094.00 Savin s=$6163.00 If you would like information about credit counseling services,call 1-866-569-2227. Questions? Payment Address:Payment Center,PO Box 17313,Baltimore,MD 21297-1313 Customer Service: 866.845-3225 Billing Inquiries:Cardmember Services,PO Box 5894,Carol Stream,IL 601975894 LosllStolen Card: 866-845-3225 Manage Your account online at www.AccountCentralOnline.com Outside USA Collect: 904.9974997 TDD/Hearing Impaired: 877-902-0967 IMPORTANT INFORMATION _ .._.:.._. . YOUR ACCOUNT IS SERIOUSLY PAST DUE.IT IS IMPERATIVE THAT YOU PAY THE AMOUNT DUE TO AVOID FURTHER DAMAGE TO YOUR CREDIT.YOU MAY CONTACT AN ACCOUNT SPECIALIST AT 1-800-435-1415 TO CUSTOMIZE A REPAYMENT PLAN. YOUR ACCOUNT IS CURRENTLY CLOSED. AS A REMINDER,YOU MAY PAY YOUR CREDITCARD BILL ONLINE OR THROUGH OUR AUTOMATED PHONE SYSTEM FORNO FEE. The HEXAGON DESIGNS(AND VARIATIONS),HSBC®,THE WORLD'S LOCAL BANK®,HOUSEHOLD®(AND DESIGN)and HOUSEHOLD BANK®Eareregistered trademarks of HSBC Holdings plc or HSBC Finance Corporation and are - used by Capital One by permission. Capital One is the issuer of this account. E IMPORTANT ANNOUNCEMENT: Effective October 1,2012 we will no longer accept credit card payments at HSBC Bank Branches.We apologize for any inconvenience this may cause you.Please make your payments using any of these three easy methods: by mail, by phone,or online.The correct mailing address,phone number, and Web address for your account are listed on the front of this billing statement. For more information about making a payment, please review the instructions located on the back of this statement. TRAN$ATIONS ..,, _ h. Trans Date Post Date Description of Transaction or Credit Reference Number Amount nr -� TOTAL FEESFOR THIS PERIOD -- T $0.00 ' r9e_c_U 08/08 08/08 Interest Charge on Purchases $100.61 08/08 08/08 Interest Charge on Cash Advances $16.91 TOTAL INTEREST FOR THIS PERIOD $117.52 52012 Totals Year to Date Total Fees charged in 2012 $95.00 Total Interest charged in 2012 $876.69 INTERESTiCHARGECALCUL;ATION Your Annual Percentage Rate(APR)is the annual interest rate on your account. Type of Balance Annual Percentage Rate(APR) Balance Subject to Interest Rate Interest Charge Promotional Balance Purchase 20.74%v $5,713.11 $100.61 N/A 5994 DOH 1 7 4 120808 0 E X PAGE 1 of 3 1 0 8355 3000 C452 01CU5994 DETACH AND RETURN BOTTOM PORTION WITH YOUR PAYMENT, SEE REVERSESIDE FOR IMPORTANT INFORMATION 'Your account is over the credit limit. Account Number: 5123 0030 3292 2176 HSBC ID Please pay your total due of$1,216.00, j�'� New Balance $6,726.88 which includes your Minimum Payment Minimum Payment Due $1,216.00• Due and any additional Over the Credit Payment Due Date 0910212012 {Limit and/or Past Due amounts. ----------------------------------------------------------- Include account number on check. Do not send cash.Please send your payment 7 to 10 days prior to the payment due date to ensure timely delivery. AMOUNT 1:1 ENCLOSED$1:11:1 ElEl El1 ❑•❑ MATTHEW S GAMBER 821 PO BOX 245 CAMP HILL PA 17001-0245 PAYMENTCENTER 1111111"1111'lll'11111111'11111'1"1111'11"'111111111"1111111 PO BOX 17313 BALTIMORE MD 21297-1313 '1111111'11111111111'1111111'111'1'll1111111'llllll'lllll'llltlr' New Address or Phone Number?Please check the box and enter your new information on reverse side 512300303292217600121600006726888 What To Do if You Think You Find a Mistake on Your Statement Calculating the Balance Subject to Interest Rate:For each transaction If you think there is an error on your statement,write to us on a separate category,we add all the Daily Balances for the billing cycle together and sheet of paper at the billing inquiries address listed on the front of this divide the total by the number of days in the billing cycle.This is the Average billing statement. Daily Balance(including new purchases)method. In your letter,give us the following information: Annual Percentage Rate:If your Account has a variable rate,your Annual • Account information:Your name and account number. Percentage Rate may vary. • Dollar amount:The dollar amount of the suspected error. Penalty APR:Your APRs may increase to the Penalty APR if you fail to make • Description of Problem:If you thinkthere is an error on your bill,describe a minimum payment to us when due.If your Account becomes subject to what you believe is wrong and why you believe it is a mistake. the Penalty APR,we will provide advance notice before the new Penalty APR You must contact us within 60 days after the error appeared on your statement. goes into effect.If you make the next six consecutive minimum payments You must notify us of any potential errors in writing.You may call us,but if once the Penalty APR goes into effect,your rates will return to the non- you do we are not required to investigate any potential errors and you may penalty APRs applicable to your Account.If you do not make these six have to pay the amount in question. consecutive minimum payments,we may keep the Penalty APR on your While we investigate whether or not there has been an error,the following Account indefinitely. d are true: Foreign Transaction Fee:A 3%Foreign Transaction Fee will be assessed • We cannot try to collect the amount in question,or report you as on the U.S.dollar amount on transactions made in a foreign currency. delinquent on that amount. Card Renewal Annual Fee:An Annual Fee may apply to your Account.If • The charge in question may remain on your statement,and we may your Annual Fee is billed annually,you can avoid paying the fee if you call and continue to charge you interest on that amount.But,if a determine close your Account within 30 days of being billed.You may continue to use that we made a mistake,you will not have to pay the amount in question your Card during the day period without paying the fee. your fee is billed or any interest or other fees related to that amount. monthly,when you callll and close your Annual Account due to the Fee charge, • that month's fee will t:credited back y your Account. While you do not have to pay the amount in question,you are responsible About Your Payment:You agree to pay at least the Minimum Payment Due for the remainder of your balance. We can apply any unpaid amount against your credit limit. in time to be credited to your Account as of the Payment Due Date.You may Your Rights if You Are Dissatisfied With Your Credit Card Purchases Balancoe re ata nan y tlime.Minimum Payment Due,and you may pay the entire New If you are dissatisfied with the goods or services that you have purchased Payments should be mailed with a single coupon to the payment address with your credit card,and you have tried in good faith to correct the problem shown on the front of this billing statement.Payments must be made by a with the merchant,you may have the right not to pay the remaining amount single check or money order payable in U.S.dollars and drawn on a U.S. due on the purchase. Institution.Payments may also be made using our optional payment by phone To use this right,all of the following must be true: or online services using the phone number or Web address listed on the front 1.The purchase must have been made in your home State or within 100 of this billing statement.Payments received on any day at the payment miles of your current mailing address,and the purchase price must have address shown on the front by 5:00 p.m.in the time zone of such payment been more than$50.(Note:Neither of these are necessary if your address will be credited to your Account as of the date of receipt. Payments purchase was based on an advertisement we mailed to you,or if we own submitted by phone or online by 5:00 p.m.Pacific Time will be credited to the company that sold you the goods or services.) yourAccount as of the date of receipt.All payments received after 5:00 p.m. 2.You must have used your credit card for the purchase.Purchases made of the time zone indicated will be credited the next day.A processing fee may with cash advances from an ATM or with a check that accesses your credit apply to agent assisted phone payments.Crediting payments to your Account card account do not qualify. may be delayed up to five days if the payment is not made as described 3.You must not yet have fully paid for the purchase. above, or, is not mailed to and received at the address provided for If all of the criteria above are met and you are still dissatisfied with the remittance;is not accompanied by the payment coupon;is received in an purchase,contact us in writing at the billing inquiries address on the envelope other than the envelope provided for remittance;is stapled,folded, front of this billing statement. or paper clipped;or includes multiple payment coupons or checks.Requests While we investigate,the same rules apply to the disputed amount as for credit balance refunds should be mailed to the inquiry address shown on discussed above.After we finish our investigation,we will tell you our the front of your billing statement. decision.At that point,if we think you owe an amount and you do not pay By sending us a check for payment on your Account,you authorize we may report you as delinquent. us to make a one time electronic funds transfer(EFT)from your bank How to Avoid Paying Interest on Purchases(Grace Periods on Credit account or to process the payment as a check transaction.When we Card Purchases):Periodic Interest Charges begin to accrue on the date of use information from your check to make an EFT,funds may be withdrawn the transaction and continue to accrue until your balance is paid in full.However, from your account as soon as the same day we receive your payment,and if you pay your entire New Balance shown by the Payment Due Date in the you will not receive your check back from your financial institution.If you do previous month,you can pay your current month's New Balance by the Payment not want your checks to be converted to an EFT,please call customer service Due Date without being assessed an Interest Charge on your purchases. at the phone number on the back of your card. Paying Interest on Other Transactions(No Grace Period on other Payment by Phone:When you use our optional payment by phone service, transactions):There is no Grace Period for other transactions includingyou authorize us to initiate an electronic funds transfer from your designated cash advances,balance transfers,and credit card checks.Periodic Interest bank account or to process the payment as a check transaction.You must Charges begin to accrue on the date of the transaction,and continue to authorize the amount and timing of each payment. Please retain this accrue until payment in full is credited to your Account. authorization for your records. How We Calculate Interest Charges:We calculate the periodic Interest Hearing Impaired:If you are hearing impaired,call Telecommunications Charge on your Account by multiplying the applicable Daily Periodic Rate by Devices for the Deaf(TDD/TTY)at the phone number listed on the front of the Average Daily Balance for each category of transactions shown on your this billing statement. billing statement(e.g.,purchases,balance transfers,cash advances);the Negative Credit Bureau Reporting:We may report information about results are then multiplied by the number of days in the billing cycle.You your Account to credit bureaus.Late payments,missed payments,or other can determine your Daily Periodic Rate by dividing the APR by 365. defaults on your Account may be reflected in your credit report.If any Determining the Daily Balance:We take the beginning balance for each specific information related to your Account, transactions or credit category of transactions each day,add any new transactions,any previous experience with us is inaccurate,you may notify us and request us to correct day's periodic Interest Charges,any assessed fees and charges,and subtract the inaccurate information(after confirmation of the alleged error)reported any payments and/or credits.If your Account is subject to a grace period to any credit reporting agency by writing to us at P.O.Box 5253,Carol during the billing cycle,payments made during that cycle will be subtracted Stream,IL 60197-5253. from all Daily Balances in the current cycle.If a transaction for a returned Debt Collection:We are required by law,if applicable,to notify you that we payment or a dispute resolved in our favor posts after the beginning of the are attempting to collect a debt,and any information obtained will be used billing cycle,the applicable Daily Balance(s)and any related Interest Charge for that purpose. calculations will be adjusted retroactively to include the transaction amount 01 CU5994-4-01/19/11 as of the date of the original transaction. 02010Card Services Inc. To ensure accuracy,please print neatly using uppercase letters and numbers only! If you've filled in a new address and/or phone number,be sure to check the box on the reverse side of this payment coupon. Change of address form. Street Number(It arry) Street Name or the words"PO Boz" Unit or PO Box Number LIED❑❑❑ ❑M❑❑❑❑❑❑❑❑❑❑❑ ❑EE]❑❑ City State Zip O❑❑❑❑❑❑❑0❑❑❑❑❑❑❑❑❑❑❑ ❑❑ ❑❑❑❑0 Email Address ❑❑❑❑❑❑❑❑❑EEE❑❑❑❑❑❑❑❑❑❑❑❑❑ Home Phone(Primary) Work Phone(Primary) ❑ED/❑❑❑-E❑❑❑ ❑❑❑/❑❑❑-❑❑❑D Mobile Phone Work Phone(Secondary) ❑❑❑V0❑❑-0000 ❑D0T-170-000❑ HSBC CARD SERVICESAccount Statement HSBC4D Account Number 5123 0030 3292 2176 July 08,2012 to August 08,2012 Page 2 of 3 INTERS$TCHARGECALCULATIQNtuor►tinned}a, zf Type of Balance Annual Percentage Rate(APR) Balance Subject to Interest Rate Interest Charge Promotional Balance Cash Advances 20.90%(v) $952.93 $16.91 N/A (v)=Variable Rate 5994 DOH 1 7 4 120808 0 EXPAGE 2 of 3 10 8355 3000 C452 01CU5994 WHEN SENDING US YOUR PAYMENT... ALWAYS INCLUDE YOUR ACCOUNT NUMBER ON THE CHECK BE SURE TO SIGN YOUR CHECK REMOVE THE TOP PORTION OF YOUR STATEMENT AND RETURN WITH YOUR PAYMENT IN THE ENVELOPE PROVIDED PAYMENT IS DUE BY THE DATE INDICATED IN THIS STATEMENT HSBC CARD SERVICESAccount Statement Account Number 5123 0030 3292 2176 u CRC© July 08,2012 to August 08,2012 ��u.0 Page 3 of 3 5994 OOH 1 7 4 120808 0 E X PAGE 3 of 3 1 0 8355 3000 C452 OICU5994 r EXHIBIT B CERTIFICATE OF PURCHASE hereby depose and state that: 1. 1 am an Authorized Agent of CACH, LLC, a Colorado Limited Liability Company, 2. As such,I am authorized to give this Certificate,and possess sufficient personal Knowledge to do so regarding: Customer Name: MATTHEW S GAMBER Original Creditor: HSBC Bank Nevada,N.A.&its Affiliates Account Number; 5123003032922176 3. On or about November 14,2012 this account was sold by the creditor. CACH, LLC is the current owner of the account and purchased the account for good and valuable consideration. Date: Xf t 0 7-01 t, Sworn and subscribed to before me this day of 2014. Notary Pubtic a , 4' ASSIGNMENT AND BILL OF SALE 11/13/2012 Reference is made to that certain Purchase and Sale Agreement as of 03/28/2012 ("Agreement") for the sale of Accounts and Account Documents described therein to CACH, LLC, (hereinafter called"Purchaser"),upon the terms and conditions set forth in that Agreement. WHEREAS,HSBC Bank Nevada,N.A.,HSBC Bank USA,N.A.,HSBC Receivables Acquisition Company I, HSBC Receivables Acquisition Corporation(USA) III,and HSBC Receivables Acquisition Corporation(USA)IV(collectively,"HSBC") sold the Accounts described in Schedule 1 attached hereto to Capital One Bank(USA), National Association("Seller") in connection with the transactions contemplated under that certain Purchase and Assumption Agreement among HSBC Finance Corporation, HSBC USA Inc.,HSBC Technology and Services(USA)Inc. and Capital One Financial Corporation,dated August 10,2011,as amended from time to time. NOW'THEREFORE, for good and valuable consideration, Seller hereby sells, Assigns,and transfers to Purchaser, its successors and assigns, all of Seller's rights,title, and interest in each and every one of the Accounts described in the Agreement and in Schedule 1 attached hereto,as of the date first written above. Purchaser and Seller agree that the Purchase Price shall be as stated in Section 3 of the Agreement. Purchaser acknowledges and agrees that(i) Seller did not originate any of the Accounts and,prior to May 1,2012, did not service any of the Accounts,and(ii) Seller's internal policies and procedures for servicing accounts including,but not limited to, charge-off, credit bureau reporting,fraud, and billing disputes policies may be different than the charge-off policies and procedures of HSBC. This Assignment and Bill of Sale may be executed in two or more counterparts, each of which shall be deemed an original, but all of which shall constitute but one instrument. RESTRICTED IN WITNESS WHEREOF, the parties have signed and delivered this instrument dii 12103/2012. Capital One Bank(USA), National Association Signed By By: Joltii H Maurer Title: Vice President CACH, LLC 1 .i;• Signed By: -� By: ,�lfa.nE A�►..,�a Title: C.}C> RESTRICTED fl ASSIGNMENT AND BILL OF SALE 11/13/2012 Reference is made to that certain Purchase and Sale Agreement as of 03/28/2012 ("Agreement") for the sale of Accounts and Account Documents described therein to CACH,LLC,(hereinafter called"Purchaser"),upon the terms and conditions set forth in that Agreement. WHEREAS,HSBC Bank Nevada,N.A.,HSBC Bank USA,N.A.,HSBC Receivables Acquisition Company I, HSBC Receivables Acquisition Corporation(USA) III,and HSBC Receivables Acquisition Corporation(USA)IV(collectively,"HSBC") sold the Accounts described in Schedule 1 attached hereto to Capital One Bank(USA), National Association("Seller") in connection with the transactions contemplated under that certain Purchase and Assumption Agreement among HSBC Finance Corporation, HSBC USA Inc.,HSBC Technology and Services(USA)Inc. and Capital One Financial Corporation,dated August 10,2011,as amended from time to time. NOW THEREFORE, for good and valuable consideration, Seller hereby sells, assigns,and transfers to Purchaser, its successors and assigns,all of Seller's rights, title, and interest in each and every one of the Accounts described in the Agreement and in Schedule 1 attached hereto, as of the date first written above. Purchaser and Seller agree that the Purchase Price shall be as stated in Section 3 of the Agreement. Purchaser acknowledges and agrees that(i)Seller did not originate any of the Accounts and, prior to May 1,2012,did not service any of the Accounts, and(ii)Seller's internal policies and procedures for servicing accounts including,but not limited to, charge-off, credit bureau repotting, fraud,and billing disputes policies may be different than the charge-off policies and procedures of HSBC. This Assignment and Bill of Sale may be executed in two or more counterparts, each of which shall be deemed an original,but all of which shall constitute but one instrument. RESTRICTED IN WITNESS WHEREOF, the parties have signed and delivered this instrument on 12/03/2012. Capital One Bank(USA), National Association Signed By: By: Joliit H Maurer Title:Vice President CACH, LLC Signed B : By: Title: c, p RESTRICTED AFFIDAVIT OF ASSIGNMENT I am a Representative of Capital One Bank(USA),National Association(the"Seller") which owned the accoidit of the customer(s) named below under the account number specified.. The account was subsequently sold,assigned anal transferred to CACH, LLC on or about November 13, 2012. The statements,in this affidavit are based on the computerized and hard copy books and records-of the Seller,maintained in the ordinary course of business,the entries having been made by a regularly operated business. The affiant is authorized to make the statements and representations herein. Customers): GAMBER, MATTHEW S Account Number. XXXXXXXXXXXX2176 A computerized ending balance and last payment date were maintained on the Seller's database. The end balance showing on the books and records of the Seller at the time of the assignment of the account to CACH, LLC was $6,282.30 on or about November 13, .2012. The date of charge off-for the account showing on the books and records of the Seller was 10/26/2012. /� Dated this fay of ,4 �l 3 V Darlene_ Scott ly sworn to before me this Ot day of 1� l��'� *w�Ute' ��' � �►lJ�l lf� NOTARY PUBLIC —( 3 My Commission expires: t \00I MIN/ P.-MIL4F�p'�i �0.o41AIaao. 4 YE Of v ris» Template:Fonrard Flow COFAfdarir Al A VERIFICATION 1, PE TEP H`_ a!- hereby depose and state that: The language of the foregoing document is that of counsel and not necessarily my own; however, I have read the foregoing document and the factual information contained therein is true and correct to the best of my personal knowledge. I am the Authorized Representative and a duly authorized representative of the plaintiff; The factual allegations set forth in the foregoing pleading are true and correct to the best of my knowledge, information and belief,and they are that MATTHEW S GAMBER owes the balance of $6,282.30 to CACH, LLC on previously submitted invoices,which balance is due and unpaid as if the date of the execution of this Verification. I am aware that if any of the foregoing is willfully false, I am subject to punishment. I understand that false statements made herein are subject to the penalties relating to unsworn falsification to authorities. Ev: v" Dated: JUN 1 0 2014 ,cf'..F p-. 4$ P" Fr Authorized Representative SHERIFF'S OFFICE OF CUMBERLAND COUNTY f�fM Sheriff Ronny R Anderson `IL S-.` F ICE coo, of ciutorpro„,„ F THE PROTHONOTARY Jody S Smith Chief Deputy Richard W Stewart Solicitor OFFICE OF THE $t!ERIFF 20-111JUL 22 I1 2: 5 CUMBERLAND OUNTY PENNSYLVANIA CACH, LLC vs. Matthew Gamber Case Number 2014-3871 SHERIFF'S RETURN OF SERVICE 07/15/2014 10:45 AM - Sergeant Bryan D. Ward served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Matthew Gamber at the Cumberland County Sheriffs Office, One Courthouse Square, Carlisle, PA 17013. BRYAN/D.)WARD, DEPUTY SHERIFF COST: $44.95 SO ANSWERS, July 15, 2014 (c) CountySuito Sheriff, Teleosoft. Inc. RONIV ANDERSON, SHERIFF Law Firm of Allan C. Smith, P.C. Attorney ID #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 /1 (215) 428-0666 Attorney for Plaintiff t Tr I rE PRO �. L� '' 0l,i0it;-„ ..t a' 20111 SEP -5 P11 1:21 CUMEERLAigD COUNTY PENNSYLVANIA CACH, LLC Plaintiff, vs. MATTHEW S GAMBER Defendant(s). COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 14-3871 PRAECIPE TO ENTER JUDGMENT BY DEFAULT TO THE PROTHONOTARY: Please enter a Default Judgment in favor of plaintiff, CACH, LLC, and against the defendant(s), MATTHEW S GAMBER, for failure to answer or otherwise respond to the Complaint in Civil Action. The Complaint was served upon the defendant(s) on July 15, 2014. A copy of the proof of service is attached hereto. A copy of the Notice of Intention to take Default mailed to defendant(s) MATTHEW S GAMBER by regular United States mail, postage paid, on August 6, 2014, is attached hereto. Assess damages in the amount of $7,282.30 as follows: [a] $6,282.30 principal being sought in the Complaint; [b] and $0.00 interest being sought in the Complaint; [c] and reasonable attorney's fees of $1,000.00, [d] and Court Costs of $0.00, [e] and Costs of Service of $0.00. Date: August 21, 2014 By: orry Attorne Kronnagel, Esq. .D. No. 313173 v14.. S -OW_A-gy 19/1.3 R,A 310117 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY CACH, LLC vs. Matthew Gamber Case Number 2014-3871 SHERIFF'S RETURN OF SERVICE • 07/15/2014 10:45 AM - Sergeant Bryan D. Ward served the requested Complaint & Notice by "personally" handing true copy to a person representing themselves to be the Defendant, to wit: Matthew Gamber at the Cumberland County Sheriffs Office, One Courthouse Square, Carlisle, PA 17013. a BRYA I.WARD,DEPUTY SHERIFF COST: $44.95 SO ANSWERS, July 15, 2014 COUntyStlite ShOntf, Tol.aosoft RONNY R ANDERSON, SHERIFF Law Firm of Allan C. Smith, P.C. Attorney ID #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 // (215) 428-0666 Attorney for Plaintiff CACH, LLC Plaintiff, vs. MATTHEW S GAMBER Defendant(s). COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 14-3871 ) CERTIFICATE OF SERVICE OF NOTICE OF INTENT TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT I, CORRYN L. KRONNAGEL, ESQUIRE., of full age, certify that I mailed a copy of the annexed NOTICE OF INTENT TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT upon defendant MATTHEW S GAMBER by United States mail, postage prepaid, on August 6, 2014 at his/her last address of: 304A N SAINT JOHNS RD CAMP HILL, PA 17011 Date: August 21, 2014 B k4i4biiL onni gel, Esq. .D. No. 313173 Law Firm of Allan C. Smith, P.C. Attorney I.D. No. 204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 /1(215) 428-0666 Attorney for the Plaintiff CACH, LLC Plaintiff, vs. MATTHEW S GAMBER Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA No.: 14-3871 NOTICE OF INTENT TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT TO: MATTHEW S GAMBER 304A N SAINT JOHNS RD CAMP HILL, PA 17011 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT API -ORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW, TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyer Referral Service CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013. Telelphone: 249-3166 Dated: August 6, 2014 THIS COMMUNICATION IS FROM A DEBT COLLECTOR IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Law Firm of Allan C. Smith, P.C. Attorney ID #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 /1 (215) 428-0666 Attorney for Plaintiff CACH, LLC Plaintiff, vs. MATTHEW S GAMBER Defendant(s). COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 14-3871 CERTIFICATION OF NON-MILITARY SERVICE I, Corryn L. Kronnagel, Esquire, of full age, certifies as follows: 1 I am the plaintiff's attorney herein, and have sufficient knowledge of the facts and am fully authorized to make this Certification; 2. My information is that the defendant is MATTHEW S GAMBER. 3. Our latest information is that the defendant is employed at UNKNOWN. 4. To the best of my information and belief, the Defendant is not a member of the military services of the United States of its allies or otherwise within the provisions of the Soldiers' and Sailors' Relief Act of 1940, as amended, and as stated in the attached Department of Defense Manpower Data Center reports. 5. This certification is taken subject to the penalties of 18 PaCSA 4904 relating to unsworn falsification to authorities. Date: August 21, 2014 By /ALA A{A1 Co/n . Kronnagel, Esq. ey I.D. No. 313173 uepartment of Defense Manpower Data Center Status Report Pursuant to SeCivil Relief Act. Last Name: GAMBER First Name: MATTHEW Middle Name: S Active Duty Status As Of: Aug -28-2014 Results as of : Aug -28-2014 01:01:32 PM SCRA 3.0 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals' active duty status based on the Active Duly Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA c No* .7-- NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above, is the status of the. individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Member or His/Her Unit Was Notified of a Futu a Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notrficatiori End Date Status Service Component NA • NA No NA This response reflects whether the individual or his/her unit has received early not tion t6 report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above, is the status of the. individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 Law Firm of Allan C. Smith, P.C. Attorney 1.D. #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 // (215) 428-0666 Attorney for Plaintiff CACH, LLC Plaintiff, vs. MATTHEW S GAMBER Defendant COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 14-3871 To: MATTHEW S GAMBER 304A N SAINT JOHNS RD CAMP HILL, PA 17011 NOTICE' Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below: Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Verdict If you have any questions concerning the above, please contact: ATTORNEY: ALLAN C. SMITH, Esquire at 215-428-0666 or 1-888-275-6399 11.1111,11,1119 11111111 P 111,1111 PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENTS) P.R.C.P. 3101 to 3149 CACH, LLC 4340 S. MONACO STREET, 2ND FLOOR DENVER, COLORADO 80237 Plaintiff[s], vs. MATTHEW S GAMBER 304A N SAINT JOHNS RD CAMP HILL, PA 17011 : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : Docket No.: 14-3871 TO THE PROTHONOTARY OF CUMBERLAND COUNTY: ISSUE and INDEX WRIT OF EXECUTION IN THE ABOVE MATTER, (1) Directed to the Sheriff of CUMBERLAND County, Pennsylvania, (2) against MATTHEW S GAMBER Defendant(s); ANY AND ALL PERSONAL PROPERTY TO BE LEVIED ON. (3) and against Garnishee(s); as a lis pendens against the real property of the defendant(s) in the name of the Garnishee(s) as follows: (Specifically describe property to be levied upon by Sheriff) (4) Amount Due Interest from TOTAL naP-sa-pcai " `(`f .R5 tri r 13.15"< k. LQ - SATE: October 6 193.0 pci, et $ 7,282.30 , plus costs. 27, 2014 LQOL. 5o LC -- e -- oq? 2J2i 2(€& 1 :A4 THE COURT OF COMMON. PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net CACH, LLC Vs. MATTHEW S. CAMBER WRIT OF EXECUTION (Pa R.C.P. 3252) NO 14-3871 Civil Term CIVIL ACTION — LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs against MATTHEW S. GAMBER, 304A N. SAINT JOHNS ROAD, CAMP HILL, PA 17011 Defendant (s) (1) you are directed to levy upon the property of the defendant (s) and to sell the defendant (s) interest therein; ANY AND ALL PERSONAL PROPERTY TO BE LEVIED ON. (2) you are also directed to attach the property of the defendant (s) not levied upon in the possession of GARNISHEE(S), as garnishee, (Specifically describe property) and to notify the garnishee that (a) an attachment has been issued; (b) except as provided in paragraph (c), the garnishee is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (c) the attachment shall not include (i) the first $10,000 of each account of the defendant (s) with a bank or other financial institution containing any funds which are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (ii) each account of the defendant (s) with a bank or other financial institution in which funds on deposit exceed $10,000.00 at any time if all funds are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (iii) any funds in an account of the defendant (s) with a bank or other financial institution that total $300 or less. If multiple accounts are attached, a total of $300 in all accounts shall not be subject to levy and attachment as determined by the executing officer. The funds shall be set aside pursuant to the defendant (s) general exemption provided in 42 Pa.C.S. § 8123. (3) if property of the defendant (s) not levied upon and subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify such other person that he or she has been added as a garnishee and is enjoined as above stated. 1 Amount Due $7,282.30 Plaintiff Paid Interest Law Library $.50 Attorney's Comm. % Due Prothonotary $2.25 Attorney Paid $193.70 Other Costs Date: 11/10/14 (Sea) David D. Buell, Prothonotary REQUESTING PARTY: Name : CORRYN L. KRONNAGEL, ESQUIRE Address: LAW FIRM OF ALLAN C. SMITH, ESQ, THE BUCKS COUNTY OFFICE CENTER 1276 VETERANS HIGHWAY, SUITE E-1 BRISTOL, PA 19007 Attorney for: PLAINTIFF Telephone: 888-275-6399 Supreme Court ID No. PLAINTIFF MAJOR EXEMPTIONS UNDER PENNSYLVANIA AND FEDERAL LAW 1. $300 statutory exemption 2. Bibles, school books, sewing machines, uniforms and equipment 3. Most wages and unemployment compensation 4. Social Security benefits 5. Certain retirement funds and accounts 6. Certain veteran and armed forces benefits 7. Certain insurance proceeds 8. Such other exemptions as may be provided by law 2 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net CACH, LLC Vs. MATTHEW S. GAMBER WRIT OF EXECUTION (Pa R.C.P. 3252) NO 14-3871 Civil Term CIVIL ACTION — LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs against MATTHEW S. GAMBER, 304A N. SAINT JOHNS ROAD, CAMP HILL, PA 17011 Defendant (s) (1) you are directed to levy upon the property of the defendant (s) and to sell the defendant (s) interest therein; ANY AND ALL PERSONAL PROPERTY TO BE LEVIED ON. (2) you are also directed to attach the property of the defendant (s) not levied upon in the possession of GARNISHEE(S), as garnishee, (Specifically describe property) and to notify the garnishee that (a) an attachment has been issued; (b) except as provided in paragraph (c), the garnishee is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (c) the attachment shall not include (i) the first $10,000 of each account of the defendant (s) with a bank or other financial institution containing any funds which are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (ii) each account of the defendant (s) with a bank or other financial institution in which funds on deposit exceed $10,000.00 at any time if all funds are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (iii) any funds in an account of the defendant (s) with a bank or other financial institution that total $300 or less. If multiple accounts are attached, a total of $300 in all accounts shall not be subject to levy and attachment as determined by the executing officer. The funds shall be set aside pursuant to the defendant (s) general exemption provided in 42 Pa.C.S. § 8123. (3) if property of the defendant (s) not levied upon and subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify such other person that he or she has been added as a garnishee and is enjoined as above stated. 1 Amount Due $7,282.30 Interest Attorney's Comm. % Attorney Paid $193.70 Date: 11/10/14 (Seal) Plaintiff Paid Law Library $.50 Due Prothonotary $2.25 Other Costs David D. Buell, Prothonotary REQUESTING PARTY: Name : CORRYN L. KRONNAGEL, ESQUIRE Address: LAW FIRM OF ALLAN C. SMITH, ESQ. THE BUCKS COUNTY OFFICE CENTER 1276 VETERANS HIGHWAY, SUITE E-1 BRISTOL, PA 19007 Attorney for: PLAINTIFF Telephone: 888-275-6399 Supreme Court ID No. PLAINTIFF MAJOR EXEMPTIONS UNDER PENNSYLVANIA AND FEDERAL LAW 1. $300 statutory exemption 2. Bibles, school books, sewing machines, uniforms and equipment 3. Most wages and unemployment compensation 4. Social Security benefits 5. Certain retirement funds and accounts 6. Certain veteran and armed forces benefits 7. Certain insurance proceeds 8. Such other exemptions as may be provided by law !n Testimony COPY %' FRS This the Sial o whereof, 1 here R ECCRO day ofand Court at Carlisle nto tp y hand 20f& Prothonotary Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY OFFCE.. OF r1 -E svERIFF r; CLTMERLAND PENNSY{ VAHJA CACH, LLC vs. Matthew Gamber Case Number 2014-3871 SHERIFF'S RETURN OF SERVICE 12/30/2014 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ of execution is returned as STAYED at request of plaintiffs attorney. SHERIFF COST: $59.35 SO ANSWERS, December 30, 2014 (c) CauntySuito Sheriff, Teleosoft, Inc. RONN R ANDERSON, SHERIFF as''0d , (o - ,s, act 3 Jg