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Home My WebLink About14-3884 r Supreme Cour.;tf-,fennsylvania Court of Common'Pleas For Prothonotray use Only: Civ11 CVv r Sheet *1 Docket No: It:1`, ,' CUM=�RLANDb W: County -� Iq The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service, of pleadings or other papers as required by law or rules of court. Commencement of Action: S 0 Complaint 0 Writ of Summons Petition 0 Transfer from Another Jurisdiction 0 Declaration of Taking E C Lead Plaintiff's Name: Lead Defendant's Name: CACH,LLC MICKEY K RIEGEL T Dollar Amount Requested: Owithin arbitration limits I Are money damages requested? OYes 0 No (check one) Doutside arbitration limits O N Is this a Class Action.Suit? 0 Yes [2No Is this an MDJAppeal? O Yes El No A Name of Plaintiff/Appellant's Attorney: ALLAN C. SMITH,ESQ. 0 Check here if you have no attorney(area Self Represented [Pro Se]Li tfgant) Nature of the Case: Place an"x'to the left of the ONE case category that most accurately describes your PRIAL RY CASE. If you are making more than one type of claim,check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include.7udgments) CIVIL APPEALS Intentional El Buyer Plaintiff Administrative Agencies 0 Malicious Prosecution O Debt Collection: Credit Card 0 Board of Assessment 0 Motor Vehicle 0 Debt Collection:Other Q Board of Elections 0 Nuisance Dept. of Transportation S 0 Premises Liability Statutory Appeal:Other O Product Liability(does not include mass tort) 0 Employment Dispute: E Discrimination O Slander/Libel/Defamation Other: C 0 Other: O Employment Dispute:Other D Zoning Board T 0 Other: I 0 Other: Q MASS TORT Asbestos N E3Tobacco Toxic Tort-DES Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS Toxic Waste Other: 0 Ejectment 0 Common Law/Statutory Arbitration B Eminent Domain/Condemnation 0 Declaratory Judgment Ground Rent Mandamus Landlord/Tenant Dispute 8 Non-Domestic Relations 0 Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABLITY 0 Mortgage Foreclosure:Commercial O Quo Watranto 0 Dental 0 Partition 0 Replevin 0 Legal 0 Quiet Title 0 Other: 0 Medical Q Other: 0 Other Professional: 11111111111111111111 Updcded 11LI2011 * 4 2 5 8 4 4 - C O M - 1 - * a Law Firm of Allan C. Smith,P.0 {LIE`IIr 4 U 1 Attorney ID: 204756 �� ` stl 1276 Veterans Highway .It BEJ, 1111 A 4114 Suite E-1 , v Coln-} ' Bristol,PA 19007 r'� I jA (888)275-6399/(215)428-0666 Attorney for Plaintiff CACH,LLC ) COURT OF COMMON PLEAS 4340 SOUTH MONACO STREET 2ND ) CUMBERLAND COUNTY FLOOR DENVER,CO 80237 ) Plaintiff, ) �Qq /l 1 VS. ) No.: } MICKEY K RIEGEL ) 808 SHERWOOD RD ) NEW CUMBERLND,PA 17070 ) COMPLAINT To: MICKEY K RIEGEL 808 SHERWOOD RD NEW CUMBERLND,PA 17070 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served. By entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and the court without further notice may enter a judgment against you for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION S 32 SOUTH BEDFORD STREET CARLISLE,PA 17013. b 3, 7S Telelphone: 249-3166 OaJ C Lt4 Ilk WAP3 t AVISO Le han dernandado a usted en is corte. Si usted quiere defenderse de estas demandas expuestas en las pagins siguientes. Usted tiene veinte (20) dial de plaza al partir de la fecha de la demanda y la notificacion. Hace falta asentar una comparencia excrita o en persons o con abogado y entregar o sus objecciones a las demandas en contra de su persona. Se avisado que si usted no se defiende. La corta tomara medidas y puede continuar la demada en contra suya sin previo Avisa o notificion. Ademas la corte puede decidie a favor del demandante y requiere que usted compla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedas o otros derechos imporrantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSOAN O LLAME POR TELEFONO ALA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. SERVICE DE REFERENCIA LEGAL CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE,PA 17013. Telelphone: 249-3166 Y. Plaintiff, CACH, LLC, by its attorney Allan C. Smith, Esq., by way of complaint against Defendant MICKEY K RIEGEL,avers the following: 1. Plaintiff, CACH, LLC, is a Colorado limited liability company doing business at 4340 South Monaco Street 2nd Floor,Denver, CO 80237. 2. Defendant, MICKEY K RIEGEL, is an individual residing at 808 SHERWOOD RD , NEW CUMBERLND,PA 17070. 3. Plaintiff's cause of action is based upon a writing. 4. Defendant,MICKEY K RIEGEL, was indebted to Bank of America,N.A.for a breach of the written contract by and between them in the amount of$5,662.01 which balance was due and unpaid as of October 30,2010, for credit card account number 4888940030422782. <Exhibit A> 5. Upon charge-off, the above account number was changed to 4888940993223342. 6. On or about September 25, 2012, FIA BANK OF AMERICA sold the debt for good and valuable consideration to plaintiff, CACH,LLC <Exhibit B> 7. The Defendant,Mickey K Riegel, last tendered a payment on 08/07/2010. 8. Pursuant to P.R.C.P Rule 1019(1), a copy of the controlling writing, the Card Member Agreement, is not accessible to the Plaintiff at this time and is in the possession of the third-party assignor of the debt to Plaintiff. Plaintiff has a reasonable and good faith belief that said writing can be produced to Defendant during discovery or prior to trial. 9. Plaintiff is entitled to charge-off account finance charges of$0.00. <Exhibit A> 10. Plaintiff is entitled to pre-litigation charge-off interest of $0.0000 per day from the default date ( 0.000% annual percentage rate x $5,662.01 / 365 days) or $0.0000 x 600 days = $0.00; which is accrued interest through the date of filing. <Exhibit A> Plus an award of late fees 0.00, court costs $203.75 and reasonable attorneys fees as stated in the Cardholder Agreement. 11. The defendant, being indebted to the plaintiff upon the account by and between them did promise to pay said sums upon demand. Demand has been made for payment and the defendant has failed to remit payment. WHEREFORE, plaintiff demands judgment against the defendant for $5,865.76 which includes interest, court costs, and a prayer to the court for reasonable attorney's fees, should this matter be contested or go to default judgment. Date: May 19,2014 117 Alan C.Smith, +sq. EXHIBIT A Bankof America I MICKEY K RIEGEL Account Number:4888 9400 3042 2782 September 10-October 8,2010 Account Information: www.bankofamerica.com A b ,-, Mail billing inquiries to: New Balance Total .....................................................................$5,662.01 Previous Balance........................$5,636.20 Bank of America Current Payment Due....................................................................$150.00 Payments and Other Credits....................0.00 P.O.Box 15026 Past Due Amount..........................................................................$950.00 Purchases and Adjustments....................0.00 Wilmington,DE 19850-5026 Fees Charged....................................................0.00 Mail payments to: Total Minimum Payment Due.......................................................$1,100.00 Interest Charged............................................25.81 Bank of America Payment Due Date........................................................................11/7/10 P.O.Box 15019 New Balance Total.........................$5,662.01 Wilmington,DE 19886-5019 Total Minimum Payment Warning:If you make only the Total Minimum Customer Service: Payment each period,you will pay more in interest and it will take you longer Credit Line....................................$7,000.00 1.800.789.6701 to pay off your balance. For example: Statement Closing Date...................10/8/10 y . as In Y Billing Cycle..................................2 n c (1.300 346 3178TTY) � r- f • Y t' I• r y•t * ,�,�s• e= , , �: • �' ,�`•`gym-` ,��e7` %-: Only the Total 3 years $6,073.80 Minimum Payment If you would like information about credit counseling services,call 1-866-300-5238. Transaction Posting Reference Account Date Date Description Number Number Amount Tota! Interest Charged 10/08 10/08 Interest Charged on Balance Transfers 0.00 10/08 10/08 Interest Charged on Cash Advances 2.77 10/08 10/08 Interest Charged on Purchases 23.04 TOTAL INTEREST FOR THIS PERIOD $25.81 Total fees charged in 2010 $0.00 Total interest charged in 2010 $281.34 08 0056620100110000000100000004888940030422782 BANK OF AMERICA Account Number: 4888 9400 3042 2782 P.O.BOX 15019 WILMINGTON,DE 19886-5019 New Balance Total...........................................................$5,662.01 Total Minimum Payment Due..............................................1,100.00 Payment Due Date ...................................................11/07/10 MICKEY K RIEGEL Enter payment amount $- 120 W GREEN ST MECHANICSBURG PA 17055-6251 - - Check here for a change of mailing address or phone numbers. Please provide all corrections on the reverse side. Mail this coupon along with your check payable to:Bank of America 1: 5 240 2 2 2 501: L 28800 30 4 2 2 78 20 1 y IMPORTANT INFORMATION ABOUT THIS ACCOUNT USE611 Rev.08/10 CUSTOMER TIPS FOR DISPUTED ITEMS ONLINE Many times disputed charges are legitimate charges that customers maynot recognize Online Banki ng is available 24 hours a day,7 days a week and or remember.Before disputing a charge,we recommend that you verify a few things lJ allows you to view the most recent activity on your account. and.make every effort to resolve the dispute with the merchant.Often the merchant can answeryour questions and easily resolve your dispute.The merchant's phone number may be located on your receipt or billing statement. ; PHONE • Has a credit posted to your account? i L866.266.0212 Please allow up to 30 days from the date on-your credit voucher or For prompt service,please have the merchant reference number(s) acknowledgement letter for the merchant credit to post. available for the charge(s)in question. • Is the charge or amount unfamiliar? Check with other persons authorized to use the account to make sure they did not make the charge.It is possible that the merchants'billing names and store names are different or amounts can easily be confused with similar MAIL charges or include tips. Attn:Billing Inquiries PO Box 15026,Wilmington,DE 19850-5026 One way to check for the credits or to view transaction details is to look atyour When writing,please include Your Name,Account Number,the account statements on fine.If you are not enrolled in Online Banking,it is easy to enroll ® reference number of the disputed item and specific details regarding using the web address on the front of your statement or give us a call. ,your dispute,including dates of contact with the merchant and the merchant's response in each instance.Please include all supporting Please remember:Once you receive your statement with a transaction you wish to documentation,including sales and credit vouchers,contract and dispute,you only have 80 days to dispute the charge. postage return receipts as proof of any returns. GRACE PERIOD/PAYING INTEREST "Grace Period"means the period of time(luring a billing cycle when you will not less than zero we treat it as zero. accrue interest on certain transactions or balances.There is no Grace Period for Balance We include the fees for credit card debt cancellation or credit insurance purchased Transfers or Cash Advances;we begin charging interest on Balance Transfers and Cash through us in calculating the beginning balance for the first day of the billing cycle after Advances on the transaction date.We will not charge interest on Purchases on the next the billing cycle in which such fees are billed. statement if you pay the New Balance Total in full by the Payment Due Date,and you had TOTAL INTEREST CHARGE COMPUTATION paid in full by the previous Payment Due Date. Interest Charges active and are compounded on a daily basis.To determine the CALCULATION OF BALANCES SUBJECT TO INTEREST RATE Interest Charges we multiply each Balance Subject to Interest Rate by its applicable Daily Average Balance Method(including new Balance Transfers and new Cash Advances): Periodic Rate and that result by the number of days in the billing cycle.To determine We calculate separate Balances Subject to an Interest Rate for Balance Transfers, the total Interest Charge for the billing cycle,we add the Periodic Rate Interest Charges Cash Advances,and for each Promotional Offer balance consisting of Balance Transfers together.A Daily Periodic Rate is calculated by dividing an Annual Percentage Rate or Cash Advances.We do this by:(1)calculating a daily balance for each day in this by 365. statement's billing cycle;(2)calculating a daily balance for each day prior to this HOW WE ALLOCATE YOUR PAYMENTS statement's billing cycle that had a"Pre-Cycle balance"-a Pre-Cycle balance is a Balance If your account has balances with different APRs,we will allocate the amount of Transfer or a Cash Advance with a transaction date prior to this statement's billing your payment equal to the Total Minimum Payment Due to the lowest APR balances first cycle but with a posting date within this statement's billing cycle;(3)adding all the daily (including transactions made after this statement).Payment amounts in excess of your balances together;and(4)dividing the sum of the daily balances by the number of days in Total Minimum Pavment Due will be applied to balances with higher APRs before balances this statement's billing cycle, with lower APRs. To calculate the daily balance for each day in this statement's billing cycle,we take the IMPORTANT INFORMATION ABOUT PAYMENTS BY PHONE beginning balance,add an amount equal to the applicable Daily Periodic Rate multiplied When using the optional Pay-by-Phone service,you authorize us to initiate an by the previous day's daily balance,add new Balance Transfers,new Cash Advances and electronic payment from your account at the financial institution you designate.You must Transaction Fees,and subtract applicable payments and credits,If any daily balance is authorize the amount and timing of each payment.For your protection,we will ask for less than zero we treat it as zero. security information.A fee may apply for expedited service.To cancel,call us before the To calculate a daily balance for each day prior to this statement's billing cycle that had scheduled payment date.Same-day payments cannot be edited or canceled. a Pre-Cycle balance,we take the beginning balance attributable solely to Pre-Cycle balance MISCELLANEOUS (which will be zero on the transaction date of the first Pre-Cycle balance),add an amount For the complete terms and conditions of your account,consult,your Credit Card equal to the applicable Daily Periodic Rate multiplied by the previous day's daily balance, Agreement,FIA Card Services is a tradename of FIA Card Services,N.a.This account is and add only the applicable Pre-Cycle balances,and their related Transaction Fees.We issued and administered by FIA Card Services,N.A. exclude from this calculation all transactions posted in previous billing cycles. Average Daily Balance Method(including new Purchases): We calculate separate Balances Subject to an Interest Rate for Purchases and for each Promotional Offer balance consisting of Purchases.We do this by:(1)calculating a daily balance for each day in the billing cycle;(2)adding all the daily balances together; and(3)dividing the sum of the daily balances by the number of days in the billing cycle. To calculate the dailyba,lance for each day in this statement's billing cycle,we take the beginning balance,add an amount equal to the applicable Daily Periodic Rate multiplied by the previous day's daily balance,add new Purchases,new Account.Fees,and new Transaction Fees,and subtract applicable payments and credits.If any daily balance is PAYMENTS If your billing address or contact information has changed,or if your address is We credit mailed payments as the date received,if the payment n (1)received l incorrect as it appears on this bill,please provide all corrections here. 5 p.m.local time at the address shown on the remittance slip on the front t of your monthly statement;(2)paid with a check drawn in U.S.dollars on a U.S,financial institution or a U.S.dollar money order;and(3)sent in the return envelope with only the remittance Address 1 portion of your statement accompanying it.Payments received by mail after 5 p.m.local time at the remittance address on any day including the Payment Due Date,but that otherwise meet the above requirements,will be credited as of the next day.Payments Address 2 made online or by phone will be credited as of the date of receipt if made by 5 p.m.Central - time.Credit for any other payments may be delayed up to five days. ■ No payment shall operate as an accord and satisfaction without the prior written approval of one of our Senior Officers. City -- _ We process most payment checks electronically by usingthe information found on ,your check.Each check authorizes us to create a one-time electronic funds transfer(or process it as a check or paper draft).Funds may be withdrawn from your account as soon State 'l.,ip______ as the same day we receive your payment.Checks are not returned to you.For more Area Code& information or to stop the electronic funds transfers,call us at the number listed on Home Phone the front. -- — If you have authorized us to pay your credit card bill automatically from your savings Area Code& or checking accountwith us,you can stop the payment on any amountyou think is Work.Phone wrong.To stop payment,your letter must.reachusat least three business days before the — automatic payment is scheduled to occur. s w Bankof America 4888 9400 3042 2782 September 10-October 8,2010 Page 3 of 4 g Your Annual Percentage Rate(APR)is the annual interest rate on your account. Annual Promotional Promotional Balance Interest Percentage Transaction Offer ID Subject to Charges by Rate Type Interest Transaction Rate Type Balance Transfers 5.758 $ 0.00 $ 0.00 Cash Advances 5.758 $ 605.46 $ 2.77 Purchases 5.758 $5,043.18 $23.04 APR Type Definitions:APR Type:Temporary APR(APR for special circumstances) n w a, Bankof America MICKEY K RIEGEL Account Number:4888 9400 3042 2782 July 11-August 9„2010 Account Information: P'M �.� Ed www.bankofamerica.com Mail billing inquiries to: New Balance Total.....................................................................$5,608.75 Previous Balance....;...................$5,681.89 Bank of America Current Payment Due..............:.....................................................$150.00 Payments and Other Credits.............:-100.00 P.O.Box 15026 Past Due Amount..........................................................................$650.00 Purchases and Adjustments....................0.00 Wilmington,DE 19850-5026 Fees Charged.................................................... Mail payments to: Total Minimum Payment Due..........................................................$800.00 Interest Charged............................................26.86 Bank of America Payment Due Date...................:....:........... .....9/7/10 P.O.Box 15019 New Balance Total........................$5,608.75 Wilmington,DE 19886-5019 Minimum Payment Warning:If you make only the minimum payment each Customer Service: period,you will pay more in interest and it will take you longer to pay off your Credit Line....................................$7,000.00 1.800.789.6701 balance.For example: Statement Closing Date.....................8/9/10 Cycle Billing n y e..................................3 Days I" � 'n C 0 (1.800.346.3178 TTY) % sr x Only the minimum 3 years $6,063.81 payment If you would like information about credit counseling services,call 1-866-300.5238. Transaction Posting Reference Account Date Date Description Number Number Amount Total Payments and Other Credits 08/07 PAYMENT DIRECT DEBIT-THANK YOU 7852 —100.00 —$100.00 Interest Charged 08/09 08/09 Interest Charged on Balance Transfers 0.00 08/09 08/09 Interest Charged on Cash Advances 2.83 continued on next page... 08 0056087500080000000100000004888940030422782 BANK OF AMERICA Account Number: 4888 9400 3042 2782 P.O.BOX 15019 WILMINGTON,DE 19886-5019 „$5,608.75 New Balance Total......................................................... Minimum Payment Due.........................................................800.00 Payment Due Date ....................................................09/07/10 MICKEY K RIEGEL Enter payment amount $ 120 W GREEN ST MECHANICSBURG PA 17055-6251 - - Check here for a change of mailing address or phone numbers. Please provide all corrections on the reverse side. Mail this coupon along with your check payable to:Bank of America 1: 5 240 2 2 2 501: L 28800 304 2 2 78 2 n IMPORTANT INFORMATION ABOUT THiS ACCOUNT USE511 Rev.08/10 CUSTOMER TIPS FOR DISPUTED ITEMS ONLINE Many times disputed charges are legitimate charges that customers may not recognize Online Barnking is available 24 hours a day,7 days a week and or remember.Before disputing a charge,we recommend thatt you verify a few things allows you to view the most recent activity on your account. and make every effort to resolve the dispute with the merchant.Often the merchant can answer your questions and easily resolve,your dispute.The merchant's phone number may be located on your receipt or billing statement. PHONE • Has a credit posted to,your account? 1.866.266.0212 Please allow up to 30 days from the date on your credit voucher or For prompt service,please have the merchant reference number(s) acknowledgement letter for the merchant creditto post. available for the charge(s)in question. • Is the charge or amount unfamiliar? Check with other persons authorized to use the account to make sure they slid not make the charge.It is possible that the merchants'billing names and store names are different or amounts can easily be confused with similar MAIL. charges or include tips. Attn:Billing Inquiries PO Box 15026,Wilmington,DE 19850.5026 One way to check for the credits or to view transaction details is to look at your When writing,please include Your Name,Account Number,the account statements online.If you are not enrolled in Online Banking,it is easy to enroll ® reference number of the disputed item and specific details regarding using the web address on the front of your statement or give us a call. your dispute,including dates of contact with the merchant and the merchant's response in each instance.Please include all supporting Please remember:Once you receive your statement with a transaction you wish to documentation,including sales and credit vouchers,contract and dispute,you only have 60 days to dispute the charge. postage return receipts as proof of any returns. GRACE PERIOD/PAYING INTEREST "Grace Period"means the period of time during a billing cycle when you will not less than zero we treat it as zero. accrue interest on certain transactions or balances.There is no Grace Period for Balance We include the fees for credit card debt cancellation or credit insurance purchased Transfers or Cash Advances;we begin charging interest on Balance Transfers and Cash through us in calculating the beginning balance for the first day of the billing cycle after Advances on the transaction date.We will not charge interest on Purchases on the next the billing cycle in which such fees are billed. statement if you pay the New Balance Total in full by the Payment Due Date,and,you had TOTAL INTEREST CHARGE COMPUTATION paid in full by the previous Payment Due Date. Interest Charges accrue and are compounded on a daily basis.To determine the CALCULATION OF BALANCES SUBJECT TO INTEREST RATE interest Charges we multiply each Balance Subject to Interest Rate by its applicable Daily Average.Balance Method(including new Balance Transfers and new Cash Advances): Periodic Rate and that result by the number of days in the billing cycle.To determine We calculate separate Balances Subject to an Interest.Rate for Balance Transfers, the total Interest Charge for the billing cycle,we acid the Periodic Rate Interest Charges Cash Advances,and for each Promotional Offer balance consisting of Balance Transfers together.A Daily Periodic Rate is calculated by dividing an Annual Percentage Rate or Cash Advances.We do this by:(1)calculating a daily balance for each day in this by 365. statement's billing cycle;(2)calculating a daily balance for each day prior to this HOW WE ALLOCATE YOUR PAYMENTS statement's billing cycle that had a"Pre-Cycle balance"-a Pre-Cycle balance is a Balance If your account has balances with different APRs,we will allocate the amount of Transfer or a Cash Advance with a transaction daze prior to this statement's billing your payment equal to the Total Minimum Payment Due to the lowest APR balances first cycle but with a posting date within this statement's billing cycle;('3)adding all the daily (including transactions made after this statement).Payment amounts in excess of your balances together;and(4)dividing the sum of the daily balances by the number of days in Total Minimum Payment Due will be applied to balances with higherAPRs before balances this statement's billing cycle. with lower APRs. To calculate the daily balance for each day in this statement's billing cycle,we.take the IMPORTANT INFORMATION ABOUT PAYMENTS BY PHONE beginning balance,add an amount equal to the applicable Daily Periodic Rate multiplied When using the optional Pay-by-Phone service,you authorize us to initiate an by the previous da'y's daily balance,add new Balance Transfers,new Cash Advances and electronic payment from your account at.the financial institution you designate.You must Transaction Fees,and subtract applicable payments and credits.If any daily balance is authorize the amount and timing of each payment.For,your protection,we will ask for less than zero we treat it as zero: .. security information.A fee may apply for expedited service.To cancel,call us before the To calculate a daily balance for each day prior to this statement's billing cycle that had scheduled payment date.Same-day payments cannot be edited or canceled. a Pre-Cycle balance,we take the beginning balance attributable solely to Pre-Cycle balance MISCELLANEOUS (which will be zero on the transaction date of the first Pre-Cycle balance),add an amount For the complete terms and conditions of your account,consultyour Credit Card equal to the applicable Daily Periodic Rate multipliedb-ythe previous day's daily balance, Agreement.FIA Card Services is a tradename of FIA Card Services,N.A.This account is and add only the applicable Pre-Cycle balances,and their related Transaction Fees.We issued and administered by FIA Card Services,N.A. exclude from this calculation all transactions posted in previous billing cycles. Average Daily Balance Method(including new Purchases): We calculate separate Balances Subject to an Interest Rate for Purchases and for each Promotional Offer balance consisting ofPurchases-We dothis by:(1)calculatinga daily balance for each day in the billing cycle;(2)adding all the daily balances together; and(3)dividing the sum of the daily balances by the number of days in the billing cycle. To calculate the daily balance for each day in this statement's billing cycle,we take the beginning balance,add an amount equal to the applicable Daily Periodic Rate multiplied by the previous day's daily balance,add new Purchases,new Account Fees,and new Transaction Fees,and subtract applicable payments and credits.If any daily balance is PAYMENTS If your billing address or contact information has changed,or if your address is We credit mailed payments as of the date received,if the payment is:(1)received by incorrect as it appears on this bill,please provide all corrections here. 5 p.m.local time at the address shown on the remittance slip on the front of your monthly statement;(2)paid with a check drawn in U.S.dollars on a U.S.financial institution or a.U.S.dollar money order;and(3)sent in the return envelope with only the remittance Address 1 portion of your statement accompanying it.Payments received by mail after 5 p.m.local time at the remittance address on any day including the Payment Due Date,but that otherwise meet the above requirements,will be credited as of the next clay.Payments Address 2 made online or by phone will be credited as of the(late of receipt if made by 5 p.m.Central time.Credit for any other payments may be delayed up to five days. ■ No payment shall operate as an accord and satisfaction without the prior written approval of one of our Senior Officers. City We process most payment checks electronically by using the information found on ,your check.Each check authorizes us to create a one-time electronic funds transfer(or process it as a check or paper draft).Funds maybe withdrawn homyour account as soon State _— 7,ip,____—, _ as the same day we receive your payment.Checks are not returned to you.For more Area Code& information or to stop the electronic funds transfers,call us az the number listed on Home Phone the front. .If you have authorized us to pay your credit card bill automatically from your savings Area Code& or checking account with us,you can stop the payment on any amountyou think is Work Phone wrong.To stop payment,your letter must reach us at least three business days before the —— – — automatic payment is scheduled to occur. Bankof America 4888 9400 3042 2782 July 11-August 9,2010 Page 3 of 4 Transaction Posting Reference Account Date Date Description Number Number Amount Total Interest Charged 08/09 08/09 Interest Charged on Purchases 24.03 TOTAL INTEREST FOR THIS PERIOD $26.86 Total fees charged in 2010 $0.00 Total interest charged in 2010 $228.08 AUTO PAY ACTIVE-Your payment of$100.00 will be automatically deducted on September 07,2010. Your Annual Percentage Rate(APR)is the annual interest rate on your account. Annual Promotional Promotional Balance Interest Percentage Transaction. Offer ID Subject to Charges by Rate Type Interest Transaction Rate Type Balance Transfers 5.75% $ 0.00 $ 0.00 Cash Advances 5.75% $ 599.73 $ 2.83 Purchases 5.75% $5,085.16 $24.03 APR Type Definitions:APR Type:Temporary APR(APR for special circumstances) Bankof America MICKEY K RIEGEL - Account Number:4888 9400 3042 2782 August 10-September 9,2010 Account Information: s. www.bankofamerica.com x Mail billing inquiries to: New Balance Total ........•.••.........................................................$5,636.20 Previous Balance........................$5,608.75 Bank of America Current Payment Due.....................................................................$150.00 Payments and Other Credits....................0.00 P.O.Box 15026 Past Due Amount.......:............:.........•.......................:...................$800.00 Purchases and Adjustments....................0.00 Wilmington,DE 19850-5026 Fees Charged....................................................0.00 Mail payments to: Total Minimum Payment Due.,....................:....................................$950.00 Interest Charged............................................27.45 Bank of America Payment Due Date.................... ...:....................10/7/10 New Balance Total............ P.O.Box 15019 .............$5,636.20 Wilmington,DE 19886-5019 Minimum Payment Warning:If you make only the minimum payment each Customer Service: period,you will pay more in interest and it will take you longer to pay off your. Credit Line....................................$7,000.00 1.800.789.6701 balance. For example: Statement Closing Date.....................9/9/10 Days in Billing Cycle..................................31 (1.800.346.3178 TTY) Only the minimum 3 years $6,068.29 payment If you would like information about credit counseling services,call 1-866-300-5238. Transaction Posting Reference Account Date Date Description Number Number Amount Total Interest Charged 09/09 09/09 Interest Charged on Balance Transfers 0.00 09/09 09/09 Interest Charged on Cash Advances 2.94 09/09 09/09 Interest Charged on Purchases 24.51 TOTAL INTEREST FOR THIS PERIOD, $27.45 Total fees charged in 2010 $0.00 Total interest charged in 2010 $255.53 08 0056362000095000000100000004888940030422782 BANK OF AMERICA Account Number: 4888 9400 3042 2782 P.O.BOX 15019 WILMINGTON,DE 19886-5019 New Balance Total.......................... ...$5,636.20 Minimum Payment Due.........................................................950.00 Payment Due Date .........................•..••.....................10/07/10 MICKEY K RIEGEL Enter payment amount -$ 120 W GREEN ST t' MECHANICSBURG PA 17055-6251 Check here for a change of mailing address or phone numbers. Please provide all corrections on the reverse side. Mail this coupon along with your check payable to:Bank of America 1: 5 240 2 2 2 504 12131300 304 2 2 713 20 IMPORTANT INFORMATION ABOUT THIS ACCOUNT USE611 Rev.08/10 CUSTOMER TIPS FOR DISPUTED ITEMS ONLINE Many times disputed charges are legitimate charges that customers may not recognize Online Banking is available 24 hours a day,7 days a week and or remember.Before disputing a charge,we recommend that you verify a few things allows you to view the most recent activity on your account. and make every effort to resolve the dispute with the merchant.Often the merchant can answer your questions and easily resolve your dispute.The merchant's phone number may be located on your receipt or billing statement. PHONE • Has a credit posted to your account? ( L866.266.0212 Please allow up to 30 days from the date on your credit voucher or I � For prompt service,please have the merchant reference number(s) acknowledgement letter for the merchant credit to post. available for the charge(s)in question. • Is the charge or amount unfamiliar? Check with other persons authorized to use the account to make sure they did not make the charge.It is possible that the merchants'billing names and store nurses are d.iferent or amounts can easily be confused with similar MAIL charges or include tips. Attn:Billing Inquiries PO Box 15026,Wilmington,DE 19850-5026 One way to check for the credits or to view transaction details is to look at your When writing,please include Your Name,Account Number,the account statements online.If,you are not enrolled in Online Banking,it is easy to enroll ® reference number of the disputed item and specific details regarding using the web address on the front of your statement or give us a call. ,your dispute,including dates of contact with the merchant and the merchant's response in each instance.Please include all supporting Please remember:Once you receive your statement with a transaction you wish to documentation,including sales and credit vouchers,contract and dispute,you only have 60 days to dispute the charge. postage return receipts as proof of any returns. GRACE PERIOD/PAYING INTEREST "Grace Period"means the period of time during a billing cycle when you will not less than zero we treat it as zero. accrue interest on certain transactions or balances.There is no Grace Period for Balance We include the fees for credit card debt cancellation or credit insurance purchased Transfers or Cash Advances;we begin charging interest on Balance Transfers and Cash through us in calculating the beginning balance for the first day of the billing cycle after Advances on the transaction date.We will not charge interest on Purchases on the next the billing cycle in which such fees are billed. statement if you pay the New Balance Total in full by the Payment Due Date,and you had TOTAL INTEREST CHARGE COMPUTATION paid in full by the previous Payment Due Date. Interest Charges accrue and are compounded on a daily basis.To determine the CALCULATION OF BALANCES SUBJECT TO INTEREST RATE Interest Charges we multiply each Balance Subject to Interest Rate by its applicable Daily Average Balance Method(including new Balance Transfers and new Cash Advances): Periodic Rate and that result by the number of days in the billing cycle.To determine We calculate separate Balances Subject to an Interest Rate for Balance Transfers, the total Interest Charge for the billing cycle,we add the Periodic Rate Interest Charges Cash Advances,and for each Promotional Offer balance consisting of Balance Transfers together.A Daily Periodic Rate is calculated by dividing an Annual Percentage Rate or Cash Advances.We do this by:(1)calculating a daily balance for each day in this by 365. statement's billing cycle;(2)calculating a daily balance for each day prior to this HOW WE ALLOCATE YOUR PAYMENTS statement's billing cycle that had a"Pre-Cycle balance"-a Pre-Cycle balance is a Balance IIyour account has balances with different APRs,we will allocate the amount of Transfer or a Cash Advance with a transaction date prior to this statement's billing ,your payment equal to the Total Minimum Payment Due to the lowest APR balances first cycle but with a posting date within this statement's billing cycle;(3)adding all the daily (including transactions made after this statement).Payment amounts in excess of your balances together;and(4)dividing the sum of the daily balances by the number of days in Total Minimum Payment Due will be applied to balances with higher APRs before balances this statement's billing cycle. with lower APRs. To calculate the daily balance for each day in this statement's billing cycle,we take the IMPORTANT INFORMATION ABOUT PAYMENTS BY PHONE beginning balance,add an amount equalto the applicable Daily Periodic Rate multiplied When using the optional Pay-by-Phone service,you authorize us to initiate an by the previous day's daily balance,add new Balance Transfers,new Cash Advances and .. electronic payment from your account at the financial institution you designate.You must Transaction Fees,and subtract applicable payments and credits.if any daily balance is authorize the amount and timing of each payment.For your protection,we will ask for less than zero we treat it as zero. security information.A fee may apply for expedited service.To cancel,call us before the To calculate a daily balance for each day prior to this statement's billing cycle that had scheduled payment date.Same-day payments cannot be edited or canceled. a Pre-Cycle balance,we take the beginning balance attributable solely to Pre-Cycle balance MISCELLANEOUS (which will be zero on the transaction date of the first Pre-Cycle balance),add an amount For the complete terms and conditions of your account,consultyour Credit Card equal to the applicable Daily Periodic Rate multiplied by the precious day's daily balance, Agreement,FIA Card Services is a tradename of FIA Card Services,N.A.This account is and add only the applicable Pre-Cycle balances,and their related Transaction Fees.We issued and administered by FIA Card Services,N.A. exclude from this calculation all transactions posted in previous billing cycles. Average Daily Balance Method(including new Purchases): We calculate separate Balances Subject to an Interest Rate for Purchases and for each Promotional Offer balance consisting of Purchases.We do this by:(1)calculating a daily balance for each day in the billing cycle;(2)adding all the daily balances together; and(3)dividing the sum of the daily balances bythe number of days in the billing cycle. To calculate the dailybalance for each day in this statement's billing cycle,we take the beginning balance,add an amount equal to the applicable Daily Periodic Rate multiplied by the previous day's daily balance,add new Purchases,new Account Fees,and new Transaction Fees,and subtract applicable payments and credits.If any daily balance is PAYMENTS If your billing address or contact information has changed,or if your address is We credit mailed payments as of the date received,if the payment is:(1)received by 5 p.m.local time at the address shown on the remittance slip on the front of your monthly incorrect as it appears on this bill,please provide all corrections here. statement:(2)paid with a check drawn in U.S.dollars on a U.S.financial institution or a U.S.dollar money order;and(3)sent in the return envelope with only the remittance portion of your statement accompanying it.Payments received by mail after 5 p.m.local Address 1 time at the remittance address on any day including the Payment Due Date,but that otherwise meet the above requirements,will be credited as of the next day.Payments Address 2 made online or by phone will be credited as of the(late of.receipt if made by 5 p.m.Central -- time.Credit for any other payments may be delayed up to five days. ■ No payment shall operate as an accord and satisfaction without the prior written approval of one of our Senior Officers. city We process most payment checks electronically by using the information found on ,your check.Each check authorizes us to create a one-time electronic funds transfer(or process it as a check or paper draft).Funds may be withdrawn from,your account as soon State Zip____.__ as the same day we receive your payment.Checks are not returned to you.For more Area Code& information or to stop the electronic funds transfers,call us at the number listed on Home Phone the front. — If you have authorized us to pay your credit card bill automatically from your savings Area Code& or checking account with us,you can stop the payment on any amountyou think is Work Phone wrong.To stop payment,your letter must reach us atleast three business days before the — automatic payment is scheduled to occur. F . 0 Bankof America 4888 9400 3042 2782 August 10-September 9, 2010 Page 3 of 4 Effective August 22,2010,we have changed the fee amount for paving late.If you do not make at least the total minimum payment by your due date,you will be charged a Late Fee of$25.For any subsequent late payment,you will be charged a Late Fee of$35;the fee will return to$25 after you have made 6 consecutive on-time payments.You can avoid a Late Fee by paying at least your total minimum payment amount by the due date.Complete details will be mailed to you in November. Your Annual Percentage Rate(APR)is the annual interest rate on your account. Annual Promotional Promotional Balance Interest Percentage Transaction Offer ID Subject to Charges by Rate Type Interest Transaction Rate Type Balance Transfers 5.75% $ 0.00 $ 0.00 Cash Advances 5.75% $ 602.61 $ 2.94 Purchases 5.75% $5,019.41 $24.51 APR Type Definitions:APR Type:Temporary APR(APR for special circumstances) t � EXHIBIT B CERTIFICATE OF PURCHASE i, hereby depose and state that: 1. 1 am an Authorized Agent of CACH, LLC, a Colorado Limited Liability Company. 2. As such, i am authorized to give this Certificate, and possess sufficient personal knowledge to do so regarding: Customer Name: MICKEY K RIEGEL Original Creditor: Bank of America,N.A. Account Number: 4888940030422782 3. On or about September 25,2012 this account was sold by the creditor. CACH, LLC is the current owner of the account and purchased the account for good and valuable consideration, JUN F Z014 Date: - By:._,� s Sworn and subscribed to before me this day of If ilk 11 ;; = 2014, :P 17 A, r Notary Pu lic Y J w +1 BankofAmerica_14 I EXHIBIT C BILL OF SALE AND ASSIGNMENT OF LOANS THIS BILL OF SALE AND ASSIGNMENT OF LOANS is made and entered into between CACH, LLC ("Purchaser") and FIA CARD SERVICES, N.A. ("Seller"), pursuant to the Loan Sale Agreement dated September 19,2012(the"Agreement")entered into between Purchaser and Seiler. Capitalized terms not defined herein,shall have the same meaning as defined in the Agreement. (a) In consideration of the payments made pursuant to the Agreement and such other good and valuable consideration,the receipt and legal sufficiency of which are hereby acknowledged, Seller does hereby sell,transfer, convey,assign and deliver to Purchaser all of Seller's right,title and interest in and to each and all of the Loans,as included on the electronic file referenced in Schedule 1 of the Loan Agreement,without recourse and without representation or warranty of any type,kind,character or nature,express or implied,except as specifically provided in the Agreement,and subject to Buyer's repurchase rights as set forth in the Agreement. (b) Purchaser hereby accepts such sale,transfer,conveyance,assignment,and delivery of the Loans, including without limitation the right to all principal,interest or other proceeds of any kind with respect to the Loans remaining due and owing as of the Cut-Off Date applicable to such Loans. (c) • Nothing in this Bill of Sale and Assignment of Loans shall be deemed to modify, limit or amend any of the rights or obligations of Purchaser or Seller under the Agreement. This Bill of Sale shall inure to the benefit of,and be binding upon,the respective, permitted successors and assigns of Seller and Purchaser and shall be governed by and construed and interpreted in accordance with the Agreement and the laws of the State of Delaware,without regard to such state's principles of conflicts of law. (d) This Bill of Sale may be executed by facsimile or electronic transmission in multiple counterparts,each of which shall be an original,but together shall constitute one and the same instrument. IN WITNESS WHEREOF,each party,through its duly authorized officer,has caused this Bill of Sale and Assignment of Loans to be executed in their name this 26'"day of September,2012. SELLER/ASSIGNOR: BUYER/ASSIGNEE: FIA CARD SERVICES,N.A. CACH,LLC By: By: Name: Debra L Pellicciaro Name. 21: Title: Vice President Title: C✓e Fax 302.459.0438 Post Agency Bulk 9/19/12 Bank of America,Asset Salft Deerfield Ill.655 Paper Mill Road,Newark,DE L4M AFFIDAVIT OF SALE AND CERTIFICATION OF DEBT STATE OF NORTH CAROLINA ) CITY OF GREENSBORO ) FIA Card Services,N.A. Accountholder.'MICKEY K RIEGEL Account NOW,4888940993223342,4888940030422782 The undersigned,Tracy Hopkins,being duly sworn,states and deposes as follows: I. That Affiant is employed by FIA Card Services,N.A.in the position of Bank Officer,has personal knowledge of the manner and method by which FIA Card Services,N.A.maintains its normal business book and records,and is duly authorized to make this affidavit. 2. That the contents of this affidavit are believed to be true and correct based on the computerized and hard copy books and records of FIA Card Services,N.A.,maintained in the ordinary course of business,with the entries in them having been made at or near the.time of the transaction recorded. 3. That FIA Card Services,N.A.is a wholly owned subsidiary of Bank of America Corporation and is successor in interest to MBNA America Bank NA,Fleet Bank(RI),and Bank of America,National Association(USA). 4. That the account records of FIA Card Services,N.A.show that: a. Account number 4888940993223342,formerly account number 4898940030422782,was opened on 11/08/2006liy MICKEY K RIEGEL. b. Pursuant to the terms of the card member agreement with FIA Card Services,N.A,there was due and payable$5662.01 as of the charge off date of 10/30/2010. C. Said agreement and account was,on 09/22/2012,sold,transferred and set over unto CACH,LLC,with full authority to do and perform all acts necessary for collection,settlement,adjustment,compromise or satisfaction of the said claim,and as of that date,there was due and payable on this Account the sum of $5662,01,with all.just and.lawful offsets,payments,and credits having been allowed. d. There were no uncredited,payments,just counterclaims or offsets against said debt when sold. 5. That as a result of the sale of said account,CACH,LLC and/or its authorized Agent,has complete authority to settle,adjust,compromise and satisfy same,and that FIA Card Services,N.A.has no further interest in the account for any purpose. 6. That the original contract in this matter may not be available,or no longer accessible to Affiant DATED THIS_day of MAR 0 5 2014,2014 FIA Card S rvices,N.A. By: Z. MAR, r ank Officer Subscribed and sworn to before me this day of MAR 0 5 2014 2014 My commission expir : Notary Seal ,,+t++a►inrrr►rMr►� No Pu r � -TAy , _ A Gz. G0' 1812 CACH,LLC 2/2 112 0 1 4 VERIFICATION hereby depose and state that: The language of the foregoing document is that of counsel and not necessarily my own: however, I have read the foregoing document and the factual information contained therein is true and correct to the best of my personal knowledge. I am the Authorized Representative and a duly authorized representative of the plaintiff; The factual allegations set forth in the foregoing pleading are true and correct to the best of my knowledge, information and belief, and they are that MICKEY K RIEGEL owes the balance of $5,662.01 to CACH, LLC on previously submitted invoices,which balance is due and unpaid as if the date of the execution of this Verification. I am aware that if any of the foregoing is willfully false, I am subject to punishment. I understand that false statements made herein are subject to the penalties relating to unsworn falsification to authorities. 0 14 Dated: 's3t`v g Authorized Representative Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY W.:"6 PiERipc JUL f , r. 11111EFL A ND CACH, LLC vs. Case Number Mickey K. Riegel 2014-3884 SHERIFF'S RETURN OF SERVICE 07/03/2014 05:03 PM - Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Mickey K. Riegel at 808 Sherwood Road, New Cumberland Borough, New Cumberland, PA 17070. RYAN BURGETT, DEPU SHERIFF COST: $47.21 SO ANSWERS, July 07, 2014 (c) CountySuite Sheriff, Teleosoft. Inc. RONNY R ANDERSON, SHERIFF Law Firm of Allan C. Smith, P.C. Attorney ID #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 /1 (215) 428-0666 Attorney for Plaintiff 7;\''l: ?Olt 3 SP'' 1' SI O017- Y P-;; SYI.V CA NIA CACH, LLC Plaintiff, vs. MICKEY K RIEGEL Defendant(s). COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 2014-3884 PRAECIPE TO ENTER JUDGMENT BY DEFAULT TO THE PROTHONOTARY: Please enter a Default Judgment in favor of plaintiff, CACH, LLC, and against the defendant(s), MICKEY K RIEGEL, for failure to. answer or otherwise respond to the Complaint in Civil Action. The Complaint was served upon the defendant(s) on July 03, 2014. A copy of the proof of service is attached hereto. A copy of the Notice of Intention to take Default mailed to defendant(s) MICKEY K RIEGEL by regular United States mail, postage paid, on July 25, 2014, is attached hereto. Assess damages in the amount of $6,865.76 as follows: [a] $5,662.01 principal being sought in the Complaint; [b] and $0.00 interest being sought in the Complaint; [c] and reasonable attorney's fees of $1,000.00, [d] and Court Costs of $103.75, [e] and Costs of Service of $100.00. Date: August 12, 2014 B y. i f�l. A A[1/ !� � ��orry/ . Kronnagel, Esq. Atto.' ey I.D. No. 313173 aV kkalIn 0a AVAZAk rlocicup1-1'moo 'ce \N\coeck Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY V;i011.f)47,7, CACH, LLC vs. Mickey K. Riegel Case Number 2014-3884 SHERIFF'S RETURN OF. SERVICE 07/03/2014 05:03 PM - Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Mickey K. Riegel at 808 Sherwood Road, New Cumberland Borough, New Cumberland, PA 17070. SHERIFF COST: $47.21 RYAN BURGETT, DEPU SO ANSWERS, July 07, 2014 RONfJY R ANDERSON, SHERIFF Sh,..,rill,'TrAeosoft Law Firm of Allan C. Smith, P.C. Attorney ID #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 // (215) 428-0666 Attorney for Plaintiff CACH, LLC Plaintiff, vs. MICKEY K RIEGEL Defendant(s). COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 2014-3884 ) CERTIFICATE OF SERVICE OF NOTICE OF INTENT TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT I, CORRYN L. KRONNAGEL, ESQUIRE., of full age, certify that I mailed a copy of the annexed NOTICE OF INTENT TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT upon defendant MICKEY K RIEGEL by United States mail, postage prepaid, on July 25, 2014 at his/her last address of: 808 SHERWOOD RD NEW CUMBERLND, PA 17070 Date: August 12, 2014 B / / IL. Kronnagel, Esq. ey I.D. No. 313173 Law Firm of Allan C. Smith, P.C. Attorney I.D. No. 204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 /1 (215) 428-0666 Attorney for the Plaintiff CACH, LLC Plaintiff, vs. MICKEY K RIEGEL Defendant(s) COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA No.: 2014-3884 NOTICE OF INTENT TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT TO: MICKEY K RIEGEL 808 SHERWOOD RD NEW CUMBERLND, PA 17070 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING, AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW, TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Lawyer Referral Service CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013. Telelphone: 249-3166 Dated: July 25, 2014 THIS COMMUNICATION IS FROM A DEBT COLLECTOR IN AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Law Firm of Allan C. Smith, P.C. Attorney ID #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 /1 (215) 428-0666 Attorney for Plaintiff CACH, LLC Plaintiff, vs. MICKEY K RIEGEL Defendant(s). COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 2014-3884 ) CERTIFICATION OF NON-MILITARY SERVICE I, Corryn L. Kronnagel, Esquire, of full age, certifies as follows: 1. I am the plaintiff's attorney herein, and have sufficient knowledge of the facts and am fully authorized to make this Certification; 2. My information is that the defendant is MICKEY K RIEGEL. 3. Our latest information is that the defendant is employed at UNKNOWN. 4. To the best of my information and belief, the Defendant is not a member of the military services of the United States of its allies or otherwise within the provisions of the Soldiers' and Sailors' Relief Act of 1940, as amended, and as stated in the attached Department of Defense Manpower Data Center reports. 5. This certification is taken subject to the penalties of 18 PaCSA 4904 relating to unsworn falsification to authorities. Date: August 12, 2014 By /A i daLatil Co rf L. Kronnagel, Esq. At • .• - y I.D. No. 313173 uep3t u t tgr IL ut utsTETISe IiiidTipoWtt ual I,eTT2r Status Report Pursuant to Servieemembers Civil Relief Act Last Name: RIEGEL First Name: MICKEY Middle Name: K Active Duty Status As Of: Aug -12-2014 r!d!U to dS u . nuy c -Lu v I L.vo:ou tih SCRA 3.0 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA • -- . -. No- NA This response reflects the individuals' active duty status based on the Active Duty Status Date • Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA • . No . - NA This response reflects where the individual left active duty status within 367 days preceding theActive Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Y�- Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 Law Firm of Allan C. Smith, P.C. Attorney I.D. #204756 Bucks County Office Center 1276 Veterans Highway, Suite E-1 Bristol, PA 19007 1-888-275-6399 /1 (215) 428-0666 Attorney for Plaintiff CACH, LLC Plaintiff, vs. MICKEY K RIEGEL Defendant COURT OF COMMON PLEAS CUMBERLAND COUNTY NO: 2014-3884 ) To: MICKEY K RIEGEL 808 SHERWOOD RD NEW CUMBERLND, PA 17070 ' NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above prodding s indicated below: By: X Clerk Judgment by Default Money Judgment Judgment in Replevin Judgment for Possession Judgment on Award of Arbitration Judgment on Verdict Judgment on Court Verdict If you have any questions concerning the above, please contact: ATTORNEY: ALLAN C. SMITH, Esquire at 215-428-0666 or 1-888-275-6399 i i * Q 2 5 8 4 4- E D i F T - 1 - *