HomeMy WebLinkAbout02-0474
PETITION FOR PROBATE and GRANT OF LETTERS
, Deceased.
21- 02 - 47L/
Mary Lewis
Register of Wills for the
County of Cumberland in the
Commonwealth of Pennsylvania
Estate of DOROTHY P. SCHALLES No.
also known as To:
Social Security No. 168-36-5594
The petition of the undersigned respectfully represents that:
Your petitioners, who are 18 years of age or older and the Executors named in the last will of the
above decedent, dated March 15,2002 and codicil(s) dated N/A
Decedent was domiciled at death in Cumberland County, Pennsylvania, with her last family or
principal residence at 20 Buckthorn Drive, South Middleton Township, Carlisle, Cumberland County,
Pennsylvania.
Decedent, then 91 years of age, died May 5, 2002 at 20 Buckthorn Drive, South Middleton
Township, Cumber1and County, Peimsylvania.
Except as follows, decedent did not marry, was not divorced and did not have a child born or adopted
after execution of the will offered for probate; was not the victim of a killing and was never adjudicated
incompetent: None.
Decedent at death owned property with estimated values as follows:
(If domiciled in Pa.) All personal property
(If not domiciled in Pa.) Personal property in Pennsylvania
(If not domiciled in Pa.) Personal property in County
Value of real estate in Pennsylvania
situated as follows: Mountain land, Cambria Countv, Pennsvlvania
$150,000.00
$
$
$
$2,500.00
WHEREFORE, petitioners respectfully request the probate of the last will presented herewith and
the grant of letters Testamentary thereon.
~~~~~
20 Buckthorn Drive
Carlisle, PA 17013
12~(l_( cUM--
Robert C. Cairns
20 Buckthorn Drive
Carlisle, PAl 70 13
OATH OF PERSONAL REPRESENTATIVE
COMMONWEALTH OF PENNSYLVANIA )
SS
COUNTY OF CUMBERLAND
)
Sworn to or affirmed and subscribed
before me this ~5~lday of
MAY 2002
, .
The petitioners above-named swear or affirm that the statements in the foregoing petition are true
and correct to the best of the knowledge and belief of petitioners and that as personal representatives of the
above decedent petitioners will well and truly administer the estate according to law.
~tj\},/1 /.I~~
Sc lles Cairns
Gl:m ~ -eD+~, C~L--
Robert C. Cairns
MARY
j'/' (e') (-j
NO. -OZ.-41
Estate of Dorothy P. Schalles, Deceased
DECREE OF PROBATE AND GRANT OF LETTERS
AND NOW MAY 15. 2002 ,2002, in consideration ofthe petition on the
reverse side hereof, satisfactory proof having been presented before me,
IT IS DECREED that the instrument dated March 15,2002 described therein be admitted to probate
and filed of record as the last will of Dorothy P. SchaBes; and Letters Testamentary are hereby
granted to Mary SchaBes Cairns and Robert C. Cairns.
FEES
Probate, Letters, Etc. ........... $ 235. DO
Short Certificate(s) ............. $ 15.00
~~r.<;\.w..g:<;.9.. $ 21.00
jcp $ 5.00
TOTAL $ 276.00
Filed........ ..5"J.5"Q2....................................
call atty on 5-15-02
'1!l~!l!ItrJm(b4rj
R gister Wills Y C IS
~rrJ(j
Mictael J. Hanft, Esquire
Attorney LD. No. 57976
19 Brookwood Avenue, Suite 106
Carlisle, PA 17103-9142
(717) 249-5373
F:\User FolderlFirm DocsIEstates\2649-1petition,letters wpd
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LAST WILL AND TESTAMENT
OF
DOROTHY P. SCHALLES
2/-02-471-/
I, DOROTHY P. SCHALLES, of South Middleton Township, Cumberland County,
Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and
declare this to be my Last Will and Testament, hereby revoking and making void all previous Wills
and Codicils heretofore made by me.
I
I order and direct my personal representative hereinafter named to pay all of my just debts,
funeral expenses and expenses involved or connected with the administration of my estate as soon
after my death as is reasonably possible. However, my personal representative need not accelerate
and pay those unmatured obligations which, in his, her or its opinion, it might be proper and more
advantageous to retain or renew and pay as they become due and payable. If! do not own a burial
plot or a grave marker at the time of my death, I authorize my personal representative, in his, her or
its sole discretion, to purchase a burial plot and to erect a suitable grave marker at my grave, and to
expend sums from my estate for this purpose.
2
I give, devise and bequeath the following specific bequests or property with all insurance
proceeds thereon as follows:
A. To First Presbyterian Church of Carlisle, Pennsylvania, I bequeath the sum ofTen
Thousand Dollars ($10,000.00).
Page I of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
B.
Fund "A" of the Revocable Life Insurance Trust Agreement between Lawrence F.
Schalles and Peoples First National Bank and Trust Company, dated August 4, 1958,
I bequeath equally to my daughter, MARY SCHALLES CAIRNS, and my son-in-
law, ROBERT C. CAIRNS.
To the extent I would be allowed to determine the distribution of Fund "B" of the
Revocable Life Insurance Trust Agreement between Lawrence F. Schalles and
Peoples First National Bank and Trust Company, dated August 4, 1958, I would
bequeath same equally and per stirpes to my daughter, MARY SCHALLES
CAIRNS, and my daughter, AUDREY JOAN GRECO.
C.
3
I give, devise and bequeath the rest, residue and remainder of my estate, together with all
insurance proceeds thereon of whatever nature and wheresoever situate to my daughter, MARY
SCHALLES CAIRNS, and my son-in-law, ROBERT C. CAIRNS, equally, providing that they
survive me by sixty (60) days. I am specifically excluding my daughter, AUDREY JOAN GRECO,
from this bequest, as I have provided for her in other ways during my lifetime and MARY
SCHALLES CAIRNS and ROBERT C. CAIRNS have provided for me in many ways during my
lifetime, including allowing me to live with them for many years.
4
Should my daughter, MARY SCHALLES CAIRNS, and my son-in-law, ROBERT C.
CAIRNS, predecease me or die on or before the sixtieth (60th) day following my death, then I give,
devise and bequeath the rest, residue and remainder of my estate together with all insurance proceeds
thereon of whatsoever nature and wheresoever situate as follows:
Page 2 of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
A. Five percent (5%) to my grandson, NORBOURNE WILSON CADY, III, cnrrently
residing in Maui, Hawaii.
B. Twenty percent (20%) to my granddaughter, KIMBERLY A. LeROY, currently
residing in Renfrew, Pennsylvania.
C.
Twenty-Five percent (25%) to my granddaughter, LAURA ELLEN CAIRNS,
currently residing in Carlisle, Pennsylvania.
D. Twenty-Five percent (25%) to my granddaughter, NANCY CAIRNS JACKSON,
currently residing in Bellevue, Nebraska.
E. Twenty-Five percent (25%) to my granddaughter, JENNY LOUISE CAIRNS,
currently residing in Frederick, Maryland.
It is further my desire that my personal representative, after consultation with any heir or
heirs of mine who survive me, and in his, her or its own discretion, choose such articles from my
tangible personal property (exclusive of cash, stock certificates, bonds, and all other tangible
evidences of intangible personal property) as he, she or it believes will be useful to such heir or heirs
or desirable for him or her or them to have, either from a sentimental point of view or otherwise, and
to deliver such articles to such heir or heirs or among such heirs in equal or unequal shares as
determined by the further exercise of his, her or its discretion, provided no other heir objects to the
distribution. All tangible personal property not so distributed is to be sold, either publicly or
privately, by my personal representative, adding the proceeds of such sale or sales to my residuary
estate and to be disposed of in equal shares among my surviving heirs after payment of my estate
debts, taking into account the tangible personal property otherwise provided to them.
5
I grant my personal representative the following powers in addition to and not in limitation
of such powers as my personal representative shall hold by law:
Page 3 of 8
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LAST WILL AND TEST AMENT OF DOROTHY P. SCHALLES
(t)
(g)
(h)
(i)
(a)
To retain all property received including the stock of any corporate fiduciary acting
hereunder, provided such property remains productive.
To join in any corporation, partnership, recapitalization, merger, reorganization or
voting trust plan; to delegate authority with respect thereto; to deposit investments
under agreements and pay assessments; and generally to exercise all rights of
investors, including but not limited to, the voting of shares.
To manage, operate, repair, improve, mortgage or lease on any terms any real estate
held or owned by my estate.
To operate any business that I may own at my death.
To invest any funds of my estate in any stocks, bonds, notes or other securities or
property, real or personal, without regard to the principle of diversification or any
other statute or general rule of law in his, her or its absolute discretion, it being my
intention to give my personal representative the broadest investment powers possible,
providing such investments do not unnecessarily prevent the prompt settlement of my
estate.
To sell or otherwise dispose of any property, real or personal, tangible or intangible,
at any time forming a part of my estate in any manner and on such terms and
conditions as my personal representative shall see fit in his, her, or its absolute
discretion.
To borrow money for the payment of taxes or for any other proper purposes in the
administration of my estate, and to mortgage or pledge estate assets as security.
To compromise claims without court approval including, but not limited to, any
controversies with the United States of America or the Commonwealth of
Pennsylvania concerning estate and inheritance taxes on any interests that may pass
under this my Last Will and Testament.
To distribute in cash or in kind upon any division or distribution of my estate.
(b)
(c)
(d)
(e)
Page 4 of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
G)
To undertake any and all acts deemed necessary and proper by my personal
representative for the proper, advantageous and prompt management of the
settlement of my estate.
In general, to exercise all powers in the management of my estate which any
individual could exercise in the management of similar property owned in his own
right, upon such terms and conditions as to him, her or it may seem best and to
execute and deliver all instruments and to do all acts which he, she or it deems
necessary or proper to carry out the purposes of this, my Last Will and Testament.
(k)
6
No interest of any beneficiary of my estate, either in income or in principal, shall be subject
to anticipation or pledge, assignment, sale or transfer in any manner, nor shall any beneficiary have
the power in any manner to charge or encumber his interest either in income or principal, nor shall
the interest of any beneficiary be liable or subject in any manner while in the possession of my
personal representative for the liability of such beneficiary.
7
I nominate, constitute and appoint my daughter, MARY SCHALLES CAIRNS, and my
son-in-law, ROBERT C. CAIRNS, as Co-Executors of this my Last Will and Testament. In the
event they are deceased, unable or unwilling to serve or shall cease to serve for any reason
whatsoever, then I nominate, constitute and appoint my attorney, MICHAEL J. HANFT,
ESQUIRE, as personal representative ofthis my Last Will and Testament. I direct that my personal
representative shall not be required to give or post bond for the faithful performance of his, her or
its duties in this or any other jurisdiction.
Page 5 of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
8
I hereby declare it to be my express desire that my personal representative employ Michael
J. Hanft, Esquire of the law firm of Hanft & Knight, P.c., of Cumberland County, Pennsylvania, for
legal advice and assistance regarding this my Last Will and Testament, they having considerable
knowledge of my affairs, views and wishes respecting any matters that may arise at the probate of
this instrument, the administration of my estate, and the execution of the powers herein mentioned.
Any mention of Michael J. Hanft, Esquire and/or Hanft & Knight, P.c. in this my Last Will and
Testament, is my free and voluntary act and through no influence by any person.
IN WITNESS WHEREOF, I have hereunto set my hand to this my Last Will and Testament
this 1~j#dayofMarch, 2002.
WITNESS: /. ..2Zf!:..;J~~
i t7~ 7 y"'"
/ ~ ~ Dorothy P. Schalles
of~~~/~t;LLY1~
Page 6 of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
ACKNOWLEDGMENT
COMMONWEALTH OF PENNSYL VANIA
COUNTY OF CUMBERLAND
SS.
I, Dorothy P. Schalles, the Testatrix whose name is signed to the attached or foregoing
instrument, having been duly qualified according to law, do hereby acknowledge that I signed and
executed the instrument as my Last Will and Testament; that I signed it willingly, and that I signed
it as my free and voluntary act for the purpose;~ /~
Dorothy P. Schalles
Sworn or affirmed and acknowledged before me by Dorothy P. Schalles, the Testatrix, this
11
/6' LdayofMarch,2002.
/
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Notarial Seal
Laurie L. Wolf. Notary Public
Sooth Middleton Twp., Cumbel1and Coun1y
My Commission Expires Jan. 7. 2006
Member. Pennsylvania Association Of Notaries
Page 7 of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
SS.
WE, Al, U1At"Z.- X IIA->v'f'l
and L.-
,the
witnesses whose names are attached to the foregoing document, being duly qualified according to
law, do depose and say that we were present and saw Dorothy P. Schalles sign and execute the
instrument as her Last Will and Testament; that she signed willingly and that she executed it as her
free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing
and sight of the Testatrix signed the Last Will and Testament as witnesses and that to the best of om
knowledge the Testatrix was at the time 18 or more years of age, of sound mind and under no
constraint or undue influence.
~'}71t!
Sworn or affirmed and subscribed before me by )4 't-t-I-A-ez.. ::7. tI~rr and
this /~dayofMarch, 2002.'
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Notarial Seal
LaU". L WoW. Notary Public
South Middleton Twp., Cumberland County
My Commission expires Jan. 7, 2006
Member. PsnnayIvanIo _ 01_
Page 8 of 8
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CERTIFICATION OF NOTICE UNDER RULE 5.6(a)
Name of Decedent: DOROTHY P. SCHALLES
Date of Death: May 5,2002
File No. 21-02-0474
To the Register:
I certify that notice of beneficial interest required by Rule 5.6( a) ofthe Orphans' Court Rules
was served on or mailed to the following beneficiaries of the above-captioned estate on May
28,2002:
Name
First Presbyterian Church
Mary Schalles Cairns
Robert C. Cairns
Audrey Joan Greco
Norbourne Wilson Cady, III
Kimberly A. LeRoy
Laura Ellen Cairns
Nancy Cairns Jackson
Address
2A North Hanover Street, Carlisle, P A 17013
20 Buckthorn Drive, Carlisle, P A 17013
20 Buckthorn Drive, Carlisle, P A 17013
800 Commons Court, Apt. #3, Saxonburg, PA 16056
4350 Waileo Loop, Maui, Hawaii 96753
119 Beacon Road, Renfrew, P A 16053
20 Buckthorn Drive, Carlisle, PA 17013
12427 South 25th Avenue, Bellevue, NE 68123-1724
Notice has not been given to all persons entitled thereto und r Rule 5.6(a) except: NI
Date: May28,2002 L...i.-. ~.. i
Mic ael 1. Hanft, Esq e
Attorney LD. No. 57976
19 Brookwood Avenue, Suite 106
Carlisle, PA 17013-9142
Telephone (717) 249-5373
c.j
Counsel for personal representatives
HANFT & KNIGHT. P.C.
ArTORNFYS & COUNSELLORS AT LAW
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August 2, 2002
WilliAM A. ADDAMS
MrCI-IAEI J. HANfT
GfU'CORY H. KN]C;HT
LINDSAY CJINGIUCII MACL.AY'
'^J'(' AL),\-""'" '''' NIW )IRSl-Y
Mary C. Lewis
Register of Wills of Cumberland County
Cumberland County Courthouse
Courthouse Square
Carlisle, P A 17013
RE: Estate of Dorothy P. Schalles
Estate No. 21-02-0474
Date of Death: May 5, 2002
My File No. 2649.1
Dear Mrs. Lewis:
Enclosed with this letter is my escrow check in the amount of $7,000.00, representing the
pre-payment of inheritance tax in the above-referenced estate, as follows:
Would you please issue the appropriate receipts and forward them to me at the above-listed
address. I thank you in advance for your prompt attention to this matter.
Very truly yours,
fl~7'P!Pft
Michael J. Hanft
MJH/dln
Enclosure
cc: Mary Schalles Cairns, Co-Executor (wi enclosure)
Robert C. Cairns, Co-Executor (wi enclosure)
r:
F:\User Folder\Firm DocsIEstates\2649-1tax-prepayJetter wpd
It) I~R(,()nV()()I) AVINll1. SlJIII!O() C>\RII\[I, I'A 17013-()]42
717.2-4'J..')373 lAX 717.24<>.0457 \VVV\V.IIANlrlAWIIRM.U1M
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OF INDIVIDUAL TAXES
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1162 EX(11-96)
RECEIVED FROM:
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
HANFT & KNIGHT PC
19 BROOKWOOD AVENUE
SUITE 106
CARLISLE, PA 17013
unun fold
ESTATE INFORMATION: SSN: 168-36-5594
FILE NUMBER: 2102-0474
DECEDENT NAME: SCHAllES DOROTHY P
DATE OF PAYMENT: 08/02/2002
POSTMARK DATE: 00/00/0000
COUNTY: CUMBERLAND
DATE OF DEATH: 05/05/2002
NO. CD 001477
ACN
ASSESSMENT
CONTROL
NUMBER
AMOUNT
101 I $7,000.00
I
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TOTAL AMOUNT PAID:
$7,000.00
REMARKS: ROBERT C CAIRNS
C/O HANFT & KNIGHT PC
CHECK#106
SEAL
INITIALS: DO
RECEIVED BY:
REGISTER OF WILLS
MARY C. lEWIS
REGISTER OF WillS
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REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
FILE NUMBER
21 02
COUNTY CODE YEAR
SOCIAL SECURllY NUMBER
00474
NUMBER
181
o
181 6.
09.
1. Original Retum
2. Supplemental Return
COMMONWEALTH OF PENNSYlVANIA.
DEPARTMENT OF REVENUE
DEPT. 280601
HARRISBLJRG, PA 11128-06(11
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DECEDENrs NAME (LAST, FIRST, AND MIDDLE INITIAL)
Schalles, Dorothy P.
DATE OF DEATH (MM-DD-YEAR) DATE OF BIRTH (MM-DO-YEAR)
168-36-5594
THIS RETURN MUST BE FILED IN DUPlICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURllY NUMBER
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o 4a. FutlSe Interest Compromise (date of death after
12-12-82)
o 7. Decedent Maintained a Living Trust (Attach
CCf)Y of Trust)
o 10. Spousal Poverty Credit (date of death between
12-31.91 n 1-1-96
THIS SEcnoNIIIUStBE COMPUttEO.1ALl!.1l:ORi!ESI'ONOENc:i!ANOcoNFfOENnAliirAX FORlMt!ON'SHOULO Il.EOIRECTED TO:
ME COMPLETE MAILING ADDRESS
Michael J. Hanft, Esquire
lAM NAME (If applicable)
Hanft & Knight, P. C.
05/05/2002
05/04/1911
o 3. Remainder Retum (date of death prior to 1:2-13-82)
o
5. Federal Estate Tax Retum Required
6. Total Number of Safe Deposit Boxes
o 11.Election to tax under Sec. 9113(A}(AItach5ch 0)
19 BrookwoodAvenue, Suite 106
Carlisle, PA 17013
(IF APPLICABLE) SURVIVING SPOUSE'S NAME ( LAST, FIRST AND MIDDLE INITIAL)
4. limited Estate
Decedent Died Testate (Attach copy
otWlffJ
Litigation Proceeds Received
(1)
(2)
(3)
(4)
(5)
(6)
(7)
OFFICIA.L USE ONLY
ElEPHONE NUMBER
717/249-5373
t. Real Estate (Schedule A)
2. Stocks and Bonds (Schedule B)
3. Closely Held Corporation, Partnership or Sole-Proprietorship
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4. Mortgages & Notes Receivable (Schedule D)
5. Cash. Bank Deposits & Miscellaneous Personal Property
(Schedule E)
6. Jointly Owned Property (Schedule F)
o Separate Billing Requested
7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G or L)
8. Total Gross Assets (total Lines 1-7)
9. Funeral Expenses & Administrative Costs (Schedule H)
None'
None
None
None
237,298.62
None
None
10. Debts of Decedent. MortQage Liabilities. & Liens (Schedule I)
11. Total Deductions (total Lines 9 & 10)
12. Net Value of Estate (Line 8 minus Line 11)
(8)
237,298.62
(9)
(10)
8,836.43
204.14
(11)
9,040.57
228,258.05
10,000.00
218,258.05
(12)
(13)
13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
14. Net Value Subject to Tax (Line 12 minus Line 13)
(14)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
9,821.61
9,821.61
CHECK HERE IF YOU ARE REOUESTING A REFUND OF AN OVERPAYMENT.
20. 0
..,'ml!i1-i~;':;;Wl'7'-l:ir"'''1;;X-'iI~~~{j~i1Qli'~..~~!l~MAfi!,<<\.. .
15.Amount of Line 14 taxable at the spousal tax rate, x .00 (15)
or transfers under Sec. 9116(a)(1.2)
! 16. Amount of Line 14 taxable at lineal rate 218,258.05 x .045 (16)
(17)
~ 17. Amount of Line 14 taxable at sIbling rate x .12
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~ 18. Amount of Line 14 taxable at collateral rate x .15 (18)
19. Tax Due (19)
Copyright 2000 form software only The Lackner Group, Inc.
Form REV-1500 EX (Rev. 6.00)
Decedent's Complete Address:
STREET ADDRESS
20 Buckthorn Drive
CITY
Carlisle
ISTATE PA
I ZIP \7013
Tax Payments and Credits:
1. Tax Due (Page 1 Line 19)
2. CredltsfPayments
A. Spousal Poverty Credit
B. Prior Payments
C. Discount
(1)
9,821.61
7,000.00
368.42
Total Credits (A + B + C)
(2)
7,368.42
3. InteresUPenally if applicable
D. Interest
E. Penally
B. Enter the total of Line 5 + 5A. This is the BALANCE DUE.
(3) 0.00
(4)
(5) 2,453.19
(5A)
(58) 2,453.19
TotallnteresUPenally (0 + E)
4. If Line 2 is greater than Line 1 + Line 3. enter the difference. This is the OVERPAYMENT.
Check box on Page 1 line 20 to request a refund
5. If Une 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE.
A. Enter the interest on the tax due.
Make Check Payable to: REGISTER OF WILLS, AGENT
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .........
4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which
contains a beneficiary designation? ......................................................................................................................
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN .X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred;.."........................................................... ................... ~ I
b. retain the right to designate who shall use the property transferred or its income;....................................
c. retaln a reversionary interest; or..................................................................................................................
d. receive the promise for life of either payments, benefits or care?........................................................,.....
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration?..... ......... ".............................................................................. ........................ 0
o
o
181
181
181
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
Under penalties of perjury. I deClare that I have examkJed this relum. including accompanying schedules and statements, and to the best of rrrt knowledge and belief. it is true. correct
and complete_ Declaralicrl of
plllpalllr other than the personal representative i$ based on all Wiforrnalion of which pfepalllr has any krIov.1edge.
SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN ADDRESS
M SchaUes Ca s
~
20 Buckthorn Drive
Carlisle, PA \7013
DATE
" / '-I/a ~
ADDRESS DATE
20 Buckthorn Drive /I L ~'l...
Carlisle, P A 17013
ADDRESS DATE
19 Brookwood A venue, Suite 106 II Z
Carlisle, P A 17013
Far dates of death on or after July 1, 1994 and before January 1, 1995. the tax rate imposed on the net value of transfers to or for the use of the
surviving spouse is 3% [72 P.S. ~9116 (a) (1.1) (i)l.
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or far the use of the surviving spouse is 0%
[72 P.S. 99116 (a) (1.1) (ii)]. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements far disclosure
of assets and filing a tax return are still applicable even jf the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
The tax rate imposed on the net value of transfers from a deceased child lYIenty-one years of age or younger at death to or for the use of a natural
parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. ~9116 (a) (1.2)\.
The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. ~9116
1.2) [72 P.S. ~9116 (a) (1)).
The tax rate imposed on the net value of transfers to or for the use of the decedenfs siblings is 12% [72 P.S. 99116 (a) (1.3)]. A sibling is defined,
under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
*'
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEAlTH OF PENNSYLVANIA.
INHERITANCE TAX RU\.lRN
RESIDENT DECEDENT
ESTATE OF
Schalles, Dorothy P.
I FILE NUMBER
2] - 02 - 00474
Include the proceeds of litigation and the date the proceeds were received by the estate. All property Jointly-owned with the right of
survivorship must be disclosed on schedule F.
ITEM DESCRIPTION VALUE AT DATE OF
NUMBER DEATH
] Allfrrst Bank Checking Account No. 00757557]8 (date of death value) ]6,664.84
2 PNC Advisors, Account No. ]6-]0-00]-0220628 215,955.]4
3 Refund from Blue Cross 167.05
4 Refund from Sprint 13.07
5 Income fromPNC Ace\. ]6-]0-00]-0220628 643.]4
6 Iucome from PNC Ace\. 16-] 0-00] -0 114782 Trust Account 2,253.34
7 Income fromPNC Ace\. ]6-10-00]-0220628 ]02.04
8 Miscellaneous Persona] Property ],500.00
TOTAL (Also enter on Line 5, Recapitulation)
237,298.62
*'
SCH3JULE H
FlINERALEXPENSES&
ADMINISTRA11VE COSTS
COMMONWEALTH OF PENNSYLVANIA
INHEARANCE TAX RETURN
AESDENT OECEDENT
ESTATE OF
Schalles, Dorothy P.
I FILE NUMBER
21 - 02 - 00474
Debts of decedent must be reported on Schedule I.
ITEM DESCRIPTION AMOUNT
NUMBER
A FUNERAL EXPENSES:
I Hollinger Funeral Home & Crematory, Inc. 3,358.50
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Social Security Number(s) I EIN Number of Personal Represenlative(s):
Street Address
City Slate - Zip
Year(s) Commission paid
2. Attorney's Fees Hanft & Knight, P. C. 5,000.00
3. Family Exemption: (If decedenfs address is not the same as cfaimant's, attach expJanation)
Claimant
Street Address
City Slate Zip
Relationship of Claimant to Decedent
4. Probate Fees Fee to Cumberland County Register of Wills to open Estate 276.00
5. Accountant's Fees
6. Tax Retum Preparer's Fees
7. Other Administrative Costs
I Fee to The Sentinel to advertise Letters Testamentary 122.99
2 Fee to Cumberland Law Journal to advertise Letters Testamentary 75.00
Total of Continuation Schedule(s) 3.94
TOTAL (Also enter on line 9, Recapitulation) 8,836.43
.
SchecUe H
FmeraI Expel ,r &
M,. lil;bcdiw Costs COI'"61Jed
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
Schalles, Dorothy P.
I FILE NUMBER
21 - 02 - 00474
3
Certified Mail
3.94
Page 2 of Schedule H
*'
SCHEDULE I
DEBTS OF DECEDENT, MORTGAGE
LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYlVANIA
INHERITANCE TAX RETURN
RESIOEHT DECEDENT
ESTATE OF
Schalles, Dorothy P.
I FILE NUMBER
21 - 02 - 00474
Include unreimbursed medical expenses.
ITEM
NUMBER
I
DESCRIPTION
AMOUNT
112.67
Sprint telephone bill, Account No. 717-243-8806-715
2
Carlisle Imaging Associates, Account No. CIA-5001781
51.97
3
Bank fee to PNC
31.00
4
Fee for checks
8.50
TOTAL (Also enter on Line 10, Recapitulation)
204.14
REV-1113 EX+ ~)
*'
SCHEDULE J
BENEFICIARIES
COUMON'NEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DeCEDENT
ESTATE OF
Schalles, Dorothy P.
I FILE NUMBER
21 - 02 - 00474
RELATIONSHIP TO AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY "_ DECEDENT OF ESTATE
I. TAXABLE DISTRIBUTIONS (include oubighl spousal disbibutions)
I Mary Schalles Cairns daughter 1/2 PNC Advisors
20 Buckthorn Drive I\ccount
Carlisle, PA 17013 16-10-001-0220628 and
1/2 residue of estate
2 Robert C. Cairns son-in-law 1/2 PNC Advisors
20 Buckthorn Drive Account
Carlisle, P A 17013 16-10-001-0220628 and
1/2 residue of estate
Enter dollar amounts for distributions shown above on lines 15 through 18, as appropriate, on Rev 1500 cover sheet
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT
BEING MADE
8. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
I First Presbyterian Church, Carlisle, Pennsylvania 10,000.00
TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 10,000.00
~@~w
LAST WILL AND TESTAMENT
OF
DOROTHY P. SCHALLES
I, DOROTHY P. SCHALLES, of South Middleton Township, Cumberland County,
Pennsylvania, being of sound and disposing mind:memory and understanding, do make, publish and
declare this to be my Last Will and Testament, hereby revoking and making void all previous Wills
and Codicils heretofore made by me.
I
I order and direct my personal representative hereinafter named to pay all of my just debts,
funeral expenses and expenses involved or connected with the administration of my estate as soon
after my death as is reasonably possible. However, my personal representative need not accelerate
and pay those unmatured obligations which, in his, her or its opinion, it might be proper and more
advantageous to retain or renew and pay as they become due and payable. If I do not own a burial
plot or a grave marker at the time of my death, I authorize my personal representative, in his, her or
its sole discretion, to purchase a burial plot and to erect a suitable grave marker at my grave, and to
expend sums from my estate for this purpose.
2
I give, devise and bequeath the following specific bequests or property with all insurance
proceeds thereon as follows:
A.
To First Presbyterian Church of Carlisle, Pennsylvania, I bequeath the sum ofTen
Thousand Dollars ($10,000.00).
.
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Page I of 8
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II,
LAST WILL AND TEST AMENT OF DOROTHY P. SCHALLES
~
B. Fund "A" of the Revocable Life Insurance Trust Agreement between Lawrence F.
Schalles and Peoples First National Bank and Trust Company, dated August 4, 1958,
I bequeath equally to my daughter, MARY SCHALLES CAIRNS, and my son-in- ~
law, ROBERT C. CAIRNS.
C. To the extent I would be allowed to determine the distribution of Fund "B" of the
Revocable Life Insurance Trust .Agreement between Lawrence F. Schalles and
Peoples First National Bank and Trust Company, dated August 4, 1958, I would
bequeath same equally and per stirpes to my daughter, MARY SCHALLES
CAIRNS, and my daughter, AUDREY JOAN GRECO.
3
I give, devise and bequeath the rest, residue and remainder of my estate, together with all
insurance proceeds thereon of whatever nature and wheresoever situate to my daughter, MARY
SCHALLES CAIRNS, and my son-in-law, ROBERT C. CAIRNS, equally, providing that they
survive me by sixty (60) days. lam specifically excluding my daughter, AUDREY JOAN GRECO,
from this bequest, as I have provided for her in other ways during my lifetime and MARY
SCHALLES CAIRNS and ROBERT C. CAIRNS have provided for me in many ways during my
lifetime, including allowing me to live with them for many years.
4
Should my daughter, MARY SCHALLES CAIRNS, and my son-in-law, ROBERT C.
CAIR.J.~S, predecease me or die on or before the sixtieth (60th) day following my death, then I give,
devise and bequeath the rest, residue and remainder of my estate together with all insurance proceeds
.
thereon of whatsoever nature and wheresoever situate as follows:
Page 2 of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
~
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A. Five percent (5%) to my grandson, NORBOURNE WILSON CADY, III, currently
residing in Maui, Hawaii.
B.
Twenty percent (20%) to my granddaughter, KIMBERLY A. LeROY, currently
residing in Renfrew, Pennsylvania.
-.
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C. Twenty-Five percent (25%) to my granddaughter, LAURA ELLEN CAIRNS.
currently residing in Carlisle, Pe!\l1sylvania.
D. Twenty-Five percent (25%) to my granddaughter, NANCY CAIRNS JACKSON,
)
currently residing in Bel1evue, Nebraska.
E. Twenty-Five percent (25%) to my granddaughter, JENNY LOUISE CAIRNS.
currently residing in Frederick, Maryland.
It is further my desire that my personal representative, after consultation with any heir or
heirs of mine who survive me, and in his, her or its own discretion, choose such articles from my
tangible personal property (exclusive of cash, stock certificates, bonds, and all other tangible
evidences ofintangible personal property) as he, she or it believes will be useful to such heir or heirs
or desirable for him or her or them to have, either from a sentimental point of view or otherwise, and
to deliver such articles to such heir or heirs or among such heirs in equal or unequal shares as
determined by the further exercise of his, her or its discretion, provided no other heir objects to the
distribution. AI1 tangible personal property not so distributed is to be sold, either publicly or
privately, by my personal representative, adding the proceeds of such sale or sales to my residuary
estate and to be disposed of in equal shares among my surviving heirs after payment of my estate
debts, taking into account the tangible personal property otherwise provided to them.
5
.I grant my personal representative the following powers in addition to and not in limitation
of such powers as my personal representative shall hold by law:
Page 3 of 8
~
LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
(d)
(e)
(f)
(g)
(h)
'.
(i)
(a)
To retain all property received including the stock of any corporate fiduciary acting
hereunder, provided such property remains productive.
To join in any corporation, partnership, recapitalization, merger, reorganization or
voting trust plan; to delegate authority with respect thereto; to deposit investments
under agreements and pay assessments; and generally to exercise all rights of
investors, including but not limited to, the voting of shares.
To manage, operate, repair, improve, mortgage or lease on any terms any real estate
held or owned by my estate.
To operate any business that I may own at my death.
To invest any funds of my estate in any stocks, bonds, notes or other securities or
property, real or personal, without regard to the principle of diversification or any
other statute or general rule of law in his, her or its absolute discretion, it being my
intention to give my personal representative the broadest investment powers possible,
providing such investments do not unnecessarily prevent the prompt settlement of my
estate.
To sell or otherwise dispose of any property, real or personal, tangible or intangible,
at any time forming a part of my estate in any manner and on such terms and
conditions as my personal representative shall see fit in his, her, or its absolute
discretion.
To borrow money for the payment of taxes or for any other proper purposes in the
administration of my estate, and to mortgage or pledge estate assets as security.
To compromise claims without court approval including, but not limited to, any
controversies with the United States of America or the Commonwealth of
Pennsylvania concerning estate and inheritance taxes on any interests that may pass
under this my Last Will and Testament.
To distribute in cash or in kind upon any division or distribution of my estate.
'\
(
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(b)
~
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(c)
Page 4 of 8
To undertake any and all acts deemed necessary and proper by my personal
representative for the proper, advantageous and prompt management of the
settlement of my estate.
In general, to exercise all powers in the management of my estate which any '\: ~Q'
individual could exercise in the management of similar property owned in his own ""
right, upon such terms and conditions as to him, her or it may seem best and to
execute and deliver all instruments and to do all acts which he, she or it deems
necessary or proper to carry out the purposes of this, my Last Will and Testament.
LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
(j)
(k)
6
No interest of any beneficiary of my estate, either in income or in principal, shall be subject
to anticipation or pledge, assignment, sale or transfer in any manner, nor shall any beneficiary have
the power in any manner to charge or encumber his interest either in income or principal, nor shall
the interest of any beneficiary be liable or subject in any manner while in the possession of my
personal representative for the liability of such beneficiary.
7
I nominate, constitute and appoint my daughter, MARY SCHALLES CAIRNS, and my
son-in-law, ROBERT C. CAIRNS, as Co-Executors of this my Last Will and Testament. In the
event they are deceased, unable or unwilling to serve or shall cease to serve for any reason
whatsoever, then I nominate, constitute and appoint my attorney, MICHAEL J. HANFT,
ESQUIRE, as personal representative of this my Last Will and Testament. I direct that my personal
representative shall not be required to give or post bond for the faithful performance of his, her or
its duti~s in this or any other jurisdiction.
Page 5 of 8
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LAST WILL AND TESTAMENT OF DOROTHY P. SCHALLES
8
I hereby declare it to be my express desire that my personal representative employ Michael
J. Hanft, Esquire of the law linn of Hanft & Knight, P.C., of Cumberland County, Pennsylvania, for
legal advice and assistance regarding this my Last Will and Testament, they having considerable
knowledge of my affairs, views and wishes respecting any matters that may arise at the probate of
this instrument, the administration of my estate, and the execution of the powers herein mentioned.
Any mention of Michael 1. Hanft, Esquire and/or Hanft & Knight, P.e. in this my Last Will and
Testament, is my free and voluntary act and through no influence by any person.
IN WITNESS WHEREOF, I have hereunto set my hand to this my Last Will and Testament
this l~rHday of March, 2002.
WITNESS: / 77~d~
It t? ~7 y'.t.
/ ~ p;r- Dorothy P. SchaIles
c4A~~'JJ'1;''''>>!~
'.
Page 6 of 8
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LAST WILL AND TEST AMENT OF DOROTHY P. SCHALLES
ACKNOWLEDGMENT
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
55.
I, Dorothy P. SchalIes, the Testatrix whose name is signed to the attached or foregoing
,
instrument, having been duly qualified according to law, do hereby acknowledge that I signed and
executed the instrument as my Last Will and Testament; that I signed it willingly, and that I signed
it as my free and voluntary act for the purposes therein e~pressed) /~
()<f'. /".
Dorothy P. SchalIes
Sworn or affirmed and acknowledged before me by Dorothy P. SchalIes, the Testatrix, this
~day of March, 2002.
;.
Page 7 of 8
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NofariaI Seal
Laurie L Wolf. NoIaty Public
SouIh MicIdIeton Ty,p" C<Jmbel1and County
My Commission El<pIres Jan, 7. 2006
Member. PSMS\'fIoani8 Association Of_
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LAST WILL AND TEST AMENT OF DOROTHY P. SCHALLES
AFFIDA VIT
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
55.
WE, MltII/fn.. J: t-/.#/fl
,the
and
witnesses whose names are attached to the foregoing document, being duly qualified according to
law, do depose and say that we were present and saw Dorothy P. SchalIes sign and execute the
instrument as her Last Will and Testament; that she signed willingly and that she executed it as her
free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing
and sight of the Testatrix signed the Last Will and Testament as witnesses and that to the best of our
knowledge the Testatrix was at the time 18 or more years of age, of sound mind and under no
constraint or undue influence.
1~0-!fJ
,fA , c. t+Aer.. :7. YA#PI
Sworn or affirmed and subscribed before me by r'
this l~dayofMarch, 2002.'
- / '
(j /,Ytl/
j-::-/t 1:'0
and
0-
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~SeaI
Laurie L Wolf. NolalY Public
Soull1 MiOdIelOO Twp., CumbeIland Counly
My ConvnisaiOn E><pIfuJon. 7. 2006
Meml>er. ""'.,."....".. ~OINoIIItea
F\lJ$CI" Fcldcr\Firm Docs\Willsl.:649-ldps.....iILwpd
Page 8 of 8
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COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OF INDIVIDUAL TAXES
DEPT. 280601
HARRISBURG, PA 17128-0601
REV-1162 EX(11-96)
RECEIVED FROM:
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
HANFT & KNIGHT PC
19 BROOKWOOD AVENUE SUITE 106
CARLISLE, PA 17013
uu____ fold
ESTATE INFORMATION: SSN: 168-36-5594
FILE NUMBER: 2102-0474
DECEDENT NAME: SCHAllES DOROTHY P
DATE OF PAYMENT: 11/15/2002
POSTMARK DATE: 00/00/0000
COUNTY: CUMBERLAND
DATE OF DEATH: 05/05/2002
NO. CD 001848
ACN
ASSESSMENT
CONTROL
NUMBER
AMOUNT
101 I $2,453.19
I
I
I
I
I
I
I
I
TOTAL AMOUNT PAID:
REMARKS: MARY S CAIRNS & ROBERT C
CAIRNS C/O HANFT & KNIGHT PC
CHECK# 112
SEAL
INITIALS: SK
RECEIVED BY:
REGISTER OF WillS
$2,453.19
MARY C. lEWIS
REGISTER OF WillS
~v~..
ORPHANS' COURT DIVISION OF THE
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
STATUS REPORT UNDER RULE 6.12
Name of Decedent: DOROTHY P. SCHALLES
Date of Death: May 5, 2002
Admin. No. 21-02-00474
Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following
with respect to completion of the administration of the above-captioned estate:
L State whether administration of the estate is complete:
Yes~ No
2. If the answer is No, state when the personal representative reasonably believes that
the administration will be complete:
3. If the answer to No.1 is Yes, state the following:
a. Did the personal representative file a final account with the Court? Yes No --.K
b. The separate Orphans' Court No. (if any) for the personal representative's account
IS:
c. Did the personal representative state an account informally to the parties in interest?
Yes~No
d. Copies of receipts, releases, joinders and approvals of formal or informal accounts
may be filed with the Clerk of the Orphans' Court and may be attached to this report.
Date: January 7,2003
Respectfully submitted,
HANFT & KNIGHT, P.c.
M~pff
Attorney ID No. 57976
19 Brookwood Avenue, Suite 106
Carlisle, Pennsylvania 17013-9142
(717) 249-5373
Counsel for personal representative
f:'..U'crFoldcr\FirmDo<,\EsI.lc....]649-I,slalus.rpl....-p<l
/;l-b;g -;(.9
"\... BUREAU OF INDIVIDUAL TAXES
INHERITANCE TAX DIVISION
DEPT. 280601
HARRISBURG, PA 17128-0601
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
NOTICE OF INHERITANCE TAX
APPRAISEMENT, ALLOWANCE OR DISALLOWANCE
OF DEDUCTIONS AND ASSESSMENT OF TAX
MICHAEL J HANFT ESQ
HANFT & KNIGHT
19 BROOKWOOD AVE 106
CARLISLE PA 17013,1410
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
01-06-2003
SCHALLES
05-05-2002
21 02-0474
CUMBERLAND
101
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REY-lS47 EX .o.rp (Ol.-O~)
DOROTHY
P
Amount Remitted
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
iiE-V"=is4TETAFP--coi-=o3j--iiiiYicE--o,,-YliHEifiTAN-cE-YA"x-APPRA-isEifE"ii'T-,--AiXowAircE-iJ-R"-----------m---
DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX
ESTATE OF SCHALLES DOROTHY P FILE NO. 21 02-0474 ACN 101 DATE 01-06-2003
TAX RETURN WAS: (X) ACCEPTED AS FILED
CHANGED
RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE
APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN
1. Real Estate (Schedule A)
2. Stocks and Bonds (Schedule B)
3. Closely Held Stock/Partnership Interest (Schedule C)
4. Mortgages/Notes Receivable (Schedule DJ
5. Cash/Bank Deposits/Misc. Personal Property (Schedule E)
6. Jointly Owned Property (Schedule F)
7. Transfers (Schedule G)
8. Total Assets
<I)
(2)
(3)
(4)
(5)
(6)
(7)
.00
.00
.00
.00
237.298.62
.00
.00
APPROVED DEDUCTIONS AND EXEMPTIONS:
9. Funeral Expenses/Adm. Costs/Misc. Expenses (Schedule H)
10. Debts/Mortgage Liabilities/Liens (Schedule I)
8,836.43
(9)
ClO)
204.14
11.
12.
13.
14.
Total Deductions
Net Value of Tax Return
Charitable/Governmental Bequests; Non-elected 9113 Trusts (Schedule J)
Net Value of Estate Subject to Tax
NOTE: To insure proper
credit to your account,
submit the upper portion
of this form with your
tax payment.
(S)
237,298.62
Cl1)
Cl2)
Cl3)
(14)
Q.n4n ~7
228.258.05
10.000.00
218,258.05
NOTE: If an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will
reflect figures that include the total of ALL returns assessed to date.
ASSESSMENT OF TAX:
15. Amount of Line 14 at Spousal rate
16. Amount of Line 14 taxable at Lineal/Class A rate
17. Amount of Line 14 at Sibling rate
18. Amount of Line 14 taxable at Collateral/Class B rate
19. Principal Tax Due
TAX CREDITS'
Cl5) .00 X 00 .00
(16) 218,258.05 X 045 = 9.821.61
(17) .00 X 12 .00
(18) .00 X 15 .00
(19)= 9,821.61
PAYMENT RECEIPT DISCOUNT (+) AMOUNT PAID
DATE NUMBER INTEREST/PEN PAID (-)
08-02-2002 CDOO1477 368.42 7,000.00
11-15-2002 CDOO1848 .00 2,453.19
TOTAL TAX CREDIT 9,821.61
BALANCE OF TAX DUE .00
INTEREST AND PEN. .00
TOTAL DUE .00
* IF PAID AFTER DATE INDICATED. SEE REVERSE
FOR CALCULATION OF ADDITIONAL INTEREST.
( IF TOTAL DUE IS LESS THAN $1, NO PAYMENT IS REQUIRED.
IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU MAY BE DUE
A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.)