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HomeMy WebLinkAbout14-4507 Supreme Court of Pennsylvania Court of-Common Pleas For Prothonotary Use Only: Civil Cover Sheet - Docket No: CUMBERLAND County l[� - 4��7 Clu' i L The information collected on this form is used solely-for court administration purposes. This form does not :supplement or replace the_fi.ling and service of pleadings or other papers as required by laiv or rules of court. Commencement of Action: S 0 Complaint El Writ of Summons El Petition Transfer from Another Jurisdiction 0 Declaration of Taking E U.S. BANK NATIONAL o exis eman an Lead Plaintiff's Name: Lead Defendant's Name: C ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA Juan Vazquez T Dollar Amount Requested: within arbitration limits I Are money damages requested? Q Yes Q No O (check one) outside arbitration limits N Is this a Class Action Suit? D Yes 0 No Is this an MDJAppeal? El Yes 0 No A Name of Plaintiff/Appellant's Attorney: Leon P. Haller, Esquire/Jill Wineka, Esquire 0 C.hec)`.,:here it you have n.o atforuey(area Self-Represented [Pro Se[ Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS El Intentional ❑ Buyer Plaintiff Administrative Agencies 0 Malicious Prosecution Debt Collection:Credit Card El Board of Assessment E] Motor Vehicle Debt Collection: Other ❑ Board of Elections R Nuisance E] Dept.of Transportation ❑ Premises Liability El Statutory Appeal: Other S 0 Product Liability(does not include E mass tort) � Employment Dispute: SSlander/Libel/Defamation Discrimination El C El Other: Employment Dispute: Other Q Zoning Board T El Other: I ❑ Other: O MASS TORT El Asbestos N 0 Tobacco E] Toxic Tort-DES Toxic Tort-Implant REAL PROPERTY NIISCELLANEOUS [] Toxic WasteLaw/Statutory 0 Other: 0 Ejectment � Common Law/Statuto Arbitration B D Eminent Domain/Condemnation E]Declaratory Judgment 0 Ground Rent 0 Mandamus El Landlord/Tenant Dispute Q Non-Domestic Relations E] Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABLITYQuo Warranto Q Mortgage Foreclosure:Commercial 0 Dental Q Partition 11 Replevin 0 Legal 0 Quiet Title Other: 0 Medical Other: Other Professional: Updated 1/112011 F i LtED,-0F F]C'oE Ci" ►ISE PROIHO OTARY Leon P. Haller, Esquire 2t h JUL 31 AM 9-- 51 Purcell, Krug& Haller 1719 North Front Street CUl ;BERLAND COUNTY Harrisburg, PA 17102 PENNSYLVANIA 717.234.4178 mtg@pkh.com U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING OF CUMBERLAND COUNTY,PENNSYLVANIA FINANCE AGENCY Plaintiff CIVIL ACTION-LAW vs. ACTION OF MORTGAGE FORECLOSURE YOLEXIS VAZQUEZ and JUAN ALEMAN, Defendants THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages,you must take action within twenty(20)days after the Complaint and notice are served,by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE,PA 17013 717-249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS,ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED,O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA,EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: Sl USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES,LA COUTE PUEDE,SIN NOTIFICARIO,DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION,ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO,LLAME AL"LAWYER REFERENCE SERVICE"(SERVICIO DE REFERENCIA DE ABOGADOS),(215)238-6300. 0 CUMBERLAND COUNTY LAWYER REFERRAL SERVICE �44 113.7s�4,�,4, CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREETG�96�y/ CARLISLE,PA 17013 717-249-3166 U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY, PENNSYLVANIA FINANCE AGENCY, Plaintiff CIVIL ACTION LAW VS. ACTION OF MORTGAGE FORECLOSURE YOLEXIS VAZQUEZ and JUAN ALEMAN, Defendants THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty(30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.# 15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY, PENNSYLVANIA FINANCE AGENCY, Plaintiff CIVIL ACTION - LAW VS. ACTION OF MORTGAGE FORECLOSURE YOLEXIS VAZQUEZ and JUAN ALEMAN, Defendants COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, pursuant to a Trust Indenture dated as of April 1, 1982 and as amended by Supplemental Indenture of Trust dated March 1, 2007, is acting through the Pennsylvania Housing Finance Agency ("Agency"), its appointed Limited Power of Attorney, with an address of 211 North Front Street, Harrisburg, Pennsylvania 17101. The Limited Power of Attorney executed October 4, 2006 between the Plaintiff and the Agency is recorded in the Recorder of Deeds Office of the within County and Commonwealth on October 11, 2006 in Book 0731, Page 0421. The Limited Power of Attorney is incorporated herein by reference pursuant to Pa.R.C.P. 1019(g). 2. Defendants, YOLEXIS VAZQUEZ and JUAN ALEMAN, are adult individual whose last known address is 419 FOURTH STREET,NEW CUMBERLAND, PA 17070. 3. On or about, July 24, 2007, the said Defendants executed and delivered a Mortgage Note in the sum of $115,050.00 payable to SOVEREIGN BANK, which Note is attached hereto and marked Exhibit"A". 4.- Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth on July 26, 2007 in Mortgage Book 2001, Page 515 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to PENNSYLVANIA HOUSING FINANCE AGENCY and was recorded in the aforesaid County on July 26, 2007 in Book 738, Page 4414. The Mortgage was further assigned to U.S. BANK, NATIONAL ASSOCIATION, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY and will be sent for recording, which Assignment is attached hereto and marked Exhibit "B". The said Mortgage and Assignment are incorporated herein by reference. 5. The land subject to the Mortgage is: 419 FOURTH STREET,NEW CUMBERLAND, PA 17070 and is more particularly described in Exhibit "C" attached hereto. 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that the Mortgagors have failed to pay the installment due on December 01, 2013 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $104,239.58 Interest at $16.65 per day $4,545.45 From 11/01/2013 To 08/01/2014 ( based on contract rate of 5.7500%) Late Charges $26.86 $214.88 From 12/01/2013 to 08/01/2014 Escrow Deficit $968.50 Attorney's Fee at 5% of Principal Balance $5,211.98 TOTAL $115,213.39 "Together with interest at the per diem rate noted above after August 01, 2014 and other charges and costs to date of Sheriff's Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. Notice of intention to foreclose and to accelerate the loan balance was sent to the Defendants by letters dated May 7, 2014 as required by Pennsylvania Act No. 6 of 1974, as amended. A copy of the May 7, 2014 Act 6 Notices is attached hereto and marked Exhibit "D". 9. The within Mortgage is insured by the Federal Housing Administration under Title II of the National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. 10. The Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Service Members Civil Relief Act, as amended. Copies of the website reports from the Department of Defense Manpower Data Center, confirming non-active military duty are attached as Exhibit"E". WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 5.7500% ($16.65 per diem), together with other charges and costs including escrow advances incidental thereto to the da of Sheriff's Sale and for foreclosure and sale of the property within described. By: PURCELL, KRUG & HALLER Leon P. Haller, Esquire I.D. # 15700 Jill M. Wineka I.D. #58802 Attorneys for Plaintiff 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) NOTE FNA Case No. Multistate 441-7993553 July 24, 2007 [Date] /� •-� 419 Fourth Street New Cumberland, PA 17070 [Property Address] 1. PARTIES "Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender" means Sovereign Bank and its successors and assigns. 2. BORROWER'S PROMISE TO PAY; INTEREST In return for a loan received from Lender, Borrower promises to pay the principal sum of one Hundred Fifteen Thousand Fifty And Zero/100 Dollars(U.S. $ 115,050.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal, from the date of disbursement of the loan proceeds by Lender, at the rate of Five and three quarters percent( 5.750 %)per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instrument that is dated the same date as this Note and called the"Security Instrument." The Security Instrument protects the Lender from losses which might result if Borrower defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Lender on the first day of each month beginning on September 01 , 2007 . Any principal and interest remaining on the first day of August. 2037 , will be due on that date, which is called the"Maturity Date." (B) Place Payment shall be made at 1130 Berkshire Blvd. , Wyomissing, PA 19610 or at such place as Lender may designate in writing by notice to Borrower. (C) Amount Each monthly payment of principal and interest will be in the amount of U.S. $ 671.41 This amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to principal, interest and other items in the order described in the Security Instrument. (D) Allonge to this Note for payment adjustments If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of this Note. [Check applicable box] ❑Graduated Payment Allonge E]Growing Equity Allonge ❑Other [specify] 5. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first day of any month. Lender shall accept prepayment on other days provided that Borrower pays interest on the amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the Secretary. If Borrower makes a partial prepayment, there will be no changes in the due date or in the amount of the monthly payment unless Lender agrees in writing to those changes. 0096200910 0705212724 FHA Multistate Fixed Rate Note-10/95 -1 R(0210).o2 ® VMP Mortgage Solutions(800)521-7291 Page 1 of 2 Initials: y � (� , ► it 1�' ,��« ��. 6. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If Lender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fifteen calendar days after the payment is due, Lender may collect a We charge in the amount of Four percent( 4.000%)of the overdue amount of each payment. (B) Default If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its rights in the event of any subsequent default. In many circumstances regulations issued by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used in this Note, "Secretary" means the Secretary of Housing and Urban Development or his or her designee. (C) Payment of Costs and Expenses If Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs and expenses including reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. "Presentment" means the right to require Lender to demand payment of amounts due. "Notice of dishonor" means the right to require Lender to give notice to other persons that amounts due have not been paid. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if Borrower has given Lender a notice of Borrower's different address. Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. Lender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note may be required to pay all of the amounts owed under this Note. This is a contract under seal and may be enforced under 42 PA. C.S. Section 5529(b) . BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note. (Seal) e (Seal) Juan Aleman -Borrower YolexVa ez -Borrower (Seal) (Seal) -Borrower -Borrower (Seal) (Seal) -Borrower -Borrower (Seal) (Seal) -Borrower -Borrower PAY TO THE ORDER OF 0096200910 PENNSYLVANIA HOUSING FINANCE AGENCY 0705212724 -1 R(0210).02 WITHOU COURSE Page 2 or 2 ® SOVE G BALK 7 ICHELLE TRUMP, AS, SECF4TARY Prepared by&Return to: U.S.Bank National Association c/o PHFA-Loan Servicing Division 211 North Front Street,P.O. Box 15057 Harrisburg, Pennsylvania 17105-5057 717-780-3800 or 1-800-346-3597 PIN/ID Number: 25250006011 1603737 Above space is intentionally left blank for recording data. ASSIGNMENT OF MORTGAGE For value received,PENNSYLVANIA HOUSING FINANCE AGENCY("PHFA"),hereby grant, sell,convey, assign and deliver unto the U.S.BANK NATIONAL ASSOCIATION, (Trustee for the Pennsylvania Housing Finance Agency,pursuant to a Trust Indenture dated as of April 1, 1982),its successors and assigns,the following described Mortgage,together with the Note secured thereby Name of Original Mortgagor(s): JUAN ALEMAN YOLEXIS VAZQUEZ Secured by the real property located at: 419 FOURTH STREET,NEW CUMBERLAND,PA 17070 Municipality of: NEW CUMBERLAND Original Mortgagee: SANTANDER BANK,N.A. Original Principal Amount: $115,050.00 County Recorded in: CUMBERLAND Mortgage Recorded: July 26,2007 Book 2001 Page 515 Last Assignment to: PA Housing Finance Agency Book 738 Page 4414 Instrument#: 26087 IN WITNESS WHEREOF,the said Pennsylvania Housing Finance Agency,has caused this Assignment of Mortgage to be executed by its duly authorized officer. (Series: 096) GORYL DATED: June 13,2014 By: PENNSYLVANIA HOUSING FINANCE AGENCY Thomas F.Brzana,Jr. Director of Loan Servicing Division COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN On this,the l TIN''day of 014,before me,the undersigned officer,personally appeared Thomas F.Brzana,Jr.,Director of Loan ervicing Division,an authorized officer of the Pennsylvania Housing Finance Agency,and acknowledged that he,being authorized to do so,executed the foregoing instrument for the purposes therein contained. In witness whereof,I have hereunto set my hand and official seal. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seal Kimberley A.Ayala,Notary Public City of Harrisburg,Dauphin County My Commission Expires Jan.15,2015 CERTIFICATE OF RESIDENCE OF ASSIGNEE MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES I certify that the principal business and mailing address for this assignment and assignee is: U.S.Bank National Association,c/o PHFA-Loan Servicing Division 211 North Front Street,P.O.Box 15057,Harrisburg,Pnnsylvania 17105-5057 Authorized Officer L 7A �� ALL THAT CERTAIN lot or Piece of land situated in the Borough of New Cumberland, in the County of Cumberland, Pennsylvania, bein Block M, in the general Plan of George W. Buttorff,s addition to New Cumberland, as recorded in the Recorders Office of Cumberland of No. 10, Book N, Page 500, Vol . 5, said lot being bounded and described asufolloin w COMMENCING at a Point on the north side of Fourth Street, seventy-five (75) feet, more or less, east from the northeast corner of Fourth Street and Geary Avenue; thence in an eastwardly direction along said Fourth Street, twenty-five (25) feet, more or less, to No. 9 and 10; thence in a northwardly direction al ng1said1ne dividingelinet of Lots No. 9 and 10, one hundred fort First Avenue; thence in a westwardly directi)onfeetalongmore saidoFirstsAvenue, twenty-five (25) feet, more or less, to dividing line of Lots No. 10 and 11; thence in a southwardly direction along said dividing line of Lots No. 10 and 11, one hundred forty (140) feet, more or less, Street, the Place of BEGINNING. to Fourth Pennsylvania - Housing Finance Agency Accounting & Loan servicing 211 North Front Street, P.O. Box 15057 Harrisburg, PA 17105-5057 (800) 346-3597 FAX(717) 780-3853 TTY(717) 780-1869 CERTIFIED MAIL - RETURN RECEIPT REQUESTED 5/07/2014 RE: Account No. 1603737 JUAN ALEMAN YOLEXIS VAZQUEZ 419 4TH ST NEW CUMBERLAND, PA 17070-1802 RE: 419 FOURTH STREET NEW CUMBERLAND, PA 17070-1802 Dear Occupant(s): NOTICE OF INTENTION TO FORECLOSE MORTGAGE The MORTGAGE held by PENNSYLVANIA HOUSING FINANCE AGENCY (hereinafter We, Us or Ours) on your property located at 419 FOURTH STREET, NEW CUMBERLAND, PA 17070-1802, IS IN SERIOUS DEFAULT because you have not made the monthly payments of $904.00 for 12/2013 through 5/2014 for a total of $5,424.00. Late charges and NSF charges that have accrued to this date in the amounts of $134.30 and $.00 respectively, are also due. The total listed below includes all fees (including inspections and securing that needed to be completed) less any funds we are holding in suspense. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is$5,618.30. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the total amount of $5,618.30, plus any additional monthly payments, expenses and late charges which may fall due during this period. Such payment must be made either by cash in our office, cashier's check, certified check or money order and made at: PENNSYLVANIA HOUSING FINANCE AGENCY 211 NORTH FRONT STREET/P.O. BOX 15057 HARRISBURG, PA 17105-5057 1-800-822-7375 or TTY (800) 346-3597 If you do not cure the default within THIRTY (30) DAYS, We intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgageed property. If the mortgage is foreclosed, your mortgage property will be sold by the sheriff to pay off the mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees, even if they are over$50.00. Any attorney's fee will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty-day period, you will not be required to pay attorney fees. t� I FHAACT/dtmdocs/ALSV/ �1 � � f We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you have not cured the default within the thirty-day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the sheriff Ps foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments and any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately five months from the date of this Notice. A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: 1-800-822-7375. This payment must be made payable in cash in our office, cashier's check, certified check or money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEYS FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. You have the right to assert in any foreclosure proceeding or any other lawsuit instituted under the mortgage documents, the nonexistence of a default or any other defense you believe you may have to any such action. If you maintain credit, life or disability insurance in connection with your mortgage loan, your failure to pay premiums with your payments may have already resulted or may result in the future in the lapse or a cancellation of that insurance by the insurance company. If the insurance lapses or is cancelled, reinstatement of the loan will not reinstate the insurance, and you will have to apply to the insurance company and qualify for replacement insurance if you wish to retain it. If you make partial payments on account of the delinquencies, we may accept them and apply them to the delinquencies. However, such partial payments will not cure your default or reinstate your loan. The loan will not be reinstated unless we receive the entire amount required to cure the default. Sincerely, Mr. Thomas L. Gouker Manager of Collections PENNSYLVANIA HOUSING FINANCE AGENCY 211 North Front Street/ P.O. Box 15057 Harrisburg, PA 17105-5057 TLG/ FH AACT/dtmdocs/ALSV/ Pennsylvania Housing Finance Agency Accounting & Loan Servicing 211 North Front Street, P.O. Box 15057 Harrisburg, PA 17105-5057 (800) 346-3597 FAX(717) 780-3853 TTY(717) 780-1869 NOTICE 5/07/2014 JUAN ALEMAN YOLEXIS VAZQUEZ 419 4TH ST NEW CUMBERLAND, PA 17070-1802 RE: Account #1603737 TO: JUAN ALEMAN YOLEXIS VAZQUEZ 419 FOURTH STREET NEW CUMBERLAND, PA 17070-1802 FROM: PENNSYLVANIA HOUSING FINANCE AGENCY The Federal Housing and Development Act of 1987 (as amended) directs creditors to notify homeowners who are delinquent in their mortgage obligation of the availability of homeownership counseling provided by nonprofit organizations approved by the Secretary of the Department of Housing and Urban Development ("HUD") and experienced in the provision of homeownership counseling. Attached is a current list of HUD-approved counseling agencies for Pennsylvania. If these agencies are not near you, you can call HUD's toll free number (800) 569-4287 for financially distressed mortgagors for information concerning HUD-approved housing counseling agencies. Attachment: Housing Counseling List FH AACT/dtmdocs/ALSV/ *** PLEASE BE SURE THE AGENCY OF YOUR CHOICE SERVICES YOUR COUNTY *** CCCS OF WESTERN PA-HARRISBURG NACA 2000 LINGLESTOWN RD. 1341 N DELAWARE AVE;SUITE 312 HARRISBURG, PA. 17110 PHILADELPHIA, PA.19125 Phone:888-599-2227 Phone:888-297-5568 HOUSING ALLIANCE OF YORK PHILADELPHIA COUNCIL OF COMMINITY DEVELOPMENT 34 S. Duke St. ONE PENN CENTER;1617 JFK BLVD;SUITE 1550 York, PA 17401-1106 PHILADELPHIA,PA.19103-1828 Phone:800-864-4909 Phone:800-930-4663 TABOR COMMUNITY SERVICES 208 E King St. Lancaster, PA 17608-1676 Phone:717-397-5182 FH AACT/dtmdocs/ALSV/ -tet r as avmmwmmw or ow w W (C 0.0) x'7330330 TO -1;o is u (a aW a0 wa -5wa -1 •• w ;o< l 9414 7266 99(34 2(307 8717 94 �I i 9414 7266 9904 2007 8718 Q(3 I TO: JUAN ALEMAN i TO: YOLEXIS VAZQUEZ 419 FOURTH STREET i 419 FOURTH STREET NEW CUMBERLAND,PA 17070 ' NEW CUMBERLAND, PA 17070 i SENDER. AHEDGES SENDER: AHEDGES IREFERENCE: 1603737 REFERENCE: 1603737 i } PS Form 3800,January 2005 ^_ RETURN Postage PS Form 3800,January 2005 RECEIPT ` RETURN Postage SERVICE Certified Fee , -. RECEIPTS. Certified Fee Return Receipt Fpe E� 49 " + SERVICE Return Receipt Fee 'j _ Restricted Delive j ry Restricted Delivepy �' ."e Total Postage E Total Postage&fees USPS ") I POSTMARK OR DATE —A, USPS PPOSTMAF ,OR DATE _ Receipt for Receipt f®r... s...... ....... � . .- ..._. .'. _-...-.. Certified Mail"' N. f Ce q --------- w No Insurance Coverage Provided ` No tnsu m v m o Do Not Use for Intemmational Map _ o a a r z Do Not Ll Li Ll Ll �- o • - m ❑ / 2. Article Number m A. Received by(Please Print • E .. C. Signature 9414 7266 9904 2007 8717 94 N N D. Is delivery address differen If YES,enter delivery addr a` 3. Service Type CERTIFIED MAIL® • m• � z m a E d 4. Restricted Delivery?(Extra Fee) ❑Yes m w v� 1. Article Addressed to: s_ n N= ti X d JUAN ALEMAN ! Q 419 FOURTH STREETo C3 NEW CUMBERLAND, PA 17070 o o CW7 E i.�( d o coW N cc E-4 w W 1603737 AHEDGES `'' ��' C3 1711 rru o CYU1 N PS Form 3811,January 2005 Domestic Return Receipt ) I - --1 p w W x cwi > m M �Dco-11 H O c�1 CO CD -U � -U ~ � ¢ Wf� U M ml .� ia, m arn3 o E� _ w O r I to `o 0 Department of Defense Manpower Data Center Results as of:Jul-30-201405:44:23 AM SCRA 3.0 Stam s Report xk Pursuant to Servicemlembers CiviI Relief Art Last Name: ALEMAN First Name: JUAN Middle Name: Active Duty Status As Of: Jul-30-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the Individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. s Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 ( ir 1 � Department of Defense Manpower Data Center Results as of:Jul-30-2014 05:44:49 AM SCRA 3.0 Status Repofl: y ` ' Pursuant to Servicemembenrs C�ivif Relief pct Last Name: VAZQUEZ First Name: YOLEXIS Middle Name: Active Duty Status As Of: Jul-30-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the Individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the Individual or his/her unit has received early notillcation to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. )A r• ` Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct upon my personal knowledge and upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. PENNSYLVANIA HOUSING FINANCE AGENCY, Attorney-in-Fact for U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Dated 7 11WILI By Thomas . Brzana, Jr., Director of Loan Servicing for the Pennsylvania Housing Finance Agency, Attorney-in- Fact for U.S. Bank National Association, as Trustee for the Pennsylvania Housing Finance Agency U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE IN THE COURT OF COMMON PLEAS OF (71 FOR THE PENNSYLVANIA HOUSING FINANCE r7 r_a CUMBERLAND COUNTY, PENNSYLVANIA AGENCY, --i Plaintiffs) :r -T; MCD M VS. vi r' to YOLEXIS VAZQUEZ AND JUAN ALEMAN, <U �' Defendant(s) �7 7 Civil C) r_> NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE -< DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer you must take the following steps to be eligible for a conciliation conference. First,within twenty(20)days of your receipt of this notice,you must contact MidPenn Legal Services at(717)243-9400 extension 2510 or(800)822-5288 extension 2510 and request appointment of a legal representative, at no charge to you. Once you have been appointed a legal representative, you must promptly meet with the legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto,the legal representative will prepare and file a Request for Conciliation Conference with the Court,which must be filed with the Court within sixty(60)days of the service upon you of the foreclosure complaint. IF you do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However,you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto,your lawyer will prepare and file a Request for Conciliation Conference with the Court,which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: :z/3a/z) Date Leon P. Haller f Jill M. Wineka Attorney. for Plaintiff Purcell, Krug and Haller 1719 North Front Street Harrisburg PA 17101 PA ID 157 ga / 58802 U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE . IN THE COURT OF COMMON PLEAS OF FOR THE PENNSYLVANIA HOUSING FINANCE CUMBERLAND COUNTY, PENNSYLVANIA AGENCY, Plaintiff(s) VS. YOLEXIS VAZQUEZ and JUAN ALEMAN, Defendant(s) Civil REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated February 28, 2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: 1. Defendant is the owner of the real property which is the subject of this mortgage foreclosure action; 2. Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion Program: and has taken all of the steps required in that Notice to be eligible to participate in a court-supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that statements are made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel/Appointed Date Legal Representative Signature of Defendant Date Signature of Defendant Date Y i Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket# BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance,your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: APPLICATIONCUSTOMERIPRIMARY Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes❑ No❑ Listing date: Price:$ Realtor Name: Realtor Phone: Borrower Occupied: Yes❑ No❑ Mailing Address(if different) City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: #of people in household: How long? CO-BORROWER Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: #of people in household: How long? INFORMATIONFINANCIAL First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount:$ Included Taxes and Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy?Yes 0 No❑ If yes, provide names,location of court,case number&attorney: Assets Amount Owed: Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile#1: Model: Year: Amount owed: Value: Automobile#2:Model: Year: Amount owed: Value: Other transportation (automobiles,boats,motorcycles): Model: Year: Amount owed: Value: Monthly Income Name of Employers: 1. Monthly Gross Monthly Net 2. Monthly Gross Monthly Net 3. Monthly Gross Monthly Net Additional Income Description(not wages): 1. Monthly Amount: 2. Monthly Amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses:(Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2° Mortgage Utilities Car Payment(s) Condo/Neigh.Fees Auto Insurance Med.(not covered) Auto fuel/repairs Other Prop.Payment Install.Loan Payment Cable TV Child Support/Alim. Spending Money Day/Child Care/Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income and Expenses: Have you been working with a Housing Counseling Agency? Yes❑ No❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone(Office): Fax: Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lenders loan servicing company to resolve your delinquency? Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: AUTHORIZATION authorize the above named to use/refer this information to my lender/servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I/we understand that I/we am/are under no obligation to use the services provided by the above named Borrower Signature Date Borrower Signature Date Please forward this document along with the following information to lender and lender counsel: V Proof on income V Past 2 bank statements V Proof of any expected income for the last 45 days V Copy of a current utility bill V Letter explaining reason for delinquency and any supporting documentation V (hardship letter) Listing agreement (if property is currently on the market) V Copy of 2 years of federal income tax returns V Copy of deed Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY r'-,� t f`_Su r, !' It_UFFh�,L THE Pr OTHUhO1A10 OFF IC QF THE SPE F 2014AUG 114 PM 3:06 CUMBERLAND COUNTY PENNSYLVANIA Us Bank National Association vs. Case Number Juan Aleman (et al.) 2014-4507 SHERIFF'S RETURN OF SERVICE 08/08/2014 05:15 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Juan Aleman at 4 Mallard Court, Lower Allen, Mechanicsburg, PA 17055. Ov; 1 q SON KINSLER, DEPUTY 08/08/2014 05:15 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Juan Aleman, Husband, who accepted as "Adult Person in Charge" for Yolexis Vazques at 4 Mallard Court, Lower Allen, Mechanicsburg, PA 17055. JA ON KINSLER, DEPUTY 08/08/2014 05:17 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Josvan Aleman, Occupant at 4 Mallard Court, Lower Allen, Mechanicsburg, PA 17055. JA N KINSLER, DEPUTY SHERIFF COST: $65.30 SO ANSWERS, August 12, 2014 (c) CountySuife Sheriff, Teleosoft Inc !. RONNR ANDERSON, SHERIFF U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff vs. YOLEXIS VAZQUEZ AND JUAN ALEMAN Defendants TN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW ACTION OF MORTGAGE FORECLOSURE PRAECIPE TO REINSTATE TO THE PROTHONOTARY: Kindly reinstate the complaint on the above captioned matter. DATE: September 3, 2014 No, 14-4507 CIVIL PURCELL, KR G, & HALLER BY Leon P. Haller 1719 North Front Street Harrisburg, Pa. 17102 Attorney for Plaintiff Attorney ID# 15700 cD -4. Ronny R Anderson Sheriff SHERIFF'S OFFICE OF CUMBERLAND COUNTY r� Jody S Smith Chief Deputy cis Richard W Stewart Solicitor omcEQrrxm�ewrp ��� �O �� �� �r =�" ~" ".. " ." rLIMBERLAI.2 CDUN-( PENNSYLVANIA Us Bank NationaAssociation vs. Juan Aleman (et al.) Case Number 2014-4507 SHERIFF'S RETURN OF SERVICE 08X08/2014 05:15 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "poruonaUy''handing a true copy to a person representing themselves to be the Defendant, to wit: Juan A|emanat4Mallard Court, Lower Allen, Mechanicsburg, PA 17055. SON KINSLER, DEPUTY 00002014 05:15 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diverion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Juan Aleman, Husband, who accepted as "Adult Person in Charge for Yolexis Vazques at 4 Mallard Court, Lower Allen, Mechanicsburg, PA 17055. 08X08/2014 05:17 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "pornonoUy''handing a true copy to a person representing themselves to be the Defendant, to wit: Josvan /Qeman.Ocoupantot4Mallard Court, Lower Allen, Mechanicsburg, PA17O55. KINSLER, 09/19/2014 Ronny R Anderson, Sheriff, being duly sworn accoring to law, states he made diligent search and inquiry for the within named Defendant to wit: Occupant, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as "Not Found" at 419 Fourth Street, New Cumberland Borough, New Cumberland, PA 17070. Residence is vacant and per neighbors no one has resided at the address for several months. SHERIFF COST: $65.30 SO ANSWERS, September 22, 2014 RnNNYRANDERSON, SHERIFF (c) CotaiitySuile Sheriff, Teleosoft, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION - LAW AT NO. 2014-04507 U.S. BANK NATIONAL ASSOCIATION, AS Total Judgment Amount $115,213.39 TRUSTEE FOR THE PENNSYLVANIA HOUSING Interest $3,511.90 FINANCE AGENCY, Per diem of $16.65 to sale PLAINTIFF date 3/4/2015 Late Charges $186.76 VS. $26.86 per montIrto sale date 3/4/2015 JUAN ALEMAN AND Escrow Deficit $2,337.50 YOLEXIS 'VAZQUEZ, DEFENDANT(S) TOTAL WRIT $121,249.55 *Plus additional interest, late charges and other costs to date of sheriff's sale. SALE DATE: Wednesday, March 04, 2015 (PROTHONOTARY'S USE) Pltf. Paid Deft, Paid Due Proth/Clerk Other Costs PRAECIPE FOR WRIT OF EXECUTION - MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the above captioned case. Date: November 20, 2014 Attorney for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 eon P. Haller PA I.D. #15700 WRIT OF EXECUTION - MORTGAGE FORECLOSURE COMMONWEALTH OF P NNSYLVANIA : SS COUNTY OF CUMBERLAN TO THE SHERIFF OF CUMBERLA COUNTY: To satisfy the judgment, interest and co in the abo aptioned case, you are directed to levy upon and sell the property described in the attached descripti know s 419 FOURTH STREET NEW CUMBERLAND, PA 17070 N-) r_n —4 • Date: LOb --Ts. 0 1/ II PRO ONOTARY/CLERK CIVIL DIVISION BY /14 a2S 7b' ad,PP-14___31Yw d DEPUTY U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JUAN ALEMAN AND YOLEXIS VAZQUEZ, DEFENDANT(S) TAKE NOTICE: IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2014-04507 IN MORTGAGE FORECLOSURE NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, March 04, 2015 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 419 FOURTH STREET NEW CUMBERLAND, PA 17070 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 2014-04507 JUDGMENT AMOUNT $115,213.39 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: JUAN ALEMAN AND YOLEXIS VAZQUEZ A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN lot or piece of land situated in the Borough of New Cumberland, County of Cumberland, and Commonwealth of Pennsylvania, being Lot No. 10, Block M, in the general plan of George W. Buttorff's Addition to New Cumberland, as recorded in the Recorder's Office of Cumberland County in Book N, Page 500, Vol. 5, said lot being bounded and described as follows: COMMENCING at a point on the north side of Fourth Street, seventy-five (75) feet, more or less, east from the northeast corner of Fourth Street and Geary Avenue; thence in an eastwardly direction along said Fourth Street, twenty-five (25) feet, more or less, to dividing line between Lots Nos. 9 and 10; thence in a northwardly direction along said dividing line of Lots No. 9 and 10, one hundred forty (140) feet, more or less, to First Avenue; thence in a westwardly direction along said First Avenue, twenty- five (25) feet, more or less, to dividing line of Lots Nos. 10 and 11; thence in a southwardly direction along said dividing line of Lots Nos. 10 and 11, one hundred forty (140) feet, more or less, to Fourth Street, the place of BEGINNING. HAVING thereon erected a two and one-half story frame dwelling house known as: 419 Fourth Street, New Cumberland, PA 17070. PARCEL NO. 25-25-0006-011 BEING the same premises which Charles D. Ewing and Charles B. Ewing by Deed dated July 24, 2007 and recorded July 26, 2007, in the Recorder of Deeds Office in and for Cumberland County, Pennsylvania, in Deed Book 281, Page 746, granted and conveyed unto Juan Aleman and Yolexis Vazquez, husband and wife. TO BE SOLD AS THE PROPERTY OF JUAN ALEMAN AND YOLEXIS VAZQUEZ ON JUDGMENT NO. 2014-04507 THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Vs. NO 14-4507 Civil Term CIVIL ACTION — LAW JUAN ALEMAN AND YOLEXIS VAZQUEZ WRIT OF EXECUTION TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs in the above matter you are directed to levy upon and sell the following described property: (1) See legal description. (2) (Specifically describe personal property when judgment results from a mortgage covering both personal and real property pursuant to Section 9604(a)of the Uniform Commercial Code) NOTE: Description of property must be attached to the writ. Amount Due: $115,213.39 L.L.: $.50 Interest PER DIEM OF $16.65 TO SALE DATE 3/4/2015 - $3,511.90 Atty's Comm: Atty Paid: $23S.%0 MONTH TO SALE DATE 3/4/2015 - $186.76 ESCROW DEFICIT - $2,337.50 Plaintiff Paid: Date: 11/25/14 (Seal) REQUESTING PARTY: Name: LEON P. HALLER, ESQUIRE Address: PURCELL, KRUG & HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-234-4178 Supreme Court ID No. 15700 Due Prothy: $2.25 Other Costs: LATE CHARGES - $26.86 PER David D. Buell,Prothonotary �p By. G�,P.� f 91 Deputy U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JUAN ALEMAN AND YOLEXIS VAZQUEZ, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA ci CIVIL ACTION LAW NO. 2014-04507 Air ..� s.� in { r , MORTGAGE FORECLOSURE ,, r; "' ^ t r Q 1..- (.0) PRAECIPE TO THE PROTHONOTARY OF THE WITHIN COUNTY: Please enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) JUAN ALEMAN AND YOLEXIS VAZQUEZ for failure to plead to the above action within twenty (20) days from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid Principal Balance $104,239.58 Interest $4,545.45 Per diem of $16.65 From 11/01/2013 To 08/01/2014 Accumulated and Late Charges ($26.86 per month to 08/01/2014) Escrow Deficit 5% Attorney's Commission TOTAL $247.88 $968.50 $5,211.98 $115,213.39 **Together with additional interest at the per diem rate indicated above from the date herein, based on the contract rate, and other charges and costs to the date of Sheriff's Sale. PURCELL, KRUG & HALLE By Leon P. aller PA T.D. # 15700 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 a►w\ sIlo.sb,A awl C,U- PciA Vi\N ass �,�agDojeci U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING. FINANCE AGENCY, PLAINTIFF VS. JUAN ALEMAN AND YOLEXIS VAZQUEZ, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2014-04507 IN MORTGAGE FORECLOSURE AFFIDAVIT COMMONEALTH OF PENNSYLVANIA: SS COUNTY OF DAUPHIN • • LJ c•••••.‘„ • I, LEON P. HALLER, Attorney for the Plaintiff in the above matter, being duly sworn according to law, hereby certify that the Mortgage in the above case is insured by the Fpderal Housing•Ad-ministration wader Title II of the.National Housing Act (12,, U.S.C.A. Section 707 1715z11) and therefore does not fall within the provisions of PA Act 91 of 1983 (Homeowners' Emergency Mortgage Assistance Payments Program). Sworn to and subscribed C9X,NiCa, 0 •Ei, RYLVA I NOTARIAL SEAL MARYLAND K. FERRETTI, Notary Public Lower Paxton /Irv., Dauphin County My Commission Explros August 08, 2018 3 .!:„!: • U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF Vs. JUAN ALEMAN AND YOLEXIS VAZQUEZ, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2014-04507 IN MORTGAGE FORECLOSURE CERTIFICATE OF SERVICE PURSUANT TO PA. R.C.P. 237.1 I hereby certify that on September 16, 2014 I served the Ten Day Notice required by Pa. R.C.P. on the Defendant(s) in this matter by regular first class. mail, postage prepaid, as indicated on the attached Notice. By Leon P er PA I.D. # 15700 Attorney for Plaintiff Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 c., U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff VS. YOLEXIS VAZQUEZ AND JUAN ALEMAN Defendants DATE OF THIS NOTICE: September 16, 2014 TO: JUAN ALEMAN 419 FOURTH STREET NEW CUMBERLAND, PA 17070 YOLEXIS VAZQUEZ 419 FOURTH STREET NEW CUMBERLAND, PA 17070 YOLEXIS VAZQUEZ 4 MALLARD COURT MECHANICSBURG, PA 17055 JUAN ALEMAN 4 MALLARD COURT MECHANICSBURG, PA 17055 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 14-4507 CIVIL CIVIL ACTION LAW IN MORTGAGE FORECLOSURE THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICE TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PURCELL, By LEON P. HALLER, At .rney for Plaintiff I.D. # 15700 1719 N. Front St., Harrisburg, PA 17102 (717) 234-4178 LER U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JUAN ALEMAN AND YOLEXIS VAZQUEZ, DEFENDANT. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2014-04507 IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN C) rri <i CD ry CJ1 Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendants above named are not on active duty in the Military Service nor engaged in any way which would bring them within the Servicemembers' Civil Relief Act. A copy of the search through the Defense Manpower Data Center website is attached. Sworn to and subscribed before me this 0 day of 20/ ' C011,4M,ONINEA1.T ' QF' FE NSvLVANI NOTARIAL SCAL MARYLAND tt. FERRET -11. Notary Pubic Lower Paxton7Wp,, Dauphin County My Commission Expires August 08, 2018 LEON ALLER, ESQUIRE Department of Defense Manpower Data Center Status Report Pursuant to ;Serricemer'bers Civil Relief Act Last Name: VAZQUEZ First Name: YOLEXIS Middle Name: Active Duty Status As Of: Nov -20-2014 Results as of : Nov -20-2014 07:59:39 AM SCRA 3.0 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status NA NA No Service Component NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA ( No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Futu e Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOM Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: BFJCV3DC6OEBU50 • Department of Defense Manpower Data Center Status Report Pursuant to Servicemembers Civil .Relief Act Last Name: ALEMAN First Name: JUAN Middle Name: Active Duty Status As Of: Nov -20-2014 Results as of : Nov -20-2014 07:52:07 AM SCRA 3.0 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the Individuals' active duty status based on the Active Duty Status Date Active Duty Start Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA - No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 • The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DOD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOM Commissioned Corps), Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is Important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: NFBDT3ECO0A1920 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. JUAN ALEMAN and YOLEXIS VAZQUEZ, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 2014-04507 IN MORTGAGE FORECLOSURE NOTICE OF ENTRY OF JUDGMENT TO THE ABOVE-NAMED DEFENDANTS: You are hereby notified that on against you in the above -captioned matter: 11 the following judgment has been entered $115,213.39 and for the sale and foreclosure of your property located at: 419 FOURTH STREET NEW CUMBERLAND, PA 17070 Dated: November 20, 2014 Attorney for Plaintiff: Leon P. Haller 1719 North Front Street Harrisburg, PA 17102 Phone: (717) 234-4178 PROTHONOTARY I hereby certify that the following person(s) and their respective addresses are the proper individuals to receive this Notice pursuant to PA R.C.P. No. 236 JUAN ALEMAN 4 MALLARD COURT NEW CUMBERLAND, PA 17055 YOLEXIS VAZQUEZ 4 MALLARD COURT MECHANICSBURG, PA 17055