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--! REV-1500 EX{05-10} A 1505610143 PA Department of Revenue Pennsylvania OFFICIAL USE ONLY Bureau of Individual Taxes oernxwewapxevexu= County Cade Yaar File Number Ha Bourg,PA INHERITANCE TAX RETURN 2 1 13 01180 Harrisburg, A ON BELOW RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 07 26 2013 12 01 1916 Decedent's Last Name Suffix Decedent's First Name HALL MI MARIE L (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW IN 1. Original Return ❑ 2. Supplemental Return 3,Remainder Return(date of death Prior to 12-13-82) [] q- Limited Estate qa Futuref death fter 12.12-e 5. Federal Estate Tax Return Re (data or death after i2-12-82) ❑ gUlfed ® g, Decedent Dad Testate T Denedenl Maintained a Living Trust 0 (Main copy or K711) (A3am Copy of Tnrel) s 8. Total Number of Safe Deposit Boxes O a. Litigation Proceeds Received O 10 ben»nPdVO,%Cr�gl(datteaidedri ❑ 11,Election to tax under Sea 9113(A) B� (Attach Sch.O) CORRESPONDENT-THIS SECTION MUST BE COMPLETED,ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name THOMAS P G A C R I Daytime Telephone Number 717 237 6000 REGISTER F LLSUSEONLY First line of address 213 MARKET STREET Second line of adtlress 8TH FLOOR City or Post Office State ZIP Code D B ALED HARRISBURG PA 17101 •.. r x Correspondent's e-mail address: tgacki @eckertseamans.com Under penalties of perjury,t declare that i have examined this return,Including accompanying schedules and statements,and to the best of knoed it is tare,correct and complete.Declaration Of omparer other th n the rrry alga and belief, personal reprasantaHVe is based mall information of which preparer Eras any knowledge. SIGNATURE OF PE 0 PON518LE,F FILING R UR fDATE Norman C Hall ZZ3�-Ly —zo/z/ ADDRESS 2249 Richelieu Dr' e, I fine,VA 22182 SIGNATU REPAREA ER HA REPRESE TATIVE DAT Thomas P Gacki ADDRESS 213 Market Street, Harrisburg, PA 17101 Side 1 1505610143 1505610143 J J 1505610243 REV-1500 EX Decedent's Social Security Number Decedent's Name: HALL, MARIE L. RECAPITULATION 1. Real Estate(Schedule A).......................................................................................... 1. 236 , 486 . 00 2. Stocks and Bonds(Schedule B)............................................................................... 2. 607 , 775 . 92 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C).......... 3. 4. Mortgages&Notes Receivable(Schedule D).......................................................... 4. 5. Cash,Bank Deposits&Miscellaneous Personal Property 110 , 0 2 3 . 46 p rty(Schedule E)................ 5. 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............. 6. 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) ❑ Separate Billing Requested............. 7. 8. Total Gross Assets(total Lines 1-7)....................................................................... 8, 954 , 285 . 38 9. Funeral Expenses&Administrative Costs(Schedule H)......................................... 9. 26 , 1 1 2 . 50 10. Debts of Decedent,Mortgage Liabilities,&Liens(Schedule 1)................................ 10. 11. Total Deductions(total Lines 9&10)...................................................................... 11. 26 , 1 1 2 . 50 12. Net Value of Estate(Line 8 minus Line 11)............................................................. 12, 928 , 1 7 2 . 88 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made(Schedule J)................................................. 13. 14. Net Value Subject to Tax(Line 12 minus Line 13)................................................. 14. 9 2 8 , 172 . 88 TAX COMPUTATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X .00 15. 16. Amount of Line 14 taxable 9 2 8 , 1 7 2 . 8 8 at lineal rate X .045 16. 41 , 767 . 7 8 17. Amount of Line 14 taxable at sibling rate X ,12 17. 18. Amount of Line 14 taxable at collateral rate X .15 18. 19. Tax Due..................................................................................................................... 19. 41 , 767 78 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. R Side 2 L, 1505610243 1505610243 REV-1500 EX Page 3 File Number 21 - 13 - 011$0 Decedent's Complete Address: DECED T' AM Hall, Marie L. STREET ADDRESS -- - -- -- - 770 Vista Drive -STATE ZIP Camp Hill PA 17011 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 41,767.7$ 2. Credits/Payments A. Prior Payments 43,000.00 B. Discount Total Credits(A +B) (2) 43,000.00 3. Interest (3) 0.00 4. if Line 2 is greater than Line I+Line 3,enter the difference. This is the OVERPAYMENT. (4) 1,232,22 Check box on Page 2 Line 20 to request a refund 5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) Make Check Payable t0: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN"X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a, retain the use or income of the property transferred;..........................___........... ............ n b. retain the right to designate who shall use the property transferred or its income:..............................._... '�x,X c. retain a reversionary interest;or..............................._.........._..........................._........................................ �°' d. receive the promise for life of either payments,benefits or care?.............................................................. L 2. If death occurred after December 12, 1982,did decedent transfer property within one year of death without receiving adequate consideration?............................................._........................................ 3. Did decedent own an`in trust for' or payable upon death bank account or security at his or her death?......... 4. Did decedent own an Individual Retirement Account,annuity,or other non-probate property which contains a beneficiary designation?...................................................................................................................... ❑ ILX I IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9196(a)(1-1)(1)). For dates of death on or after Janus ry 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: •The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent,or a stepparent of the child is 0 percent[72 P.S.§9116(a)('1.2)]. •The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in 72 P-S.§9116 12)[72 P.S-§9116(a)(1)]. •The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent 172 P.S. 9116((a)(1.3). A sibling is defined under Section 9102,as an individual who has at least one parent in common with the decedent,w9ether by bloo�or adoption. SCHEDULE B Oo1.MOtMlF.RLTIIOFnNNMVF STOCKS & BONDS 1NNFR"A TN(RMRN RRSmerrroec�OEm FILE NUMBER ESTATE OF Hall, Marie L. 21 - 13-01180 All property jointly-owned with righter survivorship must be disclosed on Schedule F. ITEM NUM ER DESCRIPTION UNIT VALUE VALUE DEAT DATE OF 1 Met Life Total Control Account 24,165.29 2 John Hancock Safe Access Account 63,026.02 3 Wells Fargo Brokerage Account 4 520,590.61 TOTAL(Also enter on line 2,Recapitulation) 607,775.92 SCHEDULE E CASH, BANK DEPOSITS, & MISC. COMAONWFA O P NSAVA PERSONAL PROPERTY wNERRPNGE TAIIRETURN RE6WEM�CEBENT FILE NUMBER ESTATE OF Hall, Marie L. 121 - 13-01180 Include the proceeds of litigation and the date the proceeds were received by the estate.All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE OF 1 Wells Fargo Checking 4,370.01 2 Wells Fargo Savings 105,653.45 TOTAL(Also enter on Line 5,Recapitulation) 110,023.46 SC HEDULE H FUNERALEXPENSES& cowmo0M nl Of PENN&YLvP ���ry����p��/� +/�'}� WHSWR ETM RETURN MI.A�III\IJII1F111YG co 1J RESID DEDEOENT FILE NUMBER ESTATE OF Hall, Marie L. 21 - 13-01150 Debts of decedent must be reported on Schedule I. ITEM DESCRIPTION AMOUNT NUMBER FUNERAL EXPENSES: A. 1 Myers harper Funeral Home Camp Hill PA 12,539.00 2 Hoyt Funeral Home New Canaan CT 7,520.00 B. ADMINISTRATIVE COSTS: 1, Personal Representative's Commissions Name of Personal Representative(s) Street Address City State Zip Year(s)Commission paid 2. Attorney's Fees Eckert Seamans 5,000.00 3. Family Exemption: (if decedent's address is not the same as claimant's,attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 753.50 5. Accountant's Fees 6, Tax Return Preparers Fees 7, Other Administrative Costs 1 TOTAL(Also enter on line 9, Recapitulation) 26,112.50 REVA6I3 EX-prael SGHEDULEJ COMMONWEALTH OF PENNSYLVANIA BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Hall, Marie L. FILE NUMBER 21 - 13-01180 RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE NUMBER NAME AND ADDRESS OF PERSON(S) DECEDENT (Words) (sss) RECEIVING PROPERTY Do-Nat Ua Trmee{s) I, TAXABLE DISTRIBUTIONS[include outright spousal distributions,and transfers under Sec,9116(a)(1.2)] 1 Norman Christopher Hall Son 90%residue 2249 Richelieu Drive Vienna, VA 22182 2 Margaret Susan Westlake(formerly Margaret Daughter 10% residue Susan Hall) 1513 Main Street Readfield, ME 04355-4122 Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet,as appropriate. Jj NON-TAXABLE DISTRIBUTIONS: A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART If-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEETI 0.00 Ott i11 nub ffeotauunf I , MARIE L. HALL, of Camp Hill, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and 't understanding, do hereby make , publish and declare this as and for my Last Will and Testament, hereby revoking and making void any and all former Wills, Codicils, or writings in the nature hereof, b • �W :,,_ time" ieretofore_ made.Y me al any,, t FIRST: I hereby order and direct 'my Executor , l hereinafter named, to pay all my just debts, funeral expenses , I 4 testamentary expenses and all Inheritance , Estate , Transfer and t Succession Taxes, as soon as may be conveniently done after my death, out of my residuary estate . 1 SECOND: I give , devise and bequeath all my property whatsoever and wherever situate unto my husband, CHARLES S . HALL, to be his;; absolutely. THIRD: Should my husband, CHARLES S . HALL, fail to survive me , I give my entire estate as follows : a. To my daughter , MARGARET SUSAN HALL, 10%; -To*- y" on;. NORMAIfi'CHRISTO HER' I3ATIr; 90%; or to their issue if they should predecease me . FOURTH: Should any beneficiary take under the terms of - t - .t this Will while a minor, I appoint Farmers Trust Company, of Carlisle, Pennsylvania, to be the Guardian of the estate of such minor , with full discretion to use principal as well as income for the benefit of such minor. LASTLY: I nominate , constitute and appoint my husband, CHARLES S. HALL, to be the Executor of this my Last Will and Testament . Should my husband, CHARLES S. HALL, be unable to act, I appoint my son, NORMAN C. HALL, to act as Executor. No Executor shall be required to file bond. IN WITNESS WHEREOF, have hereunto set my hand and seal this a =� day of , 1987. 1 �h t (SEAL) I Marie L. Hall ! SIGNED, SEALED, PUBLISHED and DECLARED in presence of: k _ / t C MONWEALTH OF PENNSYLVANIA ) es. COUNTY OF CUMBERLAND ) I , Marie L. Hall, Testatrix, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will; that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. - 2 - . t Sworn or affirmed to and acknowledged before me , by Marie L. Mail, Testatrix, this dap of 1987. Testatrix No,�ary _ . . ..�+•�e COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND ) We, a Dwr� and ,— %,, , the witnesses whose n s are signed to the attache or foregoing instrument, being duly qualified according to law do depose and say that we were , present and saw Testatrix, Marie L. Hall, sign and execute the instrument as her Last Will; that she signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the Will as witnesses; and that to the beat of our knowledge the Testatrix was at that time 18 or more years of age , ofSworn sound orlaffirmedunder and subscribed to before influence . 1 {� -e^ � E �...l0ao rla* .> � �,Q....� S� �o� 2.•R and i this o� n � day of,1� 1987. 1 ess i ness 1©tary 3 - JA rrct s HELD C-a,s PA s My com -�0"Ew• a 1 Starr Bell From: Chris Hall <ch @krystallinegems.com> Sent: Thursday,April 17, 2414 5:02 PM To: Thomas Gacki Subject: Hall Estate Tax Material-Unsigned Trust Attachments: trust for ha112.pdf P (Oji je5 1-�u � iTO -1 / S P-el �P /+'1'1 � 0 Iiil , CA {��c�,,� �, ti`s OAY e )Pl . J TABLE OF CONTENTS MARIE L.HALL TRUST AGREEMENT ADMINISTRATIVE PART Article I Addition of Property to Trust Article E Reservation of Rights Article III Principal and Income Disbursement Article W Premiums on Policies Article V Amendment and Revocation Article VI Litigation to Enforce Policies, Collect Claims Article VII Powers of Trustee A. Retain Assets Q. Vesting B. Dispose of Property R. Termination C. Authorized Investments S. Adopted Children Included D. Register Securities T. Business Authority E. Loans; Advances U. Discretionary Power F. Retention of Cash V. Powers Through Final G. Borrow Money Distribution H. Vote Securities W. Allocation of Assets L Allocate Receipts, Expenses X. Protection of Marital I. Distribute Cash or Kind,Nan-Prorata Deduction K. Consolidated Fund Y. Employee Benefit Election L. Compromise Claims Z. Education Defined M. Engage Experts AA. Occupancy of Residence N. Principal to Minor BB. Limitation on Trustee Power 0. Prohibition Against Sale CC. Consultation with Others P. Facility of Payment DD. Generation Skipping EE. Reserves FF. Trustee's Power to Amend Article VIII Applicable Law Article IX Receipt of Policies Article X Trustee's Compensation Article XI Resignation of Trustee SCHEDULE "A" LIST OF THE LIFE INSURANCE POLICIES DISPOSITIVE PART SCHEDULE "B" M CWTOSH HRUSERS:SUE:DOCUWNr.:MOM INFO-."MUST-TRUST FOR X,110 Q REVOCABLE TRUST AGREEMENT THIS AGREEMENT is made this day of 2008, by and between MARIE L. HALL , (hereinafter called "Settlor") and NORMAN C. HALL, AND/OR SUSAN H. WESTLAKE, (hereinafter called "Trustee" any one of which shall be authorized to exercise all powers of Trustee hereunder, and the acceptance of both of which is not required). . 1. BACKGROUND: Settlor has caused this Trust to be funded by the transfer and assignment of certain property to Trustee, and/or by naming Trustee as beneficiary of certain life insurance policies. The Settlor may also cause other property to be deposited for the uses and purposes of this Trust. The property and/or insurance policies may be listed for convenience in detail in Schedule "A" attached to this Trust, and made a part hereof. The Trust is composed of two parts, an Administrative Part and a Dispositive Part, The Trust may be amended. ADMINISTRATIVE PART 1I. AGREEMENT: Settlor creates this Trust on the following terms and conditions: Article I Addition of Property to Trust Settlor reserves the right to add to this Trust any policies of insurance issued on Settlor's life and any other property and/or securities whether such addition be made by the Settlor or any other person. The proceeds of any such policies of insurance or any additional property and/or securities so acquired shall be held on the same terms of trust as if originally a part of the Trust. Article II Reservation of Rights (Insurance) Settlor reserves to Settlor, during Settlor's life, all payments, dividends, surrender value privileges and benefits of any kind which may accrue on account of any of the aforesaid policies of insurance, and the right at any time to assign, pledge or use said policies, or any of them, or to change the beneficiary thereof, or to borrow money thereon, without the consent, approval or joinder of the Trustee, or any beneficiary hereunder. The Trust shall be operative only as to the proceeds of such of the policies as in terms may be due and payable to the Trustee at the time of the death of the Settlor or thereafter, after deduction of all charges against the policies by way of advances, loans, premiums or otherwise. Such proceeds shall be principal. The receipt of the Trustee for such proceeds shall release the insurance companies from liability on the policies. (Other Property) As to assets added to the Trust during the lifetime of the Settlor, and by the Settlor, the Settlor reserves to Settlor, during Senior's life, the right to withdraw or direct payment of MACINTOSH HD:USERSSUE:DOCUMENTS:MOMTNFO:TRUST:TRUST FOR HAly.2.DT p principal or income, and to direct Trustee to make such investments as Settlor desires, as well as the right to approve, in advance, any investments Trustee selects. Subject to these powers of Settlor, Trustee may pay principal or income for the support or welfare of Settlor. As to assets added to the Trust by a person or entity other than Settlor, Trustee shall, during the lifetime of Settlor, in Trustee's sole discretion, pay so much of the income and/or principal as Trustee deems necessary, for the benefit of Settlor and for the support, maintenance, health, and safety of Settlor. All accumulated or undistributed income shall be added to principal hereunder. Article III Principal and Income Disbursement Upon Settlor's death, the Trustee shall disburse the income and principal of the Trust Estate in the manner set fortb in detail in Schedule "B" attached hereto. Article IV Premiums on Policies Trustee is not obligated to pay any premiums or assessments on policies of insurance and shall be under no obligation in respect to the policies other than for the safe-keeping thereof, except to the extent otherwise expressly agreed to herein, if the policies are deposited herewith. Article V Amendment and Revocation Settlor may by a writing, delivered to the Trustee: (a) amend, modify or alter this Agreement, in whole or in part, provided that the duties and liabilities of the Trustee shall not be changed without its written consent; (b) revoke this Agreement in whole or in part; provided, however, that the rights of Settlor under (a) and (b) shalt not apply to any assets added to the Trust by a person other than Settlor. Article VI Litigation to Enforce Policies, Collection Claims The Trustee may institute any proceedings at law or in equity in order to enforce the payment of insurance policies or the collection of other property, and may do and perform any and all other acts and things which may be necessary to do so. Trustee shall not, except at its option, enter into or maintain any litigation to enforce the payment of said policies, or collect such property until it shall have been indemnified to its satisfaction against all expenses and liabilities to which it may, in its judgment, be subjected by any such action on its part. The Trustee is authorized to compromise and adjust claims arising out of the insurance policies or any of them or other property, upon such terms and conditions as it may deem just, and the decision of the Trustee shall be binding and conclusive upon all persons and corporations interested therein, all without necessity for court approval. MACINTOSH HP.USUS:SUEAOCUMENTS:MOM NFOARUST:TRUST FOR HAia.3.06t p I Article VII Powers of Trustee Trustee shall provide information to parties in interest in and to the Trust, at such time or times, and in such detail and manner as Trustee deems appropriate, and as required by law. No accounting shall be required routinely by a court, but Trustee and any beneficiary shall be entitled at any time to seek a "Non judicial settlement" of any issue relating to the Trust, and each is urged to do so without judicial intervention. If a party has not in good faith-as determined by Trustee- sought, nor agreed to such "non-judicial settlement," and seeks a remedy in a court of competent jurisdiction, that party shall bear all of the costs and expenses-including but not limited to reasonable legal, accounting and other fees- of the proceeding, regardless of the outcome thereof, and the sole and exclusive remedy for the improper unreasonable imprudent negligent, grossly negligent, reckless, or other unlawful conduct by Trustee shall be removal of the Trustee; in no event shall a Trustee be surcharged or subjected to payment of any consequential or punitive damages by reason of his, her, or its service as Trustee hereunder. To the extent this provision is not fully enforced by any court, then and in such events Settlor directs that the maximum damages, surcharge, or reimbursement required of a Trustee shall not exceed the sum of$5,000. These provisions are inserted for the purpose of encouraging Trustee to act hereunder, without concern for beneficiary retaliation, and for the purposes of seeking to avoid long, extended, difficult and expensive proceedings necessarily attendant to a judicial resolution of the issue, and to maintain family harmony . Also: 1. Out of Court Settlement/"Non-Judicial Settlement Agreement": Trustee is urged to seek and pursue and resolve any account or question concerning the administration, distribution, or otherwise of a trust by agreement with all the then legally competent beneficiaries who are eligible to receive income and- if there are any - either (I) with all their then legally competent living descendants or (2) with all the legally competent persons whom Trustee determines would be entitled to receive a share of the principal if all the beneficiaries who are eligible to receive income bad died immediately prior to the date of the agreement (disregarding powers of appointment). However, a. If Trustee determines that there is no legally competent person to make an agreement, then the agreement may be made by the legal representative, legally competent spouse or oldest legally competent relative of the closest degree of each person specified above; and b. If an addition is made by will or from another trust, Trustee may accept the statement of the fiduciary that the property delivered to Trustee constitutes all the property to which Trustee is entitled. Trustee shall have no duty to require the fiduciary to state an accounting of his, her or its administration or to inquire into any action of the fiduciary, and only shall be responsible for the property which Trustee receives. MACIM WH H0,USEftSSUEDOCUMENTS:MOM WOMMS.TRUST FOR HAN1 PFf p 2. Effect: Any settlement under the above paragraph shall bind all persons who may ever be interested in the trust, and shall effectively release and discharge trustee. 3. Powers. Except as otherwise specifically provided herein, and in addition to the powers granted Trustee by law, (all of which shall be exercised by Trustee without posting bond or furnishing sureties in this or any other jurisdiction and without court order or approval), the Trustee shall hold and manage the fund, when so collected, together with such other property as may be acquired, during the existence of this Trust, all of which property will hereinafter be referred to as the "Trust Estate", or "Trust" being any trust or trusts created herein or in Schedule "B" hereof, upon the following terms and conditions and with the following powers and authorities: A. RETAIN ASSETS: To retain all or any part of the trust in the form in which it was acquired as long as it deems advisable; B. DISPOSE OF PROPERTY: To sell, exchange, partition, lease, option, or otherwise dispose of any property or part thereof, real or personal, which may at any time form part of this Trust Estate at public or private sale for such purposes and upon such terms, including sales on credit with or without security, in such manner and at such prices as it may determine, including the right to lease real estate for periods in excess of five years and for a term expiring after the termination of any trust, and including the right to deal in real estate ventures as a general or limited partner. In the event of a sale, exchange,partition, lease or option of any of the property of this Trust Estate, there shall be no liability on the part of the purchaser or purchasers to see to the application of the purchase money, but the same shall be held and disposed of by such purchaser or purchasers free and clear of any of the provisions of any trust created hereby; C. AUTHORIZED INVESTMENTS: To invest or reinvest the Trust Estate in any property, real or personal, of any kind or nature, including stocks, bonds, mortgages, other securities and common trust funds of, or mutual funds owned or managed or advised by the Corporate Trustee, and reasonable compensation may be paid therefor, if any, without being limited or restricted to investments as now or may hereafter be prescribed for trustees by law including the right to acquire, sell or retain stock in the Corporate Trustee. Trustee may invest, reinvest, buy, sell or trade options, puts, calls, or any other type of financial instrument, the nature of which need not be contemplated or in existence at the time this trust is created. D. REGISTER SECURITIES: To register securities in its name as Trustee or in the name of any nominee or in the account of a broker,or to take and keep the same unregistered and retain them or any part thereof in such condition that they will pass by delivery without disclosing the fact that the property is held in a fiduciary capacity; E. LOANS; ADVANCES: To make any loans, or advances either secured or unsecured in such amounts, upon such terms, at such rates of interest and to such persons, firms, corporations or the executor or administrator of Settlor's Estate or the Estate of Settlor's Husband or otherwise to facilitate such estate administration without interest and without reimbursement for the purpose of the payment of taxes, debts and administration expenses; provided, however, that any benefits from a qualified employee benefit plan received by the Trustee shall not be used MACrNrrWHHD:USERS:SUE:DOCUMENTS:MOMNFO:TRVST:TRUSTFORHA)V-D0C Q for the payment of such taxes, debts or expenses, if not includible in Settler's gross estate for federal estate tax purposes nor funds otherwise eligible for the Marital Deduction; F. RETENTION IN CASH: To retain for reasonable periods the principal or corpus, or any part thereof of this Trust Estate in the form of cash; G. BORROW MONEY: To borrow money for any purpose on any terms in connection with the administration of or investment in assets of this Trust Estate; execute promissory notes or other obligations for the amounts so borrowed and secure the payment of any amounts so borrowed by mortgage or pledge of any real or personal property which may at any time form a part of this Trust Estate; H. VOTE SECURITIES: To vote any securities upon any proposition or election at any meeting and to grant proxies, discretionary or otherwise; to join in or become a part of any reorganization, readjustment, merger, voting trust, consolidation or exchange and to deposit any such securities with any committee, depository, trustee or otherwise and to pay out of this Trust Estate any fees, expenses and assessments, incurred in connection therewith and to charge the same to principal or income as Trustee may see fit; to exercise conversion, subscription or other rights, or to sell or abandon such rights and to receive and hold any new securities issued as a result of such reorganization, readjustment, merger, voting trust, consolidation, exchange or exercise of subscription, conversion or other rights; and generally take all action in respect to any such securities as Trustee might or could do as absolute owner thereof; to vote any stock in the corporate trustee; I. ALLOCATE RECEIPTS, EXPENSES: In Trustee's discretion, to allocate to either principal or income or between them any and all taxes (especially capital gains taxes) or receipts or expenses which Trustee may be required to pay on behalf of this Trust Estate, but in no event shall the income of any marital deduction trust created herein be reduced by the exercise of this power. Income of the trust shall include all amounts received from Individual Retirement Accounts and Trusts ("IRAs") and employee benefit plans qualified under Section 401(a) of the Code except amounts attributable to contributions to IRAs and plans which were not deductible by the Grantor for federal income tax purposes. J. DISTRIBUTE CASH OR KIND, NON-PRORATA: To divide or distribute, whenever it is required or permitted, this Trust Estate and to make such division or distribution in kind or in money or partly in kind and partly in money, and the judgment of the Trustee as to the value of the different items shall be conclusive and final upon the beneficiaries; to make non-prorata distributions of assets in kind; K. CONSOLIDATED FUND: To hold and administer the trusts created hereby in one or more consolidated funds in whole or in part in which the separate trusts or funds shall have an undivided interest; L. COMPROMISE CLAIMS: To compromise claims, on such terms and conditions as Trustee, in Trustee's sole and exclusive discretion, deems appropriate without obtaining court approval thereof. M CMMH HW,''SFM:SUE:D000ME47SM0M WO:TRUST:TRUST FOR H 112.%p Q M. ENGAGE EXPERTS: To engage attorneys, investment counsel, accountants, agent and such other persons as it may deem advisable in the administration of this Trust Estate and to make such payment therefor as it may deem reasonable and to charge the expenses thereof to income or principal as it may determine and to delegate to such persons any discretion which it may deem proper. The Trustee shall not be liable for any negligence, omission or wrongdoing of such counsel or agent, providing reasonable care was exercised in their selection; N. PRINCIPAL TO MINOR: If the principal of any trust is payable to a person or persons under the age of twenty-one (21) years, the Trustee shall continue the term of said trust as to said person or persons under the age of twenty-one (21) years, until he, she or they attain twenty-one (2 1) years of age, meanwhile paying over to the person under the age of twenty-one (2 1) years, or for their use and benefit, the proportionate share of the net income of said trust; O. PROHIBITION AGAINST SALE: No title in any Trust Estate, or in the income accruing therefrom, or in its accumulation shall vest in any beneficiary, and no beneficiary shall have the right or power to transfer, assign, anticipate, or encumber his or her interest in said Trust Estate, or in the income therefrom, prior to the actual distribution thereof by the Trustee to said beneficiary. Further neither the income nor the principal of any Trust Estate shall be liable in any manner, in the possession of the Trustee for the debts, contracts, or engagements of any beneficiary. P. FACILITY OF PAYMENT: If the trustee shall, in the exercise of its sole and absolute discretion, determine that circumstances exist making it clearly contrary to the best interests of a beneficiary to receive a distribution of principal which is otherwise required to be made hereunder, the Trustee may refrain from making all or any part of such distribution until the trustee determines that such circumstances no longer exist. Circumstances in a beneficiary's life that would justify exercising such discretion include, without limitation„ being a defendant in serious litigation or being involved in bankruptcy proceedings or 'similar financial or, matrimonial difficulties,being physically, mentally or emotionally unable to properly administer the assets to be distributed, or living under a form of government or other condition making it highly likely that the assets to be distributed would be subject to confiscation or expropriation, but nothing herein shall be deemed to impair the duty of Trustee to pay income to Settlor's Wife under any trust herein qualifying for the marital deduction (if created herein), unless Settlor's Husband is declared legally incompetent. Q. VESTING: No trust created herein, or by exercise of a power of appointment hereunder, shall continue for more than twenty-one (21) years after the death of the last to die of Settlor and the beneficiaries in being at the date of Settlor's death. Any property still held in trust at the expiration of that period shall immediately vest in and be distributed to the person or ` persons then entitled to receive or have the benefit of the income therefrom in the proportions in which they are entitled thereto, or if their interests are indefinite, then in equal shares,per stirpes. R. 'TERMINATION: If at any time during the term of this Trust, Trustee determines, in its sole discretion, that the corpus of'the Trust has become too small to be practical, or uneconomical to continue, then Trustee may distribute the corpus of the Trust estate to the then income beneficiary or beneficiaries in accordance with the portions of income to which each MACINTOSH HD:USERS:SUE:DOCUMEN7S:MOM INFO:TRUST:TRUST FOR HAX2.Def p r' hilt t. r r uCt t r t • (t •1�. r. � � I?' r ._ r• r.+ {Y �r i'. ... 'rte -, ,. ., • +at: .. 1!1 •.Pry•, n r r •,J', beneficiary under this instrument, the beneficiary may appoint that portion to the creditors of his or her estate. To the extent that the foregoing general power of appointment is in existence on the beneficiary's death, then unless the beneficiary directs otherwise by will, the trustee shall pay to the personal representative of the beneficiary's estate, from the portion of the trust to which the power pertains, the amount, if any, by which the estate and inheritance taxes payable in any jurisdiction by reason of the beneficiary's death shall be increased as a result of the inclusion of that portion in the child's estate for such tax purposes, as certified in writing by that personal representative. EE. RESERVES: To maintain reasonable reserves for depreciation, depletion, amortization and obsolescence. FF. TRUSTEE'S POWER TO AMEND: Trustee-if a corporate trustee- shall have the power in its sole discretion, by an instrument filed with the trust records to amend the dispositive or administrative provisions of this indenture (including the provisions relating to the trustee); provided that only descendants of the grantor (or their estates) or charitable organizations described in Sections 2055(a) and 2522(a) of the Internal Revenue Code, as amended, shall be beneficiaries and the grantor shall not be given any right or power with respect to the trust property. If any Trustee, corporate or otherwise, determines that Settlor's intent is being undermined by law, circumstances, changed conditions or public policy, then, the Trustee shall have the power, without court approval, to amend the trust in the trustee's sole and absolute and uncontrolled discretion by written instrument delivered to the available adult beneficiaries. Provided however that this power of amendment shall not be exercised in a manner that directs that all or any portion of the trust be distributed to or for the benefit of (1) the trustee or the settlor, (2) the trustee's estate or the Settlor's estate, (3) the trustee's creditors or the Settlor's creditors, or (4) the creditors of the trustee's or the Settlor's respective estates. Further, Trustee shall not exercise either of these powers in such a way that a trust otherwise eligible for the marital deduction, or otherwise eligible as a qualified domestic trust does not qualify as such. GG. REAL ESTATE: It is Settlor's intention that the contribution of real estate hereto by Settlor shall be free from real estate transfer taxes, either as a Living Trust, or as an Ordinary Trust (see Section 1 101-C). Accordingly, no real estate forming apart of the Trust Estate which has been contributed hereto by Settlor, or proceeds or income or other benefit from such real estate contributed by Settlor shall be distributed or eligible to be distributed to a beneficiary to whom the distribution would have generated a Real Estate Transfer Tax being payable if conveyed by Settlor directly to that person. Further, any real estate contributed by Settlor to the Trust Estate, or proceeds or income or other benefit from such real estate contributed by Settlor shall be distributed, during Settlor's life, solely for the benefit of Settlor. Article VIII Applicable Law Ocr�v29.M1},MCMOSIIIN:USEP55UF.SgCUMEViSMOM hR�:TRUST:IRVST fOR�.IX�1 a This Trust has been accepted in the State of Pennsylvania and shall in all respects be governed by the laws of that State. The situs of the Trust shall be in the State of Pennsylvania, and the county of Settior's residence, or, if none, the county where executed. Article IX Receipt of Policies Settlor, by joining in the execution of this instrument acknowledges (unless otherwise specified in writing) that Settlor has retained custody and possession of the insurance policies, if any, described on Schedule "A" attached hereto and made a part hereof. Article X Trustee's Compensation The compensation payable to Trustee shall be the compensation due, in accordance with the fee schedule of Trustee, at the time Trustee renders services hereunder, but if Trustee has no such fee schedule,then such compensation shall be reasonable. Article XI Resignation of Trustee/Successor Trustee may resign by giving written notice thereof to the Settlor, if living, or if Settlor is not living then to Settlor's children, specifying a date, not less than thirty (30) days from the date of the notice, on which Trustee shall be deemed to have resigned. Upon such date, or upon the death, or inability of Trustee so to serve, in the sole judgment of the Co-Trustee, Trustee shall be deemed to have resigned, and no successor to him or her shall be appointed. Upon the death or inability of Trustee so to serve, the appointee of the Trustee shall so serve, and upon delivery of the assets of the Trust to the Successor Trustee or any appointee or such successor, or, if none, then and in such events the Orphans' Court Division of the Court of Common Pleas of the County in which this Trust has its sites shall select a Successor Trustee, the Trustee shall be free of any further duty to Settlor or the beneficiaries or the Successor Trustee hereunder, except for past acts or conduct of Trustee. Any Successor Trustee so selected shall serve on the same terms and conditions, and with the same powers and duties as if originally appointed. IN WITNESS WHEREOF, the Settlor, MARIE L. HALL , and Trustee, NORMAN C. HALL, AND/OR SUSAN H. WESTLAKE, have signed this Trust the day and year first above written. c(SEAL) MARIE L. HALL By: Agent/Attorney in Fact Otiobe H.W13WCM, SH Htl:USMSUF. .M I5MU41YF0:YYlVYfT0.UCT FM HALL2D Signed, sealed and delivered in the presence of: WITNESS NORMAN C. HALL, AND/OR SUSAN H, WESTLAKE BY BY COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF On the day of 2008, before me, the subscriber, a Notary Public in and for said Commonwealth and County, came the above-named SUSAN H. WESTLAKE, one of the Agents and Attorneys in Fact for MARIE L. HALL , satisfactorily proven to me to be the person whose name is subscribed to the within instrument, and acknowledged the above Agreement to be the act and deed of MARIE L. HALL, and desired the same might be recorded as such. WITNESS my hand and Notarial Seal. Notary Public My Commission Expires: Ocmb 29.2113MACNTOSH Itp:USEti .: ,DOCUMENR:MOM INFO TRVST9CUST FOR HALL?]DOC SCHEDULE "A" LIST OF THE LIFE INSURANCE POLICIES AND/OR PROPERTY DEPOSITED WITH NORMAN C. HALL,AND/OR SUSAN H. WESTLAKE UNDER REVOCABLE TRUST AGREEMENT WITH MARIE L. HALL One Dollar($1.00) Together with such property conveyed to Trustee by Deed (including but not limited to real estate of Settlor located within or outside of the Commonwealth of Pennsylvania) or Confirmation of Gift or Bill of Sale, or acquired by Trustee after the date of this Trust. DISPOSITIVE PART SCHEDULE "B" PLAN OF DISTRIBUTION OF TRUST ESTATE OF MARIE L. HALL UNDER AGREEMENT DATED . 200$ Upon Settlor's death this Trust shall terminate, and Trustee shall, at its discretion, either distribute all assets of the Trust Estate to Settlor's Estate, and this Trust shall thereupon terminate, or may distribute such assets directly to the persons and on the terms and conditions set forth in the Last Will and Testament of Settlor, whether or not probated, and this Trust shall thereupon terminate. vt MARIE L. HALL By: Agent/Attorney in Fact Onolc ID,30"MAOYfOS 111{b:USERSiUE:00NMEVtS.MOM IVRtl:TRUST:TRUST fOR1L�L1].000 BENEFICIARY DESIGNATION INSURED'S NAME: MARIE L. HALL INSURANCE COMPANY (HEREIN "THE COMPANY"): POLICY NUMBER(S): All beneficiary designations and settlement option arrangements concerning the Insured under each captioned policy are revoked. Each such policy's proceeds shall be paid in a single sum to the Trustee(s) (herein "the Trustee(s)" of the Trust (herein "the Trust") under the following Trust instrument (herein "the Trust Instrument"): NORMAN C. HALL, AND/OR SUSAN H. WESTLAKE, or the successor(s) in trust, as Trustee(s) under a written instrument created by MARIE L. HALL under Agreement dated and all amendments made before the Insured's death. If, before payment of the proceeds, the Company receives proof satisfactory to it that the Trust has been revoked or is otherwise not in effect at the Insured's death, the proceeds shall be paid in a single sum to the Owner, if living at the Insured's death, otherwise to the Owner's executors, administrators or assigns. All rights of ownership in each captioned policy, including the right to change this Designation at any time, are reserved to the Owner, regardless of any contrary provision of the Trust Instrument. THIS CHANGE SHALL TAKE EFFECT IMMEDIATELY. MARIE L. HALL , Owner Date: (To be completed if any community property interest exists in any captioned policy). I consent to this Designation. Owner's Spouse Recorded by the Company: Date: Authorized Signature O.be,A,MIIMA0=S"NbUSEMS..:D0411MLV15:M1idM LYFD:TR"ST.'[RiIST FM"ALL*.DtTC e � Z ��■ / n �w � �ii 4 mN" o D' C) 'b H m K pD O fD 0 -� a n p Z f J o y V1 a rT <-) � ti o q n � � m� -17 r �c F= rn-I 7 1h N �7 C S rV •'� @ CO O G i p Priority Mall COMBasPrice i 1 p � D a �I �^ o `� 40 ssZ p O I - 1 :: :i•.:i.,ti :�: :\OiOj�;�r�r. ..:q�:/'L:;C. '�:J!%�♦�•;{4'• •'iy�i :Cs :+`p{ef;,, :!!��,. .•.;♦!,a {:p:' ::• !l:` •• 'i•♦::' u. .i;:, .♦i. per. °iJ,' yJ;. ,all •: a •:: ...;.�;.,..\,�:(�•..I�..;.::-1.`::•;i�;:, ?. :11 ;iJj!" • �`::;�1:`.;•.`!:•i:w•::.^:•.••J.4::�:•::,1•.`!r:.•i'o:1♦ ''! 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