HomeMy WebLinkAbout14-4696 Supreme Cott ennsylvania
Cou GCOM ve MO leas For Prothonotary Use Only:
C iIo t Docket No: ,
ti
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County f ,
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The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service of pleadings or other papers as required by 1014,or rules of court.
ffs
ent of Action:
Snt Writ of Summons 0 Petition
from Another Jurisdiction Declaration of Taking
E
Cs Name: Lead Defendant's Name:
Tand Industry Insurance Company Newburg Transport LLC
I damages requested? iX Yes 0 No Dollar Amount Requested: Owithin arbitration limits
(check one) Ooutside arbitration limits
N Is this a Class Action Suit? 0 Yes No Is this an MDJAppeal? 0 Yes l9 No
A Name of Plaintiff'/Appellant's Attorney: Barbara S.Zicherman
Check here if you have no attorney(area Self-Represented I Pro Sed Litigant)
Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS
0 Intentional 0 Buyer Plaintiff
y Administrative Agencies
0 Malicious Prosecution El Debt Collection:Credit Card ] Board of Assessment
Motor Vehicle n Debt Collection:Other Board of Elections
0 Nuisance Insurance policy Dept.of Transportation
S 0 Premises Liability Statutory Appeal:Other
3 Product Liability (does not include
E' mass tort) Employment Dispute:
0 Slander/Libel/Defamation Discrimination
C Other: 0 Employment Dispute:Other Zoning Board
T 0 Other:
I Other:
O MASS TORT
0 Asbestos
N 0 Tobacco
0 Toxic Tort-DES
[] Toxic Tort-Implant REAL PROPERTY
Toxic Waste MISCELLANEOUS
0Other: 0 Ejectment 0 Common Law/Statutory Arbitration
B 0 Eminent Domain/Condemnation 0 Declaratory Judgment
0 Ground Rent J Mandamus
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0 Mortgage Foreclosure: Residential Restraining Order
PROFESSIONAL LIABLITV 0 Mortgage Foreclosure:Commercial 0 Quo Warranto
0 Dental Partition -' Replevin
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0 0 Medical 117 Other: Other:
Other Professional:
Updated 1/1/2011
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION - LAW
COMMERCE AND INDUSTRY No. Iq-4691v alvitTerol
INSURANCE COMPANY,
Plaintiff, ,;
V. z: cG-) - rµ
NEWBURG TRANSPORT LLC ` ' `{c;
Defendant.
NOTICE CJ6
f
�� taut
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you fail
to do so the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the complaint or for any other claims or relief
requested by the plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
1-800-990-9108
717-249-3166
FITZPATRICK LENTZ & BUBBA, P.C.
BY: G
Barbara S. Zicherman
ID #207348
4001 Schoolhouse Lane, P.O. Box 219
Center Valley, PA 18034-0219
(610) 797-9000
Attorneys for Plaintiff +11E-75
e'71R48177637
a#3096 /
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION- LAW
COMMERCE AND INDUSTRY No.
INSURANCE COMPANY, :
Plaintiff,
V.
NEWBURG TRANSPORT LLC
Defendant.
COMPLAINT
Plaintiff, Commerce and Industry Insurance Company, by its attorneys, Fitzpatrick Lentz
& Bubba, P.C., files the instant Complaint against the Defendant, Newburg Transport LLC, and,
in support thereof, avers as follows:
1. Plaintiff, Commerce and Industry Insurance Company, is a New York corporation
with an office address of 175 Water Street, 18`h Floor, New York, New York, 10038, and is
engaged in the underwriting and sale of workers compensation and employer liability insurance
policies in the commonwealth of Pennsylvania.
2. Defendant, Newburg Transport LLC is, upon information and belief, a
Pennsylvania corporation, with a business address of 25 Turnpike Road, Newburg, Pennsylvania,
17240.
COUNT
3. Plaintiff incorporates by reference the averments contained in Paragraphs 1 and 2
above as if fully set forth herein.
4. During the period March 29, 2011 through March 29, 2012, Commerce and
Industry Insurance Company provided workers compensation and employer liability insurance to
Newburg Transport LLC pursuant to a policy of insurance (Policy No. WC 051-75-0614) (the
"Policy"). A true and correct copy of the Policy and endorsements thereto is attached hereto as
Exhibit"A," and is incorporated herein by reference.
5. At all times relevant hereto, and in accordance with the terms of the Policy,
Newburg Transport LLC agreed to be responsible for the premium due under the policy and to
pay timely the amount due.
6. The Policy provides that the final premium will be determined after the policy
ends by using the actual, not estimated, premium basis and the proper classifications and rates
that lawfully apply to the business and work covered by the policy.
7. According to the terms of the Policy, if the final premium is more than the
premium that Newburg Transport LLC paid to Commerce and Industry Insurance Company,
Newburg Transport LLC is required to pay Commerce and Industry Insurance Company the
difference.
8. In order to determine the final premium, Newburg Transport LLC contractually
bound itself to allow Commerce and Industry Insurance Company to examine and audit its
records that relate to the Policy and to cooperate with Commerce and Industry Insurance
Company's efforts to conduct the audit.
9. In accordance with the Policy, Commerce and Industry Insurance Company
conducted an audit of Newburg Transport LLC's records relating to the Policy to determine the
final premium. A true and correct copy of the Audit Worksheets is attached hereto as Exhibit
"B," and is incorporated herein by reference.
10. Based on the audit, Commerce and Industry Insurance Company calculated the
final premium to be $43,216. A true and correct copy of the Audit Advice and Audit Advice
Summary is attached hereto as Exhibit"C" and is incorporated herein by reference.
11. At the time the final premium was calculated, Newburg Transport LLC had paid a
total of$9,651 towards the Policy.
12. Thus the final premium of$43,216 was greater than the amount paid by Newburg
Transport LLC.
13. Pursuant to the terms of the Policy, as described in Paragraph 7 herein, Newburg
Transport LLC is obligated to pay to Commerce and Industry Insurance Company the difference
between the final premium and the amount paid by Newburg Transport LLC
14. Accordingly, on or about May 3, 2013, Commerce and Industry Insurance
Company issued an invoice in the amount of$29,077 (the difference between the final premium
and the premium paid by the Defendant, plus $130 in processing fees, minus $90 in fees that
were written off, minus $4,528 in premium that was written off) to Newburg Transport LLC
stating that the outstanding balance was due on or before June 2, 2013. A true and correct copy
of the invoice is attached hereto as Exhibit "D," and incorporated herein by reference.
15. Despite demand for payment, Newburg Transport LLC has failed and refused,
and continues to fail and refuse, to pay the outstanding balance due under the Policy in the
amount of$29,077.
16. At all times, Commerce and Industry Insurance Company fully performed all of
its obligations under the Policy.
WHEREFORE, Plaintiff, Commerce and Industry Insurance Company, demands
judgment in its favor and against Newburg Transport LLC in the amount of $29,077, together
with prejudgment interest from June 2, 2013 and its costs of suit.
FITZPATRICK LENTZ & BUBBA, P.C.
Date: July 29, 2014 BY:
,6vtm
Barbara S. Zicherman
ID #207348
4001 Schoolhouse Lane
P.O. Box 219
Center Valley, PA 18034-0219
(610) 797-9000
Attorneys for Plaintiff
VERIFICATION
I, Tammy Tedesco, do hereby verify that I am an employee of the AIG Property Casualty
U.S., Inc. law department as a Custodian of Records. I am authorized to make this Verification on
behalf of Commerce and Industry Insurance Company, which is a wholly owned subsidiary of AIG
Property Casualty U.S., Inc., a division of AIG Property Casualty Inc., and that as such, make this
verification and aver that the facts set forth in the within Complaint are true and correct to the
best of my knowledge, information and belief and that I am making these statements subject to
the penalties of 18 PA C.S.A. 4904 relating to unsworn falsifications to authorities.
Dated: AAy d, o p
ammy e esco
Effective 12:01 AM 03/29/2011 Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
Partners In Productivity
RiskTool System
https://www.chart!sinsurance.com/SWC
Specialty Workers' Compensation
A division of Chartis
NOTICE TO POLICYHOLDER
This notice is to alert you to Specialty Workers' Compensation's online, loss prevention and risk
management platform, called RiskTool System. RiskTool System can assist you in managing the risks
your company and employees face everyday.
As a valued customer, you can employ this tool to assess your specific needs, take steps to prevent
injuries from occurring, and build and monitor your own loss prevention and risk management program.
The RiskTool System can be accessed at our Partners in Productivity website at:
https://www.chartisinsurance.com/SWC
The site can also provide you with:
• information about us, frequently asked questions, and Contact Us access
• information on workers' compensation insurance
• the ability to locate medical providers for an injured worker
• the ability to report voluntary premium audits, and
• news and links to related workers compensation websites
When accessing the Partners in Productivity website have your policy close by so that you can enter the
following information:
• Policy Number
• Agent or Broker Number
• Issuing Company
This valuable service is only available to current policyholders and their brokers.
If you have questions, please call us toll free at 1-800-645-2259.
Member Companies of Chartis
American Home Assurance Company, Chartis Casualty Company, AIU Insurance Company,
Commerce and Industry Insurance Company, Granite State Insurance Company, Illinois National
Insurance Company, New Hampshire Insurance Company, National Union Fire Insurance Company
of Pittsburgh, Pa, The Insurance Company of the State of Pennsylvania
SWCPN
(Ed. 12/09) Archive Copy
EXHIBIT A
POLICYHOLDER NOTICE
Thank you for purchasing insurance from a Chartis company. Chartis companies
generally pay compensation to brokers and independent agents, and may have paid
compensation in connection with your policy. You can review and obtain
information about the nature and range of compensation paid by Chartis
companies to brokers and independent agents in the United States by visiting our
website at www.chartisinsurance.com/producercompensation or by calling Chartis
at 1-800-706-3102.
91222 (1 2i0od Vd))Y
EXHIBIT A
ISSUED BY THE STOCK INSURANCE COMPANY HEREIN CALLED THE COMPANY '•
COMMERCE AND INDUSTRY INSURANCE COMPANY 0075190-00 WC 051-75-0614
15172 ---------------------------------------------
013-82-0311-00
. - RK
NEWBURG TRANSPORT LLC C H A R T 15
2 TURNPIKE ROAD
N WBURG, PA 17240-0000
A Chartis company
EXECUTIVE OFFICES:
SEE EXTENSION OF ITEM 1. OF THE INFORMATION PAGE - WC990610 175 Water Street
New York, NY 10038
I.D# PAUI#: ••••ly@A ETIMMMIFT.791ri•••
WORKERS COMPENSATION AND EMPLOYERS PMC INSURANCE AGENCY INC.50
50 CABOT STREET
LIABILITY POLICY INFORMATION PAGE PO BOX 920179
NEEDHAM MA 02492-0002
INSURED IS PREVIOUS POLICY NUMBER
LIMITED LIABILITY COMPANY I NEW
OTHER WORKPLACES NOT SHOWN ABOVE: SEE EXTENSION OF ITEM 1. OF THE INFORMATION PAGE - WC990610
ITEM 2 POLICY PERIOD 12:01 A.M.standard time at the Insured's
mailing address FROM 03/29/11 TO 03/29/12
ITEM 3 A. Workers Compensation Insurance: Part One of the policy applies to the Workers Compensation Law of the states listed
here:
PA
B. Employers Liability Insurance: Part Two of the policy applies to the work in each state listed in item 3.A.
The limits of our liability under Part Two are:
Bodily Injury by Accident $ 100,000 each accident
Bodily Injury by Disease $ 500,000 policy limit
Bodily Injury by Disease $ 100.000 each employee
C. Other States Insurance: Part Three of the policy applies to the states, if any, listed here:
AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MT NC NE
NH NJ NM NV NY OK OR RI SC SO TN TX UT VA VT WI WV
D. This policy includes these endorsements and schedules:
SEE EXTENSION OF ITEM 3.13. OF THE INFORMATION PAGE - WC990612
ITEM The premium for this policy will be determined by our Manuals of Rules, Classifications, Rates and Rating Plans.
All information required below is subject to verification and change by audit.
Premium Basis Rate Per Estimated
classifications Code Number Total Remuneration $100 OF Re. Premium
❑X Annual ❑3 Year muneration Annual ❑3 Year
SEE EXTENSION OF ITEM 4. OF THE INFORMATION PAGE - WC7754
TAXES/ASSESSMENTS/SURCHARGES $195
EXPENSE CONSTANT(EXCEPT WHERE APPLICABLE BY STATE)
MINIMUM PREMIUM $1 ,5550 PA TOTAL ESTIMATED ANNUAL PREMIUM $9,416
If indicated below,interim adjustments of premium shall be made:
❑ Semi-Annually ❑ Quarterly ❑ Monthly DEPOSIT PREMIUM
03/31/11 PARS I PPANY 82
Issue Date Issuing Office Authorized Representative WC 00 00 01A
39%7(Revd 04/08) Archive Copy
EXHIBIT A
EXTENSION OF ITEM 3.D. OF THE INFORMATION PAGE
Policy Number: WC 051-75-0614 Effective Date: 03/29/2011
TRSMNOTA FOREIGN TERRORISM POLHOLDR NOT-PREM DTMN
WC000406 PREMIUM DISCOUNT ENDORSEMENT
WC000421C CATASTROPHE PREMIUM ENDORSEMENT
WC000422A TRIPRA DISCLOSURE ENDORSEMENT
WCOFAC NOTICE REG OFFICE OF FOREIGN ASSET CTRL
107437 PRIVACY POLICY
WC000419 PREMIUM DUE DATE ENDORSEMENT
WC370601 PA INSPECTION OF MANUALS
WC370602 PA NOTICE
WC370603A PA ACT 86-1986 ENDORSEMENT
WC993703A PA NOTIFICATION OF AVAILABILITY
WC990610 NAMED INSUREDS/ADDRESSES
WC 99 06 12
(Ed. 1/97) (Rev'd 04108,4rchive Copy
EXHIBIT A
WORKERS COMPENSATION AND EMPLOYERS LIABILITY II
INSURANCE POLICY
I National Union Fire Insurance Company of Pittsburgh, Pa. C H A FtT 15
irso-
I® American Home Assurance Company �I
I® The Insurance Company of The State of Pennsylvania EXECUTIVE OFFICES �I
Chartis Property Casualty Company 175 WATER STREET
Commerce and Industry Insurance Company NEW YORK, NY 10038
Granite State Insurance Company
Illinois National Insurance Company
New Hampshire Insurance Company
I
I®
I® Coverage is provided by the Company designated on the Information Page �I
IN A Stock Insurance Company
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY
QUICK REFERENCE
BEGINNING ON
PAGE
GENERALSECTION................................................................................................................................................................................................1
A. The Policy ...........................................................................................................................................................................................................................1
B. Who Is Insured ................................................................................................................................................................................................................ 1
C. Workers Compensation Law .....................................................................................................................................................................................1
D. State ......................................................................................................................................................................................................................................1
E. Locations .............................................................................................................................................................................................................................1
PART ONE-WORKERS COMPENSATION INSURANCE...................................................................................................................................1
A. How This Insurance Applies .....................................................................................................................................................................................1
B. We Will Pay .......................................................................................................................................................................................................................1
C. We Will Defend.................................................................................................................................................................................................................1
D. We Will Also Pay ............................................................................................................................................................................................................1
E. Other Insurance .............................................................................................................................................................................................................. 2
F. Payments You Must Make...........................................................................................................................................................................................2
G. Recovery From Others .................................................................................................................................................................................................2
H. Statutory Provisions ......................................................................................................................................................................................................2
THE ABOVE REFERENCED POLICY PROVISIONS WITH THE INFORMATION PAGE AND ENDORSEMENTS,
IF ANY,ISSUED TO FORM A PART THEREOF,COMPLETE THIS POLICY.
WC 00 00 00 A (STANDARD)
(Ed. 04/92) (Rev'd 08/10)
Archive Copy
EXHIBIT A
QUICK REFERENCE - CONTINUED
BEGINNING ON
PAGE
PART TWO-EMPLOYERS LIABILITY INSURANCE..................................................................................................................................................2
A. How This Insurance Applies........................................................................................................................................................................2
B. We Will Pay..........................................................................................................................................................................................................3
C. Exclusions ............................................................................................................................................................................................................3
D. We Will Defend..................................................................................................................................................................................................3
E. We Will Also Pay................................................................................................................................................................................................4
F. Other Insurance..................................................................................................................................................................................................4
G. Limits of Liability...............................................................................................................................................................................................4
H. Recovery From Others....................................................................................................................................................................................4
I. Action Against Us..............................................................................................................................................................................................4
PARTTHREE-OTHER STATES INSURANCE................................................................................................................................................................4
A. How This Insurance Applies....................................................................................................................................................................... 4
B. Notice......................................................................................................................................................................................................................5
PART FOUR-YOUR DUTIES IF INJURY OCCURS.....................................................................................................................................................5
PARTFIVE-PREMIUM..........................................................................................................................................................................................................5
A. Our Manuals.........................................................................................................................................................................................................5
B. Classifications......................................................................................................................................................................................................5
C. Remuneration.......................................................................................................................................................................................................5
D. Premium Payments............................................................................................................................................................................................5
E. Final Premium......................................................................................................................................................................................................5
F. Records....................................................................................................................................................................................................................6
G. Audit..........................................................................................................................................................................................................................6
PARTSIX-CONDITIONS........................................................................................................................................................................................................6
A. Inspection...............................................................................................................................................................................................................6
B. Long Term Policy...............................................................................................................................................................................................6
C. Transfer of Your Rights and Duties..........................................................................................................................................................6
D. Cancellation..........................................................................................................................................................................................................6
E. Sole Representative..........................................................................................................................................................................................6
PLEASE READ THE WORKERS COMPENSATION AND EMPLOYERS LIABILITY POLICY CAREFULLY
Archive Copy
EXHIBIT A
ATTACH FORM AND ENDORSEMENTS (IF ANY) HERE
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY
In return for the payment of the premium and subject to all terms of this policy, we agree with you as follows.
GENERAL SECTION
A. The Policy C. Workers Compensation Law
This policy includes at its effective date the Infor- Workers Compensation Law means the workers or
mation Page and all endorsements and schedules workmen's compensation law and occupational
listed there. It is a contract of insurance between disease law of each state or territory named in Item
you (the employer named in Item 1 of the Informa- 3.A. of the Information Page. It includes any
amendments to that law which are in effect during
tion Page) and us (the insurer named on the Infor- the policy period. It does not include any federal
mation Page). The only agreements relating to this workers or workmen's compensation law, any fed-
insurance are stated in this policy. The terms of eral occupational disease law or the provisions of
this policy may not be changed or waived except any law that provide nonoccupational disability
by endorsement issued by us to be part of this benefits.
policy. D. State
State means any state of the United States of
America, and the District of Columbia.
B. Who Is Insured
E. Locations
You are insured if you are an employer named in This policy covers all of your workplaces listed in
Item 1 of the Information Page. If that employer is Items 1 or 4 of the Information Page; and it covers
a partnership, and if you are one of its partners, you all other workplaces in Item 3.A states unless you
are insured, but only in your capacity as an em- have other insurance or are self-insured for such
ployer of the partnership's employees. workplaces.
PART ONE - WORKERS COMPENSATION INSURANCE
A. How This Insurance Applies C. We Will Defend
This workers compensation insurance applies to We have the right and duty to defend at our ex-
bodily injury by accident or bodily injury by disease. pense any claim, proceeding or suit against you for
Bodily injury includes resulting death. benefits payable by this insurance. We have the
right to investigate and settle these claims, pro-
1. Bodily injury by accident must occur during the ceedings or suits.
policy period.
We have no duty to defend a claim, proceeding or
2. Bodily injury by disease must be caused or suit that is not covered by this insurance.
aggravated by the conditions of your employ- D. We Will Also Pay
ment. The employee's last day of last expo-
sure to the conditions causing or aggravating We will also pay these costs, in addition to other
such bodily injury by disease must occur dur- amounts payable under this insurance, as part of
ing the policy period. any claim, proceeding or suit we defend:
1. reasonable expenses incurred at our request,
B. We Will Pay but not loss of earnings;
We will pay promptly when due the benefits re- 2. premiums for bonds to release attachments
quired of you by the workers compensation law. and for appeal bonds in bond amounts up to
the amount payable under this insurance;
WC 00 00 00 A
Archive Copy 1 of 7
EXHIBIT A
3. litigation costs taxed against you; our payments from anyone liable for the injury. You
will do everything necessary to protect those rights
4. interest on a judgment as required by law until for us and to help us enforce them.
we offer the amount due under this insurance;
and H. Statutory Provisions
5. expenses we incur. These statements apply where they are required
by law.
E. Other Insurance
1. As between an injured worker and us, we have
We will not pay more than our share of benefits and notice of the injury when you have notice.
costs covered by this insurance and other insur-
ance or self-insurance. Subject to any limits of li- 2. Your default or the bankruptcy or insolvency
ability that may apply, all shares will be equal until of you or your estate will not relieve us of our
the loss is paid. If any insurance or self-insurance duties under this insurance after an injury oc-
is exhausted, the shares of all remaining insurance curs.
will be equal until the loss is paid.
3. We are directly and primarily liable to any
F. Payments You Must Make person entitled to the benefits payable by this
insurance. Those persons may enforce our
You are responsible for any payments in excess of duties; so may an agency authorized by law.
the benefits regularly provided by the workers Enforcement may be against us or against you
compensation law including those required be- and us.
cause:
4. Jurisdiction over you is jurisdiction over us for
1. of your serious and willful misconduct; purposes of the workers compensation law.
We are bound by decisions against you under
2. you knowingly employ an employee in violation that law, subject to the provisions of this policy
of law; that are not in conflict with that law.
3. you fail to comply with a health or safety law 5. This insurance conforms to the parts of the
or regulation; or workers compensation law that apply to:
4. you discharge, coerce or otherwise discrimi- a. benefits payable by this insurance or;
nate against any employee in violation of the
workers compensation law. b. special taxes, payments into security or
other special funds, and assessments
If we make any payments in excess of the benefits payable by us under that law.
regularly provided by the workers compensation law
on your behalf, you will reimburse us promptly. 6. Terms of this insurance that conflict with the
workers compensation law are changed by this
G. Recovery From Others statement to conform to that law.
We have your rights, and the rights of persons en- Nothing in these paragraphs relieves you of your
titled to the benefits of this insurance, to recover duties under this policy.
PART TWO - EMPLOYERS LIABILITY INSURANCE
A. How This Insurance Applies 3. Bodily injury by accident must occur during the
This employers liability insurance applies to bodily policy period.
injury by accident or bodily injury by disease. 4. Bodily injury by disease must be caused or
Bodily injury includes resulting death. aggravated by the conditions of your employ-
ment. The employee's last day of last expo-
1. The bodily injury must arise out of and in the sure to the conditions causing or aggravating
course of the injured employee's employment such bodily injury by disease must occur dur-
ing the policy period.
2. The employment must be necessary or inci-
dental to your work in a state or territory listed 5. If you are sued, the original suit and any re-
in Item 3.A. of the Information Page. lated legal actions for damages for bodily injury
WC 00 00 00 A
Archive Copy 2 of 7
EXHIBIT A
by accident or by disease must be brought in 6. bodily injury occurring outside the United
the United States of America, its territories or States of America, its territories or pos-
possessions, or Canada. sessions, and Canada. This exclusion does
not apply to bodily injury to a citizen or resi-
B. We Will Pay dent of the United States of America or
We will pay all sums you legally must pay as dam- Canada who is temporarily outside thesecountries;
ages because of bodily injury to your employees,
provided the bodily injury is covered by this Em- 7. damages arising out of coercion, criticism,
ployers Liability Insurance. demotion, evaluation, reassignment, discipline,
The damages we will pay, where recovery defamation, harassment, humiliation, discrimi-
g p y ry is per- nation against or termination of any employee,
miffed by law, include damages: or any personnel practices, policies, acts or
1. for which you are liable to a third party by omissions.
reason of a claim or suit against you by that g bodily injury to any person in work subject to
third party to recover the damages claimed the Longshore and Harbor Workers' Compen-
against such third party as a result of injury to
your employee; sation Act (33 USC Sections 901-950), the
Nonappropriated Fund Instrumentalities Act (5
2. for care and loss of services; and USC Sections 8171-8173), the Outer Conti-
nental Shelf Lands Act (43 USC Sections
3. for consequential bodily injury to a spouse, 1331-1356), the Defense Base Act (42 USC
child, parent, brother or sister of the injured Sections 1651-1654), the Federal Coal Mine
employee; Health and Safety Act of 1969 (30 USC
provided that these damages are the direct copse- Sections 901-942), any other federal workersor workmen's compensation law or other fed-
quence of bodily injury that arises out of and in the
course of the injured employee's employment by eral occupational disease law, or any amend-
you; and
ments to these laws.
4. because of bodily injury to your employee that 9• bodily injury to any person in work subject to
arises out of and in the course of employment, the Federal Employers' Liability Act (45 USC
claimed against you in a capacity other than Sections 51-60), any other federal laws obli-
as employer. gating an employer to pay damages to an
employee due to bodily injury arising out of or
C. Exclusions in the course of employment, or any amend-
ments to those laws.
This insurance does not cover:
10. bodily injury to a master or member of the
1. liability assumed under a contract. This ex- crew of any vessel.
clusion does not apply to a warranty that your
work will be done in a workmanlike manner; 11. fines or penalties imposed for violation of fed-
eral or state law.
2. punitive or exemplary damages because of
bodily injury to an employee employed in vio- 12. damages payable under the Migrant and Sea-
lation of law; sonal Agricultural Worker Protection Act (29
USC Sections 1801-1872) and under any
3. bodily injury to an employee while employed other federal law awarding damages for vio-
in violation of law with your actual knowledge lation of those laws or regulations issued
or the actual knowledge of any of your execu- thereunder, and any amendments to those
tive officers; laws.
4. any obligation imposed by a workers compen- D. We Will Defend
sation, occupational disease, unemployment
compensation, or disability benefits law, or any We have the right and duty to defend, at our ex-
similar law; pense, any claim, proceeding or suit against you for
damages payable by this insurance. We have the
5. bodily injury intentionally caused or aggravated right to investigate and settle these claims, pro-
by you; ceedings and suits.
WC 00 00 00 A
Archive Copy 3 of 7
EXHIBIT A
We have no duty to defend a claim, proceeding or A disease is not bodily injury by accident un-
less results directly from bodily injury by ac-
it
suit that is not covered by this insurance. We have less it
no duty to defend or continue defending after we .
have paid our applicable limit of liability under this 2 Bodily Injury by Disease. The limit shown for
insurance. "bodily injury by disease-policy IimiV is the
E. We Will Also Pay
most we will pay for all damages covered by
this insurance and arising out of bodily injury
We will also pay these costs, in addition to other by disease, regardless of the number of em-
amounts payable under this insurance, as part of ployees who sustain bodily injury by disease.
any claim proceeding, or suit we defend; The limit shown for "bodily injury by disease-
each employee" is the most we will pay for all
1. reasonable expenses incurred at our request; damages because of bodily injury by disease
but not loss of earnings; to any one employee.
2. premiums for bonds to release attachments Bodily injury by disease does not include dis-
and for appeal bonds in bond amounts up to ease that results directly from a bodily injury
the limit of our liability under this insurance; by accident.
3. litigation costs taxed against you;
3. We will not pay any claims for damages after
4. interest on a judgment as required by law until we have paid the applicable limit of our liability
we offer the amount due under this insurance; under this insurance.
and
H. Recovery From Others
5. expenses we incur.
We have your rights to recover our payment from
F. Other Insurance anyone liable for an injury covered by this insur-
We will not pay more than our share of damages ance. You will do everything necessary to protect
and costs covered by this insurance and other in- those rights for us and to help us enforce them.
surance or self-insurance. Subject to any limits of I Actions Against Us
liability that apply, all shares will be equal until the
loss is paid. If any insurance or self-insurance is There will be no right of action against us under this
exhausted, the shares of all remaining insurance insurance unless:
and self-insurance will be equal until the loss is
paid. 1. You have complied with all the terms of this
policy; and
G. Limits of Liability
Our liability to pay for damages is limited. Our limits 2. The amount you owe has been determined
with our consent or by actual trial and final
of liability are shown in Item 3.6. of the Information judgment.
Page. They apply as explained below.
1. Bodily Injury by Accident. The limit shown for This insurance does not give anyone the right to
"bodily injury by accident-each accident is add us as a defendant in an action against you to
the most we will pay for all damages covered determine your liability. The bankruptcy or
by this insurance because of bodily injury to insolvency of you or your estate will not relieve us
one or more employees in any one accident. of our obligations under this Part.
PART THREE - OTHER STATES INSURANCE
A. How This Insurance Applies though that state were listed in Item 3.A. of the
Information Page.
1. This other states insurance applies only if one
or more states are shown in Item 3.C. of the 3. We will reimburse you for the benefits required
Information Page. by the workers compensation law of that state
if we are not permitted to pay the benefits di-
2. If you begin work in any one of those states rectly to persons entitled to them.
after the effective date of this policy and are
not insured or are not self-insured for such 4. If you have work on the effective date of this
policy in any state not listed in Item 3.A. of the
work, all provisions of the policy will apply as
WC 00 00 00 A ,archive Copy 4 of 7
rmil 11P 1T A
Information Page, coverage will not be af- B. Notice
forded for that state unless we are notified Tell us at once if you begin work in any state listed
within thirty days. in Item 3.C. of the Information Page.
PART FOUR - YOUR DUTIES IF INJURY OCCURS
Tell us at once if injury occurs that may be covered by 4. Cooperate with us and assist us, as we may
this policy. Your other duties are listed here. request, in the investigation, settlement or de-
l. Provide for immediate medical and other ser- fense of any claim, proceeding or suit.
vices required by the workers compensation 5 Do nothing after an injury occurs that would
law. interfere with our right to recover from others.
2. Give us or our agent the names and ad-
dresses of the injured persons and of wit- g. Do not voluntarily make payments, assume
nesses, and other information we may need. obligations or incur expenses, except at your
3. Promptly give us all notices, demands and le- own cost.
gal papers related to the injury, claim, pro-
ceeding or suit.
PART FIVE - PREMIUM
A. Our Manuals that the employers of these persons lawfully
secured their workers compensation obli-
All premium for this policy will be determined by our gations.
manuals of rules, rates, rating plans and classifica-
tions. We may change our manuals and apply the D. Premium Payments
changes to this policy if authorized by law or a You will pay all premium when due. You will pay
governmental agency regulating this insurance.
the premium even if part or all of a workers com-
B. Classifications pensation law is not valid.
Item 4 of the Information Page shows the rate and E Final Premium
premium basis for certain business or work classi-
fications. These classifications were assigned The premium shown on the Information Page,
based on an estimate of the exposures you would schedules, and endorsements is an estimate. The
have during the policy period. If your actual expo- final premium will be determined after this policy
sures are not properly described by those classi- ends by using the actual, not the estimated, pre-
fications, we will assign proper classifications, rates mium basis and the proper classifications and rates
and premium basis by endorsement to this policy. that lawfully apply to the business and work cov-
ered by this policy. If the final premium is more
C. Remuneration than the premium you paid to us, you must pay us
Premium for each work classification is determined the balance. If it is less, we will refund the balance
by multiplying a rate times a premium basis. to you. The final premium will not be less than the
Remuneration is the most common premium basis. highest minimum premium for the classifications
This premium basis includes payroll and all other covered by this policy.
remuneration paid or payable during the policy pe- If this policy is canceled, final premium will be de-
riod for the services of: termined in the following way unless our manuals
1. All your officers and employees engaged in provide otherwise.
work covered by this policy; and
1. If we cancel, final premium will be calculated
2. All other persons engaged in work that could pro rata based on the time this policy was in
make us liable under Part One (Workers force. Final premium will not be less than the
Compensation Insurance) of this policy. If you pro rata share of the minimum premium.
do not have payroll records for these persons,
the contract price for their services and mate- 2. If you cancel, final premium will be more than
rials may be used as the premium basis. This pro rata; it will be based on the time this policy
paragraph 2 will not apply if you give us proof was in force, and increased by our short rate
WC 00 00 00 A ,archive Copy 5 of 7
rvul0IT A
cancellation table and procedure. Final pre- G. Audit
mium will not be less than the minimum pre- You will let us examine and audit all your records
mium. that relate to this policy. These records include
ledgers, journals, registers, vouchers, contracts, tax
F. Records reports, payroll and disbursement records, and
programs for storing and retrieving data. We may
You will keep records of information needed to conduct
nng thehpo policy audits
per uring regul within business hours
three years after
compute premium. You will provide us with copies the policy period ends. Information developed by
of those records when we ask for them. audit will be used to determine final premium. In-
surance rate service organizations have the same
rights we have under this provision.
PART SIX- CONDITIONS
A. Inspection If you die and we receive notice within thirty days
after your death, we will cover your legal represen-
We have the right, but are not obliged to inspect tative as insured.
your workplaces at any time. Our inspections are p Cancellation
not safety inspections. They relate only to the
insurability of the workplaces and the premiums to 1. You may cancel this policy. You must mail or
deliver advance written notice to us stating
be charged. We may give you reports on the con- when the cancellation is to take effect.
ditions we find. We may also recommend changes.
While they may help reduce losses, we do not 2. We may cancel this policy. We must mail or
undertake to perform the duty of any person to deliver to you not less than ten days advance
provide for the health or safety of your employees written notice stating when the cancellation is
to take effect. Mailing that notice to you at
or the public. We do not warrant that your your mailing address shown in Item 1 of the
workplaces are safe or healthful or that they comply Information Page will be sufficient to prove
with laws, regulations, codes or standards. Insur- notice.
ance rate service organizations have the same
rights we have under this provision. 3. The policy period will end on the day and hour
stated in the cancellation notice.
B. Long Term Policy 4. Any of these provisions that conflicts with a
law that controls the cancellation of the insur-
If the policy period is longer than one year and six- ance in this policy is changed by this state-
teen days, all provisions of this policy will apply as ment to comply with that law.
though a new policy were issued on each annual
anniversary that this policy is in force. E. Sole Representative
C. Transfer of Your Rights and Duties The insured first named in Item 1 of the Information
Page will act on behalf of all insureds to change this
Your rights or duties under this policy may not be policy, receive return premium, and give or receive
transferred without our written consent.
notice of cancellation.
WC oo 00 00 A Archive Copy 6 of 7
wwRIT 4
In Witness Whereof, the company has caused this policy to be executed and attested, but this policy shall not be valid
unless countersigned by a duly authorized representative of the company.
��144 4��' 6"- 4
President
President American Home
National Union Fire Assurance Company
Insurance Company of
Pittsburgh, PA
x 6�1 vC
President
President Chartis Property Casualty Company
The Insurance Company
of The State of Pennsylvania
vC.
President
President Granite State Insurance Company
Commerce and Industry
Insurance Company
vC.
President
President New Hampshire Insurance Company
Illinois National Insurance Company
7D�-�
Secretary
National Union Fire Insurance Company of Pittsburgh, PA
American Home Assurance Company
The Insurance Company of The State of Pennsylvania
Chartis Property Casualty Company
Commerce and Industry Insurance Company
Granite State Insurance Company
Illinois National Insurance Company
New Hampshire Insurance Company
WC000000A 7of7
Archive Copy
GYUIRIT A
Page 1 Of 1
EXTENSION OF ITEM 4. OF THE INFORMATION PAGE
WC 051-75-0614 PENNSYLVANIA
INTRA/Independent State Risk ID
Policy Prefix 8,No. Schedule
-------------------------
013-82-0311-00 NEWBURG TRANSPORT LLC
Item 4.Classification of Operations
Premium Basis Rates
Code Estimated Total Per$100 of Estimated
No. Annual Remuneratio Remuneration Annual Premiums
RATING GROUP: 0001-01
WASTE REMOVAL-INDUSTRIAL AND/OR DOMESTIC 995
62,00 15.51 9,616
STATE OF PENNSYLVANIA TOTALS 9,616
TOTAL CLASSIFICATION PREMIUM 9,616
TOTAL UNMODIFIED PREMIUM 0 9884 0
MERIT RATING PLAN 9,616
MODIFIED STANDARD PREMIUM 9,616
UNDISCOUNTED PREMIUM -5,20 0063 -500
PREMIUM DISCOUNT 9, 116
DISCOUNTED PREMIUM 3.00 9740 288
TERRORISM 0.0 9741 12
CATASTROPHE (SEE WC 00 04 21C) 9,416
TOTAL ESTIMATED PREMIUM 2.07 0938 195
EMPLOYER ASSESSMENT (NON-COAL)
9,611
TOTAL DUE
TOTAL PREMIUM FOR TERRORISM COVERAGE INCLUDED $28
IN TOTAL ESTIMATED PREMIUM
WC 7754 (Ed.4-81)(Rev'd 04/08)
Archive Copy
CYUIRIT A
TERRORISM (TRIPRA) POLICYHOLDER NOTICE - PREMIUM DETERMINATION
As indicated in the Terrorism Risk Insurance Program Reauthorization Act Disclosure Endorsement(s) included in this
Policy, the premium you have been charged for coverage under the Terrorism Risk Insurance Program Reauthorization
Act of 2007 ( TRIPRA') is shown in Item 4 of the Information Page, and State Schedule Page form WC 7754. The
Schedule below shows how the premiums for TRIPRA were determined.
Schedule
State/Jurisdiction Premium Determination Method
Arizona, Colorado, Connecticut, Florida, Idaho, New Rate per $100 of Remuneration.
Jersey, New Mexico, North Carolina, West Virginia and
Wisconsin.................................................................................
Rate per
New York.............................................................................••••• 100 of Premium.oration and rate applied to
Total Class
Kansas, Maine, New Hampshire and Virginia............................ Included in rates applied to Premium Basis
(Remuneration) for calculation of annual premium for
each applicable classification of operations.
Alabama, Alaska, Arkansas, Iowa, Montana, Nevada, Rate per $100 of Remuneration
to addition
ditio um c arg
as
Remu eration) e
Tennessee and Texas...........................................................•
in
cluded in rates appliedfor calculation of annual premium for
each applicable classification of operations.
All Other States/Jurisdictions.................................................... Rate applied to Total Classification Premium.
TRSMNOTA
(Ed. 12/10) Archive Copy
GYWIRIT A
PREMIUM DISCOUNT ENDORSEMENT
This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a different
date is indicated below.
(The following "attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy).
This endorsement, effective 12:01 AM 03/29/2011 forms a part of Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
The premium for this policy and the policies, if any, listed in Item 3 of the Schedule may be eligible for a discount. This
endorsement shows your estimated discount in Items 1 or 2 of the Schedule. The final calculation of premium discount
will be determined by our manuals and your premium basis as determined by audit. Premium subject to retrospective
rating is not subject to premium discount.
Schedule
Estimated Eliaible Premium
1. State First Next Next
$5,000 $95,000 $420 6000 Balance
Pennsylvania 10.90
2. Average percentage discount: 5.20 %
3. Other policies:
4. If there are no entries in Items 1, 2 and 3 of the Schedule, see Premium Discount Endorsement attached to
your policy number:
Countersigned b — — —
WC000406 9 Y - - - - - - - - - - - - - - - - - - - - - - - - - - -
(Ed. 4-84) ,archive Copy Authorized Representative
EXHIBIT A
• CATASTROPHE (OTHER THAN CERTIFIED ACTS OF TERRORISM) PREMIUM ENDORSEMENT
This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a
different date is indicated below.
(The following"attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy).
This endorsement, effective 12:01 AM 03/29/2011 forms a part of Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
This endorsement is notification that your insurance carrier is charging premium to cover the losses that may occur in
the event of a Catastrophe (other than Certified Acts of Terrorism) as that term is defined below. Your policy provides
coverage for workers compensation losses caused by a Catastrophe (other than Certified Acts of Terrorism). This
premium charge does Reauthorizationefunding for Certified Acts of Terrorism Act Disclosure Endorsement (WC 00 04 22 A)contemplated attached to this Terrorism Risk
policy.
Insurance Program
For purposes of this endorsement, the following definitions apply:
• Catastrophe (other than Certified Acts of Terrorism): Any single event, resulting from an Earthquake, Noncertified
Act of Terrorism, or Catastrophic Industrial Accident, which results in aggregate workers compensation losses in
excess of$50 million.
• Earthquake: The shaking and vibration at the surface of the earth resulting from underground movement along a
fault plane or from volcanic activity.
• Noncertified Act of Terrorism: An event that is not certified as an Act of Terrorism by the Secretary of Treasury
pursuant to the Terrorism Risk Insurance Act of 2002 (as amended) but that meets all of the following criteria:
a, It is an act that is violent or dangerous to human life, property, or infrastructure;
b. The act results in damage within the United States, or outside of the United States in the case of the premises
of United States missions or air carriers or vessels as those terms are defined in the Terrorism Risk Insurance
Act of 2002 (as amended); and
c. It is an act that has been committed by an individual or individuals as part of an effort to influence the policy or
affect the conduct of the United States Government by coercion.
• Catastrophic Industrial Accident: A chemical release, large explosion, or small blast that is localized in nature and
affects workers in a small perimeter the size of a building.
The premium charge for the coverage your policy provides for workers compensation losses caused by a Catastrophe
(other than Certified Acts of Terrorism) is shown in Item 4 of the Information Page or in the Schedule below.
Schedule
State
Rate Premium
WC 00 04 21C Countersigned by
(Ed. 09108)
0 Copyright 2008 National Counha>tPTce Inc. All rights reserved. Authorized Representative
S=YPIRIT A
TERRORISM RISK INSURANCE PROGRAM REAUTHORIZATION ACT DISCLOSURE ENDORSEMENT
This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a
different date is indicated below.
(The following"attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy).
This endorsement, effective 12:01 AM 03/29/2011 forms a part of Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
This endorsement addresses the requirements of the Terrorism Risk Insurance Act of 2002 as amended and extended
by the Terrorism Risk Insurance Program Reauthorization Act of 2007. It serves to notify you of certain limitations
under the Act, and that your insurance carrier is charging premium for losses that may occur in the event of an Act of
Terrorism.
Your policy provides coverage for workers compensation losses caused by Acts of Terrorism, including workers
compensation benefit obligations dictated by state law. Coverage for such losses is still subject to all terms, definitions,
exclusions, and conditions in your policy, and any applicable federal and/or state laws, rules, or regulations.
Definitions
The definitions provided in this endorsement are based on and have the same meaning as the definitions in the Act. If
words or phrases not defined in this endorsement are defined in the Act, the definitions in the Act will apply.
"Act" means the Terrorism Risk Insurance Act of 2002, which took effect on November 26, 2002, and any amendments
thereto resulting from the Terrorism Risk Insurance Program Reauthorization Act of 2007.
"Act of Terrorism" means any act that is certified by the Secretary of the Treasury, in concurrence with the Secretary of
State, and the Attorney General of the United States as meeting all of the following requirements:
a. The act is an act of terrorism.
b. The act is violent or dangerous to human life, property or infrastructure.
c. The act resulted in damage within the United States, or outside of the United States in the case of the premises
of United States missions or certain air carriers or vessels.
d. The act has been committed by an individual or individuals as part of an effort to coerce the civilian population
of the United States or to influence the policy or affect the conduct of the United States Government by
coercion.
"Insured Loss" means any loss resulting from an act of terrorism (and, except for Pennsylvania, including an act of war,
in the case of workers compensation) that is covered by primary or excess property and casualty insurance issued by
an insurer if the loss occurs in the United States or at the premises of United States missions or to certain air carriers
or vessels.
"Insurer Deductible" means, for the period beginning on January 1, 2008, and ending on December 31, 2014, an
amount equal to 20% of our direct earned premiums, over the calendar year immediately preceding the applicable
Program Year.
"Program Year" refers to each calendar year between January 1, 2008 and December 31, 2014, as applicable.
Limitation of Liability
The Act limits our liability to you under this policy. If aggregate Insured Losses exceed $100,000,000,000 in a Program
Year and if we have met our Insurer Deductible, we are not liable for the payment of any portion of the amount of
to
Insured
have Losses that
exceeds h ns
$100,000,000,000;
0,00, 00 e0 as' and as for determinedhe Secretary of the Treasury.
WC
we will pay
only
WC 00 04 22A
(Ed. 09/08)
® Copyright 2008 National CounyypL~aLy yi3nCe,Inc.All Rights
Page 1 of 2
ry a.� ``�"`''MMJJ�� EXHIBIT A
Policyholder Disclosure Notice
1. Insured Losses would be partially reimbursed by the United States Government. If the aggregate industry
Insured Losses exceeds $100,000,000 in a Program Year, the United States Government would pay 85% of our
Insured Losses that exceed our Insurer Deductible.
2. Notwithstanding item 1 above, the United States Government will not make any payment under the Act for any
portion of Insured Losses that exceeds $100,000,000,000.
3. The premium charge for the coverage your policy provides for Insured Losses is included in the amounts shown
in Item 4 of the Information Page or in the Schedule below.
Schedule
State Rate Premium
WC 00 04 22A Countersigned by
(Ed. 09/08)
® Copyright 2008 National Coun iMa`'�Yi�le ynce,Inc.All Rights Reserved. Authorized Representative
"'IM' Page 2 of 2
EXHIBIT A
IMPORTANT NOTICE TO OUR CUSTOMERS
REGARDING THE
OFFICE OF FOREIGN ASSETS CONTROL
Your rights as a policyholder and payments to you, any insured, additional insured, loss payee, mortgagee, or claimant,
for loss under this policy may be affected by the administration and enforcement of U.S. economic embargoes and trade
sanctions by the OFFICE OF FOREIGN ASSETS CONTROL ("OFAC").
WHAT IS OFAC?
OFAC is an office of the Department of the Treasury and acts under presidential wartime and national emergency
powers, as well as authority granted by specific legislation, to impose controls on transactions and freeze foreign assets
under U.S. jurisdiction. OFAC administers and enforces economic embargoes and trade sanctions primarily against:
• Targeted foreign countries and their agents
• Terrorism sponsoring agencies and organizations
• International narcotics traffickers
PROHIBITED ACTIVITY
• OFAC enforces certain embargoes and sanctions against certain designated countries. No U:S. business or person
may enter into certain transactions in or connected to such designated "sanctioned" countries.
• OFAC maintains a directory known as the "Specially Designated Nationals and Blocked Persons" ("SDNBP") list.
No U.S. business or person may transact business with any person or entity named on the SDNBP list.
Additional and more in-depth information on OFAC is available at the following website:
http://www.ustreas.gov/offices/eotffc/ofac.
OBLIGATIONS PLACED ON US BY OFAC
If we determine that you or any insured, additional insured, loss payee, mortgagee, or claimant are on the SDNBP list or
are connected to a sanctioned country as described in the regulations enforced by OFAC, we must block or "freeze"
property and payment of any funds transfers or transactions and report all blocks to OFAC within ten (10) days.
POTENTIAL ACTIONS BY US
1. We may immediately cancel your coverage effective on the day that we determine that we have transacted business
with an individual or entity associated with your policy on the SDNBP list or connected to a sanctioned country as
described in the regulations enforced by OFAC.
2. If we cancel your coverage, you will not receive a return premium unless approved by OFAC. All funds will be
placed in an interest bearing blocked account established on the books of a U.S. financial institution.
3. We will not pay a claim, accept premium or exchange monies or assets of any kind to or with individuals, entities or
companies (including a bank) on the SDNBP list or connected to a sanctioned country as described in the
regulations enforced by OFAC. And, we will not defend or provide any other benefits under your policy to
individuals, entities or companies on the SDNBP list or connected to a sanctioned country as described in the
regulations enforced by OFAC.
YOUR RIGHTS AS A POLICYHOLDER
If funds are blocked or frozen by us in conjunction with the OFFICE OF FOREIGN ASSETS CONTROL, you may
complete an "APPLICATION FOR THE RELEASE OF BLOCKED FUNDS" and apply for a specific license to request
their release. Forms are available for download at the OFAC website. See
http://www.ustreas.gov/offices/eotffc/ofac/legal/forms/license.pdf
WCOFAC Archive
(Ed. 07/05) Copy
EXHIBIT A
Chartis U.S.
Workers' Compensation and Group Benefits
Privacy and Data Security Notice
About This Notice
This Privacy and Data Security Notice applies only to Personal Information about an individual (see definitions below)
obtained by one of the Chartis U.S. Companies or their affiliates listed at the end of this notice, in connection with a
Workers' Compensation or Group Benefits policy to which this notice is attached. Chartis U.S. has established
practices, procedures and system protections that are designed to help protect the privacy and security of this Personal
Information. This notice outlines how we collect, handle, and disclose such Personal Information.
The term "Individual," as used in this Privacy and Data Security Notice, means a natural person who is a beneficiary of
or claimant under a Workers' Compensation or Group Benefit policy. The term "Individual" also means a natural person
who purchases Workers' Compensation insurance for personal, family or household purposes in the United States. The
term "Individual" does not include a natural person or organization that is a commercial purchaser of a Workers'
Compensation or a Group Benefits policy even if they are the recipient of this notice.
The term "Personal Information," as used in this Privacy and Data Security Notice, means information that identifies an
Individual. Examples of Personal Information include a first and last name, a home or other physical address, an email
address, a financial account or credit card number, a driver's license number, or information on a physical condition or
health status.
I. Information Privacy
We may collect Personal Information through applications, enrollment forms, in claims processing, or in your other
interactions with us and with our Affiliates.
We will collect Personal Information only in accordance with applicable laws or regulations, whether we collect it in
response to a request for a product or service.from us or otherwise.
Information Sharing
We may share Personal Information with Affiliates and Non-Affiliates as described below.
With our Affiliates: Our Affiliates may include other insurance companies, insurance holding companies, insurance
agents and agencies, claims administrators, marketing companies, e-commerce service providers, and companies
providing administrative services.
We may share Personal Information, including Personal Information of a health nature, with our Affiliates that assist us in
servicing insurance policies. Examples are administration (billing and collections), risk management, underwriting, and
claims handling. We may also share Personal Information with Affiliates for the purpose of detecting and preventing
fraud, or as otherwise permitted or required by law.
With Non-Affiliates:
We may share Personal Information, including Personal Information of a health nature, with Non-Affiliates that assist us
in servicing insurance policies. Examples are administration (billing and collections), risk management, underwriting,
and claims handling. We may also share Personal Information with Non-Affiliates for the purpose of detecting and
preventing fraud, as authorized by that Individual, or as otherwise permitted or required by law.
We may also enter into joint marketing agreements with Non-Affiliates to share non-health Personal Information as
permitted by law. These Non-Affiliates may include providers of financial products or services such as insurance
companies, financial institutions, and securities firms.
107437
(Ed. 01/11) Page 1 of 2
Archive Copy
EXHIBIT A
Because we do not share Personal Information with either Affiliates or Non-Affiliates in any other way, there is no need
for an opt-out process in our privacy procedures.
For California and Vermont Residents: If it becomes necessary to share an Individual's Personal Information with
Non-Affiliates other than as specifically allowed by law, we will not do so without first obtaining permission from the
Individual.
II. Data Security
To help prevent unwarranted disclosure of Personal Information and secure it from theft, we utilize secure computer
networks. Access is restricted to those persons who have a business need to use Personal Information in connection
with servicing Workers' Compensation or Group Benefits Policies. We also maintain physical, electronic, and
procedural safeguards designed to protect your Personal Information in compliance with federal and state privacy and
information security laws. Non-Affiliates that assist us in servicing insurance policies or who enter into joint marketing
agreements with us are required to take measures to maintain the security of Personal Information in compliance with
federal and state privacy and information security laws.
III. Maintaining Personal Information
We also maintain procedures to ensure that the Personal Information we collect is accurate, up-to-date, and as
complete as possible. An Individual who believes the information we have in our records or files is incomplete or
inaccurate, may request that we make additions or corrections, or if it is feasible, that we delete the Individual's
information from our files. An Individual may make this request in writing to (include your name, address, policy number
or claim number):
Chief Privacy Officer
Chartis U.S.
175 Water Street, 17th Floor
New York, NY 10038
Fax: 212 458-7081
E-Mail: ClPrivacy@chartisinsurance.com
Special Notice: Individuals can obtain access to any non-public Personal Information we have about them if
they properly identify themselves and submit a written request to the address above describing the
information they want to review. We will also tell them the identity, if recorded, of persons to whom we have
disclosed their non-public Personal Information within the preceding two years.
Individuals subject to this notice may request that we correct, amend or delete information about them. If we
do so, we will notify organizations that provided us with that information and, upon such Individual's request,
persons who received that information from us within the preceding two years. If we cannot grant a request
to correct, amend or delete the information, the Individual may give us a written statement of the reasons why
they disagree, which we will place in their file and give to the same parties who would have been notified of
the requested change.
Important Information Conceming the Applicability and Future Changes to this Privacy and Data Security
Notice
We may change this Privacy and Data Security Notice from time to time, and if particular changes are required by law
to be communicated to you we will do so.
Our family of companies includes: American Home Assurance Company; Chartis Casualty Company; Chartis Property
Casualty Company; Chartis Select Insurance Company; Chartis Specialty Insurance Company; Commerce and Industry
Insurance Company; Granite State Insurance Company; Illinois National Insurance Co.; Landmark Insurance Company;
Lexington Insurance Company; National Union Fire Insurance Company of Pittsburgh, Pa.; National Union Fire Insurance
Company of Vermont; New Hampshire Insurance Company; The Insurance Company of the State of Pennsylvania; other
Chartis U.S. companies, and American International Life Assurance Company of New York and American General Life
Ihsurance Company of Delaware.
107437
(Ed. 01/11) Page 2 of 2
Archive Copy
EXHIBIT A
PREMIUM DUE DATE ENDORSEMENT
This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a different
date is indicated below.
(The following"attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy).
This endorsement, effective 12:01 AM 03/29/2011 forms a part of Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
PART FIVE
PREMIUM
D. Premium is amended to read:
You will pay all premium when due. You will pay the premium even if part or all of a workers compensation law is
not valid. The due date for audit and retrospective premiums is the date of the billing.
WC 00 04 19 Countersigned by
(Ed. 01/01)
Archive Copy Authorized Representative
EXHIBIT A
SPECIAL PENNSYLVANIA ENDORSEMENT-INSPECTION OF MANUALS
This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a different
date is indicated below.
(The following "attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy).
This endorsement, effective 12:01 AM 03/29/2011 forms a part of Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
The manuals of rules, rating plans, and classifications are approved pursuant to the provisions of Section 654 of the In-
surance Company Law of May 17, 1921, P.L. 682, as amended, and are on file with the Insurance Commissioner of the
Commonwealth of Pennsylvania.
WC 37 06 01 Countersigned by — — — — — — — — — — — — — — — — — — — — — — — — — — — — — —
(Ed. 484)
Archive Copy Authorized Representative
FXHIRIT A
PENNSYLVANIA NOTICE
This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a different
date is indicated below.
(The following "attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy).
This endorsement, effective 12:01 AM 03/29/2011 forms a part of Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
An Insurance Company, its agents, employees, or service contractors acting on its behalf, may provide services to reduce
the likelihood of injury, death or loss. These services may include any of the following or related services incident to the
application for, issuance, renewal or continuation of, a policy of insurance:
1. surveys;
2. consultation or advice; or
3. inspections.
The "Insurance Consultation Services Exemption Act' of Pennsylvania provides that the Insurance Company, its agents,
employees or service contractors acting on its behalf, is not liable for damages from injury, death or loss occurring as a
result of any act or omission by any person in the furnishing of or the failure to furnish these services.
The Act does not apply:
1. if the injury, death or loss occurred during the actual performance of the services and was caused by the negligence
of the Insurance Company, its agents, employees or service contractors;
2. to consultation services required to be performed under a written service contract not related to a policy of insur-
ance; or;
3. if any acts or omissions of the Insurance Company, its agents, employees or service contractors are judicially de-
termined to constitute a crime, actual malice, or gross negligence.
WC 37 06 02 Countersigned by_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(Ed. 484)
Archive Copy Authorized Representative
EXHIBIT A
PENNSYLVANIA ACT 86-1986 ENDORSEMENT
This endorsement changes the policy to which it is attached effective on the inception date of the policy unless a different
date is indicated below.
(The following "attaching clause" need be completed only when this endorsement is issued subsequent to preparation of the policy).
This endorsement, effective 12:01 AM 03/29/2011 forms a part of Policy No. WC 051-75-0614
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
NONRENEWAL, NOTICE OF INCREASE OF PREMIUM, and RETURN OF UNEARNED PREMIUM
This endorsement applies only to the insurance provided by the policy because Pennsylvania is shown in Item 3.A.
of the Information Page.
The policy conditions are amended by adding the following regarding nonrenewal, notice of increase in premium,
and return of unearned premium.
Nonrenewal
1. We may elect not to renew the policy. We will mail to each named insured, by first class mail, not less than 60
days advance notice stating when the nonrenewal will take effect. Mailing that notice to you at your mailing
address last known to us will be sufficient to prove notice.
2. Our notice of nonrenewal will state our specific reasons for not renewing.
3. If we have indicated our willingness to renew, we will not send you a notice of nonrenewal. However, the policy
will still terminate on its expiration date if:
a. you notify us or the agent or broker who procured this policy that you do not want the policy renewed; or
b. you fail to pay all premiums when due; or
C. you obtain other insurance as a replacement of the policy.
"Notice of Increase in Premium
1. We will provide you with not less than 30 days advance notice of an increase in renewal premium of this policy, if
it is our intent to offer such renewal.
2. The above notification requirement will be satisfied if we have issued a renewal policy more than 30 days prior to
its effective date.
3. If a policy has been written or is to be written on a retrospective rating plan basis, the notice of increase in
premium provision of this endorsement does not apply.
Return of Unearned Premium
1. If this policy is canceled and there is unearned premium due you:
a. If the Company cancels, the unearned premium will be returned to you within 10 business days after the
effective date of cancellation.
WC370603A
(Ed. 08-95) Page 1 of 2
Archive Copy
EXHIBIT A
b. If you cancel, the unearned premium will be returned within 30 days after the effective date of cancellation.
2. Because this policy was written on the basis of an estimated premium and is subject to a premium audit, the
unearned premium specified in 1a. and 1b. above, if any, shall be returned on an estimated basis. Upon our
completion of computation of the exact premium, an additional return premium or charge will be made to you
within 15 days of the final computation.
3. These return of unearned premium provisions shall not apply if this policy is written on a retrospective rating plan
basis.
WC370603A Countersigned by _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(Ed. 08-95)
Archive Copy Page 2 of 2 Authorized Representative
EXHIBIT A
NOTIFICATION OF AVAILABILITY OF ACCIDENT AND
ILLNESS PREVENTION SERVICES IN THE STATE OF
PENNSYLVANIA
AIG Consultants, Inc., a member company of American International Group, Inc. (AIG),
maintains and provides accident and illness prevention services as required by the nature of
the policyholder's business or its operation, in accordance with the Pennsylvania Workers'
Compensation Act. A 5% premium discount is available to employers who form a certified
workplace safety committee. Services include:
Surveys
Recommendations
Training Programs
Consultations
Analysis of Accident Causes
Industrial Hygiene Services
Industrial Health Services
For more information about these services, contact AIG Consultants at 212-770-5038,
e-mail us at aig-consultants@aig.com or write to:
AIG Consultants, Inc.
1700 Market Street-Suite 1800
Philadelphia, Pa. 19103
Fax# 215-255-6561
WC 99 37 03A
(Ed. 08/02) ,archive Copy
EXHIBIT A
PAGE 1
EXTENSION OF ITEM 1. OF THE INFORMATION PAGE
This endorsement, effective 12:01 AM 03/29/2011
Forms a part of policy no.: WC 051-75-0614
Issued to: NEWBURG TRANSPORT LLC
By: COMMERCE AND INDUSTRY INSURANCE COMPANY
LOC NO. NAME AND ADDRESS SCHEDULE FEIN UI #
0001 NEWBURG TRANSPORT LLC 274846397
2 TURNPIKE ROAD
USABURG, PA 17240-0000
BUSINESS TYPE: LIMITED LIABILITY COMPANY
NAIC: 562111
Issue Date: 03/31/11
Authorized Representative
WC990610(Ed. 1-Araq,060O49oPY
EXHIBIT A
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Endorsement No. 001
This endorsement, effective 12:01 AM 03/29/2011
Forms a part of Policy No. WC 051-75-0614
---------------------------
013-82-0311-00
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
NOTICE TO POLICYHOLDER
This endorsement modifies insurance provided under this Workers Compensation and Employers Liability
Insurance Policy
Premium for this endorsement: 0
THE FOLLOWING LOCATION IS DELETED FROM THIS POLICY:
LOC NO 1 NAME: NEWBURG TRANSPORT LLC
ADDRESS: 25 TURNPIKE ROAD,NEWBURG, PA 172400000
FEIN: 274846397 U/ I :
THE FOLLOWING LOCATION IS ADDED TO THIS POLICY:
LOC NO 2 NAME: NEWBURG TRANSPORT LLC
ADDRESS: 565 TRESTLE PLACE,DOWNINGTOWN, PA 193350000
FEIN: 274846397 U/I :
Issue Date: 05/13/11
WC 99 06 11
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
(Ed. 01/97)
Archive Copy Authorized Representative
EXHIBIT A
PAGE 1
EXTENSION OF ITEM 1. OF THE INFORMATION PAGE
This endorsement, effective 12:01 AM 03/29/2011
Forms a part of policy no.: WC 051-75-0614
Issued to: NEWBURG TRANSPORT LLC
By: COMMERCE AND INDUSTRY INSURANCE COMPANY
LOC NO. NAME AND ADDRESS SCHEDULE FEIN UI #
0002 NEWBURG TRANSPORT LLC 274846397
g65 TRESTLE PLACE 33
BUSH NESSOTTYOE: LIPA VIRDOL ABILITY COMPANY
NAIC: 562111
Issue Date: 05/13/11
Authorized Representative
WC990610(Ed. 1-0"( b OOPOPY
EXHIBIT A
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Endorsement No. 002
This endorsement, effective 12:01 AM 03/29/2011
Forms a part of Policy No. WC 051-75-0614
---------------------------
013-82-0311-00
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
NOTICE TO POLICYHOLDER
This endorsement modifies insurance provided under this Workers Compensation and Employers Liability
Insurance Policy
Premium for this endorsement: 0
THE FOLLOWING RATING PLAN HAS BEEN DELETED FROM THIS POLICY:
MERIT RATING PLAN STATE: PA AMOUNT: 1
Issue Date: 06/14/11
WC 99 06 11
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
(Ed. 01/97)
Archive Copy Authorized Representative
EXHIBIT A
Page 1 of 1
EXTENSION OF ITEM 4. OF THE INFORMATION PAGE
WC 051-75-0614 PENNSYLVANIA
Policy Prefix&No. Schedule INTRA/Independent State Risk ID
-------------------------
013-82-0311-00 NEWBURG TRANSPORT LLC
Item 4.Classification of Operations Premium Basis Rates
Code Estimated Total Per$100 of Estimated
No. Annual Remuneratioi i Remuneration Annual Premiums
RATING GROUP: 0001-01
WASTE REMOVAL-INDUSTRIAL AND/OR DOMESTIC 995 62,00 15.51 9,616
STATE OF PENNSYLVANIA TOTALS
TOTAL CLASSIFICATION PREMIUM 9,616
TOTAL UNMODIFIED PREMIUM 9,616
MODIFIED STANDARD PREMIUM 9,616
UNDISCOUNTED PREMIUM 9,616
PREMIUM DISCOUNT -5.20A 0063 -500
DISCOUNTED PREMIUM 9, 116
TERRORISM 3.00 9740 288
CATASTROPHE (SEE WC 00 04 21C) 0.02 9741 12
TOTAL ESTIMATED PREMIUM 9,416
EMPLOYER ASSESSMENT (NON-COAL) 2.07 0938 195
ANNUALIZED TOTAL 9,611
TOTAL PREMIUM FOR TERRORISM COVERAGE INCLUDED
IN TOTAL ESTIMATED PREMIUM $28
WC 7754 (Ed.4-81)(Rev'd 04/08)
Archive Copy
EXHIBIT A
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Endorsement No. 003
This endorsement, effective 12:01 AM 03/29/2011
Forms a part of Policy No. WC 051-75-0614
---------------------------
013-82-0311-00
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
NOTICE TO POLICYHOLDER
This endorsement modifies insurance provided under this Workers Compensation and Employers Liability
Insurance Policy
Premium for this endorsement: SUBJECT TO AUDIT
THE FOLLOWING EXPERIENCE MODIFICATION FACTOR IS ADDED TO THIS POLICY:
STATE: PENNSYLVANIA RISK ID : 3303496
MOD TYPE: ACTUAL FACTOR: 0.00
THE FOLLOWING CLASS CODE IS ADDED TO THIS POLICY:
STATE: PENNSYLVANIA RATING GROUP: 0001-01
CLASS CODE: 953(CLERICAL OFFICE EMPLOYEES)
ANNUAL PREMIUM BASIS: $0.00 PRO RATA FACTOR: 1
FINAL RATE: .49 ANNUAL CLASSIFICATION PREMIUM: $0.00
Issue Date: 05/02/13
WC 99 06 11
- - - - - - - - - - - - - - - - - - — — — — — — — — — — — —
(Ed. 01/97)
Archive Copy Authorized Representative
EXHIBIT A
Page 1 of 1
EXTENSION OF ITEM 4. OF THE INFORMATION PAGE
WC 051-75-0614 PENNSYLVANIA 3303496
Policy Prefix&No. Schedule INTRA/Independent State Risk ID
-------------------------
013-82-0311-00 NEWBURG TRANSPORT LLC
Item 4.Classification of Operations Premium Basis Rates
Code Estimated Total Per$100 of Estimated
No. Annual Remuneratioi i Remuneration Annual Premiums
RATING GROUP: 0001-01
CLERICAL OFFICE EMPLOYEES 953 IF ANN 0.49
WASTE REMOVAL-INDUSTRIAL AND/OR DOMESTIC 995 62,00 15.51 9,616
STATE OF PENNSYLVANIA TOTALS
TOTAL CLASSIFICATION PREMIUM 9,616
TOTAL UNMODIFIED PREMIUM 9,616
MODIFIED STANDARD PREMIUM 9,616
UNDISCOUNTED PREMIUM 9,616
PREMIUM DISCOUNT -5.20 0063 -500
DISCOUNTED PREMIUM 9, 116
TERRORISM 3-00A 9740 288
CATASTROPHE (SEE WC 00 04 21C) 0.02 9741 12
TOTAL ESTIMATED PREMIUM 9,416
EMPLOYER ASSESSMENT (NON-COAL) 2.07A 0938 195
ANNUALIZED TOTAL 9,611
TOTAL PREMIUM FOR TERRORISM COVERAGE INCLUDED
IN TOTAL ESTIMATED PREMIUM $28
WC 7754 (Ed.4-81) (Rev'd 04/08)
Archive Copy
EXHIBIT A
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Endorsement No. 000
This endorsement, effective 12:01 AM 03/29/2012
Forms a part of Policy No. WC 051-75-0614
---------------------------
013-82-0311-00
Issued to NEWBURG TRANSPORT LLC
By COMMERCE AND INDUSTRY INSURANCE COMPANY
NOTICE TO POLICYHOLDER
This endorsement modifies insurance provided under this Workers Compensation and Employers Liability
Insurance Policy
Premium for this endorsement: 0
THIS POLICY HAS BEEN NON RENEWED EFFECTIVE 3/29/2012.
Issue Date: 01/10/12
WC 99 06 11
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
(Ed. 01/97)
Archive Copy Authorized Representative
EXHIBIT A
Audit Billing Ticket
Case Name: 051750614-000-R4 003 Company Code: Commerce&Industry Ins Co
Policy Status: Completed-reaudit Division: 013
Auditor's Name: Jonna Lyn Isip Auditor Number: BCIJISI
Vendor Co.Name: Audit Method: Physical
Audit Date Range: 4/25/2013-4/25/2013 Risk ID: SPARC
Completion Date: 04/25/2013 Audit Type: Reaudit
Insured Name: NEWBURG TRANSPORT LLC Due Date:
Audit Period: 03/29/2011-03/29/2012 Technician Rejecting Audit:
Policy Period: 03/29/2011-03/29/2012 Prior Policy Number: new
Policy Prefix: we Policy#: 051750614 LOB: WC-AIWCS
Policy ID: na Name of Program/Wrap-Up: na
Contract/Acct#: na All Audits Completed: Yes
Shelled: No
Auditor#1 Auditor#2 Auditor#3
Travel Time: 0.00 0.00 0.00
Audit Time: 2.50 0.00 0.00
Write-Up Time: 1.00 0.00 0.00
Other(Explain): 0.00 0.00 0.00
Billing Hours: 3.50 0.00 0.00
Total Hours: 3.50
Audit States: PA
COMPANION POLICIES
Policy Number Status
BILLING TICKET NOTES
rpa
Date Start Finish MinutesAction
Total Minutes:
PROCESSING INFORMATION
Date Received: 05/13/2014 Due Date: 05/23/2014
PAPC#: Technician Minutes:
Technician#: Deposit Premium: 14,139
Date Completed: Additional/Return Premium:
Tracking Completion Done By:
EXHIBIT B
CHARTIS
Workers' Compensation Audit
Prepared for: Commerce&Industry Ins Co
Report prepared by: AIG-Premium Audit Division
Policy Number: 051750614
Policy Term: 03/29/2011-03/29/2012
Audit Period: 03/29/2011-03/29/2012
Audit Date: 04/25/2013
EZ-Audit software by InsuraTek Corp. Date Printed:5/13/2014 1:50:01AM
www.insuratek.com
FXHIRIT R
Workers Compensation Audit Date: 04/25/2013
Legal Entity: Limited Liability Co Auditor ID: CAPXKLA
Agent ID: 0075190-00 Auditor Name:
Account Number: 051750614-000-114 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Phvsical
Exposure Summary
State Class Code Description Exposure From aQ
Entity: 0001 NEWBURG TRANSPORT LLC
Location: 0002 PA
PA BLNC BALANCE CLASS 0 03/29/11 03/29/12
PA 953 Clerical Office Employees 49,925 03/29/11 03/29/12
PA 995 WASTE REMOVAL-INDUSTRIAL AND/OR D 290,539 03/29/11 03/29/12
INSURED INFORMATION
Contact: Donnal Burkholder Phone: (717)477-0275
Title: Office Phone 2:
Company Name: NEWBURG TRANSPORT LLC Mobile:
Address: 25 TURNPIKE ROAD Fax:
NEWBURG,PA 17240
E-Mail: dburkholder.newburgtransport@yahoo.com
Entities
Number Entity Name Federal ID State ID Date Added Date Deleted
0001 NEWBURG TRANSPORT LLC 274846397
Locations
Location: 0002 PA Added: Deleted:
Location of Records
Entity: 0001 Location: 0002
Sequence: 1 Territory: Description:
Description of Operations
Newburg Transport Inc.is a transportation company engaged in curbside pickup of recyclable materials. Trucks are
unloaded at the policyholder address and materials are sorted for further disposal by other entities. Sorting is not a
principal portion of the insured's business. Refuse collection
The company began operating at the policy inception.
There are twelve trucks and approximately 17 drivers.
Code 995 applies to the payroll of drivers and yard employees.
Code 953 is added at audit and applies to the payroll of employees whose duties are performed exclusively within a
separate office and consist of recordkeeping and correspondence.
General Notes
******************************Reaudit by Kristine Lampkin
Audit was opened again after the audit contact submitted actual payroll records. Some of the information was not legible
and I contacted Donna Burkholder again. She was to submit W-2s for 2011 but has not. Audit is being transmitted using
the records as interpreted by auditor. Year to date 12-31-11 records have been confirmed to include payroll from April
2011 through December 2011 only,and first quarter 2012 PA UC2 was used for the remaining period.
Overtime credit does not apply in PA.
Pennsylvania bureau file#3303496 shows the risk is not qualified for experience rating. Codes on the policy are deemed
authorized.
Checked claims on line-2 filed,both coded correctly for active employees.
Tax return verification was not available for all quarters. Audit is being completed with available information.
No tour taken.
Audited exposure is nearly five times higher than estimated. The company began operating in 2011 and has grown.
Federal ID is correct. Name on policy is incorrect. Should be Newburg Transport Inc,not LLC.
Date Printed:5/13/2014 1:50:01 AM American International Group Page 3 of 10
EXHIBIT B
Account Number: 051750614-000-R4 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Phvsical
Key employee-Erick Booz,owner.
Miscellaneous employees-none.
Exit interview by e-mail with Donna Burkholder. Discussed overall operations and specific employee duties. No issues
outstanding.
No signatures obtained-info submitted electronically.
from prior versions:
******************************Reaudit by Kristine Lampkin
Audit was originally processed as nonproductive/estimated. Received information from agent Mike Scher at RR Beach
including contact name and phone number(Donna Burkholder). Contacted Donna by phone on 1-28-13 and discussed
what records would be necessary. She stated she would forward the information by 2-6-13. Followed up with an e-mail
summarizing our conversation that same day. Nothing was received. Followed up with e-mail on 2-15-13. No response.
Sent e-mail to Donna with copies to RR Beach(Mike Scher and Jim Zimmie)stating that audit was being returned with no
changes. Also notified Jade Diana in legal collections.
Please call our Customer Service Number-888-646-0551 -This is an estimated audit.
As your workers’compensation insurance carrier,we will be forced to do a final accounting on the basis of our
estimate of your payrolls. Then there will be a bill based on the estimate.
Our attempts to schedule and complete an audit with you were unsuccessful:
Date Contact Name Phone Number Action
4/30/2012 Mailed out letter for appt.on 5/10/2012
5/9/2012 Rafael Nadal 363-414-7894 Called to confirm appt at the#on the policy.This number is the
wrong number.
5/10/2012 I attempted to find another number for the insured,to no avail.
Date Producer(Broker) Phone Number Action
5/10/2012 PMC Insurance Agency 717-214-2800 Emailed info@pmcinsurance.com regarding non-pro status.
No return email recieved.
Date Contact Name Phone Number Action
5/15/2012 Mailed"Follow Up Request for Audit"letter
Date Underwriter Name Phone Number Action
Not necessary as the policy is a DIV 13 policy
Your current insurance,if it’s with the same workers’compensation insurance carrier,could be cancelled or
non-renewed. Also,your workers’compensation insurance carrier will be unable to report premium basis and loss
data to the rating bureau(s). This may affect your future Experience Rating premium,as the experience modification may
be published by the rating bureau(s)excluding the unaudited payrolls for this policy but including all applicable loss data
and could result in a higher experience modification than might otherwise apply.
If you have questions or concerns regarding this matter,please contact the number provided to request a re-audit.
Claims Verification and Analysis:
The claims report for this policy was reviewed. There were no claims reported.
Audit Reconciliation
State Class Code Description Exposure From 12
Entity: 0001 NEWBURG TRANSPORT LLC
Location: 0002 PA
PA Gross Payroll 340,464 03/29/11 03/29/12
PA <Alspaugh> -5,773 03/29/11 03/29/12
Date Printed:5/13/2014 1:50:O1AM American International Group Page 4 of 10
EXHIBIT B
Account Number: 051750614-000-R4 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Phvsical
PA <Black> -16,308 03/29/11 03/29/12
PA <Booz K> -11,865 03/29/11 03/29/12
PA <Brink> -15,613 03/29/11 03/29/12
PA <Byers> -1,892 03/29/11 03/29/12
PA <Deimler B> -21,848 03/29/11 03/29/12
PA <Deimler C> -8,467 03/29/11 03/29/12
PA <Estep> -34,920 03/29/11 03/29/12
PA <Fogelsanger> -7,441 03/29/11 03/29/12
PA <Hernandez> -5,382 03/29/11 03/29/12
PA <Hoch> -25,065 03/29/11 03/29/12
PA <Jones> -4,785 03/29/11 03/29/12
PA <Mayberry> -12,782 03/29/11 03/29/12
PA <Meza> -1,554 03/29/11 03/29/12
PA <Miller> -29,186 03/29/11 03/29/12
PA <Morehouse> -17,516 03/29/11 03/29/12
PA <Rickard> -21,645 03/29/11 03/29/12
PA <Sanchez> -5,389 03/29/11 03/29/12
PA <Stahlman> -18,640 03/29/11 03/29/12
PA <to balance> 291 03/29/11 03/29/12
PA <Wells> -13,435 03/29/11 03/29/12
PA <Wenger> -12,182 03/29/11 03/29/12
PA <Wiser> -18,988 03/29/11 03/29/12
PA <Wynn> -8,327 03/29/11 03/29/12
PA <Booz,Erick A> -21,752 03/29/11 03/29/12
E PA BLNC Balance BALANCE CLASS 0 03/29/11 03/29/12
PA 953 Black 16,308 03/29/11 03/29/12
PA 953 Booz K 11,865 03/29/11 03/29/12
PA 953 Principals 21,752 03/29/11 03/29/12
PA 953 Total Clerical Office Employees 49,925 03/29/11 03/29/12
PA 995 Alspaugh 5,773 03/29/11 03/29/12
PA 995 Brink 15,613 03/29/11 03/29/12
PA 995 Byers 1,892 03/29/11 03/29/12
PA 995 Deimler B 21,848 03/29/11 03/29/12
PA 995 Deimler C 8,467 03/29/11 03/29/12
PA 995 Estep 34,920 03/29/11 03/29/12
PA 995 Fogelsanger 7,441 03/29/11 03/29/12
PA 995 Hernandez 5,382 03/29/11 03/29/12
PA 995 Hoch 25,065 03/29/11 03/29/12
PA 995 Jones 4,785 03/29/11 03/29/12
PA 995 Mayberry 12,782 03/29/11 03/29/12
PA 995 Meza 1,554 03/29/11 03/29/12
PA 995 Miller 29,186 03/29/11 03/29/12
PA 995 Morehouse 17,516 03/29/11 03/29/12
PA 995 Rickard 21,645 03/29/11 03/29/12
PA 995 Sanchez 5,389 03/29/11 03/29/12
PA 995 Stahlman 18,640 03/29/11 03/29/12
PA 995 to balance -291 03/29/11 03/29/12
PA 995 Wells 13,435 03/29/11 03/29/12
PA 995 Wenger 12,182 03/29/11 03/29/12
PA 995 Wiser 18,988 03/29/11 03/29/12
PA 995 Wynn 8,327 03/29/11 03/29/12
PA 995 Total WASTE REMOVAL-INDUSTRIAL AND/O 290,539 03/29/11 03/29/12
Date Printed:5/13/2014 1:50:OIAM American International Group Page 5 of 10
EXHIBIT B
Account Number: 051750614-000-114 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Phvsical
Principals
State Class Code Nam Tatl£ Dates
Entity: 0001 Location: 0002
PA 953 Booz,Erick A President 03/29/11 03/29/12 1.000
Min: 20,800 Max: 109,200 Payroll: 21,752 Amount Incl: 21,752
Office duties principally
Payroll Verification
Entity: 0001 Location: 0002
Verification Type: State Unemployment Forms State: PA
Orr Startine Amount Adjustment Otr Total Description
Adjustment 0 0 0
1 st Qtr 2011 0 0 0
2nd Qtr 2011 57,975 0 57,975
3rd Qtr 2011 0 0 0
4th Qtr 2011 0 63,618 63,618 illegible
1 st Qtr 2012 218,871 0 218,871
Adjustment 0 0 0
Gross Total: $340,464 Verification Total: 340.464 Deviation: $0
Audit Worksheet
State Class Code Name Order Dept Empl.Dates Total
Entity: 0001 Location: 0002
Gross Payroll
PA Gross Payroll 10 03/29/11 03/29/12 340,464
Notes: Year to date 12-31-11 shown in fourth quarter. Per audit contact,company began operation on 3-29-11 so no wages were
paid in the first quarter of 2011.
04/01/2011: 0 07/01/2011: 0 10/01/2011: 121,593 01/01/2012: 218,871
Adjustment: 0
Total Gross Payroll 340,464
Classified
PA 953 Black 80 03/29/11 03/29/12 16,308
Duties: Office
04/01/2011: 0 07/01/2011: 0 10/01/2011: 12,508 01/01/2012: 3,800
Adjustment: 0
PA 953 Booz K 70 03/29/11 03/29/12 11,865
Duties: Office
04/01/2011: 0 07/01/2011: 0 10/01/2011: 11,215 01/01/2012: 650
Adjustment: 0
PA 995 Alspaugh 210 03/29/11 03/29/12 5.773
Duties: sorting recyclables
04/01/2011: 0 07/01/2011: 0 10/01/2011: 250 01/01/2012: 5,523
Adjustment: 0
PA 995 Brink 250 03/29/11 03/29/12 15,613
04/01/2011: 0 07/01/2011: 0 10/01/2011: 1,000 01/01/2012: 14,613
Adjustment: 0
PA 995 Byers 120 03/29/11 03/29/12 1,892
04/01/2011: 0 07/01/2011: 0 10/01/2011: 1,892 01/01/2012: 0
Adjustment: 0
PA 995 Deimler B 130 03/29/11 03/29/12 21,848
04/01/2011: 0 07/01/2011: 0 10/01/2011: 4,403 01/01/2012: 17,445
Adjustment: 0
Date Printed:5/13/2014 1:50:01 AM American International Group Page 6 of 10
EXHIBIT B
Account Number: 051750614-000-R-4 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Physical
PA 995 Deimler C 220 03/29/11 03/29/12 8,467
04/01/2011: 0 07/01/2011: 0 10/01/2011: 0 01/01/2012: 8,467
Adjustment: 0
PA 995 Estep 20 03/29/11 03/29/12 34,920
04/01/2011: 0 07/01/2011: 0 10/01/2011: 18,912 01/01/2012: 16,008
Adjustment: 0
PA 995 Fogelsanger 240 03/29/11 03/29/12 7,441
04/01/2011: 0 07/01/2011: 0 10/01/2011: 0 01/01/2012: 7,441
Adjustment: 0
PA 995 Hernandez 60 03/29/11 03/29/12 5,382
04/01/2011: 0 07/01/2011: 0 10/01/2011: 5,382 01/01/2012: 0
Adjustment: 0
PA 995 Hoch 40 03/29/11 03/29/12 25,065
04/01/2011: 0 07/01/2011: 0 10/01/2011: 12,526 01/01/2012: 12,539
Adjustment: 0
PA 995 Jones 170 03/29/11 03/29/12 4,785
04/01/2011: 0 07/01/2011: 0 10/01/2011: 0 01/01/2012: 4,785
Adjustment: 0
PA 995 Mayberry 200 03/29/11 03/29/12 12,782
04/01/2011: 0 07/01/2011: 0 10/01/2011: 0 01/01/2012: 12,782
Adjustment: 0
PA 995 Meza 50 03/29/11 03/29/12 1,554
Duties: sorting recyclables
04/01/2011: 0 07/01/2011: 0 10/01/2011: 1,554 01/01/2012: 0
Adjustment: 0
PA 995 Miller 100 03/29/11 03/29/12 29,186
04/01/2011: 0 07/01/2011: 0 10/01/2011: 16,332 01/01/2012: 12,854
Adjustment: 0
PA 995 Morehouse 140 03/29/11 03/29/12 17,516
04/01/2011: 0 07/01/2011: 0 10/01/2011: 1,655 01/01/2012: 15,861
Adjustment: 0
PA 995 Rickard 110 03/29/11 03/29/12 21,645
04/01/2011: 0 07/01/2011: 0 10/01/2011: 9,335 01/01/2012: 12,310
Adjustment: 0
PA 995 Sanchez 90 03/29/11 03/29/12 5,389
Duties: sorting recyclables
04/01/2011: 0 07/01/2011: 0 10/01/2011: 5,389 01/01/2012: 0
Adjustment: 0
PA 995 Stahlman 150 03/29/11 03/29/12 18,640
04/01/2011: 0 07/01/2011: 0 10/01/2011: 3,029 01/01/2012: 15,611
Adjustment: 0
PA 995 to balance 260 03/29/11 03/29/12 -291
04/01/2011: 0 07/01/2011: 0 10/01/2011: -291 01/01/2012: 0
Adjustment: 0
PA 995 Wells 190 03/29/11 03/29/12 13,435
04/01/2011: 0 07/01/2011: 0 10/01/2011: 0 01/01/2012: 13,435
Adjustment: 0
PA 995 Wenger 180 03/29/11 03/29/12 12,182
04/01/2011: 0 07/01/2011: 0 10/01/2011: 250 01/01/2012: 11,932
Adjustment: 0
PA 995 Wiser 160 03/29/11 03/29/12 18,988
Date Printed:5/13/2014 1:50:O1AM American International Group Page 7 of 10
EXHIBIT B
Account Number: 051750614-000-R4 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Physical
04/01/2011: 0 07/01/2011: 0 10/01/2011: 1,000 01/0112012: 17,988
Adjustment: 0
PA 995 Wynn 230 03/29/11 03/29/12 8,327
04/01/2011: 0 07/01/2011: 0 10/01/2011: 500 01/01/2012: 7,827
Adjustment: 0
Total Classified 318,712
Principals
PA 953 Booz,Erick A 30 03/29/11 03/29/12 21,752
Duties: Office duties principally
04/01/2011: 0 07/01/2011: 0 10/01/2011: 14,752 01/01/2012: 7,000
Adjustment: 0
Total Principals 21,752
Class Codes
State Class Code &U Balance Description
Entity: 0001 Location: 0002
PA 953 10 Clerical Office Employees
PA 995 0 WASTE REMOVAL-INDUSTRIAL AND/OR DOMESTIC
PA BLNC 0 Balance BALANCE CLASS
Records Requested/Audited
Entity: 0001 Location: 0002 R A Description
Entity: 0001 Location: 0002
R A Description R A ,Description ❑p Q Quarterly reports
11 11 Social Security (Fed 941's) 11 11 Sales Journal
❑ ❑ Sales Tax Reports ❑ ❑ Cash Disbursements
❑ 191 State Unemployment Reports ❑ ❑ Checkbook
❑ ❑ Individual Payroll Cards ❑ ❑ Job Costs Sheet
❑ ❑O Payroll Book(Listings) ❑ ❑ Receipts Journal
❑ ❑ General Ledger ❑ ❑ Summaries
❑ ❑ Certificates of Insurance ❑ ❑ Financial Statement
Date Printed:5/13/2014 1:50:01AM American International Group Page 8 of 10
EXHIBIT B
Account Number: 051750614-000-R4 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Phvsical
Status/Non-Productive Report
Auditor Name: Jorma Lyn Isip Auditor Number: CAPXKLA
Insured: NEWBURG TRANSPORT LLC Policy#• 051750614
Company: 0107 Audit Period: 03/29/2011-03/29/2012
Division/Region: 013 Policy Period: 03/29/2011-03/29/2012
Location of Audit:
VisitDate:
Estimate%:
Contact Typt Contact Name Telephone#
Ralk Contact Results
Date Printed:5/13/2014 1:50:0IAM American International Group Page 9 of 10
EXHIBIT B
Account Number: 051750614-000-R-4 3/21/2013 003 Audit Period: 03/29/2011 03/29/2012
Policy Number: 051750614 Policy Period: 03/29/2011 03/29/2012
Insured Name: NEWBURG TRANSPORT LLC Audit Method: Phvsical
Date Printed:5/13/2014 1:50:O1AM American International Group Page 10 of 10
EXHIBIT B
s
Specialty Workers' Compensation
800 645 2259 Customer Service
AIG
Your Audit Advice
To our Valued Policy Holder "
Enclosed is the Audit Advice for your Workers' Compensation and Employer's Liability Insurance policy. The policy
number and the Audit Period are shown in the upper right corner of the Audit Advice Summary. This Audit Advice
results either from an audit that we recently performed on your payroll records, or if we were not able to perform such
an Audit, from our estimate of your payrolls.
The Audit Advice Summary Overview
1. This Summary shows how the Earned Premium amount is determined for the referenced policy based upon your
payrolls ("Remuneration") and the Workers' Compensation rates and rating plans, by state and classification.
2. The "Audited Earned Premium Amount" is the total premium and surcharges that have been earned based on the
audit performed. The "Prior Estimated Earned Amount" also shows the premium and surcharges that had been
previously estimated. The difference between the two amounts is the "Total Audit Adjustment". The "Adjustment"
may not be exactly the additional amount that you must pay us, or that we must return to you, unless you have
actually paid us (net of any returns to you) exactly the"Prior Estimated Earned Amount".
3. This Audit Advice Summary is not an Invoice. We will send you a separate Invoice for any additional premium
due to us, or return of premium due to you.
4. For WCPAYGO® customers, the invoiced amount will not be electronically withdrawn; you must remit a check for
payment.
For Assistance with Your Audit
If you disagree with Audit Advice Summary or if you have any questions regarding the Summary, please contact the
Premium Audit Department by one of the below methods:
Telephone: 800-341-5541
Fax: 602-280-1918
Email: PAD-phoenixcs(aAIG.com
Mail: AIG Insurance
Premium Audit Division
2929 North Central Avenue, 9th Floor
Phoenix,AZ 85012
To dispute an Audit you must provide a written description of the items with which you disagree and any supporting
information available.
AIG
http://www.aig.com
Page t of 2
swc01 o-v.12
Archive Copy
EXHIBIT C
EIG
Your dispute will be reviewed promptly and we will either accept your dispute or we will present an explanation on why
no revisions are necessary. If we accept your dispute we may have to audit your records again, and if changes are
made, we will issue a revised Audit Advice and an Invoice.
Estimated Audits - an estimated audit occurs when you have failed to allow an Audit of your payroll records. Please
contact the Premium Audit Department (as shown above) immediately to schedule an audit.
All audit disputes and requests for audits must be made prior to the due date of the Invoice to avoid any
premium collection issues or possible cancellation of your current policy with us
I
All Invoice questions should be directed to SWC Customer Service at 800-645-2259.
If you have any questions regarding why a premium audit is required for a workers' compensation policy or other
question that our Premium Audit team was unable to answer, your broker is always your best source of advice.
Sincerely,
Your Specialty Workers'Compensation Underwriting Team
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http://www.aig.com
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SW C010-v.12
Archive Copy
EXHIBIT C
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Page 1 of 2
I COMMERCE AND INDUSTRY INSURANCE COMPANY
WORKERS' COMPENSATION INSURANCE AUDIT ADVICE
175 WATER STREET - EXECUTIVE OFFICES, NEW YORK, NY 10038
INSURED NEWBURG TRANSPORT LLC POLICY PERIOD
25 TURNPIKE ROAD FROM: 03/29/11 TO: 03/29/12
NEWBURG, PA 17240-0000 AUDIT PERIOD
USA FROM: 03/29/11 TO: 03/29/12
PRODUCER PMC INSURANCE AGENCY, INC CANCELLED: PRO-RATAI I SHORT RATE
60 CABOT STREET
PO BOX 920179 BUREAU ID: 3303496
NEEDHAM, MA 02492-0002
AUDIT TYPE: PHYSICAL
FOR STATE OF: Pennsylvania ISSUE DATE: 05/02/13
DIVISION: BRANCH: POLICY NO: TYPE OF ADJUSTMENT:
013 PARSIPPANY WC 051-76-0814--------- FINAL REVISED
013-82-0311-00
DESCRIPTION CODE EXPOSURE RATE PREMIUM
PERIOD: 03/29/11 - 03/29/12
1
RATING GROUP: 0001-01
LOC NO 0002
NEWBURG TRANSPORT LLC
565 TRESTLE PLACE
DOWNINGTOWN, PA 19335-0000
I CLERICAL OFFICE EMPLOYEES 953 49,925 0.49
245
WASTE REMOVAL-INDUSTRIAL AND/OR 995 290,539 15.51 45,083
i
DOMESTIC
TOTAL CLASSIFICATION PREMIUM 45,308
TOTAL FOR SPLIT PERIOD: 03/29/11 - 03/29/12
j TOTAL CLASSIFICATION PREMIUM 45,308
I TOTAL UNMODIFIED PREMIUM 45,308
i MODIFIED STANDARD PREMIUM 45,308
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THIS IS NOT A BILL
' WC990613 (Ed.4-97)(Rev'Arroive Copy
EXHIBIT C
Page 2 of 2
COMMERCE AND INDUSTRY INSURANCE COMPANY
WORKERS' COMPENSATION INSURANCE AUDIT ADVICE
175 WATER STREET - EXECUTIVE OFFICES, NEW YORK, NY 10038
INSURED NEWBURG TRANSPORT LLC POLICY PERIOD
1 25 TURNPIKE ROAD FROM: 03/29/11 TO: 03/29/12
NEWBURG, PA 17240-0000 AUDIT PERIOD
USA
FROM: 03/29/11 TO: 03/29/12
PRODUCER PMC INSURANCE AGENCY, INC CANCELLED: PRO-RATA
SHORT RATE
50 CABOT STREET
PO BOX 920178 BUREAU ID: 3303488
NEEDHAM, MA 02492-0002
AUDIT TYPE: PHYSICAL
FOR STATE OF: Pennsylvania ISSUE DATE: 05/02/13
DIVISION: BRANCH: POLICY NO: TYPE OF ADJUSTMENT:
013 PARSIPPANY WC 051-75-0614FINAL REVISED
013-82-0311-00
DESCRIPTION CODE EXPOSURE RATE PREMIUM
TOTAL FOR STATE Pennsylvania
MODIFIED STANDARD PREMIUM
UNDISCOUNTED PREMIUM 45,308
PREMIUM DISCOUNT -9.70% 0063 45,308
DISCOUNTED PREMIUM -4,395
TERRORISM 3.00% 9740 40,913
CATASTROPHE (SEE WC 00 04 21C) 0.02 8741 1,359
TOTAL PREMIUM 88
EMPLOYER ASSESSMENT (NON-COAL) 2.07% 0938 42,340
STATE FINAL TOTAL 878
43,216
TOTAL PA REMUNERATION: 340,464
TOTAL PREMIUM FOR TERRORISM COVERAGE INCLUDED
IN TOTAL ESTIMATED PREMIUM $1,359
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I.
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EXHIBIT C
Page 1 of 1
COMMERCE AND INDUSTRY INSURANCE COMPANY
WORKERS' COMPENSATION INSURANCE
175 WATER STREET - EXECUTIVE OFFICES, NEW YORK, NY 10038 AUDIT ADVICE SUMMARY
INSURED NEWBURG TRANSPORT LLC
POLICY PERIOD
25 TURNPIKE ROAD
NEWBURG, PA 17240-0000 FROM: 03/29/11 TO: 03/29/12
AUDIT PERIOD
FROM: 03/29/11 TO: 03/29/12
PRODUCER PMC INSURANCE AGENCY, INC CANCELLED: [ j PRO-RATA
50 CABOT STREET [ SHORT RATE
PO BOX 920179
NEEDHAM, MA 02492-0002
AUDIT TYPE: PHYSICAL
ISSUE DATE: 05/02/13
DIVISION: BRANCH: POLICY NO: TYPE OF ADJUSTMENT:
013 PARSIPPANY WC 051-75-0814 FINAL REVISED 001
-------------------------
013-82-0311-00
DESCRIPTION TAXsuRSSESSMs"TS/ PREMIUM
THE PREVIOUS AUDIT DATED 06/22/12 HAS BEEN REVISED FOR THE FOLLOWING
REASON(S) :
THE EXPOSURES WERE UPDATED FROM ESTIMATED TO ACTUAL
If you have questions about this Audit Advice Summary, please contact the
Audit Department at (800) 341-5541.
For billing inquiries, please contact Customer Service at (800) 645-2259.
TOTAL POLICY REMUNERATION: 340,484
AUDIT EARNED PREMIUM AMOUNT 876 42,34
PRIOR ESTIMATED EARNED AMOUNT 287 13,852
TOTAL AP/RP AMOUNT 589 28,488
TOTAL AUDIT ADJUSTMENT 29,077
THIS IS NOT A BILL
PRIOR ESTIMATED EARNED AMOUNT IS THE ORIGINAL POLICY PREMIUM AND ALL PREMIUM BEARING ENDORSEMENTS PLUS
INTERIM AUDIT ADJUSTMENTS, IF APPLICABLE.
THIS AUDIT ADJUSTMENT DOES NOT REFLECT THE ACTUAL PREMIUM DUE FROM OR TO THE INSURED UNLESS ALL AMOUNTS
PREVIOUSLY BILLED HAVE BEEN PAID.
WC990614 Archive Copy
(Ed.4/97)(Rev'd 12/09)
EXHIBIT C
a s „
LALI GAIG
.j Specialty Workers Compensation Group
Invoice number: 400000146798 INVOICE
For billing inquiries call:(800)645-2259
Email SWCLCD9aig.com Billing Date: 05/03/2013
POLICY: 51750614 Page 1 of 1
Billed to: 1026498671 Producer: P0075190
PMC INSURANCE AGENCY, INC
NEWBURG TRANSPORT LLC PMC INSURANCE GROUP
25 TURNPIKE ROAD 50 CABOT STREET
NEWBURG, PA 17240-0000 PO BOX 920179
NEEDHAM, MA 02492-0002
FINAL AUDIT PREM/UM BILLING. —
17-
_ Pease contact your producer for any questions regarding your policy
AMOUNT BILLED ON THIS INVOICE
OUTSTANDING
TOTAL PREVIOUSLY B9j,EDCURRENTLY 8lLt.ED
PAYMENT FEE OUTS.TANDIMG +
ITEMS POLICY RECEIVED CHARGE BALANCE* Due Date Amount Due'Date Amotxit
AUDIT WC 51750614 0.00 0.00 29,077.00 0.00 + 06/02/2013 29,077.00
AMOUNT DUE** 0.00 29,077.00
Account summary through
TOTAL POLICY PREMIUM 43,216.00
TOTAL PAYMENT RECEIVED TO DATE 9,651.00
TOTAL REFUNDS
FEES BILLED TO DATE 130.00
TOTAL OUTSTANDING BALANCE* 29,077.00
FFadure
edpytabove.he above rnghc resuk in cancellation of an workers' covering the insured
y compensation policy chatrs currently in force
Thank you for kisrring with A/G
RETURN PAYMENT COUPON BELOW WITH YOUR PAYMENT **** DO NOT SEND A PHOTOCOPY
'INVOICE CUSTOMER ID AMOUNT DUE DETAIL ABOVE** AMOUNT ENCLOSED
400000146798 1026498671 29,077.00
POLICIES INVOICED - - - - - -- -- - - - -- —
C 51750614
❑ CHECK HERE IF YOUR ADDRESS HAS CHANGED AND COMPLETE FORM ON REVERSE SIDE
❑ CHECK HERE IF YOUR POLICY IS FINANCED
Please make your check payable to AIG and include this Payment Coupon to ensure proper credit to your account.
AIG BILLED TO:
NEWBURG TRANSPORT LLC
22427 Network Place 25 TURNPIKE ROAD
Chicago, IL 60673-1224 NEWBURG, PA 17240-0000
INSUREDS COPY
013 00000000400000146798 06022013 0 00000002907700 6
EXHIBIT D
AIG
AUDUBON INSURANCE COMPANY GRANITE STATE INSURANCE CO.
CHARTIS SPECIALTY INS. CO. ILLINOIS NATIONAL INSURANCE CO. NEW HA N INDEMNITY COMPANY
CHARTIS SELECT INSURANCE COMPANY INS CO OF THE STATE OF PENN NEW HAMPSHIRE INSURANCE CO.
AMERICAN HOME INSURANCE CO. LEXINGTON INSURANCE COMPANY LANDMARK INSURANCE COMPANY
CHARTIS PROPERTY CASUALTY CO. CHARTIS CASUALTY COMPANY NATIONAL UNION F.L. E LA
CHARTIS
COMMERCE& INDUSTRY INS CO. NATIONAL UNION FIRE INS. CO. AIG INSU EXCESS LIMITED
URANCE COMPANY OF CANADA
ADDITIONAL INFORMATION
Please refer to the policy Extension form 7754 for each state for any state surcharges/assessments.
EXPLANATION OF TERMS and CANCELLATION PROCEDURE
If a Notice of Cancellation has been issued in connection with any policy identified in the Invoice, this Invoice does not rescind or supercede
the Notice of Cancellation or reinstate the policy; nor is it an offer to do so.
The "Currently Billed Due Date" is the date your payment is due in our office. Fees and charges, if applicable, will be assessed on the next
bill date. See fees and charges section for detail.
If you fail to pay the currently billed amount, or pay less than the currently billed amount, we may issue a legal cancellation notice due
to nonpayment of premium.
FULL PAYMENT PAYMENT OPTIONS
Pay the premium in full, with no installment fee. SELECTED PAYMENT PLAN
Pay the premium on the payment schedule shown below.
WC Policy Period: 03/29/2011 to 03/29/2012 Full Pay
Due Date:
Due Amt:
FEES DCHARGES,
Fees and charges vary by state. Actual fees and charg s a especiifedon the reverse
erse de of the invoice where applicable.
Fees and charges applicable to your account may include the following:
-An installment service fee of up to$10.00 may be charged for each installment billed.
-A late fee of up to $25.00 may be charged if an invoiced amount is not received by the invoice due date.
-An insufficient funds(NSF)fee of up to$30.00 may be charged for checks returned due to insufficient funds.
-A reinstatement fee of up to$30.00 may be charged when we agree to reinstate the policy after it has been cancelled for non-payment of
premium.
GENERAL INFORMATION
Please make your check payable to AIG. Include this Payment Coupon with your check to ensure proper credit to your account.
Please notify us immediately of any changes of address. It will help us to serve you better, and may prevent a late payment fee or
revocation of the installment payment privileges.
For policy changes please contact your producer. Print change or address,fax,telephone and e-mail below.
SEND PAYMENTS TO:
AIG
22427 Network Place STREET ADDRESS
Chicago, IL 60673-1224
CITY STATE
ZIP
SEND CORRESPONDENCE TO: BUSINESS PHONE NUMBER
AIG
Specialty Workers Compensation Group FAX NUMBER
PO Box 409
Parsippany, NJ 07054-0409
E-MAIL ADDRESS
EXHIBIT D
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
r -,LEO -Ir F ICE.
THE P ROI HONE
?0R SEP -2 PM 3: 57
CUMBERLAND COUNTY
PENNSYLVANIA
Commerce and Industry Insurance Company
vs.
Newburg Transport LLC
Case Number
2014-4696
SHERIFF'S RETURN OF SERVICE
08/12/2014 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry
for the within named Defendant to wit: Newburg Transport LLC, but was unable to locate the Defendant in
his bailiwick. The Sheriff therefore returns the within requested Complaint & Notice as "Not Served" at 25
Turnpike Road, Hopewell Township, Newburg, PA 17240. Defendants are not located at this address
they are now located at 10680 Cumberland Highway, Orrstown, which is in Franklin County.
08/12/2014 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry
for the within named Defendant to wit: Newburg Transport LLC, but was unable to locate the Defendant in
the Sheriffs bailiwick. The Sheriff therefore deputizes the Sheriff of Franklin, Pennsylvania to serve the
within Complaint & Notice according to law.
08/18/2014 01:08 PM - The requested Complaint & Notice served by the Sheriff of Franklin County upon Shannon
Black, who accepted for Newburg Transport LLC, at 10680 Cumberland Highway, Orrstown, PA 17244.
Dane Anthony, Sheriff, Return of Service attached to and made part of the within record.
SHERIFF COST: $28.00 SO ANSWERS,
August 25, 2014 RONfSS', R ANDERSON, SHERIFF
tc) CountySuite Shanff, Teleoserf. Inc.
0
0
rn
0
a
w
10680 CUMBERLAND HIGHWAY, ORRSTOWN, PA 17244
NEWBURG TRANSPORT LI
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
ai�«Lp
fI0
OF,F10E OF T:RE SRERIFF
Richard W Stewart
Solicitor
Commerce and Industry Insurance Company
vs.
Newburg Transport LLC
Case Number
2014-4696
SERVICE COVER SHEET
Service Details.
Category:
Manner:
Notes:
Serve To:
Name:
Primary
Address:
Phone:
Alternate
Address:
Phone:
Civil Action - Complaint & Notice
Deputize
Expires:
09/05/2014
Zone:
Warrant:
Newburg Transport LLC
10680 Cumberland Highway
Orrstown, PA 17244
DOB:
F..inahService:
Served:
Adult In
Charge:
Relation:
Date:
Deputy:
Personally • Adult In Charge • Posted Other
M/N040 SLA -CX, piib�
Time:
Mileage:
130e
Name:
Barbara S. Zicherman
[ Service Attem
Date:
Time:
Mileage:
Deputy:
Phone:
610-797-9000
is `i d ` pr �"` µ
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M1fi -'., .. eY. "'SZ�� A - l'S ��
'n:.'<�"yj�A � .��i�d..:,
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11)
E
E0WE'
AUG
2014
.13
Notes / Special=lnstruction
Now, August 12, 2014 I, Sheriff of Cumberland County, Pennsylvania do hereby deputize the Sheriff of Franklin County to
execute service of the documents herewith and make return thereof according to law.
Return To:
Cumberland County Sheriffs Office
One Courthouse Square
Carlisle, PA 17013
c) Couni;Snne Shrift. Teleosoft. Inc.
Ronny R Anderson, Sheriff
SHERIFF'S RETURN - REGULAR
CASE NO: 2014-00293 T
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF FRANKLIN
COMMERCE AND INDUSTRY INSURANC
VS
NEWBURG TRANSPORT LLC
BRIAN J CRAMER
County, Pennsylvania,
, Deputy Sheriff of FRANKLIN
who being
duly sworn according to law,
says, the within COMPLAINT
NEWBURG TRANSPORT LLC
was served upon
the
DEFENDANT , at 1308:00 Hour, on the 18th day of August , 2014
at 10680 CUMBERLAND HIGHWAY
ORRSTOWN, PA 17244 by handing to
SHANNON BLACK PRESIDENT
a true and attested copy of COMPLAINT
together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
.00
.00
.00
.00
.00
.00
Sworn and Subscribed to before
me this ///4 ---day of
aoPA A.D.
A -01-4A;'--
Notary 7
So Answers:
BRIAN J CRAMER
By e
Deputy eriff
08/19/2014
BARBARA S ZICHERMAN ESQ
COMMONWEALTH. OF PENNSYLVANIA
RICHARDNOT' • AL SEAL
O. *CARTY, Notary Public
Chambersburg Boro.
My Commission Franklin
Spires Jan. 29,, 20 2015
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION - LAW
COMMERCE AND INDUSTRY
INSURANCE COMPANY,
Plaintiff,
V.
NEWBURG TRANSPORT LLC
Defendant.
No. 14-4696 Civil Term
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PRAECIPE FOR DEFAULT JUDGMENT PURSUANT TO Pa.R.C.P. 1037(B)-:1
TO THE PROTHONOTARY:
• •
Please enter Judgment by Default in favor of Plaintiff and against Defendant for failing to
file an answer or otherwise plead to the Complaint. The amount of the judgment is as follows:
$29,077.00 Amount requested in Complaint
28.00 Sheriff fees
16.50 Additional Court fees
$29,121.50
Kindly enter judgment in the amount of $29,121.50.
(X)
()
Pursuant to PaRCP 237.1, I hereby certify that notice to file this praecipe was mailed to the
above-named Defendant on September 22, 2014 and copy of the 10 Day Notice, Certificate
of Mailing and correspondence relating to same is attached hereto as Exhibit "A".
Pursuant to PaRCP 237 (notice of praecipe for final judgment or decree), I hereby certify
that a copy of this praecipe has been mailed to each other party who has appeared in the
action or to his Attorney of Record.
Center Valley, Pennsylvania: October 3, 2014
Signature of Filing Party
Barbara S. Zicherman
I. D. No. 207348
4001 Schoolhouse Lane, P. 0. Box 219
Center Valley, PA 18034-0219
(610) 797-9000
Attorney for Plaintiff
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Edward J. Lentz
Joseph A Fitzpatrick. Jr.
Joseph A Bubba
Timothy D. Charlesworth
Douglas J. Smillie'
Emil W. Kantra II
Joseph S. D'Amico, Jr.*
Michael R Nesfeder
Catherine E N. Durso
Jane P Long
Erich J. Schock
James A. Bartholomew
Jacob M. Sitman*
Edward Hoffman, Jr.*
Steven T. Boell
Joshua A Gldea
Marie K. McConnell*
Barbara S. Zichermant
Anthony S. Rachuba IV*
Maraleen D. Shields*
Thomas J. Schlegel*
Colin J. Keefet
Gretchen L Geisser•
Mallory J. Sweeney'
tAlso admitted in NewYarc
*Also admitted in New Joie/
FITZPATRICK LENTZ &BUBBA
ATTORNEYS AT LAW
FITZPATRICK LENTZ & BUBBA, P.C. • 4001 SCHOOLHOUSE LANE • PO BOX 219 • CENTERVALLEY, PA 18034-0219
STABLER CORPORATE CENTER • PHONE: 610.797.9000 • FAX: 610.797.6663 • www.fkblaw.com
bzicherman@flblaw.com
September 22, 2014
Newburg Transport LLC
10680 Cumberland Highway
O rstown, PA 17244
RE: Commerce & Industry Insurance Company v. Newburg Transport LLC
Cumberland County C.C.P. Docket No. 14-4696 Civil Term
Dear Sir or Madam:
Enclosed is a Notice of Intent to Enter Default Judgment against you in the above -
captioned matter, Please read the Notice and give it your immediate attention.
BSZ/cjc
Enclosure
Very truly yours,
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Barbara S. Zicherman
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aUNITED STATES
POSTAL SERVICE• Certificate Of Ma C")
This Certificate 61 Maainy provides evidence that mail has been passer -dad St91d`s
ThIs loan may be used for domestic end International mai.
From:
.ie . „ick ntz & Bu as P.C. d3S6
To:
P. O. Box 219
Center Valley, PA 180
Newburg Trans • ort LLC
10680 Cumberland Highway
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Orrstown, PA 17244
PS Form 3817, Apr112007 PSN 7530-02.000.9065
EXHIBIT A
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James G Kellar
1927-2002
John R Mondschein
Special Counsel
Family and
Matrimonial Law
Douglas Panzer°
OfCousel
Mteiectiel Properly Law
Albertina 13 Lombardi*
Kathleen M. Mils
Of Counsel
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION - LAW
COMMERCE AND INDUSTRY
INSURANCE COMPANY,
Plaintiff,
v.
NEWBURG TRANSPORT LLC
Defendant.
To: Newburg Transport LLC
10680 Cumberland Highway
Orrstown, PA 17244
Date: September 22, 2014
No. 14-4696 Civil Term
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A
JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
1-800-990-9108
717-249-3166
FITZPATRICK LENTZ & BUBBA, P.C.
By: a%(114,
Barbara S. Ziherman
I.D. No. 207348
4001 Schoolhouse Lane, P.O. Box 219
Center Valley, PA 18034-0219
(610) 797-9000
Attorney for Plaintiff
EXHIBIT A
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION - LAW
COMMERCE AND INDUSTRY
INSURANCE COMPANY,
Plaintiff,
v.
NEWBURG TRANSPORT LLC
Defendant.
TO: Newburg Transport LLC
10680 Cumberland Highway
Orrstown, PA 17244
No. 14-4696 Civil Term
(X) Notice is given that judgment in the above -captioned Tatter has been entered
against you in the amount of $29,121.50 on lol $11 .
Notice is given that a judgment by confession in the above -captioned matter has
been entered against you in the amount of $ on
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(X) A copy of all documents filed with the Prothonotary - Civil Division in support of
the within judgment is/are enclosed.
Prothonotary/Clerk
BY:
If you have any questions regarding this Notice, please contact the filing party:
NAME: Barbara S. Zicherman
ADDRESS: Fitzpatrick Lentz & Bubba, P.C.
4001 Schoolhouse Lane
P.O. Box 219
Center Valley, PA 18034-0219
TELEPHONE NO. (610) 797-9000
(This Notice is given in accordance with Pa.R.C.P. 236.)
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
PRAECIPE FOR WRIT OF EXECUTION
Commerce & Industry Insurance Comp Confessed Judgment
Plaintiff Other
VS. File No. 14-4696 Civil Term
Newburg Transport LLC Amount Due $29,121.50
Defendant Interest
Address:
10680 Cumberland Highway
Orrstown, PA 17244
Atty's Comm
Costs
TO THE PROTHONOTARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale,
contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original
proceeding filed pursuant to act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as
amended.
Issue writ of execution in the above matter to the Sheriff of
County, for debt, interest and costs, upon the following described property of the defendant (s)
PRAECIPE FOR ATTACHMENT EXECUTION
Issue writ of attachment to the Sheriff of Cumberland County, for debt, interest
and costs, as above, directing attachment against the above-named garnishee(s) for the following property
(if real estate, supply six copies of the description; supply four copies of lengthy personalty list)
Any and all bank accounts at Members 1st Federal Credit Union including but not limited to acct. #7774104819
ICAin Simly pehl j ..4-5 Pn-t74S7
and all other property of the defendant(s) in the possession, custody or control of the said garnishee(s).
0 (Indicate) Index this writ against the garnishee (s) as a lis pendens against real estate of the
defendant(s) described in the attached exhibit.
Date 10/16/14 Signature:
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Print Name:
Address:
Attorney for:
Telephone:
Barbara S. Zicherman
P. 0. Box 219
Center Valley, PA 18034
Plaintiff
610-797-9000
SupremeiZ ID No: 207348
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66
THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY PA
DAVID D. BUELL, PROTHONOTARY
One Courthouse Square • Suite100 • Carlisle, PA • 17013
(717) 240-6195
www.cepa.net
COMMERCE & INDUSTRY INSURANCE COMPANY
Vs. NO 14-4696 Civil Term
CIVIL ACTION — LAW
NEWBURG TRANSPORT, LLC
WRIT OF EXECUTION
(Pa R.C.P. 3252)
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the judgment, interest and costs against NEWBURG TRANSPORT, LLC, 10680 CUMBERLAND
HIGHWAY, ORRSTOWN, PA 17244 Defendant (s)
(1) you are directed to levy upon the property of the defendant (s) and to sell the defendant (s) interest therein;
(2) you are also directed to attach the property of the defendant (s) not levied upon in the possession of
MEMBERS 1ST FEDERAL CREDIT UNIONGARNISHEE(S), as garnishee, 401 EAST KING STREET,
SHIPPENSBURG, PA 17257 (Specifically describe property) and to notify the garnishee that
ANY AND ALL BANK ACCOUNTS AT MEMBERS 1sT FCU INCLUDING BUT NOT LIMITED TO
ACCT. #7774104819 AND ALL OTHER PROPERTY OF THE DEFENDANT(S) IN THE POSSESSION,
CUSTODY OR CONTROL OF SAID GARNISHEE(S).
(a) an attachment has been issued;
(b) except as provided in paragraph (c), the garnishee is enjoined from paying any debt to or for the account of the
defendant (s) and from delivering any property of the, defendant (s) or otherwise disposing thereof;
(c) the attachment shall not include
(i) the first $10,000 of each account of the defendant (s) with a bank or other financial institution containing any
funds which are deposited electronically on a recurring basis and are identified as being funds that upon deposit
are exempt from execution, levy or attachment under Pennsylvania or federal law.
) each account of the defendant (s) with a bank or other financial institution in which funds on deposit exceed
$10,000.00 at any time if all funds are deposited electronically on a recurring basis and are identified as being
funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law.
(iii) any funds in an account of the defendant (s) with a bank or other financial institution that total $300 or less. If
multiple accounts are attached, a total of $300 in all accounts shall not be subject to levy and attachment as
determined by the executing officer. The funds shall be set aside pursuant to the defendant (s) general
exemption provided in 42 Pa.C.S. § 8123.
(3) if property of the defendant (s) not levied upon and subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify such other person that he or she has been added
as a garnishee and is enjoined as above stated.
Amount Due $29,121.50
Interest
Attorney's Comm. %
Attorney Paid $189.25
Date: 10/20/14
(Seal)
Plaintiff Paid
Law Library $.50
Due Prothonotary $2.25
Other Costs
David D. Buell, Prothonotary
REQUESTING PARTY:
Name : BARBARA S. ZICHERMAN, ESQUIRE
Address: FITZPATRICK, LENTZ & BUBBA, P.C.
P.O. BOX 219
CENTER VALLEY, PA 18034
Attorney for: PLAINTIFF
Telephone: 610-797-9000
Supreme Court ID No. 207348
MAJOR EXEMPTIONS UNDER PENNSYLVANIA
AND FEDERAL LAW
1. $300 statutory exemption
2. Bibles, school books, sewing machines, uniforms and equipment
3. Most wages and unemployment compensation
4. Social Security benefits
5. Certain retirement funds and accounts
6. Certain veteran and armed forces benefits
7. Certain insurance proceeds
8. Such other exemptions as may be provided by law
2
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
u
-OFF T Ht_ PRO -ft -IONS -TAW(
2011 OCT 24 M 9: 52
nFFICL FTHE .ERIFF CuMBERLAND COUNTY,
• PENNSYLVANIA
Commerce and Industry Insurance Company
vs. Case Number
Newburg Transport LLC 2014-4696
SHERIFF'S RETURN OF SERVICE
10/22/2014 11:05 AM - William Cline, Deputy, who being duly sworn according to law, attached as herein commanded
all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control
of the within named garnishee, Members 1st Federal Credit Union, 1166 Walnut Bottom Road, South
Middleton Township, Carlisle, PA 17015, Cumberland County, by handing to Paula Breitenbach, Member
Service, personally three copies of interrogatories together with three true and attested copies of the Writ
of Execution and made the contents there of known to her.
The writ of execution and notice to defendant was mailed on October 23, 2014 to ewbu;: Transport, Inc.
at 10680 Cumberland Highway, Orrstown, PA 17244.
W"LIA CLINE, DEPUTY
SO ANSWERS,
October 23, 2014 RONNY R ANDERSON, SHERIFF
(c) CountySu o Sheriff, Teleosoff. enc
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
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Commerce and Industry Insurance Company
vs.
Newburg Transport LLC
Case Number
2014-4696
SHERIFF'S RETURN OF SERVICE
10/22/2014 11:05 AM - William Cline, Deputy, who being duly sworn according to law, attached as herein
commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands,
possession, or control of the within named garnishee, Members 1st Federal Credit Union, 1166 Walnut
Bottom Road, South Middleton Township, Carlisle, PA 17015, Cumberland County, by handing to Paula
Breitenbach, Member Service, personally three copies of interrogatories together with three true and
attested copies of the Writ of Execution and made the contents there of known to her.
The writ of execution and notice to defendant was mailed on October 23, 2014 to Newburg Transport,
Inc. at 10680 Cumberland Highway, Orrstown, PA 17244.
10/29/2014 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states this writ is returned STAYED
at request of plaintiffs attorney.
SHERIFF COST: $89.76 SO ANSWERS,
October 29, 2014 RONNY R ANDERSON, SHERIFF
(c) CountySuito Sheriff, Teleosoft, Inc.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION - LAW
COMMERCE AND INDUSTRY
INSURANCE COMPANY,
Plaintiff,
v.
NEWBURG TRANSPORT LLC,
Defendant,
v.
MEMBERS 1ST FEDERAL
CREDIT UNION,
Garnishee.
No. 14-4696 Civil Term
PRAECIPE TO DISSOLVE WRIT OF EXECUTION
AS TO GARNISHEE, MEMBERS 1ST FEDERAL CREDIT UNION
TO THE PROTHONOTARY:
Kindly dissolve Plaintiff's Writ of Execution Attachment as to Garnishee, Members 1st
Federal Credit Union, in the above captioned matter.
FITZPATRICK LENTZ & BUBBA, P.C.
Dated: October 29, 2014 BY: ' CUA/t3
Barbara S. Zicherman"
I.D. No. 207348
4001 Schoolhouse Lane
P.O. Box 219
Center Valley, PA 18034-0219
Attorney for Plaintiff
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