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HomeMy WebLinkAbout14-4950 Supreme Co, Pennsylvania Cou q�am' n Pleas C1 a et CUMB o unty a The information collected on this form is used solely for court administration purposes.This form does not supplement or replace the filing and service o leadin s or other a ers as required by law or rules o court. \ Commencement of Action: ®Complaint ❑ Writ of Summons []Petition E) Transfer from Another Juris diction ❑DeclarationofTaldng Lead Plaintiffs Name: Lead Dd mdant's Name: PORTFOLIO RECOVERY ASSOCIATES,LLC FLORENCE MCGUIRE r Are money damages requested?® Yes ❑ No Dollar Amount Requested: X within arbitration limits (Check one) outside arbitration limits Is this a Class Action Suit? ❑Yes_ ®No Is this an MDJAppeal? ❑Yes ®No ` Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R Garvey ❑ Check here if you have no attorney(are a Self-Represented[Pro Se]Litigant) °\ Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes,your PRIM4RY CASE. If.you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVII.APPFAI:S ❑ Intentional s , E] Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ E] Board of Flections Nuisance ® Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other ❑ Product Liability(does not include mass tort) ❑ Employment Dispute: ❑ Slander/Label/Defamation Discrimination ❑ Other: E] Zoning Board \\ p Employment Dispute:Other ❑ Other: l ❑ Other: MASS TORT ❑ Asbestos ❑ Tobacco ❑ Toxic Tort-DES REAL PROPERTY MISCELLANEOUS F1 Toxic Tort-Implant ❑ Ejectment ❑ Common Law/Statutory Arbitration F1 Toxic Waste ❑ Earinent Domain/Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Ground Rent . , ❑ Mandamus ❑ Landlord/Tenant Dispute E] Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Commercial Quo Warranto ❑ Partition ❑ Replevin N PROFESSIONALLiABILJTY El Quiet Title ❑ Other: ❑ Dental ❑ Other: Legal ❑ Medical ❑ Other Professional: 16-29741 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION COVER SHEET Plaintiff(s) PORTFOLIO RECOVERY ASSOCIATES,LIC Case Number: assignee of GE CAPITAL RETAIL BANK/CARE CREDIT 120 CORPORATE BLVD NORFOI K,VA 23502 Type of pleading: Civil Complaint Code and Classification:Commencement of Action Filed on behalf of: Portfolio Recovery Associates, LLC assignee of GE CAPITAL RETAIL BANK/CARE CREDIT (Name of the filing party) Vs ® CounselofRecord ❑ Individual,If Pro Se Defendant(s) Name,Address and Telephone Number: FLORENCEMCGUIRE Carrie A. Brown, Esq., PA Bar 94055 111 BUCHERHLRD Robert N. Polas, Jr., Esq., PA Bar 201259 BOILING SPRINGS PA 17007 Mark R Garvey, Esq., PA Bar 312686 , 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1-866-428-8102 Attorney's State ID: Attorney's Firm ID: 16-29741 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD /' _ Q�© NORFOLK, VA 23502 No. 4 a-WA-Ferm Plaintiff, V. C7 FLORENCE MCGUIRE Zr 111 BUCHER HL RD BOILING SPRINGS PA 17007Fil Defendant. D r-= Car NOTICE -�c You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association I(5.q5 PA A-rTq 32 South Bedford Street Carlisle, PA 17013 C �3�{(p(( 5080-9 (717) 249-3166 �� 3190 jQ/V7 16-29741 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained wfl1 be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. FLORENCE MCGUIRE 111 BUCHER HL RD BOILING SPRINGS PA 17007 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si faIla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 16-29741 Esta conituiicacion.es de un cobrador de deudas y es un nitent do cobrar tura deuda. Cualquier nfronmcion sera utilimda para ese proposito. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. FLORENCE MCGUIRE 111 BUCBER BL RD BOILING SPRINGS PA 17007 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, FLORENCE MCGUIRE, is an adult individual with last known address of 111 BUCBER BL RD, BOILING SPRINGS PA 17007. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/CARE CREDIT on August 19, 2011 with account number ************6174(hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by This co imwiication is from a debt collector and is ari attempt to collect a debt. Any inforim ion obtained will be used for that purpose. Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A" 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on July 21, 2013. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ CARE CREDIT and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A" 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$3,315.30. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, FLORENCE MCGUIRE, ' amount of$3,315.30 s osts of this action and any other relief as the Court deems just r able. ie A Brown, Esquire, #94055 Robert N. Polas, Jr., Esquire, #201259 Mark R Garvey, Esquire, #312686 Attorneys for Plaintiff 16-29741 This comrnwiication is from a debt collector and is an attempt to collect a debt. Any information obtained will.be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, . way • hereby states that he/she is authorized to take this verification on . behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief based upon information provided by the Plaintiff The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: J U L 0117 2014 By: (� Dwayne E.Davip Custodian of Records 16-29741 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used.for that purpose. GE Capital BILL of SALE PRA PSCC Fresh—December 2013 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement"),dated as of this 0 day of July,2013 by and between General Electric Capital Corporation,GE Capital Retail Bank,GEMB Lending,Inc.,Monogram Credit Services,L.L.C.,RFS Holding,L.L.C.,and GEM Holding,L.L.C.(collectively"Seller")and Portfolio Recovery Associates,LLC("Buyer's,Seiler hereby transfers,sells,conveys,grants,and delivers to Buyer,its successors and assigns,without recourse except as set forth in the Agreement,to the extent of its ownership,the Receivables as set forth in the Notification Files(as defined in the Agreement),delivered by Seller to Buyer on December 19,2013,and as further described in the Agreement. GE Capital Retail.Sank Monogram Credit Services,L.L.C. By: W Bv: Ken Wojcik Attomey in F&Aen Wojcik Title: EVP Collections&Recovery, Date: O I • DCc- I - Date: Ot• 0L .i RFS H olding,L.L.0 General Electric Capital Corporation By: Attorney in F Ken Wojcik By: L, �. �. Attorney in Fad Ken Wojcik Date: V\' °6.14 Date: a _O&•{t{ GEM Holding,L.L. GEMB Lending,Inc. By: • Attorney in Fac en Wojcik J By ! Attorney in Fe Ken Wojcik Date: Date: Portfolio Recovery Associates,LLC $ � f 4 . . y. Title: �� � CARECREDIT/GECRB Cardholder Name: FLORENCE MCGUIRE GE Mone Account Number: 6174 Money Statement Closing a e: Summary of Account Activity Payment Information Previous Balance $3.280.30 New Balance $0.00 + New Purchases $0.00 Total Minimum Payment Due $1,229.00 - Payments $0.00 Payment Due Date 11/22/2013 +/- Credits,Fees&Adjustments(net) $3,280.30- PAYMENT DUE BY 5 P.M.EASTERN ON THE DUE DATE. +/- Interest Charge(net) $0.00 We may convert your payment into an electronic debit. See New Balance $0.00 reverse side. Credit Limit $4,000.00 Available Credit $0.00 Late Payment Warning:If we do not receive your Total Days in Billing Period 27 Minimum Payment Due by the Payment Due Date listed above, / you may have to pay a late fee up to$35.00. Pay online for free at:gogecapital.com For GE Capital Retail Bank customer service or to report your card lost or stolen,call 1.866-893-7864. Best times to call are Wednesday-Friday. Promotional Purchase Summary Promotional Promotional Deferred Tran Date Description Initial Expiration Balance Interest Charge Purchase Date Amount UNTIL PAID OFF $2,247.14 $0.00 08/18/2011 Fixed Payment Reduced Apr $4,000.00 A summary of your promotional purchase is provided above. If you have a DEFERRED INTEREST/NO INTEREST IF PAID IN FULL promotion:To avoid paying Deferred Interest Charges on these promotion(s),you must pay the entire applicable Promotional Balance by the Promotional Expiration Date. On a Fixed Payment(Extended Payment Plan)promotional purchase,the Interest Charge is billed monthly and included as part of the Minimum Payment due. To make more than one payment see Make Payment To address or pay online at gogecapital.com. Transaction Summary Tran Data Fost Date Reference Number Description Amount 11/20/2013 11/20/2013 F90720OA400999990 CHARGE OFF ACCOUNT-PRINCIPALS $2,136.02 CR 11/20/2013 11/20/2013 F90720OA400999990 CHARGE OFF ACCOUNT*FINANCE $1,179.28 CR CHARGES' FEES 11/16/2013 11/16/2013 LATE FEE $35.00 TOTAL FEES FOR THIS PERIOD $35.00 INTEREST CHARGED 11/20/2013 11/20/2013 INTEREST CHARGE ON PURCHASES $0.00 TOTAL INTEREST FOR THIS PERIOD $0.00 2013 Totals Year-to-Date Total Fees Charged in 2013 $385.00 Total Interest Charged in 2013 $465.70 Total Interest Paid in 2013 $217.81 Interest Charge Calculation Expiration Date Annual Balance Subject to Interest Charge Type of Balance Percentage Interest Rate Rate(APR) Purchases NA 26.99% $0.00 $0.00 Fixed Payment Reduced Apr UNTIL PAID OFF 14.90% $0.00 $0.00 'NOTICE: See reverse side and additional pages(if any)for important information concerning your account. 5302 DFH 1 3 21 131120 Z D PAGE 1 of 3 9072 3200 XB37 OlEJ5302 Pay online at gogecapitatcom or enclose this coupon with your check.Please use blue or black ink. —I Total Minimum Past Due Payment New Account Number Payment Due Amount Due Date Balance $1,229.00 $0.00 11/22/2013 $0.00 6174 Payment Enclosed: $ 0000n. ❑ New address or e-mail? Payment due includes$0.00 past due.Please pay the past due amount PROMPTLY. Check the box at left and print changes on back FLORENCE MCGUIRE BUCHER HILL RD BOILING SPRINGS PA 17007-9696 Make Payment to: GE CAPITAL RETAIL BANK BO PO BOX 960061 ORLANDO,FL 32896-0061 Customer S wWoe'Questions:Por account informatkn,please call the tollfree mnnber on the horn of this statement.Unless your name is fistedon this statement,your access to Information an the account may be limited.You may also mailquestions(but nnt payments)to:P.Q Box981127,BPas,TX79998-1127.i kaselndudeyoura000umt numberonany conespondenoe yousend torte Payments Send payments to the address fisted on the remittance coupon portion of this statement or pay online at w%w.aemoneu.com. OvernWPaymentwpaymentscannot bemade Inpersonmallpaymentsto:Whkx yEhnk140VAWvaSpringsRoadiangwooct 8-32779 Notice:SeebekwvforyotffWmg Rghtsandodwhnportant informatlen Tekphoningabout bBRngertorswf l notpreserve y—rVds underfederallaw.To pveseneyourrights,please write to ourBVinglnqu6tesAddress,PQ 8=981438,Bfbsq 1X79998.1438. P rchase4 mtur sand paymenfsmadejust prtatoWringdate may not appearunt8next months statement.We reserve the right to obtain payment ekcbonkally for any check or other Instrument that you send to us by Initiating an ACH(elecbonk)debit In the amount of your check or irstrument to youraeemmt.Yourcneck orhhstrtument wf8 not be returned to you by us or your bank Nxr bank account maybe debited as early as the same day we receive your payment.You may Goose not to have your payment collected electronically by senting your payment(with the remittance coupon),in your own envelope–not the enclosed remtttanceenvelope,addressedto:POBox530960,Atlanta,G430353-0960ardnot thepaymentaddress. What To Do If You Think You Rnd A Mistake On Your Statement:M you think there is an error on yourstatement,write to us at:GE Money Muck,PQ fox 981436,B Pas%7X79998.1438.In your letterghe us the fallowing Information:.Account Informatkm:lbur nameandaecount number.DDOaramowd.*The ab8aramount of ft suspededenw.De-mfpthn dprebtern:Hyouthhdkthere lsan moron yaurbil{describe what youbefieve is wrougand whyyoubelieve h isa mistake.Nxrmust eornad us within 60 daysafterthe error appeared on your statement.You must no*us of arty potential errors in writirna 1bu may call use but IF you do we are not required to hnestigate any potential enors and you may have to pay the amount In questkm Whik we Investigate whether or not there hasbeen an error,the foliowhV aretrue: .We cannot try to collect the amount In question orreport you as defrnqueW on that amount..The charge In question may remain on yourstatement and we may continue to charge you interest on that arnokmt.Art,B we determine that we made a mistake,you wffl not have to pay the amount In question or any Interest or other fees related to that amount..While you do not have to pay the amount In question,you are msporslbk for the remainder of yourbalance..We can appfyanyLmpakfamount against yoraedit Smit. Your Rghts If You Are Dissatisfied With Your Credit Card Purchases Ifyouam dssatlsfked with the goods or services that you have pure based with youraedit can%andyouhave UWingoodfalth to correct theprobiem with the merchant,youmay have the rfght not to pay the remaining amount due on the purchase.To usethlsutghtaft ofthe fdur /owingmustbetrue.1)Thepdnasemusthawbeen your made In yohome state or within 100 miles of yourament mailing address,and the purchase price must have been more than$50. (Note:Neither ofthese are necessary ff your purchase was based on an advertisernent we mailed to you,or Bwe own the company that sold you the goads or services.)2)You must have used your oecift card for the purchase.Purchases made with cash advances from anA7Morwitha check that accesesyouraedd cardaecount do not quafdy.3)lbumustnot yet have fully pall forthe purchase. ff all of the criteria above are met and you are still dssathfied with the purchase,contact us in writhgat:PQ Box981438,B Pis%7X 79996-1438.While we Investlgate,the same rules apply to the drsputedamount as dkaussedabove.After we finish okrinvestfgation, we w81tellyouourdecfsioa M that point,ffwe fmnkyouowe an ammntandyoudorotpay we maymport youasdeilnquent. Information About Payments:You may pay more than the Total Minimum Payment at any time Paymentsmcehed after 5.,00 RW (E7)onairydaywillbecreditedasofthenextday.CredittoyouraccountmaybedelayeduptoiTvedaysflpayment(a)isnotreceived aI thepayment addess,pu)isnot made In U.S dollars drawn on a U.S flnancialinstituti nJo ated in the U.S,(c)is not accompardedby the remittance coupon attached to your statement,(d)contains mom than one payment or remittance coupon,(e)Is not received in the remittance envelope provided or(ry Includes staples,paper 0474 rape,a folded check or correspondence of any type.Gbnditioal Faymernts A9 written communications concerning disprted amowt%Including any check or other payment lnshumerd that:to hnficates that the payment constitutes`payment in fulP'orIstendered as buil satisfaction of disputed amount,or#0 is tendered with othermx6ttasaBmltatio s(UspkRediayment4 mustbe malledorderneredto usat RQ Bax981438,BPasq 7X79998.1438. Credits to)our Account:M amount shown with a CR next to the amount Is a aedit of credit balance unless otherwise Indicated CredtswiAbe apprkedtoymrpmviousbakneelmmeJratey uponmoelpt,but wl8noisatWyanyrequhedpaymentthat maybedue. Telephone Monitoring:For quality control purpose;you permit us to listen to or record telephone calls between you and us Credit loportsand Account Information:lf youbefieve that we may have reportedi aoc rateInformation about you toa consumer- reporting agency, orsumer- reporthrgagency,please contact usat PQ Box 981439,BPaso,7X79998-1439.in doing so,please kbW fy the Ina cc rate infornation and tefluswhy yoube8evehfsIncorrect.ffyouhavea copy of the aed1freport that incudes the Inaccuratefnformatlon,pleasekohrde a copy of that report.We may report information about your account to aedn beneaus Late payment;missedpayment;or other defaukson youraccmmt mayberenectedin yeuraedt mport. Variable Rate lnformatlon:Ifany of yourARle are varfabfe,that APRwZY vary with the market based on the Rime late How Long Win the FenaltylbteAppty9 HyorAPFleare Irxxeasedbecause youmade a late payment,the PenaltyAPRwRapply until youmakesixcoseauWemhdrnum paymentswhendue. How WeC IculateInterest:WL-useamethodcafed'da8ybalanee'.Durfngblilhgcycles inwhich kneuestiscarged,for eachbalaroe type on your account we figure the Interest charge on your account by applying the periodic rate to the`daly balanoe"of your account foreach day in the billing cycle.A separate daft'balance wX be calculated for the following balance types,as applicable: pu mWseA balance transfers,cash advances and other balances that are su4ect to different Interest rates,plans or special promotions first,we determine the`daffy balance"Todetermhhe the dafybalariM we take thebeginning balance each day,addany new charges and fees posted that day,and subtract any payments and credits posted that day.This gives us the darty baanoe. Second,we cakxdaIe the amount of interest changed To do this,we muftipy the approabk daily rate by each daft'balance on your account.Th K we add the Interest amort to the daily balance,andthe sum wail become the beginning balance for the foliowirg day. lbkrhnereslcharge fortheWing cycle Isthe a mntthheinterestamounts that were cargedeachday owing the Uffingcycle for each bala rice type.We charge a minimum of$2 of/Merest In any y billing cycle In which you owe interest. Pa yi gInterest:Your due date Isatlea st 23 days afterthhe dose deadhbBngcycle.We wlBnot charge you anyintemst on purchases Hyou payyourentirebalanceby the due date each month We wIDbegin charginginterest on cash advancesandbalarce transfers,IF applicable;on the transaction date. Bankruptcy Notice.N you file bankruptcy you must send us notice,hwJudmg account number and all hdomatfon related to the pnoceedmgtothe following addresrGFMoneyBan);&M.B t*WcyDept,PQBox 103106,RosweA6430076. Your account is ownedandservloedbyGEMmneyBank. Fbrcomplete term and eonddi rsofyouraccvunt,twnsuftyourQedll CardAgmement. Hearing Impaired*7DDusrsca8l-877-448.8512 onns302-a-06/22/10 Use ofinformationAbout You and llurAccount:OurPhacyfor desafbesouroolkwtionanddsGosreoffnfa►mationaboutyou and your Account.n you would Ilke another copy of the PNacy Fb/ky,please call us at the customer service telephone number indkatedon the from oftidsstatement. This Is an attempt to collect a debt and any prior adon obtained will be used for that purpose. 81 prov%dW a telephone number onmy account,i consent to GEMoney Bank and arty cher owner or servker of my account ch ealtatgmeaboutmyaccount,Ind, ngusinganycontactfnfomatfonoce8phonenumbers)provide,andlconserdtotheuseof myautomatic telephone diafmgsystemandoranartfficalorrereeadedvnloewhen contacting me,even lflamcargedforthe call und-myphoneplan For Granges of address phone number and(or mall,please check the box and print the changes below or visit us on-line at wwwgemonevoom. Name skeet ArkAess Z g, Rune# Email Orme+ adesa,orer cvrorR.evoeegm.r anar.wes eeeuree.wmrwym BYFWWDNGXXRB"LAWIM SIDUAGREE7DREOWBOILO W KMCfUIONAWUTYOURAOC(XWANDALSOGW FS TAS9W FOR USMFFVWDEYOU BOILADDR6S.S7D7HEGYOURC4FV Cardholder Name: FLORENCE MCGUIRE Account Numb 6174 Statement Closing Date:11/20/2013 Cardholder News&Information Statement not provided to customer. Please remember that if we do not receive the total minimum payment due on your account by the due date,you will be assessed a late fee. In order to protect your account privacy,we are unable to provide account information to anyone other than the cardholder(s)or an authorized party.If you wish to permit us to speak to an authorized party such as a spouse about your account,please send written authorization to the General Inquiries address. —I 5302 DFH 1 3 21 131120 Z DPAUE 2 of 3 9072 3200 Y.e?7 Ot J5302 J 5302 CFH 1 3 21 131120 7,p rArE 3 of 3 9072 3200 XB37 OMT5302 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY ii 1 OFFICE OF THE SHERIFF 8114 SEP -2 Pti : 5E) CU BEW ANO CODS f `f S'ExSS.I'LVANIA Portfolio Recovery Associates, LLC vs. Florence McGuire Case Number 2014-4950 SHERIFF'S RETURN OF SERVICE 08/25/2014 11:50 AM - Deputy William Cline, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves toe the Defendant, to wit: Florence McGuire at 111 Bucher Hill Road, Apt 3, South Middleton, Boilin• S'°'Ings, PA 17007. AM LINE, DEPUTY SHERIFF COST: $35.27 SO ANSWERS, August 26, 2014 RONZ ANDERSON, SHERIFF (c) CcuntySuae Sheritr, Teleosoft, Inc. IN THE COURT OF THE COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC : 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. FLORENCE MCGUIRE 111 BUCHER HL RD BOILING SPRINGS PA 17007 Defendant No. 14-4950 PRAECIPE FOR JUDGMENT BY CONSENT s -- Kindly enter Judgment against the Defendant, FLORENCE MCGUIRE, in the amount of $3108.10 plus costs, based upon the consent, of the parties. CONSENTED TO: DATE: / t J ;G 0 / FLORENCE MCGUIRE 111 BUCHER HL RD BOILING SPRINGS PA 17007 16-29741 Robert N. Polas, Jr., Esquire # 201259 Carrie A. Brown, Esquire, # 94055 Mark R: Garvey, Esquire # 312686 Gregory J. Babcock, Esquire # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 (T) 1-866-428-8102 (F) (757) 518-0860 Attorneys for Plaintiff 411).51)10i 19.1 C#6oy73o 2#-313 q3 y This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. IN THE COURT OF COMMON PLEASE OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Portfolio Recovery Associates LLC Plaintiff(s) vs. Florence Mcguire Defendant(s) File No.14-4950 NOTICE OF FILING JUDGMENT Notice is hereby given that a Consent Judgment in the above - captioned matter has been entered against you in the amount of $ 301o2.to on /1/ /f , .6/5/ A copy of all document filed with Prothonotary in support for the within judgme /are enclosed. Prothonotary/Clerk, Civil Division by: Deputy If you have any questions regarding this Notice, please contact the filing party: Name: Mark R Garvey Esq Attorney for Party: Plaintiff Supreme Court ID No.: 312686 Address: 120 Corporate Blvd Norfolk, VA 23502 Telephone No.: 866-428-8102 (This Notice is given in accordance with Pa. R.C.P. No. 236)