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HomeMy WebLinkAbout07-29-14 (2) REV-1500 EX(02.11) 1505610143 PA Department of Revenue OFFICIAL USE ONLY p pennsyivania County Code Year file Number Bureau of Individual Taxes °EPA"" 'OGRE1E11e PO BOx.280601 INHERITANCE TAX RETURN 21 14 0127 Harrisburg,PA 17128.0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW - 12 27 2013 02 04 1920 Decedent's Last Name Suffix Decedent's First Name MI KING EDNA A (if Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW o 1. Original Return 2. Supplemental Return ❑ 3. Remainder Return(Date Of Death Prior to 12-13-82) 4. Limited Estate 4a.Future Interest Compromise 5. Federal Estate Tax Return Required (date of deaf after 12,12-82) g Decedent Died Testate 7. Daig he�a aig1ried a Living Trust _i B. Total Number of Safe Deposit Boxes (Attach Copyof Wiiq Py rust) 9. Litigation Proceeds Received % soaural PovercV Credafjllate of Death I I-Election to tax under Sec.9113(A) �M'oen 11-31-51 an -is6y (Attach Schedule O) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number LINDA J OLSEN ESQ 717 540 4332 REGISTEPF WILLS USE ONLY First Line of Address T; rw_ Fri 2000 LINGLESTOWN ROAD Second Line of Address STATE 202 �CD PD FILEDr.,p `. City or Post Office State ZIP Code _ HARRISBURG PA 17110 -_J Correspondent's e-mail address: lolsen(Whazenelderlaw.com Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative Is based mall information of which preparer has any knowledge. SIGNATURE OF PER N ftE PON LEE FOR Y FILING RETURN DATE Z.. e Richard Earl Price 47 1aJ /i+ ADDRESS 689 Easton Rd Bumpass VA 23024 SIGN U F PREPARER THER AN REPRESENTATIVE DATE �� � Linda J. Olsen Esq. 7 h fj5� 2000 Linglestown Road Harrisburg, PA 17110 Side 1 1505610143 1505610143 J�� 1505610243 REV-1500 EX Deoedenrs Name King Edna A. I. Real Estate(Schedule A)............................................................... 2. Stocks and Bonds(Schedule B)............................................................................. 2. 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) - 4. Mortgages&Notes Receivable(Schedule D)........................................................ q. 5. Cash,Bank Deposits&Miscellaneous Personal Property(Schedule E)............... 5. 355 . 66 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6. 7. Inter-Vivos Transfers&Miscellaneous I�{oq Probate Property 334 . 18 (Schedule G) LJ Separate Billing Requested............ 7' 12, 450 . 27 8. Total Gross Assets (total Lines 1 through 7).................................................. 6' 9. Funeral Expenses and Administrative Costs(Schedule H)............ 13, 140 . 11 9 10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule 1).......................... 459 . 89 11, Total Deductions(total Lines 9 and 10)................................................................ 11. 4 , 796. 33 12. Net Value of Estate(Line 8 minus Line 11)............................. .. . . 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which 12 8 , 343 . 78 an election to tax has not been made(Schedule J)............................................... 13_ 14. Net Value Subject to Tax(Line 12 minus Line 13)............................................... 14. 8 , 343 . 78 TAX COMPUTATION-SEE INSTRUCTIONS FOR APPLICABLE TES 15. Amount of Line 14 taxable RA at the spousal tax rate,or transfers under Sec. 9116 (a)(1.2)X.00 16. Amount of Line 14 taxable 15 0 . 00 at lineal rate X .045 294 . 62 16 17. Amount of Line 14 taxable 13 . 2 6 at sibling rate X.12 0 . 00 17. 18. Amount of Line 14 taxable 0 . 00 at collateral rate X.15 8 , 049. 16 18. 1 ,207 . 37 19. TAX DUE................................................................................................................ 19. 1 , 220 . 63 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. L Side 2 1505610243 1505610243 REV-1500 EX Page 3 File Number 21-14-0127 Decedent's Complete Address: DECEDENT'S NAME King, Edna A. _ STREETADDRESS 335 Wesley Dr. Apt.619 CITY ---i—_ii"_— STATE--- ZIP -- Mechanicsburg PA 17055 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 1,220.63 2. Credfts7Payments A. Prior Payments B. Discount 0.00 ^� Total Credits(A +B) (2) 0.00 3. Interest (3) _ 4, If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4) Check box on Page 2,Line 20 to request a refund 5, If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) 1,220.63 Make Check Payable t0: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN°X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes rrN�o a. retain the use or income of the property transferred;..........._.._.............................................................. LxJ b. retain the right to designate who shati use the property transferred or its income;..........._..................... c. retain a reversionary interest;or.........................._......_.........._.._,..........._.._............._........._............... x d. receive the promise for life of either payments,benefits or care?_.......................................................... x 1 If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?................................................_.................................................................. o r'� 3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?....... ❑ 4. Did decedent own an individual retirement account, annuity,or other non-probate property which ❑ ❑ contains a beneficiary designation?........................................_......._..._.._._............._.._.._.._....._.._..._........ x IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994 and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent(72 P.S.§9116(a)(1.t)(i)). For dates of death on or after January 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent (72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adaptive parent,or a stepparent of the child is 0 percent 172 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in(72 P.S.§9116(a)(1)]. • The fax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent(72 P.S.§9116(a)(1.3)]. A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. Rev-1506 EX.(11-10) pennsylvania SCHEDULE E DEPARTMENT OF REVENUE CASH, BANK DEPOSITS, & misc. INHERITANCE TAX TURN RESIDENT DECEDENT PERSONAL PROPERTY ESTATE OF King, Edna A. FILE NUMBER Include the proceeds of litigation and the data the proceeds were received by the estate. 21-14-0127 All Propertyjointlyowned with the right of sumvomhl p must be disclosed on schedule F. ITEM NUMBER DESCRIPTION VALUE AT DATE 1 Refund-Bethany Towers deposit OF DEATH 2 Refund-Bethany Towers rent 144.00 3 186.88 Refund-Verizon 24.78 TOTAL(Also enter on Line 5, Recapitulation) (If more space is needed,sectional pages of the same size) 355.66 Copyright(c)2010 form software only The Lackner Group, Inc. Form PA-1500 Schedule E(Rev. 11-10) ReY-1809 EXS(014 0) Pennsylvania SCHEDULE F DEPARTMENT OF REVENUE JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER King Edna A. 21-14-0127 O an asset was made joint within one year of the decedent's date of death,it must be reported on condone,G. SURVIVING JOINT TENANT(S)NAME ADDRESS RELATIONSHIP TO DECEDENT A. John K. Bucher 1608 Jacob Court Son Clearwater, FL 33756 B. C. JOINTLY OWNED PROPERTY: DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM LETTER DATE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT DATE OF DEATH DEWS DECE ENDS OdF'ERESfi NUMBER FOR JOINT MADE NUMBER OR SIMILAR IDENTIFYING NUMBER.ATTACH DEED FOR VALUE OF ASSE INTEREST TENANT JOINT JOINTLY-HELD REAL ESTATE. 1 A 11/25/2005 Wells Fargo eking acct.#xxxxxxxxx3585 -Jt. 668.36 50.000% 334.18 w/John Bucher TOTAL(Also enter on Line 6,Recapitulation) 334.18 (If more space is needed,addillonal pages of the same size) Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule F(Rev. 01-10) I Rev 4510 EX+(0IE09) SCHEDULE G Pennsylvania INTER-VIVOS TRANSFERS AND DEPARTMENT OF REVENUE INHERRANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER King, Edna A. 21-14-0127 This schadule must be completed and tiled if the answer to any of questions 1 through a on page three of the REV-1590 is yes. ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECOS EXCLOSION TAXABLE NUMBER THE GATE OF TROANSFER SATTACH ACO VEOF THHE DEED FFOR REAL ES ATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE 1 PSECU CD Acct.#801111S50-- POD Richard Price, 3,075.21 3,075.21 decedent's nephew 2 PSECU CD Acct.#801122S52-- POD Richard Price, 2,442.91 2,442.91 decedent's nephew 3 PSECU CD Acct.#8100331353-- POD Richard Price, 1,184.16 1,184.16 decedent's nephew 4 PSECU Savings Acct.#80114401 - -POD to Richard 5.79 5.79 Price,decedent's nephew 5 Wells Fargo CD#xxxxxx2990- -POD to Richard 2,517.80 2,517.80 Price,decedent's nephew 6 Wells Fargo primary acct.#2197285063- -POD to 2,871.36 2,871.36 Richard Price,decedent's nephew 7 Wells Fargo savings acct#xxxxxx5448- -POD to 353.04 35104 Richard Price,decedent's nephew TOTAL(Also enter on Line 7,Recapitulation) 12,450.27 (If more space Is needed,additional pages of the same size) Copyright(c)2009 form software only The Lackner Group,Inc. Form PA-1500 Schedule 6(Rev,08-09) REV-1611 EX+(1009) Pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RESIDENT DEC DENTTURN ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER King, Edna A. 21-14-0127 Decedent's debts must be reported on Schedule 1. ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s)attached 2,419,94 EL ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Street Address City State ZiD Year(s)Commission Paid 2, Attorney's Fees Hazen Elder Law 1,500.00 3, Family Exemption: (if decedent's address is not the same as claimant's,attach explanation) Claimant Street Address City State Zio Relationship of Claimant to Decedent 4. Probate Fees Register of Wills 153.50 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 263.00 See continuation schedule(s) attached TOTAL(Also enter on line 9, Recapitulation) 4,336.44 Copyright(c)2009 form software only The Lackner Group,Inc. Form PA-1500 Schedule H(Rev. 10-09) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER King Edna A. 21-14-0127 ITEM NUMBER DESCRIPTION AMOUNT Funeral Expenses 1 Hoffman-Roth funeral home 2,419.94 H-A 2,419.94 Other Administrative Costs 2 Central Penn Business Journal -Est.Advertisement 167.00 3 Cumberland Law Journal-est.advertisement 75.00 4 Harlande Clark-fee for estate checks 21.00 H-B7 263,00 Copyright(c)2002 form software only The Lackner Group,Inc. Form PA-1600 Schedule H(Rev.5-98) Rev-1512 EX.(12 48) pennsylvania SCHEDULE 1 DEPARTMENT OF REVENUE DEBTS OF DECEDENT, INHERITANCE TAX RETURN MORTGAGE LIABILITIES AND LIENS RESIDENT OECEDENi ESTATE OF Kin 2, Edna A. FILE NUMBER 21-14-0127 ITEM Report debts Inured by the decedent prior to death that remain.d Unpaid at the data of death,including--reimbursed medical expenses. NUMBER DESCRIPTION VALUE AT DATE 1 Bethany Towers -rent OF DEATH 2 CCRx-pharmacy from Bethany Village 195.00 3 Verizon-telephone 31.84 4 West Shore EMS-ambulance 39.79 193.26 TOTAL(Also enter on Line 10, Recapitulation) (If more space is needed,additional pages of the same size) 459.89 Copyright(c)2008 form software only The Lackner Group, Inc. Form PA-1500 Schedule I(Rev. 12-08) REV 4513 EX-(01-10) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF FILE NUMBER King, Edna A. 21-14-0127 RELATIONSHIP TO NUMBER NAME AND ADDRESS OF DECEDENT SHARE OF ESTATE AMOUNT OF ESTATE PERSONS)RECEIVING PROPERTY List 1 (Words) ($$$) i TAXABLE DISTRIBUTIONS [include outright spousal distributions,and transfers under Sec.9116(a)(1.2)] Richard Earl Price Nephew Residue of the 689 Easton Rd. Estate Bumpass,VA 23024 Total Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet,as appropriate. NON-TAXABLE DISTRIBUTIONS: II. A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART It -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEE Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule J(Rev.01-10) REGISTER OF WILLS CUMBERLAND COUNTY CERTIFICATE OF PENNSYLVANIA GRANT OF LETTERS No. 2014- 00127 PA No. 21- 14- 0127 Estate Of: EDNA A KING /F>sg Middle,Las(l Late Of: L 0 WER A L L EN TO WNSHIP CUMBERLAND COUNTY 0 Deceased Social Security No: 228-18-2894 WHEREAS, on the 10th day of March 2014 an instrument dated June 20th 2013 was admitted to probate as the last will of EDNA A KING lFiisG Middle,LasU la to of LOWER ALLEN TOWNSHIP, CUMBERLAND County, who died on the 27th day of December 2013 and WHEREAS, a true copy of the will as probated is annexed hereto. THEREFORE, I, LISA M. GRAYSON, ESQ. Register of wills in and for CUMBERLAND County, in the Commonwealth of Pennsylvania, hereby certify that I have this day granted Letters TESTAMENTARY to: RICHARD EARL PRICE who has duly qualified as EXECUTOR(RIX) and has agreed to administer the estate according to law, all of which fully appears of record in my office at CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PENNSYLVANIA. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal Of my office on the 10th day of March 2014. ./"47 iYY�Y1 yf rt t o Wl **NOTE** ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST) lAr7 LAST WILL AND TESTAMENT 1-10 OF EDNA A. KING Y"n Gn 1, EDNA A. KING, now domiciled in Cumberland County, Pennsylvania, declare this to be my Last Will and Testament. I revoke all other wills and codicils that I may have previously made. Article I My just debts and expenses of my last illness, funeral, and administration of my estate shall be paid by my Executor from the principal of my residuary estate as soon as practicable after my death. Article 11 All inheritance, estate, and succession taxes (including interest and penalties thereon, but not including any generation skipping tax) payable by reason of my death shall be paid out of and be charged generally against the principal of my residuary estate without reimbursement from any person. This provision is not a waiver of any right which my Executor has to claim reimbursement for any such taxes which become payable as the result of any property over which I have the power of appointment. Article III I give, devise and bequeath my tangible personal property in accordance with,any memorandum I have handwritten or signed, located with my will or with my valuable papers and found within thirty (30) days of the probate of my will. Gifts may only be to persons who survive me or to organizations which exist at my death, and if there is a conflict, the memorandum having the latest date shall govern. To the extent no such memorandum is found, or all of my tangible personal property is not disposed of pursuant thereto, my tangible personal property shall be added to my residuary estate and pass under Article IV hereof. Article IV All the rest, residue and remainder of my estate, of whatsoever nature and wheresoever situate, I give, devise and bequeath to my nephew, RICHARD EARL PRICE, of Bumpass, Virginia. In the event RICHARD EARL PRICE predeceases me or fails to survive me by thirty (30) days, then I give, devise and bequeath all the rest, residue and remainder of my estate, of whatsoever nature and wheresoever situate to my granddaughter, SHANNON MOODY, of Smithfield, Virginia. Article V I nominate, constitute and appoint my nephew, RICHARD EARL PRICE, of Bumpass, Virginia, as Executor of my Last Will and Testament. In the event of the renunciation, death, or inability to act, for any reason whatsoever of my Executor, I nominate, constitute and appoint my granddaughter, SHANNON MOODY, as successor Executor of my Last Will and Testament. I direct that my Executor or successor Executor be permitted to serve without bond. In addition to those powers granted by law, I grant them power to distribute in cash or in kind, in like or in unlike shares, and to file any qualified disclaimer I could have filed if living. My Executor or successor Executor shall receive reasonable compensation for services rendered to my estate. 2 Article VI In addition to the powers conferred by law, I authorize my Executor or successor Executor, in his/her absolute discretion: (a) to retain in the form received and to sell either at public or private sale, any real estate or personal property except that which I specifically bequeath herein, (b) to manage real estate, (c) to invest and reinvest in all forms of property without being confined to legal investments, and without regard to the principal of diversification, (d) to exercise any option or right arising from the ownership of investments, (e) to compromise claims without court approval and without consent of any beneficiary, (f) to file any federal income tax return for any year for which I have not filed such return prior to my death, (g) to make distributions in cash or in kind, or in both, and to determine the value of any such property, (h) to employ any attorney, investment advisor, or other agent deemed necessary by my Executor or successor Executor; and to pay from my estate reasonable compensation for all their services, (i) to conduct alone or with others, any business in which I am engaged in, or have an interest in at time of my death, 0) to disclaim, in whole or in part, any property or interest therein which passed to me or which was created for my benefit, for any reason in the discretion of my Executor or successor Executor, and 3 (k) to receive reasonable compensation in accordance with the standard schedule of fees in effect while their services are performed. IN WITNESS WHEREOF, I, EDNA A. KING, hereby set my hand to this my Last Will and Testament, on Jul. 4e , 2013, at Harrisburg, Pennsylvania. EDNA A. KING In our presence, the above-named EDNA A. KING signed this and declared this to be her Last Will and Testament and now at her request, in her presence, and in the presence of each other, we sign as witnesses. Name Address 2000 Linelestown Rd. Suite 202, Harrisburg, PA 17110 -19 C9 CYnQ_ 2000 Linelestown Rd Suite 202 Harrisburg PA 17110 4 I, EDNA A. KING, Testator, who signed the foregoing instrument, having been duly qualified according to law, acknowledge that I signed and executed this instrument as my Will, and that I signed it willingly as my free and voluntary act for the purposes therein expressed. Sworn to or affirmed and Acknowledged before me by EDNA A. KING, the Testator on '� �G` 2013. Notary Public) EDNA A. KING NOTARIAL SEAL CORINNE EGGERS WOODHOUSE Notary Public SUSQUEHANNA TWP,DAUPHIN COUNTY My Commission Expires Aug 19,2015 We, the undersigned witnesses who signed the foregoing instrument, being duly qualified according to law, depose and say that we were present and saw the Testator sign and execute this instrument as her Will; that she signed and executed it willingly as her free and voluntary act for the purposes therein expressed; that each of us in her sight and hearing signed the Will as witnesses, and that to the best of our knowledge, that she was at that time eighteen (18) years or more of age, of sound mind, and under no constraint or undue influence. Swom to or affirmed and Subscribed to before me k (` by ,,'Nb;r J OL5EW and =�+ c (? O�Pa�n _ Witness witness s, on �F,_o 2013. Witn Notary Public ' NOTARIAL SEAL CORINNE EGGERS WOODHOUSE Notary Public [My USQUEHANNA TWP., DAUPHIN COUNTY Commission Expires Aug 19,2015 r IA"7 LAST WILL AND TESTAMENT �7 OF EDNA A. KING I, EDNA A. KING, now domiciled in Cumberland County, Pennsylvania, declare this to be my Last Will and Testament. I revoke all other wills and codicils that I may have previously made. Article I My just debts and expenses of my last illness, funeral, and administration of my estate shall be paid by my Executor from the principal of my residuary estate as soon as practicable after my death. Article II All inheritance, estate, and succession taxes (including interest and penalties thereon, but not including any generation skipping tax) payable by reason of my death shall be paid out of and be charged generally against the principal of my residuary estate without reimbursement from any person. This provision is not a waiver of any right which my Executor has to claim reimbursement for any such taxes which become payable as the result of any property over which I have the power of appointment. Article III I give, devise and bequeath my tangible personal property in accordance with any memorandum I have handwritten or signed, located with my will or with my valuable papers and PSEC*i 03/17/2014 Hazen Elder Law Corinne Eggers Woodhouse, Paralegal 2000 Linglestown Rd, Suite 202 Harrisburg, PA 17110 Re: EDNA A KING, Deceased. PSECU Reference# 7834004876518 Dear Ms. Woodhouse: The above referenced person has a Tentative Trust Account with PSECU which was opened on September 13, 2011. The share accounts were individually held by Edna A King with Richard E.Price named as beneficiary. The following are the Date of Death Balances for EDNA A KING's account with PSECU: Account Date of Death Balances Shares: Interest—December 1-27 (S1) Savings $5.79 (S50) Certificate $0.00 (S52) Certificate $3,075.21 $1.71 (S53) Certificate $2'442.91 $0.81 $1,184.16 $1.04 If you have any questions,please contact our department toll-free at(800) 237-7328,press 6, extension 3120 or email accountseDlicesna nsecu com. Sincerely, dandy Fa ley U Member Service Representative PSECU 5 � g � �� � IV'AIR 2 0 2014 P. O. BOX 67013 HARRISBURG, PA 1 7106-7013 800.237.7328 >>psecu.com THIS CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.EQUAL OPPORTUNITY LENDER. C f r. "W V M (� QM! Y W Y- p N N N r 64 C5 U yy O p A N ^ 6.•.�. y0 O p �_ yy � O M M b V aY .per s rM f`k'❑❑�.iit 0; (� m .n. to N { WW 5500 NS fy. �M � 4 d Ir A a F R V O y O O A m v v O O ��ii V) M ° O V V h iG C cz dl$ � ® cz