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Home My WebLink About14-5015 Supreme Court=,of Pennsylvania Courto f Comon Pleas y� o For Prothonotary Use Only: Tf M T STA M P G40- SCO e'r,Aeet Docket No: CUMBE ='County The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other papers as required by law or rules o court. Commencement of Action: S N Complaint ❑ Writ of Summons ❑Petition E ❑ Transfer from Another Jurisdiction C]Declaration of Taking C Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES,LLC TRACY S THOMPSON T I Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits (Check one) outside arbitration limits N Is this a Class Action Suit? ❑Yes ® No Is this an MDJAppeal? ❑Yes ®No A Naine of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Came Brown/Mark R Garvey ❑ Check here if you haw no attorney(are a Self-Represented[Pro Se]Litigant) Nature of the Case: Place an "X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance 0 Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other ❑ Product Liability(does not include S mass tort) ❑ Employment Dispute: E ❑ Slander/Libel/Defamation Discrimination [3 Zoning Board C F-1Other: ❑ Employment Dispute:Other E] Other: 7' IE] Other: MASS TORT U ❑ Asbestos N ❑ Tobacco REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort-DES [:]❑ Toaac Tort-Implant Ejectment E] Common Law/Statutory Arbitration B ❑ Toxic Waste E] Eminent Domain/Condemnation ElDeclaratory Judgment E] Other: E] Ground Rent E] Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order Cl Mortgage Foreclosure:Commercial ❑ Quo Wanranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: LAW 16-56218 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC i t`f ffr(JL 120 Corporate BlvdQ " Norfolk, VA 23502 AUG 6 AN 11. 0� TELE: 1-866-428-8102 CLIflb)RL AND Co FAX:(757) 518-0860 PFwfsYLVANIU; Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 1.20 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. TRACY S THOMPSON 1927 WALNUT BTM RD R CARLISLE PA 17015 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA SI LISTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 16-56218 Esta com nlicacion es de un cobrador de deudas y es cul intent do cobrar kala deuda. Cualquier infromaeion sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN TIE COURT OF COMMON PLEAS OF CUMBERL"COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 ; Plaintiff, No. V. TRACY S THOMPSON 1927 WALNUT BTM RD R CARLISLE PA 17015 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, TRACY S THOMPSON, is an adult individual with last known address of 1927 WALNUT BTM RD R, CARLISLE PA 17015. 3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N.A /CAPITAL ONE BANK(USA), N.A.on November 11, 2006 with account number ************2141 (hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This coni-nLuiication is fi.-orn a debt collector and is an attempt to collect a debt. Any inforrnkation obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A" 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on March 16, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. / CAPITAL ONE BANK(USA), N.A and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "All 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$3,431.94. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, TRACY S THOMPSON, ' e ount of$3,431.94, plus sts this action and any other relief as the Court deems just d re ab . Carrie A Brown, Esquire, #94055 Robert N. Polas, Jr., Esquire, #201259 Mark R Garvey, Esquire, #312686 Attorneys for Plaintiff 16-56218 '11.1is connllu nication is :fixnn a debt collector and is an.attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Tamara Bond hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belied based upon information provided by the Plaintiff The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: By: 'amara Bond Custodian of Records 16-56218 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A 'IjjqJj This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. a ''S AM- ASSIGNMENT AND BILL OF SALE 11/13/2012 Reference is made to that certain Purchase and Sale Agreement as of 03/28/2012 ("Agreement")for the sale of Accounts and Account Documents described therein to Portfolio Recovery Associates,LLC, (hereinafter called"Purchaser"),upon the terms and conditions set forth in that Agreement. WHEREAS,HSBC Bank Nevada,N.A. and HSBC Receivables Acquisition. Corporation(USA)IV (collectively,"HSBC") sold the Accounts described in Schedule I attached hereto to Capital One,National Association("Seller") in connection with the transactions contemplated under that certain Purchase and Assumption Agreement among HSBC Finance Corporation,HSBC USA Inc.,HSBC Technology and Services (USA) Inc. and Capital One Financial Corporation,dated August 10,2011, as amended from time to time. NOW THEREFORE,for good and valuable consideration, Seller hereby sells, assigns, and transfers to Purchaser, its successors and assigns,all of Seller's rights,title, and interest in each and every one of the Accounts described in the Agreement and in Schedule 1 attached hereto,as of the date first written above. Purchaser and Seller agree that the Purchase Price shall be as stated in Section 3 of the Agreement. Purchaser acknowledges and agrees that(i) Seller did not originate any of the Accounts and,prior to May 1,2012,did not service any of the Accounts, and(ii) Seller's internal policies and procedures for servicing accounts including,but not limited to, charge-off, credit bureau reporting, fraud, and billing disputes policies may be different than the charge-off policies and procedures of HSBC. This Assignment and Bill of Sale may be executed in two or more counterparts, each of which shall be deemed an original,but all of which shall constitute but one instrument. RESTRICTED i IN WITNESS WHEREOF,the parties have signed and delivered this instrument on 12/03/2013. Capital One,National Association Signed By: ..,� By: John H. Maurer Title: Vice President Portfolio Recoveolssociates,LLC Signed By: By: s � d Title: .,,,,,A&aw1::> RESTRICTED ASSIGNMENT AND BILL OF SALE 11/13/2012 Reference is made to that certain Purchase and Sale Agreement as of 03/28/2012 ("Agreement") for the sale of Accounts and Account Documents described therein to Portfolio Recovery Associates,LLC,(hereinafter called"Purchaser"),upon the terms and conditions set forth in that Agreement. WHEREAS,HSBC Bank Nevada,N.A.,HSBC Bank USA,N.A.,HSBC Receivables Acquisition Company 1,HSBC Receivables Acquisition Corporation(USA) III, and HSBC Receivables Acquisition Corporation(USA) IV (collectively,."HSBC") sold the Accounts described in Schedule 1 attached hereto to Capital One Bank(USA), National Association("Seller")in connection with the transactions contemplated under that certain Purchase and Assumption Agreement among HSBC Finance Corporation, HSBC USA Inc., HSBC Technology and Services (USA)Inc. and Capital One Financial Corporation, dated August 10, 2011, as amended from time to time. NOW THEREFORE,for good and valuable consideration, Seller hereby sells, assigns,and transfers to Purchaser,its successors and assigns, all of Seller's rights, title, and interest in each and every one of the Accounts described in the Agreement and in Schedule 1 attached hereto,as of the date first written above. Purchaser and Seller agree that the Purchase Price shall be as stated in Section 3 of the Agreement. Purchaser acknowledges and agrees that(i) Seller did not originate any of the Accounts and,prior to May 1, 2012,did not service any of the Accounts, and(ii) Seller's internal policies and procedures for servicing accounts including, but not limited to, charge-off,credit bureau reporting,fraud,and billing disputes policies may be different than the charge-off policies and procedures of HSBC. Purchaser acknowledges and agrees that Seller may deliver an Affidavit of Sale of Accounts by Creditor in lieu of an Affidavit of Sale of Accounts by Original Creditor. This Assignment and Bill of Sale may be executed in two or more counterparts, each of which shall be deemed an original,but all of which shall constitute but one instrument. RESTRICTED IN WITNESS WHEREOF,the parties have signed and delivered this instrument on 12/03/2012. Capital One Bank(USA),National Association Signed By: BW�� y: Jo . Maurer Title: Vice President Portfolio Recovery.Associates,LLC Signed By: a- ��- � By: 5—As F. fa8•s- iS Title: Aw7wdwrp RESTRICTED HUUNFHULLI BANK FLA I INUM MAN 1 LKUAKU TRACY S THOMPSON Household Bank Platinum MasterCard Account Account Numbcr2141 Pa e I n!2 From Se tember23 201 toOcto er 012 StimmaFyof'AtxourtAdid[ trymem:l e Previous Balance $3,388.53 New Balance $3,431.94 Payments - S0.00 Minimum Payment Due S587.00 Other Credits - $0.00 Payment Due Date November 18,2012 PurchaseslDebits + $0.00 Balance Transfers + $0.00 Late Payment Warning:If we do notreceive your minimum payment by the Cash Advances + S0.00 date listed above,you may have to a a late fee ofup to$35.00 and your APRs Past Due Amount $509.00 may be increased o the Penalty APR of 29.99%. P Fees Charged + $0.00 Interest Charged + $43.41 New Balance $3,431.94 Minimum Payment Waming:lf you make only the minimum payment each period,you will pay more in interest and it will take you longer to pay ofl'your Credit Limit 52,300.00 Credit Available 50.00 balance.For example: Cash Advance Limit t $700.00 Cash Advance Available 50.00 If you make no additional p3Years $4,282 olTthe And you will end up paying Statement Closing pate October 24,2012 charges using this card n on an estimated total of... Days in Billing Cycle 31 and each month you in tCash Advance Limit is a portion of Total Credit Limit. pay... Only the minimum 56,178 Payment 5119 54,282 (Savings-$1,896) If you would like information about credit counseling services call 1-866-569-2227. Questions? Payment Address:HSBC Card Services,PO Box 60501,City Of Industry,CA 24-Hour Customer Service 1-800-462-2016 91716-0501 Lost or Stolen Card 1-800-395-4500 Billing Inquiries:HSBC Card Services,PO Box 81622,Salinas,CA Outside USA Collect 1-757-523-3880 93912-1622 TDD/Hearing Impaired 1-800-395-9020 Manage Your account online at www.hsbccreditcard.com Lic'Ill zIr•��'� Iniftfmadon -- — -.--The HEXAGON DESIGN®(AND VARIATIONS),HSBC®,THE WORLD'S LOCAL BANK®,HOUSEHOLD®(AND DESIGN)and HOUSEHOLD BANK® are registered trademarks of HSBC Holdings plc or HSBC Finance Corporation and are used by Capital One by permission.Capital One is the Issuer of this account. As a reminder,you may pay your credit card bill online or through our automated phone system for no fee. Your account is over the credit limit.Please pay your total due of 570994,which includes any additional over the credit limit amount and your Minimum Payment Due,minus any Past Due amount. Trans Date Post Date Description of Fees Reference Number Amount Total Fees For This Period S0.00 I I• ei's?<tC Description of Interest Charge Amount INTEREST CHARGE,ON CASH ADVANCES $0.00 INTEREST CHARGE ON PURCHASES 543.41 INTEREST CHARGE ON BALANCE $0.00 TRANSFERS Total Interest For This Period S43.41 Dench and Mm bottom portion with ymo paymeaL 0907514 E 23 0000000103 Snfr36 D 4 5096 HBSI See reverse side for important information ------------------------------------------------------------------------------------------------------------------------------------------ Account Number: 2141 New Balance $3,431.94 Minimum Payment Due $587.00 Payment Due Date 11/18/2012 Include account number on check to HSBC Card Services. Do not send cash. Please send your payment 7 to 10 days prior to the payment due date to ensure timely delivery. 090 AMOUNT ENCLOSED #BWNHYTS #358001062142# HSBC CARD SERVICES TRACY S THOMPSON PO BOX 60501 PO BOX 83804 CITY OF INDUSTRY CA 917160501 PHOENIX AZ 85071-3804 II�IIl�II11IIIII�III�I�I�IIIIIIIIIIIIIIIIIIII�II��lllllllllll�ll 2141 HUUNthULD BANK FLA II-NUM MANI EKl;AKD TRACY S THOMPSON Household Bank Platinum MasterCard Account Account Nuber 2141 I'a e 2 of 2 From Se ,2-1720 12 to October 24,2012 201i'1" to l]ati� Total fees charged in 2012 $270.93 Total interest charged in 2012 $391,G4 LI",nL�es�Ll�harge��laku a�nn Your Annual Percentage Rate(APR)is the annual interest rate on your account. Type of Balance Annual Percentage Rate(APR) Balance Subject to Interest Rate Interest Charge PURCHASES 00001 14.99%(v) S3,409.46 $43.41 CASH ADVANCES 80001 28.99%(v) $0.00 $0.00 BALANCETRANSFER 14.99%(v) 50.00 71111 SO.00 v=vmiable Rate 0907314E 23 0000000103 SIV06 D4 5096 HHSI _______________________________________________ SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny FAnderson —J O'F\ ET Sheriff L- THE P|O\nONG &R� otcuwbtry- Jody S Smith 211111 SEP —4 PM 2: 32 Chief Deputy "0UWTY Rjchmrdh� Stewart ��' CUMBERLANDCOUNTY Solicitor OFT ICE OF -TttE SSERIFF NSy[VAN\/\ Portfolio Recovery Associates, LLC vs. Tracy S Thompson Case Number 2014-5015 SHERIFF'S RETURN OF SERVICE 08/28/2014 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendanto wit: Tracy S Thompson, but was unable to locate the Defndant in his bailiwick. The Sheriff therefore returns the within requested Complaint & Notice as "Not Found" at 1927 Walnut Bottom Road, Dickinson Township, Carlisle, PA 17015. Deputies were advised by the defendant's father that she now resides at 2401 W. Southern Ove|, Tempa, Az 85282. SHERIFF COST: $34.78 SO ANSWERS, September 03, 2014 RONR ANDERSON, SHERIFF Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire t Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. TRACY S THOMPSON 1927 WALNUT BTM RD R CARLISLE PA 17015 Defendant To the Prothonotary: No. 14-5015 CIVIL PRAECIPE TO DISCONTINUE Please mark the above -entitled case as discontinued without prejudice. b Rirert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff 16-56218 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. TRACY S THOMPSON 1927 WALNUT BTM RD R CARLISLE PA 17015 Defendant : No. 14-5015 CIVIL CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon TRACY S THOMPSON, by First Class Mail, Postage Pre -Paid, a copy thereof on the) day of, , 2014, to: tifTRACY S THOMPSON, 1927 WALNU RD R, CARL)'A 17015 • .ert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 16-56218 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.