The URL can be used to link to this page

Home My WebLink About08-15-14 � 1505611184 REV-1500 EX�a2_��>�F�, � OFFICIAL USE ONLY PA Department of Revenue pennsylvania County Code Year File Number a E��E Bureau of Individual Taxes INHERITANCE TAX RETURN 2 PO BOX 280601 RESIDENT DECEDENT � � � ��1�� Harrisburg PA i�iz8-o6o1 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 11182013 04221938 Decedent's Last Name Su�x DecedenYs First Name MI FORD � JOHN J � (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI FORD � ANNA � Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE 159-32-3436 REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW � 1.Original Return Q 2. Supplemental Return Q 3. Remainder Return(date of death prior to 12-13-82) Q 4. Limited Estate � 4a. Future Interest Compromise(date of Q 5. Federal Estate Tax Return Required death after 12-12-82) (� 6. Decedent Died Testate O 7. Decedent Maintained a Living Trust _ 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) Q 9. Litigation Proceeds Received O 10. Spousal Poverty Credit(date of death O 11. Election to tax under Sec.9113(A) between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number DEBORAH L WARTELL, EA 717 838-2387 REGISTER OF WILLS USE ONLY First line of address r--_� . � 815 E ARCH STREET ` �� '��: -w� � r � �_r�, � +�. f .,. Second line of address E r i� �-, - � i � �Y� : ___. f.t3 , � City or Post Office State ZIP Code T�FI�ED � � : , � _ �; PALMYRA PA 17078 v z � � :E � - `�� -�' --� CorrespondenYs e-mail address:DEBW@ PARKSANDCO.COM �-' Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATUR F PERSON RESPONSIBLE FO G ETURN � ATE � ADDRESS 4919 SHASTA WAY, MECHANICSBURG, PA 17050-2591 SIGNATURE OF PREP,QRER OTHER THAN REPRESENTATIVE DATE �1 n_ _ n p —? /3 I 1 I'-I c'i �17 ci '4�D 110 � !-1 ADDRESS 815 E ARCH STREET, PALMYRA, PA 17078 PLEASE USE ORIGINAL FORM ONLY Side 1 � 1505611184 15D5611184 � � � ��. ., ,. .4 ..�,�,� �..�,t.�,f.,�.�:,�.�-�..,.,�,��..��.:,�,�..�,��u,��,.n .�. ��, ...��:�,. . � 1505611284 . REV-1500 EX(FI) DecedenYs Social Security Number �ecedenYs Name JOHN J FORD RECAPITULATION 1. Real Estate(Schedule A). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1. 2 4 O, 14 5.0 0 2. Stocks and Bonds(Schedule B) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2. 14, 9 9 5.31 3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C) . . . . . 3. • 4. Mortgages and Notes Receivable(Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . . 4. • 5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E). . . . . . . 5. 67 4 .8 2 6. Jointly Owned Property(Schedule F) O Separate Billing Requested . . . . . . . 6. 91, 9 0 8 .14 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested.. . . . . . . 7. 1, 2 4 9, 6 4 3•16 8. Total Gross Assets(total Lines 1 through 7). . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8. 1, 5 9 7, 3 6 6•4 3 9. Funeral Expenses and Administrative Costs(Schedule H). . . . . . . . . . . . . . . . . . . 9. 2 0, 6 6 5•8 6 10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule I) .. . . . . . . . . . . . . 10. 5 5•8 3 11. Total Deductions(total Lines 9 and 10). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. 2 O, 7 21. 6 9 12. Net Value of Estate(Line 8 minus Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12. 1, 5 7 6, 6 4 4 .7 4 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J) . . . . . . . . . . . . . . . . . . . . . . . . 13. • 14. Net Value Subject to Tax(Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . . . . . . . 14. 1, 5 7 6, 6 4 4 .7 4 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(�.2)x.o00 l, 576, 644 .74 15. 0.00 16. Amount of Line 14 taxable at lineal rate X.0 . 16. • 17. Amount of Line 14 taxable at sibling rate X.12 • ��• � 18. Amount of Line 14 taxable at collateral rate X .15 • 18. • 19. TAX DUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19. 0.0 0 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O Side 2 � 1505611284 1505611284 � �:� ��,�� .�.ss�, . �.��.....�..��, �.� � .�. .� ...�,. „�,-,�.. .m;,�..�.,�.�m,...�„�.��e,.a . �.�:,�,.�.�,.. ;,r,�,.�,,�.�� ,. REV-1500 EX(FI) Page 3 File Number Decedent's Complete Address: DECEDENT'S NAME John J Ford _ - -- -- ---. __ - _ _ _ STREET ADDRESS 4919 Shasta Way __ _ _ _— - - --- -_ -__, _ - - - CITY - _ __ 3TATE _ - ,� ZIP Mechanicsbur I,PA � 17050-2591 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) ��) 0. 00 2. Credits/Payments A.Prior Payments _ __ __ ____ __ B.Discount _ — _ _ Total Credits(A+B) (2) 3. Interest (3) 4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2,Line 20 to request a refund. (4) 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0.0 0 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred:.......................................................................................... ❑ 0 b. retain the right to designate who shall use the property transferred or its income:........................................ .... ❑ ❑X c. retain a reversionary interest .......................................................................................................................... ❑ � d. receive the promise for life of either payments,benefits or care?...................................................................... � � 2. If death occurred after Dec.12, 1982,did decedent transfer property within one year of death without receiving adequate consideration?.............................................................................................................. ❑ � 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. ❑ 0 4. Did decedent own an individual retirement account,annuity or other non-probate property,which contains a beneficiary designation? ........................................................................................................................ X❑ ❑ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994, and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the suroiv ing spouse is 0 percent [72 P.S.§9116(a) (1.1) (ii)].The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requir ements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: . The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an atloptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. . The tax rate imposed on the net value of transfers to or for the use of the tlecedent's lineal beneficiaries is 4.5 percent,exc ept as noted in[72 P.S.§9116(a)(1)]. . The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S. §9116(a) (1.3)].A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. , REV-i502 EX+ (12-12) �;c� ,,w pennsylvania SCHEDULE A ��: DEPARTMENT OF REVENUE REAL ESTATE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: John J Ford Estate All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property wouid be exchanged between a willing buyer and a wiiling seller, neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts. Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F. Attach a copy of the settlement sheet if the property has been sold. ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE NUMBER OF DEATH DESCRIPTION 1, RESIDENCE — 4919 SHASTA WAY, MECHANICSBURG, PA 17050 227, 800.00 2. TIMESHARE — OCEAN HIGH 7, 995.00 3. TIMESHARE — OCEANTIME RESORT 4, 350.00 TOTAL(Also enter on Line 1, Recapitulation.) $ 240, 145.00 If more space is needed, use additional sheets of paper of the same size. REV-1503 EX+(8-12) �,�j � ; pennsylvania SCHEDULE B l��x� DEPARTMENT OF REVENUE � INHERITANCE TAX RETURN STOCKS & BONDS RESIDENT DECEDENT ESTATE OF FILE NUMBER John J Ford Estate All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. METLIFE INC — 92 SHARES/TRUST INTERESTS 4, 800.56 2. PRUDENTIAL FINANCIAL, INC — 115 SHARES 10, 194.75 TOTAL(Also enter on line 2,Recapitulation) $ 14, 9 9 5.31 if more space is needed,insert additional sheets of the same size � REV-1508 EX+(OS-12) �� e,: pennsylvania SCFIEDULE E � DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC. �� INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF: FILE NUMBER: John J Ford Estate Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. REFUND — AVALON INSURANCE 121.80 2. REFUND — METLIFE INSURANCE 553.02 TOTAL (Also enter on Line 5, Recapitulation) $ 674 .82 If more space is needed, use additional sheets of paper of the same size. • REV-i5og EX+(o1-i0) � pennsylvania SCNEDULE F DEPARTMENTOFREVENUE �OINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT FILE NUMBER: ESTATE OF: John J Ford Estate If an asset became jointly owned within one year of the decedent's date of death,it must be reported on Schedule G. SURVIVING]OINT TENANT(S) NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A.ANNA M FORD 4919 SHASTA WAY SPOUSE MECHANICSBURG, PA 17050-2591 B. C. JOINTLY OWNED PROPERTY: LEffER DATE DESCRIPTION OF PROPERTY %OF DnTE OF DeATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR VA UE OF AS�SET DINTERESTS DECEDENT 5 INTEREST NUMBER TENANT lOINT IDENTIFYING NUMBER.ATTACH DEED FOR JOINTLY HELD REAL ESTATE. 1. A• 04/15/0 BANCO SANTANDER SA 1, 900. 92 50 950.46 2. A Ol/O1/9 TIAA—CREF MGD ALLOC FD — ACCT #99-1864291 40, 480.08 50 20, 240.04 3. A O1/01/9 METRO BANK — CHK ACCT #0032071425 8, 057 . 41 50 4, 028.71 4 . A Ol/O1/0 SANDANDER BANK — ACCT #2331031665 17, 622. 80 50 8, 811.40 (ABOVE ACCT VALUE TAKEN FROM PA NOTICE) 5. A 09/26/1 MEMBERS 1ST — CD ACCT #44314-0041 20, 201.58 50 10, 100.79 6. A 05/29/1 MEMBERS 1ST — CD ACCT #44314-0042 51, 154 . 92 50 25, 577 .46 7 . A 06/06/1 MEMBERS 1ST — CD ACCT #44314-0044 18, 309.87 50 9, 154 . 94 8. A 10/12/1 MEMBERS 1ST — CD ACCT #44314-0045 15, 213.34 50 7, 606. 67 9. A O1/O1/0 MEMBERS 1ST — SAVINGS ACCT #44314-0000 10, 875. 34 50 5, 437 . 67 TOTAL (Also enter on Line 6, Recapitulation) $ 91, 908. 14 If more space is needed, use additional sheets of paper of the same size. .m� ..�.,,�.�,.�..-��,.. -� w.��,�,.�.,�.�� _�..� ,.., .; . ... • REV-151Q E?(+ ;os-a�; � pennsylvania SCHEDULE G DEPARTMENTOFREVENUE INTER-VIVOS TRANSFERS AND INHERITANCETAXREfURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER John J Ford Estate This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE ITEM (NCLUDE THE NAME Of THE TRANSFEREE,THEIR kElATI0N5HID TO DECEDENT AND NUMBER THE DATE OF TRANSFER. ATTACH A COPY Of THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPUCABLE) VALUE 1. TIAA CONTRACT (SEE VALUATION RPT FROM TIAA—CREF) 14, 621.35 100 14, 621.35 2• CREF (SEE VALUATION REPORT FRO TIAA—CREF) 35, 021.81 100 35, 021.81 TOTAL(Also enter on Line 7, Recapitulation) $ l, 249, 643. 16 If more space is needed,use additional sheets of paper of the same size. . REV-i511 EX+ (08-13) � pennsylvania SCHEDULE H DEPARTMENTOFREVENUE FUNERAL EXPENSES AND INHERITANCE TAX REfURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER John J Ford Estate DecedenYs debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1• MALPEZZI FUNERAL HOME 14, 537.76 2. GOOD SHEPHERD CHURCH 1, 912.77 3. FLOWERS 615.33 4 . OFFICE OF CATHOLIC CEMETERIES BRONZE MEMORIAL 3, 350 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representative(s)_ Street Address City __ State---- ZIP---___ Year(s)Commission Paid: 2• Attorney Fees: 3. Family Exemption: (If decedent's address is not the same as claimant's,attach explanation,) Claimant Street Address Ciry _ __ . _ _ _ State _ ZIP . Relationship of Claimant to Decedent__ ____ _ 4. Probate Fees: 5. Accountant Fees: 6. Tax Return Preparer Fees: 2 5 0.0 0 7. TOTAL(Also enter on Line 9, Recapitulation) $ 20, 665. 86 [f more space is needed,use additional sheets of paper of the same size. . REV 1512 EX+ (12-12) �= SCHEDULE I ` �� ;�' pennsylvania ��` DEPARTMENT OF REVENUE DEBTS OF DECEDENT, iNnea�raNCe Tnx aeruaN MORTGAGE LIABILITIES & LIENS RESIDENT DECEDENT FILE NUMBER ESTATE OF John J Ford Estate Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. VALUE AT DATE ITEM DESCRIPTION OF DEATH NUMBER 55.83 1, MEDICAL EXPENSE TOTAL(Also enter on Line 10, Recapitulation) $ 55.83 If more space is needed,insert additional sheets of the same size. . �� r---.. . ;�4 , �- .� r <� _ A�,` �.:' ;, � � WILL OF JOHN J. FORD � JAMES SMITH DIETTERICK & CONNELLY LLP P.O. BOX 650 HERSHEY, PENNSYLVANIA 17033 Copyright�2005James Smith Dietterick & Connelly LLP �� . Wiil _ � of -� - - John J. Ford ��'� I, 7ohn J. Ford, a resident of Cumberland County, Pennsylvania, revoke any prior wills and codicils made by me and declare this to be my Will. � Article One Family Information I am married to Anna M. Ford. Any reference in my will to my wife is to Anna M. Ford. I have four children. Their names and dates of birth are: Patricia A. Elgin,born on June 26, 1964 Stephen M. Ford,born on July 28, 1965 � Edward J. Ford,born on July 28, 1965 � Annette M. Bailey,born on February 20, 1967 All references to my children in my will are to these children. References to my descendants are to my children and their descendants. For purposes of this Will, in the case of my son, Stephen M. Ford, the two children for whom he acts as a custodial parent, Gregory R. Ford and John Q. Ford, shall be treated as my descendants and as descendants of Stephen M. Ford. Article Two � Specific and General Gifts Section 2.01 Disposition of Tangible Personal Property I give all my tangible personal property, together with any insurance policies covering such property and claims under such policies in accordance with a "Memorandum for Distribution of Personal Propert�' or other similar writing directing the disposition of ✓ such property, which shall be dated and signed by me. Page 1 , I intend that the writing qualify to distribute my tangible personal possessi`ons.._under " applicable state law. ' � - Section 2.02 Contingert Distribution of Tangible Personal Property � Any tangible personal property not disposed of by a written memorandum, or if I choose not to leave a written memorandum, all such property shall become part of my residuary estate. Section 2.03 Definition of Tangible Personal Property For purposes of this Article, my tangible personal property shall include but not be limited to my household furnishings, appliances and fixtures, works of art, motor vehicles, pictures, collectibles, personal wearing apparel and jewelry, books, sporting goods, and hobby paraphernalia. Tangible personal property shall not include any tangible property that my Personal Representative, in its sole discretion, deternunes to be part of any business or business interest that I own at my death. Section 2.04 Ademption If property to be distributed under this Article becomes part of my probate estate in any �� manner after my death, then the gift shall not adeem on account of not being a part of my probate estate at my death, and my Personal Representative shall distribute the property as a specific gift in accordance with this Article. If property to be distributed under this Article is not part of my probate estate upon my death and does not subsequently become part of my probate esta.te, then the specific gift made in this Article shall be considered null and void,without any legal or binding effect. Section 2.05 Encumbrances and Incidental Expenses of Tangible Personal Property My Personal Representative shall distribute property under this Article subject to liens, security interests or other encumbrances on the property. My Personal Representative shall pay, as an administration expense, the reasonable expenses of storing, packing, insuring, transporting and otherwise caring for my tangible personal property until actual delivery of each article of property to the appropriate beneficiary. �- Page 2 Article Three � My Residuary Estate � � � _ �... Section 3.01 Definition of My Residuary Estate , All the remainder of my estate, including property referred to above that is not effectively disposed of, shall be referred to in my will as my"residuary estate." Section 3.02 Disposition of My Residuary Estate If my wife predeceases me, my residuary estate shall be administered as provided in Article Six entitled"My Descendants' Trusts." If my wife survives me and the federal estate tax is in effect at the time of my death, my Personal Representative shall allocate all my residuary estate to the Marital Share to be administered as provided in Article Four entitled"the Survivor's Trust." If there is rio federal estate tax in effect at my death and 5ection 1022 of the Internal Revenue Code is in effect, my Personal Representative shall distribute to my residuary estate to my wife. � Section 3.03 Disposition Upon Disclaimer by My Wife My wife shall have the right within the time and in the manner provided by law to disclaim her right to receive a specific portion or all of the property passing to or for her benefit under my will. If my wife disclaims any portion of the property that would otherwise be allocated to the Marital Share, my Personal Representative shall allocate the disclaimed property to the Non-Marital Share and the Non-Marital Share shall be administered as provided in Article Five entitled "the Family Trust." If my wife disclaims any interest she has in any portion of the Family Trust, my Personal Representative shall dispose of the disclaimed interest under the provisions of my will as though she had predeceased me. Article Four The Survivor's Trust I give the Marital Share to my Trustee in trust to hold and administer as provided in this Article. The trust will be referred to as the"Survivor's Trust." ;�: Page 3 Section 4.01 Distribution of Income � � My Trustee shall distribute all of the net income of the Survivor's Trust-.to my wife at � least annually during her lifetime. Nothing contained in my will shall limit the�right of - ' my wife to receive the entire net income of the Survivor's Trust. Section 4.02 Distributions of Principal My Trustee shall distribute to my wife as much of the principal of the Survivor's Trust as she may request in writing. In addition, my Trustee may distribute to my wife as much of the principal of the Survivor's Trust as my Trustee may determine is necessary or advisable for any purpose. Section 4.03 Unproductive Property Upon written request of my wife, my Trustee shall convert any nonproductive property held in the Survivor's Trust to productive property. Section 4.04 General Power of Appointment My wife shall have the testamentary general power to appoint all or any portion of the principal and undistributed income remaining in the Survivor's Trust at her death among �. one or more persons or entities, including the creditors of my wife's estate. My wife shall have the sole and exclusive right to exercise this general power of appointment. I intend that this testamentary power of appointment be a general power of appoinhnent as defined in Section 2041 of the Internal Revenue Code. Section 4.05 Termination of the Survivor's Trust at the Death of My Wife The Survivor's Trust shall ternunate upon the death of my wife. If my wife has not fully exercised her testamentary general power of appointment over the trust property remaining at her death,my Trustee shall administer the unappointed balance or remainder of the Survivor's Trust as provided in Article Six entitled"My Descendants' Trusts." Article Five The Family Trust My Trustee shall hold and administer the Non-Marital Share in trust as provided in this Article. The trust will be referred to as the"Family Trust." � Page 4 Section 5.01 Family Trust Beneficiary _.._ ''' My wife shall be the only beneficiary of the Family Trust during her lifetime. � Section 5.02 Distribution of Income My Trustee shall distribute all of the net income of the Family Trust to my wife at least annually during her lifetime. Section 5.03 Distribution of Principal My Trustee shall distribute to my wife as much principal of the Family Trust as my Trustee determines is necessary or advisable for her health, education, maintenance or support. Section 5.04 Guidelines to My Trustee In making discretionary distributions under this Article, my Trustee should bear in mind that my primary concern and objective is to provide for the well-being of my wife and the preservation of principal is not as important as the accomplishment of this objective. Without limiting my Trustee's discretion, I recommend, but do not require, that my Trustee not distribute principal from the Family Trust to my wife until the principal of the �, Survivor's Trust is substantially exhausted. Section 5.05 Effect of My Wife's Remarriage on Family Trust Distributions Upon the remarriage of my wife,the Family Trust shall terminate unless my wife and her new spouse execute a valid pre-nuptial agreement that complies with the terms set forth below. Remarriage, for puxposes of my will, shall mean any marriage including a common law marriage entered into by my wife after my death that is valid in the jurisdiction where the marriage took place. If terminated my Trustee shall administer the balance or remainder of the Family Trust as provided in Article Six entitled"My Descendants' Trusts." If my wife should choose to remarry after my death and executes a valid pre-nuptial agreement not less than thirty (30) days prior to her remarriage then, in my judgment, there will be sufficient protection for the other beneficiaries named in my will, and the Family Trust shall not terminate. The pre-nuptial agreement shall be in writing and signed by my wife and her new spouse with each having been represented by separate legal counsel. Prior to the execution of the agreement each party shall have made full disclosure of their assets as their assets exist at that time. The pre-nuptial agreement shall provide that my wife's new spouse shall waive any right to any portion of my wife's ,�,. share of my wife's premarital assets and my wife's interest in any trust created under my Page 5 will in the event of dissolution of the mairiage, or in the event of the death�of my wife �..._. with the new spouse su.rviving my wife. " Section 5.06 Termination of the Family Trust The Family Trust shall terminate upon the death of my wife. My Trustee shall administer the balance or remainder of the Family Trust as provided in Article Six entitled "My Descendants' Trusts." Article Six My Descendants' Trusts The Distribution to My Descendants shall be administered as provided in this Article. Section 6.01 Division of My Trust Property All property allocated to this article shall be divided into separate shares for my living descendants,per stirpes. My Trustee shall distribute the share for each descendant over the age of 35 to the � descendant outright, free of trust. My Trustee shall administer the share for each descendant under the age of 35 in trust as provided in the following Section. Section 6.02 Administration of the Descendants' Trusts My Trustee shall administer the trust for each descendant as follows: (a) Distributions of Income and Principal My Trustee shall distribute to the beneficiary as much of the income and principal of the beneficiary's trust as my Trustee determines is necessary or advisable for the health, education, maintenance or support of the beneficiary. Any undistributed net income shall be accumulated and added to principal. (b) Guidelines for Discretionary Distributions In making discretionary distributions to the beneficiary, it is my desire to provide for the well-being and happiness of the beneficiary. Although I request that my Trustee consider the other known resources available to the beneficiary before making distributions, I also request that my Trustee '� be liberal in making any distributions to the beneficiary. I acknowledge Page 6 that the principal of the trust established for the beneficiary may be exhausted in making such distributions. � _� (c) Right to Wit�idraw Principal { � At the intervals set forth below, a beneficiary may withdraw from his or her trust share, at any time or times, amounts not to exceed in the aggregate: 50% of the accumulated trust income and principal, after attaining age 25 years; Increased by 50% of the accumutated trust income and principal, after attaining the age of 30 years; and All or any portion of the accumulated trust income and principal upon attaining the age of 35 years. When the beneficiary attains the age of 35 years or if, upon the funding of the trust created for the beneficiary, the beneficiary has already attained the age of 35, the beneficiary may withdraw from the trust at any time or times any portion or all of the accumulated txust income and principal. The beneficiary may exercise this right at any time by delivering written � notice to my Trustee, setting forth the amount the beneficiary desires to withdraw. Upon receiving a notice, my Trustee sha11 convey and deliver to the beneficiary, free of trust, the amount requested in the notice. This right of withdrawal is a privilege that may be exercised only by the beneficiary and shall not be subject to the claims of any creditor or to legal process and may not be voluntarily or involuntarily alienated or encumbered. This provision shall not limit the exercise of any power of appointment the beneficiary may have. (d) Distribution Upon the Death of the Beneficiary If the beneficiary should die after the establishment of the beneficiary's trust, but before the complete distribution of the beneficiary's trust, my Trustee sha11 distribute the remaining trust property per stirpes to the descendants of the beneficiary. If the beneficiary has no living descendants, my Trustee shall distribute the balance of the trust property per stirpes to my descendants. If I have no living descendants, my Trustee shall distribute the balance of the trust property as provided in Article Seven. �. Page 7 Article Seven �� Remote Contingent Distribution If, at any time, there is no person or entity qualified to receive final distribution of my probate or trust estate or any part of it, then the portion of my probate or trust estate with respect to which the failure of qualified recipients has occurred shall be distributed one- half to those persons who would inherit it had I then died intestate owning the property, and one-half to those persons who would inherit it had my wife then died intestate owning such property, all as determined and in the proportions provided by the laws of Pennsylvania then in effect. Article Eight Designation of Fiduciaries Section 8.01 Personal Representative I name my wife as my Personal Representative. If Anna M. Ford fails or ceases to act as my Personal Representative, I name the following in the order named as my Personal �: Representative: Patricia A. Elgin; Edwaxd J.Ford; Stephen M. Ford;then Annette M. Bailey Edward J. Ford was selected to serve ahead of his twin brother, Stephen M. Ford, because of uncertainties of Stephen M. Ford's availability to serve while an active member of the United States Armed Forces. Section 8.02 My Trustee I appoint my wife as my Trustee to serve as Trustee of any trusts created under my will. If Anna M. Ford fails or ceases to act as Trustee, I appoint the following; in the order named,as my Trustee: Patricia A. Elgin; � Edward J. Ford; �' Page 8 Stephen M. Ford; then �'� Annette M. Bailey Edward J. Ford was selected to serve ahead of his twin brother, Stephen M. Ford, because of uncertainties of Stephen M. Ford's availability to serve while an active member of the United States Armed Forces. Article Nine Trust Administration Provisions The provisions of this Article pertain to any trust created under my wilL Section 9.01 No Court Proceedings Any trust created under my will shall be administered expeditiously, consistent with the provisions of my will, free of judicial intervention, and without order, approval or action of any court. A trust shall be subject to the jurisdiction of a court only if my Trustee or another interested party institutes a legal proceeding. A proceeding to seek instructions or a court determination shall be initiated in the court having original jurisdiction over matters relating to the construction and administration of trusts. Seeking instructions or a � court determination shall not subject a trust to the continuing jurisdiction of the court. Section 9.02 Resignation of a Trustee A Trustee may resign by giving notice to the income beneficiaries of the trust and to any other Trustee then serving. A Trustee's notice of resignation shall become effective upon the successor Trustee's acceptance of appointment. Section 9.03 Removal of a Trustee A majority of the income beneficiaries of any trust or trust share created under my will may remove a Trustee of the trust, with or without cause. The right to remove a Trustee under this subsection shall not be deemed to grant to the person holding that right any of the powers of that Trustee. If a beneficiary is a minor or is incapacitated, the parent or legal representative of the beneficiary may act on behalf of the beneficiary. � Page 9 Section 9.04 Default of Designation `� If the office of Trustee of a trust created under my will is vacant and no designated successor Trustee is able and willing to act as Trustee, my wife shall appoint an individual or corporate fiduciary as successor Trustee. If my wife is deceased, a majority of the income beneficiaries of the trust shall appoint an individual or corporate fiduciary as successor Trustee. Any beneficiary may petition a court of competent jurisdiction to appoint a successor Trustee to fill any vacancy remaining unfilled after a period of 30 days. By making such appointment, the court shall not thereby acquire any jurisdiction over the trust, except to the extent necessary for making the appointment. If a beneficiary is a minor or is incapacitated, the parent or legal representative of the beneficiary may act on behalf of the beneficiary. Section 9.05 Notice of Removal and Appointment Notice of removal shall be in writing and shall be delivered to the Trustee being removed and to any other Trustees then serving. The notice of removal shall be effective in accordance with its provisions. Notice of appointment shall be in writing and shall be delivered to the successor Trustee � and any other Trustees then serving. The appointment shall become effective at the time of acceptance by the successor Trustee. A copy of the notice shall be attached to my will. Section 9.06 Appointment of a Cotrustee Any individual Trustee may appoint an individual or a corporate fiduciary as a Cotrustee. A Cotrustee so named shall serve only as long as the Trustee who appointed the Cotrustee (or, if the Cotrustee was named by more than one Trustee acting together, by the last to serve of those Trustees) serves, and that Cotrustee shall not become a successor Trustee upon the death, resignation, or incapacity of the Trustee who appointed the Cotrustee, unless so appointed under the terms of my will. The Trustee appointing a Cotrustee may revoke the appointment at any time with or without cause. Section 9.07 Corporate Fiduciaries Any corporate fiduciary serving as a fiduciary under my will must be a bank, trust company, or public charity that is qualified to act as a fiduciary under applicable federal and state law and that is not related or subordinate to any beneficiary within the meaning of Section 672(c) of the Intemal Revenue Code. . The corporate fiduciary shall: �. Have a combined capital and surplus of at least Fifty Million Dollars; or Page 10 Maintain in force a policy of insurance with policy limits of not less than � Fifty Million Dollars covering the enors and omissions of my Trustee with a solvent insurance carrier licensed to do business in the state in which my Trustee has its corporate headquarters; or Have at least Fifty Million Dollars in assets under management. Section 9.08 Appointment of Independent Special Trustee If for any reason the Trustee of any hust created under my will is unwilling or unable to act with respect to any trust property or any provision of my will, the Trustee shall appoint, in writing, a corporate fiduciary or an individual to serve as an Independent Special Trustee as to such property or with respect to such provision. The Independent Special Trustee appointed sha11 not be related or subordinate to any beneficiary of the trust within the meaning of Secrion 672(c) of the Internal Revenue Code. The Trustee may revoke the appointment at will. An Independent Special Trustee shall exercise all fiduciary powers granted by my will unless expressly limited elsewhere in my will or by the Trustee in the instrument appointing the Independent Special Trustee. An Independent Special Trustee may resign at any time by delivering written notice of resignation to the Trustee. Notice of resignation sha11 be effective in a.ccordance with the terms of the notice. � Section 9.09 Majority Action of Trustees If two Trustees are eligible to act with respect to a given matter, the concurrence of both shall be required for action to be taken; if more than two Trustees are eligible to act with respect to a given matter, the concurrence of a majority of my Trustees shall be required for action to be taken. A nonconcurring Trustee may dissent or abstain from a decision of the majority. A Trustee shall be absolved from personal liability by registering its dissent or abstention in the records of the trust. After doing so, the dissenting Trustee shall then act with my other Trustees in any way necessary or appropriate to effectuate the decision of the majority. Notwithstanding any provision of my will to the contrary, a Trustee may disclaim or release, in whole or in part, by an instrument in writing, any power it holds as Trustee, irrevocably or for any period of time that the Trustee may specify. The Trustee may make the relinquishment of a power personal to the Trustee or may relinquish the power for all subsequent Trustees. Section 9.10 Disclaimer by Beneficiary Serving as Trustee � Notwithstanding any provision of my will to the contrary, any beneficiary serving as a � Trustee may disclaim or release, by an instru.ment in writing, any power as Trustee in Page 11 My Trustee may rely upon any request by the personal representative or members of the � family of the deceased beneficiary for payment without verifying the validity or the � amounts and without being required to see to the application of the amounts so paid. My Trustee may make decisions under this Secrion without regard to any limitation on payment of expenses imposed by statute or rule of court and may be made without obtaining the approval of any court having jurisdiction over the administration of the deceased beneficiary's estate. Section 9.16 Trust Accounting Except to the extent required by law, my Trustees shall not be required to file annual accounts with any court or court official in any jurisdiction. Upon the written request of a beneficiary, my Trustee shall render an accounting at least annually to the income beneficiaries of the trust during the accounting period that includes the date of the written request. The accounting shall include the receipts, disbursements, and distributions occurring during the accounting period and a balance sheet of the trust property if no tax retu.rn is filed, or may consist just of the tax return for the accounting period if a tax return is filed for the trust. In the absence of fraud or manifest error, the assent by all income beneficiaries to an accounting of an Independent Trustee shall make the matters disclosed in the accounting binding and conclusive upon all persons, both those in existence on the date of my death and those to be born in the future who have, or will in the future have, a vested or �' contingent interest in the trust property. In the case of a minor or incapacitated beneficiary, that beneficiary's natural guardian or legal representative shall give the assent required under this Section. The failure of any person to object to any accounting by giving written notice to my Trustee within 60 days of the person's receipt of a copy of the accounting shall be deemed to be an assent by such person. The trust's financial records and documentation shall be available at reasonable times and upon reasonable notice for inspection by trust beneficiaries and their representatives. My Trustee shall not be required to furnish trust information regarding my trust to any individual, corporation, or other entity that is not a beneficiary or the representative of a beneficiary, and is not requesting the information pursuant to a valid court order. Section 9.17 Authority to Terminate Trusts If, at any time, my Trustee, other than an Interested Trustee, in its sole discretion, determines that a trust created under my will is no longer economical or is otherwise inadvisable to administer as a trust, or if my Trustee, other than an Interested Trustee, deems it to be in the best interest of my beneficiaries, my Txustee, without further responsibility, may terminate the trust and distribute the trust property, including any �. undistributed net income, in the following order of priority: Page 14 To my wife, if then a beneficiary of the trust; F ._ � If my wife is not then a beneficiary of the trust, to the beneficiaries then entitled to mandatory distributions of net income of the trust and in the same proportions; and If none of the beneficiaries are entitled to mandatory distributions of net income, to the beneficiaries then eligible to receive discretionary distributions of net income of the trust, in such amounts and shares as my Trustee, other than an Interested Trustee,may determine. ' Section 9.18 Marital Deduction Qualification I intend that the marital gift as described in Article Three of my will qualify for the federal estate tax marital deduction, and the provisions of my will shall be construed to reflect this intent. To the extent that giving effect to a provision af my will would result in the marital gift not qualifying for the federal estate tax unlimited marital deduction, that provision shall be ineffective. � Article Ten General Administrative Provisions � The provisions of this Article apply to my probate estate and to any trust created under my will. Section 10.01 No Bond No Fiduciary shall be required to furnish any bond for the faithful performance of the Fiduciary's duties. If a bond is required by any law or rule of court, no surety shall be required on such bond. Section 10.02 Fiduciary Compensation An individual serving as my Fiduciary, other than my wife, shall be entitled to fair and reasonable compensation for the services rendered as a fiduciary. A corporate fiduciary shall be compensated by agreement with an individual Fiduciary or, in the absence of an individual Fiduciary or in the absence of an agreement, in accordance with the corporate fiduciary's published schedule of fees in effect at the time the services are rendered. My Fiduciary may chazge additional fees for services it provides that aze not comprised within its duties as my Fiduciary such as fees for legal services, tax return preparation and corporate finance or investment banking services. � Page 15 In addition to receiving compensation, my Fiduciary may be reimbursed for reasonable � � costs and expenses incurred in carrying out its duties under my will. Section 10.03 Determination of Principal and income My Fiduciary may determine in a fair, equitable and practical manner how all fiduciaries' fees, disbursements, receipts, and wasting assets shall be credited, charged, and apportioned between principal and income. My Fiduciary may set aside from trust income reasonable reserves for taxes, assessments, insurance premiums, repairs, depreciation, obsolescence, depletion, and for the equalization of payments to or for the beneficiaries. My Fiduciary may select appropriate accounting periods with regard to the trust property. Section 10.04 Spendthrift Provision Neither the income nor the principal of any trust established under my will shall be assigned, anticipated or alienated in any manner by any beneficiary,nor shall it be subject to attachment,banla�uptcy proceedings or any other legal process, or to the interference or control of creditors or others. Nothing contained in this Section shall restrict in any way the exercise of any power of appointment granted in my will. � Section 10.05 Distributions to Incapacitated Persons and Persons Under Thirty-Five Years of Age If my Fiduciary is directed to distribute any share of my probate estate or trust principal to a beneficiary, other than my wife,who is under the age of 35 yeazs or is in the opinion of my Fiduciary, under any form of incapacity that renders the beneficiary unable to administer distributions properly when the distribution is to be made, and if no other trust is then to be held under my will for the beneficiary's primary benefit, my Fiduciary may, as Trustee, in my Fiduciary's discretion, continue to hold the beneficiary's share as a separate trust until the beneficiary reaches the age of 35 or overcomes the incapacity. When the beneficiary reaches the age of 35 or overcomes the incapacity, my Fiduciary shall distribute the beneficiary's trust to him or her,outright free of trust. While any trust is being held under this Section, the Trustee, other than an interested Trustee, shall pay to the beneficiary for whom the trust is held such amounts of the net income and principal as the Trustee determines to be necessary or advisable for �any purpose. If the Trustee is an interested Trustee, the Trustee shall pay to the beneficiary for whom the trust is held such amounts of the net income and principal as the fiduciary deternunes to be necessary or advisable for the beneficiary's health, education, maintenance or support. � Page 16 _:�_ �� x � �, .�. �� .��.. ,:��. . � �,�.��n ..x,..K„e�: CumberEand County Board af Asses�ment AppeaEs s . . O!d Courthouse, First Floar � One Caurthouse Square Cariisfe, PA 17013 • .�:° 10006097-3A-19300 • ` �.0: ;�::_��;%" .'...:_.__.:.. r _ y '��'I��'I'��I�I�'I��I�I�I�I�'�I��"��'II�'��II��I � 23213 FORD, JOAN J & ANNA M T65 rl 4919 SHASTA WAY t�cx�t2cssvrtc, PA �7050-2591 Deadline for Scheduling an Informal Review Appointment: Auyust 10, 2010 For details, please see the reverse side. � � E . � .. The Cumberland County Board of Assessment Appeals is providing you with notice of the value on this property, determined as a result of the Cumberland County countywide reassessment completed this year. The countywide reassessment values each property at current Fair Market Value, as of January 1, 2010, equalizing and establishing a uniform tax base so that properties of like characteristics and the same actual Fair Market Value will be taxed the same. � • ' • FORMAL APPEAL DEADLINE: August 10, 2010 MAILING DATE: July i, aoio Parcel Identifier: - Munic.: 10 - HAMPDEN TOWNSHIP ,,,Q—2 0-18 4 4—�G 9 • School: 4 - CUMBERLl�I�TD VALLEY SD Location: 2010 Base Year Assessed Value Old Assessed Value 4919 SHASTA wAx (2010 Market x 100%) (2004 Market) iNnxata CREEK Land 59,300 59,300 ' 43,150 ' Lom 4 si.ic E Ps i9 PG �5 Buildings 168,500 168,500 143,740 TOTAL 227,800 186,890 Taxable Property 2010 Clean and Green Values unit/Lot =n: L-0004 Land NOT NOT NOT Land Size: .30 acres Buildings APPLICABLE APPLICABLE APPLICABLE Property Type: R TOTAL Residential(Under io acres) Clean and Green values apply to qualified farm and forest land end become effective only upon application and approval. Clean and G�een applications must be received Homestead appro�ea by the Assessment Office no later than 4:30 p.m. on October 15, 2010. Those previously approved for Clean and Green do not need to re-apply. � � . • . Below is your preliminary estimate of county taxes for 2011 (after reassessment), compared with your 2010 (current) county taxes. A total estimated tax profile (county, municipal, school district) is available online. See our webpage, www.ccpa.net. Click under"ReassessmenY' in lower right of home page. Current 2010 County mills = 2.579 Adjusted 2010 County mills = 2.074 $ 482 : 2010 COUNTY Tax BEFORE Reassessment. $ 472 : 2010 COUNTY Tax AFTER Reassessment. (see reverse side) \ � �� , • •. Q,ualit� � �er�ice �ince 1990 March 13, 2014 Anna Ford 4919 Shasta Way Mechanicsburg PA 17050 RE: Ocean High,Unit 6,Weeks 10 and 29 owned by John and Anna Ford To Whom It May Concern: This letter is to inform you that the resale value we would place on the above-mentioned timeshare unit is as follows: � � Should you need further informadon,you can contact me at 843-497-6431. Thank you. r--� _ .`-� � ��.;" � �C _ ;.� '�-_ Frank Baker Execudve Vice President Defender Realty P.0.Box 1429,N.Myrile Beuclz,SC 29598 Telephone 843.497.6431 Fux 843.497.3s63 w�x�+�.cl e fe n cl e rreu I ty.cn m � e�� e�� s��e �'�. �.�, ��c. � � 8438 HILDA DRIVE Tl�JESHARE ROBERT W. SAUER,JR. SALISBURY,MD 21804 RESALE SPEClALIST SALES& MARKETING DIRECTOR FAX(410)749-6337 PHONE(410)749-6112 April 2, 2014 Estate of: John J Ford Re: Selling Value; For Anna M Ford, Personal Experience in the field of timeshares: I have been involved in the field of timeshares for over 25 years, 4 years working in the Poconos of PA, the last 25 years have been in Ocean City MD. 1st 2 years were with major developers. Then 3 years doing nothing but re-sales of timeshares in all 11 resorts in Ocean City, with Consumer Properties. The last 23 years, I have been working under KETCH REAL ESTATE COMPANY CO. , INC. , doing timeshare resales, full time. Gross selling price for Oceantime Resort: I have been the primary time share resale persoz in the State of M.D. for the past 23 Years. I have sold, over 1 , 500 timeshare re-sales in Ocean City area. Very truly yours, �yp'r-"' GV�� Robert W. Sauer Jr. Marketing and Sales Director Ketch Real Estate Co.II,Inc. 8438 Hilda Drive Salisbury, MD 21804 410-749-6112 P.S This is NOT A APPRAISAL, this is the market value. 'RU Historical Prices � Prudential Financial, Inc. Comm Stock - Yahoo! Finance Page 1 of 2 , �. . . .� - . - ... _... _._ _ .. ___. _ ._._ _ _._ __ . _ , �fA�..�� , :. . � .�.� ! !c: Mail �' ` f INANC:E _.. _ _ _ _. _ Finance Home My Portfolio Market Data Yahoo Originals Business& Finance Personal Finance CNBC Contributors . ,. .. .. . ._ . . ..,. . .. ... .._ ... Report an Issue Dow d-0 0 "°�� E'�-:TR�.DE ,_ ;=�., Trade' orFr.r a�v ae,c�t�nrr F/(/Bllty CGetdetails ,N�W f '<' Follow �• 36.F£r 8/ .Q 1 $1.35(1.rJ'�%� 10:42AM EDT-Nasdaq Real Time Price ` `�' �i ,� � �__ Historical Prices Get Historical Prices for: IlUll GD Set Date Range � Daily SWrt Date: Nov r 18 2013 Eg.Jan 1,2010 ":Weekly End Date: Nov 18 2013 ,..%Monthly „-Dividends Only Get Prices ' �� r�� , ..� � � .:-:�; � _- 5�lr�f€,'�IO�C��I'S �____�._______ _w _._ . . _��_ __ ___ __�._. ___�, �___._..�_ �_�_._�.._______..__w__. .__.�___ �..��____ _--_. .__._.� , (1l��tlS: f�j0 OC3£ � Prices _ ...._ �. ._._ �_. _ _..._ _._. . .......... .___ __ .. .... _ ..__. . _ _ ___.._ _._.. ... _.. ._ fd� ��S � 5 r�f� � Date , Open High Low Close Volume Adj Close _... _ __ _. _ � � � ; of our share. Nov 18,2013 88.69 89.96 88 43 88.65 3 126,800 87.00 � ............. _._...._. ..._.�_.�_ ��_..� _. . _.__. . _ _ __. _._ _. 'Close price adjusted for dividends and splits. '��r�-y _�. _._.____�___�_... __._ .__� ___ �_ �___. , � �.____...�. - �. . _.� _a _ .. _ � Sg,�S v� ��t. � °o_.��..�. 1��n,gua�rdl�r�g:' =`':Download to Spreadsheet �( j t� '�� ------ Currency in USD. �� '�i��'»�°�': '9}� :5?t;rl {��:k9F:rm;+lyd, ;: ��11�e7':;.ie icse�neiiVs�p�..rcl�.tarv.cniy �.,... �. C.ur xalim.G��-�er:;u�' '��CLlxic�c:r_r.�r-cc_s ��V�ti�1��; :��,..... _ _ _ _ __._ ____ Ad Topics That Might fnterestYou.:. ' 1. Reverse Mortgage Calculator 5. Nigh CD Rates 2. #1 Stock to Buy Now 6.Top Penny Stocks 3. Penny Stocks to Watch 7. Best Performing Mutual Funds ' 4. 10 Best Mutual Funds 8. High-Yieid Dividend ETFs _Feedback _ _ _ � k http://finance.yahoo.com/q/hp?s=PRU&a=10&b=18&c=2013&d=10&e=18&f=2013&g=d 7/31/2014 ✓IET Historical Prices � MetLife, Inc. Common Stock Stock - Yahoo! Finance Page 1 of 2 ' „ .. - � - . �• __ _ _ , - , __.. . . _. + YA� }r'�Flr _ __ a. Mail r-��.� -. . .�: flNANCE _ _ _ _ Finance Home My Portfolio Market Data Yahoo Originals Business&Finance Personal Finance CNBC Contributors - -- - �- � � �-� �� -: �� Reportan Issue floW�-o , � � �I�T �� ° $; �', E��TF�ADE r�o�� C3�EN AN ACC�URIT _. � � A,m�eitfsda+p -. +,� Trade Now: �_ _ Kl .y Follow ;3g.+�; 53.�� r�.32�2.42%� 10:39AM EDT-Nasdaq Real Time Price � '�' ° � �«*; Historical Prices Get Historical Prices for. f1Ull GO ' Set Date Range �'Daily Start Date: Nov :I 18 2013 Eg.Jan 1,2010 �':Weekly End Date:'Nov ';'1 S 2013 ,:Monthly ;_ Dividends Only Get Prices ' �� .�,�� <.::> ��; � .>. shareholders _._.___._...___._...____._ _.�._ _ __..______..�_..� _.___ ._ __._._____ _ _ __._ _._..._ �___. ____._.__.� rne�ns: No one , Prices _..._ .�., _... v__. _.____. __. _ � _ € �Date ' � Open High Low Close Volume Adj Close � � ts�1G�.'S � Sf1c�fE _. E ..'...: _ , ... of c�ur s' ar�. E Nov 18,2013 ! 51.97 � 53.02 � 51 91 ' 52 18 8 509 900 51 51 �: � � x_.__..______..._�_.:_ . ___�..� ..� ... �� __ _ ' Close pnce ad�usted for droidends and splits ��y*�,�`g �.___._ _.r.,.______ ___�__ ._____ �._�_ _.�_. ....._ _. -' _-- ___r__________�.. ��.dg . � r• .� ,� ��. �. .,: ��'I�Ll�rifi�7C,�:� �°Download to Spreadsheet x ��`'� �'� _---- Currency in USD. ��. � ,s-,, l.tl:�,>>�.�;.�r�.. fi.11�yryl�is rsx.r,nvu:w`ai�x�rl n.tar�er�.ii� .�,. ��. [a.��i�inales�.G�xru��=.rr. . �.CGkic:RCCd.:tY.��'E �� Y��' Ad Topics That Might Interest You.:. 1. Wigh-Yield Dividend ETFs 5. Hottest Penny Stocks _ _ _ _ 2. 10 Best income Funds 6. Top Stocks to invest in ! 3. Renny Stocks To Own 7. Mutuai Funds to Invest in 4. #1 Stock to Buy Now 8. invest in Gold Feedback .;. " http://finance.yahoo.com/q/hp?s=MET&a=10&b=18&c=2013&d=10&e=18&f=2013&g=d 7/31/2014 ,�.:��..� �,,,�� AN Historical Prices � Banco Santander, S.A. Sponsored Stock - Yahoo! Finance Page 1 of 2 , . �. � � �� - � ' __ _ ___ _ _ _. YAHOOf � _ - � �,- �. ;�: �. ,:� . Ma�� t�ihlliNCL .._ .... ...... __. .....__ ...... ._._ _ . .... _ .,.�.�,,, . Finance Home My Portfolio Market Data Yahoo Originals Business& Finance Personal Finance CNBC Contributors ..,,,., .. . , : .,,,. _ .. ,.. =- � .. r:�� Report an Issue Do��i-0...._, .. . .. ....�o �7t1� � ; � LEAt3P& 4, „�, ,,;, MaFe E�.`TRADE �Trade' �:.;._.�+.. .. �..►lmaritrada��i ar�EN nN aC�:O�NT ;;NOW„'�,. � ir. �; Follow '"'• ' � 3B.7f3 1 O.O� 1 Q.24�2.2$%� 10:44AM EDT-Nasdaq Real Time Price � ` "' � �,�e; Historicai Prices Get Historical Prices for: fltJll ('i� ___ __ _ __. _ _ _ _ _ _ _ _ _ _ Set Date Range i�'Daity Start Date: Nov . ; 18 2013 Eg.Jan 1,2010 �")Weekly _ _ ' ;Monthly End Date NOV � 18 2013 .-Dividends Only Get Prices ' . !^Si I , .^!�116 I•4:;Xi I ..�. . . .; Prices '_.__, ___,_.__�___ w_____ ._� �.�. _�� __._ ; Date j Open H�gh ' Low ; Close , Volume ! Adj Close ............:..... �..._... ..._...__._ _...... _.. .. .._.. _._........ Nov 18,2013 ; 8.79 : 8 82 ; 8 73 8 76 : 5,136,800 8 22 i ....—�......._..___- _.m.......__......_....�_.__.....�_._____._!___..-----.____.__._._..._.._....�.__._......_ _____....�.... _ ._____.a � � `Close price adjusted for dividends and splits. � ` � � (�;r�.�1 �v:c?t��?�x(:� �.. �� i.,i t. �`:Download to Spreadsheet X 2 L'7 ,/�� — Currency in USD. � �� "Va�ngs�arc�' Ad`�opics-That MightlnterestYou.; ' ' 1. High-Yield Dividend ETFs 5. Hottest Penny Stocks _ . 2. #1 Stock to Buy Now 6. Top Stocks to Invest in 3. 10 Best Income Funds 7. Mutual Funds to Invest in _ ' 4. Penny Stocks To Own 8. Invest in Gold ___ _._ _. _ _ _ _ __ Feedback . " � http://finance.yahoo.com/q/hp?s=SAN&a=10&b=18&c=2013&d=10&e=18&f=2013&g=d 7/31/2014 'ITRX Historical Prices � TIAA-CREF Managed Allocation Fd Stock - Yahoo! Finance Page 1 of 2 � � � - •. - . - , ,. Yt � _ _. _ ___ __ _ __ , � ,, �[—i�� _ _ _ .:. r :�`�. �- : ;�.�`„ � _f Mail �" f 1NAN�:E __ _ _ _ Finance Home My Portfolio Market Data Yahoo Originals Business& Finance Personal Finance CNBC Contributors ...:;� - y;: .� .. . . ,..,�.. ' `._'i:�:, � ::'. ;;.': .�•�:r;r..,t :��. :,;. ��.r rr:�:�;:: Report an Issue ...... ....�..�...,� DOV��-0 0 : C__._.. a. }, µ �Ameritrade I �Tt�t�Dt1T � �..� �� . � •� ,. �, � 1vi��tusz�Fr�ttrl 1 �e�'elft�' , �� . � ,..�:� ,,��x. � a�..� ., . . ,. � �t°td�Pr 5 �_, .,,. i1ft..IT.�LP(VIF.fXGVSE".l'LFSIL[�� :....._......_.Y .....•^�.:.� �� ....�.r. Fol low . ' . i36.r�s 12.42 .�o.o� to.os�io� ��30 °- , ,. Historical Prices Get Historical Prices for. 11UII GO Set Date Range :�?Daily 5tart Date:',Nov �';18 ;2013 Eg.Jan 1,2010 !;�j Weekly End Date:'NOV �� 18 '2013 �?Monthly � -: ._ " ;_;-Dividends Only _... Get Prices �'i^:E� E::::��!=�;l:.,. � .. _.___...__......—______. ._..__.____..._.___�__..__�_.___.._�.._�__._._.r.� _____..._._.__...._—.._._________. -; �1�'i��1�.�`c�P'IC,�t,I�fC�'S , Prices � _ Date ' Open High Low Close : Volume ^ Adj ClosGe � IC3W��:�5, y0U _ _.. � :.. _ ----_. -_ _ .....�......____....._ ¢ _-____..�---. ____ _ . !�2ty}�'SS�fid ? Nov 18,2013 s 12.12 . 12.12 : 12 12 ; 12.12 : ^^ 0 ��^�_��^11 9 ; �� . � �� 'Ciose price adjusted for dividends and splits. N' ..�..�..__ � Fi��t�i-'^c�i'IOiIS��1@xf.�_��; � ', � l 2.� 2- �I��M�� i[ �'`4 Download to Spreadsheet ��1 �� ; 3 3 3`t, Currency in USD. _ � , .. , . :3:r. ..., .y.��:.aar:l':,1��K:<;^m . 'e.xai�:.'......�,__..:... f ~� YAFA�AFti xr ._.�',.., .,, �� xs-., Ad Topics That Mrght lnterestYou..:: 1. High-Yield Dividend ETFs 5. Hottest Penny Stocks _ _. . ' 2. �1 Stock to Buy Now 6.Top Stocks to Invest in 3. 10 Best Income Funds 7. Mutuai Funds to Invest in __._.. _ . _ . _ __ . . _ ' 4. Penny Stocks To Own 8. fnvest in Gold _ __ . _ Feedback '..:. .....`,��4-: lttp://finance.yahoo.com/q/hp?s=TITRX&a=10&b=18&c=2013&d=10&e=18&f=2013&g=d 7/31/2014 r. r ia � - .� 1 J� C • � ' <3 ' Account�233 7 031 665 JOHN 1 FORD ANNA M FORD Balances _ — -- - : �- - �'Efi,7�3�7: , . _ ,�.7;a,� . ;.Cur�znt�atarc�. : < ::; > �eoi�ni�rg�a3an�e <::. . : 818.007 19 Deposits/Credits +32,077.91 Average Oaily Balance __ -3i,�08;9.b ._.. ' , , : - > -. . . ,:... 3�ifh�r"a�rat�'3et�tt�_.,__. ' . .. :.. Interest �3.�81 .. _;�nnua�Pei�enfa e�'aeldEa�a�.. :.:.. .. :::..:. : :...... _ fl -- �5°�fi; _!?a[d this 1?sx�od,�,.._.:.:. _...:: �.�,.-.-- .... . :.. S29 39 Eamed this Period 53.82 Paid Last Year �, , 53�;.9? .::::... ' . . :__ ... ::. .._;,. .:., , :.-: �ait1�?e3�. 0 p.at�...: :.: ,: . .. *The interest earned and the interest paid may differ dependi�g on when interest is credited to your account. 2331031665 page 2 of 5 ' �, �, �... , � ;E: � �; f''E::;� '.. �� '� Checks Posted Reference Check# Date Paid Amount Reference Check�- Date Paid Amount - ,-,-,-r�n:m,�,,:•�,,;.,,n�,-;,,�:;-�,�,,;,,m,,h;=;T;<,,-.•--�:�;�a ,,,,�,;�r;�;,;;�,;,_�;�;�;;;.:: ,� r $�•:�Jy at..�..T.pmi�pFc!R4:"_:iu T'2 q R.£.4._".'F�ly:.�^??�?2'��. 5�� 2j _ _ �+��i�a rt;''.��'IL71��.y£� ��'�� r 1� �4" 5�=; ..,.., . �.?� ,. . ,._�'�8�'Ak;�l��.: _t�5" °I�i�� :,..��. . 4�1.�.B{5"`�. ... ... ..,..'��fi '[._'�:.. 4-'u..- . . ....:. . � 604 11/04 5831.71 0997134830 3 Checic(s)Posted=57.208.96 Account Activity Date Description Additions Subtractions Balance $16,753.97 ' ' Balance - - �n .. ... .. ..._.:..:............._,..:_...,..�:_;;�:�a:::�:�:�':;�;y:::,;:�y::�:::s�::::::�.::.�;:.;5r�.-;=':':i�'�'�i:9s;:�:<:;r,sik:.::��.;�:-:�:5:�p�e��c.:,. ��22 Be mn . 4,:.,:«_:::::,�„_,::�,..�.::., ��....��-:.�5yy.....,,,::�:.::.......'v ...::�:�:,:.�i.-a-:��,'?y,...:.��.�i�^�J[ci:iJ� ._.._.......... ..u.... ...:v.i:::�i':�c':�:?:� r... .�...A.�.._�.v.., 9 ... ...... ...................-_,r,:,.,.,,:,;,.4=:�:;,:.,;.�„,.:-_:.:�,;,�::_�„_�:,�,:::::,,,.::,.:,.,,,y,.,,:,,.,�.,,� ,,.�...,,,:,,,...�,,_ . 5�:�5..._...,., ,....�.....,...,_............_..... . .... . ..... ......�........�...........��:-:n�.. �ua...._.��:rci:cr:-svr_�.. ......1��v�r.v�.��..��.�vY.4�:e:�::.:: m.nu4.�.,�vu..a.��v:::p� ' .... i.. ....... .� . . . .�. ......��eu4.� .�.•...5.5v.�...�.._�_v.W�...?��.�:mhm...��..v..S��P:_��.....�?:.....��:-c:a.4.;..�i�. ...r;.vvn...v'tip�4::4i:i4!`=�!i�i.......:...___ _ _.....�.,;: ..�.,....�.`,. Y�.�.y �ry..�'yyy..�y.i:�`..:....+��4..�.�l�dc:43�i�5;a,- .µ�..6-:�rz.v;u l�. _...SrA--::aS9J::.:,.�:.vy.:..i.h:::f:�2+v�5!:b.T:.:n�.'�..'4...,:::::�!::cvr:r4::aa::!:!n::.:ic:u:.��....�__.�.._..... ..__..... .. ��_�.._.i::�•i::�l'+:��IJ�VXkF..F'J;O4F�O1J��.2i:iiii�F`F�.T.+2�!ii_:'+:�t+�n2i...u;P�;L3!v!la^�1:;.,._:ynn,�i.irf4':i!F':�yi:::vs.::i..�.c.._.�.....v......v....._.i 'f€3'��s�_.�.... _, ...... ,._...... S 18 572 62 - 3 XXSSATREAS 310 XXSOC SEC 102313***'*****ASSA 82,074.10 1�� _._ �.�::au r�...a.:.0,u .��.:.v-...�..v::a..:�c�....�::�� ......,��.� ...� 'u.i�v;��e iati2�. '. •��:•��,e� xj �.i4'-_2�'i�':'1:��...; �4'-'i�� vi� ....:..._._._...........�.�..:.:��......_•i:��u�..�.. ..��v, i� �.�.......�.�4..�4:�!1.rriyc��.::�-�...:.�:'r4y�'iddy4:5-v-y12_V.y�v��.cv�ii�:.': ......:��n:.:..�:4�.�4--•G�ie3 . ......................._...;.:m....n...�_v.�... c...�y....� � ..._�.�.1�u.�y_Y,..:..�.�..�4��r4.�.i ._.�i2�gN:4.._�v� .�.��.�.�_.4c.�£r�.u..v�u.vu..:.�....y.�i�+�: ��i'��.�_.v-..�..�c�.��iL:!:.c:-_�." ' �: -- . ...��.......�.....;..� ...::.�._�.n..��.�_:..�..r-��u��4:..�.v,�Y�' 2'-��.h 2n�.ti{s�-!1��f.�.:�.e.vf:� .�444v�� -e�4:n��.u�._ -.4.{.i.6.F.�� - ' .....e.: .."-'�... .. .. . �.� .,.ai��.�'-.'��y.e�.4..��h`4a�.ua ..i_�.�.��.h2.,�F_..�4:x�h :4��t!:::�..��Edi,��..;�;u�e�.c_:�IieT4F .�a?�:�'�i�iv. _ _ _ ,:,;g;_'.,.�,. ,,...,� .:.3.:�; :,, :::. .. .Q1�.;��a:,�,;,,.,..�,t.�,.,... � .�.,��,r �.�;'t'�'...�..... ,:�::s,�=:�!_,:r�:.. .......,.�.....�......... � _.._v:..=:.:...!c._�...:r !.:71;�g�'�;{"��:�{�.,�,,,,__.��{�._,:...:_.s.�:�!,:,!.�_::a:�a:!::e,.e,:,,�,,r:,s::�,,.,;;v:3.-.;,.s��,.?k,4,_fi:,:�!—:•�s....,.,.......,...v�...�.. �. �-..:: ::::...... ...... _ . . .......i 4i�":i-�..iii4?�Si!::i_Yji�.�.��,ry��:,§i°�'..��:�°C��!'v,':S�yi'i�°:;?. . � '_ :r-m.�...4.dv{.�..u�a._u?F.:�:d��4._. �...e��:. _ . ...'..... :.. ,:_:�:::�:.::....::.:.:.�..,;:,:,:,;,;,.:.;.:.::s�:�;,�:�,�:��,�,�=:,s��:�:;.=�;:a;,;,��:£:..:.::,(y...__��.,,a,�:�«:�,: �.�_.,.� ' �:��:�4��: . .. ......... .... ........� � ��.. � , ....�.,�...,:Y:..:,.�:!:-,4:,+:,_�..,�.,.?.,..::.:��:��.,"�:,.,v,��:',s,+:e•.:�.�y,�,:':4:;,,;.,.. :�r4.,..�,f...�_..��v�,,.�_ a::,?��:L,mz't�!��:...,..,%................_...... . � .� :� ..�.6. .?...!.:.. �.i.x::�.:.:!�.:�.s.�� :::.�:::::Fiv. ..n.4{+..i!�s�2d�5r�::��d.v�F�:�:.�_..�a4!u::ir.�:�.'VS.��..ayyV..�2v:.��l:W��::!ILtiii.�.r!i...:.'3.�.:::::av...:..no5.�...�a..:!::•:a::�n:. ... 1� � �4 ,..1'�. T,C��144+11�D1�i(h�b:�;3:a7�:��1_��1:5�01,3:,.t�;�i ::r,� .a ��_.i.._�....,,.�..,._�_.4.,.... .... _ .......... $17,6Z292 11-21 Ending Balance SANTANDER BANK provided the department with the information below indicating that at the death of the above-named decedent you were a joint owner or beneficiary of the account identified. � Remit Payment and Forms to: Dat��e Established 07-28-1983 REGISTER OF WILLS 1 COURTHOUSE SGIUARE CARLISLE PA 17013 Percent Taxable X 50 Amount Subject to Tax $8,811.40 Tax Rate X 0.150 NOTE*: If tax payments are made within three months of the Potential Tax Due $ 1,321.71 decedenYs date of death, deduct a 5 percent discount on the tax With 5%Discount(Tax x 0.95) $ (see NOTE') due. Any inheritance tax due will become delinquent nine months after the date of death. PART Step 1 : Please check the appropriate boxes below. 1 A �No tax is due. I am the spouse of the deceased or I am the parent of a decedent who was 21 years old or younger at date of death. Proceed to Step 2 on reverse. Do not check any other boxes and disregard the amount shown above as Potentia!Tax Due. . � �� ,.� , ' • i ' . � i �� Niembers !st Federal Credit L!nion 09/25/2013 I 12/31I2013 1 of 4 XXXXXXX314 i0p0 Louise Drive P O.Bo�;�70 Mechanicsburg PA 170»-0040 m (S00)237-7258 MEMBERS 1'� {717j 697-5312(Hearing lmpaired) PEDERALCAEniTU�ION �+'�'�'�memberslst.org ANNA M FORD 4919 SHASTA WAY MECHANICSBURG PA 17050 ' 1099-iNTs are not inciuded in this statement. If you earned at least $10.00 in dividends on your account for 2013, y�u will receive your 1099-INT in a separate mailing in January 2014. � ' . . _ Your cucrent Memb�r Loyaity Rewards1evel is Titahium. Your aggregate baiance as�of December 1 st is�115,848.02. 0.00 CHECKING SAVINGS 77,125.16 C ERTI FI CATES 35,476.72 0.00 LOANS , ii � � BEGINNING BALANCE: $10,556.27 Eff. Post Date Date Description Deposits Withdrawals Balance 09/26 09(26 Deposit by Check 316.37 10,872.64 ._. __ _.._,::, 09/30 09130 Deposii Dividend 0.150% 1.31 """�' 10,873.95 � Annual Percentage Yield Earned 0.15D%from 09l01/13 through 09/30/13 10/04 10/04 DEP PRENOTIFICATION FROM COMPUTERSHARE 10,873.95 10/31 10/31 Deposit Dividend 0.150% �•39 � Annual Percentage Yieid Earned 0.150%from 10/01/13 through 10/31/13 11/29 11/29 Deposit Transfer From 5hare 0042 51,198.44 62,073.78 11/30 11/30 Deposit Dividend 0.150% 1.76 62,075.54 Annuai Percentage Yield Earned 0.150%from 11/01/13 through 11/30/13 12/06 12I06 Deposit Transfer From Share 0044 18,330.07 80,405.61 12/12 12/12 Withdrawal by Check 14,517.76 65,887.85 Check 00 872538 Disbursed 14,517.76 1?J16 12116 Deposit by Check 11,166.9� 77,054.80 12119 12119 Deposit ACH PRUDENTIAL FINAN 60.95 77,115.75 TYPE:TC09DD1312 ID:2431912740 DATA: PRU D C0: PRUDENTIAL FINAN 12/31 12/31 Deposit Dividend 0.150% 9.41 77,125.16 Y \ SC E ` '• ` ' � � ,� �MEMBERS 15i 09/25/2013 12/31!2013 3 of 4 XXXXXXX314 � FEDLRAI.C.RFD12UN10N � � � � . � BEGINNING BALANCE: 518,274.73 Eff. Post Deposits Withdrawals Balance Date Date Description - 17 27 18,292.00 09/30 09I30 Deposit Dividend 1.150% Annuai Percentage Yie1d Eamed 1.160%from 09I01113 through 09/30/13 � 10/31 10i31 Deposit Dividend 1.150% ��'87 Annual Percentage Yie1d Earned 1.160%from 10/01/13 through 10/31/13 18,327.18 11/30 11/30 Deposit Dividend 1.150% 17.31 Annual Percentage Yield Earned 1.160%from 11/01l13 through 11/30/13 18,330.07 12/06 12l06 Deposit Dividend 1.150% 2 89 Annual Percentage Yield Earned 1.160%from 12/01/13 through 12/05/13 __ _ 1 S,330.07 12/06 12/06 Renewed at 0.500%to mature 06/06I15 18,33d.07 0.00 12/06 12/06 Withdrawal Transfer To Share OOOD 12I06 18 MONTN CERT CLOSED *This is the final statement presenting information on this product Please retain this finai statement for tax reporting purposes. ENDING BALANCE: $0.00 Total Deposits 55.34 Total Withdrawals 18,330.07 • - � i � .: . .:.,, BEGINNING'BALAN�E: $0.00.. ., Eff. Post Deposits Withdrawals Balance Date Date Description �5 2�7 9Z 15,207.92 10/12 10/12 Deposit 5.42 � 10/31 10/31 Deposit Dividend 0.650% Annual Percentage Yield Eamed O.fi50%from 10J12113 through 10/31/13 15,221.47 11/30 11/30 Deposit Dividend 0.650% 8.13 Annual Percentage Yield Earned 0.650%from 11101/13 through 11/30/13 15,229.87 12/31 12/31 Deposit Dividend 0.650% 8.40 Annual Percentage Yieid Earned 0.650°10 from 12/01/13 through 12/31/13 ENDING SALANCE: $15,229.87 rQt��po��ts' : ;'; h�2��,s� x ��y��te t.� . , . � x r�-�: . � ; �� a+r -... '.. .. .5 -� , . .... . - 3.> . .. . . . . �- � ... >.. . ,.,....:.v r.. ...�'. .:', ..._. "*�... �.r.'... . - . ,.... ...s. �, Sfi s: ,...<v .1..,.. ._ '�.. , , k � • BEGINNiNG BALANCE $12,165 75 :�` Eff. Post Deposits Withdrawals Balance Date Date Description 12,174.92 09/26 09/26 Deposit Dividend 1.100% �'17 Annual Percentage Yield Earned 1.110%from Q9I01/13 through 09/25/13 12,174.92 09i26 09126 Renewed at Q.500%to mature 03127115 12,174.92 0.00 09/26 09l26 Withdrawal Transfer To Share 0041 09/26 18 MONTH CERT CLOSED *This is the final statement presenting information on this product Piease retain this final statement for tax reporting purposes. . Total Depos'its g,ti7 Total W+thdrawals 12,174:92 Joint Owner JOH��!J FORD � � � � Metro Bank 3801 Paxton Street � ` �=.� � � Harrisburg PA 17111-1418 �� [ [� 1-888-937-0004 � � �"�� mymetrobank.com >05985 3693985 001 092140 JOHN J FORD OR ANNA M FORD 4919 SHASTA WAY MECHANICSBURG PA 17050-2591 We're here 7 days a week,24 hours a day at 1-888-937-0004. � 50 PLUS CHECKING 0032071425 � Stateme�rt�alance as af�i0/20t'l3 := :� ' ',r�t 4�� ' ';; `$6�610 94'- � Pius ,� 2 Depo�its and•Dther Cr�dlts a� � , }' �� $6,�"18$�, j� A ( . . '. y+ 'Ti 1 � il . '' ' �Y } y . �� { � �L>$& ; �t� Gtt�acks��d Other Ueb�ts x �` s ' tsuzi'�'"a t + ; �ya�7�� r � „ , ,'`PJu� ,_ lntere'st Pa�d ': �r Y �'�� s �0.84� ._.. .. _.: .�.. �� , ; < r� ,,�.�_,,._.. ,:, . s � �.,....�.��,...,::9.;��..._.,�.y_..��::,.....,, _-..:;,__..�,__.��.�:..�._�z�...___.:....�t.S�,.....�.�>�,.:�;:i�x.r,w.<.�._:.�..n..,_..,......�... �_.,�l,r�.._.__Y7^.v„ ,..,�.,u- r.s.._.e::at:�r .,�n.... . Transactions By Date - _- D}a�te y-- .=.:--U � ' ' , ----._� _ �-_..�--- --,r....— . - - ----Debit�-------------Gredit-_:--:.�----�--_--.-•BCafar..i�us�'_ �v�'�3.�.'.'� 4„42��Eri�'�"�:.`�'�3�+'�in.�* '�, 'k'�y.�,2` S`�',-'�c�-'",�„`p�ky'r�„ .� e�'y�:� ,x'��t�`�t`'.��'�,: c,�� ¢ _.. __. :�?; �r3��Qw� x ....esw^.:.3.'..y'.,YS�s.: .'s�,.�s,.s�s�.a�.....w_.,�!ax.:..�j.st....,�.:2.:r;;,,.v.'S".�aY�:S....f`�4—b "f'.r�F'.iY-�:. s.,... . ... �..a��.,=-:�.;_ ...3..-::`-v.. �.:.;.�.:�.::,..... _ .. , ...,.I*:: 10l21/13 CHECK#7470 -- ��55.00 m $6,545.94 �DT21I13 4 CN�C4��F 7.47� K � � _' 4 x :: �10 00 � S�,'S3S 9+�F; o.,.,��a.,�...,�_�:._..___ .��..__�_�. �._..___ T....�„�:�...._�,_.�..4...��...,�.__..., �,� ,...�M,.�� „_._�_�� ....�.�:..._�.�,,.�:,.}��z,.� u:,c.y.,,,�>��:..», 10/21113 POS GIANT 6269 $74.35 $6,461.59 RF#99105510121 151050 CAMP HILL PA 4U(2?1�3 YERI�O_hI�1�i!#�l�U+�p�1YMENTS�b....�.,.:��:'s��..�.,�,,` � ��9,'#'��`�� ^i� �``�'.��-��,-��'��"'��,��`,��;: �"`�' ' ' ` SERiAk,NLlMBEFt '��66 93Z9�3�#!i� �l�� r �, � , �� n ��....; �. .....^.S;h....s.:aC...a7::�` .,.. s..sr;e,.......?....r.,:a.��..�c:...e�v,,...,�-Lv.k_9�'u:tcaa:x.' �..eata�av`L,a..u3.n:,,xs:�i�'k';i'�,..w,�»,v..;��.i�`� ,_.tySw'�:�"�.i.�'�+}�"� _: � �.ac a'�,ij, r..� S ,.-. .w..u...::a a.:.o:.v..navv�x:a;v�aidy......u.L`'i"»Y:...C.��a�.'a:.,i�....e.`�.'...«..�:a�S.°w...:�t5:u`YS�:S�Pri 10f22173 CH'ECK#7468 $100A0 36,192.48 �01�21'�$��HEGKi#��lfi9� '..�;. �.:��-.x:��',��w��$2 4�.'�`v�`.��.��fi�r��, .a:�• �°v��J37D3�: 10/23113 POS WEIS MARKETS#58 $3 �� $5,899.38� RF#577100 10123 095100 MECHANICSBUR,PA ��I� �� {,�� #��ai.:..�r�`'e��'�S ��,'��t�''��aS�W�� -st��rJ,��,.,, ,�q�. ".x�a�'r,�.;`Y4,��.�e:s:ac�ra��ti`°"'��`�uimi'�E�i��`�.-:��.:.s��' �.....,.....��zSi: _,.�L�., �fi�:�Y�cd�l�� 10/24l13 POS WEGMANS .Z2 $5,803.16 RF#02023910124 174215 MECHANICBURG,PA ��.�l��r�,��i�r'V��V�F��R 1�s��,�,��s��`��A��+r,p`�k�`�"; �`:,:��'`�'.�s�.$�_,�.�,�U..�u�:��ar��'_.��e�.��».`.�r��i��v�5��,'�i�'�'�� 10125113 �C.HECK#7446 $50.00 $6,353.16 ��„��"�..I��.,.5 r�MRG��'ZI IY[�r:.t.:..��.�;�..�r.�.i..�.�w'+."s�wx.�:,.?3i:�;i��t��.:�.0��:.��Q��i",aw�-�-�`.�Y'�'�-�c^,..�G=.�jyu2i(ryar�i��,.r��:.:..L:w��if�'t['�a'*,.� �wt.�s.X',s�...�� '{6l2&!43 CHECK�#7476 $30 00 55,20916 '�Df�$M� „ P�S +GRAGKEt�BARREt, `, ' �, � � �� ' �` ' � �<��:��,��7� " � -� R�a#1326d8'�D/�7 9Z0532 MECti��CSBUF�G;PA , ; � , � � ; .� ,,.'% � _ . :>, _ .._�....,..�,�._�_..�..,,,�:_�.__. �_.�_.._,�.,�,_.__..:.�....._,_�__.�..�.a.....�. __.,...._�__�__w�..��._,.. ... .. _.,..�N_:,::�:W__...�..<.,� .��._ . .; 70/29/13 CHECK#7472 525.00 $5,150.78 1�?/�9113"'°��r,,a GHECFf#74��,;�� Y ��OD 00� ` �:� , r �- -z-� ;. � �.��r " ' ��95t�7S�? , ,�.wy_.��:��_,�,�� ..�:::� �..��u�v��..,�.�,..0_<._�-.��..,_.�.-�.�. � Y�: .ww�....x..5:. ,. 4k.A.,.._� ai*I,.,...w�cC...s?.�...w. ...,.,_.�� vW�,.._�' 10%31/13 CHECK#7474 $20.00 3 $4,930.78 �1/$A/�� '-�r'nlNp$p�A�MS7T'�[�C^, ANNUIT�If � r> ' s � �' ,:, � � r� $A,809 53 � �� `"'��,# -��9afi§2'3� � g� YS< F�71V��V�N� Y � �] -. +�d^ _ �.> t ""'i .:�„�.,`yR .��.,, �'k�3� ..�` - -� .Tx`2 y '2 � . �'� `Y. n,,.... .w.. .x, u�'6ets... .x .,v�a..� ,� .+,...�u,.�G..�...:�-x._..x.:_..'vL.�,.........iJ�,G a.°6...__ta.n..ua..£._,xcae+.u.�. _..... ' ..«,.._�.....•:2�.......i�.....irF. ..:,�`l'...._�.—.:.. .a^_.x.... .: ... � .xc,..::. 11/04/13 CHECK#7393 $34.00 �� $9,698.31 a i/A4/13 �`�:CH�CK#7�477 x � r � .. , ; ,. ,..��, . � $�� ,�_ �.� __.-�LL� � ,��,9�888 3�! : ��_..,..��__.. ... ......_�,..,. �_ .��.�..,. �;,�x r_��__�_ ._ . _ .��; 11104/13 POS GIANT 6005 S $9,606.66 RF#71426411/02 155645 MECHANICSBURG,PA 14f047�3 t YISA iCVS P!-IARMACY#16 �� S � ��.� � .�592 87 ~ RF#063635 a'tIQ2 "l8241�MECHANICSBllEtC,PA � .�... ._ �v.�_� . _.._,.. _ . _.....____�.:.> >..�.�_ti�....,..._____<�_ _.w_�_« �-.__v�,_,s�. .�.. ...: .��.w .._. 11/04N3 POS CVS 01639 Q7639- r $35:79 � (� ✓ � $9,557.08 RF#814531 11/04 154024 MECHANICSBURG,PA ��v '�.-.r� _ _, .. ,� . �. �, .� :� ��.� � ��.� _� . ...�«t��,�.� -�,� �.�.�. �,�. v _. ... . T[,4G. CREF FIMANCIAL SERVICES December 11, 20]3 I'til r(i7117h9-0 Mrs. ANNA M FORD 4919 SHASTA WAY MECHANICSBURG PA 17050 Re: Jotu1 J Ford TIAA Contract- A2601357 D8915219 K1323555 _ CREF Certificate- P 1747158 V8915216 J 1323557 _ Dear Mrs. ANNA M FORD: __ We are contacting you since you are a named beneficiary for the TIAA-CREF retireinent accounts held by Jotu� J Ford. My name is Mary Monley from TIAA-CREF's Beneficiary Relationship Team ai�d I will be — your primary contact to assist you throughout this process. .._ = As beneficiaiy of tlle TIAA-CREF retirernent accounts,you are entitled to a survivor benefit, which is — listed below. Any balances in the TIAA Traditional Aiinuity will continue to earn interest, and balances iil = the variable aimuity accounts and/or mutual funds will fluctuate based on investmetlt perfoi7nance. In = addition, this value ca�1 be subject to change due to special spouse provisions or State Statutes. _— __ Account Value as of 11/18/2013 Total $1,249,643.16 As you consider your options,please keep in mind that federal tax law has certain deadlines for when beileficiaries have to start receiving at least some of their inherited amount. (These amouiits are called "required minimum distributions,"or RMDs.) Specifically,you must begin receiving an RMD by December 31 of the year your spouse would have tumed age 70'/�, or the December 31 followiiig the year of death, whichever is later. Your next step is to transfer ownership of the account(s) to your name. Once ownership has been transferred,you may decide to leave d�e account as is a�ld continue to save and invest with TIAA-CREF uutil a later date, or choose from among a variety of other options. TIAA-CRLF Individual&Institutional Services,LLC Member FII�'RA,SII'C. BENEBtJND-LS TIAA-CREF, 1670 Broadway,Denver,CO 50202 Tel:�00 842-2638 z �. n E c c �c 7 c < c t � < < � O � � � � N� ro O Q° � � n -, 'v -, D � � �' � o � � � � o = O � ON. N W � � c � a� � �D � . cn N � � O r+ � [D F� `rt � � � � •--s N N -n w-6' °`'7� c'��A?� ��1 � T�� 0 0 0 � 3 C � � ym v� • � ja 0 °� w � o,� O A � W L+ A Q m . �