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HomeMy WebLinkAbout14-5065 Supreme C Pennsylvania Cou f n Pleas >\ CI et \ y am CLIMB ounty The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service ofpleadings or other papers as required bylaw or rules o court. Commencement of Action: ® Complaint ❑ Writ of Summmns []Petition ❑ Transfer from Another Juris diction []Declaration of Taking \` \ Lead Plaintiffs Name: Lead Lkfndant's Name: PORTFOLIO RECOVERY ASSOCIATES, LLC ALYCE M WELKER 0 S Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits (Check one) outside arbitration limits \\ Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? ❑ Yes ® No Name of Plaintiff/Appellant's Attorney: Robert N. Polas, Jr./ Carrie Brown/ Mark R Garvey ❑ Check here if you have no attorney (are a Self - Represented [Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your \ PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other ❑ Product Liability (does not include mass tort) ❑ Employment Dispute: ❑ Slander /Libel/Defamation Discrimination ❑ Zoning Board ❑ Other: ❑ Employment Dispute: Other ❑ Other: ❑ Other: MASS TORT ❑ Asbestos ❑ Tobacco REAL PROPERTY NUSCELLANEOUS ❑ Toxic Tort -DES F Toxic Tort - Implant ❑Ejectment ❑Common Law /Statutory Arbitration ❑ Toxic Waste ❑ Etmnent Domain /Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Found Rent ❑ Mandamus ❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 16 -27133 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 w, Attorneys for Plaintiff L IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CfvILACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD //�al NORFOLK, VA 23502 No. I (y Plaintiff, V. ALYCE M WELKER 717 MARKET ST STE 29 LEMOYNE PA 17043 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action wrhing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 + (717) 249 -3166 Q; '�' ! s. 7Sp 16 - ot-hi !� - 3/ e U 7 PU 31a3sss This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. t Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN TITE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. ALYCE M WELKER 717 MARKET ST STE 29 LEMOYNE PA 17043 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249 -3166 16 -27133 Esta con es de un cobrador de deudas y es un htent do cobrar ujil deuda. C: I ualquier infron- kicion sera utilizida parra ese proposito. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1- 866 - 428 -8102 FAX: (757) 518 -0860 Attorneys for Plaintiff IN TBE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. ALYCE M WELKER 717 MARKET ST STE 29 LEMOYNE PA 17043 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, ALYCE M WELKER, is an adult individual with last known address of 717 MARKET ST STE 29, LEMOYNE PA 17043. 3. It is averred that Defendant was indebted to HSBC BANK NEVADA, N. A. / CAPITAL ONE, N.A. / BEST BUY /MBNA OR S &H GREENPOINTS on September 16, 2006 with account number * * * * * * * * * ** *5011 (hereafter referred to as "Account "). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This con icat:ion is horn a debt collector and is an atteinpt to collect a debt. Any infornmilon obtained will be €used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit " A " 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on May 22, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest HSBC BANK NEVADA, N.A. / CAPITAL ONE, N.A. / BEST BUY /MBNA OR S &H GREENPOINTS and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiff s Bill of Sale is attached hereto and collectively marked as Exhibit "A" 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $2,018.84. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, ALYCE M WELIER , in the am t of $2,018.84, plus is of this action and any other relief as the Court deems just and s Carrie A Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, # 201259 Mark R Garvey, Esquire, # 312686 Attorneys for Plaintiff 16 -27133 This eon - untu�ication is foin a cleft collector and is an atten4it to collect a debt. Any int6nmtion obtain. .ied -will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Anita Bray hereby states that he /she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief based upon information provided by the Plaintiff The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C. S. Section 4904, relating to unworn falsification to authorities. Date: JUL 0 7 2014 By: Anita Bray Custodian of Records 16 -27133 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. IBIT A This comnnznication is from a debt collector and is an attempt to collect a debt. Any information obtained wffi be used for that purpose. t Exhibit 1 . Forward.. Flow: Receivable Sale Agreement dated:01 %1:0 %2013: 0 .. ... .. : Cl sing:Daxe;'Q1 /171.2013 � � .�:.'::... ':.::' . ��� .� . . Capital One,'. National: Association ( "Seller" . . }, ::in .consideration � of � a . �'urchase Price and: other: yaliablee 'consideration;: - the :receipt of :which. is hereby acknowledged; .: heieti sells assi sand tran ? sfers all ri t, title - and.interest iii the Aocouiits identified in the Sale. Y F 16'ehtitled' which.ma: � be in- elec r6nic.form . to Portfolio- ltecov _ { Y } ery . :. : ..AssociateO - ' LLC' an .its. and' its; subsidiary, entities (` Buyee) : recourse or .:.. . .. .representation:except as -ekpressly provided herein or:oh thq terms and subjectto the conditions; .set.forth the Agr eement � as defined below .... This Bill. of Sale is delivered piirsuant' to:.that -cerWn 'Forward.. Flow' ...... able..Sale. Agreenmen4 dated' as of 01/10/20,1�3,.by and between; Seller:aind:Buyer:(the "Agreement'):: All capitalized: terms used,'but not: defined; in'this BiXI•of Sate shall 'have the meanings :assigned. such terms the Agreement:. :..: . The.CUto' f Date for.the:Sale File_was:Ol /1'4 /2013:`Tlie aggregake Unpaid Balance of:the :. 'Accounts as-of the CAPITALONE ; NATIONAL ASSOCIATION ::.... :.. Name: John. H:: �tiiaurer :::: . .. .Title:: Vice President Exhibit Z Forward FlOW 'Sale Agreement dated 01110/2013. ..... BILL OF SALE :. . .. .. ::�:::Cla Date:.01 %17/20:13:. ... .. .. .. .. sing .... ' •.... • .. ... ::.:.Capital One Batik (USA }; Natiional: ►ssoeiation ( "Seller");• in:consideration of a Purchase: Price . of 'and: other' valuable " consideration, . the . - receipt : of which As is hereby aclb�owledged : Hereby : sells; assigns 'and : transfers ' :all . right,. title . and interest in the - Accounts . : . . . ;. :.identified in the Sale File entitled -- _ . __ . { which: may be in electronic :to Portfolio: Recovery'Associates;_ LLC and its : affiliates: and its.'subsidiary entities { "Buyer"); ..: without .recourse :or: representation except - As , expressly provided herein of on the . terms; - . and subject to-the conditions set forth' the Agreement, {as d b46*): . ::. :: bis-Bill:of Sale is : dbIi ered.pursV4s t: to' tliat..certaiii :Forward Flow Rece valile..SWe::. :. dated 'as' of::01'/10/20.13, by:and between Seller and Buyer.(the "Agreemerit"):.:All capitaliied terms :used; ; but :not defined; �in this Bi11 af: S:ale. shall :h`ve� the :meanings assigned .to such terms :m the Agreement, .:: .. .:::.: " The" Cutoff Date- for the' Sale.:File. was . 01 / 1 x The. aggregate .Unpaid: Balance of the Accounts as of Cuto EfDate was. $S " C .. . A 1rfATX NAIL: O ..:... 'CA ONE BANK (U SA }, :. By: 'Nam H: lviaurer • • : � � ::Title: Vice President ALYCE M WELKER Orchard MasterCard Account Statement Account Numbe5011 Page 1 of 2 From November 7, 201 _ o ecem er , 012 Previous Balance $1,970.66 New Balance $2,018.84 Payments - $0.00 Minimtun Payment Due $508.00 Other Credits - $(1.00 Payment Due Date January 2, 2013 Purchases/Debits + $(1.00 Balance Transfers + $0.00 Late Payment Warning: If we do not receive your minimum payment by the Cash Advances + $0.00 date listed above, you may have to pay a late fee of up to $35.00 and your Past Due Amount $436 -00 APRs may be increased to the Penalty APR of 29.40 "ti. Fees Charged + $0.00 Interest Charged $48.18 Minimum Payment Waming:Ifyou make only the minimum payment each New Balance $2,018.84 period, you will pay more in interest and it will take you longer to pay offyour Credit Limit $1,500.00 !i balance. For example: Credit Available $0.00 Cash Advance Limit t $375.00 If you make no additional You will pay off the And you will end up paying Cash Advance Available S0 . 00 charge.., using this card balance shown on an estimated total of... Statement Closing Date December 7, 2012 and each month you this statement in Days in Billing Cycle 30 1 pay ... about... tCash Advance Limit is a portion of Total Credit Limit. Only the minimum I 1 Years $4,592 Payment S85'.. 3 Years $1061 (Savings = $1,531 1 I i If you would like information about credit counseling services call 1 -866 -569 -2227. Questions? Payment Address: Orchard Bank, PO Box 71104, Charlotte. NC 28272 -1104 24 -Hour Customer Service 1- 800477 -1024 Billing Inquiries: HSBC Card Services, PO Box 81622, Salinas. CA Lost or Stolen Card 1 -800 -395- 7555 93912 -1622 Outside USA Collect 1 -503- 293 -4037 Manage Your account online at www.orchardbank.com TDD /Hearing Impaired 1- 800 - 395 -9020 The HEXAGON DESIGN® (AND VARIATIONS), HSBC®, THE WORLD'S LOCAL BANK ®, HOUSEHOLD® (AND DESIGN) and HOUSEHOLD BANK® are registered trademarks of HSBC Holdings pic or HSBC Finance Corporation and are used by Capital One by permission. Capital One is the issuer of this account. As a reminder, you may pay your credit card bill online or through our automated phone system for no fee. Your account is over the credit limit. Please pay your total due of $590.84, which includes any additional over the credit limit amount and your Minimum Payment Due, minus any Past Due amount. 11111 , I, Trans Date Post Date Description of Fees Reference Number Amount Total Fees For This Period 50.00 ��I�III NIIIIIIIIIIIIINIIIIIII�IIIIII !Illil IIII�I�II �II��� � � � II!I�I'�IINI �III�IIIII�IIIIIIN�III��IIII� IIII� 'dIIIII��IIR�IIIClllillll�ll !Ili Description of Interest Charge Amount INTEREST CIiARGE ON CASH ADVANCES $0.00 INTEREST CHARGE: ON PI?RCHASES $48.18 INTEREST CHARGE ON BALANCE $0.00 TRANSFERS Total Interest For This Period 548.18 Detach and rertun bottom portion with you palaneat 0603454 1 07 0000000322 STMT36 D 1 DOAC.NF .xEAGLRi5ffi:CVIX 6669 M` -N1 See reverse side for important information ORCHaRD BaNK Account Number: 5011 New Balance $2,018.84 Minimum Payment Due $508.00 Payment Due Date 01/02/2013 Include account number on check to Orchard Bank. Do nut .send cash. Please send your payment 7 to 10 days prior to the payment due date to ensure timely delivery. 080 AMOUNT ENCLOSED Orchard Bank ALYCE M WELKER PO BOX 71104 717 MARKET ST CHARLOTTE NC 28272 -1104 LEMOYNE PA 17043 -1581 I��II��III�IIII' �II�IIII�II�IIII���III�II�II�IIIIIIII�I�II��IIII� 5011 _ i. .i �... aim ALYCE M WELKER Orchard MasterCard Account Statement Account Numbd Page 2 of 2 From November 012 Total fees charged in 2012 $353.47 Total interest charged in 2012 $461.76 191=1 1001101MMMM 111V1 Your Annual Percentage Rate (APR) is the annual interest rate on your account. I1 111 II �� I 111 0MMIMMMINININNIMM I Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate Interest Charge PURCHASES 00030 29.40% (v) $1.993.83 $48.18 CASH ADVANCES 80030 29.40 %(v) $O.00 S0.W BALANCE TRANSFER 29.40% (v) $0.00 $0.00 71111 v -1 ariable Rare 080345 41 07 0000000322 ST1,f136 D 1 B0.ACNFL3EAGLMARICS7:30i 6669 MNN I ___________________________________________________________________________________________________________ _______________________________ Ronny R Anderson Sheriff Jody S Smith Chief Deputy SHERIFF'S OFFICE OF CUMBERLAND COUNTY 171LE 11-iE PFiO,TiaND-TARY , curd, 2ill SEP 22 PN 2:30 Richard W Stewart Solicitor oFFicc.orrKiv,,,,rAwc CUMBERLAND COUNTY PENNSYLVANIA Portfolio Recovery Associates, LLC vs. Alyce M Welker Case Number 2014-5065 SHERIFF'S RETURN OF SERVICE 09/08/2014 06:10 PM - Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Alyce M Welker, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Complaint & Notice as "Not Found" at 717 Market St, Suite 29, Lemoyne Borough, Lemoyne, PA 17043. All the suites located at this address are business and there is no Suite 29 located at this address. SHERIFF COST: $46.57 SO ANSWERS, September 09, 2014 RONNY R ANDERSON, SHERIFF (c) CwntySuite Sheriff, Teleoscift, Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R.arvey, Esquire Gregory T Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. No. 14-5065 CIVIL ALYCE M WELKER 717 MARKET ST STE 29 LEMOYNE PA 17043 Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above -entitled case as discontinued without prejudice. ectfully Submi 16-27133 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire 4,-Mar1.R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. ALYCE M WELKER 717 MARKET ST STE 29 LEMOYNE PA 17043 Defendant. : No. 14-5065 CIVIL CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon LYC M WELKER, by First Class Mail, Postage Pre -Paid, a copy thereof on thi day of , 2014, to: 16-27133 ALYCE M WELKER, 717 MARKET 29, LEMOYNE P Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.