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Home My WebLink About14-5067 Supreme Courtof ennsylvania �CourAo�o;nfi-'on Pleas , ` rte,,., ri;.� For Prothonotary Use Only: TIM Ea STi1 v1 l' �._ rl Cover Sheet 4r�`��, � Docket No: � V CUMB Li-i ount Y S l.P The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefilh!a and service ofpleadings or other a ers as required by law or rules of court. Comrnencement of Action: S ® Complaint ❑ Writ of Summons ❑Petition E ❑ Transfer from Another Jurisdiction ❑Declaration of Taking C Lead Plaintiffs Name: Lead Defendant's Name: I PORTFOLIO RECOVERYASSOCIATES,LLC DANIELLE KOUGH T I Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration knits O + (Check one) outside arbitration limits N Is this a Class Action Suit? ❑Yes ®No Is this an MDJAppeal? ❑Yes ®No A Name of Plaintifl7Appellant's Attorney.Robert N.Polas,Jr./Carrie Brown/Mark R Garvey ❑ Check here if you have no attorney(are a Self-Represented[Pro Se]Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance 0 Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other ❑ Product Liability(does not include S mass tort) ❑ Employment Dispute: E ❑ Slander/L�bel/Defamation Discrimination ❑ Zoning Board ❑ Other: ❑ Er ployment Dispute:Other ❑ Other: C Tf I MASS TORT E] Other: Q ❑ Asbestos N ❑ Tobacco REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort-DES ❑ Toxic Tort-Implant ❑ Ejectment E] Common Law/Statutory Arbitration B ❑ Toxic Waste ❑ Eminent DomaintCondemnation El Declaratory Judgment ❑ Other: ❑ Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Connnercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 1.5-29206 Robert N. Polas, Jr., Esquire PA Bar#201259 ' Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Gt I, Norfolk, VA 23502 28 Pi TELE: 1-866-428-8102 • (� FAX:(757) 518-0860 ["tNJw '` D COUNT O . Attorneys for Plaintiff YL VA N1�' y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL,ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD �✓ (�// NORFOLK, VA 23502 No 1 Plaintiff, V. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070-2844 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 15-29206 (717) 249-3166 s(�S. 7S OL 4 01)04 S SP This communication is from a debt collector and is an attempt to collect-�a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070-2844 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 15-29206 Esta cornunicacion es de un cobrador de deudas y es un intent do cobrar una deuda. CUal.quier infromacion.sera util.izada para ese proposito. Robert,N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar# 94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070-2844 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, DANIELLE KOUGH, is an adult individual with last known address of 113 PLEASANTVIEW TER, NEW CUMBERLND PA 17070-2844. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/WAL-MART on February 1, 2009 with account number ************2356 (hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This conitnunication is frorna debt collector and is an attempt to collect a debt. Any information obtained will be used for that. purpose, 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A." 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on November 28, 2012. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ WAL-MART and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$950.32. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, DANIELLE KOUGH , in th nt of$950.32, plus sts o his action and any other relief as the Court deems just a re o Carrie A. Brown, Esquire, # 94055 Robert N. Polas, Jr., Esquire, #201259 Mark R. Garvey, Esquire, #312686 Attorneys for Plaintiff 15-29206 This communication is from a debt collector and is an attempt to collect a debt. Any inibrrnation.obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Mary L.Moore hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: JUN 2 6 2014 By: Mary L. Moore Custodian of Records 15-29206 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. X IBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. . . . . . . . . . .. EXHI131T A BILL of-- AL3 For value received acid in further consideration of the mutual Covenants and conditions set forkh in die csrward.Flo w.Receivables Purchase A meat(the A' eemeiit",dated as of til 13th day of December,2012 iy and between Ge�ier�tectr c Caprtal�Carpora ion;GE Cn halts Retail Bank;GEivl13 Lending,lnc.;Monogram,Ciedit:Servtces L.L.C.,.RFS Ho1cliiig,:L:L C:, and ..::.: GEM Holding,L.L.C. (collectively"Seller") and Fortfolia.Recov Seller hereby transfers,sells conve s &Y.Associates,LLC(`Buyer ), y ,grants,and delivers to Buyer,its successors arid;assigns; : . without recourse except:asset forth in the Agreerrient;to the extent of its ownership;the Receivables as set fartl�.in the Notification Files (as defined iri the Agreenxent), delivered by Seller :to Buyer on each Transfer Date;and as ft-ther described in the Agreement... . . .. p. GE al Retail Bank . . ..... GlennMxrino : Title: EVP, . General Electric Capital Corporation . Glenn Marino Title: Vice President GEMS Lending,Inc: : By: . Stephcu 1Vlotta: : Title:Director Monogram_Credit.Services,L.L.C., .: Glenn Marino . . Tide:President . .: 31 ,EXETTBIT'A . BILL of SALE For value received and in further consideration of the znutual covenants and conditions set forth in the Forward Flow Receivables Purchase,Agreement(the"Agreement dated as of this. :13 th dayof December,2(112 by and between General Electric Capital Corporation,GE Capital Retail Bank GEMB Lending:Inc:`Mono , Credit Services;LL.C.,RFS Holding;L.L.C:;and 1?� GENE Holding;L LC (collect7vely"Sellera'.)and Portfolio Recon Associates,LLC Bu er' C' y Sell hereby transfers,sells,conveys,grants,and delivers to Buyer,tts successors and assigns,') without recourse exceptas set fordo in the Agreement,to:the extent of its owiiers}iip,'the Receivables asset forth in the Notification Files.{as.definecl ftilh Agreement);delivered bySeller to Buyer on each Transfer Date, and as further described in the Agreement. GE.Capital Retail Bank By ' G letuilvIarino. Title: . General Electiic Capital;Corporatidn By ,.. Glenn IVlarino. Title Vice President GEMS Lending,Inc. By step en' otta. ... Title:Director C., ... Monogram credit Serviccs,L.L. By Glenn Marino .Title:Presideart: 3;1 , , p! S .al By:. Ivsep essa w. q. 32 Title: F G w so EM Holding,L.I .C, By: Joseph ss Title:�C. Q Walrnart s Save money.Live better. Wal mart® DANIELLE KOUGH Visit us at walmart.com/credit Credit Card Account Number:-2356 Customer Service:1-800-641-4526 Summary of Account Activity Payment Information Previous Balance $891.10 New Balance $0.00 -Other Credits $950.32 Amount Past Due $0.00 +Purchases/Debits $59.22 Total Minimum Payment Due $314.00 New Balance $0.00 Payment Due Date 01/03/2013 Late Payment Warning:lf we do not receive your minimum Credit Limit $900 payment by the date listed above,you may have to pay a late Available Credit $0.00 fee up to$35.00. Cash Advance/Quick Cash Limit $140 Available Cash $0.00 Statement Closing Date 01/01/2013 Days in Billing Cycle 29 Transaction Summary Tran Date Post Date Reference Number Description of Transaction or Credit Plan Type Amount 12/14 12/14 F911200PD00005349 ADJUSTMENT-PAYMENTS $59.00 12/14 12/14 "INTEREST CHARGE'PREV CYCLE $0.22 PURCHASES 01/01 01/01 F9112000100999990 CHARGE OFF ($688.82) ACCOUNT-PRINCIPALS 01/01 01/01 F9112000100999990 CHARGE OFF ACCOUNT*FINANCE ($261.50) CHARGES` FEES TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGED 01/01 01/01 INTEREST CHARGE ON PURCHASES $0.00 01/01 01/01 INTEREST CHARGE ON CASH $0.00 ADVANCES TOTAL INTEREST FOR THIS PERIOD $0.00 2013 Totals Year-To-Date Total Fees charged in 2013 $0.00 Total Interest charged in 2013 $0.22 Total Interest Paid in 2013 $0.00 Interest Charge Calculation Your Annual Percentage Rate(APR)s the annual interest rate on your account. Annual Percentage Balance Subject to Type of Balance Expiration Date Plan Type Rate Interest Rate Interest Charge Current Transactions Regular Purchases&Cash NA REG 22.90%(v) $0.00 $0.00 Advances Transactions on or before 03/19/2011 Regular Purchases N/A REG 22.90% $0.00 $0.00 Transactions on or before 06/19/2010 Regular Purchases N/A REG 22.90% $0.00 $0.00 Purchases N/A BIG 22.90% $0.00 $0.00 (v)=Variable rate PAYMENT DUE BY 5 P.M.(ET)ON THE DUE DATE NOTICE:We may convert your payment into an electronic debit.See reverse for details,Billing Rights and other important information. 5404 BFH 1 3 3 130101 ZX PAGE 1 of 3 9112 1400 0204 Ol DD5404 Detach and mail this portion with your check.Do not include any correspondence with your check. —I W��i Marty Account Number 356 C Total Minimum Amount Payment Due Overlimit I New Balance Save money.rive better. Payment Due Past Due Date Amount $314.00 $0.00 01/03/2013 $0.00 Payment Enclosed:Please [I[I F1[I [I . F]F1I��I�II�II VIII II I�I IIII�II I I ILII INIII 1111111111 use blue or black ink. New address or email?Print changes on back. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070-2844 Make Payment To:WALMART/GECRB P.O.BOX 530927 ATLANTA,GA 30353-0927 VVaimart � Save money.Live better. Cardholder News and Information If your account has a deferred interest promotion and you would like us to apply a payment on your account to a specific balance,please call Customer Service to discuss options that may be available. 5404 BFH 1 3 3 130101 Z X PAGE. 2 of 3 9112 1400 0204 O1DD5404 5404 HFH 1 3 3 130101 Z X PAGE 3 of 3 9112 1400 0204 OIDD5404 Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070-2844 Defendant To the Prothonotary: No. 14-5067 PRAECIPE TO DISCONTINUE Please mark the above -entitled case as discontinues without prejudice. 15-29206 'es fully Submitte s Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff v. DANIELLE KOUGH 113 PLEASANTVIEW TER NEW CUMBERLND PA 17070-2844 Defendant : No. 14-5067 CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon DANIELLE KOUGH, by First Class Mail, Postage Pre -Paid, a copy thereof on the day of , 2014, to: DANIELLE KOUGH, 113 PLEASANTVIEW TER, MEW CUMBERLND P. ,�� 0-2844 15-29206 Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.