HomeMy WebLinkAbout09-09-14 /3- 003�
FAMILY SETTLEMENT AGREEMENT AND FINAL RELEASE
IN THE ESTATE OF MARGARET E. DYARMAN
KNOW ALL MEN BY THESE PRESENTS,that,WHEREAS,Mazgaret E. Dyarman,late
of Cumberland County,Pennsylvania,died testate on December 21,2012,having first made her last
will and testament duly executed on March 31, 2009;
WHEREAS,the said Margaret E.Dyarman,by the aforesaid last will and testament,named
Nancy Poley, Executrix of said last will;
WHEREAS,letters testamentary on the estate of the said decedent were duly issued by the
Register of Wills of Cumberland County,Pennsylvania,to the said Executrix,Nancy Poley hereafter
collectively called the personal representative.
WHEREAS, the personal representative has gathered the assets of the estate of the said
decedent and the assets consist of personal and real property,to a total value as set forth in Exhibit
"A", a copy of the Pennsylvania lnheritance Tax Return filed by said personal representatives, and
which has been provided to each heir;
WHEREAS,the debts and deductions,including the payment of inheritance tax in the said
estate are further referenced in Exhibit"A";
WHEREAS,the balance for distribution has been reduced to cash and/or is held in kind and
is available for distribution.
NOW,THEREFORE,KNOW YE,that we,being all of the named beneficiaries of the will
and the said decedent, do hereby each of us, acknowledge that we have this day had and received
from the aforesaid personal representative, in full satisfaction and payment of all sum or sums of
money, legacies, bequests, and devised as are given, devised and bequeathed to each of us
respectively by the said will of Margaret E. Dyarman in the amounts due us under said will,�hich �
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amounts we have received this day, in the amounts as set forth on Exhibit"B"�e�. � � �
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AND, each of us does hereby stipulate that in order to avoid the expense and time involved
in the filing of a formal account and schedule of distribution, we each agree that no account is
necessary and we do hereby agree that we do consent to distribution being made without the filing
of an account and schedule of distribution,the same to be with the same force and effect as if they
had been filed and confirmed by the Orphans' Court Division of the Court of Cumberland County.
THEREFORE,we and each of us,do hereby remise,release,quitclaim and forever discharge
the said personal representative,heirs,executors,and administrators and assigns of and from the said
estate and from all actions, suits,payments,accounts,reckonings,claims and demands whatsoever
for or by reason thereof,or for any other use, matter, cause or thing whatsoever,touching upon the
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estate of the said decedent,and each of us do further hereby covenant and agree with each other and
the aforesaid personal representative, that we will contribute pro-rata, our share of the estate to
satisfy any and all claims,demands,suits,or causes of action which may be successfully prosecuted
against the said estate or aforesaid personal representative after the signing, sealing and delivery of
this family settlement agreement and final release.
IN WITNESS WHEREOF, and intending to be legally bound hereby,we have hereunto set
our hands and seals on the dates below indicated.
WITNESS:
Nancy Pol �
COMMONWEALTH OF PENNSYLVANIA .
. SS.
COUNTY OF CUMBERLAND .
AND NOW, this � day of �'"""� ",QiIf1A�Ot� , 2014, before me, the undersigned
officer, personally appeared Nancy Poley, known to me (or satisfactorily proven) to be the person
whose name is subscribed to the within instrument, and acknowledged that she executed same for
the purposes therein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
C MMONWF�O lTH OF PF NIA
NOTARIAI.SEAI.
Andrea M.Ramoa,Notary Public
Carflale 6oro,Cumberland County Notaiy PU IiC
My Commfaslon Expires Ap�il 3,2018
MEMBER,PEN SY V NIA ASSOCIAT ON OF N TARIES
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� AND NOW, this ,2� day of �uGu s% , 2014, before me, the undersigned
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whose name is subscribed to the within instrument,and acknowledged that she executed same for
the purposes therein contained.
IN WITNESS WHEREOF,I hereunto set my hand and'�official seal.
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� 1505610105
REV-1500 EX(oz-ii)(FI)�
OFFICIAL USE ONLY
PA Department of Revenue pennsylvania
Bureau of Individual Taxes �`•""`�" `p`�`��` County Code Year File Number
�- - i.__.._--, -----.__________.
PO BoX z8o6oi INHERITANCE TAX RETURN ; I
Harrisburg,PA 1'71z8-o6oi RESIDENT DECEDENT � ': �
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
__._... ___ __ ----- __ ___ .__ �
200-22-5227 . J � 12/21/2012 _J �L10/29/1916 'i
�__ �
Decedent's Last Name Suffix DecedenYs First Name MI
_...__. ---- - .. _ ____ ._.. ----... ;---- - .__. _. _...._. ._ _... _.._.. _. �
r---- I E I
;D arman J � Margaret
' — ------------ — - — � — __--
— __ � �
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name N1�
_.._.--------_________ ..__._.___ _...._.__ _._____ _._._---- -------, ;- __ _ _.____. -----,
I � ' i
�
'� _ _.. ._---_ __ _ _ !_____ J ---__._.. _..__......._ _ _ _ __ i
Spouse's Social Security Number
--- ----------------, THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
'� REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
� 1.Original Return O 2.Supplemental Return O 3. Remainder Return(Date of Death �
Prior to 12-13-82)
p 4.Limited Estate O 4a. Future Interest Compromise(date of O 5. Federal Estate Tax Return Required
death after 12-12-82)
� 6. Decedent Died Testate O 7.Decedent Maintained a Living Trust � 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust.)
O 9.Litigation Proceeds Received O 10.Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A)
Between 12-31-91 and 1-1-95) (Attach Schedule O)
CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INfORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
--------------------- -- --- - ------- , —--- ------- -
;David A. Baric, Esquire � ';(717)249-6873
---� ---------�
REGISTER OF WILLS USE ONLY
��
C w � �
First Line of Address � � _ � �>
__..----- -----------
_--- - -- ------ Qj �� �y
Baric Scherer LLC � ,.:;� c� --� u'j %�
-- _ _ . __ __.. ___ _ :L,
Second Line of Address � ` ''�
_ j'- � �7 S
__--- _ _------ _ __- ----- ----. ;,. 4' ..� f�� -, .-.
� 19 West South Street � ��� ` � __.. c ='
�
. ------ --------------- _ �- - --- ------__ _; '� '�FATE FILE� �'
City or Post Office State ZIP Code `` "
�.. .
- -- ------ ------- ----..—. --- --- -_. __ _ _ . �
, ..� c . ,.,,
� I
J � �i �17013 �- "
Carlisle PA I " � - �
_ -� ___
-- _ _ _ .
- - ------ ——-- �, �.: c::�
.. �� '�i
CorrespondenYs e-mail address:dbBfiC b2flCSCheref.COm _
Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
G E OF PERSON ONS R FILING RETURN DATE D5�a l3
ADDRESS
143 Stf e D ve, rlisle Pen ania 17013
SIGNAT E RE RER T TH R ES'�ENTATIVE DATE o 5 �a �3
v
ADDR
19 West South Street, Carlisle, Pennsylvania 17013
PLEASE USE ORIGINAL FORM ONLY
Side 1
L 15�56101�5 15�56101�5 J
EXHIBIT "A"
- - . _ . _ _ _ _
� 150561�2�5
REV-1500 EX(FI) DecedenYs Social Security Number
DecedenPs Nama: Margaret E. Dyarman 200-22-5227 :
RECAPITULATION
i ___ _ _ _ __
1. Real Estate(Schedule A). ............................................ 1. � -----
�_�.__.._.._...__�__._.__.._.._._.,__._530,000.00
I
2. Stocks and Bonds(Schedule B) 2. � 54,340.00 ;
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) ..... 3. �; � � W 44,__.�..________._..-.__-----.
4. Mortgages and Notes Receivable(Schedule D)............ ............... 4. �
5. Cash,Bank Deposits and Miscellaneous Personal PropeRy(Schedule E).... ... 5. ',, __ _ _ _ _
118,155.54
6. Jointly Owned Property(Schedule F) O Separate Billing Requested ....... 6. I 90,595.00
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Pro ert 1,152,044^00 i
(Schedule G) O Separate Billing Requested...... .. 7. '',F ^___.....�_..._._.....__.�._....�__.__._
8. Total Gross Assets(total Lines 1 through 7)............................. 8. ! 1,945,134.54
9. Funeral Expenses and Administrative Costs(Schedule H).................. . 9. '�, 85,876.00
I - --._.__�.._�._.__.___�.�.��_.:
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)............... 10. I
11. Total Deductions(total Lines 9 and 10)................................. 11. I`_� _
85,876.00;
12. Net Value of Estate(Line 8 minus Line 11) .............................. 12. I 1,859,258.00 �I
13. Charitable and Govemmental Bequests/Sec 9113 Trusts for which ',
an election to tax has not been made(Schedule J) .................... .... 13. I, !
�._.____._________ __�____�____._..._...
14. Net Value Subject to Tax(Line 12 minus Line 13) ........................ 14. �i 1,859,258.00 ',
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
___ _._.__ _.___
-------- __ __ _. _ _____ _ _ _
transfers under Sec.9116 � I
�a)�1.2)X.0_ � 15 I _.._. ._...�...-_____
�---_- �...._ ._. _...___
16. Amount of Line 14 taxable ; �^^���
at lineal rate x.0 45 1,859,258.00 16. 83,666 00
� ...
at sibling rete X.12 �'--_._..___.-._.,___�__....-_-��_�-_.-
_..___._---__._---___.___-__.�---.-
_..
17. Amount of Line 14 taxable I �� I
_ _.. . ....._.....___..._..._....._.._
18. Amount of Line 14 taxable ~ � � Y � �
at collateral rate X.15 �
18.�-------_._.__._._.�.___.__.._._.
:..------- .. .. .. _.... _ .. . ... �s.;------...---------------83,666.00_,
19. TAX DUE ......................................................
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT �
$ide 2
� 1505610205 1505610205 J
REV-1500 EX(FI) Page 3 File Number
Decedent's Complete Address:
DECEDENT'S NAME
Margaret E. Dyarman
STREETADDRESS
143 Strayer Drive
CITY STATE ZIP
Carlisie PA 17013
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 83,666.00
2. CreditslPayments
A.Prior Payments 82,180.00
B.Discount 4,109.00
Total Credits(A+B) (2) 86,289.00
3. Interest
(3)
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. (4) 2,623.00
5. If Line 1+Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5)
Make check payable to: REGISTER OF WILLS, AGENT.
,: ,� N k � � � , �
,_ ,. .,._, ...... ........,ai t�....e.. ....�...;i,.,,w... .. _�.n. ��,. ., .. ��,.�...�.Ni..». ... . f .o:r.._, h ..._.. ... ..,,. ..... �,... , � . .,. »,.n_,a w-.....,... ..._ . . . . ..
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred.......................................................................................... ❑ �
b. retain the right to designate who shali use the property transferred or its income ............................................ ❑ �
c. retain a reversionary interest.............................................................................................................................. ❑ �
d. receive the promise for life of either payments,benefits or care?...................................................................... ❑ �
2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death
without receiving adequate consideration?.............................................................................................................. ❑ �
3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. � ❑
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
containsa beneficiary designation? ........................................................................................................................ ❑ �
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
..' . I fr�.a'� .L- .. q .. .: .. .
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.:�.. ....�...«.��_..��._�..L��u+_.:y�...�,�uux.Lw.c���.'�.__t i�su...+.�_..,...,..+ _�.:��� �..�.�.�.,w ��....aw�i.�n.�+�.._::,,..,._..� ::... . . :.:v, v..... _....y..�...�.....,�.- _.. .�.� .�., s. . .. c ........
For dates of death on or after July 1,1994,and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after Jan. 1, 1995, the tax rate imposetl on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the suroiving spouse is the only beneficiary.
For dates of death on or after July 1,2000;
. The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
. The tax rate imposed on fhe net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
REV-1502 EX+(12-12)
�pennsylvania SCHEDULE A
DEPARTMENT OFREVENUE
INHERITANCE TAX RETURN REAL ESTATE
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Margaret E. Dyarman 21-13-0032
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowiedge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F.
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1� 301 Dyarman Road, Carlisle 358,000.00
Carlisle,Pennsylvania 17013
(appraisal attached)
2. 333 Petersburg Road 132,000.00
Carlisle,Pennsylvania 17013
(appraisal attached)
3. Waggoners Gap Road 40,000.00
Carlisie,Pennsylvania 17013
(appraisal attact�ed)
TOTAL(Also enter on Line 1, Recapitulation.) $ 530,000.00
If more space is needed,use additional sheets of paper of the same size.
REVa5o3 EX+(8-i�)
�pennsylvania SCHEDULE B
DEPARTMENTOFREVENUE
INHERITANCE TAX RETURN STOCKS & BONDS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Margaret E. Dyarman 21-13-0032
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OFDEATH
1' BNY Mellon,Account#02124765 3,264.00
2 Delaware Investments,Account#0448-xxxxxx2349 51,076.00
TOTAL(Also enter on line 2, Recapitulation) $ 54,340.00
If more space is needed,insert additional sheets of the same size
REV-15o8 EX+(o8-iz)
�pennsylvania
SCHEDULE E
DEPARTMENTOFFEVENUE CASH, BANK DEPOSITS & MISC.
INHER[TANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Margaret E. Dyarman 21-13-0032
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
�, personal property 2,261.00
2. Discover Bank;certificate of deposit;account ending 4165 62,113.00
3. ING Direct savings account 45,525.98
4. M&T Bank checking account#2670010616 8,255.56
TOTAL(Also enter on Line 5, Recapitulation) $ 118,155.54
If more space is needed,use additional sheets of paper of the same size.
REV-15o9 EX+(oi-io)
Y � . pennsylvania SCHEDULE F
DEPARTMENT OFREVENUE
� � INHERITANCE TAX REfURN ]OINTLY-OWNED PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Margaret E. Dyarman 21-13-0032
If an asset became jointly owned within one year of the decedent's date of death,it must be reported on Schedule G.
SURVIVING]OINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT
A• Nancy L. Poley 143 Strayer Drive daughter
Carlisle, Pennsylvania 17013
B.
C.
IOINTLY OWNED PROPERTY:
LETTER DATE DESCRIPTTON OF PROPERTY %OF DATE OF DEATH
ITEM FOR 701NT MADE 1NCLUDE NAME OF FINANC[AL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENT'S VALUE OF
NUMBER TENANT JOINT IDENTIFYING NUMBER.AITACH DEED FORlOINTLY HELD REALESTATE. VAIUE OFASSET INTEREST DECEDENT'SINTEREST
1. A. 03123105 M&T Bank Money Market Acct.#1500421205950 181,180.00 50 90,595.00
TOTAL(Also enter on Line 6, Recapitulation) $ 90,595.00
If more space is needed,use additional sheets of paper of the same size.
REV-1510 EX+(08-09)
� pennsytvania SCHEDULE G
DEPARTMENT OF REVENUE I NTE R-VIVOS TRAN S FE RS AN D
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Margaret E. Dyarman 21-13-0032
This schedule must be completed and filed if the answer to any oF questions 1 through 4 on page three of the REV-1500 is yes.
DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
ITEM INCLUDE THE NAME OP fHE TRANSFEREE,THE1R RELATIONSHiP TO DECEDENT AND
NUMBER THE DATE OF TRANSFER. ATTACN A COPY OPTHE�EED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
1, Bank Amer Corp Sub Intents Be 48,970.88
2 General Mtrs Accep Corp 73,784.44
3 Prime Fund Capital Reserves 386,399.37
4 DWS Intl Value Opportunities 25,842.32
5 Pimco Real Return A 64,580.73
6 Pimco Real Return A 491,346.57
� Prime Fund Capital Reserves 38,859.58
8 T Rowe Price Health Sciences 22,264.84
TOTAL(Also enter on Line 7, Recapitulation) $ 1 , 152 , 044.UU
If more space is needed,use additional sheets of paper of the same size.
REV-1511 EX+(10-09)
� pennsylvania SCHEDULE H
DEPARTMENT OFREVENUE F U N E RAL EXP E NS ES AN D
INHERITANCE TAX RETURN ADMI N ISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Margaret E. Dyarman 21-13-0032
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1' Ewing Brothers Funeral Home 6,440.20
Miscellaneous funeral expense-refreshments 300.00
Grace United Methodist Church-memorial leaf 110.00
Grave opening/engraving headstone 449.30
B, ADMINISTRATIVE COSTS:
1. Personal Representative Commissions: 36,881.00
Name(s)of Personal Representative(s) NanCy L. POI@y
street a,ddress 143 Strayer Drive
city Carlisie state PA ZIP 17013
Year(s)Commission Paid: 2013
36,881.00
2. Attorney Fees:
3. Family Exemption: (If decedent's address is not the same as claimanYs,attach explanation.)
Claimant
Street Address
City State ZIP
Relationship of Claimant to Decedent
4. Probate Fees;
1,313.50
5. Accountant Fees;
6. Tax Return Preparer Fees: 340.00
�• The Sentinel(legal advertising) 157.68
a. Cumberland Law Journal(legal advertising) 75.00
s. Millenium Pharmacy 16.59
to. Terminex
295.74
��. M&T Bank-safe deposit box 20.00
*,.**.*..,..***,...�.**.*�..**�«......SEE ATTACHED SHEET*,..*..*�*,..�*,..�..�,*.,,*,*...*�.*.***,*�..*�..
TOTAL(Also enter on Line 9, Recapitulation) $ 85,876.68
If more space is needed,use additional sheets of paper of the same size.
Estate of Margaret E. Dyarman
Estate No. 21-13-0032
Schedule H Continued
12. Everett Cash Mutual-insurance premium $ 206.00
13. PA Department of Revenue-PA 40 payment $ 270.00
14. Robert Cairns-taxes on South Middleton $ 300.71
Township property
15. Robin Sollenberger-taxes on two $ 310.96
North Middleton Township properties
16. PA Department of Revenue- 2012 state tax $ 309.00
17 S.W. Barrett Real Estate & Appraisal Services 1 200.00
Total: $2,596.67
REV-1513 EX+(01-10)
� pennsytvania SCHEDULE ]
DEPARTMENT OFREVENUE
� INHERITANCETAXRETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Margaret E. Dyarman 21-13-0032
REII�TIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
1. Nancy L.Poley,143 Strayer Drive,Carlisle,PA 17013 daugther ��2
2. Debra Boden,333 Petersburg Road,Carlisle,PA 17013 grand daughter 1/6
3. Teresa Isabella, 106 Hunters Circle,Hummelstown,PA 17036 grand daughter 1/6
4. Stacy East,5195 Misty Lake Drive,Mulberry,FL 33860 grand daughter 1/6
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $
If more space is needed,use additional sheets of paper of the same size.
LAST WILL AND TESTAMENT
OF
MARGARET E. DYARMAN
I, Margaret E. Dyannan, of Cumberland County, Pennsylvania, being of sound mind,
memory and understanding, do hereby make, publish and declare this as and for my Last Will
and Testament, hereby revoking all other wills and codicils heretofore made by me.
FIRST
I direct the payment of my debts and the expenses of my last illness and funeral from my
estate as soon after my death as conveniently may be done. If there be no cemetery lot available
for my interment, owned by me at the time of my death, I authorize my personal representative to
purchase such cemetery lot with a contract for perpetual care, using therefor funds from my
estate, and I authorize my personal representative to cause title to or ownership of such lot so
purchased to be vested in such person as my personal representative shall designate.
�' ` Further, in this connection, I authorize my personal representative to expend funds from
V
j my estate, in such amount as my personal representative shall consider necessary and desirable,
� for the purchase, erection and inscription of a suitable marker for my grave. Further, I direct that
� any inheritance, estate or death ta�ces for property passing under this will shall be paid by my
� estate.
� SECOND
�
� I give, devise and bequeath my real property known as 123 Strayer Drive, Carlisle,
Pennsylvania, to my daughter, Nancy Poley.
I
__
I give, devise and bequeath the rest, residue and remainder of my estate to my daughter,
Nancy Poley and my granddaughters: Debra Sue Boden, Teresa Isabella, and Stacy Ann East, per
stirpes, as follows:
a) one-half to Nancy Poley;
b) one-sixth to Debra Sue Boden;
c) one-sixth to Teresa Isabella; and
d) one-sixth to Stacy Ann East
Provided, however, that the shares passing to Debra Sue Boden, Teresa Isabella and Stacy
�
� Ann East or their issue shall not in the aggregate exceed the maximum amount permitted without
J incurring generation skipping transfer tax,to the extent the cumulative amount would be taxed by
generation skipping transfer tax then the excess amount shall go to Nancy Poley.
THIRD
In the event that a portion of my estate passes to an heir under the age of forty-five(45), �
� then that ortion of my estate passing to the heir shall be placed with Nancy Poley, as TRUSTEE,
�, p
1
�.,.1 under the following conditions:
1. My Trustee may pay principal and income to or for the benefit of the heir
during her life as my Trustee, from time to time, shall deem advisable for the health,
maintenance, support and complete education of such heir and their children. In addition, my
`� Trustee in her sole discretion may advance principal to said beneficiary against the fractional
`
shares to be advanced hereunder for the purchasing of a home or any other purpose Trustee in her
sole discretion deems reasonable.
2. Notwithstanding the foregoing provisions, after attainment of forty-five (45)
years, each heir may withdraw all principal and accumulated interest, if any, in their trust.
3. In the event of the death of Debra Sue Boden, Teresa Isabella or Stacy Ann
East prior to age forty-five (45),the principal and accumulated interest in the respective trust will
pass to their child or children in equal shares to be held in trusts for each child or children under
the following conditions:
A. My Trustee may pay principal and income to or for the benefit of the heir
during his or her life as my Trustee, from time to time, shall deem advisable for the health,
maintenance, support and complete education of such heir and their children. In addition, my
Trustee in her sole discretion may advance principal to said beneficiary against the fractional
shares to be advanced hereunder for the purchasing of a home or any other purpose Trustee in her
sole discretion deems reasonable.
B. Notwithstanding the foregoing provisions, after attainment of thirty(30)years,
each heir may withdraw one-half of the principal of his or her trust valued as of said birthday or
the date of division into shares, after attainment of age forty(40) years, each heir may withdraw
the remainder of said principal and undistributed income, if any.
, � If Debra Sue Boden, Teresa Isabella or Stacy Ann East shall predecease me, their interest
�
in my estate shall pass to their children at my death in equal shares to be administered in
� accordance with the provisions of sections 3 A. and 3 B. hereinabove. Should either Debra Sue
�
� Boden,Teresa Isabella or Stacy Ann East predecease me leaving no issue,their interest in my
� V
� estate shall pass to the survivors among them in equal shares subject to the trusts established
� ~' herein.
Notwithstanding any other provisions hereinabove, the Trusts created shall terminate not
later than twenty-one (21) years after the death of my last survivor and any other beneficiary or
heir living on my date of death. The Trustee shall distribute such remaining trust principal and
accrued or undistributed net income to the beneficiaries.
4. Should the principal of any trust herein provided for be or become too small in
my Trustee's discretion to make establishments or continuance of the trust advisable,my Trustee
may distribute the remaining principal and any accumulated or undistributed income outright to
the beneficiaries in the proportions to which they are then entitled to. The receipts and releases
of the distributees will terminate absolutely the rights of all persons who might otherwise have
future interest in the trust, whether vested or contingent, without notice to them and without the
necessity of filing an account with the court.
FOURTH
I direct that no trustee, executor, guardian or other fiduciary named, nominated, or
appointed by this my Last Will and Testament shall be required to post any bond or give any
security of any type for any purpose whatsoever, any law or rule of the court of the
Commonwealth of Pennsylvania or any other jurisdiction to the contrary notwithstanding. I
p � direct that the law of the Commonwealth of Pennsylvania shall apply to any interpretation or
application of the validity of this instrument.
FIFTH
My executor and trustee shall have the following powers in addition to those vested in
� them by law and by other provisions of this Will, applicable to all property, real,personal or
�
mixed and wheresoever situate, including property held for minors, whether principal or income,
� exercisable without court approval, and effective, with respect to each item of said property until
actual distribution thereof.
A) To retain, as investments of my estate or trust, any or all assets of my estate,
real,personal,or mixed, without regard to any principal of diversification, and to purchase and
acquire real or personal property and to hold any or all of such real and personal property retained
or acquired without making the same productive of income.
B) To permit the children, or any of them,to occupy any real estate retained or
acquired upon such terms and conditions as my executor or trustee shall deem proper.
C) To pay all taxes, charges and expenses of maintenance, upkeep,
improvements, development,protection, preservation and investment of any retained or acquired
real or personal property, such payments to be made from either principal or income as my
executor or trustee shall determine.
D) To retain or invest any and all funds, whether principal or income, in any real
� or personal properiy without restriction to legal investments; to purchase investments at
premiums; to exercise all rights of a security holder or share holder in any corporation; and to
�. lease, mortgage,pledge, give options upon or sell at public or private sale and without approval
�
p� of any court, any real or personal property, or portion or portions thereof, irrespective of the
tJ�
manner or the means by which the same was acquired by my said executor or trustee.
E) To make payment or distribution herein provided for in cash, kind or partly in
cash and partly in kind, at valuations fixed by my executor or trustee at the time of distribution.
SIXTH
Any and all payment or payments of any sum or sums, whether in cash or in kind and
�' whether for principal or income, payable to an heir, or any of them, shall be made upon the sole
� d free from antici ation,
receipt of the respective individual to whom the payment is made, an p
.
alienation, assignment, attachment, and pledge, and free from control by the creditors of any such
beneficiary.
SEVENTH
I appoint my danghter,Nancy Poley , Executrix of this my Last Will and Testament.
Should my said Executrix fail to survive me or for any reason fail to qualify as Executrix,then I
appoint Frank Poley, Executor of this my Last Will and Testament. Should my daughter,Nancy
Poley or Frank Poley fail to survive me or for any reason fail to qualify as Executrix and
Executor respectively,then I appoint David A. Baric,Esquire, Executor of this my Last Will and
Testament. I also appoint my daughter,Nancy Poley,Trustee of this my Last Will and
Testament. Should my said Trustee fail to survive me or for any reason fail to qualify as Trustee,
then I appoint Frank Poley, Trustee of this my Last Will and Testament. Should both Nancy
Poley and Frank Poley fail to survive me or for any reason fail to qualify as Trustee, then I
appoint David A. Baric, Esquire as Trustee.
1N WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will
and Testament, consisting of seven(7)typewritten pages,the first six (6) of which beax my
initials in the margin for the purpose of identification,this 31 st day of March, 2009. �
� �.
� Mar aret E. D arman����_
g y
1 .
Signed, sealed, published and declared by the above named testatrix, Margaret E.
Dyarman, as and for her Last Will and Testament, in the presence of us, who, at her request, in
her sight and presence and in the sight and presence of each other,have hereunto subscribed our
�
ames a i e � � /����
• ADDRESS /� � � '
, ADDRESS�� I . - ,L�.11:� , U � pA
COMMONWEALTH OF PENNSYLVANIA :
: SS.
COUNTY OF CUMBERLAND •
�, �' -
We, Margaret E. Dyannan, �.�.�v i t� f�. t?c�r j r� and �-�1�;�:z �`�l . ;�'C�La�►��;the _
testatrix and the witnesses, respectively, whose names are signed to the attached or foregoing
instrument, being first duly sworn, do hereby declare to the undersigned authority that the
testatrix signed and executed the instrument of her Last Will and Testament, and that she signed
willingly and that she executed as her free and voluntary act for the purposes therein expressed,
and that each of the witnesses, in the presence and hearing of the testatrix, signed the Will as
witnesses, and that to the best of their knowledge, the testatrix was at the time eighteen(18)years
of age or older, of sound mind and under no constraint or undue influence.
Sworn to and subscribed before me this 31 st day of March, 2009.
.•,
�l j7 I '` ��:
( �,(_, 'L;�' , � r���!{%�L=�r.�-�'
� ,'��"u ,' f. ::_--
COMMONWEALTH OF PERINSYLVANIA
Notgfl9l Se�l
Amanda L.98tnhisel,Notery Public
Carlisle Boro,Cumb�Hantl Gounty--
My Commissidn Ex,fr@s Aprll 17,2o1Q___
Member,Perin�{iladhi� 5�d�i��tlR tltar��s
_ _
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0011
APPRAISAL OF
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LOCATED AT:
Waggoners Gap Road
Cariisie,PA 17015
FOR:
Baric 8 Scherer Attorneys-at-Law
19 West South Street
Carlisle,PA 17013
BORROWER:
Margaret E DYARMAN(Estate)
AS OF:
December 21,2012
BY:
Stan A.Skowronek
PA Certified Residentiai Real Estate Appraiser
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
Fi�e No.13-0011
02I0812013
Baric or Scherer
Baric 8 Scherer Attorneys-at-Law
19 West South Street
Carlisle,PA 17013
File Number: 13-0011
In accordance with your request,I have appraised the real property at:
Waggoners Gap Road
Carlisle,PA 17015
The purpose of this appraisal is to develop an opinion of the market value of the subject property,as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion,the market value of the property as of December 21,2012 is:
$40,000
Forty Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, limiting conditions and appropriate certifications.
RespectFully submitted
��•�Q�l?�'��
Stan A.Skowronek
PA Certifled Residential Real Estate Appraiser
• S.W.Barrett Real Estate S Appraisal Services
LAND APPRAISAL REPORT File No. 13-0011
The purpose of this summary appraisal report is to provide the lenderlclient with an accurate and adequetely supparted opinion of the market value of the subject properry.
�..�. � •
aroPe�r nddress: Waggoners Gaa Road ciry:Carlisle s�a�e:PA zip:17015
sorrower: Margaret E DYARMAN(Estate) owneraiPubiicRecord: Dyarman,Margar counry: Cumberland
�egal Descrip6on: Deed Book 28J a e 278
Assessor's Parcel a: 29-040381-001 rax Year: 2012 R.e.raxes: 951.00
Neighborhood Name: No�'th Middleton Township Map Reterence:040381 Census 7ract:0119.01
Special nssessments: NOne knoWn PUD �Yes XQ No HOA:S NIA �Per Year �Per Month
Property Rights Appraised: XQ Fee Simple �Leasehold �Other(descri6e)
Assignment Type: �Purchase Transacfion �Refinance iransacuon Q Other(describe) V ' n P s s
LenderlClient i r a - -L Address:l e o �
� . . .
1 Q did �did not analyze the comrac�lor sale far the subject purchase transacuon.Explain the results af the analysis of ihe convact lor sale or why the analysis was not pertormed.
Conract Price S: Date of Contract: Is the properry seller Ihe owner of public record? Yes No Data Source(s)
Is there any financial assistance(loan charges,sale concessions,gift or down payment assistance,etc.)to be paid by any party on behalf of the borroweR ❑Yes No
If Yes,repott the total dollar amount and descrihe the irems to be paid. S
•�� •
Note:Race and the racial com osition of the nei hborhood are not raisal factors.
Neigh6orhood Characterisucs One•Unit Housing Trends One-Unit Housing Present Land Use%
LocaUOn Urban Suburban X Rural Pro e Values Increasin X Slable Declinin PRICE AGE One-Unit 25%
BuilhU Over 75%X 25-7544 Under 25% DemandlSu I Shorta e X In Balance Over Su I S ODO rs 2•4 Unit 0%
Growih Ra id X Stable Slow Marke6n Time Under 3 mths X 3-6 mths Over 6 mths 120 Low 10 Mulu•Famil 0%
Nei htornood aoundaries:The sub'ect is bounded on the north b Sheaffers Valle Rd on the 325 Hi h 100 Commercia� 0�
east b route 34 on the south b Walnut Dale Rd and on the west b Fox Hoflow Rd. 180 P�ed. 40 oiher Vac 75%
Good Aver. Fair Poor �ood Aver. Fair Poor
Convenience lo Em lo ment X Pro e Com alabili X
Convenience m Sho in X General A earance ot Pra eNes X
Convenience w Prima EducaOOn X Ade ua of PolicelFire Protecuon X
Convenience lo Recrea6onal Facili6es X Protecuon hom Detrimental Condi6ons X
Em lo ment Stabili X Overall A eal ro Market X
Nei hborhood oescri 6on: The sub'ect is located alon a seconda road o ulated b homes of va in size st le and uali . It is
within close roximit to ammenities such as schoois sho in and em lo ment.
MarketCOndiuons includin su arttormeaboveconclusions: ListlSale ratio a roximatel 98%.I have considered relevant com etitive listin s
andlor contract offer(n s in the erformance of this a raisal and in the trendin information re orted in this section. If a trend
is indicated I have attached an addendum rovidin relevant com etitive Iistin contract offerin data. Local multi-list data
indicates stable market in the ast calendar ear with no a reciation in the sub ects market area with an avera e marketin
time of 90-180 da s. Economic trends and lendin rates have remained favorable. Sales concessions are occurin more
fre uentl • however there is no known revelance of unusual seller flnancin concessions or bu downs. There are new
homes under construction in surroundin develo ements as well as resales available in the nei hborhood.
. • .
Dimensions: See legal description nrea:4 mll X ncres . sq.Fi. snape: Irreaular view:Woods
ZoningClassifica6on: RR ZoningDescrip�on: RU�81 R650U�CB
Zoning Comp�iance: X Legal Legal Noncontorming(Grandfathered Use) No Zoning Illegal(descriCe)
Usesperminedundercurrentzoningregulauons: Residential use is ermitted.
Highesc�eenuse: Residental
Descriheanyimprovements: None
Do present improvements conform to zaning? Yes No X No improvemenis If No,explain:
Present use of subject site: VBCant land Current or proposed ground renT? Yes X No If Yes,S
Topography:rRo�llin Size:Lar er than normal Drainage:A ears Ade uate
COrne�Lot: U Yes X No Undetground U6ti6es: Yes X No Fenced: Yes X No If Yes,rype:
Special Flootl Hazard Area ❑ves XQ No FEMA Flood Zone:X FEMA Map#: 42041 C0045E FEMA Map Date: 03H 612009
UTILITIES Public Other Pravider or Descri uon OH-Site tm rovements T elDescri 6on PuXc ONer
elecvici X Available to site screeisurtace Macadam
cas svee�r elinfluence Seconda Road/Neutral
waier To be well cwblGuner None
sanita sewer To be se tic' sidewalk None
Other Sueet Li hts None
Other Alle
Are the uuliues and otl-site improvements rypical tor the market7 X Yes No If No,descrihe:
Are there any adverse site wndi6ons or extemal tactors(easemencs,encroachmen�s,environmental wndiUOns,land uses,etc.)? Yes X No If Yes,describe:
Well and se tic are common to the area and have no adverse affect u on marketabilit .'Presumin the site eres for a se tic
s stem.
sice commen�s: There are no a arent adverse easements encroachments or other adverse condition.
woauua uanq Aa wmvare.eao.23e e727 wr.w.aane0.wm uND So o5a61oto
_
_ _ _ __
S.W.Barrett Real Estate 8 Appraisal Services
' LAND APPRAISAL REPORT File No. 13-0011
There are 0 com arable sites currentl offe�ed for sale in the sub ect nei hborhood ran in in rice hom S 30 000 to S 85 000
There are 6 com ahle sites sald in Ne t 12 months in the sub'ect ne'hhorhood ran in in sale rice hom $30 000 ro S 85 000
FEATURE SUB]ECT COMPARABLE SALE NO.1, ' COMPARABLE SALE N0.2 COMPARABLE SALE N0.3
nddress Waggoners Gap Road 040,147.00-001.005 270,016.00-010.005 040,164.11-017.004
ci Isuzi Carlisle PA 17013 Pine Hill Rd Shermansdale Sheaffers Valle Rd Lndsb Bower Rd Shermansdale
Proximi tosub'ect 8.47 miles ENE 5.16 miles NNW 3.69 miles ENE
�awsources Ins ection Courthouse Courthouse Cou�thouse
Verificauan Source s Courthouse 50 000 S 72 000
sale Price S N/A S 55 000 $
0.00 s 10 20 8 10 70 8 14 66
aricelacre $ 0510912072 11/20/2072
Date of Sale MOIDAIYR N/A 1 0123120 7 2
Da sonMa�ket NIA Unknown Unknown Unknown
Financin T e NIA Unknown Unknown Unknown
concessions NIA Unknown Unknown Unknown
�ocaaon Rural Su erior -10% -1 020 Su erior -10% -1 O70 Su erior -10°� -1 466
ara e Ri hISA raised Fee Sim le Fee Sim le Fee Sim le Fee Sim le
5.39 0 4.67 0 4.91 �
site s¢e Acres 4.00 Woods
view Woods Woods Woods
To o r h Rollin Rollin Rollin Roltin
Available UUli6es elec elec elec e�eC
Sueet Fron e 950 ft 375 ft +5% 510 466 ft. +3% 321 627 ft. +3% �0
sireecr e Seconda Road Seconda Rd Seconda Rd Seconda Rd
waier innuence None None None None
Fencin None None None None
Im rovemens None None None None
Netnd'usvnent otal,inS + X- 8 510 + X• S 749 + X- S 1 026
Adjusted sales price of the Net Adj. -5.0% NetAdj. -7.045 NetAdj. -7.0%
Com arable Sales in$ Grass '. 15.0% S 9 694 Grossnd'. 13.0% s 8 958 crossad. 73.0� S 13 638
7he Appraiser has researched Ihe transfer history of Ihe subject properry for Ihe past 3 years and the listing history of the wbject tor the past 12 monNs prior to the etlecuve date of this appraisal.
The appraiser has also researched Ihe iransfer and lis6ng history of the comparable sales tor the past 12 months.
7he appraiser's research ❑did �did not reveal any prior sales or vansfers of ihe subject properry for the three years prior to the eflec6ve date of the appraisal.
Da�a Sources: ou house ecords
The appraiser's research did did not reveal any prior sales or uansters of the comparahle sales for the year prior to lhe date of sale of the comparable sale.
oatasources:Courthouse ec rds
The appraiser's research did did not reveal any prior lis6ngs of the suhject properry or comparable sales for the year p�ior to the effective date of the appraisal.
Data Sources: 1 I'-
Lis6ngfTransfer History TransferlSale(ONLI�of�he Lisung and Transfer history of Lis6ng and Transter history of Lisfing and Transfer hislory ot
Suhject in past 36 months: Comp 1 in past 12 monlhs: Comp 2 in past 12 months: Comp 3 in pest 12 months:
(if mare than two,use comments $ NIA NIA S N/A N/A S NIA N/A S NIA NIA
sectlon or an addendum.) $ WA NIA s NIA NIA 5 N/A NIA 8 NlA NIA
Sub�ect Pro e Is Currentl Listed For Sale? Yes X No Data Source: MUlti-LISt S Ste111 Data Source
Current Lisbng Hisrory List Date List Price Days on Market
N/A s N/A NIA Central Penn Muiti-List
Sub ect Pro e has been listed within the last 12 Months? Yes X No oaw source: Central Penn Multi-List
12 Month Listlng History List Date List Price Days on Market Data Source
NIA s NIA WIA Central Penn Multi-List
NIA S NIA NIA Central Penn Multi-List
Comments on Prior SaleslTransfers and Current and Prior LisGn s: NO rior transfers of the sub'ect within the ast 36 months nor were there an
rior transfers of the com arables within 12 months of their sale date.
summa of ine sales Com arison n roach: The ad'usted rice r acre ran e is$9 600 to$13 500-SAY 510 000. Sub'ect site-4 acres
510 000=S40 000. The location ad'ustments reflect the sub ect bein located off the mountain ascent area of Wa oners Ga
Rd.The limited ool of suitable vacant land safes re uired an ex anded eo ra hical search. These are the best sales
com arables known to be available.
Reconciliarion Comments: Market Anal sis consistentl su orts m estimated market vatue. Cost A roach and GRM anal sis were
found ina ro riate for this anal sis. Greatest wei ht is a lied to the Market Data Anal sis. Su ortin file information
substantiates these estimates.
rhis a raisal is made X 'as i5',or suh ea�o ihe followin condi6ons or ins ectlons:The ro ert has been a raised in current condition. This is
for the clients use onl .
Basetl on a com plete visual inspection of the suhject site and those improvements upon said site,definetl scope of work,statement of assumptions antl
Iimitin8 contlitions,antl appraiser's certificazion.my(our)opinion of market value,as defined,of the real property that is the subjeet of this report is:
O inionofMarketValue:S 40�0�,asof: �2/Z��Z��Z whichisthedateofins eetionandtheeHeetiveEateofthisa raisal.
P�oOuuEUSinpAGwlnrue.B00.23C.B721wxx.etiNe7.COm uxo ioososmio
Pepe 2 017
S.W.Barrett Real Estate 8 Appraisal Services
S.W.Barrett Real Estate S Appraisal Services
LAND APPRAISAL REPORT FileNO. 13-0011
FEATURE SUB7ECT COMPARABLE SALE N0.4 • COMPARABLE SALE N0.5 COMPARABLE SALE NO.6
nddress Waggoners Gap Road 39-140165-037
Ci Isuzi Carlisle PA 17073 Walnut Dale Rd Shi ens.
Proximi tosub'ect 18.47 miles SSW
oatasources Ins ection Courthouse
Verifica6on Source s Courthouse
Sale Price S N/A S 85 000 S $
Pricelacre S 0.00 S 10 968 $ $
Date of Sale MOIDnIYR NIA 10/28/2011
oa s on Market NIA Unknown
Financin i e N/A Unknown
Concessions N/A Unknown
�ocauon Rural Su erior -10% -1 097
aro e Ri h�sn raised Fee Sim le Fee Sim le
site size Acres 4.00 7.75 0
view Woods Woods
T o ra h Rollin Rollin
Available Ufilides 81BC elec
SveetFronta e 950 ft 788 ft +2°�u 2�9
saeecr Seconda Road Seconda Rd
Water ineuence None None
Fencin None None
Im rovements None None
Net Ad'usunent ToW,in 8 + X- S 878 X + - 5 0 X + - S 0
Adjusted sales price of Ne Net Adj. -S.0% Net Adj. 0.0% Net Adj. 0.0%
Com arableSales in$ GrossAd. 12.044 $ 10090 GtossA'. 0.0% $ 0 G�assAd'. 0.0% S 0
Listin9Rranster HisWry TransferlSale(ONLY)ot the Lisung and Transter hislory of Lis6ng and T�ansfer hislory of Lis6ng and Transfer historyof
Subject in past 36 monihs: Comp 4 in past 12 months: Comp 5 in past 12 monihs: Comp 6 in past 12 monlhs:
(if more than two,use comments $ NIA NIA S NIA NIA S $
sec6on or an addendum.) $ NIA NIA S N/A NIA S $
Summa of the Sales Cam arison A roach:
P�ppytM utin9�sollwve,BOO.t31.ai2r m�w.adweo.wm UNO 1005061010
S.W.Barrett Real Estate 8 Appraisal Services
�' LANDAPPRAISALREPORT FileNO. 13-0011
_, . , . .•-
Is the developedbuilder in conuol of ihe Homeowners'Associauon(HOA)? ❑Yes ❑No Unit rype(s): ❑
Detached ❑Anached
Provide ihe following informatlon tor PUDS ONLY if lhe developerlbuilder is in control of Ihe HOA and the suhject properry is an apached dwelling unit.
Legal Name ot ProjecC
Total number of units: Total num6er of units sold:
Tolal number of phases: Data source(s):
Total number of units rented: Total number of units for sale:
Was the project created by the conversion of exisUng 6uilding(s)into a PUD? ❑Yes No If Yes,date of conversion:
Does ihe project contain any mulu-0welling unils? Q Yes ❑ No Data Source:
Are Ihe units,common elements,and recrea6on faciliues complete? ❑Yes ❑No If No,describe the slaas of complefion:
Descrihe common elements and recreauonai faciliries:
� � • . •
This repon form is designed to repon an appraisal of a parcel af land which may have some minor improvemenu but is no[considered lo be an timproved site'.All improvements are considered
to he ot relauvely minor va�ue impact on the overall value of the site.This report torm is not designed to report on an"improved site"where significant value is derived hom the improvemenLS.
This app�aisa�report torm may be used for single tamity,mu16•family sites and may he included within a PUD devetopment.
This appraisal report is subject to the(o�lowing scope of work,intended use,intended user,defini6on of market value,statement of assumptlons and limi6ng condiuons and ceroficarians.
ModificaGOns,addiuons,or deleuons to Ihe intended use,intended user,definiUOn of marketvaWe,or assump6ons and IimiUng condiUOns are not permitted.The appraiser may expand the
scope of work to include any addi6onal research or analysis necessary 6ased on the commplexiry of this appraisal assignment.Modificauans ot deleuons to the cerbfica6ons are atso not
permined.However,addiuonal ceroficatlons that do not consuNte material alterations to this appraisal repott,such as those required by law or thase related to Ihe appraiser's conunuing
educauon or membe�ship in an appraisal organizaUOn,are petmined.
ScoPeoFwoRK: The scope of work for this appraisal is defined by the complexiry of this appreisal assignment and the reporUng requiremen�s of Ihis appraisal reporl fo�m,including ihe
foliowing defini6on of market value,statement of assumpuons and limiung condiuons and cerufica6ons.The appraiser must,at a minimum;(1)perform a complete visual inspecuon of the subject
site and any limited improvements,(2)inspect the neighhorhaod,(3)inspect each of the comparable sales hom at least the street,(4)research,veriry and analyze data fiom reliable public
andlor private saurces,and(5)repon his or ber analysis,opinions a�d conclusions in this appraisal report.
iN7eNne�use: The intended use of the appraisal repon is for the lendedclient�o evaluate ihe properry that is the subject ot this appraisal for a mortgage finance uansacUOn.
�N7ENOeu uSeR: The intended user ot this report is the lentlerlclient identified within the appraisal report.
oeFlmTioN oF mneKer vn�ue: The most pmbahle price which a properry should bring in a compeuUVe and open market under all condiuons requisire to a fair sale,the buyer and
seller each ac6ng prudently and knowledgeahly,and assuming the price is not aHected by undue sBmulus.Implicit in this defini6on is�he coasummation of a sale as of a specified date and Ihe
passing of 6tle hom seller to buyer under condiuons whereby:(i)buyer and seller are rypicalty mobvated;(2)hoth paNes a�e wel�intormed or well advised,and each acung in wha[they consider
their own best interesf(3)a reasonahle ume is allowed for exposure in the open market;(4)payment is made in terms ot cash in United States doltars or in terms of financial arrangemenis
compara6le ihere�o;and(5)the p�ice represen�s Ne normal considerauon for the properry sold unaKected by special or creauve financing or sales concessions'granted by anyone associated with
the sale.(Source:OCC,OTS,FRS,&FDIC joint regulaoons published June 7,1994)
'AdjuslmenLS to the comparables must he made for special or creative concessions.No adjustments are necessary for those costs which are normally paid by sellers as a�esul!of aadivan or law
in a market area;these cosa are readily idenufiahle since the seller pays these costs in virtually all sales vansac6ons.Specia�or creauve financing adjusunents caa be made to the comparable
property by comparisons Io finanang terms oflered by a third party insrotuuonal lender that is not already involved in the praperty ar vansacuon.Any adiustment should not be calculated on a
mechanicai dollar for dollar cost of the financing or concession but Ihe dollar amoum of any adjusunent should approximate the markeYS reacuon to the financing or concessions based on the
appraiser's judgment.
sTnTeMeNT oF nSSUMar�oNSaNU ur/uriNCCOHOiTioNS: The appiaiser's cerufica6on in ihis repon is subject ta the tollowing assump6ons and limiung condi6ons:
1. The appraiser will not he responsible tor matters ot a legal nawre that atlect the subject property heing appraised or the tltle to it,except for informa6on that he or she
became aware of during the research invalved in peAorming this appraisal.The appraiser assumes that the Otle is good and marketable and will not�ender any opinions
about the utle
2. The appraiser has examined the available flood maps that are provided by the Federal Emergency Mana9emenl Agency(or other data sowces)and has noted in this
appraisal report whether any poroon of the subject site is located in an iden6fied Special Floud Hazard Area.Because Ne appraiser is not a suneyor,he or she makes no
guarantees,express or implied,regarding this determinaaon.
3. The appraiser will not give tesumony or appear in court because he or she made an appraisal of the properry in questlan unless specific arrangements to do so have been
made beforehand,or as oU�eiwise required by law.
a. The appraiser has noted in this appraisal report any adverse conditions(wch as the presence of hazardous wastes,loxic substances,etc.)o6served during the
inspectlon of the su6ject property or Nat he or she Gecame aware of during the research involved in performing this appraisal.Untess otherwise stated in this appraisal
report ihe appraiser has no knowledge of any hidden or unapparent physical deficiencies or adve�se condi6ons of Ne subject property(such as,but not limited to,
needed repairs,deteriora6on,the p�esence ot hazardous wastes,toxic substances,adverse environmenlal condi6ons,eu.)lhat would make the property less valuahle,
and has assumed that there are no such condiGons and makes no guarantees or warranues express or implied.The appraiser will not be responsible for any such
conditions that do ews�or for the engineering or tesung that might be required[o discover whelher such condi6on exisl.Because the appraiser is no�an expen in the
field of environmental hazards,thls appraisal must not be consideretl as an enNronmental assessment of the properry.
nPpaniseR'seertTiFlCnTioN: The Appraiser cerrifies and ag�ees Nat:
1. I have,a[a minimum,developed and reported this appraisal in accordance with the scope of work�equirements stated in this appraisal repon.
2. 1 peAarmed a complete visual inspecuon of the subject site and any limited improvements.I have reponed the informabon in factual and specific terms.I iden6fied and
reponed the deficiencies of Ihe subject site ihat could aNect the u61iry of the site and its usetulness as a huilding lot(s).
3. I peAormed this appraisal in accordance with the requirements ot the Uniform Standa�ds of Professional Appraisal Prac6ce that were adopted and promulgated by the
Appraisal Standards Board of the Appraisal Founda6on and that were in place at the ume this appraisal repon was p�epa�ed.
4. I developed my opinion of 1he market value ot the reai properry lhat is the subject of Nis report based on the sales comparison app�oach to value.I have adequate
comparahle market data to develop a reliable sales comparison approach for this app�aisal assignment.I turther ceruy that t considered the cost and income approaches
to value 6ut did not develop them unless indicated elsewhere wih6n this report as there are no or very limited improvements and ihese approaches to value are not
deemed necessary tor credihle result andlor reliable indicatars af value far this appraisal assignment.
5. I researched,verified,analyzed,and reported on any current agreement for sale for the subject properry,any ottering for sale ot the suhject p�operry in the tweive monNs
priar to the eflecfive date of Ihis appraisal,and 1he prior sales of the subject praperry for a minimum ot three years prior to the ettec6ve date of this apprtisal,unless
othenvise indicated in this repon.
6. I researched,verified,analyted,and reported on the piior sales of the comparable sales for a minimum ot one year prior ta the dae of the sale of the comparahle sale,
unless otheiwise indicated in this report.
7. I se�ected and used comparable sales that are loca6onally,physically,and(uncuonally the most similar co the suhject p�aperry.
8. I have not used compazable sales that were the result of comhining multiple uansac6ons into reported sates
g. I have reponed adjustments to the comparable sales that reAect the markeYS reacoon to the ditlerences benveen the subject properry and the comparable sates.
S0. I have verified,hom a disinterested source,all informa6on in this repon that was provided by parues who have a financial interest in ihe sale or financing of the subject property.
11. I have knowledge and experience in appraising this rype of properry in this market area.
12. I am aware of,and have access to,the necessary and appropriate public and private data sources,such as multlple IisYng services,tax assessment records,public land
records and other such data sources for the area in which the properry is located.
ProOUCeo u9n9���P�e 3 014�a.67t]wmv.edmL.wm �AND lo a50fi2010
S.W.Barrett Real Estate 8 Appraisal Services
' LAND APPRAISAL REPORT FileNO. 73-0017
. . . .
13. I obtained the informatian,es6meates,and opinions furnished by other paroes and expressed in ihis appraisal repon hom reliable saurces Nat I believed to be true and
mrrect.
34. I have taken into considerauon the tactors that have an impact on value with respect w the subject neighhorhaod,subjea properry,and Ne proximiry of the su)ect
properry to adverse influences in the development ot my opinion of market value.I have noted in ihis appraisal report any adverse condi6ons(such as,but not limited
to,needed repairs,deteriora6on,the p�esence of hazardous wastes,toxic su6stances,adverse environmental condiuons,etc.)ohserved during the inspecuan ot the
subject property or that I became aware of during the research involved in performing�his appraisai.i have considered these adverse condiUOns in my analysis of the
properry value,and have reported on Ihe eHect of the condi6ons on the value and marketebiliry of Ne subject properry. raisal
15. I have not knowinglywithheld any significant informauon hom this appreisal repan and,to the 6est ot my knowledge,all statements and informauon in this app
repon are Vue and wrrect.
16. 1 stated in this appraisal�eport my own personal,unbiased,and protessional analysis,opinions,and conclusions,which are subject only to ihe assumpUOns and limiang
condi6ons in this appraisal�epon.
17. �have no present or prospec�ve interest in the properry that is the subject of this repon,and I have no present or prospecove Pe�f a�'sal re'on onrthe ace,color ere`ligi ne
participants in the vansacrian.I did not base,either parually or completely,my analysis andlor opinion of market value in this app P
sex,age,marital staNS,handicap,tamilial staws,or na6onal arigin of either the prospecove owners or occupants of the subject properry ar of the present owners or
occupants of the properues in the viciniry of the subject property or on any oNe�basis prohibited by law.
1B. My employment andlor compensa6on for pertorming this appraisal or any tuture ar anacipated appraisals was not condiBoned on any agreement or undersranding,
written or otherxise,that I wauld repon(or present analysis supporong)a predetermined specific value,a predetermined minimum value,a range or direc6an in value,
a value�hat favors the cause of any parry,or the attainment of a specific resull or occurrence ot a specific subsequent event(such as approval of a pending morlgage
loan applica6on.
19. I personally prepared all conclusions and opinions about the real estate that were set fohh in this appraisal repon.If I reiied on significant real properry appraisa�
assistance hom any individuals in the performance of this appraisal or the prepara6on ot this appraisal repon,l have named such individual(s)and
disclosed the specific tasks performed in this app�aisal repon.I cerrity that any individual so named is qualified to perform the tasks•I have not authorized anyone
to make a change to any item in this app�aisal report;therefore,any change made to this appraisal is unauthorized and I will take no responsihiliry for it.
20. I iden6fied the lenderlclient in this appraisal repon who is the individual,organizaGon,or agent lo�the organizauon that orde�ed and will�eceived this appraisal report.
21. The�enderlclient may disclose or disUihute this appraisal report to:the horrower;another lender at ihe request of the bo��ower;the mongagee or its successors and
assigns;mongage insurers;government sponsored enterprises;other secondary market paNCipants;data collecUOn or repor6ng services;protessional appraisal
arganizauons;any deparunent,agency,or instrumentaliry af the United States;and any state,the District of Columhia,ar other jurisdictlons;without having to obtain the
appraiser's or supervisory appraiser's(if applicabie)consent.Such consent must he o6tained before this appraisat repon may 6e disclosed or disuibuted to any aNer
parry(including,but nat limited to,the public through adverusing,puhlic relatlons,news,sales,or olher media).
22. I am aware that any disclosure or disuibu6on of this appraisal report by me or the lenderlclient may 6e subject w certain laws and regulauons.Further,I am also subject
to the provisions of the Uniform Standards ot Professional Appraisal Prac6ce that penain to disclosure or disuibu6on by me.
23. The borrower,another lender at the requesl of the borrower,the mongagee or its successors and assigns,mongage insurers,government sponsored enterprises,and
oNer secondary market parucipants may rely on this appraisal repon as pan af any mongage finance uansac6on that involves any one oi more of these par�es.
24. It this appraisal repon was uansmined as an"elecuonic record"containing my"elecuonic signaNre",as those terms are de6ned in applicable federal andlor state laws
(excluding audio and video recordings),or a tacsimile vansmission of this appraisal repon containing a copy or representeUOn of my signature,the appraisal report
shall be as effecave,enforceahle and valid as if a paper version of this app�aisal report were delivered containing my original hand wrinen signawre.
25. Any intenUOnal o�negligent misrepresenta6on(s)contained in ihis appraisal�eport may result in civil Iiabiiity andlor criminal penalues including,but not limited to,fine or
imprisonment or bolh under Ihe provisions of 7itle 18,United States Code,Sectlon 1001,et seq.,or similar state laws.
SUPERVISORY APPRAISER'SCERTIFICATION: Th8 SUp2N150ry A()pf2158f CBfOfIBS 8tld 2JfC05 tl18t:
1. I directly supervised the appraiser for this app�aisal assignmen6 have read Ihe appraisal report,and agree with the appraise�'s analysis,opinions,statements,
conclusions,and the appraiser's ceraficaUOn.
2. I accep[full responsibiliry for the contents of Ihis appraisal repon including,bu[not limited[a,the appraiser's analysis,opinions,statemenis,conclusions,and the
appaisets cerUficatian. raiser(or the a raisal firm is ualified to perlorm Nis
3. The appraiser idenufied in this appraisal report is either a su6-conuactor or an employee of�he supervisory app PP )� Q
appraisal,and is acceptable ta perform this apprtisal under the applicable state law.
4. This appraisal repon complies with Ihe Unitorm Standards of Professional Appraisal Prac6ce that were adopted and promulgated by the Appraisal Standards Baard of
The Appraisal Founda6on and tha�were in place at the 6me this appraisal repon was prepared.
5. If ihis appraisal reportwas transmitted as an"elecuonic record"containing my"elecuonic signature",as those terms are defined in applicable federal andlor state laws
(excluding audio and video recordings),or a tacsimile vansmission of this appraisal repon cantaining a copy or representatlon af my signaNre,the appraisal report shall
be as etlec6ve,enforceable and valid as it a paper ve�sion of this app�aise�repon were delivered containing my original hand wriaen signawre.
1 SUPERVISORYAPPRAISER(ONLYIFREQUIRED)
APPRAISER
. s���.,5fp.�p� Sipnaare ����� / �
signaare Name Steven W.68rrett SRPA SRA ASA
Name Stan A.Skowronek
company Name S W Barrett Real Estate&Appraisal Svcs Company Addresss 05 South Hano er Str 8�praisal Svcs
CompanyAddress 505 South Hanover Street Carlisle PA 17013
Carlisle PA 17013
7elephoneNumher 7-717-243-6646 7elephoneNUmber 1-777-243-6646
email nddress stanskowronekCa�vahoo com _ emaii nddress Steve@SWBarrett com
Date of Signature and Report 02108/2013 Date ot Signawre 02108/2013
EHec6ve Date ot nppraisal 1 212112 0 1 2 State Cemficaoon n GA000298L
State Cerufica6an# RL001572L or Stare�icense u
S�ate PA
or State License M
or Olher(describe) State# Expira6on Date of Cer�ficaBan or license 06/30/20
sra�e PA PA Certified General Real Estate Appraiser
Expiratlon Date of CerOfica6on or License 0613012013 SUBJECT PROPERTY
PA Certified Residential Real Estate Appraiser QX Did not inspect suhject properly
ADDRESS OF PROPERN APPRAISED ❑Did inspea exlerior of subject pwpeny hom street
Wa oners Ga Road Date of Inspecuon
Carlisle PA 17015
APPRAISED VALUE OF SUBJECT PROPERN$ 40,000
COMPARABLE SALES
LENDERICLIENT
Name Baric or Scherer QX Did not inspect exterior of comparahle sales hom sireet
❑Did inspect exterior of comparable sales hom sueet
comparry Name Baric 8 Scherer Attornevs-at-Law Date of Inspecuon
companyadaress 19 West South Street
Carlisle PA 17013
Email Add�ess P,��ua,,;na��o�n,ue.eoo.zea,ern wm...wreo.wm �io owemio
vape a ol4
S.W.Barrett Real Estate 8 Appraisal Services
S.W.Barrett Real Estate 8 Appraisal Services
USPAP ADDENDUM File Na. 13-0011
Barrower: Mar aret E DYARMAN Estate
Property Address:Wa oners Ga Road Zi Code: 17015
City: Carlisie Counry: Cumberland State: PA P
Lender: Baric S Scherer Attorne -at-Law
Reasonable Exposure Time 180 days
My opinion of a reasonable exposure time for the subject properry at the market value stated in this report is:
Additional Certifications
Q I have performed NO services,as an appraiser or in any other capaciry,regarding the properry that is the subject of this report within the three-year
period immediately preceding acceptance of ihis assignment.
�I HAVE performed services,as an appraiser or in another capacity,regarding the property that is the subject of ihis report within the ihree-year
period immediately preceding acceptance of this assignment.Those services are described in the comments below.
Additional Comments
APPRAISER: SUPERVISORY APPRAISER( nl if required):
(l , �-_✓� //
Signature: �s��A�'�"�'�� Signature.�arrett SRPA SRA ASA
Stan A.Skowronek Name: Steve
Name: 0210812013
Date Signed: ��0812013 Date Signed:
RL001572L State Certification#:GA000298L
State Certification#: or State License#:
or State License#:
or Other(describe): State#: State: PA
State: PA
Expiration Date of Certificatian or License: 0 613 012 01 3
Expiration Date of Certificatlon or License: 06/3012013 ,S,�u ervisory Appraiser inspection of 5ubject Prop�:
Effective Date of Appraisal:December 21 2012 U Did Not ❑Excerior•only from sveet Interior and Exterior
usa,w�zHrosumu
mam�+�vm na w�a eoo.zw.aizi w..w.ewreo.� -
Borfowe�:Mar aret E DYARMAN Estate V r__v. . .•v• `••• • . •.v •'File No.: 13-0011
Pfo e Add�ess:Wa oners Ga Road Case No.:
Ci :Carlisle
State:PA Zi :17015
Lendet:Baric&Scherer Attorne s-at-Law
- :��_R -' .'r
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date:December 27,2012
Appraised Value:$40,000
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File No.: 13-0011
BOrfower:Mar aret E DYARMAN Estate Case No.:
Pro e Address:Wa oners Ga Road State:PA Zi :17015
Ci :Carlisle
Lender:Baric&Scherer Attorne s-at-Law
- r`�r
- �RV
Subject
Waggoners Gap Road
Cariisle, PA 17015
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Flood Informatfon
FtoodMap Legend Cammunity:A203fi7-NORTH MIDDLEfON,TOWNSFfIP OF
F600d Zones Progarry is no[in a FEh9A special flood hazard area.
Pv1ap Number:420�11C0445E Pv1ap Date:03l1Fil2009
n,eas mMmaeied ny 5oayear nooa�ng Panel:UD45E FIPS:42041
nress owsae anre�oa�a soaYeat�oa��s Zone�x
� A�eas NxnWelen oy t0ayear nootling
pn�as upmaMetl oy to4yeer nooaing rdln velotlty bemrA
aroos Neilhet Tttmsamacica FIOOO Hazertl Cn�clflco6otl ITFFtG]por AGI make.sny
� ��Y rzpresenteNuns or warrenties m eny psrcy canceming the con7ent,accurecy or
FlooAway aroes t�Rlh r�locdy hatard oomplaxness of this Flaod feport,insludmg.any wenanty of inerchenmbility ar
ntn�.ss tur a parl���ar purpanr..Nect�ar TFHC ner ACI nor the seller ot thix
qfpb5 pf Io10Netm1110G OW pOSS�lQ 1WOA nti��tl= 9ood repon shell have any Ilablllcy 7a eny ihtrd party for any use ur mlause of
[hia flood repor�
,qnpes np�meppW on airypuro6shod F�RM
' LOCATION MAP
Borrower:Mar aret E DYARMAN Estate File No.: 13-0011
Pro e Address:Wa onere Ga Road Case No.:
Clry Cariisle
State: PA Zip�17015
Lender:Baric 8 Scherer Attor�e s-at-Law
. ,.;��. 322`.
Spruce.Hill �L�j_.-.� — Newport � :1
- <;� ;`„i - 1
� -
�a��ay.-- LValnucGrove 1Uflidta ��
- Fu��ace
- 849
$aV7��2
,�'� 1J�d11S1SVI��B
New;Bloomfield �
. ��a�µobinson8�' . _ - - 274� -=- �r'
_-- -=:DU[;C
P;�e�ro+� Comparable Sale2� Comparable Sale 1 ��
270,160.00-010.U05 040,147.00-001.005
�� Sheaffers Valley Roatl p E � Pine Hili Road
�° Landisburg,PA 17040 Shermansdale,PA 17090
� va��R�'1°ys°i�� (5.16 miles NNW) �Q,. (8.47 miles ENE)
_-�.sf�etma++%�. . . . .
..-- ,. . _.�,..__,... .,, ..�. . .
_ . n r85D 'AE� ::[ a'cltii2n t�I au
41a�n' ;
.. �.1�� . ° ",. KeysWne
� 57iemianr,Dale VakleyRd
¢f' '�: , . �_ �
e'� - - Subject "
yr' Waggoners Gap Rd Comparahle Sale 3
- Carlisle,PA 17015 040,164.11-011.�04
__------ BowerRoad e�
oo�bi�ny.�aa - _- - Sherman5dale,PA ll090 °
� _ - cso�a¢d' `' (3.69 miles ENE) ��
. �� v�/. -.�
_ so
�LotirerFrankford A�, . . `• Hogest
Tovmsfiip 'Gy S�hlusser. %�T-- cf�sl�R�ke'
Blosserville �O�
McCrea y� � � 1411da�2�@X'--=-�.
_ . �Y" ._ ,:'�^�-;.-�� .
�
_��eA�.t3� j,•�� ���` M
,m,,, __--.,�-^'—Y" CarLl,ey �� �,`
--"-'Z'tainfie[d E p, r �A N U
UpQer�Mifflin ���— C �U.,� iJ�'f�
Tovmshig Y���r� -,-�IY.-"'1'�{
_ �;t}A411��`�T �:��-.^=--x �y9�R
�-�- /'' c a
Newiiille -%� s.
0
Mountratk -�' ��
� �3a Boiling
����,sing�'a � r 5prings ,
.�;�' I� ,��a
�`� ��� ,; '
OaMrilte �`,�c� �j' Mt Holly ,!i`
R5�9e4`a �f Dickinson. Kin s A'"e�J Springs Dil,tsb
j;f .GaP .,:u . �,' �'I
a ..% Eswrl �;��
Comparable Sale 4 Ea"°"°� �
Centes `3
39-14-0165-037 � -
Walnut Dale Road `233 iolsnd ;o. . '�
Shippensburg,PA 17257 ti' CIea.4+�5pnng
(18.47 miles SSW)
]Pensbufg Uriah'
�
� PineGmve . �-� -
-1 furna�z - - - [94
fJ _� _.. � ��: ����
ifon __- ' - MtTabor-
�P York Sprmgs
��.-- � G�rdners
y �
_ _ o� Y;'
CeV� Wenksvillz r�� � Lake��Nle
Q � `�j
Aspers , �
ts ,
,' �+
ir .
Neidleabu g
, % ''
-/% Hamptan
�3 Biglerville i� :
� .r,�; C_.�.I
ci!ed,�9a1�.�: Arenduville :�3JIUil.IYF�� :�r1�lJ r`�FlllSi�li�cL'SUIECU[�1UC+1SILtl
State � _.
park : 11 mlies
rrns4ilfe-- ` -�'--.:''30 -___=fho�phe�rgRd._._.. r. o .,o. - ,.
File No.13•0011
*"***""'**QUALIFICATIONS'�"***'"*"*
The followiog checked items are SPECIFIC SPECIAL CONDITIONS that were identified by this appraiser during the
inspection of the subject property,the comparables sales,and their neighborhoods and locations. Unless otherwise
noted,the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_1. The subject is located in a rural area and is less than 25%built-up.
2. Commercialll�dustrial uses are located within the subjecYs neighborhood. These uses are typical of similar
neighborhoods.
x 3. Vacant and undeveloped land uses are located within the subjecYs neighborhood. These uses are typical for
the area.
_4. The predominant value in the neighborhood is less than that of the market value of the subject property. This is
due to the very wide range of value of properties in the area and superior quality of the subject property.
_5. The subject property is located in a F.E.M.A.Identified Flood Zone. Flood insurance coverage is required and
suggested.
6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typicai in dwellings of this style.
_x_7. The subject property is serviced by private well andlor septic systems which is common for the area.
8. The subject is older than five(5)years. Ail mechanical systems including the heating,electrical and plumbing �
systems appear upon a visual exterior inspection to be in working order. No warcanties are implied in this statement.
_9. Repair items were noted in the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
10. The basement floor is a dirt floor. This condition is common and typical for the area.and does not pose a
health or safety hazard.
_11. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
12. The land value exceeds 30%of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
13. The land value exceeds 30%of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
14. Individual adjustments were required that exceed 15Yo. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the
subjecYs market area. Ail comparables used are the best available.
x_16. One or mOre comparable sales are older than six(6)months. Although there are comparable properties in the
subjecYs area,none have sold recently; therefore,sales in excess of six(6)months have to be used. All comparables
used are the best available.
_x_17. One or more comparables used were in excess of one(1)mile from the subject property. Although there are
comparable properties in the immediate area,none have sold recentiy. Therefore,it was necessary to use comparable
sales outside of the immediate area. All comparables used are located in similar neighborhoods and within the same
marketing area. Ail comparables used are the best available.
_18. The electrical system was not connected during inspection.
19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
_21. Roofing_Plumbing_Electrical_Heating_certification(s)islare suggested.
22. Inground swimming pool_,out buildings are included ,not included_according to lender's
guidelines.
_23. According to lender's guidelines a mauimum of acres were considered for this valuation. Remaining
acreage was given no value.
File No.13-0011
***"*****QUALIFICATIONS***'"�'*""'t
24. The subject property is located on a private road.
Z5. Wood infestation inspection is suggested.
x 26. Last recorded deed transfer: Date_04116/1979_,Consideratiorc$_14,500
_27. Proposed construction/renovation in accordance to plans and specifications to be completed in a workman-like
manner.
28. Selier is paying part or ali of closing costs.
x 29. All comparable sales are verifled closed sales.
x30. There are no speciai conditions or other requi�ements that would affect market va�ue or future marketability in
the Appraisal Report.
CHECKED ITEMS ARE SPECIFIC SPECIAL CONDITIONS THAT WERE IDENTIFIED BY THIS APPRAISER DURING
INSPECTION.
File No.13-0011
�********QUALIFICATIONS******""""
Confidentiality and Security Policy
We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the
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this confidentiality,while allowing client needs to be served.
We restrict access to personal information to authorized individuals who need to know this information to comply with
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We do not permit use of consumerlcustomer information for any other purpose nor do we permit third parties to rent,
sell,trade or otherwise release or disclose information to any other party.
Education
As of the date of this report,I andlor Steven W.Barrett,SRPA,SRA,have completed the requirements under the
continuing education program of the Appraisal Institute.
S. W. Barrett Real Estate & Appraisal Services
L.
File rvo. 13-0013
�
APPRAISAL OF
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LOCATED AT:
301 Dyarman Road
Carlisle, PA 17013-8900
FOR:
Baric 8 Scherer, Attorneys At Law
19 W est South Street
Carlisle, PA 17013
BORROWER:
Margaret E. DYARMAN (Estate)
AS OF:
December 21, 2012
BY:
Steven W. Barrett, SRPA, SRA, ASA
PA Certified General Real Estate Appraiser
� S. W. Barrett Real Estate & Appraisal Services
File No.13-0013
02/�6/2013
Baric or Scherer, Attn: Dave Baric Esquire
Baric & Scherer, Attorneys At Law
19 West South Street
Cariisle, PA 77013
File Number: 13-0013
Dear Attorney Baric:
In accordance with your request, I have appraised the real property at:
301 Dyarman Road
Cartisle, PA 17013-8900
The purpose of this appraisal is to develop an opinion of the market value of the subject property,as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion, the market value of the property as of December 21, 2072
is:
$358,000
Three Hundred Fifty-Eight Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, limiting conditions and appropriate certifications.
Respectfully submitted,
���.�^ .�-
Steven W. Barrett, SRPA, SRA, ASA
PA Certified General Real Estate Appraiser
� S. W. Barrett Real Estate & Appraisal Services FiieNo. 13-0013
LAND APPRAISAL REPORT
The'�purpose ol this summary appiaisal report is to provide ihe lenderlclient with an accurate and adequately suppo�led opinion of Ihe market vaiue oi Ihe su6ject prope�ty.
• � "•' " ' � zip:17013-8900
aroperrynddress: 301 D arman Road
ciiy:Carlisle state: PA
eorrower: MargaretE DYARMAN (Estate) ownerotr�t�i�Record: Dyarman Margar couniy: Cumberlan
�egaloescription: Deed Book 15F Pa e 0323 TaxYear: 11-12 R.E.Taxes: 5 773.00
qssessor's Parcel p: 29-07-0471-039 Map Reterence: 07-0477 census Tract: 0119.01
NeighborhoodName: NOPth Middleton TOwnShIP perYear � Pe�Month
SpecialAssessments: N011E PUD �Yes Q No HOA:S 0.00 ❑
Property Righls Appraised: Q Fee Simple �Leasehold � Olher(desc�ihe)
Assignment Type: �Purchase Transaction �Relinance Transaction Q Olher(describe)
Address:
Lender/Client: � ,
I �did �did not enalyze the contracttor sale for the subject purchase transaction. Explain the results of the analysis af the contract for sale or why the analysis was not peilormed.
Conrect Price S' Date ot Cantract Is the p�openy seller the owner ot public record7 Yes No Data Source(s)
Is there any financiel assistance(loan charges,sale cancessions,gift or down payment assistance,etc.j to be paid hy any par[y on 6ehall of the borrower? ❑Yes No
It Yes,report the total dollar amount and describe lhe ilems to be paid. 5
:�' •� � •
Note:Race and Ihe racial com osition of Ihe nei hborhood are not a raisal tacto�s. One•Uni�Housing Present Land Use%
Neighborhood Chatacteristics
One•UnitHOUSingT�ends 40 °/a
Locatian Urban X Suburban Ru�al Pro ert Values Increasin X Stahle Declinin PftICE AGE One-Unil 0 �o
Buil[-U Over 75% X 25-75% Under 25°k Demand/Su I Shorta e X In Balance Over Su I S 000 rs 2•4 Unit O �
Growth Ra id X Stahle Slow Markelin Time Under 3 mths X 3•6 mths Over 6 mths 100 Low 0 Multi•Famil O o�
Nei hborhaodBountlaries: Bounded on the north b North Mountains on the east b Rt. 34 0� 140 Pred. 140 OthemVC/lnd 60 wo
the south b Ritner Hw . on the west b Rt. 274. cood nver. Fair aoar
Gaod Aver. Fair Poor X
X pio erl Cam ata6ilit X X
Convenience ro Em lo ment X GeneralA ea�ance of Pro erties
Convenience to Sho in X
X Ade uac of PolicelFi�e Protectian X
Convenience to Primat Education X
Proteclion from DetrimentalConditions X
Convenience lo Recreational Facilities X Overa�l A eal[o Market
Em lo mentS[abilit
Nei hborhoodDescri �ion: There are no adverse factors to affect marketabilit of the sub ect. Diverse stable em lo ment and a
su ortin amenities are within eas drivin distance. MSA 3240
MarketCOnditions inciudin su orlfortheaboveconclusions: P�O ert values currentl are stable. Local multi-list data indicates an avera e
marketin time of 90-180 da s. Economic trends and lendin rates have remained favorable. Sales concessions are occurin
m ore fre uentl • however there is no known revelance of unusual seller financin concessions or bu downs. There are new
homes under construction in surroundin develo ments as well as resales available in the nei hborhood. lndustrial use
exists within the direct nei hborhood.
� view: 0 en countr
oimensions: See legal description nrea: 54.860 X Acres ❑sq.Fi. shape: Irregular
Zoning Classilication: A Zoning Description: A �iCUItUfB
2oning Comp�iance: X Legel LegalNonconforming(Grandfathered Use) No Zoning Illegal(describe)
Usespermittedundercurrentzoningregulations: ThC rimar ur ose of this zone is to romote and encoura e continuatfon of a ric. activit
Highest&BeslUse: TI18 SUb�eCt ro ert as currentl im roved as a ricultural.
Describe any improvements: N0118
Do present improvements conlorm ro zoning? Yes No X No impwvemenls If No,explain:
Cuttent or proposed ground renlP Yes X No If Yes,8 0.00
Presentuseolsubjectsite: A �iCUltu�al Size: L8� er than normal Drainage: Appe8r5 adequate
Topograpny: Level to rollin
Corner Lot: Yes X No Unde�ground Utililies: Yes X No Fenced�FE A Map a: 42041 C 0228E`YPe� W ood and W�FEMA Map Date: 0 311 612 0 0 9
Special Flaod Hazard Area ❑ Yes X� No FEMA Flood 2one:X 7 elDescri tion Publlc Other
Piovider or Descri tion OfbSite Im rovements X
UTIUTIES Public Other StreelSurtace AS halt
Electricit X SlreetT ellnlluence Townshi /Neutral
cas None
None curb�cuc�e� None
Water Sidewalk None
Sanitar Sewer None StreelLi hts None
Other Alle N one
Othe�
Are the utili�ies and off•site improvements typical for the market? X Yes No If No,describe: No ItYes,describe:
Are there any ad�e�se site conditions or exte�nal tactors(easements,encroachments,environmen[al conditions,land uses,etc.)? Yes X
There are no a arent adverse easements or encroachments. Pa Turn ike has a ri ht of wa alon D arman Road as a turn
around which im acts the sub'ect ro ert 's fronta e alon D arman Road. There also are transmission Ifnes bisectin the
site with existin oles. Some creek fronta e• see attached tax ma .
siie commen�s: Easem ents of record are in the addenda of this a raisal re ort. Pa Turn ike has a ri ht of wa alon D arm an
Road as a turn around which im acts the sub'ect ro ert 's fronta e alon D arm an Road. There also are transm ission lines
bisectin the site with existin oles which do not im act the value or future m arketabilit as a ricultural. Som e creek fronta e.
LANO 10 OSO6I010
P�o0uce0 us�ina ACI sol�ware.800]]/.8727 www.ac�iwe0.tom
S. W. Barrett Real Estate & Appraisal Services FiieNo. 13-0013
� ' LAND APPRAISAL REPORT �o $ 750 000
�
Thei�are p to S 750 000
co� arable sites cu�renll otfered fo�sale in the sub'ectnei h6o�hood ran in in rice trom S 175 00
There are 0 �o� a�able sites sald in[he as112 monlhs in the sub ectnei hbot.00d�fln in in sale tice ftom 8 175 000 COMPARAB�E SALE N0.3
• COMPARABLE SALE N0.2
COMPARABLE SALE N0.1 Enola Rd 43-05-0417-093
FEATURE SUBJECT � er Frankford Tw •
ndaress 301 p E.OId YorkRd 40-11-0288-U92 Puncan Rd 39-10-0612-05 18.52 miles W
yaKrn an Road Southam ton Tw •
cii�suzi Carli 8 097 S. Middleton Tw • 15.48 miles WSw Courthouse Records
sl¢ N. Middleton Tw • 2 73 miles NE
arozimii �osubeci Courthouse Records Courthouse Records 418 000
Data source s Ins ection 5
Verifica�ionSource Cou�thouse 455 000
5 g 730 000 a g 7 740.74
sale Prlce g y 8 425.93 0310112011
0.00 5 7 087.38
arice�Acre y 0 510 512 0 1 1 Unknown
11/2312011 Unknown
DateofSale MOIDq�yR NIA Unknown
Unknown Unknown
Da sonMarket NIA Unk�own
Financin r e NIA Unknown Unknown .421 SuburblSu • '387
concessions N�q Unknown -354 SuburblSu .
�ocaiion SuburblSu . Fee Sim le 0
Suburban Fee Sim �e 0 54
Fee Sim le O en countr
aro eri Ri ncs q ,eised Fee Sim �e 103 0 54
si�e size Acres 55 0 en countr Level-rollin
O en countr
view O en countr Level-rollin B�ec
To o ra h �eyei-rollin Level-rollin elec -774
-843 1100t
Available Utilities e�ec elec .709 446# Twnsh INeutral
StreetFronta e 75± 711± Twnsh INeutral 0
StieetT e 0 NOne
Townshi INeutral Noneh INeutral p None None
wa�erinrwence Creek Fronta e None None
Fencin NOne None NOne
None No Zonin
Im rovements None AC
Zonin AC S 1 161
p` 1 264 ' X -
1 063 ' X " $ NetAdj. -15.OWo
NetAd'ustment + X $ -15.0% 6 580
ToUI,in 5 -15.0°/ NelAdl.
Adjusted sales p�jceofthe NetAdj. 0 7 762 GrossAd. 15.0% S �aisal.
GrossAd. 15.0°h 8 6 024 GrossAd' 15.0/ 8
Com arable Saies n 5
The Appraiser has i�searehed lhe transfe�hisrory of the subjecl properry fo�lhe past 3 yea�s and the listing history of lhe subject to�the pasl 12 months prior to lhe etfective date of lhis app
The appraiser has�so researched the transfe�and listing history otthe comparable sales toi the past 12 months. �aisal.
The appraiser's ❑did � did nat reveal any piior sales or transfe�s ot the subject properry tor lhe�hree years prior to the effective date of the app
resareh
Data sources: r R
The appraiser•s did did not reveal any prior sales or transfe�s of the compara6le sales for the yea�piior to ihe date of sale of the compara e sa e.
�e$bi�h raisfll.
Data Sources: h �
The appreiser'S tegaich did did not reveal any prior listings of the su6ject property oi comparable sales fo�the yea�prioi to the effective date o<<Li51ng and 7ranste�history ol
Data Sources; (Z Lisling and Transfer histo�y oi Comp 3 In past 12 months:
Listing and Tiansfer history ot Comp 2 in past 12 manlhs: �N/A NIA
ListinglTransfer TranstedSaie(ONLY)otlhe Comp 1 in pasll2 months: N�A N/A 5
N i:a ry
Subjectin pasl36 months: N�A N�A $
(i�mo�ethan tv,io y NIA NIA $ E
,Pecomments 5
section or an addedum.) $ $
DataSource: CHRICPMLS DataSOUrce
Sub'eclPro e� LislPrice DaysonMarkel
�Cu�rend ListedForSale? Y�stDateNo N�A N�A CHRICPMLS
Current Listin g �y���Y $
N IA Data Soutce
o Yes X No DataSource: CHRICPM� DaysonMarket
Sub'ectPro ef ListPrice CHRICPMLS
�s been lisled within Ihe lasf 12 MonList Dale NIA N IA
12 Month Listin9 isto�y g
NIA $
commencs on p��SaleslTranstersandCurrentandPriorListin s: No further recent recorded transfers were found.
Summar of th
as made. A -10% ad ustment was made for ai'red salesaanal'sis did nrot Indicate an
e�iescom arisonA �oa�n: Sub ect istl�ated on a no outlet street ad'acent to the P Turn ike• location of com ara eS
consid e rp�;u erior and a -5% ad'ustm en
fronta e _ ;om arable No. 3 is artfall wooded• however no ad'ustment considere
adverse
uildin s which were razed after urchase• however the Com arable was considered
3fict on future value or m arkuibbi��t as a resuit of the existin transm ission lines on the sub ect site. Com ara
No. 4 t�a� o �avements house and o
the bes� r. resentation of a a ricultural sale within the same townshi as the sub'ec .
All the s a�; are closed transactions as of the date utilized•
All Co rra �61e sales are considered e ual indicators of vatue and wei hed e uall in the final reconcillation. The bes
availab ie �rn arable sales were salected and used for this a raisal.
Ad uste� �n e of value is 56000 to $T200 er acre Sa 56500 er acre. Fift five acres times 56500 e uals 357 500• a
$358 O Q �p
Reconcilia¢n� wei ht is a lied to the Market Data Anal sis. Su ortin file information
as�mmenis: Market Anal sis consisteitl su orts the estimated market value. Cost A roach and GRM anal sis wer
found i � ��o riate for this anal sis. Greates
substa r� �ies these estim ates.
7hisa ra n_Samade X "asis',oi su6'ecttathefallowin conditionsoiins ections: A faiS81 is fo� Client onl nontransferable.
� late vlsual lns ectlo�olthe subJactslte and those Im provem ents upon sald slte,detlnetl scope olwork,statam entof aseum p
tlo�s ana
Basedori �P p
Ilm Iting op ��o�$ and appralser's cartlllcatlon,m y( ) P whloh Is the date ol lns ectlon and the etfeetive dete ollhis a ralsal.
our o Inlonolmarketvalue,astletlned,ottharealpropertylhatlsthesub�eetolthlsrepor s:
o �n�on o y �aervewa:s 358 000 aso�: 1 212112 01 2
uno_ioosoe�oio
aroa�c�a�v�e nci:ouw.��,eao.za..e72i www.er�weo.com
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g,W. Barrett Real Estate & Appraisal Services
_ .
. _ _ _
S. W. Barrett Real Estate 8 Appraisal Services
�
LAND APPRAISAL REPORT FileNo. 13-0013
� COMPARABLE SALENO 6
FEATURE SUBJECT COMPARABLESALE N0.4 COMPARABLE SALE NO 5
address 307 Dyarman Road Longs GapRd 29-05-0425-013
cii�suzi Carlisle N. Middleton Tw . N. M iddleton Townshi
Proximit ta Sub'ect 2.52 m iles N E
oaca source s Ins ection CPM LS
verincationsources Courthouse Courthouse $ 400000 $ $
Sale Ptice a $ E
PricelAcre S 0.00 E 9 445.10
DateolSale MOIDAIYR N/A 1 013 0/2 0 0 9
Da sonMarket N/A 54
Financin T e NIA C85h
Concesslons N/A None
�ocation Suburban Suburb/Su • '4�Z
Pro er Ri hlsA raised Fee Sim le Fee Sim le
site size Acres 54.86 42.35 �
view O en countr O en countr
To o ra h Level-rollin Level-rollin O
Available Utilities elec elec well*
StreetFronta e 75t 440/460# -945
Scree�7 e Townshi /Neutral Twnsh /Neutral O
wa�erinrluence Creek Fronta e Stream Frnt e
Fencin None None
Im rovemeats None Hse/Outbld s -945
Zonin A p`
+ X - 8 2 362 + S � S
NetAd'ustment Total inS NelAdj. °�
Adjustedsalespriceofthe NetAdj. -25.0% NetAdj. o° GrassAd'. % 5
Com arableSales inS GrossAd'. 25.OWo S 7 083 GrossAd�. �o $
ListinglT�ansfer Hislory TransferlSale(ONLY)of the Listing and Transfer histary of Listing and Transfer history of `IC`ompe6 tlnTpast 12rm'onthso'
Subjectin past36 monlhs: Comp 4 in pasti2 monlhs: Camp 5 in pastl2 manths: $
(if more than two,use commen�s $ NIA N/A 8 N/A N/A $
section or an addendum.) g $ $
S
summar oflheSalesCOm arisonA roach:Com arable No. 4 has front a e on Lon s Ga Road and Yorwick Road. Com arable loca on
considered su erior and a -5% ad'ustment was taken. A -10% ad'ustment was taken for Com arable No. 4's su erior road
fronta e.Ad'usted at-10% for the existin im rovem ents at tim e of sale• house and outbuildi� s were razed after urchase. "
Existin se tic s stem not usable condition of existin well unknown• no ad'ustment taken.
LANO_10 OSOfi7010
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S. W. Barrett Real Estate & Appraisal Services
t
LAND APPRAISAL REPORT FileNO. 13•0013
.., .• . .- � .
? Yes No Unittype(s): ❑ Detached ❑ Attached
Is the developeilbullder in control of the Homeowners'Association(HOA) ❑ ❑
Provide the following information for PUDs ONLY if lhe developerlhuilder is in control of the HOA and the su6ject property is an atteched dwelling unit.
Legal Name of Project:
Total num6er ot phases: Total number of units: Total number of units sold:
Total number ot units ren�ed:
Total number of unils for sale: Data souice(s):
Was the project crealed by the conversion of exis[ing building(s)into a PUD? ❑Yes No If Yes,date of conversion:
Daes lhe projectcontain any multi-dwelling unitsT ❑ Yes ❑ No Data Source:
Are the units,common elemen�s,and recreation facilities camplete? ❑Yes ❑ No ItNo,describe the slatus of campletion:
Describe common elements and�ecreational facilities:
, � . � •
This reporl lorm is designed to report an app�aisal ot a parcel of land which may have some minot improvements but is not considered lo be an"improved site'.All improvements are conside�ed
to be ot relatively minor value impacl on the overall value of ihe site.This report form is not designed to teport on an"improved site"where signiticant value is derived from Ihe improvements.
This appraisal reportform may he used for single family,multi•family sites and may he included within a PUD deveiopment.
This appraisal repoit is subject[o lhe following scope of work,intended use,intended user,definition ol markel value,statement of assumptions and limiting conditio faiser�mart''exaandsthe
M odifications,additions,or delelions to the intended use,intended user,definition of market value,ar assumplions and limiting conditions are not permitted.The app Y P
scope otwork lo include any additional�esearch or anaiysis necessary basetl on the commplexily of this appraisel assignment.Modificalions or deletions to lhe cerlifications are also nat
permitted.Hawever,additional cettilications Ihat do not constitule material alteretions ta this appraisal report,such as those required by law or Ihose related to the apptaiser's continuing
education or membership in an appraisat organization,are permitted.
scoPE oF woRK: The scope of wark lor this appraisal is defined hy lhe complexity ot this appraisal assignment and Ihe reporling requirements of this app�aisal report to�m,including ihe
following detinition of marke�value,statement of assumptions and limiting conditions and certifications.The app�aiser must,at a minimum;(1)peifoim a complete visuaf inspection atthe su6ject
site and any limited improvements,(2)inspect the neighborhood,(3)inspect each of the comparable sales from at least lhe street,(4)research,verity and analyze dala from reliable puhlic
andlor private sources,and(5)report his or her analysis,opinions and conclusians in this appraisal report.
INTENDED usE: The intended use of the appraisal report is far the lendedclient to evalua[e the propeiry lhat is the subject ol this appraisal for a mortgage finance ttensaclion.
IN7ENDEn usER: The intended use�of ihis report is the lenderlclienl identified within the appraisal�epoit.
oeFiNirloN oF MAeKE7 vn�ue: The most probable price which a properry should brin9 in a competitive and open market under all conditions requisite ta a leir sale,lhe buyer and
seller each acling prudently and know�edgea6ly,and assuming Ihe price is not aftected by undue slimulus.Implicit in this detinilion is lhe consummation of a sale as ot a specitied date and the
passing of title Irom seiler to buyer under conditions wheiehy:(1)buyer and seller are typica�ly molivated;(2)bath parties are well informed or well advised,and each acting in what ihey consider
their own best interest;(3)a reasonable time is allowed tor exposure in the apen market;(4)payment is made in terms of cash in Uniletl States dollars or in terms of tinancial arrangements
comparahle thereto;and(5)the ptice represents the no�mat consideration for the property sold unaffecled 6y special or creative financing o�sales concessions•granted by anyone associated wilh
the sale.(Soutce:OCC,OTS,FRS,&FDIC jaint regulalians published June 7,1994)
`Adjustments to the comparables must be made for special or creative concessions.No adjuslments are necessary for thase costs which are normally paid by sellers as a result of tradilion o�law
in a market area;these cosis are readily identifiable since Ihe sellei pays these cosls in virtually aIl sales transaclions.Special o�creative financing adjustments can he made to Ihe compa�able
property 6y comparisons to financing terms offered by a lhird party insti�utional lender that is nol alreatly involved in the property or transaclion.Any adjuslment should not be calculated on a
mechanical dollar for dollar cost ot the tinancing or concession but Ihe dollar amount of any adjustment should approximate the m arkePS reac�ian to the financing ar concessions based on�he
appraiser's judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONOITIONS: The appfai5el'S CefliflC8t10n In IhIS fepOfl i5 SUbject l0 Ihe tOIIOWing aSSUmp[IOnS alld Ilmltlflg COnd1�10115:
1. The appraiser will not he responsible for matters oi a legal nature that affecl the subject property being appraised o�ihe tille to it,excepi tor information that he o�she
became aware of during the research involved in performing lhis appraisal.The appraise�assumes that the title is good and ma�ketabie and will not render any opinians
about the title
2. The appraiser has examined Ihe available tlood maps that ate provided hy lhe Federal Emergency Management Agency(or other data sources)and has noted in�his
apptaisal report whether any portion oi the su6ject site is Iocated in an identified Special Flood Hazard Area.Because Ihe appreiser is not a surveyor,he or she makes no
guarantees,express or implied,regarding this dete�mination.
3. The appraiser will not give testimony or appear in court because he or she made an appraisal of the properly i�question unless specific arrangemenls to do so have 6een
made belorehand,or as otherwise required by law.
4. The appraiser has noted in Ihis appraisal ieport any adverse conditions(such as the presence ol hazardous wastes,toxic substances,etc.)observed during the
inspection of lhe subject property or that he or she became aware of during ihe research involved in petforming this appraisal.Unless otherwise stared in this appraisal
reporl the appraiser has no knowledge of any hidden ar unapparenl physical deficiencies or adverse conditions af the su6ject p�oper�y(such as,but not limited to,
needed repairs,deterioration,the presence of hazardous wastes,toxic su6stances,adverse environmental conditions,e[c.)thatwould make Ihe properry less valuable,
and h85 aSSUmBd�hat Ihefe 0fe flo SuCh Canditiofl5 8nd makes no guarantees or warrenties ezpress or implied.The appiaiser will no[be responsible to�eny such
candilions Iha[do exist or foi the eagineering or resting�hat might be required m discover whether such condition exist.Because�he appreiser is not an expert in the
lield of environmenlal hazards,[his appraisal must not be consideretl as an environmental assessment of the property.
APPRAISER'S CERTIFICATION: The ApPtei50f Cef�1�le5 elld egfeeSlhdl:
1. I have,at a minimum,developed and reported this appraisal in accordance with Ihe scope of work requitemenls stated in this appraisal report.
2. I performed a complete visual inspection of the subject site and any limited improvemenis.I have reported the information in factual and speci(ic terms.I identifietl and
reported the deficiencies of Ihe suhject site that could affect lhe utiliry of the site antl its usetulness as a building lot(s).
3. �petfarmed this appraisal in accordance with the�equirements oi the Unitorm Standards of Professional Appraisal Piectice that were adopted antl promulgaled hy lhe
Appraisal5tandards Board of lhe Appraisal Foundation and Ihat were in place at the lime Ihis app�aisal ieporl was prepaied.
q. I developed my opinion of the market value of the ieal property that is the su6ject of lhis ieport hased on the sales comparison approach to value.1 have adequateoaches
comperah�e market data to develop a reliable sales comparison approach for Ihis appraisal assignment.I further certiry that I considered the cosl antl income app
to value but did not develop lhem unless indicated elsewhere wihtin this report as ihere are no ot very limited improvemenls and these approaches to value are not
deemed necessary for credible result andlor relia6le indicatars of value for this appraisal assignment.
5. I researched,verified,analyzed,and�eported on any current agreement for sale for the subject property,any offering for sale of lhe subject property in the iwelve months
prior ro Ihe effective tlace of this appraisal,and the prior sales of ihe subject property for a minimum of three years p�ior m the elfective date of this apptaisal,unless
otherwise indicated in Ihis report.
6. I researched,verified,ana�yzed,and reported on lhe prio�sales of the comparable sales fo�a minimum of one year prior io the dae of the sale of Ihe comparable sa e,
unless otherwise indicated in this ieport.
7. I selected and used comparable sales lhal are locationally,physically,and funetionally ihe mosl similar to Ihe su6ject pioperiy.
8. I have not used comparable sales tha�weie the resuit of comhining multiple Iransactians into reported sales
9. I have reported adjustments lo Ihe compara6le sales Ihat�eflect the markePs reaction[o the tlitferences hetween lhe subjecl pioperty end the comparable sales.
S0. I have verilied,trom a disinterested source,all inlormation in this repoit that was provided by parlies who have e financial inte�est in lhe sale ot financing of Ihe subject property.
31. I have know�edge end experience in appraising lhis iype af prope�ty in this ma�ket area.
12. 1 am aware ol,and have access to,the necessary and appropriate pu6lic and private data sources,such as multiple lisling services,tax assessment�ecotds,pu6lic lend
records and o[her such data sources for the area in which the properly is localed.
aroaucetl usine AcisoPage 3 ot�4��e�2�www.aciwee.com �pND_toa5os2oio
� S. W. Barrett Real Estate 8 Appraisal Services
1
LAND APPRAISAL REPORT FiieNo. 13-0013
• •
13. 1 o6talned lhe intormalion,estimeates,and opinions lurnished by other parties and expressed in this appralsal report Irom relia6le sources Ihat I helleved to be true and
correct.
14. I have taken inlo consideralion the facmrs ihat have an impact on value with respect ro the subject neighborhood,su6ject pioperry,and the praximity of the su )ec
property to adverse iniluences in ihe development of my opinion ol market value.I have notetl in lhis appraisal repait any adverse conditians(such as,6ut not limited
to,needed repairs,dete�ioration,ihe presence of hazardaus wastes,toxic suhstances,adve�se environmental canditions,etc.)observed duiing the inspeelion of the
subject properly ar that I became aware of during the research involved in performing this appraisal.I have considered Ihese adverse conditions in my analysis at the
property value,and have reported on the eifect of Ihe conditions on the value and marketabilily of the subject property.
15. I�ave not knowingly withheltl any significant informalion from this appraisal report and,to Ihe best o(my knowledge,all statements and information in this appraisal
report are Irue and correct.
16. f s[ated in this appraisal reporl my own personal,unbiased,and professianal analysis,opinions,and conclusions,which are suCject only to the assumpllons and limiting
conditions in this appraisal report.
17. 1 have no present or p�ospective interest in the property lhat is Ihe suhject ot this report,and I have na present or prospective personal interest o�bias with respect to the
pa�ticipants in the transaction.I did not base,either partially or completely,my analysis andlar opinion of market value in this app�aisal�eport on the race,color,religion,
sex,age,marital status,handicap,familial status,or national origin of eilher the prospective owners oi occupants of lhe subject property or of the present owne�s or
occupants of the pioperlies in the viciniry of the su6ject pwperry or on any other basis prohi6ited by law.
18. My emplayment andlar compensation for performing this appraisa�or any future or anticipated appraisals was not conditioned on any agreement or unde�standing,
written or otherwise,that I would report(or present analysis suppor�ing)a predetermined specific value,a predetermined minimum value,a range ar direction in value,
a value[hal favars the cause of any parly,or the atlainment of a specific result or occurrence of a specific subsequent event(such as approvel of a pending mortgage
laan application.
19. I personally prepared all conclusions and opinions about 1he real estate ihal were set forth in this appraisal report.If I relied on significant real property appraisal
assistance I�om any individuals in lhe performance of this appraisal or the preparation of this appreisal report,I have named such individual(s)and
disciosed the specific tasks performed in this appraisal repo�t.I certity tha[any individual so named is quall�ied[o perform the tasks.I have not aulhorized anyone
to make a change to any item in this appraisal report;theretore,any change made to this appraisal is unaulhorized and 1 will take no responsihilily for il.
20. I identitied lhe lenderlclient in this appraisal�eport who is the individual,or9aniza�ion,or agent tor the organization thal orde�ed and wiil received this appraisal�eporl.
21. The lendedclient may disclose or distribute lhis appraisal report to:the borrower;another lender at the requesl of the borrower,the mortgegee or its successo�s and
assigns;martgage insurers;goveinment sponsored enterpiises;other secondary market participants;data callection or�eporting services;prolessional appreisal
organizations;any departmenl,agency,or instrumen[aliry of the United 5[ates;and any state,the Disirict ol Colum6ia,ar other jurisdictions;wilhout having[o obtain the
appraiser's or superviso�y appraiser's(if applicable)consent.Such consent must be obtained before this appraisal reporl may he disclosed or distributed lo any other
party(including,but nat limited to,the public through adverlising,public relations,news,sales,or olher media).
22. I am aware that any disclosure or distribution of this appraisal repon by me or the lendedclient may be subjecl to cerlain laws and regulaUOns.Furlher,I am also subject
to the provisions of the Unilorm Standards of Professional Appraisal Practice[hat pertain to disclosure or distribution 6y me.
23. The borrower,anot�er lender at ihe request of the borrower,the mortgagee or its successors and assigns,mortgage insurers,government sponsored enterprises,and
other secondary market participants may rely on this appraisal report as part of any mortgage finance transaction lhat involves any one or more ot these parties.
24. It this appraisal report was uansmitted as an"electronic record"containing my"electronic signature",as thase tetms are defined in applicable federal andlor stale laws
(excluding audio and video recordings),or a facsimile transmission of lhis appraisal report cantaining a copy or representation of my signatu�e,the app�aisal�eport
shall he as effective,enforceable and valid as if e pape�version of this appraisal report were delivered containing my original hand wrilten signature.
25. Any intenlianai or negligenl misrepresenlation(s)contained in this appraisal report may result in civil Ilabili�y andlo�criminal penalties including,bul not limited lo,fine or
imprisonment or both under the provisions of Title 18,United States Code,Section 5001,et seq.,or similar stale laws.
SUPERVISORY APPRAISER'S CERTIFICATION: The Sllp¢fVi50fy AppfdlSef Cefll�leS d�d agtee5lha[:
1. I directly supervised the appraiser for ihis app�aisal assignment,have read the appraisal report,and agree wilh the appraiser's analysis,opinions,statements,
conclusions,and lhe appraiser's certilicalion.
2. I accept full responsi6iliry for the contents of this appraisal report including,but not limited ro,lhe appraiser's analysis,opinions,stalemenls,concWsions,and the
appaiser's certification.
3. The appraiser identified in this appraisal�eport is either a sub-contractor or an employee of lhe supervisory appraisei(oi the appraisal lirm),is qualitied ro perform this
appraisal,and is acceptable to perform lhis appraisai undei the applicahle state law.
4. This appraisal report complies with the Uniform Standards ot Professional Appraisal Practice Ihat wete adopted antl piomulgated 6y Ihe Appraisal Slandards Board of
The Appraisal Foundalion and thatwere in place at the time this appraisal reportwas ptepared.
5. If this appraisal report was transmitted as an"eleclronic record"containing my"elecltanic signature',as those te�ms are detined in applicahle federal andlor stale laws
(excluding audio and video reco�dings),or a facsimile transmission of lhis appraisal repor[containing a copy or representalion af my signaluie,the app�eisal�eport shall
be as eftective,enforceahle and valid es if a paper version of lhis appraisal repottwere delivered containing my original hand written signalure.
SUPERVISORY APPRAISER(ONLY IF REQUIRED)
APPRAISER
Signature
��� `�' � '� � Signawre
Name Steven W. Ba��ett SRPA SRA ASA Name
Company Name S W Barrett Real Estate & ApPraisal Svcs Company Name
companyAddress 505 South Hanover Street companyaddress
Carlisie PA 1T013
Telephone Number 777-243-6646 Telephone Number
EmallAddress St@V@ SWb8�f8tt COrtI _ EmailAddress
Date of Signature and Report 02/06/2013 Dale of Signalure
Effective Date ofAppraisai 12/21/2012 State Certilication�
State Certification q GA000298L or State License k
State
or State License#
or Other(describe) Slate ri Expiration Date ol Certificatian or License
State PA
Expiration Date of Certification or License 0 613 012 01 3 SUBJECT PROPERTY
PA Certified General Real Estate Appraiser ❑Didnotinspectsu6jeclp�operly
ADDRESS OF PROPERTY APPRAISED ❑Did inspect exleriar of subject property trom streei
301 D arm an Road Date of Inspection
Carlisle PA 17013-8900
APPRAISED VALUE OF SUBdECT PROPERTY S 358,000
LENDERICLIENT COMPARABLESALES
Name Dave BafiC ESqu1�0 ❑Did notinspectexterioi ofcompara6le seles0om streel
CompanyName Ba�ICBScherer AttO�O@y5AtL2w _ ❑DidinspectexteriarofcomparableSalesfwmstreet
CompanyAddress 19 West South Street Dateoflnspection
Carlisle PA 17013
Email Address
PIOGUCeO u5ing RCI SoPe9e'O 01 q�I.B131 www.eciwe0.cam �pND_]0 05062010
S.W. Barrett Real Estate & Appraisal Services
�....,. �„��:-,
, � S. W. Barrett Real Estate & Appraisal Services
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° USPAP ADDENDUM FileNo. 13-0013
Borrower: Mar aret E. DYARMAN Estate
PropertyAddres5: 301 D arman Road Zi Code: 17013-8900
City: Carlisle County: Cumberland State: PA P
Lender: Baric 8 Scherer Attorne s At Law
Reasonable Exposure Time
My opinian of a reasonable exposure time for the subject property at the market value stated in this report is: 90-180
Additional Certifications
01 have performed NO services,as an appraiser or in any other capacity,regarding the property that is the subject af this report within the three-year
period immediately preceding acceptance of this assignment.
�I HAVE performed services,as an appraiser or in another capacity,regarding the property that is the subject of this report within the three-year
period immediately preceding acceptance of this assignment.Those services are described in the comments below.
AdditionalComments
APPRAISER: SUPERVISORY APPRAISER(only ifrequired):
Signature:
��O ��� � Signature:
Name: Steven W. Barrett SRPA SRA ASA Name:
Date Signed: 02/0612013 Date Signed:
State Certification#: GA000298L State Certification#:
or State License#: or State License#:
ar Other(describe): 5tate#: State:
State: PA Expiration Date of Certification or License:
Expiration Date of Certification or License: O6/3 012 0 1 3 �Sup ervisory Appraiser inspection af Subject Propert :
Effective Date of Appraisal:Decem ber 21. 2072 l_J Did Not ❑ Exterior-only from street �Interior and Exterior
PiaEUCed uslnp ACI sallwer<.800.27�.8777 www.BCiweG.com USinP_1PNT 05112017
Borrower: Mar aret E. DYARMAN Estate File No.: 13-0013
Pro e AddCeSS:301 D arman Road CaSe No.:
Ci � Carlisle State' PA Zip' 17013-8900
Lender: aric 8�Scherer Attorne s At Law
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Bofrowef: Mgr aret E. DYARMAN Estate File No.: 13-0013
Pro er Address 301 D arman Road Case No.:
Ci � Carlisle State' PA Zip' 17013-8900
Lender: Baric&Scherer Attorne s At Law
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BoffOwe�: ar aret E. DYARMAN Estate File NO.: 13-0013
Pro ert Address:301 D arman Road Case No.:
CitY Carlisle State� PA _ Zip' 17013-8900
Lendef: Baric & Scherer Attorne s At Law
Spruce Hili ����a :. � �Newport �
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McCoysville - ,�
l`���Way._ Walnut Grove luniata
- Eu�nace
Saville
- Mannsvilie
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HoneyGrove,' , .�
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oo�b���e�aa Comparable Sale 1
' ---- E.OId York Rd 40-11-0286-092
North Middleton Township,PA 17013 '
-_- _ (2:73 miles NE)
..LawerFrankt�. . . . .��. . . . . � � _
ComparableSale 3 Tovmship '�G� , chiusser_ �i"'
Et]OId RCI McCrea B�osser�.•itle � jl �yj��geX—=
Opper Frankford Township Subject � ",+�������
{18.52 miles W) �
a 301 Dyarman Rd �e�'� �: I�,;% 1i
� Carlisie,PA 17013 _ 'rlisle '
- Upper.Mifflin �---"'��� . � � � �� ��� '° Hr � E R t � f
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Newville ,:''`
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rrp Mourrtrock�'
Comparable Sale 2 _f Bnili�g_
Duncan Rd i' Gomparable Sale 4
. Ne� Southampton Township ,�� Longs Gap Rd 29-05-0425-013
(15,48 miles WSW) ��'� .�� North Middleton Township,PA 17013
� � �.�r r� (2;52 miles NE)
%� Dickinson E.
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_/ Gap `i�
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�Q,d - Gardners ,;,
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F112 No.: 13-0013
BOffOwef: ar aret E. DYARMAN Estate CaSe NO.:
Pfo eft AddfesS:301 D arman Road State: PA Zi : 17013-8900
Cit : Carlisle
lefldef: Baric 8 Scherer Attorne s At Law
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Flood Information
FloodMap Legend Community:420367-NORTH MIDDLETON,TOWNSHIP OF
Fbod Zones Property Is not in a FEh9A speGal fload hazard araa.
Map Number:42041CO228E Pvtap Date;03I1612009
Areas t�ed by5�-yaereooding Pane1:0226E FIPS:42041
n,eas o,or�ae orme ina ana soo-year rt�oaWarm Zone�x
- qraas 6puWafetl 4y t00�yoor Oooaing
p��uwn0�etl py 904yoar Oootling vdtn voroelly nem+e
� ano. Nailt�ef Tlnns.�metlqa flootl NNZB�tl Cef[If1�fiGntl(TFHCJ por AGi roARe 8ny
-Fl�Y representatinns ur warranties w any party conceming the cantent,eccuracy ar
P1000rlay-Oroas mllt veloWy hatertl cornple[eness of this Fload raport,inGudinp any�verranty oi merchantebllity or
lhnras for a pHrli�vlar purGase.Nailher TFHC nat ACI nnr tha saller�I thE�
/vpas W�dolarminsd Euf poss�[o 1too0 hazarda 9ood rapon shell�ave any Ilablllty to any thtrd perty for any use or mlr,usa of
; Areas no1 rosDP�o��^Y P�
tlatl FIRM this flood repa�t
� File No. 13-0013
0
*********Q U A L IF IC A T 10 N S *****"***
The following checked items are SPECIFIC SPECIAL CONDITIONS that were identified by this appraiser during the
inspection of the subject property, the com parables sales, and their neighborhoods and locations. Unless otherwise
noted, the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
____7. The subject is located in a rural area and is less than 25% built•up.
X 2. Commercial/Industrial uses are located within the subject's neighborhood. These uses are typical of similar
neighborhoods.
X 3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for
the area.
4. The predominant value in the neighborhood is less than that of the market value of the subject property. This
is due to the very wide range of value of properties in the area and superior quality of the subject property.
____5. The subject property is located in a F.E.M.A. Identified Flood Zone. Flood insurance coverage is required and
suggested.
6. Oampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typical in dwellings of this style.
____7. The subject property is serviced by private well and/or septic systems which is common for the area.
8. The subject is older than five(5) years. All mechanical systems including the heating, electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
__9. Repair items were noted in the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items ifsted are cosmetic in nature.
10. The basement floor is a dirt floor. This condition is com m on and typicai for the area. and does not pose a
health or safety hazard.
11. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
12. The land value exceeds 30% of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typicalforthe neighborhood.
13. The land value exceeds 30% of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
74. Individual adjustments were required that exceed 15%. These adjustments were required due to Iack of more
similar comparables on that individual rating. All comparables used are the best avaflable.
15. Total adjustments exceed 25�0. This is due to the lack of comparable sales that were more similar in the
subject's market area. All comparables used are the best available.
_X_16. One or more comparable sales are older than six(6) months. Although there are comparable propertfes in the
subject's area, none have sold recently; therefore, sales in excess of six(6) months have to be used. All comparables
used are the best available.
X 17. One or more comparables used were in excess of one (1) mile from the subject property. Although there are
com parable properties in the im m ediate area, none have sold recently. Therefore, it was necessary to use com parable
sales outside of the immediate area. AI� comparables used are located in similar neighborhoods and within the same
marketing area. All comparables used are the best available.
18. The etectrical system was not connected during inspection.
19. The water service was not connected during inspection.
---
20. The heating system was shut down during inspection.
___21. Roofing____Plumbing____Electrical____Heating____certification(s) is/are suggested.
___22. Inground swimming pool____, out buildings_____are included_____,not included____according to lender's
guidelines.
23. According to lender's guidetines a maximum of____acres were considered for this valuation. Remaining
acreage was given no value.
' ' File No. 13-0013
c
********* Q U A LIFIC A TIO N S ***"*"***
___24. The subject property is located on a private road.
25. Wood infestation inspection is suggested.
X 26. Last recorded deed transfer: Date_111/1983______, Consideration: $_______________•
___27. Proposed construction/renovation in accordance to plans and specifications to be compteted in a workman-Iike
manner.
28. Seller is paying part or ail of closing costs.
_X_29. All comparable sales are verified closed sales.
X 30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report.
31. AM C fee was required in order to accept this appraisal request.
u
File No. 13-0073
*********Q U A L I F IC A T 10 N S ***'`*****
Confidentiality and Security Policy
We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the
confidentiality, integrity and security of clients' personal information. Internal policies have been developed to protect
this confidentiality, while allowing client needs to be served.
We restrict access to personal information to authorized individuals who need to know this information to comply with
federal standards to protect your nonpublic personal information. We do not disclose this information about you or
any former consumers or customers to anyone, except as permitted by law. The law permits us to share this
information with our affiliates. The law also permits us to share this information with companies that perform
marketing.
When we share nonpublic information referred to above, the information is made available for timited purposes and
under controtled circumstances. We require third parties to comply with our standards for security and confientiality.
We do not permit use of consumerlcustomer information for any other purpose nor do we permit third parties to rent,
sell, trade or otherwise release or disclose information to any other party.
Education
As of the date of this report, I andlor Steven W. Barrett, SRPA, SRA, ASA have completed the requirements under the
continuing education program of the Appraisal Institute and the American Society of Appraisers.
a North Mlddleton Township (ARTICLE IQ
2oning Ordinance
ARTICLE 11
Zone Regulations
§204-201.Agricultural Zone{AG).
A. Purpose. The primary purpose of this zone is to promote and encourage the continuation of
agricultural activities and related support businesses in those areas most suitable for such
activities. Consequently, resideniial uses are generally secondary and limited, and any future
inha6itants in this zone must be willing to accept the impacts associated with normal farming
practices and related support businesses. This zone also acknowledges the rural and agrarian
character ofthe area, characterized by a mixture of farms, sparsely developed residential uses,
and rural businesses;this zone will continue this development trend.These areas are not likely
to be served by public sewer or water facilities.
B. Permitted Uses. Only the following uses listed in Table 2U1-A are permitted within this zone,
provided that in addition to the specific criteria for.certain uses established in Article 4 and all
applicable general provisions in Article 3 are met. Uses permitted by Special Exception are
subject to the approval by the Zoning Hearing Boacd pwrsuant to a public hearing set forth with
the provisions of Article 6. Uses permitted by Conditional Wse upon are subject to the approval
by the Board of Supervisors pursuant to a public hearing set forth with the provisions of Article
7.
TABLE 201-A
PERMI7TED USES
`. Specific Perrimitted-by .
U�" ; Criteria -
Right Special Conditional
Exception Use
Agricultural/Forestry
Airstrips N/A X
Agribusiness 204402.A X
Agriculture(excluding
Agribusiness) 204-402.B x
Forestry 204-402.0 X
Natural Areas or Wildlife
Refuges N�A X
Riding Schools and Stables 204-402.D X
Residential
Bed-and-Breakfasts 204-403.A x
Flag Lot Residences 204-403.D X
Group Homes 204-403.E X
ARTICLE I�-1
ZONE REGULATIONS
___ _ __ _
<
North Mfddleton Township (pRTICLE II)
Zoning Ordinance
: Specific Permitted'by.
�� Criter.ia
Right Special Conditional
Exception Use
Single-Family Detached
Dwellings N/A X
Non-Residential
Animal Hospital,Veterinary
Office 204-404.0 X
Communication Antennas,
Towers and Equipment 204-404.N X
Kennel,Commercial 204-404.Y X
Large Solar Energy Production
Facility 204-404.Z X
Large Wind Energy Production
Facility 204-404.AA X
Municipal Owned Uses x
Place of Worship 204-404JJ X
Public/Private Utility Building or
X
Structure
Schools,Private/Public X
Accessory
Accessory Structures and Uses
customarily incidental to the
above permitted uses N/A X
Daycare,Accessory 204-405.0 X
Daycare,Family 204-405.D X
Farm Occupation 204-405.F x
Home Occupation 204-405.G x
No-I mpact Home Occupation 204-405.H x
Non-Commercial Keeping of
Livestock 204-405.1 X
Roadside Stand 204-405.N X
RuralOccupation 204-405.0 X
Temporary Farm Employee
Housing 204-406.A X
N/A—Not Applicable
C. Locational Criteria:All applications for subdivision or land development shall be accompanied by
the following information. The following information is required to allow the Township to
ensure that the highest quality farmland is protected, and to ensure that new development
affects agricultural operations to the minimum extent feasible.
(1) The size, shape, contour and dimensions of the property and the size, use and location
of all existing buildings.
ARTICLE II-2
ZONE REGULATIONS
4 North Middleton Township (ARTI6LE II)
Zoning Ordinance
(2) Ali lots previously approved.
(3) Land under active cultivation, land used as pasture, and forested land or land within
woodlots.
(4) Soil information for the property, including soil series and soil capability class,subclass,
and unit, as classified within the most recent Soil Survey of Cumberland County,
Pennsylvania and Agricultural Handbook 210 of the United States Department of
Agriculture Soit Conservation Service.
(5) The size,shape,contour,dimension, location,and use of all proposed lots,buildings and
on-lot sewage disposal lots.The developer shall dernonstrate that the following location
and design considecations have been fully addressed:
(a) All uses or lots shall be established on non-prime agricultural land (Soil
Capability Classes IV-VIII), when such land is available, or on lands which cannot
feasibly be farmed,due to existing features of the site such as rock outcroppings
or heavily wooded areas,or due to the fact that the size and/or shape of an area
suitable for farming is insufficient to permit the efficient use of farm machinery.
(b) Where a property is compcised entirely of prime agricultural land (Soil Capability
Classes i,II,and I11),the least suitabie land shall be utilized for the development.
(�) Where all non-prime agcicultural land areas have been shown by the developer
to be unsuitable for development because of slope, drainage, flooding, sewage
disposal, or other characteristics,the least suitable remaining farmiand shall be
utilized for development.
(d) Lots and uses shaU be grouped, where possible, adjacent to other similar lots
and uses, both within the subject property and in consideration of adjacent
properties,to avoid a scattering of development.
(e) Wherever feasible, lots shall be located such that disturbance of slopes greater
than fifteen percent is minimized.
(f) Wherever feasible, lots shall be located such that disturbance to existing
hedgerows,orchards,and other significant native vegetation is minimized.
D. Area and Design Requirements. Unless further specified in the specific criteria for certain uses
established in Article 4 and all applicable general provisions in Article 3 are met, all new
permitted uses within this Zone shall comply with the following area and building dimensional
requirements set forth in Table 201-C.
ARTICLE II-3
ZONEREGULATIONS
C
North Middleton Township (ARTICLE II)
Zoning Ordinance
TABLE 201-C
AREA AND DESIGN REQUIREMENTS
lot/Land Buildings:
Minimum Minimum Maximum
Minimum/ Maximum Minimum ; Required
Permitted Minimum Required Permitted
Maximum Imperyious Required Side
Uses Required Rear Building
Required Lot �ot Width �ot Front (each)
Area Per Unit Coverage Setback Setback Setback Height
Agricultural/Forestry
150 ft.
provided
each
10 acres structure is
All Permitted existing on the o setback a
effective date 200 ft. 10% 50 ft. 50 ft. 50 ft. distance at
Uses ofthisChapter
least equal
(Minimum) to its height
from each
property line
Residential3
150 ft.
43,560 Sq.Ft. (guilding
All Permitted (Minimum)/ Setback Line) 20% 35 ft. 15 ft. 35 ft. 35 ft.
Uses 392,040 Sq.Ft.'. /120 ft.
(Maximum) �Frontage)
Non-ResideMial3
150 ft.
43,560 Sq.Ft. (guilding
All Permitted (Minimum)/ Setback Line) 35% 35 ft. 15 ft? 35 ft. 35 ft.
Uses 130,680 Sq.Ft.
1 /120 ft.
(Maximum) (Frontage)
Accessory�
Residential
Accessory
Building/
Structure
other than Not
specified permitted to
elsewhere be located
herein this between the
Chapter Included in principal
including above if on a building and
Articles 3 and permanent the street
4 N�q N/A foundation right-of-way 20 ft. 10 ft. 25 ft.
N/A—Not Applicable
1 Where more than the maximum permftted lot area is needed to meet the driveway/access drive,on-site sewer or water
systems requirements,the Township may waive this requirement;provided that the minimum additional area is used to
meet the requirements of such on-site systems and access.
z 25 ft.when abutting properry with Residential Zones(R-1 and R-2)or any existing residential use.
ARTICLE II-4
ZONE REGULATIONS
u
North Middieton Township (ARTICLE II)
Zoning Ordinance
3 Additional Agrialtural Setbacks.On any separete non-agricuRural.parcel,no shrub shall be planted,and no accessory
strudures or fences shall beplaced within ten(10)feetof.any land used for agricuftural purposes.Similarly;no tree shali
be planted within thirty(30)feet of any land uses for a�icultural purposes.
4 If the principal structure Ls set badc greater than fifty(50')feet from the street line the minimum requlred front setbadc
for an accessory building/stcucture is flfty(5�')feet.
E. Compliance with other Standards of this Chapter. All uses shall comply with all applicable
provisions contained within:
(1) Overlay Zones set forth herein Article II.
(a) Conservation Overlay Zone(§204-209).
(b) Floodplain Overlay Zone(§204-210).
(c) Historic Resources Overlay Zone(§204-212j.
(2) Article III General Provisions.
(3) Article IV Specific Criteria.
ARTICLE 11-5
ZONE REGULATIONS
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Copyright 2011 EsH.All rights reserved.Wed Jan 9 2013 12:36:32 PM.
29-07-0471-039
Slte Address:301 DYARMAN ROAD
Deedbook:0015F-00323
Owner:DYARMAN,MARGAREI'E
Land Use Code:123
Property Type:V
Acreage:54.86
Square Feet:
Taxahle Status:T
Clean&Green Status:A
Land Assessed Value$:43500
Bullding Assessed Velue;:
Total Assessed Value$:43500
Sale Price$:
Sale Date:
Year eullt:
Munlclpallty:NORTH MIDDLEiON lW P
Helght In Stories:
'rype of Owelling:
Prlmary Exterior:
Basement Percentage:
Alr Conditioning:
Total Rooms:
Bedrooms:
Full Bath:
tialf Bath:
_ _
_ _ _
� (5-��3�3
� SIGNED, eFn�ED AND D.EL�VERED
� SAMUEL 8, SWARTZ (SEAL)
� IN THE PRESENCE OF • �
+ GEOR E.B, STUART
�:1: STATE Of PENNeYLVANIA ' �
, � y;
COUNTY OF CUMBERLAND � .
. '
ON THIS� THE 7TH DAY OF tdARCH� 1953, B�FORE ME, THE UNDERSIGNED OPFICER, PERSONAIIY
(. APPEARED SAMUEL B. SPIARTT KNOWN TO R�E (OR SATISFACTORILY pROVEN).TO pE TyE,PER50N ISHOSE NM1E IS
I SUBSCRIB 70 THE y�ITH1N INyTRUMENT� AND ACKNOWLEDGED THAT HE EXECUTED THE SM�E FOR THE
PURPOSES NEREIN COP�TAfMED,
IN WI NE55 WHEItEOF, I HEREIJNTO SET MY HAND qND OFFtCIAL SEqL, ' �
� • � � C. HENDERuON HUMRICH '
DEPUTY CLf_RK Uf THE RUARTER S�$SIONS COURT - CUM9ER�AND
� �r��l
{ ' COUNTY, PA, MY COAMAISSJON EXPIRES THE FIRST MONDAY OFi
� .IANUARY 1954 ,
; 1 DO HEREBY CERTiFY THAT THE PRECISE RESIOENCE OP THE IVITHIN NM1EO GRANTEES IS lkl N. �
� BEOPORD ST, CARLIBLE� PA, I
� I
! MAR, 7TH 1953 � �, B, STUART • �
� i
i: ATTORNEY 'FOR GRANTEES . � I
� LR I
N0, 24293 � � THIS DEED,
I OEED �MADE THE 77H DAY OF' MARCH IN THE YEAR OF OUR I.ORU ONE,THOUS D
� ROY H, ROTH E7�UX NINE HUNDRED AN� FIF7Y-THREE (1953). i , ,
': ' BETWEEN ROY H, � �
TO � ROTH AND KATHRYN BOWERS R07H H18.471FE
1 qRNOLD B, DYpRMAPJ ET UX ��F NOR7N MIUOLETON TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA,
i
� CONS�'$�.8,500.00 �NEREINAFTER CALLEO GRANTORS, AND
LOC., NORTH MIDDLETON TOWNSHIP G ARNOLD 8, DYARMAN AND AiARGARET B. DYARMAN� HIS WIFE,
�ATED.MARCH 7� 1953 60F NORTH AdIDOLETON TOWNeHIP� CUMBERLAND COUNTY� PENNSYLV.ANIA
� ENTD, MpRCH �� �.953 , (HEREINAFTER CALLED GRANTEES;
!;-',�: TIME 1Ot30 AM i � � VJITNESSETFI� TNA7 IN CONSIOERATION OF EIGHTEEN THOU$AN�
� FIVE HUNORED ($18�500.00) DOI.LARS� IN HAND PAID� THE
I �`�NPdA ^ ytl��s�� REC�IPT WHEREOF IS HEREBY ACKNOWLEDGEDy THE SAID GRANTORB 00 HEREBY
$2U.35
� $1d5,00 NTEIdi�{LRE1q.� GRANT AND CONVEY 70 THE SAID GRANTEES, 7HEIR�HEtRS AND AS516N5�
� -HkiR.;___ RHR KBR
:;?i; ' '�"T iMY ALL THOSE FOUR CERTAIN TRACTS OF LAND SITUATE tN NOR7H MIODLETON
�,C!��� 3
� � TOWNSH�P, CUMBERLAPID COUNTY� PENNSYLVAMIA,'BDUNDED AND DESCRIBED. AS
i .
FOLLOWS;
TRACT N0, 1, BEGINNING AT A POtiT AT A CORNER OF I.ANUS.NOW OR FORAIERLY OF!GEORGE S,
BRINER, AND THE CONOOOGUINET CREEK� THENCE UP SAI��CREEK TO A WFi1TE OAK 93 PERCHES; THENCE
BY LANDS NOW OR FORMERLY OF AU6TIN EPPLEY, SDIITH 24 DEGREES EAST 51 PERCHES TO A CORNER IN �
7HE ROAD T0. HAYS' BRIDGE; THENCE.ALONG sAID P.OAD� SOUTN 72� DEGREES'EAST 97.5 PERCHES TO�A
' WALNUT TREE; THENCE ALONG SA1� ROAO� SOUTH 82� DEGREES EAST 40.4 PERCHES TP A POST� THENCE BY
LAN�S NOW OR FORMERLY OF JAAAEy NOBIE�S HEIRS� NOl4 TRACTS 2 AND 3 HEREIN� ANO LAND9 OF GEORGE
M, BOSLER� NORTH 34 DEGREES WEST 102,5 PERCHES TO A POINT; THENCE STII.L ALONG LANDS OF GEORGE
M, BOS�ER AND LANDS NOW OR FORMERLY OF GEORGE S, BRINER, NORTH 38 3�4 DEGREES 4/EST 17.5
:�, P�RCIIES 70 A POINT; THENCE AI.ONG THE SMdE, NORTH w0� DEGREES WEST 82 PERCHES TO A P05T ON THE
,� CONODOGUINE7 CREEK, THE pLACE OF BEGINNING, CONTAIHING'73 ACRES AND 6b PERCHES, MORE.OR LE55
i THE U NES ABOVE DESCRIBED A5 NOR7N 34 DEGREE3 WES7 102.5 PERCHES, AND NORTH 38 3/4
' dEGREES�WE�T 2�,5 pERCHES WERE INCORRECTLY GIVEN IN PRECEpING DEE�S,
LESS. HOWEVER�.T\VO TRACTS OF LAND INi1CH ED.WARD IV, ROTH AND MINERVA S, ROTH� HIS WIfE,
BY TNEIR OEEO DAtEO JUIY 13� 1940� ANU ENTERED FOR RECORD tN THE OFFICE OF THE RECOROER 0�
DEEDS 1N AND FOR SAID CUMBERLAND COUNTY IN DE�D BOOK'"E"� VOL. 12, PAG£ 152� GRANTED AN�
CONV£yED TO pENNSYW AN1a TRUNPIKE.�OMMI�SION.
7RACT N0, 11, BECINNING AT A POINT IN THE CREEK ROAD AT CORNER OF LANOS POfbuIERIY OF
I MRS, IRVING AND BARBIE E, NOTH,.AND TRACT N0, T ABOVE �EBCRIBED; THENCE BY TRACT N0, 1,
_ __ _
_
_ _ _
, ,
�� � �S� F -����
� �! . ,
� '' IABOVE OESCRIBED� NORTH 95 �EGREES VvEST 9.1 PERCHES TO A POINT; THENCE BY LANDS FORMERIY OF �
1
GFORGE M, BOSLER, NOW TRACT N0, ill. NEREINAF7ER OE5CRIBED. NORTH 75 DEGREES EA5T 72.5 PERCHF.S �
jT0 A CORNER OF THE yCH00L HOUSE �OT; THF.NCE AIONG SAID LOT� SOUTH 14,8 PERCHES TO A POINT; I!
ITHENCE ALONG 8A1� LOT� SOUTN 80 OEGREES EA:iT 6 PERCHES TO A POINT ON THE WATTS 8Fj1DGE ROAD; �
THENCE SOUTH 11,3 PERCHES TO A POINT IN TME CREEK ROAD; THENCE ALONC SA1D ROAO ANO LANDS NCW OFt ,�
fORMERLY OF MRS, IRVING, MORTH 89 3�4 DEGREES WEST '/O.8 PERCHES TO THE PIACE OP BEGtNNING. :f
�i
CONTAIPlING 7 ACRES ANO 120 PERCHES,
TRACT N0, 111, BEG�NNING AT A POINT IN THF. CENTER OF TFIE PUE3lIC ROAD LEADING FROMf �
�i CARLISLE TO WATTS' BRIDGE OVER THE CONODOGIIIPlET CREEK OPl LINE OF LANDS OF THE PENMSYLVANIA {',
I�� }'
'� TUR�PIKE COMAiISSION; THENCE ALONG THF CENTER OF SAID PUDLtC ROAD� SOUTH 20 DEGREE5 EAST 36.z4 �t�,
IIPERCHES 70 A POINT; THENCE ALOAIG THE CENTER OF SAID P1IBLIC ROAO DUE SOUTH 5.7 PERCHE9 TO A a
I PO{NT IN THE CENTER OFiSAID PUBLIC ROADp TFIENCE BY LANDS OF THE SCHOOL D15TRICT OF NORTH ;
II� MIDULETON TOYfNSHIP, AND TRACT N0: 11, ABOVE DESCRIOED� SOUTH 744 OEGREES M1EST 78.76 PERCHES �
TO A POINT� THENCE BY TRACT N0, 11, ABOVE OE.S'CRIBED� NORTH 3ia OEGREES NEST 46,3 PERCHES TD A �
`I POINT� THENCE BY 1AM05 OP SAiD PENNSYLVhNIA TURNPIKE COMMISSION. IN AN EpSTER�Y DIRECTION ON A I
�
.I N1NE MINUTE CURVE TO THE LEF7, 92,2 PERCHES, CONTAINlNG 23'ACRES, MORE OR LE55, • i
TRACT N0, 1V. BE6INNING AT A POIN7, 7HE INTERSECTION OF THE CENTER LINE OF THE RELOCATED �
'I T04,RJSHIP ftOAD N0, 1alSj ANO TNE SOUTHERN RIGHT OF V1AY IINE OF PENNSYLVANIA TURNPIKE;,THENCE BY �
{ SAID 50U7HERN RIGH7 OF WAY LINE OF THE PENNSYLVANIA TURNPIKE, NORTH 80 DEGREES EqST 83.5 �
I FEE7 TO A PQINT, 7HE INTERSEC710N OF THE CENTER.LINE OF THE ABANDONED FOWNSHIP ROAD N0, 483 A� i
�I THE SAiD SOUTHERN. RIGH7 OF WAY LINE OF THE PEPINSYLVANIA TURNPIKE; THENCE BY THE CEN7ER LI.NE OF
� THE SAID ABANDONEp?TOWNSHIP ROAD N0, 4t3j� SOUTH 'J4 DEGREES U3 MINUTES EAST 44�g.4 FEET TO A i
I P01NT, THE INTERSECTION 'OF THE CENTER LINE OF THE SqID ABANDONED 70YINSHIP ROAD N0, 489 �AND ;
i ITHE SAIO��RELOCATED TOWNeHIP ROAD N0, 483: ThiENCE BY THE CEN7ER LINE OF 7HE SAID RELOCATEO I
i TbWNSHIP ROAD N0, 4t13 ALONG THE ARC OF A CIRCIE HAVING A RADIUS OF 2%8,94 FEET 191,6 FEET TO
1
i THE pO1NT OF CURVE ON THE CEN7ER U NE OF 5AID RELOCATED 70WNSHIP ROAD N0, 483's TNENCE BY'THE �
SAID CENTE{� LINE OF THE SAID ROAD, NORTH'67 DEGREE6 02 A4INUTE5 EAST 11,8 FEET TO A POINT Of
� ,
TANGEN7; THENCE BY SA�� CENTEN LINE Of S�ID ROAD AIONG THE ARC OF A CIRCLE HAVIN6 A RADIUS OF ,
2�0.49 FEET 366,11 fEET TO p p01NT OF CURVE OF 5A1� ARC; THENCE DY SAID CENTER LINE OF SAID �
ROAD� 50UTH 25 DEGREEe p6 MINUTE5 EAST 7,2 FEET TU THE PLACE OF BEGINNING, CONTAINING 0,B6�.
ACRES, � . � . �
gEING THE SAME•TRACTS OF LANG WHICH EDWARD Y(, ROTH AND MINERVA s. ROTH, HIS WIFE, BY THEIR j
DEED DATED�MARCH 31. 1947� ANO ENTERED FOR RECORD IN THE OFFICE OF iNE RECONOER OF DEEDS IN
AND FaR�5A10 CUMBERLANU COUNTY IN DEED E300K "L". V01., 13� PAGE b77� GRANTED ANU CONVEYED T0
• �
� RQY H, RO7H AND KATHRY(V BOWER� R07FI. HIS WIFE, THE GftANTORS HEREIN, '
i AND, 7HE SAID GRRN70R5, DO HEHEBY COVENAQiT APlD AGREE TO ANU WITH THE SAID GRANTEES. THAT� ;
�7HEY� THE GRANTORS, THEIR.HEIRS, EXECUTORS ANO ADMINIS'fRATORS�SHALL AND WILI WARRANT GENERALLY !
�AND FOREVER D�FEND THE HERElN• ApOVE DESCR18E0 -PREMISES� WITH THE HEREDITAMENT5 ANO APPURTEN- ��
ANCES�� UNTO THE SAID GRANTEES, THEIR HEIRS AND ASSIGNS, AGAINST THE SAID'ORANTORS, AND AGAINST �
i
�EVERY OTHER PERSON.LAWFULIY CLAIM6NG OR 14H0 SHAIL HEREAFTER CLAIAI THE SAME OR. A M' PPRT THEkEOf, I
' {N W17NESS WHEREOF, SA1� GRANTORS HAVE HEREUNTu 5ET THE1'R HANDS At� SEAI.S TNE'DAY APD
IEAR F�RST A40VE WRITTEN,
I SIGNED� SEALEO AND OELIVERED' ROY H, ROTH (SEAL) '
IN THE�PRESENCE OF. � KATHRYN BOWERS ROTH (SEAL) I
I
ROBERT LEE JAC085 �
� STATE OF PENNSYLVANIA � , I
OUNTY OF OUMBERLAND S� ' ' I
ON TH15, THE �TH OAY OF MARCH� 1953. DEFORE ME� A NOTARY PUBLIC, THE UNDERSIGNED OFFiCEH� I
ERSONALLY APPEARED ROY H,•ROTH ANO KA7HRYN B019ER8 ROTMI� HIS'WIFE, KNOWN TO ME'(OR SATIS- . I
ACTORILY PROV.EN) TO.BE TNE PERSO��S 1S4f0�E NAMES ARE SUBSCRIBED TO THE 4VITHIN IN�TRUMENT, APID °
i
CKNOWI:E�GED THAT THEY EXECUTE� THE SAME FOR THE PURP08�S THEREIN. CON7AINE0, �
IN WITNE38 NHEREOF, I HEI2EUNT0 eE7 JO ANU OFFICIAL 9EAL.
� S�.A� VELMA G. GRAY i
I NOTARY PUBI.IC .
MY C0,5AA115510N EXPIRES F�B. 6, 1955
I �
11 �.• - I
,. ��a�, .
� ' ' LGe R�3cR7 ?'. ZEEGI.'R.
.� '.�.�"ui�"
' Parcel No.:Part of 29-07-0471-039
2006 JUN 2 P{� 3 16 DEED
MpDE THE I S#day of June in the year of our Lord Two Thousand Six(2006).
BETWBEN MARGAI�ET fi.DYARMAN,erroneously identified in prior Deeds of
recoxd ae Margaret B.Dyarn�an,widow,of Cnmberland County,Pennsylvania,
hereinafter refesed to as:
Grantor,
and D.P.INDUSTRIAL,LLC,A Delaware Limited Liability Company,with offices
located in New Casde County,DeIaware,hereinafter referred to as:
Grantee,
VIRTNESSBTH,that in considerarion of One Million Two Hundred Sixty-0ne
Thousand$ight Hundred Fifty-Fovr and 62/100 Dolia:s($1,261,854.G2)in hand paid,
the receipt whereof is hereby aclmowledged,the said Grantor does hereby grant and
convey to the said Grantee,its successors and assigns:
ALL THAT CBRTAIN tract of land having thereon erected a dwelling,barn and
acceesory bniIdings,situated South of the Pennsylvania Turnpike,West of McCtures
Gap Road,and North and East of Dyarman Road,in North Middleton Township,
Cumberland County,Pennaylvania,said tract being more particularly bounded and
described as follows:
BEGINNING at a point near the centerline oE McClurea Gap Road,L.R.21033,S.R.4027,
said point being on the southern right-of-way iine of the Pennsylvania Turnpilce(200
feet wide right of-way),said point along being the Northeast corner of the herein
described tract;thence along McClures Gap Road the following two courses and
distances:l}Sonth 20 degrees 44 minutes 00 seconde Eest,a distance of 597.%feet to a
point near the eastem aide of McClures Gap Road;2)South 00 degrees 44 minntes 00
seconds East,a distance of 94.05 feet to a point;thence along a portion of the bed of
McClures Gap Road,South 74 degrees�14 minutes 34 aeconds West,a distance of 1b.62
feet to a point;thence along the western side of McClures Gap Road,South 00 degrees
' 15 minutes 30 aeconds West,a distance of 270.62 feet to a point;thence crossing a
portion of the bed of McClures Gap Road,South 80 degrees 15 minutes 26 aeconds East,
a distance of 16.24 feet to a point near the centerline of McClures Gap Road;thence
South 00 degrees 15 minut�s 26 seconds West,a distance of 186.98 feet to a point near
the centerline of Dyarman Road,T-483(33 foot wide right-of-way);thence along'
Dyarman Road,the following seven courses and distances:l)South 89 degrees 41
eoo�c 274 P�c�4545
... . . i
;
� �
minutes 38 seconds West,a diatance of 2,166.31 feet to a point;2)North 82 degrees 31
minutes 45 seconds West,a distance of 660.60 feet to a point;3)North 76 degrees 18
minutes 23 seconds West,a distance of 975.95 feet to a point;4)along a curve to the left,
having a radius of 278.90 feet,an azc distances of 191.97 feet to a point,
the chord of the
last described azc being South 86 degrees 11 minutes 28 seconds West,a chord distance
of 188.20 feet;5)South 67 degrees Q 8 minu t e s 3 9 sec o n d s West,a distance of 11.80 feet to
a point;6}along a curve to the right,having a radius of 240.50 feet,an arc distance of
368.80 feet to a point,the chord of the last descxlbed arc being North 68 degrees 54
minutes 43 seconds West,a chord distance of 333.72 feet;7)North 24 degrees 59
ininutes 23 seconds West,a distar►ce of 7.66 feet to a point on the southen►riSht-of-way
line of the Pennsylvania Turnpike:tt►ence along the southern right-of-way line of the
Pennsylvania Turnpike,alonS a curve to the leEt,having a radius of 38,297.20 feet,an
azc distance of 3,156.63 and a chord of North 77 degrees 14 minutes 52 seconds East,a
chord distance of 3,155.74 feet to a point near the centerline of McCtures Gap Road the
point of BEGINNING.
CONTAINING an azea of 48.400 acres.
The above described tract being shown on a"ALTA/ACSM Land Title Survey for DP
Operating PartnershiP.L.T'.of Dyarmu►ProPerty.�� Prepared by D.L.Reiber Associates,
dated September 11,2000.
B$ING a portion of the same premises which Roy H.Roth and Katlu'yn
Bowers Roth,
by Deed dated March 7,1953 and recorded in the Office of the Recorder of Deeds in and
for Cumberland County,Pennsytvania,in Deed Book F,Volvme 15,Page 323,granted
and conveyed unto Arnold B.Dyarman ar►d MazSaret E.Dyarman• 'fl►e said Arnold B.
pyarman passed away on February 9,1982,whereby iitle becan►e vested solely in
Margaret E.Dyarman,his surviving spouse.
ALSO BEING a portion of the same premises ti"'h�Pa�W Snyder and Marle M.
Snyder,by Deed dated Apri110,1958 and recorded in the Office of the Recorder of
Deeds in and for Cumberland County,PennsYlvania,in Deed Book J,Volusne 18,Page
63,granted and conveyed vnto Arnold B.Dyarman and Ma�'ga�et B.Dyarn►an. The
said Arnold B.Dyazman passed away on February 9,1982,whereby title became vested
solely in Margaret E.Dyarman,his surviving spouse.
AND the said Grantor hereby covenants and agrees that she will warrant specially t�►e
property hereby conveyed.
b00K �"J� PaGE45�
_ _
� , ��`� G
�
�
aoc�$a�3�S
THIS INDENTURE, made the
,� day of l/NG in the
year of Our Lord Two Thousand Eight (2008)
Between MARGARET E• DYARM}�N� of Cumberland County, PennFloridaal
by her Attorney-in-Fact, NANCY L. POLEY, of Plant City
(hereinafter called the grantor) of the one part,
- A N D -
PENNSYLVANIA TURNPIKE CONII+tISSION, an instrumentality of the
Commonwealth of Pennsylvania with its principa]. office in the
Borouqh of Middletown, County of Dauphin, Commonwealth of
Pennsylvania (hereinafter called the qrantee) of the other part,
Witnesseth, that said grantor for and in consideration of the
sum of One Dollar ($1.00) ANA OTHER GOOD AND VALUABLE
CONSIDERATION, lawful money of the United States of America,
unto them well and truly paid by the said grantee at or before
the sealing and delivery hereof, the receipt whereof is hereby
acknowledged, has granted, bargained and sold, released and
confirmed, and by these presents does grant, bargain and sell,
release and confirm unto the said grantee, its successors and
assiqns,
All those certain tracts oz parcels of land situated in Nor�h
M3ddleton Township, Cumberland County. Commonwealth of
Pennsylvania, being bound and described according to the
Pennsylvania Turnpike Commission Plan No. R/W 3188-B, Contract
No. 00-005-RR2W, dated November O1, 2007, and as follows to wit:
RE UIRED RIGEIT-OF-WAY FOR TOWNSHIP ROAD (T.R.483)
Beqinning at a point on the Legal Right-of-Way Line of Townsh�p
Road 483, said point being located 16.50 feet, left of and
opposite Township Road 463 Survey and Right-of-Way Baseline
Station 6+96.23;
Thence through lands of the grantors on a curve to the left,
having a radius of 95.00 feet, an arc length of 60.45 feet, and
chord N 82° 58' 06" E, 59.43 feet to a point being located 54.60
feet, left of and opposite Township Road 983 Survey and Right-
of-Way Baseline Station 7+36.52;
Thence also through lands of the qrantors on a curve to the
right, having a radius of 50.00 feet, an arc length of 163.06
feet, and chord 3 21° 49' S9" E, 99•82 feet to a point being
located 16.50 feet, left of and opposite Township Road 483
Survey and Right-of-Way Baseline Station 8+18.28, said point
being on the Legal Riqht-of-Way Line of Township Road 983;
Thence along said Legal Right-of-Way Line of townshig Road 983
by a curve to the left, havinq a radius of 278.94 feet, an arc
length of 129.72 feet, and chord N48°22'98"W, 128.56 feet to the
Point of Beginning;
Containing 0.144 Acre.
REQUIRED LIMIT OF SLOPE FOR TOWNSHIP ROAD (T.R.483)
Beqinning at a point on the Legal Riqht-of-Way Line of Township
Road 483, said point being located 16.50 feet left of and
opposite Township Road 483 5urvey and Right-of-Way Baseline
Station 6+80.00;
Thence through lands of the qrantors N 66° 59' 16" E, 115.28
feet to a point being located 110.00 left of and opposite
Township Road 483 Survey and Right-of-Way Baseline Station
7+35.00;
Thence also through the lands of the qrantors. S 63° 25' 12" E,
100.24 feet to a point being located 140.00 feet left of and
opposite Township Road 483 Survey and Right-of-Way Baseline
Station 8+00.00;
Thence also through lands of the grantors S 10° 28' 15" E,
114.00 feet to a point being located 99.15 feet left of and
opposite Township Road 483 Survey and Riqht-of-way Baseline
Station 8+78.43, said point being on the northern Leqal Right-
of-Way Line for Limited Access of the Pennsylvania Turnpike
Commission;
2
Thence alonq said Legal Right-of-Way Line for L�mited Access of
the Pennsylvania Turnpike Commission on a curve to the right,
having a radius of 38097.20 feet, an arc length of 85.78 feet,
and chord S 79° 35' 37" W, 85.78 feet to a point being the
intersection of the northern Legal Right-of-Way Line for Limited
Access of the Pennsylvania Turnpike Commission and the Legal
Right-of-Way Line of Township Road 483 beinq located 16.50 feet,
left of and opposite Township Road 9B3 Survey and Right-of-Way
Baseline Station 8+55.93;
Thence along the said Legal Right-of-Way Line of Township Road
483 on a curve to the left, having a radius of 278.94 feet, an
arc length of 40.02 feet, and chord N 30° 56' 50" W, 39.98 feet
to a point on the Required Right-of-Way Line of Township Road
483 being located 16.50 feet, left of and opposite Township Road
483 Survey and Right-of-Way Baseline St.ation 8+18.26,
Thence along the Required Right-of-Way Line of Township Road 483
on a curve to the left, having a radius of 50.00 feet, an arc
length of 163.06 feet, and chord N21°49'54"W, 99.82 feet to a
Roadt98315urveyaand Right-ofeWay1BaselinenStationl7+36�52ship
Thence also along the Required Right-of-Way Line of Township
Road 483 on a curve to the right, having a radius of 95.00 feet,
an arc length of 60.95 feet, and chord S 82° 58' 06" W, 59.43
feet to a point being located 16.50 feet, left of and opposite
Township Road 483 Survey and Right-of-Way Baseline Station
6+96.23;
Thence along said Legal Right-of-Way Line of Township Road 483
by a curve to the left, having a radius of 278.99 feet, an arc
length of 17.25 feet, and chord N 63° 28' 26" W, 17.29 feet to
the Point of Beginning;
Containinq 0.312 Rcre.
UNDER AND SUBJECT to all exceptions, reservations, easements,
rights-of-way, rights, privileges, etc. as may be contained in
prior instruments of record.
BEING part of Tax Parcel Number 29-07-471-039.
Befng a portion of the same property Roy H. Roth and Kathryn
Bowers Roth, his wife by deed dated March 7, 1953, and recorded
March 7, 1953 in the Recorder of Deeds Office oP and for
3
_ _ _ _
Cumberland County in Carlisle, Pennsylvania, in Deed Book 15F at
Page 323, granted and conveyed unto Arnold B. Dyarman and
Margaret B. Dyarman, his wife. The said Arnold B. Dyarman died
on February 9, 1982, thereby vesting all right, title and
interest in and to Margaret E. Dyarman. Margaret E. Dyarman
appointed her daughter, Nancy L. Poley, as her Power of Attorney
dated June 1, 2006 and recorded on ARC�+1�Z�5� in the Office
of the Recorder of Deeds in and for Cumberland County.
Together with all and singular the improvements, ways, streets,
alleys, roads, lanes passages, (public or private), waters,
water-courses, rights, liberties, privileges, hereditaments and
appurtenances, whatsoever unto the hereby granted premises
belonqing or in anywise appertaining thereto and the reversions
and remainders, rents, issues, and profits thereof and all the
estate, right, title, interests, property, claim and demand
whatsoever of the said qrantors, as well at law as in equity,
of; in and to the same.
To have and to hold, in fee simple as aforesaid, the said lots
or pieces oP ground above described, the hereditaments and
premises hereby granted, or mentioned and intended so to be,
with the appurtenances, unto the said grantee, its successors
and assigns, to and for the only proper use and behoof of the
said grantee, its successors and assigns forever.
PURSUANT TQ THE ACTS OF JULY 17, 1957, P. L. 984 SECTION ONE AND
AMENDMENTS THERETO THE FOLIAWZNG IS INCLUDED� INCLUDE OR INSURE
THIS DOCUMENT MAY NOT 3ELL, CONVEY, TRAN3FER,
THE TTTLE TO THE COAL AT7U RIGHT OF SUPPORT UNDERNEATH THE
SURFACE LAND DESCRIBED OR REFERRED TO HEREIN, �AND THE OWNER OR
OWNER9 OF SUCA COAL MAY HAVE THE COI+�LETE LB.GAI+ RIGHT TO REMOVE
ALL OF SUCH COAI+ AND� IN THAT CONNECTION, DAMAGE MAY RE3ULT TO
THE SURFACE OF THE I.AND AN� ANY HOUSE, HUILDING �R OTHER
STRUCTURE ON OR IN SUCH LAND. THE INCLUSION OE THIS NOTICE DOES
NOT ENLARGE, RESTRICT OR I+�DIFY ANY LEGAI+ RZGHTS OR ESTATES
OTHERIPISE CREATED, TRAN3FERRED, EXCEPTED OR RESERVED BY THIS
INSTRU[+�NT."
NOTICE THE UNDSRSIGNED. AS EVIDENCED BY THE BIGNATtJREB TO THIS
NOTICE A13� THE AiCCEPTANCE AND RECORDIN(3 OF THIS DEED IS/ARE
FULLY COGNIZA1iT OF THE FACT THAT THE UNDERSIGNED MAY tZOT BE
OBTAINING THE RIGHT OF BROTECTION ACAINST BUBSIDENCE, AS TO THE
PROPERTY HEREIN CONVEYED, RESULTING FROM COAL MINENG OPERATiONS
AND THAT THE PURCIiASED PROPERTY, HEREZN CONVSYED. M�►7� SE
PROTECTED FROM DAMAGE DUE TO MINE SUB$IDENCE BY A PRIVATE
4
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w� O
- RECORDER'S USE ONLY
aev.�u Ex iave� S�ele a■Pek ,_„r,�
��a REALTY TRANSFER TAIC r
y� STATEMENT OF VALUE � � S
COMMONWEAIiH OF PENNSYIVANIA
OEPARSMENT OP REVFNUE
BUPlAU O�INbiVIDUAL TAXES psle Racoraed
DEPf.28GbOt See Reveree for Instructlons . �b'��
NARIIISBURO,PA 1719��ED7
Complete eac6 aection and file in dupliceta wi�h Recorder of Dads when(1)the Cull value consideration is not set fonh in the deed,(2)when the deed is
without considention,or by gifl,or(3)a tax exemption is clsimed. A statement of Velua is not rcquiced if the transfer is whoily exempt fram tax based
on (1)famUy relationship or(2)publie uNliry easement If more spaee is needed attech edditionsl sheot(s).
A CORRESPONDENT—ALL INQUIRIES MAY BE DIRECTEQ TO THE FOLLOWING PERSON.
Neme Talephone Number.
Alp6onse P.Lepore (717)939-9551
SlreetAddress Cily Stala ZipCoda
P.O.Box 67676 Harrisburg PA 17106-67676
B TRANSFER DA7A Date of Acceptance of Document
Granwr(syLecsw(s) Gwntee�sy�.eesee(a)
Mar aret E.D arman b Nanc L.Pole ,POA Penns ]vania'h�m ike Commission
Streel Addresa Slreat Addreae
143 Stra er Drive P.O.Box 67676
Clly SWIe aP Coda Cily Stete 7JD Code
Carlisle PA 17013 Harrisbur PA 17106-767G
C PROPERTY LOCATION
Street Addrass CAy,Township,Borough .
D arman Road North Middleton Townshi
School DisWCt 7ax Parcel Number
counry 29-07�71-039
Cumberland
D VALUATION DATA
1.Aciuel Ceeh Conslderation 2.Other Cansldarallon Tolal Consideratlon
$1.00 +none =$1.00
4.County Asseseed Value � 6.Common Level Ralion Feclor Falr Market Valua
nla exempt x =nla exempt
E EXEMPTION DATA
ta.Amount ol Exempllon Cleimad 1b.PercenWge ot Interest Conveyed
100% 100%
❑ WIII or Intesfate succession (Ealale Fllo Numbar)
(Name of OecBdenl)
❑ Transfer lo Industriai Development Agency
� Transfer lo a Irust. (Atlach Complete copy of Irust agreament Idenli(ying all bene4cla�les.)
� Transfer belween principal end agent(Attach complete copY of egency/straw parly agreement.)
� Transfers to fhe COmmonweal0�,lha Unites States and InstrumentaliUes by pift,dedlcation,condemnation or In Ileu oF condemnallon.
(If condemnatlon of In Ileu of condemnaUon,altach copy of resolulion.)
❑ Transter from moApa9or to a holder of a moAgage In default. Mortpage Book Number ,Papa Number
❑ CotrecHve or confirmatory deed.(Atlach eomplete oopy oi 1he prior deetl being corrected of conflrtnad.)
❑ StaWlory corporate consoildatlon,merger or dfvblon(Attach copy ot aAlcles.)
❑ 01har(Piease explaln exempuon claimed,it other Ihat tisted above
�Inder penal of law,l deciare ave e:amined tAf�Sutema¢4�ncludingaccompanying Intormnloo,and to the bac of my Imowledge xnd belief,it
Is true rnrr t and com leu.
Signalure o ondenl or e aAy �a�T,���'�; D O�
V`+
FAILU OCOMPLETE ORM PRO & Y OR ATTACH APPLiCARLF.'DOCUMEnTATION MAY RFSULT INTHE RECORDER'S
REFUSALTORECORDTH EED
ROBERT P.ZIEGLER
RECORDER OF DEEDS ,:, � '"•,.,�,
CUMBERLAND COUNTY
1 COURTHOUSE SQUARE =— `��"' "
_.
CARLISLE,PA 17013 �� : � � '
717-244-6370 q - ' ° ��
� q-� s i
�—�-ro-��+�s-�.+•.
Instrument Number-200821315
Recorded On 6/25/2008 At 9:18:53 AM *Totai Peges-10
*Instrument Type-DEED
Invoice Number-23725 tJser ID-RAIC
�'Grantor-DYARMAN,MARGARET E
'�Grantee-PENNSYLVAMA TURNPIKE COMI�IISSION
*Customer-CHARLES BRANNIGAN
*FEFS
3TATE WRIT TAX $o.so CerEifcation Page
STATE JCS/ACCESS TO $10.00
Jusr=cE DO NOT DETACH
RECORDING FEES — $20.50
RECORDER OF DEEDS This page is now part
AFFORDAHLS HOUSING $1i.5o of this le al document.
COUNTY ARCHIVES 8'EE $2.00 g
ROD ARCI�IVES FEE $3.00
CARLISLE AREA SCHOOL $0.00
DISTRICT
NORTH MIDDLETON TOWNSHIP $0.00
TOTAL PAID $47.50
I Certify this to be recorded
in Cumberland County PA
cu .
� � RE�/ D EDS
�iao
+-Information denated by an esterisk may ehange during
t6e verNication procesa and may not be reflected on tdis page,
DOOU84
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pQOpptp be uWd tn fhe nroe ef�mtponuan.tbe�p{�it�mwt be exeeuted bythe kdMdud wUcoAsd bY owpa+te cewh�tan
W dn w.Sheuld the p[apaQi Le ttflad W m anfqy otha Uw��aapacapaa Ihe�ppHe�Nwi must ba ma�vted bY m lodlvldual dub
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of Ns wne yerr.Mifrbara d�te v�ooan thb daidBcr Y�pitnble re�p�dta�otrhether JwlkLt mAe�d tAe ada q sa�4
�. A one•tlrne�ppllatlon fec of 860.00 payabk to CumbmNnd CountY Genatal lh�nd�nd�recording ix ot 898.50 plu�
6 i0.00 pre p�na1 PQY�������muat be au6mltted r11h thb appl4atlon.
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t�e t•a va�arr�we�au4mu�ai d�.a1�A��1�!eh�1oa.ma�6a d�d�th�.p�opae�a a4r+�shis r�.ea.
A. flu�tla�tor wdboeN dYour propcq�hMo the CYmn md Omn qdaeNW u�ea�t PneOam 1�detenW�ed b'�d+R�
mb�wn neq�m�eenb nubibhed tor�try oae o[tlaeelmd u�e plerrMn:A�7cuttunJ lha/�k�lhrd Rnia+�.or Faed t�e�et�e.
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eq�taY�hW�shwld yw fecl yow rwpaues mqWre a0dtuwui deuul.
7fW appYmMOn m�p��wMh tlr aly�am a W�doMa dme+tapd Jor ure ua4�t auasmC�qppllpotlonr by tM Uarvrontt�ealth oJ
AtrwY�Aef��d�um•fbmMDHZ Ror non hJut�o�tlm.ndes a Ad!Sd�!�nd the OnyAmmt ot
bael ld+ta and Re��fat(onx Yw wq obWn�6ae donm�mts Lro�m 1he Depunnnu e(Ay�aukuee.
Propecty(drnUMtbn Numbes(dutt�arp,and psm11 DsI'tlme TekPhone
o��—07-- o�(7 l`- d 3 9 Nor-4�. ►n+c�.�ls�,.. ���, i '�1/'1, ay3 3ss q
Lutti�mellnllvldudorenUtyaP�ntaWel flnt InIWI Home?ekVhone
�n IMc� av��' � �717 � a+/3-3 ss
Wt W (�dMdtrl or mUq repirxntative) t iMUal LeA for whY'L applkatbn u bdrK
m�le Ir awmed by f./1:
Wt wme(wlMdwJ aa�enttqr repmaenuwe) PUrt tnitW ` t�dtvldwt
o ��v
q c�wyonuon
iwstlV�me Undwldud a'aunY rsP�enat&d Plnt lnitW O �+Uwuon
O apopeqUve
0 01hcr(apbinl
Enllqr: partnanhlP.coriarntbn.�uqlutbn.aoopenNue.or othn trme lu�pplkYbtel '
'a'i°�"°°'�"'s�t �RE�EIVED
/y3 5 e.r �jJr�v�e...,
M.l1a�naane..•c�q.sqtG z�P
�l�sl�. PA ��oi3
Loa.tlon Adare... ueee.e,ry.'I�m/eorou�h �or�/.� eouney scnuo�n�,tr�ct
30 l 17 GlY mQ►� .p�0� C�YI�IQ i���le�lr-fiw �'�'"�"�t`�`` (;ar 1�3l e
� ' ' l. Lu Ihe W W numbar da�+m mpreaanced on ihls qppllmtion II(knowW.�
Y. b�he lud cut[anlly�r�ed under Aet b19(I6B6 P.L,1992.No.6151f18 P.B.�11941 et sepJ? Ys No
9. ts the land m thta appllntlon kaeed fw mloerafo 7 Ys No
4. UnAer�vhfah�le�oty do you httmd to�pp�y(cl�eck dl tl�n�PPb'1� .
�1{plobta�l IIM(Wud In qR�tufal proAUCtlun for at Jeut Iheee yeus pnaaUnll 1ta appllratlon for uacv■lue�svae�nmt,r�W fe
sW�er tlT�p�ef!O or nwne eonUguow�a�orR)ff law lhan 10 w�ea u�n t�dtWduat tnct of Wid mnuguous tn�n Nlglbla
^uaet ot Wd lAams or more In slce ar tw antidWted Ye'rly�'°r�rlailtun!pcn4uotlan Inwma dat kast�2.00Od
y.�Ap4dtod Ara��(I.and 1ha1 b apen epwe Isnd.ln o�du to qualt(y.�he Lad mwt he at kas[10 contlauous aoce�In a�w non•
comm�cf�p aiM mua bs apeu a the p�ilc 6r ouedonr reereulan or en�aymrnt ot�he l�nd's xmlc or nuuwl be�uq.7be owner may
not ofirrYa�ar p�bllo�aeaa m Au ar ha propvty.►
II�ernt tawn(�+d th�t f�pawa�lly�tadrod w11h tren�urJi th�t�hs 4nd ts capabk af p[oduclqg�onw1 gmwlh d 16 euWc ket pet
�e,pnd t}r�ond b�Ilher p)�mprWd ef 10 or more aonqquous�ere�,(911f!er tlun 10 x�ro.ra on Indlvidud tnct af land
mot�uaw W an e11QWe 4rct of I�nd t0 raes ar mot�0ln Wa ar l�If las than 10 contl�uom acroe�f�u�cd e�a form waadlot and
�ala�Lnd thotrlsln�ieultural we and lus the ume wenr a the htm woudlotJ
6, 1[yau have domunentruon�upporqnj�oU ty+p�a ar tlm6u Q'pa�auch u�rnnswatlon pl�n ot a foiestry m�n�gement pirn.Pleo�e wpply
ooplea of tlW 1n6mu1lon v��h youe�ppUWlon.7Lb Is no4 ltowma.e rcqulrommt tm a6mlttlng an applfotlon.
& !br�ry�ddltlan�l4nd yw muu whMh mlght be cU�6te for uae•vatue�4 Eut for which you do wt Intand m aPp1Y,Ilst amoun�ot
�orra�ge•
7. iias Ihe Wd repnrented on thls�pplWllon bm acUVely de�o4d W�kulWial uce tor thc prt fhcx(91 yai� Yr No
AQ10rhfYl Wf I!AOOIIOd Y•�wa whmh a u.at rar me v��w+��+dni+a���mR�nwaKy or u awo�ea m.�a m«u uu
aqulmnenn a�d q�WlOutlaro fer paymenu m otAer mmpens�tlm punu�nt to�sWl oonKSVatloa P�+n under�n a�cceaeat wleh�n
o[IheRadenl anmrollatlml6t%dUI1�Welradmuctbefrrn�ed4'
11u appltcant foz uee-vatue wawu�ecrt hem6y agRees,lf Uu wpPllcaaan is approved for n.e-v.tue ww.wment to submft 90 dpre
wrlt�n notioe m the cbw►b�Aeeeeear ot a PmPoea!chsn�e fn dse ot the]and.a ahanpe 1n awr►enhtp o[aqY Po+'��of the]ud.
any type of dNlabn or aonveyaooe of the lan<!.or mmmenotmatL of dfroct commerclal e�les of agtleWtu�ally-related prodmL wid
RclMtles on the auolkd Lt�d. 7S�e appllcant fac u�ewaae weeemee►t�clmnwiedges t1�at.lt the eppUwHon b apptoved fo�uee-
values weument,!t tvLl mmoln fn effect conUnnouely wtll tha land mvner rhan�es the ux Lom the appmved aitegay oc unN1
wn InettglWe spllt or separatlon oceun. At thett tlme.a rollaxck 4z,p►na inoenet(72P.8.�6690.6a)aha116c pa�d tor�period
not to exoeed saven p)Years. A11 oamen of remM muat stgn thle appllcatlnn 1n the preeena a(a notrry.
71ie wdcnQ�r�eddocleros tiv+t tlLLs aPDtfmHu�(ncludbYl al!aaonWar+Hhw scheduler and amlemerts.hw been eoardr�d bq h!m
ant n�e tornurmo ondbetterNn„aa�wr.eec
a -�t� �t.�� 3
Oamer 9lgnadu�e ual► Da
Owner Slgnatute WtdlViduaU Date
Owoer 81�uturo(tndfvldueU Date
Owmer Slgruture IlndividwU D+ite
OtDocr 8lgnatwe l�tley: percnerehtp�oorpwtittan.lnstltutlon.aoopmaWe.or other) Date
CONONONWEAI.TH OFPENN9YLVANIA:
COIJNIY OB CUMBERLAND . �. •
On th1s,the.,..�_day of ArcA ,20/�,l�efoie me,e Nofery Publlc.the heroin el�ned.dtd penonal�
appear Rd/ �D�t .
Iawwn W me(or wtletactoryy pmven)to be
�e��p q}�name is swom and subecrl6ed and ezxutod the xtne for the putpoeee Iha�ein oontataed.
1N WtR�E98 MIt1ERBOF.I have hereunto aet my hand and noterW aesL Notary Publsc� ���Y�
My Comtd�sbn E . �����
�s�'� I(A1HYA.BIIN�iT IiOTANYPUBCK'i
Romry: Pteaoe atrach addwan�l , B l�
shxb.If nmded. ����,�8���(�1�
ROBERT P.ZIEGLER
RECORDER OF DEEDS
CUMgERTi,AND COUNTY
1 COURTHOUSE SQUARE _ 4 �':
CARLISLE,PA 17013 ' � � , ,
717-240-6370 = �� i
_:.-...n,�-��•
Inatrumont Number-201010452 +�Total Pages-3
Recorded On 4/Z6/Z010 At 12:46:21 PM
''Instrument Type-CLF,AN AND GREEN-DEED
Invoice Number-G4480 User ID-MSW
"Grantor-DYARMAN,MP►RGARET E
+Grantee-CIJMBERLAND CO1TNrY
k Customer-ASSESBMENT OFFICE __�
*�Eg Certification Page
STATE WRIT TAX $0.50
RECORDING FBSS — $11.50
RECORDER OS DEEDB DO NOT DETACH
PARCEL CERTIFICATION $10.00
�ES This page is now part
Ag1rQgDAHLE HOUSING $11.go af this legal document.
CppNTY ARCHIVLS FE& $2-00
RAD ARCHIVES FEE $3.00
GARLIgLE AREA SCSOOL $O.OQ
DISTAICT
NORTH MIDDI+ETON TOWNSHIP 5�.00
TOTA7+ PAID $36.50
I Certify this to be recorded
in Cumberland County PA
e
`�%r�° ��
RECORDER O D DS
"-Informrtlon denoted by ao asteriak may chanQe durSng
the veri0crtion procws end roey oot be reftected oo ihfs pree•
OOOFOT
III III11111111NIIIIIINI�I
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0012
APPRAISAL OF
o- : - .�=•
. 1
.. - � — - 'e «e+-'���r'�:
�h
-� � r L Y��1 z .w!S.'..
ch �1r�t � �aa _.6+.�.
LOCATED AT:
333 Petersburg Road
Carlisle,PA 17015-9219
CLIENT:
Baric 8 Scherer,Attorneys At Law
19 West South Street
Carlisle,PA 17013
AS OF:
December 21,2012
BY:
Stan A.Skowronek
PA CeRified Residential Real Estate Appraiser
_ . _ _ . _ _ _
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0012
01130/2013
Baric 8 Scherer,Attorneys At Law,attn: Dave Baric Esquire
19 West South Street
Carlisle,PA 1T073
File Number: 13-0012
In accordance with your request,I have appraised the real property at:
333 Petersburg Road
Carlisle,PA 17015-9219
The purpose of this appraisal is to develop an opinion of the defined value of the subject properry,as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion,the defined value of the property as of December 2�,2012 is:
$132,000
One Hundred Thirty-Two Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value,descriptive photographs,assignment conditions and appropriate certifications.
Respectfully submitted
�Q- ���
SWn A.Skowronek
PA Certified Residential Real Estate Appraiser
• SUMMARY APPRAISAL REPORT
� Summary Residential Appraisal Report File.NO. 13-0012
The pwpase of this appraisal repon is ta provide Ne client with a aedihle opinion of the tlefined value of the subject properry,given the intended use of Ihe appraisal.
Client Namellntended User Baric 8 Scherer Attorne s At Law e•maii NIA
ciiemnaaress 19 West South Street Ci Carlisle srace PA zi 17013
� addiuona�in�ended user s The Intended User of this a reisal re ort is the Client. No additional intended Users are ermitted without
, the ermission of thea raiser s.
mcended use The Intended Use is to evaluate the ro e that is the sub'ect of this a raisal to rovide the Client with an
accurate and ade uatel su orted o inion of value.
aro e nddress 333 Petersbur Road ci Carlisle sta�e PA zi 17015-9219
Owner ofPuhlic Record D arman Mar aret E. coun Cumberland
� aloescri uon Deed Book 31D a e 180
" AssessoPS Parcel# 40-24-0758-001 Tan Year 2012 R.E.Taxes S 1 375.00
Nei hborhood Name South Middleton Townshi Ma Re(erence 240758 Census rract 0125.02
Pro e Ri hisA raised X FeeSi le Leasehold Otl�er describe
M research did X did not�eveal an ior sales or transfers of the sub'ect ro for the three ears rior m Ne effecuve date of this a raisal.
Prior Salertransfer. Dare 03/01h985 Price 54 900 Source s Cou�'thouse
Analysis of prior sale or vansfer history of Ne suGject property(and comparahle sales,it applicahle) No further recent recorded transfers were found.
Olterings,opuons and contracts as ot the elfecUVe date ot the appraisal NOne 1loted
sr;?; �.;NelphborhooU.Chuachrlstles. .. .. "':��� OiirUnitHOUSIng,T,rends� �::' _ , OnrUN[,Nousinp'F� ..�resentL`and;U'se,9i(�.�;�:
LocaOOn Urhan X Suburban Rural Pro e Values Increasin X Stable Declinin'' PRICE AGE One•Uni[ 40%
BuilhU Over 75% X 25-75% Under 25% DemandlSu I Shorta e X In Balance Wer Su I 5 000 rs 2•4 Unit 0%
Growlh Rfl id X Stable Slow Marketln Time Under 3 mths X 3-6 mths Over 6 mlhs 120 Low 5 Mul6•Fami� 0 44
- Neighbornood soundaries The sub'ect is bounded on the north b Hamilton St on the east b 200 Hi h 100 commercial 0�
� For e Rd on the south b Old York Rd and on the west b Bonn brook Rd. 145 Pred. 40 aher Vac 60�
� Neignhorhood oescriprion The sub'ect is located alon a seconda road o ulated b homes of va in size st le and ualit . It is
�� within close roximit to ammenities such as schools sho in and em lo ment.
Ma�ket Condiuons(including support tar the above conclusions) See Attached Addendum
oimensions 171x107x170x85 area.36 Acre mll sha e Rectan ular view Residential
S ecificzonin Classificatlon RM zonin Descri 6on Medlum Densit Residential
Zanin Com Gance X Le al Le aI Nonconformin Grandlathered Use No Zonin Ille al descri6e
Is the highest and hest use of the subject property as improved(ar as proposed per plans and specificauons)the present use7 X Yes No If No,describe.
:UUlitles Puhllc Other deseribe Public Other tlescd6e Off-sitelm rovements--T e Publlc PrWate
Electrici X warer X Well sneec Macadam X
Gas None Sanita Sewer X Se tiC Alle None
si�e Commen�s Private water and sanita s stems are common to the area and have no adverse affect u on marketabili . The
sub'ect is not in a FEMA s ec{al flood hazard area er Flood Ma 1i42041CO241E1Zone Xldated 03-16-2009.
,,.. � ..., _ _ �� r�r a'w,� '
e.—. .t, j t;�, .. ;�FOUNDATIONi':
.u, �GENERAL�D�ES�CRIPTION_,.<'' , . ..{.,;.EXIERIORaDESCRIP..'fION_. �Inate(iel'S`....,s'�'sWTERIOR��, .� �.,�,�alenals��c�-:�
,Units X One Onewlnx.urnt concreres�eb craw�s ace Foundaoonwa��s ConcBlklAv Floors H�dwdlVin/Av
q af Stories 1 X Full Basement ParUal Basement Exlerior Walls BricklVinlAv Walls D 811/AV
T e X Det Att. S-DetJEnd Unit BasementArea 124$s.ft. Roof Su�faCB COrtI OSh 18/AV TrimlFinish WOOdIAV
X Exisun Pro osed Under Cons�. Basemen[Finish 50% Gutters&Downs outs AluminumlAv BaN Floor Vin IIAv
Desi n S 1 Sto Outside En IExit Sum Pum Wintlow 7 e Wood FramelAv eath waiaswt D aI11Av
-Year Built 1963 Slorm Sashllnsulated Y851AV Car SWra e None
Effec6ve n e �s 25 Screens YeslAv X Drivewa a ot Cars 1
q�p� None HeaUn FWA HW Radiant Ameni6es WoodStove s#0 Drivewa sunace Macadam
Dro Steir Stairs X Other HWBB Fuel Oil Fire lace s#0 Fence None X Gara e #of Cars 7
Floor X Scuple Coolin X Central Air Condi�onin PauolDeck NOnC Porch NOnC Car rt #of Cars 0
Fnished Heated Individual Other Pool NOne X Other Shed X Att. De4 Built-in
A liances Refri erator Ran el0uen Dishwasher Dis osal Miciowave WasherlD er Olher describe
� Fnished area above rade contains: 7 Rooms 3 Bedrooms 1 Bath s 7 248 S uare Feet ot Gross Livin Area Ahove Grade
' nddiuona�Feaares 28�c20 Lawn shed.
Commentson the Improvements Im rovements are in avera e condition with no h ical or functional inade uacies noted.
Tmsio�n nwmosmwnaa�o�aisoaxmss.n;az.inc.nnaonsa.saYea.
viaOuceEUSnYRGSMwue,B00.Z31.B7t7xwx.eUxeG.mm �P/�Y (OpAR^'1GMk�e1PUD�*ppy eWINep0�192010
� ��y PdQ210l< �GPMSUM 1005267010
genenlpurpasaoppraisalrepor[
, ADDENDUM
Client: Baric&Scherer,Attome At Law File No.: 13-0012
Pro e Address: 333 Petersbur Road Case No.:
City: Cadisle
State: PA Zip: 17015-92'19
Neighborhood Market Conditions
LisUSale ratio approximately 98�0.I have considered relevant competitive listings andlor contract offerings in the
performance of this appraisal and in the trending information reported in this section. If a trend is indicated,I have
attached an addendum providing relevant competitive listinglcontract offering data. �ocal multi-list data indicates
stable market in the past calendar year with oo appreciation in the subjects market area,with an average marketing
time of 90-180 days. Economic trends and lending rates have remained favorable. Sales concessions are occuring
more frequently; however,there is no known prevelance of unusual seller financing concessions or buydowns.
There are new homes under construction in surrounding developements,as well as resales available in the
neighborhood.
Addendum Page 1 of 1
: SUMMARY APPRAISAL REPORT
Summary Residential Appraisal Report F��eNO. ��-oo�z
FEATURE SUBJECT COMPARABLE SALE N0.1 COMPARABLE SALE N0.2 COMPARABLE SALE N0.3
333 Petersburg Road 223 Forge Road 54 Greystone Road 844 Hamilton Street
address Carlisle PA 77015 Boilin S rin s PA 17007 Carlisle PA 17015 Carlisle PA 17013
Proximi ro suhect ' 2.38 milss SE 1 21 miles N 2 30 miles NNW
Sale P�ice S `S 120 000 :S 124 900 � . ' ::S 130 000
Sale PricelGross Lnr.Area $ 0.00 s.fl. E� 107.14 s.ft. � �:•.3 110.53 s.ft..'':� '�:E 124.52 s.h��'
Datasource s Ins eCtion' -'":CPMLS 10228238 CPMLS 10215523 CPMLS#70222549
verifica6onsources `.Courthouse �' `.:Courthouse Courthouse CouRhouse
VALUEADJUSTMENTS DESCRIPTION DESCRIPTION �Sn4�mem DESCRIPTION ��)Snq�mmem OESCRIPTION �)saquvmea
SaleorFinancing sl!llA_ , : None,Conv $6,245 CI.Csts 0 None,Conv
Concessions :': DOM 5 Other DOM 15 DOM 112
Date of SaleRime W/A ';�:1012612012 12I201/2011 09/1912012
�ocatlon Suburban Suburban Suburban Suburban
LeasehaldlFee Sim le Fee Sim le Fee Sim le Fee Sim le Fee Sim le
si�e .36 Acre mll .44 Acre mll 0 .18 Acre.mll 0 .33 Acre mll 0
view Residential Residential Residential Residential
oesi n S e 1 Sto 7 Sto 1 Sto 1 Sto
. uali of Consuucrion Avera e Avera e Avera e Avera e
: AcNal A e 50+1-Years 55+/-Years 56+/.Years 50+/-Years
= condiuon Avera e Avera e Av Good-3% -3 747 Avera e
. Above Grade Taa� e eaua row emms eaus ra�r e eeus T� �
, Room Count 7 3 7 5 2 1 5 3 1 5 Z �
: cross uvi area30.00 1 248 .h. 1 120 .ft. 3 840 1 130 s.n. 3 540 1 044 s.tt. 6 120
. BasemencaFinished Full Bsmt Full Bsmt Full Bsmt Full Bsmt
RoomsBelowGrade RecRoom Unfinished 1000 Unfinished 1000 Unflnished 1000
Funcuona�u6ii Avera e Avera e Avera e 2 Bedroom 1 000
Heatln�cooiin HWBB/CA FWAICA FWAINone 4 000 HWBBINone 4 000
Ener Etficientltems T iCal T ical T ical T ical
Gara elcar ort 1 Car Gara e 1 Car Car ort 2 000 None 5 000 1 Car Car ort 2 000
PorcIVPa6olDeck None None Cov'd Patio -2 000 Patio -1 000
Shed Shed Fire lace 0 None 2 000
NetAd'usunent otal X+ S 6 840 X+ g 7 793 X+ S 75120
AdjustedSalePrice �'�NetAdj. 5.7% NetAdj. 6.2% NetAdj. 11.6%
otCam ara6les Grossnd'. 5.7� S 126 840 Grossnd'. 15.4% S 132 693 Grossnd. 13.2% S 145120
summ of sa�es com arison n roach No closin costs ad'ustment for Com arable Sale No.2 since it sold at list.O inion of value
ran e is$127 000 to$145 000. The condition ad'ustment for com arable#2 results from a review of the com arables
interlors via the"virtual tour"feature of the Central Penn Multi-List s stem. The current slower market resulted in a limited
ool of suitable sales com arables. These are the best sales com arables known to be available.
, ;
, ,. ;:
iCOSTJAPRROACihTO,VALUE ,� �;'. ..i ...: .�: ::� ' :. � . .,_:� .-:. . ._,. <�. �..:;::..�. ....,...��� .,., .;:..
Site Value Comments NIA
�ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SfTE VALUE........................................_$ NIA
Source of cost data Dwellin S.Ft.�S ••••••• �••=$ �
� uali rarin hom cost service Eflec6ve daze of cost data S.F4 3 .........=S 0
: Commenls on Cost A roach wss livin area calculauans,de recie6on,etc.
= :Cost A roach deemed a oor indicator of value.The cara eicar ort s.Fc s ...........=S 0
Estimated Remainin Economic Life-35 ears Total Es6mate of Cosl-New ..........=a 0
Less Ph sical Func6onal External
De recia6on =$ �
De reciated Cost of im ravements................................=S 0
"As•is"Value of Site Im rovements................................=S
INDICATEDVALUEBYCOSTAPPROACH...................... _$ M/A
...- .. ..,., . .. ..,.. ..; �.
SINCOMff`IGPP.RUACHTO�,YALUE. :�'�: .,.'�.: , (;�.;, . '.: �,�„ �. "?�,
5
� Esnmated Manthl Market RentS N/A��X Gross Rent Mulu lier N/A =S N/A Indicated Vaiue b Income A wach
Summary of Income Approach(including supportfor market�ent and GRM) N/A
.Methotlsandtechni uesem loyetl: X SalesCOm uisooA roach CostA roach lneomeA roach Other.
Discussion ot meNods and techniques employed,including reason for excluding an approach to vatue: The Sales Com afison A roach weS used as the best
indicator of value. The Income A roach is not feasible due to minimal suitable rental market data. The Cost A roach is
deemed a oor indicator of value due to the a e of the sub'ect.
• Reconciiia6on commen�s: Market Mal sis consistentl su orts m estimated market value.Cost A roach and GRM anal sis were
- found ina ro riate for this anal sis.Greatest wei ht is a Ifed to the Market Data Anal sis.Su ortin f le information
substantiates these estimates.
•.Based on the scope of work,assumptions,limiting conditions and appreiser's certification,my(our)opinion of the defined value of the�eal property that is
the subject of this repon as ot 12121/2012 ,which is the effective date of this appreisal,is:
QX 5inglepoint S 132 000 Range S NIA to S NIA ❑Greazerthan ❑Lessthan S NIA
• This appraisal is made X "as is;' suhject w compleuon per plans and specifica6ons on the basis of a hypotheucal condi6on that Ne improvements have been completed,
❑subject to the following repairs or alterauons on the basis of a hypolhetical condiBon that the repairs or altera6ons have been campleted ❑ su6jec[to the following:
The ro ert has been a raised in current condition. This is for the clients use onl .
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generalpurposcapprasulreport S.W.Barrett Real Estate 8 Appraisal Servfces
SUMMARY APPRAISAL REPORT
� Summary Residential Appraisal Report File No. 13-0012
Scope of Work,Assumptions and Limiting Conditions
Scope of work is defined in the Uniform Standards ot Professional Appraisal Prectice as"the type and extent of research and analyses in an
assignment"Inshort,scopeofworkissimply whattheappraiserdidandtlidnotdoduringthecourseoftheassignment Itincludes,butisnot ��ed
limited to:the extent to which the property is ident'rffed and inspected,the type and eztent ot data researched,the type and extent of anatyses app'
to arrive at opinions or conclusions.
The scope of this appraisal and ensuing discussion in this report are specific to the needs of the client,other identified intended users and to the
intended use of the report.This report was prepared for the sole and exclusive use of the client and other identifled intended users for the ident�ed
intended use and its use by any other parties is prohibited.7he appraiser is not responsible for unauthorized use of tFie report.
The appraiser's certHication appearing in this appraisal report is su6ject to the tollowing conditions and to such other specific conditions as are
setfoRhbytheappraiserinthereport.AllextraordinaryassumptionsandhypotheticalwndkionsarestatedinthereportandmighthaveaHectedthe
assignment results.
1.The appraiser assumes no responsibiliry for matteis ot a Iegai naNre aHec6ng the properry appraised or 6tle ihereto,nor daes�he appraiser render any opinion as to the OUe,which is
assumed ro be good and marketable.The properry is appraised as though under responsible ownership.
2.Any sketch in this repon may show approximate dimensions and is included oniy to assist the reader in visualiang the properry.ihe appraiser has made no survey of the properry.
3.The appraiser is not required to give tes6mony or appear in coun hecause of having made the appraisal wi�h reference to Ne properry in question,unless arrangements have been
previousry made thereto.
4.Neither all,nor any part of the content of this report,copy or other media lhereot(including conclusions as to the property value,the iden6ry of the appraiser,professional designa6ons,
or the firm with which the appraiser is connected);shall be used for any purposes by anyone but ihe client and other intended users as iden6fied in Ihis repon,nor shall it be conveyed by
anyone ro the public through adver�sing,pubiic relauons,news,sales,or other media,without the wrinen consem of the appraiser.
5.The appraiser will rrot disclose tAe contents of this appraisal repott unless required by applicab�e law or as specified in the Unitorm Standards of Protessional Appraisal Prac6ce.
6.Informa6on,es6mates,and apinions(urnished Io the appraiser,and contained in the report,were obtained hom sources cansideied reliable and believed to be true and correct.
However,no responsibiliry lor accuracy ot such items lurnished to the appraiser is assumed by the appraiser.
7.The appraise�assumes that there are no hidden or unapparent condiUOns of the properry,subsoil,or sduclures,which would render it more or less valuable.The appraiser assumes
no responsihiliry for such condiuons,or for engineering or tesung,which might be required to discover such tactors.This appraisal is not an environmental assessment of the properry and
should not be considered as such.
8.7he appraiser specializes in the valuauon of real property and is not a home inspector,building contracwr,strucwral engineer,or similar expert,untess othenvise noted.The appraiser
did not conduct the intensive rype of fieid observa6ons of the kind intended to seek and discover property defects.ihe viewing of the p�operry and any improvements is tor purpases of
developing an opinion of the defined value of the praperry,given the intended use of this assignmen4 Statements regarding condi6on are based on suAace observauons only.The
appraiser claims no special expertise regarding issues including,but not limited to:faundauon seNement,basement moisNre problems,wood desuoying(or olher)insects,pes�infestation,
radon gas,lead hesed pain6 mold or environmental issues.Unless othenvise indicated,mechanical systems were not ac6vated or tes�ed.
This appraisal repart should not he used to disclose Ihe conditlon of the propetty as it relates to the presencefabsence of defects.The client is invited and encouraged to employ qualified
expens to inspect and address areas of concern.If negafive condi6ons aze discovered,Ihe opinion of value may be affected.
Unless atherwise noted,the appraiser assumes the components that constitute the subject properry improvement(sj are fundamentally saund and in
working order.
Any viewing of ihe property by the appraiser was limited ro readily observable areas.Unless othenvise noted,atUCS and crawl space a�eas were not accessed.The appraiser did not move
turniNre,floor coverings or ather items that may resuict the viewing of the property.
9.Appraisais involving hypotheucal condi6ons related to compleuon ot new constructlon,repai�s or alterauon are based on the assumpBan that such compleuon,alterauan or repairs will
6e campetently performed.
30.Unless the intended use of this appraisal specifically includes issues ot properry insurance coverage,this appraisal should not be used to�such purpases.Reproduc6on or
Replacement cost figures used in the cost approuh are lor valua6on purposes only,given the intended use of the assignment.ihe Definiuon ot Value used in this assignment is unlikely
ro be consistent with the defini6on of Insurable Value for prope�ry insurance coverageluse.
11.The ACt General Purpose Appraisal Report(GPARTM)is not intended for use in transactions that require a Fannie Mae 10041Freddie Mac 70 form,
also known as the Un'rform Residential Appraisal Report(URAR).
Additionat Comments Related To Scope Of Work,Assumptions and Limiting Conditions
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Pape 3 af 4 GpqpSUM 100516tU30
gencrolpurpasceppraisalreporc
SUMMARY APPRAISAL REPORT
� Summary Residential Appraisal Report File No. 13-0012
Appraiser's Certification
The appraiser(s)certifies that,to the best of the appreiser's knowledge and belief:
i.The statements of fact wntained in Nis report are vue and correct.
2.The reported analyses,opinions,and conclusions are limited anly by ihe reponed assump6ons and limi6ng conditlons and are the appraiser's personal,imparoal,and unbiased
professional analyses,opinions,and conclusions.
3.Unless othenvise stated,the appraiser has no present or prospecUve interest in the propeiry that is the subject of lhis report and has no personal interest with respect to the par6es
involved.
4.The appraiser has no bias with respect to the praperry that is the suhject of this report or to the paraes involved with this assignmen�
5.The appraiseYS engagemenl in this assignment was not con6ngent upon developing or repor�n9 predetermined results.
6.The appraisefs compensauon fo�complefing this assignment is not con6ngent upon the development or repor6ng of a predetermined value or direc6on in value Nattavors the cause of
the client,the amount of the value opinion,the anainmen[of a supulated resul6 or the occurrence af a subsequent event directly relaced to Ihe intended use of this appraisal.
7.The appraiser's analyses,opinions,and conclusions were developed,and this report has been prepared,in conlormiry with ihe Uniform Standards af Prafessionai Appraisal Prac6ce.
8.Unless othenvise noted,the appraiser has made a personal inspecuon of the property that is the subject ot this report.
9.Unless noted below,no one provided significan[real properry appraisal assistance to Ne appraiser signing this cenificauon.Significant real property appraisal assistance provided by:
: AddkionalCertifications:
None
DefinitionofValue: QX MarketValue ❑OtherValue:
Source of Definiuon:USPAP
The most probable price in terms of money which a property should bring in competitive and open market under all
conditions requisite to a fair sale,the buyer and seller,each acting prudently,knowledgeably and assuming the price is not
affected by undue stimulus.
� ADDRESS OF THE PROPERTY APPRAISED:
333 Petersburg Road
Carlisle PA 17015-9218
EFFECTIVE DATE OF THE APPRAISAL:1 212 7 12 01 2
APPRAISED VALUE OF THE SU87ECT PROPERTY S 132.000 _—
- APPRAISER SUPERVISORYAPPRAISER
Signawre: ���'+�r�.�. Signature:��" � � �
Name: Stan A.Skowronek Name: Steven W.Barrett SRPA SRA,ASA
State ceruficauon q RL001572L State Ceroficauan a GA000298L
� or License# or License n
or Other(descrihe): State�: State: PA
state:PA Expirauon Date of Cer6ficauon o�I.icense: 0613012013
Expira6on Date of Ceroficauon or License: 0613012013 �ate of Signawre: 0113012013
Date of Signature and Repon: 01130l2013 Date of Properry Viewing:
Date ot P�operty viewing: 0 111 612 0 1 3 Degree of praperty viewing:
Degreeofproperyviewing: ❑InteriorandExterior ❑ExteriorOnly XQDidnotpersonallyview
QX Interior and EMerior ❑Exlerio�Only ❑Did not personally view
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�GPMSUM 1005262010
� ganeralpur�appra�seireport S.W.Barrett Real Estate 8 Appraisal Services
SUMMARY APPRAISAL REPORT
USPAP ADDENDUM File No. 13-0012
Borrower: Mar aret E.DYARMAN Estate
Property Address:333 Petersbur Road
Ciry: Carlisle Counry: Cumberland State: PA Zip Code: 17015-9219
Lender: Baric 8 Scherer Attorne s At Law
Reasonable Exposure Time
My opinion of a reasonable exposure time for the subject properry at the market value stated in this report is:18o davs
Additional Certifications
01 have performed NO services,as an appraiser or in any other capacity,regarding the properry that is the subject of this repon within ihe three-year
period immediately preceding acceptance of this assignment.
�I HAVE pertormed services,as an appraiser or in another capaciry,regarding ihe properry that is the subject of ihis report within the three-year
period immediately preceding acceptance of this assignment.Those services are described in the comments below.
Additional Comments
APPRAISER: SUPERVISORY APPRAISER(only if required):
�� � 5����,,Q�-- ._ �
Signature:� �
Signature: Steven W.Barrett SRPA SRA ASA
N�e; Stan A.Skowronek N�e� 01J3012013
Date Signed: 01/3 0120 1 3 Date Signed:
State CerGfication#: RL001572L State Certification#: GA000298L
or State License#: or State License#:
or Other(describe): State#: State: PA
State: PA
ExpiraUon Date of Certification or License: 06/3012013
ExpiraUon Date of Certifica6on or License: 06130/2013 ,S�upervisory Appraiser inspection of Subject Property:
Effective Date of Appraisal:12121/2012 LXJ Did Not ❑Exterior-only from sveet Q Interior and Exteriar
wm�ae�s�wncimin.araeao.2s�.ei2��..�w.� usv�urrtni�mu
� FLOORPLAN SKETCH
Client: Baric 8 Scherer Attome s At Law File No.: 13-0012
Pfo e Address:333 Petersbur Road C1se NO.:
Ci :Carlisle State:PA Zi :17075-9219
Dining
Family
Bedroom Bedroom Kitchen `"=—
�ai._
_�.
;1
���
��
���
�ai�
G�
L Living ;�-^
Y
Bedroom m
;; 5tpop>,.`;
s`aaney�n+eaw°
Comments:
AREA CALCULATION$ SUMMARY 11VING.AREA BREAKD0INN
Code Descriptlan NetSize NetTotals Breakdown Subtotals
GLA1 81ret 83oor 1248.0 1248.0 First.Floos
� �.8ge 336�.0 336.0 38.0 x 26.0 912.0
p/P 9toop� 40.0 60.0 12.0� x �28.0 336.0
Net LIVABLE Area (rounded) 1248 2 Items (rounded) 1248
------� - -•-. _... . . .._._..___.......
•Client: Baric&Scherer Attorne At Law File No.: 13-0012
Pro e Address:333 Petersbur Road Case No.:
Ci :Carlisle State:PA Zi :17015-9219
— ��
�` ,•; . FRONT VIEW OF
-- SUBJECT PROPERTY
Appraised Date:December 21,2012
- �. ; Appraised Value:$7 a2,000
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REAR VIEW OF
�. -°: � SUBJECT PROPERTY
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•Client: Baric 8 Scherer Attorne s At Law File No.: 13-0012
Pro e Address:333 Petersbur Road Case No.:
Ci :Carlisle State: PA Zi :17015-9219
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•Client: Baric 8 Scherer Attorne s At Law File No.: 13-0012
Pro e Address:333 Petersbur Road Case No.:
Ci :Carlisle
State:PA Zi :17015-9219
Street(opposite view)
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- - - ------
---- ---- � - ��---•----•--
•Client: Baric 8 Scherer Attorne s At Law File No.: 13-0012
P�o e Address:333 Petersbur Road Case NO.:
Ci :Carlisle Stdte: PA Zi :7 701 5-921 9
COMPARABLE SALE#1
`
223 Forge Road
Boiling Springs,PA 17007
Sale Date:10/26I2012
Sale Price:$720,000
�
,�-,.
�
.,,,,,
COMPARABLE SALE#2
r
54 Greystone Road
:-r,�,�w,,�;��t� Carlisle,PA 1ZOY5
5ale Date:72120112011
�. Sale Price:$124,900
_._ . __ . . . -
.. ___. �: � -
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' �':;� � � * _� COMPARABLE SALE#3
_ _ �-�,
- 844 Hamilton Street
;:r = Carlisle,PA 17013
� Sale Date:0 911 912 0 7 2
Sale Price:$730,000
i'N�
�A'� ri..k�,.Lj� _
' LOCATION MAP
Cllent: Baric 8 Scherer Attorne s At Law File No.: 13-0072
Pro e Address:333 Petersbur Road Case No.:
State: PA Zi :17015-9219
Ci :Cariisle
v�:�
' a
��
ci
6 , w M^ddteszx or . ..
Middleton
tivnship
�
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� d � _��ys��
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9 Schlu�ser W � �
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Comparable Sale 3 �: � _
,' 844 Hamilton St - _ -�
� Carlisle,PA 17013 - - �
�,�- (2.30 miles NNW) Ft�� -_ �� ,
P��, c :�t ;�� -' � 2
/��• �a �r � ' s °s�
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Comparable Sale 2 � ��
�'B 5� 2 54 Greystone Rd �
� �a
�! � ' Carlisle,PA 17013 p
a
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File No.: 13-0012
Client: Baric 8 Scherer Attorne s At Law Case No.:
Pro e Address:333 Petersbur Road State:PA Zi :17015•9219
CI :Carlisle
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Flood Information
FloodMap Legend Canmunity:A20371-SOUTH MIDDLETON,TOWNSHIP OP
��Zo�� property is not in a FEMA special flood hazard area.
PutapNumber:42041CO241E M�d420413„��09
� /ueasinnddedbyS00-Yearllooding Panel:4241E
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. pn,es tmpqaletl py to4yeer nooaing vntn veloclty hessrA
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� FqoOxay enas representeFlons cr warrsmies 10 any parry cancamNg the contenL eccuracy or
FlooCtray anest�9h v�lotdy hatartl oompleteness ot ihis flood raport�Incivd'mp.any�vertanty of inerchentabllBy m
fitne.ss�tor e parliw�ar pu�p0.�.NeiIkWl TFHe nor ACl nar Me gaila.of thCs
pl�,ys p(1p14NemfIn00 Wt.pofsdllelbo4 nemrtls ¶optl raport shell heve any Ilsblllry tn eny 7h6d perty for any use or mleuse of
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File No.13-0012
**'�*""***QUALIFICATIONS*"**k****
The following checked items are SPEC�FIC SPECIAL CONDITIONS that were identifled by this appraiser during the
inspection of the subject property,the comparables sales,and their neighborhoods and locations. Unless otherwise
noted,the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_1. The subject is located in a rural area and is less than 25%built-up.
2. Commercialllndustrial uses are located within the subjecYs neighborhood. These uses are typical of similar
neighborhoods.
x 3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for
the area.
_4. The predominant value in the neighborhood is less than that of the market value of the subject property. This
is due to the very wide range of value of praperties in the area and superior quality of the subject property.
_5. The subject property is located in a F.E.M.A.Identified Flood 2one. Flood insurance coverage is requfred and
suggested.
6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typlcal in dwellings of this style.
_7. The subject property is serviced by private well andlor septic systems which is common for the area.
8. The subject is older than fve(5)years. All mechanical systems including the heating,electrical and plumbing
systems appear upon a visual exterior inspection to be in working o�der. No warranties are implied in this statement.
9. Repair items were noted in the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
10. The basement floor is a dirt floor. This condition is common and typical for the area.aad does not pose a
health or safety hazard.
_17. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
12. The land value exceeds 30%of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
13. The land value exceeds 30%of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the
subjecYs market area. All comparebles used are the best available.
16. One or more comparable sales are older than six(6)months. Although there are comparable propeRies in the
subjecYs area,none have sold recently; therefore,sales in excess of six(6)months have to be used. All comparables
used are the best available.
17. One or more comparables used were in excess of one(1)mile from the subject property. Although there are
comparable properties in the immediate area,none have sold recently. Therefore,it was necessary to use compareble
sales outside of the immediate area. All comparables used are located in similar neighborhoods and within the same
marketing area. All comparabies used are the best available.
_18. The electrical system was not connected during inspection.
19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
_21. Rooflng_Plumbing_Electrical_Heating_certification(s)is/are suggested.
_22. Inground swimming pool_,out buildings are inctuded ,not included_according to lender's
guidelines.
_23. According to lender's guidelines a mauimum of acres were considered for this valuation. Remaining
acreage was given no value.
File No.13-0012
"******"""QUALIFICATIONS*******'"*
_24. The subject property is located on a private road.
25. Wood infestation inspection is suggested.
26. Last recorded deed transfer: Date .Consideration:$
_27. Proposed constructionlrenovation in accordance to plans and specifications to be completed in a workman-like
manner.
_28. Seller is paying part or all of closing costs.
_29. All compareble sales are verified closed sales.
30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report.
31. AMC fee was required in order to accept this appraisal request.
File No.13-0012
*****"*"*QUALIFICATIONS*****"***
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We do not permit use of consumericustomer information for any other purpose nor do we permit third parties to rent,
sell,trade or otherwise release or disclose information to any other party.
Education
As of the date of this report,I andlor Steven W.Barrett,SRPA,SRA,ASA have completed the requirements under the
continuing education program of the Appraisal Institute and the American Society of Appraisers.
Cash on hand $524,885.88
Withholding for federal/state income ta�c ($5,000.00)
Executrix Commission ($36,881.00)
Final Attorney fees and costs ($2,500.00)
Available for distribution $480,504.88
PROPOSED DISTRIBUTIONS
Nancy Poley $240,252.14 (1/2)
Teresa Isabella $ 80,084.14 (1/6)
Debra Boden $ 80,084.14 (1/6)
Stacy East $ 80,084.14 (1/6)
Adjustment for credit given to Debra Boden on purchase of Petersburg Road property($18,296.00)
Nancy Poley $249,395.14
Teresa Isabella $ 84,655.64
Debra Boden $ 61,788.14
Stacy East $ 84,655.64
EXHIBIT "B"