HomeMy WebLinkAbout14-5256 Supreme Court Qe nnsylvania
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The i72formation collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court.
I
Commencement of Action:
®Complaint ❑ Writ of Summons ❑Petition
❑Transfer from Another Jurisdiction ❑Declaration of Taking
Lead Plainti$s Name: Lead Defindanes Name:
a
T. ;` PORTFOLIO RECOVERY ASSOCIATES,LLC CHEYENNE STOUFFER
i
Q Are money damages requested?® Yes ClNo Dollar Amount Requested: X within arbitration limits
N ..
(Check one) outside arbitration limits
Is this a Class Action Suit? ❑Yes ® No Is this an MDJAppeal? ❑ Yes S No
SAS;:
Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R.Garvey
❑ Check here if you have no attorney(are a Self-Represented(Pro Sel Litigant)
Nature of the Case: Place an "X"to the left of the ONE case category that most accurately describes your
PRIMARY CASE. if you are making more than one type of claim, check the one that
you consider most important.
TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVII.APPEALS
'` ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Board of Assessment
C1 Motor Vehicle
o Debt Collection:Credit Card ❑ Board of Elections
❑ Nuisance C9 Debt Collection:Other ❑ Dept.of Transportation
5, ❑ Premises Liability ❑ Statutory Appeal:Other
❑ Product Liability(does not
_ indude ❑ Ernployment Dispute:
t mass tort) Discrimination ❑ Zoning Board
'' ❑ Slander/Libel/Defamation ❑ Employment Dispute:Other
F-1 Other:
❑ Other:
1
MAS S TORT ❑ Other:
N A ❑ Asbestos
❑ Tobacco REALPROPERTY MISCELLANEOUS
❑ Toxic Tort-DES ❑ Ejectment ❑ Common Law/Statutory Arbitration.
IRs ❑ Toxic.Tort-Implant ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment
❑ Toxic Waste
❑ Ground Rent ❑ Mandamus
❑ Other: ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations
t ❑ Mortgage Foreclosure:Residential Restraining Order
\ ❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto
:z.
PROFESSIONAL LIABILIT Y ❑ Partition ❑ Replevin
>> ❑ Quiet Title ❑ Other_
❑ Dental
r-1 Legal C] Other:
❑ Medica}
❑ Other Professional:
r 16-37074
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R Garvey, Esquire PA Bar#312686 ,�;� _l;ti 0
Portfolio Recovery Associates, LLC1
120 Corporate BlvdSir-p ,9 1r
Norfolk, VA 23502RL
(,
TELE:757) 518-0860 V2 PEpV+ S YCIJ V
FAX: T Y
( AI,1,4
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD ( Sa S6 0(v t
NORFOLK, VA 23502 No.
Plaintiff,
V.
CHEYENNE STOUFFER
112 PARK PL W
SHIPPENSBURG PA 17257
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment maybe entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service- CUMBERLAND County Bar Association
Cumberland County Bar Association S
32 South Bedford Street ,f
Carlisle, PA 17013
(717) 249-3166 G
16-37074
�This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX:(757) 518-0860
Attorneys for Plaintiff
IN TBE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION- LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
CHEYENNE STOUFFER
112 PARK PL W
SHIPPENSBURG PA 17257
Demandado.
NOTICIA
LISTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar ace ion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por
escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por ]a Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA
OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A
PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service- CUMBERLAND County Bar Association
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
16-37074
Esta coinunIcacion es de un cobrador de deudas y es un intent do cc.brat°una deuda.
Cualcluier infroinacion sera utilizada para ese proposito.
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX:(757) 518-0860
Attorneys for Plaintiff
IN TIE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION- LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
CHEYENNE STOUFFER
112 PARK PL W
SHIPPENSBURG PA 17257
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, CHEYENNE STOUFFER, is an adult individual with last known address of 112
PARK PL W, SHIPPENSBURG PA 17257.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/WAL-MART on
November 18, 2005 with account number ************5907 (hereafter referred to as
"Account").
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This conlinut ication is from a debt collector and is an attempt to collect a debt,
A.ny inloriration obtained will.be used :for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant. A copy of the charge off statement is attached hereto and collectively marked as
Exhibit "A"
7. Defendant was in default with respect to that debt for failure to make the required payments on
the Account. The last payment made on this Account was on April 27, 2012.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/
WAL-MART and Plaintiff is now the holder of the Account. A true and correct copy of the
Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum
of$1,458.89.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, CHEYENNE STOUFFER, in a amount of$1,45 . 9, s costs of this
action and any other relief as the Court deems just and able.
ie A Brown, Esquire, #94055
Robert N. Polas, Jr., Esquire, #201259
Mark R Garvey,'Esquire, # 312686
Attorneys for Plaintiff
16-37074
This communication is fiom a debt collector and is an attempt to collect a debt.
A.nv information obtained will.be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Meryl Dreano hereby states that he/she is authorized to take this verification on behalf of
said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are
true and correct to the best of his/her knowledge, information, and belied based upon information
provided by the Plaintiff
The undersigned understands that false statements herein are made subject to the penalties of
18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
L� 7 -7 7
Date: AUG 112014 By:
Meryl Drean®
Custodian of Records
16-37074
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
XHIBI A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
• i
� r
GE Capital
BILL of SALE
PRA PLCC Fresh—December 2012
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement"),dated
as of the 25 h day of June,2012 by and between General Electric Capital Corporation,GE
Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C., RFS Holding,
L.L.C., and GEM Holding, L.L.C. (collectively "Seller") and Portfolio Recovery
Associates, LLC (`Buyer"),Seller hereby transfers, sells,conveys, grants, and delivers to
Buyer, its successors and assigns, without recourse except as set forth in the Agreement,
to the extent of its ownership, the Receivables as set forth in the Notification Files (as
defined in the Agreement), delivered by Seller to Buyer on December 20, 2012, and as
further described in the Agreement.
GE Capital Retail Bank Monogram Credit Services,L.L.C.
Glenn Marino Glenn Marino
Title: 3VP Title: _President
Date: Date:
General Electric Capital Corporation RFS Holding,L.L.0
By:
Glenn Marino Joseph Ressa
Title: Vice President Title: _CFO
Date: Date:
GEMB Lending,Inc. GEM Holding,L.L.0
By: By:
Stephen Motta Joseph Ressa
Title:_Director Title: _CFO
Date: Date:
GE Capita!
BILL of SALE
PRA.PLCC Fresh—December 2012
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement"), dated
as of the 25'h day of June, 2012 by and between General Electric Capital Corporation,GE
Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C., RFS Holding,
L.L.C., and GEM Holding, L.L.C. (collectively "Seller") and Portfolio Recovery
Associates,LLC ("Buyer"), Seller hereby transfers,sells, conveys, grants, and delivers to
Buyer, its successors and assigns, without recourse except as set forth in the Agreement,
to the extent of its ownership, the Receivables forth in the December12�0ation 2012,1and( as
defined in the Agreement), deli y Seller to Buyeron
finther described in the Agreement.
GE Capital Retail Bank Monogram Credit Services,L.L.C.
By: By.
Glenn Marino Glenn Marino
Title: EVP Title: _President
Date:
Date:
General Electric Capital Corporation RFS Holding,L.L.0
By: By:
Glenn Marino Joseph Ressa
Title: Vice President Title:_CFO
Date:
Date:
GEMB Lending,Inc. GEM Holding,L.L.0
By: By:
Steph Iotta Joseph Ressa
Title: Director Title: CFO
Date: Date:'L�___t±?� Date:
GE Capital
t
° `BIL.L.4 SALE
PRA PLCC`Fresh December 2012
'+f
For value'-recetved9 '
and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement(the "Agreement"),dated
as of the.25:. day_of June,2012 by and between General Electric Capital Corporation,GE
ivloney Baitic; GEMS Lending, Inc:; Monogram Credit Services, L.L.C., RFS Holding,
L.L.C., °'arid 'GEM Holding, 'L.L.C.- (collectively "Seller') and Portfolio Recovery
Associates,..LLC(".Buyer"), Seller hereby transfers, sells,-conveys, grants, and delivers to
Buyer, its successors and assigns,without recourse except as set forth in the Agreement,
to the extent?of its ownership, the Receivables as set forth in the Notification Files (as
defined:;in;the Agreement), delivered by Seller to Buyer on December 2Q, 2Q12, and as
furtherfdescribed in the Agreement.
GEC apital Retail Hank Monogram Credit Services, L.L.C.
By: By:
Glenn Marino Glenn Marino
Title: EVP.' Title: _President
Date: ' ...✓ i. Date:
General„Ele nctapital Corporation RFS ing,L.L.0
By: Boseph Res
Glenn Marino
Title: _Vice President _ .Title:—Ci-
Date: Date: {3
GEMB Le-nding,'lnc: G ding, L.L.0
By: By.
Stephen Motta Joseph R a
P a
Title: _Director Title:_CF
Date: Date:
1 .
Walmart ,.
Save money.Live better.
Wal mart® CHEYENNE L STOUFFER Visit us at walmart.com/credit
Discover Card Account Number: 907 Customer Service:1-866-314-9507
Summary of Account Activity Payment Information
$1,458.89 New Balance $0.00
Previous Balance $0.00
Other Credits $1,458.89 Amount Past Due
$0.00 Total Minimum Payment Due $466.00
New Balance 11/29/2012
Payment Due Date
Credit Limit $1,100 Late Payment Warning:lf we do not receive your minimum
Available Credit $0.00 payment by the date listed above,you may have to pay a late
Cash Advance/Quick Cash Limit $220 fee up to$35.00.
Available Cash $0.00
Statement Closing Date 11/27/2012
Days in Billing Cycle 28
Cash Earned Summary Cash.News
Previous Balance $0.00 Earning cash back with the Walmart®Discover®
+ Earned This Period $0.00 is easyl Simply use your card everywhere
( ) $0.00 Discover® is accepted.Remember every
=Balance time you earn just$10,you will receive a
check in your billing statement-it's automatic.
Transaction Summary
Tran Post Amount
Date Date Reference Number Description of Transaction or Credit
11/27 11/27 F621000NW00999990 CHARGE OFF ACCOUNT-PRINCIPALS ($1,093.16)
11/27 11/27 F621000NW00999990 CHARGE OFF ACCOUNT*FINANCE ($365.73)
CHARGES'
FEES
TOTAL FEES FOR THIS PERIOD $0.00
INTEREST CHARGED
11/27 11/27 INTEREST CHARGE ON PURCHASES $0.00
11/27 11/27 INTEREST CHARGE ON CASH ADVANCES $0.00
TOTAL INTEREST FOR THIS PERIOD $0.00
2012 Totals Year-To-Date
Total Fees Charged in 2012 $209.00
Total Interest Charged in 2012 $242.73
Total Interest Paid in 2012
$168.00
Interest Charge Calculation
Your Annual Percentage Rate(APR)s the annual interest rate on your account.
Type of Balance Expiration Date Annual Percentage Balance Subject To Interest Charge
Rate Interest Rate
NA 22.90%(v) $0.00 $0.00
Regular Purchases NA 25.90%(v) $0.00 $0.00
Cash Advances
Quick Cash NA 0.00% $0.00 $0.00
(v)=Variable rate
Cardholder News and Information
If your account has a deferred interest promotion and you would like us to apply a payment on your account to a specific
balance,please call Customer Service to discuss options that may be available.
(Continued on next page)
PAYMENT DUE BY 5 P M (ET)ON THE DUE DATE
NOTICE:We may convert your payment into an electronic debit.See reverse for details,Billing Rights and other important
information.
5404 HGH 1 3 27 121127 ZX PAGE 1 of 3 6210 1000 A323 OlDF5404 —I
Detach and mail this portion with your check.Do not include any correspondence with your check.
Account Num 5907
Total Minimum Amount Payment Due Overlimlt New tiala
Waimart d' °a< nte
Payment Due Past Due Date Am
Save money.Live better. ount
$466.00 $0.00 11/29/2012 $0.00 $0.0
Payment Enclosed: s ❑❑❑❑ F1 . R F1Please use blue or black ink.
IIIII��IIIIIIIuII IIIIIIIIIIIIIIII�IIIIIIIIIIIIIIIII�III�lll�lllullllllllll111 New address or email?Print changes on back.
CHEYENNE L STOUFFER
PO BOX 525
SHIPPENSBURG PA 17257-0525 Make Payment To:WALMART DISCOVER/GECRB
PO BOX 960024
ORLANDO,FL 32896-0024
Walmart a
Save money.live better.
Cardholder News and Information (Continued)
We understand the impact of natural disasters can be difficult and we hope you and your loved ones are safe.If you need
special assistance with your account,our representatives are available to assist you by calling the number on this
statement.
_I
conn aGH
1 3 27 121121 Z X PAGE 2 of 3 6210 1000 A323 Ol DF5404
i
J
i
1 27 191127 Z X PAGE 3 of 3 6210 1000 A323 Ol DF5404
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Gregory ;. Babcock, Esquire
Attorney ID # 94055/201259/312686/205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
,J0
,/ 02
CUttERLi;i.'0
Mil,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff
v.
No. 14-5256 CIVIL
CHEYENNE STOU141-ER
112 PARK PL W
SH1PPENSBURG PA 17257
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above -entitled case as discontinued without prejudice.
es p ctfully Sub
/re
16-37074
obert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Gregory 1 Babcock, Esquire PA Bar # 205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
1ELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Gcmry.J. Babcock, Esquire
Attorney ID # 94055/201259/312686/205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff : No. 14-5256 CIVIL
v.
CHEYENNE STOUFFER
112 PARK PL W
SHIPPENSBURG PA 17257
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue
upon CHEYENNE STOUFFER, by First Class Mail, Postage Pre -Paid, a copy thereof on this
f
16-37074
,2014, to:
CHEYENNE STOUFFER, 112 PARK
IPPENSBURG
'257
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Gregory J. Babcock, Esquire PA Bar # 205061
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
day