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HomeMy WebLinkAbout14-5257 Supreme Courtof Pennsylvania Coud,1 f Comnr><on Pleas Suet For Prothonotary Use Only. TIME,STAMP O ,IsDocket No:lqc . CUMBY Wcount Y The information collected on this,form is used solely for court administration purposes. This form does not supplement or re lace thefiling and service ofpleadings or other a ers as required by law or rules of court. i Commencement of Action: S (RJ Complaint ❑ Writ of Summons E]Petition E ❑ Transfer from Another Jurisdiction ❑Declaration of Taking C Lead Plaintiff's Name: Lead Defendant's Name: T PORTFOLIO RECOVERY A SSOCIATES,LLC LISA ANDERSON I O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration l rnits N (Check one) outside arbitration limits r Is this a Class Action Suit? ❑Yes ®No Is this an A MJAppeal? ❑Yes ®No A Name of PlaintilDAppellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R Garvey ❑ Check here if you have no attorney(are a Self-Represented(Pro Se]Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. I TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ IntentionaI ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle Cl Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other ❑ Product Liability(does not include S mass tort) ❑ Employment Dispute: E ❑ SlaWer/Libel(Defamation Discrimination ❑ Zoning Board C ❑ Other: ElEmployment Dispute:Other ❑ Other: T ❑ Other: I MASS TORT Q ❑ Asbestos N I ❑ Tobacco J( ❑ Toxic Tort-DES REAL,PROPERTY MISCELLANEOUS f-1 Toxic Tort-Implant ❑ Ejectment ❑ Common Law/Statutory Arbitration B ❑ Toxic Waste ❑ En>inent Domain/Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Ground Rent ❑ Mandamus ❑ Landlordfrenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: I ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 16-48370 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 `ii ISI Portfolio Recovery Associates, LLC � D� Dt fl T';j 120 Corporate Blvd SEP —9 Norfolk, VA 23502 .l4t"111: f 3 C(jfD TELE: 1-866-428-8102 PEER A'JjSlei 'DW',DQD y�. FAX:(757) 518-0860 �'4tv1'4 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD I No. 1 „_sa S� (fill NORFOLK, VA 23502 Plaintiff, V. LISA ANDERSON 165 J AVE NEW CUMBERLND PA 17070 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street 0-S Carlisle, PA 17013 (717) 249-3166 .44l S. 7 16-48370 zo This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar# 201259 Carrie Brown, Esquire PA Bar# 94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. LISA ANDERSON 165 J AVE NEW CUMBERLND PA 17070 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o allvio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON 1NFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL APERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 16-48370 Esta comuuiicacion es de un cobrador de deudas y es Lm intent do cobras una deuda. Ciial.quier infroniacion sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. LISA ANDERSON 165 J AVE NEW CUMBERLND PA 17070 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, LISA ANDERSON, is an adult individual with last known address of 165 J AVE, NEW CUMBERLND PA 17070. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/BELK on June 21, 2009 with account number ************4999(hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication is from a debt collector and is an attempt to collect a debt. Any inforrnation obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A." 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on April 5, 2013. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ BELK and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiff s Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$2,870.07. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, LISA ANDERSON , in the amount of$2,870.07, plus costs this action and any other relief as the Court deems just and reaso 1 Carrie A. Brown, Esquire, #94055 Robert N. Polas, Jr., Esquire, #201259 Mark R. Garvey, Esquire, #312686 Attorneys for Plaintiff 16-48370 This communication is from a debt collector and is an attempt to collect a debt. Any information.obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Larry J. Andrews hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. AUG 4 2014 Date: By: Larry J. Andrews Custodian of Records 16-48370 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. ry. .................................. ......................... �:. GgL(4 . .. . . . r . . �: GE:Cap►�a1 :..: . .. BILL of SALE. RA P PLCO Fresh:—December 2013 : .: For value received and in'further consideration of the mutual covenants and conditions set.foith i..the Forward Flow Receivables Purchase Agreement(tlie"Agreement I ,dated as of this 9`�day,of July,.2013 b and, . between.Geneial Electric Capital Corporation,:GE Capital:Retail Bank,GEIvW Lending,Inc:;Monogram Credit .:Services;L.L.C.;RFS Holding,I.L:C.,:and GEM Holding;L.L.C:(collectively"Sellee):and:Portfolio: Recovery Associates;LLC.{"Buyer"),Seller hereby:transfers;sells,coneys—,X*ts;and;delivers to Bayer;its. successors and assigns;without recourse except as:set forth in the Agreement;to the.extent of its ownership,the: . Receivables:as set forth in.66Notificati60Files(as defined in.thie Agreement};:delivered by:Seller to Buyei on Deceriitier 19; 2013,and:asAirtherdescribedin:the.Agreement.- GE Capital Retail Bank , onogram.Credit SeMces,:L.L.C: M Ken Wojcik Attoraey inF Wojcik . Keri Title: EVP.Collections& Y�Recove.rDate:. : ..................... Date: . ... ::RFS Holding; General.Electric Capital Corporation . By:: B: . Attorney in Fac en Wojcik . Attome in Fa Ken�Jojctk Date'. Ot o6�f . .. Y: ' Date:_ �,:• t { . L.L.0 GEM Holding; G G EMB I:ending,.Inc . . . Attorney.in.Fa. Keri Wojcik . Alto . : ..� � rney.in-Fact en Wojcik.........: . Date• t�(.•t7{�;� �f . D . . ... ... ... .: .............::::...::::::::::::::::::: ................................. .. Portfolio:Recovery Associates;LLC. .. . ...... .. . .. . ... ... . . . ... . . Title:... ...1lrY,� MOD-S-­ Belk Rewards LISA R ANDERSON Visit us at www.belkcredit.com Credit Card AccountNumbe�1111111111114999 Customer Service:1-800-347-1170 Summary of Account Activity Payment Information Previous Balance $2,870.07 New Balance $0.00 -Other Credits $2,870.07 Amount Past Due $0.00 New Balance $0.00 Total Minimum Payment Due $0.00 Payment Due Date 11/12/2013 Credit Limit $2,700.00 Late Payment Warning:lf we do not receive your minimum Available Credit $0.00 payment by the date listed above,you may have to pay a Statement Closing Date 11110/2013 late fee up to$35.00. Days in Billing Cycle 28 Rewards Points Summary Belk Account News Previous Point Balance 0 Current Year-To-Date Spend:$0.00 Points Earned This Period 0 Spend Needed For Elite Status:$1,500.00 Points Converted to Rewards 0 Points To Next Reward:400 Current Point Balance 0 Use Your Belk Card to Enjoy Exceptional Points to Next Reward 400 Value,Savings And Rewards! Rewards Earned This Year $0 Remember You Earn 1 Point For Every Dollar You Spend,Some Exclusions Apply. Basic Premier$600 Elite$1500 1 Tt_T_�-- $0 $375 $750 $1125 $1500 Transaction Summary Tran Post Plan Date Date Reference Number Type Description of Transaction or Credit Amount 11/10 11/10 F9356009000999990 CHARGE OFF ACCOUNT-PRINCIPALS ($1,862.16) 11/10 11/10 F9356009000999990 CHARGE OFF ACCOUNT"FINANCE CHARGES' ($1,007.91) FEES TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGED 11/10 11/10 INTEREST CHARGE ON PURCHASES $0.00 TOTAL INTEREST FOR THIS PERIOD $0.00 2013 Totals Year-To-Date Total Fees charged in 2013 $210.00 Total Interest charged in 2013 $532.37 Total Interest Paid in 2013 $230.31 Interest Charge Calculation Your Annual Percentage Rate(APR)s the annual interest rate on your account. ANNUAL Balance Expiration PERCENTAGE Subject to Balance Type of Balance Date RATE Interest Rate ` Interest Charge Method Regular Purchases N/A 24.49% $0.00 $0.00 20 PAYMENT DUE BY 5 P.M.(ET)ON THE DUE DATE. NOTICE:We may convert your payment into an electronic debit.See reverse for details,Billing Rights and other important information. 6128 E1H 1 3 10 131110 ZX PAGE 1 of 3 9356 1500 B216 olBW6128 —I Detach and mail this portion with your check.Do not include any correspondence with your check. belle Account Numb 4999 Total Minimum Past Due Payment Due Overlimit ew a ante Payment Due Amount Date Amount $0.00 $0.00 11/12/2013 $0.00 Payment Enclosed: ❑❑❑❑ ❑ ■ ❑❑ Please use blue or black ink. IIIIIIIII IIIIIIIIIIIIII II'lll'I III New address or email?Print changes on back. LISA R ANDERSON 165 J AVE NEW CUMBERLAND PA 17070-5021 Make Payment To:BELK/GECRB PO BOX 530940 ATLANTA,GA 30353-0940 belle. � • MODFAlI.EW11FI01.SfYlE Cardholder News and Information Statement not provided to customer. Cardholder Benefits and Information Sign up for electronic statements-just go to www.belkcredit.com/ebill. —I 9 of 3 9356 1500 8216 01BW6128 .. �,.. , a 1n 111110 ZX PAGE 3 of 3 9356 1500 B216 OIBW6128 Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire AtIps,r:pe:yjD # 94055/201259/312686/205061 Poit-fo4o Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff FILED -OFFICE CF THE PROTHONOTARY 21714.k011 10 4111: 03 CINZERL AND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. LISA ANDERSON 165 J AVE NEW CUMBERLND PA 17070 Defendant To the Prothonotary: No. 14-5257 CIVIL PRAECIPE TO DISCONTINUE Please mark the above -entitled case as discontinued without prejudice. ) a' u y Submitted, 16-48370 qrert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire .6\10p7,4cy ID # 94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff V. LISA ANDERSON 165 J AVE NEW CUMBERLND PA 17070 'Defendant : No. 14-5257 CIVIL CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon LISA ANDERSON, by First Class Mail, Postage Pre -Paid, a copy thereof on this 2 day of 16-48370 , 2014, to: LISA ANDERSON, 165 J AVE, NE ERLND PA 1707 ert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.