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HomeMy WebLinkAbout14-5258 Suprerpe Court-of Pennsylvania Cou 4of'f Co on Pleas f ,I r? _ For Prothonotary Use Only: TINIF STAMP CMI 4CoverSheet Docket No: 7 JJr CUMBEount Y The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other a ers as required by law or rules of court. Commencement of Action: S ® Complaint ❑ Writ of Summons ❑Petition E ❑ Transfer from Another Jurisdiction ❑Declaration of Taking C Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES,LLC VANESSA BROWN T I + Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits O a (Check one) outside arbitration limits N Is this a Class Action Suit? ❑Yes ®No Is this an MDJAppeal? ❑Yes ®No A Name of PlainttfflAppellarifs Attorney.Robert N.Polas,Jr./Carrie Brown/Mark R Garvey ❑ Check here if you have no attorney(are a Self-Represented[Pro Sel Litigant) Nature of the Case: Place an "X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance 0 Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other ❑ Product Liability(does not include S mass tort) ❑ Employment Dispute: E ❑ Slander/LibeUDefamation Discrimination ❑ Zoning Board C ❑ Other: ElEmployment Dispute:Other E] Other: T MASS TORT E] Other: Q ❑ Asbestos N ❑ Tobacco ❑ Toxic Tort-DES REAL PROPERTY MISCELLANEOUS F-1 Toxic Tort-Irrzplant E) Ejectment ❑ Common Law/Statutory Arbitration B El Toxic Waste E] Eminent Domam/Conderrnation El Declaratory Judgment ❑ Other: ❑ Ground Rent ❑ Mandamus ❑ Landlordfrenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 16-40826 Robert N.Volas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Fit Mark R. Garvey, Esquire PA Bar#312686 ;x- r; - Portfolio Recovery Associates, LLC T f;01', 120 Corporate Blvd i f SEP Norfolk, VA 23502 9 k1(j: tj 7 TELE: 1-866-428-8102 CUi`PP R , FAX: (757) 518-0860 PENN s yL A,©,vT;' Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC / 120 CORPORATE BLVD NORFOLK, VA 23502 No. 1 J 111 Plaintiff, V. VANESSA BROWN 2820 SPRING RD CARLISLE PA 17013 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 16-40826 l.�" A A 1 C� 5!oll��fS This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar# 94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. VANESSA BROWN 2820 SPRING RD CARLISLE PA 17013 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 16-40826 Esta coniLuftacion es de un cobrador de deudas y es un intent do cobras una deuda. Cualquier infrornaci.on sera utilizada para ese proposito. 9 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar# 94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. VANESSA BROWN 2820 SPRING RD CARLISLE PA 17013 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, VANESSA BROWN, is an adult individual with last known address of 2820 SPRING RD, CARLISLE PA 17013. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/GENERAL ELECTRIC CAPITAL CORP /CARE CREDIT on July 27, 2010 with account number ************3698 (hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This comrnunication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A." 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on February 14, 2014. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ GENERAL ELECTRIC CAPITAL CORP /CARE CREDIT and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$1,252.83. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, VANESSA BROWN , in the a t of$1,252.83, plus cost of this action and any other relief as the Court deems just and reason e arrie A. Brown, Esquire, #94055 Robert N. Polas, Jr., Esquire, #201259 Mark R. Garvey, Esquire, #312686 Attorneys for Plaintiff 16-40826 This conununication is from a debt collector and is an attempt to collect a debt. Any inibrination obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: AUG 14 2014 y: Larry J. Andrews Custodian of Records 16-40826 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. :. C ital GE ap . . .. BILL of SALE : . . . .: . . : � . .. "PRA PLCO Fresh- Far:value received add in further cousideratidn.of the mutual:covenants..and conditions . . 'set forth inane Forward Flow Receivables Pwrchase ., eetnen . the .A ment' dated as of.the: .I3`;. day: of.Deceintier,, 2412 by. and .between.tGeneial�Electric:�Capital . .. : . C E Capital Re Bank,.. . orpo do G ... . din inc Mon gram.Credit Sery ; RFS :Holding,,L:L,C.I anGEM Holduig, L,L:C. .(collectively "Seller" ' d�. : : ) .. portfolio:Recovery Associates. LLC ("Buyer" ,.Seller hereb transfers,. sells;:conveys, grants, and delivers'to.Buyer.; its-successors and:assigns, without recourse except as set: . : : .: farm in:tYie Agreement;.to the extent of its ownership,.the Receivables as set forth in the.. . :: .. . N . otification Files (as;defined in the Agreement);.delivered by Seller to:Buyer on May.24; 2413,and as further described in Agreement. . .. . . . . GE-Capital Retail Bank . Mon gram Credit Services;I..L,C: -Glenn:M arino G 1 By:: enn Marino Title: EYP: ::. Tit Ie:2rasident --------------- Date: to Date: General Electric Capital Corporation... . .... .. ..... ding,L:L.G RFS : .Hol Glenn Marino . 0 sep h Res' h Title._V ice.President Title:._CFO Date: D .. ate: ... ... . GEMB:Leridin Inca .. . .. : lay Gl?ItiI HoL LChig S ''Jos eph Res . . . . . . . . . . . . . . . Title::_Director__w;____�T Title:_CFO . . Date. D . . . .ate:.. ..: GF Capital BILL of SALE PRA PLCO Fresh—Mav 2013 For value received and in,further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement"),dated as of the 13d' day of December, 2012 by and between General Electric Capital Corporation, GE Capital Retail Bank, GEMS Lend ng, Inc., Monogram Credit Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller") and Portfolio Recovery Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement,to the extent of its ownership, the Receivables as set forth in the Notification Files(as defined in the Agreement),delivered by Seller to Buyer on May 20, 2013,and as further described in the Agreement. GE Capital Retail Bank Monogram Credit Services,L.L.C. By: By. Glenn Marino Glenn Marino Title:­EVP Title:_,President Date: Date: General Electric Capital Corporation RFS Holding,L.L.0 By: Glenn Marino Joseph Ressa Title:Yice President Title: CFO Date: Date: GEMB Lending,Inc. GEM Holding,L.L.0 By' I By: Stephen Motta Joseph Ressa Title. DirectorTitle: CFO Date: to 14 Date: 1 fi GE Capital BILL of SALE PRA PLCO Fresh—Mav 2013 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement"),dated as of the 1P day of December, 2012 by and between General Electric Capital Corporation, GE Capital Retail Bank, GEMB Lending, Inc., L.L.C., RFS Holding, L.L.C., and GEM Holding, LLCMonogram Credit Services, . . . (collectively "Seller") and Portfolio Recovery Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement,to the extent of its ownership,the Receivables as set forth in the Notification Files(as defined in the Agreement),delivered by Seller to Buyer on May 20, 2013,and as further described in the Agreement. GE Capital Retail Bank Monogram Credit Services,L.L.C. By: By: Glenn Marino Glenn Marino Title:_EVP Title:_President Date: Date: General Electric Capital Corporation RFSg, L.L.0 By: By. Glenn Marino 7 Joseph Res Title:WVice President Title: CFO Date: Date: GEMB Lending, Inc. G (ding,L.L.0 By: By: Stephen Motta Joseph s Title:_Director Title: CFU Date: Date: I CARECREDIT/(EQ2B Cardholder Name: VANESSA BROWN Account Num bcr: 3698 GE Capital Retail Bank Statement Closing Vale: ������}} i+•+tt•+tut+•}ttit i+3}433}i+ititt+t}t}t+i Previous Balance + Ncw Purchases $1.819.15 New Balance $0 $0.00 Taal Minimum Payment Due $7G5.42 .00 Payments $0.00 Payment Due Date +/- (}eats,Foes&Adjustments(net) 04/30/2013 51'819'15- PAYMENT DUEBY 5 P.M.EASTERN ON THE DUE DATE. +/- Intares Char net $0.00 New Balance We may convert your payment into an electronic dela, See $0.00 reverse side. Credit Limit $3,000.00 Available Creat $0,00 [ate Pa ymem Warning:g: if we do not receive your Total Days in Billing Period 28 Minimum Payment Due by the Payment Due Date listed above, you may have to pay a late fee up to$35.00. Pay online for free at:gogecapital.com For(E Capital Retail Bank customer service or to report yourcard lost or stolen,call 1-866-8937864. Best times to call arc Wednesday-Friday. }t+•}i+•+i+t+t}i+•+t+t+•+t+t}i+t+i}i+t+t+t+itttt+i+♦ Promotional Promotional Deferred Tran Date Description Expiration Balance Interest Charge Initial Date Purchase UNTIL PAID OFF $1,606,7; Amount 50.00 0727/2010 Fixed Payment Reduced Apr A summary of your promotional purchase is provided above. An 52.981.00 pas y promotion maybe terminated if your account goes 60 clays Ifyou have a DEFERRED INTERESP/NO INTEREST'IFPAID IN FULL promotion:To avoid paying Deferred Interest Charges on these promotion(s),you must pay the entire applicable Promotional Balance by the R'amdional Expiration Date. On a Fixed Payment(Ex tended Payment Plan)promo ional purchase,the Imerest Charge is billed monthly and included as part of the Minimum Payment due. To make more than one payntnent see Make Payment To address or pay online at gogecapital.com. 7Ian ate Reference Numbe013 F9072003NO0999990 mount 013 F9072003N00999990 CF1AR(E OFF ACCOUNT-PRiT1©PAIS SIS 18$8 CR CHARGE OFFACQOUNT-FINANCE CHARGES* $335.27CR FEES 03232013 03232013 LATE FEE $35.00 TOTAL FEES FOR THISPERIOD $35.00 0328201304/282013 INTEREST CHARGED INTEREST CHARGE ON PURCHASES $0.00 TOTAL INTEREST FOR THIS PERIOD $0.00 i+•+t}t9fi Wd►.tsw}S,1pq�R�,p t+t+•+t+ Total Fees Charged in 2013 $140.00 Told Interest Charged in 2013 $69.36 Tota!Interest Paid in 2013 $50.00 tgll� f+t}t+4+ft+t+}ttf}f}ftf+f_}f_tft+++}_ftf}itftttf+t}*}f}+ Expiration Date Annual Type of Balance Percents Balance 9nblect to Interest Charge 8a Interest Rate Rate(APR) (?Trent Transactions Purchases NA nt inued on next pa e 26.99% $0.00 $0.00 NOTICE:ge reverse side andadtitional pages(if any)for important information concemingyour account. 5302 DFH I 3 28 130428 ZD PAGE 1 of 3 9072 3000 XB37 01475302 1g. /'.C� ,Pjaty}online at g0gecapital.com orenclose this coupon with your check.Please use blue or black ink. — rre Payment Enclosed: S ..... .. Check the box at left and ore-mail? Payment tae includes$0.00 pas due.Please pay the past de amount PROMPTLY. print changes on back VANESSA BROWN AFFFFA FFIFDFTFDA FFA DFA DFFAADTAATFTAFA FAFDADDATI7TATTFTDq D7DTDTF7F 2820 SPRING RD CARLISLE PA 17013-8709 Make Paymentto: (E CAPITAL RETAIL BANK PO BOX 960061 ORLANDO.FL32896-0061 FITDADAAFFAAADADAFTTDFAATAFDFFTATDTAFFTDTT-TAATADFAFTDFFADDTATDDFT Customer Service/Questions:For account information,please call the toll free number on the front of this statement.Unless your name is listed on this statement,your access to information on the account maybe limited.You may also mail questions (but not payments)to:P.O.Box 965033,Orlando,FL 32896-5033.Please include your account number on any correspondence You send to us. Payments:Send payments to the address listed on the remittance coupon portion ofthis statement or pay online at www. gogecapital.com. Overnight Payments:Payments cannot be made in person,mail payments to GE Capital Retail Bank,140 Wekiva Springs Road,Longwood,FL 32779. Notice:See below foryour Billing Rights and other important information.Telephoning about billing errors will not preserve your rights under federal law.To preserve your rights,please write to our Billing Inquiries Address,P.O.Box 965035,Orlando, FL 32896-5035. Purchases,returns and payments made Just prior to billing date may not appear until next month's statement.When you provide a check as payment,you authorize us either to use information from your check to make a one-time electronic fund transfer from your accountortoProcessthe Paymentasachecktransact ion.When we use information from your check to make an electronic fund transfer,funds maybe withdrawn from your account as soon as the same day we receive your pa e" and you will not receive yourcheck back from your financial institution.Vou may choose not to haveyour payment collected electronically by sending your payment(with the remittance coupon',In your own envelope_not the enclosed remittance envelope,addressed to:PO Box 530960,Atlanta,GA 30353-0960 and not the payment address. What To Do If You Think You Find A Mistake On Your Statement: Ifyou think there is an error on your statement,write to us at GE Capital Retail Bank,P.O.Box 965035,Orlando,FL 32896-5035. In your letter give us the following information: •Account information:Your name and account number •Dollar amount:The dollar amount of the suspected error •Description of problem:If you think there is an error on your bill,describe what you believe is wrong and why you be- lieve itis a mistake. You must contact us within 60 days after the error appeared on your statement. You must noY�fy us of any potential errors in writing,You may call us,but ifyou do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error,the following are true: ion or •he charge nygtuestion mae amount mainin on yourtstatement anrt d we may continue to chauent on that rge you interest on that amount. But,If we determine that we made a mistake,you will not have to pay the amount in question or any interest or other fees related to that amount. •While you do not have to pay the amount in question,you are responsible for the remainder of your balance. •We can apply any unpaid amount against your credit limit. Information About Payments:You may at anytime pay,in whole orin part,the total unpaid balance without any additional charge for prepayment. Payments received after 5:00 PM(ET)on any day will be credited as of the next day.Credit to your account may be delayed up to five days if payment(a'is not received at the pa ment address,Ib)is not made in U.S.dollars drown on a U.S.financial institution located in the U.S.,(c)is not accompaniedyby the remittance coupon attached to your statement,(d)contains more than one payment or remittance coupon,le)is not received in the remittance envelope provided or 10 includes staples,paper clips,tape,a folded check or correspondence of any type.Conditional Pavm communications concerning disputed amounts,including any check or other payment instrument the All written Payment constitutes"payment in full"or is tendered as full satisfaction of a disputed amount,or(ii)is tendered with other conditions or limitations 1"Disputed Payments'),must be moiled or delivered to us at P.O.Box 965035,Orlando,FL 32896-5035. Credits to Your Account:An amount shown in parenthesis is a credit or credit balance unless otherwise indicated.Credits will be applied to your previous balance immediately upon receipt,but will not satisfy any required payment that may be due. Credit Reports and Account Information:if you believe that we may have reported inaccurate information about you to a consumer-reporting agency please contact us at P.O.Box 965036,Orlando,FL 32896-5036.In doing so,please identify the inaccurate information and tell us why you believe itis incorrect.If you have a copy of the credit report that includes the inac- curate information,please include a copy of that report.We may report information about your account to credit bureaus. Late payments,missed payments,or other defaults on your account maybe reflected in your credit report. How We Calculate Interest:We figure the interest charge on your account by applying the periodic rate to the"daily bal- ance"ofyour account for each day in the billing cycle.We then add the interest to the daily balance. To get the"daily bal- ance"we take the beginning balance of your account each day(which includes unpaid interest),add any new charges,and applicable fees,and subtract any payments or credits.This gives us the daily balance.Any daily balance of less than zero will be treated as zero.A separate daily balance will be calculated for each balance type on your account.The balance(s)shown in the Interest Charges section of this statement is the sum of the daily balances for each day in the billing cycle divided by the number of days in the billing cycle. Bankruptcy Notice:if you file bankruptcy you must send us notice,including account number and all information related to the proceeding to the following address:GE Capital Retail Bank,Attn:Bankruptcy Dept.,P.O.Box 103106,Roswell,GA 30076. Your account is owned and serviced by GE Capital Retail Bank. Hearing Impaired:TDD users call 1-877-448-8512 Use of Information About You and Your Account:Our Privacy Policy describes our collection and disclosure of information about you and your Account.Ifyou would like another copy of the Privacy Policy,please call us at the customer service tele- phone number indicated on the front of this statement. This is an attempt to collect a debt and any information obtained will be used for that purpose. OlEJ5302-12-03/05/12 By providing a telephone number on your account,you consent to GE Capital Retail Bank and any other owner or servicer of Your you consent to the use se of anou y automatic teleour phone dialing system and/or contact'anoart ficial or rerecorded voice ewhen contact Ing You,even ifyou are charged forthe call under your phone plan. For changes of address or phone number,please check the box and print the changes below. Retail EN-OlEJ5302 Name ❑ Street Address Gty State Zip Code Home Phone# Business Phone# Cell#or other hone#we can use to contactyou P Y Email Address Remember,you can update the above information as well as your e-mail address online at www.gogecapital.com Cardholder Name: VANESSA BROWN Account Numbe-3fi98 Statement Closing Date:04/28/2013 tftftftftttftffttttftttttftttftftftttftttftttttf Type of Balance Expiration Date Annual Balance Subject to Interest Charge Percentage Interest Rate Rate(APR) Transactions on or before 11/30/20 11 Regular Transactions NA 4 , Exert Payment Reduced Apr .99% $0.00 $00 UNTIL PAID OFF 114.90% $0.00 $0.00 9th+'RR'ltlR7hflmllltti}+i+t+l+t+l+}+trt?+f+i rtt+}+i+4+trtt+f+t rt i+i+t rt i+}+4+• In order to protect youtr account privacy,we are unable to Provide account information to anyone cher than the cardholder(-)or an atrthorized party.If you wish to permit us to speak to an authorized party such as a spouse about your account,please send written authorization to the General In uhies address 5302 DFA 1 3 28 130428 ZD PAGE 2 of 3 9072 3000 X837 OlES5302 5302 DFN 1 3 28 130428 ZD PAGE 3 of 3 9072 3000 XB 37 OlE J5302 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson -Or Sheriff -f H E F I t O T H O I N ,l Jody S Smith Chief Deputy Richard W Stewart Solicitor C,I C? -r iGE OF TI4S, SRERIFF 2r W.lCCT -I PH 2: 38 CUMBERLAND COUNTY PENNSYLVANIA Portfolio Recovery Associates, LLC vs. Vanessa Brown Case Number 2014-5258 SHERIFF'S RETURN OF SERVICE 09/26/2014 10:58 AM - Deputy Tim Black, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Vanessa Brown at 2820 Spring Road, North Middleton, Carlisle, PA 17013. K DEPUTY TIM B 09/26/2014 10:58 AM - Deputy Tim Black, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Vanessa Brown at 2820 Spring Road, North Middleton, Carlisle, PA 17013. TIM BL CK, DEPUTY 09/26/2014 10:58 AM - Deputy Tim Black, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Vanessa Brown at 2820 Spring Road, North Middleton, Carlisle, PA 17013. 09/26/2014 10:58 AM - Deputy Tim Black, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Vanessa Brown at 2820 Spring Road, North Middleton, Carlisle, PA 17013. TIM B CK, DEPUTY 09/26/2014 10:58 AM - Deputy Tim Black, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Vanessa Brown at 2820 Spring Road, North Middleton, Carlisle, PA 17013. SHERIFF COST: $34.78 September 30, 2014 (C} CountySuite Sheriff, Tel sosott, !?c. TIM ACK, DEPUTY SO ANSWERS, RONN R ANDERSON, SHERIFF