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Home My WebLink About14-5260 Supreme Cotof Pennsylvania 'Cou Ir f CPO m :on Pleas For Prothonotary Use Or:lyr Tl ME STAN4.1' Czt Docket No: CUMB Afi�. Count Y The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other a ers as required b law or rules of court. Commencement of Action: S ® Complaint 0 Writ of Summons ❑Petition E ❑ Transfer from Another Jurisdiction ❑Declaration of Taking c Lead Plaintiff's Name: Lead Defendant's Name: PORTFOLIO RECOVERYASSOCIATES,LLC DAVID FLAIG T I Dollar Amount Requested: X within arbitration limits O Are money damages requested. ®Yes ❑ No � ..� (Check one) outside arbitration limits N Is this a Class Action Suit? ❑Yes ®No Is this an MDJAppeal? ❑Yes ®No A Name of PhintiffiAppellant's Attorney.Robert N.Polas,Jr./Carrie Brown✓Mark R.Garvey ❑ Check here if you have no attorney(are a Self-Represented[Pro Se]Litigant) a Nature of the Case: Place an"X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board ofAssessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance o Debt Collection:Other ❑_Dept.ofTransportation ❑ Premises Liability ❑ Statutory Appeal Other ❑ Product Liability(does not include S mass tort) ❑ Employment Dispute: E ❑ SLand er/LibeVDefamation Discrimination ❑ Zoning Board ❑ Other: ❑ Employment Dispute:Other n Other: C T I ❑ Other: MASS TORT 0 ❑ Asbestos' N ❑ Tobacco REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort-DES ❑ Toxic Tort-Implant ❑ Ejectment ❑ Common Law/Statutory Arbitration B ❑ Toxic Waste ❑ Eminent Domain/Conderrmation ❑ Declaratory Judgment p Other: ❑ Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Comn-ercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other.' ❑ Legal ❑ Medical ❑ Other Professional: 16-58967 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. DAVID FLAIG 5775 ASPEN LN ENOLA PA 17025 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE ABOGADO, ERCA AGENCIAS P QU EUD O INFORMACION ACRECER S RVIC OS LEGAL A PERSONAS IO ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 16-58967 Esta coniunicaeion es de un cobrador de deudas y es Lm intent do cobras una deuda. Cualquier infromacion sera utitizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar# 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. DAVID FLAIG 5775 ASPEN LN ENOLA PA 17025 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, DAVID FLAIG, is an adult individual with last known address of 5775 ASPEN LN, ENOLA PA 17025. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/AMAZON on November 24, 2011 with account number ************5549 (hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This cominunication is froin a debt collector and is an attempt to collect a debt. Any information obtained will be used for tliat purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A." 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on March 1, 2013. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ AMAZON and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$861.30. f 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, DAVID FLAIG , in the amount 861.30, plus costs of this action and any other relief as the Court deems just and reasonabl Carrie A. Brown, Esquire, #94055 Robert N. Polas, Jr., Esquire, #201259 Mark R. Garvey, Esquire, # 312686 Attorneys for Plaintiff 16-58967 This communication is from a debt collector and .is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Larry J. Andrews hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: AUG 4 2014 By Larry J. Andrews Custodian of Records 16-58967 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Gecu L7. Q :,:._._.. .__.,..,.. ..... ....... UO GE Capita! BILL of SALE PRA.PLCC Fresh—December 2013 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement'),dated as of this I Vh day of July,2013 by and between General Electric Capital Corporation,GE Capital Retail Bank,GEMB Lending,Inc.,Monogram Credit Services,L.L.C.,RFS Holding,L.L.C.,and GEM Holding,L.L.C.(collectively"Seller")and Portfolio Recovery Associates,LLC("Buyer"),Seller hereby transfers,sells,conveys,grants,and delivers to Buyer,its successors and assigns,without recourse except as set forth in the Agreement,to the extent of its ownership,the Receivables as set forth in the Notification Files(as defined in the Agreement),delivered by Seller to Buyer on December 19,2013,and as further described in the Agreement. GE Capital Retail Bank Monogram Credit Services,L.L.C. By: By: E (,U W - Ken Wojcik Attorney in Fat Ken Wojcik Title: EVP Collections&Recovery_ Date: O 1' O6 ' 14 Date: a'0� I RFS Holding,L.L.0 General Electric Capital Corporation By: 14,.—(�X--k Attorney in Fa Ken Wojcik Attorney in Fat Ken Wojcik Date: Date: 6X•°`-( GEM Holding,L.L.0 GEMB Lending,Inc, By:J By• Attorney in Fa Ken Wojcik ifs. �J Attorney in Fa Ken Wojcik Date: Date: 01• O( -(4 Portfolio Recovery Associates,LLC BY: �f !a Title: � r J�s✓� amazon.com Your Amazon.com Store Card offers these exclusive cardmember benefits: •Special financing offers(visit www.amizon.com/financing for more information) •No annual fee •24-hour toll-free customer service •Online account management at www.gemoney.com/amazon Didyou You can take advantage of special financing offers throughout the year with your Store Card." You can use the Store Card for your everyday Amazon.com Know? purchases. Subject to your available credit., DAVID R FLAIG Visit us at www.gecrb.com/amazon AccountNum�5549 Customer Service: 1-866-771-1104 Summary of Account Activity Payment Information Previous Balance $861.30 New Balance $0.00 -Other Credits $861.30 Amount Past Due $0.00 New Balance $0.00 Total Minimum Payment Due $332.00 Payment Due Date 10/18/2013 Credit Limit $700.00 Late Payment Warning:If we do not receive your minimum Available Credit $0.00 payment by the date listed above,you may have to pay a late Statement Closing Date 10/16/2013 fee up to$35.00. Days in Billing Cycle 29 Transaction Summary Tran Date Post Date Reference Number Description of Transaction or Credit Amount OTHER CHARGES 10/16 10/16 F9342009100999990 CHARGE OFF ACCOUNT-PRINCIPALS ($607.72) 10/16 10/16 F9342009100999990 CHARGE OFF ACCOUNT*FINANCE CHARGES' ($253.58) TOTAL OTHER CHARGES ($861.30) FEES TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGED 10/16 10/16 INTEREST CHARGE ON PURCHASES $0.00 TOTAL INTEREST FOR THIS PERIOD $0.00 2013 Totals Year-to-Date Total Fees Charged in 2013 $210.00 Total Interest Charged in 2013 $142.36 Total Interest Paid in 2013 $43.92 PAYMENT DBY 5 P M (ET)ON THE DUE DATE. NOTICE:We may convert your payment into an electronic debit.See reverse for details,Billing Rights Information and other important information. 5484 X2G 1 3 15 131016 2X PAGE 1 or 3 9342 1000 APS6 01LA5484 Detach and mail this portion with your check.Do not Include any correspondence with your check. —I amazon.com• Account Numbe 5549 �.� Total Minimum I Amount Payment Due Overlimit New Balance Payment Due Past Due Date Amount $332.00 1 $0.00 10/18/2013 $0.00 1 $0.00 Payment Enclosed: s ❑❑❑❑ ❑ • FI❑ Please use blue or black ink. Save a stamp,pay on-line at www.gecrb.com/amazon New address or email?Print Changes on back. DAVID R FLAIG 5775 ASPEN LN ENOLA PA 17025-3307 Make Payment to: GECRB/AMAZON PO BOX 960013 ORLANDO,FL 32896-0013 amazon.com Sign up today for a safe and easy way to view your Amazon Credit Card statement. ,,..... ........ Online e st atemen is provide de all the same inform ation — without paper.Enjoy the convenience: t •View your statement from wherever you are,an time of da Y Y Y No mor e paper bills s to organize or _ .,. shred Pp 9 •Make your payment electronically to save time and money Go toemone .com/amazon for more information. 9 Y Interest Charge Calculation Your Annual Percentage Rate(APR)s the annual interest rate on your account. Expiration Annual Balance Subject Interest Type of Balance Date Percentage Rate to Interest Rate Charge Regular Purchase NA 25.99%(v) $0.00 $0.00 (v)=Variable Rate Cardholder News and Information Statement not provided to customer. 5484 X2G 1 3 15 131016 Z X PAGE 2 of 3 9342 1000 APS6 OILA5484 5484 X2G 1 3 15 131016 Z X PAGE 3 of 3 9342 1000 AP56 OILA5484 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY OFFICE OF THE SHERIFF FILED -OF FlUL THE PRO THONG TAR',' 2014 SEP 23 fi 10: 0 I CUMBERLAND COUNTY PENNSYLVANIA Portfolio Recovery Associates, LLC VS. David Flaig Case Number 2014-5260 SHERIFFS RETURN OF SERVICE 09/17/2014 03:24 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: David Flaig at 5775 Aspen Lane, Hampden Township, Enola, PA 170 Apo lir 4714',GUT , DEPUTY SHERIFF COST: $46.08 SO ANSWERS, September 18, 2014 RONNY R ANDERSON, SHERIFF (c) CounlySuile Sheriff, Teleosoli, Inc, Andrew C. Sheely, Esquire 127 S. Market Street P.O. Box 95 Mechanicsburg, PA 17055 PA ID NO. 62469 717-697-7050 (Phone) 717-697-7065 (Fax) andrewc.sheely@verizon.net 71LEJ-CIFF THE PROTHONOTAF; 2n0CT -3 AM 37 CUMBERLAND COUNTY PENNSYLVANIA PORTFOLIO RECOVERY ASSOCIATES,: IN THE COURT OF COMMON PLEAS OF LLC, : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff : 2014 -CV -5260 vs. DAVID FLAIG, Defendant PRELIMINARY OBJECTIONS OF DEFENDANT Defendant, DAVID FLAIG, by and through counsel of Andrew C. Sheely, Esquire, hereby files these preliminary objections to Plaintiff's Complaint and respectfully states as follows: 1. David Flaig (hereinafter referred to as "Defendant") is an adult individual named as defendant in the above -captioned matter. 2. Plaintiff's Complaint is in the nature of allegations of a breach of contract or agreement by Defendant. 3. Plaintiff's complaint about September 17, 2014. 4. Plaintiff's complaint was served on Defendant on or includes/attaches a copy of a general credit account statement addressed to Defendant and a purported Bill of Sale executed on behalf of entities not a party to the above referenced cause of action, with the exception of Plaintiff. 5. Plaintiff's complaint fails to attach any written agreement executed by Defendant David Flaig supporting any allegation of breach of agreement as required by Pa. R.C.P. No. 1019(1). 6. Plaintiff's complaint should be dismissed in its entirety pursuant to Pa. R.C.P. No. 1028(a)(4) in the absence of a signed contract or agreement authorizing collection of any amount, including interest charges set forth on the exhibit. 7. Plaintiff's complaint fails to comply with Pa. R.C.P. No. 1028 (a)(6) by failing to advise the Court of the existence or non-existence of arbitration provisions in the alleged agreement between Plaintiff and Defendant, including whether or not Plaintiff has considered arbitration in accordance therewith. 8. Plaintiff's complaint fails to comply with Pa. R.C.P. No. 1028 (a)(4) by failing to allege with specificity the original amount of the alleged credit card debt, the amount of any payments made by Defendant against the alleged credit card debt and terms of payment supporting any claim for breach of agreement on account of the alleged credit card debt owing Plaintiff from Defendant. 9. Plaintiff's complaint fails to provide sufficient factual allegations in support of any cause of action to enable 2 Defendant to frame a proper answer and defense as required by Pa. R.C.P. No. 1028 (a)(3), including other preliminary objections authorized by the applicable Pennsylvania Rules of Civil Procedure. WHEREFORE, Defendant respectfully requests that this Honorable Court direct that Plaintiff amend its Complaint so as to comply with the Pennsylvania Rules of Civil Procedure, including the attachment of an applicable Agreement with terms supporting a claim for breach of agreement, or in the alternative, dismiss the Complaint as improperly filed. October 1, 2014 Respectfully submitted, By: Andr w heely, Esquire Attorney for Defendant Dav Pa. ID No. 62469 127 S. Market Street P.O. Box 95 Mechanicsburg, PA 17055 717-697-7050 andrewc.sheely@verizon.net 3 VERIFICATION I verify that the statements made in this Preliminary Objections of Defendant are true and correct. I understand that false statements herein are made subject to penalties of 18 Pa.C.S.A. Section 4904, relating to unsworn falsification to authorities. Date: October , 2014 CERTIFICATE OF SERVICE Andrew C. Sheely, Esquire, hereby certify that I am this day serving the foregoing Preliminary Objections of Defendant upon the following named individual this day by depositing same in the United States Mail, First Class, postage prepaid, at Mechanicsburg, Pennsylvania, addressed as follows: Date: October Carrie A. Brown, Esquire Robert N. Polas, Jr., Esquire Mark R. Garvey, Esquire Portfolio Recovery Associates, LLC 120 Corporate Blvd. Norfolk, VA 23502 , 2014 rew-4-41164 1%7 An C. Shee y, uire