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HomeMy WebLinkAbout09-10-14 Reset PETITION FOR GRANT OF LETTERS REGISTER OF WILLS OF Cumberland COUNTY,PENNSYLVANIA Petitioner(s) named below, who Ware 18 years of age or older, apply(ies) for Letters as specified below, and in support thereof averts)the following and respectfully request(s)the grant of Letters in the appropriate form: Decedent's Information 1 S Name: Eimer L. Ritter Fite No: - a/k/a: Glmer Lee Ritter (Assigned by Register) a/k/a: Elmer Leroy Ritter h a/k/a: E Lee Ritter Social Security No. Date of Death: 08/27/2014 Age at death: 89 Decedent was domiciled at death in Cumberland County, penusitlyania (state)with his,&=last principal residence at 712 South Market Street 17055 Mechanicsburg Boro of Mechanicsburg Cumberland Street address,Post Office and Zip Code City,Township or Borough County Decedent died at West Shore ties ital 2015 Technolo Pkw 17050 Mechanicsbur Ham den Tw Cumberland PA Street address,Post Office and Zip Code City,Township or Borough County State Estimate of value of decedent's property at death: If domiciled in Pennsylvania.. ..... . .... .. ...... . .. . . ... All personal property $ 2,789,800.00 If out domiciled in Pennsy lvania. ....................... Personal property in Pennsylvania $ If not domiciled in Pennsylvania. .,....... . ........ ... Personal property in County S Value of real estate in Pennsylvania.. . ... . . ...... . . . . . . . . . ...... . . . . . ........ . . .. ..... . . .... $ 21(1,200 00 TOTAL ESTIMATED VALUE. ... $------ Q 000 00 [teal estate is Pennsvlvania situated at: 712 South Market Street. 17055 Mechanicsburg,Borg of Mechanicsburg, Cumberland (Aaach odditionat sheets,it necessam) Street address,Post Office and Zip Code City,Township or Borough County ® A. Petition for Probate and Grant of Letters Testamentary Petitioner(s)avei(s) 'they Ware the Executors)named in the last Will of the Decedent,dated 01/18/2005 and Codicil(s) thereto dated Nona State relevant circumstances feg,renunciation,death of executor,etc.) Except as follows: after the execution of the instrument(s)offered for probate Decedent did not marry,was not divorced,was not a party to a pending divorce proceeding wherein the grounds for divorce had been established as defined in 23 Pa.C.S. § 3323(g),and did not have a child born or adopted;and Decedent was neither the victim of a killing nor ever adjudicated an incapacitated person. Q)NO EXCEPTIONS 0 EXCEPTIONS 0 B. Petition for Grant of Letters of Administration (If applicable) — ata.,dAn.,d.b.n.c.t.a.,pendente lite,durante absentia,durante minuritate If Administration,c.t.a. or d.b.n.c.t.a.,enter date of Will in Section A above and complete list of heirs. Except as follows: Decedent was not a party to a pending divorce proceeding,wherein the grounds for divorce bad been established as defined in 23 Pa.C.S_§3323(8)and was neither the victim of a killing nor ever adjudicated an incapacitated person. ONO EXCEPTIONS Q EXCEPTIONS — Petitioner(s),after a proper search has/have ascertained that Decedent left no Will and was survived by the fallowing spouse(if any)and heirs(attach additional sheets,ifnecessarv): Name Relationship Address r*.,a C fri :x ca c, a � =D o -n -� coo Form RW-02 rev. /0/1112011 "'i 501 Of 2 co 7rl Oath of Personal Representative 0110 REGISTER OF [HILLS COMMONWEALTH OF PENNSYLVANIA I ) SS: 2010 SEP 10 Ari 8 28 COUNTY OF Cumberland } CLERK OF Petitioner(s)Printed Name Petitioner(s)Printed Address AN c t n Candace L. Ritter 1790 Holmes Drive, West Chester PA 19382 CUMBERLAND L. Y' Martin L.Coover 22 East Maplewood Avenue,Mechanicsburg,PA 17055-4253 The Petitioner(s)above-named swear(s)or affirm(s)the statements in the foregoing Petition are true and correct to the best of the knowledge and belief of Petit oner(s)gnii that,as Personal Representative(s)of the Decedent,the Petitioner(s)will well and yt-ruullyy administer the estate according to I w. Sworn I&or affirmed and subscribed before //UUGPvrrOc r�/u DC�c�t��l, Date `O G/ met t.: Y V day of S . tember 2014 t Date / U I B- AIIO Date —For the Register Date BOND Required: Q YES Q NO To the Register of Wills: FEES: Please enter my appearance by my signature below: Letters . . . . . . . . . . . . . . . . . . . . . . $ (Cluo Attorney Signature: ( � ) Short Certifieate(s). . . . . . ( ) Renunciation(s).. . . . . . . . ( )Codicil(s). . . . . . . . . . . . . ( ) Affidavit(s).. . . . . . . . . . . e Bond.. . . . . . . . . . . . . . . . . . . . . . . Printed Name: Richard C. Snelbaker Commission. . . . . . . . . . . . . . . . . . Supreme Court Othe . . . . . . . . ID Number: 06355 MWIMIN . . . . . . Firm Name: Snelbaker& Brenneman,P.C. Address: 44 West Main Street . . . . . . . . Mechanicsburg PA 17055 . . . . . . Phone: 717-697-8528 Automation Fee. . . . . . . . . . . . . . . Fax: 717-697-7681 ICS Fee. . . . . . . . . . . . . . . . . . . . . , Email: TOTAL. . . . . . . . . . . . . . . . . . . . . $ 9-66 DECREE OF THE REGISTER Estate of Elmer L.Ritter File No: 11 - I L4- 0 No a/k/a: Elmer Lee'Ritter Elmer Leroy Ritter Jr &E Lee Ritter AND NOW, September 10 2014 in consideration of the foregoing Petition, satisfactory proof having been presented before me,IT IS DECREED that Letters Testamentary are hereby granted to Candace L. Ritter and Martin L.Coover in the above estate and(if applicable)that L the instrument(s)dated 01/18/2005 described in the Petition be admitted to probate and filed of record as the last Will (and Codicil(s)) of Decedent. Register of Wills Fo,m RW-02 rev. 1011112011 age of 2 LAST WILL AND TESTAMENT I, ELMER L. RITTER, of the Borough of Mechanicsburg, County of Cumberland, and Commonwealth of Pennsylvania, being of sound and disposing mind, memory and understanding, do make, publish and declare this as and for my Last Will and Testament, hereby revoking and making void all former wills and codicils by me at anytime heretofore made. I FIRST. I order and direct that all my just debts and funeral expenses be paid by my (� Executrix, hereinafter named, as soon as conveniently may be done after my decease. SECOND. All inheritance, estate and similar taxes becoming due by reason of my death QI (hereinafter collectively called "Death Taxes"), whether such Death Tares shall be payable by J� my estate or by any recipient of any property, shall be paid by my Executrix first out of the property passing under Item Fifth of this Will and second, if, only if and only to the extent that said property is not sufficient, out of the property passing under Item Sixth of this Will as an expense and cost of administration of my estate; provided, however, that if any property held in 0 4 :J a:i�tetstamentary or inter``vi/vos trust created by my wife, GLAD Y S J. R11-1 I , (`ncremaW r ::o m Mo called "My Wife"), is includable in my estate for purposes of any Death Tax%ahe,folRA'ing-) ; mar --4 Cy rzrn C=) mn amount is not otherwise paid to my estate as a result of the includabilility of-snc9tprbpert th i °o the amount of such Death Tax attributable to the inclusion of such property in mN estat f er - C13 r purposes of such Death Tax shall be paid out of such property or by the recipients of su& property and, if such amount is nevertheless paid by my Executrix, I direct my Executrix to obtain reimbursement or contribution for such amount. Otherwise my Executrix shall have no duty or obligation to obtain reimbursement for any Death Taxes paid by my Executrix, even though paid with respect to proceeds of insurance or other propel%, not passing under this Will. i„i.)ir i:�. �:'J\'✓::•.'$ -.'1 i:p,,:is�. i" death in favor of my Executrix, and all property subject to all such powers of appointment shall be included in my estate and be governed by the provisions of this Will; provided, however, that lAW OFFICES SNELBAKER a I specifically decline to exercise any power of appointment given to me in any Will, codicil, BRENNEMAN Agreement of Trust or other instrument executed by My Wife. FOURTH. I give and bequeath all of my household furniture and furnishings, k Y automobiles, books,pictures,jewelry, china, crystal, appliances, silverware, wearing apparel and all other articles of household or personal use or adornment to My Wife, if she survives me. If she does not survive me, I give such articles to my daughter, namely, CANDACE L. RITTER. absolutely. FIFTH. I give, devise and bequeath to my Trustee hereinafter named, 114 TRUST NEVERTHELESS, to be held,administered and disposed of in accordance with this Item (herein referred to as the"Unified Credit Trust") an amount equal to the balance of the dollar amount not taxed in my estate due to the application to my estate of the unified credit against federal gift and estate tax (the "Unified Credit"), after deducting therefrom the value, for federal estate tax purposes; of(a) assets included in my federal gross estate which pass or have passed other than under the terms of this Will and which will utilize a portion of the Unified Credit, (b)any bequests under the preceding Items of this Will which will utilize a portion of the Unified Credit and (c) adjusted taxable gifts not included in my federal gross estate but included in the computation of the tentative federal estate tax in my estate. My Trustee shall have; hold, manage, invest and reinvest the assets of the Unified Credit Trust,collect the income therefrom and (a) If My Wife survives me,beginning at my death, my Trustee shall pay over the net income of the Unified Credit Trust to My Wife during her lifetime, in installments not less frequently than quarter-annually. In addition, my Trustee shall pay such amounts of the principal of such trust as, in the sole discretion of my Trustee,may be necessary for the maintenance, support and medical and nursing care of My Wife, taking into consideration any other means readily available for such purposes. (b) Upon the death of the survivor of My Wife and me, my Trumce s;iall c,i:,iri"Inie, the principal and any undistributed income of the Unified Credit Trust to my thcr, living issue, per stirpes; provided, however, that (1) should any of such issue be the issue of a LAW OMCES deceased child of mine who has not attained the age of twenty-one years; each such SNELOAKER a BRENNEMAN issue's share shall be retained by my Trustee, INTRUST NEVERTHELESS. to be held, -2- administered and disposed of as a separate trust estate in accordance with Item Seventh (the "Grandchild's Trust"). (0 SIXTH. I give,devise and bequeath all the rest, residue and remainder of my Estate, real, personal and mixed, wherever situate, not disposed of in the preceding portions of this Will, to my Trustee hereinafter named, IN TRUST NEVERTHELESS, to be held, administered and disposed of in accordance with this ITEM (the "Qualified Terminable Interest Property Trust", herein referred to as the "QTIP Trust"). My Executrix shall have the right to elect on the federal estate tax return prepared on behalf of my estate to have a portion or all of the property passing under this ITEM treated as "qualified terminable interest property" in order to qualify such portion or all of the property for the marital deduction for federal estate tax purposes. If my Executrix elects to qualify a portion rather than all or none of the property passing under this ITEM, my Trustee may hold and maintain such elected portion of the property as a separate trust estate and hold and maintain the balance of the property governed by this ITEM as a separate trust estate or my Trustee may hold and maintain the elected portion and the balance of the property governed by this ITEM as a single trust estate. Each such separate trust estate (or if there is a single trust estate, then the single trust estate) shall be held in trust for the following uses and purposes. My Trustee shall have, hold, manage, invest, and reinvest the assets of each such trust, collect the income therefrom and (a) If My Wife survives me, beginning at my death, my Trustee shall pay over the net income of each such trust to My Wife during her lifetime, in installments not less frequently than quarterly. In addition, my Trustee shall pay such amounts of the principal of each such trust as, in the sole discretion of my Trustee, may be necessary for the maintenance, support and medical and nursing care of My Wife, taking into consideration any other means readily available for such purposes. Upon the death of My Wife, my Trustee shall distribute any undistributed income of each such trust to My Wife's estate. LAW OFFICES (b) During the life of My Wife, my Trustee shall pay to My Wife from the SNELBAKER , a BRENNEMAN principal of each such trust at any time and from time to time such sums or specific assets -3- as My Wife may designate by written notice to my Trustee; provided, however, that no withdrawal, when added to the aggregate amount or value previously withdrawn by My Wife pursuant to this subparagraph (b), during the calendar year in which the withdrawal is to be made, shall exceed the greater of(1) $5,000 or (2) five (5%)percent of the aggregate value of each such trust at the time of such withdrawal. (c) Upon the death of the survivor or My Wife and me, my Trustee shall distribute the principal of each such trust to my then living issue, per stirpes; provided, however, that (1) should any such issue be the issue of a deceased child of mine who has not attained the age of twenty-one(2 1) years, such issue's share shall be retained by my Trustee, IN TRUST NEVERTHELESS, to be held, administered and disposed of as a "" separate trust estate in accordance with ITEM SEVENTH (the "Grandchild's Trust");' provided, however, my Trustee shall prior to making any such distribution pay to the estate of My Wife out of the principal of each such trust an amount equal to any increase in inheritance, estate and similar taxes becoming due by reason of My Wife's death ("My Wife's Death Taxes") attributable to the inclusion of any of the assets in such trust in My Wife's estate for purposes of My Wife's Death Taxes, so that My Wife's Death Taxes in excess of said amount do not exceed My Wife's Death Taxes which would have been payable if none of the assets in such trust were includable in My Wife's estate for purposes of My Wife's Death Taxes. SEVENTH. My Trustee shall have, hold, manage, invest and reinvest the assets of each Grandchild's Trust, collect the income therefrom and (a) Until the issue of a deceased child of mine for whose benefit the Grandchild's Trust was established (the "Grandchild") shall have attained the age of twenty-five (25) years, my Trustee shall from time to time pay to or for the benefit of the Grandchild such amounts of the net income and principal of the Grandchild's Trust as, in the sole Lew OFFICES discretion of my Trustee, may be necessary for the Grandchild's maintenance, support, SNELBAKER a BRENNEMAN medical and nursing care and education, including college and graduate education, taking -4- into consideration any other means readily available for such purposes. At the end of each year any undistributed income shall be added to the principal of the Grandchild's Trust. (b) After the Grandchild shall have attained the age of twenty-five (25) years, my Trustee shall distribute the remaining principal and any undistributed income of the Grandchild's Trust outright to the Grandchild. If the Grandchild shall have died before attaining that age, upon the death of the Grandchild, my Trustee shall distribute the remaining principal and any undistributed income to the then living issue of the parent of the Grandchild who was a child of mine, perstrrpes, or if such parent has no then living issue, then to my then living issue,per stirpes; provided, however, if any such beneficiary is then a beneficiary of a Child's Trust or a Grandchild's Trust hereunder, the share of such beneficiary shall be added to the principal of such Child's Trust or Grandchild's Trust and become a part thereof. EIGHTH. It is my intention to conform to the provisions for the allowance of the marital deduction for federal estate tax purposes. I therefore direct that any provisions of this Will notwithstanding, the powers granted herein to my Executrix and Trustee shall be construed in accordance with said intention and shall not be interpreted or exercised so as to disqualify any portion of the QTIP Trust elected by my Executrix to qualify for the federal estate tax marital deduction. NINTH. No interest in income or principal of my estate or any trust created hereunder shall be subject to attachment, levy or seizure by any creditor, spouse, assignee or trustee or receiver in bankruptcy of any beneficiary of my estate or of any trust created hereunder prior to the beneficiary's actual receipt thereof. My Executrix or Trustee shall pay over the net income and the principal to the beneficiaries herein designated, as their interests may appear-, without regard to any attempted anticipation (except as may be specifically provided herein), pledging or LA°' OFFICES SNELB.4KER assignment by any beneficiary of my estate or of any trust created hereunder and without regard a BRENNEMAN to any claim thereto or attempted levy, attachment, seizure or other process against said -5- beneficiary. TENTH. Any person other than My Wife who shall have died at the same time as I or under such circumstances that it is difficult or impossible to determine who shall have died first shall be deemed to have predeceased me. If My Wife and I shall have died at the same time or under such circumstances that it is difficult or impossible to determine who shall have died first, My Wife shall be deemed to have survived me. Any person other than me who shall have died at the same time as any then beneficiary of income of my estate or a trust created hereunder or under such circumstances that it is difficult or impossible to determine who shall have died first shall be deemed to have predeceased such beneficiary. ELEVENTH. In the settlement of my estate and during the continuance of any trust created hereunder, my Executrix and my Trustee shall possess, in addition to those powers conferred by law, the following powers to be exercised, without authority from any court, for the best interests of the beneficiaries; subject, however,to the restrictions set forth below as to any portion of the QTIP Trust qualified for the federal estate tax marital deduction: (a) To retain any investments that I may have at my death so long as my Executrix or Trustee may deem it advisable to my estate or trust so to do. (b) To vary investments, when deemed desirable by my Executrix or Trustee, and to invest in such bonds, stocks, notes, real estate mortgages or other securities or in such other real or personal property as my Executrix or trustee shall deem wise, without being restricted to so called"legal investments." (c) In order to effect a division of the principal of my estate or trust or for any other purpose, including any final distributions of my estate or trust, My Executrix or Trustee is authorized to make said divisions or distributions of the personalty and realty partly or wholly in kind. If such division or distribution is made in kind, said assets shall be divided or distributed at their respective values on the date or dates of their division or OFFICES distribution. In making any division or distribution in kind, my Executrix or Trustee shall SNELBAKER BRENNEMAN divide or distribute said assets in a manner which will fairly allocate any unrealized -6- appreciation or depreciation among the beneficiaries. (d) To sell either at public or private sale and upon such terms and conditions as my Executrix or Trustee may deem advantageous to my estate or trust, any or all real or personal property or interest therein owned by my estate or trust severally or in conjunction with other persons, and to consummate said sale or sales by sufficient deeds or other instruments to the purchaser or purchasers, conveying a fee simple title, free and clear of all trust and without obligation or liability of the purchaser or purchasers to see to the application of the purchase money or to make inquiry into the validity of said sale or sales; also, to make, execute, acknowledge and deliver any and all deeds, assignments, options or other writings which may be necessary or desirable in carrying out any of the powers conferred upon my Executrix or Trustee in this paragraph or elsewhere in this Will. (e) To mortgage or pledge real or personal property owned by my estate or trust and to make leases of real or personal property for any term. (f) To borrow money from any party, including my Executrix or Trustee, to pay indebtedness of mine or of my estate or trust, expenses or administration,Death Taxes, other taxes or for any other purpose; provided, however,that this provision shall not authorize borrowing from any portion of the QTIP Trust qualified for the federal estate marital deduction without adequate interest and security. (g) To pay all costs, Death Taxes, other taxes, legally enforceable debts, expenses and charges in connection with the administration of my estate or trust, the expenses of my last illness and my funeral expenses; provided, however, that no such costs, Death Taxes, other taxes, debts, expenses or charges in connection with the administration of my estate, such expenses of my last illness or such funeral expenses shall be paid from any portion of the QTIP Trust qualified for the federal estate tax marital deduction. Lew OFFICES (h) To vote any shares of stock which form a part of my estate or trust and to SNELOAKER BRENNEMAN -7- otherwise exercise all the powers incident to the ownership of such stock and to hold and actively manage and operate any unincorporated business, including any sole proprietorship,joint venture and partnership, with all the rights and powers of any owner thereof. (i) In the discretion of my Executrix or Trustee, to unite with owners of similar property in carrying out any plans for the reorganization of any corporation or company whose securities form a part of my estate or trust. 0) To assign to and hold in my estate or trust an undivided portion of any asset. (k) To hold investments in the name of a nominee. (1) To abandon, compromise, settle, arbitrate, pay or otherwise deal with claims in favor of or against my estate or trust. (m) To select, employ and compensate any person, firm or corporation engaged in rendering investment counsel advice to advise my Executrix or Trustee in making investments, managing securities or making decisions concerning the purchase, retention, sale or other disposition of any part of my estate or trust; and to select, employ and compensate any attorney, accountant, broker or other specialist or firm thereof to render services to my Executrix or Trustee with respect to my estate or trust. (n) Only property which is fully eligible for the marital deduction for federal estate tax purposes shall be assigned to the portion of the QTIP Trust qualified for the federal estate tax marital deduction. Notwithstanding anything to the contrary contained in this Will, my Trustee shall not retain beyond a reasonable time or invest in, as an asset of any portion of the QTIP Trust elected to qualify for the federal estate tax marital deduction, any property which may at any time be or become unproductive. TWELFTH. In the settlement of my estate: (a) My Executrix shall not be personally liable for loss to my estate or to my "W OFFKER spouse's estate or to any beneficiary of either estate resulting from my Executrix's a BRENNEMAN decision made in good faith whether or to what extent to elect on the federal estate tax -8- return prepared on behalf of my estate to have a portion or all of certain "qualified terminable interest property"treated as having passed to my spouse in order to qualify for the federal estate tax marital deduction; nor, as a result of such decision, shall any compensating adjustments be made. (b)My Executrix shall not be personally liable for any loss to my estate or to any beneficiary of my estate resulting from an election made in good faith to claim a deduction as an income tax deduction or as an estate tax deduction; nor, as a result of such election, shall any compensating adjustments be made. (c) In valuing property in my gross estate for the purposes of any Death Tax, my Executrix shall not be personally liable for any loss to my estate or to any beneficiary of my estate resulting from my Executrix's decision made in good faith to use a particular valuation date; nor, as a result of such decision, shall any compensating adjustments be made. (d) My Executrix shall not be personally liable for any loss to my estate or to any beneficiary of my estate resulting from any other decision or election made by my Executrix in good faith; nor, as a result of any such decision or election , shall any compensating adjustments be made. THIRTEENTH. If there should be established hereunder or by My Wife, either in her Last Will and Testament or by inter vivos Deed or Agreement, any trust similar to any trust herein established, my Trustee shall have the right and power to merge such trust herein established with such similar trust established hereunder or by My Wife and to operate such merged trusts as a single trust. FOURTEENTH. I hereby nominate My Wife to be the Executrix of this, my Last Will and Testament, but if for any reason she should fail to qualify or cease to act, I nominate my daughter, namely, CANDACE L. RITTER, and MARTIN L. COOVER to be the Co-Executors LAW OFFICES hereof. SNELBAKER a BRENNEMAN FIFTEENTH. I hereby appoint My Wife as Trustee of any trust created hereunder. if for any reason she should fail or cease to act, I appoint my daughter, namely, CANDACE L. -9- RITTER, and MARTIN L. COOVER to be the Co-Trustees of all trusts created hereunder. SIXTEENTH. Any Executrix or Executor or Trustee shall qualify and serve without the duty or obligation of filing any bond or other security. Any Executrix or Executor or Trustee shall not be surcharged or otherwise held liable under any prudent investor statute or otherwise except for gross negligence or intentional wrongdoing. SEVENTEENTH. In the event that for any reason on the date of any distribution of income or principal from my estate or any trust created hereunder there is not a beneficiary thereof, then such distribution shall be made to such persons and in such proportions, as would be entitled to my estate had I then died intestate, a resident of the Commonwealth of Pennsylvania. IN WITNESS WHEREOF, I, ELMER L. RITTER,have hereunto set my hand and seal to this my Last Will and Testament, which consists of ten (10) typewritten pages to each of which I have affixed my signature this 18th day of January, A.D., Two Thousand Five (2005). ELMER L. RITTER The preceding instrument, consisting of this and nine (9) other typewritten pages, each identified by the signature of the Testator, was on the date thereof signed, sealed, published and declared by ELMER L. RITTER, the Testator therein named, as and for his Last Will and Testament, in the presence of us, who, at his request, in his presence and in the presence of each other, have subscribed our names as witnesses beret LAW OFFICES SNELBAKER a BRENNEMAN -10- COMMONWEALTH OF PENNSYLVANIA) SS. COUNTY OF CUMBERLAND ) We, ELMER L. RITTER, RICHARD C. SNELBAKER and JANE J. COONEY, the Testator and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testator signed and executed the instrument as his Last Will and Testament and that he had signed willingly, and that he executed it as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator, signed the Will as a witness and that to the best of his or her knowledge, the Testator was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. �� Testator 'Witness L. A- , Wi Uss Subscribed, sworn to and acknowledged before me by ELMER L. RITTER,the Testator, and subscribed and sworn to before me by RICHARD C. SNELBAKER and JANE J. COONEY, the witnesses, this 18`h day of January, 2005. Notary Public COMMONWEALTH OF PENNSYLVANIA Notarial Seat LAW OFFICES Susan LManazi,Notary public SNELBAKER Mechanicsburg Born,Cumberland Courtly & MY Commission Expires Nov,24,2W7 BRENNEMAN Member,PennSyiVanla Association Of Notaries