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HomeMy WebLinkAbout14-5442 Supreme Co e�nnsylvania COuomnitio leas For Prothonotary Use Only: rjl Docket/No: COS an County The information collected on this form is used solely for court administration purposes. This form does not supplement or replace the filing and service ofpleadings or other papers as required by latitj or rules of court. Commencement of Action: Complaint 0 Writ of Summons ® Petition S 0 Transfer from Another Jurisdiction 0 Declaration of Taking E Lead Plaintiff's Name: Lead Defendant's Name: , C Daniel Brigham and Danielle Brigham Ronald E. Gerbig T Dollar Amount Requested: .within arbitration limits I Are money damages requested? El Yes 0 No (check one) Ooutside arbitration limits 0 N Is this a Class Action Suit? 0 Yes E11 No Is this an MDJAppeal? 0 Yes F11 No A Name of Plaintiff/Appellant's Attorney: Daniel Brigham, Esq. ® Check here if you have no attorney(are a Self-Represented 1Pro Sel :Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim,check the one that ! you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS 0 Intentional J Buyer Plaintiff Administrative Agencies Malicious Prosecution J Debt Collection:Credit Card 0 Board of Assessment 0 Motor Vehicle 0 Debt Collection:Other 0 Board of Elections 0 Nuisance 0 Dept.of Transportation 0 Premises Liability 0 Statutory Appeal:Other S 0 Product Liability(does not include mass tort) 0 Employment Dispute: E 0 Slander/Libel/Defamation Discrimination C 0 Other: 0 Employment Dispute:Other 0 Zoning Board T, ® Other: I 0 Other: O MASS TORT 0 Asbestos N 0 Tobacco 0 Toxic Tort-DES 0 Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS ❑ Toxic Waste 0 Ejectment 0 Common Law/Statutory Arbitration B 0 Other: 0 Eminent Domain/Condemnation 0 Declaratory Judgment 0 Ground Rent 0 Mandamus 0 Landlord/Tenant Dispute ❑ Non-Domestic Relations 0 Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABLITY 0 Mortgage Foreclosure:Commercial 0 Quo Warranto 0 Dental -J Partition 0 Replevin ❑ Legal [ Quiet Title 0 Other: i Medical Other: 0 Other Professional: Updated 1/1/2011 ' M• Yi T H PR01110NO TA R 12 PM 3* 36 CUMBERLAND COUNTY PENNSYLVANIA Daniel Brigham,Esq. PA ATTORNEY I.D.No. 312517 5195 Winthrop Avenue Mechanicsburg, Pennsylvania 170.50 (973) 919-2390 danielbrighamesq@gmail.com Attorney for Daniel Brigham and Danielle Brigham DANIEL BRIGHAM AND : DANIELLE BRIGHAM COURT OF COMMON PLEAS PLAINTIFFS CUMBERLAND COUNTY RONALD E. GERBIG DOCKET NO. 7 DEFENDANT : NOTICE TO DEFEND YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served,by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT.HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO I/5 75 �. /A PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street, Carlisle, Pennsylvania Telephone number 717-249-3166 AVISO USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomaraccion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted falla de tomar accion como se describe anteriormente, el caso puede proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier otra reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad u otros derechos iinportantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME 0 VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER 1NFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSTO A PERSONAS QUE CUALIFICAN. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 S. Bedford Street, Carlisle, Pennsylvania Telephone number 717-249-3166 2 DANIEL BRIGHAM AND DANIELLE BRIGHAM COURT OF COMMON PLEAS PLAINTIFFS CUMBERLAND COUNTY VS. RONALD E. GERBIG DOCKET NO. 1q✓ DEFENDANT COMPLAINT AND NOW comes the Plaintiffs, Daniel and Danielle Brigham, by and through their attorney, Daniel Brigham, filing this complaint and stating as follows: 1. This suit is brought under 42 Pa.C.S. § 7531, et. al as a declaratory judgment. Background Facts 2. The Plaintiffs are Daniel Brigham and Danielle Brigham, husband and wife,having an address of 5195 Winthrop Avenue, Mechanicsburg, PA 17050. 3. The Defendant is Ronald E. Gerbig,having an address of 1037 Chelmsford Drive, Mechanicsburg, PA 17050. 4. The dispute arises out of an agreement of sale for Defendant's residence, the property located at 1037 Chelmsford Drive, Mechanicsburg, PA 17050. 3 5. Plaintiffs were the potential buyers and Defendant the seller. 6. Plaintiffs' realtor is Keith Sealover of Keller Williams Realty. 7. Defendant's realtor is Paula von Schmid of Jack Gaughen Realtor. 8. Plaintiffs signed and partial initialed a Standard Agreement For the Sale of Real Estate on July 23, 2014 (hereinafter referred to as the "Contract"). Exhibit A. 9. Defendant signed and initialed the Contract on July 24, 2014. 10. Plaintiffs provided a$6,000 deposit held by Defendant's realtor. Claims for Relief COUNT I—BREACH OF CONTRACT—ASSOCIATION DOCUMENTS 11. Plaintiffs incorporate by reference the previous paragraphs of the Complaint as if fully set forth herein. 12. Paragraph 16(A) of the Contract indicates that the property is part of a planned community as defined by the Uniform Planned Community Act. 1.3. Paragraph 16(B)(3)provides that under this Act Plaintiffs could declare the Contract void at any time before Plaintiffs received the association documents (the declaration, bylaws, rules and regulations, and a certification compliant with Section 5407(a) of the Act) and for 5 days after receipt, OR until settlement, whichever occurs first. 14. Paragraph 16(B)(3) further provides that upon declaring the Contract void in writing, all deposit monies will be returned to Plaintiffs. 15. Do this date, neither Plaintiffs nor Plaintiffs' realtor have received any association documents. 4 16. Prior to the date of settlement, September 16, 2014, Plaintiffs declared the Contract void in writing and requested the return of their$6,000 deposit. 17. Despite numerous requests, Defendant and Defendant's realtor have refused to return Plaintiffs' $6,000 deposit. 18. The return of Plaintiffs' $6,000 deposit is required by the terms of the Contract. 19. Although a release has not been signed and the settlement date of September 16, 2014 has not yet passed, Defendant's property has been relisted on the market for approximately 2 weeks and hosted an open house. WHEREFORE, Plaintiffs respectfully request that this Honorable Court enter judgment in their favor and against Defendant for the amount of$6,000,the costs of this action, interest, attorney's fees, and such other relief as this Court deems just and appropriate. COUNT II—BREACH OF CONTRACT—CONTINGENCY PERIOD 20. Plaintiffs incorporate by reference the previous paragraphs of the Complaint as if fully set forth herein. 21. Paragraph 13(A) of the Contract provides for a Contingency Period of 15 days from the Execution of the Agreement. 22. "The Execution Date of this Agreement is the date when Buyer and Seller have indicated full acceptance of this Agreement by signing and/or initialing it. For purposes of this Agreement,the number of days will be counted from the Execution Date, excluding the day this Agreement was executed and including the last day of the time period." Contract, 5(C) (emphasis added). 5 23. Defendant was uncertain whether Plaintiffs had elected or waived 6 of the 10 listed inspections in the standard form agreement. 24. Defendant's realtor communicated this uncertainty to Plaintiffs' realtor. 25. Defendant's realtor requested that Plaintiffs initial the applicable sections of pages 6 and 7 of the Contract to indicate whether the 6 inspections were elected or waived. 26. On August 4, 2014, Plaintiffs electronically initialed 5 of the 6 previously unaccounted for inspections to indicate that those inspections were waived. Exhibit B. 27. The Execution Date of the Contract was, therefore, August 4, 2014 and the Contingency Period was to run until August 19, 2014. 28. Paragraph 12(C) of the Contract states that"[fJor the elected Inspection(s), Buyer will, within the Contingency Period stated in Paragraph 13(A), complete Inspections, obtain any Inspection Reports or results (referred to as `Report' or `Reports'), and accept the Property, terminate this Agreement, or submit a written corrective proposal to Seller, according to the terms of Paragraph 12(B)." 29. Plaintiffs promptly scheduled a home inspection, which was performed on July 30, 2014 with Plaintiff Daniel Brigham present. 30. The home inspector identified a potential structural issue with a foundational wall evidenced by cracking on the foundational wall in the basement and significant sagging of the garage wall. Exhibit C. 31. The home inspector recommended having an additional inspection of the structural concern performed by a structural engineer. 32. A structural engineer was engaged and performed the structural inspection on August 8, 2014 with Plaintiff Daniel Brigham present. 6 33. The structural engineer indicated that he needed to review his findings with his supervisor in order to prepare his official report, which could recommend corrective work. 34. The structural report was received on August 12, 2014 and recommended work known in the industry as slab jacking. Exhibit D. 35. According to 13(B)of the Contract, if the results of any Inspection were unsatisfactory, Plaintiffs could accept the property, terminate the Agreement with return of all deposit monies, or present the report to Defendant with a request to perform corrective work. 36. On August 12, 2014, Plaintiffs submitted Reply to Inspections/Reports,requesting Defendant to perform the slab jacking. Exhibit E. 37. Plaintiffs' submission of the Reply to Inspections/Reports was within the Contingency Period and triggered the Negotiation Period. 38. Pursuant to 13(B)(3)(a), "[Hollowing the end of the Contingency Period, Buyer and Seller will have days (5 if not specified) for a Negotiation Period." 39. Defendant responded to the Reply to Inspections/Reports by refusing to perform the work or provide anything in exchange to induce Plaintiffs to accept the property with the uncorrected structural issue. 40. On August 14, 2014, in response to Defendant's take it or leave it proposition and well within either the Contingency Period or the Negotiation Period, Plaintiffs signed and sent to Defendant an Agreement of Sale Release and Distribution of Deposit Money. Exhibit F. 41. The intent of this form was to cancel the Agreement of Sale and request the return of Plaintiffs' $6,000 deposit. 7 42. Plaintiffs' $6,000 deposit was due because during the Negotiation Period under 13(B)(3)(b) "[i]f no mutually acceptable written agreement [was] reached ... Buyer [Plaintiffs] will: (2) [t]erminate this Agreement by written notice to Seller [Defendant], with all deposit monies returned to Buyer [Plaintiffs]..." 43. Despite numerous requests, Defendant and Defendant's realtor have refused to return Plaintiffs' $6,000. 44. The return of Plaintiffs' $6,000 deposit is required by the terms of the Contract. . 45. The Execution Date of the Contract was August 4, 2014;therefore, Plaintiffs are entitled to the return of their$6,000 deposit after cancelling the Contract on August 14, 2014 following failed negotiations over the slab jacking during the 5 day Negotiation Period, which was triggered by sending to Defendant within the 15 day Contingency Period the Reply to Inspections/Reports based on the unsatisfactory structural inspection. .46. Although a release has not been signed and the settlement date of September 16, 2014 has not yet passed, Defendant's property has been relisted on the market for approximately 2 weeks and hosted an open house. WHEREFORE, Plaintiffs respectfully request that this Honorable Court enter judgment in their favor and against Defendant for the amount of$6,000,the costs of this action,interest, attorney's fees, and such other relief as this Court deems just and appropriate. COUNT III—UNJUST ENRICHMENT,PROMISSORY ESTOPPEL,JUSTIFIABLE RELIANCE 47. Plaintiffs incorporate by reference the previous paragraphs of the Complaint as if fully set forth herein. 8 56. To wit, Plaintiffs were very aware of the contract provisions, never had an intention of accepting the property without knowing whether structural corrective work would be recommended, and were in very close communication with each other and Plaintiffs' realtor on this issue. 57. Without Defendant's/Defendant's realtor's verbal assurance that Plaintiffs could respond to the structural inspection on August 12, 2014, Plaintiffs would have cancelled the Contract earlier and submitted a release and request for deposit the same day. 58. The structural report was received on August 12, 2014 and recommended work known in the industry as slab jacking. Exhibit D. 59. On August 12, 2014, Plaintiffs submitted Reply to Inspections/Reports, requiring Defendant to perform the slab jacking. Exhibit E. 60. Defendant responded by refusing to perform the work or provide anything in exchange to induce Plaintiffs to accept the property with the uncorrected structural issue. 61. On August 14, 2014, in response to Defendant's take it or leave it proposition, Plaintiffs signed and sent to Defendant an Agreement of Sale Release and Distribution of Deposit Money. Exhibit F. 62. The intent of this form was to cancel the Agreement of Sale and request the return of Plaintiffs' $6,000 deposit. 63. Despite numerous requests, Defendant and Defendant's realtor have refused to return Plaintiffs' $6,000. 64. Even if the Court were to determine that return of Plaintiff's $6,000 deposit is not required by the terms of the Contract, it would be an injustice that could be avoided only 10 by enforcing the verbal representation of Defendant and Defendant's realtor that the Reply to Inspections/Reports would be accepted as timely on August 12, 2014. 65. Even if the Court were to determine that return of Plaintiff's $6,000 deposit is not required by the terms of the Contract, Defendant would be unjustly enriched by$6,000 by inducing Plaintiffs into not terminating the Contract earlier and then attempting to keep Plaintiffs' deposit based on an allegation that the Reply to Inspections/Reports was untimely received. 66. Even if the Court were to find that the Execution Date of the Contract was July 24. 2014, Defendant should be estopped from strictly enforcing the 15 day Contingency Period because Defendant and Defendant's realtor induced Plaintiffs to not cancel the Contract earlier by verbally agreeing that Plaintiffs could reply to the structural inspection on August 12, 2014. 67. Although a release has not been signed and the settlement date of September 16, 2014 has not yet passed, Defendant's property has been relisted on the market for approximately 2 weeks and hosted an open house. WHEREFORE, Plaintiffs respectfully request that this Honorable Court enter judgment in their favor and against Defendant for the amount of$6,000,the costs of this action, interest, attorney's fees, and such other relief as this Court deems just and appropriate. Respectfully submitted, bmti/el Brigham, Esq. PA ATTORNEY I.D. No. 312517 5195 Winthrop Avenue Mechanicsburg, Pennsylvania 17050 (973) 919-2390 danielbrighamesq@gmail.com 11 VERIFICATION I, Daniel Brigham, Plaintiff in the foregoing Complaint, have read the foregoing Complaint and hereby affirm and verify that it is true and correct to the best of my personal knowledge, information and belief. I verify that all of the statements made in the foregoing are true and correct and that false statements made therein may subject me to the penalties of 18 Pa.C.S.A. Section 4904, relating to unsworn falsification to authorities. DATED: 9/12/14 12 r �'1 7 CONSUMER NOTICE CN THIS IS NOT A CONTRACT In an effort to enable consumers of real estate services to make informed decisions about the business relationships they may have with real estate brokers and salespersons(licensees),the Real Estate Licensing and Registration Act(RELRA)requires that consumers be provided with this Notice at the initial interview. •Licensees may enter into the following agency relationships with consumers: Seller Agent As a seller agent the licensee and the licensee's company works exclusively for the seller/landlord and must act in the seller's/landlord's best interest,including making a continuous and good faith effort to find a buyer/tenant except while the prop- erty is subject to an existing agreement.All confidential information relayed by the seller/landlord must be kept confidential except that a licensee must reveal known material defects about the property.A subagent has the same duties and obligations as the seller agent. Buyer Agent As a buyer agent,the licensee and the licensee's company work exclusively for the buyer/tenant even if paid by the seller/landlord.The buyer agent must act in the buyer/tenant's best interest,including making a continuous and good faith effort to find a property for the buyer/tenant,except while the buyer is subject to an existing contract,and must keep all confidential information,other than known material defects about the property,confidential. Dual Agent As a dual agent,the licensee works for both the seller/landlord and the buyer/tenant.A dual agent may not take any action that is adverse or detrimental to either party but must disclose known material defects about the property.A licensee must have the written consent of both parties before acting as a dual agent. Designated Agent As a designated agent,the broker of the selected real estate company designates certain licensees within the company to act exclusively as the seller/landlord agent and other licensees within the company to act exclusively as the buyer/tenant agent in the transaction.Because the broker supervises all of the licensees,the broker automatically serves as a dual agent.Each of the desig nated licensees are required.to act in the applicable capacity explained previously.Additionally,the broker has the duty to take reasonable steps to assure that confidential information is not disclosed within the company. •In addition,a licensee may serve as a Transaction Licensee. A transaction licensee provides real estate services without having any agency relationship with a consumer.Although a transac- tion licensee has no duty of loyalty or confidentiality,a transaction licensee is prohibited from disclosing that: •The seller will accept a price less than the asking/listing price, •The buyer will pay a price greater than the price submitted in the written offer,and •The seller or buyer will agree to financing terms other than those offered. Like licensees in agency relationships,transaction licensees must disclose known material defects about the property. 1Exhibit COPIES: GREEN-CONSUMER;WHITE-BROKER 12/08 •Regardless of the business relationship selected,all licensees owe consumers the duty to: •Exercise reasonable professional skill and care which meets the practice standards required by the RELRA. •Deal honestly and in good faith. •Present,as soon as practicable,all written offers,counteroffers,notices and communications to and from the parties.This duty may be waived by the seller where the seller's property is under contract and the waiver is in writing. •Comply with the Real.Estate Seller Disclosure Law. •Account for escrow and deposit funds. •Disclose,as soon as practicable,all conflicts of interest and financial interests. •Provide assistance with document preparation and advise the consumer regarding compliance with laws pertaining to real estate transactions. •Advise the consumer to seek expert advice on matters about the transaction that are beyond the licensee's expertise. •Keep the consumer informed about the transaction and the tasks to be completed. •Disclose financial interest in a service,such as financial,title transfer and preparation services,insurance,construction,repair or inspection,at the time service is recommended or the first time the licensee learns that the service will be used. •The following contractual terns are negotiable between the licensee and the consumer and must be addressed in an agree- ment/disclosure statement: •The duration of the licensee's employment,listing agreement or contract. •The licensee's fees or commission. •The scope of the licensee's activities or practices. •The broker's cooperation with and sharing of fees with other brokers. •All sales agreements must contain the property's zoning classification except where the property is zoned solely or primarily to permit single family dwellings. •The Real.Estate Recovery Fund exists to reimburse any person who has obtained a final civil judgment against a Pennsylvania real estate licensee owing to fraud,misrepresentation,or deceit in a real estate transaction and who has been unable to collect the judg- ment after exhausting all legal and equitable remedies.For complete details about the Fund,call(717)783-3658. Before you disclose any financial information to a licensee,be advised that unless you select a business relationship by signing a written agreement,the licensee is NOT representing you.A business relationship is NOT presumed. ACKNOWLEDGMENT I.acknowledge that I have received this disclosure. Date on Printe ame)' (✓Consu is Signatur )-- Date: 1123114 _� Vq t p t[_f ��l ►^CiYYI �O o Avrn: (Consumer's Printe�Name >� (Consumer's Signature) I certify that I have provided this document to the above consumer during the initial interview. Date: (Licensee's Printed Name) (Licensee's Signature) (License#) Adopted by the State Real Estate Commission:at 49 Pa. Code§35.336. STANDARD AGREEMENT FOR THE SALE OF REAL ESTATE 4'bia forty nmmmended wdWMed foc,bat not ra w&.d to un b%Ure mmbem ordm pelASR wyimin Anodadon orReanora'�(PARI PARTIES BUYS S): p�l`-f A I `r D {r t CZ t(; SELLER(S): Lt> C BUYER'S MAILING ADDRESS: SELLER'S MAMWGADDRESS: PROPERTY ADDRESS(including postai city)_ p t , , S F O (LE) in the municipality of Q V, ZIP I-7 o s 0 is the School District of��� •� S ' i' County of Tax ID#(s): in the Commonwealth of Pennsylvania. Identification(eg.,Parcel#;Lot,Block;Deed Book,Page,Recording Date): I and/or BUYER'S RELATIONSHIP WITH PA LICENSED BROKER F*Broker s Relationship(Buyer is not represented by a broker) �/ c any}_ L1Lc,YC JlLicensee(s)(Name) t 1'J� J rk Loess Direct Phone(s)_ '7! ) -,5-7V Company Phone Cell Phone(s) Company Fax Fax Brojer is(check only one): email Licensees)is(check only one): oyer Agent(Broker represents Buyer only) ❑Buyer Agent ❑Dual Agent(See Dual and/or Designated Agent box below) ❑Buyer Agent with Designated Agency ❑Dual Agent(See Dual and/or Designated Agent box below) 0 Transaction Licensee(Broker and Licensee(s)provide zeal estate services but do not represent Buyer) SELLER'S RELATIONSHIP WITH PA LICENSED BROKER ❑ No Business Relationship(Seller is not represented by it broker) Broker(Company) •J A-C k (�r)•s c, c,e '� i T,yZ n v v&,),./ s C N ! Licensee(s)(Name) 5 it`�f~-7T L �J )4 L Company Address Direct Phone(s) Company Phoned - D ) Cell Phone(s) J Company Fax Fax Broker is(check only one): Email Licons(Broker repro s)is(check only one):tSllonly) Seller Agent ❑Dual Agent(See Dual and/or Designated Agent box below) 11 Seller Agent with Designated Agency d Dual Agent(See Dual and/or Designated Agent box below) ❑Transaction Licensee(Broker and Licensee(s)provide real estate services but do not represent Seller) DUAL AND/OR DESIGNATED AGENCY ABroker is a Dual Agent when a Broker represents both Buyer and Seller in the same transaction.A Licensee is a Dual Agent when a Licensee represents Buyer and Seller in the same transaction.All of Broker's licensees are also Dual Agents UNLESS there are separate Designated Agents for Buyer and Seller_If the same Licensee is designated for Buyer and Seller,the Licensee is a Dual Agent By signing this Agreement,Buyer and Seller each acknowledge Wing been previously informed of,and consented to,dual agency, if applicable. Buyer Tnitials:�f / '�SCS' ASR Page 1 of 13 Seller Initials—/ rI Pennsylvania Association of Realtors' COPVMGlrr PENNSnVANIA ASSOCIATION OF REALTORS*2014 4/14 dotloopsignature Verification: +:w::::; ;: 1 1. By this Agreement,dated �1- � ► - 2 Seller hereby agrees to sell and convey to Buyer,who agrees to purchase,the Identified Property. 3 2. PURCHASE PRICE AND DEPOSITS 4-14) 4 (A)Purchase Price$ M t 6 U.S.Dollars),to be paid by Buyer as follows: 7 1.. Initial.Deposit,within_�,days of Execution Date,if not included a with this Agreement: $ ('t`)OCJ a O O 9 2. Additional Deposit within days of the Execution Date: $ ra 3. $ 11 Remaining balance will be paid at settlement. 12. (B) All funds paid by Buyer,including deposits,will be paid by check,cashier's check or wired funds.All funds paid by Buyer 13 within 30 days of settlement,including funds paid atsettlement,will be by cashier's check or wired.funds,but not by per- ; sonal check. Is (C) Deposits,.regardless of the form of payment,will be paid in U.S.Dollars to Broker for Seller(unless otherwise stated here: 16 )> 17 who will retain deposits.in an escrow account in conformity with all applicable laws and regulations until consummation or ter- is mination of this Agreement.Only real estate brokers are inquired to hold deposits in accordance with the rules and regulations of 0 the State Real Estate Commission. Checks tendered as deposit monies may be held.uncashed pending the execution of this 20 Agreement. 21 3. SELLER ASSIST(If Applicable)(1-10 22 Seller will pay$ 1 -00) or %of Purchase Price(0 if not specified)toward 23 Buyer's costs,as permitted by the mortgage lender,if any. Seller is only obligated to pay up to the amount or percentage which is :4 approved by mortgage lender. 2s 4. SETTLEMENT AND POSSESSION(4-14) M (A) Settlement Date is `1 ` ,or before if Buyer and Seller agree. 37 (B) Settlement will occur in the county where the Property is located or in an adjacent county,during normal business hours,unless 28 1Buyer and Seller agree otherwise. 29 (C) At time of settlement,the following will be pro-rated on a daily basis between Buyer and Seller,reimbursing where applicable: 30 current taxes;rents;interest on mortgage assumptions;condominium fees and homeowner association fees;water and/or sewer 32 fees,together with any other lienable municipal service fees.All charges will.be prorated for the period(s)covered.Seller will pay 32 up to and including the date of settlement and Buyer will pay for all days following settlement,unless otherwise stated here: 33 34 (D)For purposes of prorating real estate taxes,the"periods covered"are as follows: 35 1.Municipal tax bills for all counties and municipalities in Pennsylvania are for the period from January 1 to December 31. 36 2.School tax bills for the Philadelphia,.Pittsburgh and Scranton School Districts are for the period from January L to December 31. 37 School tax bills for all other school districts are for the period from July 1 to June 30. 38 (E) Conveyance from Seller will be by fee simple deed of special warranty unless otherwise stated here: 39 40 (F) Payment of transfer taxes will be divided equally between Buyer and.Seller unless otherwise stated here: 41 42 (G).Possession is to be delivered by deed,existing keys and physical possession to a vacant Property free of debris,with all structures :u broom-clean,at day and time of settlement,unless Seller,before signing this Agreement,has identified in writing that the Property 44 is subject to a lease. 45 If Seller has identified in writing that the Property is subject to a lease,possession is to be delivered by deed,existing keys and' 46 assignment of existing.teases for the Property,together with security deposits and interest;if any,at day and time of settlement.Seller 47 will not enter into any new leases,nor extend existing leases,for the Property without the written consent of Buyer.Buyer will 48 acknowledge existing lease(s)by initialing the lease(s)at the execution of this Agreement,unless otherwise stated in this Agreement. 49 ❑Tenant-Occupied Property Addendum(PAR Form TOP)is attached and made part of this Agreement. so S. DATESMME IS OF THE ESSENCE(1-10) 11 (A) Written acceptance of all parties will be on or before: - s2 (B) The Settlement Date and all other dates and times identified for the performance of any obligations of this Agreement are.of the 33 essence and are binding. ' s1 (C) The Execution Date of this Agreement is the date when Buyer and Seller have indicated full acceptance of this Agreement by sign- s- ing and/or initialing it.For purposes of this Agreement,the number of days will be counted from the Execution Date,excluding 56 the day this Agreement was executed and including the last day of the time period.All changes to this Agreement should be ini- 57 tialed and dated. ss (D) The Settlement Date is not extended by any other provision of this Agreement and may only be extended by mutual written agree- s9 ment of the parties. 6u (E) Certain terms and time periods are pre-printed in this Agreement as a convenience to the Buyer and Seller.All pre-printed terms 61 and time periods are negotiable and may be changed by striking out the pre-printed text and inserting different terms acceptable 62 to all parties,except where restricted by law. G3 Buyer Initials! / o/s�4 ASR Page 2 of 13 Seller Initials 2:16PM EOT dotloopsignatureveriflcatlon:,:,.^.r,.coC::;_ru:;svr:,,,:.:,:::rs:::'i' 64 6. ZONING(4.14) 6; Failureof this Agreement to contain the zoning classification(except in cases where the property{and each parcel thereof,if subdi- 66 vidable}is zoned solely or primarily to permit single-family dwellings)will render this Agreement voidable at Buyer's option,and, 67 if voided,any deposits tendered by the Buyer will be returned to the Buyeithout Yquirergegt fo urt axion. 69 Zoning Classification,as set forth in the focal zoning ordinance: \ P_4L 69 7. FIXTURES AND PERSONAL PROPERTY(4-14) 70 (A) INCLUDED in this sale;unless otherwise stated,are all existing items permanently installed in the Property;free of liens,and 71 other items including plumbing;heating;radiator covers;lighting fixtures(including chandeliers and ceiling fans);pools,spas 72 and hot tubs(including covers and cleaning equipment);electric animal fencing systems(excluding collars);garage door open- 73 ers and transmitters;television antennas;mounting brackets and hardware for television and sound equipment;unpotted shrub- 74 bery;plantings and trees;smoke detectors and carbon monoxide detectors;sump pumps;storage sheds.;fences;mailboxes;wall 75 to wall carpeting;existing window screens,storm windows and screen/storm doors;window covering hardware(including rods 76 and brackets),shades and blinds;awnings;built-in air conditioners;built-in appliances;the rangeloven;any remaining heating 77 and cooking fuels stored on the Property at the time of ettlement;and,if ow ,.water treatment systems,pro a tanks,satel- 7E lite dishes and ecurity syste tlso nclu ' A 79 r m 5 � s � - 1>> � ii 0 re _ so (B) The following items are LEASED(not owned by Seller).Contact the provider/vendor for more nformation(e.g.,water treatment as systems,propane tanks,satellite dishes and security systems): R1 (C) EXCLUDED fixtures and items: s.1 vel 8. MORTGAGE CONTINGENCY(4-14) ss 0 WAIVED. This sale is NOT contingent on mortgage financing,although Buyer may obtain mortgage financing and/or the par- 86 ties may include an appraisal contingency. e7 ELECTED. ss (A) This sale is contingent upon Buyer obtaining mortgage financing according to the following terms: so First Mortgage on the ropt, Second Mortgage on the Property sd Loan Amount$ 15 400 0 Loan Amount$ 91 Minimum Termyears n Minimum Term years vz Type of mortgage (`�,-��(Cb`�l�o.Q_ Type of mortgage of For conventional loans the Loan-To-Value(LTV)ratio is not to For conventional loans, the Loan-To-Value (LTV) ratio is not to. 94 exceed % exceed % s, Mortgage lender Mortgage lender s7 Interest rate %;however,Buyer agrees to accept the Interest rate %;however,Buyer agrees to accept the 98 interest rate as may be committed by the mortgage lender,not interest rate as may be committed by the mortgage lender,not 91) to exceed a maximum interest rate of %. to exoeed a maximum interest rate of %. Leo Discount points,loan origination,loan placement and other fees Discount points, loan origination,loan placement and other fees 101 charged by the lender as a percentage ofthe mortgage loan(exclud- charged by the lender as a percentage of thermortgage loan(exclud- 107 ing any mortgage insurance premiums or VA funding fee)not to ing.any mortgage insurance premiums or VA funding fee)not to lox exceed %(0%if not specified)of the mortgage loan, exceed %(0'/if not specified)of the mortgage loan rat (B) Mortgage Commitment Date —is Upon receiving a mortgage commitment(s),Buyer witi promptly deliver a copy of the commitment(s)to Seller. 106 (C) The Loan-To-Value ratio(LTV)is used by lenders as one tool to help assess their potential risk of a mortgage loan. A particular 1e7 LTV may be necessary to qualify for certain loans,�or buyers might be required to pay additional fees if the LTV exceeds a spe- Los cific level.The appraised value of the Property is used by lenders to determine the maximum amount of a mortgage loan.The 109 appraised value is determined by an independent appraiser,subject to the mortgage lender's underwriter review,and may be high- 110 er or lower than the Purchase Price and/or market price of the property. rrr (D) The interest rates)and fee(s)provisions in Paragraph 8(A)are satisfied if the mortgage lender(s)gives Buyer the right to guar- 112 antee the interest rate(s)and fee(s)at or below the maximum levels stated.If lender(s)gives Buyer the right to.lock in the inter- na est rate(s),Buyer will do so at least I_days before Settlement Date.Buyer gives Seller the right,at Seller's sole option and 114 as permitted by law and the mortgage lender(s),to contribute financially,without promise of reimbursement,to Buyer and/or the M mortgage lender(s)to make the above mortgage term(s)available to Buyer. IN (E) Within days(7 if not specified)from the Execution Date of this Agreement,Buyer will make a completed,written mort- 117 gage application(including payment for and ordering of appraisal and credit reports without delay, at the time required by its lender(s))for the mortgage terms and to the mortgage lender(s)identified in Paragraph 8(A),if any,otherwise to a responsible rr mortgage lender(s)of Buyer's choice.Broker for Buyer,if any,otherwise Broker for Seller,is authorized to communicate with Iia the mortgage lender(s)to assist in the mortgage loan process. 121 (F) Buyer will be in default of this Agreement if Buyer furnishes falseinformation to anyone concerning Buyer's financial and/or 122 employment status,fails to cooperate.in good faith with processing the mortgage loan application(including delay of the apprais- I21 al),fails to lock in interest rate(s)as stated in Paragraph 8(D),or otherwise causes the lender to reject,or refuse to approve or 124 issue,a mortgage loan commitment. �,.•'" t� Buyer initials:/ o7i25na ASR Page 3 of 13 Seller leitish, 2:76PM EDT 1z6 (G) I. If Seller does not receive a copy of the mortgage commitment(s)by the Mortgage Commitment Date,Seiler may terminate i27 this Agreement by written notice to Buyer.Seller's right to terminate continues until Buyer delivers a mortgage commitment rzs to Seiler. 121) 2. Seller may terminate thisAgreement by written notice to Buyer after the Mortgage Commitment Date if the mortgagecommitment; 130 a. Does not satisfy the terms of Paragraph 8(A),OR 131 b. Contains any condition not specified in this Agreement(e.g.,Buyer must settle on another property,an appraisal must be 132 received by the lender,or the mortgage commitment is not valid through the Settlement Date)that is not satisfied and/or . 133 removed in writing by the mortgage lender(s)within Z DAYS after the Mortgage Commitment Date in Paragraph g(B), 134 or any extension thereof,other than those conditions that are customarily satisfied at or near settlement(e.g.,obtaining lss insurance,confirming employment). 136 3. If this Agreement is terminated pursuant to Paragraphs 8(Gx1)or(2),or the mortgage loans)is not obtained for settlement, 137 all deposit monies will be returned to Buyer according to the terms of Paragraph 26 and this Agreement will be VOID.Buyer 138 will be responsible for any costs incurred by Buyer for any inspections or certifications obtained according to the terms of 139 this Agreement,and any costs incurred by Buyer for:(1)Title search,tide insurance and/or mechanics'lien insurance,or any 1411 fee for cancellation;(2)Flood insurance,fire insurance,hazard insurance,mine subsidenceinsutance,or any fee for cancel- 141 Won;(3)Appraisal fees and charges paid in advance to mortgage lender(s). 141 a If the mortgage lender(s),or a property and casualty insurer providing insurance required by the mortgage lender(s),requires 143 repairs to the Property,Buyer will,upon receiving the requirements,deliver a copy of the requirements to Seller.Within_;i 144 DAYS of receiving the copy of the requirements,Seller will notify Buyer whether Sellerwill make the required repairs at Seller's 145 expense. 146 1. If Seller makes the required repairs to the satisfaction of the mortgage lender and/or insurer,Buyer accepts the Property and 147 agrees to the RELEASE in Paragraph 28 of this Agreement. las 2. If Seller will not make the requited repairs,or If Seller fails to respond within the stated time,Buyer will,within_5 140 DAYS,notify Seller of Buyer's choice to: Iso a. Make the repairs/improvements at Buyer's expense,with permission and access to the Property given by Seller,which tsl will mot be unreasonably withheld,OR 152 b. Terminate this Agreement by written notice to Seller,with all deposit monies returned to Buyer according to the terms of 153 Paragraph 26 of this Agreement. 1s4 If Buyer faits to respond within the time stated in Paragraph 8(H)(2)or fails to terminate this Agreement by written notice to tss Seiler within that time,Buyer will accept the Property,make the required mpairs/improvements at Buyer's expense and agree 156 to the RELEASE in Paragraph 28 of this Agreement. 157 FRANA,IF APPLICABLE 158 (1) It is expressly agreed that notwithstanding any other provisions of this contract,Buyer will not be obligated to complete the pur- 159 chase of the Property described herein or to incur any penalty by forfeiture of earnest money deposits or otherwise Buyer IN has been given,in accordance with HUD/FHA,or VA requirements,a written statement by the Federal Ho mmissioner, 161 Veterans Administration,or a Direct Endorsement Lender setting forth the appraised value of roperty of not less than 161 $ (the Purchase Price as stated in this Agreement).Bu . ave the privilege and option of 163 proceeding with consummation of the contract without regard to the amount of praised valuation.The appraised valuation 1e4 is arrived at to determine the maximum mortgage the Department of H g and Urban Development will insure. HUD does 165 not warrant the value nor the condition of the Property.Buyer s satisfy himself/herself that the price and condition of the - rias Property are acceptable. . 167 Warning: Section 1010 of Title 18, U.S.C., D eat of Housing and Urban Development and Federal Housing 168 Administration Transactions,provides,"Who or the purpose of...influencing in any way the action of such Department, w makes,passes,utters or publishes any s ent,knowing the same to be false shall be fined under this title or imprisoned not 176 more than two years,or both." 111 (J) U.S.Department of Iiouain Urban Development(IIUD)NOTICE TO PURCHASERS:Buyer's Acknowledgement 172 ❑ Buyer has received Notice"For Your Protection: Get a Home Inspection."Buyer understands the importance of 173 getting an i ent home inspection and has thought about this before signing this Agreement. Buyer understands that 174 FHA will not perform a home inspection nor guarantee the price or condition of the Property. I 79 (K)Certification We the undersigned,Seller(s)and Buyer(s)party to this transaction each certify that the terms of this contract 1741 for purchase.are true to the best of our knowledge and belief,and that any other agreement entered into by any of these parties I in connection with this transaction is attached to this Agreement. 17s 9. CHANGE IN BUYER'S FINANCIAL STATUS(4-14) 179 In the event of a change in Buyer's financial status affecting Buyer's ability to purchase,Buyer shall promptly notify Seller and 1a0 lenders)to whom the Buyer submitted a mortgage application,if any,in writing.A change in financial status includes,but is not lim- 18.1 ited to,loss or a change in employment;failure or loss of sale of Buyer's home;Buyer's having incurred anew financial obligation; ts,_ entry ofa judgment against Buyer.Buyer understands that applying for and/or incurring an additional financial obligation may 1x3 affect Buyer's ability to purchase. 19410.SELLER REPRESENTATIONS(4-14) 185 (A)Status of Water 186. Seller represents that the Property is served by: 197 ❑Public Water ❑Community Water ❑On-site Water ❑None ❑ 1xs Buyer Cnitiala: ASR Page 4 or 13 Seller laitiab: 1 i 169 (B) Status of S er 1911 1. ell epresents that the Property is served by: »i Public Sewer ❑Community Sewage Disposal System ❑Ten-Acre Permit Exemption(see Sewage Notice 2) 192 ❑ Individual On-lot Sewage Disposal System(see Sewage Notice 1) ❑Holding Tank(see Sewage Notice 3) 193 ❑ Individual On-tot Sewage Disposal System in Proximity to Well(see Sewage Notice 1;see Sewage Notice 4,if applicable) 194 ❑ None(see Sewage Notice 1) ❑None Available/Permit Limitations in Effect(see sewage Notice 5) Jvs ❑ I% 2. Notices Pursuant to the Pennsylvania Sewage Facilities Act Jm Notice 1:There is no currently existing community sewage system available for the subject property. Section 7 of the 198 Pennsylvania Sewage Facilities Act provides that no person shall install,construct,request bid proposals for construction, 191+ alter,repair or occupy any building or structure for which an individual sewage system is to be installed,without first obtain- zoo ing a permit Buyer is advised by this notice that,before signing this Agreement,Buyer should contact the local agency lot charged with administering the Act to determine the procedure and requirements for obtaining a permit for an individual 102 sewage system.The local agency charged with administering the Act will be the municipality where the Property is located aro or that-municipality working cooperatively with others. 2" Notice 2:This Property is serviced by an individual sewage system installed under the ten-acre permit exemption provisions ins of Section 7 of the Pennsylvania Sewage Facilities Act(Section 7 provides that a permit may not be required before installing, 206 oorist acting,awarding a contract for construction,altering,repairing or connecting to an individual sewage system where a ten-acre 107 parcel or lot is subdivided from aparent tract after January 10,1987).Buyer is advised that soils and site testing were not conduct- 208 ed and that,should the system malfunction,the owner of the Property or properties serviced by the system at the time of a mal- 209 function may be held liable for any contamination,pollution,public health hazard or nuisance which occurs as a result 210 Notice 3:This Property is serviced by a holding tank(permanent or temporary)to which sewage Is conveyed by a 21t water carrying system and which is designed and constructed to facilitate ultimate disposal of the sewage at another 212 site.Pursuant to the Pennsylvania Sewage Facilities Ad,Seller must provide a history of the annual cost of maintaining the 213 tank from the date of its installation or December 14,1995,whichever is later. it4 Notice 4:An individual sewage system has been installed at an isolation distance from a well that is less than the dis- 21S tante specified by regulation.The regulations at 25 Pa.Code§73.13 pertaining to minimum horizontal isolation distances zip provide guidance.Subsection(b)of§73.13 states that the minimum horizontal isolation distance between an individual water 21-7 supply or water supply system suction line and treatment tanks shall be 50 feet.Subsection(c)of§73.13 states that the hori- 218 zontal isolation distance between the individual water supply or water supply system suction line and the perimeter of the 119 absorption area shall be 100 feet 120 Notice 5:This lot is within an area in which permit limitations are in effect and is subject to those limitations.Sewage facili- 221 ties are not available for this lot and construction of a structure to be served by sewage facilities may not begin until the municipality M? completes a major planning requirement pursuant to the Pennsylvania Sewage Facilities Act and regulations promulgatedthereunder.. 133 (C) Historic Preservation 224 Seller is not aware of historic preservation restrictions regarding the Property unless otherwise stated here. z:s 126 (D) Land Use Restrictions . 227 1.❑ Property,or a portion of it,is subject to land use restrictions and may be preferentially assessed for tax purposes under the 128 following Act(s)(see Notices Regarding Land Use Restrictions below): 129 ❑Agricultural Area Security Law(Right-to-Farm Act;Act 43 of 1981;3 P.S.§901 et seq.) M ❑Farmland and Forest Land Assessment Act(Clean and Green Program;Act 319 of 1974;72 ES.§5490.1 et seq.) 231 ❑Open Space Act(Act 442 of 1967;32 P.S.§5001 et seq.) 232 ❑Conservation Reserve Program(16 U.S.C.§3831 et seq.) 233 ❑Other 234 2.Notices Regarding Land Use Restrictions 235 a. Pennsylvania Right-To-.Farm Act:The property you are buying may be located in an area where agricultural operations 236 take place.Pennsylvania protects agricultural resources for the production of food and agricultural products.The law lim- 237 its circumstances where normal agricultural operations may be subject to nuisance lawsuits or restrictive ordinances. rsa b. Clean and Green program:Properties eruolled in the Clean and Green Program receive preferential property tax assess- 239 ment.Buyer and Seller have been advised of the need to contact the County Tax Assessment Office before the execution 240 of this Agreement to determine the property tax implications that will or may result from the sale of the Property,or that 241 may result in the future as a result of any change in use of the Property or the land from which it is being separated. 242 c. Open Space Act:This Act enables counties to enter into covenants with owners of land designated as farm,forest,water 243 supply,or open space land on an adopted municipal,county or regional plan for the purpose of preserving the land as 244 open space.A covenant between the owner and county is binding upon any Buyer of the Property during the period of 245 time that the covenant is in effect(5 or 10 years).Covenants automatically renew at the end of thecovenant period unless 246 specific termination notice procedures are followed.Buyer has been advised of the need to determine the restrictions that 147 will apply from the sale of the Property to Buyer and the property tax implications that will or may result from a change 243 in use of the Property,or any portion of it.Buyer is further advised to determine the term of any covenant now in effect. 2 Buyer Initials: _f_ _ ASR Page 5 or 13 Seller tee d, Conservation Reserve(Enhancement)Program:Properties asl environmentally-sensitive areas,the owners of which recce compensation lled on in exthe change a for ervation n agreement Reserve or Maintain are 2r land in its natural state.Contracts last from 10 to 15 eats and c g edearly y Buyer,B the 2'3 has been advised of the need to determine the restrictions on development penalties the Proer 1f early by Buyer.Buyer -'S4 in effect.Seller is advised to determine the financial implications that en or may result rein the sale of the Property.and the term of any contract now 2fb (E) Real Estate Seller Disclosure Law 256 Generally,the Real Estate Seller Disclosure Law requires that before an agreement of sale is signed,the seller in a residential real 20 estate transfer must make certain disclosures regarding the property to potential buyers in a form defined by the law.A residen- 2SS+ tial real estate transfer is defined as a sale,exchange,installment sales contract,lease with an option to buy,grant or other trans- 259 fer of an interest in real property where NOT LESS THAN ONE AND NOT MORE THAN FOUR RESIDENTIAL U0 DWELLING UNITS are involved.Disclosures for condominiums and co seller's z61 Disclosures regarding common areas or facilities are not required,as those a gents ate already addressed in fbe particular that ga�� 262 em the resale of condominium and cooperative interests, 263 (F) Public and/or Private Assessments 1W 1. Seller represents that,as of the date Seller signed this Agreement,no public improvement,condominium or homeowner asso- 265 ciation assessments have been made against the property which remain unpaid,and that no notice by an -ri6 lic authority(excluding assessed value)has been served upon.Seller or anyone on Seller's behalf,including notices relating 267 to violations of caning,housing,building,safety or fire ordinances that remain uncorrected,and that Seller knows of no con- 269 dition that would constitute a violation of any such ordinances that remain uncorrected,unless _ 2u9 ess otherwise specified here: 270 2. Seiler knows of no other potential notices(including 277 violations)and/or assessments except as.fOltoWS: 272 (G)Highway Occupancy permit 273 Access to a public road may require issuance of a highway occupancy permit from the Department of Transportation. 1-1411.WAIVER OF CONTINGENCIES(9-05) 275 If this Agreement is contingent on Buyer's right to inspect and/or repair the Property,or to verify insurability,environmental condi- 276 tions,boundaries,certifications,zoning classification or use,or any other information regarding the Property,Buyer's failure to exer- 177 cise any of Buyer's options within the times set forth in this Agreement is a WAIVER of that contingency and Buyer accepts 173 the Property and agrees to the RELEASE In Paragraph 28 of this Agreement. Zea 12.BUYER'S DUE DILIGENCE/INSPECTIONS(4-14) 280 (A)Rights and Responsibilities 2s7 I. Seller will provide access to insurers'representatives and,as may be required b this Agreement 282 surveyors,municipal officials,appraisers and inspectors.All parties and their real estate liceusm(s)may attend any iortgage nspections. 283 2. Buyer may make a pre-settlement walk-through inspection of the Property.Buyer's right to this inspection is not waived by 284 any other provision of this Agreement. 2 8 3. Seller will have heating and all utilities(including fuel(s))on for all inspections/apprafsals. 286 4. All inspectors,including home inspectors,are authorized by B oyer to provide a co of an inspection 2" 5. Seller has the right,upon request,to receive a free co of anins PY Y forwhom rt to Broker for Buyer. ISS (B) Buyer waives or elects at Buyer's e Y !?eOA Report from the PAY for whom it was prepared 289 "Inspection"or"Ins ections� e to have the following inspections,certifications, and investigations(referred to as P ")performed by professional contractors,home inspectors,engineers,architects and other properly zoo licensed or otherwise qualified professionals.All inspections shall be performed in a non-invasive manner,unless otherwise 201 agreed in writing.if the same inspector is inspecting more than one system,the inspector must.comply with the Home Inspection 202 Law.(See Paragraph I2(D)for Notices Regarding Property and Environmental Inspections) 293 (C)For elected Inspection(s),Buyer will,within the Contingency Perlod stated in Paragraph 13(A.),complete Inspections,obtain any Inspection Reports or results(referred to as"Report"or`2t =9s written corrective proposal to Seller,accordingtothe tetrnso f p")�and accept the Property'terminate this Agreement,or submit a 296 HOMOProperty Inspections and Environmental Hazards(m ld,etc) 197 El Buyer may conduct an inspection of the Property's structural components;root; exterior windows and exterior Waived �9 ler exterior building material,fascia,gutters and downspouts;swimming pools,hot tubs and spas;appliances; 2 electrical systems;interior and exterior Plumbing-, 3uo P g,public sewer systems;heating and cooling systems;water pene- tration;electromagnetic fields;wetlands and flood plain delineation;structure square footage;mold and other envi- 3(1� ronmental hazards(e.g.,fungi,indoor air quality,asbestos,underground storage tanks,etc.);and any other items 30= Buyer may select.If Buyer elects to have a home inspection of the Property, 3t13 the home inspection must be performed by a hill member in as defined n the Home Inspection Law, 3rW tion,ora person supervised good standing of a national home inspection associa- P pervised by a full member of a national home inspection association,in accordance with the eth- ical standards and code of conduct or practice of that association,or by a properly licensed or registered engineer or 306 architect.(See Notices Regarding Property&Environmental Inspections) 3117 Wood Infestation acs Elect Buyer may obtain a written"Wood-Destroying Insect Infestation Inspection Report"from an inspector cettlfied as 3u / e wood-destroying pests pesticide applicator and will deliver it and all supporting documents and drawings provid- Waived }E` ed by the inspector to Seller.The Report is to be made satisfactory to and in compliance with applicable laws,mort- 3 1 r gage lender requirements,and/or Federal Insuring and Guaranteeing Agency requirements.The Inspection-to be 311 Buyer Initials;�/� ASR Page 6 of 13 Seller Initials: / 313 limited to all readily-visible and accessible areas of all structures on the Property,except fences.If the Inspection 311 reveals active infestation(s),Buyer,atBuyer's expense,may obtain aProposai from a wood-destroying 315 ride applicator to treat the Property.If the Inspection reveals damage from active or previous infestation(s),gy er 3r6 may obtain a written Report from a professional contractor,home inspector or structural engineer that is limited to 317 structural damage to the Property caused by wood-destroying organisms and a Proposal to repair the Property. Deeds,Restrictions and Zoning 319 Elected Buyer may investigate easements,deed and use restrictions(including any historic preservation restrictions or ordi. Waived 320 / nances)that apply to the Property and review Iocal zoning ordinances.Buyer may verify that the present use of / air _ Property(such as in-law quarters, apartments,home office, day care) is permitted and may elect to make the — 322 Agreement contingent upon an anticipated use.Present use: 323 Water service 321 Elected Buyer may obtain an Inspection of the quality and quantity of the water system from aro1 licensed or other- Waived 325 / wise qualified water/lvell testing company. If and as required by the inspection,company, at Seller's 336 expense,will locate and provide access to the on-site(or individual)water system.Seller will restore the Property 327 to its previous condition,at Seller's expense,prior to settlement. SIB Radon 32Buyer may obtain a radon test of the Property from a certified inspector. The U.S. Environmental Protection Waived 33?VE�JSq� Agency(EPA)advises corrective action if the average annual exposure to radon is equal to or higher than 0.02 / working levels or 4 picoCuries/liter(4pCi/L).Radon is a natural,radioactive gas that is produced in the ground by 332 the normal decay of uranium and radium.Studies indicate that extended exposure to high levels of radon gas can 333 increase the risk of lung cancer.Radon can find its way into any air-space and can permeate a structure. If a house 334 has a radon problem,it usually can be cured by increased ventilation and/or by preventing radon entry.Any per_ 333 son who tests,mitigates or safeguards a building for radon in Pennsylvania must be certified by the Department of 336 Environmental Protection. Information about radon and about certified testing or mitigation firms is available 337 through Department of Environmental Protection,Bureau of Radiation Protection,13th Floor,Rachel Can State 33s Office Building,P.O.Box 8469,Harrisburg,PA 17105-8469,(800)23RADON or(717)783-3594.www.epa.gov 339 On-lot Sewage(If Applicable) 340 Elected Buyer may obtain an Inspection.of the individual on-lot sewage disposal system from a qualified,professional Waived 3.l1 / inspector.If and as required by the inspection company,Seller,at Seller's expense,will locate,provide access to, 342 and empty the individual on-lot sewage disposal system.Seller will restore the Property to its previous condition, 313 at Seller's expense,prior to settlement.See Paragraph 13(C)for more information regarding the Individual On-lot 344 Sewage Inspection Contingency, 345 Property and Flood Insurance 346 ,elected Buyer may determine the insurability of the Property by making application for property and casualty 31 Pthe Proto a res insurance for Waived fi Property responsible idsurer.Broker for Buyer,if any,otherwise Broker for Seller,may communicate with / the insurer to assist in the insurance process.If the Property is located in a flood plain,Buyer may be required to 3J9 carry flood insurance at Buyer's expense,which may need to be ordered 14 days or more prior to Settlement Date. 3% Revised flood maps and changes to Federal law may substantially increase future flood insurance premiums or 351 require insurance for formerly exempt properties. Buyer should consult with one or more flood insurance agents M regarding the need for flood insurance and possible premium increases. 3C3 Property Boundaries - 354 Elected Buyer may engage the services of a surveyor,title abstractor,or other qualified professional to assess the legal Waived 35:5 / description,certainty and location of boundaries and/or quantum of land.Most sellers have not had the Property / 3.% surveyed as it is not a requirement of property transfer in Pennsylvania.Any fences,hedges,walls and other natural — 357 or constructed barriers may or may not represent the true boundary lines of the Property.Any numerical represen- 35A talions of size of property are approximations only and may be inaccurate. 359 Lead-Based Paint Hazards(For Properties built prior to 1978 only) 360 Elected Before Buyer is obligated to purchase a residential dwelling built prior to 1978,Buyer has the option to conduct a Waived 361 / risk assessment and/or inspection of the Property for the presence of lead-based paint and/or Lead-based paint haz- ards. / 352 arils.Regardless of whether this inspection is elected or waived,the Residential Lead-Based Paint Hazard 353 Reduction Act requires a seller of property built prior to 1978 to provide the Buyer with an EPA-approved 364 lead hazards information pamphlet titled"Protect Your Family from Lead in Your Home,"along with a Sep- 365 arate form,attached to this Agreement,disclosing Seller's knowledge of lead-based paint hazards and any 366 lead-based paint records regarding the Property. 357 Other 366 Elected 369 / Waived 370 371 The Inspections elected above do not apply to the following existing conditions and/or items: 3r_ 373 374 (D) Notices Regarding Property&Environmental Inspections 375 1.Exterior Building Materials: Poor or improper installation of exterior building materials may result in moisture penetrating 376 the surface of a structure where it may cause mold and damage to the building's frame. 377 Buyer Initials: ASR Page 7 or 13 Seller Initieb: 378 2.Asbestos: Asbestos is linked with several adverse health effects,including various forms of cancer. 379 3.Environmental Hazards: The U.S:Environmental Protection Agency has a list of hazardous substances,the use and dlSpos- 380 al of which are restricted by law.Generally,if ha7srdous substances are found on a property,381 sibility to dispose of them properly, P Ply,it is the property owner's respon_ 38: 3. Wetlands: Wetlands are proteby the federal and state governments.Buyer may wish to hire an environmental engineer 363 to investigate whether the Property is located in a wetlands area to determine if pertnits for plans a build,improve or develop 3s4 the Property would be affected or denied because of its location in a wetlands area. US 4.Mold,Fungi and Indoor Air Quality: Indoor mold contamination and the inhalation of bioaerosols(bacteria,mold spores, 386 pollen and viruses)have been associated with allergic etgic responses. 5.Additional Information: Inquiries or requests for more information about asbestos and other haiartlous substances can be 3a/1 directed to the U.S.Environmental Protection Agency,Ariel Rios Building,1204 Pennsylvania Ave,N.W.,Washington, 389 20460,(202)272-0167,and/or the Department of Health,Commonwealth ofPennsylvania,Division ofEnvironni I ealth 390 Harrisburg,PA 17120.Information about indoor air quality issues is available through the Pennsylvania Department a Health 391 and may be obtained by contacting Health&Welfare Building,8th Floor West,625 Irorster St.,Harrisburg,PA 17120,or by 392 calling 1-877-724-3258. 393 13.INSPECTION CONTINGENCY(4-14) 304 (A) The Contingency period is__LY_days(10 if not specified)from the Execution Date of this Agreement for each Inspection elect- ed in Paragraph 12(C). 396 (B)Except as stated in Paragraph 13(C),if the result of any Inspection elected in Paragraph 1 397 'will;within the stated Contingency Period: lnaP 2(C)is unsatisfactory to Buyer,Buyer 3Y81. Accept the Property with the information stated in the Reports)and a 2. Terminate this 8��ti10 ��Paragraph 28 of this Agreement,OR 499 Agreement by written notice to Seller,with all deposit monies returned to Buyer according to the terms of Paragraph 26 of this Agreement,OR aur 3. Present the Reports)to Seller with a Written Corrective Proposal 462 The Proposal may,but is not required to include the {"P21'� corrections and/or credits desir+ecl.byB,rye,: 403 rection • ' ) Proped licensed or qualified professionals)to perform the cor- 404 requested in the Proposal,provisions for payment,including retests,and a projected date for completion of the eonw, dons.Buyer agrees that Seller will not be held liable for corrections that do not comply with mortgage lender or governmental 4015 requirements if perfonmed'in a workmanlike manner according to the terms of Buyer's Proposal. 4W a. Following the end of the Contingency period,Buyer and Seller will have 467 Period. days(5 if not specified)for a Negotiation 408 (1)During the Negotiation Period,Seiler will either agree to satisfy all the terms of Buyer's Proposal or negotiate, acs ten or verbal communication,another mutually acceptable written men mprby - 41Q to the Property and/or any credit to Buyer at settleme as t,providing for any repairs or improvements 4u (2)If Seiler agrees to satisfy all the terms of Buyers Proms acceptable to the mortgage lender,if any. 41= written agreemen Buyer accepts the P pow,or Buyer and Seller enter into another mutually acceptable 413 Negotiation Period ends. t° 'and agrees to the RELEASE in Paragraph 28 of this Agreement and the aro b. If no mutually acceptable written Ors in days(2 if not s agreement is reached,or if Seller fails to respond,during the Negotiation Period,with_ Ors irk Accept the pro specified)following the end of the Negotiation Period,Buyer will: ;t7 Property with the information stated in the Report(s)and agree to the RELEASE in Paragraph 28 of this Ors Agreement,OR (2)Terminate this Agreement by written notice to Seller,with all deposit monies returned to Buyer according to the terms 41' of Paragraph 26 of this Agreement 420 If Buyer and Seller do not reach a mutually acceptable written agreement, 421 Agreement by written notice to Seller within the time allotted in Paragraph and Buyer does not terminate this 422 and agree to the RELEASE in Pa mgraph 28 of this Agreement.Ongoing negotiations do of automaticallyextendexte t the d the 41— Negotiation Period. 424 (C)If a Report reveals the need to expand or replace the existing individual on-lot sewage disposal system,Se[Ier may,within ass days(25 if not specified)of receiving the Report,submit a Proposal to Buyer. Q6ected com- name of the company to perform the expansion or replacement provisio forp payment including i will include,rete but not be limited to,the pletion date for corrective measures.Within_5 DAYS of receiving Seller's Proposal,or if no Poposca�l is provits;and a ded within the 428 stated time,Buyer will notify Seller in writing of Buyer's choice to: 429 1. Agree to the terms of the Proposal,accept the Property and agree to the RELEASEin Parag 431. Paragraph 26 of this Agreement,OR mph 28 of this Agreement,OR 436 2. Terminate this Agreement by written notice to Seller,with all deposit monies returned to Buyer according to the terms of 432 3. Accept the Property and the existing system and agree to the RELEASE in Paragraph 28 of this Agreement.If required by any 433 mortgage lender and/or any governmental authority,Buyer will correct the defects before settlement or within the time required 434 by the mortgage lender and/or governmental authority,at Buyer's sole a ease with 4315 by Seller,which may not be unreasonably withheld.If Seller denies Bu eer permission and access c the Property given 436 may,within 5 DAYS of Seller's denial,terminate this A y pern node and/or Seller, with to correct the defects,Buyer 437 to Buyer according to the terms of Paragraph 26 of this Agree&mennt at by written notice to Seller,with all deposit monies returned 438 If Buyer fails to respond within the time stated in Paragraph 13(C)or fails to terminate this Agreement by written notice to 439 Seller within that time,Buyer will accept the Property and agree to the RELEASE in Paragraph 28 of this Agreement. i 440 Buyer Initials: / ASR Page 8 of 13l Seller 7nitials: � / 44, 14,REAI,ESTATE TAXES AND ASSESSED VALUE(4-14) 44= In Pennsylvania,taxing authorities(school districts and municipalities)and property owners may appeal the assessed value of a prop_ arty at the time of sale,or at any time thereafter.A successful appeal by a taxing authority may result in a higher assessed value for 444 the property and an increase in property taxes.Alsoperiodic county-wide property reassessments may change the assessed value of 445 the property and result in a change in property tax. 446 15.NOTICES,ASSESSMENTS AND MUNICIPAL REQUIREMENTS(4-14) i47 (A) In the event any notices of public and/or private assessments as described in Paragraph 1 443 received after Seller hes signed this AJSP �)(excluding assessed value)are 449 and/or assessments provide a copy of thegotices and/before assessments settlement; Seller will within to Buyer and will notify Buyer in writing that Seiler will; 4sc� .—L_DAYS of receiving the notices I. Fully comply with the notices and/or assessments,at Seller's expense,before settlement.If Seller fully complies with the 452 notices and/or assessments,Buyer accepts the Property 452 2. Not comply and agrees to the RELEASE in Paragraph 28 of this Agreement,OR 4 p y with the notices and/or assessments.If Seller chooses not to comply with the notices and/or assessmt ms,or fills within the stated time to notify Buyer whether Seller will comply,Buyer will no Seller in writing within 454 that Buyer will: 456 a. Comply with the notices and/or assessments at Buyer's ex - -DAYS 486 Paragraph 28 of this Agreement,OR Y prase, acecpt the property, and agree to the RELEASEin 457 b. Terminate this Agreement by written notice to Seller,with all deposit monies returned to Buyer according to the terms of 'dib Paragraph 26 of this Agreement. 409 If Buyer fags to respond within the time stated in para Orn Seller within that time, graph I5(Ax2)or fails to terminate this Agreement by written notice m 46i e,Buyer will accept the Property and agree to the RELEASE in Paragraph 28 of this Agreement. (B) If required by law,within 30 DAYS from the Execution Date ofthis A 462 Settlement Date,Seller will order at Seller's expense a certification from tl�ment,but in no case Inter than_15 DAYS prior to 4rra ofaay uncorrected violations of zoning,housing,building, appropriate in departments)disclosing notice Property IfBuyerreeeives a notice of an pj�(repasafety or fire ordinances and/or a certificrsfimprovernate permitting occ upancy of the 1. Within_�DAYS of receiving notice from municiipality that,repyer Will airs/imprpromptly o meats are reqiver a uired,Seller will dto S ell or. eliver a ;fi6 copy of the notice to Buyer and notify Buyer in writing that Seller will: 467 a. Make the required 467 repairs/improvements to the satisfaction ofthe municipality.If Seller makes the required repairsrmprove. meats,Buyer accepts the Property and agrees to the RELg,4SE in Paragraph 28 of this Agreement,OR 469 b. Not make the required repairs/improvements.If Seller chooses not to make the aired 471 notify Seller in writing within required rePlr�mprovements,Buyer will 47i 1 .,_.,�_DAYS that Buyer will: 472 ( ) will n eb unreasonably withheld,OR repairs/improvements:at expense,with permission end access to the Property given by Seller,which 473 (2)Terminate this Agreement by written notice to Seller,with all deposit monies returned to Buy 474 of Paragraph 26 of this Agreementer according to the terms 47.5 If Buyer fails to respond within the time stated in Paragraph 15(B)(1)(b)or fails to terminate this Agreement by writ- 476 ten notice to Seller within that time,Buyer will accept the Property and agree to the RELEASE in para 477 Agreement,and Buyer accepts the responsibility to graph 28 of this 478 notice provided by the municipality. ty ��0�°the repairs/lmprovements according to the terms of the 479 2. If Seller denies Buyer 4Aa y Permission to make the required repairs/improvements,or does not provide Buyer access before Settlement Date to make the required.repairstimprovements,Buyer may,within 48] written notice to Seller,with all deposit monies returned to Buyer according to the te�rnrDAYS, A S,terminate this Agreement by 47.; 3. If repair�mprovements are graph 26 is this Agreement '153 will perform all repairs/improvementsregmred and Seller falls to provide a copy of the notice to Buyer as required in this Panagraph,Seller 484 16.CONDOMIMUM/P UIT required E the notice at Seller's expense.Paragnph 15(Bx3)will survive settlement. I•ANNED COMMUNITY(HOMEOWNER ASSOCIATIONS)RESALE NOTICE(I-1Q) 475 (A)Property is NOT a Condominium or part of a Planned Community unless checked below. 436 D CONDOMINILIIyt:The Property 487 p rty is a unit of a condominium that is primarily nm by a unit owners'association.Section 3407 of the Uniform Condominium Act of Pennsylvania requires Seller to furnish Buyer with a Certificate of Resale and copies 0 tate ass condominium declaration(other than plats and plans),the bylaws and the rules and regulations of the association 48,9 I PLANNED COMMUNITY MMUNITY(HOMBOWNERASSOMATIO The Pro the Uniform Planned Community Act.Section 5407(x)of the Act requires Seiler tois offurniisof h Buyer wcommunityt) at defined by 4911 tion(other than plats and plans),the bylaws,the rules and regulations of the association,and a Certificate contof ain ng the p o- 402 visions set forth in Section 5407(a)of the Act. 493 (B) TSE FO I DWINCAPPLIES TO PROPERTIES THATARE PART OF A CONDO 494 L Within MINIUM OR A PLANNED COMMDNITY 49S tion a Certificate of Resale and any other documents necessary to enable Seiler tement Seller,at alo comply with the relevant Ac.The Act e 496 vides that the association is required to provide these.documents within 10 days of Seller's request 4cs P x97 2. Solley will promptly deliver to Buyer all documents received from the association.Under the Act,Softer is not liable to Buyer for the failure of the association to provide the Certificate in a timely manner or for any incorrect information provided by the 499 association in the Certificate. Soo 3. The Act provides that Buyer may declare this A eforeBuyer_ 361 the as i do ents d for 5 days after receipt,OR until settlement,whichever occurs first a Buyers no to must) be lin writing;upon Buyer declaring '6- this Agreement void,all deposit monies will be retained to Buyer according to the terms of para digraph 26 of this Agreemend. 503 Buyerlaitiala:�_/ eJ`:J ASR Page 9 of 13 Seller Inttiab( /f�J / 504 4. If the association has the right to b the Ft. sos reimburse Buyer for any costs incurred y Buyer for any inspections or certifrcetions obtained according to the Petty(right of first refusal),and the association exercises that right,Seller will %7 Agreement,and any costs incurred by Buyer for:(1)Title search,title insurance and/or mechanics'lien insurance sob for cancellation;(2)Flood insurance terms of y.the uas ,fire insurance,hazard insurance,mine subsidence insurance,or any fee canceUation� {3)Appraisal fees and charges paid in advance to mortgage lender. 509 17.TITLES,SURVEYS AND COSTS(4-14} sto (A) The Property will be conveyed with good and marketable hue that is insurable by a reputable titl,and easements, e ins s" um ular rates,free and clear of all liens,encumbrances 512 historic Preservation restrictions or ordinances;building restrictionsexceOrdiaang however thetollo ars of ei �company at the reg_ 513 ground;easements of record;and privileges or rights of public service companies,if any. wing: ting deed restrictions; "+ (B) Buyer will pay for the followin ; ,easements visible upon the yrs $ (1)Title search,title insurance and/or mechanics'lien insurance,or an (2)Flood insurance,fire insurance,hazard insurance,mine subsidence ins 536 and charges paid in advance to mortgage lender,(4)Buyer's customary settlement costs and accruals. Y f ee for cancellation; 5r� urance,or any fee for cancellation;(3)Appraisal fees (C) Seller has the right,upon request;to receive a tree ce Sr s (D) Any survey or surveysPy Of any title abstract for the Property from the 519 required by the title insurance company or the abstracting cora Pte'for whom it was prepared. description of the Property(or the correction thereo $ Pant for preparing an adequate legal 5'" Buyer or r will be obtained and paid for by Seller.Any survey or suryeys desired by $zI equired by the mortgage lender will be obtained and paid for by Buyer. (E) In the event of a change in Seller's financial status affe Sellers 522 Settlement Date,or any extension thereof,Seller shall Promptly y notify Bbilit it Convey-title to the Pro S23 but is not limited to,Seller filing bankruptcy;filing of a foreclosure lawsuit a PSS l s or before the "A against Seller,notice of public tax sale affecting A change m financial status includes, U5 g the Pro Against the Property;entry of a monetary judgment sufficient to satisfy all liens and encumbrances a ;and Seller learning that the sale price of the PMPetty sza If Seller is unable to against the Property; P rty is no longer 5z7 specified in P give d marketable title that is insurable by a reputable title insurance company 5zs Paragraph B er may terminate this Agreement by written notice to Seller,with all d Y at the regular ram'it mo as Buyer'according to the teams of Paragraph 26 o£this A s+_e incurred by Buyer for an ins esti Agreement.Upon termination, Seller will reimburse BuyePOS r anyes costs 53D Med in P y' P ons or certifications obtained according to the terms of this A 531 (G) Oil RPh 17(B)items(1),(2),(3)and in Paragraph I7(D). greement,and for those items sPeO• about mineral,or other rights is this Property may have been previously conveyed Or leased,and Sellers make no representa_ ' tion about the staters of those rights unless indict elsewhere in this A c>s ❑ OII,Gas and Mineral Rights Addendum greement, 534 (1) COAL NOTICE ��FOrm OG1d)is attached to and made part of this Agreement ss - (Where Applicable) THIS DOCUMENT MAY NOT SELL,CONVEY,TRANSFER, U6 THE SURFACE LAND DESCRIBED OR REFERRED TORIC[rTDE OR INSURE THE TITLE TO THE COAL AND 537 _ RIGHT To REMOVE ALL SUCH COAL AND IM THAT 1II'REIN,AND THE OWNER ORO RIGHTS OF SUPPORT UNDERNEATH NNECTION,DAMAGE MAY MFRS OF SUCH COAL MAY HAVE THE CO '38 BUILDING OR OTHER STRUCTURE RESULT To THE SURFACE OF'IHS LAND MPLEY LEGAL '539 July 17,1957,P.L.984. "B ON OR IN SUCH LAND'(This notice is set forth in the manner provided in Section 1 of the Act of $40 ) uyer acknowledges that he may not be obtaining the right of rote from coal mining operations,and that the Sot Property described herein may be protection against subsidence resulting private contract with the Owners of the economic interests in the coal.This acknowledgement is made for the Y protected firm damage due to mine subsidence by a ;r plying with the provisions of Section 14 of the Bituminous Mine Subsidence and the Land Conservation Act a Pu r Purpose 1966." Sas Buyer agrees to sign the deed from Seller which deed will contain the aforesaid provision, purpose of coin- Land m The Property is nota"recreational cabin"as defined in the Pennsylvania Construction Code Act unless otherwise stated hen:: w .Wd (1? 1.This Property is sot subject t°a Private _ say ❑Private Transfer. 'se stated here; Fee Addendum(PARI Forme pTF)isla�c°ed to and de part of this A [ra 2.Notices Regarding Private Transfer Fees:In Pennsylvania,S4e Fee Obligation Y a,Private Transfer Fees are defined and� eat. 35o gation Act(Act 1 of 2011;68 PaC.5.§§8101,ck seq.),which defines a private ld in the Private Transfer the transferofan interest in real property,orpayable for the right to snake or �'�r Fee as a foe that is payable upon Syr runs with tide to the property accept the transfer,if the obligation to ssz amount or is determined P Pte'or otherwise binds subsequent owners of property,regardless of whether the feeorc�fee�is$�e Ss3 as a percentage of the value of the property, A Private Transfer Fee must be P �m'>the Purchase price or other consideration given for the transfer." "' ars•Where a Private Transfer Fee Properly recorded to be binding,and sellers must disclose the existence of the fees to pros S55 IS.MAINTENANCE AND RISK OF LOSS(-114 erly recorded or disclosed,the Ad gives certain righty sect protections buyers.Pocfive buy_ 556 (A) Seller will maintain the Pro ) 157 party(including,but not limited to,structures,grounds,fixtures,appliances,and arsenal property) specifically listed in this Agreement in its Present condition,normal wear and tear excepted. PP P p p rty) S&•4 (B) K any Part of the Property included in the sale fails before settlement,Seller will: 551) 1. Repair or replace that part f the Pro rty before settleen San 2. Provide prompt written notice to Buyer of Seller's decision to:R `sI a Credit Buyer at settlement for the fair market value of the faHed part of the Pro e saz if any,OR p rty,as acceptable to the mortgage lender, $a3 b. Not repair or replace the failed 564 failed part of the Pro a P of the Property,and not credit Buyer at settlement for the fair market value of the 565 3. If Seller does not repair oc replace the failed part of the Property sea or `a' fails to notify Buyer of Seller's choice,Buyer will notify Seller inawritingee to cwithi reditBuyer for its fair market value,or Seller whichever is earlier,that Buyer will: �_DAYS or before Settlement Date, Sas Buyer 1niUsln-A— may, -- �} — ASR Page 19 of 13 Seller fntthlvl I/ sm.569 a. Accept the Property and agree to the RELEASE in Paragraph 28 of this A ;-,I b. Terminate this Agreement by written notice to Seller,with all deposit monies returned t Buyer according to the terms of S:r Paragraph 26 of this Agreement. If Buyer fails to respond within the time stated in Paragraph 18 573 (Bx3)or fails to terminate thus Agreement by written notice to Seller within that time,Buyer will accept the Property and agree to the RELEASE in paragraph 28 of this 574 (C) Seller bears the risk of loss from fire or other casualties until settlement,If an Property 575 replaced prior to settlement,Buyer will: y P perty included in this sale is this AAgreemeed and not 576 1. Accept the Property in its then current condition together with the proceeds of any.in tern 2. Terminate this A very obtainable by Seller,OR 578 Paragraph Agreement Agre by written notice to Seller,with all deposit monies returned to Buyer according to the terms of 579 19.HOME W Ph 26 of this Agreement. s� ARRA.IVTIES(1-10) $81At or before settlement,either party may purchase a home warranty for the property from athird-party vendor.Buyer and Seller under- 592 stand that a home warranty for the property does not alter any disclosure requirements of Seller,will not cover or warrant any ss' existing defects of the Property,and will not alter,waive or extend any provisions of this Agreement regarding y pre- 5E3 cations that Buyer has elected or waived as part of this Agreement.Buyer and Scher understand that n broker trecommends a home ssainspections or certift- wa COR may have a business relationship with the home warranty company that provides a financial benefit to the broker. SRS 20.RECORDING(9-os) IM This Agreement will not be recorded in the Office of the Recorder of Deeds or in any other office or place of dSlpublic record,If Buyer 597 causes or permits this Agreement to be recorded,Seller may elect to treat such act as a default of this Agreement. sax 21.ASSIGNMENT(1-10) seg This Agreement is binding upon the parties,their heirs ,Personal S9a ble,on the assigns of the parties hereto.Buyer will not transfer or assign this Agreement'guardians and successors,and to the extent r unless otherwise stated in this Agreement.Assignment of this Agreement may result in additional taxxeson consent of Seller unless 591 22.GOVERNING LAW,VENUE AND PERSONAL Alins DICTION(945) 593 (A) The validity and construction of this Agreement,and the rights and duties of the parties,will be governed in accordance with the 394 laws of the Commonwealth of Pennsylvania 595 (B) The Parties agree that any dispute,controversy or claim arising under or n connection with this Agreement or its sn6 party submitted to a court shall be filed exclusively by and in the state or federal courts sitting in the Commonwealth ofPennsylvania 597 23.FOREIGN I performance by either NVESTM NT IN REAL PROPERTY TAX ACT OF 198o(FIRPTA)(4-14) 598 The disposition of a U.S.real property interest by a foreign person(the transferor)is subject to the Foreign Investment n Real properly 599 Tax Act of 1980(FtRPTq, income tax withholding.FIRPTA authorized the United States to tax foreign persons on dispositions of U.S,real property interests.This includes but is not limited to a sale or exchange,liquidation,redemption,gift,transfers,etc.Persons b01 purchasing U.S, real property interests (transferee) from foreign 601 required to withhold 10 percent of the amount realized s parsons' certain Purchasers,s. agents, and settlement officers . . 603 taxation of gains realized on disposition of such interests. Ile ulestrans er�eejBuye tiwg w,lthh00°withholding agent. Uto y�are the G04 transfereeBuyer you must find out if the transferor is a fbmi person as defined b the Act.If the transferor is a fore' bus you fail to withhold,you may be held liable for the tax, gu P y 606 24.NOTICE REGARD reign Person and sol 1NG CONVICTED SEX OFFENDERS(MEGAN'S LAW)(4-14) The Pennsylvania General Assembly has passed legislation(often referred to as"Megan's Law,"42 Pa.C.S.§9791 et seq.) 609 for community notification of the presence of certain convicted sec offenders.Buyers are encouraged to contact the municipal 6a4 i])providing police department or the Pennsylvania State Police for information relating to the presence of sex offenders near a particular prop- 610 erty,or to check the information on the Pennsylvania State Police Web site at www-Pameganslaw state.pa us. 611 25.REPRESENTATIONS(1.10) 612 (A) All representations, claims, advertising,promotional activities,brochures or plans of any kind made by Seller,Brokers,their 613 licensees, employees, officers or partners are not a part of this Agreement unless express! 614 Agreement.This Agreement contains the whole agreement between Seller and Buyer,and there are incorporated o other term lateobligations, th'S 615 covenants, representations, statements or conditions, oral or otherwise of an kind 617 at6 Agreement will not be altered,amended,changed or modified except in writing executed b the partiesnc ing this sale' This 617 (B) Unless otherwise stated in this Agreement,Buyer has inspected the Property specifically listed herein) before signing this Agreement or has waived the right topdotiso,and groes to Purchase and any personal ththe 619 Property IN ITS PRESENT CONDITION,subject to inspection contingencies elected in this Agreement.Buyer acknowledges 62a that Brokers,their licensees,employees,officers or partners have not made an independent examination or determination of the 6'1 structural soundness of the Property,the age or condition of the components,environmental conditions,the 612 of conditions existing in the locale where the Property permitted uses,nor 613 tems contained therein. P rtY is situated;nor have they made a mechanical inspection of any of the sys- 62.1 (C) Any repairs required by this Agreement will be completed n a workmanlike manner. 62s (D) Brokers)have provided or may provide services to assist unrepresented parties in complying with this Agreement 626 26.DEFAULT,TERMINATION AND RETURN OF DEPOSITS(4-14) 6=7 (A) Where Buyer terminates this Agreement pursuant to any right granted by this Agreement,Buyer will be eatitled to a return of all 628 deposit monies paid on account of Purchase Price pursuant to the terms of Paragraph 26 and this Aement will be 629 Termination of this Agreement may occur for other reasons giving rise to claims by uyerr an, d/or Seller the deposit monOID. 634 (B) Regardless of the apparent entitlement to deposit monies,Pennsylvania law does not allow a Broker holding deposit monies to 631 determine who is entitled to the deposit monies when settlement does not occur. Broker can only release the deposit monies: 637. 1. If this Agreement is terminated prior to settlement and there is no dispute over entitlement to the deposit monies.A written 633 agreement signed by both parties is evidence that there is no dispute regarding deposit 631 Buyer Initials: monies. _ ] c��— ASB Page 11 of 13 Seller Initiale:-/2_/ (05 2- If,after Broker has received deposit monies,Broker receives a written a 636 greement that is si directing Broker how to distribute some or all of the deposit monies. gred by B oyer and Seller, 637 3. According to the terms of a final order of court. 639 4. According to the terms of a prior written agreement between Buyer and Seller that directs the Broker how to distribute Q0 the deposit monies if there is a dispute between the parties that is not resolved. (See Paragraph GIG (C) Buyer and Seller agree that if there is a dispute over the entitlement to deposit monies that is unresolved26(C)) 611 not specified)after the Settlement Date stated in Paragraph 4(A),or any written extensions thereof;the Broker holding the 642 deposit monies will,within 30 days of receipt of Buyer's written request,distribute the deposit monies to Buyer unless the 647 Broker is in receipt of verifiable written notice that the dispute is the subject of litigation or mediation.If Broker has received 644 verifiable written notice of litigation prior to the receipt of Buyer's request for distribution,Broker will continue to hold the G45 deposit monies until receipt of a written distribution agreement litigation between Buyer and Seller or a final court order.Buyer and Seller 646 g y portion of the deposit monies prior to any distribution made by Broker pursuant to this Paragraph. Buyer and Seller agree that the distribution of deposit monies based upon the passage of time does not legally deter- 648 mine entitlement to deposit monies,and that the parties maintain their legal rights to pursue litigation even after a distribution 649 is made. 650 (D)Buyer and Seiler agree that a Broker who holds or distributes deposit monies pursuant to the terms of Paragraph 26 or 651 Pennsylvania law will not be liable.Buyer and Seller agree that if any Broker or affiliated licensee is named in litigation 652 regarding deposit monies,the attorneys'fees and costs of the Broker(s)and licensee(s)will be paid by the party naming 653 them in litigation. 61.4 (E) Seller has the option of retaining alt sums paid by Buyer,including the deposit monies,should Buyer: 6515 1. Fail to make any additional payments as specified in Paragraph 2,OR 6% 2. Furnish false or incomplete information to Seller,Broke s or an 657 Buyer's legal or financial status,OR }' Y other party identified in this Agreement concerning 65A 3. Violate or fail to fulfill and perform any other terms or conditions of this Agreement. 09 (F) Unless otherwise checked in Paragraph 26(G),Seller may elect to retain those sums paid by Buyer,inciudin 660 monies: g deposit 661 1. An account of purchase price,OR aha 2. m Hies to be applied to Seller's damages,OR 3. lquidated damages for such default 664 ELLER IS LIMTfED TO RETAINING SUMS PAID BY BUYER,INCLUDING DEPOSIT MONIES,AS LIQUI- DATED DATED DAMAGES. 666 (10 If Seller retains all sums paid by Buyer,including deposit monies,as liquidated damages pursuant to P 667 Buyer and Seller are released from further liability or obligation and this A Paragraph 26(F)or(G}' we (1) Brokers and licensees are not responsible for unpaid deposits. Agreement is VOID. 669 27.MEDIATION(140) 670 Buyer and Seller will submit all disputes or claims that arise from this Agreement,including disputes and claims over deposit 671 monies,to mediation.Mediation will be conducted in accordance with the Rules and procedures ofthe Home Selleta/Home Buyers 671 Dispute Resolution System,unless it is not available,in which case Buyer and Seller will mediate according to the terms of the 673 mediation system offered or endorsed by the local Association ofRealtorso.Mediation fees,contained in the mediator's fee sched- 04 ule,will be divided equally among the parties and will be paid before the mediation conference.This mediation process must be els concluded before any party to the dispute may initiate legal proceedings in any courtroom,with the exception of filing a summons 677 if it is necessary to stop any statute of limitations from expiring.Any agreement reached through mediation and signed by the par- G77 ties will be binding.Any agreement to mediate disputes or claims arising from this Agreement will su , 678 28.RELEASE(9-05) rvive settlement. 679 Buyer releases,quit claims and forever discharges SELLER,ALL BROKERS,their LICENSEES,EMPLOYEES and any Esu OFMCER or PARTNER of any one of them and any other PERSON,FIRM or CORPORATION who may be liable by or 681 through them,from any and all claims,losses or demands,including but not limited to,personal injury and property damage 692 and all of the consequences thereof,whether known or not,which may arise from the presence of termites or other wood-boring. 6s; insects,radon,lead-based paint hazards,mold,fungi or indoor air quality,environmental hazards,any defects in the individual on- lot lot sewage disposal system or deficiencies in the on-site water service system,or any defects or conditions on.the Property.Should 685 Seller be in default under the terms of this Agreement or in violation of any Seller disclosure law or regulation,this release does not 696 deprive Buyer of any right to pursue any remedies that may be available under law or equity.This release will survive settlement. 687 29.REAL ESTATE RECOVERY FUND(9-05) Ess A Real Estate Recovery Fund exists to reimburse any persons who have obtained a final civil judgment against a Pennsylvania 649 real estate licensee(or a licensee's affiliates)owing to fraud,misrepresentation,or deceit in a real estate transaction and who have 640 been unable to collect the judgment after exhausting all legal and equitable remedies.For complete details about thunal l 6')1 (717)783-3658 or(800)822-2113(within Pennsylvania)and(717)783-4854(outside Pennsylvania). e Fd,c 692 30.COMMUNICATIONS WITH BUYER ANA/OR SELLER(1-10) 03 Wherever this Agreement contains a provision that requires or allows communication/delivery to a Buyer,that provision shall be 614 satisfied by communication/delivery to the Broker for Buyer,if any,except for documents required to be delivered pursuant to 61551 Paragraph 16.If there is no Broker for Buyer,those provisions may be satisfied only by eon m mication/delivery being made 696 directly to the Buyer,unless otherwise agreed to by the parties.Wherever this Agreement contains a provision that requires or allows 607 Buyer[nitials:'k_/. . ASR Page 12 of 13 Seller Initials: 698 communication/delivery to a Seller,that provisionshall be satisfied by communication/delivery to the-Broker for Seller,if any.If 699 there is no Broker for Seller,those provisions may be satisfied only by communication/delivery being m 700 unless otherwise agreed to by the parties. ade directly to the Seller, 701 31.HEADINGS(4-14) 701 The section and paragraph headings in this Agreement are for convenience only and are not intended to indicate all of th 704 the parties. e mat- ter in the sections which follow them.They shall have no effect whatsoever in determining the rights,obligations or intent of 705 32.SPECIAL CLAUSES(1-10) 706 (A) The following are attached to and made part of this Agreement if checked. 707 ❑ Sale&Settlement of Other Property Contingency Addendum(PAR Form SSp) 700 ❑ Sale&Settlement of Other Property Contingency with Right to Continue Marketing Addendum(PAR Form SSPCK 70n ❑ Sale&Settlement of Other Property perty Contingency with Tuned KickoutAddendum(PAR Pori SSPTKO) ❑ Settlement of Other Property Contingency Addendum(PAR Form SOP) 711 ❑ Appraisal Contingency Addendum(PAR Form ACA) 712 ❑❑ Short Sale Addenkm(PAR orm SHS) 711 713 :L�� .._ '_0%. POC r sj•:[R /fF j'•-! V5 1� 716 (E)Additional Urms: 71s i&oV t 719 ) ►. �. C i'��e., c �t2i / ► 6 JS U e tM'�C /`}f/ �J-► i Cyl !� 720 {��s2Lr + l�a G !/ l;�a $ %r.J .�c� � c.i /7IC 9",-)WG'L � 712 D 723 724 BuyerandSeller acknowledge receipt of a copy of this Agreement at the time of signing. 7-s This Agreement may be executed in one or more counterparts,each of which shall be deemed to be an original and which coun- 7Z6 terparts together shall constitute one and the same Agreement of the Parties. T-7 NOTICE TO PARTIES:WHEN SIGNED,THIS AGREEMENT IS A BINDING CONTRACT. Parties to this transaction are 728 advised to consult a Pennsylvania real estate attorney before signing if they desire legal advice. 7-9 Return of this Agreement,and any addenda and amendments,including return by electronic transmission,bearing the signatures 730 Of all Parties,constitutes acceptance by The parties. 731 r un Buyer has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa.Code§35.336. 732 Buy,•has received a statement of Buyer's estimated closing costs before signing this Agreement. 733 V Buyer has received the Deposit Money Notice(for cooperative sales when Broker for Seller is holding deposit 731 money)before signing this Agreement. 735 1 Buyer has received the Lead-Based Paint Hazards Disclosure,which is attached to this Agreement 736 has received the pamphlet Protect Your Family from Lead in Your Home(for properti s bilt pror to 1978)oyer 737 BUYER km/I I _ DATE x y 73; BUYER - DATE -11 N 1 y U 739 BUYER DATE 740 Seller has received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa.Code§35.336. 741 Seller has received a sta ent of Seller's estimated closin costs before s' r gr this Agreement j g rgn'ng 742 SELLER DATE 7- 743 743 SELLER DATE t 744 SELLER DATE t ASR Page 13 of 13 t SELLER'S PROPERTY DISCLOSURE STATEMENT SPD This form recommended and approved for,but not restricted to use by,the members of the Pennsylvania Association of REALTORS®(PAR), PROPERTY 1037 Chelmsford Driye Mechanicsburg, PA 17050-2192 SELLER Ronald E. Gerbiqf The Real Estate Seller Disclosure Law(68 P.S.§7301 et seq.)requires that a seller of aproperty must disclose to a buyer all known material defects about the property being sold that are not readily observable.While the Law requires certain disclosures,this state ment includes disclosures beyond the basic requirements of the Law in an effort to assist sellers in complying with seller disclosure requirements and to assist buyers in evaluating the property being considered.Sellers who wish to see or use the basic disclosure form 7 can find the form on the Web site of the Pennsylvania State Real Estate Commission. This Statement discloses Seller's knowledge of the condition of the property as of the date signed by Seller and is not a substi- tute for any inspections or warranties that Buyer may wish to obtain.This Statement is not a warranty of any kind by Seller or a it) warranty or representation by any listing real estate broker,any selling real estate broker,or their licensees.Buyer is encouraged to i I address concerns about the conditions of the property that may not be included in this Statement. This Statement does not relieve 2 Seller of the obligation to disclose a material defect that may not be addressed on this form.Any non-exempt seller is obligated to complete the disclosure form even if the seller does not occupy or has never occupied the property. i 4 see Information Regarding the Real Estate Seller's Property Disclosure Law found on the last page this document f exempt sellers, 15 A Material Defect is a problem with a residential real property or any portion of it that would have a significant adverse impact on i E, the value of the property or that involves an unreasonable risk to people on the property.The fact that a structural element,system or subsystem is at or beyond the end of the normal useful life of such a structural element,system or subsystem is not by itself a mate- rial defect. Check yes,no,unknown(unk)or not applicable(N/A)for each question.Be sure to check N/A when a question does not apply 20 to the property.Check unknown when the question does apply to the property but you are not sure of the answer. 'i Yes No Unk N/A 1.SELLER'S EXPERTISE ? (A) Does Seller possess expertise in contracting, engineering, architecture, environmental assessment or other areas related to the construction and conditions of the property and its improvements? B (B) Is Seller the landlord for the property? C (C) Is Seller a real estate licensee? 'r- Explain any"yes"answers in section 1: 2.OWNERSI['/OCCUPANCY Yes No Unk N/A (A) Occupancy " 1 1. When was the property most recently occupied? 3 1"Pi 2 2. Was the Seller the most recent occupant? If "no," 'when-did the Seller most recently occupy ' the property? 3 I 3. How many persons most recently occupied the property? (B) Role of Individual Completing This Disclosure.Is the individual completing this form: 1 1. The owner 2 2. The executor 3 3. The administrator 4 4. The trustee 5 5. An individual holding power of attorney C (C) When was the property purchased? VA6�0 D (D) Are you aware of any pets having lived in the house or other structures during your ownership? Explain section 2(if needed): 3. CONDOMINIUMS/PLANNED COMMUNITIES/OTHER HOMEOWNERS ASSOCIATIONS Yes No Unk N/A (A) Type.Is the Property part of a(n): 1 1. Condominium 2 2. Homeowners association or planned community 3 3. Cooperative 4 4. Other type of association or community B (B) If"yes,"how muchare the fees?$ 1 C 0, 0 o ,paid(E] Monthly)(E] Quarterl Y) Yearly) (C) If yes," are there any community services or systems that the association or community is C responsible for supporting or maintaining?Explain: cJ ll Seller's Initials Date 4SPD Page 1 of 9 Buyer's Initials/ n Date J4`� ,,. Pennsylvania Association of REALTORS' COPYRIGHT PEINNSYLVANIA ASSOCIATION OF REALTORS®2012 Jack Gaughen REALTORS ERA-Camp Hill,3915 Market St Camp Hill PA 17011 9/13 Phone:(717)612-5147 Fax: (717)761-1495 Paula von Schmid Gerbig.Listing ' Produced with zipFormtr9 try xipLog&18070 Rheen Mda Road,Fraser,Michigan 48026 www.xioLoelx.com PROPERTY 1037 Chelmsford Drive Mechanicsburg, PA 17050-2192 Yes No Unk N/A D (D) How much is the capital contribution/initiation fee?$ Notice to Buyer.A buyer of a resale unit in a condominium, cooperative, or planned communiry must receive a copy of the declaration(other than the plats and plans), the by-laws, the rules or regulations, and a certificate of 7 resale issued by the association in the condominium, cooperative, or planned community. Buyers may be respon- sible for capital contributions, initiation fees or similar one-time fees in addition to regular monthly maintenance fees. The buyer will have the option of canceling the agreement with the return of all deposit monies until the cer-tificate has been provided to the buyer and for five days thereafter or until conveyance,whichever occurs first. + 4. ROOF AND ATTIC Yes No Unk N/A (A) Installation 1. When was the roof installed? _ 7_06 I t14 2 2. Do you have documentation(invoice,work order,warranty,etc.)? (B) Repair 1. Has the roof or any portion of it been replaced or repaired during your ownership? 2 2. If it has been replaced or repaired,was the existing roofing material removed? (C) Issues t" 1 1. Has the roof ever leaked during your ownership? :2 2. Are you aware of any current/past problems with the roof,attic,gutters,flashing or downspouts? Explain any "yes" answers in section 4, including the location and extent of any problem(s) and any repair or remediation efforts: 3 5. BASEMENTS AND CRAWL SPACES -i Yes No Unk N/A (A) Sump Pump 7^ 1 1. Does the property have a sump pit?If yes,how many? 2 2. es the property have a sump pump?If yes,how many? 7.- 3 3. I it has a sump pump,has it ever run? 4 4 it has a sump pump,is the sump pump in working order? (B) Wa er Infiltration 1 1. a you aware of any water leakage, accumulation, or dampness within the basement or awl.space? 2 2. o you know of any repairs or other attempts to control any water or dampness problem in e basement or crawl space? 3 3. the downspouts or gutters connected to a public system? Explain any "yes" answers in this section, cluding the location and extent of any problem(s) and any repair or remediation efforts: �_jp„r 6. TERMI ES/WOOD-DESTROYING INSECTS,DRYROT,PESTS Yes No Unk N/A (A) Sta 1 1. a you aware of any termites/wood-destroying insects,dryrot,or pests affecting the property? 2 2. a you aware of any damage caused by termites/wood-destroying insects,dryrot,or pests? (B) Treatment 1 1. Is your property currently under contract by a licensed pest control company? 2 2. Are you aware of any termite/pest control reports or treatments for the property? - Explain any "yes" answers in section 6, including the name of any service/treatment provider, if applicable: Yes No Unk N%A 7. STRUCTURAL ITEMS A ,v (A) Are you aware of any past or present movement, shifting, deterioration, or other problems with A walls,foundations,or other structural components? 13 (B) Are you aware of any past or present problems with driveways, walkways, patios, or retaining walls on the property? C (C) Are you aware of any past or present water infiltration in the house or other structures, other than the roof,basement or crawl spaces? (D) Stucco and Exterior Synthetic Finishing Systems 1 1. Is your property constructed with stucco? 2 2. Is your property constructed with an Exterior Insulating Finishing System (ETES), such as Dryvit or synthetic stucco,synthetic brick or synthetic stone? 3 3. If"yes,"when was it installed? E (E) Are you aware of any fire,storm,water or ice damage to the property? F (F) Are you aware of any defects(including stains)in flooring or floor coverings? Explain any "yes" answers in section 7, including the location and extent of any problem(s) and any repair or remediation efforts: Ocur Seller's Initials i% r Date `1 'Z j+ ' SPD Page 2 of 9 Buyer's Initialsn� / Date V� Produced w1h npFowO by zKogix 18070 Mfleen Mile Road,Fraser.Michigan 48026 W VW zioLoeix.cam Gerbig Listing PROPERTY 1037 Chelmsford Drive Mechanicsburg, PA 17050-2192 t 1 tYes No Unk N/A 8. ADDITIONS/ALTERATIONS i 1 A (A) Have any additions, structural changes, or other alterations been made to the property t" during your ownership?Itemize and date all additions/alterations below. 1 >3 (B) Are you aware of any private or public architectural review control of the property other than V-0 zoning codes? 11-) Note to Buyer. The PA Construction Code Act, 35 P.S. §7270.101 et s ecrive 2004), and local codes 7_12 establish standards for building and alierin y g properties. Buyers should check with the municipality to deter- mine if permits and/or approvals were necessary for disclosed work and if so, whether they were obtained. Where required permits were not obtained, the municipality might require the current owner to upgrade or remove changes made by prior owners. Buyers can have the property inspected by an expert in codes com- pliance to determine if issues exist. Expanded title insurance policies , the risk o work done to the roe b P may be available for Buyers to cover - f property rty y previous owners without a permit or approval. Addition,structural Approximate date Were permits Final inspections/ change,or alteration of work obtained? approvals obtained? (Yes/No/Unknown) (Yes/No/Unknown) 1�,1 132 133 1,5 136 1�H Itu 1"ii ❑ A sheet describing other additions and alterations is attached. " 9. WATER SUPPLY Yes No Unk N/A (A) Source.Is the source of your drinking water(check all that apply): t ' 1. Public 2 2. A well on the property 3 3. Community water 4 t 4. A holding tank 5 5. A cistern 6 `'— 6. A spring 7 7. Other g 8. No water service(explain): (B) Bypass Valve(for properties with multiple sources of water) 1 1. Does your water source have a bypass valve? 2 2. If"yes,"is the bypass valve working? (C) Well 1 1. Has your well ever run dry? 2 2. Depth of Well 3 3. Gallons per minute ,measured on(date) 4 4. Is there a well used for something other than the primary source of drinking water? 5 S. If there is an unused well,is it capped? (D) Pumping and Treatment 1. If your drinking water source is not public, is the pumping system in working order? 1f"no," explain: 2 2. Do you have a softener,filter,or other treatment system? 3 3. Is the softener,filter,or other treatment system leased?From whom? (E) General 1 1. When was your water last tested? Test results: 2 2. Is the water system shared?With whom? r f.. Seller's Initials Date LLLI I 'Zd SPD Page 3 of 9 Buyer's Initials /,�(y�—Date 1�`7�f L.t Produced with ziPFonn8 by zlpLogix 18070 Filleen Mile Road,Fraser,Michigan 48026 wcra ww zioLoOlx m "�" Gerbig Listing k i n PROPERTY 1037 Chelmsford Drive Mechanicsburg, PA 17050-2192 1,,u Yes No Unk NIA (F•) Issues" I 1. Are you aware of any leaks or other problems, past or present, relating to the water supply, ` pumping system,and related items? 17 2 2. Have you ever had a problem with your water supply? '7= Explain any "yes" answers in section 9, including the location and extent of any problem(s) and any 71 repair or remediation efforts: 177 10. SEWAGE SYSTEM Yes No jUnk N/A (A) General I I. Is your property served by a sewage system(public,private or community)? !K+ 2 2. If no,is it due to availability or permit limitations? 3 3. When was the sewage system installed(or date of connection,if public)? 1 q4i D (B) Type Is your property served by: !` 1 1. Public(if"yes,"continue to E,F and G below) ! 2 2. Community(non-public) 3 3. An individual on-lot sewage disposal system 4 4. Other,explain: (C) Individual On4ot Sewage Disposal System.Is your sewage system(check all that apply): ! 1 1. Within 100 feet of a well " 2 2. Subject to a ten-acre permit exemption 3 3. A holding tank 4 4. A drainfield 5 5. Supported by a backup or alternate drainfield,sandmound,etc. ! 6 6. A cesspool 19" 7 7. Shared s S. Other,explain: r•'I'• (D) Tanks and Service ' t 1. Are there any metal/steel septic tanks on the Property? ` 2 2. Are these any cement/concrete septic tanks on the Property? 3 3. Are there any fiberglass septic tanks on the Property? - 4 4. Are there any other types of septic tanks on the Property? 5 5. Where are the septic tanks located? 6 6. How often is the on-lot sewage disposal system serviced? 7 7. When was the on-lot sewage disposal system last serviced? (E) Abandoned Individual On-lot Sewage Disposal Systems and Septic 1 1. Are you aware of any abandoned septic systems or cesspools on your property: 2 2. Have these systems or cesspools been closed in accordance with the municipality's ordinance? (F) Sewage Pumps 1 I. Are there any sewage pumps located on the property? 2 2. What type(s)of pump(s)? 3 3. Are pump(s)in working order? 4 4. Who is responsible for maintenance of sewage pumps? (G) Issues 1 1. Is any waste water piping not connected to the septic/sewer system? 2 2. Are you aware of any past or present leaks, backups, or other problems relating to the sewage system and related items? Explain any "yes" answers in section 10,including the location and extent of any problem(s) and any repair or remediation efforts: 1 1. PLUMBING SYSTEM Yes No Unk N/A (A) Material(s).Are the plumbing materials(check all that apply): I 1. Copper 2 2. Galvanized 3 3. Lead 4 't 4. PVC 5 5. Polybutylene pipe(PB) 6 6. Cross-linked polyethyline(PEX) 7 7. Other B (B) Are you aware of any problems with any of your plumbing fixtures (e.g., including but not lim- ited to:kitchen,laundry,or bathroom fixtures;wet bars;exterior faucets;etc J? If"yes,"explain: r. jG �, a}fly Seller's Initials _ Date SPD Page 4 of 9 Buyer's Initials Q� / Date Produced with zlpFo"by zipLoglx 16070 Fifteen Mlle Road,Fraser,Michigan 46026 ym_w ZloLeolx.com Gerbig Listing i PROPERTY 1037 Chelmsford Drive Mechanicsburg, PA 17050-2192 12. DOMESTIC WATER HEATING Yes No Unk N/A (A) Type(s).Is your water heating(check all that apply): 1 1. Electric `.2 2. Natural gas =' 3 i 3. Fuel oil 4 4. Propane 5 5. Solar 6 6. Geothermal 7 7. Other 8 8. Is your water heating a summer-wrote hook-up(integral system,hot water from a boil r,etc.)? (B) How many water heaters are there? When were they installed? Zol V c (C) Are you aware of any problems with any water heatbr or related equipment? If"yes,"explain: 13. HEATING SYSTEM 247, Yes No Unk N/A (A) Fuel Type(s).Is your heating source(check all that apply): " 1 1. Electric 2 2. Natural gas 3 3. Fuel oil 4 4. Propane '5. 5 5. Geothermal 6 6. Coal =_-' 7 7. Wood ^5= 8 8. Other (B) System Types)(check all that apply): =5^ 1 1. Forced hot air 2-,, 2 2. Hot water 'Si 3 3. Heat pump )6f.'4 4. Electric baseboard -" 5 5. Steam 6 6. Radiant ` 7 7. Wood stove(s)How many? 8 8. Coal stove(s)How many? 9 ( 9. Other (C) Status N' 1 1. When was your heating system(s)installed? 2 2. When was the heating system(s)last serviced? tai 2.0,4 3 3. How many heating zones are in the property? i 4 4. Is there an additional and/or backup heating system?Explain: i - (D) Fireplaces 1 1. Are there any fireplace(s)?How many? _ 2 2. Are all fireplace(s)working? 3 3. Fireplace types(s)(wood,gas,electric,etc.): 4 4. Were the fireplace(s)installed by a professional contractor or manufacturer's representative? 5 5. Are there any chimney(s) from a fireplace,water heater or any other heating system)? 6 6. How many chimney(s)? When were they last cleaned?rmv-cr 7 7. Are the chimneys)working?If"no,"explain: E (E) List any areas of the house that are not heated: be ,,,a,,A (F) Heating Fuel Tanks 1 1. Are you aware of any heating fuel tank(s)on the property? 2 2. Location(s),including underground tank(s): 3 3. If you do not own the tank(s),explain: P Are you aware of any problems or repairs needed regarding any item iit section 13? If "yes," explain: 14. AIR CONDITIONING SYSTEM Yes No Unk N/A (A) Type(s).Is the air conditioning(check all that 1 1. Central air apply): 2 2. Wall units 3 3. Window units 4 4. Other 5 �- 5. None Seller's Initials�, Date �C SPD aBuyer's LL {� --�-�.� P ge 5 of 9 Buyer s Initials�D /�pate Produced with zipForm®by zlpLogix 18070 Fifteen Mae Road Fraser,Michigan 48025 www.zipLonly.com Gcrbig Listing PROPERTY 1037 Chelmsford Drive Mechanicsbur PA 17050-2192 Yes No Unk N/A (B) Status 1 1. When was the central air conditioning system installed? f 2 2. When was the central air conditioning system last serviced 1 i,91 yoi y >' 3 3. How many air conditioning zones are in the property? (C) List any areas of the house that are not air conditioned: 3t}'1 C P Are you aware of any problems with any item in section 14?If"yes,"explain: o� 3t'3 15. ELECTRICAL SYSTEM 3(A Yes No Unk N/A (A) Type(s) 1 1. Does the electrical system have fuses? 't l` 2 2, Does the electrical system have circuit breakers? B (B) What is the system amperage? rl> C (C) Are you aware of any knob and tube wiring in the home? 1I`• P Are you aware of any problems or repairs needed in the electrical system?U"yes,"explain: 311 16. OTHER EQUIPMENT AND APPLIANCES ;1., This section must be completed .for each item that will, or may, be sold with the property. The fact 313 that an item is listed does not mean it is included in the Agreement of Sale. Terms of the Agreement of Sale negotiated between Buyer and Seiler will determine which items, if any, are s included in the purchase of the Property. Item Yes No Item Yes No i Electric garage door opener Trash compactor 1 Garage transmitters Garbage disposal > v Keyless entry Stand-alone freezer Smoke detectors Washer Carbon monoxide detectors Dryer Security alarms stem Intercom Interior firesprinklers Ceiling fans In-ground lawnsprinklers A A/C window units Sprinkler automatic timer X Awnings Swimming pool Attic fan(s) Hot tub/spa Satellite dish Deck(s) Storage shed Pool/spa heater Electric animal fence Pool/spa cover Other: Whirlpool/tub 1. Pool/spa accessories 2. Refrigerator(s) k 3. Range/oven 4. Microwave oven 5• Dishwasher 6, Yes No Unk N/A P I Are you aware of any problems or repairs needed regarding any item in section 16? if "yes," explain: 17. LAND/SOII.S Yes No Unk N1A (A) Property 1 1. Are you aware of any fill or expansive soil on the property? 2 2. Are you aware of any sliding, settling, earth movement, upheaval, subsidence, sinkholes or earth stability problems that have occurred on or affect the property? 3. Are you aware of sewage sludge (other than commercially available fertilizer products) 3 being spread on the property, or have you received written notice of sewage sludge being spread on an adjacent property? Seller's Initials—A2 Date Q � SPD Page 6 Of 9 Buyer's Initials LQ� /.St�9 Date Produced wllh ApForm®by zipLoglx 18070 Fifteen Mile Road,Fraser,Michigan 48026 www.zioLcaix con Gerbig Listing PROPERTY 1037 Chelmsford Drive Mechanicsburg, PA 17050-2192 u Yes No Unk N/A {" 4 4. Are you aware of any existing, past or proposed mining, strip-mining, or any other excava- tions that might affect this property? 353 Note to Buyer: The property may be subject to mine subsidence damage. Maps of 35; the counties and mines where mine subsidence damage may occur and mine subsi- dence insurance are available through: Department of Environmental Protection, 35:'. Mine Subsidence Insurance Fund, 25 Technology Drive, Cali Coal Cfornia Technology Park, enter, PA 15423 (800) 922-1678 (within Penn sylvania) or (724) 769-1100 (outside Pennsylvania). (B) Preferential Assessment and Development Rights Is the property, or a portion of it, preferentially assessed for tax purposes, or subject to limited i'! development rights under the: 1 1. Farmland and Forest Land Assessment Act-72 P.S.§5490.1 et seq.(CIean and Green Program) "' 2 2. Open Space Act-16 P.S.§11941 et seq. 3 3. Agricultural Area Security Law-3 P.S.§901 et seq,(Development Rights) 4 4. Any other law/program: 3r Note to Buyer. Pennsylvania has enacted the Right to Farm Act (3 P.S. § 951-957) in an-effort to limit the circumstances under which agricultural operations may be subject to nuisance suits or ordinances. Buyers are encouraged to investigate whether any agricultural operations cov- ered by the Act operate in the vicinity of the property. (C) Property Rigbts Are you aware of the transfer, sale and/or lease of any of ro g p Pe the fo11 ro rt ri hts ' or a previous owner of the y g (by you `' t i. Timber property): i 2 2. Coal `" 3 3. Oil 4 4. Natural gas 5 5. Other minerals or rights(such as farming rights,hunting rights,quarrying tights)Explain: 3. Note to Buyer: Before entering into an agreement of sale, Buyer can investigate the status of these rights by, among other means, engaging legal counsel, obtaining a title examination of ^i unlimited years and searching the official records in the county office of the Recorder of Deeds, ' and elsewhere. Buyer is also advised to investigate the terms of any existing leases, as Buyer { may be subject to terms of those leases. Explain any"yes"answers in section 17: ..?i 18. FLOODING,DRAINAGE AND BOUNDARIES Yes No Unk N/A (A) Flooding/Drainage t 1. Is any part of this property located in a wetlands area? 2 2. Is any part of this property located in a FEMA flood zone? 3 3. Are you aware of any past or present drainage or flooding problems affecting the property? 4 4. Are you aware of any drainage or flooding mitigation on the property? Explain any"yes"answers in section 18(A),including dates and extent of flooding: Yes No Unk N/A (B) Boundaries t 1. Are you aware of any encroachments, boundary line disputes, or easements affecting the property? Note to Buyer: Most properties have easements running across them for utility services and other reasons. In many cases, the easements do not restrict the ordinary use of the property, and Seller may not be readily aware of them. Buyers may wish to determine the existence of easements and restrictions by examining the property and ordering an Abstract of Title or searching the records in the Office of the Recorder of Deeds for the county before entering into an agreement of sale. 2 2. Do you access the property from a private road or lane? 3 3. If"yes,"do you have a recorded right of way or maintenance agreement? 4 4. Are you aware of any shared or common areas (driveways, bridges, docks, walls, etc.) or maintenance agreements? Explain any"yes"answers in section 18(B): Seller's Initials / / Date L i Y SPD Page 7 of 9 Buyer's Initials yJVJ / 1 Date ��` �1 / Produced with VpFo"by zipLogix 18070 Fifteen Mte Road,Fraser,Michigan 48026 www.xioLaoix.eom Gerbig Listing' PROPERTY 1037 Chelmsford Drive Mechanicsburg, PA 17050-2192 19. HAZARDOUS SUBSTANCES AND ENVIRONMENTAL ISSUES Yes No Unk N/A (A) Mold and Indoor Air Quality(other than radon) i' 1 1. Are you aware of any tests for mold,fungi,or indoor air quality i in the property? !4 2 2. Other than general household cleaning, have you taken any efforts to control or remediate mold or mold-like substances in the property? 1i6 Note to Buyer: Individuals may be affected differently, or not at all, by mold contamination. If mold contamination or indoor air quality is a concern, buyers are encouraged to engage the services of a qualified professional to do testing. Infonnation on this issue is available from the .,`'' United States Environmental Protection Agency and may be obtained by contacting IAQ INFO, } P.O.Box 37133, Washington,D.C.20013-7133,1-800-438-4318. 421 (B) Radon 4"- 1 1. Are you aware of any tests for radon gas that have been performed in any buildings on the property?If"yes,"list date,type,and results of all tests below; a First Test -' Date Second Test Type of Test Results(picocuries/liter) "-1 Name of Testing Service 2 2. Are you aware of any radon removal system on the property? 4!Z0 If"yes,"list date installed and type of system,and whether it is in working order below: Date Installed Type of System Provider Working? (C) Lead Paint If property was constructed, or if construction began, before 1978, you must Yes No Unk N/A knowledge of,and records and reports about,lead-based paint on the property. disclose any 1 1. Are you awareof any lead-based paint or lead:-based paint hazards on the property? 2 2. Are you aware of any reports or records regarding lead-based paint or lead-based paint haz- ards on the property? (D) Tanks 1. Are you aware of any existing or removed underground tanks? Size: 2 2. If"yes,"have any tanks been removed during your ownership? E (E) Dumping. Are you aware of any dumping on the property? (F) Other t 1. Are you aware of any existing hazardous substances on the property (structure or soil) such as,but not limited to,asbestos or polychlorinated biphenyls(PCBs)? 2 2. Have you received written notice regarding the presence of an environmental hazard or bio- hazard on your property or any adjacent property? 3 3. Are you aware of testing on the property for any other hazardous substances or environ- mental concerns? 4 4. Are you aware of any other hazardous substances or environmental concerns that might impact upon the property? Explain any"yes"answers in section 19, 20. MISCELLANEOUS Yes No Unk N/A (A) Deeds,Restrictions and Title 1 1. Are you aware of any deed restrictions that apply to the property? 2 Z Are you aware of any historic preservation restriction or ordinance or archeological desig- nation associated with the property? 3 3. Are you aware of any reason, including a defect in title,that would prevent you from giving a warranty deed or conveying title to the property? 4 4. Are you aware of any insurance claims filed relating to the property? (B) Financial 1 1. Are you aware of any public improvement, condominium or homeowner association assess- ments against the property that remain unpaid or of any violations of zoning, housing, build- ing,safety or fire ordinances or other use restriction ordinances that remain uncorrected? 2. Are you aware of any mortgage, judgment, encumbrance, lien, overdue payment on a sup- e port obligation, or other debt against this property or Seller that cannot be satisfied by the proceeds of this sale? SelIer's Initials Date (q (y L SPD Page 8 of 9 Buyer's Initials/,o-Date Produced with zlpFonnO by zipLogix 18070 Fifteen Mile Road,Fraser,MiWgan.48026 M vmaioLooir corn Gerbig Listing PROPERTY 1037 Chelmsford Drive Mechanicsburg, PA 17050-2192 5 Yes No Unk N/A (C) Legal T7ft 1. Are you aware of any violations of federal, state, or local laws or regulations relating to this property? 2 2. Are you aware of any existing or threatened legal action affecting the property? (D) Additional Material Defects i' t 1. Are you aware of any material defects to the property, dwelling, or fixtures which are not disclosed elsewhere on this form? a^' Note to Buyer. A material defect is a problem with a residential real prope p p rty or any por- tion of it that would have a significant adverse impact on the value of the property or that involves an unreasonable risk to people on the property. The fact that a structural element, system or subsystem is at or beyond the end of the normal useful life of such a structural s element,system or subsystem is not by itself a material defect. 2. After completing this form, if Seller becomes aware of additional information about the s property, including through inspection reports from a buyer, the Seller must update the Seller's Property Disclosure Statement and/or attach the inspection(s). These .inspection reports are for informational purposes only. J.91 Explain any"yes"answers in section 20: 21. ATTACHMENTS a:% (A) The following are part of this Disclosure if checked: ❑ Seller's Property Disclosure Statement Addendum(PAR Form SDA) 4ritl ❑ The undersigned Seller represents that the information set forth in this disclosure statement is accurate and complete to the 5ti- best of Seller's knowledge. Seller hereby authorizes the Listing Broker to provide this information to prospective buyers of the property and to other real estate licensees. SELLER ALONE IS RESPONSIBLE FOR THE ACCURACY OF THE •INFORMATION CONTAINED IN THIS STATEMENT. Seller shall cause.Buyer to be notified in writing of any informa- tion supplied on this form which is rendered inaccurate by a change in the condition of the property following completion of this form. SELLER7, n a ! .k`�Lz��G Ronald E. Gerbig DATE l� SELLER DATE SELLER DATE INFORMATION REGARDING THE REAL ESTATE SELLER DISCLOSURE LAW EXECUTOR,ADMINISTRATOR,TRUSTEE SIGNATURE BLOCK According to the provisions of the Real Estate SellerDisclosureLaw,the undersigned executor,administrator or trustee is not required to fill out a Seller's Property Disclosure Statement.The executor,administrator or trustee,must,however,disclose any known mate- rial defect(s)of the property. DATE RECEIPT AND ACKNOWLEDGEMENT BY BUYER The undersigned Buyer acknowledges receipt of this Disclosure Statement.Buyer acknowledges that this Statement is not a warranty and that,unless stated otherwise in the sales contract,Buyer is purchasing this property in its present condition.It is Buyer's responsibility to satisfy himself or herself as to the condition of the property.Buyer may request that the property [be inspected, uyer's expense a by qualified professionals,to determine the condition of the structure or its c mponents. UYER UYER DATEUYER DATE DATE SPD Page 9 of 9 Produced with zOForm®by apLogiz 18070 Fifteen We Road,Fraser,MieNgan 48026 mM=j__ n_Laaix cnm Gerbig Listing i Generally speaking,the Real Estate Seller Disclosure Law requires that before an agreement of sale is signed,the seller in a residen- tial real estate transfer must make certain disclosures regarding the property to potential buyers in a form defined by the law.A resi- dential real estate transfer is defined as a sale,exchange,installment sales contract,lease with an option to buy,grant or other transfer of an interest in real property where NOT LESS THAN ONE AND NOT MORE THAN FOUR RESIDENTIAL DWELLING UNITS are involved.The Law defines a number of exceptions where the disclosures do not have to be made: 1. Transfers that are the result of a court order. 2. Transfers to a mortgage lender that result from a buyer's default and subsequent foreclosuresales that result from default. 3. Transfers from a co-owner to one or more other co-owners. 4. Transfers made to a spouse or direct descendant. 5. Transfers between spouses that result from divorce,legal separation,or property settlement. 6. Transfers by a corporation,partnership or other association to its shareholders,partners or other equity owners as part of a plan of liquidation. 7. Transfer of a property to be demolished or converted to non-residential use. 8. Transfer of unimproved real property. 4. Transfers by a fiduciary during the administration of a decedent estate,guardianship,conservatorship or trust. 10. Transfers of new construction that has never been occupied when: a. The buyer has received a one-year warranty covering the construction; b. The building has been inspected for compliance with the applicable building code or,if none,a nationally recognized model building code;and c. A certificate of occupancy or a certificate of code compliance has been issued for the dwelling. In addition to these exceptions,disclosures for condominiums and cooperatives are limited to the seller's particular unit(s).Disclosures regarding common areas or facilities are not required,as those elements are already addressed in the laws that govern the resale of con- dominium and cooperative interests. Seller's Initials / Date SPD Notices 1 of 1 Buyer's Initials a -- 3 /_ Date / Produced with SpFom*by zipLo& 10070 Fifteen MNe need.Fraser,MlcMgan mom www.zloLeoiz.com Gerbig Listing t i r GMH Mortgage Services LLC,NMLS#134407,Jessica Regan,NMLS#141150 GMH Mortgage Services LLC PA Camp Hill 2201 Market Street 1st Floor Rear Preparation Date: 7/24/2014 Camp Hill,PA 17011 Originator.Jessica Regan Loan Number: 27015194 Ph:(717)255-0017 Fax:(717)798"3143 Phone:(717)979-1258 PRELIMINARY ESTIMATE OF FEES THIS PRELIMINARY ESTIMATE DOES NOT CONSTITUTE AND IS NOT A SUBSITUTE FOR THE GOOD FAITH ESTIMATE OF CLOSING COSTS(GFE) THAT WILL BE PROVIDED TO YOU ONCE YOU HAVE APPLIED FOR A LOAN.THIS PRELIMINARY ESTIMATE IS NOT A MORTGAGE LOAN APPROVAL OR A COMMITMENT TO MAKE YOU A LOAN. The numbers listed beside the estimates generally correspond to the numbered lines contained in the HUD-1 or HUD-1A settlement statement which you*11 be receiving at settlement.The HUD-1 or HUD-1A settlement statement will show you the actual cost for items paid at settlement. 109 Tax Reimbursement to Seller to Seller $0.00 800;ITEMS<PA.YABLE11 C.ONNECT:IOMWITH'LOAN 801 Loan Origination Fee 3 to GMH Mortgage Services LLC $995.00 802 Loan Discount Fee t0 GMH Mortgage Services LLC (0.000%+$0.00) $0.00 804 Appraisal Fee 1 to other $425.00 805 Credit Report Fee to Credit Plus $50.00 830 Appraisal Management Fee to FNC $10.00 Ill 00 TITLEtCHAIRGES 1102 Settlement or Closing to Other $100.00 1103 Owners Title Insurance to Other (0.000%+$150.00) $150.00 1104 Lenders Title Insurance to Other (0.000%+$1,980.00) $1,980.00 1113 Endorsements to Other $200.00 1115 Notary Fee to Other $40.00 1117 Tax Certificate to Other $50.00 tt1200�GOVERNMENT'RECORDINGANDTRi4NSFER:'.GHARGES �:. ...., 1201 Recording Fee 4 to Other $200.00 1204 City/County tax/stamps to Other (1.000%+$0.00) $3,160.00 61300cADDITIONAL SETTLEMENT,=CHARGES „ 1313 Real Estate Commission/Fees to Other $175.00 Estimated Closing Costs $7,535.00 900_ffEMS:REQUIRED`-BY:LENDER TO.BE:PAIQIN'AD.VANCE 901 Prepaid Interest to GMH Mortgage Services LLC (15 days at 4.375%= $30.30 a day) $454.50 903 Homeowners insurance to Other $780.00 1000'RESERVES:DEP.,OSITED,.WITH':L^ENDER 1002 Homeowner's insurance to Other ($780.00yr$55.00/mo 2months) $130.00 1004 City Property Taxes to City&County of ($0.00/yr$0.001mo 2months) $0.00 1005 County Property Taxes to City&County of ($0.00/yr$0.00/mo 2months) $0.00 1006 School Tax to City&County of ($3,600.00/yr$300.00/mo 12months) $3,600.00 1008 Aggregate Adjustment to GMH Mortgage Services LLC (POC Amount=$0.00) ($130.00) Estimated Prepaid Items/Reserves $4,834.50 Total Estimated Settlement Charges $12,369.50 ESTIMATED MONTHLY PAYMENT TOTAL ESTIMATED FUNDS NEEDED TO CLOSE Principal&Interest $1,262.19 Purchase Price + $316,000.00 Monthly Payment for other Financing Total Loan Amount - $252,800.00 Association Dues Estimated Closing Costs (e00+1100+1200+1300) + $7,360.00 Hazard Insurance $65.00 Flood insurance Estimated Prepaid Items/Reserves (900+1000) + $5,009.50 Ply Tax $300.00 Total Escrow Deposit - Lease Total Paid By Borrower To LenderMort - Other Insurance Total To Be Paid BY Others - $12,300.00 Total Other Debts To Be Paid + Total Estimated Monthly Subject Property Expense $1.627.19 Other Financing POC Items Paid by Borrower $0.00 ••Total Estimated Monthly Subject Mortgage Payment $1,627.19 Total Estimated Cash From Borrower. $63269.50 Lender. GMH Mortgage Services LLC Loan to Value: 80.00% Address: 2201 Market Street 1st Floor Rear Base Loan Amount:$252,800.00 Camp Hill, PA 17011 Total Loan Amount:$252,900.00 Applicant(s):Daniel D. Brigham Interest Rate: 4.375% Property Danielle M. Brigham Loan Program: Conforming 30-Year Fixed Address: Type of Loan: Conventional Purchase Loan Term: 360 months f4318 10/16/13 sm pd:7r14/14 9:37 1111111 IIIII IIIN 11111 IIIII 1111 111111111111111111111111111111111111111111111111111111111111111111111111111 IN 1111 27015194-4318-1-1-127 BUYER(TENANT)AGENCY CONTRACT This form recommended and approved for,but not restricted to use by,the members of the Pennsylvania Association of Realtors©(PAR). BAC Note:The terms "buyer,""seller,""agreement of sale,"and"purchase"also will be construed to mean "tenant,""landlord,""lease, and"rent,"respectively,throughout this agreement. �` 1 Broker(Company) L(-'t �t��� 1 r 3 Licensee(s)(Name) f�L1 fj J{ 2 bl 'C 1-2Ci—A $ 3 Company Address Direct Phone(s) 4 Cell Phone(s) 5 Company Phone Licensee Fax 6 Company Fax Email 7 BUYER 8 9 BUYER'S MAILING ADDRESS 10 11 PHONE FAX 12 E-MAIL 13 Buyer understands that this Buyer Agency Contract is between Broker andBu e 14 Does Buyer have a Buyer Agency Contract with another Broker? Yes X10 15 If yes,explain: . 16 1. STARTING&ENDING DATES OF BUYER AGENCY CONTRACT(ALSO CALLED"TERM") 17 (A) No Association of REALTORS@ has set or recommended the term of this contract.Broker/Licensee and Buyer have discussed 18 and agreed upon the length or term of this Contract.Broker may be paid a fee that is a percentage of the purchase price.Even though 19 Broker's Fee,or a portion of it,may be paid by seller or listing broker,Broker will continue to represent the interests of Buyer. 20 (B) This Contract applies to any property that Buyer chooses to purchase during the term of this Contract.Buyer will not 21 enter into a Buyer Agency Contract with another broker/licensee that begins before the Ending Date of this Contract. 22 Starting Date:This Contract starts when signed by Buyer and Broker,unless otherwise stated here: 23 Ending Date:This Contract ends at 11:59 PM on 24 (C) If Buyer is negotiating or has entered into an Agreement of Sale,this Contract ends upon settlement. 25 2. BROKER'S FEE 26 (A) No Association of REALTORS@ has set or recommended the Broker's fee. Broker and Buyer have negotiated the fee 27 Broker will receive for performing real estate services for Buyer. 28 (B) Broker's Fee,paid by Buyer to Broker,is as follows: 29 1. (a)In a purchase transaction with a seller represented by a real estate broker the fee is t %of the sales price OR 30 $ - whichever is greater,AND $ - 31 (b)In a purchase transaction with a seller who is not represented by a real estate o E fee is - %of the sales 32 price OR$ - ,whichever is greater,AND$ 33 2. Broker's Fee in event of a lease transaction is: - 34 3.It is Broker's policy to accept compensation offered by the listing broker. If the amount received from the listing bro- 35 ker is less than the amount in paragraph 2(B)1, in a purchase transaction, or 2(B)2, in a lease transaction, Buyer will 36 pay Broker the difference,unless seller agrees to pay the difference as a term in the agreement of sale. 37 4. $ - of Broker's Fee is earned and due(non-refundable)at signing of this Buyer Agency Contract. 38 5. Other 39 (C) 1. The balance of Broker's fee is earned if Buyer enters into an agreement of sale during the term of this Contract, 40 whether brought about by Broker, Broker's Licensee(s) or by any other person, including Buyer. If Buyer 41 defaults on the terms of an agreement of sale,Broker's Fee will be paid by Buyer to Broker at that time. 42 2. If Buyer enters into an agreement of sale for a property after the Ending Date of this Contract, Buyer will pay Broker's 43 Fee if: 44 (a)The agreement of sale is a result of Broker's actions during the term of this Contract,OR 45 (b)The property was seen during the term of this Contract,AND 46 (c)Buyer is not under an exclusive buyer agency contract with another broker at the time Buyer enters into an agree- 47 ment of sale. 48 (D) Buyer is advised that contacting a listing broker or seller directly may compromise Broker's ability to earn a com- 49 pensation from a listing broker and could result in Buyer's obligation to pay a fee to Broker. 5o 3. DUAL AGENCY 51 Buyer agrees that Broker and Broker's Licensee(s) stated above may also represent the seller(s) of the property Buyer might buy. 52 A Broker is a Dual Agent when a Broker represents both Buyer and a seller in the same transaction. A Licensee is a Dual Agent 53 when a Licensee represents Buyer and a seller in the same transaction. All of Broker's licensees are also Dual Agents UNLESS 54 there are separate Designated Agents for Buyer and a seller. If the same Licensee is designated for Buyer and a seller, the 55 Licensee is a Dual Agent.Buyer understands that Broker is a Dual Agent when Buyer is viewing properties listed by Broker. 56 Buyer Initials: K,; BAC Page 1 of 3 Broker/Licensee Initials: COPYRIGHT PENNSYLVANIA ASSOCIATION OF REALTORS&2011 '/ Pennsylvania Association of REALTORS" 2/11 57 4. DESIGNATED AGENCY 58 Designated Agency is applicable, unless checked below. Broker designates the Licensee(s) above to exclusively repre- 59e t the interests of Buyer.If Licensee is also the Seller's Agent,then Licensee is a DUAL AGENT. 60 l r!Designated Agency is not applicable. 61 5. CONFLICT OF INTEREST 62 It is a conflict of interest when Broker or Licensee has a financial or personal interest in the property and/or cannot put Buyer's 63 interests before any other. If Broker, or any of Broker's licensees, has a conflict of interest,Broker will notify Buyer in a timely 64 manner. 65 6. BROKER'S SERVICES TO SELLER 66 Broker may provide services to a seller for which Broker may accept a fee. Such services may include, but are not limited to, 67 listing property for sale; representing the Seller as Seller Agent; deed/document preparation; ordering certifications required for 68 closing;financial services;title transfer and preparation services;ordering insurance,construction,repair,or inspection services. 69 7. OTHER BUYERS 70 Broker/Licensee may show the same properties to other buyers and may represent those buyers in attempts to purchase the same 71 property. 72 8. NO OTHER CONTRACTS 73 Buyer will not enter into another buyer agency contract with another broker that begins before the Ending Date of this Contract. 74 9. ENTIRE CONTRACT 75 This Contract is the entire agreement between Broker and Buyer. Any verbal or written agreements that were made before are 76 not a part of this Contract. 77 10.CHANGES TO THIS CONTRACT 78 All changes to this Contract must be in writing and signed by Broker and Buyer. 79 11.TRANSFER OF THIS CONTRACT 80 Buyer agrees that Broker may transfer this Contract to another broker when: 81 (1)Broker stops doing business,OR 82 (2)Broker forms a new real estate business,OR 83 (3)Broker joins his business with another. 84 Broker will notify Buyer immediately in writing if Broker transfers this Contract to another broker. Buyer will follow all 85 requirements of this Contract with the new broker. 86 12.CONFIDENTIALITY 87 Buyer understands that sellers or sellers' representatives might not treat the existence, terms or conditions of any offer as con- 88 fidential unless there is a confidentiality agreement between Buyer and the seller. 89 13.EXPERTISE OF REAL ESTATE AGENTS 90 Pennsylvania real estate agents are required to be licensed by the Commonwealth of Pennsylvania and are obligated to disclose 91 adverse factors about a property that are reasonably apparent to someone with expertise in the marketing of real property. 92 (A) If Buyer wants information regarding specific conditions or components of the property which are outside the Agent's 93 expertise,Buyer is encouraged to seek the advice of an appropriate professional. 94 (B) If Buyer wants financial, legal, or any other advice, Buyer is encouraged to seek the services of an accountant, lawyer, or 95 other appropriate professional. 96 14.DEPOSIT MONEY 97 (A) Broker will keep(or will give to the listing broker,who will keep)all deposit monies that Broker/Licensee receives in an escrow 98 account as required by the real estate licensing laws and regulations until the sale is completed or an agreement of sale is ter- 99 minated, or the terms of a prior written agreement between the Buyer and a seller have been met. Buyer and Seller may 100 name a non-licensee as the escrow holder,in which case the escrow holder will be bound by the terms of the escrow agree- 101 ment,not by the Real Estate Licensing and Registration Act. 102 (B) Regardless of the apparent entitlement to deposit monies, Pennsylvania law does not allow a Broker holding deposit monies 103 to determine who is entitled to the deposit monies when settlement does not occur. Broker can only release the deposit 104 monies: 105 1. If an agreement of sale is terminated prior to settlement and there is no dispute over entitlement to the deposit monies. 106 A written agreement signed by both parties is evidence that there is no dispute regarding deposit monies. 107 2. If, after Broker has received deposit monies, Broker receives a written agreement that is signed by Buyer and Seller, 108 directing Broker how to distribute some or all of the deposit monies. 109 3. According to the terms of a final order of court. 110 4. According to the terms of a prior written agreement between Buyer and Seller that directs the Broker how to distribute ill the deposit monies if there is a dispute between the parties that is not resolved. 112 (C) Buyer agrees that if Buyer names Broker or Broker's licensee(s) in litigation regarding deposit monies, the attorneys' fees 113 and costs of the Broker(s)and licensee(s)will be paid by Buyer. 114 15.CIVIL RIGHTS ACTS 115 Federal and state laws make it illegal for a seller,broker,or anyone to use RACE,COLOR, RELIGION or RELIGIOUS CREED, 116 SEX,DISABILITY(physical or mental),FAMILIAL STATUS (children under 18 years of age),AGE(40 or older),NATIONAL 117 ORIGIN,USE OR HANDLING/TRAINING OF SUPPORT OR GUIDE ANIMALS,or the FACT OF RELATIONSHIP OR ASSO- 118 CIATION TO AN INDIVIDUAL KNOWN TO HAVE A DISABILITY as reasons for refusing to sell,show,or rent properties,loan 119 money,or set deposit amounts,or as reasons for any decision relating to the sale or rental of property. 120 Buyer Initials: k BAC Page 2 of 3 Broker/Licensee Initials: 121 16.NOTICE REGARDING CONVICTED SEX OFFENDERS(MEGAN'S LAW) 122 The Pennsylvania General Assembly has passed legislation (often'referred to as "Megan's Law," 42 Pa.C.S. §9791 et seq.) pro- 123 viding for community notification of certain convicted sex offenders. Buyers are encouraged to contact the municipal police 124 department or the Pennsylvania State Police for information relating to the presence of sex offenders near a particular proper- 125 ty,or to check the information on the Pennsylvania State Police Web site at www.pameganslaw.state.pa.us. 126 17.BUYER INSPECTIONS 127 (A) Unless Buyer and a seller agree otherwise, real estate is sold IN ITS PRESENT CONDITION. It is Buyer's responsibil- 128 ity to determine whether the condition of the property is satisfactory. Buyer is advised to carry out an inspection, at 129 Buyer's expense, by qualified professionals to determine the condition of the structure or its components. Areas of concern 130 may include, but are not limited to: electrical; plumbing; heating, ventilating and air conditioning; appliances and fixtures; 131 water infiltration; basement; roof; property boundaries; asbestos, mold and indoor air quality, carbon monoxide, radon, and 132 environmental hazards or substances; wood-destroying insect infestation; on-site water service and/or sewage system; 133 property insurance; deeds, restrictions and zoning; and lead-based paint. Buyer should discuss inspections and any special 134 needs with Licensee. 135 (B) Buyer is advised that information regarding properties considered for purchase by Buyer has been provided by a seller or a 136 seller's broker. Such information may include, but is not limited to, the information on the Seller's Property Disclosure 137 Statement, including environmental conditions; MLS information, including information regarding restrictions, taxes, 138 assessments, association fees, zoning restrictions, dimensions, boundaries (if identified); and marketing information. Unless 139 otherwise noted,Broker has not verified the accuracy of this information,and Buyer is advised to investigate its accuracy. 140 18.RECOVERY FUND 141 Pennsylvania has a Real Estate Recovery Fund (the Fund) to repay any person who has received a final court ruling (civil judg- 142 ment) against a Pennsylvania real estate licensee because of fraud, misrepresentation, or deceit in a real estate transaction. The 143 Fund repays persons who have not been able to collect the judgment after trying all lawful ways to do so. For complete details 144 about the Fund,call(717)783-3658,or(800)822-2113(within Pennsylvania)and(717)783-4854(outside Pennsylvania). 145 19.SPECIAL CLAUSES 146 A. The following are part of this Buyer Agency Contract if checked: 147 ❑Single Agency Addendum(PAR Form SA) 148 H 149 150 B. Additional Terms: 151 152 153 154 155 156 157 158 Buyer has read and received the Consumer Notice as adopted by the State Real Estate Commission at 49 Pa.Code§35.336. 159 Buyer has read the entire Contract before signing.Buyer must sign this Contract. 16o Buyer gives permission for Broker to send information about this transaction to the fax number(s) and/or e-mail address(es) 161 listed. 162 Return,of this Agreement, and any addenda and amendments, including return by electronic transmission, bearing the sig- 163 natures of all parties,constitutes acceptance by the parties. 164 This Contract may be executed in one or more counterparts, each of which shall be deemed to be an original and which 165 counterparts together shall constitute one and the same Agreement of the Parties. 166 NOTICE BEFORE SIGNING: IF BUYER HAS LEGAL QUESTIONS, BUYER IS ADVISED TO CONSULT A PENNSYLVANIA 167 REAL ESTATE ATTORNEY. �f / f 168 BUYER f` DATE ` ! i ,�I L 169 BUYER � i�jyf�„„ DATE j 2��(t-{ 17o BUYER DATE 171 BROKER(COMPAN11) 172 ACCEPTED ON BEHALF OF BROKER BY DATE BAC Page 3 of 3 ixr MORTGAGE__ i SERVICES LLC July 24,.2014 Dear Daniel& Danielle Brigham, Congratulations! I am pleased to inform you that based upon my review of your credit report and the financial information you have provided,you have been pre-qualified for a purchase price up to$316,000 utilizing conventional financing. This pre-qualification is contingent upon the receipt of the information listed below and does not constitute a mortgage commitment or obligation to lend. • Agreement of Sale • Acceptable title insurance commitment letter • Flood certification,flood insurance if in flood zone • 12 month paid receipt for homeowners insurance • Acceptable Appraisal • W2 2013-2011 • One month pay stubs • Two month bank statements Please note,your interest rate is not locked and remains subject to change. We appreciate your business and look forward to working with you. Please feel free to call with any questions,at 717-798-3123. hMar ger Street Camp Hill, PA 17011 GMH.Mortgage Services, LLC NMLS ID: 141150 THIS IS A PRE-QUALIFICATION AND DOES NOT CONSTITUTE A GOOD FAITH ESTIMATE. Licensed by the PennsyNanla Department of Banking Aliwtoage'3rznitilz�rr.>i rvrz ittrrx9rf is fir. • 10 Campus 13oulerard 1 Netvrocvn.Square,PA 19073 dotloop-peoplework, not paperwork. Page 1 of 1 BACK SAVE MORE SHARE dotloop signature verification:dotloop.com/my/verification/DL-71355010-4-3116 313 limited to all readily-visible and accessible areas of all str l u cs on the Property,except fratces.If t Inspection aro reveals naive infestation(s),Buyer,at Buyer's expense,may obtain a Proposal frau a woodAestroying pests pesti- 316 tide applicator to treat the Property.If the Inspection reveals damage from active or ptevions bf;sta i*s),Buyer sus may abWn a written Report from a professional contractor,home inspector or stmetural engineer that is limited to 311 structural damage to the Property caused by wood-destroying organisms and a Proposal to repair the Property. 31r Deeds,Restrictions and Zoning jos Elected Buyer may investigate easemoa%deed and use restrictions(including any historicJimspwation restrictions or ordi- W_�y d 320 / nances)that apply to the Property and review local zoning ordinances.Buyer may verify that the present use ofthe ' f 321 Property(such as in-law quarters,apartments,home office,day care)is permitted.and may clod to make the os104na 08/04/14 322 Agreement contingent upon an anticipated use.Present use: 11:19am EDT 02:11 pm EDTI 323 Water Service otloop ve In64dotloop verified 324 Elected B uyer may obtain an inspection of the quality and quantity of the water system from a property licensed or other- moved 040 3u / wise qualified waterAvall testing comparry.if and as required by the inspection company, Seller, at Seller's W,,UA 08104/14 32c expense,will locate and provide access to the on-site(or individual)water system.Seller will restore the P-"1:1911 EDT 02:51 pm EDT 4377 to ift-n ious condition,at Seller's expense,prior to setdement. troop verifi-100oop verined Radon El Duper may obtain a radon test of the Property from a certified inspector.The U.S.Environmental Protection Waived /Cgency(EPA)advises corrective action if the average antral exposure to radon is equal to or higher than 4.02 33 working levels or 4 pdco(lries/liter(4pQIL)_Radon Is a natural,radioactive gas that is produced in the ground by m the normal decay of uranium and radium.Studies indicate that extended exposure to high levels of radon gas can 333 increase the risk of lung cancer.Radon can find its way into any air-space and can pemmcate a structure.if a house 334 has a radon problem,it usually can be cured by increased ventilation and/or by preventing radon entry.Any per, 333 son who tests,mitigates or safeguards it building for radon in Pennsylvania must be centred by the Department of 336 Environmental Protection.information about radon and about certified testing or mitigation firms is available A37 through Department ofEtivironmental Protection,Bureau of Radiation Protection,13th Floor,Rachel Carson State sis Office Building,P.O.Box 8469,Hwrisbm&PA 17105-8469,(800)23RADON or(717)783-3594.wwwjepa gov s» On-lett Sewage(11 Applicable) 340 Elected Buyer may obtain an Inspection of the individual ort-lot sewage disposal system from a qualified,professional Waived 341 _1 ins empty and as required by inspectiondccompany,Seller,at Seder's expense,will locate,provide access to, Pty sewage disposal system.Seller will restore the Property to its previous condition,08/04/14 0810x14 3.73 at Seller's expense,prior to settlement Sec Paragraph 13(C)for more information regarding the Individual Or,40111:19am EDT 02:51pm EDT nae Sewage inspection Contingency. otloop verlffeddotloop vedfi ads Property and Flood hururance 3K jKlected Buyer may determine the insurability of the Property by making application for property and casualty insurance for Waived the Property to a responsible insurer.Broker for Buyer,ifany,otherwise Broker for Seller,may communicate with 3d1f / ; the insurer to assist in the insurance process.if the Property is located in a flood plain,Buyer may be required to 349 catty flood insurance at Buyer's expense,which may need to be ordered 14 days or more price to Settlement Data 3.50 Revised flood maps and changes to Federal law tray substantially increase future flood insurance premiums or 351 require insurance for formerly exempt properties. Bayer should consult with one or snore flood insurance agents nu regarding the need for flood insurance and possible premium increases. 353 Property Boundaries 3s4 Elected Buyer may engage the services of a surveyor,title abstractor,or other qualified professional to assess thezo legal rued 3Ye ! description,certainty and location of boundaries andlor quantum of land.Most sellers have not had the Property/ 'B A% surveyed as it is not a requirement of property trans&r in Pennsylvania.Any fences,hedges,walls and other TmturaDe/04114—08/04/14 11:19am EDT 02:51 pm EDT U7 or constructed barriers may or may not represent the true boundary lines of the Property.Any numerical represedanoop vetoed don44p reduce .use tabors of size of property are approximations only and may be inaccurate. 351 Lead-Based Paint Hazards(For Properties built prior to 1978 only) 36o Elected Before Buyer is obligated to purchase a residential dwelling built prior to'1978,Buyer has the option to conduct a��yaived 3bi -„�/ risk assessment anchor inspection of the Property for the presence of lead-baser)paint and/or lead-based paint haz 9.Tfi / 362 aids.Regardless of whether this Inspection is elected or vraived,the:Residential Lesid-Based Paint Hazard81oa14 08/W14 30 Reduction Act requires a seller of property built prior to 1978 to provide the Buyer with an SPA-approTT��9P�r�n�dotloop veElfied 364 lead hazards information pamphlet titled"Protect Your Family from Lead in Your Home,"along with a up- 3ss ante form,attached to this Agreement,disclosing Seller's knowledge of lead-based paint hazards and any 3" lad-based paint records regarding the Property. ass Other 346 Elected Waived 340 3" 371 The Inspections elected above do not apply to the following existing conditions and/or items: in 373 374 (D)Notices Regarding Property&Environmental Inspections 375 1.Exterior Building Materials: Poor or improper installation of exterior building materials may result in moisture penetrating 37s the surface of a structure where it may cause mold and damage to the building's flame. pay, I 377 Bayerinitiats:�1 ✓`/ ASR Page 7 of 13 3elitr Inrush: r i V i i.'L Exhibit httDs://www.dotlooD.com/mv/loon/16696560/file/7135501 09/9/x.014 �I�11�®��t•t�iflit��i9•G�YIWY.7EiQ�iflll�ll�• �II�iIEi� �1��_ 11�: <'..;:. t r� 'M1 ac'r"J +ffd 4 .� .:+� .., }- �7''�•;g r:�x E_'." ..?'.'S-.*V '. ...� :,y ,r ,�.;: ,ti -'}��: ;�•;:- -'S:t" r Rx, -.a { --F-4t K,e'�fir- �'M1r a�. <Y+�r'�,�,' � �y ..r�D`,�,'. � ,s•...�� ::k, '�F," �� ..5.,� .�<% u"3}"p. a a _ „&c f`�4', {e% 5u' - _ y .. o.' _, r,, s..w ,..�, w ... 'r`r�,.�,r, � t ,- a�"&a�.:. } ; '; r �.a caw y t , r;z' Wf '3 t- ss r� ,�y tt^2„ t _`` '" ? .j.._< fit" ,�� .. r .,..;.1 e"t€"- r _:q'�t ruv- -� k � 'r g a "< i a'' "•�': "kk. .: wF ftv s .' - • Its i`s� 1r 5y I will fil 1 1r Yui • • • • ,, . • i3 � vC Pr, � r K� P �5 x x ` x Y f Al,MY 94-Va 9 �55•:;jer, wo �crMAI -a a wi x : � �;. �_ qac ory�; pro ,:, .. P.,�� .,h. ,��aF%V@tSIOfI�WWW p �aC ory Corn.. � I iPIZ The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 SCOPE OF WORK SUMMARY SCOPE OF WORK PERFORMED The Virtus Group (VIRTUS) performed a residential home inspection, hereinafter referred to as"inspection",that is intended to be representative of the conditions that exist ONLY at the time of the inspection. A residential home inspection is defined as a noninvasive visual examination of some combination of the mechanical, electrical or plumbing systems or the structural and essential components of a residential dwelling. The goal of the inspection is to identify,within a reasonable degree of certainty, the material defects in those systems and components and the inspection is to be performed for a fee in connection with or preparation for a proposed or possible residential real estate transfer. The inspection included a visual examination and written report on the following general elements: structure, interior, exterior, electrical, plumbing, kitchen, heating and air,conditioning, and the basement/crawl spaces. Mechanical systems and fixed appliances were tested for basic operation ONLY. If for any reason an element was not inspected, it shall be noted in the report. VIRTUS and its inspectors performed the services in accordance with the Pennsylvania Home Inspection Law and the Standards of Practice of the American Society of Home Inspectors (ASHI Standards) or National Association of Home Inspectors (NAHI Standards) in performing the inspection and preparing the inspection report. The report shall identify material defects. A material defect is defined as "A problem with a residential real property or any portion of it that would have a significant adverse impact on the value of the property or that involves an unreasonable risk to the people on the property. The fact that a structural element, system, or sub-system is at or beyond the end of its normal useful life, is not by itself a material defect."ALL estimated cost ranges for repairs/deficiencies if noted in the inspection report or provided as supplemental information, represent"best guess estimates" based on visual and noninvasive observations only and shall not be construed as bona fide professional estimates. Therefore, it is highly ' recommended that the Client obtain estimates for ALL noted, minor, major, or health & safety repairs/deficiencies from a professional contractor with expertise in that particular type of repair.It is the sole responsibility of the Client to retain the services of a qualified and competent professional contractor to evaluate the specific defects and/or deficiencies noted in the inspection report. EXCLUSIONS TO THE SCOPE OF WORK PERFORMED The inspection is not and shall not to be construed as a code inspection or an appraisal of the property.The Client understands and agrees that our inspectors cannot, will not, and do not probe, bore, pry or poke or otherwise invade any physical structure. We cannot and will not look behind wall coverings (i.e. drywall, paneling, etc.), under carpeting or other floor coverings, above dropped ceilings, or other areas which may be blocked by furniture,personal items or structures. Inaccessible,difficult to reach,or concealed defects, or areas that pose a safety concern for the inspector, will not be inspected, identified, or included in the inspection or report. Pursuant to the Pennsylvania Home Inspection Law, the ASHI Standards of Practice, and/or the NAHI Standards of Practice, the following are specifically excluded from the scope of work performed as part of this residential home inspection,unless otherwise agreed upon in writing: Structural Components: engineering or architectural analyses; opinions as to the adequacy of any structural system or component; Exterior window screens, shutters, or any other screening,awnings,and similar seasonal accessories;fences;geological and/or soil conditions;landscaping; recreational facilities;outbuildings other than garages and carports;seawalls,break-walls,and docks; retaining walls;erosion control and earth stabilization measures; Roofing: antennas; interiors of flues or chimneys that are not readily accessible(we will not put a ladder on a roof to inspect the interior or exterior of a chimney); other installed accessories. In general, there is no requirement for an inspector to walk a roof especially if walking a roof presents a safety concern. However,we will make a reasonable attempt to inspect a roof but the Client must understand that the inspection of a roof may be limited. Plumbing: clothes washing machine connections; wells, well pumps, or water storage related equipment; water conditioning systems; solar heating systems; fire and lawn sprinkler systems; private waste disposal systems. In addition, we will not determine whether a water supply or waste disposal system is public or private nor will we determine the water supply quantity or quality. We will not operate automatic safety controls or manual stop valves. If the water or gas supply is not turned on prior to our inspections,we will not turn the water or gas on to perform our inspection. Copyright 2007 O•New Image Software,Inc.•All rights reserved - PDF created with pdfFactory Pro trial version www.l)dffacto[y.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 Electrical: remote control devices; alarm systems and components; low voltage wiring systems and components;ancillary wiring systems and components not part of the primary electrical power distribution system. We will not measure amperage,voltage,or impedance. If the electric or any breaker is not turned on prior to our inspections, we will not turn the electric or breaker on to perform our inspection. Heating $LCooling: interiors of flues or chimneys that are not readily accessible; heat exchangers; humidifiers or dehumidifiers; electronic air filters; solar space heating systems, electronic air filters; window air conditioning units. Heating and/or cooling systems will not be inspected other than for simple operation.We will not determine heat supply adequacy or distribution balance. Cooling systems will not be inspected when the outside temperatures fall below 65 degrees Fahrenheit within 24 hours prior to the inspection as damage can occur to the systems. If the gas or water supply or electrical is not turned on prior to our inspections, we will not turn those on to perform our inspection. Other Structures and Items: structures detached from the subject property;damage from or the presence or absence of rodents or wood 'destroying insects or other insects; radon gas; lead paint; mold or other microbial growth/damage; asbestos; underground tanks; wells; septic and other sewage systems; pet urine and wastes; formaldehyde and other toxic pollutants or chemicals; water quality or adequacy; indoor air quality; swimming pools; tennis or other sporting courts;playground equipment; smoke alarms or other alarm equipment;sprinkler systems;or central vacuum systems. Inspection of the foregoing exclusions should be performed by specialists under a separate and independent contractual agreement. We strongly recommend that the Client retain qualified and competent professional contractors to evaluate the foregoing exclusions and any other concerns you may have with the home. Copyright 2007®•New Image Software,Inc.•All rights reserved PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 ABOUT THIS INSPECTION REPORT GENERAL OVERVIEW Each page of this report addresses a specific area of this property,identified by title(i.e. Roof)and is divided into three sections. The top section of each page rates components of the property and provides a recommended action when necessary. See "Terminology" below. The middle section contains factual information about the property (i.e. age of home). The bottom section provides inspectors space to provide additional detail when needed. DEFINITIONS OF CONDITIONS ACCEPTABLE The item performed its intended function on the date of inspection in response to normal use. MARGINAL The item/system was marginally acceptable.The item performed as it was designed to function at the time of inspection,however; due to age and or deterioration will likely require repair or replacement in the near future. The client must draw their own conclusions regarding the effects these factors may have on the inspected system. NOT PRESENT The item did not exist in the structure being inspected. NOT INSPECTED or INACCESSIBLE The item could not be inspected due to physical limitations, inaccessibility limitations, is not part of the scope of work, or other limitations. DEFECTIVE The item either. significantly impeded habitability; was unsafe or hazardous; did not operate properly or perform its intended function in response to normal use. DEFINITIONS OF PERSPECTIVES Problems are generally considered major if they constitute an existing or potential material defect or are possible safety or health hazards. A Material defect is defined as a problem that could significantly affect the value of the house. In many cases,a fixed dollar figure may be contractually established between the buyer and seller as the benchmark for defining "major".problems. Although major problems are the focus of the home inspection, minor problems are identified as a courtesy to the prospective buyer. Minor problems, if left unattended, can develop into more serious conditions rather quickly. It is also possible that what appears visually as a minor problem may tum out to be more serious on further evaluation. It is very important that all problems identified in the report be evaluated,understood and acted upon by all interested parties prior to closing or settlement. SAFETY HAZARD Any item that is identified as a safety hazard is to be considered harmful or dangerous to its occupants due to its presence or absence in the structure.In our opinion these items should be evaluated by professionals in appropriate trades prior to closing. MAJOR CONCERN Any item identified as a major concern is either significantly affecting habitability and/or can be considered a possible expensive repair or replacement and should be evaluated by professionals in appropriate trades prior to closing. MINOR CONCERN Any item identified as a minor concern either does not significantly affect habitability and/or can be considered an inexpensive repair or replacement and should be evaluated by professionals in appropriate trades prior to closing. MAINTENANCE Any item identified as maintenance is to be considered normal or routine in maintaining a home. Copyright 2007 9•New Image Software,Inc.•All rights reserved - PDF created with pdfFactory Pro trial.version www.Odffacto[y.com '11-1 i . 10' IR.Us ROU PROPERTY/CLIENT INFORMATION Report Date: 7/30/2014 Customer File# 073014-4 Buyers: Daniel&Danielle Brigham Address: Phone: Fax: Email: danielbrighamsc gmail.com Inspection location: 1037 Chelmsford Drive Send report to: Mechanicsburg, PA 17050 Phone: County: Cumberland Area/Neighborhood: Sub-division: GENERAL INFORMATION Main entry faces: East Bedrooms: 4 Full Baths: 2 Estimated Age: 24 Vehicle Garages: 2 Half Baths: 1 Type Structure: Single Family Home Approx.Sq Footage:.2759 3/4 Baths: 0 Stories: 2 Type Foundation: Basement Soil condition: Moist Weather: Clear Temp: 80-90 Date: 7/30/2014 Time: 1:00 PM Unit occupied: yes Client present: yes Attendees: Buyers General Overview It is highly recommended that the Client obtain estimates for ALL noted,minor,major,or health&safety repairs/deficiencies from a professional contractor with expertise and/or license to address that particular type of repair/deficiency prior to the close of escrow(or settlement date). It is the sole responsibility of the Client to retain the services of a qualified and competent professional contractor to evaluate the specific defects and/or deficiencies noted Inspector: NAHI#10 Jason Carlson REPORT LIMITATIONS This report has been prepared for the sole and exclusive use of the client indicated above and is limited to an impartial opinion which is not a warranty that the items inspected are defect-free,or that latent or concealed defects may exist as of the date of this inspection or which may have existed in the past or may exist in the future. The report is limited to the components of the property which were visible to the inspector on the date of the inspection and his opinion of their condition at the time of the inspection. 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 1 of 15 copyright 2007®•New Image Software,Inc,•All rights reserved.Virtus Rev 030112 ' PDF created with pdfFactory Pro trial version www.pdffacto[y.com Deficiency Summary The Virtus Group 1 3544 N.Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 Insp Date: 7/30/2014 1037 Chelmsford Drive File# 073014-4 Exterior-Minor Concerns The rear garage entry door frame/trim is slightly deteriorated&storm door is corroded(see photo EX1).The right side and rear house wall siding is loose/shifted. (see photo EX2).There are several locations where paint/caulk is peeling/cracked (see photo EX3).There are several window screens that are not installed (see photo EX4). Grounds- Minor Concerns The rear deck boards are deteriorated/cracked (see photo GD1). The landscape slopes towards house foundation walls in several locations(see photo GD2). HVAC- Maintenance The HVAC humidifier is dirty(see photo HC1).The heat pump operated at time of inspection. HVAC system should be cleaned/serviced annually. Interior Rooms - Minor Concerns The dining room French door is damaged/cracked(see photo IRI).The rear bay window pane grid is missing (see photo IR2). Garage- Major Concern The left side garage floor is cracked/shifted/settled, indicating possible major defect(see photos G1 &G2). Recommend contractor/engineer evaluate further. Foundation- Major Concern The right front foundation wall is cracked/damaged(see photos F1). Recommend contractor evaluate and repair cracks as needed. Foundation- Major Concern The left rear basement window trim is stained.Trim was moist at time of inspection, indicating water intrusion (moisture meter)(see photo F3). Recommend contractor evaluate and repair as needed. Foundation-Minor Concern The left rear sump pump battery back-up wiring is disconnected (see photo F4). Foundation-Noted There are several panels mounted to foundation walls(see photo F5).Condition of walls behind panels is unknown. Foundation-Maintenance Recommend operating dehumidifier(s)as desired. The report is provided as a courtesy for quicker access to DEFICIENCIES within the inspection report This is not intended as a substitute for reading the Inspection report Items listed may be discussed further on the corresponding report page.There also may be findings other than what is listed on this page. 1037 Chelmsford Drive,Mechanicsbu_rg,PA 17050-Daniel&D_anielle Brigham D1 Copyright 2007®•New Image Software,Inc.•All rights reserved.Yrtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 ROOF INSPECTION SCOPE Roofs are inspected visually and from an area that does not put either the inspector or the.roof at risk. Steep, wet, snow or ice covered roofs are not walked on. Slate, tile or asbestos roofs are not walked on. Specifics will be in the report. ROOF COVERINGS The type of roof and the condition of the top layer will be reported and commented upon. Valleys and roof penetrations are prone to leaking. Worn, missing, patched or otherwise defective surfaces will be inspected and reported based upon normal wear and aging. VENTS Roof systems must be ventilated properly. The type and location of the vents will be reported. Defective or blocked vents can cause serious problems. FLASHINGS Flashings provide a water tight seal at roof penetrations (i.e. plumbing, chimneys, flues),which are prone to leaking and should be reinspected annually. SKYLIGHTS Skylights, like flashings, are prone to leaking and should be reinspected annually. CHIMNEYS Chimneys are very susceptible to the elements and usually are not completely visible due to location and height. Spalling of masonry units is a common problem in cold climates. Interior flue linings often are not visible especially if equipped with a cap covering to prevent downdrafts or screening to prevent sparks. Chimney parging conditions should also'be inspected and reported. GUTTER SYSTEMS Gutters carry rain water off the roof and away from the foundation. Often they become clogged with leaves and other debris, or will develop sags and/or leaks at the joints. Gutters need periodic maintenance and cleaning. Copyright 2007®•New Image Software,Inc.•All fights reserved Roof Terminology PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 - - - - -ROOF COMPONENT CONDITION ACTION-RECOMMENDED PERSPECTIVE 1 Roof coverings: Acceptable 2 Ventilation: Acceptable 3 Flashings: Acceptable 4 Skylights: Not Present 5 Chimneys: Acce table 6 Gutter system: Acce table 7 Vent Pipe: Acce table 8 INFORMATION 9 Main roof age: 1-5 Newer Condition 14 Ventilation: Ridge/Soffit 10 Other roof age: 1-5 Newer Condition 15 Chimney: Brick 11 Inspection method: Walked entire roof 16 Chimney flue: Terracotta 12 Roof covering: Asphalt Shingle 17 Gutters: Aluminum 13 Roofing layers: Single 18 Roof Style: Hip ROOF COMMENTS 19 1_ 1� _ n 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 2 of 15 Copyright 2007®-New Image Software.Inc.-All rights reserved.Virtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg,PA 17110 1 Phone:(717)920-8230 Roof ROOF COMMENTS-Continued 18 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 3 of 15 Copyright 2007®•New Image Software,Inc.•All rights reserved.Virtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com - - - INSPECTION PHOTQ$= _ Roof #R1 Roof #R2 rS IA Roof #R3 Roof #R4 Roof #R5 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with pdfFactory Pro trial version www.pdffactoa.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 i Phone:(717)920-8230 EXTERIOR INSPECTION SCOPE The exterior is inspected visually at grade level. The inspector's evaluation is based on generally accepted building practices and the age of the components. SIDING Exterior trim, eaves, fascias and soffits should be dry and painted to protect it from the elements. Siding should be free of contact with grade and/or trees and shrubs. Moisture conditions that continually affect exterior siding should be corrected. Caulking and/or flashing should be applied where building materials intersect. VENEER Veneer is porous and can be damaged by water penetration, freezing and subsequent thawing. Bricks, stones, or blocks, and other masonry can be severely damaged and need replacement when moisture is allowed to remain over a period of time. Space between the veneer and the insulating sheathing is required and is accomplished with the use of "brick ties". Veneer also requires a proper footing to carry it's weight. Movement caused by improper ties or footings are detected by the presence of cracks in mortar or waves in walls. DOORS Doors may be wood or insulated metal. Most exterior doors are three feet wide and have three solid hinges, positive air tight weather seals, and dead bolt locking capabilities. If a house experiences settling or movement within the' walls, one of the first noticeable signs will likely be at the doors. If a door sticks it usually means that the door or door frame is no longer square. If noted in the report, sticking doors should be evaluated for potential settlement problems. WINDOWS Windows can be single pane, single pane with storm systems, or have double or triple insulated glazings. Styles can be fixed,double hung, casement or sliding. They can be wood or metal and should operate easily and close securely. Insulated windows may suffer from moisture condensation between panes indicating broken thermo seals, which does not significantly affect its insulating quality. HOSE FAUCETS Exterior hose faucets should be checked for leakage and loose fittings. In colder climates hose faucets should be winterized to avoid freezing damage and garden hoses should be removed. ELECTRICAL CABLE Either underground or overhead electric cable is provided by a public utility. Service entrance conductors should be encased in protective material to avoid hazards. ELECTRICAL All exterior electrical wires and outlets should be weatherproof. Outside circuits(i.e. outlets, switches, fixtures)should be GFCI protected. Underground branch wiring should be appropriately installed. Copyright 2007®•New Image Software.Inc.•All rights reserved Exterior Terminology PDF created with pdfFactory Pro trial version WWW.Ddffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste. 200, Harrisburg, PA 17110 1 Phone:(717)920-8230 EXTERIOR COMPONENT CONDITION ACTION RECOMMENDED PERSPECTIVE 1 Siding:Utable e See Comments Below Minor Concern 2 Trim/fascias/soffits: ble 3 Veneer: ble 4 Doors: e Needs Paint/Caulk Minor Concern 5 Windows, See Comments Below Minor Concern 6 Hose faucets: le 7 Electrical cable: le 8 Exterior electrical: le INFORMATION 9 Siding type: Vinyl 13 Window Type: Double Hung/Casement/Fixed 10 Veneer type: Brick 11 Trim/fascias type: Wood/Aluminum 14 Windowmaterial: Wood/Vinyl/Aluminum 12 Door type: Wood/Metal 15 Electric service cable: Buried ---. _ EXTERIOR COMMENTS 16 The rear garage entry door framettrim is,slightly deteriorated&storm door is corroded(see ` photo EX1).The right side and rear house wall siding is loose/shifted.(see photo EX2).There are several locations where paint/caulk is peeling/cracked(see photo EX3).There are several window screens that are not installed(see photo EX4). 1 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham T Page 4 of 15 Copyright 2007 m•New Image Software,Inc.•All rights reserved.Virtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffacto[y.com INSPECTION PHOTOS__ _ - -- Exterior #EX1 Exterior f #EX2 Exterior #EX3 Exterior #EX4 r - - - - i 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with pdfFactory Pro trial version www.r)dffactoN.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 GROUNDS & DRAINAGE INSPECTION SCOPE Inspection of the exterior grounds and drainage is visual and intended to determine if the grading is properly carrying surface water away from the foundation. It is based on normal weather conditions at the time of the inspection. Inspectors do not perform a soil analysis or evaluate homes based on geological conditions. DRAINAGE Ideally, water should flow away from a property in all directions at a rate of one inch per foot for at least six feet. Grading should not slope toward the property and surface water should be channeled to the lowest part of the property away from the structure to prevent ponding of water next to the structure. Provisions should be made for discharging run-off from the guttering system. TREES&SHRUBS Inspectors observe trees and shrubs to see if they affect the property. The physical condition of the trees and shrubs themselves is not evaluated. Trees and shrubs should not be touching the roof, siding or the electrical service entrance cables WALKS&STEPS Walks and steps are inspected for tripping hazards. Walks and steps may be unevenor may settle and should be reported. PATIO/PORCH Patios and porches are inspected for movement and how they are attached to the property. Signs of settling,warping, or rot may occur, especially where they connect to the property DRIVEWAY Driveways may settle, crack, or deteriorate and should be reported. RETAINING WALLS Retaining walls support and hold earth in place for landscaping purposes. Evidence of movement is to be reported. Proper drainage and lateral support measures should be incorporated into the construction of retaining walls and should be reported when these conditions are not present. Copyright 2007®•New Image Software,Inc.•AII rights reserved Grounds&Drainage Terminology PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200,Harrisburg, PA 17110 1 Phone:(717)920-8230 _ GROUNDS & DRAINAGE COMPONENT CONDITION ACTION RECOMMENDED PERSPECTIVE 1 Drainage: Defective See Comments Below Minor Concern 2 Trees&shrubs: Acceptable 3 Walks&Steps: Acceptable 4 Porch/Deck Defective See Comments Below Minor Concern 5 Driveway: Acceptable 6 Retaining walls: Not Present 7 8 INFORMATION 9 Walks&Steps: Concrete 13 Porch: Concrete 10 Patio: 14 Location: Front 11 Location: 15 Retaining walls: 12 Driveway: Asphalt 16 GROUNDS&DRAINAGE COMMENTS 17 The rear deck boards are deteriorated/cracked(see photo GD1).The landscape slopes towards house foundation walls in several locations(see photo GD2). 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 5 of 15 Copyright 2007®•New Image Software,Inc.•All rights reserved.V rtus Rev 030112 PDF created with pdf Factory Pro trial version www.pdffactory.com INSPECTION PHOTOS Grounds& Drainage #GD1 Grounds& Drainage #GD2 K .''` ,-, �1�� •.fit ,r• 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with pdfFactory Pro,trial version www.pdffactoa.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg,PA 17110 1 Phone:(717)920-8230 HEATING & COOLING SYSTEM INSPECTION SCOPE Heating and cooling inspections are visual. Weather permitting, we will operate both the heating and A/C units in their respective modes.We will use normal controls and evaluate how well the system is performing its intended function. A/C OPERATION A/C units are not operated when outdoor temperatures are above 65 degrees for at least 24 hours prior to the inspection, since damage may result and compressor warranties may become void. A properly operating unit delivers cool_ai r_acrossTth escoil.. HEATING OPERATION The heating unit may not be tested at this time if temperature conditions do not allow the system to be operated normally (i.e. during warm weather months we will not operate the heating system). Systems are not dismantled. The system type(i.e.forced air, hydronic, convective)and fuel type(i.e. gas, oil, electric)will be reported. EXHAUST SYSTEM Exhaust systems are inspected to determine if combustion gases are properly vented to the outdoor atmosphere. Separated or rusted vent pipes and/or negative slope are potentially dangerous. DISTRIBUTION Conditioned air should be present in all interior rooms. Rooms without conditioned air sources should be reported. Balancing of conditioned air is beyond the scope of the inspection. FUEL STORAGE TANK/FUEL LINES If the system has a fuel storage tank, it should be reported. If the tank has been abandoned, any evidence of its presence should be reported. Abandoned tanks should be removed. Fuel lines will be defined as gas or oil and reported. HEAT EXCHANGER The view of a heat exchanger is often concealed by design. A complete evaluation can only be achieved by dismantling the unit,which is beyond the scope of this inspection. HUMIDIFIER Humidifiers require constant maintenance and often become covered by lime deposits which can cause them to become inoperable within short periods of time. FILTER A clean filter is helpful for proper operation of heating units. Dirty filters cause poor circulation, waste energy, can be unhealthy and should be cleaned/replaced often. Copyright 2007 0-New Image Software,Inc. All rights reserved Heating&Cooling System Terminology PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste. 200, Harrisburg, PA 17110 1 Phone:(717)920-8230 HEATING & COOLING f COMPONENT CONDITION - ACTION RECOMMENDED PERSPECTIVE 1 A/C operation: Acceptable 2 Heating operation: Acceptable 3 System back-up: Acceptable 4 Exhaust system: Acceptable 5 Distribution: Acceptable 6 Thermostat: Acceptable 7 Gas Piping: Acceptable 8 Heat Exchanger: Acceptable 9 Humidifier: Marginal See Comments Below Maintenance 10 Filter: Marginal Monitor Maintenance INFORMATION 11 #Heating Units: 1 18 #Cooling.Units: 1 12 Heating Types: Heat Pump 19 A/C Types: Heat Pump 13 Heating Ages: Unknown years 20 A/C age: Unknown 14 Heating Fuels: Electricity 21 Filter: Cleanable 15 Distribution: Ductwork 22 Heat Source Mfg. Goodman 16 Duct Insulation Type: Fiberglass 23 A/C Source Mfg. Goodman 17 Gas Shutoff Location: HEATING&COOLING COMMENTS Y4 The HVAC humidifier is dirty(see photo HC1).The heat pump operated at time of inspection. HVAC system should be cleaned/serviced annually. I — - I; 1ASIW. 1t i ',ClSi:nYYtIT=�'Y�i,le±t+a.tt�. `.x7iittrYy t'�+�h"v l' V a:ua+:xusw 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 6 of 15 Copyright 2007 O•New Image Software,Inc.•All rights reserved.Virtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com _INSPECTION PHOTOS__ HVAC #HC1 HVAC #HC2 M e EL RHECPA MFGNO pi2-4Q5C s SERIAL hi0 11 �DS�Gt4;PFESS(PsPWIFaCTORYCHAAGED s 150 Ls �ISTOC10FiZ FM2. SEC'f#ON HZ 3 pH y9� wild V ooMP; :17.9 1 t Q P)i ,;�c•1/�7�-/+y�FLAy��T/4 HFIAIM r�i NW�.r YAC�If\,CK &qKR-® FE PIM NVC c'�rrooc�u � t 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with pdfFactory Pro trial version www.r)dffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200,Harrisburg, PA 17110 1 Phone:(717)920-8230 PLUMBING INSPECTION-SCOPE&EXCLUSIONS Plumbing inspections are visual and operational. Inspectors operate normal controls and put.the system through a normal cycle. SUPPLY PIPES Supply pipes, especially galvanized, can become clogged with mineral deposits, which restrict functional water flow. If air gets trapped in the lines, the pipes can make a knocking sound, known as water hammer. Electrolysis, which occurs from the mixing of ferrous and non-ferrous metals, can cause leaks. WASTE/VENT PIPES Waste pipe inspections are limited to the visible portions of the drain system. Inspectors run water through the system and look for any indication of leaks, defective drainage or venting. WELL SYSTEM Well inspections are limited to the accessible above-ground components: Pressure tanks that are water logged will . cause the pump to wear out quickly and should be reported. Wells should deliver adequate pressure at all times. Water samples of the site should be taken to an approved laboratory to test potability. WATER HEATER/TEMPERATURE PRESSURE RELEASE(TPR)VALVE Water heaters are inspected visually for proper installation and ability to provide adequate hot water. All water heaters must have a temperature pressure relief valve with a properly installed extension discharge pipe. Copyright 2007®•New Image Software,Inc.•All rights reservW Plumbing Terminology PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 PLUMBING COMPONENT CONDITION ACTION RECOMMENDED PERSPECTIVE 1 Supply pipes: Acceptable 2 Waste/vent pipes: Acceptable 3 Funct'I water flow: Acceptable 4 Funct'I waste drain: Acceptable 5 Well system: Not Present 6 Septic system: Not Present 7 Water heater: Acceptable 8 TPR Valve: Not Inspected Monitor Maintenance INFORMATION 9 Water supply Municipal 14 Waste system Municipal represented as: represented as: 10 Supply pipes: Copper/Plastic 15 Septic location: 11 Pipe insulation type: None 16 Waste/Ventpipes: Plastic 12 Water Shutoff. Basement 17 Water Heater Manf.: A.O.Smith Location: 13 Well location: 18 Water Heater Gallons: 50 Age: 11 years 19 Water Heater Fuel: Electric PLUMBING COMMENTS 20 d"cr 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 7 of 15 Copyright 2007®•New Image Software,Inc.•All rights reserved.Virtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com INSPECTION PHOTOS Plumbing #P1 �1 C i rte- . 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with PdfFactory Pro trial version www.pdffactory.com The Virtus Group 1. 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 I Phone:(717 -- --- )920-8230 ELECTRICAL INSPECTION SCOPE&EXCLUSIONS Electrical inspections are visual and operational. Inspectors operate all normal switches, testa Of outlets and observe visible lines. representative number WIRING AT MAIN BOX Location, type(s) of over-current protection devices and rating(s)of the main service panel(s) remove Cover panels so the main service panel wiring can be inspected. Present day systems should b Of 100 amps. Systems should be inspected for double tappin loo are reported. Inspectors wiring compatibility withover-current protection devices. g' se and bare whin e a minimum g, aluminum branch wiring and GROUND The type and location of the grounding grounding should be reported. system should be inspected and reported. Undeter mored or inadequate GFCI Newer homes require ground fault circuit interrupters. These safety devices are required in areas where water may be present, such as kitchens, bathrooms, exterior regions, garages, and basements. OI should consider updating an electrical system with these devices. der homes. AMPERAGE The rating of the main service wire conductor, main over-current device and the main service panel should be compatible and used to help determine the amperage rating of the electrical service. HOUSEHOLD WIRING Wiring beyond the main service panel box is examined for compatibility, proper over-current protection, and improper wiring conditions. CoPYright 2007®•New Image Software,Inc.•All rights reservetl Electrical Terminology DF created with pdfFactoryPro trial version wvvw.Ddffactory com The Virtus Group I 3544 N.Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 -------- _____ ELECTRICAL SYSTEM PERSPECTIVE .ACTION RECOMMENDED COMPONENT CONDITION —�— 1 Wiring at main box: Acceptable 2 Ground: Acceptable 3 GFCI: Acceptable 4 Amperage: Acceptable 5 Wiring: Acceptable 6 Receptacles: Acceptable 7 Switches: Acceptable g Fixtures: Acceptable INFORMATION y Amps: 200 14 Branch circuit wiring: Co er 10 Volts: 1101220 16 Grounding: Exterior Ground Rod Baseent/BathroomslKitchenlExteriorl 11 Main box location: Basement 16 Ground fault protection at: Gara e 12 Main Disconnect: Basement 17 Main box type: Breakers Main service Co er/Aluminum 18 Wiring type: Romex 13 conductor. ELECTRICAL SYSTEM COMMENTS 19 ------------- Page 8 of 15 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham ri ht 2007®•New Ima a Software,fnc.•Ail rights reserved.Virtus Rev 030112 COPY 9 9 PDF created with pdfFactory Pro trial version www pdffactOry.com 3544 N.Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 The Virtus Group 1 ,5 _-- - - -- ----_.___ KITCHEN & LAUNDRY INSPECTION SCOPE&EXCLUSIONS Kitchen and laundry inspections are visual and operational. WALLS!CEILINGS I FLOORS al practices for mes of Kitchen and laundry walls, ceilings &floors are inspected based on norm commdongin most homes. Most small Icra cracks and construction and exclude cosmetic items. Cracks valls are very not serious and are even considered to be normal as the usually indicate minor movement.These cracks are typically ets older. Larger cracks may indicate ongoing movement and if noted in the report,further evaluation by a houseg gene the result of aging materials in the floor structural engineer is warranted. Squeaking floors in a house are g Y and minor stresses that are common as the house gets older. Unless otherwise noted in the report,these should be considered a minor item only. DOORS&WINDOWS exits, and ease of Interior portions of doors and windows are inspected for proper ventilation, use as emergency ky be riences settling or movement within do reframe is no longer square. if noted in talls, oe of the first noticeable signs lhe re operation. If a house expedoor or port, at the doors. If a door sticks, it usually means that the sticking doors should be evaluated for potential settlement problems. HEATING&COOLING The presence of conditioned air sources to the kitchen and laundry are noted. CABINETS ISHELVES — binets are inspected for acceptable operation. Kitchen and laundry shelves and ca SINK PLUMBINGld be free _ Kitchen and laundry sinks should be inspected for proper installation and operation. Plumbing systems shou of leaks and drain and vent properly. APPLIANCES (BUILT-IN) Built-in appliances will be operated and reported. LAUNDRY The location of the laundry room will be reported.This section of the report will be completed in the same manner as the kitchen portion. DRYER VENTS I DRYER SERVICE v rminate in the crawl space, garage or attic. The Dryer-vents should be vented to the exterior. They should not te condition of the dryer electrical service should be reported. Kitchen&Laundry Tertninolog Copyright 2007 O•New Image software.Inc.•All rights reserved PDF created with pdfFactory Pro trial version t^^^^wndffactory.com The Virtus Group 1 3544 N.Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 - _ KITC H E N . &-..LAU N_DRY --- ACTION-RECOMMENDED _ _ ____—_— -- PERSPECTIVE- COMPONENT - — CONDITION-KITCHEN 1 Walls/ceiling/floor. Acceptable 2 Doors&windows: Acceptable 3 Heating&cooling: Acceptable 4 Cabinets/shelves: Acceptable 5 Sink plumbing: Acceptable APPLIANCES 6 Disposal: Acceptable 7 Dishwasher. Acceptable 8 Refrigerator: Acceptable 9 Exhaust fan: Acceptable 10 Microwave: Acceptable 11 Ice-Maker: Acceptable 12 13 Range/oven: Acceptable 14 Gas or electric?Electric LAUNDRY 15 Walls/ceiling/floor. Acceptable 16 Doors&windows: Acceptable 17 Washerplumbing: Acceptable 18 Sink plumbing: Acceptable 19 Cabinets/shelves: Acceptable 20 Heating&cooling: Acceptable 21 Dryer vent: Acceptable 22 23 24. Dryer service: Acceptable 25 Gas or electric? Electric —-- KITCHEN AND LAUNDRY COMMENTS - - - 26 Page 9 of 15 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Copyright 2007 0•New Image Software,Inc.•All rights reserved.V rtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com Ste. Harrisburg,PA 17110 ( Phone:(717)920-8230 The Virtus Group 13544 N.Progress Ave., BATHROOMS INSEP CTION SCOPE&EXCLUSIONS mbing fixtures to determine the presence of -- Bathroom inspections are visual and operational. Inspectors operate plu leaks and look for water damage. WALLS I CEILINGS I FLOORS and Bathroom walls, ceilings & floors are inspected based on walls arelveryding commrontines for homes of most homes. Mostlsmallilar cracks construction and exclude cosmetic items. Cracks in the ypic II not serious and are even considered t r be normal as usually indicate minor movement. These cracks are typically house are generally the result of aging materials in the floor the house gets older. Larger cracks may indicate ongoing movement and, if noted in the report,further evaluation y a structural engineer is warranted. Squeaking floors in a and minor stresses that are common as the house gets older. Unless otherwise noted in the report,these should be considered a minor item only. DOORS&WINDOWSper ion, use as emergency exit, an ease of Interior portions of the doors and windows are inspectedor pro thin the walls,tone of the fi st noticeable signs wild likely be operation. If a house experiences settling or movement at the doors. If a door sticks it usually means that the nt°�blems.frame is no longer square. If noted in the report, sticking doors should be evaluated for potential settlem p HEATING&COOLING — -------- —�-� The presence of conditioned air sources to the bathrooms and their condition is reported. CABINETS I SHELVES I COUNTERS Bathroom shelves, cabinets and counters are inspected for acceptable operation. VENTS he outdoor atmosphere. Inspection of the exhaust vent systems shoulddetectas excessive moisture build-upds tofromthigh humidity cond t o s Systems that recirculate indoors should be correctecte may lead to water related damage. SINKS/TOILETS/TUBS I SHOWERSt shower,tub surroundi Bathroom plumbing systems are inspected for las hick may affe is and flocors that intersect rwith these unitsngs Inspectors examine and look for evidence of leaks at the jun BATHROOMS INSPECTED The number of associated bathrooms will be reported. Bathroom Cop Terminology Copyright 2007 O•New Image Software,Inc.•All rights reserved PDF created with pdfFactory Pro trial version w^w0ffactory.com The Virtus Group 1 3544 N.Progress Ave.,Ste,200,Harrisburg,PA 17110 1 Phone:(717)920-8230 BATH ROOMS PERSPECTIVE COMPONENT CONDITION ACTION RECOMMENDED — -- --— 1 Walls,ceiling,floor: Acceptable 2 Doors&windows: Acceptable 3 Heating&cooling: Acceptable 4 Cabinets&counter: Acceptable 5 Vents: Acceptable g Sinks: Acceptable 7 Toilets: Acceptable 8 Tubs: Acceptable g Showers: Acceptable 10 Whirlpool: Acceptable BATHROOMS INSPECTED 11 #of Half baths: 1 12 #of Full baths: 2 13 #of 3/4 baths: 0 BATHROOM COMMENTS 14 .Page 10 of 15 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Copyright 2007®•New Image software,Inc.•All rights reserved.Villus Rev 030112 PDF created with pdfFactory Pro trial version -torV.com The Virtus Group I 3544 N.Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 - — �- --------- - - - -- INTERIOR ROOMS INSPECTION SCOPE&EX, CLUSIONS base findings on homes of similar Interior room inspections are conducted visually. Inspectors examine and construction and age. WALLS I CEILINGS I FLOORS ,. ---- -- —�- f -- builing pracics for homes interior walls, ceilings & floors are inspected e and bases on arenormal erydcommontinemost homes. oMostfsmalilar l gcr cks construction and exclude cosmetic items. Cracks usually indicate minor movement. These cracks are typically not serious and are even considered to be normal as imovement and, if noted in the report,further evaluation by the house gets older. Larger cracks may indicate ongoing a structural engineer is warranted. DOORS&WINDOWS til on, use as emergency exits, ease of Interior portions of the doors and windows are inspected within the proper ven onfe of the first noticeable signs windI kely be operation. If a house experiences settling or movement at the doors. If a door sticks it usually means that the door or door frame is no longer square. If noted in the report, sticking doors should be evaluated for potential settlement problems. HEATING&COOLINGThe presence of conditioned air sources to the interior rooms and their condition is reported. CABINETS/SHELVES I COUNTERS -- Interior room cabinets, shelves and counters are inspected for acceptable operation. WET BAR _ __ — ----------,�`_ -_ Wet bars are inspected for proper installation of plumbing components, should be free of leaks, and drain and vent properly. FIREPLACE I WOODSTOVE not operatthese Fireplaces are checked for proper installation. We oeflue area floo a or We missing dampers, and/or signs loose,improper installation such as evidence of creosote nthe throat o missing or damaged fire box material. Flue interiors are not inspected. Please consult a professional chimney sweep. SMOKE DETECTORS --__-- -- --- - _- _ ---- — - -The presence of smoke detectors are reported and should be located on each floor, and at/or near the bedroom sections of the home. T _ STAIRS/BALCONIES/RAILS - Railing and stair systems are inspected for safety. Proper railing installation and consistent stair riser and tread dimensions are necessary for safety. ht 2007 O•New Image Software.Inc.•All rights reserved Interior Room Terminology �PYd9 --------------- PDF created with pdfFactory Pro trial version www pdffactory.com The Virtus Group 1 3544 N.Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 I NTE RIO R_ROO MS PERSPECTIVE COMPONENT CONDITION _ACTION_RECOMMENDED 1 Walls,ceiling,floor: Acce table Minor Concern 2 Doors&windows: Defective See Comments Below 3 Heating&cooling: Acce table 4 Cabinets&counter: Acce table 5Maintenance 6 Fireplc/woodstove: Not Ins ected Cleanin /Certification b Chimne Swee Maintenance 7 Smoke detectors: Not Ins ected Monitor g CO detectors: Not Present 9 Stairs/balcony/rails: Acce table 10 INFORMATION 11 Rooms inspected: Bedrooms#: 4- 12 Walls&ceilings: Drywall 13 Floors: Ca et[Vin IITile/Hardwood U Number of wet bars: 0 15 Number of fireplaces/woodstoves: 1 16 Fuel source: Wood INTERIOR ROOM COMMENTS 17 The dining room French door is damaged/cracked(see photo IR1).The rear bay window pane grid is missing(see photo IR2). Page 11 of 15 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Bri ham Copyright 2007®-New Image Software.Inc.-All rights reserved.ViRus Rev 030112 PDF created with pdfFactory Pro trial version www.Pdffaclgry.com IN_ SPEUION_RK OS Interior Room #IR1 Interior Room #IR2 ' S Y t 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with pdfFactory Pro trial version www pdffactory.com The Virtus Group 1.3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 GARAGE & CARPORT INSPECTION SCOPE&EXCLUSIONS Garages and carports are inspected based on accessibility and are reported as being attached or detached from the house structure. The exterior components (i.e. roof, walls, eaves, fascias, gutters, etc.) should be reported when defects exist. They should also be reported when they differ from those components previously listed as part of the house structure. Interior components(i.e.walls, etc.)should be reported when defects exist and when they differ from those components previously listed as part of the house structure. FIREWALL/FIREDOOR Attached garages should be separated from common walls of the house by a proper firewall and firedoor. Their purpose is to prevent migration of smoke from entering the house in the event of a garage fire.The presence of these items will be reported. The presence of both a required fire door between the house and the garage and an automatic door closing devices will be reported, if applicable. VEHICLE DOOR Damage to the garage door hardware may represent a potential safety concern. Garage doors are oftentimes heavy and place a great deal of force on related components. Should any of these components fail,the weight of the door could create a dangerous condition. Some garage doors are installed with exposed springs. This type of hardware configuration should include safety features designed to prevent harm should the spring break. DOOR OPENER Electric garage door openers have been known to trap people, especially children, under the door as it closes. For this reason, all garage door openers should be equipped with a safety device to reverse the direction of the door, if necessary. Non-reversing door openers should be replaced for safety. Safety reversing devices should be checked monthly. Copyright 2007®•New Image Software,Inc.•All rights reserved - Garage&Carport Terminology PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste. 200, Harrisburg,PA 17110 1 Phone:(717)920-8230 GARAGE & CARPORT COMPONENT CONDITION ACTION RECOMMENDED PERSPECTIVE 1 Roof: Acceptable 2 Walls: Acceptable 3 Eaves: Acceptable 4 Electrical: Acceptable 5 Gutters: Acceptable INTERIOR 6 Walls/ceiling/floor. Defective See Comments Below Major Concern 7 Firewall/firedoor: Acceptable 8 Doors&windows: Acceptable 9 Garage doors: Acceptable 10 Door openers: Acceptable 11 Electrical: Acceptable 12 Heating&cooling:INot Present INFORMATION EXTERIOR y INTERIOR 13 Location: Attached Garage 17 Walls&ceilings: _Drywall 14 Roof covering: Shingle 18 Floors: Concrete 15 Roof age: 1-5 Newer Condition 19 Garage door: Double Overhead 16 Gutters: Aluminum GARAGE&CARPORT COMMENTS Y0 The left side garage floor is cracked/shifted/settled,indicating possible major defect(see photos G1 &G2).Recommend contractor/engineer evaluate further. 2 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 12 of 15 Copyright 2007®-New Image Software,Inc.-All rights reserved.Virtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com . 1. ., -. �`INSP_ECTIONpPHOTOS � `' �''X Garage&Carport #GC1 Garage&Carport #GC2 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200,Harrisburg,PA 17110 1 Phone:(717)920-8230 ATTIC INSPECTION SCOPE&EXCLUSIONS Attic inspections are visual. Inspectors will access the attic if possible. Most attics are unfinished and outside the living space of the home. ACCESS Inspectors will locate and access if the attic has adequate clearance and is unobstructed. Some attics are too narrow to enter or are not present due to cathedral ceilings. FRAMING Attic framing creates.space between the ceiling and the roof. It should be sturdy enough to carry the weight of the framing and roof as well as snow and ice in colder climates. SHEATHING The sheathing separates framing from roof shingles. It should be kept dry and free of roof leaks and its condition should be reported. INSULATION Attics are subject to extreme temperature changes due to direct exposure of the sun on the roof in summer and the lack of a heat source on winter days.Therefore, adequate attic insulation is necessary for energy efficiency. VENTILATION Attics must be ventilated properly to eliminate cold weather moisture build-up and subsequent condensation. Additionally, ventilation is necessary to prevent excessive heat and subsequent overworking of the A/C system during warm weather. EXPOSED WIRING Attic wiring, a part of the branch circuit wiring for the living space, should not be covered with insulation or have any splices or open junction boxes. PLUMBING VENTS/CHIMNEYS/FLUES Plumbing vents,chimneys and flues should terminate above the roof line and be free of leaks around flashed areas. Copyright 2007 m•New Image Software,Inc.•An fights resewed Attic Terminology PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste. 200, Harrisburg, PA 17110 1 Phone:(717)920-8230 ATTIC COMPONENT CONDITION _ACTION RECOMMENDED PERSPE__CT_IVE 1 Access: Acceptable 2 Framing: Acceptable 3 Sheathing: Acceptable 4 Insulation: Acceptable 5 Ventilation: Acceptable 6 Exposed wiring: Acceptable 7 Plumbing vents: Acceptable 8 Chimney&flues: Acceptable 9 Vapor Retarder: Not Present 10 INFORMATION 11 #of Attic areas: 1 14 Framing: Conventional 12 Access locations: Closet 15 Sheathing: Plywood 13 Access by: Hatch 16 Insulation: Fiberglass ATTIC COMMENTS 17 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 13 of 15 Copyright 2007®•New Image Software,Inc.•All rights reserved.Virtus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory.com INSPECTION PHOTOS Attic #AT1 Attic #AT2 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with pdfFactory Pro trial version www.pdffactory.com The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 FOUNDATION INSPECTION SCOPE&EXCLUSIONS Foundation inspections are visual and limited to accessible components. Accessibility will vary due to type of foundation and other obstacles. The most common problem concerning foundations is water. ACCESS Inspectors will access foundation components based on their design. For instance, unfinished basements offer complete access while slab foundations offer very little. FOUNDATION WALLS Inspectors will attempt to identify the type of materials used in the foundation and look for abnormal cracks,wear, or movement. If warranted, additional structural inspections may be recommended. FLOOR FRAMING Basements and crawl spaces normally allow for a complete inspection of the floor framing. Inspectors will look for signs of moisture penetration, dry rot or other system damage in areas where accessibility permits. INSULATION Insulation in basements and crawl spaces may obstruct the inspector's view. Improperly installed insulation may trap moisture and lead to rot. VENTILATION Basements and crawl spaces require proper ventilation to allow moisture to escape. Perimeter vents or windows in the foundation help aid evaporation. Vents should be closed during winter months in colder climates. SUMP PUMP/DRYNESS/DRAINAGE Basement and crawl space areas prone to water problems should have a sump pump. Removing water reduces the amount of moisture and likelihood of insects in the home. Proper grading at the outside foundation, the use of sump pumps, and/or gravity drainage helps keep basements and crawl spaces dry. FLOOR/SLAB The concrete floor (slab) inspection is very limited due to lack of accessibility. Inspectors will report the presence of floor coverings(i.e.tile, carpeting), and will note signs of movement or cracks. Copyright 2007®•New Image Software,Inc.•All rights reserved Foundation Terminolog PDF created with pdfFactory Pro trial version www.pdffactory.com 4 The Virtus Group 1 3544 N. Progress Ave.,Ste.200, Harrisburg, PA 17110 Phone:1 e. (717)920-8230 -- FOUNDATION COMPONENT-—CONDITION��_ T _.TION RECOMMENDED PERSPECTIVE Foundation Type Basement - --- - -- — 1 Access: Acce table 2 Foundation walls: Defective See Comments Below 3 Floor framing: Acce table Major Concern 4 Insulation: Acce table 5 Ventilation: Acce table 8 Sump pump: Defective See Comments Below 7 Dryness/drainage: Acce table Minor Concern 8 Floor/Slab: Acce table 9 Vapor Retarder: Acce table 10 windows: Defective See Comments Below Major Concern .4— INFORMATION 11 Foundation walls: Concrete 14 Beams: Steel I Beam 12 Floors: Concrete 15 Piers: Steel Columns 13 JbistfTruss Detail: Lumber 16 Sub Floor: P_ywood 17 Insulation: Band Joists FOUNDATION COMMENTS 18 The right front foundation wall is cracked/damaged(see photos F1).Recommend contractor evaluate and repair cracks as needed. The left rear basement window trim is stained.Trim was moist at time of inspection,indicating water intrusion(moisture meter)(see photo F3).Recommend contractor evaluate and repair as needed. r The left rear sump pump battery back-up wiring is disconnected(see photo F4). There are several panels mounted to foundation walls(see photo F5).Condition of walls behind panels is unknown. Recommend operating dehumidifier(s)as desired. a F3 9 F4 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Copyright 2007®•New Image Software,Inc.•All rights reserved.vrtus Rev 030112 Page 14 of 15 PDF created with pdfFactory Pro trial version wwwpdffactoo The Virtus Group 1 3544 N. Progress Ave., Ste.200, Harrisburg, PA 17110 1 Phone:(717)920-8230 Foundation FOUNDATION COMMENTS-Continued 18 -- -U — 1037 Chelmsford Drive,Mechanicsburg,PA 17050-Daniel&Danielle Brigham Page 15 of 15 Copyright 2007 0•New Image Software,Inc.-All rights reserved.Vitus Rev 030112 PDF created with pdfFactory Pro trial version www.pdffactory corn INSPECTION PHOTOS �— Foundation #F1 Foundation #F2 Foundation #F3 Foundation #F4 k+} � G �p ly "i Foundation #FS 1, 4 1037 Chelmsford Drive,Mechanicsburg,PA 17050 PDF created with PdfFactory Pro trial version www.Pdffactory.com // 000 i 00 000 YINGST ENGINEERS .110 N 0.1 000 & Associates, lnc. Inspections • Design •Forensic Engineering •Reserve •Transition Studies August 12,2014 Mr. Daniel Brigham 5195 Winthrop Ave Mechanicsburg, PA 17052 RE: Limited Structural Inspection 1037 Chelmsford Dr. Mechanicsburg,PA 17050 Project No.: 14-0417 Dear Mr. Brigham: An inspection of the above property was performed on Friday,August 8,2014. This report has been prepared based on that inspection. The primary purpose of the inspection and this report is to investigate cracking in the poured concrete foundation wall and sagging of the concrete floor slab in the garage. This inspection was performed by and report written by Zachary A. Hay,E.I.T. In addition,this project has been supervised by Stephen M.Yingst,P.E., CBIE. As you requested,this evaluation is limited in scope,focusing on the concerns above only. A detailed,room by room inspection is not included. The results of this home inspection are not intended to make any representation regarding the presence or absence of latent or concealed defects that are not reasonably ascertainable in a competently performed inspection. No warranty or guaranty is expressed or implied. For your reference, the following definitions may be helpful in understanding the report: Excellent: Recently installed building system or site component with no repair or maintenance required. The full remaining useful life of this system/component is assumed. 421 West Chocolate Avenue,Hershey, PA 17033 . 717-533-3346 • 800-231-3346 •717-533-3376(fax) Exhibit www.YingstEngineers.com Brigham August 12,2014 1. The foundation of the home consisted of poured concrete walls that appeared to be in good condition at the time of inspection. However,the following items were noted: • The right side foundation wall had a separation as a result of two different poured and inadequate vibration or mixture of the concrete which has been previously . surface patched with caulk. This does not represent a structural concern at this time. • There was a small vertical shrinkage crack in the right side wall. This does not represent a structural concern and is normal with this type of foundation wall. • It was noted that a.crack was present above the right front basement window. This appeared to be the result of concrete shrinkage and placement technique. The wood sill to the window has deflected slightly at.this time. 2. The garage of the home consisted of a poured concrete floor slab and conventional wood framing with wood roof trusses. These components appeared to be in good condition at the time of inspection,however the following items were noted: • Very minor cracking was noted in the garage floor slab. This is considered normal for the age of the home and style of construction and does not represent a structural concern. • The floor slab has settled and deflected inward forming a concave shape at the center of the slab. The front and rear of the slab appeared to have stayed in place while the center of the slab has deflected downward approximately 2". This is noticeable by the gap along the trim of the wall as the wall has stayed in place. While this does not represent an immediate structural concern,we recommend it be repaired to ensure no additional movement occurs. CONCLUSIONS/RECOMMENDATIONS Based on our evaluation, and to a reasonable degree of engineering certainty,we have the following professional opinions: 1 The foundation walls appeared in good condition at the time of inspection and no repairs are recommended at this time. 2. At this time, it is recommended that the floor slab be slab jacked in order to return it to an appropriate slope towards the exterior of the home and solidify the subbase beneath the slab in order to prevent additional movement. This process involves drilling holes though. the slab and pumping flowable grout beneath the slab in order to raise it. This report is presented as an inspection report and general outline of the recommended repairs. It is not a detailed plan of repair. If you desire, we can provide additional sketches and specifications for the repairs,however,there would be an additional charge for this service. Yingst Engineers&Associates,Inc. 3, Job No.14-0417 Thank you for the opportunity to be of service and please call if you have any additional questions. Sincerely, Zachary A. Hay,E.I.T. , z21, Yiiigst`Erig�ne'qAssoctes, Inc.�i ,�; ,�;,���� Stephen Yin 99 t, P.E., BTS ' �'s„r� u, Yingst Engineers &Associates,Inc. R ZAH/bkd Enclosures: Invoice Estimate - danielbrighamesq(a),gmail.com - Gmail Page 1 of 1 +Daniel Search Images Maps Play YouTube News Gmail More label:new-brigham-home -- - -- - -- - It looks like youhaveenabled Internet Explorer Compatibility View_-. ----- -- Mall I Remove label Gmail works b - -- -- - rks best if you turn this off. Learn how to do this Dismiss � More COMPOSE Foundation Repair-www.keystonefoundationrepair.com-Bowed,Cracked,&Leaky Walls Helical Piers Lifetime Warranty! Inbox Estimate New Briyham Home x Starred Important Bonnie Dietz,Via hotmail.com to dbrigham-sb Sent Mail Drafts Mr.Brigham: Circles As per your request,the estimated cost of repair for slab-jacking the left-side garage floor slab will range from$ 2011 Honda Civic... amount of grout needed to raise the slab. Birthdays , These estimates are based on our general knowledge of building systems,local contracting/construction industry c. Coupons national sources including R.S.Means Building Home Improvement Cost Guide,Saylor Square Foot Building Costs,at Danielle Cruze Acci... Remodeling Estimator by Craftsman. We have performed no design work as part of this study,nor have we obtain -- ----- -- estimates. All cost estimates are+/-50%. El ,'Search people._ Zachary A.Hay dbdghaml l07@g... 4ggbr462266339... Bonnie Dietz Bradley Gorter Yingst Engineers&Associates,Inc. Brian Chubb 421 W.Chocolate Avenue Hershey,PA 17033 Phone: 717-533-3346 hfunk@pa.gov Fax: 717-533-3376 Jessica Regan www.vingstengineers.com Keith Sealover Specializing in Designs&Inspections sealover4@comc... Like us on FACEBOOK-www.facebook.com/vinostengineers Stefanie ulna, Follow us on Twitter swrck460168857... YINGST ENGINEERS Iric- https://mail.google.com/mail/u/0/ 9/9/2014 dotloop -peoplework, not paperwork. Page 1 of 1 A 1 BACK SAVE MORE SHARE dotloop signaturevenfication:dotioop.com/my/verf..� — _..._._ ---._�.— .---... -...-� _._....._..._�`_......._.......--.---..--__.--v,.� dotloop -72190414-4-X1 U1 i I REPLY TO INSPECTIONSIREPORTS RR ADDENDUM TO AGREEMENT OF SALE M rogn xecmw rnded and at wed for.but not restricted to use by,the n crubm or the Pww)Irma ARsosialion cit'REALTORSO(PAR). I I 1 PROPERTY 1037 Chelmsford Drive,Mechanicsburg,PA 17050 I 2 SELLER Ronald'E.GiRg 3 BUYER Daniel and Danielle Brigham 4 DATE OE AGREEMENT_Juhr23,2014 5 In reply to the following inspections/reports only: 6 1]110=017rnperty Impeetions and E:aviron- Wood infestation Property Boundaries 7 mental hazards(mold,eta): ✓❑Radon Deeds,Restrictions and Zoning 8 ❑Water Service Lead-Based Paint 9 ❑on-Lot Sewage Municipal Requirements 10 AppralsallMortgage Lender Inspection prop"Insurance Other: I l 1. ❑ Accept:Buyer accepts the Property in the condition reflected in the above Report(s)/Results. I 12 2. fl Written Corrective Proposal:In response to the attached.Report(s),Buyer accepts the Property and Seller agrees to satisfy the 13 terms of the following Written Corrective Proposal(s): 14 (A) CorrectionstRepairs and/or credits:Seiler,at Seller's expense,will make the following corrections/repairs to the 15 Property in a workmanlike manner,with permits if required,or provide the following credits prior to settlement: 16 Seller to have'floor stab slabyacked in order to return It to an aooromiale stage towards exterior of home andIgplidi y the 17 subbase beneath the stab in order to PreventaWltkmtal movement-ger the CatdusignalRecanmendabons Provided by 18 Yingst Engineers&Assodates,inc.in the Inspection Report dated August 12,2014 and fie Estimated Cost Repair,copies of which 19 are attached and made a part hereof. 20 21 22 ee attached Proposal(s) 23 (R)❑ Seller Assist:Seller Assist is changed to$ or %of the Purchase Price,maximum, 24 toward Buyer's costs as permitted by the mortgage lender(s),if any.Seiler is only obligated to pay up to the amount 25 or percentage which is approved by mortgage lender. 26 (C)❑ Settlement Date:Settlement date is changed from to 27 (D)❑Purchase Price:Purchase price is changed from$ to$ 28 (E)❑ Mortgage Terms: 29 is changed from to 30 is changed from to 31 (k) ❑ Other: 32 1 33 34 3. ❑ Change of Time Period(s)(changing of any time period in the Agreement of Sale does not constitute acceptance of the 35 Property unless otherwise stated):Time periods stated in the Agreement of Sale are changed as follows: 36 (A) Contingency Periods 37 1.The contingency period for elected in the Agreement of Sale is changed to 38 2.The contingency period for ,elected in the Agreement of Sale is changed to I 3 39 3.The contingency period for elected in the Agreement of Sale is changed to 40 (B) Additional Time Periods d'I 1.The time period in paragraph ,line of Agreement of Sale is changed to 42 2.The time;period in paragraph line of Agreement of Scale is changed to 43 3.The time period in paragraph lige of Agreement of Sale is changed to 44 All other terms and conditions of the Agreement of Sale remain unchanged and in full force and effect. �1 dotloop—Ified /y 45 WITNESS BUYER —ZeeD.�2r�Eawr oa 2n a rer 46 47 WITNESS BUYER TATE 48 08/12/14 03:353�pm EDT 49 WITNESS BUYER ELMR-TrsJ�EI)A1L/ i 50 51 WITNESS SELLER DATE i 52 53 WITNESS SELLER DATE, 54 55 WITNESS SELLER DATE 56 j COPYRIGHTPENNS17TANIA ASSOCIATIO,7OP ItEM DORSO 2010 Pennsylvania Association of REALTORS` 7/10 V https://www.dotloop.com/my/loop/16696560/file/72190414 9/9/2014 dotloop - peoplework, not paperwork. Page 1 of 1 BACK SAVE MORE SHARE Deficiency Summary The Virtus Group( 3644,N.Progress Ave.,ate,200,Harrisburg,PA 17110 {Phone:(717)9208230 Insp pate: 7/30/2014 1037 Chelmsford Drive Ple 8 0730144 Exterior-Minor Concerns The rear garage entry door frameirtrim is slightly deteriorated&storm door Is corroded(see photo EX1).The right side and rear house wall siding is IooselshiRed.(see photo EX2).There are several locations where painticaulk Is peeling/cracked(see photo EX3).There are several window screens that are not installed(see photo EX4). Grounds-Minor Concerns The rear deck boards are deteriorated/cracked(see photo GD1).The landscape slopes towards house foundation walls in several locations(see photo GD2). I HVAC-Maintenance The HVAC humidifier is dirty(see photo HCI).The heat pump operated at time of inspection.HVAC system should be cleaned/serviced annually. Interior Rooms-Minor Concerns The dining room French door is damagedicracked(see photo IRI).The rear bay window pane grid Is missing (see photo IR2). Garage-Major Concern The left side garage floor is cracked/shifted/settled,indicating possible major defect(see photos G1&G2). Recommend contractor/engineer evaluate further. i Foundation-Major Concern The right front foundation wall is cracked/damaged(see photos 01).Recommend contractor evaluate and repair cracks as needed. { Foundation-Major Concern I The left rear basement window trim Is stained.Trim was moist at time of inspection,indicating water intrusion (moisture meter)(see photo F3).Recommend contractor evaluate and repair as needed. i Foundation-Minor Concern The left rear sump pump battery back-up wiring Is disconnected(see photo F4). Foundation-Noted There are several panels mounted to foundation walls(see photo F5).Condition of walls behind panels is unknown. Foundation-Maintenance Recommend operating dehumidifierts)as desired. I I � - 1, I i i YlrerpwAispmuideCas a c"esy Ta quicker*600$ta DEFtpENCIESeAthIn lh-h9,ecdareport.parL TNsl6 mtM4ended asa substikA0lorrnadrig Ula inapaC.Oan rep Rewilsted my to 0E="ed mmef on tiv eormspond 9 mpa'pep.Them also may be indinp of w rtan wu is kslad an iNs pace. 1037 Chelmsford Drive,Mechanicsburg,PA 17o60Danle13 Danielle Brigham D1 CaWQM 2067 D.NOW Image SaRaae,im•A!I dgN,resial.V fts Rev 12 j V Pf 1F rr.Patarl with_ndfFac#nry_Pro tdal,-,version ww_w.Ddffactorv_:Com https://www.dotloop.com/my/loop/l 6696560/file/72142942 9/9/2014 dotloop - peoplework, not paperwork. Page 1 of 1 �k BACK SAVE MORE SHARE M Ilfk 1 dotloop signature verification:dotloop.com/my/verification/DL-72379223-4-1 HQ1 AGREEMENT OF SALE RELEASE AND DISTRIBUTION OF DEPOSIT MONEY REL This form recommend and a"toved for,bin not mtrimed to use'by;thn members OMC Pennsylvaaie Association of REAUORSN(PAR} 1 PROPERTY 1037 Chelmsford Drive,Mechanicsburg,PA 170.50 2 SELLER Ronald E.Gerbig 3 BUYER Daniel and Danielle Brigham 4 DATE OF AGREEMENT July_23.2014 s DEPOSIT MONEY HELD BY Jitqk Gaughen Realtor II s 7 1. Buyer and Seiler entered into an Agreement of Sale to purchase the.Property identified above.Buyer and Seiler release,quit claim a and forever discharge EACH OTHER,ALL BROKERS,their LICENSEES,EMPLOYEES and any OFFICER or PARTNER of s any one of them and any other PERSON,FIRM or CORPORATION who may be liable by or through them,from any and All claims, 16 losses or demands set forth in the Agreement of Sale as well as those arising from or relating to the Agreement of Sale. The deposit 11 money paid on account of the purchase price will be distributed as set forth below, 12 i:t 2. DEPOSIT MONEY PAID ON ACCOUNT OF PURCHASE PRICE $ 6,000.00 14 DISTRIBUTION OF DEPOSIT MONEY: TO SELLER S i 15 TO'BUYERS 6,000.00 1E 1r Buyer And Seiler intend to be legaily;bound by this Agreement of Ssie Release and Distribution of'Deposit Money. 1$ dotloop verified 19 WITNESS BUYER G� DNQG4DFAKfr--uN0 20 WITNESS ,BUYER d-doo gt WITNESS BUYER V4PT-HVDfVD0V 22 WITNESS SELLER DATE t, WITNESS SELLER DATE 2$ WITNESS SELLER DATE COPYR'fCnT PENNSYLVANIA ASSOCIATlf*OF REA1.7DRS4 2N6 Pennsyhramia Association of REALTORS' 10A16 I � I I i { x 1 i • IE (f� I v T- https://www.dotloop.com/my/loo /16696560/file/72379223 9/9/2014 r !• ids 2 14 SEP 12 PM 3: 4 3 CUMBERLAND COUNT By: Daniel Brigham, Esq. PENNSYLVANIA . PA ATTORNEY I.D. No. 312517 5195 Winthrop Avenue Mechanicsburg, Pennsylvania 17050 (973)919-2390 danielbrighamesq@gmail.com Attorney for Daniel Brigham and Danielle Brigham DANIEL BRIGHAM AND : DANIELLE BRIGHAM COURT OF COMMON PLEAS PLAINTIFFS CUMBERLAND COUNTY vs. RONALD E. GERBIG DOCKET NO. DEFENDANT PRAECIPE TO THE PROTHONOTARY: Please mark the above-captioned matter as a Lis Pendens on the property located at 1037 Chelmsford Drive, Mechanicsburg, PA 17050, Parcel I.D. No. 10161056075,and as more fully described in Cumberland County in the Office of the Recorder of Deeds, Deed Book 0034W, Page 719, last sold on November 27, 1990, with a land description of Lot 97 PL 5 PH I PB 54 PG 95. oW fAa b\1 _ obwd aniel Brigham, Esq. Attorney for Daniel and Danielle Brigham 5195 Winthrop Avenue Mechanicsburg, PA 17050 PA Bar Id. No. 312517 pn- sb ®te r Dated: September 12, 2014 e"Sk � 3116�5 Ce- Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY 01 IC11)0.0 OFFICE OF THE SHERIFF Cu Fr((tJji 51 ; P /0: 0 GOON -TY S N I Daniel Brigham (et al.) vs. Ronald E Gerbig Case Number 2014-5442 SHERIFF'S RETURN OF SERVICE 09/17/2014 11:06 AM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Ronald E Gerbig at 1037 Chelmsford Drive, Hampden Township, Mechanicsburg, PA 17050. SHERIFF COST: $39.79 SO ANSWERS, September 18, 2014 (c) CounlySuite Sheriff, Teleasoft, Inc. RONNW R ANDERSON, SHERIFF IN.THE COURT OF COMMON PLEAS DANIEL BRIGHAM AND OF CUMBERLAND COUNTY, DANIELLE BRIGHAM PLAINTIFFS vs. RONALD E. GERBIG DEFENDANT TO THE PROTHONOTARY: PENNSYLVANIA DOCKET NO. 14-5442 t) ra CIVIL ACTION -1:) rria) C=21 cisme` -`-� 7:0 _._�.. MCD - ; C. \.J T iv PRAECIPE TO DISCONTINUE Please mark the above captioned matter discontinued with prejudice. Date: B By: IEL BRIG PLAINTIFF ANIELLE BRIGHAM, PLAINTIFF