HomeMy WebLinkAbout09-25-14 � � e
1505610105
REV-1500 EX(02-11)(FI)SJ!!s
PA Department of Revenue pE1111!11.1.1nns LL�1y77lvania OFFICIAL USE ONLY
e
Bureau of Individual Taxes ° County Code Year File Number
PO BOX 28o6o1 INHERITANCE TAX RETURN _
Harrisburg,PA 17128-o6o1 RESIDENT DECEDENT y" Q
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
01/22/2014 01/27/1912
Decedent's Last Name Suffix Decedent's First Name MI
Blanco Maria P
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
COD 1. Original Return CO 2.Supplemental Return O 3. Remainder Return(Date of Death
Prior to 12-13-82)
O 4. Limited Estate O 4a. Future Interest Compromise(date of O 5. Federal Estate'Tax Return Required
death after 12-12-82)
® 6. Decedent Died testate O 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust.)
O 9. Litigation Proceeds Received O 10.Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A)
Between 12-3191 and 1-1-95) (Attach Schedule 0)
CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO;
Name Daytime Telephone Number
George W. Porter, Esquire (717) 533-7130
REGISTER OF WILII�SE ONLY
C7 s :C7 M
First Line of Address rn 67) O
909 East Chocolate Ave. m x ry --t
" 1rrI
Second Line of Address CJ i 7
r+
City or Post Office State ZIP Code `. (PATE fILEP
t--' t-- rn
Hershey PA 17033 N r--
C.0 -�t
Correspondent's e-mail address:twomangeorge@verizon.net
Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correc and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
U RSO RES O SI E FOR FILING RETURN V_-J J /
044
ADI) ESS
Fatima Nelson, Executrix, 1444 Maplewood Drive, New Cumberland, PA 17070
SIGNAT,005E OFPREPARER THE2 AN -PRESENTATIVE DATE +��
ADDRESS
George W. P rter, Esquire, 909 East Chocolate Ave., Hershey, PA 17033
PLEASE USE ORIGINAL FORM ONLY
Side 1
1505610105 1505610105
1505610205
REV-1500 EX(FI)
Decedent's Social Security Number
Decedent's Name:
RECAPITULATION
1. Real Estate(Schedule A). . ... .. . . .. . . . . . . . . . . . . . . .. . . . . .. . .... . . .. . .. 1. 100,000.00
2. Stocks and Bonds(Schedule B) . . . ... .. . . .. . .. .. . . .. . .. . .. .. ... . .... .. 2.
3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C) . . .. . 3.
4. Mortgages and Notes Receivable(Schedule D) . . . . .. ... . .. ... .. .. . ... . .. . 4.
5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E). .. . ... 5. 1,533.80
6. Jointly Owned Property(Schedule F) O Separate Billing Requested . . . . ... 6. 1,415.68
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) O Separate Billing Requested.. . . . . . . 7.
8. Total Gross Assets(total Lines 1 through 7)... .. . .. ... .... .. .. .... ... . .. 8. 102,949.48
9. Funeral Expenses and Administrative Costs(Schedule H)... .. . .. . .... ... .. . 9. 16,397.86
10. Debts of Decedent, Mortgage Liabilities and Liens(Schedule 1). . . . . . . . . . . . . . . 10. 247.61
11. Total Deductions(total Lines 9 and 10). . . . . . . . . .. . . . . . . . . . . . . . . .. . .. . . . 11. 16,645.47
12. Net Value of Estate(Line 8 minus Line 11) . . . . . . .. . . . . . . . .. . .. .. . . . .. . . . 12. 86,304.01
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J) .. . .. .. . ... .. . .. ... ... . . 13.
14. Net Value Subject to Tax(Line 12 minus Line 13) .. ... .. . .. .. . .. ... ... . . . 14. 86,304.01
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec. 9116
(a)(1.2)X.0._ 15.
16. Amount of Line 14 taxable
at lineal rate X.0 45 86,304.01 16. 3,883.68
17. Amount of Line 14 taxable
at sibling rate X.12 17.
18. Amount of Line 14 taxable
at collateral rate X .15 18.
19. TAX DUE . . ... . . . . . . . . . . .. . . . . . . . . . . . . . .. . .. . . . . . . . . . . . . . .. . . . . . . . 19. 3,883.68
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O
Side 2
1505610205 1505610205 �I
1 �
REV-1500 EX(FI) Page 3 File Number ,
Decedent's Complete Address:
DECEDENT'S NAME
Maria P. Blanco,AKA Maria Paula Blanco
STREET ADDRESS
1300 Strafford Road
CITY STATE ZIP
Camp Hill PA 17011
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 3,883.68
2. Credits/Payments
A.Prior Payments
B.Discount
Total Credits(A+B) (2)
3. Interest
(3)
4. If Line 2 is greater than Line 1 +Line 3,enter the difference, This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. (4)
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE, (5) 3,883.68
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred.......................................................................................... F-1N
b. retain the right to designate who shall use the property transferred or its income ............................................ F1 N
c, retain a reversionary interest .............................................................................................................................. El ■
d. receive the promise for life of either payments,benefits or care?...................................................................... ❑
2. If death occurred after Dec.12, 1982,did decedent transfer property within one year of death
without receiving adequate consideration?.............................................................................................................. ❑ E
3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. ❑ E
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
contains a beneficiary designation? ........................................................................................................................ ❑
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1,1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S. §9116(a) (1.1)(i)].
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent[72 P.S. §9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S. §9116(a)(1.3)].A sibling is defined.
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
REV-1502 EX+ (01.10)
pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN REAL ESTATE
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Maria P. Blanco, AKA Maria Paula Blanco 21-14-0150
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F,
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1 1300 Strafford Rd., Lower Allen Township,Dauphin County Realty(See Exhibit"A"-Appraisal) 100,000.00
TOTAL(Also enter on Line 1, Recapitulation,) $ 100,000.00
If more space is needed,use additional sheets of paper of the same size.
g L
REV-15o8 EX+(o8-12)
W? "pennsylvania SCHEDULE E
DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC.
INHERITANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Maria P. Blanco,AKA Maria Paula Blanco 21-14-0150
Include the proceeds of litigation and the date the proceeds were received by the estate,
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1, PA Dept of Revenue-Property Rebate 975.00
2, PA Lottery Check 558.80
TOTAL (Also enter on Line 5, Recapitulation) $ 1,533.80
If more space is needed, use additional sheets of paper of the same size.
S !
REV-1509 EX+(oi-io)
;j i pennsylvania SCHEDULE F
�y� DEPARTMENT OF REVENUE JOINTLY-OWNED PROPERTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Maria P. Blanco, AKA Maria Paula Blanco 21-14-0150
T If an asset became jointly owned within one year of the decedent's date of death,it must be reported on Schedule G.
SURVIVING]DINT TENANTS)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT
A.Julie A. Crespo 118 West Main Street Granddaughter
Shiremanstown, PA 17011
B.
C,
JOINTLY OWNED PROPERTY:
LEITER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH
ITEM FOR JOINT MADE INCLUDE NAME OF FINA19CIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENT'S VALUE OF
NUMBER TENANT _ JOINT IDENTIFYING NUMBER.ATTACH DEED FOR JOINTLY HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTERFS(
I' A. 12/01/09 Metro Bank Savings Acct.40616159043(See Exhibit"B"attached) 2,831.36 50% 1,415.68
TOTAL (Also enter on Line 6, Recapitulation) $ 1,415.68
If more space is needed, use additional sheets of paper of the same size,
REV-1511 EX+ (10-09)
TIC pennsylvania SCHEDULE H
LQ DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Maria P. Blanco,AKA Maria Paula Blanco 21-14-0150
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. Myers&Buhrig Funeral Home 6,781.00
2. Rolling Green Cemetery-Internment 3,690.00
3. Rolling Green Cemetery-Memorial 2,012.16
B. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions:
Name(s)of Personal Representative(s)
Street Address
City _. State ZIP.
Year(s)Commission Paid:
2, Attorney Fees; 3,000.00
3. Family Exemption: (If decedent's address is not the same as claimant's,attach explanation.)
Claimant
Street Address
City State ,._ZIP
Relationship of Claimant to Decedent
4. Probate Fees:
348.50
5. Accountant Fees:
6. Tax Return Preparer Fees:
7. Cumberland Law Journal-Legal Publication 75.00
8. The Sentinel-Legal Publication 116.20
9. SW Barrett Real Estate-Appraisal Fee 375.00
TOTAL(Also enter on Line 9, Recapitulation) $ 16,397.86
If more space is needed,use additional sheets of paper of the same size.
REV-1512 EX+ (12-08)
pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Maria P. Blanco, AKA Maria Paula Blanco 21-14-0150 _
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 West Shore EMS 118.24
2. Pinnacle Health 57.17
3. Lower Allen Medical Services 72.20
TOTAL(Also enter on Line 10, Recapitulation) $ 247.01
If more space is needed, insert additional sheets of the same size.
REV-1513 EX+ (01-10)
pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Maria P. Blanco, AKA Maria Paula Blanco 21-14-0150
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
I. Christine M.Bucher, 1300 Strafford Rd.,Camp Hill,PA 17011 Great-Granddaughter 100%
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $
If more space is needed,use additional sheets of paper of the same size.
u �
S.W.Barrett Real Estate&Appraisal Services
File No,14-0050
I
I
I
INVOICE
File Number: 14-0050 03113/2014
George Porter Esquire
909 East Chocolate Avenue
Hershey,PA 17033
Invoice#: 14.0050
Order Date: 03/0512014
ReferencelCase#:
PO Number: E
1300 Strafford Road
Camp Hill,PA 17011
Appraisal Services $ 375.00
Invoice Total $ 375.00
State Sales Tax @ $ 0.00
Deposit ($ 375.00 }
Deposit ($ )
Amount Due $ 0.00
Terms: Payable Upon Receipt-Please,reference the file number
Please Make Check Payable To:
} S.W.Barrett Real Estate&Appraisal Services
505 South Hanover Street
Carlisle,PA 17013
Fed.I.D.#: 236646-804
I
YOUR SINGLE SOURCE,..Professional,Efficient Service
THANK YOU
I
I
u �
S.W.Barrett Real Estate&Appraisal Services
File No.140050
APPRAISAL OF
tl
R{A n
4 �.i• � � A w,,r' 4 1., a�t�� I
J Y
i
LOCATED AT:
1300 Strafford Road
Camp Hill,PA 17011
CLIENT:
George Porter Esquire
909 East Chocolate Avenue
Hershey,PA 17033
AS OF:
i
January 22,2014
BY: i
Cassandra J.Crockett
PA Certified Residential Real Estate Appraiser
E
S.W.Barrett Real Estate&Appraisal Services
File No.14-0050
I
03113(2014
George Porter Esquire
I 909 East Chocolate Avenue
Hershey,PA 17033
File Number: 14-0050
Dear Attorney Porter;
In accordance with your request,I have appraised the real property at:
1300 Strafford Road
Camp Hill,PA 17011
The purpose of this appraisal is to develop an opinion of the defined value of the subject property,as improved.
The property rights appraised are the fee simple interest in the site and improvements.
1
In my opinion, the defined value of the property as of January 22,2014 is:
$100,000
One Hundred Thousand Dollars
The attached report contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, assignment conditions and appropriate certifications.
Respectfully submitted,
all
Cassandra J,Crockett
PA Certified Residential Real Estate Appraiser
G
r
Summary
Residential Appraisal Report File No. 14-0050
The purpose of this appraisal report is to provide the client with a credible opinion of the defined value of the subject property,given the intended use of the appraisal.
Client Namelintended User George Porter Esquire E-mail
Client Address 909 East Chocolate Avenue city Hershey state PA Zip 17033
Additional Intended users The Intended user of this report is the Client,No additional Intended Users are permitted without the
P
of the appraiserfs].
intended use The Intended Use is to evaluate the property that is the subject of this appraisal to provide the Client with an
accurate and adequately supported opinion of value.
PlopeltyAdlifess 1300 Strafford Road city Camp Hill state PA zip 17011
Owner of Public Record Blanca Maria P County Cumberland
Legal Description Deed Book 28-P; Page 444;Lower Allen Twp
Assessor's Parcel n 13.23.0545.331 Tax Year 2013 R.E.Taxes s 1,816.00
Neighborhood Name Highland Park Map Reference 23.0545 Census Tract 0109.00
Pro er Ri hts A raised X Fee Sim le Leasehold Other describe
My research X did did not reveal an prior sales or transfers of the subject property for the three ears prior to the effective dale of this a sisal,
Prior SalelTranslee Date 0811711979 Price$34,900 Souns(s)Courthouse records
Analysis of prior sale or transfer history of the subject property(and comparable sales,it applicable) No recent recorded transfers were found,
Offerings,options and contracts as of the effective date of the appiaisat None known
Neighborhood Characteristics I one-Unit Housing Trends one-Unit Housing Present Land Use%
Localipn
than I X Suburban lRural I Proneav values I lincufasinitX Stable C eclining PRICE AGE One-Unit 70%
BuilbU X Over 75°b 25.75°h Under 25% Demand/Supply Q Shortage XJ In Balance Over supply $(BOB)(Y rs 2.4 Unit 3°lf,
Growth
Rapid X Stable Slaw Marketin Time Under 3 mlhs X 3.6 mlhs Over 6 mths 90 Low 5 multi-Family 2%
• Neighborhood Boundaries Subject is bounded on the north by Harrisburg Expressway;on the 350 High 100+ Commercial 20%
east by 1.83 corridor;on the south by Pa.Turn ike•and on the west by Rt.15. 145 Pred. 40 other Indstrl 5%
Neighborhood Description Subject property Is located In an established neighborhood of homes both detached and attached
between Camp Hill and New Cumberland with a mix of residential and commercial/industrial usage.Shopping and other
amenities are within walking or short driving distance.Schools stem is West Shore District and school complex is within.25
mile.
Market Conditions(including support for the above conclusions) Property values are currently stable in the subject property's market area.Local
multi-list data Indicates an average marketing time of 90-180 days.Lending rates have remained favorable althou h sales
concessions are occuring more frequently,There are new homes under construction in surrounding developments,as well as
re-sates available in the neighborhood.
Dimensions See legal description/tax map Area 0.19 Acre MIL Shape Rectangular view Resid/Commercial
Specific ZonmCiassi5catian R-1 Zonin Descri tion Sin le Famll Established Residential
Zonin Com Bance X Le at Le al Nonconformin Grandfatheted Use No Zonin lie ai describe
Is the highest and best use of the subject property as improved(or as proposed per plans and specifications)the present use? X Yes LJNo If No,describe.
utilities Public Other describe Public Otfier describe oft,site improvements—Type Public Private
Electtici X 100 am Water 1XI street Asphalt X
Gas mary Sewer LKI I I Alley None
site Comments There are no apparent adverse easements encroachments or other adverse conditions.
GENERAL DESCRIPTION FOUNDATION EXTERIOR DESCRIPTION materials INTERIOR materials
Units X One OnevraAcc.unit Concrete Stab Crawls ace Foundation Walls Block/Avg Floors HrdwdiVn I/Av
riof Stories One X Full Basament Partial Basement Exterior Walls Alum/Brick/Avq Walls Dr all/Avg
Type JXJDet. Att. S-DetJEnd Unit Basement Area 939 sq.h. Root Surface Shin le/AV Trim/Finish Wood/AV
X Exrsiin Pro osed Un let Const. Basement Finish 40% Gutters&Downspouts Aluminum/Avg Bath Floor Vinyl Tile/Avg
Design(style)Ranch Ll Outside Ent /Exit Sump Pump Window Type DblHnq/Avq Bath Wainscot Tile/DW/Av
Year Built 1952 Storm Sashllnsulated Storms/AV Car Stara o LJNone
Effective Age Yrs 20-22 Screens Yes/Avn tXJDnveway4 of cars 1
Attic I INone Hearin X FWA HW Radiant Amenities Woodstove s s0 Driveway Surface Concrete
Drop Stair Stairs Other I Fuel Gas I lFireolace(s)HO X Fence Wooden Garage n of Cars 0
Floor X Scuttle Coolin Central Ail Conditionfr X PattotOeck Patio X Porch Entry Car olt n of cars 0
Finished Heated Individual Other Pooi None Other None Att. Del. Built-in
Appliances Re6i erator X Ran a/oven Dishwashar Disposal Microwave er
Washerinr Other describe
Finished area above grade contains; Rooms Bedrooms Baths 939 Square Feet of Gross Living Area Above Grade
Additional Features Interior not recently up-dated,lower level finish consists of 3 rooms,paneled,vinyllcar et flooring,ceilings
unfinished full bathroom(plumbinrg fixtures appear not recently used no longer functioning per family member)•entry
orch rear alio rivac
fencing,frame shed,
Commentson the improvements Improvements are In average condition with no functional Inade uacles apparent.Evidence of exterior
deferred maintenance scaling paint on frame boarded u window In rear door;interior wear and tear,not recent) up-dated.
Plumbing fixtures In lower level appear not recent!y used no longer funtioning per family member-
;.,,p�r,M 7rotluc uvngACladIof23ap12/,wwatHrebtom AislormCopyr7gm020D52010AffrPA90)Gent01aimspotf,ASlncAlRpR.omDY00
Page 101d CI omRl').1iso cIi.,S°eAppraisal Report O—I.
�� cPAF(p3a_I°OSIfi1030
' Summary
Residential Appraisal Report File No. 14-0050
FEATURE SUBJECT COMPARABLE SALE NO.1 COMPARABLE SALE NO.2 COMPARABLE SALE NO.3
1300 Strafford Road 314 Manchester Road 1181 Kingsley Road 5 Creek Road
Address Camp Hill Pa 17011 Camp HillPa 17011 Camp Hill Pa 17011 Camp Hilt Pa 17011
Proximi to Subject 0.14 miles W 0.10 miles N 0.74 miles W
Sale Price $ Is 124,000 $ 90 000 $ 119,000
Sala Pace/Gross Uv.Area $ 0.00 sq.ft. $ 120.04 s.ft. $ 93.26 sq.h. 117.82 s.f. _
Data Sources Multi-list Multi-list Multi-list
Verification Souice s Courthouse Records Courthouse Records I Courthouse Records
VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +f-SA'Ustmem DESCRIPTION + $AQUslmeN DESCRIPTION +-)SAd,,W.2N
Sale or Financing ClsgCsts/Conv None,Cash CIsg.Csts/FHA
Concessions $5000/DOM 96 0 DOM 7. $6472/DOM 58 0
Date of Safelrime 5/2013 6/2013 10/2013
Location Suburban Suburban Suburban Suburban
LeaseholdlFee Simple Fee Simple Fee Simple Fee Simple Fee Simple
site 0.19 ac 0.14 ac 0.21 ac 0.18 ac
View Resid/Comm. ResidlComm. Resid/Comm. Resid/Comm.
Design 5 le Ranch Ranch Ranch Ranch
Quality of Construction Averacie Average Average Average
Actual Age 62 Yrs 61 Yrs 63 Yrs 62 Yrs
Condition Avera a Superior 10% -112,400 Su erior 5% -4,500 Superior 10% -11 900
Above Grade Telai e91m5 sal7s Total sdems Baths Ten) adrntii. ao. Total sdrms. baths
' Room Count 5 1 3 1 1 774 2 1F 4 1 2 1 1
-Gross Lvin Area40,00 939 sq.h. 1,033 sq.it -3 800 965 sq.h. 0 1,010 sq.ft. •2 800
Basement&Finished Full Bsmt/ Full Bsmt/ Full Bsmt/ Full Bsmt/
' Rooms Below Grade Partially Fnshd. Unfinished 3,500 Unfinished 3,500 Partially Fnshd.
Functional utility 3 Bedroom 3 Bdrm/Similar 2 Bdrm/lnf 3,500 2 Bdrm/Inf 3,500
Heating/Cooling GFHA/None GFHA/None GFHA/CA -2,000 GHW/None
Energy Efficient Items Typical Typical T icai --lypical
GarrilleCapon None Carport -3 000 None 1 Car Garage -6,000
PorchtPaucrDeck Ent /Patio Porch/Patio/ -3 000 Entry/Shed/--' -2,000 Cvrd.Patio/ -2,000
FP/Fncd,Yard Fenced Yard 2 FP's
Net Adjustment Total + X • $ 18 700 + ixl- Is 1 500 X • Is 19,200
Adjusted Sale Price NetAdj. -15.1%1Net Adj. -1.7% fetAdj. -16.10,4
of Comparables GrossAd'. 20.7ak $ 105,300 GiessAd'. 17.244 $ 88,500 Gress Ad. 22.044 $ 99,800
Summary of sales Comparison Approach All comparables are similar in style,utility,and location to the subject property,are verified
closed sales are within the same township/school district and are the best currently available.Limited sales of homes in
subject's value range have recent!y occurred requiring an expanded search.Closing costs are deducted only for the amount
they inflated the selling rice above the listed price.Sales#1 8+3 had been recent!y remodeled sale#2 had some up-dating
completed, Adjusted range of value is$88,500 to$105,000.
COST APPROACH TO VALUE
Site Value Comments Site value from current assessment data and recent local land sales.
ESTIMATED DREPRODUCTION OR REPLACEMENT COST NEW OPINION OF SITE VALUE... ..................... .......... ...=$ 40,000
Source of cost data Dwelling Sq.Ft.@$ ............_$
Quality rating from cast service Effective date of cost data S .Ft. $ .-_ ._$
Comments on COS(A roach(gross living area calculations,depreciation,etc.
Cost Approach ffrom Marshall/Swift Valuation Service Gara elCar ort S .Ft. $ =8
handbook and local cost analysis]was considered but Total Estimate of Cost-New =$ _
deemed not credible due to thea a of the improvements... Less Physics Functional External
Site value from Market Data.Depreciation based on a ellife De reciation =$
observed condition and Market Data Analysis.Estimated De reDialedCostofImprovements... ...... _$
remaining Economic Life is 35-40 years. "As-is"Value of Site Improvements.................1..............=$
INDICATED VALUE BY COST APPROACH... ........ =$ 0
INCOME APPROACH TO VALUE
Estimated Monthly Market Rent$ 0.00 X Gross Rent Multiplier 0.00 =$ 0 Indicated Value by Income Approach
` Summary of Income Approach(including support lot market tent and GRM)
Ithat
ndicated value by; sates Comparison Aroil 100,000 Cost A roach if developed)$0 Income A roach if develo ed$0 _
Market Analysis consistentlysupports m opinion of market value.Cost Approach and GRM were found Inappropriate for this
analysis.Greatest weight is applied to the Market Data Analysis.Supporting file information substantiates these estimates.
This appraisal is made X "as is;' subject to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed,
E)subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed ❑subject to the following:
A raisal Is for client ont nontransferable.
eased on the scope ofwork,assumptions,limiting conditions and appraiser's certification,my(our)opinion of the defined value of the real property
is the subject of this report is$ 100,000 as of 01/22/2014 fDOD] ,which is the effective date of this appraisal,
i plhduced using ACI sore,600 734,8727 v 1o6web.0ofo 1his to,m Copyllght 0 M052010 ACI Dunston of iso Claims semees.Inc..All rights Res—
l�arace 2 of 4 (SPAR"')General Purpose Appra l Report 0512010
GPARIW4 1045X62010
S.W.Barrett Real Estates&Appraisal Services
6- �.�f
N Y
Summary
Residential Appraisal Report File No. 14-0050
Scope of Work,Assumptions and Limiting Conditions
Scope of work is defined in the Uniform Standards of professional Appraisal Practice as"the type and extent of research and analyses in an
assignment."In short,scope of work is simply what the appraiser did and did not do during the course of the assignment.It Includes,but is not
limited to:the extent to which the property is identified and inspected,the type and extent of data researched,the type and extent of analyses applied
to arrive at opinions or conclusions.
The scope of this appraisal and ensuing discussion in this report are specific to the needs of the client,other identified intended users and to the
intended use ofthe report,This report was prepared for the sole and exclusive use of the client and other identified intended users for the identified
intended use and its use by any other parties is prohibited.The appraiser is not responsible for unauthorized use of the report.
The appraiser's certification appearing in this appraisal report is subject to the following conditions and to such other specific conditions as are
set forth by the appraiser in the report.All extraordinary assumptions and hypothetical conditions are stated in the report and might have affected the
assignment results.
f.The appraiser assumes no responsibility for matters of a legal nature affecting the property appraised or title thereto,nor does the appraiser render any opinion as to the title,which is
assumed to be good and marketable.The property is appraised as though under responsible ownership.
2.Any sketch in this report may show approximate dimensions and is included only to assist the reader in visualizing the property.The appraiser has made no survey of the property.
3.The appraiser is not required to give testimony or appear in court because of having made the appraisal with reference to the property in question,unless arrangements have been
previously made thereto.
4.Neither all,nor any part of the content of this report,copy or other media thereof(including conclusions as to the property value,the identity of the appraiser,professional designations,
or the firm with which the appraiser is connected),shall be used for any purposes by anyone but the client and other intended users as identified in this report,not shall it be conveyed by
anyone to the public through advertising,public relations,news,sales,or other media,without the written consent of the appraiser.
5.The appraiser will not disclose the contents of this appraisal report unless required by applicable law or as specified in the Uniform Standards of Professional Appraisal Practice.
6.information,estimates,and opinions furnished to the appraiser,and contained in the report,were obtained from sources considered reliable and believed to be true and correct.
However,no responsibility for accuracy of such items furnished to the appraiser is assumed by the appraiser.
7.The appraiser assumes that there are no hidden or unappatent conditions of the property,subsoil,or structures,which would render it more or less valuable.The appraiser assumes
no responsibility for such conditions,or tot engineering or testing,which might be required to discover such factors.This appraisal is not an environmental assessment of the property and
should not be considered as such.
8.The appraiser specializes in the valuation of real property and is not a home inspector,building contractor,structural engineer,or similar expert,unless otherwise noted.The appraiser
did not conduct the intensive type of field observations of the kind intended to seek and discover property defects.The viewing of the property and any improvements is for purposes of
developing an opinion of the defined value of the property,given the intended use of this assignment.Statements regarding condition are based on surface observations only.The
appraiser claims no special expertise regarding issues including,but not limited to:foundation settlement,basement moisture problems,wood destroying(or other)insects,pest inlestation,
radon gas,lead based paint,mold or environmental issues.Unless otherwise indicated,mechanical systems were not activated or tested.
This appraisal report should not be used to disclose the condition of the property as it relates to the presencetabsence of defects.The client is invited and encouraged to employ qualified
experts to inspect and address areas of concern.If negative conditions are discovered,the opinion of value may be affected.
Unless otherwise noted,the appraiser assumes the components that constitute the subject property improvement(s)are fundamentally sound and in
working order.
Any viewing of the property by the appraiser was limited to readily observable areas.Unless otherwise noted,ar ics and crawl space areas were not accessed.The appraiser did not move
furniture,floor coverings or other items that may restrict the viewing of the property.
9.Appraisals involving hypothetical conditions related to completion of new construction,repairs or alteration are based on the assumption that such completion,alteration or repairs will
be competently performed.
10.Unless the intended use of this appraisal specifically includes issues of property insurance coverage,this appraisal should not be used for such purposes.Reproduction or
Replacement cost figures used in the cost approach ate for valuation purposes only,given the intended use of the assignment.The Definition of Value used in this assignment is unlikely
to be consistent with the definition of Insurable Value for property insurance coveragetuse.
11.The Act General Purpose Appraisal Report(GPAR—)is not intended for use in transactions that require a Fannie Mae 1004/Freddie Mac 70 form,
also known as the Uniform Residential Appraisal Report(URAR).
Additional Comments Related To Scope Of Work,Assumptions and Limiting Conditions
nlodU du Sing ACI Whole.800.23¢.8717 w1x.achvebSm This Inns COpyllght 010052010 ACI Div.510n of 150 GAIT$SN Co.Inc..All Rights Reserved.
Page 3916 (gPAR'-)GO aal Punos2 Aar laisel Re0011 05'2010
'ry',h`\ C,PARI 1000262010
— + -)
Summary
Residential Appraisal Repor# Pile No. 14-0050
Appraiser's Certification
The appraiser(s)certifies that,to the best of the appraiser's knowledge and belief:
1.The statements of fact contained in this report are true and correct.
2.The reported analyses,opinions,and conclusions ate limited only by the reported assumptions and limiting conditions and are the appraiser's personal,impartial,and unbiased
professional analyses,opinions,and conclusions.
3.Unless otherwise stated,the appraiser has no present or prospective interest in the property that is the subject of this report and has no personal interest with respect to the parties
involved.
4.The appraiser has no bias with respect to the property that is the subject of this report or to the parties involved with this assignment.
5.The appraiser's engagement in this assignment was not contingent upon developing or reporting predetermined results.
6.The appraiser's compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of
the client,the amount of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event directly related to the intended use of this appraisal.
7.The appraiser's analyses,opinions,and conclusions were developed,and this report has been prepared,in conformity with the Uniform Standards of Professional Appraisal Practice.
8.Unless otherwise noted,the appraiser has made a personal inspection of the property that is the subject of this report.
9.Unless noted below,no one provided significant real property appraisal assistance to the appraiser signing this certification.Significant real property appraisal assistance provided by:
Additional Certifications:
Definition of Value: XZMarketValue 00therValue:
SourceofDefin'rfion:USPAP
The most probable price in terms of money which a property should bring In a competitive and open market under all
conditions requisite to a fair sale,the buyer and seller,each acting prudently,knowledgeably and assuming the price is not
affected by undue stimulus.
ADDRESS OF THE PROPERTY APPRAISED:
1300 Strafford Road
Camp Hill,PA 17011
EFFECTIVE DATE OF THE APPRAISAL:0112212014 'DOD]
APPRAISED VALUE OF THE SUBJECT PROPERTY$100,000
APPRAISER SUPERVISORY APPRAISER
j/ c..2.J)•,
Signature: �t Q fli � �c �r w Signature:
Name: Cassandra J.Crockett iz Name: Steven W.Barrett SRA.SRPA
Slate Cenification n RL001348L Stare Certifications GA000298L
or License s or License s
or Other(describe): State II: Slate: PA
State: PA Expiration Date of Certification or License: 0613012015
Expiration Date of Certification or License: 06/30/2015 Date of Signature: 03/13/2013
Date of Signature and Report: 0311 312014 Date of Property Viewing:
Date of Property Viewing: 0310712014 Degree of property viewing:
Degree of propertyviewing: ointerior and Exterior ExteriorOnly CK Did nor personally view
lnredor and Exterior ❑Exterior Only Did not personally view
P,Oduced uvne ACJ wimsie.800.234,87 t7 xwnatMeb.M Tlds 1—Cepydpl 0 2005 2010 ArA Wsion d 15006-Services,Inc.A9RRigMs Res¢N¢d
""i�i.�■ ru Page d of d (gPAR"')GeMial PuipOse Apprei501 Report 5262_
GSAM e_t00516ZDI0
S.W.Barrett Real Estate&Appraisal Services
6_ — III IJ'
'., Summary
Residential Appraisal Report File No. 14.0050
Appraiser's Certification
The appraiser(s)certifies that,to the best of the appraiser's knowledge and belief:
1.The statements of fact contained in this repon are true and correct.
2.The reported analyses,opinions,and conclusions are limited only by the reposed assumptions and limiting conditions and are the appraiser's personal,impartial,and unbiased
professional analyses,opinions,and conclusions.
3.Unless otherwise stated,the appraiser has no present or prospective interest in the property that is the subject of this report and has no personal interest with respect to the parties
involved.
4.The appraiser has no bias with respect to the property that is the subject of this report or to the patties involved with this assignment.
5.The appraiser's engagement in this assignment was not contingent upon developing or reporting predetermined results.
6.The appraiser's compensation for completing this assignment is nor contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of
the client,the amount of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event directly related to the intended use of this appraisal.
7.The appraiser's analyses,opinions,and conclusions were developed,and this report has been prepared,in conformity with the Uniform Standards of Professional Appraisal Practice,
8.Unless otherwise noted,the appiaiset has made a personal inspection of the property that is the subject of this report.
9.Unless noted below,no one provided significant real property appraisal assistance to the appraiser signing this certification.Significant real property appraisal assistance provided by:
Additional Certifications:
Definition of Value: E Market Value 00therValue:
Source of Definition:USPAP
The most probable price In terms of money which a property should bring In a competitive and open market under all
conditions requisite to a fair sale,the buyer and seller,each acting prudently,knowledgeably and assuming the price is not
affected by undue stimulus.
ADDRESS OF THE PROPERTY APPRAISED:
1300 Strafford Road
Camp Hill PA 17011
EFFECTIVE DATE OF THE APPRAISAL:01122/2014 (DOD)
APPRAISED VALUE OF THE SUBJECT PROPERTY$100.000
APPRAISER SUPERVISORY APPRAISER (I S
Signature: _ l!J _ '1 Wim --- Signature:
name. Cassandra J.Crockett Name: Steven W.Barrett SRA.SRPA
SiateCeitilicaticinn RLOO1348L State Certification if GA000298L
or License u or License If
or Other(describe):_ State P: state: PA
State: PA Expiration Date of Certification or License: 06/30/2015
Expiration Date of certification or License: 06/3012015 Date of signature: 03/1312013
Date of Signature and Report: 03/13/2014 Date of Property viewing:
Date o1 Property Viewing: 0310712014 Degree of property viewing:
Degree of property viewing: ❑Interior and Exterior ❑Exterior OnlyXQ Did not personally view
NlImerioi and Exterior ❑Exterior Only Did not personally view
Pweute4 usnq ACI soffaw,8M.234.0127 NYna coibCum TMS tor.C4pyrlgh10 MS 20t0AC1OM§on orl50 Claims nervi-loc..AB RIOhls Re46rve4
par
Page 4 014 (gPAR^')GeMral Purpose Appraisal Reran 05 201
� GPAR10J4_16OS26201a
S.W.Barrett Real Estate&Appraisal Services
a - 'I
FLOORPLAN SKETCH
Client: Gearqe Porter Esquire File No.: 14-0050
Property Address:1300 Strafford Road Case No.:
City: Camp Hill State: PA Zip:17011
------------2-3,---------------
m3tlo
33'
Bedroom Bedroom Kitchen
iU
Cist.
Bath
Lhilng Room
Bedroom
27'
6-
1,A!!,11a1,
Comments:
AREA CALCULATIONS SUMMARY LIVING AREA BREAKDOWN
Code Descriptlon Not size Not Totals Breakdown Subtotals
GLAI First Floor 939.0 939.0 First Floor
P/P Patio 276:0 33.0 x 26.0 858.0
Porch 24.0 300.0 3.0 x 27.0 81.0
Net LIVABLE Area (rounded) 939 2 Items (rounded) 939
•• / 11 1
1 / 1
- 1
gyp t � ' 1 1 1
r,�w �.� ><+i- _3jl utr .,.;.<; ly. •�..1;.. ;,+r .t t F.•.. t�i�C � S r �, ;..r,
•_s knA�
rt ,�+3�r_E}t'hY#f��;�`�}•'Y�rf t. �`S t` F 6.�`
7 �t7'kd.'�,r.k
r f t Y A V d-i if a -✓.�i'!,��`,tt .5, st( 4,�tt�jYS r �y; r rc tt 1,
�Y
•
r,•.c,# tt�v�a'`��} I{ `�.::'rt XgTv, r r� ' �i
...... � 8 1:4 p"�{JF�jF YS
f
f
FFra i� 61�vr 1 q'?71' ljt;, •�1�. , - � ,F
� ;ur a 6�{�?s'�a t�t`i'3✓� 'd' ���r : <R' -'r� (' � y
�q, t
'tai t' t r aE.�t' �1 rq�r rr�r~ Ry�e•r q >r� .
r
�,.€5 , �"�t'� 7+S�r{�,9t -d�"�� � 4 tiv7?•�ti'���t1��t;'NbPN���.�y���y. Y���`�j*���,
t 11 1
t 1
-
.._. I
i
# t `
� '' ...rs'�""i 1`rr`�,y_� 7��4i h�xSv f�•rs.xitt.. ty'Yil�
ma� � ``y�P"y _.y ry�,y,�,i•.. i a•.o
+Fh�,�g""F U 14%.V5.yi Tp `�tf a4.,9Nli�n."
t >14 l 4. l' dl
��` iq z it r's•rxs ;t,t..;.,.� -� rr �.�{,as ,�f�•nac4+iai��?.,,�{i.�.� gr''.b5i+
1'
M f
It,ry '
t •#MND`• Npi " „a'.{t� _-.. ,,,. +F}�����it�i*r,�-sl`t
AVOW
� f G:, �"'•"'� k�v $ 51"�tf.pz�fs,�'a S 'k �v �t 1
,.� . . r" E � i`u;�t t+S�snu4}"j�3 f kv! �'�{�•
a t6Y �t t
;Rl
$' eYd�yys.t�'JA�'*"'�r �H••��,, t�+'r5"A��t�iV i�'��li f��'�.0 r 4 i MIN+rE�. {Sl�p�
_w v- � H ?4b'�rff Astt'n'SuS�} d«,�45if i`F 5E .(. $k''Cs# vF•,l p{tiry� tr ltr'��%"a
.,..�r�s .:1U.d Sn.•�i, '"Yr� i t,!z 1=
A��,� tt d1tA
�sa�S�ta� �.�i^bj ��•�°ro'3 + ?�;{ i l�t�t.iFry ri �t tK t 114 =a,( ��,�
„nt1F�..�i r 1��� .t� t{z }",•.�G a s .T��'�x'���j,�qJ• ,�7� x�£'.
xtx z e t�F �s4 k t r>i t" >•r� ff""„�,� 4 r {t , ,a'�n.n�4�sk5��c�-,��eTta” ' al
11�`>+i�H,.;�`i`'t��t� f�"�,yrs F�;�:ty�����.a"y��t�'� �'r� ��'),�a+rtou� t`a$t,.�:�fk w�slS•
Al ' Client: George Porter Esquire File14-OU50
N
•
Property Address:1300 Strafford Road Case p.:
City:Camp HIII State: PA Zip:17011
existing fencing
}�teaa ''►rr t xray,
IMAM
"' IMAM
J {. 8 IV<• a ro
r
frame shed
"`]'�"+�:q.�`?��'��''tZ''�,5�e'.'-�V^.�,��'�SS'S��?r.�'>�i�`t�-��{t�L. �.a?�;:���L*,�S,�N`�, ��tp,�y�j��"�;`'�.����.�XjREkJfi'•
,., r3haint9 p
r yea,. C��IIkk91fa a fencing
i
P,od—d usng FG sol-,-.800.2316727 xvm.e b.— PW 30521201
A l
y Client' George Porter Esquire File NO.: 14-0050 =�
Property Address:1300 Strafford Road Case No.:
CRV'Camp Hill State: PA Zip: 1701.1
i ._ _ . . ; v1 .,.........
boarded up window
i�iearrs.;w:iw�.
i
1
P,dced UOIg ACI W[Maie,M 234.872/ene[ Imb.com PHT305212013
4- I.;�,
- • i 1 /
• ii' �## #f • ♦ ' #
/ 1
414,
•
( t' �t '•t�w� M. �f
�� I� 'r t � fru a � �d��• �
F
41
'
; �s ,t a"a.. � z '•.•
If tS7 J ' �Ui'faNi4 '�� i - � ♦
t k'�ta .('
iKA#.o.F.,uy' C'•�,K
tt
.i�. � I -� ,A`n.r4,�r'*�+'�d�sa` � ��. }��.���`±��f a,1j; E�3'f"� �t+��•klWin �'
au%Ii^
f•ftt(F '4�^►. cfF1!�a°��
£Yh?'rrFintiiYll) r ��,i �,F,, Y:°
. ficgs;�.
fAll
yam, �� •
: Kn�iGSC,f=Y
_ m `f-
��
ol
�a
�z
` ���`•�, E �Ly i 4 � �t8 �";tE.z�` jeiw-N
i._�ti ar,.y ;a ,_ j �-��1'S�t �'�s�-' iC �F �`" � _ ,z ^r-��' ��! �' .e �e". �.° � .•r
CK ROAD ,''g
aztPi
'ES`'7D a
k4 '��,r:iijti` .� � a""�,s•�„..h. yM� ' f r"fq.. -' ��� -y,; yy V it -�' s' ��` �,.- � � ;
aftm
s-
"�' w n-���' � t�_ ��� ,1,i ti.�k � '-x '�'�+- f'.�'i'vl� � a ice• h�� 4
Rann
Ahl
� - r
LOCATION MAP
Client: George Porter Esquire File No.: 14-0050
Property Address:1300 Strafford Road Case No.:
City:Camp Hill State: PA Zip:17011
c'h hij5lei J-P
! E
r,
'el �G.
r�
__ - ..��
,k1111 { :,_ �._ " Coturr11
581 +bus Ave
�.. '�, Rd
Coiun,,
hottlarn lad bus Avv,
Carnoarable sale
I-faa o� 0.� 1101 i:ingsley Rd
Kent R6 tharn 17dO� Camn Hill,PA 1/013-
(0.10
7[11?(0.10 miles N)
'T L rt t
ubject
Jyi�rih:+
ry „ 1300 Strafford Rd ..
Camp 1-fill, PA 17011
;Rtd
t
Lett.tvcord ,r rnrlte ter Ftfv.\, Lu Zs
Carllslr, Rd
comparable Sale 1 �
v
ummrarahiF Sala 3 = 41.4 utanchestpr Rd
.w .3 Creek Rd N,• Camphlili, PA 17011
n.
C:am.. Hii1,PA 171'111. O (17.14 m,las.W)
a (0,74 n1iI W)
o`
1�1 �114 t o1?
ova
� r6 £J L1 fj C'y
11v+
1W
vs
p^ 1L��
061"��erio5
ti Flo n£
n va U
0.3,3 mile ��
� y�
File No.14.0050
QUALIFICATIONS*********
The following checked items are specific special conditions that were identified by this appraiser during the
Inspection of the subject property,the comparables sales,and their neighborhoods and locations. Unless otherwise
noted,the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value,
M1. The subject Is located in a rural area and Is less than 25%built-up.
x_2. CommerciallIndustrial uses are located within the subject's neighborhood. These uses are typical of similar
neighborhoods.
3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for
The—area.
_4. The predominant value In the neighborhood Is less than that of the market value of the subject property. This
is due to the very wide range of value of properties in the area and superior quality of the subject property.
—5. The subject property is located in a F.EM.A.Identified Flood Zone. Flood Insurance coverage is required and
suggested.
—6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
Floor. This condition is considered typical in dwellings of this style.
�7. The subject property is serviced by private well and/or septic systems which is common for the area.
I
t
_x 8. The subject is older than five(5)years. All mechanical systems including the heating,electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
_9. Repair Items were noted In the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
—10. The basement floor is a dirt floor. This condition is common and typical for the area.and does not pose a
health or safety hazard,
—11. The subject property does contain functional obsolescence as noted in the report. This condition Is
considered typical and common for the area and this style dwelling.
i _x 12. The land value exceeds 30%of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
—13. The land value exceeds 30%of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
–14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
_15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the
subject's market area. All comparables used are the best available.
_x 16. One or more comparable sales are older than six(6)months. Although there are comparable properties in the
subject's area,none have sold recently; therefore,sales in excess of slx(6)months have to be used, Ail comparables
used are the best available.
—17. One or more comparables used were in excess of one(1)mile from the subject property. Although there are
comparable properties In the immediate area,none have sold recently. Therefore,it was necessary to use comparable
sales outside of the Immediate area. All comparables used are located In similar neighborhoods and within the same
marketing area. All comparables used are the best available.
_18. The electrical system was not connected during inspection.
_19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
i
—21. Roofing_Plumbing_,,,,,,_ElectricalTHeating___certification(s)is/are suggested.
_22. Inground swimming pool,_,out buildings are included ,not included according to lender's
guideilnes.
�23. According to lender's guidelines a maximum of acres were considered for this valuation. Remaining
$ acreage was given no value.
L
File No.14.0050
QUALIFICATIONS
I
_24. The subject property is located on a private road.
—25. Wood Infestation Inspection Is suggested.
_x_26. Last recorded deed transfer: Date�8117/1979 Consideration:$34,900
,,,,_27. Proposed construct!on/re novation in accordance to plans and specifications to be completed In a workman-like
manner.
—28, Seller is paying part or all of closing costs.
_x_29. All comparable sales are verified closed sales.
x 30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report,
I
CHECKED ITEMS ARE SPECIFIC SPECIAL CONDITIONS THAT WERE IDENTIFIED BY THIS APPRAISER DURING
INSPECTION.
r
I
i
I
I
I
File No.14-0050
QUALIFICATIONS
Confidentiality and Security Policy
We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the
confidentiality,integrity and security of clients'personal information. Internal policies have been developed to protect
this confidentiality,while allowing client needs to be served.
We restrict access to personal Information to authorized individuals who need to know this Information to comply with
federal standards to protect your nonpublic personal information. We do not disclose this Information about you or
any former consumers or customers to anyone,except as permitted by law. The law permits us to share this
information with our affiliates. The law also permits us to share this information with companies that perform
marketing.
When we share nonpublic information referred to above,the information is made available for limited purposes and
under controlled circumstances. We require third parties to comply with our standards for security and confientiality.
We do not permit use of consumer/customer information for any other purpose nor do we permit third parties to rent,
sell,trade or otherwise release or disclose information to any other party.
Education
As of the date of this report,I and/or Steven W.Barrett,SRPA,SRA have completed the requirements under the
continuing education program of the Appraisal Institute.
I
I
I
t fv 'p
METRO Metro Bank
3801 Paxton Street
Harrisburg PA 17111-1418
BANK1-888-937-0004
mymetrobank.com
>06082 4053336 001 092140
MARIA P BLANCO
OR JULIE A CRESPO
1300 STAFFORD RD
CAMP HILL PA 17011
We're here 7 days a week,24 hours a day at 1-888-937-0004.
PERS,STATEMENT SAVINGS 0616159043
=:c t- i _.• - :'_i4`:x:_-av;;i T'x"'snr:•. .c*+ `..fi:c:5== 'tizr''.'s'.xc• rs�..:_: ,.
.�� ....5_ate,nent Balance as of-1. 1,/�d _�.`.•�:..�..,_�...,. ,: _„c.:• ��= .. ......:_:=
fl« ' ?Ka •:c «� is rr .
I cs..'..:...-.....T:„r:':::ai••.'G4��T..�A �:' _ .....C7L� `-'...rl✓T. .. .•r.rtrt�..` - r�.r .>F � �.'� -'Tv''G_'Y,�•J ;�': y,�R
':�2:._ _u;.s., _. �.r._-.;i. w`,'•a: ir��.i:c'�r�?Ia:FFnr.• ��"ii??r� �;;
- Plus T t„4s• 2 s Da os ai0d„Ather -fed , v� T rte' s
s sem,. .. _ v 1 73-00:.
t .y.�. x;_•_7, n,..rix - a4r"�.:. 3;� x'=ras ;.: rtc� 7E t;.. ,;; ��,1..
s.��. .5 - •c?::;A.;r:�..--;'.i• '�,,.a.. 1t' ` m_ .i`mi'�;J. C ..�£... r..F .. '.3�_.. RyJiJ.: -tF•_Nii
.�{?'. :il:,�i[>�.7r.. a-af•jT _ ^,•:r%ix�y ;r [P "'lit:
tt }�
.�i '•
ps..r>.•..:e_T s*-:• .r -..� ,.r.•» , ?t�
y,ni...;:9i;:cJ:crw:it?rs%:zC: N"r• �� f.rt. '•ilir r....: •s:...J
1:�:..:�s..�, ,..., ...a,_�a., r:=�-fi�:'^Jrt�,�.a'c•.r;.., �° 's 1t=_< .:7.rn�,J :�� r.:,�;• -, .�.wRx-..._<.,.:'.�` "';;1;,;y��:�=--;s�,�;!L:;�;•,`-;2
_—- �;-r„�.-„�:; - S.: .• •:f ,Y•7 5 .{ u`•,"SKCsu_.�i`S.t(,u..y.„�'.. A.. >,r' ,:ray;.'x;.�;i�r. t s..
,:��;:;�=.>.. �.4....:�..L-;><:,� �::::�,� rad,.. •.;�;�� ���:��,'' �-�; :-
^:T:t'r. :•.ihs,Tr:..x.•>zJ:. -:::.xr '4�'c=�'a..• _ _3A' ...�,... �..:s�..r ;e •'s._.,�:•r...'+c '•,v- `•, : a••"ka:
__.__..._. Srrsr.ruaM,,•r};c:T?:r;'�=>`:-.:si cam. ._:rr.=��;;'n.. n>..>,E:.,..:c;i^. ��?,mx,�_C�`-.,.Stt;:;�''`-�� e:dFr..r 7i•� �:_r-.3... :9:ti...`^ .::i
-Sfa )t1 t= af�s11�IG@ $* 14�: :kl nr3 czf. r�4^ Jr ;..ii- ?fz17;'ri� 2 a i t5n"' r�F t" �n_•�ni'�!'�5�t��- `di � '¢`F'�_ s r'� .r n vrc �- - .r..-F..3•
�Y3 a' � _'.�.....'•S.�'^,A`"�y'.c.,.'.tS �v r �' 7tf.:l� ' -'.k`. L'::,�R_s..rN".L�{� 4_
a4 ,�f.SY -:7�_�b7v' ���.M•tCv�3����w����J. �: 3•; .`�i� '1R�I
Transactions By Date
Date Oescriptiorr-- -'---- __..................�._.._.. ebit
�-�, •;."'wFR.��I��: .A': ::• z -r.:':• }A'::='_x...C'c''':'::�:' ':�Y.^..' P.T�:.:t:4iT't - �.?=t:c
_ ._.. _ .. an
C
V.IlU3L94'G.r..•:.,_SSA TES _S,'3fOt &O.f>SSG v�T �•k-•_.,..., :� -� �..:�.�.;,::>:::��t;,��r;�,"R� i�,.F;:�� �;.�.:;�::.�,C
- >-r:.*-; /'i <•r..c's;;.t;.T�t.�s-�..-..;;1.J»-.�.•.. .�^a'�.” C'1:::�%T � ��:..' ..Y'�.'tei:a� a .•TF�-•� •`sE'?:;d;,„t �1.c.
-,t.: .:': ,rya1TN"r= s'Tra;t�:2ti nrt�.w t•�� ,.+,'}ziif"i.T{:i3�s«�m�,;.•.::2S�'�t tta,x -x^>�. _i.sm ::.',v.2tv.::a:::.. ;.....`iF
5'=«`!�...s.,»xY7};�4 n�r... :3• :� Fi.:..::Y.•'..�c,`r•f"�-";vf
�..� Z�T�.�'.,•.v�__.n[AFV�iD I':�j' ' s. Tc'•y y.`,� _ r;s>- .z�i ���,��c,,,s. ...�_. "•' $
_ ��?� -r. 19�:a'-�Y'_'r` �.'k4iFYf.�tr?i_ _..i is ..++��:: h4.Sj7'_ .tt _ ..:i�=�_.'''�':u.E�•.�.<.I
=... -lkYSw.ueCv:Sc_isu.:..au., f..eukFLzsu�a._ -= .z - ..t � "�is:���1 'Fi'�•;•- -- 's'::•_r:::^i=fu-iL-:L".:�:ii:xi
01!09!14 SAVINGS DEPOSIT 44.00 $93 831.36
�•• � 4 •an.-... _...Y ..•:cK•. - x-• .1` ,;fix-�}-.:' &:;�A•mi���,:-:..
b'!l09�14 �','Y`�IiV1tVL�$t1S�kTrit,7t��ISf (_x•7S. ss "tx�'4,=,�{.' �!;� •-z Q+ ��`+'^ ,�.;�� rS cr• bv� -3�;� �r
a..5a.,_,'F:•'`__cSaff�frrYE�r.�."es;A.::' :�».max-`'.us....�-a7F ����i f.�:�'T<^;��t��.`���-�� �tir�����aAt»':� }kEi;.r�'E�Eaitritxs:r�"�'cn'Fs�'.>�aaa'x.:s?'�•r
U1/21N4 CLOSING TRANSACTION $2,831.36 - ”
m
N
Interest Summary
.t3:x'i�,'.t•=•_:..r•K.--.�-::::.::-'t.»'•_�•.`:::.a...... -
_.-. r•-r z .,os:• .a->E'. T:.'T`sS!ltii- •�.:,::<.
''tJumbe t:D s:glt=thls= 1r �� :;•rn` ,.F m r:� t�.''
- 9.Q
.., .-__....... ...::... �..._ ....-_,>,,.,xr'r^'-S�'.,.c�:r-'•lc_::�^a:H:a:�: '->�ti•�..� , c.j;'�Tu,. :."�?'. .r� _:,.�, ''tif`Ti''�X�.'`..�"'1'' -+iWFn':::cx�t>�'.�'',..`r'�!-'�=+.;:;. -
:
�tnterosi^�srmbdrt `=S��ein r.( ::a�=r:,•;��;z�:;��,A> ti�� '..,.�:::'�'�;�',;.-.:���'� :_.. A,.�s� ,,` �,,<<��"i,-t_ ..._.,;_.wr.. � `
{{,� HT1 i�'' .>Y•i,,.. �:,•. � ��.
� ';•"< a t,..�#lit _vGX.t��S JD��t. �r}:� _.r*y\.�5�.-,'14`i .,siE���s�atc..F -.sc�t..y-:• "�'v,, r.'+f .e:r•>, �0 Dai:
Anrllte peccetttagei�l�E' �s��hi�}3ta�e>17lett�?�•el{3df `' �.,; »'r�=', ms's... _�� �� ', ,a�;�_:.: i�> �;>�'., �� o'�,.;
� lntct�Ost�ard� aF„`y�/�U� �a�{�..� rif'��r+•>~_':ii;'a:`��J•-`f'r� �t�� � sm.L G$}�y1t -�,�.;;a.::�;' n.l.`�.-:��. rA+�,.�,• 3.c t$ 0{�i7
- T.1._J�Nw•t`.�X35.i3i��.m''a+k!'.�ial!�F �'�L�s7i�'��E•?na�aTlyd'n1'v�-�-:3A'C,:fi'.t.�_�` ����x�'tid�:tY�_ :ii :G�+i �.F3",f"'�,�1�. `;�- O
Y n .
Fees Summary
,:.��.c:_�-c� .[ -.x- � .,A._. ',b�=- zivY..itf ss'� .'fi:!t.W' '�� �,-,�-'k��-•. p
Total Overdraft Fees Year to Date $0.00 o
hof fRLXkllzied;ltem�Pe 1111 S t c3 erft5 :. 7fx l y s F f �:
-mac••.c. .frm ; -'Y� 'r. :ci «.. ±:t _ .s5-°,a.. __ i T,t:s .:tea•- -.
co
Total Returned Item Fees Year to'Date $0.00
�.— v
U
For your convenience,a summary of overdraft and returned item fees appears on your.monthly statement. Please note that the overdraft fee
summary includes non-sufficient funds fees,uncollected funds fees and'unavailable funds fees. The summary does not reflect refunded or waived
items credited to your account. r
N
qA
0
O
35 Cycle Page 1 of 2 82140 ROU.07111
NOTE:SEE REVERSE SIDE FOR IMPORTANT INFORMATION Member FDIC
3801 Paxton Street
Harrisburg PA 17111-1418
IRBAINK
mymetrrobaOnk.com
>06426 6297249 001+ 092140
MARIA P BLANCO
JULIE CRESPO
1300 STAFFORD ROAD
CAMP HILL PA 17011
We're here 7 days a week,24 hours a day of 1-888-937-0004.
PERS STATEMENT SAVINGS 06169 59043
,. .... . ar:::a"A..i:.."::`:."• i:F�"few:: �:i.' ,yj. .Se:J. _ :tt...
Q�._ - .. .,..«y(.�..__.. ........._,_tJx:;:-::5:.l.,xt;_a�,n:'..,.'::w.;::.:r:'.:.z.•'i.�_•'..::.... <Aui::..w.rs'.::�=:i::r.r:r:i:u:Sr,::: ii_:°",r"�L::::.li:..^:
... ..:."..:: ...'.:y..,^.......,_+.y.....{s-•I,..::.�l.,a.,'»._..C=tl�-.a::.:?1Tir":`:..cn:.J_4. .a...,.-..... .,r......ft»,.-..d?,..,... _R... '1::. ,�.:'�.€
. ..:. ...............: :.c:n::-, :.... ........._............,,.......L.,,'^,.,:.+..:.:�".<.... :i1�'.:it, .whir., ^at<:t„ ':.J•Pc:r. ,,_t•.s.«�&<�l:xiFc•'c._..y.: ._trr.:•$!.°;t::i:x:;" Y<:ra•S:t ,.e3 4..,.>.i
.. . ... .� ..... .........,,.r.w...._..y+. ....,..,.,z.a....•._.,,.._..1r-.._.,..n_,n......»..'�._...ir:,-'{E�.':t'r":=zi':�> -;a':?t5�` _ a;«- ..r_ `:i,:�• ..a...z. .,�:=:itr"�.�i, .�:� 2 _
.. .. ....,.s...,,.«.,r.:x...„.: ......._«, ,_-:....r.. r. ,:_.,_.......^...,„.c..,. ..xa....-., ,._._..:'�� ..: •.ii, _`;'r'iifi^.i.;wr��``:
....�.. §.'�2a. ...u.. .>4'>. :ttiiyl Via: ,iAji;i"?,-'iii' x�i�L^ .i:r•' i<'1
.. 1 ..,.x,_.•... : n Y a :.:: ._ . .b>v...,y, •_....a.. _.x �.n;'” r -'.:xA:. :r:;t'4 .G-S'•,
�_►?!tJS.. __.«.�:1"'F'iSe QS tare_ •:4. ..a,.•tJ'.. ,xi 'W'','•i4#ti'y�; ,'riF;
�.-_...,;,...-_..�........,,-, __..._. ,..:. .- :-,. . J.li.-1'::-�::: _ :»J Y'.Tri:r�.:io;:ista::J•' ~�;tJ:r:�.-..»..,.. �5`b4�:rs
....-...,a:•...amu.rs-ss��.._'xzr:.u•r.;,7- •Jx>s..;+,;rx:^< -.:snm' :3+: -':s'•"rt Yi:p:ea.:t:!_:sy'.: r:?'s�,J.,. .r......... .::. ._ ..i,._
..�.�,.._+£., A .s.: ,�. , »c•;.«»--t. .�.',-.r- -:::i 6 `�` ..t,r :.t::..'...s.>st Fy.-..},.
.: x..>• .� .sM .:.:�.+ ^.r i Jk+i�1 .x'-:.,.r<c :r:: "`'.s-....'.x«.f�:s.r..:b::sl.. . ^.�i, .:::.a'.:a ra Baa` rs*:"....};::•:t^i�s'.'.ir' aa`r.:::i
. rr ..:i•,trw _ 4 ,'.z,.+.}, .,sg�:'zR'if ;:�-r•�,itz,. 'k"^ ',• ..,:a:�t _, '^:. j, "'
`a' -tea Wi _,ia3E=° its:?F .u:i.-•9cr: :•.- .t,?Tic::;.
Less. Checks nd G) "er`,.. . •• -
;.-cr. .::r :n+ p 1)pt �s+s r x,;' - � :ra::-c:, -r.: `ti.+. y'" .+
. _. ........:.::..:.rrt^:e.a'^^ t�,. i. ti11 �.rR, A.r1-i:tii'S .{�i:r .:r.._c-:...'^.-'��r•.t'i�":�.ir?M._... :x:.i.�.�;r�'^:.+. '.+T '^:'ii:::s
... .. Y.Fx'c_.v:•....vr?»•r:5;..`:::':i_-:N'rF>i.".n,::-:,ts;,x-_C.t., c;:::r;.:v._ ,,i4_.:::..^:-r✓...... ._: .z.,_ ..,+,..+..,...z.;�,.,�.r..a-s�...r..._,�.;.��r:;;::: .},a,. ..
- _,.v-r,::-1:::_:..' : Y` -+ :'+?s=� s.�,, a .�. .cr"i:�:..i:':kc:«.,r.•: ,r,J-.. :.:P.'{1...,.i�.;:3i,i'isF?: � .z.-....
..,.....;..._....z:.'r, ... ,_...,.. .._,.. ..,..�.k,,_.,_...arF.: - :�:�:: •y:•-•'.,�.:e':,:#+.^�,n.e��;'r.i...'i..,.r�x:S:: _'r.t =i:=x+`t�`::,
�:e�:. r,- ...a..., ,,,.:(:.;:P, l;r..zx�. ..,u*?:i st-c '•'i
,... v'v, x`,r ' ..itS'�..,.�:,.➢ a.:;til! c.�7;,p.
$:.::.•� to .: .7`....... .... ..... .,,•...::•:'F'fi�':4,>:'�ii�'i:•t�:':i;':r.::_�t_Sr':>H rc�%Y...;:•:�'?::: .3+� -1:;.�T••:r:-% a-a'"rTi:.z-• �,:Gr•=^'3:,::,,..��.�':t:.eM:s":n
.»z,.:t.,., ;.,,.„„ttcrc-«•:.t..ttar ,. .. ...._...........».._..«, as.:...___ ��£a•;7 ...'k.s.:1...?2;,5...,4.i __..fir...: ...3.V ¢ ,+�
•, +, ,: ,....,.. ........r..::;�;r._a:.:. ��. ,.d ...,.. .•''*a.,a- ..,,.. s... ..w.. ,.x..x_.. ,.;r.?:r:,a_:_ k..rr - _i:-:=., - :':�f=.c'+➢t)3lJ�t:«
'.,.e -3,t�.. vim^ k.,1J.`.- ��':t-.Si-J-` 21:1^
o... , -q'ld.,.,,,_x._......, Nis:-t. ... -.,t......_.Y n.>.w,...»a -.,J�•a-z'=c+-:_. »;t:., - :::z=�.na 7ar '-!aiv' _;-pr' ?i7!i:!;:
..:'+.�,,.z... :..w"., .x«r... ..f.�..., k., r'�:' ,aca:•^'I>c ,.,sw. �:�`7• ..a"�.» .,f." ..t�> _,�<�-�:�
-� ;: � •': ::�-:>rrJ.v;,..•_.....q:r..,.:i..:;:?,.».C.Fprnr..FJ+..__....•:•.�.._,,., :;x•_«»->',..J...i77.i....�.,, .:. r:t.,.�;#..i3w;*,y..«33-.::'iii: *"_':...., "__.'C• -
...St>�,tement,Ci lance..as._of� 31311a10••::;t+;;�=•�:, �. ..., •+;: z:�-'=„-_.:,rz,:<:�•;.,:�':� €�:;��:;,;�. �,� :._: �+:<:..;
...:....:.:.......:._...,:.....:.:..,:,,.-_.__.....,. . .._ .-.,.«._ r-,..:_•-. ..... ..{., .. ,ia",. .,+-:xiiz.•1� •F-Tutc_;y..xsa.� -•sG�, •r-fin`. 1:32t30�=s
........................_..F...r-..«...wr•t,�:<4,YJ^"x::hkry u.�i�tt"ti'',.v'iJ..4 �IY"f- xrt�G,do?:dx? .ir'._•a €. � '7 ,.Yzt?97r '::r.:f:5:•+,'s.-ry ••Ts'::.,»sS" tf„a`=t _ ':., ..,S.zc:iF;:i,r+ ;M.r..,s,,......
:JY......c' n:.+_...r r.... .I w.,.. .-.x, ..:::='1. 7-{p`a'd. �J •. -• 'X d l }
�e'F' ,.....__'r.L.....•_a...A..L_..u....,«.t ................:t..«,. '£,.i:.�axx�b':�.>;,i<;;:..,.a:.t:s.'.`a'=>�hh.:4..�,-�::::.z«„t�:•�,:»�„r”.,.;.. �._„.
Transactions By Gate
Date Descrlpfion debit - « Credit Balance
-
/� /. .......;.....n,. .•/+.�i'] [!•i'.^:i'.,.cY i,.1«...�{ v.3F:..0.�:r'?':t:'- i:.�+';;'.:•CY.:::'.X::�..:':t.•:S'.':::.`-.,.F...:ti:F'.t't'Y ,..:.1:.^ .:.1.'r."=i•:.'::f.:.:::).':
V 1131/-1,0...... ..<;;,•_il\T�t\tGSJ�A`,i!'F.1Y'M L'{M:l..:,T-2t?••:_^T#k.-..,�:�....,L.rSxi.., t::t.�.t'. .�.;._ �.�.....t__.-C5;.w4....LF,.�a...1�: "A�_.:n'�^.rE�-i:..::wy ...�:t`y...._.K.f�.Y�..w......tl`s.�, p ...t`YI
c Y � .A�.;.j:�-_•,--_v„t.;.t<_•_«_i"'•,''=x�tax.:�T•{L�'S;:ca�J�iFE4.�7iat.T l�:n`:r"r��.",•�,.gr�.z"�:����.3ir..".-t+YW:���•Z,.'!...�N'
,•...,,...,:.:. ...._�_.._--•.-....___dcr:.:x•�«::_:.:.•+:ac--.r.:::•��:F✓..".�:'a ..w^i......,i.;.a�'�'1-r.t ._-.T ?�3.ii:��:r%?�-.•.-:'Lm}!s_"" ..r-t.. +. isr
02!11/10 SAVINGS DEPOSIT $5.00 $1,325.77
:..;n;,:...:.:::ar^_-..,.. .:.._..._<•.,._ r._:...:x,.__�...:.. .:_'-i;?:-'»tar..Cr;C �:».::u•-.'::"i:xr::�•"'.+- .:;^;V•-a t: -'<:.,. _
...,.......... ... .. .. .. _. . -......+. .,,_._r.. _..., .<...«=.ar_ ,r..K.z z<r....n.s!8:".•c.... :T„C_..-..�fT3<:::.".-..::nm''kis-„di::u?i:a.::::3r,:.'':-.^.iH':x:c'izCJt`iSSi�i:-:r.ar.+:�..;_>::;d::ss
02128110:
_.::�••::.�:._..:... :, -.>:.=x- rJ- -.�:4:-..t, -:�:t��_:�_ r�:..>x.n_ ..$tY:�.S�=� x =$1;326:02,:=:
:::<,..._.._.._......-._.......,::::..,..:..w...w..r 1. w ,.. __...._.-._... S. .;n+.t-_.•rrtau.f+'J'�-�e3��,�G;av_Yl�:�+.....:_z..,.,..�,..........x,:a..,`:i7i-.'ai.........,,,....« .- ..&,rx`x-.::"T:-�
03/31/10 INTEREST PAYMENT $0.28 $1,326.30
Interest Summary
-Beginnirig4nie . .."4. ^,....._. ,...::a
>•:::::.-+:,t_._.._. 4:.n:r•s?:.r-t.,3,.._,..._.:--r'..... .,-�,_ -?4"-;-;,... .r:s:t;;;::..:�.': =`:xia" _i... ..,d./.,
Num
.:..be: ... . :....: .... . :.Y..:....Y:'..�.:,-.:�. ] .t.:.::::c:-Y:,9:.:LTi:•"�.]Y.,4�:',+:=::-:Yt•:i.: )T.:::�.�::Y:::_ � L Y - :.`li IG.:
0.25
r of Clays In th s Statement Period
�. t + t t sus. .r� a;F ir` 'X'KzrT �"# ��L•n '.'74'`x. in r. ar 'xy ._ 'G. '"-.- -, , 1��s'�
lnter�st Eariaed this StatemB'nt f�,e�rCoei�, t'- � x_,,°�' ..� � J r� x $4 t31��
`'Anriiaal Percerila e;YieidiE ed-this=S aterieilt.P..lrltid A:Y t a:efsr tf_ s<t J, : :;=— A _
g.,-. jn ., s(r .) ?.:;
_`;.' _ :::in.`:r.«::.:.:.'w"'.:.._::S 57^s....�'i."!r«:.'.: ..::,;5 •.x'.'k•...-'Rt.: 1 ,.t".' r .::a 3, y-{r5 rt
•.. .� .. .. _..,.._ .. ...u:�:::::-:Sir..±.:^:::_.s.fz.. ....2;ntx.,..1s..,i?J.;i".;.,a.....r:':..:s:::>:}.+'ii'^"ztt^!i:i•: -y-1J�..,,... ::J\.>;.»"•,ri'�'.e;`�:zi�,:y�n-i!£J�i�r"i��"::�'^r:+rfez�n?:.:._t•.:r. r f3.,.... y o
'.Interest'I?aid�Year to=Date:_.-tf.� ry-,-,_is.,.e_..k r._.�31 ? «z r:..x.,.w«::Fiar..-^r_F�rre�'i:' �:v„t:i=..�•Ni":u`�:`r",Ke`x'3yF::i''to:h;o,82_,;
,;•t;:r�r..'t�.,:i.�^r:a:„e:» s p
,: ...: ::::'-M:,:::li:n ,..-.. -...i:! ?' r:ii`.rr-r ..c.x.--u':-r„::� .•r.:..:T:!'1'�, :`•?+: :.:ri,� ,.s`� r..#:tr}: :.`,c4i. p r , I•-ro + •r $�. �;
..._.........._.... _.. �. +-3:-;�'.' 3�i:3s:.:x•_._:rxi'k.n3�i=Y:rmrJs...�S_.:e..,.S �• �''�}5:.i'�.ir3.i£•`„''Lt�."cd}[z.;,•�_. c� �'�h"I•a'e:).ti: a«h.......r...l:.Y.a.,'tii�la•:,. .,Ef.ok� O
O
0
Fees Summary
v
:i w _ -
._...,_..._...__. t^:ars;•.:>: :::;-: ..p::•' :rr.-,.„_..«..r.: .,g•q::t;.--s;c.a^:s;rr„_ p
:.Overdraft.Fces..thrs.S a sv ,•,:r. •`��: �`�»>::” _ _
....................__......__ term ,1.#-�tiCOCtt,;.;.F.•'._Jr_._arSr......r..._ .- .,J.��Zs.y x.,,r+3s!..t,�+.,:rv':,-�il� -'ifiJ+t'-=.y, +Y:. _ :T''`e:u .,.L: ._5... a?'iSa t:' .: iiu.`,=tea: O
. ... ... .,. ,.. ,.« r_.r _,_. - •, `�. _.iv--fi_>•_y..�_z.m.r.:',....'rsFf: d;3-• u� r. .:x.. _ ���t]»
Overdraft Fees Year to Date $0 0Q o
t�
.. .. , ..; -,i b..a .-...t^:.::-"..._ ..�,...:::.:;.:i:sem::�'.':i9ii�;:::r 3 k7. -: .«ri:>?;-�rM i:i°;: •Wit::.•M::i,':�.i`.��. Fv
:.Returnerl:lte _I=ees:,#hsst�ti#fe M�•1sy�t� encstt-.,a �#�,._:_�.;,•"µ-�,,� .,�'_: _�.t.� .„r:�. J�. _ :.z,-:, '-- ,..�
..._. ._. _ .. .+...�..... -7?!.!i.>;�... n. "___.<:.:7: ..-�. x-�+:< ;r',r'„„-«�•�”" .:..��'c. _ -✓.._'. Y�>.�a:•. ��::i �OOC1'` �
Returned Item Fees Year to Date $0.00
ox
v
tv
The Fees Summary above does not reflect any refunded or waived items credited to your account. N
0
FUNDS AVAILABILITY: Check deposits made before 6 pm are available on the next business day,provided the check is not subject p
to a hold. Beginning Feb,27, 2010,held items will be delayed until the 2nd business day(previously the 5th business day). Under.
certain circumstances, funds may be held until the 7th business day(previously the 11th business day). You will be notified if a
hold is placed on your funds for any reason.
FEES 8+ CHARGES: Certain fees will be revised as follows effective April 1, 2010: Cash or Deposit Item Returned-$12.00 per item;•
Cashier's Check - $8.00; Closing Account(90 Days)- No charge; Closing Account-Mail Request-$20.00; Collection Items-$20.00
domestic/$50.00 foreign;Dormant Account-Checking/Money Market-$5.00 per month;Dormant Account-Savings-$5.00 per month;
Money Order-$5.00;Wire Transfer Domestic-Outgoing-$20.00.
y.- m' nY.. a. •v}� rx+Y rap �c iv: uv,�;,-".r ,�.� '�':�y��f' I+ t�' g��. Y)'1' f �.'� ?�����"�1.�kyr i r
r SS.,���'s'k,�+i41'r}u''>''t.�,�`:`'-kik°•z; 1�, fYz�` ,Y ! h�"��`.}` i':x� f �,,,, < � �y �I'��� r � 1 i�`Y .1r��1J h�`4'�"�±s l}t �
:2,' f�kt SY t yt� �. ;(����k'� �.`2�dy�� t ":f 1�j�A��YC.���4u�, .4! � ,%fi• .�-.�i�('• 1 r 'Jr� 't 4 , ,��:Ai eh F�i`' .
i �; r,k� � ' �Y ,k;Y7 ,t�Y. t•� 2�'i��P, ���"�` "`�.•�jYx'!'"� r�rt'4Y��F,, .dhYi u�%177� !
`' fi�,f 9+ r,'r,3>': "�(,i gg` f� ` ti �d.@ ' �'' v�` ,r; 1a�'f, irr `e�},•,-+1 l !f a.'r;,,JVf xY r l�i:'!>'�ii°a�¢FA�hm x i is 1 C'
LAST WILL AND TESTAMENT
I OF
j
E MARIA P. BLANCO
II, Maria P. Blanco, of 1300 Strafford,'-..,Road, Camp Hill ,
Cumberland County, Commonwealth of Pennsylvania 170111 be' i ft of
Esound mind and memory, hereby revoke and declare null acid void any
and all Wills and Codicils heretofore made by me, and do make,
publish, and declare this to be my Last Will and Testament.
FIRST
I direct my Executor or Executrix to pay my just debts, the
�{ expenses of my last illness, and my funeral expenses from the
property passing under this Will as an expense and cost of
administering my estate, as soon after my death as-may be found
convenient. While not specifically binding, I direct that, insofar
I
! as is possible, my Executrix pay the costs of my burial at Rolling
Green Cemetery from my account at First Union bank, its successors
! or assigns.
i! SECOND
i! I give, devise, and bequeath the rest, residue, and remainder
of my estate of every nature and wherever situate, of all that I
own to Christine M. Bucher of 12 Second Street, Wormleysburg,
Cumberland County, Pennsylvania 17043, provided that she survives
I
me by thirty ( 30) days . Should Christine M. Bucher predecease me
I; or fail to survive me by thirty (30) days, then her share shall
pass to her issue per stirpes by representation.
THIRD
Should Christine M. Bucher predecease me or fail to survive me
by thirty ( 30 ) days without surviving issue of her own, I direct
j'
i
r;
that the remainder of my estate be given in equal shares to Julie
�I Crespo of Camp Hill, Pennsylvania, and Elisa N. Bucher of
Wormleysburg, Pennsylvania, provided they survive me by thirty ( 30 )
days. Should either Julie Crespo or Elisa N. Bucher predecease me
or fail to surNrive me by thirty (30) days, then that person's share
shall pass to their descendants per stirpes by representation.
FOURTH
Any devise or distribution under this, my Last Will and
ff� Testament, which is payable to any beneficiary who may be under
4�
twenty-one (21 ) years of age, shall be held in a separate trust by
1 Fatima C. Nelson of 1444 Maplewood Drive, New Cumberland,
Cumberland County, Pennsylvania 17070 as trustee until such
beneficiary reaches twenty-one (21) years of age. If Fatima C .
j Nelson is unable or unwilling to serve as trustee, I nominate]
H constitute, and appoint Josefa P. Vinalet of 7820 Southwest 33rd
i
i' Terrace, Miami, Florida 33155 to serve instead.
During the term of any trust created pursuant to this
paragraph, the trustee is authorized to expand and apply so much of
I
i the net income and principal of each such trust as the trustee
I
shall consider it advisable for the health, maintenance, support,
or education (including college education, graduate school) for
each such beneficiary until he or she attains twenty-one (21) years
of age, or until all such amounts are paid out of trust.
I direct that no trustee shall be required to give or post
it bond for the faithful performance of the trustee's duties in this
or any other jurisdiction.
FIFTH
I nominate Fatima C. Nelson as Executrix of my estate. If she
I
is unable or unwilling to perform her duties as Executrix, then I
hereby name Josefa P. Vinalet as Alternate Executrix.
I direct that no executrix shall be required to give or post
bond for the faithful performance of the duties of the executrix in i
this or any other Jurisdiction,., :.,
IN WITNESS WHEREOF, I have hereunto set my hand and seal this
day of 1.999 .
MARIA P. BLANCO
SIGNED, SEALED, PUBLISHED, and DECLARED by the above-named
Tes"t-,atri-x, Maria P. Blanco, asand, for her Last-Will and Testament,
in the presence of us, who, at her request, in her presence and in
the presence of each other, have hereunto subscribed our names as
witnesses.
WITNESS '
T_
. .. .......
WITNESS ADDRESS
-On%
pill '5' tky
dii
WU
SS
COUNTY OF CUMBERLAND
I , Maria P. Blanco, Testatrix, whose name is signed to the
attached or., foregoing instrument, having been duly qualified
according to law, do hereby acknowledge that I signed and executed
the instrument as my last Will, that I signed it willingly, and
that I signed it as my free and voluntary act for purposes therein I
expressed. IN WITNESS WHEREOF, I, Maria P. Blanco, have hereunto
set my hand and seal this day of 1999.
Z'rT
4-1
'10
a '4
SWORN Or affirmed to and 4cknowledged before me and Maria P .
Blanco, the Testatrix, this day of 6 12)(f C 1999 .
ik
NOTARY PUBLIC
Notarial Soal
Matthew J,E'shelman,Notary Public
Camp Hill Boro,Cumberland County
MyCommission Upires Nov. 15, 1999
fyt Pennsylvania Association of Notmi...-I
............
...iSqktX........
A
Y5
andthe
witnesses whose names are signed to the attached or foregoing
instrument, being duly qualified according to law, do depose and
say that we were present and saw the Testatrix sign and execute the
instrument as her Last Will, that she signed willingly, and that
she -executed it as her free and voluntary act for the purpose
each sof us7l.n.-�the hearing and
Ver-0i';Jig Iko 'v
-eight of the
9
Cl".. Ci-j'1q, 1�-
N .�. "I
K-
AMN
ou:r.
A
I
N
VA
R.
1'"-''+'S••t !"
17, -'3!
of a ",&ar no"' constraint or undue
influence .
Sworn gr affirmed toand subscribed to before me by
and-A
-v,"Z keviclak e_VO, -Z the witnesses , i
this day of 1999.
NOTARY PUBLIC
Nolariz!Seal
?Aart.ew J.Fshelmin,t"!Otlry Rjbtic
C_irrp Hill Bow,Cun
Shetland County
My Cor mission r.xores f4ov. 15, 1
i*,cnnsylvania Al '506,16011 Of