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HomeMy WebLinkAbout14-5729 Supreme Court of Pennsylvania ' Cour Joh Comlrioi Pleas For Prothonotary Use Only: VWCeet t. CU $ERTIA�ND `' County Docket No: l The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other a ers as required by law or rules of court. S Commencement of Action: O Complaint ❑ Writ of Summons ❑Petition E ❑Transfer from Another Jurisdiction ❑Declaration of Taking C Lead Plaintiff's Name: BAYVIEW LOAN SERVICING Lead Defendant's Name: DONALD L.BURR T LLC I Are money damages requested? El Yes 9 No Dollar Amount Requested: Elwithin arbitration limits U (Check one) ❑x outside arbitration limits N Is this a Class Action Suit? ❑Yes N No Is this an MDJ Appeal? ❑ Yes ❑x No A Name of Plaintiff/Appellant's Attorney: Kenya Bates,Esq.Id No.203664,Phelan Hallinan,LLP ❑ Check here if you have no attorney(are a Self-Represented [Pro Se) Litigant) Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your PRIMARY CASE.If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑Buyer Plaintiff Administrative Agencies ❑Malicious Prosecution ❑Debt Collection: Credit Card ❑Board of Assessment ❑Motor Vehicle ❑Debt Collection:Other ❑Board of Elections ❑Nuisance ❑Dept.of Transportation ❑Premises Liability ❑ Statutory Appeal: Other ❑Product Liability(does not S include mass tort) ❑Employment Dispute: ❑ Slander/Libel/Defamation Discrimination E ❑Other: ❑Employment Dispute: Other ❑Zoning Board C ❑Other: T I MASS TORT ❑Other: U ❑Asbestos N ❑Tobacco ❑Toxic Tort-DES ❑Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS ❑ Toxic Waste ❑Ejectment ❑ Common Law/Statutory Arbitration $ ❑Other: ❑Eminent Domain/Condemnation ❑Declaratory Judgment ❑Ground Rent ❑Mandamus ❑Landlord/Tenant Dispute ❑Non-Domestic Relations ®Mortgage Foreclosure:Residential Restraining Order PROFESSIONAL LIABILITY ❑Mortgage Foreclosure: Commercial ❑Quo Warranto ❑Dental ❑Partition ❑Replevin ❑Legal ❑Quiet Title ❑Other: ❑Medical ❑Other: ❑Other Professional: Pa.R.C.P. 205.5 Updated 01/01/2011 1P T[IE f(1 "O YPRO 't n r V 11 �ftlt 11141EP30 p1G: 42 CU PE NSj4ND LV,I,�dlAN�'� PHELAN HALLINAN,LLP Kenya Bates,Esq. Id No.203664 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza ATTORNEY FOR PLAINTIFF Philadelphia,PA 19103 Kenya.Bates @phelanhallinan.com 215-563-7000 BAYVIEW LOAN SERVICING LLC 4425 PONCE DE LEON BLVD., 5TH FLOOR MAIL COURT OF COMMON PLEAS ROOM CORAL GABLES, FL 33146 CIVIL DIVISION Plaintiff TERM NO. 1 DONALD L. BURD 490 CRISWELL DRIVE CUMBERLAND COUNTY BOILING SPRGS,PA 17007-9606 GREGORY L. BURD 19 BRIDGEWATER ROAD NEWVILLE,PA 17241-9675 Defendants CIVIL ACTION-LAW COMPLAINT IN MORTGAGE FORECLOSURE a File#: 928577 �j + LI �q �J 1. Plaintiff is BAYVIEW LOAN SERVICING LLC 4425 PONCE DE LEON BLVD., 5TH FLOOR MAIL ROOM CORAL GABLES, FL 33146 2. The name(s) and last known address(es) of the Defendant(s) are: DONALD L. BURD 490 CRISWELL DRIVE BOILING SPRGS,PA 17007-9606 GREGORY L. BURD 19 BRIDGEWATER ROAD NEWVILLE, PA 17241-9675 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 07/25/2003 DONALD L. SURD and FRANCES M. BURD made, executed and delivered a mortgage upon the premises hereinafter described to CHASE MANHATTAN MORTGAGE CORPORATION , which mortgage is recorded in the Office of the Recorder of Deeds of CUMBERLAND County, in Mortgage Book 1827, Page 1986. By Assignment of Mortgage recorded 03/10/2014 the mortgage was assigned to PLAINTIFF, which Assignment is recorded in Assignment of Mortgage Instrument No. 201404849.The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. File#: 928577 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 05/01/2013 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of Mortgagor to make such payments after a date specified by written notice sent to Mortgagor,the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage as of 09/12/2014: Principal Balance $49,198.94 Interest $3,737.09 04/01/2013 through 09/12/2014 Late Charges $133.60 Property Inspections $84.00 Property Preservation $1,395.00 Escrow Deficit $3,168.87 TOTAL $57,717.50 7. Plaintiff is not seeking a judgment of personal liability (or an in personam judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s)has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. 8. Notice of Intention to Foreclose as set forth in Act 6 of 1974,Notice of Homeowner's Emergency Mortgage Assistance Program pursuant to Act 91 of 1983,as amended in 2008, and/or Notice of Default as required by the mortgage document, as applicable,have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with File#: 928577 the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. 9. The mortgage premises are vacant and abandoned. 10. Mortgage FRANCES M. BURR died on or about 07/14/2009. 11. Plaintiff hereby releases FRANCES M. BURD, from liability for the debt secured by the mortgage. WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $57,717.50,together with interest, costs, fees, and charges collectible under the mortgage including but not limited to attorney fees and costs, and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN, LLP By: 'i�� zaz�:: eny ates, Esq. Id No. 203664 Attorney for Plaintiff File#: 928577 LEGAL DESCRIPTION ALL that certain tract of land situate in North Newton Township, Cumberland County, Pennsylvania, as shown on the "Preliminary Final Subdivision-Charles L. & Ronald L. Lehman" as recorded in Cumberland County Plan Book 44, Page 79 and being more particularly bounded and described as follows: BEGINNING at an existing iron pin in line of lands now or late formerly of Jay Miller; thence along line of lands now or formerly of Jay Miller,North sixty-eight(68) degrees thirty-five (35) minutes fifty (50) seconds East, two hundred and zero hundredths (200.00) feet to an iron pin at common boundary line of Lots 4 and 3; thence along common boundary line of Lots 4 and 3, South fifty-six (56) degrees twenty-seven(27)minutes ten(10) seconds East, one hundred eighty-one and forty hundredths (181.40) feet to an iron pin; thence along common boundary line of Lots 4 and 3 along a fifty (50) foot right-of-way and along common boundary line of Lots B and A on the aforesaid plan, South thirty-nine (39) degrees fifty-five (55)minutes West, a combined distance of three hundred ninety-four and fifteen hundredths (394.15) feet to an iron pin in line of lands now or formerly of Leo Cramer; thence along line of lands now or formerly of Leo Cramer,North twenty-three (23) degrees fourteen(14)minutes West,three hundred and zero hundredths (300.00) feet to an existing iron pin; thence North thirty-two (32) degrees nine (09) minutes East, sixty-three and sixty-five hundredths (63.65) feet to an existing iron pin; the place of BEGINNING. CONTAINING a combined acreage of 1.772 acres. BEING Lot Number 4 and Lot B of the aforementioned subdivision. UNDER AND SUBJECT to building setback lines as shown on the aforesaid plan. File#: 928577 UNDER AND SUBJECT, ALSO,to the further restriction that this parcel cannot be subdivided. UNDER AND SUBJECT to obligation of proportionate cost of maintenance of the aforesaid right-of-way in conjunction with other users. PROPERTY ADDRESS: 19 BRIDGEWATER ROAD,NEWVILLE,PA 17241-9675 PARCEL #30-08-0595-028D File#: 928577 VERIFICATION Edilia Perez , hereby states that he/she is C6L b60-6QPtL4f BAYVIEW LOAN SERVICING,LLC, Plaintiff in this matter, that he/she is authorized to make this Verification, and verify that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of his/her information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: e: Adilia Perez Title: �'' L BAYVIEW LOAN SERVICING,LLC File#: 928577 Name: BURD File#: 928577 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages,you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so,the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rigits important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE,PA 17013 (717)249-3166 (800)990-9108 File#: 928577 FORM 1 IN THE COURT OF COMMON PLEAS BAYVIEW LOAN SERVICING LLC OF CUMBERLAND COUNTY,PENNSYLVANIA Plaintiff(s) vs. DONALD L.BURD GREGORY L.BURR v � Defendants) I � �Civit NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action,you may be a>be to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer,you must take the following steps to be eligible for a conciliation conference. First,within twenty(20)days of your receipt of this notice,you must contact MidPenn Legal Services at(717)2439400 extension 2510 or(800)822-5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative,you must promptly meet with that legal representative within twenty(20)days of the appointment date.During that meeting,you must provide the legal representative with all requested financial information so that a loan resolution proposal canbe prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto,the legal representative will prepare and a Request for Conciliation Conference with the Court,which must be filed with the Cout within sixty(60)days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangenents with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer,you and your lawyer must take the following steps to be eligible for a conciliation conference.It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative.However,you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf.If you and your lawyer complete a financial woksheet in the format attached hereto,your lawyer will prepare and file a Request for Conciliation Conference with the Court,which must be filed within sixty(60)days of the service upon you of the foreclosure complaint.If you do so and a conciliation onference is scheduled,you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arguments with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME,YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: 7u Date Kenya Bates,Esq.Id No. r o --� 203664 ' o Attorney for Plaintiff C) c x;.C=- e5 c3 t FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Date Financial Worksheet Cumberland County Court of Common Pleas Docket# BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance,your lender must consider your circumstances to determine possible options while working with your counseling agency. Please provide the following information to the best of your knowledge: CUSTOM ER/PRI MARY APPLICANT Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address(if different): City: State: Zip: Phone Numbers: Home: Office: Email: Cell: Other: #of people in household: How long? CO-BORROWFR Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: #of people in household: How long? FINANCIAL INFORMATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes&Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes❑ No ❑ If yes,provide names, location of court, case number&attorney: Assets Amount Owed: Value: Home: $ i- -Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile#1: Model: Year: Amount owed: Value: Automobile#2: Model: Year: Amount owed: Value: Other transportation(automobiles boats motorcycles): Model: Year: Amount owed: Value Monthly Income Name of Employers: I• Monthly Gross Monthly Net 2. Monthly Gross Monthly Net- 3. Monthly Gross Monthly Net Additional Income Description(not wages): I• monthly amount: 2• monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) KPayment AMOUNT EXPENSE AMOUNT Food Utilities s Condo/Nei h. Fees Auto Insurance Med. not covered Auto fuel/repairs Otherprop..- a ment Install. Loan Payment Cable TV Child Su ort/Alim. S endin Mone Da /Child Care/Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income&Expenses: Have you been working with a Housing Counseling Agency? Yes❑ No❑ If yes,please provide the following information: Counseling Agency: Counselor: Phone(Office): Fax: Email: Have you made application for Homeowners Emergency Mortgage Assistance Program(HEMAP) assistance? Yes❑ No If yes,please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes❑ No❑ If yes,please indicate the status of those negotiations: Please provide the following information, if known,regarding your lender and lender's loan servicing company: Lender's Contact(Name): Phone: Servicing Company(Name): Contact: Phone: AUTHORIZATION I/We, authorize the above named to use/refer this information to my lender/servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I/We understand that I/we am/are under no obligation to use the counseling services provided by the above named Borrower Signature Date Co-Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: 1 Proof of income 2 Past 2 bank statements 3 Proof of any expected income for the last 45 days 4 Copy of a current utility bill 5 Letter explaining reason for delinquency and any supporting documentation (hardship letter) ,6 Listing agreement(if property is currently on the market) Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY LEJ-OFFICE rUE 'FHE PROTHONOTARY 2614 OCT 24 Pil 3: 35 - CUMBERLAND COUNTY TE.:„x:I„irr PENNSYLVANIA coo, of emu Bayview Loan Servicing, LLC vs. Donald L Burd (et al.) Case Number 2014-5729 SHERIFF'S RETURN OF SERVICE 10/13/2014 05:50 PM - Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Gregory Burd, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as "Not Found” at 19 Bridgewater Road, North Newton, Newville, PA 17241. Residence is vacant. 10/17/2014 08:37 PM - Deputy Shawn Harrison, being duly sworn according to law, served the req - ed Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in M. • = • - For cl. ure by "personally" handing a true copy to a person representing themselves to nt, to wit: Gregory Burd at 490 Criswell Drive, Boiling Springs, PA 17007. S WN HARRISON, DEP Y 10/22/2014 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Donald L Burd, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as "Not Found" at 19 Bridgewater Road, North Newton, Newville, PA 17241. Residence is vacant. 10/22/2014 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Donald L Burd, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as "Not Found" at 490 Criswell Drive, Monroe Township, Boiling Springs, PA 17007. Deputies were advised by Gregory Burd that the defendant is deceased. SHERIFF COST: $74.34 October 22, 2014 (c) CountySui_e Sheriff, Ts eosoft, Inc. SO ANSWERS, RON�R ANDERSON, SHERIFF BAYVIEW LOAN SERVICING LLC 4425 PONCE DE LOAN BLVD. 5TH FLOOR MAIL ROOM CORAL GABLES, FL 33146, Plaintiff vs. DONALD L. BURD 490 CRISWELL DRIVE BOILING SPRINGS, PA 17007-9606 GREGORY L. BURD 19 BRIDGEWATER ROAD NEWVILLE, PA 17241-9675 : IN THE COURT OF COMMOM PLEAS : CUMBERLAND COUNTY, : PENNSYLVANIA • : CIVIL DIVISION : NO. 14-5729 CIVIL PRELIMINARY OBJECTIONS OF DEFENDANT, GREGORY L. BURD —1a C.A.) AND, NOW, comes Defendant, Gregory L. Burd, by and through his counsel, Bradley L. Griffie, Esquire, and the law firm of Griffie & Associates, P.C. and files the following Preliminary Objections to the Complaint filed in this matter: 1. Plaintiff filed a Complaint in Mortgage Foreclosure on or about September 30, 2014, to the above docketed action. 2. Plaintiff alleges the action to be based upon a mortgage executed on July 25, 2003, by Donald L. Burd and Frances M. Burd. 3. Other than naming the Defendant, Gregory L. Burd, as a Defendant in paragraph number two of the Complaint, Plaintiff fails to set forth any factual allegations making any connections whatsoever between Gregory L. Burd, and the mortgage at issue, the mortgage foreclosure proceedings, or the factual or legal basis for the action. 4. The address identified as Defendant's, Gregory L. Burd's address, which appears to be the mortgaged property, is not now, and never has been, the address of Defendant, Gregory L. Burd. 5. Plaintiffs Complaint fails to conform to law or rule of court by failing to identify any legal or factual basis whatsoever for the inclusion of Gregory L. Burd, as a Defendant in this matter. 6. The Complaint is legally insufficient in failing to properly identify Defendant, Gregory L Burd, and failing to provide a legal or factual basis to include Gregory L. Burd, in any capacity whatsoever, as a Defendant in the Complaint in Mortgage Foreclosure. WHEREFORE, Defendant, Gregory L. Burd, requests your Honorable Court to dismiss Plaintiff's Complaint, or enter a demurrer with respect to Defendant, Gregory L. Burd. Respectfully Submitted, . Griffie, Esquire Attorney for Defendant Supreme Court ID No. 34349 GRIFFIE & ASSOCIATES, P.C. 200 North Hanover Street Carlisle, PA 17013 (717) 243-5551 BAYVIEW LOAN SERVICING LLC 4425 PONCE DE LOAN BLVD. 5TH FLOOR MAIL ROOM CORAL GABLES, FL 33146, Plaintiff vs. DONALD L. BURD 490 CRISWELL DRIVE BOILING SPRINGS, PA 17007-9606 GREGORY L. BURD 19 BRIDGEWATER ROAD NEWVILLE, PA 17241-9675 : IN THE COURT OF COMMOM PLEAS : CUMBERLAND COUNTY, : PENNSYLVANIA CIVIL DIVISION : NO. 14-5729 CIVIL CERTIFICATE OF SERVICE I, Bradley L. Griffie, Esquire, hereby certify that I did, the f 3 day of November, 2014, cause a copy of Preliminary Objections of Defendant to be served upon the attorney identified on the front of the Complaint, Kenya Bates, Esquire, by first-class mail, postage prepaid at the following address: DATE: 1 I 13 1 `1 Kenya Bates, Esquire Phelan, Hallinan LLP 1617 JFK Blvd., Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 squire ney for D, endant GRIFFIE : ASSOCIATES, P.C. 200 North Hanover Street Carlisle, PA 17013 (717)243-5551 (800)347-5552