Loading...
HomeMy WebLinkAbout14-6032966975.1 Karen Salvemini, Esquire, I.D. No. 307174 RHOADS & SINON LLP One South Market Square, 12'x' Floor P.O. Box 1146 Harrisburg, PA 17108-1146 PH: (717) 233-5731 FX: (717) 260-4438 Attorneys for Allstate Settlement Corporation Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 Pro Se F LEO -O F1CE, THE PROs HONO li t�`t 2314 OCT 13 Aid IO: 35 CU PENNSYLVAN COUNTY TY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: PETITION OF TYLER MICHAEL CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS NO.'Yrl - 603 0 Ca.itL JOINT PETITION OF TYLER CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS By and through its undersigned counsel, Allstate Settlement Corporation ("Allstate Settlement") and Tyler Conaway a/k/a Tyler Michael Conaway ("Mr. Conaway" or "payee") (collectively, the "Petitioners") hereby petition this Court for approval of the transfer of structured settlement payment rights between Mr. Conaway and Allstate Settlement, pursuant to the Pennsylvania Structured Settlement Protection Act (the "Act"), 40 P.S. § 4001 et seq. and Pennsylvania Rule of Civil Procedure 229.2, copies of which are attached hereto as Exhibit "A." In support of this Petition, Petitioners aver as follows: its-. 7s -pd Affy C# /157 0-3/V00 1. Pursuant to the Act, specifically 40 P.S. § 4004, jurisdiction over the transfer of a payee's structured settlement is properly brought before the Court in the county in which the payee is domiciled. Mr. Conaway resides in Cumberland County and therefore, jurisdiction is proper in this Court. 2. On or about February 11, 2002, Ronald and Kimberly Conaway, as parents and natural guardians and on behalf of Mr. Conaway, then a minor, entered into a Settlement Agreement and Release (the "Settlement Agreement") with a liability insurer (the "Insurer") resolving a personal injury claim. See Settlement Agreement, a redacted copy of which is attached hereto as Exhibit "B." 3. On or about April 24, 2000, the Settlement Agreement was approved by this Court. See Order of Court, a redacted copy of which is attached hereto as Exhibit "C." 4. The Settlement Agreement provided for the disbursal of certain periodic payments (the "Periodic Payments") to Mr. Conaway, including: one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024. 5. The Insurer assigned to Allstate Assignment Company ("Allstate Assignment") the obligation of the Insurer to provide the Periodic Payments to Mr. Conaway. See Uniform Qualified Assignment, a redacted copy of which is attached hereto as Exhibit "D." 6. Allstate Assignment purchased an annuity (the "Annuity") from Allstate Life Insurance Company ("Allstate Life") to fund Allstate Assignment's obligation to make the 2 Periodic Payments to Mr. Conaway. See Annuity, a redacted copy of which is attached hereto as Exhibit "E." 7. On or about July 23, 2014, Mr. Conaway entered into a Funding Exchange Agreement (the "Agreement") with Allstate Settlement, under which Mr. Conaway is to receive certain funds from Allstate Settlement in exchange for waiving and alienating the right to receive the following Periodic Payments: one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024 (the "Transferred Payments"). See Agreement, a copy of which is attached as Exhibit "F." 8. Allstate Settlement has timely provided Mr. Conaway with all disclosures required by the Act. See Disclosure Statement, a copy of which is attached hereto as Exhibit «H5, 9. In compliance with Pa.R.C.P. 229.2(d)(2)(i), the net amount payable to the payee after deduction of all commissions, fees, costs, expenses, and charges will be no less than $12,494.21. 10. In compliance with Pa.R.C.P. 229.2(d)(2)(ii), based on the net amount that the payee will receive from this transaction ($12,494.21) and the amounts and timing of the structured settlement payments that would be assigned, the payee is, in effect, paying interest at a rate of 8.8% per year. 3 11. For the purposes of the Agreement and this Petition, the parties and Allstate Assignment and Allstate Life desire to waive any anti -assignment or anti -encumbrance language in the Settlement Agreement and related contracts. See Affidavit of Allstate Assignment Company and Allstate Life Insurance Company, a copy of which is attached hereto as Exhibit 12. The transfer of structured settlement payment rights described in this Petition and as set forth in the Agreement (the "Proposed Transaction"), is not opposed by Allstate Life or Allstate Assignment. See id. 13. The Proposed Transaction (i) does not contravene any federal or state statute or the order of any court or responsible governmental administrative authority, and (ii) is in the best interest of the payee, taking into account the welfare and support of the payee's dependents, if any, and (iii) the net amount payable to the payee is not unfair, unjust, or unreasonable. 14. The Proposed Transaction complies with the requirements of the Act and Pa.R.C.P. 229.2. 15. In compliance with Pa.R.C.P. 229.2(d)(3)(i) and the Act, Mr. Conaway has established that the Proposed Transaction is in the best interests of Mr. Conaway or his dependents, if any. See Affidavit of Tyler Michael Conaway, a copy of which is attached hereto as Exhibit "I." 16. Mr. Conaway has confirmed that he has been advised, in writing, by Allstate Settlement to obtain independent professional advice regarding the legal, tax, and financial 4 implications of the Proposed Transaction and has knowingly waived such advice in writing. See Waiver of Independent Professional Advice, attached hereto as Exhibit "J." 17. Allstate Settlement has provided the Court with written notice of its name, address, and taxpayer identification number. See Exhibit "K." 18. Allstate Settlement has provided the Court with a list of Mr. Conaway's dependents and their ages. See Exhibit "L." 19. In compliance with Pa.R.C.P. 229.2(d)(3)(iii), certification of Karen Salvemini, Esquire, counsel for Allstate Settlement, is attached hereto as Exhibit "M." 20. In compliance with Pa.R.C.P. 229.2(d)(3)(ii), a proposed initial order or court is attached hereto as Exhibit "N." 21. In compliance with Pa.R.C.P. 229.2(d)(3)(iv), a proposed final order of court granting this Petition is attached hereto as Exhibit "0." WHEREFORE, Tyler Michael Conaway and Allstate Settlement Corporation respectfully request that this Court approve this Petition and enter the attached proposed final order of court. Respectfully submitted, Dated: bativ, � ' , 2014 /a Karen Simini, Esquire, I.D. No. 307174 RHOADS & SINON LLP One South Market Square, 12th Floor P.O. Box 1146 Harrisburg, PA 17108-1146 PH: (717) 233-5731 FX: (717) 238-8622 Attorneys for Allstate Settlement Corporation 5 Dated / '" , 2014 Respectfully submitted, yler Michael Conaway, Pro Se ACTIVE/ 76942149.1 6 VERIFICATION I, Rebecca Baldwin, hereby state that I am a Product and Financial Manager for Allstate Settlement Corporation and that the statements made in the foregoing Petition of Tyler Michael Conaway and Allstate Settlement Corporation for Approval of Transfer of Structured Settlement Payment Rights are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are made subject to the penalties of PA. C.S.A. §4904 relating to unsworn falsification to authorities. Dated: ),(D\ ,2014 0 -be Rebecca Baldwin ACTIVE/ 76942149.1 1 Pot CERTIFICATE OF SERVICE I hereby certify that on October /0 , 2014, a true and correct copy of the Joint Petition for Approval of Transfer of Structured Settlement Payment Rights and proposed Initial Order of Court has been served upon the following via certified mail, return receipt requested: Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 Allstate Assignment Company c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M3 Northbrook, IL 60062 Allstate Settlement Corporation c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M4 Northbrook, IL 60062 Allstate Life Insurance Company c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M3 Northbrook, IL 60062 exisNexis' 9 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEX1SNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current Through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* * Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 4009 (2013) § 4009. Applicability This act shall apply to any petition for the transfer of structured settlement payment rights under a transfer agreement sought on or after the effective date of this act, provided, however, that nothing contained in this act shall imply that any transfer under a transfer agreement reached prior to such date is effective or that any party is under any obligation to make transferred payments to the transferee of any such prior transfer. HISTORY: Act 2000-1 (S.13. 818), P.L. 1, § 9, approved Feb. 11, 2000, eff. in 60 days. LexisNexisk, PENNSYLVANIA RULES OF COURT, ANNOTATED BY LEXISNEXIS(R) * Pennsylvania State Court Rules reflect amendments received December 15, 2013 * * Annotations current through August 27, 2013. * PENNSYLVANIA RULES OF CIVIL PROCEDURE BUSINESS OF COURTS Pa. R.C.P. No. 229.2 (2013) Rule 229.2. Petition to Transfer Structured Settlement Payment Rights (a) Words used in this rule, which are defined by the Structured Settlement Protection Act, shall have the meaning set forth in the Act. Note: See Section.2 of the Act, 40 P.S. § 4002, which defines numerous terns including "best interests", "dependents", "payee", "structured settlement obligor", and "structured settlement payment rights." (b) A petition to transfer structured settlement payment rights shall be filed in the county in which the payee is domiciled. Note: See Section 4 of the Act, 40 P.S. § 4004, providing that the court of common pleas of the judicial district in which the payee is domiciled shall have jurisdiction over the petition. (c) The parties to the petition shall be the payee and the transferee. (d) The petition shall be verified by the transferee and shall contain: (1) a statement setting forth the payment provisions of the structured settlement agreement and the payment rights that the payee seeks to transfer, (2) separate paragraphs which in bold type set forth (i) the net amount payable to the payee after deduction of all commissions, fees, costs, expenses, and charges, and (ii) the following statement setting forth the interest rate: "Based on the net amount that the payee will receive from this Pa. R.C.I'. No. 229 .2 transaction (5 ) and the amounts and timing of the structured • settlement pavwcnts that would he assigned, the payee is, in effect, paying interest at a rate of --- % per year." • (3) four attachments: . {i} a Payee's Affidavit in Support of Petition, in the form prescribed by subdivision (0 as Attachment 1, (ii) an initial order of court scheduling the hearing, in the form prescribed by subdivision (g), (iii) a certification by an attorney for the transferee representing to the best of his or her knowledge, information and belief, formed after reasonable inquiry, that the transfer will comply with the requirements of the Act and will not contravene any other applicable federal or state statute or regulation or the order of any court or administrative authority, and (iv) a final order of court granting the petition, in the form prescribed by subdivision (i). Note: These four attachments arc in addition to any other documents which are required to support the findings set forth in Section 3 of the Act, 40 P.S. § 4003. Subdivision (d) requires that twodocuments be verified. As the two documents contain different information, each must be verified by a different person. The petition to transfer structured settlement payment rights must be verified by the transferee. The Payee's Affidavit in Support of Petition must be verified by the payee. The transferee is not required to verify the information set forth in the Payee's Affidavit. (e)(l) If the petition and Payee's Affidavit in Support of Petition meet the requirements of this rule and contain factual allegations which, if established, will support the findings set forth in Section 3 of the Act, the court shall promptly enter an order scheduling a hearing date. The transferee shall give notice of the hearing, in the form prescribed by subdivision (h), to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse andanyperson who receives child support, alimony or alimony pendente lite from the payee. (2) If the petition is denied without a hearing for failure to meet the requirements of this rule or to contain necessary factual allegations, which will support the findings set forth in Section 3 of the Act, the court shall state reasons for the denial and the payee may file an amended petition as of course. (0 The Payee's Affidavit in Support of Petition shall be substantially in the following form: (CAP'T'ION) PAYEE'S AFFIDAVIT IN SUPPORT OF PETITION TO TRANSFER STRUCTURED SETTLEMENT RIGHTS Pa. R.C.P No. 229 .2 t, -- --------, the payee, verify that the statements below arc true and correct: I. Payee's name, address and age: 2. Marital Status: #'TABLE# --- Never Married; --- Married; --- Separated; --- Divorced If married or separated, name of spouse: 3. Minor children and other dependents: Names, ages, and places bf residence: 4. Income: (a) Payee's monthly income and sources: (b) If presently married, spouse's monthly income and sources: 5. Child support, alimony or alimony pendente lite: #TABLE# Obligation to pay: --- Yes --- No If yes, state the amount of the obligation, to whom payable, and whether there are arrearages: 6. Previous transfers: Have you previously filed a petition to transfer payment rights under the structured settlement that is the subject of this petition? --- Yes --- No If yes, for each petition that you filed, (a) If the transfer was submitted for court approval, list the court, the case caption and case number, and state whether the court approved or disapproved the transfer: (h) If the transfer was approved, (i) State the name of the transferee and identify (listing due dates and payment amount(s)) the payments involved in the transfer: PR. lt.(.P No. 229.2 (ii) State the amount of money and the manner in which the money was used: (c) Have you ever transferred payments without court approval? If so, please explain: 7. Reasons for transfer: Describe in detail your reasons for the proposed transfer, including an explanation as to why a sale of a -lesser amount of the structured settlement amount will not better serve your interests: 8. Payment of debts: If you seek the transfer in order to pay debts, list each debt, including the name of the creditor and the amount presently owed: #TABLE# DTBLH Debt Creditor Amount Owed $ VERIFICATION I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. § 4904, relating to unsworn falsification to authorities. #TABLE# DATE: - Signature (g) The initial order of court shall be substantially in the following form: (CAPTION) INITIAL ORDER OF COURT On this --- day of , 2---, it is ordered thata hearing on this Petition to Transfer Structured Settlement Payment Rights will be held on , in Courtroom at --- o'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within seven (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement R.C.P. No. 229.2 obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente The. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be tiled with the court prior to the hearing. BY TI'IE COURT: J. (h) The notice of hearing shall be substantially in the following form: (CA !'TION) NOTICE OF HEARING ON PETITION TO TRANSFER STRUCTURED SETTLEMENT PAYMENT RIGHTS To: You are hereby given notice that (name of payee) has filed a petition to transfer structured settlement payment rights. A hearing in this matter has been scheduled on , 2--- at --- o'clock in courtroom no. ---, courthouse, (address). You are entitled to support, oppose or otherwise respond to the payee's petition, either in person or by counsel, by filing written comments with the court prior to the hearing or by attending the hearing. #TABLET! Date Transferee Address • (i) The final order of court shall be substantially in the following form: (CA i TION) FINAL. ORDER OF COURT On this --- day of granted. Telephone Number , 2- , it is ordered that the Petition to Transfer of Structured Settlement Payment Rights is The court specifically finds that: (I) the payee has established that the transfer is in the best interests of the payee or the payee's dependents; (2) based on the certification by an attorney for the transferee, and the court having not been made aware of any statute, regulation or order that would be incompatible with the proposed transfer, the transfer will not contravene any applicable federal or state statute or regulation, or the order of any court or administrative authority; Pa. R.C.P. No. 229 .2 (3) the transfer complies with the remaining requirements of the Strictured Settlement Protection Act, including Sections 3(a)(2), 3(a)(4), 3(a)(5) and 3(a)(6); (4) the payments that arc to be transferred are designated as follows: (5) the tenns of this order shall survive the death of the payee and shall he binding on the payee's heirs, beneficiaries and assigns; (6) the payee shall receive from the transferee, as of , the amount of S ---, from which no funds are owed for counsel fees, administrative fees, or other costs, fees or expenses. BY THE COURT: J. Note: The form of order does not preclude a court from adding additional language to the order as deemed appropriate in the individual circumstances of a case. EXPLANATORY COMMENT --2007 In 2000, the General Assembly passed the Structured Settlement Protection Act, Act of February 11, 2000, P.L. 1, 40 P.S. § 4001 et seg., providing for, inter alia, the court of common pleas to permit the transfer of structured settlement payment rights only upon an express finding that the transfer is in the best interests of the payee. While the Act requires the disclosure of information to the payee concerning the transfer, it does not specify what factual allegations or other information must be included in the petition to enable the trial court to make its determination. New Rule 229.2 is intended to provide the additional information necessary for atrial court to determine whether a petition to transfer structured settlement payment rights satisfies the best interest standard. Subdivision (c) of the rule identifies the parties to the petition as the payee and the transferee. The transferee is required to verify the petition and, in doing so, must set forth the circumstances surrounding the proposed transfer of structured settlement payment rights. The petition must contain averments that the requirements of the Act have been satisfied, e.g., the proper disclosures have been made to the payee. In contrast, the payee is required through the Payee's Affidavit in Support of Petition to provide the necessary information to enable the trial court to determine whether the transfer is in the best interests of the payee. The court will enter an order scheduling a hearing date only if the petition and the payee's affidavit meet the requirements of the rule and contain factual allegations, which, if established, satisfy the requirements of Section 3 of the Act, 40 P.S. § 4003. LexisNexis (R) Notes: Lexis Nexi® 1 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEX]S(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97,99 to 103* * Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 4001 (2013) § 4001. Short title i This act shall be known and may be cited as the Structured Settlement Protection Act. HISTORY: Act 2000-1 (S.I3. 818), P.L. I, § 1, approved Feb. 11, 2000, eff. in 60 days. exisNexis 2 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* * Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 4002 (2013) § 4002. Definitions The following words and phrases when used in this act shall have the meanings given to them in this section unless the context clearly indicates otherwise: "Annuity issuer." An insurer, or subsidiary or affiliate thereof,.that has issued an insurance contract used to fund periodic payments under a structured settlement. "Applicable law." The laws of the United States, the laws of this Commonwealth and the laws of any other jurisdiction under whose laws a structured settlement agreement was approved by a court or responsible administrative authority. "Best interests." The standard applicable to transfers of structured settlement payment rights based on judicial findings regarding the payee and his dependents, as required by section 3(a)(3), unless if at the time the payee and the transferee enter into the transfer agreement a different standard is contained in the Internal Revenue Code of 1986 (Public Law 99-514, 26 U.S.C. § I ct seq.) or in a United States Treasury. regulation adopted pursuant thereto, then such different standard. "Dependents." Include a payee's spouse and minor children and all other family members and other persons for whom the payee is legally obligated to provide support, including alimony. "Discounted present value." The fair present value of future payments, as determined by discounting such payments to the present using the most recently published applicable Federal rate for determining the present value of an annuity, as issued by the United States Internal Revenue Service. "Favorable tax deterrninatton." With respect to a proposed transfer of structured settlement payment rights, any of the 4l1 P.S. ti =4002 hollowing authorities that is binding on the parties to such transfer and on the parties to the structured settlement agreement and any qualified assignment agreement and that definitively establishes that the Federal income tax treatment of the structured settlement for the parties to the structured settlement agreement and any qualified assignment agreement, other than the payee, will not be affected by such transfer: (1) a provision of the Internal Revenue Code of 1986 (Public Law 99-514, 26 U.S.0 § / et seq.) or United States Treasury regulation; (2) a published ruling by the United States Internal Revenue Service; (3) a private letter ruling by the United States Internal Revenue Service with respect to such transfer; or (4) other controlling legal authority that is binding on the United States Internal Revenue Service." "Payee." A person domiciled in this Commonwealth who is receiving tax-free payments under a structured settlement and proposes to make a transfer of payment rights thereunder. "Periodic payments." Payments made pursuant to a structured settlement agreement, including scheduled future lump sum payments.., "Qualified assignment agreement." An agreement providing for a qualified assignment within the meaning ofsection 130 of the Internal Revenue Code of 1986 (Public Law 99-514, 26 U.S.C. § 1 et seq.). "Settled claim." The original personal injury or sickness claim or workers' compensation claim resolved by a structured settlement. "Structured settlement." An arrangement for periodic payment of damages established by settlement, judgment or decree in resolution of a settled claim. "Structured settlement agreement." The agreement, judgment, decree, stipulation or release embodying the terms of a structured settlement, including the rights of the payee to receive periodic payments. "Structured settlement obligor." With respect to any structured settlement,the party that has the continuing obligation to provide periodic payments to the payee under a structured settlement agreement or a qualified assignment agreement. "Structured settlement payment rights." Rights to receive periodic payments under a structured settlement, whether from the settlement obligor or the annuity issuer, where the payee is domiciled in this Commonwealth. "Terms of the structured settlement." Include, with respect to any structured settlement, the terms of the structured settlement agreement, the annuity contract, any qualified assignment agreement and any order, decree or approval of any court or responsible administrative authority authorizing or approving such structured settlement. "Transfer." Any direct or indirect sale, assignment, pledge, hypothecation or other form of alienation, redirection or encumbrance made by a payee for consideration, provided, however, that this shall not apply to a blanket security agreement used to secure a loan originating from a Federal or State chartered lending institution. Any transfer made or agreed to under this act shall be considered to be a consumer transaction. ',Transfer agreement." The agreement providing for transfer of structured settlement payment rights from a payee to a AO l'.s. 40102 transferee. "Transferee." The party acquiring or proposing to acquire structured settlement payment rights through a transfer. HISTORY: Act 2000-1 (S.B. 818), Y.L. 1, } 2, approved Feb. 1 i, 2000, eft: in 60 days. LexisNexis' 3 of 9 DOCUMENTS ENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* * Annotations current through October 16,2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 4003 (20I3) § 4003. Conditions to transfers of structured settlement payment rights (a) PETITION.-- No transfer of structured settlement payment rights shall be effective and no structured settlement obligor or annuity issuer shall be required to make any payment to any transferee of structured settlement payment rights unless the payee has filed a petition requesting such transfer•and the petition has been granted by final order or decree of a court of competent jurisdiction based on such court's express written findings that: (I) The transfer complies with the requirements of this act and will not contravene other applicable Federal or State statutes or regulations or any applicable law limiting the transfer of workers' compensation claims. (2) Not less than ten days prior to the date on which the payee first incurred any obligation with respect to the transfer, the transferee has provided to the payee a disclosure statement setting forth all of the following: (i) The amounts and due dates of the structured settlement payments to be transferred. (ii) The aggregate amount of such payments. (iii) The discounted present value of such payments, together with the discount rate or rates used in determining such discounted present value. ll) P S. 400 i (iv) The gross amount payable to the payee in exchange for such payments . (v) An itemized listing of all brokers' commissions, service charges, application or processing fees, closing costs, filing or administrative charges, legal fees, notary fees and other commissions, fees, costs, expenses and charges payable by the payee or deductible from the gross amount otherwise payable to the payee. (vi) The net amount payable to the payee after deduction of all commissions, fees, costs, expenses and charges described in subparagraph (v) . (vii) The quotient, expressed as a percentage, obtained by dividing the net payment amount by the discounted present value of the payments. (viii) The amount of any penalty and the aggregate amount of any liquidated damages, inclusive of penalties, payable by the payee in the event of any breach of the transfer agreement by the payee. (3) The payee has established that the transfer is in the best interests of the payee or his dependents. (4) The payee has received or expressly waived in a separate written acknowledgment signed by the payee, independent legal advice regarding the implications of the transfer, including consideration of the tax ramifications of the transfer. (5) If the transfer would contravene the terms of the structured settlement: (i) the transfer has been expressly approved in writing by: (A) the payee, the structured settlement obligor and the annuity issuer, provided, however, that such approval may not he unreasonably withheld and further provided that the structured settlement obligor and the annuity issuer shall be required to consent to the transfer if the transferee has agreed to indemnify the structured settlement obligor and annuity issuer from all liabilities arising from the factoring transaction and compliance or noncompliance with this act and further provided that if at the time the payee and the transferee propose to enter into the transfer agreement a favorable tax result is in effect, then the approval of the annuity issuer and the structured settlement obligor shall not be required; and (B) any court or responsible administrative authority that previously approved the structured settlement; and .10 P.S. 1003 (ii) signed originals of all approvals required under subparagraph (i) have been filed with the court from which the authorization of the transfer is being sought and originals or copies have been furnished to the payee, the structured settlement obligor and the annuity issuer. (6) The payee has given written notice of the transferee's name, address and taxpayer identification number to the annuity issuer and the structured settlement obligor and has filed a copy of such notice with the court. (b) NOTICE.-- Prior to entering into any agreement to make a transfer under this act, the payee shall be provided with a written notice on a separate sheet that contains the following, in bold print and at least 12 -point type: IMPORTANT NOTICE: You are strongly urged to consult with an attorney who can advise you of the potential tax consequences of this transaction. (c) BONDS.-- If the indemnity in subsection (a)(5)(i)(A) is offered, the court shall require that the transferee obtain a surety bond or an irrevocable standby letter of credit to secure the indemnity obligation. In considering the necessity and amount of any bond, the court shall consider the size of the underlying transaction and the potential liabilities of the structured settlement obligor and annuity issuer. HISTORY: Act 2000-1 (S.B. $18), P.L. 1, § 3, approved Feb. II, 2000, eff. in 60 days. LexisNexis .4 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* *Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 4004 (2013) § 4004. Jurisdiction; procedure for approval of transfers The court of common pleas of the judicial district in which the payee is -domiciled shall have jurisdiction over any petition as required under section 3 for a transfer of structured settlement payment rights. Not less than 20 days prior to the scheduled hearing on any petition for authorization of a transfer of structured settlement payment rights under section 3, the payee shall file with the court and serve on the transferee a notice of the proposed transfer and the application for its authorization, including in such notice a copy of the payee's petition to the court, a copy of the transfer agreement, a copy of the disclosure statement required under section 3, notification that the transferee, the structured settlement obligor or the annuity issuer is entitled to support, oppose or otherwise respond to the payee's petition, either in person or by counsel, by submitting written comments to the court or by participating in the hearing and notification of the time and place of the hearing and notification of the manner in which and the time by which written responses to the petition must be filed, which shall be not less than 20 days after service of the payee's notice, in order to be considered by the court. HISTORY: Act 2000-1 (S.B. 818), P.L. 1, § 4, approved Feb. 11, 2000, eft: in 60 days. exisNexis" 5 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* * Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40.. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 9005 (2013) § 4005. Discharge of structured settlement obligor and annuity issuer Upon an appropriate judicial order approving a petition for a transfer of structured settlement payment rights, the structured settlement obligor and annuity issuer shall be discharged from all liability for the payments and portions thereof transferred as to all parties except the transferee. HISTORY: Act 2000-1 (S.B. 818), P.L. 1, § 5, approved Feb. 11, 2000, eff. in 60 days. exisNexis' 6 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) 4`** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013,*** *P.5. documents are current through 2013 Regular Session Acts 88, 91, 93, to 97, 99 to 103* . Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT • Go to the Pennsylvania Code Archive Directory 40 P.S. § 4006 (2013) § 4006. No waiver; no penalties (a) WAIVER.-- The provisions of this act may not be waived. (b) PENALTIES.-- No payee who files a petition for the transfer of structured settlement payment rights shall incur any penalty, forfeit any application fee or other payment or otherwise incur any liability to the proposed transferee based on any failure of such transfer to satisfy the conditions of section 3. HISTORY: Act 2000-1 (S.B. 818), P.L. 1, § 6, approved Feb. 11,2000, eff in 60 days. LexisNexis® 7 01-9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 4007 (2013) § 4007. Penalty A violation of this act shall be deemed a violation of the act of December 17, 1968 (P.L. 1224, No. 387), known as the Unfair Trade Practices and Consumer Protection Law. HISTORY: Act 2000-1 (S.B. 818), P.L. I, § 7, approved Feb. 11, 2000, eff. in 60 days. exis Nexis 8 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* * Annotations current through October 16, 2013 * PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 90 P.S. § 4008 (2013) § 1008. Construction Nothing contained in this act shall be construed to authorize any transfer of structured settlement payment rights in contravention of applicable State statutes or regulations or to give effect to any transfer to structured settlement payment rights that is void under applicable State statutes or regulations. HISTORY: Act 2000-1 (S.B. 818), P.L. 1, § 8, approved Feb. 11,2000, eff. in 60 days. Lexis Nexis 9 of 9 DOCUMENTS PENNSYLVANIA STATUTES, ANNOTATED BY LEXISNEXIS(R) *** Pa.C.S. documents are current through 2013 Regular Session Act 133, Enacted December 23, 2013.*** *P.S. documents are current through 2013 Regular Session Acts 88, 91, 93 to 97, 99 to 103* * Annotations current through October 16, 2013 PENNSYLVANIA STATUTES TITLE 40. INSURANCE CHAPTER 40. STRUCTURED SETTLEMENT PROTECTION ACT Go to the Pennsylvania Code Archive Directory 40 P.S. § 9009 (2013) § 4009. Applicability This act shall apply to any petition for the transfer of structured settlement payment rights under a transfer agreement sought on or after the effective date of this act, provided, however, that nothing contained in this act shall imply that any transfcr under a transfer agreement reached prior to such date is effective or that any party is under any obligation to make transferred payments to the transferee of any such prior transfer. HISTORY: Act 2000-1 (S.I3. 818), P.L. 1, § 9, approved Feb. 11, 2000, eff. in 60 days. G LED Settlement Agreement and Release This Settlement Agreement and Release (the "Settlement Agreement") is made and entered into this day of , 2001, by and between: "Claimants" "Insured" "Insurer" Recitals Ronald Conaway and Kimberly Conaway as parents and natural guardians of Tyler Conaway, a Minor REDACTED REDACTED A. On or about July 8, 2000, Tyler Conaway was injured in an accident occurring at or near Wellsboro, Pennsylvania. Claimants allege that the accident and resulting physical and personal injuries arose out of certain alleged negligent acts or omissions of Insured, and have made a claim seeking monetary damages on account of those injuries. B. Insurer is the liability insurer of the Insured, and as such, would be obligated to pay any claim made or judgment obtained against the Insured, which is covered by its policy with the Insured. C. The parties desire to enter into this Settlement Agreement in order to provide for certain payments in full settlement and discharge of all claims which have, or might be made, by reason of the incident described in Recital A above, upon the terms and conditions set forth below. Agreement The parties agree as follows: 1.0 Release and Discharge 1.1 In consideration of the payments set forth in Section 2, Claimants hereby completely release and forever discharge the Insured and Insurer from any and all past, present, or future claims, demands, obligations, actions, causes of action, wrongful death claims, rights, damages, costs, losses of services, expenses and compensation of any nature whatsoever, whether based on a tort, contract or other theory of recovery, which the Claimants now have, or which may hereafter accrue or otherwise be acquired, on account of, or may in any way grow out of the incident described in Recital A above, including, without limitation, any and all known or unknown claims for bodily and personal injuries to Claimants, or any future wrongful death claim of Claimants' representatives or heirs, which have resulted or may result from the alleged acts or omissions of the Insured_ 1.2 This release and discharge shall also apply to the Insured's and Insurer's past, present and future officers, directors, stockholders, attorneys, agents, servants, representatives, employees, subsidiaries, affiliates, partners, predecessors and successors in interest, and assigns and all other persons, firms or corporations with whom any of the former have been, are now, or may hereafter be affiliated. 1.3 This release, on the part of the Claimants, shall be a fully binding and complete settlement among the Claimants, the Insured and the Insurer, and their heirs, assigns and successors. 1.4 The Claimants acknowledge and agree that the release and discharge set forth above is a general release. Claimants expressly waive and assume the risk of any and all claims for damages which exist as of this date, but of which the Claimants do not know or suspect to exist, whether through ignorance, oversight, error, negligence, or otherwise, and which, if known, would materially affect Claimants' decision to enter into this 2 Settlement Agreement. The Claimants further agree that they have accepted payment of the sums specified herein as a complete compromise of matters involving disputed issues of law and fact. Claimants assume the risk that the facts or law may be other than Claimants believe. It is understood and agreed to by the parties that this settlement is a compromise of a doubtful and disputed claim, and the payments are not to be construed as an admission of liability on the part of the Insured, by whom liability is expressly denied. 2.0 Payments In consideration of the release set forth above, the Insurer on behalf of the Insured agrees to pay to the individual(s) named below ("Payee(s)") the sums outlined in this Section 2 below: 2.2 Periodic Payments. Insurer agrees to make payment to Tyler Conaway "Payee" in the following manner: REDACTED On November 4, 2015, guaranteed payment of Three 3 Thousand Five Hundred Dollars ($3,500.00). On November 4, 2019, guaranteed payment of Four Thousand Five Hundred Dollars ($4,500.00). On November 4, 2022, guaranteed payment of Six -Thousand Four Hundred Dollars ($6,400.00). On November 4, 2024, guaranteed payment of Eight Thousand Dollars ($8,000:'00). All sums set forth herein constitute damages on account of personal injuries and sickness, within the meaning of Section 104(a)(2) of the Internal Revenue Code:of 1986, as amended. 3.0 Payee's Rights to Payments Claimants acknowledge that the Periodic Payments cannot be accelerated,- deferred, increased;'or decreased by the Claimants or any Payee; nor shall the.Claimantsor any Payee have the power to sell, mortgage,, encumber,.or anticipate the Periodic Payments, or any part thereof, by assignment or otherwise._ 4.0 Payee's Beneficiary Any payments to be made after the death of Payee, pursuant to the terms of this Settlement Agreement, shall be made to his named beneficiary. If no person or entity is so designated by Payee; or if -the person designated is not living at time of the Payee'sdeath, such payments shall -be made to the estate of �..- Payee Payee may request in writing that Assignee - change the payee and/or beneficiary designation under this Agreement. Assignee will do so but will not be liable, however, for any payment made prior to receipt of the request or so soon thereafter that payment could. not reasonably be stopped. 4 PECYCLED / kug .28: 2001 12:0741 ALLiTE INS HBG PA TYLER CONAWAY, a minor by and through his parents and guardians RONALD & KIMBERLY CONAWAY, Petitioners No.0884 P. 3/4 : IN THE COURT OF COMMON PLEAS :CUMBERLAND COUNTY, PENNSYLVANIA : NO. v. : CIVIL ACTION -LAW REDACTPD Respondent AND NOW, this • ORDER OF CO IRT day of U,. t,L5 , 2001, upon consideration of the foregoing Petition, IT IS HEREBY ORDERED that: 1. The above parties may compromise the action upon the terms and conditions of the above -proposed compromise set forth in attached Petition; 2. Ronald and Kimberly Conaway, as natural parents and guardians of Tyler Conaway, minor, is authorized to pay the following counsel fees and other costs from the amount to which said minor is entitled to receive in this action: Aug.28. 2001 12:07PM ALLSTATE INS HBG PA • No.0684 P. 4/4 c, Approve payment of the remaining settlement funds in the form of a structured settleMent as follows: REDACTED $3,500 on November 4, 2015; $4,500 on November 4, 2019; $6,400 on November 4, 2022; $8,000 on November 4, 2024. COPY FROM RECORD f,I here unto sat my hand C t aJadisle. Pa. .,4/ RECYCLED "Claimant" It ignor" "Assignee" "Annuity issuer' "Effective Date" • • Uniform Qualified Assignment Tyler Conaway Allstate Assignment Company Allstate Life Insurance Company 14,ACO I This Agreement is made and entered into by and between the parties hereto as of the Effective Date with reference to the following facts: A. Claimant has ex aced a settlement agreement or release dated X , so 2doL (the "Settlement Agreement") that provides for the Assignor to make certain periodic payments to or for the benefit of the Claimant as stated in Addendum No. 1 (the "Periodic Payments"); and B. The parties desire to effect a "qualified assignment" within the meaning and subject to the conditions of Section 130(c) of the Internal Revenue Code of 1986 (the "Code"). NOW, THEREFORE, in consideration of the foregoing and other good and valuable consideration, the parties agree as follows: 1. The Assignor hereby assigns and the Assignee hereby assumes all of the Assignor's liability to make the Periodic Payments. The Assignee assumes no liability to make any payment not specified In Addendum No. 1. 2. The Periodic Payments constitute damages on account of personal injury or sickness in a case involving physical Injury or physical sickness within the meaning of Sections 104(a)(2) and 130(c) of the Code. 3. The Assignee's liability to make the Periodic Payments is no greater than that of the Assignor immediately preceding this Agreement. Assignee is not required to set aside specific assets to secure the Periodic Payments. The Claimant has no rights against the Assignee greater than a general creditor, None of the Periodic Payments may be accelerated, deferred, increased or decreased and may not be anticipated, sold, assigned or encumbered. 4. The obligation assumed by Assignee with respect to any required payment shall be discharged upon the mailing on or before the due date of a valid check in the amount specified to the address of record. S. This Agreement shall be governed by and interpreted in accordance with the laws of the State of 6. The Assignee may fund the Periodic Payments by purchasing a "qualified funding asset" within the meaning of Section 130(d) of the Code in the form of an annuity contract issued by the Annuity Issuer. All rights of ownership and control of such annuity contract shall be and remain vested in the Assignee exclusively. 7. The Assignee may have the Annuity Issuer send payments under any "qualified funding asset" purchased hereunder directly to the payee(s) specified in Addendum No. 1. Such direction of payments shall be solely for the Assignee's convenience and shall not provide the Claimant or any payee with any rights of ownership or control over the "qualified funding asset" or against the Annuity Issuer. 8. Assignee's liability to make the Periodic Payments shall continue without diminution regardless of any bankruptcy or Insolvency of the Assignor. 9. In the event the Settlement Agreement Is declared terminated by a court of law or In the event that Section 130(c) of the Code has not been satisfied, this Agreement shall terminate. The Assignee shall then assign ownership of any "qualified funding Assignor: By: REDACTED �� �_ rho�z epr to ive Title �1--- asset" purchased hereunder to Assignor, and Assignee's liability for the Periodic Payments shall terminate. 10. This Agreement,shall be binding upon the respective representatives, heirs, successors and assigns of the Claimant, the Assignor and the Assignee and upon any person or entity that may assert any right hereunder or to any of the Periodic Payments. Assignee Allstate Assignment Company By: Title Aut96ri ed Representative Printed in USA National Structured Settlements Trade Association UOA ED. 4.88 0, Initials Assignor: Assignee: c.PW cig • • Addendum No. 1 Description of Periodic Payments To Tyler Conaway: REDACTED $3,500 paid on November 4, 2015; $4,500 paid on November 4, 2019; $6,400 paid on November 4, 2022; $8,000 paid on November 4, 2024. Printed in USA UOA ED. 4-88 ALL -STATE LEGAL SUPPLY CO.. 1-800-222-0510 ED 11 Allstate Life Insurance Company A Stock Company - Home Office Address: Northbrook, Illinois 60062 ,i. Single Premium Immediate Certain Annuity CONTRACT --This contract is issued to Allstate Assignment Company (called "AAC") in consideration of the application, a copy of which is attached, and the payment of the single premium. The contract and the application are the entire contract. All statements made in the application are representations and not warranties. No statement will be used by us in defense of a claim or to void this contract unless it is in the signed application. Only our officers may change this contract or waive a right or requirement. No agent may do this. Allstate Life Insurance Company (called "we" or "us") will make the payments shown on Page 3 to the Measuring Life or other payee designated by AAC, provided that the Measuring Life is alive. In addition, if the Measuring Life is not living, any payments shown on Page 3 will be made to the beneficiary. This contract stops when all payments have been made. RIGHT TO CANCEL --If AAC is not satisfied with this contract, it may be voided by returning it to Allstate Life In- surance Company, Northbrook, Illinois 60062, or our agent. MC must notify us and return the policy by midnight of the 10th day after AAC receives it. Notice given by mail is effective on being postmarked, properly addressed and postage prepaid. We will return the single premium, less any payments already made, within 10 days after we receive the policy and notice. This is a legal contract between MC and us. READ THIS POLICY CAREFULLY. COPY Signed for ALLSTATE LIFE INSURANCE COMPANY at our Home Office in Northbrook, Illinois. NAdo044 Secretary President Page 1 LU 3406 TABLE OF CONTENTS Contract 1 Issue Date 3 Right to Cancel 1 Beneficiary' 4 Schedule of Payments 3 Incontestability 4 Measuring Life Information 3 Minimum. Values 4 Contract Number 3 Non -Participating, < ' ` 4 Owner 3 Non -Assignable 4 Page 2 • ALLSTIIE LIFE INSURANCE dlIMPANY Home Office: Northbrook, Illinois 60062 Application for Single Premium Immediate Annuity 1. Measuring Life Full Name: Address: Tyler Conaway Phone: 5 Locust Circle Mechanicsburg, PA 17055 Social Security No.: Date of Birth: REDACTED Sex: 2. Joint Measuring Life (if applicable) Full Name: Address: Phone: ( ) Social Security No.: Relationship to Measuring Life: Date of Birth: Sex: 3. Owner Full Name: Allstate Assignment Company Phone: ( ) Address: 2940 South 84th Street, Suite 2B2 Lincoln, NE 68506 4. Payee (will be Measuring Life if left blank) Full Name: Address: Phone: ( ) Relationship to Measuring Life: 5. Payment Information (Submit proof of age for life or joint life payments.) Start Type (e.g., certain, life, Date lump sum, joint) Amount REDACTEE! Lump Sutti-- $3,500.00 1 Lump Sum $4,500.00 1 Lump Sum -$6,400.00 1 Lump Sum $8,000.00 1 11/04/2015 11/04/2019 11/04/2022 11/04/2024 • Number of Frequency of Payments Payments 6. Beneficiary (will be Estate of Measuring Life if left blank) Full Name: Address: Phone: Social Security No.: Relationship to Measuring Life: 7. Premium $1 and other valuable consideration The Applicant represents that all statements and answers on this Application are true lathe best of his or her knowledge and belief and completely recorded herein. Applicant: by c,?,( Owner sig wrearitie LR877 W. Ross Duncan/Ringler Associates Date: BENEFICIARY --Unless changed by MC, the beneficiary is as named in the application. If there is no bene- ficiary named or living, the beneficiary is the Measuring Life's estate. For purposes of this section, living" shall mean living on the earlier of: 1. The day we receive due proof of the Measuring Life's death; or 2. The 15th day past the Measuring Life's death. Unless AAC states otherwise by irrevocably naming a beneficiary, MC may change the beneficiary while the Measuring Life is alive. A change must be made to us in writing. The change must be acceptable to us. Once we accept the change, it takes effect as of the day AAC signed the request. Each change is subject to any payment we make or action we take before we accept it. Any payments due a beneficiary will be paid on their specified due dates, and will not be commuted or paid in a lump sum. INCONTESTABILITY --We may not contest this contract after it is issued. MINIMUM VALUES --The payments provided by this contract are not less than the minimum values required by the state in which this contract is sold. NON -PARTICIPATING --This contract does not pay dividends. NON -ASSIGNABLE --Payments may not be anticipated, assigned or pledged as collateral. Payment dates and amounts may not be changed, either to provide for earlier payment or longer deferral. The contract has no cash surrender or policy loan value. So far as the law allows, all payments to any person named by AAC to receive them are exempt from that person's creditors, debts and contracts, and from seizure or attachment by court order or other legal process. Page 4 ALL STATE LEGAL SUPPLY CO. ONE COMMERCE DRIVE. CRANFORD,MEW JERSEY 07016 (2) ED11 ALLSTATE ADVANCED FUNDING EXCHANGE AGREEMENT This Agreement and its Exhibits (respectively, the "Agreement" and "Related Documents") is entered into between Tyler Conaway a/k/a Tyler Michael Conaway (the "Payee" or "Mr. Conaway") and Allstate Settlement Corporation ("Allstate Settlement") as of July 23, 2014 ("Date of Agreement"). WHEREAS, the Payee is entitled to receive certain periodic payments (the "Periodic Payments") due under a personal injury or wrongful death settlement agreement (the "Settlement Agreement"). NOW, THEREFORE, in consideration of the representations, warranties, covenants, and agreements set forth herein, the parties hereto, intending to be legally bound, hereby agree as follows: 1. Funding Exchange (a) The Payee hereby transfers, alienates, assigns, waives, divests, and conveys to Allstate Settlement all right, title, and interest of the Payee in and to certain Periodic Payments set forth on Schedule 1 of this Agreement (the "Transferred Payments"), and in reliance on the representations, warranties, and covenants contained herein, and subject to the terms and conditions hereof, Allstate Settlement hereby agrees to pay to the Payee the amount set forth on Schedule 1 of this Agreement (the "Net Funding Exchange Payment"). (b) In the event that any Transferred Payment comes due prior to satisfaction of all of the requirements set forth in Schedule 2 of this Agreement, Payee hereby agrees that Allstate Settlement may retain said Transferred Payment(s) until such time as either it is finally determined that all of the requirements of Schedule 2 are met or cannot be met. (c) Subject to the terms and conditions hereof, the Net Funding Exchange Payment shall be payable to the Payee within fourteen (14) business days of execution by the Payee of this Agreement and satisfaction of all of the requirements set forth on Schedule 2 of this Agreement (the "Requirements"). (d) The Payee hereby agrees and acknowledges that no other party or entity (including but not limited to the Payee's heirs, beneficiaries, contingent beneficiaries, executors, administrators, successors, or assigns) has or shall ever have any interest in the Transferred Payments. (e) This Agreement constitutes a modification of the Settlement Agreement, and not a loan. If this Agreement is subsequently determined by a final court order to be a loan, the Payee will take any steps necessary to satisfy the usury laws and other laws, if any, that may apply, as a result, to this Agreement. 2. Representations and Warranties of the Payee The Payee hereby represents and warrants to Allstate Settlement the following: �� ]niiials of Payee laitials of Payee's Spouse (if applicable) - 1 - (a) Except as set forth in this Agreement, the Transferred Payments are free and clear of all liens, charges, security interests, encumbrances, and agreements of any kind whatsoever, and only Allstate Settlement shall have any present or future right in or to those Transferred Payments. (b) No party has asserted any rights in or any right to receive any of the Transferred Payments, and the Payee is not aware of any circumstances that may result in the assertion of any such rights or right. (c) Except as set forth in this Agreement, the Payee has not waived, diverted, alienated, assigned, transferred, conveyed, encumbered, mortgaged, or otherwise affected any rights in or to the Transferred Payments. (d) The Payee has not failed to satisfy any child support, spousal support, alimony, or other support obligations, or, in the alternative, the Payee intends to address any such failure upon approval of this Agreement by a court of competent jurisdiction, and the Payee has notified Allstate Settlement of this intention. (e) The Payee is not currently insolvent of a debtor in any bankruptcy proceeding, and is not aware of any circumstances that may result in the Payee becoming a debtor in any bankruptcy proceeding. (1) The Payee is competent to enter into this Agreement. As of the date of this Agreement and each of the Related Documents, the Payee is over eighteen (18) years of age, is mentally sane, and is of sound mind. The Payee understands the terms and provisions of this Agreement and the Related Documents. 3. The Payee's Obligations Under this Agreement The Payee hereby agrees and understands that the Payee has the following continuing obligations under this Agreement: (a) The Payee shall deliver to Allstate Settlement a fully executed and completed Waiver of Independent Professional Advice or Affirmation of Independent Professional Advice in the form attached as Exhibit "A" to this Agreement (or otherwise in form and substance satisfactory to Allstate Settlement), attesting either that he/she has obtained independent professional advice or, having been advised of his/her right to obtain such advice, has knowingly waived his/her right to receive such advice. (b) The Payee shall deliver to Allstate Settlement a letter of irrevocable instructions addressed to the executor of his/her estate, heirs, beneficiaries, contingent beneficiaries, administrators, assigns, and others in the form of Exhibit "B" (or otherwise in form and substance satisfactory to Allstate Settlement) to this Agreement instructing them, among other things, that upon his/her death they are to abide by the terms of this Agreement (if applicable). (c) If the Payee is married or was married at the time the Settlement Agreement was executed, the Payee shall deliver to Allstate Settlement a Spousal Consent Confirmation for any Initials of Payee Initials of Payee's Spouse (if applicable) -2- PHL1T/ 1775148.9 current and, if applicable, former spouse(s), in the form of Exhibit "C" to this Agreement (or otherwise in form and substance acceptable to Allstate Settlement), unless this requirement is waived by Allstate Settlement. (d) The Payee shall deliver to Allstate Settlement a letter of instructions in the form of Exhibit "D" to this Agreement (or in form and substance satisfactory to Allstate Settlement) (the "Change of Beneficiary Form") addressed to the structured settlement obligor and the annuity issuer directing that all payments to be made in relation to any of the Transferred Payments after the death of the Payee shall be made directly to Allstate Settlement, and changing the beneficiary of the Transferred Payments, after the death of the Payee, to Allstate Settlement as sole beneficiary dul•ing the period for which this Agreement is in effect. (e) The Payee agrees that, when required and at his/her expense, he/she will promptly execute and deliver all further instruments, documents, agreements, and acknowledgments, and take such further action, that may be necessary or appropriate, or that Allstate Settlement may reasonably request, in order to perfect, protect, or more fully evidence the transfer and assignment of the right to receive the Transferred Payments of to enable Allstate Settlement to exercise or enforce any of its rights hereunder. (f) If the Payee learns (before or after execution of this Agreement) of the threat or institution of any condemnation, garnishment, turnover, or other action, suit, or proceeding against or affecting any part of the Transferred Payments, or the other rights and benefits of Allstate Settlement under the terms of this Agreement and the Related Documents, or relating to or arising out of the ownership, receipt, or utilization of the Transferred Payments, then the Payee will immediately notify Allstate Settlement of same and will give Allstate Settlement copies of all notices and other writings relating to it promptly after their receipt by the Payee. (g) The Payee will notify Allstate Settlement of any Payee address during the period covered by this Agreement within fourteen (14) days of such change. 4. Release The Payee, for his/her heirs, beneficiaries, contingent beneficiaries, executors, administrators, successors, and assigns, and for any individuals or entities that may claim through them, hereby remises, releases, and forever discharges Allstate Settlement, Allstate Life Insurance Company ("Allstate Life"), and Allstate Assignment Company ("Allstate Assignment") and their directors, shareholders, officers, agents, employees, servants, successors, and assigns, and any parent, subsidiary, or affiliate thereof, and their directors, shareholders, officers, agents, employees, servants, successors, and assigns, past and present, of and from any and all manner of actions and -causes of action, suits, debts, dues, accounts, bonds, covenants, contracts, agreements, judgments, settlements, damages, claims, and demands whatsoever, in law or in equity, in connection with, related to, or arising out of, any claim or allegation that was or could ever be asserted in connection with, related to, or arising out of the Transferred Payments or this Agreement, except for claims to enforce any party's rights under this Agreement. The Payee specifically agrees that Allstate Life, and Allstate Assignment are third -party beneficiaries of this Agreement for purposes of enforcing the provisions of this paragraph. Initials of Payee Initials of Payee's Spouse (if applicable) 3 PHLIT/ 1775148.9 5. Defense and Indemnity The Payee shall defend, indemnify, and hold harmless Allstate Settlement, Allstate Life, and Allstate Assignment, and their directors, shareholders, officers, agents, employees, servants, successors, and assigns, and any parent, subsidiary, or affiliate thereof, and their directors, shareholders, officers, agents, employees, servants, successors, and assigns, past and present, for all claims in connection with, related to, or arising out of the Transferred Payments or this Agreement, except with respect to claims to enforce this Agreement. The Payee specifically agrees that Allstate Life, and Allstate Assignment are third - party beneficiaries of this Agreement for purposes of enforcing the provisions of this paragraph. 6. Assignment and Binding Effect Allstate Settlement may assign its rights in connection with this Agreement. The Payee has no right or power to assign or transfer any of his/her rights or obligations in connection with this Agreement without the prior written consent of Allstate Settlement. The Payee specifically agrees that Allstate Life, and Allstate Assignment are third -party beneficiaries of this Agreement for purposes of enforcing the provisions of this paragraph. 7. Cancellation The Payee and Allstate Settlement shall have the irrevocable right to cancel and rescind this Agreement, without any penalty or obligation, at any time prior to approval of this Agreement by a court of competent jurisdiction (the "Cancellation Date"). Cancellation by the Payee is effective upon mailing, faxing, or delivering a signed and dated copy of the attached Notice of Cancellation (Exhibit `B" to this Agreement) or any other written notice to Allstate Settlement. If the Payee or Allstate Settlement so cancels, neither the Payee nor Allstate Settlement shall have any further obligations under this Agreement. 8. Entire Agreement The Schedules and Exhibits attached hereto are incorporated into and are part of this Agreement. This Agreement, with the schedules and exhibits attached hereto, constitutes the entire contract between the parties with respect to the subject matter hereof and supersedes any and all prior agreements, representations, understandings, statements, negotiations, and undertakings, whether oral or written. 9. Amendment, Waiver, and Extension No amendment of this Agreement and no waiver of one or more of its terms may be effected unless set forth in writing and signed by the party to be bound. Any waiver of strict compliance with this Agreement shall not operate as a waiver of, or estoppel with respect to, any subsequent or other failure to so comply. 10. Severability Any provision of this Agreement that is held to be inoperative, unenforceable, voidable, or invalid in any jurisdiction shall, as to that jurisdiction, be inoperable, unenforceable, void, or invalid without affecting the remaining provisions in that jurisdiction or the operation, enforceability, or validity of that provision in any other jurisdiction, and to this end, the provisions of this Agreement are declared to be severable. 11. Notice All notices and other communications required or permitted to be given hereunder shall be deemed duly given: (a) upon delivery, if delivered by hand or facsimile transmission (with valid receipt or proof of transmission, as applicable); (b) three (3) days after Initials of Payee Initials of Payee's Spouse (if applicable) -4- PI-ILIT/ 1775146.9 posting, if sent by certified mail, return receipt requested; or (c) two (2) days after posting, if sent by overnight or express mail, in each case at the addresses set forth below: (a) If to Allstate Settlement: Allstate Advanced Funding Exchange c/o Allstate Advanced Funding Exchange Unit 3100 North Sanders Road, M3 Northbrook, IL 60062-9724 (b) If to the Payee: At the address set forth on the signature page hereto or to such other address as the applicable party may from time to time designate by providing written notice in accordance with this Agreement. 12. Power and Authority Allstate Settlement and the Payee each have the full power and authority to enter into and perform this Agreement. The Payee further acknowledges that he/she has read this Agreement, understands it, and agrees to be bound by its terms. 13. Survival Sections 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, and 17 of this Agreement shall survive termination of this Agreement. 14. Forum Selection and Governing Law (a) This Agreement shall be governed by and construed in accordance with the laws of the State of Illinois, without giving effect to any applicable choice or conflict of law provisions thereof. (b) All disputes arising from this Agreement shall be brought in a court of competent jurisdiction in the State of Illinois. By signing this Agreement, the Payee hereby expressly subjects him/herself to the personal jurisdiction of the courts of the State of Illinois. 15. Headings The headings used herein have been included for convenience only and shall not be considered in interpreting this Agreement. 16. Counterparts This Agreement may be executed in separate counterparts, each of which shall be deemed an original, and all of which together will constitute one and the same agreement. 17. Gender Where the context or construction requires, all words applied in the plural shall be deemed to have been used in the singular, and vice versa; the masculine shall include the feminine and neuter, and vice versa; and the present tense shall include the past and future tense, and vice versa. Initials of Payee Initials of Payee's Spouse (if applicable) 5 PHLIT/ 1775148.9 IN WITNESS WHEREOF, the parties have caused this Agreement to be signed by the parties or their duly authorized officers or agents, as applicable, as of the acceptance date set forth below. Allstate Settlement Corporation By: Rebecca Baldwin Title: Product and Financial Manager Date: c:M11 \U‘ Mr. Tyler Conaway a/k/a Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 On this, the LI day of A'S10S-14 , 2014, before me Dcaii4a 6e;. jre 1P. the undersigned officer, personally appeared%(e,. Cotutt.4,y, known to me (or satisfactorily proven) to be the person(s) whose name(s) is/are subscribed` to the within instrument, and acknowledged that tt.cticw,v6kw executed the same for the purposes therein contained. In witness whereof, 1 hereunto set my haals. NNSY Initials of Payee Initials of Payee's Spouse (if applicable) PHLIT/ 1775148.9 //JJ NOTARIAL SE DeiNALO GEORGE FORNE of Harrisburg. Oaup 6 List of Related Documents Schedule of Payments and Net Funding Exchange Price Schedule 1 Schedule of Conditions Precedent Schedule 2 Affirmation/Waiver of Independent Professional Advisor Exhibit A Irrevocable Instructions to Estate, Heirs, and Beneficiaries Exhibit B Spousal Consent Confirmation Exhibit C Change of Beneficiary Request Exhibit D Notice of Cancellation Exhibit E Waiver by Beneficiary Exhibit F Initials of Payee Initials of Payer's Spouse (if applicable) -7- Schedule 1 The Transferred Payments (which, subject to the terms and conditions hereof, will not be paid) are as follows: • One (1) lump sum payment of $3,500.00 clue on November 4, 2015; • One (1) lump sum payment of $4,500.00 due on November 4, 2019; • One (1) Lump sum payment of $6,400.00 due on November 4, 2022; and • One (1) lump sum payment of $8,000.00 due on November 4, 2024. The Gross Price is the amount that Allstate Settlement is paying for the right to receive the Transferred Payments: • $12,494.21 Note: In order to pay the Gross Price, Allstate Settlement may request a loan in the amount of the Gross Price from Allstate Life. The Net Funding Exchange Payment will be the amount that the Payee receives, and will be the same as the Gross Price because Allstate Settlement will not deduct its attorneys' fees and expenses from the Gross Price: • $12,494.21 (estimated) Note: The actual Gross Price and Net Funding Exchange Payment will be determined by applying the annual discount rate as of the date of approval of this transaction. Accordingly, the actual amount the Payee receives likely will be slightly higher than that which is set forth here. ►nilials of Payee Millais of Payee's Spouse (if applicable) _g PHLIT/ 1775148.9 Schedule 2 The Agreement becomes final and the Net Funding Exchange Payment is paid only after each of the terms set forth below is satisfied: • At the expense of the Payee, Allstate Settlement is satisfied that a Qualified Order has been obtained from &court of competent jurisdiction, in accordance with Section 5891 of the Internal Revenue Code of 1986 (as amended), and that an appropriate court order has been obtained in satisfaction of all applicable state statutes. • The Payee delivers to Allstate Settlement a fully executed and completed Funding Exchange Agreement Application. • The Payee delivers to Allstate. Settlement a fully executed and completed Affirmation/Waiver of Independent Professional Advisor in the form attached as Exhibit "A." • The Payee delivers to Allstate Settlement a fully executed and completed version of irrevocable instructions addressed to the executor of the Payee's estate, heirs, and beneficiaries in the form attached as Exhibit "B" (if applicable). • The Payee delivers to Allstate Settlement a fully executed and completed version of the Spousal Consent Confirmation in the form attached as Exhibit "C" (if applicable), unless this requirement is waived by Allstate Settlement. • The Payee delivers to Allstate Settlement a fully executed and completed version of the Change of Beneficiary Request in the form attached as Exhibit "D." • The Payee delivers to Allstate Settlement a fully executed and completed version of the Waiver of Beneficiary in the form attached as Exhibit "F" (if applicable). • The information set forth in the Agreement and Schedule 1 and Schedule 2 and all Exhibits and related documents must be accurate at the time of delivery to Allstate Settlement and at the time the Qualified Order is obtained. Initials of Payee Initials of Payee's Spouse (if applicable) -9- PHL1T! 1775148.9 Exhibit "A" Affirmation/Waiver of Independent Professional Advisor IMPORTANT: You are entitled to receive independent professional advice regarding the legal, financial, and tax implications of this Agreement. INSTRUCTIONS: Do not sign both Part A and Part B. You must sign only Part A or Part B. Sign Part A only if you are waiving independent professional advice. Sign Part B only if you have obtained independent professional advice. When the transfer statutes of the following states are triggered, the Payee must obtain independent professional advice: Alaska Minnesota Delaware North Carolina Louisiana Ohio Maine Vermont Maryland Part A (if applicable) WAIVER OF INDEPENDENT PROFESSIONAL ADVICE I know that I am entitled to receive independent professional advice regarding the legal, financial, and tax implications of this Agreement. Allstate Settlement has advised me to obtain independent professional advice, and I have had ample opportunity to obtain such advice. Nevertheless, after careful and thoughtful consideration, I have voluntarily decided to proceed with this transaction without obtaining independent professional advice. I have thoroughly reviewed the Agreement between myself and Allstate Settlement, as well as the Exhibits to the Agreement, and I fully understand this transaction. My decision is not the product of duress, undue influence, or anything other than my own choice. Mr. Tyler Conaway a/k/a Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 State of °1`4ft'4-'`" County of D«vpi,i- r1 On this, the ti day of Au5tA4— , 2014, before me Doc. < C ' ' c Fsenvi , the undersigned officer, personally appeared Lv C44-tc.c , known to me (or satisfactorily proven) to be the person(s) whose name(s) is/are subscribed to the within instrument, and acknowledged that executed the same for the purposes therein contained. In witness whereof, I hereunto set my h. .and offrc . eals. PHUT/ 1775148.9 A R Y, Nota Public ssion Expires Nov.21, 2015 Not - 10- Part B (if applicable) AFFIRMATION OF INDEPENDENT PROFESSIONAL ADVICE I hereby acknowledge and confirm that I have received independent professional advice regarding the legal, tax, and financial implications of the Advanced Funding Exchange Agreement between myself and Allstate Settlement Corporation. Mr. Tyler Conaway a/k/a Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 Certification of Independent Professional Advisor (All Parts Must Be Completed) Name of Independent Professional Advisor: Profession: (If the Payee resides in Missouri, Nebraska or Pennsylvania, or if the structured settlement was approved by a Missouri court, the professional advisor must be an attorney.) Independent Professional Advisor's Address: Independent Professional Advisor's Telephone Number: ( ) I am not affiliated with or compensated by Allstate Settleinent Corporation, and my compensation for providing the advice is not affected by whether a transfer occurs or does not occur. I rendered advice to Tyler Conaway a/k/a Tyler Michael Conaway concerning the legal, financial, tax, and other implications of the Advanced Funding Exchange Agreement between Mr. Conaway and Allstate Settlement Corporation. PHL1T/ 1775148.9 By: Title: - 11 - Exhibit "B" Irrevocable Instructions Addressed To the Payee's Estate, Heirs, and Beneficiaries July 23, 2014 To: Any Court Administering My Estate The Executor of My Estate Any Other Administrator Under My Final Will All Heirs and Beneficiaries Under My Final Will All Heirs and Beneficiaries at Law Re: Annuity Contract No.: Annuity Owner: Annuity Issuer: Bond Number: Bond Issuer: 90307718 Allstate Assignment Company Allstate Life Insurance Company N/A N/A I have entered into a Funding Exchange Agreement (the "Agreement") in which I have transferred to Allstate Settlement Corporation ("Allstate Settlement") all rights, title, and interest to the Transferred Payments (as defined in the Agreement) under the above -referenced Annuity and related Release and Settlement Agreement. The Agreement and Related Documents are, and I expressly and irrevocably intend them to be, fully binding on my executor, administrator, estate, heirs, beneficiaries, contingent beneficiaries, successors, and assigns. I hereby respectfully provide to you the following IRREVOCABLE instructions with respect to this matter: I . You are expressly and irrevocably directed to abide by all of the terms and conditions of the Agreement and Related Documents. Allstate Settlement is now entitled to the proceeds of, and all other benefits regarding, each of the Transferred Payments. 2. You are specifically instructed not to institute any legal action, proceeding, contest, or assert any claim to or with respect to the Transferred Payments, and I hereby deprive you of any standing or legal right to institute or assert any such suit, action, claim, or proceeding. Do not under any circumstances attempt to deny Allstate Settlement, or permit Allstate Settlement to be denied, the benefit of its bargain under the terms of the Agreement and the Related Documents. Very truly yours, Ty er Conaway a/k/a ler Michael Conaway -12- PHL1T/ 1775148.9 Exhibit "C" Spousal Consent Confirmation N/A PHL1T/ 1775t48.9 -13- Exhibit "D" Change of Beneficiary Allstate Assignment Company 3100 Sanders Rd, Ste M3 Northbrook, IL 60062 Allstate Life Insurance Company 3100 Sanders Rd, Ste M3 Northbrook, IL 60062 Re: Annuity Contract No.: 90307718 Payee: Tyler Conaway a/k/a Tyler Michael Conaway Settlement Agreement dated: February 11, 2002 To whom it may concern: Please change your records to show Allstate Settlement Corporation as the beneficiary after my death under the above -captioned settlement agreement and annuity contract for the period covering one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024. At the expiration of this period, please change your records to show my Estate as the beneficiary of any remaining Periodic Payments due under the above -captioned settlement agreement and annuity contract. Kindly confirm that you have made this modification to your records by signing in the space provided below and mailing to: State of .ratwel/ww la County of Mivc,p24 "1 Allstate Advanced Funding Exchange c/o Allstate Advanced Funding Exchange Unit 3100 North Sanders Road, M3 Northbrook, IL 60062-9724 Very truly yours, yler Conaway a/I'a Tyler Michael Conaway On this, the q clay of (N" 3`"34 , 2014, before me Do°�e c r ""`r , the undersigned officer, personally appeared 1.44' tor1-4 1', known to me (or satisfactorily proven) to be the person(s) whose name(s) is/are subscribed to the within instrument, and acknowledged thata•v'/»rexecuted the same for the purposes therein contained. In witness whereof, I hereunto set my hand a By: Allst ssig e Company ice Company Dated: PHUT/ 1775148.9 seals. otary Dated: - 14 - 0eeT�,,, to .1 4 HOF PENNSYLVANIA , NOT ' ' IAL SEAL DONALD tEOR c FORNEY, Notary Public Clty6 '•+Ura, Dauphin County My CorrVnission Expires Nov. 21, 2015 Exhibit "E" Notice of Cancellation (ONLY SIGN THIS PAGE IF YOU INTEND TO CANCEL THIS TRANSACTION) Date of Agreement: July 23, 2014 Mr. Tyler Conaway a/k/a Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 Dear Payee: On the date set forth above as the "Date of Agreement," you entered into a Funding Exchange Agreement to sell to Allstate Settlement Corporation ("Allstate Settlement") the Transferred Payments, as defined in the Funding Exchange Agreement and its schedules and exhibits (respectively, the "Agreement" and "Related Documents"). As explained to you at the time you executed the Agreement, you may cancel this transaction, without any penalty or obligation, at any time prior to the date on which the Agreement is approved by a court upon mailing, faxing, or delivering a signed and dated copy of this Notice of Cancellation (or any other written notice) to Allstate Settlement at the address listed below. Allstate Advanced Funding Exchange c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Road, M3 Northbrook, IL 60062 Fax: (866) 676-2121 If you cancel in accordance with this notice, neither you nor Allstate shall have any further obligations under the Agreement. After the Cancellation Date, you may no longer cancel the Agreement, and no provision of the Agreement, its Related Documents, any other document, or any oral statement made to you shall grant any such further right of cancellation. I HEREBY CANCEL THIS TRANSACTION. DATE: SELLER'S SIGNATURE: SELLER'S SIGNATURE: - 15 - PHLIT/ 1775148.9 Exhibit "F" Irrevocable Consent To, and Waiver of All Rights, Related to Transferred Payments N/A - 16 - PHUT/ 17751489 ALL STATE LEGAL SUPPLY CO. ONE COMMERCE DRIVE, CRANFORD, NEW JERSEY 07016 (2) 6011 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: PETITION OF TYLER M. CONAWAY : AND ALLSTATE SETTLEMENT CORPORATION FOR APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS . NO. AFFIDAVIT OF ALLSTATE ASSIGNMENT COMPANY and ALLSTATE LIFE INSURANCE COMPANY I, Rebecca Baldwin, being duly sworn, depose and say as follows: 1. I am over eighteen (18) years of age, suffer from no disability, and am competent to testify to the natters set forth herein, all of which are based upon personal knowledge. 2. I am a Product and Financial Manager for Allstate Assignment Company ("Allstate Assignment") and Allstate Life Insurance Company ("Allstate Life"). 3. As a Product and Financial Manager for Allstate Assignment and Allstate Life, I am responsible for the management and oversight of the Allstate Assignment and Allstate Life structured settlements (including the structured settlement at issue in this case). 4. As a Product and Financial Manager for Allstate Assignment and Allstate Life, I am authorized to submit this affidavit on behalf of Allstate Assignment and Allstate Life. 5. Ronald and Kimberly Conaway, as parents and natural guardians of Tyler Conaway a/k/a Tyler Michael Conaway ("Mr. Conaway"), then a minor, entered into a Settlement Agreement and Release (the "Settlement Agreement") with a liability insurer (the "Insurer") resolving a certain claim. The Settlement Agreement provided for certain periodic payments to be made to Mr. Conaway. The Insurer assigned its obligations under the Settlement Agreement to Allstate Assignment. ACTIVE/ 76272847.1 6. As the obligor under the Settlement Agreement, Allstate Assignment purchased annuity contract no.90307718 (the "Annuity") from Allstate Life and thereby funded Allstate Assignment's obligations to make the periodic payments to Mr. Conaway under the Settlement Agreement, 7. The following language was included in the Settlement Agreement: Claimant acknowledges that the Periodic Payments cannot be accelerated, deferred, increased or decreased by the Claimant or any Payee; nor shall the Claimant or any Payee have the right or power to sell, mortgage, encumber or anticipate the Periodic Payments, or any part thereof, by assignment or otherwise (the "Anti -Assignment Language"). 8. Allstate Assignment and Allstate Life have been provided with a copy of the Joint Petition of Allstate Settlement Corporation and Tyler Conaway for Approval of the Transfer of Structured Settlement Proceeds (the "Petition"). 9. On behalf of Allstate Assignment and Allstate Life, I have thoroughly reviewed the Petition. 10. Allstate Assignment and Allstate Life do not oppose the Petition, and with respect only to the payments at issue in this transaction, waive their rights to enforce the Anti - Assignment Language. STATE OF ILLINOIS COUNTY OF COOK Swor to me this \ day of , 2014. Notary Public ACTIVE! 76272847.1 Rebecca Baldwin EN MY J. A SEAL._ s Notary psnFx C rnmyo1 208 ebtua2 -2- D?t ALL STATE LEGAL SUPPLY co. ONE COMMERCE DRIVE, CRANFORD, NEW JERSEY 07015 (2) DISCLOSURE STATEMENT FOR TYLER CONAWAY (Provided Not Less Than (10) Days Prior to Execution of Agreement) (By Federal Express) Date of Calculations: July 8, 2014 There may be adverse tax consequences affecting you as a result of this transfer, and you are advised to seek independent professional advice, including the advice of an attorney or accountant. Amounts and Dates of Transferred Structured Settlement Payments The amounts and dates of the structured settlement payments to be transferred (i.e., the "Transferred Periodic Payments") are as follows: • One (1) Iump sum payment of $3,500.00 due on November 4, 2015; • One (1) lump sum payment of $4,500.00 due on November 4, 2019; • One (1) lump sum payment of $6,400.00 due on November 4, 2022; and • One (1) lump sum payment of $8,000.00 due on November 4, 2024. Aggregated Amount of Transferred Structured Settlement Payments The Aggregated Amount of the Transferred Structured Settlement Payments (i.e., the aggregate amount of the structured settlement payments to be transferred) is: $22,400.00. Discounted Present Value of Transferred Structured Settlement Payments The Discounted Present Value of the Transferred Structured Settlement Payments (i.e., the calculation of the current value of the transferred structured settlement payments under federal standards for valuing annuities), calculated on July 8, 2014, is: $19,108.48. The amount of the applicable federal rate used in calculating such discounted present value (i.e., the discount rate), as published on July 8, 2014, is: 2.2%. DISCLOSURE STATEMENT FOR TYLER CONAWAY - PAGE 1 PHUT/ 1775140.4 Gross Price for Transferred Structured Settlement Payments The Gross Price for the Transferred Structured Settlement Payments (Le., the gross advance amount payable to you in exchange for the Transferred Structured Settlement Payments before any reduction for transfer expenses or other deductions) is at least: $12,494.2L The annual discount rate, compounded monthly, used to determine the Gross Price for the Transferred Structured Settlement Payments (Le., the gross advance amount payable to you in exchange for such payments before any reduction for transfer or Transfer expenses or other deductions) is: 8.5%. Note: The actual Gross Price will be determined by applying the annual discount rate as of the date of approval of this transaction. Accordingly, your actual Gross Price likely will be slightly higher than that which is disclosed in this document. List of Commissions, Fees, Costs, Expenses and Charges An itemized listing of all commissions, estimated fees, costs, expenses, and charges payable by you or deductible from the gross amount otherwise payable to you is as follows: None. Net Funding Exchange Payment The Net Funding Exchange Payment (i.e., the net amount payable after deduction of all commissions, estimated fees, costs, expenses, and charges described in the immediately preceding section) is at least: $12,494.21 (final figure to be determined as of the date of approval of this transaction). Quotient The net amount that you will receive from us in exchange for your future structured settlement payments represents 65 percent of the estimated current value of the payment based upon the discounted value using the applicable federal rate. DISCLOSURE STATEMENT FOR TYLER CONAWAY -PACE 2 PHUT/ 1775140.4 Penalties and Damages The amount of penalties and liquidated damages payable by you in the event of a breach of the Agreement by you is: None. Requesting Parties' Right to Cancel You have the right to cancel this Agreement, without penalty or further obligation, not later than the date the Agreement is approved by a court. I hereby acknowledge and confirm that I have received and read this Disclosure Statement. Tyler Conaway 5 Locust Circle Mechanicsburg, PA 17050 gnatureenature 7/////y Date DISCLOSURE STATEMENT FOR TYLER CONAWAY -PAGE 3 PHLIT/ 1775140.4 Important Notice: You are strongly urged to consult with an attorney who can advise you of the potential tax consequences of this transaction. Tyler Conaway 5 Locust Circle Mechanicsburg, PA 17050 *Fig 7// Date DISCLOSURE STATEMENT FOR TYLER CONAWAY - PAGE 4 PHUT/ 1775140.4 //1 FedEx Shipment Receipt Outbound Shipment Address Information Ship to: Tyler Conaway Allstate Advanced Funding 5 Locust Circle MECHANICSBURG, PA 17050 US 7174606603 Ship from: Ben Browning Allstate Advanced Funding 3100 SANDERS RD Suite M3 NORTHBROOK, IL 600627155 US 8667392318 Shipment Information: Tracking no.: 770535354653 Ship date: 07/08/2014 Date Created: 07/08/2014 Estimated shipping charges: 10.84 Package Information Pricing option: FedEx Standard Rate Service type: Standard Overnight Package type: FedEx Envelope Number of packages: 1 Total weight: 0.50 LBS Declared Value: 0.00 USD Special Services: ,Residential Delivery Pickup/Drop-off: Contact FedEx for courier pickup Billing Information: Bill transportation to: Structured Settlements -467 Your reference: P.O. no.: Invoice no.: Department no.: Return Shipment Address Information Ship to: Ben Browning Allstate Advanced Funding 3100 SANDERS RD Suite M3 NORTHBROOK, IL 600627155 US 8667392318 Shipment Information: Tracking no.: 790025284960 Ship from: Tyler Conaway Select or eater 5 Locust Circle MECHANICSBURG, PA 17050 US 7174606603 Estimated shipping charges: 7.83 Package Information Return label type: Print Pricing option: Service type: Standard Overnight Package type: FedEx Envelope Number of packages: 1 RMA no.: Total weight: 0.50 LBS Declared Value: 0.00 USD Special Services: Pickup/Drop-off: Contact FedEx for courier pickup Billing L►formation: Bill transportation to: Structured Settlements -467 Your reference: P.O. no.: Invoice no.: Department no.: Page 3 of 3 Thank you for shipping online with FedEx ShlpManager at fedex.00m. I Please Note FedEx veil not he resporeble for any Nein in°mesa of 0100 per package, whether the issue of tow damage, delay, non-d.rnery, nrsawery.a rnertorrnauon. unlet yo decalaaIvgher monis. Pap an etkOlos1 charge. daurner1 your. actual lose and 150 a timely claim. Cet:abors found in the current FedEr Service Guido apply. Your right to recover from FedEx fa any loss, i crud g btrns0 vacuo of the package. loss N sates, 4irnrrs krtetest, prof], attorneys lees. costs, and aper forma of damage Mather died. enMentaL eonseouertial. or special Is 1rnked to the greater of 0100 a Ila authorized dedazed vain. Recovery tenant exceed aloe] documented bas. Maxtrnum ler kerns dextra oratory value is $500.o.9.. jalVetry.precloos metal', negotiable instruments and other¢ems listedinour Service Guido. Writrenclaims net st be feed nihnstrid are 6mts; Consult Me appfcabfa FedEo service Guide for louts. T1 o ooIinwcd alipphg .twge may ba dHereO than the oOuar charges lm ywr shprrant. Dr/erertces maY occur based on actual weight de -orations. and whet factors. Consult the eppicablo fed Ex Service Guide or the FedEx pato Sheets for demi,. on hoer arippkg charges are cal:ubled. https://www.fedex.coin/shipping/html/en//PrintlFrame.html 7/8/2014 AFFIDAVIT OF TYLER MICHAEL CONAWAY I, Tyler Conaway a/k/a Tyler Michael Conaway, being duly sworn, according to law, depose and say: 1. I am nineteen years old, suffer from no mental disability, and am competent to testify in the matters set forth herein, all of which are based upon personal knowledge. 2. I currently reside at 5 Locust Circle, Mechanicsburg, Pennsylvania 17050. 3. On or about February 11, 2002, Ronald and Kimberly Conaway, as my parents and natural guardians, and on my behalf, entered into a Settlement Agreement and Release (the "Settlement Agreement") with a liability insurer ("Insurer"), pursuant to which I became entitled to receive certain periodic payments (the "Periodic Payments"), including: one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024. 4. Court. On or about August 3, 2001, the Settlement Agreement was approved by this 5. On or about August 14, 2001, Insurer assigned its obligation to make the Periodic Payments to Allstate Assignment Company ("Allstate Assignment"): Allstate Assignment purchased annuity contract 90307718 (the "Annuity") from Allstate Life Insurance Company in . order to fund its obligation to make the Periodic Payments to me. 6. On or about July 23, 2014, I entered into a Funding Exchange Agreement (the "Agreement") with Allstate Settlement Corporation ("Allstate Settlement"), pursuant to which I agreed to assign and sell to Allstate Settlement the following Periodic Payments (the ACTIVE/ 76272795.2 "Transferred Payment(s)"): one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024. 7. I understand that, by entering into this Agreement, I and/or my heirs, beneficiaries, contingent beneficiaries, executors, and assigns will no longer receive any of the Transferred Payment(s) or a portion of the Transferred Payment(s). I understand that all of the Transferred Payment(s) will be paid directly to Allstate Settlement. 8. Allstate Settlement provided to me a Disclosure Statement, at least ten (10) days prior to execution of the Agreement, which explained the terms of the Agreement. After carefully reviewing the Disclosure Statement, I signed the Disclosure Statement on July 11, 2014 and returned the Disclosure Statement to Allstate Settlement. I fully and completely understand all the terms of the Disclosure Statement. 9. Allstate Settlement advised me to obtain independent professional advice regarding the legal, financial, and tax implications of the Agreement, and, as indicated in Exhibit A to the Agreement, I received such advice or knowingly waived my right to seek such advice in writing. 10. I have no dependents. 11. I will use any funds I receive in the event this transaction is approved in order to purchase a reliable used vehicle. My current vehicle recently suffered irreparable damage and is not longer in service. Having reliable transportation will allow me to secure gainful -2- ACTIVE) 76272795.2 employment. Without the funds from this transaction, I will not be able to purchase any means of transportation, which will inhibit me from working a job with a normal schedule. 12. I will not be using any of the lump sum proceeds that I receive from Allstate Settlement to pay for daily living expenses or necessities. 13. I do not have any child support, alimony, or alimony pendente lite obligations. 14. I have not previously filed a petition to transfer payment rights under the structured settlement that is the subject of this transaction. 15. After careful consideration of my current financial resources and obligations, I believe that selling my right to receive the Transferred Payment(s) is in my best interest. Therefore, I respectfully request that this Court approve the Proposed Transfer. I verify that the statements made in this affidavit are true and correct. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. §4904, relating to unsworn falsification to authorities. Tyler Conaway a/k/ y er Michael Conaway Daofy/,t,l� STATE OF tl 11 fLre f r)A COUNTY OF '�p V (/t On this, the day of a i , 2014, before me_nrw, it -4,46y , the undersigned officer, personally appeare• - t► nown to me (or satisfactorily proven) to be the person(s) whose name(s) is/are subscribe to the withih instrument, and acknowledged that `*4ric-11" Texecuted the same for the purposes therein contained. In witness whereof •e - • • - • hair),ani :._i:_• _seals. Nota l,1yi}NWEA 0 ` LW' rARIAL s`'11111r• DONALD GEORGE FORNEY,Nor • • 3 I City of Harrisburg, Dauphin County My Commission ExptresiNov, 21, 2015 ACTIVE/ 76272795.2 RECYCLED Exhibit "A" Affirmation/Waiver of Independent Professional Advisor IMPORTANT: Von are entitled to receive independent professional advice regarding the legal, financial, and tax implications of this Agreement. INSTRUCTIONS: Do not sign both Part A and Part 13. You must sign only Part A or Part B. Sign Part A only if you are waiving independent professional advice. Sign Part B only if you have obtained independent professional advice. When the transfer statutes of the following states are triggered, the Payee must obtain independent professional advice: Alaska Minnesota Delaware North Carolina Louisiana Ohio Maine Vermont Maryland Part A (if applicable) WAIVER OF INDEPENDENT PROFESSIONAL ADVICE I know that I am entitled to receive independent professional advice regarding the legal, financial, and tax implications of this Agreement. Allstate Settlement has advised me to obtain independent professional advice, and I have had ample opportunity to obtain such advice. Nevertheless, after careful and thoughtful consideration, 1 have voluntarily decided to proceed with this transaction without obtaining independent professional advice. I have thoroughly reviewed the Agreement between myself and Allstate Settlement. as well as the Exhibits to the Agreement, and I fully understand this transaction. My decision is not the product of duress, undue influence, or anything other than my own choice. State of `^'41fu`-")`'" County of t ,I. 14 On this, the day of 44,-,5 4- , 2014, before me 4- e1 , the undersigned officer, personally appeared -ill Lk (.e+« «y , known to me (or satisfactorily proven) to be the person(s) whose name(s) is/are subscribed to the within instrument, and acknowledged that executed the same for the purposes therein contained. Mr. Tyler Conaway a/k/a Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 In witness whereof, I hereunto set my h. .and offtc . cals. PFtLIT/ 1775148.9 Not A R ` Y Nota Public isburg, Oaup n our: salon Expires Nov. 21, 2015 - 10 - ALL STATE LEGAL SUPPLY CO. ONE COMMERCE DRIVE, CRANFORD, NEW JERSEY 07018 ED12K Allstate Settlement Corporation's Address and Taxpayer 1.D. No, Allstate Advanced Funding Exchange c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, M3 Northbrook, IL 60062 Taxpayer I.D. No.: 36-2554642 Allstate Settlement Corporation 206 South 13th Street Suite 200 Lincoln, NE 68508-2010 Taxpayer..I.D. No.: 36-2554642 pi-HAT/585160 I TYLER CONWAY — List of Dependents Tyler Conway has no legal dependents. CERTIFICATION OF ATTORNEY FOR TRANSFEREE I, Karen A. Salvemini, Esquire, attorney for Transferee, Allstate Settlement Corporation, hereby certify to the best of my knowledge, information and belief, formed after reasonable inquiry, that the Proposed Transfer will comply with the requirements of the Act (40 P.S. § 4000 et seq.) and will not contravene any other applicable federal or state statute or regulation or the order of any court or administrative authority. I, Karen A. Salvemini, Esquire, attorney for Transferee, Allstate Settlement Corporation, hereby verify that the facts and statements set forth herein are true and correct to the best of my knowledge, information, and belief. I understand that false statements made herein are subject to the penalties of 18 Pa.C.S.A. § 4904 relating to unsworn falsification of authorities. Dated: ati/D`"�2014 Kaeft'Qaly=ini Attorney for Transferee, Allstate Settlement Corporation ALL STATE LEGAL SUPPLY CO, ONE COMMERCE DRIVE, CRANFORD, NEW JERSEY 07016 (2) ED)i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: PETITION OF TYLER MICHAEL CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR : APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS NO. INITIAL ORDER OF COURT On this day of , 2014, it is ordered that a hearing on this Petition to Transfer Structured Settlement Payment Rights will be held on 2014, in Courtroom at o'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within seven (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. BY THE COURT: J. Distribution List Karen A. Salvemini, Esquire, Rhoads & Sinon LLP, One South Market Square, 12th Floor, P.O. Box 1146, Harrisburg, PA 17108-1146, Phone: (717) 233-5731, Fax: (717) 238-8623, Email: ksalvemini@rhoads-sinon.com Allstatt Assignment Company, c/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M3, Northbrook, IL 60062 Allstate Settlement Corporation, do Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M4, Northbrook, IL 60062 Allstate Life Insurance Company, c/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M3, Northbrook, IL 60062 Tyler Michael Conaway, 5 Locust Circle, Mechanicsburg, PA 17050 966973.1 ALL-STATE LEGAL SUPPLY CO.. 1-800-222-0510 EDI I RECYCLED IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: PETITION OF TYLER MICHAEL CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR : APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS On this day of • NO. FINAL ORDER OF COURT , 2014, it is ordered that the Petition of Allstate Settlement Corporation ("Allstate Settlement") and Tyler Michael Conaway ("Mr. Conaway" or "payee") for Approval of the Transfer of Structured Settlement Payment Rights, pursuant to 40 P.S. § 4001 et seq., is granted. The Court specifically finds that: 1. The transfer of the structured settlement proceeds, specifically, one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024 (the "Transferred Payments") by Mr. Conaway to Allstate Settlement as described in the petition in this matter (the "Proposed Transfer") complies with the requirements of the Pennsylvania Structured Settlement Protection Act, 40 P.S. § 4001 et seq., 26 U.S.C. § 5891, and does not contravene any other applicable law. 2. Based on the certification of counsel for Allstate Settlement, and the Court having not been made aware of any statute, regulation or order that would be incompatible with the Proposed Transfer, the Proposed Transfer will not contravene any applicable federal or state 966979.1 statute or regulation, or the order of any court or administrative authority, or any applicable law limiting the transfer of workers' compensation claims. It is hereby ORDERED, ADJUDGED, and DECREED as follows: 1. The Proposed Transfer is approved, and the following payments shall be transferred to Allstate Settlement: one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024. 2. Within fourteen (14) days of its receipt of this order, Allstate Settlement will forward to Mr. Conaway a lump sum payment(s) of no less than $12,494.21, from which no additional funds are owed for counsel fees, administrative fees, or other costs, fees or expenses. 3. The terms of this Order shall survive the death of the payee and shall be binding on the payee's heirs, beneficiaries and assigns. 4. During the period the structured settlement payment rights are being assigned or encumbered pursuant to the transaction at issue, the designated beneficiary under annuity contract no. 90307718 for the Transferred Payments shall be Allstate Settlement. 5. Allstate Settlement's, Allstate Life Insurance Company's, or Allstate Assignment Company's lack of opposition to this matter, or stipulation hereto or compliance herewith, shall not constitute evidence in any other matter, and is not intended to constitute evidence in any other matter, that (a) payments under a structured settlement contract or annuity or related contracts can be assigned or that "anti -assignment" or "anti -encumbrance" 2 provisions in structured settlement contracts or annuities or related contracts are not valid and enforceable; or (b) Allstate Settlement, Allstate Life Insurance Company, or Allstate Assignment Company has waived any right in connection with any other litigation or claims. 6. Mr. Conaway and his heirs, beneficiaries, contingent beneficiaries, administrators, executors, successors, and assigns, or individuals or entities that may claim through them (the "Releasors"), hereby remise, release, and forever discharge Allstate Settlement, Allstate Life Insurance Company, Allstate Assignment Company, and their respective directors, shareholders, officers, agents, employees, servants, successors, executors, administrators, and assigns, and any parent, subsidiary, or affiliate thereof, and their directors, shareholders, officers, agents, employees, servants, successors, executors, administrators, and assigns, past and present (the "Releasees"), of and from any and all manner of actions and causes of action, suits, debts, dues, accounts, bonds, covenants, contracts, agreements, judgments, settlements, damages, claims, and demands whatsoever, in law or in equity, in connection with, related to, or arising out of, any claim or allegation that was or could have been asserted in connection with, related to, or arising out of, the Funding Exchange Agreement, the Transferred Payments, which against each other or the Releasees, the Releasors can, shall, or may have, except for claims to enforce any party's rights under the Funding Exchange Agreement. 7. This Order shall constitute a "Qualified Order" within the meaning of 26 U.S.C. § 5891. 3 8. This Order constitutes a Final Order of the Court and resolves the last pending claim and closes the case. BY THE COURT: , JUDGE Distribution List Karen A. Salvemini, Esquire, Rhoads & Sinon LLP, One South Market Square, 12th Floor, P.O. Box 1146, Harrisburg, PA 17108-1146, Phone: (717) 233-5731, Fax: (717) 238-8623, Email: ksalvemini@rhoads-sinon.com Allstate Assignment Company, c/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M3, Northbrook, IL 60062 Allstate Settlement Corporation, c/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M4, Northbrook, IL 60062 Allstate Life Insurance Company, c/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M3, Northbrook, IL 60062 Tyler Michael Conaway, 5 Locust Circle, Mechanicsburg, PA 17050 -4 Karen Salvemini, Esquire, I.D. No. 307174 RHOADS & SINON LLP One South Market Square, 12th Floor P.O. Box 1146 Harrisburg, PA 17108-1146 PH: (717) 233-5731 FX: (717) 260-4438 Attorneys for Allstate Settlement Corporation Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 Pro Se IN RE: r:LED-OFFIC;', OF THE PROTHONOIARI 2014 OCT:13 AM 10: 35 CUMBERLAND COUNTY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PETITION OF TYLER MICHAEL CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS ENTRY OF APPEARANCE NO. 6o3'j TO THE PROTHONOTARY: Kindly enter the appearance of Karen A. Salvemini, Esquire, as the attorney for Petitioner Allstate Settlement Corporation in the above -captioned matter. Respectfully Submitted, Dated: 60 -to /0411 , 2014 967314.1 Karen i, Esquire, I.D. No. 307174 RHOADS & SINON LLP One South Market Square, 12th Floor P.O. Box 1146 Harrisburg, PA 17108-1146 PH: (717) 233-5731 FX: (717) 260-4438 Attorneys for Transferee Allstate Settlement Corporation CERTIFICATE OF SERVICE I hereby certify that on October 10 , 2014, a true and correct copy of the Entry of Appearance has been served upon the following via certified mail, return receipt requested: Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 Allstate Assignment Company c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M3 Northbrook, IL 60062 2 Allstate Settlement Corporation c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M4 Northbrook, IL 60062 Allstate Life Insurance Company c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M3 Northbrook, IL 60062 • f'1 .Ot !} L., THE i' O'TI-1p gni 'VARY IN THE COURT OF COMMON PLEAS 201 OCT 20 pN 3' 6 OF CUMBERLAND COUNTY, PENNSYLVANIACt1MBERLAND COUNTY PENNSYLVANIA IN RE: PETITION OF TYLER MICHAEL CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR : APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS • • �v� L NO. 'L - 603 Z y� INITIAL ORDER OF COURT On this old /May of , 2014, it is ordered that a hearing on this Petition to Transfer Structured Settlement Payment Rights will be held on i% a.6, A. 2014, in Courtroom at /%-00 o'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within seven (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. BY THE COURT: ribution List Karen A. Salvemini, Esquire, Rhoads & Sinon LLP, One South Market Square, 12th Floor, P.O. Box 1146, 17108-1146, Phone: (717) 233-5731, Fax: (717) 238-8623, Email: ksalvemini@rhoads-sinon.com rhoads-sinon.com Allstatt Assignment Company, c/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M3, 60062 iAtlstate Settlement Corporation, d/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M4, ✓ 60062 Ilstate Life Insurance Company, c/o Allstate Advanced Funding Exchange Unit, 3100 Sanders Rd., Suite M3, 60062 Michael Conaway, 5 Locust Circle, Mechanicsburg, PA 17050 966973.1 acipt.ES. 161/acil 1.41 Harrisburg, PA Northbrook, IL Northbrook, IL Northbrook, IL Allstate Settlement Corporation's Address and Taxpayer I.D. No. Allstate Advanced Funding Exchange c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, M3 Northbrook, IL 60062 Taxpayer 1.D. No.: 36-2554642 Allstate Settlement Corporation 206 South 13th Street Suite 200 Lincoln, NE 68508-2010 Taxpayer1.D. No.: 36-2554642 piloT/ 585160 I Karen Salvemini, Esquire, I.D. No. 307174 RHOADS & SINON LLP One South Market Square, 12`" Floor P.O. Box 1146 Harrisburg, PA 17108-1146 PH: (717) 233-5731 FX: (717) 260-4438 Attorneys for Allstate Settlement Corporation Tyler Michael Conaway 5 Locust Circle Mechanicsburg, PA 17050 Pro Se FILU)-i, Ot 71 -IF 2014 OCT 23 148 CUI°l '_ ijiD CC -IN -FY PET:SYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: PETITION OF TYLER MICHAEL CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR : APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS TO: NO. j - 0O3a (civ..) NOTICE OF HEARING ON PETITION TO TRANSFER STRUCTURED SETTLEMENT PAYMENT RIGHTS Tyler Conaway Allstate Life Insurance Company 5 Locust Circle c/o Allstate Advanced Funding Exchange Unit Mechanicsburg, PA 17050 3100 Sanders Rd, Suite M3 Northbrook, IL 60062 Allstate Assignment Company Allstate Settlement Corporation do Allstate Advanced Funding Exchange Unit c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M3 3100 Sanders Rd, Suite M4 Northbrook, IL 60062 Northbrook, IL 60062 You are hereby given notice that Tyler Michael Conaway and Allstate Settlement Corporation have filed a petition to transfer structured settlement payment rights. A hearing in this matter has been scheduled on November 26, 2014 at 11:00 a.m. in Courtroom No. 5 of the Cumberland County Courthouse, One Courthouse Square, Carlisle, PA 17013-3387. You are entitled to support, oppose, or otherwise respond to the Petition of Allstate Settlement Corporation and Tyler Michael Conaway, either in person or by counsel, by filing written comments with the Court prior to the hearing or by attending the hearing. 966977.1 Any written response must be filed with the Court, and a copy sent to all interested parties, not less than twenty (20) days after service of the Petition. MR. CONAWAY MUST ATTEND THE HEARING. Dated: October 22, 2014 2 Respectfully submitted, Karen Salrfii, Esquire, I.D. No. 307174 RHOADS & SINON LLP One South Market Square, 12th Floor P.O. Box 1146 Harrisburg, PA 17108-1146 PH: (717) 233-5731 FX: (717) 260-4438 Counsel for Transferee Allstate Settlement Corporation EXHIBIT A IN RE: ( riZ. i ti 1 10 iO �tif11 OCT 20 PP 3. IaC> IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PEiNN'SYLVAiNIACUMBERLA, NB COUNTY PENNSYLVANIA PETITION OF TYLER MICHAEL CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR : APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS INITIAL ORDER OF COURT On this dv 74Lday of l C� NO. - 60320 �t L , 2014, it is ordered that a hearing on this Petition to Transfer Structured Settlement Payment Rights will be held on `i%C7.%t Z < . o'clock. The payee shall bring income tax returns 2014, in Courtroom J at //:0O for the prior two (2) years to the hearing. Within seven (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimonypenclente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing, BY THE COURT: A1)4, i'4',ee( Distritnttion I.1St Karen A. Sait'emini, Inquire, Rhoads 8: Sinon LLP, One South Market Square, 12th Floor, P.O. Box 1146, Harrisburg. PA 17108-1 146. Phone: (717) 233-573 I. Fax! (717) 235-8623, Email. ksrtltcmini Zrhoads-sinon.corn Allston Assignment Company. c/o Allstate Adtanced Fundin, Exchange Unit, 71(11) Sanders Rd., Suite M3, Northbrook, IL 60(162 Allstate Settlement Corporation, c'o Allstate Advanced Funding.. Exchange Unit. 3100 Sanders Rd., Suite :AI•I, Northbrook, IL. 601162 Allstate I ile Insurance Company, c/o Allstate Adts need Fundmt. Esehangc flair, 3100 Sanders Rd., Suite M3, Northbrook. IL 60062 Tyler Michael Conaway. 5 Locust Circle, Mechanicsburg, PA 17050 966973.1 CERTIFICATE OF SERVICE I hereby certify that on October 22, 2014, I caused a true and correct copy of the Notice of Hearing and the Initial Order of Court to be served, via certified mail, return receipt requested, on the following parties: Tyler Conaway 5 Locust Circle Mechanicsburg, PA 17050 Allstate Life Insurance Company c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd., Suite M3 Northbrook, IL 60062 Allstate Assignment Company • c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M3 Northbrook, IL 60062 Allstate Settlement Corporation c/o Allstate Advanced Funding Exchange Unit 3100 Sanders Rd, Suite M4 Northbrook, IL 60062 -3 L IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: PETITION OF TYLER CONAWAY AND ALLSTATE SETTLEMENT CORPORATION FOR APPROVAL OF TRANSFER OF STRUCTURED SETTLEMENT PAYMENT RIGHTS • FINAL ORDER OF COURT NO. 14-6032 On this d day of Ajdo y, , 2014, it is ordered that the Petition of Allstate Settlement Corporation ("Allstate Settlement") and Tyler Michael Conaway ("Mr. Conaway" or "payee") for Approval of the Transfer of Structured Settlement Payment Rights, pursuant to 40 P.S. § 4001 et seq., is granted. The Court specifically finds that: 1. The transfer of the structured settlement proceeds, specifically, one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024 (the "Transferred Payments") by Mr. Conaway to Allstate Settlement as described in the petition in this matter (the "Proposed Transfer") complies with the requirements of the Pennsylvania Structured Settlement Protection Act, 40 P.S. § 4001 et seq., 26 U.S.C. § 5891,E • • - _ • _ _ - _ . _ 2. Based on the certification of counsel for Allstate Settlement, and the Court having not been made aware of any statute, regulation or order that would be incompatible with the Proposed Transfer, the Proposed Transfer will not contravene any applicable federal or state ACTIVE/ 77832802.1 statute or regulation, or the order of any court or administrative authority, or any applicable law limiting the transfer of workers' compensation claims. It is hereby ORDERED, ADJUDGED, and DECREED as follows: 1. The Proposed Transfer is approved, and the following payments shall be transferred to Allstate Settlement: one (1) lump sum payment of $3,500.00 due on November 4, 2015; one (1) lump sum payment of $4,500.00 due on November 4, 2019; one (1) lump sum payment of $6,400.00 due on November 4, 2022; and one (1) lump sum payment of $8,000.00 due on November 4, 2024. / 11 ". M C fetz ds; forward to Mr. Conaway a lump sum payment(s) of no less than $12,908.76, from which no h-) Far S 2. Within fourteen (14) days of its receipt of this order, Allstate Settlement will additional funds are owed for counsel fees, administrative fees, or other costs, fees or expenses. 3. The terms of this Order shall survive the death of the payee and shall be binding on the payee's heirs, beneficiaries and assigns. 4. During the period the structured settlement payment rights are being assigned or encumbered pursuant to the transaction at issue, the designated beneficiary under annuity contract no. 90307718 for the Transferred Payments shall be Allstate Settlement. state Settle Company's lack of opposition to this matter, or stipulation hereto or complian erewith, shall not constitute evidence in any other matter, and is not intended t• .nstitute evidence in any other matter, that (a) payments und- . structured settlement contract or annuity or related ntracts can be assi ACTIVE/ 77832802.1 -2- pro n structu s or annuities- contracts nnuities contracts are not valid and enforceable.;-er (b) Allstate Settlement, 44tat e Life Insurance Company, or Allstate Asst gta ent Company has waived any right in connection with any other 6. Mr. Conaway and his heirs, beneficiaries, contingent beneficiaries, administrators, executors, successors, and assigns, or individuals or entities that may claim through them (the "Releasors"), hereby remise, release, and forever discharge Allstate Settlement, Allstate Life Insurance Company, Allstate Assignment Company, and their respective directors, shareholders, officers, agents, employees, servants, successors, executors, administrators, and assigns, and any parent, subsidiary, or affiliate thereof, and their directors, shareholders, officers, agents, employees, servants, successors, executors, administrators, and assigns, past and present (the "Releasees"), of and from any and all manner of actions and causes of action, suits, debts, dues, accounts, bonds, covenants, contracts, agreements, judgments, settlements, damages, claims, and demands whatsoever, in law or in equity, in connection with, related to, or arising out of, any claim or allegation that was or could have been asserted in connection with, related to, or arising out of, the Funding Exchange Agreement, the Transferred Payments, which against each other or the Releasees, the Releasors can, shall, or may have, except for claims to enforce any party's rights under the Funding Exchange Agreement. 7. This Order shall constitute a "Qualified Order" within the meaning of 26 U.S.C. § 5891. ACTIVE/ 77832802.1 3 8. This Order constitutes a Final Order of the Court and resolves the last pending claim and closes the case. BY THE COURT: 0 bre, A. eefil4ge , k/vcored li/26//,‘ ACTIVE/ 77832802.1 4 Pvk , JUDGE 1