Loading...
HomeMy WebLinkAbout10-31-14 (2) 1505610105 REV-1500 OFFICIAL USE ONLY PA Department of Revenue Pennsylvania Bureau of Individual.Taxes r` "`v`u` County Code Year File Number PO BOX 28o6oi INHERITANCE TAX RETURN Harrisburg,PA 17128-o6oi RESIDENT DECEDENT p`�I 114 01tD1 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 08/07/2014 04/09/1916 Decedent's Last Name Suffix Decedent's First Name MI MILLER VIRGINIA L (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW CD 1.Original Return O 2.Supplemental Return O 3. Remainder Return(Date of Death Prior to 12-13-82) C=) 4.Limited Estate O 4a.Future Interest Compromise(date of p 5. Federal Estate Tax Return Required death after 12-12-82) MID 6.Decedent Died Testate CD 7.Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) O 9.Litigation Proceeds Received O 10.Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number ROSALIE P. WISOTZKI (412)697-409 rrnn r� r� C? (n T Z7 C-D _ G7 REGISTERIOtY IHS USMLY U } M F" First Line of Address "` t� 310 GRANT STREET -° Second Line of Address - L`s7 1109 GRANT BUILDING -,3 `rt City or Post Office State ZIP Code DATE FILED PITTSBURGH PA 15219 Correspondent's e-mail address:Wisotzkir@ComCast.net Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATU O UONESPONSIBLE FOR ETURN D E B AD RE$S SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE DATE ADDRESS PLEASE USE ORIGINAL FORM ONLY Side 1 1505610105 1505610105 J J 1505610205 REV-1500 EX(FI) Decedent's Social Security Number Decedent's Name: VIRGINIA L. MILLER RECAPITULATION 1. Real Estate(Schedule A). ........ .................................... 1. 2. Stocks and Bonds(Schedule B) .......... ............................. 2. 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) .. .. . 3. 4. Mortgages and Notes Receivable(Schedule D)....... ................. . .. 4. 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E)....... 5. 6. Jointly Owned Property(Schedule F) O Separate Billing Requested ....... 6. 32,202.89 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested........ 7. 485,489.23 8. Total Gross Assets(total Lines 1 through 7).. .................. ......... 8. 517,692.12 9. Funeral Expenses and Administrative Costs(Schedule H)................... 9. 6,751.41 10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule 1)............... 10. : 10,757.83 11. Total Deductions(total Lines 9 and 10)...... ........... ................ 11. 17,509.24 12. Net Value of Estate(Line 8 minus Line 11) ..... . ........................ 12. 500,182.88 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J) ........................ 13. 14. Net Value Subject to Tax(Line 12 minus Line 13) ........................ 14. 500,182.88 . TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.0_ 15. 16. Amount of Line 14 taxable at lineal rate X.0_ 16• 17. Amount of Line 14 taxable m at sibling rate X.12 17. 18. Amount of Line 14 taxable at collateral rate x.15 500,182.88 18 75,027.43. 19. TAX DUE .......... ................... ............................ 19. 75,027.43 20, FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O Side 2 1505610205 1505610205 REV-1500 EX(FI) Page 3 File Number Decedent's Complete Address: DECEDENT'S NAME VIRGINIA L. MILLER STREET ADDRESS 100 MT.ALLEN DRIVE CITY STATE ZIP CUMBERLAND PA 17055 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 75,027.43 2. Credits/Payments A.Prior Payments 71,276.06 B.Discount 3,751.37 Total Credits(A+B) (2) 75,027.43 3. Interest (3) 4. If Line 2 is greater than Line 1+Line 3,enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2,Line 20 to request a refund. (4) 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0.00 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred.......................................................................................... ❑ 0 b. retain the right to designate who shall use the property transferred or its income ............................................ ❑ c. retain a reversionary interest .............................................................................................................................. ❑ d. receive the promise for life of either payments,benefits or care?...................................................................... ❑ 2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death without receiving adequate consideration?.............................................................................................................. ❑ N 3. Did decedent own an"in trust for'or payable-upon-death bank account or security at his or her death?.............. ❑ 4. Did decedent own an individual retirement account,annuity or other non-probate property,which contains a beneficiary designation? ....................................................................................:................................... ❑ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994,and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent(72 P.S. §9116(a)(1.3)].A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. REV-1509 EX+(01-10) 1"W, pennsylvania SCHEDULE F DEPARTMENT REVENUE JOINTLY-OWNED PROPERTY INHERITANCE TAXAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: VIRGINIA L.MILLER If an asset became jointly owned within one year of the decedent's date of death,it must be reported on Schedule G. SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A.SALLEE MCELROY 1 BONNIE AVENUE,BEL AIR, MD 21014 NIECE B. C. JOINTLY OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENT's VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER.ATTACH DEED FOR JOINTLY HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'SINTEREST 1. A. 03/21/06 PNC BANK XX3018 15,767.62 50% 7,883.81 2 A 07/28/06 SANTANDER BANK XX2457 48,638.16 50% 24,319.08 TOTAL(Also enter on Line 6, Recapitulation) $ 32,202.89 If more space is needed,use additional sheets of paper of the same size. REV-1510 EX+(08-09) pennsylvania SCHEDULE G DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER VIRGINIA L. MILLER This schedule must be completed and filed if the answer to any of questions i through 4 on page three of the REV-1500 is yes. DESCRIPTION OF PROPERTY ITEM INCLUDE THE NAME OF THE TRANSFEREE,THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE NUMBER THE DATE OF TRANSFER. ATTACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE 1 WELLS FARGO BROKERAGE(SEE ATTACHED) 484,518.72 100 484,518.71 19 METROPOLITAN STOCK SHARES @ 51.08/SHARE 2 970.52 100 970.52 STACKPOLE 1,071 shares-Non-marketable securities 3 0.00 0.00 TOTAL(Also enter on Line 7, Recapitulation) $ 485,489.23 If more space is needed,use additional sheets of paper of the same size. REV-1511 EX+(08-13) pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER VIRGINIA L. MILLER Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1' GEIGLE FUNERAL HOME 2,419.07 2 FUNERAL REGISTRY BOOK 59.97 3 MINISTER (PEJACK)STIPEND 350.00 4 TOM KLINE FUNERAL SERVICES 250.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representative(s) Street Address City State ZIP Year(s)Commission Paid: 2• Attorney Fees: 2,000.00 3. Family Exemption: (If decedent's address is not the same as claimant's,attach explanation.) Claimant Street Address City_....._ . .......__ _....._._.. .__... State ZIP Relationship of Claimant to Decedent 4. Probate Fees: 5. Accountant Fees: 6. Tax Return Preparer Fees: 7. LAW OFFICE ADMIN., COSTS, FILING FEES,AND POSTAGE 180.00 6 PARALEGAL SERVICES 350.00 9 GREG MILLER, CPA FEES 1,100.00 10: STAPLES-ADM. COSTS 42.37 TOTAL(Also enter on Line 9, Recapitulation) $ 6,751.41 If more space is needed,use additional sheets of paper of the same size. REV-1512 EX+(12-12) Q7pe nnsylvania SCHEDULE I DEPARTMENT OF REVENUE DEBTS OF DECEDENT, INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER VIRGINIA L. MILLER Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. BANK OF AMERICA 134.81 2 CHASE CREDIT 533.01 3 WILLIM FERGUSON 195.00 4 KIM BRONTE 260.00 5 LIFE WAYS FINAL STATEMENT 9,357.71 6 P. HEALTH 27.30 7 RICKY CLOCK SERVICE 250.00 TOTAL(Also enter on Line 10,Recapitulation) $ 10,757.83 If more space is needed,insert additional sheets of the same size. A LAST WILL AND TESTAMENT 4F VIRGINIA L. MILLER I, VIRGINIA L. MILLER, presently residing and domiciled in Upper Allen Township, Cumberland County, Pennsylvania, declare this to be my Last Will and hereby revoke all Wills which I have previously made. I additionally revolk any Powers of Attorney previously granted to anyone or any institution and recognize only the Power of Attorney granted to my neice, Sallee McElroy. ITEM I: I appoint my husband, HARRY K. MILLER, as the Executor of my estate. If he is unable to serve in this capacity, or having been appointed is u.-,,cable to complete the administration of my estate, I appoint 'SALLEE R. MCELROY, of Bel Air Maryland, as my Executrix without bond. ITEM II: I give to HARRY any :interest that I may have in tangible personal property, including but not limited to household furniture and furnishings, books, pictures, jewelry, watches, wearing apparel, automobiles, tools, equipment, and. all other items of like nature. We consider these items to be held by us as husband ariLd wife, tenants by the entireties, but should there be any question, I give whatever interest I may have in my own name to HARRY. If Harry ,should predecease me, certain items of tangible personal property whether owned outright or in trust, shall be distributed by Sallee McElroy in her sole discretion for herself or for other family members with the following directive: 1 ! I specifically direct that our, grandmother clock. is to be given to Sallee Leavy McElroy, our niece, who presently resides at One Bonnie Ave Bel Air Maryland. I also direct that our grandfather antique rocker and small Victorian chair are to be given to Thomas W. Kline, who presently resides at ;3320 Casi Drive Titusville Florida 32796. 1 further direct that any expense incurred .in delivery of these items shall be ,a cost of the administration of my estate. ITEM III: I give the residue of my estate, of whatever nature and wherever situate, to my husband, Harry, if he survives my death. If Harty should predecease me, the residue of my estate shall be distributed to the PRIVATE TRUST AGREEMENT OF HARRY K. MILLER AND VIRGINIA L. MILLER, as amended on 17 OCTOBER 2006. This Inter Vivos Trust Agreement executed by Harry and myself as settlors and all ammendments thereto, to be held by Sallee L. McElroy, Trustee, administered and distributed as directed in the Trust Agreement. ITEM IV: If Harry and I should die under such circumstances that the order of our deaths cannot be established, It shall be conclusively presumed for all. purposes of this will, as well as the aforesaid Trust, that Harry survived my death. ITEM V: I direct that all federal, state, and other death taxes payable by reason of my death, with respect to the property passing under this Will or property distributed in accordance with the Trust Agreement, shall be considered as part of the expense of administration of my estate and shall be paid from my residuary estate, subject, however, to the discretion we have given to the Trustee and Co-Trustee Sallee McElroy to pay taxes and costs of administration upon assets of my probate estate or in the trust. 2 IN WITNESS WHEREOF, I have at Messiah. Village, this day of C�iaPAA'> 2008 set my hand and seal to this, my Last Will md Testament consisting of the four (4) pages including the acknowledgement. --(SEAL) VIR"GIAA L. MILLER SIGNED, sealed, published and declared by Virginia L. Miller, the above narne, as and for her Last Will Testament, in the presence of us, who, at her request, in her presence and in the presence of each other, have hereonto subscribed our names as witnesses. Residence Residence 3 ACKNOWLEDGEMENT We, VIRGINIA I MILLER, A4k_ and the Testatrix and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do herby declare to the undersigned authority that the Testatrix signed and executed the instrument as her Last Will and that she had signed willingly (or willingly directed another to sign for her), and that she executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, signed the, Will as witnesses and that to the best of their knowledge the Testatrix was at that time eighteen years of age or older, of sound mind and under no constraint or undue influence. 'TE STATRLK V I TNESI: WItNESE-3) Subscribed, sworn to and acknowledged before me by VIRGINIA L. MILLER, the Testatrix, and subscribed kind sworn to before me by de and witnesses, this _'3 day 2008 WO M OF PENNSYLVANA N=nN beaC, Boy aw"hart,Notary PUt*C (SEAL) psrAgook BM,Dauphln coverSim S Jan.27,2010 NO RY PUBLIC co"Wrft . of t4owrles Member, 4 THE VIRGINIA L. MILLER RESTATED REVOCABLE TRUST Made the 7 day of 2010. BY AND BETWEEN VIRGINIA L. MILLER, of Pennsylvania, (hereinafter referred to as the "Settlor") AND SALLEE R. McELROY of BelAir, Maryland, (hereinafter referred to as the "Trustee" or "Trustees" ) WITNESSETH: WHEREAS, the Settlor created an Intervivos Trust on July 12, 1983 and amended it in 1992, later in 2000, and later in 2006; and WHEREAS, said amended trust named HARRY K. MILLER, VIRGINIA L. MILLER and SALLEE R. McELROY as Trustees; and WHEREAS, HARRY K. MILLER died; and WHEREAS, the Settlor now desires to name Sallee R. McElroy as the sole trustee; and WHEREAS, the Settlor reserved the right to revoke, and amend said trust in whole or in part; and WHEREAS, the Settlor now desires to revoke said trust and all of its amendments to date and restate said Intervivos Trust in its entirety. NOW,. THEREFORE, in consideration of the foregoing recitals, the parties hereto do hereby agree as follows : WITNESSETH: WHEREAS, the Settlor desires to transfer certain assets .to the Trustee, to be held in trust for the purposes set forth hereinafter, and to the benefit of the persons named herein. NOW, THEREFORE, in consideration of the foregoing recitals, the parties hereto do hereby agree as follows : ARTICLE I The Settlor hereby transfers and delivers to the Trustee the property listed in Schedule "All attached hereto, together with all Settlor ' s interest therein. The Trustee shall hold said property, together with any additions thereto as -hereinafter provided, and shall invest and reinvest the same and shall distribute , the net income (hereinafter called "Income" ) and principal as set forth in the following provisions . A. During the lifetime of the Settlor, the Trustee shall pay the Income to or for the benefit of the Settlor in convenient installments . Further, the Trustee shall pay and distribute to or for the benefit of the Settlor, SO much of the principal of the trust estate as the Trustee deems advisable, from time to time, for the comfort, maintenance and support of said Settlor, and to aid the Settlor in the event of any circumstances or condition affecting said Settlor wherein money is needed. Further, the Trustee is authorized to make annual gifts limited in amount to the annual gift exclusion per the current federal revenue code .to the Settlor' s relatives, including the trustee, in a manner consistent with the Settlor' s prior gifting pattern to the same relatives . B . Upon the death of the Settlor, if her executor certifies to the Trustee that her probate estate is insufficient to pay the debts, pre-residuary bequests, expenses of administration, and death taxes which the executor is directed to pay, the Trustee shall pay to the executor such amount as the executor shall certify as being the deficiency, and the Trustee shall be under no duty to inquire into the validity of such certification. C. upon the death of the Settlor, and after deducting trust administration expenses payable after said death, the remaining principal, together with any accrued or undistributed income and any property received by the Trustee from the Settlor ' s estate or from any other source, shall be referred to as the trust estate and shall be held by the Trustee and distributed as follows : 1 . The Trustee shall make the following specific distributions free of trust as soon as is convenient: • The sum .of Twenty-Five Thousand (1>25, 000 .00) Dollars, and the grandfather antique rocker, and the small victorian chair if said tangible items are still in the Settlor' s possession to Thomas W. Kline presently residing in Titusville, Florida. • The sum of Twenty-Five Thousand (. 25 , 000 . 00) Dollars to Richard Terry Kline presently ' aquappT a re�i' it g Brownda e, Penntt a a �• The sum of Twenty-Five Thou d 25 , 0 . ) wflland _ Dolylar✓ and RE �a itt V all of the Settlor' s � S aS�LUUU zno pagT.Tascne ouoem� o� aiTl °R���f�E��r� u�$ dn� uT pu-e aouasaj(Y j UT `Isanba.T JOLT I-e `oTgnn. `sn jo aauasaxd aT I UT `jU;DUre .sa,L Tp A �aLfjI6f jjtMW Y� u anoge OT14 `.TallrW ''T -eTUT0.11A S�hpea_Taopfp'pep@S Ug q `p9j'q4%dQ[3fqrJpSllars • .• atives and friends Jill Kline Lynch Brian W. KiT�JaOpal.nnouf.a_e QIP 2iuTpnlaut .Tno aLI �i�T ?o��ze�sa,L pLrul IlIpA 4swj AU, `sup o:1 Mas pine pueu Sw IQS 3pPi fuer fi"" Jo X_ep STu a �llill LIL'TSsa -� 'b�h I ,�to2lHlYm SS3 t�.LIlSc1 I�tI Michael T. Kline Scott Larner Seth Rigler Richard McElroy Melanie McElroy Harry L. Leavy Peter Leavy Joan Annabelle L. Benson Karol H. Kline Kay Page Kline Donna Brandt To Frey Village, Middletown, Pennsylvania The sum of One Thousand ($1, 0000 . 00) Dollars to each of the following charities : to The Humane Society of Harrisburg Area, Inc, presently with an address of 7790 Grayson Road, Harrisburg, PA 17111; and to The Zion Lutheran Church Altar Guild, presently at 15 South Fourth St . , Harrisburg, PA. to be used to provide flowers annually in memory of Harry K. and Virginia L. Miller. in the event any specifically named individual beneficiary predeceases the Settlor then his or her monetary gift shall lapse and be added to the residuary trust estate. The tangible gift items designated for a named beneficiary who has predeceased the Settlor shall be distrih:,uted to the deceased beneficary' s then-living children with an effort to equalize said distributions among them. In the event a named charity is no longer in existence at the time of the death of the Settlor, then said gift shall lapse and be added to the residuary trust estate. Any remaining Trust estate shall be distributed free of trust to the Settlor' s niece, Sallee R. McElroy of BelAir, Maryland. In the event Sallee R. McElroy predeceases the Settlor then her gift shall be distributed equally between Rachwel R. Larner and Seth C. Rigler. 2 . The interest of any beneficiary hereunder, including a remainderman, in Income or principal, shall not be subject to assignment, alienation, pledge, attachment or claims of creditors until after payment has actually been made by the Trustees as hereinbefore provided. 3 . Upon the death of any Income beneficiary, any Income accrued or received by the Trustees subsequent to the last Income payment date shall be paid to the person or persons for whose benefit the principal producing such Income is continued in trust or to whom such principal is distributed under the terms hereof. D. If at any time Sallee R. McElroy is uxiwilling or unable to act as the Trustee, then Rachel R. Larner shall act as the Successor Trustee . E. The Trustee during the lifetime of the Settlor may at any time by a signed instrument delivered to the Successor Trustees, delegate to them any or all fiduciary discretion, powers, and duties, either for a specified time or until the delegation is revoked by a similar instrument; and any person dealing with the Successor Trustees may rely upon their certification as to the extent of their authority. F. The Trustee shall be entitled to receive compensation for services rendered hereunder and shall be reimbursed for expenses incurred in this trust administration. Further, the Trustees are authorized in their sole discretion to sell securities to the extent necessary to pay any portion of such costs or expenses which is chargeable against principal . G. No successor trustee shall be liable for the acts or omissions of the prior serving Trustee . ARTICLE I! A. The Trustees hereunder shall have the following powers, ,in addition to and not in limitation of those granted by law: to accept assets in kind, including real estate, from the Settlor or elsewhere and to retain such assets in kind or to sell the same; to invest in all forms of property including stock, common trust funds and mortgage investment funds whether maintained by the corporate Trustee or others; whether managed by professional advisors or others; and including interest-bearing accounts in or certificates issued by any financial institution, without restriction to investments authorized for Pennsylvania fiduciaries, as the Trustees may deem proper; to hold income cash uninvested until the next regular payment date, without liability for interest thereon; to pledge, exchange or mortgage real or personal property and to lease the same for terms exceeding five (5) years; to give options for sales, leases and exchanges ; to compromise claims; to vote shares of corporate stock, in person or by proxy, in favor of or against management proposals; to engage legal counsel , investment advisors, tax advisors, accounting advisors and other such professional advisors as the Trustees may in its discretion deem advisable, and to pay the reasonable fees and costs thereof from trust income and, if necessary, from trust principal ; to make division or distribution hereunder either in cash or in kind; and, in connection therewith, to allocate to different shares different kinds of or interests in property and property having different bases for federal income tax purposes , all as the Trustees deem equitable . The Trustees shall not engage in churning, as that team may from time to time be defined by federal securities laws, as the same may be amended from time to time, and related case law. The Trustees shall have no liability for any mistake or error of judgment made in good faith. ARTICLE III After the death of the Settlor, the following provisions shall be applicable to the trusts created herein: A. Upon the death of any income beneficiary, any accrued or undistributed income shall be paid to the person or persons for whom the principal is continued in trust or to whom it is distributed under the terms hereof, unless otherwise provided herein. B. The interest of any beneficiary hereunder, including a remainderman, in income or principal, shall not be subject to assignment, alienation, pledge, attachment or claims of creditors until after payment has actually been made by the Trustee as hereinbefore provided. C. Corporate distributions received in shares of the distributing corporation shall be allocated to principal, regardless of the number of shares and however described or designated by the distributing corporation. ARTICLE IV A. The Settlor retains the right to revoke, alter or amend this trust at any time upon delivery to the Trustee of an instrument in writing setting forth said revocation or amendment . Further, the Settlor shall have the right to withdraw at any time all or any part of the principal of the trust estate . B . It is agreed that the Settlor shall have the right, from time to time, to add to the principal of the trust estate such other property or properties, cash or securities, as Settlor sees fit, and the Trustee agrees to hold such property or properties, cash or securities, so added, under the trusts herein set forth, as well as any property received hereunder from any other source . C. As used in this deed of trust, the singular may include the plural and the plural the singular, and the use of any gender shall be applicable to all genders . D. This deed of trust has been delivered to and accepted by the Trustees in the Commonwealth of Pennsylvania and shall be governed in all respects by the laws of said Commonwealth. WITNESS the due execution of this Revocable Trust Agreement the day and year aforesaid. SETTLOR: FA.,,,/(SEAL) it es s VI NIA L. MILLER s W it TRUSTEE: Witkess j SALLEE R. MftLROY Signed, sealed, published and declared by VIRGINIA L. MILLER, the Settlor above named, as and for her Trust in the presence of us, who, at her request, in her presence and in the presence of each other, have hereunto subscribed our names as witnesses hereto. ADDRESS_ Alk �)C ADDRESSIQ() lefi n t( , AFFIDAVIT COMMONWEALTH OF' PENNSYLVANIA ) ) SS: COUNTY OF CUMBERLAND ) I, VIRGINIA L. MILLER, Settlor, whose name is signed to the attached or foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Revocable Trust; that I signed it willingly and that I signed it as my free and voluntary act for the purposes therein expressed. IN WITNESS WHEREOF, I, VIRGINIA L. MILLER, have hereunto set my hand and seal this Q day of 2010 . �. � SEAL] VIRGItjrA L. MILLER SWORN or affirmed to and acknowledged before me, by VIRGINIA L. MILLER, the Settlor, this day of 4f 2010 . COMMONWEALTH OF Pf:NNSYLVANba NOTARY UBLIC Notarial Betsy Samijart,NotaiiPublir, Penbrook Boro,baupi-iin county M Commission Expires : 1Ay Co,rmission Expires.Ian.27.2010 Mymember.Pennsylvania Asscration of Notaries a?,�Olb AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA ) ) SS : COUNTY OF CUMBERLAND ) We, Kali; Q Mt'ei4k_ and KP114 E HQ4z�� ' the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law,, do depose and say that we were present and saw the Settlor sign and execute the instrument as her Revocable Trust; that she signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Settlor signed the Trust as witnesses; and that to the best of our knowledge the Settlor was at the time Eighteen (18) or more years of age, of sound mind and under no constraint or undue influence. Witness Witness y SWORN or affirmed to and subscribed before me, a notary public, the day of 2010 . "�- G0fAMO1H`0 EAL T H OF PENN3YLVPt'1."!A NOTARY P BLIC -'— Betsy Larn;iart,wotary Pub'Ic f �sntiroo?<Lora,Dauphin counti I F spires Jan.27,2010 SCHEDULE A ASSETS TRANSFERRED TO THE VIRGINIA L. MILLER RESTATED REVOCABLE TRUST